<SEC-DOCUMENT>0000706129-25-000036.txt : 20250314
<SEC-HEADER>0000706129-25-000036.hdr.sgml : 20250314
<ACCEPTANCE-DATETIME>20250314160621
ACCESSION NUMBER:		0000706129-25-000036
CONFORMED SUBMISSION TYPE:	10-K
PUBLIC DOCUMENT COUNT:		160
CONFORMED PERIOD OF REPORT:	20241231
FILED AS OF DATE:		20250314
DATE AS OF CHANGE:		20250314

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			HORIZON BANCORP INC /IN/
		CENTRAL INDEX KEY:			0000706129
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		IRS NUMBER:				351562417
		STATE OF INCORPORATION:			IN
		FISCAL YEAR END:			1231

	FILING VALUES:
		FORM TYPE:		10-K
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	000-10792
		FILM NUMBER:		25739999

	BUSINESS ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360
		BUSINESS PHONE:		2198790211

	MAIL ADDRESS:	
		STREET 1:		515 FRANKLIN STREET
		CITY:			MICHIGAN CITY
		STATE:			IN
		ZIP:			46360

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	HORIZON BANCORP /IN/
		DATE OF NAME CHANGE:	19920703

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	CITIZENS MICHIANA FINANCIAL CORP
		DATE OF NAME CHANGE:	19861021
</SEC-HEADER>
<DOCUMENT>
<TYPE>10-K
<SEQUENCE>1
<FILENAME>hbnc-20241231.htm
<DESCRIPTION>10-K
<TEXT>
<XBRL>
<?xml version='1.0' encoding='ASCII'?>
<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024,d:0b97160b00d84be59568af1150fcb8b2-->
<html xmlns:ixt="http://www.xbrl.org/inlineXBRL/transformation/2020-02-12" xmlns:xbrldi="http://xbrl.org/2006/xbrldi" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:srt="http://fasb.org/srt/2024" xmlns:iso4217="http://www.xbrl.org/2003/iso4217" xmlns:ix="http://www.xbrl.org/2013/inlineXBRL" xmlns:ecd="http://xbrl.sec.gov/ecd/2024" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:cyd="http://xbrl.sec.gov/cyd/2024" xmlns:ixt-sec="http://www.sec.gov/inlineXBRL/transformation/2015-08-31" xmlns:us-gaap="http://fasb.org/us-gaap/2024" xmlns="http://www.w3.org/1999/xhtml" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:dei="http://xbrl.sec.gov/dei/2024" xmlns:hbnc="http://accesshorizon.com/20241231" xmlns:xlink="http://www.w3.org/1999/xlink" xml:lang="en-US"><head><meta http-equiv="Content-Type" content="text/html"/>


<title>hbnc-20241231</title></head><body><div style="display:none"><ix:header><ix:hidden><ix:nonNumeric contextRef="c-1" name="dei:AmendmentFlag" format="ixt:fixed-false" id="f-32">false</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:DocumentFiscalYearFocus" id="f-33">2024</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:DocumentFiscalPeriodFocus" id="f-34">FY</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:EntityCentralIndexKey" id="f-35">0000706129</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="dei:DocumentTransitionReport" format="ixt:fixed-false" id="f-36">false</ix:nonNumeric><ix:nonNumeric contextRef="c-4" name="us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" id="f-548">http://fasb.org/us-gaap/2024#InterestReceivable</ix:nonNumeric><ix:nonNumeric contextRef="c-5" name="us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" id="f-549">http://fasb.org/us-gaap/2024#InterestReceivable</ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" id="f-580">http://accesshorizon.com/20241231#MortgageServicingIncomeLossNetOfImpairment</ix:nonNumeric><ix:nonNumeric contextRef="c-389" name="hbnc:CreditQualityClassificationPeriodSatisfactoryRepayment" id="f-1499">P2Y</ix:nonNumeric><ix:nonFraction unitRef="number" contextRef="c-587" decimals="INF" name="us-gaap:StockholdersEquityNoteStockSplitConversionRatio1" scale="0" id="f-3128">1.5</ix:nonFraction></ix:hidden><ix:references xml:lang="en-US"><link:schemaRef xlink:type="simple" xlink:href="hbnc-20241231.xsd"/></ix:references><ix:resources><xbrli:unit id="usd"><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unit><xbrli:unit id="shares"><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unit><xbrli:unit id="usdPerShare"><xbrli:divide><xbrli:unitNumerator><xbrli:measure>iso4217:USD</xbrli:measure></xbrli:unitNumerator><xbrli:unitDenominator><xbrli:measure>xbrli:shares</xbrli:measure></xbrli:unitDenominator></xbrli:divide></xbrli:unit><xbrli:unit id="office"><xbrli:measure>hbnc:office</xbrli:measure></xbrli:unit><xbrli:unit id="number"><xbrli:measure>xbrli:pure</xbrli:measure></xbrli:unit><xbrli:unit id="reporting_unit"><xbrli:measure>hbnc:reporting_unit</xbrli:measure></xbrli:unit><xbrli:unit id="segment"><xbrli:measure>hbnc:segment</xbrli:measure></xbrli:unit><xbrli:unit id="security"><xbrli:measure>hbnc:security</xbrli:measure></xbrli:unit><xbrli:unit id="reportable_segment"><xbrli:measure>hbnc:reportable_segment</xbrli:measure></xbrli:unit><xbrli:context id="c-1"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-2"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-06-30</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-3"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2025-03-12</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-4"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-5"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-6"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-7"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-8"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-9"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-10"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-11"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-12"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-13"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-14"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-15"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-16"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-17"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-18"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-19"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-20"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-21"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-22"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-23"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-24"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-25"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-26"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-27"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-28"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-29"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-30"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-31"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-32"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-33"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-34"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-35"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-36"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-37"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-38"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-39"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-40"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-41"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-42"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-43"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-44"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageAndMortgageWarehousingLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-45"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-46"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-47"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-48"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-49"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-50"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-51"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-52"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-53"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-54"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-55"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2019-07-16</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-56"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-57"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-58"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-59"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-60"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-61"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-62"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-63"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-64"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-65"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-66"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:InternallyAssignedRatingMethodologyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-67"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:InternallyAssignedRatingMethodologyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-68"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-69"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-70"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-71"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-72"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-73"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-74"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-75"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-76"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-77"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-78"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-79"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-80"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-81"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-82"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-83"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-84"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-85"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-86"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-87"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-88"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-89"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-90"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-91"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-92"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-93"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-94"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-95"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-96"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-97"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-98"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-99"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-100"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-101"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-102"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-103"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-104"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-105"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-106"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-107"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-108"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-109"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-110"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-111"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-112"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-113"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-114"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-115"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-116"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-117"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-118"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-119"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-120"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-121"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-122"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-123"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-124"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-125"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-126"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-127"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-128"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-129"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-130"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-131"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-132"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-133"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-134"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-135"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-136"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-137"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-138"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-139"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-140"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-141"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-142"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-143"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-144"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-145"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-146"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-147"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-148"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-149"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-150"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-151"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-152"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-153"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-154"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-155"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-156"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-157"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-158"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-159"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-160"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-161"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-162"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-163"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-164"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-165"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-166"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-167"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-168"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-169"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-170"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-171"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-172"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-173"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-174"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-175"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-176"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-177"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-178"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-179"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-180"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-181"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-182"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-183"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-184"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-185"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-186"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-187"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-188"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-189"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-190"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-191"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-192"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-193"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-194"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-195"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-196"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-197"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-198"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-199"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-200"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-201"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-202"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-203"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-204"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-205"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-206"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-207"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-208"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-209"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-210"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-211"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-212"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-213"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-214"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-215"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-216"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-217"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-218"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-219"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-220"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-221"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-222"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-223"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-224"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-225"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-226"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-227"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-228"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-229"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-230"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-231"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-232"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-233"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-234"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-235"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-236"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-237"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-238"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-239"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-240"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-241"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-242"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-243"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-244"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-245"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-246"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-247"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-248"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-249"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-250"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-251"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-252"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-253"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-254"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-255"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-256"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-257"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-258"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-259"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-260"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-261"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-262"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-263"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-264"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-265"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-266"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-267"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-268"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-269"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-270"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-271"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-272"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-273"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-274"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-275"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-276"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-277"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-278"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-279"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-280"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-281"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-282"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-283"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-284"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-285"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-286"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-287"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-288"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-289"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-290"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-291"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-292"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-293"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-294"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-295"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-296"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-297"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-298"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-299"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-300"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-301"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-302"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-303"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-304"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-305"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-306"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-307"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-308"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-309"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-310"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-311"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-312"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-313"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-314"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-315"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-316"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-317"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-318"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-319"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-320"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-321"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-322"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-323"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-324"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-325"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-326"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-327"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-328"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-329"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-330"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-331"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-332"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-333"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-334"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-335"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-336"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-337"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-338"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-339"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-340"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-341"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-342"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-343"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-344"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-345"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-346"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-347"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-348"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-349"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-350"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-351"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-352"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-353"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-354"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-355"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-356"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-357"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-358"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-359"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-360"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-361"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-362"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-363"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-364"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-365"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-366"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-367"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-368"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-369"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-370"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-371"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-372"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-373"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-374"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-375"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-376"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-377"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-378"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-379"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-380"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-381"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-382"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-383"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-384"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-385"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-386"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-387"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-388"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:GoodPassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-389"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:SatisfactoryPassMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-390"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-391"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-392"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-393"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-394"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-395"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-396"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-397"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-398"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-399"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-400"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-401"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-402"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-403"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-404"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-405"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-406"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-407"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-408"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-409"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-410"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-411"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-412"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-413"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-414"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-415"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-416"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-417"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-418"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-419"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-420"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-421"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-422"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-423"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-424"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-425"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-426"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-427"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-428"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-429"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-430"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-431"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-432"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-433"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-434"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-435"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-436"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-437"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-438"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-439"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-440"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-441"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-442"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-443"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-444"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-445"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-446"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-447"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-448"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-449"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-450"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-451"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-452"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-453"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-454"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-455"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-456"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-457"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-458"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-459"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-460"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-461"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-462"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-463"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-464"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-465"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-466"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-467"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-468"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-469"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-470"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-471"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-472"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-473"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-474"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-475"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-476"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-477"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-478"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-479"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-480"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-481"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-482"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-483"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-484"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-485"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-486"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-487"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-488"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-489"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-490"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-491"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-492"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-493"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-494"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-495"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-496"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-497"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-498"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-499"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CashAndCashEquivalentsAxis">hbnc:CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-500"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:CashAndCashEquivalentsAxis">hbnc:CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-501"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">hbnc:RetailDepositMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-502"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">hbnc:BrokeredDepositMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-503"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">hbnc:DirectorAndExecutiveOfficersMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-504"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">hbnc:DirectorAndExecutiveOfficersMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-505"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FederalHomeLoanBankAdvancesOptionAxis">us-gaap:FederalHomeLoanBankAdvancesPutableOptionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-506"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-507"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-508"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-509"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-510"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-511"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-512"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-513"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-514"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-515"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-516"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-517"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-518"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-519"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-520"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-521"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-522"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-523"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-524"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-525"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-526"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-527"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-528"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-529"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-530"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-531"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-532"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-533"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-534"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2020-06-24</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-535"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-12-08</xbrli:startDate><xbrli:endDate>2023-12-08</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-536"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2023-12-08</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-537"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-538"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-539"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonStatutoryTrustTwoMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2004-10-01</xbrli:startDate><xbrli:endDate>2004-10-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-540"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonStatutoryTrustTwoMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-541"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonBancorpCapitalTrustThreeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2006-12-01</xbrli:startDate><xbrli:endDate>2006-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-542"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonBancorpCapitalTrustThreeMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-543"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AllianceFinancialStatutoryTrustOneMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2004-06-01</xbrli:startDate><xbrli:endDate>2004-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-544"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AllianceFinancialStatutoryTrustOneMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-545"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AmTruStatutoryTrustOneMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2004-03-01</xbrli:startDate><xbrli:endDate>2004-03-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-546"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AmTruStatutoryTrustOneMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-547"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HeartlandStatutoryTrustTwoMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2006-12-01</xbrli:startDate><xbrli:endDate>2006-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-548"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HeartlandStatutoryTrustTwoMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-549"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:CitySavingsTrustMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2003-06-01</xbrli:startDate><xbrli:endDate>2003-06-30</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-550"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:CitySavingsTrustMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-551"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">us-gaap:RelatedPartyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2003-10-01</xbrli:startDate><xbrli:endDate>2003-10-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-552"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">us-gaap:RelatedPartyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-553"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:instant>2024-12-03</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-554"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-555"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-556"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-557"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-558"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:StateAndLocalJurisdictionMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-559"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:TaxCreditCarryforwardAxis">us-gaap:GeneralBusinessMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-560"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-561"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-562"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">hbnc:UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-563"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">hbnc:UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-564"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-565"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-566"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-567"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:RestatementAxis">srt:ScenarioPreviouslyReportedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-568"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-569"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2013-06-18</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-570"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-571"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-572"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-573"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-574"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-575"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-576"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-577"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-01-19</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-578"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2021-01-19</xbrli:startDate><xbrli:endDate>2021-01-19</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-579"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-01-19</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-580"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-01-19</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-581"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-582"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-583"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-584"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-585"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-586"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-587"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2018-06-15</xbrli:startDate><xbrli:endDate>2018-06-15</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-588"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-589"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-590"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-05-23</xbrli:startDate><xbrli:endDate>2023-05-23</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-591"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-592"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-593"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-594"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-595"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-596"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-597"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-598"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-599"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-600"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-601"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-602"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-603"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-604"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-605"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-606"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-607"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-608"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-609"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-610"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-611"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-612"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-613"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-614"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-615"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-616"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-617"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-618"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-619"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-620"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-621"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-622"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-623"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-624"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-625"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-626"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-627"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-628"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-629"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-630"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-631"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-632"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-633"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-634"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-635"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-636"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-637"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-638"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-639"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-640"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-641"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-642"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-643"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-644"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-645"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-646"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-647"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-648"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-649"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-650"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-651"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-652"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-653"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-654"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-655"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-656"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-657"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-658"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-659"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-660"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-661"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-662"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-663"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-664"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-665"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-666"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-667"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-668"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-669"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-670"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-671"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-672"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-673"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-674"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-675"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-676"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-677"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-678"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-679"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-680"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-681"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-682"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-683"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-684"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-685"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-686"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-687"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-688"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-689"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-690"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-691"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-692"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-693"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-694"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-695"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-696"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-697"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-698"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-699"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-700"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-701"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-702"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember><xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember><xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-703"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-704"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-705"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-706"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-707"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-708"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-709"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-710"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-711"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2024-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-712"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2023-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-713"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2024-01-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-714"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2023-01-01</xbrli:startDate><xbrli:endDate>2023-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-715"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2022-01-01</xbrli:startDate><xbrli:endDate>2022-12-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-716"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2022-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-717"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:instant>2021-12-31</xbrli:instant></xbrli:period></xbrli:context><xbrli:context id="c-718"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier><xbrli:segment><xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember></xbrli:segment></xbrli:entity><xbrli:period><xbrli:startDate>2025-01-01</xbrli:startDate><xbrli:endDate>2025-03-31</xbrli:endDate></xbrli:period></xbrli:context><xbrli:context id="c-719"><xbrli:entity><xbrli:identifier scheme="http://www.sec.gov/CIK">0000706129</xbrli:identifier></xbrli:entity><xbrli:period><xbrli:startDate>2024-10-01</xbrli:startDate><xbrli:endDate>2024-12-31</xbrli:endDate></xbrli:period></xbrli:context></ix:resources></ix:header></div><div id="i0b97160b00d84be59568af1150fcb8b2_1"></div><div style="min-height:36pt;width:100%"><div><span><br/></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">UNITED STATES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">SECURITIES AND EXCHANGE COMMISSION</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Washington, D.C. 20549</span></div><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">FORM <ix:nonNumeric contextRef="c-1" name="dei:DocumentType" id="f-1">10-K</ix:nonNumeric> </span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:2.650%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:95.150%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:DocumentAnnualReport" format="ixt:fixed-true" id="f-2">&#9746;</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="margin-top:1pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934</span></div></td></tr></table></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">For the fiscal year ended <ix:nonNumeric contextRef="c-1" name="dei:DocumentPeriodEndDate" format="ixt:date-monthname-day-year-en" id="f-3"><ix:nonNumeric contextRef="c-1" name="dei:CurrentFiscalYearEndDate" format="ixt:date-monthname-day-en" id="f-4">December 31</ix:nonNumeric>, 2024</ix:nonNumeric> </span></div><div style="margin-top:3pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Commission file number <ix:nonNumeric contextRef="c-1" name="dei:EntityFileNumber" id="f-5">000-10792</ix:nonNumeric> </span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:14pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityRegistrantName" id="f-6">Horizon Bancorp, Inc.</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">(Exact name of registrant as specified in its charter)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.861%"><tr><td style="width:1.0%"/><td style="width:48.552%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.495%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:48.553%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityIncorporationStateCountryCode" format="ixt-sec:stateprovnameen" id="f-7">Indiana</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityTaxIdentificationNumber" id="f-8">35-1562417</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(State or other jurisdiction of incorporation or organization)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">(I.R.S. Employer Identification No.)</span></td></tr></table><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"><ix:nonNumeric contextRef="c-1" name="dei:EntityAddressAddressLine1" id="f-9">515 Franklin Street</ix:nonNumeric>, <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressCityOrTown" id="f-10">Michigan City</ix:nonNumeric>, <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressStateOrProvince" format="ixt-sec:stateprovnameen" id="f-11">Indiana</ix:nonNumeric> <ix:nonNumeric contextRef="c-1" name="dei:EntityAddressPostalZipCode" id="f-12">46360</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">(Address of principal executive offices)(Zip Code)</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Registrant&#8217;s telephone number, including area code: <ix:nonNumeric contextRef="c-1" name="dei:CityAreaCode" id="f-13">219</ix:nonNumeric>-<ix:nonNumeric contextRef="c-1" name="dei:LocalPhoneNumber" id="f-14">879-0211</ix:nonNumeric> </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Securities registered pursuant to Section 12(b) of the Act:</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:97.638%"><tr><td style="width:1.0%"/><td style="width:13.551%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.551%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.511%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:29.625%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.511%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:37.451%"/><td style="width:0.1%"/></tr><tr><td colspan="6" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Title of each class</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Trading Symbol(s)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Name of each exchange on which registered</span></td></tr><tr><td colspan="6" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:Security12bTitle" id="f-15">Common stock, no par value</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:TradingSymbol" id="f-16">HBNC</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:SecurityExchangeName" format="ixt-sec:exchnameen" id="f-17">The NASDAQ Stock Market, LLC</ix:nonNumeric></span></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Securities registered pursuant to Section 12(g) of the Act: None</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is a well&#8211;known seasoned issuer, as defined in Rule 405 of the Securities Act  Yes </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"> <ix:nonNumeric contextRef="c-1" name="dei:EntityWellKnownSeasonedIssuer" id="f-18">No</ix:nonNumeric>  &#9746;</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Exchange Act  Yes </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">  <ix:nonNumeric contextRef="c-1" name="dei:EntityVoluntaryFilers" id="f-19">No</ix:nonNumeric>  &#9746;</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements for the past 90 days.   <ix:nonNumeric contextRef="c-1" name="dei:EntityCurrentReportingStatus" id="f-20">Yes</ix:nonNumeric>  &#9746;  No </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S&#8211;T (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).   <ix:nonNumeric contextRef="c-1" name="dei:EntityInteractiveDataCurrent" id="f-21">Yes</ix:nonNumeric> &#9746;  No </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="margin-bottom:6pt;margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is a large accelerated filer, an accelerated filer, a non&#8211;accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions of &#8220;large accelerated filer,&#8221; &#8220;accelerated filer,&#8221; &#8220;smaller reporting company,&#8221; and &#8220;emerging growth company&#8221; in Rule 12b&#8211;2 of the Exchange Act.</span></div><div style="margin-bottom:6pt;margin-top:3pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:95.138%"><tr><td style="width:1.0%"/><td style="width:23.279%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.841%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:42.841%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.279%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:2.260%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Large Accelerated Filer</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9744;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityFilerCategory" id="f-22">Accelerated Filer</ix:nonNumeric></span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9746;</span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-Accelerated Filer</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#9744;</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Smaller Reporting Company</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntitySmallBusiness" format="ixt:fixed-false" id="f-23">&#9744;</ix:nonNumeric></span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 3.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Emerging Growth Company</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-1" name="dei:EntityEmergingGrowthCompany" format="ixt:fixed-false" id="f-24">&#9744;</ix:nonNumeric></span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant has filed a report on and attestation to its management&#8217;s assessment of the effectiveness of its internal control over financial reporting under Section 404(b) of the Sarbanes&#8211;Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report. <ix:nonNumeric contextRef="c-1" name="dei:IcfrAuditorAttestationFlag" format="ixt:fixed-true" id="f-25">&#9746;</ix:nonNumeric></span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">If securities are registered pursuant to Section 12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction of an error to previously issued financial statements. <ix:nonNumeric contextRef="c-1" name="dei:DocumentFinStmtErrorCorrectionFlag" format="ixt:fixed-true" id="f-26">&#9746;</ix:nonNumeric>  </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to &#167;240.10D-1(b).  <ix:nonNumeric contextRef="c-1" name="dei:DocumentFinStmtRestatementRecoveryAnalysisFlag" format="ixt:fixed-true" id="f-27">&#9746;</ix:nonNumeric></span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act).   Yes </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:120%">&#9744;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">  No <ix:nonNumeric contextRef="c-1" name="dei:EntityShellCompany" format="ixt:fixed-false" id="f-28">&#9746;</ix:nonNumeric> </span></div><div style="margin-top:3pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">The aggregate market value of the registrant&#8217;s common stock held by non&#8211;affiliates of the registrant, based on the last sale price of such stock as of June 30, 2024, the last business day of the registrant&#8217;s most recently completed second fiscal quarter, was approximately $<ix:nonFraction unitRef="usd" contextRef="c-2" decimals="-5" name="dei:EntityPublicFloat" scale="6" id="f-29">441.4</ix:nonFraction> million.</span></div><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">As of March&#160;12, 2025, the registrant had <ix:nonFraction unitRef="shares" contextRef="c-3" decimals="INF" name="dei:EntityCommonStockSharesOutstanding" format="ixt:num-dot-decimal" id="f-30">44,014,506</ix:nonFraction> shares of common stock outstanding.</span></div><ix:nonNumeric contextRef="c-1" name="dei:DocumentsIncorporatedByReferenceTextBlock" id="f-31" escape="true"><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Documents Incorporated by Reference</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:45.150%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:2.438%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:50.012%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Document</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Part of Form 10&#8211;K into which portion of document is incorporated</span></td></tr><tr><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Portions of the Registrant&#8217;s Proxy Statement to be filed for </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">its May&#160;2, 2025 annual meeting of shareholders</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Part III</span></td></tr></table></div></ix:nonNumeric><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span><br/></span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_7"></div><hr style="page-break-after:always"/><div style="min-height:54pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">TABLE OF CONTENTS</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:75.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.796%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Page</span></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_10">FORWARD&#8211;LOOKING STATEMENTS</a></span></div></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_10">3</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_13">PART I</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_16">Item 1</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_16">Business</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_16">5</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_19">Item 1A</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_19">Risk Factors</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_19">17</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_22">Item 1B</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_22">Unresolved Staff Comments</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_22">31</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Item 1C</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_25">Cybersecurity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_25">31</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_28">Item 2</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_28">Properties</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_28">33</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_31">Item 3</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_31">Legal Proceedings</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_31">34</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_34">Item 4</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_34">Mine Safety Disclosures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_34">34</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_40">PART II</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_43">Item 5</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_43">Market for Registrant&#8217;s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_43">34</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_46">Item 6</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_46">Reserved</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_46">35</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_49">Item 7</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations</span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_49">36</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_67">Item 7A</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_67">Quantitative and Qualitative Disclosures about Market Risk</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_67">64</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_70">Item 8</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_70">Financial Statements and Supplementary Data</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_70">66</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_181">Item 9</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_181">Changes in and Disagreements With Accountants on Accounting and Financial Disclosure</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_181">140</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_184">Item 9A</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_184">Controls and Procedures</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_184">140</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_187">Item 9B</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_187">Other Information</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_187">140</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Item 9C</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_190">Disclosure Regarding Foreign Jurisdictions that Prevent Inspections</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_190">140</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_193">PART III</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_196">Item 10</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_196">Directors, Executive Officers and Corporate Governance</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_196">141</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_199">Item 11</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_199">Executive Compensation</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_199">141</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_202">Item 12</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_202">Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_202">141</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_205">Item 13</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_205">Certain Relationships and Related Transactions, and Director Independence</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_205">142</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_208">Item 14</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_208">Principal Accountant Fees and Services</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_208">142</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_211">PART IV</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_214">Item 15</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_214">Exhibits and Financial Statement Schedules</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_214">143</a></span></div></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_217">Item 16</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_217">Form 10&#8211;K Summary</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_217">146</a></span></div></td></tr><tr><td colspan="6" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_220">SIGNATURES</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_220">147</a></span></div></td></tr></table></div><div><span><br/></span></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_10"></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">FORWARD&#8211;LOOKING STATEMENTS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">This report contains certain forward&#8211;looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, with respect to Horizon Bancorp, Inc. (&#8220;Horizon&#8221; or the &#8220;Company&#8221;) and Horizon Bank (the &#8220;Bank&#8221;). Horizon intends such forward&#8211;looking statements to be covered by the safe harbor provisions for forward&#8211;looking statements contained in the Private Securities Reform Act of 1995, and is including this statement for the purposes of these safe harbor provisions. Statements in this report should be considered in conjunction with the other information available about Horizon, including the information in the other filings we make with the Securities and Exchange Commission. The forward&#8211;looking statements are based on management&#8217;s expectations and are subject to a number of risks and uncertainties. We have tried, wherever possible, to identify such statements by using words such as &#8220;anticipate,&#8221; &#8220;expect,&#8221; &#8220;estimate,&#8221; &#8220;project,&#8221;  &#8220;intend,&#8221; &#8220;plan,&#8221; &#8220;believe,&#8221; &#8220;could,&#8221; &#8220;will&#8221; and similar expressions in connection with any discussion of future operating or financial performance. Although management believes that the expectations reflected in such forward&#8211;looking statements are reasonable, actual results may differ materially from those expressed or implied in such statements.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Actual results may differ materially, adversely or positively, from the expectations of the Company that are expressed or implied by any forward&#8211;looking statement. Risks, uncertainties, and factors that could cause the Company&#8217;s actual results to vary materially from those expressed or implied by any forward&#8211;looking statement include but are not limited to:</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">current financial conditions within the banking industry;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in the level and volatility of interest rates, spreads on earning assets and interest bearing liabilities, and interest rate sensitivity;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the aggregate effects of elevated inflation levels in recent years;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">loss of key Horizon personnel;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">macroeconomic conditions and their impact on Horizon and its customers;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the increasing use of Bitcoin and other crypto currencies and/or stable coin and the possible impact these alternative currencies may have on deposit disintermediation and income derived from payment systems;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the effect of interest rates on net interest rate margin and their impact on mortgage loan volumes and the outflow of deposits;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">increases in disintermediation, as new technologies allow consumers to complete financial transactions without the assistance of banks;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential loss of fee income, including interchange fees, as new and emerging alternative payment platforms (e.g., Apple Pay or Bitcoin) take a greater market share of the payment systems;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">estimates of fair value of certain of Horizon&#8217;s assets and liabilities;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">volatility and disruption in financial markets;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in prepayment speeds, loan originations, credit losses and market values, collateral securing loans and other assets;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in sources of liquidity;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential risk of environmental liability related to lending and acquisition activities;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in the competitive environment in Horizon&#8217;s market areas and among other financial service providers;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">legislation and/or regulation affecting the financial services industry as a whole, and Horizon and its subsidiaries in particular;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in regulatory supervision and oversight, including monetary policy and capital requirements;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in accounting policies or procedures as may be adopted and required by regulatory agencies;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">litigation, regulatory enforcement, tax, and legal compliance risk and costs, as applicable generally and specifically to the financial and fiduciary (generally and as an ESOP fiduciary) environment, especially if </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">materially different from the amount we expect to incur or have accrued for, and any disruptions caused by the same;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the effects and costs of governmental investigations or related actions by third parties;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">rapid technological developments and changes;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the risks presented by cyber terrorism and data security breaches;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the rising costs of effective cybersecurity;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">containing costs and expenses;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the ability of the U.S. federal government to manage federal debt limits;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the potential influence on the U.S. financial markets and economy from the effects of climate change and social justice initiatives;</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the risks of expansion through mergers and acquisitions, including unexpected credit quality problems with acquired loans, difficulty integrating acquired operations and material differences in the actual financial results of such transactions compared with Horizon&#8217;s initial expectations, including the full realization of anticipated cost savings; and</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">acts of terrorism, war and global conflicts, such as the Russia-Ukraine and Israel-Hamas conflicts, and the potential impact they may have on supply chains, the availability of commodities, commodity prices, inflationary pressure and the overall U.S. and global financial markets.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The foregoing list of important factors is not exclusive, and you are cautioned not to place undue reliance on these forward&#8211;looking statements, which speak only as of the date of this document or, in the case of documents incorporated by reference, the dates of those documents. We do not undertake to update any forward&#8211;looking statements, whether written or oral, that may be made from time to time by us or on our behalf. The &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations&#8221; in Item 7 of this Form 10&#8211;K details some of the factors that could cause Horizon&#8217;s actual results to vary materially from those expressed in or implied by any forward&#8211;looking statements. We direct your attention to this discussion.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other risks and uncertainties that could affect Horizon&#8217;s future performance are set forth below in Item 1A, &#8220;Risk Factors.&#8221;</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_13"></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PART I</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_16"></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">fITEM1.   BUSINESS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The disclosures in this Item 1 are qualified by the disclosures below in Item 1A, &#8220;Risk Factors,&#8221; and Item 7, &#8220;Management&#8217;s Discussion and Analysis of Financial Condition and Results of Operations,&#8221; and in other cautionary statements set forth elsewhere in this Annual Report on Form 10&#8211;K.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">General</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bancorp, Inc. (&#8220;Horizon&#8221; or the &#8220;Company&#8221;) is a registered bank holding company incorporated in Indiana and headquartered in Michigan City, Indiana. Horizon provides a broad range of banking services in northern and central Indiana and southern and central Michigan through its bank subsidiary, Horizon Bank (&#8220;Horizon Bank&#8221; or the &#8220;Bank&#8221;) and other affiliated entities. Horizon operates as a single segment, which is commercial banking. Horizon&#8217;s common stock is traded on the NASDAQ Global Select Market under the symbol HBNC. Horizon Bank (formerly known as &#8220;Horizon Bank, N.A.&#8221;) was founded in 1873 as a national association, and it remained a national association until its conversion to an Indiana commercial bank effective June 23, 2017. The Bank is a full&#8211;service commercial bank offering commercial and retail banking services, corporate and individual trust and agency services and other services incident to banking. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Over the last 20 years, Horizon has expanded its geographic reach and experienced financial growth through a combination of both organic expansion and mergers and acquisitions. Horizon&#8217;s initial operations focused on northwest Indiana, but since then, the Company has developed a presence in new markets in southern and central Michigan and northeastern and central Indiana.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank maintains 71 full service offices. At December&#160;31, 2024, the Bank had total assets of $7.8 billion and total deposits of $5.6 billion. The Bank has wholly&#8211;owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#8220;Horizon Investments&#8221;), Horizon Properties, Inc. (&#8220;Horizon Properties&#8221;), Horizon Insurance Services, Inc. (&#8220;Horizon Insurance&#8221;), Horizon Grantor Trust and Wolverine Commercial Holdings, LLC. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#8217;s Wealth Management to sell certain life insurance products through a third party. Horizon Grantor Trust holds title to certain company owned life insurance policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Wolverine Commercial Holdings, LLC currently holds one piece of property but does not otherwise engage in significant business activities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#8220;Trust II&#8221;) and Horizon Bancorp Capital Trust III in 2006 (&#8220;Trust III&#8221;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the acquisition of Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#8220;Alliance Trust&#8221;). The Company also assumed additional debentures as the result of the acquisition of American Trust &amp; Savings Bank (&#8220;American&#8221;) in 2010, which formed Am Tru Statutory Trust I (&#8220;Am Tru Trust&#8221;). The Company also assumed additional debentures as the result of the Heartland transaction, which formed Heartland (IN) Statutory Trust II (&#8220;Heartland Trust&#8221;). In 2016, the Company also assumed additional debentures as the result of the LaPorte Bancorp transaction. LaPorte Bancorp acquired City Savings Financial Corporation in 2007. City Savings Financial Corporation issued the debentures and formed City Savings Statutory Trust I (&#8220;City Savings&#8221;) in 2003. The Company also assumed additional debentures as the result of the Salin transaction, which formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;) in 2003. See Note 13 of the Consolidated Financial Statements included at Item 8 for further discussion regarding these previously consolidated entities that are now reported separately.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The business of Horizon is not seasonal to any material degree. No material part of Horizon&#8217;s business is dependent upon a single or small group of customers, the loss of any one or more of which would have a materially adverse effect on the business of Horizon. In 2024, revenues from loans accounted for 81.0% of the total consolidated revenue, and revenues from investment securities accounted for 15.5% of total consolidated revenue.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Available Information</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s Internet address is www.horizonbank.com. Information on or accessible through our website is not deemed to be incorporated into this Annual Report on Form 10&#8211;K. Website references in this Annual Report are merely textual references. The Company makes available, free of charge through the &#8220;About Us &#8211; Investor </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Relations &#8211; Documents &#8211; SEC Filings&#8221; section of its Internet website, copies of the Company&#8217;s Annual Report on Form 10&#8211;K, Quarterly Reports on Form 10&#8211;Q, Current Reports on Form 8&#8211;K and any amendments to those reports filed or furnished pursuant to Section 13(a) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange Act&#8221;), as soon as reasonably practicable after those reports are filed with or furnished to the SEC. The contents of our website are not incorporated by reference into this Annual Report on Form 10&#8211;K or in any other report or document we file with the SEC, and any references to our website are intended to be inactive textual references only.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Employees and Human Capital Resources</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We believe that the foundation of our success in the banking business lies with the quality of our employees, the development of our employees' skills and career goals, and our ability to provide a comprehensive rewarding experience and work environment. We encourage and support the development of our employees and, wherever possible, strive to fill positions from within the organization. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On May 10, 2024, the Company hired John R. Stewart as Executive Vice President and Chief Financial Officer (&#8220;CFO&#8221;) of both Horizon and its wholly-owned bank subsidiary, effective as of May 20, 2024.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of December&#160;31, 2024, the Company emplo</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">yed </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">841</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> full&#8211;time and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">21</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> part&#8211;time employ</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ees across all locations.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Competition</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon faces a high degree of competition in all of its primary markets. The Bank&#8217;s primary market consists of areas throughout the northern and central regions of the state of Indiana along with the southern and central regions of the state of Michigan. The Bank&#8217;s primary market is further defined by the Indiana and Michigan counties identified below. The Bank competes with other commercial banks, savings and loan associations, consumer finance companies, credit unions and other non&#8211;bank and digital financial service providers. In addition, Financial Technology, or FinTech, start&#8211;ups are emerging in key banking areas. To a more moderate extent, the Bank competes with Chicago money center banks, mortgage banking companies, insurance companies, brokerage houses, other institutions engaged in money market financial services and certain government agencies. Many non&#8211;financial institution competitors face fewer regulatory restrictions.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table estimates the number of financial institution competitors in Horizon&#8217;s primary market areas, along with Horizon&#8217;s competitive position in these areas, based on the June 30, 2024 Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;) Deposit Market Share Report (available at ww</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline">w.fdic.gov </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">):</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:23.643%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:23.643%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.615%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">INDIANA</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">MICHIGAN</span></td></tr><tr><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">County</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Number of<br/>Institutions</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Horizon<br/>Market<br/>Share</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">County</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Number of<br/>Institutions</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Horizon<br/>Market<br/>Share</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allen</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.39&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Arenac</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26.45&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bartholomew</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.92&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Berrien</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.22&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Carroll</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29.52&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charlevoix</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.71&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.05&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Crawford</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22.81&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">DeKalb</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.55&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ingham</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.18&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Elkhart</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.71&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Kalamazoo</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.80&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fountain</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.46&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Kent</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Grant</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.37&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mecosta</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hamilton</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.29&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Midland</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18.98&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Howard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.85&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Missaukee</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50.99&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Johnson</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.80&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Newaygo</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.59&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Kosciusko</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.93&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Oakland</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.09&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">LaGrange</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.01&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Otsego</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.68&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Lake</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.75&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ottawa</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.69&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">LaPorte</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58.25&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Roscommon</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.39&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Marion</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.91&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Shiawassee</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.52&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Noble</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.54&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">St. Joseph</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.81&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Porter</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.45&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Wexford</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22.41&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">St. Joseph</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.36&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tippecanoe</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.59&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Whitley</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At the time of the FDIC Deposit Market Share Report, Horizon was the largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">8</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> bank and thrift institutions in LaPorte County, the largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> institutions in Carroll County, the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4th</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">22</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> institutions in Johnson County, the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5th</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">12</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">institutions in DeKalb County, the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3rd</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> institutions in Cass County, the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">6</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">17</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> institutions in Tippecanoe County, and the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5th</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">11</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> institutions in Porter County.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In Michigan, Horizon was the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2nd</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">8</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> bank and thrift institutions in Midland County and the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4th</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> largest of the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">8 </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">bank and thrift institutions in Berrien County.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Regulation and Supervision</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">General</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a bank holding company and a financial holding company, the Company is subject to extensive regulation, supervision and examination by the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221; or &#8220;Federal Reserve&#8221;) as its primary federal regulator under the Bank Holding Company Act of 1956, as amended (&#8220;BHC Act&#8221;). The Company is required to file annual reports with the Federal Reserve and provide other information that the Federal Reserve may require. The Federal Reserve may also make examinations and inspections of the Company.</span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">7</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank, as an Indiana&#8211;state chartered bank, is subject to extensive regulation, supervision and examination by the Indiana Department of Financial Institutions (&#8220;DFI&#8221;) as its primary state regulator. Also, as to certain matters, the Bank is under the supervision of, and subject to examination by, the Federal Deposit Insurance Corporation (&#8220;FDIC&#8221;) because the FDIC provides deposit insurance to the Bank and is the Bank&#8217;s primary federal regulator.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The supervision, regulation and examination of Horizon and the Bank by the bank regulatory agencies are intended primarily for the protection of depositors rather than for the benefit of Horizon&#8217;s shareholders.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is also subject to the disclosure and regulatory requirements of the Securities Act of 1933, as amended, and the Exchange Act, as administered by the SEC. Horizon&#8217;s common stock is listed on the NASDAQ Global Select Market under the trading symbol &#8220;HBNC,&#8221; and Horizon is subject to the NASDAQ rules applicable to listed companies.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Included below is a brief summary of significant aspects of the laws, regulations and policies applicable to Horizon and the Bank. This summary is qualified in its entirety by reference to the full text of the statutes, regulations and policies that are referenced and is not intended to be an exhaustive description of the statutes, regulations and policies applicable to the business of Horizon and the Bank. Also, such statutes, regulations and policies are continually under review by Congress and state legislatures and by federal and state regulatory agencies. A change in statutes, regulations or regulatory policies applicable to Horizon and the Bank could have a material effect on Horizon&#8217;s business, financial condition and results of operations.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Bank Holding Company Regulation</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank Holding Company (&#8220;BHC&#8221;) Act generally limits the business in which a bank holding company and its subsidiaries may engage to banking or managing or controlling banks and those activities that the Federal Reserve Board has determined to be so closely related to banking as to be a proper incident thereto. Those closely related activities currently can include such activities as consumer finance, mortgage banking and securities brokerage. Certain well&#8211;managed and well&#8211;capitalized bank holding companies may elect to be treated as a &#8220;financial holding company&#8221; and, as a result, will be permitted to engage in a broader range of activities that are financial in nature and in activities that are determined to be incidental or complementary to activities that are financial in nature. Horizon has both qualified as, and elected to be, a financial holding company. Activities that are considered financial in nature include securities underwriting and dealing, insurance underwriting and making merchant banking investments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To commence any new activity permitted by the BHC Act or to acquire a company engaged in any new activity permitted by the BHC Act, each insured depository institution subsidiary of the financial holding company must have received a rating of at least &#8220;satisfactory&#8221; in its most recent examination under the Community Reinvestment Act. The Federal Reserve Board has the power to order any bank holding company or its subsidiaries to terminate any activity or to terminate its ownership or control of any subsidiary when the Federal Reserve Board has reasonable grounds to believe that continuation of such activity or such ownership or control constitutes a serious risk to the financial soundness, safety or stability of any bank subsidiary of the bank holding company.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Federal Reserve Board policy has historically required bank holding companies to act as a source of financial and managerial strength for their subsidiary banks. The Dodd&#8211;Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd&#8211;Frank Act&#8221;), which was signed into law on July 21, 2010, codified this policy. Under this requirement, Horizon is required to act as a source of financial strength to the Bank and to commit resources to support the Bank in circumstances in which Horizon might not otherwise do so. For this purpose, &#8220;source of financial strength&#8221; means Horizon&#8217;s ability to provide financial assistance to the Bank in the event of the Bank&#8217;s financial distress.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The BHC Act, the Bank Merger Act (which is the popular name for Section 18(c) of the Federal Deposit Insurance Act) and other federal and state statutes regulate acquisitions of banks and bank holding companies. The BHC Act requires the prior approval of the Federal Reserve before a bank holding company may acquire more than a 5% voting interest or substantially all the assets of any bank or bank holding company. Banks must also seek prior approval from their primary state and federal regulators for any such acquisitions. In reviewing applications seeking approval for mergers and  other acquisition transactions, the bank regulatory authorities will consider, among other things, the competitive effect and public benefits of the transactions, the capital position of the combined organization, the risks to the stability of the U.S. banking or financial system, the applicant&#8217;s performance record </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">8</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">under the Community Reinvestment Act and the effectiveness of the subject organizations in combating money laundering  activities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under the Federal Deposit Insurance Corporation Improvement Act of 1991 (&#8220;FDICIA&#8221;), a bank holding company is required to guarantee the compliance of any insured depository institution subsidiary that may become &#8220;undercapitalized&#8221; (as defined in FDICIA), with the terms of any capital restoration plan filed by such subsidiary with its appropriate federal bank regulatory agency.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Bank holding companies, such as Horizon, and their insured depository institutions, such as the Bank, are subject to various regulatory capital requirements administered by the federal and state regulators. The guidelines establish a systematic analytical framework that makes regulatory capital requirements more sensitive to differences in risk profiles among banking organizations. Risk&#8211;based capital ratios are determined by allocating assets and specified off&#8211;balance sheet commitments to four risk weighted categories, with higher levels of capital being required for the categories perceived as representing greater risk. In 2019, the Federal bank regulatory agencies, working jointly, adopted final regulations designed to simplify capital requirements for community banks, allowing qualifying community banks to adopt a simple community bank leverage ratio. For an additional discussion of the Company&#8217;s regulatory capital ratios and regulatory requirements as of December&#160;31, 2024, please refer to the subsection titled </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Capital Regulation&#8221; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in this &#8220;Regulation and Supervision&#8221; section.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Branching and Acquisitions</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indiana law, the BHC Act and the Bank Merger Act restrict certain types of expansion by the Company and the Bank. The Company and the Bank may be required to apply for prior approval from (or give prior notice and an opportunity for review to) the Federal Reserve, the DFI and the FDIC, and or other regulatory agencies as a condition to the acquisition or establishment of new offices, or the acquisition by merger, purchase or otherwise of the stock, business or assets of other banks or companies.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under current law, Indiana chartered banks may establish branches throughout the state and in other states, subject to certain limitations. Indiana law also authorizes an Indiana bank to establish one or more branches in states other than Indiana through interstate merger transactions and to establish one or more interstate branches through de novo branching or the acquisition of a branch. The Dodd&#8211;Frank Act permits the establishment of de novo branches in states where such branches could be opened by a state bank chartered by that state. The consent of the state in which the new branch will be opened is no longer required.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Deposit Insurance and Assessments</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank&#8217;s deposits are insured to applicable limits by the Deposit Insurance Fund (&#8220;DIF&#8221;) of the FDIC. Generally, deposits are insured up to the statutory limit of $250,000 per separately insured depositor. Banks are subject to deposit insurance premiums and assessments to maintain the DIF. The FDIC has authority to raise or lower assessment rates on insured banks in order to achieve statutorily required reserve ratios in the DIF and to impose special additional assessments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Dodd&#8211;Frank Act resulted in significant changes to the FDIC&#8217;s deposit insurance system. Under the Dodd&#8211;Frank Act, the FDIC is authorized to set the reserve ratio for the DIF at no less than 1.35%. The FDIC must offset the effect of the increase in the minimum designated reserve ratio from 1.15% to 1.35% on insured depository institutions of less than $10 billion and may declare dividends to depository institutions when the reserve ratio at the end of a calendar quarter is at least 1.50%, although the FDIC has the authority to suspend or limit such permitted dividend declarations. The FDIC has set the long term goal for the designated reserve ratio of the deposit insurance fund at 2% of estimated insured deposits. The FDIC adopted a plan to restore the DIF to the 1.35% ratio by September 30, 2028.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Also under the Dodd&#8211;Frank Act, the assessment base for deposit insurance premiums is the institution's average consolidated total assets minus average tangible equity. Tangible equity for this purpose means Tier 1 capital. The initial base assessment rates ranged from 5 to 35 basis points. For small Risk Category I banks, such as Horizon Bank, the rates ranged from 5 to 9 basis points. Adjustments are made to the initial assessment rates based on long&#8211;term unsecured debt, depository institution debt, and brokered deposits.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">9</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assessment rates (inclusive of possible adjustments) currently range from 2.5 to 32 basis points of an institution's total assets minus average tangible equity. Assessment rates for all established smaller banks will be determined using financial measures and supervisory ratings derived from a statistical model estimating the probability of failure over three years. The FDIC may increase or decrease the assessment rate scale uniformly, except that no adjustment can deviate more than two basis points from the base rate without notice and comment rulemaking. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The FDIC may terminate the deposit insurance of any insured depository institution if the FDIC determines, after a hearing, that the institution has engaged or is engaging in unsafe or unsound practices, is in an unsafe and unsound condition to continue operations or has violated any applicable law, regulation, order or any condition imposed in writing by, or written agreement with, the FDIC. The FDIC may also suspend deposit insurance temporarily during the hearing process for a permanent termination of insurance if the institution has no tangible capital.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Transactions with Affiliates and Insiders</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon and the Bank are subject to the Federal Reserve Act, which restricts financial transactions between banks, affiliated companies and their executive officers, including limits on credit transactions between these parties. The statute prescribes terms and conditions in order for bank affiliate transactions to be deemed to be consistent with safe and sound banking practices, and it also restricts the types of collateral security permitted in connection with a bank&#8217;s extension of credit to an affiliate. In general, extensions of credit (i) must be made on substantially the same terms, including interest rates and collateral, and subject to credit underwriting procedures that are at least as stringent as those prevailing at the time for comparable transactions with non&#8211;affiliates, and (ii) must not involve more than the normal risk of repayment or present other unfavorable features.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Capital Regulation</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The federal bank regulatory authorities have adopted risk&#8211;based capital guidelines for banks and bank holding companies that are designed to make regulatory capital requirements more sensitive to differences in risk profiles among banks and bank holding companies and account for off&#8211;balance sheet items. Generally, to satisfy the capital requirements, the Company must maintain capital sufficient to meet both risk&#8211;based asset ratio tests and a leverage ratio test on a consolidated basis. Risk&#8211;based capital ratios are determined by allocating assets and specified off&#8211;balance sheet commitments into various risk&#8211;weighted categories, with higher weighting assigned to categories perceived as representing greater risk. A risk&#8211;based ratio represents the applicable measure of capital divided by total risk&#8211;weighted assets. The leverage ratio is a measure of the Company&#8217;s core capital divided by total assets adjusted as specified in the guidelines.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Federal regulations require FDIC insured depository institutions to meet several minimum capital standards; (i) a common equity Tier 1 capital to risk&#8211;based assets ratio of 4.5%; (ii) a Tier 1 capital to risk&#8211;based assets ratio of 6.0%; (iii) a total capital to risk&#8211;based assets ratio of 8%; and (iv) a 4% Tier 1 capital to total assets leverage ratio.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Common equity Tier 1 capital is generally defined as common shareholders&#8217; equity and retained earnings. Tier 1 capital is generally defined as common equity Tier 1 and Additional Tier 1 capital. Additional Tier 1 capital generally includes certain noncumulative perpetual preferred stock and related surplus and minority interests in equity accounts of consolidated subsidiaries. Total capital includes Tier 1 capital (common equity Tier 1 capital plus Additional Tier 1 capital) and Tier 2 capital. Tier 2 capital is comprised of capital instruments and related surplus meeting specified requirements, and may include cumulative preferred stock and long-term perpetual preferred stock, mandatory convertible securities, intermediate preferred stock, and subordinated debt. Also included in Tier 2 capital is the allowance for loan and lease losses limited to a maximum of 1.25% of risk-weighted assets and, for institutions that have exercised an opt-out election regarding the treatment of Accumulated Other Comprehensive Income (&#8220;AOCI&#8221;), up to 45% of net unrealized gains on available-for-sale equity securities with readily determinable fair market values. Institutions that have not exercised the AOCI opt-out have AOCI incorporated into common equity Tier 1 capital (including unrealized gains and losses on available-for-sale-securities). Calculation of all types of regulatory capital is subject to deductions and adjustments specified in the regulations.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In determining the amount of risk-weighted assets for purposes of calculating risk-based capital ratios, assets, including certain off-balance sheet assets (e.g., recourse obligations, direct credit substitutes, and residual interests) are multiplied by a risk weight factor assigned by the regulations based on the risks believed inherent in the type of asset. Higher levels of capital are required for asset categories believed to present greater risk. For example, a risk </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">10</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">weight of 0% is assigned to cash and U.S. government securities, a risk weight of 50% is generally assigned to prudently underwritten first lien one to four-family residential mortgages, a risk weight of 100% is assigned to commercial and consumer loans, a risk weight of 150% is assigned to certain past due loans and a risk weight of between 0% to 600% is assigned to permissible equity interests, depending on certain specified factors.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to establishing the minimum regulatory capital requirements, the regulations limit capital distributions by the institution and certain discretionary bonus payments to management if an institution does not hold a &#8220;capital conservation buffer&#8221; consisting of 2.5% of common equity Tier 1 capital to risk-weighted assets above the amount necessary to meet its minimum risk-based capital requirements.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Federal Reserve and FDIC have authority to establish individual minimum capital requirements in appropriate cases upon a determination that an institution&#8217;s capital level is or may become inadequate in light of the particular risks or circumstances. As of December&#160;31, 2024, Horizon Bank met all applicable capital adequacy requirements.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Bank holding companies are generally subject to consolidated capital requirements established by the Federal Reserve. The Dodd-Frank Act required the Federal Reserve to set minimum capital levels for bank holding companies that are as stringent as those required for insured depository subsidiaries.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Section 201 of the Economic Growth, Regulatory Relief and Consumer Protection Act of 2018 (the &#8220;Economic Growth Act&#8221;) directed federal banking agencies to draft regulations establishing a new optional Community Bank Leverage Ratio (&#8220;CBLR&#8221;). The Economic Growth Act provides that the CBLR will apply to a &#8220;qualifying community bank&#8221; which the Economic Growth Act defines as a bank with consolidated assets of less than $10 billion and satisfying additional criteria designed to disqualify institutions with a higher risk profile. Under the Economic Growth Act, qualifying community banks that meet or exceed the CBLR and elect to follow the alternative regulatory capital structure will be deemed to have satisfied all generally applicable leverage capital and risk-based capital requirements and will be considered &#8220;well capitalized&#8221; under the FDIC prompt corrective action provisions. The Economic Growth Act directed the FRB, the FDIC, and the Office of the Comptroller of the Currency (&#8220;OCC&#8221;) to jointly determine a community bank leverage ratio percentage, not less than 8% nor more than 10%, that must be maintained to be deemed to have satisfied all generally applicable leverage capital and risk-based capital requirements and be considered well capitalized. The Economic Growth Act also directed agencies to establish procedures for dealing with a qualifying bank that subsequently falls below the new ratio.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The final regulation implementing Section 201 became effective on January 1, 2021 (the &#8220;Final Rule&#8221;). Under the Final Rule, to be eligible to use the CBLR framework, a banking organization must not be an advanced approaches organization and must have (i) a leverage ratio of greater than 9%; (ii) total consolidated assets of less than $10 billion; (iii) total off-balance sheet exposures of 25% or less of total consolidated assets; and (iv) total trading assets plus trading liabilities of 5% or less of total consolidated assets. A qualifying institution may opt in and out of the CBLR framework on its quarterly call report. An institution that ceases to meet any qualifying criteria is provided with a two-quarter grace period to either comply with the CBLR requirements or comply with the general capital regulations, including the risk-based capital requirements.</span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s management believes that, as of December&#160;31, 2024, Horizon and the Bank met all applicable regulatory capital requirements currently in effect.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">11</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following is a summary of Horizon&#8217;s and the Bank&#8217;s regulatory capital and capital requirements at December&#160;31, 2024.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:18.929%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.256%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.269%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Required&#160;for&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adequacy&#160;Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Required&#160;For&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Well Capitalized</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Under Prompt</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total capital (to risk-weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800,209&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.91&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">460,266&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">604,099&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">725,383&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.64&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">602,489&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">573,799&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 capital (to risk-weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">345,199&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">489,033&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">344,279&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">487,729&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common equity tier 1 capital (to risk-weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">632,760&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,900&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">402,733&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,209&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,659&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">372,969&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.88&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388,174&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> As defined by regulatory agencies</span></div></td></tr></table></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Dividends</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is a legal entity separate and distinct from the Bank. The primary source of Horizon&#8217;s cash flow, including cash flow to pay dividends on its common stock, is the payment of dividends to Horizon by the Bank. Under Indiana law, the Bank may pay dividends of so much of its undivided profits (generally, earnings less losses, bad debts, taxes and other operating expenses) as is considered appropriate by the Bank&#8217;s Board of Directors. However, the Bank must obtain the approval of the DFI for the payment of a dividend if the total of all dividends declared by the Bank during the current year, including the proposed dividend, would exceed the sum of retained net income for the year to date plus its retained net income for the previous two years. For this purpose, &#8220;retained net income&#8221; means net income as calculated for call report purposes, less all dividends declared for the applicable period. The Bank is generally exempt from this DFI pre&#8211;approval process for dividends if (i) the Bank has been assigned a composite uniform financial institutions rating of 1 or 2 as a result of the most recent federal or state examination; (ii) the proposed dividend will not result in a Tier 1 leverage ratio below 7.5%; and (iii) the Bank is not subject to any corrective action, supervisory order, supervisory agreement or board approved operating agreement.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The FDIC has the authority to prohibit the Bank from paying dividends if, in its opinion, the payment of dividends would constitute an unsafe or unsound practice in light of the financial condition of the Bank.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, under Federal Reserve supervisory policy, a bank holding company generally should not maintain its existing rate of cash dividends on common shares unless (i) the organization&#8217;s net income available to common shareholders over the past year has been sufficient to fully fund the dividends and (ii) the prospective rate of earnings retention appears consistent with the organization&#8217;s capital needs, assets, quality and overall financial condition. The Federal Reserve issued a letter dated February 24, 2009, to bank holding companies informing them that it expects bank holding companies to consult with it in advance of declaring dividends that could raise safety and soundness concerns (</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">i.e.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, such as when the dividend is not supported by earnings or involves a material increase in the dividend rate) and in advance of repurchasing shares of common stock or preferred stock. Although the effect of this letter was revised in December 2015 to become inapplicable to certain large U.S. bank holding companies (generally, those with at least $50 billion in average total consolidated assets), the guidance remains effective for bank holding companies like Horizon.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">12</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Dividend Restrictions </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon&#8217;s principal source of funds for dividend payments is dividends received from the Bank. Banking regulations limit the amount of dividends that may be paid without prior approval of regulatory agencies. Under these regulations, the amount of dividends that may be paid in any calendar year is limited to the current year&#8217;s net profits combined with the retained net profits of the preceding two years, subject to the capital requirements described in Note 19. At December&#160;31, 2024, the Bank could, without prior approval, declare dividends of approximately </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$54.5 million </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">to Horizon. Additionally, the Federal Reserve Board limits the amount of dividends that may be paid by Horizon to its stockholders under its capital adequacy guidelines.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Prompt Corrective Regulatory Action</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under FDICIA, federal banking regulatory authorities are required to take regulatory enforcement actions known as &#8220;prompt corrective action&#8221; with respect to depository institutions that do not meet minimum capital requirements. The extent of the regulators&#8217; powers depends on whether the  institution in question is categorized as &#8220;well capitalized,&#8221; &#8220;adequately capitalized,&#8221; &#8220;undercapitalized,&#8221; &#8220;significantly undercapitalized,&#8221; or &#8220;critically undercapitalized,&#8221; as defined by regulation. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An institution is deemed to be &#8220;well capitalized&#8221; if it has a total risk-based capital ratio of 10.0% or greater, a Tier 1 risk-based capital ratio of 8.0% or greater, a leverage ratio of 5.0% or greater, and a common equity Tier 1 ratio of 6.5% or greater. An institution is &#8220;adequately capitalized&#8221; if it has a total risk-based capital ratio of 8.0% or greater, a Tier 1 risk-based capital ratio of 6.0% or greater, a leverage ratio of 4.0% or greater, and a common equity Tier 1 ratio of 4.5% or greater. An institution is &#8220;undercapitalized&#8221; if it has a total risk-based capital ratio of less than 8.0%, a Tier 1 risk-based capital ratio of less than 6.0%, a leverage ratio of less than 4.0%, or a common equity Tier 1 ratio of less than 4.5%. An institution is deemed to be &#8220;significantly undercapitalized&#8221; if it has a total risk-based capital ratio of less than 6.0%, a Tier 1 risk-based capital ratio of less than 4.0%, a leverage ratio of less than 3.0%, or a common equity Tier 1 ratio of less than 3.0%. An institution is considered to be &#8220;critically undercapitalized&#8221; if it has a ratio of tangible equity (as defined in the regulations) to total assets that is equal to or less than 2.0%.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Depending upon the capital category to which an institution is assigned, the regulators&#8217; corrective powers include: (i) requiring the submission of a capital restoration plan; (ii) placing limits on asset growth and restrictions on activities; (iii) requiring the institution to issue additional capital stock (including additional voting stock) or to be acquired; (iv) restricting transactions with affiliates; (v) restricting the interest rate the institution may pay on deposits; (vi) ordering a new election of directors of the institution; (vii) requiring that senior executive officers or directors be dismissed; (viii) prohibiting the institution from accepting deposits from correspondent banks; (ix) requiring the institution to divest certain subsidiaries; (x) prohibiting the payment of principal or interest on subordinated debt; and (xi) ultimately, for critically undercapitalized institutions, appointing a receiver for the institution.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the Bank was categorized as &#8220;well capitalized,&#8221; meaning that the Bank&#8217;s total risk&#8211;based capital ratio exceeded 10%, the Bank&#8217;s Tier 1 risk&#8211;based capital ratio exceeded 8%, the Bank&#8217;s common equity Tier 1 risk&#8211;based capital ratio exceeded 6.5%, the Bank&#8217;s leverage ratio exceeded 5%, and the Bank was not subject to a regulatory order, agreement or directive to meet and maintain a specific capital level for any capital measure.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Banking regulators may change these capital requirements from time to time, depending on the economic outlook generally and the outlook for the banking industry. The Company is unable to predict whether and when any such further capital requirements would be imposed and, if so, to what levels and on what schedule.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Anti&#8211;Money Laundering &#8212; The USA Patriot Act and the Bank Secrecy Act</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is subject to the provisions of the USA PATRIOT Act of 2001, which contains anti&#8211;money laundering and financial transparency laws and requires financial institutions to implement additional policies and procedures to address money laundering, suspicious activities and currency transaction reporting, and currency crimes. The regulations promulgated under the USA PATRIOT Act of 2001 require financial institutions such as the Bank to adopt controls to detect, prevent and report money laundering and terrorist financing and to verify the identities of their customers.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">13</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank Secrecy Act of 1970, which was amended to incorporate certain provisions of the USA PATRIOT Act of 2001, also focuses on combating money laundering and terrorist financing and requires financial institutions to develop policies, procedures and practices to prevent, detect and deter these activities, including customer identification programs and procedures for filing suspicious activity reports. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Failure to maintain and implement adequate programs to combat money laundering and terrorist financing, or to comply with all of the relevant laws or regulations relating thereto, could have serious legal and reputational consequences for Horizon and the Bank.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Federal Securities Law and NASDAQ</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The shares of common stock of Horizon have been registered with the SEC under the Exchange Act. Horizon is subject to the information, proxy solicitation, insider trading restrictions and other requirements of the Exchange Act and the rules of the SEC promulgated thereunder.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Shares of common stock held by persons who are affiliates of Horizon may not be resold without registration unless sold in accordance with the resale restrictions of Rule 144 under the Securities Act of 1933, as amended. If Horizon meets the current public information requirements under Rule 144, each affiliate of Horizon who complies with the other conditions of Rule 144 (including those that require the affiliate&#8217;s sale to be aggregated with those of certain other persons) would be able to sell in the public market, without registration, a number of shares not to exceed, in any three-month period, the greater of (i) 1% of the outstanding shares of Horizon or (ii) the average weekly volume of trading in such shares during the preceding four calendar weeks.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under the Dodd&#8211;Frank Act, Horizon is required to provide its shareholders an opportunity to vote on the executive compensation payable to its named executive officers and on golden parachute payments in connection with mergers and acquisitions. These votes are non-binding and advisory. At least once every six years, Horizon must also permit shareholders to determine, on an advisory basis, whether such votes on executive compensation (called &#8220;say on pay&#8221; votes) should be held every one, two, or three years. In both 2012 and 2018, Horizon&#8217;s shareholders voted in favor of presenting the executive compensation &#8220;say on pay&#8221; question every year.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Shares of common stock of Horizon are listed on The NASDAQ Global Select Market under the trading symbol &#8220;HBNC,&#8221; and Horizon is subject to the rules of NASDAQ for listed companies.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Sarbanes&#8211;Oxley Act of 2002</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is subject to the Sarbanes&#8211;Oxley Act of 2002 (the &#8220;Sarbanes&#8211;Oxley Act&#8221;), which revised the laws affecting corporate governance, accounting obligations and corporate reporting. The Sarbanes&#8211;Oxley Act applies to all companies with equity or debt securities registered under the 1934 Act. In particular, the Sarbanes&#8211;Oxley Act established: (i) new requirements for audit committees, including independence, expertise and responsibilities; (i) additional responsibilities regarding financial statements for the Chief Executive Officer and Chief Financial Officer of the reporting company; (ii) new standards for auditors and regulation of audits; (iv) increased disclosure and reporting obligations for the reporting company and its directors and executive officers; and (v) new and increased civil and criminal penalties for violation of the securities laws.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the final rules adopted by the SEC to implement Section 404 of the Sarbanes&#8211;Oxley Act, Horizon is required to include in each Form 10&#8211;K it files a report of management on Horizon&#8217;s internal control over financial reporting. The internal control report must include a statement of management&#8217;s responsibility for establishing and maintaining adequate control over financial reporting of Horizon, identify the framework used by management to evaluate the effectiveness of Horizon&#8217;s internal control over financial reporting and provide management&#8217;s assessment of the effectiveness of Horizon&#8217;s internal control over financial reporting. This Annual Report on Form 10&#8211;K also includes an attestation report issued by Horizon&#8217;s registered public accounting firm on Horizon&#8217;s internal control over financial reporting.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Financial System Reform &#8212; The Dodd&#8211;Frank Act, the CFPB and the 2018 Regulatory Relief Act</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Dodd&#8211;Frank Act, which was signed into law in 2010, significantly changed the regulation of financial institutions and the financial services industry. The Dodd&#8211;Frank Act includes provisions affecting large and small financial institutions alike, including several provisions that have profoundly affected how community banks, thrifts, and small </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">14</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">bank and thrift holding companies are regulated. Among other things, these provisions eliminated the Office of Thrift Supervision and transferred its functions to the other federal banking agencies, relaxed rules regarding interstate branching, allowed financial institutions to pay interest on business checking accounts, changed the scope of federal deposit insurance coverage and imposed new capital requirements on bank and thrift holding companies.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Dodd&#8211;Frank Act created the Consumer Financial Protection Bureau (&#8220;CFPB&#8221;) as an independent bureau within the Federal Reserve System with broad rulemaking, supervisory and enforcement powers under various federal consumer financial protection laws, including the Equal Credit  Opportunity Act, Truth in Lending Act, Real Estate Settlement Procedures Act, Fair Credit Reporting Act, Fair Debt Collection Practices Act, the Consumer Financial Privacy provisions of the Gramm&#8211;Leach&#8211;Bliley Act and certain other statutes. In July 2011, many of the consumer financial protection functions formerly assigned to the federal banking and other designated agencies were transferred to the CFBP. The CFBP has a large budget and staff, and has the authority to implement regulations under federal consumer protection laws and enforce those laws against financial institutions. The CFPB has examination and primary enforcement authority over depository institutions with $10 billion or more in assets. Smaller institutions (like Horizon) are subject to rules promulgated by the CFPB but continue to be examined and supervised by the federal banking regulators for consumer compliance purposes. The CFPB also has authority to prevent unfair, deceptive or abusive practices in connection with offering consumer financial products. Additionally, the CFPB is authorized to collect fines and provide consumer restitution in the event of violations, engage in consumer financial education, track consumer complaints, request data, and promote the availability of financial services to underserved consumers and communities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CFPB has indicated that mortgage lending is an area of supervisory focus. The CFPB has published several final regulations impacting the mortgage industry, including rules related to ability&#8211;to&#8211;repay, mortgage servicing, escrow accounts, and mortgage loan originator compensation. The ability&#8211;to&#8211;repay rule makes lenders liable if they fail to assess a borrower&#8217;s ability to repay under a prescribed test, but also creates a safe harbor for so called &#8220;qualified mortgages.&#8221; Failure to comply with the ability&#8211;to&#8211;repay rule may result in possible CFPB enforcement action and special statutory damages plus actual, class action, and attorneys&#8217; fees damages, all of which a borrower may claim in defense of a foreclosure action at any time.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CFPB also amended Regulation C to implement amendments to the Home Mortgage Disclosure Act made by the Dodd&#8211;Frank Act. The amendment added a significant number of new information collecting and reporting requirements for financial institutions, most of which became effective as of January 1, 2018.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Dodd&#8211;Frank Act contains numerous other provisions affecting financial institutions of all types, many of which may have an impact on the operating environment of Horizon in substantial and unpredictable ways. Horizon has incurred higher operating costs in complying with the Dodd&#8211;Frank Act, and expects these higher costs to continue for the foreseeable future.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Rules promulgated in 2019 pursuant to the Regulatory Relief Act have simplified the regulatory capital calculation and have established a &#8220;Community Bank Leverage Ratio&#8221; to replace the leverage and risk&#8211;based regulatory capital ratios for those banks choosing to adopt it. In addition, the Regulatory Relief Act includes regulatory relief for community banks regarding regulatory examination cycles, call reports, the Volcker Rule (proprietary trading prohibitions), mortgage disclosures and risk weights for certain high&#8211;risk commercial real estate loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s management will continue to review the status of the rules and regulations adopted pursuant to the Dodd&#8211;Frank Act and the Regulatory Relief Act, particularly the Community Bank Leverage Ratio framework, and to assess their probable impact on the business, financial condition and results of operations of Horizon. At this point, Horizon Bank has not elected to opt into the Community Bank Leverage Ratio framework.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Federal Home Loan Bank (&#8220;FHLB&#8221;) System</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank is a member of the FHLB of Indianapolis, which is one of twelve regional FHLBs. Each FHLB serves as a reserve or central bank for its members within its assigned region. The FHLB is funded primarily from funds deposited by banks and savings associations and proceeds derived from the sale of consolidated obligations of the FHLB system. It makes loans to members (</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">i.e.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, advances) in accordance with policies and procedures established by the Board of Directors of the FHLB. All FHLB advances must be fully secured by sufficient collateral as determined by the FHLB. The Federal Housing Finance Board (&#8220;FHFB&#8221;), an independent agency, controls the FHLB System, including the FHLB of Indianapolis.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">15</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The FHLB imposes various limitations on advances such as limiting the amount of certain types of real estate related collateral to 30% of a member&#8217;s capital and limiting total advances to a member. Interest rates charged for advances vary depending upon maturity, the cost of funds to the FHLB of Indianapolis and the purpose of the borrowing.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The FHLBs are required to provide funds for the resolution of troubled savings associations and to contribute to affordable housing programs through direct loans or interest subsidies on advances targeted for community investment and low and moderate income housing projects.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a member of the FHLB, the Bank is required to purchase and maintain stock in the FHLB of Indianapolis in an amount equal to at least 1% of its aggregate unpaid residential mortgage loans, home purchase contracts, or similar obligations at the beginning of each year. At December&#160;31, 2024, the Bank&#8217;s investment in stock of the FHLB of Indianapolis w</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">as $53.8 million w</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">hich exceeds the required stock purchase minimum for Horizon. For the year ended December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, dividends paid by the FHLB of Indianapolis to the Bank on the FHLB stock totaled approximately</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $5.4 million,</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for an annualized rate paid in dividends of</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> 10.9%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Limitations on Rates Paid for Deposits; Restrictions on Brokered Deposits</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">FDIC regulations restrict the interest rates that less than well&#8211;capitalized insured depository institutions may pay on deposits and also restrict the ability of such institutions to accept brokered deposits. These regulations permit a &#8220;well capitalized&#8221; depository institution to accept, renew or roll over brokered deposits without restriction, and an &#8220;adequately capitalized&#8221; depository institution to accept, renew or roll over brokered deposits with a waiver from the FDIC (subject to certain restrictions on payments of rates). The regulations prohibit an &#8220;undercapitalized&#8221; depository institution from accepting, renewing or rolling over brokered deposits. These regulations contemplate that the definitions of &#8220;well capitalized,&#8221; &#8220;adequately capitalized&#8221; and &#8220;undercapitalized&#8221; will be the same as the definitions adopted by the agencies to implement the prompt corrective action provisions of FDICIA. The Bank is a well&#8211;capitalized institution, and management does not believe that these regulations have a materially adverse effect on the Bank&#8217;s current operations.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Community Reinvestment Act</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under the Community Reinvestment Act (&#8220;CRA&#8221;), the Bank has a continuing and affirmative obligation consistent with its safe and sound operation to help meet the credit needs of its entire community, including low and moderate income neighborhoods. The CRA does not establish specific lending requirements or programs for financial institutions nor does it limit an institution&#8217;s discretion to develop the types of products and services that it believes are best suited to its particular community, consistent with the CRA. The CRA requires the FDIC in connection with its examination of the Bank, to assess its record of meeting the credit needs of its community and to take that record into account in its evaluation of certain applications by the Bank. For example, the regulations specify that a bank&#8217;s CRA performance will be considered in its expansion proposals (e.g., branching and acquisitions of other financial institutions) and may be the basis for approving, denying or conditioning the approval of an application. As of the date of its most recent regulatory examination, the Bank was rated &#8220;satisfactory&#8221; with respect to its CRA compliance.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Gramm&#8211;Leach&#8211;Bliley Act, Financial Privacy</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Gramm&#8211;Leach&#8211;Bliley Act adopted in 1999 (&#8220;Gramm&#8211;Leach&#8221;) was intended to modernize the banking industry by removing barriers to affiliation among banks, insurance companies, the securities industry and other financial service providers. Gramm&#8211;Leach was responsible for establishing a distinct type of bank holding company, known as a financial holding company, which is allowed to engage in an expanded range of financial services, including banking, securities underwriting, insurance (both agency and underwriting) and merchant banking. As previously discussed, Horizon has qualified as, and elected to become, a financial holding company under the Gramm&#8211;Leach amendments to the BHC Act.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under Gramm&#8211;Leach, federal banking regulators adopted rules limiting the ability of banks and other financial institutions to disclose non&#8211;public information about consumers to non&#8211;affiliated third parties. The rules require disclosure of privacy policies to consumers and, in some circumstances, allow consumers to prevent disclosure of certain personal information to non&#8211;affiliated third parties. The privacy provisions of Gramm&#8211;Leach affect how consumer information is transmitted through diversified financial services companies and conveyed to outside vendors.</span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">16</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a financial institution, the Bank handles a significant amount of sensitive data, including personal information. The Company does not disclose any non&#8211;public information about any current or former customers to anyone except as permitted by law and subject to contractual confidentiality provisions which restrict the release and use of such information.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We are also subject to guidance from the Federal Financial Institutions Examination Council (&#8220;FFIEC&#8221;), an interagency body for five federal banking regulators, with respect to such matters as data privacy, disaster recovery and cybersecurity.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon continues to monitor existing and new privacy and data security laws for their impact on Horizon&#8217;s business operations and its customers, including the applicability and effect of laws such as the European Union&#8217;s comprehensive 2018 General Data Privacy Regulation and the California Consumer Privacy Act that went into effect on January 1, 2020.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interchange Fees for Debit Cards</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Under the Dodd&#8211;Frank Act, interchange fees for bank card transactions must be reasonable and proportional to the issuer&#8217;s incremental cost incurred with respect to the transaction plus certain fraud related costs. Interchange fees are transaction fees between banks for each bank card transaction, designed to reimburse the card-issuing bank for the costs of handling and credit risk inherent in a bank credit or debit card transaction. Although institutions with total assets of less than $10 billion, like the Bank, are exempt from this requirement, regulatory pressures may, over time, require smaller depository institutions to reduce fees with respect to these bank card transactions.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Other Regulation</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the matters discussed above, the Bank is subject to additional regulation of its activities, including a variety of consumer protection regulations affecting its lending, deposit and debt collection activities and regulations affecting secondary mortgage market activities. Both federal and state law extensively regulate various aspects of the banking business, such as reserve requirements, truth-in-lending and truth-in-savings disclosures, equal credit opportunity, fair credit reporting, trading in securities and other aspects of banking operations.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Effect of Governmental Monetary Policies</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank&#8217;s earnings are affected by domestic economic conditions and the monetary and fiscal policies of the United States government and its agencies. The Federal Reserve&#8217;s monetary policies have had, and are likely to continue to have, an important impact on the operating results of commercial banks through its power to implement national monetary policy in order, among other things, to curb inflation or combat a recession. The monetary policies of the Federal Reserve have major effects upon the levels of bank loans, investments and deposits through its open market operations in United States government securities and through its regulation of the discount rate on borrowings of member banks and the reserve requirements against member bank deposits. It is not possible to predict the nature or impact of future changes in monetary and fiscal policies.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Legislative Initiatives</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additional legislative and administrative actions affecting the banking industry may be considered by the United States Congress, state legislatures and various regulatory agencies. Horizon cannot predict with certainty whether such legislative or administrative action will be enacted or the extent to which the banking industry in general or Horizon and its affiliates in particular will be affected.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_19"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 1A. RISK FACTORS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">An investment in Horizon&#8217;s securities is subject to numerous risks and uncertainties related to our business. The material risks and uncertainties that management believes currently affect Horizon are described below, categorized as risks related to our business, risks related to the banking industry generally, and risks related to our common stock. Additional risks and uncertainties that management is not aware of or that management currently deems immaterial may also impair Horizon's business operations and its financial results. This report is qualified in its entirety by these risk factors. If any of the following risks actually occur, our business, financial condition and results of operations could be materially and adversely affected. If this were to happen, the value of our securities could decline significantly, and you could lose all or part of your investment. As a result, before making an investment </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">17</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">decision, you should carefully consider these risks as well as information we include or incorporate by reference in this report and other filings we make with the SEC.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Some statements in the following risk factors constitute forward&#8211;looking statements. Please refer to "Forward&#8211;Looking Statements" beginning on page 3 of this Annual Report on Form 10&#8211;K.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">Risks Related to Our Business</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a financial institution, we are subject to a number of risks relating to our daily business. Although we undertake a variety of efforts to manage and control those risks, many of the risks are outside of our control. Among the risks we face are the following: </span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Credit Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk that loan customers or other parties will be unable to perform their contractual obligations;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Market Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk that changes in market rates and prices will adversely affect our financial condition or results of operation;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Liquidity Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk that Horizon or the Bank will have insufficient cash or access to cash to meet its operating needs;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Operational Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk of financial and reputational loss resulting from fraud, inadequate or failed internal processes, cyber&#8211;security breaches, people and systems, or external events;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Economic Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk that the economy in our markets could decline resulting in increased unemployment, decreased real estate values and increased loan charge&#8211;offs;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Compliance Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk of additional action by our regulators or additional regulation that could hinder our ability to do business profitably;</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Legal/Regulatory Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk presented by the need to comply with all laws, rules and regulations from multiple regulatory agencies, including but not limited to the FDIC, CFPB, Indiana Department of Financial Institutions, Federal Reserve Bank and the Board of Governors of the Federal Reserve, and the Department of Labor; and</span></div><div style="margin-top:6pt;padding-left:31.5pt;text-align:justify;text-indent:-22.5pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%;padding-left:19pt">Fiduciary Risk &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the risk of failing to act in our fiduciary capacity in the best interests of the grantors and beneficiaries of trust accounts and benefit plans.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Credit Risk</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our commercial, residential mortgage and consumer loans expose us to increased credit risks.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We have a large percentage of commercial, residential mortgage and consumer loans. At December&#160;31, 2024 $3.08 billion or 63.5% of our loan portfolio consisted of commercial loans. Commercial loans generally have greater credit risk than residential mortgage and consumer loans because repayment of these loans often depends on the successful business operations of the borrowers. At December&#160;31, 2024 $802.9 million or 16.6% of our loan portfolio consisted of commercial real estate loans. Commercial real estate loans generally have greater risk because repayment of these loans is often dependent upon income being generated in amounts sufficient to cover operating costs and debt service. Both types of commercial loans also typically have much larger loan balances than residential mortgage and consumer loans. At December&#160;31, 2024 $966.0 million or19.9% of our loan portfolio consisted of consumer loans Consumer loans generally involve greater risk than residential mortgage loans because they are unsecured or secured by assets that depreciate in value. Although we undertake a variety of underwriting, monitoring and reserving protections with respect to these types of loans, there can be no guarantee that we will not suffer unexpected losses. Residential mortgage loans and consumer loans may present increase during periods of unemployment rates and increasing interest rates, which may adversely affect the underlying real estate and other collateral values and the ability of our borrowers to repay their loans on scheduled terms. At December&#160;31, 2024, nonperforming commercial loans, commercial real estate loans, and consumer loans totaled $26,958 and 0.6%, respectively.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">18</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our holdings of construction, land and home equity loans may pose more credit risk than other types of mortgage loans.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Construction loans, loans secured by commercial real estate and home equity loans generally entail more risk than other types of mortgage loans. When real estate values decrease, the developers to whom we lend are likely to become non&#8211;performing as developers are unable to build and sell homes in volumes large enough for orderly repayment of loans and as other owners of such real estate (including homeowners) are unable to keep up with their payments. We strive to establish what we believe are adequate reserves on our financial statements to cover the credit risk of these loan portfolios. However, there can be no assurance that losses will not exceed our reserves and ultimately result in a material level of charge&#8211;offs, which would adversely impact our results of operations, liquidity and capital. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The allowance for credit losses on loans may prove inadequate or be negatively affected by credit risk exposures.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our business depends on the creditworthiness of our customers. We periodically review the allowance for credit losses for adequacy considering economic conditions and trends, collateral values, and credit quality indicators, including past charge&#8211;off experience and levels of past due loans and non&#8211;performing assets. There is no certainty that the allowance for credit losses will be adequate over time to cover credit losses in the portfolio because of unanticipated adverse changes in the economy, market conditions or events adversely affecting specific customers, industries or markets. If the credit quality of our customer base materially decreases, if the risk profile of a market, industry or group of customers changes materially, or if the allowance for credit losses is not adequate, our business, financial conditions, liquidity, capital, and results of operations could be materially adversely affected.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Market Risk</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Changes in interest rates could adversely affect our financial condition and results of operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our financial condition and results of operations are significantly affected by changes in interest rates. We can neither predict with certainty nor control changes in interest rates. These changes can occur at any time and are affected by many factors, including international, national, regional and local economic conditions, competitive and inflationary pressures and monetary policies of the Federal Reserve.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Our results of operations depend substantially on our net interest income, which is the difference between the interest income that we earn on our interest earning assets and the interest expense that we pay on our interest bearing liabilities. Our profitability depends on our ability to manage our assets and liabilities during periods of changing interest rates. For example, as interest rates decline, the amount of interest-earning assets expected to reprice will increase as borrowers have an economic incentive to reduce the cost of their mortgage or debt, which would negatively impact our interest income. Alternatively, as rates increase, we may have to increase the rates paid on our deposits and borrowed funds more quickly than loans and investments re&#8211;price, resulting in a negative impact on interest spreads and net interest income. The impact of rising rates could be compounded if deposit customers funds away from us into direct investments, such as U.S. Government bonds, corporate securities and other investments, including mutual funds, which, because of the absence of federal deposit insurance premiums and reserve requirements, generally pay higher rates of return than those offered by financial institutions.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We also expect that we will periodically experience &#8220;gaps&#8221; in the interest rate sensitivities of our assets and liabilities, meaning that either our interest bearing liabilities will be more sensitive to changes in market interest rates than our interest earning assets, or vice versa. In either event, if market interest rates should move contrary to our position, this &#8220;gap&#8221; will negatively impact our earnings. The impact on earnings is more adverse when the slope of the yield curve flattens, that is, when short&#8211;term interest rates increase more than long&#8211;term interest rates or when long&#8211;term interest rates decrease more than short&#8211;term interest rates.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in interest rates also could affect loan volume. For instance, an increase in interest rates could cause a decrease in the demand for mortgage loans (and other loans), which could result in a significant decline in our revenues. In addition, as market interest rates rise, the value of the Company's investment </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">19</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">securities, particularly those that have fixed rates or longer maturities, could decrease. Increasing rates would also increase debt service requirements for some of the Bank's borrowers and may adversely affect those borrowers' ability to pay as contractually obligated and could result in additional delinquencies or charge&#8211;offs.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Conversely, should market interest rates fall below current levels, our net interest margin could also be negatively affected, as competitive pressures could keep us from further reducing rates on our deposits, and prepayments on loans may continue. Such movements may cause a decrease in our interest rate spread and net interest margin, and therefore, decrease our profitability.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We also are subject to reinvestment risk associated with changes in interest rates. Changes in interest rates may affect the average life of loans and mortgage&#8211;related securities. Increases in interest rates may decrease loan demand and/or may make it more difficult for borrowers to repay adjustable rate loans, which increases the potential for default. An increase in interest rates that adversely affects the ability of borrowers to pay the principal or interest on may also lead to an increase in non&#8211;performing assets and a reduction of income recognized, which could have a material adverse effect on our results of operations and cash flows. Further, when we place a loan on non&#8211;accrual status, we reverse any accrued but unpaid interest receivable, which decreases interest income. At the same time, we continue to have a cost to fund the loan, which is reflected as interest expense, without any interest income to offset the associated funding expense.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Decreases in interest rates often result in increased prepayments of loans and mortgage&#8211;related securities, as borrowers refinance their loans to reduce borrowing costs. Under these circumstances, we are subject to reinvestment risk to the extent that we are unable to reinvest the cash received from such prepayments in loans or other investments that have interest rates that are comparable to the interest rates on existing loans and securities.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">We are exposed to intangible asset risk in that our goodwill may become impaired.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:103%">As of December&#160;31, 2024, we had $165.4 million of goodwill and other intangible assets. A significant and sustained decline in our stock price and market capitalization, a significant decline in our expected future cash flows, a significant adverse change in the business climate, or slower growth rates could result in impairment of goodwill. If we were to conclude that a future write-down of our goodwill is necessary, then we would record the appropriate charge, which could be materially adverse to our operating results and financial position. For further discussion, see Notes 1 and 8, &#8220;Nature of Operations and Summary of Significant Accounting Policies&#8221; and &#8220;Goodwill and Intangible Assets,&#8221; to the Consolidated Financial Statements included in Item 8 of our Annual Report on Form 10&#8211;K for the year ended December&#160;31, 2024.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our mortgage lending profitability could be significantly reduced as changes in interest rates could affect mortgage origination volume and pricing for selling mortgages on the secondary market.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Currently, we sell a substantial portion of the mortgage loans we originate. The profitability of our mortgage banking operations depends in large part upon our ability to originate and sell mortgages to the secondary market at a gain. A lower interest rate environment generally results in higher demand for mortgage products, and if demand increases, mortgage banking income will be positively impacted by more gains on sale.  However, a higher interest rate environment can negatively affect the volume of loan originations and refinanced loans reducing the dollar amount of loans available to be sold to the secondary market. Higher interest rates can also negatively affect the premium received on loans sold to the secondary market as competitive pressures to originate loans can reduce pricing.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our ability to sell mortgage loans readily is dependent upon the availability of an active secondary market for single&#8211;family mortgage loans, which in turn depends in part upon the continuation of programs currently offered by Fannie Mae, Freddie Mac and Ginnie Mae (the &#8220;Agencies&#8221;) and other institutional and non&#8211;institutional investors. These entities account for a substantial portion of the secondary market in residential mortgage loans. Some of the largest participants in the secondary market, including the Agencies, are government&#8211;sponsored enterprises whose activities are governed by federal law. Any future changes in laws that significantly affect the activity of such government&#8211;sponsored enterprises could, in turn, adversely affect our operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">20</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any significant impairment of our eligibility with any of the Agencies could materially and adversely affect our operations. Further, the criteria for loans to be accepted under such programs may be changed from time&#8211;to&#8211;time by the sponsoring entity which could result in a lower volume of corresponding loan originations. The profitability of participating in specific programs may vary depending on a number of factors, including our administrative costs of originating and purchasing qualifying loans and our costs of meeting such criteria.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The price of our common stock may fluctuate significantly, and this may make it difficult for you to resell our common stock at times or at prices you find attractive.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Although our common stock is listed on the NASDAQ Global Select Market, our stock price constantly changes, and we expect our stock price to continue to fluctuate in the future. Our stock price is impacted by a variety of factors, some of which are beyond our control.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These factors include:</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">variations in our operating results or the quality of our assets;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">operating results that vary from the expectations of management, securities analysts and investors;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">increases in loan losses, non&#8211;performing loans and other real estate owned;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in the U.S. corporate tax rates;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">changes in expectations as to our future financial performance;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">announcements of new products, strategic developments, new technology, acquisitions and other material events by us or our competitors;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">ability to fund Horizon's assets through core deposits and/or wholesale funding;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the operating and securities prices performance of other companies that investors believe are comparable to us;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">our inclusion on the Russell 2000 or other indices;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">actual or anticipated sales of our equity or equity&#8211;related securities;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">our past and future dividend practice;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">our creditworthiness;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">interest rates;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the credit, mortgage and housing markets, and the markets for securities relating to mortgage or housing;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">developments with respect to financial institutions generally; and</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">economic, financial, geopolitical, regulatory, congressional or judicial events that affect us or the financial markets.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, the stock market in general has experienced price and volume fluctuations. The volatility has had a significant effect on the market price of securities issued by many companies and particularly those in the financial services and banking sector, including for reasons unrelated to their operating performance. These broad market fluctuations may adversely affect our stock price, notwithstanding our operating results.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The trading volume in our common stock is less than that of other larger financial institutions.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:103%">Although our common stock is listed on the Nasdaq Global Select Market, the trading volume in the common stock may be less than that of other, larger financial services companies. A public trading market having the desired characteristics of depth, liquidity, and orderliness depends on the presence in the marketplace of willing buyers and sellers of our common stock at any given time. This presence depends on the individual decisions of investors and general economic and market conditions over which we have no control. During any period of lower trading volume of our common stock, significant sales of shares of our common stock, or the expectation of these sales, could cause our common stock price to fall.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Liquidity Risk</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We are subject to liquidity risk in our operations, which could adversely affect the ability to fund various obligations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Liquidity risk is the possibility of being unable to meet obligations as they come due, pay deposits when withdrawn, capitalized on growth opportunities as they arise, or pay dividends because of an inability to </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">21</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">liquidate assets or obtain adequate funding on a timely basis, at a reasonable cost and within acceptable risk tolerances. Liquidity is derived primarily from retail deposit growth and retention, principal and interest payments on loans and investment securities, net cash provided from operations, and access to other funding sources. Liquidity is essential to our business. We must maintain sufficient funds to respond to the needs of depositors and borrowers. An inability to raise funds through deposits, borrowings, the sale or pledging as collateral of loans and other assets could have a material adverse effect on our liquidity.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our access to funding sources in amounts adequate to finance our activities could be impaired by factors that affect us specifically or the financial services industry in general. Factors that could detrimentally impact our access to liquidity sources include a decrease in the level of our business activity due to a market downturn, failures of other financial institutions which reduces overall market confidence in the banking and financial services industry, or regulatory action that limits or eliminates our access to alternate funding sources. Our ability to borrow could also be impaired by factors that are nonspecific to us, such as severe disruption of the financial markets or negative expectations about the prospects for the financial services industry as a whole, as evidenced by the recent failures of certain depository institutions and the resulting market turmoil and volatility stemming from such failures. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Unrealized losses in our investment portfolio could adversely affect liquidity.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As market interest rates increased during 2022 and 2023, we have experienced increased unrealized losses within our investment portfolio. Our investment portfolio consists of obligations of the U.S. Treasury and federal agencies, obligations of state and local municipalities, U.S. government agency mortgage-backed securities, private labeled mortgage&#8211;backed pools and corporate notes. Many of these instruments are particularly sensitive to interest rate fluctuations, especially long&#8211;term fixed&#8211;income securities. The unrealized losses for available for sale investments is reflected in Accumulated Other Comprehensive Income (&#8220;AOCI&#8221;) on our balance sheet and reduces our book capital and tangible common equity ratio. However, unrealized losses do not affect our regulatory capital ratios. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management continues to actively monitor the investment portfolio and does not currently anticipate the need to realize material losses from the investment portfolio, and we believe it is unlikely we would be required to sell the securities before recovery of their amortized cost bases, which may be at maturity. However, our access to liquidity sources could be affected by unrealized losses if securities within the investment portfolio must be sold at a loss or tangible capital ratios decline from an increase in unrealized losses or realized credit losses.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We may need to raise additional capital in the future, and such capital may not be available when needed or at all.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We may need to raise additional capital in the future to fund acquisitions and to provide us with sufficient capital resources and liquidity to meet our commitments, regulatory capital requirements and business needs, particularly if our asset quality or earnings were to deteriorate significantly. Although we are currently, and have historically been, &#8220;well capitalized&#8221; for regulatory purposes, in the past we have been required to maintain increased levels of capital in connection with certain acquisitions. Additionally, we periodically explore acquisition opportunities with other financial institutions, some of which are in distressed financial condition. Any future acquisition, particularly the acquisition of a significantly troubled institution or an institution of comparable size to us, may require us to raise additional capital in order to obtain regulatory approval and/or to remain well capitalized.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our ability to raise additional capital, if needed, will depend on, among other things, conditions in the capital markets at that time, which are outside of our control, and our financial performance. Economic conditions and the loss of confidence in financial institutions may increase our cost of funding and limit access to certain customary sources of capital, including inter&#8211;bank borrowings, repurchase agreements and borrowings from the discount window of the Federal Reserve.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We cannot guarantee that such capital will be available on acceptable terms or at all. Any occurrence that may limit our access to the capital markets, such as a decline in the confidence of debt purchasers, our depositors or counterparties participating in the capital markets, may adversely affect our capital costs and </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">22</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">our ability to raise capital and, in turn, our liquidity. Moreover, if we need to raise capital in the future, we may have to do so when many other financial institutions are also seeking to raise capital and would have to compete with those institutions for investors. An inability to raise additional capital on acceptable terms when needed could have a materially adverse effect on our business, financial condition and results of operations and may restrict our ability to grow.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Operational Risk</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our internal controls may be ineffective, circumvented, or fail.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management regularly reviews and updates our internal controls, disclosure controls and procedures, and corporate governance policies and procedures. Any system of controls, however well designed and operated, is based in part on certain assumptions and can provide only reasonable, not absolute, assurances that the objectives of the system are met. Any failure or circumvention of our controls and procedures, failure to implement any necessary improvement of controls and procedures, or failure to comply with regulations related to controls and procedures could have a material adverse effect on our business, results of operations, and financial condition. Management regularly reviews and updates our internal controls, disclosure controls and procedures, and corporate governance policies and procedures. Any system of controls, however well designed and operated, is based in part on certain assumptions and can provide only reasonable, not absolute, assurances that the objectives of the system are met. Any failure or circumvention of our controls and procedures, failure to implement any necessary improvement of controls and procedures, or failure to comply with regulations related to controls and procedures could have a material adverse effect on our business, results of operations, and financial condition.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our information systems may experience cyber&#8211;attacks or an interruption or breach in security. Our cybersecurity systems could be inadequate or fail.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We rely heavily on internal and outsourced technologies, communications, and information systems to conduct our business. Additionally, in the normal course of business, we collect, process and retain sensitive and confidential information regarding our customers. As our reliance on technology has increased, so have the potential risks of a technology&#8211;related operational interruption (such as disruptions in our customer relationship management, general ledger, deposit, loan, or other systems) or the occurrence of cyber&#8211;attacks (such as unauthorized access to our systems, computer viruses, ransom ware, or other malicious code). These risks have increased for all financial institutions as new technologies, advancement consumer applications and the increase adoption of mobile devices, have become commonly used to conduct financial and other business transactions, during a time of increased technological sophistication of organized crime, perpetrators of fraud, hackers, terrorists and others. In addition to cyber&#8211;attacks or other security breaches involving the theft of sensitive and confidential information, hackers recently have engaged in attacks against large financial institutions, particularly denial of service attacks, which are designed to disrupt key business services, such as customer&#8211;facing web sites. Although we have programs in place related to business continuity, disaster recovery and information security to maintain the confidentiality, integrity, and availability of our systems, business applications and customer information, we are not able to anticipate or implement effective preventive measures against all cyber&#8211;security threats, especially because the techniques used change frequently and because attacks can originate from a wide variety of sources, both domestic and foreign.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We also face risks related to cyber&#8211;attacks and other security breaches in connection with credit card and debit card transactions that typically involve the transmission of sensitive information regarding our customers through various third parties, including merchant acquiring banks, payment processors, payment card networks and our processors. Some of these parties have in the past been the target of security breaches and cyber&#8211;attacks, and because the transactions involve third parties and environments such as the point of sale that we do not control or secure, future security breaches or cyber&#8211;attacks affecting any of these third parties could impact us through no fault of our own, and in some cases, we may have exposure and suffer losses for breaches or attacks relating to them. Further cyber&#8211;attacks or other breaches in the future, whether affecting us or others, could intensify consumer concern and regulatory focus and result in reduced use of payment cards and increased costs, all of which could have a material adverse effect on our business.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">23</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To the extent we are involved in any future cyber&#8211;attacks or other breaches, we may be required to expend significant additional resources to modify our protective measures or to investigate and remediate vulnerabilities or other exposures, and we may be subject to litigation and financial losses that are either not insured against or not fully covered through any insurance we maintain. We could also suffer significant damage to our reputation. Although we are insured against many of these risks, including privacy breach response costs, notification expenses, breach support and credit monitoring expenses, cyber extortion and cyber terrorism, there can be no assurances that such insurance will be sufficient to cover all costs arising from a data or information technology breach and our exposure may exceed our coverage.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Acts of terrorism or war, as well as the threat of terrorism or war, may adversely affect our results of operations, financial condition, and liquidity.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any act of terror, sustained military campaign, or war (threat of any of the foregoing) may cause general economic decline and instability, volatility and/or weakness of U.S. and global financial markets. Historically, U.S. and global markets have been adversely impacted by political and civil unrest occurring in the Middle East, Eastern Europe, Russia, Venezuela and Asia. The on-going Russia and Ukraine conflict has continued to raise similar economic and financial market concerns causing uncertainty and disruption in financial markets globally and resulting in a re-ordering of certain global supply chains, particularly within the energy sector. Furthermore, such events have the potential to adversely impact the availability of commodities, commodity prices, and create global inflationary pressures.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a result of any such events, the demand for our products and services may be significantly impacted and could influence the recognition of credit losses in our loan portfolio and increase our allowance for credit losses as both businesses and consumers are negatively impacted by such events and the economic uncertainty and volatility related thereto. They may also cause significant decreases in value in our investment portfolio, cause us to have to raise capital, or take other unforeseen actions to offset such effects.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The extent to which such actions may impact our business, results of operations, and financial condition, as well as our regulatory capital and liquidity ratios, will depend on future developments, which are highly uncertain, including the scope and duration of such conflicts and actions taken by governmental authorities and other third parties in response thereto. Even after such conflicts subside, the U.S. and global economies often require some time to recover, the length of which is unknown.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any continued or further negative impact on economic conditions and global markets from these developments could adversely affect our business, financial condition and liquidity.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Pandemics, other global or regional health crises or disease outbreaks, natural disasters, global climate change, acts of terrorism and global conflicts may have a negative impact on our business.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pandemics, other global or regional health crises or disease outbreaks, natural disasters, global climate change, acts of terrorism, global conflicts or other similar events have in the past, and may in the future have, a negative impact on our business and operations. These events impact us negatively to the extent that they result in reduced capital markets activity, lower asset price levels, or disruptions in general economic activity in the United States or abroad, or in financial market settlement functions. In addition, these or similar events may impact economic growth negatively, which could have an adverse effect on our business and operations and may have other adverse effects on us in ways that we are unable to predict.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The preparation of our financial statements requires the use of estimates that may vary from actual results.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The preparation of consolidated financial statements in conformity with accounting principles generally accepted in the United States requires management to make significant estimates that affect the financial statements. One of our most critical estimates is the level of the allowance for credit losses. Due to the inherent nature of these estimates, we cannot provide absolute assurance that we will not have to increase </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">24</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the allowance for loan losses and/or sustain loan losses that are significantly higher than the provided allowance.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our indirect lending operations are subject to a higher fraud risk than our other lending operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We originate auto loans through automobile dealers. Because we must rely on automobile dealers in making and documenting these loans, there is an increased risk of fraud to us on the part of the third&#8211;party originators and the underlying borrowers. In order to guard against this increased risk, we perform investigations on third parties who originate loans we purchase, and we review the loan files and loan documents we purchase to attempt to detect any irregularities or legal noncompliance. However, there is no guarantee that our procedures will detect all cases of fraud or legal noncompliance.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">The adoption of artificial intelligence tools by us and our third-party vendors and service providers may increase the risk of errors, omissions, unfair treatment, or fraudulent behavior by our employees, clients, or counterparties, or other third parties.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our adoption of artificial intelligence, including generative artificial intelligence, machine learning, and similar tools and technologies that collect, aggregate, analyze, or generate data or other materials or content (collectively, &#8220;AI&#8221;), is limited for internal currently, and we expect to continue to adopt such tools as appropriate.  In addition, we expect our third-party vendors and service providers to increasingly develop and incorporate AI into their product offerings. There are significant risks involved in utilizing AI and no assurance can be provided that our or our third-party vendors&#8217; or service providers&#8217; use of AI will enhance our or our third-party vendors&#8217; or service providers&#8217; products or services or produce the intended results. The adoption and incorporation of such tools can lead to concerns around safety and soundness, fair access to financial services, fair treatment of consumers, and compliance with applicable laws and regulations. Such risk can result from models being poorly designed or faulty data being used, inadequate model testing or validation, narrow or limited human oversight, inadequate planning or due diligence, inappropriate or controversial data practices by developers or end-users, and other factors adversely affecting public opinion of AI and the acceptance of AI solutions. Furthermore, given the pace of rapid adoption of such tools by vendors and service providers, we may not be aware of the addition of AI solutions prior to such tools being introduced into our environment.  Failure to adequately manage AI risks can result in erroneous results and decisions made by misinformation, unwanted forms of bias, unauthorized access to sensitive, confidential, proprietary, or personal information, and violations of applicable laws and regulations, leading to operational inefficiencies, competitive harm, reputational harm, ethical challenges, legal liability, losses, fines, and other adverse impacts on our business and financial results. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We rely on other companies to provide key components of our business infrastructure.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Third&#8211;party vendors provide key components of our business infrastructure, including Internet connections, mobile and internet banking, statement processing, loan document preparation, network access and transaction and other processing services. Although we have selected these third&#8211;party vendors carefully, we do not control their actions. Any problems caused by these third parties, including as a result of inadequate or interrupted service or breach of customer information, could adversely affect our ability to deliver products and services to our customers and otherwise to conduct our business. In addition, any breach in customer information could affect our reputation and cause legal liability and a loss of business. Replacing these third&#8211;party vendors also could result in significant delay and expense.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The loss of key members of our senior management team and our lending teams could affect our ability to operate effectively.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We depend heavily on the services of our existing senior management team to carry out our business and investment strategies. As we continue to grow and expand our business and our locations, products and services, we will increasingly need to rely on our senior management team's experience, judgment and expertise. We also depend heavily on our experienced and effective lending teams and their respective special market insights, including, for example, our agricultural lending specialists. In addition to the importance of retaining our lending team, we will also need to continue to attract and retain qualified </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">25</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">banking personnel at all levels. Competition for such personnel is intense in our geographic market areas. If we are unable to attract and retain an effective lending team and other talented people, our business could suffer. The loss of the services of any senior management personnel or the inability to recruit and retain qualified lending and other personnel in the future, could have a material adverse effect on our consolidated results of operations, financial condition and prospects.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our inability to continue to process large volumes of transactions accurately could adversely impact our business and financial results.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We process large volumes of transactions on a daily basis and are exposed to numerous types of operational risk. Operational risk resulting from inadequate or failed internal processes, people and systems includes the risk of fraud by persons inside or outside Horizon, the execution of unauthorized transactions by employees, errors relating to transaction processing and systems, and breaches of the internal control system and compliance requirements. This risk of loss also includes the potential legal actions that could arise as a result of the operational deficiency or as a result of noncompliance with applicable regulatory standards. Accordingly, if systems of internal control should fail to work as expected, if systems are used in an unauthorized manner, or if employees subvert the system of internal controls, significant losses could result.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We establish and maintain systems of internal operational controls that are designed to provide us with timely and accurate information about our level of operational risk. While not foolproof, these systems have been designed to manage operational risk at appropriate, cost&#8211;effective levels. Procedures also exist that are designed to ensure that policies relating to conduct, ethics and business practices are followed. If these systems fail, significant losses could result.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While we continually monitor and improve the system of internal controls, data processing systems and corporate&#8211;wide processes and procedures, there can be no assurance that future losses will not occur.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Potential acquisitions may disrupt our business and dilute stockholder value.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We periodically evaluate merger and acquisition opportunities and conduct due diligence activities related to possible transactions with other financial institutions and financial service companies. We generally seek merger or acquisition partners that are culturally similar and possess either significant market presence or have potential for improved profitability through financial management, economies of scale or expanded services. Acquiring other banks, businesses, or branches involves various risks commonly associated with acquisitions, including, among other things:</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential exposures to unknown or contingent liabilities of the target company;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">exposure to potential asset quality issues of the target company;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential disruption to our business;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential diversion of our management's time and attention away from day&#8211;to&#8211;day operations;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">the possible loss of key employees, business and customers of the target company;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">difficulty in estimating the value of the target company; and</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">potential problems in integrating the target company's data processing and ancillary systems, customers and employees with ours.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a result, merger or acquisition discussions and, in some cases, negotiations may take place and future mergers or acquisitions involving the payment of cash or the issuance of our debt or equity securities may occur at any time. Acquisitions typically involve the payment of a premium over book and market values, and, therefore, some dilution of our tangible book value and net income per common share may occur in connection with any future transaction. To the extent we were to issue additional shares of common stock in any such transaction, our current shareholders would be diluted and such an issuance may have the effect of decreasing our stock price, perhaps significantly. Furthermore, failure to realize the expected revenue increases, cost savings, increases in geographic or product presence, and/or other projected benefits from an acquisition could have a material adverse effect on our financial condition and results of operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, merger and acquisition costs incurred by Horizon may temporarily increase operating expenses.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">26</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Economic Risk</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">An economic slowdown in our primary market areas could affect our business.</span></div><div style="text-align:justify;text-indent:36pt"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our primary market area for deposit and loans consists of northern and central Indiana and southern and central Michigan. An economic slowdown could hurt our business and the possible consequences of such a downturn could include the following:</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">increases in loan delinquencies and foreclosures;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">declines in the value of real estate and other collateral securing loans;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">an increase in loans charged off;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">an increase in expense to fund loan loss reserves;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">an increase in collection costs;</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">a decline in the demand for our products and services; and</span></div><div style="padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">an increase in non&#8211;accrual loans and other real estate owned.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">The financial services industry and broader economy may be subject to new or changing legislation, regulation, and government policy.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At this time, it is difficult to predict the legislative and regulatory changes that will result from both houses of Congress having majority memberships from the Republican Party and President Trump&#8217;s election. President Trump and certain members of Congress have advocated for the reduction of regulation of the financial services industry. The new Congress and administration may also cause broader economic changes due to their governing ideology, which differs from that of the previous Congress and administration. New appointments to the FRB could affect monetary policy and interest rates. Additionally, changes in trade and fiscal policy could affect the economy and banking industry, including our business and results of operations, in ways that are difficult to predict. Our results of operations could be adversely affected by changes in laws and regulations and in the way existing statutes and regulations are interpreted or applied by courts and government agencies.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Negative developments affecting the banking industry, and resulting media coverage, may erode customer confidence in the banking system and could have a material effect on our operations and/or stock price.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">High&#8211;profile 2023 bank failures can generate significant market volatility among publicly traded bank holding companies and, in particular, regional banks. These market developments may negatively impact customer confidence in the safety and soundness of financial institutions, as well as cause significant disruption, volatility and reduced valuations of equity and other securities of banks in the capital markets. These market developments may cause general uncertainty and concern regarding the liquidity adequacy of the banking industry and in particular, regional banks like Horizon. As a result, customers may choose to maintain deposits with larger financial institutions or invest in higher yielding short&#8211;term fixed income securities, all of which could materially adversely impact our liquidity, loan funding capacity, net interest margin, capital and results of operations. In connection with high&#8211;profile bank failures, uncertainty and concern may be compounded by advances in technology that increase the speed at which deposits can be moved, as well as the speed and reach of media attention, including social media, and its ability to disseminate concerns or rumors, in each case potentially exacerbating liquidity concerns. While the Department of the Treasury, the Federal Reserve, and the FDIC may take measures to reassure depositors when bank failures occur, there is no guarantee that such actions will be successful in restoring customer confidence in regional banks and the banking system more broadly.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">The soundness of other financial institutions could adversely affect us.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial services institutions are interrelated as a result of trading, clearing, counterparty, or other relationships. We have exposure to many different industries and counterparties, and we routinely execute transactions with counterparties in the financial services industry, including brokers and dealers, commercial banks, investment banks, mutual and hedge funds, and other institutional clients. Many of these transactions expose us to credit risk in the event of default by our counterparty or client. In addition, our credit risk may be exacerbated when the collateral held by us cannot be realized or is liquidated at prices </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">27</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">not sufficient to recover the full amount of the loan or derivative exposure due us. There is no assurance that any such losses would not materially and adversely affect our results of operations or earnings.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Instability in global economic conditions and geopolitical matters, as well as volatility in financial markets, could have a material adverse effect on our results of operations and financial condition.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Instability in global economic conditions and geopolitical matters, as well as volatility in financial markets, could have a material adverse effect on our results of operations and financial condition. The macroeconomic environment in the United States is susceptible to global events and volatility in financial markets. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Legal/Regulatory/Compliance Risk</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">As a public company, we face the risk of shareholder lawsuits and other related or unrelated litigation, particularly if we experience declines in the price of our common stock. We have been named as a party to purported class action and derivative lawsuits, and we may be named in additional litigation, all of which could require significant management time and attention and result in significant legal expenses.</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As described in detail below in &#8220;Item 3 - Legal Proceedings,&#8221; on April 20, 2023, a putative class action lawsuit was filed against the Company and two of its officers in the U.S. District Court for the Eastern District of New York, which asserts claims under &#167;&#167; 10(b) and 20(a) of the Securities Exchange Act of 1934 alleging, among other things, the Company made materially false and misleading statements and failed to disclose material adverse facts which allegedly resulted in harm to a putative class of purchasers of our securities from March 9, 2022 and March 10, 2023. Derivative lawsuits have also been filed against the Company, as nominal defendant, and two of our officers and ten of our directors arising from the same events, alleging, among other things, breach of the officers and directors' fiduciary duties. Regardless of the merits, the expense of defending such litigation may have a substantial impact if our insurance carriers fail to cover the full cost of the litigation, and the time required to defend the actions could divert management&#8217;s attention from the day-to-day operations of our business, which could adversely affect our business, results of operations and cash flows. An unfavorable outcome in such litigation could have a material adverse effect on our business, financial condition, results of operations and cash flows. The derivative lawsuits have been consolidated and stayed pending resolution of any motion to dismiss in the putative class action. Based on our initial review of these actions, management believes that the Company has strong defenses to the claims and intends to vigorously defend against them.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Any regulatory examination scrutiny or new regulatory requirements in the banking industry could increase the Company's expenses and affect the Company's operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Any increased regulatory scrutiny &#8211; in the course of routine examinations and otherwise &#8211; and new regulations directed towards banks of similar size to the Bank, designed to address any negative developments in the banking industry, a change in the regulatory priorities of the prudential bank regulators, or otherwise  may increase the Company's costs of doing business and reduce its profitability. As primarily a commercial bank, the Bank has a higher percentage of uninsured deposits compared to primarily retail focused banks. As a result, the Bank could face increased scrutiny or be viewed as higher risk by regulators and the investor community.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We may be exposed to risk of environmental liabilities with respect to real property to which we take title.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the course of our business, we may own or foreclose and take title to real estate, and could be subject to environmental liabilities with respect to these properties (including liabilities for property damage, personal injury, investigation and clean-up costs incurred by these parties in connection with environmental contamination), or may be required to investigate or clean up hazardous or toxic substances, or chemical releases at a property.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">28</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We are subject to extensive regulation and changes in laws and regulatory policies could adversely affect our business. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our operations are subject to extensive regulation by federal and state agencies. See &#8220;Regulation and Supervision&#8221; in the description of our Business in Item 1 of Part I of this report for detailed information on the laws and regulations to which we are subject. Many of these regulations are intended to protect depositors, the public or the FDIC insurance funds, not shareholders. Regulatory requirements affect our lending practices, capital structure, investment practices, dividend policy and many other aspects of our business. Changes in applicable laws, regulations or regulator policies can materially affect our business. The likelihood of any major changes in the future and their effects are impossible to predict. As an example, the Bank could experience higher credit losses because of federal or state legislation or by regulatory or bankruptcy court action that reduces the amount the Bank's borrowers are otherwise contractually required to pay under existing loan contracts. Also, the Bank could experience higher credit losses because of federal or state legislation or regulatory action that limits its ability to foreclose on property or other collateral or makes foreclosure less economically feasible.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We face other risks from recent actions of the U.S. Treasury and the Internal Revenue Service. In November 2016, these agencies issued a Notice making captive insurance company activities &#8220;transactions of interest&#8221; due to the potential for tax avoidance or evasion. We have a captive insurance company and it is not certain at this point how the Notice may impact us on our operation of the captive insurance company as a risk management tool.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Legislation enacted in recent years, together with additional actions announced by the U.S. Treasury and other regulatory agencies, continue to develop. It is not clear at this time what impact legislation and liquidity and funding initiatives of the U.S. Treasury and other bank regulatory agencies, and additional programs that may be initiated in the future, will have on the financial markets and the financial services industry.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">We may also face compliance risks arising from the new and growing body of privacy and data security laws enacted by foreign governments, such as the European Union's comprehensive 2018 General Data Privacy Regulation, and by U.S. state governments, such as the California Consumer Privacy Act that went into effect on January 1, 2020.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Digital asset trends introduce regulatory and competitive challenges.</span></div><div><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While we do not currently offer digital asset products, such as cryptocurrencies or stablecoins, the global adoption of digital assets presents competitive and regulatory challenges. The appeal of digital assets lies in their transaction speed, cross-border capabilities, and anonymity. However, these attributes also introduce risks, including fraud, volatility, and limited but rapidly evolving regulatory oversight. As digital asset adoption grows, we must remain vigilant to market dynamics and regulatory developments. Additionally, the ability to effectively and efficiently adapt operations to meet customer demand is critical. Failure to adapt effectively could constrain our ability to invest in competitive products, hampering long-term growth and competitiveness. </span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Provisions in our articles of incorporation, our by&#8211;laws, and Indiana law may delay or prevent an acquisition of us by a third party.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our articles of incorporation and by&#8211;laws and Indiana law contain provisions that have certain anti&#8211;takeover effects. While the purpose of these provisions is to strengthen the negotiating position of the board of directors in the event of a hostile takeover attempt, the overall effects of these provisions may be to render more difficult or discourage a merger, tender offer or proxy contest, the assumption of control by a holder of a large block of our shares, and the removal of incumbent directors and key management.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our articles of incorporation provide for a staggered board, which means that only one&#8211;third of our board can be replaced by shareholders at any annual meeting. Our articles also provide that our directors may only be removed without cause by shareholders owning 70% or more of our outstanding common stock.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">29</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our articles also preempt Indiana law with respect to business combinations with a person who acquires 10% or more of our common stock and provide that such transactions are subject to independent and super&#8211;majority shareholder approval requirements unless certain pricing and board pre&#8211;approval requirements are satisfied.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our by&#8211;laws do not permit cumulative voting of shareholders in the election of directors, allowing the holders of a majority of our outstanding shares to control the election of all our directors, and our directors are elected by plurality voting; although, under our newly adopted Director Resignation Policy, directors not receiving a majority of the votes cast in an uncontested election are required to submit a resignation, which our Board has the discretion to accept or reject. Our by&#8211;laws also establish detailed procedures that shareholders must follow if they desire to nominate directors for election or otherwise present issues for consideration at a shareholders&#8217; meeting.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These and other provisions of our governing documents and Indiana law are intended to provide the board of directors with the negotiating leverage to achieve a more favorable outcome for our shareholders in the event of an offer for the Company. However, there is no assurance that these same anti&#8211;takeover provisions could not have the effect of delaying, deferring or preventing a transaction or a change in control that shareholders might believe to be in their best interests.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Fiduciary Risk</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Our prior role as a trustee for employee stock ownership plans (&#8220;ESOPs&#8221;) may expose us to increased risk of litigation due to heightened scrutiny of this role by the U.S. Department of Labor and the plaintiffs' bar.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Prior to September 30, 2021, we acted as an independent trustee for corporate ESOP plans throughout the U.S. Over the last several years, the U.S. Department of Labor and the plaintiffs&#8217; bar have been aggressively targeting ESOP trustees and transactions on a variety of fronts, including valuations and the amount that ESOP trustees pay to buy back stock from selling shareholders, as well as the indemnity agreements commonly used by ESOP companies to protect ESOP trustees from undue risk and liability exposure. In December 2021, Horizon reached a mediation settlement with the U.S. Department of Labor concerning ESOP valuations and sale transactions relating to ESOPs for which we acted as trustee. On September 30, 2021, we sold our ESOP trustee business to a third party. Despite exiting this line of business and our settlement with the U.S. Department of Labor with respect to many of our prior engagement, we may still be exposed to an increased risk of litigation from the U.S. Department of Labor and the plaintiffs&#8217; bar for these historical activities.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">General Risks</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We continually encounter technological changes.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The financial services industry is continually undergoing rapid technological change with frequent introductions of new technology&#8211;driven products and services. The effective use of technology increases efficiency and enables financial institutions to better serve customers and to reduce costs. Our future success depends, in part, upon our ability to address the needs of our customers by using technology to provide products and services that will satisfy customer demands, as well as to create additional efficiencies in our operations. Many of our competitors have substantially greater resources to invest in technological improvements, and we may not be able to effectively implement new technology&#8211;driven products and services at the same speed at which our competitors do (or not at all) or be successful in marketing these products and services to our customers. Failure to successfully keep pace with technological change affecting the financial services industry could have a material adverse impact on our business and, in turn, our financial condition and results of operations.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">We face intense competition in all phases of our business from other banks, financial institutions and non&#8211;banks.</span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The banking and financial services business in most of our markets is highly competitive. Our competitors include large banks, local community banks, savings and loan associations, securities and brokerage </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">30</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">companies, mortgage companies, insurance companies, finance companies, money market mutual funds, credit unions, neo&#8211;banks (a digital or mobile&#8211;only bank that exists without any physical bank branches), and other non&#8211;bank financial and digital service providers, many of which have greater financial, marketing and technological resources than we do. Many of these competitors are not subject to the same regulatory restrictions that we are and may be able to compete more effectively as a result.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Also, technology and other changes have lowered barriers to entry and made it possible for customers to complete financial transactions using neo&#8211;banks, non&#8211;banks and financial technology (&#8220;FinTech&#8221;) companies that historically have involved banks at one or both ends of the transaction. These entities now offer products and services traditionally provided by banks and often at lower costs. The wide acceptance of Internet&#8211;based commerce has resulted in a number of alternative payment processing systems, and deposit and lending platforms in which banks play only minor roles. For example, consumers can maintain funds that would have historically been held as bank deposits in brokerage accounts or mutual funds. Consumers can also complete transactions such as paying bills and/or transferring funds directly without the assistance of banks. Use of emerging alternative payment platforms, such as Apple Pay, Google Pay, and PayPal can alter consumer credit card behavior and consequently impact our interchange fee income.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The continuing process of eliminating banks as intermediaries, known as &#8220;disintermediation,&#8221; will likely result in the loss of additional fee income, as well as the loss of customer deposits and the related income generated from those deposits. The effects of disintermediation are also likely to continue to negatively impact the lending activities of traditional banks because of the fast growing number of FinTech companies that use software and technology to deliver mortgage lending and other financial services with fewer employees. A related risk is the migration of bank personnel away from the traditional bank environments into neo&#8211;banks, FinTech companies and other non&#8211;banks.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Increased competition in our markets may result in a decrease in the amounts of our loans and deposits, reduced spreads between loan rates and deposit rates or loan terms that are more favorable to the borrower. Any of these results could have a material adverse effect on our ability to maintain our earnings record, grow our loan portfolios and obtain low&#8211;cost funds. If increased competition causes us to significantly discount the interest rates we offer on loans or increase the amount we pay on deposits, our net interest income could be adversely impacted. If increased competition causes us to change our underwriting standards, we could be exposed to higher losses from lending activities. Additionally, many of our competitors are larger in total assets and capitalization and have greater access to capital markets.</span></div><div style="padding-left:36pt;text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is also experiencing an increase in competition to acquire other banks, due to the overall strength of financial institutions and their high capital levels. In addition, credit unions, private equity groups, and FinTech companies are now actively pursuing small bank acquisitions. Increased competition for bank acquisitions may slow Horizon&#8217;s ability to grow earning assets at comparable historical growth rates.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_22"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 1B. UNRESOLVED STAFF COMMENTS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Not applicable.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_25"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 1C. CYBERSECURITY</span></div><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock" id="f-37" continuedAt="f-37-1" escape="true"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementProcessesIntegratedTextBlock" id="f-39" escape="true"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementProcessesIntegratedFlag" format="ixt:fixed-true" id="f-38">The Board established the Cyber Security Committee of the Board in December 2022 to augment the Board's oversight with cybersecurity focus and expertise and to complement the risk framework activities of the Enterprise Risk Management and Credit Policy Committee.</ix:nonNumeric> The Cyber Security Committee considers risks associated with Horizon's overall cyber security and information technology programs; information technology audits; the security risk insurance that Horizon maintains for information technology, cyber security and privacy risks; Horizon's information security training programs; and compliance with all rules and regulations and risk control policies and procedures relating to information technology and cyber security.</span></div></ix:nonNumeric><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the Cyber Security Committee Charter, the Cyber Security Committee is required to meet at least three times per year and report to the Board annually. The Cyber Security Committee met three times in 2024. In addition, the Cyber Security Committee Charter provides that a majority of the Cyber Security Committee's voting members </span></div></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">31</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><ix:continuation id="f-37-1"><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">must qualify as independent directors under SEC rules and NASDAQ listing standards. During 2024, 3 of the Cyber Security Committee's members qualified as independent.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock" id="f-40" escape="true"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag" format="ixt:fixed-true" id="f-41">Horizon's senior management</ix:nonNumeric> briefs the Cyber Security Committee at each Cyber Security Committee meeting (see below for detailed discussion).</ix:nonNumeric> In 2024, Horizon's information technology/cyber security program was audited by RSM and internal audit. The Cyber Security Committee Charter is posted on Horizon's website at www.horizonbank.com in the section headed &#8220;About Us &#8211; Investor Relations &#8211; Corporate Information&#8221; under the caption &#8220;Corporate Governance.&#8221;</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Through Horizon's enterprise risk management framework and reporting functions, the Board, its Committees and Management assess and manage cybersecurity risks created by cybersecurity threats. Horizon's Vice President, Information Security and Audit Information Security officer (&#8220;Information Security Officer&#8221;) provides an annual Information Security Program report to the Board and as needed when cybersecurity risk is elevated. <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock" id="f-42" escape="true">Horizon's Senior Vice President, Senior Technology Officer is a member of the Cyber Security Committee and reports on cyber security risks at each meeting a minimum of three times a year. The Senior Vice President, Senior Technology Officer reports to the Executive Vice President, Senior Operations Officer, who also is a member of the Cyber Security Committee. For independence, the Information Security Officer reports to Horizon's Senior Vice President, Senior Auditor and Compliance Officer. Horizon's risk escalation framework requires progressive escalation of cyber security risks to Management and its Committees, then to Board Committees and, ultimately, to the Board.</ix:nonNumeric></span></div></ix:continuation><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskBoardOfDirectorsOversightTextBlock" id="f-44" escape="true"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock" id="f-43" escape="true">Management's Operations Committee meets quarterly and provides oversight and governance of the technology and cyber security programs.</ix:nonNumeric></ix:nonNumeric> <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock" id="f-45" escape="true">The <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag" format="ixt:fixed-true" id="f-46">Senior Vice President</ix:nonNumeric>, <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag" format="ixt:fixed-true" id="f-47">Senior Technology Officer</ix:nonNumeric> and <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag" format="ixt:fixed-true" id="f-48">Information Security Officer</ix:nonNumeric> are members of this committee and report monthly on the technology and cyber security programs. The Senior Vice President, Senior Technology Officer also is a member of Management's Enterprise Risk &amp; Disclosure Committee, which meets a minimum of four times a year, to report on the technology and cyber security programs.</ix:nonNumeric></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementThirdPartyEngagedFlag" format="ixt:fixed-true" id="f-49">Horizon engages in regular assessments of its infrastructure, software systems, and network architecture, using internal cybersecurity experts and third&#8211;party specialists.</ix:nonNumeric> <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag" format="ixt:fixed-true" id="f-50">It also maintains a third&#8211;party risk management program designed to identify, assess, and manage risk, including cybersecurity risks, associated with external service providers and our supply chain.</ix:nonNumeric></span></div><div style="text-align:justify"><span><br/></span></div><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock" id="f-52" escape="true"><ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskRoleOfManagementTextBlock" id="f-51" escape="true"><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Vice President, Senior Operations Officer has 35 years of experience in operations and technology with an educational background in Business Administration. In the role of Senior Bank Operations Officer and Executive for the past 24 years, she oversees and works closely with Horizon's technology and security teams to develop and implement robust security measures to protect the Bank's systems, networks, and customer data. The Senior Bank Operations Officer stays current on the latest industry trends and emerging cyber threats through publications, webinars, seminars and banking association training around cyber security. She also collaborates with external agencies, such as law enforcement and regulatory bodies, to address cyber threats and ensure compliance with industry best practices.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Senior Vice President, Senior Technology Officer has 28 years of experience in information technology, with the last 13 as the information technology leader for the Bank. He holds a Bachelor's Degree in Computer Science. He is an active member of FS&#8211;ISAC's Mergers an Acquisition Working Group, and a named author of their 2023 &#8220;Cybersecurity Best Practices in Mergers, Acquisitions and Divestiture Deals&#8221; publication. He also serves as an advisory member of the Indiana Governor's Executive Council on Cybersecurity. He attends numerous industry training sessions including those put on by the SANS Institute, PaloAlto, Cisco, Microsoft, the Cybersecurity and Infrastructure Security Agency (CISA), and FS&#8211;ISAC.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Vice President, Information Security and Audit Information Security Officer has 28 years as an IT Professional, with the last 9 as the cybersecurity leader for Horizon Bank with an education background in Technology. He has achieved numerous certifications throughout his career including the Microsoft Certified Systems Engineer (MCSE) and Certified Novell Engineering (CNE 5/6) and has demonstrated a continued commitment to excellence and has attained certification as a Certified Information Systems Security Professional (CISSP) issued by ISC2 in 2022. Through continuous learning and professional development, the Information Security Officer has honed his expertise in cybersecurity frameworks, threat detection, incident response, and risk management. He also serves as a member of the Indiana Bankers Association (IBA) Cyber Security Committee and attends numerous industry training sessions including those put on by Microsoft, FS&#8211;ISAC, SANS Institute.</span></div></ix:nonNumeric></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">32</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Notwithstanding our defensive measures and processes, the threat posed by cyber&#8211;attacks is severe. <ix:nonNumeric contextRef="c-1" name="cyd:CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag" format="ixt:fixed-false" id="f-53">Our internal systems, processes, and controls are designed to mitigate loss from cyberattacks and, while we have experienced cybersecurity incidents in the past, to date, risks from cybersecurity threats have not materially affected our Company.</ix:nonNumeric> See Item 1A. Risk Factors for further discussion of risks related to cyber security. </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_28"></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">33</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">2024 Annual Report on Form 10&#8211;K</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 2. PROPERTIES</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The main office and full service branch of Horizon and the Bank is located at 515 Franklin Street, Michigan City, Indiana. The building located across the street from the main office of Horizon and the Bank, at 502 Franklin Street, houses the credit administration, operations, purchasing, and information technology departments of the Bank. In addition to these principal facilitie</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">s, the Bank has 71 sales offices locate</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">d in various cities and towns in northern and central Indiana and southern and central Michigan. Horizon maintains such branches and offices as it believes are necessary for the convenience of its customers and the community, and Horizon frequently assesses the suitability of all its business locations.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">Horizon owns all of its facilities except for a leased office in Grand Rapids, Michigan. </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_31"></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 3. LEGAL PROCEEDINGS</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Please see the Note 24 - General Litigation in the Notes to Consolidated Financial Statements within Item 8 of this report for information regarding Horizon&#8217;s legal proceedings.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_34"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 4. MINE SAFETY DISCLOSURES</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Not applicable.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_40"></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">PART II</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_43"></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 5. MARKET FOR REGISTRANT&#8217;S COMMON EQUITY, RELATED STOCKHOLDER MATTERS AND ISSUER PURCHASES OF</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">EQUITY SECURITIES</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Common Stock and Related Stockholder Matters</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon common stock is traded on the NASDAQ Global Select Market under the symbol &#8220;HBNC.&#8221;</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The approximate number of holders of record of Horizon&#8217;s outstanding common stock as of March&#160;12, 2025 was 1,272.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">The Equity Compensation Plan Information table appears under the caption &#8220;Equity Compensation Plan Information&#8221; in Item 12 below and is incorporated herein by reference.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Repurchases of Securities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no purchases by the Company of its common stock during the fourth quarter of 2024.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Performance Graph</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The SEC requires Horizon to include a line graph comparing Horizon&#8217;s cumulative five&#8211;year total shareholder returns on the common shares with market and industry returns over the past five years. S&amp;P Global Market Intelligence prepared the following graph. The return represented in the graph assumes the investment of $100 on December&#160;31, 2019, and further assumes reinvestment of all dividends. The Company&#8217;s common stock began trading on the NASDAQ Global Market on February 1, 2007, and on the NASDAQ Global Select Market on January 2, 2014. Prior to that date, the common stock was traded on the NASDAQ Capital Market.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">34</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:58.5pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:12pt;text-align:center"><img src="hbnc-20241231_g1.jpg" alt="1274" style="height:344px;margin-bottom:5pt;vertical-align:text-bottom;width:614px"/><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.438%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.034%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.042%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Index</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Horizon Bancorp, Inc.</span></td><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.00&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">87.14&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">118.01&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88.20&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88.57&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104.69&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Russell 2000 Index</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">119.96&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">137.74&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">109.59&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">128.14&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142.93&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">S&amp;P U.S. SmallCap Banks Index</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90.82&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">126.43&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">111.47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112.03&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">132.44&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Source: S&amp;P Global Market Intelligence</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#169;&#160;2024</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_46"></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 6.&#160; RESERVED</span></div><div style="margin-bottom:6pt;margin-top:18pt;text-align:center"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">35</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_49"></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 7.&#160;&#160;&#160;MANAGEMENT&#8217;S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_52"></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following discussion and analysis should be read in conjunction with the consolidated financial statements and related notes included elsewhere in this Annual Report on Form 10-K for the year ended December&#160;31, 2024. We make statements in this section that are forward-looking statements within the meaning of the federal securities laws. All of such forward-looking statements are expressly qualified by reference to the cautionary statements provided under the caption &#8220;Forward-Looking Statements&#8221; included on page 3 of this report. Furthermore, a number of known and unknown factors may cause our actual results, performance or achievements to differ materially from those expressed or implied by the following discussion. Therefore, you are encouraged to read in its entirety the information provided under the caption &#8220;Risk Factors&#8221; included under Item 1A in Part I of this report for a discussion of risk factors that may negatively impact our expected results, performance, or achievements discussed below.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Overview</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon is a registered bank holding company incorporated in Indiana and headquartered in Michigan City, Indiana. Horizon provides a broad range of banking services in northern and central Indiana and southern and central Michigan through its bank subsidiary, Horizon Bank. Horizon operates as a single segment, which is commercial banking. Horizon&#8217;s common stock is traded on the NASDAQ Global Select Market under the symbol HBNC. The Bank was founded in 1873 as a national association, and it remained a national association until its conversion to an Indiana commercial bank effective June 23, 2017. The Bank is a full&#8211;service commercial bank offering commercial and retail banking services, corporate and individual trust and agency services, and other services incident to banking. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fourth Quarter and Full Year 2024 Highlights</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fourth Quarter Highlights</span></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Net interest income increased for the fifth consecutive quarter to $53.1 million for the three months ended December 31, 2024, compared to $46.9 million for the three months ended September&#160;30, 2024. The n</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">et interest margin, on a</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> fully taxable equivalent ("FTE") basis</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">,</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> also expanded for the fifth consecutive quarte</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">r, to 2.97% compared with 2.66% for the three months ended September&#160;30, 2024.</span></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">As previously disclosed, the Company completed the repositioning of $332.2 million of available-for-sale securities during the fourth quarter. While the sale resulted in a pre-tax loss of $39.1 million, the Company redeployed the proceeds received into higher-yielding loans and continued to manage down higher cost funding sources. </span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Total loans were $4.91 billion at December&#160;31, 2024, up $108.6 million from September&#160;30, 2024 balances. Consistent with the Company's stated growth strategy, the commercial portfolio showed continued organic growth momentum during the quarter, which was offset with planned run-off of lower-yielding indirect auto loans in the consumer loan portfolio. Loans held for sale (&#8220;HFS&#8221;) increased $65.5 million as a result of the Company&#8217;s transfer of its mortgage warehouse loan balances of $64.8 million at December&#160;31, 2024.</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.15pt">Total deposits declined by $126.4 million during the quarter, to $5.60 billion at period end, with the majority of the decline in time deposits, which declined by $131.5 million. The Company's non-maturity deposit base continued to display strength, growing for the third consecutive quarter, including another quarter of relatively stable non-interest bearing deposit balances and growth in core relationship consumer and commercial portfolios.</span></div><div style="text-align:justify"><span><br/></span></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.15pt">Credit quality remained strong, with annualized net charge offs of 0.05% of average loans during the fourth quarter. Non-performing assets to total assets of 0.35% remains well within expected ranges, with no material change from the prior quarter. Provision for loan losses of $1.2 million reflects increased provision for unfunded commitments and net growth in commercial loans held for investment ("HFI"), partially offset by the elimination of the reserve associated with mortgage warehouse and the reduction of reserve related to the planned runoff of indirect auto in the current quarter, when compared with the prior quarter.</span></div><div style="text-align:justify"><span><br/></span></div><div style="border-bottom:1pt solid #000000;margin-bottom:5pt;margin-top:10pt;opacity:1;width:150pt"></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">N</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">on-GAAP financial metric. See non-GAAP reconciliation included herein for the most directly comparable GAAP measure.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">36</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Continued the process for the sale of the mortgage warehouse division during the quarter. Sold the business for a gain, effective January 17th, which will be recognized in Q1 2025 results.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Full Year Highlights</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Net interest income increased to $188.6 million for the year ended December&#160;31, 2024, compared to $175.7 million for the year ended December 31, 2023. The net interest margin</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, on a </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">fully taxable equivalent ("FTE")</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> basis,</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> also expan</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ded to 2.68% compared with 2.54% for the year ended December 31, 2023.</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">The increase in FTE net interest margin is mainly a result of the Company's mix shift towards higher yielding commercial loans and away from lower-yielding investment securities, which resulted in the expansion of the yield on interest-earning  assets outpacing the increase in the cost of interest-bearing liabilities. The Company experienced an increase in its overall average loan balances of $438.1 million or 10.3%, from $4.2 billion for the year ended December 31, 2023 to $4.7 billion for the year ended December 31, 2024, while average balances of investment securities declined by $470.4 million, or 16.2%, $2.4 billion billion from $2.9 billion in the same period a year ago. </span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">As discussed above, the Company repositioned the available for sale securities during Q4 2024. The yield of the Company's investment portfolio remained consistent at 2.35% compared to year ended December 31, 2023.</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Total loans were $4.91 billion at December&#160;31, 2024, up $495.6 million from December 31, 2023 balances, or 11% year over year. Growth was led by commercial loans, which grew by $403.2 million during the year, 15%, and residential mortgage, which grew by $129.7 million, or 20%. Consistent with it's previously stated strategic objectives, the indirect auto portfolio declined by $96.0 million, or 24% during the year.</span></div><div style="margin-top:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Credit quality remains strong, with net charge offs of 0.04%</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of average loans for the year ended December 31, 2024. Non-performing assets to total assets of 0.35% remains well within expected ranges, with no material change from the prior year. The provision for credit losses increased by $2.9 million from prior year. This was mainly due to the 9.7% loan growth experienced during the quarter. Allowance to total loans decreased from 1.13% to 1.07% during the period. </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_55"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Critical Accounting Estimates</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Notes to the Consolidated Financial Statements included in Item 8 of this Annual Report on Form 10&#8211;K for 2024 contain a summary of the Company&#8217;s significant accounting policies. Certain of these policies are important to the portrayal of the Company&#8217;s financial condition, since they require management to make difficult, complex or subjective judgments, some of which may relate to matters that are inherently uncertain. The Company considers these policies to be its critical accounting estimates. Management has identified as critical accounting estimates as the allowance for credit losses, income taxes, and valuation measurements.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The allowance for credit losses represents management&#8217;s best estimate of current expected credit losses over the life of the portfolio of loans and leases. Estimating credit losses requires judgment in determining loan specific attributes impacting the borrower&#8217;s ability to repay contractual obligations. Other factors such as economic forecasts used to determine a reasonable and supportable forecast, prepayment assumptions, the value of underlying collateral, and changes in size composition and risks within the portfolio are also considered.</span></div><div style="margin-top:6pt;text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The allowance for credit losses is assessed at each balance sheet date and adjustments are recorded in the provision for credit losses. The allowance is estimated based on loan level characteristics using historical loss rates, a reasonable and supportable economic forecast. Loan losses are estimated using the fair value of collateral for collateral&#8211;dependent loans, or when the borrower is experiencing financial difficulty such that repayment of the loan is expected to be made through the operation or sale of the collateral. Loan balances considered uncollectible are charged&#8211;off against the ACL. Assets purchased with credit deterioration (&#8220;PCD&#8221;) represent assets that are acquired with evidence of more than insignificant credit quality deterioration since origination at the acquisition date. At </span></div><div style="border-bottom:1pt solid #000000;margin-bottom:5pt;margin-top:10pt;opacity:1;width:150pt"></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">N</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">on-GAAP financial metric. See non-GAAP reconciliation included herein for the most directly comparable GAAP measure.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">37</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">acquisition, the allowance for credit losses on PCD assets is booked directly to the ACL. Any subsequent changes in the ACL on PCD assets is recorded through the provision for credit losses. Management believes that the ACL is adequate to absorb the expected life of loan credit losses on the portfolio of loans and leases as of the balance sheet date. Actual losses incurred may differ materially from our estimates. </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses on Off&#8211;Balance Sheet Credit Exposures</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate and has recorded an allowance. </span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses on Available for Sale Securities</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security's amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. </span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met. </span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance for Credit Losses on Held to Maturity Securities</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#8220;NRSRO&#8221;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Income Taxes</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company is subject to the income tax laws of the U.S. its states and municipalities in which the Company operates.  The tax laws are subject to potentially different interpretations by the taxpayer and the applicable taxing authorities. In determining the provision for income taxes, the Company makes judgments about the application of tax laws as well as estimates related to timing of when certain items when affect taxable income . Additionally, in the process of preparing   tax returns, the Company&#8217;s management makes reasonable interpretations of the tax laws. Management&#8217;s interpretations are subject to review during examination by taxing authorities and disputes may arise over the respective tax positions.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management reviews income tax expense and the carrying value of deferred tax assets quarterly; and as if business events or circumstances warrant. US GAAP prescribes a recognition threshold of more-likely-than-not, </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">38</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and a measurement attribute for all tax positions taken or expected to be taken on a tax return, in order for those tax positions to be recognized in the financial statements.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Although the Company believes that its tax judgments, estimates, and interpretations are reasonable, actual results could differ and the Company may be exposed to losses or gains that could be material.  For example. Company&#8217;s effective income tax rate could be materially affected when the Company prevails in matters for which reserves have been established or when the Company is required to pay amounts in excess of reserves.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See Note 16 - Income Taxes to the Consolidated Financial Statements for a further discussion of income taxes.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Valuation Measurements</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation methodologies often involve a significant degree of judgment, particularly when there are no observable active markets for the items being valued. Investment securities, mortgage derivatives, and deferred compensation plan assets and associated liabilities are carried at fair value, as defined in FASB ASC 820, which requires key judgments affecting how fair value for such assets and liabilities is determined.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Additionally, from time to time, other assets and liabilities may be recorded at fair value on a nonrecurring basis, such as impaired loans that have been measured based on the fair value of the underlying collateral, loans held-for-sale recorded at the lower of cost or market, other real estate (primarily foreclosed property), and certain other assets and liabilities. Nonrecurring fair value adjustments typically involve write-downs of individual assets or application of lower of cost or fair value accounting.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, the outcomes of valuations have a direct bearing on the carrying amounts of other critical audit estimate, such as the allowance for credit losses and income tax valuation. To determine the values of these assets and liabilities, as well as the extent to which related assets may be impaired, management makes assumptions and estimates related to discount rates, asset returns, prepayment speeds and other factors. The use of different discount rates or other valuation assumptions could produce significantly different results, which could affect Horizon&#8217;s results of operations.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">39</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_61"></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Results of Operations</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Net Income</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated net income was $35.4 million, or $0.80 per diluted share, in 2024, $28.0 million or $0.64 per diluted share in 2023, and $93.4 million or $2.14 per diluted share in 2022. The increase in net income from the previous year reflects an increase of total interest income of $44.2 million and a decrease in income tax expense of $19.1 million, offset by increases in interest expense of $31.3 million, increases in non-interest expense of $12.6 million, and increase in credit loss expense of $2.9 million.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Net Interest Income</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The largest component of income is net interest income. Net interest income is the difference between interest income, principally from loans and investment securities, and interest expense, principally on deposits and borrowings. Changes in the net interest income are the result of changes in volume and the net interest spread which affects the net interest margin. Volume refers to the average dollar levels of interest earning assets and interest bearing liabilities. Net interest spread refers to the difference between the average yield on interest earning assets and the average cost of interest bearing liabilities. Net interest margin refers to net interest income divided by average interest earning assets and is influenced by the level and relative mix of interest earning assets and interest bearing liabilities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Net interest income was $188.6 million in the year ended December&#160;31, 2024, compared to $175.7 million in the year ended December&#160;31, 2023, driven by strong expansion of the Company's net FTE interest margin</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-weight:400;line-height:112%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">, while average interest earning assets increased by $75.7 million, or 1.04% from the prior year. Horizon&#8217;s </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">net FTE interest margin </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">was 2.68% for the year ended December&#160;31, 2024, compared to 2.54% for the year ended December&#160;31, 2023, attributable to the favorable volume and mix shift in average interest earning assets toward higher-yielding loans outpacing the increase in rates on average deposits driven by disciplined pricing strategies on both sides of the balance sheet. </span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="border-bottom:1pt solid #000000;margin-bottom:5pt;margin-top:10pt;opacity:1;width:150pt"></div><div><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:6.5pt;font-weight:400;line-height:120%;position:relative;top:-3.5pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">N</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">on-GAAP financial metric. See non-GAAP reconciliation included herein for the most directly comparable GAAP measure.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">40</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The following table presents the average balances of our assets, liabilities, and stockholders' equity, and the related weighted average yields and rates on our interest earning assets and interest bearing liabilities for the periods indicated.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:26.301%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.939%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.385%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:5.114%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.939%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.244%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.549%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.939%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.385%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.506%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:4.557%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="51" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Years Ended</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2022</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Average <br/>Balance</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Interest</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Avg<br/>Rate</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Average <br/>Balance</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Interest</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Avg<br/>Rate</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Average <br/>Balance</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Interest</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-bottom:1.5pt solid #000;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Avg<br/>Rate</span></td></tr><tr><td colspan="54" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Assets</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest earning assets</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">187,262&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,680&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.17&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">95,795&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.19&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">75,807&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.40&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49,879&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,430&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10.89&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33,312&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,250&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6.75&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">25,899&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,034&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.99&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Investment securities &#8211; taxable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,290,190&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">24,865&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.93&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,658,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">32,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.94&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,700,418&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">32,168&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.89&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Investment securities &#8211; non&#8211;taxable</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,134,198&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">32,201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.84&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,236,607&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">35,929&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.91&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,356,045&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,741&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.71&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Loans receivable</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(2)(3)(4)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,682,978&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">292,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6.25&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,244,893&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">245,594&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.79&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,845,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">174,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.53&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:0.75pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total interest earning assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,344,507&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">364,661&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.97&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,268,767&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">320,900&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.41&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,003,306&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">244,433&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.49&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;interest earning assets</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">102,581&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">102,535&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">99,885&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Allowance for loan losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(51,282)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(49,774)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">(52,606)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">433,752&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">548,100&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">483,330&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total average assets</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,829,558&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,869,628&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,533,915&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="54" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liabilities and Stockholders&#8217; Equity</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest bearing liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest-bearing demand deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,672,181&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">27,504&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,749,674&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">22,083&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.26&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,971,567&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,460&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.28&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Savings and money market deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,693,394&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">39,581&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.34&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,597,732&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">24,230&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.52&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,750,544&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,868&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,165,349&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">47,957&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.12&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,151,182&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">39,544&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.44&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">791,557&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,481&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.95&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,166,145&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">42,059&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.61&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,154,714&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">39,514&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3.42&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">696,584&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,938&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1.71&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Repurchase agreements</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">119,605&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,871&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.40&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">137,153&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,964&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.16&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">141,048&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">527&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.37&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">55,651&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,319&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">58,764&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,511&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.97&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">58,819&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,522&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5.99&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">57,362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,588&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">57,137&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,715&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8.25&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">56,899&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,719&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4.78&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total interest bearing liabilities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,929,687&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">167,879&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.83&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,906,356&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">136,561&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.31&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,467,018&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,515&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">0.67&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;interest bearing liabilities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Demand deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,085,195&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,181,233&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,332,937&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Accrued interest payable and other liabilities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">76,883&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">75,765&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">50,330&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Stockholders&#8217; equity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">737,793&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">706,274&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">683,630&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total average liabilities and stockholders&#8217; equity</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,829,558&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,869,628&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,533,915&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="6" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net FTE interest income (Non-GAAP) and spread </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(5)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">196,782&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.13&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">184,339&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.10&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">207,918&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.81&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less FTE adjustments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,178&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,400&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net Interest Income</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">188,604&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">175,744&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">199,518&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="6" style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Net FTE interest margin (Non-GAAP) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:400;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(4)(5)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.68&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2.97&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="54" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> Securities balances represent daily average balances for the fair value of securities. The average rate is calculated based on the daily average balance for the amortized cost of securities.</span></div></td></tr><tr><td colspan="54" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> Includes fees on loans held for sale and held for investment. The inclusion of loan fees does not have a material effect on the average interest rate.</span></div></td></tr><tr><td colspan="54" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(3)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> Non-accruing loans for the purpose of the computation above are included in the daily average loan amounts outstanding. Loan totals are shown net of unearned income and deferred loan fees. </span></div></td></tr><tr><td colspan="54" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(4)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> Management believes fully taxable equivalent, or FTE, interest income is useful to investors in evaluating the Company's performance as a comparison of the returns between a tax-free investment and a taxable alternative. The Company adjusts interest income and average rates for tax-exempt loans and securities to an FTE basis utilizing a 21% tax rate. </span></div></td></tr><tr><td colspan="54" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(5)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> N</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%">on-GAAP financial metric. See non-GAAP reconciliation included herein for the most directly comparable GAAP measure.</span></div></td></tr><tr><td colspan="54" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:4.55pt;font-weight:400;line-height:100%;position:relative;top:-2.44pt;vertical-align:baseline">(6)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:7pt;font-weight:400;line-height:100%"> Includes dividend income on Federal Home Loan Bank stock</span></div></td></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">41</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_2181"></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table illustrates the impact of changes in the volume of interest earning assets and interest bearing liabilities and interest rates on net interest income for the periods indicated. The changes in net income due to changes in both average volume and average interest rate have been allocated to the average volume change or the average interest rate change in proportion to the absolute amounts of the change in each.</span></div><div><span><br/></span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:27.993%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.549%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.480%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2024 - 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2023 - 2022</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total<br/>Change</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change <br/>Due to Volume</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change<br/>Due To<br/>Rate</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total<br/>Change</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change <br/>Due to Volume</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change<br/>Due To<br/>Rate</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Income</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,713&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,729&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(16)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,661&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">102&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,559&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,180&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,426&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,754&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,216&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">356&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">860&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities - taxable</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,295)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,093)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(202)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(809)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities - non-taxable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,728)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,922)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(806)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(812)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,364)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,552&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans receivable</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">46,891&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,485&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,406&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71,410&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,478&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,932&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest income</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,761&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,625&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,136&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">76,467&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,763&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60,704&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest Expense</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing demand deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,421&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,016)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,437&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,623&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(682)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,305&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Savings and money market savings deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,351&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,529&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,822&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(461)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,823&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Time deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,413&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">493&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,920&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,063&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,716&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,347&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,545&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,151&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,576&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,962&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,614&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase agreements</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(93)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(402)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">309&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,437&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,452&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(192)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(186)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(127)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(146)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,996&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,985&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest expense</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,318&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">831&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,487&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100,046&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,528&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85,518&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net FTE interest income (Non-GAAP)</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,443&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,794&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,351)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,579)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,235&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,814)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less change in FTE adjustments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(417)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">195&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Interest Income</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,860&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,774)</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">42</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:112%">Non-Interest Income</span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:28.432%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.426%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.940%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.110%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.535%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024 - 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023 - 2022</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">(Dollars in Thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</span></td></tr><tr style="height:5pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Service charges on deposit accounts</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,940&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,227&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,598&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">713&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.8&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">629&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.4&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Wire transfer fees</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">461&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.9&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(147)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interchange fees</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,799&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,861&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,402&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">938&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.3&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.7&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fiduciary activities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,394&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,080&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,381&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.2&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(301)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5.6)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gains (losses) on sale of investment securities </span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,140)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,052)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,088)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22.1&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,052)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gain on sale of mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,323&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(108)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2.5)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,842)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage servicing income net of impairment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,677&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,708&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,800&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,031)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(38.1)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,092)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(43.6)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Increase in cash value of bank owned life insurance</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,709&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,594&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,409)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(65.0)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,115&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43.0&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Death benefit on bank owned life insurance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">644&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(644)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,325&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,694&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,272&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(369)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">422&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total non-interest income</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,971&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,998&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47,451&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,027)</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(75.2)</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(35,453)</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(74.7)</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total non-interest income decreased $9.0 million for the year ended December&#160;31, 2024 compared to the same period in 2023. The primary components of the change were as follows:</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loss on sale of investment securities increased by $7.1 million for the year ended December&#160;31, 2024 compared to the same period in 2023. The Company elected to sell certain lower yielding investment securities during Q4 2024.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Cash value of bank owned life insurance decreased $2.4 million for the year ended December&#160;31, 2024, as compared to the same period in 2023. The declines were due to the surrender of several policies during the fourth quarter of 2023.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Mortgage servicing income decreased $1.0 million for the year ended December&#160;31, 2024, as compared to the same periods in 2023. The decrease was primarily driven by higher levels of amortization expense of mortgage servicing rights in the current period.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">These decreases were partially offset by increases in service charges on deposit accounts of $713 thousand for the year ended December&#160;31, 2024, as compared to the same period in 2023, primarily as a result of higher transaction-based fee activity in the current period, as well as an increase in interchange fees of $938 thousand for the year ended December&#160;31, 2024 compared to same period in 2023, primarily as a result of increased volumes in debit card activity and reduced merchant processing expenses.</span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">43</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:112%">Non-Interest Expense</span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:23.753%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.426%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.110%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.242%"/><td style="width:0.1%"/></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="15" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024 - 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023 - 2022</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Change</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-style:italic;font-weight:400;line-height:100%">(Dollars in Thousands)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;interest Expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Salaries and employee benefits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88,244&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,809&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,283&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,435&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.2&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net occupancy expenses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,376&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,355&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,323&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.2&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Data processing</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,861&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,626&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,567&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(765)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6.6)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,059&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.0&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Professional fees</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,733&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,645&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,843&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.3&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43.5&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outside services and consultants</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,564&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,942&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,850&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,622&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">46.5&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(908)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8.4)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,076&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,980&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(904)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(18.2)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(431)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FDIC insurance expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,032&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,880&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,558&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,152&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core deposit intangible amortization</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,403&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,612&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,702&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(209)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5.8)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(90)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2.4)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other losses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,199&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,051&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,046&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">148&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.5&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,348&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,384&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,618&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">964&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.7&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">766&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total non&#8211;interest expense</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">158,836&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">146,284&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">143,201&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,552&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.6&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,083&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.2&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non-interest expense increased $12.6 million for the year ended December&#160;31, 2024 compared to the same period in 2023, primarily the result of higher expenses related to salaries and employee benefits, outside services and consultants, and FDIC insurance expense, which was partially mitigated by lower loan and data processing expenses. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Salaries and employee benefits expense increased by $7.4 million for the year ended December&#160;31, 2024 when compared to the same period in 2023, partially attributable to ongoing hiring efforts in revenue generating roles in commercial lending, equipment finance and treasury management. In addition, the current period was unfavorably impacted by an expenses related to the termination of legacy benefits and compensation programs and additional performance based compensation expense relative to the prior periods. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Outside services and consultant expense increased by $4.6 million for the year ended December&#160;31, 2024 when compared to the same period in 2023, primarily related to strategic initiatives undertaken during the year.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">FDIC insurance expense increased by $1.2 million in the year ended December&#160;31, 2024 compared to the year ago period. The increase in the period related to higher incurred assessment rates.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other expenses, which includes corporate and other service expenses, increased by $1.0 million for the year ended December&#160;31, 2024 when compared to the same period in 2023.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loan expense decreased by $904 thousand for the year ended December&#160;31, 2024 when compared to the same </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">period in 2023. This is primarily due to decreases in credit monitoring expenses. This is partially offset by increases in expenses related to repossessed assets.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Data processing expense</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">decreased by</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">$765 thousand for the year ended December&#160;31, 2024 when compared to the same period in 2023. This is primarily a result of reduction in 3rd party vendor expenses, consistent with strategic initiatives undertaken by the Company.</span></div><div style="text-align:justify"><span><br/></span></div><div style="margin-top:12pt"><span><br/></span></div><div style="margin-top:12pt"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">44</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-style:italic;font-weight:700;line-height:112%">Provision and Allowance for Credit Losses on Loans and Liability for Unfunded Lending Commitments</span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:22.876%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:22.879%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for Credit Losses on Loans</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">50,464&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Provision for credit losses on loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">3,854&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,090&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Net loan (charge-offs) recoveries:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Commercial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">199&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(944)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Residential Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;&#160;Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(2,130)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(1,614)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total net loan charge-offs</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">(1,903)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">(2,525)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at end of period</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">51,980</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">50,029</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liability for Unfunded Lending Commitments</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance at beginning of period</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">615&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">403&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision (reversal) for credit losses on unfunded lending commitments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,534&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">212&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance at end of period</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,149</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for Credit Losses on Loans and Liability for Unfunded Lending Commitments</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">54,129</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">50,644</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">For the year ended December&#160;31, 2024, the Company recorded credit loss expense of $5.4 million. This compares to a provision for credit losses of $2.5 million for the year ended December&#160;31, 2023. The increase in the provision is primary attributable to the increase in the provision for unfunded commitments and net loan growth experienced in the commercial and real estate portfolio segment. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">For the year ended December&#160;31, 2024, the loan portfolio excluding loans held for sale increased by $429.4 million, or 9.7%. The loan growth experienced was mainly attributable to increased focus on the commercial and real estate portfolio segment. The commercial and real estate loan portfolio segments grew by $403.2 million, or 15.1% and $76.7 million, or 10.6%, respectively. The growth is partially offset by the transfer of the mortgage warehouse portfolio to held-for-sale and the runoff of the consumer indirect auto portfolio.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">For the year ended, the allowance for credit losses included net charge offs of $1.9 million, or 0.04% of average loans outstanding, compared to net charge-offs of $2.5 million, or 0.05% of average loans outstanding for the year ended December 31, 2023.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The Company&#8217;s allowance for credit losses as a percentage of period-end loans HFI was 1.07% at December&#160;31, 2024, compared to 1.13% at December&#160;31, 2023. Horizon assesses the adequacy of its Allowance for Credit Losses (&#8220;ACL&#8221;) by regularly reviewing the performance of its loan portfolio against various economic backdrops, which periodically change.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The liability for unfunded lending commitments was $2.1 million at December&#160;31, 2024, an increase from $1.5 million. This is primarily attributable to net increases in the volume of unfunded commitments during 2024, and is consistent with the loan growth experienced during the period.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Income Taxes</span></div><div style="text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The Company&#8217;s income tax expense for the year ended December&#160;31, 2024 was $(8.08) million compared to an expense of $11.02 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">for the year ended December&#160;31, 2023, resulting in effective tax rates of  (29.5)% and 28.3%, respectively. The decrease in the effective tax rate during the year was primarily attributable to the reduction of the Company's pre-tax income and release of the previously established valuation allowance in 2024, which </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">45</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">resulted in a tax benefit of $5.2 million in the current period, compared with the establishment of the tax valuation allowance and tax expenses related to the termination of bank owned life insurance policies in 2023 that did not recur in 2024.  During the fourth quarter of 2024, the Company completed an analysis and determined they qualified to make a specific tax election related to one of their subsidiaries. Pursuant to the election, a method change was filed for income tax purposes with the completion of the 2023 tax returns that resulted in a release of the valuation allowance previously recorded at December 31, 2023 as part of the current year evaluation of the realizability of the deferred tax assets.</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:26.877%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.512%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.512%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.229%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.512%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.512%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.512%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.373%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.523%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024 - 2023<br/>Change</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023 - 2022<br/>Change</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">For the year ended</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income tax expense</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Currently payable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,558&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,980&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,111&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,422)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(42.9)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,869&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64.4&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">363&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(640)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">888&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(156.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,528)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(172.1)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,528)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,393)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,208&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,135)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">357.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,601)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(253.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,472)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,543)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2173.2)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">102&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(329.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total income tax expense</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(19,097)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(173.3)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,158)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9.5)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Reconciliation of federal statutory to actual tax expense</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal statutory income tax at 21%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,743&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,173&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,447)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29.9)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(13,983)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(63.1)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt interest</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,427)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,777)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,623)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">350&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5.2)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(154)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.3&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt BOLI income</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(273)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(779)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(746)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">506&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(65.0)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(33)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.4&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock compensation</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">150&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(88)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(232)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">238&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(270.5)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">144&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(62.1)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revaluation of deferred tax assets</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,402)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(200.0)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other tax exempt income</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(371)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(454)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">371&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(18.3)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,185)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,327)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(934.5)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(534)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(79.0)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax credit investments</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,290)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,976)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,774)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,686&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(56.7)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(202)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.3&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption ordinary income</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,316&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,316)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100.0)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,316&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption excise</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,532)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nondeductible and other</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">156&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(224)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(35.7)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">472&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">302.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Actual tax expense</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(19,097)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(173.3)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,158)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9.5)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">46</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_58"></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Financial Condition</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s total assets were $7.8 billion as of December&#160;31, 2024, a decrease of $139.3 million from December&#160;31, 2023. The decrease in total assets was primarily due to a decrease in investment securities of $391.5 million, due to the repositioning of about $325 million of available-for-sale securities in the fourth quarter of 2024, and interest-bearing deposits of $212.4 million, partially offset by an increase in loans, net of allowance for credit losses, of $427.5 million and in loans held for sale of $66.2 million.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Investment Securities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Investment securities carrying values totaled $2.1 billion at December&#160;31, 2024, and consisted of Treasury and federal agency securities of $280.2 million (13.3%); state and municipal securities of $1.3 billion  (59.5%); U.S. government agency mortgage backed securities of $364.3 million (17.3%); private labeled mortgage&#8211;backed pools of $29.3 million (1.4%); and corporate securities of $177.1 million (8.4%).</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As indicated above, 17.3% of the investment portfolio consists of U.S. government agency mortgage backed securities. These instruments are secured by residential mortgages of varying maturities. Principal and interest payments are received monthly as the underlying mortgages are repaid. These payments also include prepayments of mortgage balances as borrowers either sell their homes or refinance their mortgages. Therefore, mortgage&#8211;backed securities have maturities that are stated in terms of average life. The average life is the average amount of time that each dollar of principal is expected to be outstanding. As of December&#160;31, 2024, the mortgage&#8211;backed securities in the investment portfolio had an average duration of just over 8 years. Securities that have interest rates above current market rates are purchased at a premium. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Municipal securities are priced by a third party using a pricing grid which estimates prices based on recent sales of similar securities. All municipal securities are investment grade or local non&#8211;rated issuers. A credit review is performed annually on the municipal securities portfolio.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024 and 2023, 11% and 22%, respectively, of investment securities were classified as available for sale. Securities classified as available for sale are carried at their fair value, with both unrealized gains and losses recorded, net of tax, in accumulated other comprehensive income or loss, a component of stockholders&#8217; equity. Net unrealized losses on these securities totaled $48.3 million, which resulted in a balance of $38.2 million, net of tax, included in stockholders&#8217; equity at December&#160;31, 2024. This compared to net unrealized loss on securities which totaled $69.0 million, net of tax, included in stockholders&#8217; equity at December&#160;31, 2023. Based on current market conditions, the Company intends to hold its available-for-sale securities in unrealized loss positions through the anticipated recovery period. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following is a schedule of maturities of each categories of available for sale and held to maturity debt securities and the related weighted&#8211;average yield of such securities as of December&#160;31, 2024:</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">47</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:12pt;padding-left:27pt;text-align:justify;text-indent:-27pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:23.607%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">One Year<br/>or Less</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">After One Year<br/>Through Five Years</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">After Five Years<br/>Through Ten Years</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">After Ten Years</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(dollars in thousands)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Yield</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Yield</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Yield</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Yield</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">289&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.56&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,513&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.89&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">126,127&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.67&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">75,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.43&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.99&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,242&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.03&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(2)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.09&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total available for sale</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.99&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,915&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.83&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91,461&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.36&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,483&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">62,144&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.72&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83,668&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.48&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,836&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,822&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.20&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,632&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.29&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184,022&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.31&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">541,230&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.41&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,890&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.49&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,229&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.66&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85,484&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.91&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168,219&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.15&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(2)</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,320&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.65&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">95,232&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.82&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,059&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total held to maturity</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60,195&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.12&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,237&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">398,233&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.95&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">790,605&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.09&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.12&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">317,537&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.64&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">540,148&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.91&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">882,066&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.01&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Fair value is based on contractual maturity or call date where a call option exists</span></div></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(2)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Maturity based upon final maturity date</span></div></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The weighted&#8211;average interest rates are based on coupon rates for securities purchased at par value an on effective interest rates considering amortization or accretion if the securities were purchased at a premium or discount. Yields on tax-exempt securities have been computed on a tax-equivalent basis using the federal statutory tax rate of 21%.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a member of the Federal Home Loan Bank system, Horizon is required to maintain an investment in the common stock of the Federal Home Loan Bank. The investment in common stock is based on a predetermined formula. At December&#160;31, 2024 and 2023, Horizon had investments in the common stock of the Federal Home Loan Bank totaling $53.8 million and $34.5 million, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, Horizon did not maintain a trading account.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For more information about securities, see Note 3 &#8211; Securities to the Consolidated Financial Statements at Item 8.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">48</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Total Loans, HFI</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total loans held for investment, net of deferred fees/costs, the principal earning asset of the Bank, were $4.8 billion at December&#160;31, 2024. The current level of total loans increased 9.7% from the December&#160;31, 2023, level of $4.4 billion primarily due to an increase in commercial and residential mortgage loans, offset by a decrease in consumer, residential construction and mortgage warehouse loans during the year. The table below provides comparative detail on the loan categories.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"><tr><td style="width:1.0%"/><td style="width:38.960%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.315%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.922%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.012%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.558%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.017%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Dollar</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Percent</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Change</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,501,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">227,618&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.9&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,122&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,412)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(45.3)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">875,297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">162,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22.8&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">403,196&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.1&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,961&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654,295&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">129,666&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.8&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,893)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29.4)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(45,078)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,214&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">76,695&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,366&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44,824&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">85.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">303,901&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399,946&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(96,045)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,884&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,144&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">740&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(50,481)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5.0)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loans HFI</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">429,410&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for loan losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(51,980)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(50,029)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,951)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.9&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans HFI, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,795,060&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,367,601&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">427,459&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.8&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The acceptance and management of credit risk is an integral part of the Bank&#8217;s business as a financial intermediary. The Bank has established underwriting standards including a policy that monitors the lending function through strict administrative and reporting requirements as well as an internal loan review of commercial, residential real estate and consumer loans. The Bank also uses an independent third&#8211;party loan review function that regularly reviews asset quality.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">49</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the mix of the loans HFI portfolio averages are shown in the following table.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:56.648%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.514%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.808%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,811,689&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,498,453&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">784,043&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">675,520&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">61,219&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">54,798&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,022,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,011,166&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total average loans HFI</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,679,570&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4,239,937&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Maturities and Sensitivities of Loans HFI to Changes in Interest Rates</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the maturity distribution based on payment due dates of our loan portfolio as December&#160;31, 2024. The table also presents the portion of loans that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index as well as a breakdown of floating rate loans.</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:23.753%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.373%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.373%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.373%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.373%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.381%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Due in <br/>One Year <br/>or Less</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">After One, <br/>but Within<br/>Five Years</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">After Five,<br/>but Within<br/>Fifteen Years</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">After<br/>Fifteen Years</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">439,618&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,422,575&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,095,011&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120,952&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">791&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,349&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,341&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">747,427&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,908&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,029&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">281,896&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">178,441&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">492,610&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,976&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">453,438&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,713,820&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,318,793&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,360,989&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Loans with fixed interest rates:</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,217&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">918,940&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">387,664&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,610&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,499,431&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">780&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,690&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,058&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">487,369&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">522,897&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">265,255&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168,268&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,540&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">468,682&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">148,616&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,192,885&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">581,990&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,519&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,491,010&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Loans with variable interest rates:</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">300,401&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">503,636&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">707,346&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67,342&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,578,725&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">659&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,283&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">260,058&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">280,011&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,640&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,173&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">466,070&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">497,294&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,823&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">520,935&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">736,802&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">793,470&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,356,030&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">50</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Commercial Loans HFI</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial loans totaled $3.08 billion, or 63.5% of total loans as of December&#160;31, 2024, compared to $2.67 billion, or 60.6% as of December&#160;31, 2023. The increase during 2024 was due to growth in all types of commercial loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial loans consisted of the following types of loans at December 31:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:30.625%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.157%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.580%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Number</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Percent&#160;of<br/>Portfolio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Number</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Percent&#160;of<br/>Portfolio</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">SBA guaranteed</span></td><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">284&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">74,342&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,806&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.0&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Municipal government</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">104&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">126,488&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">101,676&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.8&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Lines of credit</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,512&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">665,981&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,467&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">590,943&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22.1&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Real estate and equipment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,767&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,211,345&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,313&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,927,535&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72.1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total</span></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,667&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,107&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the commercial loan portfolio held $355.6 million of adjustable rate loans that had interest rate floors in the terms of the note. Of the commercial loans with interest rate floors, loans totaling $39.3 million were at their floor at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank's commercial loan portfolio consists generally of approximately 28% commercial and industrial loans and approximately 72% commercial real estate loans. Commercial loans are originated in the primary geographic markets of Indiana and Michigan.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial and industrial loans typically are comprised of loans to finance working capital, equipment and titled vehicles. The top five segments with the commercial and industrial portfolio as of December&#160;31, 2024 as a percentage of total commercial loans were finance and insurance; construction; manufacturing; health care and education; and individuals and other services, with the highest concentration in health care and education at approximately 15% of total commercial loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Owner occupied real estate loans are comprised of loans secured by the real estate for the business operator's facilities such as their office, warehouse, manufacturing facility or medical offices. The top five segments within the owner occupied real estate portfolio as of December&#160;31, 2024 as a percentage of total commercial loans were health care and education; individuals and other services; real estate rental and leasing; retail trade; and manufacturing with the highest concentration in health care and education at approximately 22% of total commercial loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non&#8211;owner occupied real estate loans are categorized as loans reliant on the leasing and/or operation of the underlying real estate for repayment. The top five segments within the non&#8211;owner occupied real estate portfolio as of December&#160;31, 2024 as a percentage of total commercial loans were lessor's of multi&#8211;family; warehouse and industrial; retail; hospitality; and non&#8211;medical offices with the highest concentration in lessor's of multi&#8211;family at approximately 19% of total commercial loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management actively monitors commercial and industrial loans and commercial real estate loans by NAICS code, geography and real estate sector. Commercial real estate loans are managed to internal portfolio limits for certain real estate categories, as well as regulatory concentration limits based on Tier 1 capital plus allowance for credit losses, percent of portfolio and comparison to peer data. The Bank also utilizes external data sources to monitor commercial real estate segment and market trends. </span></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">51</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Residential Real Estate Loans</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Residential real estate loans totaled $802.9 million, or 16.6% of total loans as of December&#160;31, 2024, compared to $681.1 million, or 15.4% of total loans as of December&#160;31, 2023. This category consists of home mortgages that generally require a loan to value of no more than 80%. Some special guaranteed or insured real estate loan programs do permit a higher loan to collateral value ratio. The increase during 2024 was primarily due to jumbo fixed rate loan growth that are held on the balance sheet, as variable rate loans remained flat during the year.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the customary real estate loans described above, the Bank also had outstanding on December&#160;31, 2024, $470.8 million in revolving home equity lines of credit compared to $478.7 million at December&#160;31, 2023. Credit lines normally limit the loan to collateral value to no more than 89%. Home equity credit lines are primarily not combined with a first mortgage and are therefore evaluated in the allowance for loan losses as a separate pool. These loans are classified as consumer loans in the Loans table above and in Note 4 of the Consolidated Financial Statements at Item 8.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Residential real estate lending is a highly competitive business. As of December&#160;31, 2024, the real estate loan portfolio reflected a wide range of interest rates and repayment patterns, but could generally be categorized as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:30.811%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.639%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Percent&#160;of<br/>Portfolio</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Yield</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Percent&#160;of<br/>Portfolio</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Yield</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Fixed rate</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Monthly payment</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">525,682&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65.7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.94&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">402,038&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">59.0&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.06&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Biweekly payment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Adjustable rate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Monthly payment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">274,453&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34.3&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.40&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279,098&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41.0&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.98&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Subtotal</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800,137&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.10&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">681,136&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.44&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Loans held for sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:6.5pt;font-weight:400;line-height:100%;position:relative;top:-3.5pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,772&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,418&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Total real estate loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">682,554&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="36" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale excludes mortgage warehouse loans reclassified during Q4 2024. See Note 1 for more details</span></div></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the real estate loan portfolio, the Bank originates and sells real estate loans and retains the servicing rights. During 2024 and 2023, approximately $129.7 million and $142.8 million, respectively, of residential mortgages were sold into the secondary market. Loans serviced for others are not included in the consolidated balance sheets. The unpaid principal balances of loans serviced for others totaled approximately</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$1.4 billion</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $1.5 billion at December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregate fair value of capitalized mortgage servicing rights at December&#160;31, 2024, totaled approximately $19.8 million compared to the carrying value of $18.2 million. Comparable market values and a valuation model that calculates the present value of future cash flows were used to estimate fair value. For purposes of measuring impairment, risk characteristics including loan term, rate type and investor type, were used to stratify the originated mortgage servicing rights.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">52</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:55.771%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.788%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.788%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.793%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, January 1</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,780&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Servicing rights capitalized</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,220&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of servicing rights</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,971)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,032)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,345)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impairment allowance</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, January 1</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,594)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reductions</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,594&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights, net</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Mortgage Warehouse Loans</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s mortgage warehousing lending has specific mortgage companies as customers of Horizon Bank. Individual mortgage loans originated by these mortgage companies are funded as a secured borrowing with a pledge of collateral under Horizon&#8217;s agreement with the mortgage company. Each mortgage loan funded by Horizon undergoes an underwriting review by Horizon to the end investor guidelines and is assigned to Horizon until the loan is sold to the secondary market by the mortgage company. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the mortgage warehouse loan balance was $64.8 million compared to $45.1 million as of December&#160;31, 2023. During the three months ended December&#160;31, 2024, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party.  </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Consumer Loans</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consumer loans totaled $1.0 billion, or 19.9% of total loans as of December&#160;31, 2024, compared to $1.0 billion, or 23.0% as of December&#160;31, 2023. The decrease during 2024 was due to portfolio runoff within the Company's indirect auto portfolio that more than offset new originations. This decrease was partially offset by increases in the Company's installment portfolio.  </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_2319"></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Credit Quality</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Non-Performing Assets</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non&#8211;performing&#160;loans are defined as loans that are greater than 90 days delinquent or have had the accrual of interest discontinued by management. From time to time, the Bank obtains information which may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of such, it is management's policy to convert the loan from an &#8220;earning asset&#8221; to a non&#8211;accruing loan. Further, it is management's policy to place a commercial loan on non&#8211;accrual status when delinquent in excess of 90 days or management has determined that the borrower's ability to continue to make payments is in doubt. The officer responsible for the loan, Executive Vice President and Chief Commercial Banking Officer, Senior Vice President Commercial Credit Officer and the Vice President Senior Commercial Workout Manager review all loans placed on </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">53</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">non&#8211;accrual status. Management continues to work diligently toward returning&#160;non&#8211;performing&#160;loans to an earning asset basis.&#160;The following table represents credit quality within the portfolio for 2024 and 2023:</span></div><div style="margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:65.566%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.274%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.276%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(Dollars in Thousands, except Ratios)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non-accrual loans</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,919&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,290&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-accrual loans</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,792&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,710&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90 days and greater delinquent - accruing interest</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">559&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-performing loans</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,958&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,269&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other real estate owned</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">407&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,124&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">182&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">205&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total other real estate owned</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">424&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,511&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total non-performing assets</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,382&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,780&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net charge-offs (recoveries)</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(199)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">944&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential Real estate</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(33)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,130&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,614&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total net charge-offs</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,903&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,525&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for credit losses</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,953&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,715&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,312&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total allowance for credit losses</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,980&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:14pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit quality ratios</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-accrual loans to HFI loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.53&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.45&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-performing assets to total assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.35&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.27&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net charge-offs of average total loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.04&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.07&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses to non-accrual loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">192.82&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">246.83&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non&#8211;performing loans totaled 51.9% and 40.5% of the allowance for credit losses at December&#160;31, 2024 and 2023. respectively. Non&#8211;performing loans at December&#160;31, 2024 totaled $27.0 million, an increase from $20.3 million as of December&#160;31, 2023. The level of non&#8211;performing loans in 2024 remained consistent when compared to prior years.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">54</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Non&#8211;performing loans as a percentage of total loans was 0.56% as of December&#160;31, 2024, an increase from 0.46% as of December&#160;31, 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:39.104%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.806%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.344%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.886%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non-Accrual Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Percent of Non&#8211;Accrual Loans in Each Category to Total Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Loans</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.18&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.40&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,919&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.92&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,792&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.53&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses on loans</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,980&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ratio of allowance for credit losses on loans to non&#8211;performing loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49.62&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.28&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.18&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">681,136&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,849&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.48&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,269&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.46&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses on loans</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ratio of allowance for credit losses on loans to non&#8211;performing loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40.51&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Other Real Estate Owned (&#8220;OREO&#8221;) totaled $0.4 million on December&#160;31, 2024, a decrease of $0.8 million from December&#160;31, 2023. On December&#160;31, 2024, OREO was comprised of two properties, both of which properties were bank owned.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No mortgage warehouse loans were non&#8211;performing or OREO as of December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Allowance and Provision for Credit Losses </span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below provides an allocation of the year&#8211;end allowance for credit losses on loans by loan portfolio segment; however, allocation of a portion of the allowance to one segment does not preclude its availability to absorb losses in other segments.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">55</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:26.677%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.450%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Allowance Allocated</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Percent of Loans in Each Category to Total Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio of Allowance Allocated to Loans in Each Category</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,953&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63.5&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.01&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,715&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.34&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,312&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19.9&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.90&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,980&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.07&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">60.6&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.11&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.4&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">681,136&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.37&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.0&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.07&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23.0&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.70&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100.0&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.13&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the allowance for credit losses was $52.0 million, or 1.07% of total loans outstanding, compared to $50.0 million, or 1.13%, at December&#160;31, 2023. During 2024, a provision for credit losses on loans was recorded totaling $5.4 million compared to $2.5 million in 2023. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon assesses the adequacy of its Allowance for Credit Losses (&#8220;ACL&#8221;) by regularly reviewing the performance of all of its loan portfolios. As a result of its quarterly reviews, a provision for credit losses is determined to bring the total ACL to a level called for by the analysis. Horizon's reserve includes allocations for potential future loan losses related to economic factors and the nature and characteristics of its loan portfolios. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No assurance can be given that Horizon will not, in any particular period, sustain loan losses that are significant in relation to the amount reserved, or that subsequent evaluations of the loan portfolio, in light of factors then prevailing, including economic conditions and management&#8217;s ongoing quarterly assessments of the portfolio, will not require increases in the allowance for credit losses. Horizon considers the allowance for credit losses to be adequate to cover losses inherent in the loan portfolio as of December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents information regarding the net charge-offs to average amount of loans outstanding by portfolio segment (dollars in thousands):</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">56</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.637%"><tr><td style="width:1.0%"/><td style="width:43.831%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.659%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.405%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.405%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.603%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net (Charge-offs)/Recoveries</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average Loans Outstanding</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net (Charge-offs)/ Recoveries to Average Loans Outstanding</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">199&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,811,689&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.01&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">784,043&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,219&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,130)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,022,619&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.21)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,903)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,679,570&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.04)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(944)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,498,453&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.04)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">675,520&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,798&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,614)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,011,166&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.16)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,525)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,239,937&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.06)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2022</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(680)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,280,553&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.03)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">621,163&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.01&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,409&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(976)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">850,667&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.11)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,603)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,841,792&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.04)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:center"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">57</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Deferred Tax</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:115%">Horizon had a net deferred tax asset totaling $49.9 million as of December&#160;31, 2024 and a net deferred tax asset of $33.5 million as of December&#160;31, 2023. The following table shows the major components of deferred tax:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,590&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,546&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net operating loss and tax credits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,805&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,592&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Director and employee benefits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,334&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,471&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized loss on AFS securities and cash flow hedge</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,355&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basis in partnership equity investments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,940&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital loss carryover</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">883&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,938&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,845&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,694&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Depreciation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,061)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,512)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(253)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock dividends</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(353)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(365)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Difference in basis of intangible assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,553)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,545)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,142)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,003)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,131)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11,970)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,948)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation allowance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net deferred tax asset/(liability)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,875&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,545&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Deposits</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The primary source of funds for the Bank comes from the acceptance of demand and time deposits. However, at times the Bank will use its ability to borrow funds from the Federal Home Loan Bank and other sources when it can do so at interest rates and terms that are more favorable than those required for deposited funds or loan demand is greater than the ability to grow deposits. Total deposits were $5.6 billion at December&#160;31, 2024, compared to $5.7 billion at December&#160;31, 2023. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Average deposits and rates by category for the three years ended December 31 are as follows:</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:30.811%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.635%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.535%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.639%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average Balance Outstanding for the</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Average Rate Paid for the</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years&#160;Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing demand deposits</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,085,195&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,181,233&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,332,937&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing demand deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,672,181&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,749,674&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,971,567&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1.26&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.28&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Savings deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">755,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">841,644&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">940,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.91&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.61&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.13&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">937,538&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">756,092&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">810,083&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.49&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.52&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.45&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Time deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,165,349&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,151,178&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">791,519&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.12&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3.44&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.95&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,616,119&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,679,821&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,846,605&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Th</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">e $63.7 million d</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ecrease in average deposits during 2024 was primarily due to the increase in rates during 2023 creating a competitive deposit environment and management's decision to strategically exit some higher-cost non-</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">58</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">relationship accounts, in addition to deposits leaving the banking system for alternative inve</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">stment options. The transactional accounts average balances, as the lower cost funding sources, decreased $77.9 million and the average balances for higher cost time deposits increased $14.2 million. Horizon continually enhances its interest bearing consumer and commercial demand deposit products based on local market conditions and its need for funding to support various types of assets.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of December&#160;31, 2024 and 2023, approximately $2.5 billion</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $2.6 billion, respectively, of our deposit portfolio was uninsured. The uninsured amounts are estimates based on the methodologies and assumptions used for Horizon Bank's regulatory reporting requirements. Included in amounts as of December&#160;31, 2024 were $1.0 billion of public deposits insured through the State of Indiana&#8217;s Public Deposit Insurance Fund. Deposits that were not insured by the FDIC or State of Indiana's Public Deposit Insurance Fund represented 28% of total deposits as of December&#160;31, 2024.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certificates and other time deposits for both retail and brokered maturing in years ending </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.546%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Retail</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Brokered</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">924,549&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,509&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,024,058&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,733&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,023&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,756&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">974,621&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114,532&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,089,153&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certificates of deposit of $250,000 or more, which are considered to be rate sensitive and are not considered a part of core deposits, mature as follows as of December&#160;31, 2024:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:87.204%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.596%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due in three months or less</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">291,732&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after three months through six months</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">139,080&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after six months through one year</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">82,233&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Due after one year</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,316&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">549,361&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">Interest expense on time certificates of $250,000 or more was approximately $22.7 million, $16.7 million and $4.2 million for 2024, 2023 and 2022.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Off&#8211;Balance Sheet Arrangements</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of December&#160;31, 2024, Horizon did not have any off&#8211;balance sheet arrangements that have or are reasonably likely to have a current or future effect  on the Company&#8217;s financial condition, change in financial condition, revenues or expenses, results of operations, liquidity, capital expenditures or capital resources that are material to investors. The term &#8220;off&#8211;balance sheet arrangement&#8221; generally means any transaction, agreement, or other contractual arrangement to which an entity unconsolidated with the Company is a party and under which the Company has (i) any obligation arising under a guarantee contract, derivative instrument or variable interest; or (ii) a retained or contingent interest in assets transferred to such entity or similar arrangement that serves as credit, liquidity or market risk support for such assets.</span></div><div style="margin-top:6pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">59</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Liquidity &amp; Capital Resources</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Capital Resources</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Stockholders&#8217; equity is influenced primarily by earnings, dividends, and changes in the unrealized holding gains or losses, net of taxes, on available-for-sale investment securities. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Stockholders&#8217; equity increased $44.8 million, or 6.2%, to $763.6 million as of December&#160;31, 2024 from $718.8 million as of December&#160;31, 2023, due to changes in accumulated other comprehensive loss related to unrealized gains on available-for-sale securities and retention of earnings, which is primarily offset by cash dividend payments on outstanding common stock.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On December 17, 2024, the Company approved a dividend of $0.16 per share, payable on January 17, 2025 to stockholders of record on January 3, 2025.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On July 16, 2019, the Board of Directors of the Company authorized a stock repurchase program for up to 2,250,000 shares of Horizon&#8217;s issued and outstanding common stock, no par value. As of December 31, 2024, Horizon had repurchased a total of 803,349 shares at an average price per share of $16.89. The Company did not repurchase outstanding common shares during 2024.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a bank holding company, the Company must comply with the capital requirements established by the Federal Reserve, and our subsidiary Bank must comply with the capital requirements established by the FDIC. The current risk-based guidelines applicable to us and our Bank are based on the Basel III framework, as implemented by the federal bank regulators. As of December&#160;31, 2024 and 2023, the Company had capital levels that, in all cases, exceeded the guidelines to be deemed &#8220;well-capitalized.&#8221;</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For additional information regarding our capital levels, see &#8220;Notes to Consolidated Financial Statements&#8212;Regulatory Capital,&#8221; included in Part IV, Item 15 of this report.</span></div><div style="margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Liquidity</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank maintains a stable base of core deposits provided by long standing relationships with consumers and local businesses. These deposits are the principal source of liquidity for Horizon. Other sources of liquidity for Horizon include earnings, loan repayments, investment security sales, cash flows and maturities, sale of real estate loans and borrowing relationships with correspondent banks, including the FHLB and the Federal Reserve Bank (&#8220;FRB&#8221;). At December&#160;31, 2024, Horizon had available approximately $1.7 billion in available credit from the FHLB, FRB Discount Window and various money center banks. The following factors could impact Horizon&#8217;s funding needs in the future:</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">Horizon had outstanding borrowings of approximately $1.1 billion with the FHLB and total borrowing capacity with the FHLB of $1.6 billion. Generally, the loan terms from the FHLB are better than the terms Horizon can receive from other sources, making it less expensive to borrow money from the FHLB. Financial difficulties at the FHLB could reduce or eliminate Horizon&#8217;s additional borrowing capacity with the FHLB or the FHLB could change collateral requirements, which could lower the Company&#8217;s borrowing availability.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">Horizon had a total of $190.0 million</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of unused Federal Fund lines from various money center banks. These are uncommitted lines and could be withdrawn at any time by the correspondent banks.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">Horizon had a total of $800.8 million of available collateral at the FRB secured by securities. These securities may mature, call, or be sold, which would reduce the available collateral.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">Horizon had approximately $38.4 million of unpledged investment securities at December&#160;31, 2024.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">60</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">A downgrade in Horizon&#8217;s ability to obtain credit due to factors such as deterioration in asset quality, a large charge to earnings, a decline in profitability or other financial measures, or a significant merger or acquisition could impact the availability of funding sources.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">An act of terrorism or war, natural disasters, political events, or the default or bankruptcy of a major corporation, mutual fund, hedge fund or a government agency could affect the cost and availability of funding sources.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.46pt">Market speculation or rumors about Horizon or the banking industry in general may adversely affect the cost and availability of normal funding sources.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">If any of these events occur, they could force Horizon to borrow money from other sources including negotiable certificates of deposit. Such other monies may only be available at higher interest rates and on less advantageous terms, which will impact our net income and could impact our ability to grow. Management believes Horizon has adequate funding sources to meet short and long term needs.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">Horizon maintains a liquidity contingency plan that outlines the process for addressing a liquidity crisis. The plan provides for an evaluation of funding sources under various market conditions. It also assigns specific roles and responsibilities for effectively managing liquidity through a problem period.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">During 2024, cash flow</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">s were generated primarily from the proceeds from borrowings totaling $512.8 million, the sales, maturities, and principal repayments of investment securities of $88.4 million. Cash flows were primarily used to purchase investments totaling $0.3 million, to purchase loans totaling $240.0 million, an increase in net loans of $217.1 million, a decrease in deposits of $64.2 million and the repayment of borrowings totaling $563.5 million. The net cash and cash equivalent position decreased by $233.1 million during 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">At December&#160;31, 2024, the Bank had $1.0 billion in commitments to extend credit outstanding, excluding interest rate lock commitments for residential mortgage loans intended for sale in the secondary market that meet the definition of a derivative. Time dep</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">osits due within one year of December&#160;31, 2024 totaled $1.0 billion, or 94.0% of time deposits. If thes</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">e maturing time deposits do not remain with us, we will be requi</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">red to seek other sources of funds, including other certificates of deposit and borrowings. Depending on market conditions, we may be required to pay higher rates on such deposits or other borrowings than we currently pay on the time deposits due on or before December&#160;31, 2024. We believe, however, based on past experience that a significant portion of our time deposits will remain with us. We have the ability to attract and retain deposits by adjusting the interest rates offered.</span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_2195"></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Use of Non-GAAP Financial Measures</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to financial measures presented in accordance with GAAP, this document refers to non-GAAP financial measures, which Horizon believes are helpful to investors and provide a greater understanding of our business and financial results without the impact of items or events that may obscure trends in the Company&#8217;s underlying performance. These measures are not necessarily comparable to similar measures that may be presented by other companies and should not be considered in isolation or as a substitute for the related GAAP measure. See the tables and other information below and contained elsewhere in this document for reconciliations of the non-GAAP information identified herein and its most comparable GAAP measures.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">61</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.818%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.619%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.301%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;GAAP Reconciliation of Net Fully-Taxable Equivalent ("FTE") Interest Margin</span></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Dollars in Thousands, Unaudited)</span></td></tr><tr style="height:12pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(A)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">356,483&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">312,305&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236,033&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Taxable-equivalent adjustment:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Investment securities - tax exempt </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,762&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,545&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,716&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;Loan receivable </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(2)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,416&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,050&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">684&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FTE Interest income (non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(B)</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">364,661&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">320,900&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">244,433&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense (GAAP)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(C)</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">167,879&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">136,561&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,515&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net interest income (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(D) =(A) - (C)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188,604&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">175,744&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">199,518&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net FTE interest income (non-GAAP)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(E) = (B) - (C)</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">196,782&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184,339&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">207,918&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average interest earning assets</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(F)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,344,507&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,268,767&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,003,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net FTE interest margin (non-GAAP)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(G) = (E) / (F)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.68&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.97&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="21" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1) The following represents municipal securities interest income for investment securities classified as available-for-sale and held-to-maturity</span></td></tr><tr><td colspan="21" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2) The following represents municipal loan interest income for loan receivables classified as held for sale and held for investment</span></td></tr><tr><td colspan="21" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3) Management believes fully taxable equivalent, or FTE, interest income is useful to investors in evaluating the Company's performance as a comparison of the returns between a tax-free investment and a taxable alternative. The Company adjusts interest income for tax-exempt loans and securities to an FTE basis utilizing a 21% tax rate</span></td></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:41.005%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.081%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.081%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.081%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.084%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;GAAP Reconciliation of Return on Average Tangible Common Equity</span></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Dollars in Thousands, Unaudited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income (loss) (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(A)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average stockholders' equity</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(B)</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">737,793&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">706,274&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">683,630&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average intangible assets</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(C)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">167,238&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">170,745&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">174,003&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Average tangible equity (Non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(D) = (B) - (C)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">570,555&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">535,529&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">509,627&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Return on average tangible common equity ("ROACE") (non-GAAP)</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(E) = (A) / (D)</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.21&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.22&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18.33&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">62</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:44.341%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.694%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.458%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.429%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.402%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;GAAP Reconciliation of Tangible Common Equity to Tangible Assets</span></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Dollars in Thousands, Unaudited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total stockholders' equity (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(A)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763,582&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,812&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">677,375&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Intangible assets (end of period)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(B)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168,837&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,450&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total tangible common equity (non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(C) = (A) - (B)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">598,148&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">549,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">504,925&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(D)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,801,146&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,940,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,872,518&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Intangible assets (end of period)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(B)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168,837&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,450&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total tangible assets (non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(E) = (D) - (B)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,635,712&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,771,648&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,700,068&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tangible common equity to tangible assets (Non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(G) = (C) / (E)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.83&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.08&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.56&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="text-align:center"><span><br/></span></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:44.141%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.905%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.541%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.394%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.349%"/><td style="width:0.1%"/></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;GAAP Reconciliation of Tangible Book Value Per Share</span></td></tr><tr><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Dollars in Thousands, Unaudited)</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total stockholders' equity (GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(A)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763,582&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,812&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">677,375&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Intangible assets (end of period)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(B)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">168,837&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">172,450&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total tangible common equity (non-GAAP)</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(C) = (A) - (B)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">598,148&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">549,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">504,925&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common shares outstanding</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(D)</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,722,086&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,652,063&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,574,151&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tangible book value per common share  (non-GAAP)</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(E) = (C) / (D)</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.68&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.60&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.59&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">63</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_67"></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM&#160;7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company's primary market risk exposure is interest rate risk. The Company's business and the composition of our balance sheet consists of investments in interest earning assets (principally loans and investment securities) which are primarily funded by interest bearing liabilities (deposits and debt). Such financial instruments have varying levels of sensitivity to changes in market interest rates such as the level of interest rates, changes in interest rates, the speed of changes in interest rates, and changes in the volume and composition of interest earning assets and interest-bearing liabilities. Interest rate risk results when, due to different maturity dates and repricing intervals, interest rate indices for interest earning assets fluctuate adversely relative to interest bearing liabilities, thereby creating a risk of decreased net earnings and cash flow.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Although the Company characterizes some of the interest-sensitive assets as securities available-for-sale, such securities are not purchased with the intent to sell in the near term. Rather, such securities may be sold in response to or in anticipation of changes in interest rates and resulting prepayment risk. The Company does not have any trading instruments nor do we classify any portion of the investment portfolio as trading. See &#8220;Notes to Consolidated Financial Statements&#8212;Summary of Significant Accounting Policies&#8221; included in Part IV, Item 15 of this report.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Asset Liability Management</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The goal of asset liability management is the prudent control of market risk, liquidity, and capital. Asset liability management is governed by policies, goals, and objectives adopted and reviewed by the Bank&#8217;s board of directors. Development of asset liability management strategies and monitoring of interest rate risk are the responsibility of the Asset Liability Committee, or ALCO, which is composed of members of senior management.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest Rate Risk</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest rate risk is the risk of loss of future earnings or long-term value due to changes in interest rates. The Company's primary source of earnings is net interest income, which is affected by the level of interest rates, changes in interest rates, the speed of changes in interest rates, the relationship between rates on interest-bearing assets and liabilities, the impact of interest rate fluctuations on asset prepayments, and the mix of interest-bearing assets and liabilities.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The ability to optimize net interest income is largely dependent upon the achievement of an interest rate spread that can be managed during periods of fluctuating interest rates. Interest sensitivity is a measure of the extent to which net interest income will be affected by market interest rates over a period of time.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net Interest Income Sensitivity</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company believes net interest income sensitivity provides the best perspective of how day-to-day decisions affect our interest rate risk profile. Net interest income sensitivity is monitored by utilizing an income simulation model to subject 12- and 24- month net interest income to various rate movements. Simulations modeled quarterly include scenarios where market rates change instantaneously up or down in a parallel or non-parallel manner. Estimates produced by our income simulation model are based on numerous assumptions including, but not limited to: (1) the timing of changes in interest rates, (2) shifts or rotations in the yield curve, (3) repricing characteristics for market rate sensitive instruments, (4) differing sensitivities of financial instruments due to differing underlying rate indices, (5) varying loan prepayment speeds for different interest rate scenarios, (6) the effect of interest rate limitations in our assets, such as caps and floors, and (7) overall growth and repayment rates and product mix of assets and liabilities. Because of limitations inherent in any approach used to measure interest rate risk, simulation results are not intended as a forecast of the actual effect of a change in market interest rates on our results, but rather to provide insight into our current interest rate exposure and execute appropriate asset/liability management strategies accordingly.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the net interest income simulation model&#8217;s projected change in net interest income over a one-year horizon due to a change in interest rates. The net interest income simulation assumes parallel shifts in the yield curve and a static balance sheet. The net interest income simulation also uses a &#8220;deposit beta&#8221; modeling assumption which is an estimate of the change in interest-bearing deposit pricing for a given change in market interest rates. In up-rate scenarios, the deposit beta assumption is 15% with the pricing change occurring in the first month of the net interest income simulation horizon. In down-rate scenarios, the deposit beta assumption is 80% with the pricing change occurring in the first month of the net interest income simulation horizon.  Actual changes to </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">64</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:81pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Management&#8217;s Discussion and Analysis of </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Financial Condition and Results of Operations</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except per share data)</span></div></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">deposit pricing may vary significantly from this assumption due to management actions, customer behavior, and market forces, which may have significant impacts to our net interest income. As shown below, the model output would indicate that as of December&#160;31, 2024, the Company's interest-bearing liabilities are projected to reprice at a faster pace than interest-earning assets for the next 100 basis points of declining interest rates.</span></div><div style="margin-top:6pt;text-align:justify"><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.039%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.039%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.381%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:32.041%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$ Change in Net Interest Income</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% Change in Net Interest Income</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">200 basis points rising</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(18,859)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8.0)</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100 basis points rising</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(9,274)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3.9)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100 basis points falling</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,779&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.5&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">200 basis points falling</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,424)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(0.6)</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:125%">The preceding interest rate sensitivity analysis does not represent a forecast and should not be relied upon as being indicative of expected operating results.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">65</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_70"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span><br/></span></div></div><div style="margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM&#160;8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_73"></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Table of Contents</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:86.180%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.620%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Page</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Consolidated Financial Statements</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_76">Consolidated Balance Sheets</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_76">67</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_79">Consolidated Statements of Income</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_79">68</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_82">Consolidated Statements of Comprehensive Income (Loss)</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_82">69</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_85">Consolidated Statements of Stockholders&#8217; Equity</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_85">70</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_88">Consolidated Statements of Cash Flows</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_88">71</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_94">Notes to Consolidated Financial Statements</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_94">73</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:18pt"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_175">Reports of Independent Registered Public Accounting Firm (PCAOB</a></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_175"> ID: </a><ix:nonNumeric contextRef="c-1" name="dei:AuditorFirmId" id="f-54">686</ix:nonNumeric><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_175">)</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_175">136</a></span></div></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_178">Management&#8217;s Report on Financial Statements</a></span></div></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:right"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><a style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:none" href="#i0b97160b00d84be59568af1150fcb8b2_178">139</a></span></div></td></tr></table></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">66</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_76"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Balance Sheets</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Dollar Amounts in Thousands)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-55">92,300</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-56">112,772</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-57">201,131</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-58">413,528</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-59">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FederalFundsSold" scale="3" id="f-60">215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-61">293,431</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-62">526,515</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:InterestBearingTimeDeposits" scale="3" id="f-63">735</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-64">2,205</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, available for sale</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-65">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-66">547,251</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity (fair value of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-67">1,566,268</ix:nonFraction> and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-68">1,668,758</ix:nonFraction>)</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-69">1,867,690</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-70">1,945,638</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-71">67,597</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-72">1,418</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net of allowance for credit losses of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-73">51,980</ix:nonFraction> and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-74">50,029</ix:nonFraction></span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-75">4,795,060</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-76">4,367,601</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premises and equipment, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentNet" format="ixt:num-dot-decimal" scale="3" id="f-77">93,864</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentNet" format="ixt:num-dot-decimal" scale="3" id="f-78">94,583</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-79">53,826</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-80">34,509</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Goodwill</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Goodwill" format="ixt:num-dot-decimal" scale="3" id="f-81">155,211</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Goodwill" format="ixt:num-dot-decimal" scale="3" id="f-82">155,211</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other intangible assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:OtherIntangibleAssetsNet" format="ixt:num-dot-decimal" scale="3" id="f-83">10,223</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:OtherIntangibleAssetsNet" format="ixt:num-dot-decimal" scale="3" id="f-84">13,626</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest receivable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestReceivable" format="ixt:num-dot-decimal" scale="3" id="f-85">39,747</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestReceivable" format="ixt:num-dot-decimal" scale="3" id="f-86">38,710</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash value of life insurance</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CashSurrenderValueOfLifeInsurance" format="ixt:num-dot-decimal" scale="3" id="f-87">37,450</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CashSurrenderValueOfLifeInsurance" format="ixt:num-dot-decimal" scale="3" id="f-88">36,157</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:OtherAssets" format="ixt:num-dot-decimal" scale="3" id="f-89">152,635</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:OtherAssets" format="ixt:num-dot-decimal" scale="3" id="f-90">177,061</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 37pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Assets" format="ixt:num-dot-decimal" scale="3" id="f-91">7,801,146</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Assets" format="ixt:num-dot-decimal" scale="3" id="f-92">7,940,485</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-93">1,064,818</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-94">1,116,005</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-95">4,535,834</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-96">4,548,888</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Deposits" format="ixt:num-dot-decimal" scale="3" id="f-97">5,600,652</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Deposits" format="ixt:num-dot-decimal" scale="3" id="f-98">5,664,893</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short and long-term borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-99">1,232,252</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-100">1,353,050</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:SubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-101">55,738</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:SubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-102">55,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:JuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-103">57,477</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:JuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-104">57,258</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-105">11,137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-106">22,249</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:OtherLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-107">80,308</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:OtherLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-108">68,680</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Liabilities" format="ixt:num-dot-decimal" scale="3" id="f-109">7,037,564</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Liabilities" format="ixt:num-dot-decimal" scale="3" id="f-110">7,221,673</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commitments and contingent liabilities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"><ix:nonFraction unitRef="usd" contextRef="c-4" xsi:nil="true" name="us-gaap:CommitmentsAndContingencies" id="f-111"></ix:nonFraction></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"><ix:nonFraction unitRef="usd" contextRef="c-5" xsi:nil="true" name="us-gaap:CommitmentsAndContingencies" id="f-112"></ix:nonFraction></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Stockholders&#8217; Equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Preferred stock, Authorized, <ix:nonFraction unitRef="shares" contextRef="c-4" decimals="INF" name="us-gaap:PreferredStockSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-113"><ix:nonFraction unitRef="shares" contextRef="c-5" decimals="INF" name="us-gaap:PreferredStockSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-114">1,000,000</ix:nonFraction></ix:nonFraction> shares, Issued <ix:nonFraction unitRef="shares" contextRef="c-5" decimals="INF" name="us-gaap:PreferredStockSharesIssued" scale="0" id="f-115"><ix:nonFraction unitRef="shares" contextRef="c-4" decimals="INF" name="us-gaap:PreferredStockSharesIssued" scale="0" id="f-116">0</ix:nonFraction></ix:nonFraction> shares</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:PreferredStockValue" format="ixt:fixed-zero" scale="0" id="f-117">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:PreferredStockValue" format="ixt:fixed-zero" scale="0" id="f-118">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Common stock, no par value, Authorized <ix:nonFraction unitRef="shares" contextRef="c-5" decimals="INF" name="us-gaap:CommonStockSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-119"><ix:nonFraction unitRef="shares" contextRef="c-4" decimals="INF" name="us-gaap:CommonStockSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-120">99,000,000</ix:nonFraction></ix:nonFraction> shares</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div style="padding-left:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-4" decimals="INF" name="us-gaap:CommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-121"><ix:nonFraction unitRef="shares" contextRef="c-4" decimals="INF" name="us-gaap:CommonStockSharesIssued" format="ixt:num-dot-decimal" scale="0" id="f-122">44,226,819</ix:nonFraction></ix:nonFraction> and <ix:nonFraction unitRef="shares" contextRef="c-5" decimals="INF" name="us-gaap:CommonStockSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-123"><ix:nonFraction unitRef="shares" contextRef="c-5" decimals="INF" name="us-gaap:CommonStockSharesIssued" format="ixt:num-dot-decimal" scale="0" id="f-124">44,106,174</ix:nonFraction></ix:nonFraction> shares issued at December 31, 2024 and December 31, 2023, respectively</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CommonStockValue" format="ixt:fixed-zero" scale="0" id="f-125">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CommonStockValue" format="ixt:fixed-zero" scale="0" id="f-126">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additional paid-in capital</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AdditionalPaidInCapital" format="ixt:num-dot-decimal" scale="3" id="f-127">363,761</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AdditionalPaidInCapital" format="ixt:num-dot-decimal" scale="3" id="f-128">356,400</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Retained earnings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:RetainedEarningsAccumulatedDeficit" format="ixt:num-dot-decimal" scale="3" id="f-129">436,122</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:RetainedEarningsAccumulatedDeficit" format="ixt:num-dot-decimal" scale="3" id="f-130">429,021</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated other comprehensive income (loss)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" sign="-" name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-131">36,301</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" sign="-" name="us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-132">66,609</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total stockholders&#8217; equity</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-133">763,582</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-134">718,812</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities and stockholders&#8217; equity</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LiabilitiesAndStockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-135">7,801,146</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:LiabilitiesAndStockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-136">7,940,485</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See notes to consolidated financial statements</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">67</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_79"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Income</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Dollar Amounts in Thousands, Except Per Share Data)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:51.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.109%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Income</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest and fees on loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestAndFeeIncomeLoansAndLeases" format="ixt:num-dot-decimal" scale="3" id="f-137">291,069</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestAndFeeIncomeLoansAndLeases" format="ixt:num-dot-decimal" scale="3" id="f-138">244,544</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestAndFeeIncomeLoansAndLeases" format="ixt:num-dot-decimal" scale="3" id="f-139">173,500</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities &#8211; taxable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxable" format="ixt:num-dot-decimal" scale="3" id="f-140">30,295</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxable" format="ixt:num-dot-decimal" scale="3" id="f-141">34,410</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxable" format="ixt:num-dot-decimal" scale="3" id="f-142">33,202</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities &#8211; tax exempt</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxExempt" format="ixt:num-dot-decimal" scale="3" id="f-143">25,439</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxExempt" format="ixt:num-dot-decimal" scale="3" id="f-144">28,384</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestIncomeSecuritiesTaxExempt" format="ixt:num-dot-decimal" scale="3" id="f-145">29,025</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherInterestAndDividendIncome" format="ixt:num-dot-decimal" scale="3" id="f-146">9,680</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherInterestAndDividendIncome" format="ixt:num-dot-decimal" scale="3" id="f-147">4,967</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherInterestAndDividendIncome" scale="3" id="f-148">306</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest income</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestAndDividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-149">356,483</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestAndDividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-150">312,305</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestAndDividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-151">236,033</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestExpenseDeposits" format="ixt:num-dot-decimal" scale="3" id="f-152">115,042</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestExpenseDeposits" format="ixt:num-dot-decimal" scale="3" id="f-153">85,857</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestExpenseDeposits" format="ixt:num-dot-decimal" scale="3" id="f-154">17,809</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Short and long-term borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:InterestExpenseBorrowedFunds" format="ixt:num-dot-decimal" scale="3" id="f-155">44,930</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:InterestExpenseBorrowedFunds" format="ixt:num-dot-decimal" scale="3" id="f-156">42,478</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:InterestExpenseBorrowedFunds" format="ixt:num-dot-decimal" scale="3" id="f-157">12,465</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestExpenseSubordinatedNotesAndDebentures" format="ixt:num-dot-decimal" scale="3" id="f-158">3,319</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestExpenseSubordinatedNotesAndDebentures" format="ixt:num-dot-decimal" scale="3" id="f-159">3,511</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestExpenseSubordinatedNotesAndDebentures" format="ixt:num-dot-decimal" scale="3" id="f-160">3,522</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestExpenseJuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-161">4,588</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestExpenseJuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-162">4,715</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestExpenseJuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-163">2,719</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest expense</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestExpenseOperating" format="ixt:num-dot-decimal" scale="3" id="f-164">167,879</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestExpenseOperating" format="ixt:num-dot-decimal" scale="3" id="f-165">136,561</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestExpenseOperating" format="ixt:num-dot-decimal" scale="3" id="f-166">36,515</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Interest Income</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestIncomeExpenseNet" format="ixt:num-dot-decimal" scale="3" id="f-167">188,604</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestIncomeExpenseNet" format="ixt:num-dot-decimal" scale="3" id="f-168">175,744</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestIncomeExpenseNet" format="ixt:num-dot-decimal" scale="3" id="f-169">199,518</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (recovery)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-170">5,389</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-171">2,459</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-172">1,816</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Interest Income after Credit Loss Expense (Recovery)</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" format="ixt:num-dot-decimal" scale="3" id="f-173">183,215</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" format="ixt:num-dot-decimal" scale="3" id="f-174">173,285</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss" format="ixt:num-dot-decimal" scale="3" id="f-175">201,334</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;interest Income</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Service charges on deposit accounts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:ServiceChargesOnDepositAccounts" format="ixt:num-dot-decimal" scale="3" id="f-176">12,940</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:ServiceChargesOnDepositAccounts" format="ixt:num-dot-decimal" scale="3" id="f-177">12,227</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:ServiceChargesOnDepositAccounts" format="ixt:num-dot-decimal" scale="3" id="f-178">11,598</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Wire transfer fees</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:WireTransferFees" scale="3" id="f-179">461</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:WireTransferFees" scale="3" id="f-180">448</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:WireTransferFees" scale="3" id="f-181">595</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interchange fees</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:InterchangeFees" format="ixt:num-dot-decimal" scale="3" id="f-182">13,799</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:InterchangeFees" format="ixt:num-dot-decimal" scale="3" id="f-183">12,861</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:InterchangeFees" format="ixt:num-dot-decimal" scale="3" id="f-184">12,402</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fiduciary activities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:FiduciaryActivities" format="ixt:num-dot-decimal" scale="3" id="f-185">5,394</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:FiduciaryActivities" format="ixt:num-dot-decimal" scale="3" id="f-186">5,080</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:FiduciaryActivities" format="ixt:num-dot-decimal" scale="3" id="f-187">5,381</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gains (losses) on sale of investment securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:num-dot-decimal" scale="3" id="f-188">39,140</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:num-dot-decimal" scale="3" id="f-189">32,052</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:fixed-zero" scale="3" id="f-190">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gain on sale of mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-191">4,215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-192">4,323</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-193">7,165</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage servicing income, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:MortgageServicingIncomeLossNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-194">1,677</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:MortgageServicingIncomeLossNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-195">2,708</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:MortgageServicingIncomeLossNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-196">4,800</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Increase in cash value of bank owned life insurance</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:BankOwnedLifeInsuranceIncome" format="ixt:num-dot-decimal" scale="3" id="f-197">1,300</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:BankOwnedLifeInsuranceIncome" format="ixt:num-dot-decimal" scale="3" id="f-198">3,709</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:BankOwnedLifeInsuranceIncome" format="ixt:num-dot-decimal" scale="3" id="f-199">2,594</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Death benefit on bank owned life insurance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:BankOwnedLifeInsuranceDeathBenefitIncome" format="ixt:fixed-zero" scale="3" id="f-200">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:BankOwnedLifeInsuranceDeathBenefitIncome" format="ixt:fixed-zero" scale="3" id="f-201">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:BankOwnedLifeInsuranceDeathBenefitIncome" scale="3" id="f-202">644</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" format="ixt:num-dot-decimal" scale="3" id="f-203">2,325</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" format="ixt:num-dot-decimal" scale="3" id="f-204">2,694</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" format="ixt:num-dot-decimal" scale="3" id="f-205">2,272</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total non&#8211;interest income</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NoninterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-206">2,971</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NoninterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-207">11,998</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NoninterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-208">47,451</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;interest Expense</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Salaries and employee benefits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-209">88,244</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-210">80,809</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-211">80,283</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net occupancy expenses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OccupancyNet" format="ixt:num-dot-decimal" scale="3" id="f-212">13,376</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OccupancyNet" format="ixt:num-dot-decimal" scale="3" id="f-213">13,355</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OccupancyNet" format="ixt:num-dot-decimal" scale="3" id="f-214">13,323</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Data processing</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InformationTechnologyAndDataProcessing" format="ixt:num-dot-decimal" scale="3" id="f-215">10,861</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InformationTechnologyAndDataProcessing" format="ixt:num-dot-decimal" scale="3" id="f-216">11,626</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InformationTechnologyAndDataProcessing" format="ixt:num-dot-decimal" scale="3" id="f-217">10,567</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Professional fees</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProfessionalFees" format="ixt:num-dot-decimal" scale="3" id="f-218">2,733</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProfessionalFees" format="ixt:num-dot-decimal" scale="3" id="f-219">2,645</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProfessionalFees" format="ixt:num-dot-decimal" scale="3" id="f-220">1,843</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outside services and consultants</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:OutsideServicesAndConsultants" format="ixt:num-dot-decimal" scale="3" id="f-221">14,564</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:OutsideServicesAndConsultants" format="ixt:num-dot-decimal" scale="3" id="f-222">9,942</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:OutsideServicesAndConsultants" format="ixt:num-dot-decimal" scale="3" id="f-223">10,850</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loan expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:LoanExpense" format="ixt:num-dot-decimal" scale="3" id="f-224">4,076</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:LoanExpense" format="ixt:num-dot-decimal" scale="3" id="f-225">4,980</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:LoanExpense" format="ixt:num-dot-decimal" scale="3" id="f-226">5,411</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">FDIC insurance expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" format="ixt:num-dot-decimal" scale="3" id="f-227">5,032</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" format="ixt:num-dot-decimal" scale="3" id="f-228">3,880</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:FederalDepositInsuranceCorporationPremiumExpense" format="ixt:num-dot-decimal" scale="3" id="f-229">2,558</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core deposit intangible amortization</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:AmortizationOfIntangibleAssets" format="ixt:num-dot-decimal" scale="3" id="f-230">3,403</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:AmortizationOfIntangibleAssets" format="ixt:num-dot-decimal" scale="3" id="f-231">3,612</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:AmortizationOfIntangibleAssets" format="ixt:num-dot-decimal" scale="3" id="f-232">3,702</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" format="ixt:num-dot-decimal" scale="3" id="f-233">1,199</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" format="ixt:num-dot-decimal" scale="3" id="f-234">1,051</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" format="ixt:num-dot-decimal" scale="3" id="f-235">1,046</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherNoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-236">15,348</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherNoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-237">14,384</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherNoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-238">13,618</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total non&#8211;interest expense</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-239">158,836</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-240">146,284</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NoninterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-241">143,201</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Income Taxes</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-242">27,350</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-243">38,999</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-244">105,584</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax (benefit) expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-245">8,079</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-246">11,018</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-247">12,176</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income Available to Common Shareholders</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-248">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-249">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-250">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic Earnings Per Share</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-251">0.81</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-6" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-252">0.64</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-7" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-253">2.14</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted Earnings Per Share</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-254">0.80</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-6" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-255">0.64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-7" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-256">2.14</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See notes to consolidated financial statements</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">68</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_82"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Horizon Bancorp, Inc. and Subsidiaries</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Comprehensive Income (Loss)</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Dollar Amounts in Thousands)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:51.823%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.109%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-257">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-258">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-259">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments for the period</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" format="ixt:fixed-zero" scale="3" id="f-260">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" scale="3" id="f-261">523</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-262">5,649</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for swap termination (gains) realized in income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:fixed-zero" scale="3" id="f-263">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-264">1,453</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:fixed-zero" scale="3" id="f-265">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" format="ixt:fixed-zero" scale="3" id="f-266">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" scale="3" id="f-267">415</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" format="ixt:num-dot-decimal" scale="3" id="f-268">1,186</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Changes from derivative instruments</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:fixed-zero" scale="3" id="f-269">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-270">1,561</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-271">4,463</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in securities:</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) for the period on AFS securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" scale="3" id="f-272">120</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-273">20,728</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-274">147,345</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification of securities from available for sale to held to maturity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-275">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-276">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" scale="3" id="f-277">794</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization from transfer of securities from available for sale to held to maturity securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" scale="3" id="f-278">657</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" scale="3" id="f-279">691</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-280">1,236</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for securities (gains) losses realized in income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-281">39,140</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-282">32,052</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-283">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-284">8,055</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-285">10,939</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-286">31,369</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on securities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-287">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-288">41,150</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-289">118,006</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss), Net of Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-290">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-291">39,589</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-292">113,543</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Comprehensive Income</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-293">65,737</ix:nonFraction>&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-294">67,570</ix:nonFraction>&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-295">20,135</ix:nonFraction>)</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See notes to consolidated financial statements</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">69</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_85"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Horizon Bancorp, Inc. and Subsidiaries</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Stockholders&#8217; Equity</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Dollar Amounts in Thousands, Except Per Share Data)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.923%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.864%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.157%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.157%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.519%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.166%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Preferred<br/>Stock</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Common<br/>Stock</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Additional<br/>Paid-in<br/>Capital</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Retained<br/>Earnings</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Other<br/>Comprehensive<br/>Income (Loss)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances, January 1, 2022</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-8" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-296">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-9" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-297">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-10" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-298">352,122</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-11" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-299">363,742</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-12" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-300">7,345</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-13" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-301">723,209</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-14" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-302">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-303">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive loss, net of tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-15" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-304">113,543</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-305">113,543</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of unearned compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-16" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-306">2,462</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-307">2,462</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercise of stock options</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-16" decimals="-3" name="us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised" scale="3" id="f-308">145</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised" scale="3" id="f-309">145</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock option expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-16" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" scale="3" id="f-310">13</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" scale="3" id="f-311">13</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock awards vested</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-16" decimals="-3" name="hbnc:StockIssuedDuringPeriodValueStockOptionsVested" format="ixt:num-dot-decimal" scale="3" id="f-312">1,824</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:StockIssuedDuringPeriodValueStockOptionsVested" format="ixt:num-dot-decimal" scale="3" id="f-313">1,824</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase of outstanding common stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock retirement plans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-16" decimals="-3" sign="-" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" format="ixt:num-dot-decimal" scale="3" id="f-314">1,270</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" format="ixt:num-dot-decimal" scale="3" id="f-315">1,270</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash dividends on common stock ($<ix:nonFraction unitRef="usdPerShare" contextRef="c-7" decimals="INF" name="us-gaap:CommonStockDividendsPerShareDeclared" scale="0" id="f-316">0.63</ix:nonFraction> per share)</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-14" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-317">27,765</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-318">27,765</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances, December 31, 2022</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-17" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-319">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-18" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-320">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-19" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-321">354,188</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-20" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-322">429,385</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-21" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-323">106,198</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-324">677,375</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-23" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-325">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-326">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income, net of tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-24" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-327">39,589</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-328">39,589</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of unearned compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-25" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-329">3,586</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-330">3,586</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercise of stock options</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock option expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-25" decimals="-3" name="us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-331">1,221</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-332">1,221</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock retirement plans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-25" decimals="-3" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" scale="3" id="f-333">153</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" scale="3" id="f-334">153</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash dividends on common stock ($<ix:nonFraction unitRef="usdPerShare" contextRef="c-6" decimals="INF" name="us-gaap:CommonStockDividendsPerShareDeclared" scale="0" id="f-335">0.64</ix:nonFraction> per share)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-23" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-336">28,345</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-337">28,345</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances, December 31, 2023</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-26" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-338">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-27" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-339">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-28" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-340">356,400</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-29" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-341">429,021</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-30" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-342">66,609</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-343">718,812</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-31" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-344">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-345">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other comprehensive income, net of tax</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-32" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-346">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-347">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of unearned compensation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-33" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-348">4,586</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" format="ixt:num-dot-decimal" scale="3" id="f-349">4,586</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-33" decimals="-3" name="us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-350">1,371</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-351">1,371</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock retirement plans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-33" decimals="-3" sign="-" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" format="ixt:num-dot-decimal" scale="3" id="f-352">4,146</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" format="ixt:num-dot-decimal" scale="3" id="f-353">4,146</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash dividends on common stock ($<ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="INF" name="us-gaap:CommonStockDividendsPerShareDeclared" scale="0" id="f-354">0.64</ix:nonFraction> per share)</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-31" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-355">28,328</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:DividendsCommonStockCash" format="ixt:num-dot-decimal" scale="3" id="f-356">28,328</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balances, December 31, 2024</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-34" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-357">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-35" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-358">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-36" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-359">363,761</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-37" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-360">436,122</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-38" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-361">36,301</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-362">763,582</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See notes to consolidated financial statements</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">70</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_88"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Horizon Bancorp, Inc. and Subsidiaries</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Cash Flows</span></div><div style="margin-bottom:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Dollar Amounts in Thousands)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:62.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.600%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Activities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProfitLoss" format="ixt:num-dot-decimal" scale="3" id="f-363">35,429</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProfitLoss" format="ixt:num-dot-decimal" scale="3" id="f-364">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProfitLoss" format="ixt:num-dot-decimal" scale="3" id="f-365">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Items not requiring (providing) cash</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Provision for (recovery of) credit losses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-366">5,389</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-367">2,459</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" format="ixt:num-dot-decimal" scale="3" id="f-368">1,816</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Depreciation and amortization</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:DepreciationDepletionAndAmortization" format="ixt:num-dot-decimal" scale="3" id="f-369">10,331</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:DepreciationDepletionAndAmortization" format="ixt:num-dot-decimal" scale="3" id="f-370">10,938</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DepreciationDepletionAndAmortization" format="ixt:num-dot-decimal" scale="3" id="f-371">10,754</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Share based compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-372">4,586</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-373">3,586</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-374">2,475</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of mortgage servicing rights</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-375">1,971</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-376">1,032</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-377">2,345</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Impairment (recovery) of mortgage servicing rights</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" format="ixt:fixed-zero" scale="3" id="f-378">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" format="ixt:fixed-zero" scale="3" id="f-379">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:MortgageServicingRightsMSRImpairmentRecovery" format="ixt:num-dot-decimal" scale="3" id="f-380">2,594</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net amortization of premiums and discounts on securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments" format="ixt:num-dot-decimal" scale="3" id="f-381">8,407</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments" format="ixt:num-dot-decimal" scale="3" id="f-382">10,069</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments" format="ixt:num-dot-decimal" scale="3" id="f-383">12,148</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred income taxes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DeferredIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-384">17,000</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DeferredIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-385">3,322</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DeferredIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-386">2,177</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(Gain) loss on sale of investment securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:num-dot-decimal" scale="3" id="f-387">39,140</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:num-dot-decimal" scale="3" id="f-388">32,052</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DebtAndEquitySecuritiesGainLoss" format="ixt:fixed-zero" scale="3" id="f-389">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gain on sale of mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-390">4,215</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-391">4,323</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:GainLossOnSaleOfMortgageLoans" format="ixt:num-dot-decimal" scale="3" id="f-392">7,165</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from sales of loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromSaleOfLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-393">435,522</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromSaleOfLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-394">145,922</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromSaleOfLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-395">225,928</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans originated for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-396">499,688</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-397">138,430</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-398">215,174</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gain on cash value life insurance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" format="ixt:num-dot-decimal" scale="3" id="f-399">1,300</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" format="ixt:num-dot-decimal" scale="3" id="f-400">3,709</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" format="ixt:num-dot-decimal" scale="3" id="f-401">2,594</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gain on other real estate owned</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:GainsLossesOnSalesOfOtherRealEstate" scale="3" id="f-402">450</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:GainsLossesOnSalesOfOtherRealEstate" scale="3" id="f-403">300</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:GainsLossesOnSalesOfOtherRealEstate" scale="3" id="f-404">722</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net change in:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest receivable</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet" format="ixt:num-dot-decimal" scale="3" id="f-405">1,037</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet" format="ixt:num-dot-decimal" scale="3" id="f-406">3,416</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet" format="ixt:num-dot-decimal" scale="3" id="f-407">9,157</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInInterestPayableNet" format="ixt:num-dot-decimal" scale="3" id="f-408">11,112</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncreaseDecreaseInInterestPayableNet" format="ixt:num-dot-decimal" scale="3" id="f-409">16,869</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncreaseDecreaseInInterestPayableNet" format="ixt:num-dot-decimal" scale="3" id="f-410">3,145</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" format="ixt:num-dot-decimal" scale="3" id="f-411">9,698</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" format="ixt:num-dot-decimal" scale="3" id="f-412">13,199</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" format="ixt:num-dot-decimal" scale="3" id="f-413">13,964</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-414">10,093</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-415">21,671</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-416">4,814</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by operating activities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-417">6,368</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-418">88,936</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-419">94,380</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investing Activities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Purchases of securities available for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" format="ixt:fixed-zero" scale="3" id="f-420">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" format="ixt:num-dot-decimal" scale="3" id="f-421">1,525</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt" format="ixt:num-dot-decimal" scale="3" id="f-422">180,198</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from sales of securities available for sale</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" format="ixt:num-dot-decimal" scale="3" id="f-423">293,138</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" format="ixt:num-dot-decimal" scale="3" id="f-424">439,285</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" format="ixt:fixed-zero" scale="3" id="f-425">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from maturities, calls and principal repayments of securities available for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" format="ixt:num-dot-decimal" scale="3" id="f-426">16,712</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" format="ixt:num-dot-decimal" scale="3" id="f-427">29,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" format="ixt:num-dot-decimal" scale="3" id="f-428">69,113</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Purchases of securities held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" scale="3" id="f-429">312</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-430">10,141</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquireHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-431">430,457</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from maturities of securities held to maturity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-432">71,649</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-433">80,201</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-434">72,968</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net change in interest earning time deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-435">1,470</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" scale="3" id="f-436">607</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-437">1,970</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Purchase of FHLB stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquireFederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-438">19,317</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquireFederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-439">7,832</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquireFederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-440">2,435</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Redemption of FHLB stock</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-441">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-442">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock" scale="3" id="f-443">198</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Purchase of loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquireLoansReceivable" format="ixt:num-dot-decimal" scale="3" id="f-444">240,020</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquireLoansReceivable" format="ixt:num-dot-decimal" scale="3" id="f-445">124,946</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquireLoansReceivable" format="ixt:num-dot-decimal" scale="3" id="f-446">55,195</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net change in loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:PaymentsForProceedsFromFinancingReceivable" format="ixt:num-dot-decimal" scale="3" id="f-447">217,055</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:PaymentsForProceedsFromFinancingReceivable" format="ixt:num-dot-decimal" scale="3" id="f-448">140,510</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:PaymentsForProceedsFromFinancingReceivable" format="ixt:num-dot-decimal" scale="3" id="f-449">448,284</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds on the sale of OREO and repossessed assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromSaleOfOtherRealEstate" format="ixt:num-dot-decimal" scale="3" id="f-450">2,000</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromSaleOfOtherRealEstate" format="ixt:num-dot-decimal" scale="3" id="f-451">2,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromSaleOfOtherRealEstate" format="ixt:num-dot-decimal" scale="3" id="f-452">5,263</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Premises and equipment expenditures</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" format="ixt:num-dot-decimal" scale="3" id="f-453">5,084</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" format="ixt:num-dot-decimal" scale="3" id="f-454">7,775</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquirePropertyPlantAndEquipment" format="ixt:num-dot-decimal" scale="3" id="f-455">6,429</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Purchases of bank owned life insurance</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsToAcquireLifeInsurancePolicies" format="ixt:fixed-zero" scale="3" id="f-456">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsToAcquireLifeInsurancePolicies" format="ixt:fixed-zero" scale="3" id="f-457">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsToAcquireLifeInsurancePolicies" format="ixt:num-dot-decimal" scale="3" id="f-458">50,000</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from bank owned life insurance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromLifeInsurancePolicies" format="ixt:num-dot-decimal" scale="3" id="f-459">44,043</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromLifeInsurancePolicies" format="ixt:num-dot-decimal" scale="3" id="f-460">69,765</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromLifeInsurancePolicies" format="ixt:num-dot-decimal" scale="3" id="f-461">3,554</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash received in branch acquisition</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:CashAcquiredFromAcquisition" format="ixt:fixed-zero" scale="3" id="f-462">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:CashAcquiredFromAcquisition" format="ixt:fixed-zero" scale="3" id="f-463">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:CashAcquiredFromAcquisition" format="ixt:fixed-zero" scale="3" id="f-464">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by (used in) investing activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-465">52,776</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-466">329,518</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-467">1,019,932</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net change in deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInDeposits" format="ixt:num-dot-decimal" scale="3" id="f-468">64,241</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInDeposits" format="ixt:num-dot-decimal" scale="3" id="f-469">192,881</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncreaseDecreaseInDeposits" format="ixt:num-dot-decimal" scale="3" id="f-470">54,783</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-471">512,759</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-472">866,099</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-473">1,178,746</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repayment of borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:RepaymentsOfOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-474">563,523</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:RepaymentsOfOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-475">654,157</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:RepaymentsOfOtherDebt" format="ixt:num-dot-decimal" scale="3" id="f-476">755,608</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net change in repurchase agreements</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" format="ixt:num-dot-decimal" scale="3" id="f-477">46,118</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" format="ixt:num-dot-decimal" scale="3" id="f-478">1,841</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" format="ixt:num-dot-decimal" scale="3" id="f-479">7,072</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">71</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="margin-bottom:6pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:62.350%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.600%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-480">1,371</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-481">1,221</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-482">1,824</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds from sale of SERP shares</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:ProceedsFromSaleOfSharesSERPAmendment" format="ixt:num-dot-decimal" scale="3" id="f-483">4,146</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:ProceedsFromSaleOfSharesSERPAmendment" format="ixt:fixed-zero" scale="3" id="f-484">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:ProceedsFromSaleOfSharesSERPAmendment" format="ixt:fixed-zero" scale="3" id="f-485">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercise of stock options</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" format="ixt:fixed-zero" scale="3" id="f-486">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" format="ixt:fixed-zero" scale="3" id="f-487">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" scale="3" id="f-488">145</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase of outstanding stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-489">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-490">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-491">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repayment of subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-492">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-493">3,132</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-494">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends paid on common stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-495">28,328</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-496">28,311</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-497">27,765</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by (used in) financing activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-498">186,676</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-499">15,444</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-500">455,549</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Change in Cash and Cash Equivalents</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" format="ixt:num-dot-decimal" scale="3" id="f-501">233,084</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" format="ixt:num-dot-decimal" scale="3" id="f-502">403,010</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" format="ixt:num-dot-decimal" scale="3" id="f-503">470,003</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents, Beginning of Period</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-504">526,515</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-505">123,505</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-13" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-506">593,508</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents, End of Period</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-507">293,431</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-508">526,515</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-509">123,505</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Additional Supplemental Information</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest paid</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:InterestPaidNet" format="ixt:num-dot-decimal" scale="3" id="f-510">178,891</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:InterestPaidNet" format="ixt:num-dot-decimal" scale="3" id="f-511">119,692</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:InterestPaidNet" format="ixt:num-dot-decimal" scale="3" id="f-512">33,370</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income taxes paid</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeTaxesPaidNet" format="ixt:num-dot-decimal" scale="3" id="f-513">10,710</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxesPaidNet" format="ixt:num-dot-decimal" scale="3" id="f-514">2,137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxesPaidNet" scale="3" id="f-515">802</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Transfer of loans to other real estate and repossessed assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets" format="ixt:num-dot-decimal" scale="3" id="f-516">2,690</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets" format="ixt:num-dot-decimal" scale="3" id="f-517">3,299</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets" format="ixt:num-dot-decimal" scale="3" id="f-518">2,009</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Transfer of loans held for investment to loans held for sale</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:TransferOfLoansHeldForInvestmentToLoansHeldForSale" format="ixt:num-dot-decimal" scale="3" id="f-519">87,638</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Transfer of premises to other real estate</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:TransferOfLoanToFromOtherRealEstateOwned" format="ixt:fixed-zero" scale="3" id="f-520">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:TransferOfLoanToFromOtherRealEstateOwned" format="ixt:fixed-zero" scale="3" id="f-521">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:TransferOfLoanToFromOtherRealEstateOwned" format="ixt:num-dot-decimal" scale="3" id="f-522">1,479</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Transfer of available for sale securities to held to maturity securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" format="ixt:fixed-zero" scale="3" id="f-523">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" format="ixt:fixed-zero" scale="3" id="f-524">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" format="ixt:num-dot-decimal" scale="3" id="f-525">120,881</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Redemption of cash value of life insurance, not settled</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled" format="ixt:fixed-zero" scale="3" id="f-526">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled" format="ixt:num-dot-decimal" scale="3" id="f-527">43,962</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled" format="ixt:fixed-zero" scale="3" id="f-528">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash dividends declared, not paid</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DividendsPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-529">7,081</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DividendsPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-530">7,156</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:DividendsPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-531">7,122</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Qualified affordable housing investments obtained in exchange for funding commitments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" format="ixt:fixed-zero" scale="3" id="f-532">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" format="ixt:num-dot-decimal" scale="3" id="f-533">14,491</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" format="ixt:fixed-zero" scale="3" id="f-534">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:top"/></tr></table></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">See notes to consolidated financial statements</span></div><div style="height:36pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">72</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_94"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_97"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 1 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" id="f-535" continuedAt="f-535-1" escape="true">Nature of Operations and Summary of Significant Accounting Policies</ix:nonNumeric></span></div><ix:continuation id="f-535-1" continuedAt="f-535-2"><ix:nonNumeric contextRef="c-1" name="hbnc:NatureOfBusinessPolicyTextBlock" id="f-536" escape="true"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Nature of Business </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The consolidated financial statements of Horizon Bancorp, Inc. (&#8220;Horizon&#8221;) and its wholly owned subsidiary, Horizon Bank (&#8220;Bank&#8221;) together referred to as &#8220;Horizon,&#8221; conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank is a full&#8211;service commercial bank offering a broad range of commercial and retail banking and other services incident to banking along with a trust department that offers corporate and individual trust and agency services and investment management services. The Bank maintains <ix:nonFraction unitRef="office" contextRef="c-1" decimals="INF" name="hbnc:FullServiceFacilitiesMaintainedByBank" scale="0" id="f-537">71</ix:nonFraction> full service offices. The Bank has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#8220;Horizon Investments&#8221;), Horizon Properties, Inc. (&#8220;Horizon Properties&#8221;), Horizon Insurance Services, Inc. (&#8220;Horizon Insurance&#8221;) and Horizon Grantor Trust. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#8217;s Wealth Management to sell certain insurance products. Horizon Grantor Trust holds title to certain company owned life insurance policies. Horizon conducts no business except that incident to its ownership of the subsidiaries.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#8220;Trust II&#8221;) and Horizon Bancorp Capital Trust III in 2006 (&#8220;Trust III&#8221;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the following acquisitions: Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#8220;Alliance Trust&#8221;); American Trust &amp; Savings Bank in 2010, which formed Am Tru Statutory Trust I (&#8220;Am Tru Trust&#8221;); Heartland Bancshares, Inc. in 2013, which formed Heartland (IN) Statutory Trust II (&#8220;Heartland Trust&#8221;); LaPorte Bancorp, Inc. in 2016, which had acquired City Savings Statutory Trust I (&#8220;City Savings Trust&#8221;); and Salin Bancshares, Inc. in 2019, which formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;). See Note 13 of the Consolidated Financial Statements for further discussion regarding these previously consolidated entities that are now reported separately. The business of Horizon is not seasonal to any material degree.</span></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:BasisOfAccountingPolicyPolicyTextBlock" id="f-538" continuedAt="f-538-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Basis of Reporting </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-538-1">&#8212; The consolidated financial statements include the accounts of Horizon and subsidiaries.</ix:continuation> <ix:nonNumeric contextRef="c-1" name="us-gaap:ConsolidationPolicyTextBlock" id="f-539" escape="true">All material inter-company accounts and transactions have been eliminated in consolidation.</ix:nonNumeric></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:UseOfEstimates" id="f-540" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Use of Estimates </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. The allowance for credit losses and the fair values of financial instruments are particularly subject to change.</span></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:BusinessCombinationsPolicy" id="f-541" continuedAt="f-541-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Business Combinations </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-541-1">&#8212; Business combinations are accounted for using the acquisition method of accounting. The accounts of an acquired entity are included as of the date of acquisition, and any excess of purchase price over the fair value of the net assets acquired is capitalized as goodwill. Horizon typically issues Common Stock and/or pays cash for an acquisition, depending on the terms of the acquisition agreement. The value of Common Stock issued is determined based on the market price of the stock as of the closing of the acquisition. Acquisition costs are expensed when incurred.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" id="f-542" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and Cash Equivalents </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Cash and cash equivalents includes cash, deposits with other financial institutions with original maturities under 90 days, and federal funds sold.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueMeasurementPolicyPolicyTextBlock" id="f-543" continuedAt="f-543-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair Value Measurements </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon uses fair value measurements to record fair value adjustments, to certain assets, and liabilities and to determine fair value disclosures. Horizon has adopted Accounting Standards Codification (ASC) 820, Fair Value Measurements and Disclosures for all applicable financial and nonfinancial assets and liabilities. This accounting guidance defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. This guidance applies only when other guidance requires or permits assets or liabilities to be measured at fair value; it does not expand the use of fair value in any new circumstances.</span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">73</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-543-1"><ix:continuation id="f-535-2" continuedAt="f-535-3"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As defined in codification, fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants. It represents an exit price at the measurement date. Market participants are buyers and sellers, who are independent, knowledgeable, and willing and able to transact in the principal (or most advantageous) market for the asset or liability being measured. Current market conditions, including imbalances between supply and demand, are considered in determining fair value. Horizon values its assets and liabilities in the principal market where it sells the particular asset or transfers the liability with the greatest volume and level of activity. In the absence of a principal market, the valuation is based on the most advantageous market for the asset or liability (i.e., the market where the asset could be sold or the liability transferred at a price that maximizes the amount to be received for the asset or minimizes the amount to be paid to transfer the liability).</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In measuring the fair value of an asset, Horizon assumes the highest and best use of the asset by a market participant to maximize the value of the asset, and does not consider the intended use of the asset.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When measuring the fair value of a liability, Horizon assumes that the nonperformance risk associated with the liability is the same before and after the transfer. Nonperformance risk is the risk that an obligation will not be satisfied and encompasses not only Horizon&#8217;s own credit risk (i.e., the risk that Horizon will fail to meet its obligation), but also other risks such as settlement risk. Horizon considers the effect of its own credit risk on the fair value for any period in which fair value is measured.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There are three acceptable valuation techniques that can be used to measure fair value: the market approach, the income approach and the cost approach. Selection of the appropriate technique for valuing a particular asset or liability takes into consideration the exit market, the nature of the asset or liability being valued, and how a market participant would value the same asset or liability. Ultimately, determination of the appropriate valuation method requires significant judgment, and sufficient knowledge and expertise are required to apply the valuation techniques.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions which market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from a source independent of Horizon. Unobservable inputs are assumptions based on Horizon&#8217;s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy which gives the highest ranking to quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1) and the lowest ranking to unobservable inputs (Level 3). Fair values for assets or liabilities classified as Level 2 are based on one or a combination of the following factors: (i) quoted prices for similar assets; (ii) observable inputs for the asset or liability, such as interest rates or yield curves; or (iii) inputs derived principally from or corroborated by observable market data. The level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company considers an input to be significant if it drives <ix:nonFraction unitRef="number" contextRef="c-39" decimals="INF" name="us-gaap:AlternativeInvestmentMeasurementInput" scale="-2" id="f-544">10</ix:nonFraction>% or more of the total fair value of a particular asset or liability.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly (i.e., daily, weekly, monthly or quarterly). Recurring valuation occurs at a minimum on the measurement date. Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, nonrecurring valuation is the result of the application of other accounting pronouncements which require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The fair value of assets or liabilities transferred in or out of Level 3 is measured on the transfer date, with any additional changes in fair value subsequent to the transfer considered to be realized or unrealized gains or losses.</span></div></ix:continuation></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">74</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-3" continuedAt="f-535-4"><ix:nonNumeric contextRef="c-1" name="us-gaap:MarketableSecuritiesPolicy" id="f-545" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Available for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon designates a portion of its investment portfolio as available for sale based on management&#8217;s plans to use such securities for asset and liability management, liquidity and not to hold such securities as long-term investments. Management repositions the portfolio to take advantage of future expected interest rate trends when Horizon&#8217;s long-term profitability can be enhanced. Investment securities available for sale and marketable equity securities are carried at estimated fair value and any net unrealized gains/losses (after tax) on these securities are included in accumulated other comprehensive income. Amortization of premiums and accretion of discounts are recorded as interest income from securities. Gains/losses on the disposition of securities available for sale are recognized at the time of the transaction and are determined by the specific identification method.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" id="f-546" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Held to Maturity </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Includes any security for which Horizon has the positive intent and ability to hold until maturity. These securities are carried at amortized cost.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy" id="f-547" continuedAt="f-547-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. <span style="-sec-ix-hidden:f-548"><span style="-sec-ix-hidden:f-549">Accrued interest receivable</span></span> totaling $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" scale="6" id="f-550">25.6</ix:nonFraction> million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" scale="6" id="f-551">23.7</ix:nonFraction> million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">at December&#160;31, 2024 and 2023 was excluded from the Allowance for Credit Losses (&#8220;ACL&#8221;) calculation and was reported in accrued interest receivable on the consolidated balance sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the effective yield method without anticipating prepayments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest on commercial, mortgage and installment loans is recognized over the term of the loans based on the principal amount outstanding. When principal or interest is past due 90 days or more, and the loan is not well secured or in the process of collection, or when serious doubt exists as to the collectability of a loan, the accrual of interest is discontinued. Loan origination fees, net of direct loan origination costs, are deferred and recognized over the life of the loan as a yield adjustment. Discounts and premiums on purchased loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">From time to time, the Bank obtains information that may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of this, it is management's policy to convert the loan from an &#8220;earning asset&#8221; to a non&#8211;accruing loan. The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Further, it is management's policy to generally place a loan on non&#8211;accrual status when the payment is delinquent in excess of <ix:nonNumeric contextRef="c-40" name="hbnc:LoanReceivablePeriodForDelinquencyStatus" format="ixt-sec:durday" id="f-552">90</ix:nonNumeric> days or the loan has had the accrual of interest discontinued by management. The officer responsible for the loan and the Chief Commercial Banking and/or the Chief Operations Officer must review all loans placed on non&#8211;accrual status. Subsequent payments on non&#8211;accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non&#8211;accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal in accordance with the loan terms. The Company requires a period of satisfactory performance of not less than <ix:nonNumeric contextRef="c-1" name="hbnc:MinimumRequirePeriodForSatisfactoryPerformance" format="ixt-sec:durwordsen" id="f-553">six months</ix:nonNumeric> before returning a non&#8211;accrual loan to accrual status.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modified loan will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with regulatory guidance, charge&#8211;offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company's policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For all loan portfolio segments except 1&#8211;4 family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower's ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial </span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">75</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-4" continuedAt="f-535-5"><ix:continuation id="f-547-1" continuedAt="f-547-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">charge&#8211;off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company charges off 1&#8211;4 family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge&#8211;down or specific allocation of family first and junior lien mortgages to the net realizable value less costs to sell when the value is known but no later than when a loan is <ix:nonNumeric contextRef="c-41" name="hbnc:AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" format="ixt-sec:durday" id="f-554">180</ix:nonNumeric> days past due. Pursuant to such guidelines, the Company also charge off unsecured open&#8211;end loans when the loan is contractually <ix:nonNumeric contextRef="c-41" name="hbnc:AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" format="ixt-sec:durday" id="f-555">90</ix:nonNumeric> days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well&#8211;secured and in the process of collection, such that collection in full will occur regardless of delinquency status, are not charged off. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A loan is individually evaluated when, based on current information, a creditor may be experiencing financial difficulty and repayment is substantially expected through operation or sale of collateral. For collateral&#8211;dependent assets individually evaluated, the Company utilizes, as a practical expedient, the fair value of collateral, adjusted for estimated costs to sell, when determining the allowance for credit losses.</span></div></ix:continuation><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-547-2" continuedAt="f-547-3">Smaller&#8211;balance, homogeneous loans are evaluated in total. Such loans include residential first mortgage loans secured by 1&#8211;4 family residences, residential construction loans, automobile, home equity, second mortgage loans and mortgage warehouse loans. Commercial loans and mortgage loans secured by other properties are evaluated individually.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="hbnc:BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" id="f-556" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Modifications for Borrowers Experiencing Financial Difficulty - </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company may renegotiate the terms of existing loans for a variety of reasons. When refinancing or restructuring a loan, the Company evaluates whether the borrower is experiencing financial difficulty. In making this determination, the Company considers whether the borrower is currently in default on any of its debt. In addition, the Company evaluates whether it is probable that the borrower would be in payment default on any of its debt in the foreseeable future without the modification and if the borrower (without the current modification) could obtain equivalent financing from another creditor at a market rate for similar debt. Modifications of loans to borrowers in these situations may indicate that the borrower is facing financial difficulty</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. For disclosure purposes, an other-than-insignificant payment delay represents a deferral of payments of greater than 3 months within a 12 month period.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="hbnc:FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" id="f-557" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Purchased Credit Deteriorated (&#8220;PCD&#8221;) Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has purchased loans, some of which have experienced credit deterioration since origination. PCD loans are recorded at the amount paid. An ACL on loans is determined using the same methodology as other loans held for investment. The initial ACL on loans determined on a collective basis is allocated to individual loans. The sum of the loan&#8217;s purchase price and ACL on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized or accreted into interest income over the remaining life of the loan. Subsequent changes to the ACL on loans are recorded through credit loss expense.</span></div></ix:nonNumeric><ix:continuation id="f-547-3"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Held for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans held for sale generally consist of mortgage loans originated and intended for sale in the secondary market and are carried at the lower of cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non&#8211;interest income. Gains and losses on loan sales are recorded in non&#8211;interest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in non&#8211;interest income upon sale of the loan.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the three months ended December 31, 2024, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. At December 31, 2024, loans held for sale consisted of mortgage loans originated for sale with a carrying value of $<ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-5" name="us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1" scale="6" id="f-558">2.8</ix:nonFraction> million and the mortgage warehouse loan portfolio with a carrying value of $<ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-5" name="us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1" scale="6" id="f-559">64.8</ix:nonFraction> million. The change in classification resulted in a reversal of $<ix:nonFraction unitRef="usd" contextRef="c-44" decimals="-5" sign="-" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" scale="6" id="f-560">0.9</ix:nonFraction> million in the allowance for credit losses for the year ended December 31, 2024. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party.  </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">76</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-5" continuedAt="f-535-6"><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:ConcentrationRiskCreditRisk" id="f-561" continuedAt="f-561-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Concentrations of Credit Risk </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Bank grants commercial, real estate, and consumer loans to customers located primarily in Indiana and Michigan. Commercial loans make up approximately <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="hbnc:PercentageOfCommercialLoan" scale="-2" id="f-562">64</ix:nonFraction>% of the loan portfolio and are secured by both real estate and business assets. These loans are expected to be repaid from cash flows from operations of the businesses. The Bank does not have a concentration in speculative commercial real estate loans. Residential real estate loans make up approximately <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="hbnc:PercentageOfResidentialRealEstateLoan" scale="-2" id="f-563">17</ix:nonFraction>% of the loan portfolio and are secured by residential real estate. Installment loans make up approximately <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="hbnc:PercentageOfInstallmentLoans" scale="-2" id="f-564">20</ix:nonFraction>% of the loan portfolio and are primarily secured by consumer assets</span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"><ix:continuation id="f-561-1">.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FinanceLoansAndLeasesReceivablePolicy" id="f-565" continuedAt="f-565-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses (&#8220;ACL&#8221;) on Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The ACL on loans is a valuation account that is deducted from the loans&#8217; amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the ACL when management believes the loan balance is confirmed to be no longer collectible. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management estimates the ACL balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan&#8211;specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, changes in economic conditions, or other relevant factors.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company considers the following when estimating credit losses: 1) available information relevant to assessing the collectibility of cash flows including internal information, external information or a combination of both relating to past events, current conditions and reasonable and supportable forecasts; 2) relevant qualitative and quantitative factors relating to the environment in which the Company operates and factors specific to the borrower; 3) off&#8211;balance sheet credit exposures; and credit support.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For periods beyond the reasonable and supportable forecast period, management applies a reversion method to estimate expected credit losses. The reversion method involves gradually reverting to historical loss experience over a specified period. Typically, the Company used a straight-line reversion method over a four-quarter period. Subsequent to the four quarter reversion period, the historical loss rate is applied to the remaining life of the loan. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ACL on loans is measured on a collective basis and reflects impairment in groups of loans aggregated on the basis of similar risk characteristics which may include any one or a combination of the following: internal credit ratings, risk ratings or classification, financial asset type, collateral type, size, industry of the borrower, historical or expected credit loss patterns, and reasonable and supportable forecast periods. The ACL for a specific portfolio segment is computed by multiplying the loss rate by the amortized cost balance of the segment with adjustments for other qualitative factors as described above. As appropriate, newer credit products or portfolios with limited historical loss may use applicable external data for determining the ACL until experience justifies that sufficient product maturity supports the estimate of expected credit losses.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to ASC 326&#8211;20&#8211;30&#8211;9, an entity shall not rely solely on past events to estimate expected credit losses, and should consider adjustments to historical information to reflect the extent to which management expects current conditions and forecasted conditions to differ from the periods utilized for the historical loss rate calculation. Management has incorporated an adjustment of the historical loss rate calculated within the model to reflect current and forecasted condition and has applied this adjustment on a qualitative factor basis to the aggregate pool loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The qualitative adjustment is based on a combination of external econometric data and internal factors such as portfolio composition, changes in management, changes in loan policy and other factors. The economic forecast is based in part on economic indexes and quantitative matrices with a twenty&#8211;four month forecast. The qualitative adjustment is calculated based on current and forecasted conditions and evaluated each quarter by management, and therefore is dynamic in nature. The qualitative economic adjustment is then reverted over a twelve month period to the historical base loss rate which is preserved in the calculation of &#8220;all in&#8221; loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Specific reserves reflect collateral shortfalls on loans identified for evaluation or individually considered non&#8211;performing, including troubled debt restructurings and receivables where the Company has determined foreclosure is probable. These loans no longer have similar risk characteristics to collectively evaluated loans due to changes in credit risk, borrower circumstances, recognition of write&#8211;offs, or cash collections that have been fully applied to principal on the basis of non&#8211;accrual policies. At a minimum, the population of loans subject to individual evaluation </span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">77</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-6" continuedAt="f-535-7"><ix:continuation id="f-565-1"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">include individual loans and leases where it is probable we will be unable to collect all amounts due, according to the original contractual terms. These include commercial impaired loans, jumbo residential mortgages (as defined), and jumbo home equity loans with a balance exceeding $250,000, and other loans as determined by management. ACL for residential and consumer loans are, primarily, determined by pools of similar loans and are evaluated on a quarterly basis.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock" id="f-566" continuedAt="f-566-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Off&#8211;Balance Sheet (&#8220;OBS&#8221;) Credit Exposures </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-566-1">&#8212; The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:CreditLossFinancialInstrumentPolicyTextBlock" id="f-567" continuedAt="f-567-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Available for Sale Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security&#8217;s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met.</span></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><ix:continuation id="f-567-1" continuedAt="f-567-2"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Held to Maturity Securities </span></ix:continuation><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-567-2">&#8212; For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#8220;NRSRO&#8221;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:PropertyPlantAndEquipmentPolicyTextBlock" id="f-568" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Premises and Equipment </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Land is carried at cost. Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Buildings and major improvements are capitalized and depreciated using primarily the straight-line method with useful lives ranging from <ix:nonNumeric contextRef="c-45" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" format="ixt-sec:duryear" id="f-569">3</ix:nonNumeric> to <ix:nonNumeric contextRef="c-46" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" format="ixt-sec:duryear" id="f-570">40</ix:nonNumeric> years. Furniture and equipment are capitalized and depreciated using primarily the straight-line method with useful lives ranging from <ix:nonNumeric contextRef="c-47" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" format="ixt-sec:duryear" id="f-571">2</ix:nonNumeric> to <ix:nonNumeric contextRef="c-48" name="us-gaap:PropertyPlantAndEquipmentUsefulLife" format="ixt-sec:duryear" id="f-572">20</ix:nonNumeric> years. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on disposition are included in current operations.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="hbnc:RepossessedAssetsPolicyPolicyTextBlock" id="f-573" continuedAt="f-573-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Repossessed Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">- Repossessed assets consist of property that has been repossessed and is comprised of commercial and residential real estate and other non-real estate property, including auto and recreational and marine vehicles. The assets are initially recorded at fair value less estimated selling costs, establishing a new cost basis. Initial valuation adjustments are charged to the allowance for credit losses. Fair values are estimated primarily based on appraisals, third-party price opinions, or internally developed pricing models. After initial </span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">78</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-7" continuedAt="f-535-8"><ix:continuation id="f-573-1"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">recognition, fair value estimates are updated periodically. Declines in fair value below cost are recognized through valuation allowances which may be reversed when supported by future increases in fair value. These valuation adjustments, in addition to gains and losses realized on sales and net operating expenses, are recorded in other non-interest expense. Repossessed assets are included in other assets on the consolidated balance sheet.</span></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="hbnc:FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" id="f-574" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The stock is a required investment for institutions that are members of the Federal Reserve Bank (&#8220;FRB&#8221;) and Federal Home Loan Bank (&#8220;FHLB&#8221;) systems. The required investment in the common stock is based on a predetermined formula.</span></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:EquityMethodInvestmentsPolicy" id="f-575" continuedAt="f-575-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Partnership Investments </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-575-1">&#8212; The Company invests in partnerships that generate qualified affordable housing and solar tax credits. The Company has elected to account for partnership investments in qualified affordable housing using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized to income tax expense in proportion to the tax credits and other tax benefits received. This net investment performance is recognized in the income statement as a component of income tax expense. The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method.</ix:continuation> The investment in the limited partnerships totaling </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="hbnc:InvestmentInLimitedPartnerships" scale="6" id="f-576">24.9</ix:nonFraction> million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="hbnc:InvestmentInLimitedPartnerships" format="ixt:num-dot-decimal" scale="6" id="f-577">27.2</ix:nonFraction>&#160;million at December&#160;31, 2024 and 2023, respectively is included in other assets in the consolidated balance sheets. The Company investments in qualified affordable housing tax credits and had funding commitments of </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment" scale="6" id="f-578">14.9</ix:nonFraction> million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> at December&#160;31, 2024. There has not been any significant amortization or tax credits recorded related to the qualified affordable housing tax credits at December&#160;31, 2024. </span></div><ix:nonNumeric contextRef="c-1" name="hbnc:MortgageServicingRightsPolicyPolicyTextBlock" id="f-579" continuedAt="f-579-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage Servicing Rights </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets and included in other assets on the balance sheet. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to non&#8211;interest income.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as loan term, rate type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported with mortgage servicing income net of impairment on the income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.</span></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><ix:continuation id="f-579-1" continuedAt="f-579-2"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Servicing fee income, which is reported on the income statement as <span style="-sec-ix-hidden:f-580">mortgage servicing income, net</span>, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees t</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">otaled $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:ContractuallySpecifiedServicingFeesAmount" scale="6" id="f-581">1.7</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:ContractuallySpecifiedServicingFeesAmount" scale="6" id="f-582">2.7</ix:nonFraction> million and</span></ix:continuation><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-579-2"> $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:ContractuallySpecifiedServicingFeesAmount" scale="6" id="f-583">4.8</ix:nonFraction> million for the years ended December&#160;31, 2024, 2023, and 2022, respectively. Late fees and ancillary fees related to loan servicing were not material.</ix:continuation> </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy" id="f-584" continuedAt="f-584-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Goodwill and Intangible Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Goodwill is tested annually for impairment or more frequently should potential triggering events be identified that may indicate potential impairment. At December&#160;31, 2024, Horizon had core deposit intangibles of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:FiniteLivedCoreDepositsGross" scale="6" id="f-585">10.2</ix:nonFraction> million subject to amortization and $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:Goodwill" scale="6" id="f-586">155.2</ix:nonFraction> million of goodwill, which is not subject to </span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">79</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-8" continuedAt="f-535-9"><ix:continuation id="f-584-1"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. Horizon&#8217;s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of Horizon to provide quality, cost effective banking services in a competitive marketplace. The goodwill value is supported by revenue that is in part driven by the volume of business transacted. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. A large majority of the goodwill relates to the acquisitions of Heartland, Summit, Peoples, Kosciusko, LaPorte, Lafayette, Wolverine and Salin.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:AdvertisingCostsPolicyTextBlock" id="f-587" continuedAt="f-587-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Advertising Costs </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Advertising costs are expensed as incurred and included in non-interest expenses in the Consolidated Statement of Income</span></ix:nonNumeric><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-587-1">.</ix:continuation> For the year ended December 31, 2024, 2023, and 2023, the Company incurred advertising costs of $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:AdvertisingExpense" format="ixt:num-dot-decimal" scale="6" id="f-588">1.2</ix:nonFraction>&#160;million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:AdvertisingExpense" format="ixt:num-dot-decimal" scale="6" id="f-589">1.2</ix:nonFraction>&#160;million, and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:AdvertisingExpense" format="ixt:num-dot-decimal" scale="6" id="f-590">0.9</ix:nonFraction>&#160;million, respectively.</span></div><ix:nonNumeric contextRef="c-1" name="hbnc:BankOwnedLifeInsurancePolicyTextBlock" id="f-591" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Bank Owned Life Insurance (&#8220;BOLI&#8221;) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8211; BOLI has been purchased on certain employees and directors of the Company. The Company records the life insurance at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="hbnc:SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" id="f-592" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company purchases certain securities, generally U.S. government&#8211;sponsored entity and agency securities, under agreements to resell. The amounts advanced under these agreements represent short&#8211;term secured loans and are reflected as assets in the accompanying consolidated balance sheets. We also sell certain securities under agreements to repurchase. These agreements are treated as collateralized financing transactions. These and other secured borrowings such as loans sold not qualifying for sale accounting treatment, are reflected as liabilities in the accompanying consolidated balance sheets and are recorded at the amount of cash received in connection with the transaction. Short&#8211;term securities sold under agreements to repurchase generally mature within one to four days from the transaction date. Securities, generally U.S. government agency securities, pledged as collateral under these financing arrangements can be re&#8211;pledged by the secured party. Additional collateral may be required based on the fair value of the underlying securities.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:IncomeTaxPolicyTextBlock" id="f-593" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Income Taxes </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="hbnc:PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" format="ixt:num-dot-decimal" scale="-2" id="f-594">50</ix:nonFraction> percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management&#8217;s judgment.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company files consolidated income tax returns with its subsidiaries.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="hbnc:TrustAssetsAndIncomePolicyTextBlock" id="f-595" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trust Assets and Income </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Property, other than cash deposits, held in a fiduciary or agency capacity is not included in the consolidated balance sheets since such property is not owned by Horizon.</span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">80</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-9" continuedAt="f-535-10"><ix:nonNumeric contextRef="c-1" name="us-gaap:TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" id="f-596" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transfer of Financial Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The transfer of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company and put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.</span></div></ix:nonNumeric><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:EarningsPerSharePolicyTextBlock" id="f-597" continuedAt="f-597-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per Common Share </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-597-1">&#8212; Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted&#8211;average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock.</ix:continuation> <ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" id="f-598" continuedAt="f-598-1" escape="true">The following table shows computation of basic and diluted earnings per share.</ix:nonNumeric></span></div><ix:continuation id="f-598-1"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:62.296%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.614%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-599">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-600">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-601">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-1" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-602">43,702,314</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-6" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-603">43,630,160</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-604">43,568,823</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-605">0.81</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-6" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-606">0.64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-7" decimals="2" name="us-gaap:EarningsPerShareBasic" scale="0" id="f-607">2.14</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income available to common shareholders</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" format="ixt:num-dot-decimal" scale="3" id="f-608">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" format="ixt:num-dot-decimal" scale="3" id="f-609">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted" format="ixt:num-dot-decimal" scale="3" id="f-610">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-1" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-611">43,702,314</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-6" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-612">43,630,160</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="0" name="us-gaap:WeightedAverageNumberOfSharesOutstandingBasic" format="ixt:num-dot-decimal" scale="0" id="f-613">43,568,823</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effect of dilutive securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Restricted stock</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-49" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-614">359,704</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-50" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-615">208,827</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-51" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-616">92,381</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock options</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-52" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-617">2,472</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-53" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-618">4,893</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-54" decimals="0" name="us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" format="ixt:num-dot-decimal" scale="0" id="f-619">37,911</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-1" decimals="0" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-620">44,064,490</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-6" decimals="0" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-621">43,843,880</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-7" decimals="0" name="us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding" format="ixt:num-dot-decimal" scale="0" id="f-622">43,699,115</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-623">0.80</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-6" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-624">0.64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-7" decimals="2" name="us-gaap:EarningsPerShareDiluted" scale="0" id="f-625">2.14</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="shares" contextRef="c-1" decimals="0" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" format="ixt:num-dot-decimal" scale="0" id="f-626">85,512</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, <ix:nonFraction unitRef="shares" contextRef="c-6" decimals="0" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" format="ixt:num-dot-decimal" scale="0" id="f-627">226,028</ix:nonFraction> and <ix:nonFraction unitRef="shares" contextRef="c-7" decimals="0" name="us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" format="ixt:num-dot-decimal" scale="0" id="f-628">319,760</ix:nonFraction> shares for the years ended December&#160;31, 2024, 2023 and 2022, respectively, which were not included in the computation of diluted earnings per share because they were non-dilutive.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On July 16, 20</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">19, the Board of Directors of the Company authorized a stock repurchase program for up to <ix:nonFraction unitRef="shares" contextRef="c-55" decimals="INF" name="srt:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" format="ixt:num-dot-decimal" scale="0" id="f-629">2,250,000</ix:nonFraction> shares of Horizon&#8217;s issued and outstanding common stock, no par value. As of December&#160;31, 2024, Horizon had repurchased a total of <ix:nonFraction unitRef="shares" contextRef="c-1" decimals="INF" name="us-gaap:StockRepurchasedDuringPeriodShares" format="ixt:num-dot-decimal" scale="0" id="f-630">803,349</ix:nonFraction> shares at an average price per share of $<ix:nonFraction unitRef="usdPerShare" contextRef="c-1" decimals="2" name="us-gaap:TreasuryStockAcquiredAverageCostPerShare" scale="0" id="f-631">16.89</ix:nonFraction>. </span></div><ix:nonNumeric contextRef="c-1" name="hbnc:ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" id="f-632" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Cash Flows </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For purposes of reporting cash flows, cash and cash equivalents are defined to include cash and due from banks, money market investments and federal funds sold with maturities of one day or less. Horizon reports net cash flows for customer loan transactions, deposit transactions, short&#8211;term investments and short-term borrowings.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:ComprehensiveIncomePolicyPolicyTextBlock" id="f-633" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Comprehensive Income (Loss) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized gain (loss) on available for sale securities, unrealized and realized gains and losses in cash flow derivative financial instruments and accretion (amortization) of available for sale securities transferred to held to maturity.</span></div></ix:nonNumeric></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">81</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-10" continuedAt="f-535-11"><div style="margin-top:12pt;text-align:justify"><ix:nonNumeric contextRef="c-1" name="us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy" id="f-634" continuedAt="f-634-1" escape="true"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share&#8211;Based Compensation </span></ix:nonNumeric><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-634-1">&#8212; At December&#160;31, 2024, Horizon had share&#8211;based compensation plans, which are described more fully in Note 20. All share&#8211;based payments are to be recognized as expense, based upon their fair values, in the financial statements over the vesting period of the awards.</ix:continuation> Horizon has recorded approximately $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-635">4.6</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-636">3.6</ix:nonFraction> million, and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-637">2.5</ix:nonFraction> million in compensation expense relating to vesting of stock options and restricted stock awards less estimated forfeitures for the year ended December&#160;31, 2024, 2023 and 2022, respectively. The Company recognizes forfeitures as a reduction to expense only when they have occurred.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:DerivativesPolicyTextBlock" id="f-638" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivative Financial Instruments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company occasionally enters into derivative financial instruments as part of its interest rate risk management strategies. These derivative financial instruments consist primarily of interest rate swaps. All derivative instruments are recorded on the Consolidated Balance Sheets, as either an asset or liability, at their fair value. The accounting for the gain or loss resulting from the change in fair value depends on the intended use of the derivative. For a derivative used to hedge changes in fair value of a recognized asset or liability, or an unrecognized firm commitment, the gain or loss on the derivative will be recognized in earnings together with the offsetting loss or gain on the hedged item. This results in an earnings impact only to the extent that the hedge is ineffective in achieving offsetting changes in fair value. If it is determined that the derivative instrument is not highly effective as a hedge, hedge accounting is discontinued and the adjustment to fair value of the derivative instrument is recorded in earnings. For a derivative used to hedge changes in cash flows associated with forecasted transactions, the gain or loss of the effective portion of the derivative will be deferred, and reported as accumulated other comprehensive income, a component of stockholders&#8217; equity, until such time the hedged transaction affects earnings. For derivative instruments not accounted for as hedges, changes in fair value are recognized in non&#8211;interest income or non&#8211;interest expense.  See Note 21 - Derivative Financial Instruments.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:RevenueRecognitionPolicyTextBlock" id="f-639" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Revenue Recognition </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Accounting Standards Codification 606, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Revenue from Contracts with Customers&#8221; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(ASC 606) provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance enumerates five steps that entities should follow in achieving this core principle. Revenue generated from financial instruments, including loans and investment securities, are not included in the scope of ASC 606. The adoption of ASC 606 did not result in a change to the accounting of any of the Company&#8217;s revenue streams that are within the scope of the amendments. Revenue&#8211;gathering activities that are within the scope of ASC 606 and that are presented as non-interest income in the Company&#8217;s consolidated statements of income include:</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Service charges and fees on deposit accounts &#8211; these include general service fees charged for deposit account maintenance and activity and transaction-based fees charged for certain services, such as debit card, wire transfer and overdraft activities. Revenue is recognized when the performance obligation is completed, which is generally after a transaction is completed or monthly for account maintenance services.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Fiduciary activities &#8211; this includes periodic fees due from trust and wealth management customers for managing the customers&#8217; financial assets. Fees are charged based on a standard agreement and are recognized as they are earned.</span></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:SegmentReportingPolicyPolicyTextBlock" id="f-640" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has identified <ix:nonFraction unitRef="reporting_unit" contextRef="c-1" decimals="INF" name="us-gaap:NumberOfReportingUnits" format="ixt-sec:numwordsen" scale="0" id="f-641">one</ix:nonFraction> reporting unit and <ix:nonFraction unitRef="segment" contextRef="c-1" decimals="INF" name="us-gaap:NumberOfOperatingSegments" format="ixt-sec:numwordsen" scale="0" id="f-642">one</ix:nonFraction> operating segment, community banking, which encompasses commercial and consumer banking services to serve a similar base of clients utilizing company-wide offerings of similar products and services managed through similar processes and platforms offered to individuals, businesses, municipalities and other entities. See Note 26 - Segment Reporting for more details.</span></div></ix:nonNumeric></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">82</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-535-11" continuedAt="f-535-12"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Revision of Previously Issued Financial Statements </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">In connection with the preparation of its financial statements for the second quarter of 2024, management corrected a prior computation of the Company&#8217;s total capital (to risk-weighted assets), Tier 1 capital (to risk-weighted assets), and Tier 1 capital (to average assets) ratios for purposes of the Company&#8217;s consolidated financial statements for holding companies filed with the Federal Reserve (the &#8220;Regulatory Filings&#8221;), which involved an incorrect classification of the Company&#8217;s subordinated notes as Tier 1 capital. This incorrect classification affected the Company's regulatory capital disclosures in certain prior period filings with the SEC, as those disclosures were sourced from the Regulatory Filings. The Company evaluated the effects of the incorrect classification to its previously filed Regulatory Filings and previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon qualitative and quantitative factors, determined the errors were not material to the previously filed Regulatory Filings or the previously issued financial statements and disclosures included in our Annual Reports on Form 10-K for the years ended December 31, 2020, 2021, 2022 and 2023, or for any of the quarterly reports included therein or through our Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2024. The Company has amended its Regulatory Filings for the periods ended March 31, 2024 and December 31, 2023 to reclassify the subordinated notes balance from Tier 1 capital into Tier 2 capital. The correction of the classification had no effect on the Company&#8217;s consolidated financial statements and related disclosures or the amounts or disclosure of the regulatory capital ratios of the Bank as included in its call reports. The Company continues to exceed regulatory proxy ratios to be considered &#8220;well capitalized&#8221;, plus the capital conservation buffer, at December&#160;31, 2024</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">We evaluated the aggregate effects of this error to our previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon quantitative and qualitative factors, determined that the error was not material to the previously issued financial statements and disclosures included in our Annual Report on Form 10&#8211;K for the year ended December 31, 2023.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">83</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock" id="f-643" escape="true"><ix:continuation id="f-535-12"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Adoption of New Accounting Standards</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023&#8211;02, "</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2023-02") allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. ASU 2023-02 was adopted as of January 1, 2024 without a material impact to the Company's financial</span></div><div style="margin-top:18pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023-07, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-07") expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment&#8217;s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. These amendments should be applied retrospectively. ASU 2023-07 was adopted as January 1, 2024. See Note 26 - Segment Reporting for more details.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Accounting Guidance Issued But Not Yet Adopted</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU No. 2023-09 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Taxes (Topic 740): Improvements to Income Tax Disclosures"</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-09") requires additional annual disclosures including further disaggregation of information in the rate reconciliation, additional information for reconciling items meeting a quantitative threshold, further disaggregation of income taxes paid and other required disclosures. ASU 2023-09 is effective for the Company in the annual period beginning on January 1, 2025 and applied on a prospective basis with both early adoption and retrospective application permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-01</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Compensation &#8212; Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-01&#8221;) clarifies how an entity determines whether a profits interest or similar award is within the scope of Topic 718 or is not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 provides an illustrative example with multiple fact patterns and also amends certain language in the &#8220;Scope&#8221; and &#8220;Scope Exceptions&#8221; sections of Topic 718 to improve its clarity and operability without changing the guidance. Entities can apply the amendments either retrospectively to all prior periods presented in the financial statements or prospectively to profits interest and similar awards granted or modified on or after the date of adoption. If prospective application is elected, an entity must disclose the nature of and reason for the change in accounting principle. ASU 2024-01 is effective for fiscal years beginning after December 15, 2024, including interim periods, and is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-03 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Statement &#8212; Reporting Comprehensive Income &#8212; Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2024-03") requires disaggregated disclosure of income statement expenses for public business entities. ASU 2024-03 requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. Additionally, entities must disclose the total amount of selling expenses and, in annual reporting periods, an entity&#8217;s definition of selling expenses. ASU 2024-03 is effective for the Company, on a prospective basis, for annual periods beginning in 2027, and interim periods within fiscal years beginning in 2028, though early adoption and retrospective application is permitted. ASU 2024-03 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-04</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Debt - Debt with Conversion and Other Options (Subtopic 470-20)&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-04&#8221;) clarifies wither the settlement of convertible debt, including debt containing cash conversion features at terms that are different from the terms included in the existing debt instrument, should be accounted for as an induced conversion or a debt extinguishment. ASU 2024-04 is effective for public business entities January 1, 2025 and is not expected to have a significant impact on our financial statements.</span></div></ix:continuation></ix:nonNumeric><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">84</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_100"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 2 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:CashAndCashEquivalentsDisclosureTextBlock" id="f-644" continuedAt="f-644-1" escape="true">Cash Equivalents</ix:nonNumeric></span></div><ix:continuation id="f-644-1" continuedAt="f-644-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company considers all liquid investments with original maturities of <ix:nonNumeric contextRef="c-1" name="hbnc:CashEquivalentMaximumMaturityPeriod" format="ixt-sec:durwordsen" id="f-645">three months</ix:nonNumeric> or less to be cash equivalents. At December&#160;31, 2024 and 2023, cash equivalents consisted primarily of money market accounts with brokers and certificates of deposit.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-644-2">The Federal Reserve Act requires that the banks maintain cash reserve balances with the Federal Reserve Bank based principally on the type and amount of their deposits. At its option, the Company maintains additional balances to compensate for clearing and safekeeping services. At December&#160;31, 2024, the Company&#8217;s cash accounts exceeded federally insured limits by approximately $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="hbnc:CashCashEquivalentsInExcessOfFdicInsuredLimits" scale="6" id="f-646">248.7</ix:nonFraction> million. Approximately $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock" scale="6" id="f-647">195.5</ix:nonFraction> million of this amount was held by either the Federal Reserve Bank or the Federal Home Loan Bank of Indianapolis, which is not federally insured.</ix:continuation> </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_103"></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 3 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" id="f-648" continuedAt="f-648-1" escape="true">Securities</ix:nonNumeric></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:MarketableSecuritiesTextBlock" id="f-649" continuedAt="f-649-1" escape="true"><ix:continuation id="f-648-1" continuedAt="f-648-2"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of securities is as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:49.851%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.614%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-650">2,258</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-651">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" scale="3" id="f-652">457</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-653">1,801</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-654">243,521</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-655">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-656">41,687</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-657">201,834</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-658">17,984</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-659">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-660">3,441</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-661">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:fixed-zero" scale="3" id="f-662">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-663">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:fixed-zero" scale="3" id="f-664">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:fixed-zero" scale="3" id="f-665">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-666">18,259</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-667">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-668">2,760</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-669">15,499</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-670">282,022</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-671">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-672">48,345</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-673">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:48.022%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.350%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.391%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-674">278,383</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-675">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-676">39,253</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-677">239,130</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-678">1,048,862</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" scale="3" id="f-679">958</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-680">183,114</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-681">866,706</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-682">349,726</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-683">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-684">54,904</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-685">294,822</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-686">29,278</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-687">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-688">3,958</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-689">25,320</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-690">161,599</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-691">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-692">21,309</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-693">140,290</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-694">1,867,848</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" scale="3" id="f-695">958</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-696">302,538</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-697">1,566,268</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-698">158</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-699">1,867,690</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">85</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-648-2" continuedAt="f-648-3"><ix:continuation id="f-649-1"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:43.344%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.181%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-700">72,938</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-701">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-702">8,561</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-703">64,377</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-704">353,299</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-705">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-706">49,269</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-707">304,030</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-708">165,061</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" format="ixt:fixed-zero" scale="3" id="f-709">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-710">24,184</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-711">140,877</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-712">43,317</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" scale="3" id="f-713">455</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-714">5,805</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-715">37,967</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-716">634,615</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" scale="3" id="f-717">455</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-718">87,819</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-719">547,251</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"/><td style="width:49.193%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.630%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.630%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.630%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.533%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.630%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-720">287,259</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-721">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-722">41,299</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-723">245,960</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-724">1,088,499</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:num-dot-decimal" scale="3" id="f-725">1,185</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-726">150,323</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-727">939,361</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-728">374,974</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-729">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-730">56,467</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-731">318,507</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-732">32,329</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-733">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-734">4,595</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-735">27,734</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-736">162,734</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:fixed-zero" scale="3" id="f-737">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-738">25,538</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-739">137,196</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-740">1,945,795</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" format="ixt:num-dot-decimal" scale="3" id="f-741">1,185</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" format="ixt:num-dot-decimal" scale="3" id="f-742">278,222</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-743">1,668,758</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-744">157</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-745">1,945,638</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr></table></div></ix:continuation><div><span><br/></span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amortized cost and fair value of securities available for sale and held to maturity at December&#160;31, 2024 and December&#160;31, 2023, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">86</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="us-gaap:InvestmentTableTextBlock" id="f-746" escape="true"><ix:continuation id="f-648-3" continuedAt="f-648-4"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:49.851%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.614%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" format="ixt:fixed-zero" scale="3" id="f-747">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" format="ixt:fixed-zero" scale="3" id="f-748">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-749">5,505</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" format="ixt:num-dot-decimal" scale="3" id="f-750">5,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" format="ixt:fixed-zero" scale="3" id="f-751">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" format="ixt:fixed-zero" scale="3" id="f-752">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-753">100,301</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" format="ixt:num-dot-decimal" scale="3" id="f-754">89,650</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-755">173,533</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-756">141,915</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-757">167,764</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-758">141,203</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-759">90,505</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-760">77,219</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-761">195,984</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-762">170,113</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-763">264,038</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" format="ixt:num-dot-decimal" scale="3" id="f-764">219,134</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-765">469,554</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" format="ixt:num-dot-decimal" scale="3" id="f-766">406,374</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-767">17,984</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-768">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-769">165,061</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-770">140,877</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-771">282,022</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-772">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis" format="ixt:num-dot-decimal" scale="3" id="f-773">634,615</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-774">547,251</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-775">59,129</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" format="ixt:num-dot-decimal" scale="3" id="f-776">58,304</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-777">33,483</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" format="ixt:num-dot-decimal" scale="3" id="f-778">33,169</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-779">298,362</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" format="ixt:num-dot-decimal" scale="3" id="f-780">278,007</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-781">225,957</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" format="ixt:num-dot-decimal" scale="3" id="f-782">216,354</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-783">366,493</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-784">312,748</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-785">350,843</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" format="ixt:num-dot-decimal" scale="3" id="f-786">304,067</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-787">764,860</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" format="ixt:num-dot-decimal" scale="3" id="f-788">597,067</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-789">928,209</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" format="ixt:num-dot-decimal" scale="3" id="f-790">768,927</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-791">1,488,844</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" format="ixt:num-dot-decimal" scale="3" id="f-792">1,246,126</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-793">1,538,492</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" format="ixt:num-dot-decimal" scale="3" id="f-794">1,322,517</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-795">349,726</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-796">294,822</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-797">374,974</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-798">318,507</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-799">29,278</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-800">25,320</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-801">32,329</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-802">27,734</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-803">1,867,848</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-804">1,566,268</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-805">1,945,795</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:HeldToMaturitySecuritiesFairValue" format="ixt:num-dot-decimal" scale="3" id="f-806">1,668,758</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">87</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-648-4" continuedAt="f-648-5"><ix:nonNumeric contextRef="c-1" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" id="f-807" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show the gross unrealized losses and the fair value of the Company&#8217;s available for sale investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:35.595%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.996%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="33" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-808">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-809">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-810">1,801</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" scale="3" id="f-811">457</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-812">1,801</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" scale="3" id="f-813">457</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-814">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-815">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-816">201,834</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-817">41,687</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-818">201,834</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-819">41,687</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-820">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-821">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-822">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-823">3,441</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-824">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-825">3,441</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-826">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-827">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-828">15,499</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-829">2,760</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-830">15,499</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-831">2,760</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-832">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-833">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-834">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-835">48,345</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-836">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-837">48,345</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:35.595%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.987%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.996%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="33" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-838">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-839">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-840">64,377</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-841">8,561</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-842">64,377</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-843">8,561</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:num-dot-decimal" scale="3" id="f-844">2,387</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" scale="3" id="f-845">236</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-846">301,643</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-847">49,033</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-848">304,030</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-849">49,269</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-850">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-851">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-852">140,869</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-853">24,184</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-854">140,869</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-855">24,184</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:fixed-zero" scale="3" id="f-856">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" format="ixt:fixed-zero" scale="3" id="f-857">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-858">36,359</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-859">5,805</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-860">36,359</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-861">5,805</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" format="ixt:num-dot-decimal" scale="3" id="f-862">2,387</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" scale="3" id="f-863">236</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" format="ixt:num-dot-decimal" scale="3" id="f-864">543,248</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-865">87,583</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition" format="ixt:num-dot-decimal" scale="3" id="f-866">545,635</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" format="ixt:num-dot-decimal" scale="3" id="f-867">87,819</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. As of December&#160;31, 2024 and 2023, the Company had <ix:nonFraction unitRef="security" contextRef="c-4" decimals="INF" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" format="ixt:num-dot-decimal" scale="0" id="f-868">2,115</ix:nonFraction> and <ix:nonFraction unitRef="security" contextRef="c-5" decimals="INF" name="us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" format="ixt:num-dot-decimal" scale="0" id="f-869">2,290</ix:nonFraction> securities, respectively, with market values below their cost basis. The total fair value of these investments at December&#160;31, 2024 and 2023 was $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-8" name="hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" scale="9" id="f-870">1.8</ix:nonFraction> billion and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-8" name="hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" scale="9" id="f-871">2.1</ix:nonFraction> billion, which is approximately <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" scale="-2" id="f-872">86</ix:nonFraction>% and <ix:nonFraction unitRef="number" contextRef="c-6" decimals="2" name="hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" scale="-2" id="f-873">85</ix:nonFraction>%, respectively, of the Company's available for sale and held to maturity securities portfolio. These declines resulted primarily from fluctuations in market interest rates after purchase. Management believes the declines in fair value for these securities are temporary.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="INF" name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" format="ixt:fixed-zero" scale="0" id="f-874"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="INF" name="us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" format="ixt:fixed-zero" scale="0" id="f-875">No</ix:nonFraction></ix:nonFraction> allowance for credit losses for available for sale debt securities was needed at December&#160;31, 2024 and December&#160;31, 2023.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The allowance for credit losses for held to maturity securities is a contra asset valuation account that is deducted from the carrying amount of held to maturity securities to present the net amount expected to be collected. Held to maturity securities are charged off against the allowance for credit loss when deemed uncollectible. Adjustments to the allowance for credit loss are reported in our Consolidated Statements of Income in credit loss expense. We measure expected credit losses on held to maturity securities on a collective basis by major security type with each type sharing similar risk characteristics, and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. With regard to U.S. Government&#8211;sponsored treasuries, agency and mortgage&#8211;backed securities, all these securities are issued by a U.S. government&#8211;sponsored entity and have an implicit or explicit government guarantee; therefore, no allowance for credit losses has been recorded for these securities. With regard to obligations of states and municipal, private label mortgage&#8211;backed and corporate note held to maturity securities, we consider (1) issuer bond ratings, (2) historical loss rates for given bond ratings, (3) the financial condition of the issuer, and (4) whether issuers continue to make timely principal and </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">88</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-648-5" continuedAt="f-648-6"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">interest payments under the contractual terms of the securities. Historical loss rates associated with securities having similar grades as those in our portfolio have been insignificant. As of December&#160;31, 2024, there were no past due principal and interest payments associated with these securities. An allowance for credit loss of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-876">158</ix:nonFraction> thousand and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-877">157</ix:nonFraction> thousand was recorded on these securities based on applying the long&#8211;term historical rating agency credit loss rate for similarly rated securities at December 31, 2024 and December 31, 2023. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a quarterly basis, the Company refreshes the credit quality indicator of each held-to-maturity security. The Company applies ratings derived from Nationally Recognized Statistical Rating Organizations ("NRSRO"), specifically Moody's and Standard &amp; Poor's. For state and municipal securities where no rating is available from the NRSROs, a consistent internally-assigned rating methodology is applied. The amortized cost of these securities in the following tables subject to this methodology totaled $<ix:nonFraction unitRef="usd" contextRef="c-66" decimals="-5" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="6" id="f-878">125.0</ix:nonFraction>&#160;million as of December 31, 2024, and $<ix:nonFraction unitRef="usd" contextRef="c-67" decimals="-5" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="6" id="f-879">143.7</ix:nonFraction> million as of December 31, 2023.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" id="f-880" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes credit ratings of our held-to-maturity securities at amortized cost for the periods indicated:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.730%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.280%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.286%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-68" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-881">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-69" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-882">278,383</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-70" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-883">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-71" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-884">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-72" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-885">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-73" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-886">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-887">278,383</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-74" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-888">273,629</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-75" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-889">698,428</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-76" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-890">66,079</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-77" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-891">10,726</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-78" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-892">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-79" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-893">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-894">1,048,862</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-80" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-895">349,726</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-81" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-896">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-82" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-897">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-83" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-898">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-84" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-899">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-85" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-900">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-901">349,726</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-86" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-902">29,278</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-87" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-903">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-88" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-904">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-89" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-905">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-90" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-906">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-91" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-907">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-908">29,278</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-92" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-909">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-93" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-910">6,176</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-94" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-911">11,549</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-95" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-912">75,603</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-96" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-913">4,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-97" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-914">63,728</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-915">161,599</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-98" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-916">652,633</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-99" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-917">982,987</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-100" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-918">77,628</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-101" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-919">86,329</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-102" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-920">4,543</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-103" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-921">63,728</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-922">1,867,848</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-104" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-923">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-105" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-924">287,259</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-106" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-925">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-107" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-926">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-108" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-927">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-109" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-928">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-929">287,259</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-110" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-930">285,748</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-111" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-931">730,907</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-112" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-932">69,658</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-113" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-933">2,186</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-114" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-934">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-115" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-935">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-936">1,088,499</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-116" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-937">374,974</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-117" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-938">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-118" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-939">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-119" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-940">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-120" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-941">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-121" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-942">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-943">374,974</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-122" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-944">32,329</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-123" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-945">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-124" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-946">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-125" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-947">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-126" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-948">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-127" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-949">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-950">32,329</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-128" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-951">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-129" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-952">4,260</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-130" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-953">11,831</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-131" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-954">78,197</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-132" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-955">4,556</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-133" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-956">63,890</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-957">162,734</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-134" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-958">693,051</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-135" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-959">1,022,426</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-136" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-960">81,489</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-137" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-961">80,383</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-138" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-962">4,556</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-139" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-963">63,890</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-964">1,945,795</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" id="f-965" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table details activity in the allowance for credit losses on held-to-maturity securities for the year ended December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.257%"><tr><td style="width:1.0%"/><td style="width:42.814%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:26.584%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.754%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:26.348%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning balance</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-966">157</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-967">257</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (benefit)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" scale="3" id="f-968">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" scale="3" id="f-969">100</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ending balance</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-970">158</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-971">157</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accrued interest receivable on available for sale debt securities and held to maturity securities totaled </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="hbnc:DebtSecuritiesAccruedInterest" scale="6" id="f-972">12.7</ix:nonFraction> million </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="hbnc:DebtSecuritiesAccruedInterest" scale="6" id="f-973">14.7</ix:nonFraction> million at December&#160;31, 2024 and December&#160;31, 2023, respectively, and is excluded from the estimate of credit losses.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The U.S. government sponsored entities and agencies and mortgage&#8211;backed securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. Therefore, for those securities, we do not record expected credit losses.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">89</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-648-6"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on an evaluation of available evidence, management believes the unrealized losses on available for sale state and municipal securities, private labeled mortgage&#8211;backed pools and corporate notes were due to changes in interest rates. Due to the contractual terms, the issuers of state and municipal securities are not allowed to settle for less than the amortized cost of the security. In addition, the Company does not intend to sell these securities prior to the recovery of the amortized cost, which may not occur until maturity. No allowance for credit losses was recognized for available for sale debt securities at December&#160;31, 2024 and December&#160;31, 2023.  </span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfRealizedGainLossTableTextBlock" id="f-974" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Information regarding security proceeds, gross gains and gross losses are presented below.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:62.296%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.614%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Sales of securities available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" format="ixt:num-dot-decimal" scale="3" id="f-975">293,138</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" format="ixt:num-dot-decimal" scale="3" id="f-976">439,285</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" format="ixt:fixed-zero" scale="3" id="f-977">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross gains</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" scale="3" id="f-978">6</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" scale="3" id="f-979">215</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedGain" format="ixt:fixed-zero" scale="3" id="f-980">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross losses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" format="ixt:num-dot-decimal" scale="3" id="f-981">39,145</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" format="ixt:num-dot-decimal" scale="3" id="f-982">32,267</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss" format="ixt:fixed-zero" scale="3" id="f-983">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tax benefit of the proceeds from the sale of securities available for sale was $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" format="ixt:num-dot-decimal" scale="6" id="f-984">8.2</ix:nonFraction>&#160;million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" scale="6" id="f-985">6.7</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" scale="0" id="f-986">0</ix:nonFraction> for the years ended December&#160;31, 2024, 2023 and 2022, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company pledges securities related to borrowings capacity at the Federal Reserve and Federal Home Loan Bank. <ix:nonNumeric contextRef="c-1" name="hbnc:FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" id="f-987" continuedAt="f-987-1" escape="true">The following table represents the fair value and amortized costs of these pledged securities.</ix:nonNumeric></span></div><ix:continuation id="f-987-1"><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"/><td style="width:44.180%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.519%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.386%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.994%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.654%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for borrowing availability at the Federal Reserve</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" format="ixt:num-dot-decimal" scale="3" id="f-988">851,384</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" format="ixt:num-dot-decimal" scale="3" id="f-989">1,032,916</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" format="ixt:num-dot-decimal" scale="3" id="f-990">1,441,920</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" format="ixt:num-dot-decimal" scale="3" id="f-991">1,682,935</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for FHLB borrowings</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" format="ixt:num-dot-decimal" scale="3" id="f-992">279,136</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" format="ixt:num-dot-decimal" scale="3" id="f-993">333,613</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" format="ixt:fixed-zero" scale="3" id="f-994">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" format="ixt:fixed-zero" scale="3" id="f-995">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">90</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_106"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 4 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" id="f-996" continuedAt="f-996-1" escape="true">Loans</ix:nonNumeric></span></div><ix:continuation id="f-996-1" continuedAt="f-996-2"><ix:nonNumeric contextRef="c-1" name="hbnc:LoanPortfolioSegmentsAndClassesTableTextBlock" id="f-997" escape="true"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below identifies the Company's loan portfolio segments and classes.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:47.730%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:49.340%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Portfolio Segment</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Class of Financing Receivable</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td></tr></table></div></ix:nonNumeric><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Portfolio segment is defined as a level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. Class of financing receivable is defined as a group of financing receivables determined on the basis of both of the following, 1) risk characteristics of the financing receivable, and 2) an entity&#8217;s method for monitoring and assessing credit risk. Generally, the Bank does not move loans from a revolving loan to a term loan other than construction loans. Construction loans are reviewed and rewritten prior to being originated as a term loan.</span></div><ix:nonNumeric contextRef="c-1" name="hbnc:LoansOutstandingByPortfolioClassTableTextBlock" id="f-998" escape="true"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents total outstanding loans held of investment by portfolio class, as of December&#160;31, 2024 and 2023.</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:62.496%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.929%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-999">667,165</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1000">640,731</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1001">1,501,456</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1002">1,273,838</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1003">15,611</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1004">13,489</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1005">18,627</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1006">34,039</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial &amp; industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1007">875,297</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1008">712,863</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1009">3,078,156</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1010">2,674,960</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1011">783,961</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1012">654,295</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1013">18,948</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1014">26,841</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1015">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1016">45,078</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total residential real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1017">802,909</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1018">726,214</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1019">97,190</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1020">52,366</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1021">303,901</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1022">399,946</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1023">564,884</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1024">564,144</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1025">965,975</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1026">1,016,456</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loans held for investment</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1027">4,847,040</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1028">4,417,630</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for credit losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-1029">51,980</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-1030">50,029</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans held for investment, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1031">4,795,060</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1032">4,367,601</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-top:6pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total loans include net unearned discounts and deferred loan costs of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="hbnc:DeferredFeesCostsLoansAndLeases" scale="6" id="f-1033">14.9</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="hbnc:DeferredFeesCostsLoansAndLeases" scale="6" id="f-1034">21.9</ix:nonFraction> million at December&#160;31, 2024 and 2023, respectively. </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">91</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-2" continuedAt="f-996-3"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The risk characteristics of each loan portfolio segment are as follows:</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Commercial</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected, and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves larger loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets, the general economy or fluctuations in interest rates. The properties securing the Company&#8217;s commercial real estate portfolio are diverse in terms of property type, and are monitored for concentrations of credit. Management monitors and evaluates commercial real estate loans based on collateral, cash flow and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner occupied commercial real estate loans versus non-owner occupied loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Real Estate and Consumer</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With respect to residential loans that are secured by 1-4 family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage Warehousing</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s mortgage warehouse lending has specific mortgage companies as customers of Horizon Bank. Individual mortgage loans originated by these mortgage companies are funded as a secured borrowing with a pledge of collateral under Horizon&#8217;s agreement with the mortgage company. Each mortgage loan funded by Horizon undergoes an underwriting review by Horizon to the end investor guidelines and is assigned to Horizon until the loan is sold to the secondary market by the mortgage company. In addition, Horizon takes possession of each original note and forwards such note to the end investor once the mortgage company has sold the loan. At the time a loan is transferred to the secondary market, the mortgage company reacquires the loan under its option within the agreement. Due to the reacquire feature contained in the agreement, the transaction does not qualify as a sale and therefore is accounted for as a secured borrowing with a pledge of collateral pursuant to the agreement with the mortgage company. When the individual loan is sold to the end investor by the mortgage company, the proceeds from the sale of the loan are received by Horizon and used to pay off the loan balance with Horizon along with any accrued interest and any related fees. The remaining balance from the sale is forwarded to the mortgage company. These individual loans typically are sold by the mortgage company within <ix:nonNumeric contextRef="c-1" name="hbnc:PeriodOfLoanSoldByMortgageCompany" format="ixt-sec:durday" id="f-1035">30</ix:nonNumeric> days and are seldom held more than <ix:nonNumeric contextRef="c-1" name="hbnc:MinimumPeriodSeldomHeld" format="ixt-sec:durday" id="f-1036">90</ix:nonNumeric> days. Interest income is accrued during this period and collected at the time each loan is sold. Fee income for each loan sold is collected when the loan is sold, and no costs are deferred due to the term between each loan funding and related payoff, which is typically less than <ix:nonNumeric contextRef="c-1" name="hbnc:MortgageWarehousingMaximumPayOffPeriod" format="ixt-sec:durday" id="f-1037">30</ix:nonNumeric> days.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">92</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-3" continuedAt="f-996-4"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on the agreements with each mortgage company, at any time a mortgage company can reacquire from Horizon its outstanding loan balance on an individual mortgage and regain possession of the original note. Horizon also has the option to request that the mortgage company reacquire an individual mortgage. Should this occur, Horizon would return the original note and reassign the assignment of the mortgage to the mortgage company. Also, in the event that the end investor would not be able to honor the purchase commitment and the mortgage company would not be able to reacquire its loan on an individual mortgage, Horizon would be able to exercise its rights under the agreement.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non&#8211;performing Loans</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" id="f-1038" continuedAt="f-1038-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans and loans past due over 90 days still on accrual by class of loans at December&#160;31, 2024:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.800%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.546%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;accruing Loans with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1039">2,448</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1040">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1041">1,419</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1042">444</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1043">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" scale="3" id="f-1044">444</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1045">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1046">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1047">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1048">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1049">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" scale="3" id="f-1050">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1051">2,232</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1052">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1053">1,239</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1054">5,658</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1055">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1056">3,636</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1057">11,215</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1058">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1059">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-168" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1060">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-168" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1061">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-168" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1062">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-169" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1063">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-169" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1064">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-169" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1065">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1066">11,215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1067">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1068">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1069">338</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1070">128</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1071">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1072">1,542</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1073">358</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1074">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1075">7,039</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1076">680</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1077">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1078">8,919</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:num-dot-decimal" scale="3" id="f-1079">1,166</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1080">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1081">25,792</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:num-dot-decimal" scale="3" id="f-1082">1,166</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1083">3,636</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">93</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-4" continuedAt="f-996-5"><ix:continuation id="f-1038-1"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans, loans past due over 90 days still on accrual by class of loan at December&#160;31, 2023:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:48.753%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.081%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.274%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.032%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;performing Loans  with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1084">2,636</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1085">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1086">1,789</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1087">3,485</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1088">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1089">1,242</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1090">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1091">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1092">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1093">617</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1094">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" scale="3" id="f-1095">617</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1096">624</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1097">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" scale="3" id="f-1098">20</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1099">7,362</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1100">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1101">3,668</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1102">8,058</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1103">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1104">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-172" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1105">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-172" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1106">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-172" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1107">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-173" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:fixed-zero" scale="3" id="f-1108">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-173" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1109">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-173" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1110">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1111">8,058</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1112">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1113">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1114">88</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" format="ixt:fixed-zero" scale="3" id="f-1115">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1116">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" scale="3" id="f-1117">899</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1118">299</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1119">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1120">3,303</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1121">260</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1122">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1123">4,290</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1124">559</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:fixed-zero" scale="3" id="f-1125">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual" format="ixt:num-dot-decimal" scale="3" id="f-1126">19,710</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" scale="3" id="f-1127">559</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" format="ixt:num-dot-decimal" scale="3" id="f-1128">3,668</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There was <ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="us-gaap:FinancingReceivableNonaccrualInterestIncome" format="ixt:fixed-zero" scale="0" id="f-1129"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="INF" name="us-gaap:FinancingReceivableNonaccrualInterestIncome" format="ixt:fixed-zero" scale="0" id="f-1130">no</ix:nonFraction></ix:nonFraction> interest income recognized on non&#8211;accrual loans during the years ended December&#160;31, 2024 or 2023 while the loans were in non&#8211;accrual status. </span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amount of accrued interest receivable written off by the Company by reversing interest income was not material for the year ended December&#160;31, 2024 and 2023, respectively.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">94</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="us-gaap:PastDueFinancingReceivablesTableTextBlock" id="f-1131" continuedAt="f-1131-1" escape="true"><ix:continuation id="f-996-5" continuedAt="f-996-6"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the payment status by class of loan at December&#160;31, 2024:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.069%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.606%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Loans</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1132">665,875</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-176" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1133">1,195</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-177" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1134">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-178" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1135">95</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1136">1,290</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1137">667,165</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1138">1,500,229</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-179" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1139">931</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-180" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1140">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-181" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1141">296</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1142">1,227</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1143">1,501,456</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1144">15,611</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-182" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1145">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-183" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1146">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-184" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1147">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1148">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1149">15,611</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1150">18,627</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-185" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1151">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-186" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1152">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-187" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1153">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1154">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1155">18,627</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1156">872,893</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-188" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1157">2,155</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-189" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1158">70</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-190" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1159">179</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1160">2,404</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1161">875,297</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1162">3,073,235</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-191" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1163">4,281</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-192" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1164">70</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-193" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1165">570</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1166">4,921</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1167">3,078,156</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1168">773,214</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-194" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1169">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-195" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1170">4,163</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-196" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1171">6,584</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1172">10,747</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1173">783,961</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1174">18,948</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-197" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1175">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-198" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1176">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-199" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1177">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1178">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1179">18,948</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:fixed-zero" scale="3" id="f-1180">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-200" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1181">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-201" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1182">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-202" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1183">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1184">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:fixed-zero" scale="3" id="f-1185">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1186">792,162</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-203" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1187">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-204" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1188">4,163</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-205" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1189">6,584</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1190">10,747</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1191">802,909</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1192">95,337</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-206" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1193">1,325</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-207" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1194">181</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-208" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1195">347</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1196">1,853</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-170" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1197">97,190</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1198">298,048</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-209" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1199">4,179</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-210" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1200">806</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-211" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1201">868</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1202">5,853</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-171" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1203">303,901</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1204">551,483</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-212" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1205">7,143</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-213" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1206">1,537</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-214" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1207">4,721</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1208">13,401</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1209">564,884</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1210">944,868</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-215" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1211">12,647</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-216" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1212">2,524</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-217" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1213">5,936</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1214">21,107</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1215">965,975</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1216">4,810,265</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-218" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1217">16,928</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-219" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1218">6,757</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-220" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1219">13,090</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1220">36,775</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1221">4,847,040</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">95</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-6" continuedAt="f-996-7"><ix:continuation id="f-1131-1" continuedAt="f-1131-2"><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The following table presents the payment status by class of loan at December&#160;31, 2023:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.069%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.606%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1222">638,389</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-221" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1223">2,342</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-222" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1224">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-223" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1225">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1226">2,342</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1227">640,731</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1228">1,273,791</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-224" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1229">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-225" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1230">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-226" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1231">47</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" scale="3" id="f-1232">47</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1233">1,273,838</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1234">13,489</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-227" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1235">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-228" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1236">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-229" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1237">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1238">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1239">13,489</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development&#160;&amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1240">33,036</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-230" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1241">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-231" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1242">1,003</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-232" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1243">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1244">1,003</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1245">34,039</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1246">710,567</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-233" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1247">1,659</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-234" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1248">54</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-235" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1249">583</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1250">2,296</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1251">712,863</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1252">2,669,272</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-236" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1253">4,001</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-237" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1254">1,057</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-238" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1255">630</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1256">5,688</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1257">2,674,960</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1258">646,984</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-239" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1259">2,823</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-240" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1260">2,353</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-241" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1261">2,135</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1262">7,311</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1263">654,295</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1264">26,841</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-242" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1265">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-243" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1266">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-244" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1267">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1268">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1269">26,841</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1270">45,078</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-245" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1271">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-246" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1272">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-247" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1273">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:fixed-zero" scale="3" id="f-1274">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1275">45,078</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1276">718,903</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-248" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1277">2,823</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-249" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1278">2,353</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-250" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1279">2,135</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1280">7,311</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1281">726,214</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1282">52,001</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-251" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1283">304</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-252" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1284">10</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-253" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1285">51</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" scale="3" id="f-1286">365</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-174" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1287">52,366</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1288">393,615</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-254" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1289">4,958</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-255" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1290">736</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-256" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1291">637</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1292">6,331</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-175" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1293">399,946</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1294">558,062</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-257" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1295">3,748</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-258" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1296">1,217</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-259" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1297">1,117</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1298">6,082</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1299">564,144</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1300">1,003,678</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-260" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1301">9,010</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-261" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1302">1,963</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-262" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1303">1,805</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1304">12,778</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1305">1,016,456</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" format="ixt:num-dot-decimal" scale="3" id="f-1306">4,391,853</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-263" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1307">15,834</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-264" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1308">5,373</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-265" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1309">4,570</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FinancingReceivableRecordedInvestmentNotPastDue" format="ixt:num-dot-decimal" scale="3" id="f-1310">25,777</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" format="ixt:num-dot-decimal" scale="3" id="f-1311">4,417,630</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">96</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-7" continuedAt="f-996-8"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Modified Loans</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" id="f-1312" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables detail the amortized cost as of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, respectively, of loans that were modified to borrowers experiencing financial difficulty during the year ended: </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"/><td style="width:22.646%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:8.782%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.782%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.551%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.666%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.782%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.782%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.389%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.675%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-266" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1313">2,038</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-267" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1314">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-268" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1315">651</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-269" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1316">2,418</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-270" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1317">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1318">5,107</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-271" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1319">0.77</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-272" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1320">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-273" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1321">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-274" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1322">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-275" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1323">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-276" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1324">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1325">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-277" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" format="ixt:fixed-zero" scale="-2" id="f-1326">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-278" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1327">3,448</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-279" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1328">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-280" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1329">740</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-281" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1330">236</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-282" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1331">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1332">4,424</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-283" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1333">0.51</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-284" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1334">5,486</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-285" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1335">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-286" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1336">1,391</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-287" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1337">2,654</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-288" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1338">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-289" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1339">9,531</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-289" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1340">0.20</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.438%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.572%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.457%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-290" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1341">3,717</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-291" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1342">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-292" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1343">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-293" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1344">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-294" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1345">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1346">3,717</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-295" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1347">0.58</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-296" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1348">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-297" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1349">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-298" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1350">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-299" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1351">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-300" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1352">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" id="f-1353">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-301" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" format="ixt:fixed-zero" scale="-2" id="f-1354">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-302" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1355">1,953</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-303" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1356">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-304" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1357">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-305" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1358">562</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-306" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1359">131</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1360">2,646</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-307" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1361">0.37</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-308" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1362">5,670</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-309" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1363">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-310" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:fixed-zero" scale="3" id="f-1364">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-311" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1365">562</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-312" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" scale="3" id="f-1366">131</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-313" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod" format="ixt:num-dot-decimal" scale="3" id="f-1367">6,363</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-313" decimals="4" name="us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" scale="-2" id="f-1368">0.13</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div></ix:nonNumeric></ix:continuation><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">97</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_2349"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-8" continuedAt="f-996-9"><ix:continuation id="f-1131-2"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the financial impacts of loan modifications and payment deferrals, as applicable, during the year ended December&#160;31, 2024 and 2023, respectively. </span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.069%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.204%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.958%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:26.974%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension (In Months) &amp; Rate Reduction (In Percentage Terms)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-266" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1369">6</ix:nonNumeric></span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-266" decimals="INF" name="us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" format="ixt:fixed-zero" scale="-2" id="f-1370">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-268" name="hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" format="ixt-sec:durmonth" id="f-1371">5</ix:nonNumeric></span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of <ix:nonNumeric contextRef="c-269" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1372">60</ix:nonNumeric> months &amp; Weighted average interest rate reduction of <ix:nonFraction unitRef="number" contextRef="c-269" decimals="4" name="us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" scale="-2" id="f-1373">1.04</ix:nonFraction>%</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-278" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1374">29</ix:nonNumeric></span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-278" name="hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" format="ixt-sec:durmonth" id="f-1375">6</ix:nonNumeric></span></td><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of <ix:nonNumeric contextRef="c-281" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1376">21</ix:nonNumeric> months &amp; Weighted average interest rate reduction of <ix:nonFraction unitRef="number" contextRef="c-281" decimals="INF" name="us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" scale="-2" id="f-1377">2.25</ix:nonFraction>%</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:24.046%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.642%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.935%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.835%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.011%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (Int Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension <br/>(In Months) &amp; <br/>Rate Reduction <br/>(In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-290" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1378">12</ix:nonNumeric></span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-302" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1379">23</ix:nonNumeric></span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of <ix:nonNumeric contextRef="c-305" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1380">105</ix:nonNumeric> months &amp; </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average interest rate reduction of <ix:nonFraction unitRef="number" contextRef="c-302" decimals="INF" name="us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" scale="-2" id="f-1381">1.22</ix:nonFraction>%</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of <ix:nonNumeric contextRef="c-306" name="us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" format="ixt-sec:durmonth" id="f-1382">32</ix:nonNumeric> months &amp; Weighted average payment deferral of <ix:nonNumeric contextRef="c-306" name="hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" format="ixt-sec:durmonth" id="f-1383">4</ix:nonNumeric> months</span></div></td></tr><tr><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals.</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The financial impacts of the modifications did not significantly impact our determination of the allowance for credit losses during the periods presented above.</span></div><div><span><br/></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FinancingReceivableModifiedPastDueTableTextBlock" id="f-1384" continuedAt="f-1384-1" escape="true"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2024 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:31.063%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.297%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.302%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-314" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1385">5,107</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-315" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1386">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-178" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1387">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1388">5,107</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-316" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" scale="3" id="f-1389">0</ix:nonFraction></span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-317" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1390">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-181" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1391">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" scale="3" id="f-1392">0</ix:nonFraction></span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-318" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1393">4,424</ix:nonFraction></span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-319" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1394">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-190" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1395">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1396">4,424</ix:nonFraction></span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-320" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1397">9,531</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-321" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1398">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-193" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1399">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1400">9,531</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">98</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><ix:continuation id="f-996-9" continuedAt="f-996-10"><ix:continuation id="f-1384-1"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2023 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"/><td style="width:30.664%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.517%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.517%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.517%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.388%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.521%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-322" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1401">2,646</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-323" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1402">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-223" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1403">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1404">2,646</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-324" decimals="-5" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1405">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-325" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1406">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-226" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1407">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1408">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-326" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1409">3,717</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-327" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1410">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-235" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1411">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1412">3,717</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-328" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1413">6,363</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-329" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1414">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-238" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:fixed-zero" scale="3" id="f-1415">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months" format="ixt:num-dot-decimal" scale="3" id="f-1416">6,363</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The Company did not have any loans to borrowers experiencing financial difficulty that had a payment default during the years ended December&#160;31, 2024 and 2023, respectively, and were modified within the twelve months prior to the payment default. For purposes of this disclosure, the Company considers &#8220;default&#8221; to mean 30 days or more past due of contractual interest or principal.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:107%">Collateral Dependent Financial Assets</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A collateral dependent financial loan relies solely on the operation or sale of the collateral for repayment. In evaluating the overall risk associated with the loan, the Company considers character, overall financial condition and resources, and payment record of the borrower; the prospects for support from any financially responsible guarantors; and the nature and degree of protection provided by the cash flow and value of any underlying collateral. However, as other sources of repayment become inadequate over time, the significance of the collateral's value increases and the loan may become collateral dependent.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:AccountsReceivableAllowanceForCreditLossTableTextBlock" id="f-1417" continuedAt="f-1417-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tables below present the amortized cost basis and allowance for credit losses (&#8220;ACL&#8221;) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses, at December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.496%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.604%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-330" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1418">2,448</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-331" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1419">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-332" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1420">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-333" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1421">2,448</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-333" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1422">224</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-334" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1423">444</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-335" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1424">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-336" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1425">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-337" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1426">444</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-337" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:fixed-zero" scale="3" id="f-1427">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-338" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1428">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-339" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1429">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-340" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1430">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-341" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1431">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-341" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:fixed-zero" scale="3" id="f-1432">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-342" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1433">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-343" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1434">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-344" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1435">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-345" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1436">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-345" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:fixed-zero" scale="3" id="f-1437">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-346" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1438">1,756</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-347" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1439">476</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-348" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1440">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-349" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1441">2,232</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-349" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1442">731</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-350" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1443">5,182</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-351" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1444">476</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-352" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1445">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-353" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1446">5,658</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-353" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1447">955</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-354" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1448">5,182</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-355" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1449">476</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-356" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1450">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-357" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1451">5,658</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-357" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1452">955</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $<ix:nonFraction unitRef="usd" contextRef="c-353" decimals="-5" name="us-gaap:SecuritiesHeldAsCollateralAtFairValue" scale="6" id="f-1453">3.4</ix:nonFraction> million at December&#160;31, 2024</span></div></td></tr></table></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">99</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-10" continuedAt="f-996-11"><ix:continuation id="f-1417-1"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.496%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.604%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-358" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1454">2,636</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-359" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1455">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-360" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1456">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-361" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1457">2,636</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-361" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1458">190</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-362" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1459">3,485</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-363" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1460">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-364" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1461">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-365" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1462">3,485</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-365" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1463">699</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-366" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1464">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-367" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1465">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-368" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1466">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-369" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1467">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-369" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:fixed-zero" scale="3" id="f-1468">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-370" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1469">617</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-371" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1470">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-372" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1471">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-373" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1472">617</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-373" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:fixed-zero" scale="3" id="f-1473">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-374" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1474">563</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-375" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1475">42</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-376" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1476">20</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-377" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1477">625</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-377" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" scale="3" id="f-1478">604</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-378" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1479">7,301</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-379" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1480">42</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-380" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1481">20</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-381" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1482">7,363</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-381" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:num-dot-decimal" scale="3" id="f-1483">1,493</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-382" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1484">7,301</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-383" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1485">42</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-384" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1486">20</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-385" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1487">7,363</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-385" decimals="-3" name="hbnc:AllowanceForCreditLossesAllocation" format="ixt:num-dot-decimal" scale="3" id="f-1488">1,493</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $<ix:nonFraction unitRef="usd" contextRef="c-381" decimals="-5" name="us-gaap:SecuritiesHeldAsCollateralAtFairValue" scale="6" id="f-1489">6.3</ix:nonFraction> million at December&#160;31, 2023</span></div></td></tr></table></div></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of December&#160;31, 2024, the Company had a carrying value </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of  </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:ForeclosedAssets" scale="6" id="f-1490">0.4</ix:nonFraction> million </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of repossessed assets. As of December&#160;31, 2024, the Company had a recorded net investment</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> of $<ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-5" name="us-gaap:MortgageLoansInProcessOfForeclosureAmount" scale="6" id="f-1491">0.3</ix:nonFraction> million o</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">f consumer mortgage loans in which foreclosure proceedings have commenced. Repossessed assets are a component of other assets within the consolidated balance sheet.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit Quality Indicators</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bank&#8217;s processes for determining credit quality differ slightly depending on whether a new loan or a renewed loan is being underwritten, or whether an existing loan is being re&#8211;evaluated for credit quality. The latter usually occurs upon receipt of current financial information or other pertinent data that would trigger a change in the credit quality grade.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;For new and renewed commercial loans, the Bank&#8217;s Credit Department, which acts independently of the loan officer, assigns the credit quality grade to the loan. Loan grades for loans with an aggregate credit exposure that exceeds the authorities in the respective regions (ranging from $<ix:nonFraction unitRef="usd" contextRef="c-386" decimals="-3" name="hbnc:LoansWithAggregateCreditExposure" format="ixt:num-dot-decimal" scale="0" id="f-1492">3,000,000</ix:nonFraction> to $<ix:nonFraction unitRef="usd" contextRef="c-387" decimals="-3" name="hbnc:LoansWithAggregateCreditExposure" format="ixt:num-dot-decimal" scale="0" id="f-1493">6,000,000</ix:nonFraction>) are validated by the Loan Committee, which is chaired by the Chief Commercial Banking Officer (&#8220;CCBO&#8221;).</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Commercial loan officers are responsible for reviewing their loan portfolios and promptly assessing any adverse change in credit quality and revising the risk rating appropriately. When circumstances warrant a change in the credit quality grade, loan officers are required to notify the Credit Department of the change in the credit quality grade. Downgrades are accepted immediately, however, lenders must present their factual information to the Credit Department when recommending an upgrade. Downgrades to impaired status require the concurrence of the CCBO and the Senior Workout Loan Manager.</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The CCBO, or a designee, meets periodically with loan officers to discuss the status of past due loans and classified loans. These meetings are also designed to give the loan officers an opportunity to identify an existing loan that should be downgraded to a classified grade.</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Monthly, senior management meets as members of the Watch Committee, which reviews all of the past due, classified, and impaired loans and the relative trends of these assets. This committee also reviews the actions taken by management regarding foreclosure mitigation, loan extensions, loan modifications, other real estate owned and personal property repossessions. The information reviewed in this meeting acts as a precursor for developing management&#8217;s analysis of the adequacy of the Allowance for Credit Losses on Loans and Leases.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For residential real estate and consumer loans, Horizon uses a grading system based on delinquency. Loans that are 90 days or more past due, on non&#8211;accrual, or are classified as modified loans are graded &#8220;Substandard.&#8221; After being <ix:nonNumeric contextRef="c-40" name="hbnc:PeriodForLoansMovedToNonAccrualStatus" format="ixt-sec:durday" id="f-1494">90</ix:nonNumeric> to <ix:nonNumeric contextRef="c-41" name="hbnc:PeriodForLoansMovedToNonAccrualStatus" format="ixt-sec:durday" id="f-1495">120</ix:nonNumeric> days delinquent a loan is charged off unless it is well secured and in the process of collection. If the latter case exists, the loan is placed on non&#8211;accrual. Occasionally a mortgage loan may be graded as &#8220;Special Mention.&#8221; When this situation arises, it is because the characteristics of the loan and the borrower fit the definition of a Risk Grade 5 described below, which is normally used for grading commercial loans. Loans not graded Substandard are considered Pass.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">100</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-11" continuedAt="f-996-12"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bank employs a nine&#8211;grade rating system to determine the credit quality of commercial loans. The first five grades represent acceptable quality, and the last four grades mirror the criticized and classified grades used by the bank regulatory agencies (special mention, substandard, doubtful, and loss). The loan grade definitions are detailed below.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 1: Excellent (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans secured by liquid collateral, such as certificates of deposit, reputable bank letters of credit, or other cash equivalents or loans to any publicly held company with a  current long&#8211;term debt rating of A or better and meeting defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 2: Good (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans to businesses that have strong financial statements containing an unqualified opinion from a CPA firm and at least <ix:nonNumeric contextRef="c-388" name="hbnc:CreditQualityClassificationConsecutiveProfitPeriodRequired" format="ixt-sec:durwordsen" id="f-1496">three years</ix:nonNumeric> consecutive years of profits; loans supported by unaudited financial statements containing strong balance sheets, <ix:nonNumeric contextRef="c-388" name="hbnc:CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" format="ixt-sec:durwordsen" id="f-1497">five years</ix:nonNumeric> consecutive years of profits, a <ix:nonNumeric contextRef="c-388" name="hbnc:CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" format="ixt-sec:durwordsen" id="f-1498">five year</ix:nonNumeric> satisfactory relationship with the Bank, and key balance sheet and income statement trends that are either stable or positive; loans secured by publicly traded marketable securities with required margins where there is no impediment to liquidation; loans to individuals backed by liquid personal assets and unblemished credit histories; or loans to publicly held companies with current long&#8211;term debt ratings of Baa or better and meeting defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 3: Satisfactory (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans supported by financial statements (audited or unaudited) that indicate average or slightly below average risk and having some deficiency or vulnerability to changing economic conditions; loans with some weakness but offsetting features of other support are readily available; loans that are meeting the terms of repayment, but which may be susceptible to deterioration if adverse factors are encountered and meeting defined key financial metric ranges. Loans may be graded Satisfactory when there is no recent information on which to base a current risk evaluation and the following conditions apply:</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;At inception, the loan was properly underwritten, did not possess an unwarranted level of credit risk, and the loan met the above criteria for a risk grade of Excellent, Good, or Satisfactory;</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;At inception, the loan was secured with collateral possessing a loan value adequate to protect the Bank from loss.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The loan has exhibited <span style="-sec-ix-hidden:f-1499">two</span> or more years of satisfactory repayment with a reasonable reduction of the principal balance.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the borrower is in an industry known to be experiencing problems. If any of these credit weaknesses is observed, a lower risk grade may be warranted.</span></div><div style="margin-top:9pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 4: Satisfactory/Monitored</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans in this category are considered to be of acceptable credit quality, but contain greater credit risk than Satisfactory rated loans and meet defined key financial metric ranges. Borrower displays acceptable liquidity, leverage, and earnings performance within the Bank&#8217;s minimum underwriting guidelines. The level of risk is acceptable but conditioned on the proper level of loan officer supervision. Loans that normally fall into this grade include acquisition, construction and development loans and income producing properties that have not reached stabilization.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 4W: Management Watch</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans in this category are considered to be of acceptable quality and meet defined key financial metric ranges, but with above normal risk. Borrower displays potential indicators of weakness in the primary source of repayment resulting in a higher reliance on secondary sources of repayment. Balance sheet may exhibit weak liquidity and/or high leverage. There is inconsistent earnings performance without the ability to sustain adverse economic conditions. Borrower may be operating in a declining industry or the property type, as for a commercial real estate loan, may be high risk or in decline. These loans require an increased level of loan </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">101</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-996-12" continuedAt="f-996-13"><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">officer supervision and monitoring to assure that any deterioration is addressed in a timely fashion. Commercial construction loans are graded as 4W Management Watch until the projects are completed and stabilized.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 5: Special Mention</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans which possess some temporary (normally less than one year) credit deficiency or potential weakness which deserves close attention. Such loans pose an unwarranted financial risk that, if not corrected, could weaken the loan by adversely impacting the future repayment ability of the borrower. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk and (2) weaknesses are considered &#8220;potential,&#8221; not &#8220;defined,&#8221; impairments to the primary source of repayment. These loans may be to borrowers with adverse trends in financial performance, collateral value and/or marketability, or balance sheet strength and must meet defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 6: Substandard</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">One or more of the following characteristics may be exhibited in loans classified Substandard:</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans which possess a defined credit weakness. The likelihood that a loan will be paid from the primary source of repayment is uncertain. Financial deterioration is under way and very close attention is warranted to ensure that the loan is collected without loss.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans are inadequately protected by the current net worth and paying capacity of the obligor.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and the Bank is forced to rely on a secondary source of repayment, such as collateral liquidation or guarantees.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have a distinct possibility that the Bank will sustain some loss if deficiencies are not corrected.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Unusual courses of action are needed to maintain a high probability of repayment.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower is not generating enough cash flow to repay loan principal; however, it continues to make interest payments.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The lender is forced into a subordinated or unsecured position due to flaws in documentation.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have been restructured so that payment schedules, terms, and collateral represent concessions to the borrower when compared to the normal loan terms.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;There is a significant deterioration in market conditions to which the borrower is highly vulnerable.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 7: Doubtful</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">One or more of the following characteristics may be present in loans classified Doubtful:</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have all of the weaknesses of those classified as Substandard. However, based on existing conditions, these weaknesses make full collection of principal highly improbable.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The possibility of loss is high but because of certain important pending factors which may strengthen the loan, loss classification is deferred until the exact status of repayment is known.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 8: Loss</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans are considered uncollectible and of such little value that continuing to carry them as assets is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.</span></div></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">102</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock" id="f-1500" continuedAt="f-1500-1" escape="true"><ix:continuation id="f-996-13" continuedAt="f-996-14"><div style="margin-bottom:3pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present loans by credit grades and origination year at December&#160;31, 2024.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:19.806%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:6.648%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.708%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1501">75,649</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1502">74,305</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1503">90,872</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1504">68,978</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1505">36,778</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1506">178,936</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1507">92,227</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1508">12,365</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-390" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1509">630,110</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1510">129</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1511">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1512">1,724</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1513">1,769</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1514">142</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1515">8,759</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1516">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-1517">100</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-391" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1518">12,623</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1519">2,970</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1520">8,761</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1521">1,051</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1522">6,307</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1523">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1524">4,843</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1525">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-1526">500</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-392" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1527">24,432</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1528">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1529">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1530">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1531">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1532">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1533">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1534">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1535">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-393" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1536">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1537">78,748</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1538">83,066</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1539">93,647</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1540">77,054</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1541">36,920</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1542">192,538</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1543">92,227</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1544">12,965</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-140" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1545">667,165</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1546">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1547">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1548">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1549">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1550">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1551">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1552">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1553">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-271" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-1554">1</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1555">194,167</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1556">115,378</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1557">244,266</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1558">133,689</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1559">100,688</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1560">344,558</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1561">298,288</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1562">11,726</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-394" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1563">1,442,760</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1564">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1565">4,211</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1566">16,409</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1567">1,249</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1568">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1569">31,083</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1570">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1571">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-395" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1572">52,952</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1573">83</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1574">297</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1575">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1576">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1577">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1578">5,364</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1579">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1580">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-396" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1581">5,744</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1582">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1583">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1584">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1585">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1586">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1587">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1588">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1589">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-397" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1590">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1591">194,250</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1592">119,886</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1593">260,675</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1594">134,938</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1595">100,688</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1596">381,005</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1597">298,288</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1598">11,726</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-142" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1599">1,501,456</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1600">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1601">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1602">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1603">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1604">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1605">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1606">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1607">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-277" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-1608">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1609">362</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1610">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1611">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1612">420</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1613">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1614">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1615">10,986</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1616">3,843</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-398" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1617">15,611</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1618">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1619">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1620">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1621">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1622">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1623">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1624">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1625">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-399" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1626">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1627">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1628">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1629">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1630">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1631">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1632">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1633">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1634">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-400" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1635">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1636">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1637">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1638">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1639">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1640">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1641">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1642">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1643">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-401" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1644">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1645">362</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1646">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1647">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1648">420</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1649">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1650">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1651">10,986</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1652">3,843</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-144" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1653">15,611</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1654">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1655">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1656">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1657">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1658">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1659">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1660">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1661">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-402" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-1662">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1663">819</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1664">4,139</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1665">788</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1666">1,133</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1667">328</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1668">2,039</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1669">7,931</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-1670">599</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-403" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1671">17,776</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1672">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1673">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1674">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1675">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1676">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-1677">317</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1678">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1679">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-404" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1680">317</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1681">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1682">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1683">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1684">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1685">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1686">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-1687">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1688">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-405" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1689">534</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1690">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1691">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1692">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1693">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1694">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1695">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1696">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1697">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-406" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1698">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1699">819</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1700">4,139</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1701">788</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1702">1,133</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1703">328</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1704">2,356</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1705">8,465</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-1706">599</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-146" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1707">18,627</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1708">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1709">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1710">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1711">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1712">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1713">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1714">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1715">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-407" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-1716">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1717">242,562</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1718">105,877</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1719">128,707</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1720">73,008</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1721">6,954</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1722">54,764</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1723">48,313</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1724">179,370</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-408" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1725">839,555</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1726">1,246</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1727">324</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1728">1,245</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1729">28</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1730">1</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1731">1,573</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1732">9,519</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1733">9,281</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-409" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1734">23,217</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1735">843</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1736">2,599</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1737">318</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1738">217</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1739">266</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1740">3,170</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1741">1,003</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1742">4,109</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-410" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1743">12,525</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1744">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1745">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1746">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1747">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1748">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1749">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1750">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1751">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-411" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1752">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1753">244,651</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1754">108,800</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1755">130,270</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1756">73,253</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1757">7,221</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1758">59,507</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1759">58,835</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1760">192,760</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-148" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1761">875,297</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1762">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1763">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1764">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1765">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1766">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1767">45</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-1768">108</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1769">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-283" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-1770">153</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">103</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-1500-1" continuedAt="f-1500-2"><ix:continuation id="f-996-14" continuedAt="f-996-15"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:16.005%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.539%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1771">69,264</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1772">145,927</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1773">160,780</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1774">140,310</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1775">78,563</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1776">177,902</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1777">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1778">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-412" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1779">772,746</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1780">201</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1781">1,619</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1782">2,125</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1783">1,472</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1784">706</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1785">5,092</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1786">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1787">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-413" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1788">11,215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1789">69,465</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1790">147,546</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1791">162,905</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1792">141,782</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1793">79,269</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1794">182,994</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1795">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1796">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-152" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1797">783,961</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1798">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1799">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1800">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1801">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1802">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1803">5</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1804">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1805">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-42" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-1806">5</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1807">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1808">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1809">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1810">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1811">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1812">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1813">18,948</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1814">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-414" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1815">18,948</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1816">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1817">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1818">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1819">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1820">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1821">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1822">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1823">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-415" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1824">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1825">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1826">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1827">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1828">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1829">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1830">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1831">18,948</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1832">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-154" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1833">18,948</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1834">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1835">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1836">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1837">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1838">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1839">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1840">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1841">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-416" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-1842">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1843">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1844">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1845">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1846">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1847">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1848">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1849">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1850">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-417" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1851">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1852">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1853">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1854">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1855">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1856">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1857">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1858">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1859">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-418" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1860">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1861">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1862">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1863">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1864">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1865">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1866">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1867">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1868">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-156" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-1869">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1870">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1871">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1872">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1873">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1874">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1875">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1876">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1877">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-43" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-1878">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.712%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1879">11,306</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1880">59,850</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1881">9,510</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1882">5,398</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1883">2,679</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1884">6,003</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-1885">60</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1886">1,918</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-419" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1887">96,724</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-1888">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1889">374</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1890">46</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1891">19</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1892">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-1893">26</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1894">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1895">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-420" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-1896">466</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1897">11,307</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1898">60,224</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1899">9,556</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1900">5,417</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1901">2,679</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1902">6,029</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-1903">60</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1904">1,918</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-160" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1905">97,190</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" scale="3" id="f-1906">72</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1907">93</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1908">169</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1909">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1910">35</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1911">78</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-1912">9</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1913">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-421" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-1914">457</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1915">26,839</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1916">70,143</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1917">130,610</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1918">49,458</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1919">17,647</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1920">7,304</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1921">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1922">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-422" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1923">302,001</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1924">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1925">425</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1926">800</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-1927">304</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1928">242</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-1929">129</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1930">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1931">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-423" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1932">1,900</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1933">26,839</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1934">70,568</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1935">131,410</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1936">49,762</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1937">17,889</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1938">7,433</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-1939">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-1940">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-162" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1941">303,901</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" scale="3" id="f-1942">161</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1943">449</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-1944">1,345</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1945">527</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1946">188</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1947">99</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-1948">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-1949">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-424" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-1950">2,769</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1951">13,552</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1952">21,845</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1953">16,136</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1954">5,110</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1955">1,902</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1956">9,210</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1957">18,657</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1958">470,753</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-425" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1959">557,165</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1960">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1961">421</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-1962">426</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1963">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-1964">30</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-1965">296</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1966">6,465</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-1967">81</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-426" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1968">7,719</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1969">13,552</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1970">22,266</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1971">16,562</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1972">5,110</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1973">1,932</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1974">9,506</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1975">25,122</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1976">470,834</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-164" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1977">564,884</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1978">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1979">23</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1980">52</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1981">88</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-1982">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-1983">39</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-1984">110</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" scale="3" id="f-1985">11</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-427" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-1986">323</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:continuation></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">104</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-1500-2" continuedAt="f-1500-3"><ix:continuation id="f-996-15" continuedAt="f-996-16"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents loans by credit grades and origination year at December&#160;31, 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:14.126%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.011%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1987">66,814</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1988">101,620</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1989">73,199</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1990">44,067</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1991">41,726</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1992">173,913</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-1993">93,432</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-1994">8,226</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-428" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-1995">602,997</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1996">3,920</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-1997">490</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-1998">3,777</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-1999">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2000">2,038</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2001">8,128</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2002">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-2003">452</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-429" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2004">18,805</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2005">1,376</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2006">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2007">6,490</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2008">966</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2009">228</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2010">9,339</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-2011">530</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2012">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-430" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2013">18,929</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2014">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2015">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2016">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2017">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2018">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2019">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2020">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2021">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-431" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2022">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2023">72,110</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2024">102,110</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2025">83,466</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2026">45,033</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2027">43,992</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2028">191,380</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2029">93,962</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2030">8,678</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-141" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2031">640,731</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2032">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2033">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2034">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2035">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2036">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2037">3</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-2038">401</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2039">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-295" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2040">404</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2041">116,031</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2042">197,702</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2043">149,540</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2044">104,591</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2045">83,394</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2046">303,191</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2047">246,569</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2048">9,878</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-432" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2049">1,210,896</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2050">1,366</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2051">16,135</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2052">1,334</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2053">254</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2054">845</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2055">36,590</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2056">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2057">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-433" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2058">56,524</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2059">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2060">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2061">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2062">185</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2063">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2064">6,233</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2065">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2066">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-434" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2067">6,418</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2068">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2069">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2070">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2071">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2072">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2073">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2074">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2075">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-435" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2076">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2077">117,397</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2078">213,837</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2079">150,874</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2080">105,030</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2081">84,239</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2082">346,014</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2083">246,569</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2084">9,878</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-143" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2085">1,273,838</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2086">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2087">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2088">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2089">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2090">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2091">9</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2092">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2093">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-301" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2094">9</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2095">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2096">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2097">498</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2098">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2099">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2100">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2101">5,852</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2102">7,139</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-436" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2103">13,489</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2104">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2105">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2106">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2107">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2108">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2109">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2110">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2111">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-437" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2112">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2113">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2114">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2115">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2116">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2117">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2118">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2119">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2120">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-438" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2121">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2122">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2123">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2124">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2125">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2126">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2127">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2128">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2129">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-439" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2130">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2131">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2132">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2133">498</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2134">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2135">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2136">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2137">5,852</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2138">7,139</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-145" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2139">13,489</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2140">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2141">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2142">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2143">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2144">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2145">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-2146">29</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2147">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-440" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2148">29</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2149">5,133</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2150">1,477</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2151">990</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2152">390</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2153">247</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2154">3,146</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2155">20,236</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-2156">170</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-441" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2157">31,789</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2158">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2159">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2160">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2161">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2162">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2163">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2164">1,529</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2165">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-442" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2166">1,529</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2167">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2168">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2169">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2170">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2171">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-2172">104</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-2173">617</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2174">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-443" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-2175">721</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2176">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2177">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2178">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2179">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2180">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2181">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2182">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2183">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-444" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2184">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2185">5,133</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2186">1,477</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2187">990</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2188">390</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2189">247</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2190">3,250</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2191">22,382</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" scale="3" id="f-2192">170</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-147" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2193">34,039</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2194">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2195">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2196">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2197">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2198">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2199">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2200">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2201">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-445" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-2202">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2203">121,969</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2204">151,847</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2205">93,709</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2206">12,154</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2207">20,497</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2208">59,041</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2209">60,539</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2210">147,773</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-446" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2211">667,529</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2212">1,434</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-2213">726</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2214">265</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2215">2,137</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2216">119</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2217">1,305</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2218">9,375</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2219">18,836</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-447" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2220">34,197</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2221">1,595</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-2222">703</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2223">223</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2224">211</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2225">768</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2226">2,404</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2227">2,863</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2228">2,370</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-448" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2229">11,137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">105</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-1500-3" continuedAt="f-1500-4"><ix:continuation id="f-996-16" continuedAt="f-996-17"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:14.126%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.538%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.385%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:9.011%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2230">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2231">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2232">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2233">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2234">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2235">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2236">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2237">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-449" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2238">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2239">124,998</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2240">153,276</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2241">94,197</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2242">14,502</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2243">21,384</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2244">62,750</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2245">72,777</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2246">168,979</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-149" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2247">712,863</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2248">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2249">33</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2250">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2251">123</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2252">25</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2253">72</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-2254">344</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2255">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-307" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2256">597</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.712%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Term Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2257">40,920</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2258">154,803</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2259">157,480</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2260">85,159</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2261">30,464</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2262">177,411</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2263">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2264">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-450" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2265">646,237</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-2266">118</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2267">1,591</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2268">748</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2269">259</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2270">647</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2271">4,695</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2272">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2273">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-451" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2274">8,058</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2275">41,038</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2276">156,394</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2277">158,228</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2278">85,418</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2279">31,111</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2280">182,106</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2281">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2282">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-153" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2283">654,295</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2284">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2285">28</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2286">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2287">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2288">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2289">20</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2290">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2291">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-452" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2292">48</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2293">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2294">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2295">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2296">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2297">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2298">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2299">26,841</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2300">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-453" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2301">26,841</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2302">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2303">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2304">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2305">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2306">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2307">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2308">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2309">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-454" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2310">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2311">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2312">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2313">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2314">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2315">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2316">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2317">26,841</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2318">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-155" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2319">26,841</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2320">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2321">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2322">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2323">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2324">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2325">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2326">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2327">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-455" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-2328">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2329">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2330">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2331">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2332">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2333">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2334">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2335">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2336">45,078</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-456" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2337">45,078</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2338">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2339">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2340">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2341">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2342">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2343">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2344">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2345">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-457" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-2346">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2347">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2348">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2349">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2350">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2351">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2352">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2353">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2354">45,078</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-157" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2355">45,078</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2356">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2357">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2358">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2359">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2360">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2361">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2362">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2363">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-458" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-2364">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">106</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-1500-4"><ix:continuation id="f-996-17"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:15.712%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.525%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.540%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2365">14,835</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2366">13,447</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2367">7,859</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2368">4,246</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2369">4,449</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2370">5,074</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-2371">6</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2372">2,362</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-459" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2373">52,278</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2374">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-2375">44</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2376">10</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2377">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2378">27</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-2379">7</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2380">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2381">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-460" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" scale="3" id="f-2382">88</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2383">14,835</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2384">13,491</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2385">7,869</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2386">4,246</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2387">4,476</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2388">5,081</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" scale="3" id="f-2389">6</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2390">2,362</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-161" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2391">52,366</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" scale="3" id="f-2392">33</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2393">28</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2394">31</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2395">10</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2396">32</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2397">27</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-2398">6</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2399">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-461" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2400">167</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2401">65,260</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2402">191,871</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2403">80,773</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2404">35,995</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2405">16,690</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2406">8,159</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2407">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2408">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-462" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2409">398,748</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" scale="3" id="f-2410">49</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-2411">424</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" scale="3" id="f-2412">312</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2413">229</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2414">124</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-2415">60</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2416">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2417">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-463" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2418">1,198</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2419">65,309</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2420">192,295</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2421">81,085</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2422">36,224</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2423">16,814</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2424">8,219</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:fixed-zero" scale="3" id="f-2425">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2426">&#8212;</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-163" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2427">399,946</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" scale="3" id="f-2428">86</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2429">1,388</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2430">708</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2431">137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2432">58</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2433">74</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" format="ixt:fixed-zero" scale="3" id="f-2434">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2435">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-464" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2436">2,451</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2437">26,376</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2438">21,379</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2439">5,121</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2440">2,447</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2441">3,885</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2442">9,987</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2443">12,713</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2444">478,673</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-465" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2445">560,581</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2446">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" scale="3" id="f-2447">212</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:fixed-zero" scale="3" id="f-2448">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" scale="3" id="f-2449">54</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" scale="3" id="f-2450">177</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" scale="3" id="f-2451">260</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2452">2,860</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:fixed-zero" scale="3" id="f-2453">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-466" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2454">3,563</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2455">26,376</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2456">21,591</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2457">5,121</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2458">2,501</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2459">4,062</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" format="ixt:num-dot-decimal" scale="3" id="f-2460">10,247</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" format="ixt:num-dot-decimal" scale="3" id="f-2461">15,573</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolving" format="ixt:num-dot-decimal" scale="3" id="f-2462">478,673</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-165" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-2463">564,144</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2464">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2465">10</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2466">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2467">103</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" format="ixt:fixed-zero" scale="3" id="f-2468">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" scale="3" id="f-2469">91</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" scale="3" id="f-2470">13</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" format="ixt:fixed-zero" scale="3" id="f-2471">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-467" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2472">217</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_109"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 5 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:AllowanceForCreditLossesTextBlock" id="f-2473" continuedAt="f-2473-1" escape="true">Allowance for Credit and Loan Losses</ix:nonNumeric></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" id="f-2474" continuedAt="f-2474-1" escape="true"><ix:continuation id="f-2473-1" continuedAt="f-2473-2"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"><tr><td style="width:1.0%"/><td style="width:26.090%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.948%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.555%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.948%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.948%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.948%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.404%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.951%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2475">29,736</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2476">2,503</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-468" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-2477">481</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2478">17,309</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2479">50,029</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-289" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2480">1,018</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-469" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" scale="3" id="f-2481">184</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-470" decimals="-3" sign="-" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" scale="3" id="f-2482">481</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-471" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2483">3,133</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2484">3,854</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-289" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2485">154</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-469" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2486">5</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-470" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-2487">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-471" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2488">3,549</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2489">3,708</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-289" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" scale="3" id="f-2490">353</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-469" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" scale="3" id="f-2491">33</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-470" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:fixed-zero" scale="3" id="f-2492">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-471" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:num-dot-decimal" scale="3" id="f-2493">1,419</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:num-dot-decimal" scale="3" id="f-2494">1,805</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2495">30,953</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2496">2,715</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-472" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:fixed-zero" scale="3" id="f-2497">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2498">18,312</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2499">51,980</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">107</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2473-2" continuedAt="f-2473-3"><ix:continuation id="f-2474-1"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:28.432%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.502%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-473" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2500">32,445</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-474" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2501">5,577</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-475" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2502">1,020</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-476" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2503">11,422</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2504">50,464</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-313" decimals="-3" sign="-" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2505">1,765</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-477" decimals="-3" sign="-" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2506">3,107</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-478" decimals="-3" sign="-" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" scale="3" id="f-2507">539</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-479" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2508">7,501</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2509">2,090</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-313" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2510">1,403</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-477" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" scale="3" id="f-2511">48</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-478" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:fixed-zero" scale="3" id="f-2512">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-479" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2513">2,835</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" format="ixt:num-dot-decimal" scale="3" id="f-2514">4,286</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-313" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" scale="3" id="f-2515">459</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-477" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" scale="3" id="f-2516">81</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-478" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:fixed-zero" scale="3" id="f-2517">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-479" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:num-dot-decimal" scale="3" id="f-2518">1,221</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" format="ixt:num-dot-decimal" scale="3" id="f-2519">1,761</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2520">29,736</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2521">2,503</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-468" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" scale="3" id="f-2522">481</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2523">17,309</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" format="ixt:num-dot-decimal" scale="3" id="f-2524">50,029</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accrued interest receivable on our loan receivables is excluded from the allowance for credit loss estimate and is included in interest receivable on our consolidated balance sheets. As of December&#160;31, 2024 and December&#160;31, 2023, the accrued interest on our loan portfolio was $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" scale="6" id="f-2525">25.6</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="6" id="f-2526">23.7</ix:nonFraction>&#160;million, respectively.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company utilized the Cumulative Loss Rate method in determining expected future credit losses. The loss rate method measures the amount of loan charge&#8211;offs, net of recoveries, (&#8220;loan losses&#8221;) recognized over the life of a closed pool and compares those loan losses to the outstanding loan balance of that pool as of a specific point in time (&#8220;pool date&#8221;).</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To estimate a CECL loss rate for the pool, management first identifies the loan losses recognized between the pool date and the reporting date for the pool and determines which loan losses were related to loans outstanding at the pool date. The loss rate method then divides the loan losses recognized on loans outstanding as of the pool date by the outstanding loan balance as of the pool date.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company&#8217;s historical look&#8211;back period includes January 2009 through the current period, on a monthly basis. When historical credit loss experience is not sufficient for a specific portfolio, the Company may supplement its own portfolio data with external models or data. The Company supplemented data for 2009 and 2010 with the use of adjusted Uniform Bank Performance Report peer group data.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Qualitative reserves reflect management&#8217;s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration other analytics performed within the organization, such as enterprise and concentration management, along with other credit&#8211;related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s CECL estimate applies to a forecast that incorporates macroeconomic trends and other environmental factors. Management utilized Moody's economic forecast scenarios including both National and Regional econometrics, as well as management judgment, as the basis for the forecast period. The historical loss rate was utilized as the base rate, and qualitative adjustments were utilized to reflect the forecast and other relevant factors.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company segments the loan portfolio into pools based on the following risk characteristics: financial asset type, loan purpose, collateral type, loan characteristics, credit characteristics, outstanding loan balances, contractual terms and prepayment assumptions, industry of the borrower and concentrations, and historical or expected credit loss patterns.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Liability for Commitments to Extend Credit and Standby Letters of Credit</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock" id="f-2527" continuedAt="f-2527-1" escape="true"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables represent, by loan portfolio segment, a summary of changes in the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):</span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">108</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2527-1" continuedAt="f-2527-2"><ix:continuation id="f-2473-3"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:21.122%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.204%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.081%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.742%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.350%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.602%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2528">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-289" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2529">1,385</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-150" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:num-dot-decimal" scale="3" id="f-2530">1,385</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-473" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2531">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-313" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" format="ixt:fixed-zero" scale="3" id="f-2532">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-151" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2533">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2534">64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-469" decimals="-3" sign="-" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" scale="3" id="f-2535">3</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-158" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2536">61</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-474" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2537">161</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-477" decimals="-3" sign="-" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" scale="3" id="f-2538">97</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-159" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2539">64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-468" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2540">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-470" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" format="ixt:fixed-zero" scale="3" id="f-2541">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-472" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2542">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-475" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2543">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-478" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" format="ixt:fixed-zero" scale="3" id="f-2544">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-468" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:fixed-zero" scale="3" id="f-2545">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2546">551</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-471" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" scale="3" id="f-2547">152</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-166" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2548">703</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-476" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2549">242</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-479" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" scale="3" id="f-2550">309</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-167" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2551">551</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2552">615</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" format="ixt:num-dot-decimal" scale="3" id="f-2553">1,534</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" format="ixt:num-dot-decimal" scale="3" id="f-2554">2,149</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2555">403</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" scale="3" id="f-2556">212</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:OffBalanceSheetCreditLossLiability" scale="3" id="f-2557">615</ix:nonFraction></span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_112"></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 6 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock" id="f-2558" continuedAt="f-2558-1" escape="true">Premises and Equipment</ix:nonNumeric></span><ix:nonNumeric contextRef="c-1" name="us-gaap:PropertyPlantAndEquipmentTextBlock" id="f-2559" escape="true"><ix:continuation id="f-2558-1" continuedAt="f-2558-2"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Land</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-480" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2560">31,310</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-481" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2561">31,310</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Buildings and improvements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-482" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2562">91,911</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-483" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2563">89,637</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Furniture and equipment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-484" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2564">40,655</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-485" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2565">37,879</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2566">163,876</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentGross" format="ixt:num-dot-decimal" scale="3" id="f-2567">158,826</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated depreciation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" format="ixt:num-dot-decimal" scale="3" id="f-2568">70,012</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" format="ixt:num-dot-decimal" scale="3" id="f-2569">64,243</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premises and equipment</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentNet" format="ixt:num-dot-decimal" scale="3" id="f-2570">93,864</ix:nonFraction>&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:PropertyPlantAndEquipmentNet" format="ixt:num-dot-decimal" scale="3" id="f-2571">94,583</ix:nonFraction>&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-2558-2"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Depreciation of premises and equipment included in net occupancy expense for the years ended December&#160;31, 2024, 2023 and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> was approximat</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ely $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:Depreciation" scale="6" id="f-2572">5.8</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:Depreciation" scale="6" id="f-2573">5.9</ix:nonFraction> million, and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:Depreciation" scale="6" id="f-2574">5.7</ix:nonFraction> million, r</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">espectively.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_115"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 7 &#8211; <ix:nonNumeric contextRef="c-1" name="hbnc:LoanServicingTextBlock" id="f-2575" continuedAt="f-2575-1" escape="true">Loan Servicing</ix:nonNumeric></span></div><ix:continuation id="f-2575-1"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of loans serviced for others totaled approximately </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-6" name="hbnc:PrincipalAmountOfServiceLoanOutstanding" scale="9" id="f-2576">1.438</ix:nonFraction> billion</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-6" name="hbnc:PrincipalAmountOfServiceLoanOutstanding" scale="9" id="f-2577">1.479</ix:nonFraction> billion at December&#160;31, 2024 and 2023.</span></div><ix:nonNumeric contextRef="c-1" name="hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock" id="f-2578" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Activity for mortgage servicing rights and the related impairment allowance were as follows: </span></div><div><span><br/></span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.546%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2579">18,807</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2580">18,619</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-13" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2581">17,780</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Servicing rights capitalized</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:CapitalizedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2582">1,359</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:CapitalizedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2583">1,220</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:CapitalizedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2584">3,184</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of servicing rights</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-2585">1,971</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-2586">1,032</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:AmortizationOfMortgageServicingRightsMSRs" format="ixt:num-dot-decimal" scale="3" id="f-2587">2,345</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2588">18,195</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2589">18,807</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRights" format="ixt:num-dot-decimal" scale="3" id="f-2590">18,619</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impairment allowance</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:fixed-zero" scale="3" id="f-2591">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:fixed-zero" scale="3" id="f-2592">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-13" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:num-dot-decimal" scale="3" id="f-2593">2,594</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:MortgageServicingRightsAdditions" format="ixt:fixed-zero" scale="3" id="f-2594">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:MortgageServicingRightsAdditions" format="ixt:fixed-zero" scale="3" id="f-2595">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:MortgageServicingRightsAdditions" format="ixt:fixed-zero" scale="3" id="f-2596">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reductions</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:MortgageServicingRightsReductions" format="ixt:fixed-zero" scale="3" id="f-2597">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:MortgageServicingRightsReductions" format="ixt:fixed-zero" scale="3" id="f-2598">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:MortgageServicingRightsReductions" format="ixt:num-dot-decimal" scale="3" id="f-2599">2,594</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:fixed-zero" scale="3" id="f-2600">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:fixed-zero" scale="3" id="f-2601">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:MortgageServicingRightsImpairmentAllowance" format="ixt:fixed-zero" scale="3" id="f-2602">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights, net</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-2603">18,195</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-2604">18,807</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment" format="ixt:num-dot-decimal" scale="3" id="f-2605">18,619</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, beginning of period</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2606">19,891</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2607">19,992</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-13" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2608">15,236</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, end of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2609">19,766</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2610">19,891</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-22" decimals="-3" name="us-gaap:ServicingAssetAtFairValueAmount" format="ixt:num-dot-decimal" scale="3" id="f-2611">19,992</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">109</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value at December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> was determined using a discounted cash flow analysis with the discount rates ranging from </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-486" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2612">9.0</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> to </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-487" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2613">11.5</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and prepayment speeds ranging from </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-488" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2614">5.6</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> to </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-489" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2615">13.3</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, depending on the stratification of the specific right. Fair value at </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> was determined using a discounted cash flow analysis with a discount rate of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-490" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2616">11.0</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and prepayment speeds ranging from </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-491" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2617">6.4</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> to </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="number" contextRef="c-492" decimals="3" name="us-gaap:ServicingAssetMeasurementInput" scale="-2" id="f-2618">9.5</ix:nonFraction>%</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">depending on the stratification of the specific right.  </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_118"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 8 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock" id="f-2619" continuedAt="f-2619-1" escape="true">Goodwill</ix:nonNumeric></span></div><ix:continuation id="f-2619-1"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The carrying amount of goodwill was $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2620"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:Goodwill" format="ixt:num-dot-decimal" scale="6" id="f-2621">155.2</ix:nonFraction></ix:nonFraction>&#160;million as of  December&#160;31, 2024 and December&#160;31, 2023, respectively.  There were no changes in the carrying amount of goodwill for the year ended  December&#160;31, 2024 and 2023. Goodwill is assessed for impairment annually, or more frequently if events occur or circumstances change that indicate an impairment may exist. When assessing goodwill for impairment, first, a qualitative assessment can be made to determine whether it is more likely than not that the estimated fair value of a reporting unit is less than its estimated carrying value. If the results of the qualitative assessment are not conclusive, a quantitative goodwill test is performed. Alternatively, a quantitative goodwill test can be performed without performing a qualitative assessment. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="INF" name="us-gaap:GoodwillImpairmentLoss" format="ixt:fixed-zero" scale="3" id="f-2622"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="INF" name="us-gaap:GoodwillImpairmentLoss" format="ixt:fixed-zero" scale="3" id="f-2623">No</ix:nonFraction></ix:nonFraction> goodwill impairment charges were recorded for the year ended December&#160;31, 2024 and 2023. As of December&#160;31, 2024, Horizon elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a result of acquisitions, the Company has recorded certain amortizable intangible assets related to core deposit intangibles. These core deposit intangibles are being amortized over <ix:nonNumeric contextRef="c-493" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" format="ixt-sec:duryear" id="f-2624">7</ix:nonNumeric> years to <ix:nonNumeric contextRef="c-494" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" format="ixt-sec:duryear" id="f-2625">10</ix:nonNumeric> years using an accelerated method and had a weighted average remaining life of <ix:nonNumeric contextRef="c-495" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" format="ixt-sec:duryear" id="f-2626">4.14</ix:nonNumeric> years and <ix:nonNumeric contextRef="c-496" name="us-gaap:FiniteLivedIntangibleAssetUsefulLife" format="ixt-sec:duryear" id="f-2627">4.96</ix:nonNumeric> years as of December&#160;31, 2024 and December&#160;31, 2023. <ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" id="f-2628" continuedAt="f-2628-1" escape="true">Amortizable intangible assets are summarized as follows:</ix:nonNumeric></span></div><ix:continuation id="f-2628-1"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"><tr><td style="width:1.0%"/><td style="width:25.455%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.537%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.406%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:19.537%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.406%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.074%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.406%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.079%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortizable intangible assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core deposit intangible</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-497" decimals="-3" name="us-gaap:FiniteLivedCoreDepositsGross" format="ixt:num-dot-decimal" scale="3" id="f-2629">33,633</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-497" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" format="ixt:num-dot-decimal" scale="3" id="f-2630">23,410</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-498" decimals="-3" name="us-gaap:FiniteLivedCoreDepositsGross" format="ixt:num-dot-decimal" scale="3" id="f-2631">35,190</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-498" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization" format="ixt:num-dot-decimal" scale="3" id="f-2632">21,564</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amortization expense for intangible assets totaled $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:AmortizationOfIntangibleAssets" scale="6" id="f-2633">3.4</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:AmortizationOfIntangibleAssets" scale="6" id="f-2634">3.6</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:AmortizationOfIntangibleAssets" scale="6" id="f-2635">3.7</ix:nonFraction> million for the years ended December&#160;31, 2024, 2023 and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. <ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" id="f-2636" continuedAt="f-2636-1" escape="true">Estimated amortization for the years ending December 31 is as follows:</ix:nonNumeric></span></div><ix:continuation id="f-2636-1"><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.766%"><tr><td style="width:1.0%"/><td style="width:48.900%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:48.900%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Year</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" format="ixt:num-dot-decimal" scale="3" id="f-2637">3,044</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" format="ixt:num-dot-decimal" scale="3" id="f-2638">2,566</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" format="ixt:num-dot-decimal" scale="3" id="f-2639">2,119</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" format="ixt:num-dot-decimal" scale="3" id="f-2640">1,754</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" scale="3" id="f-2641">512</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" scale="3" id="f-2642">228</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FiniteLivedIntangibleAssetsNet" format="ixt:num-dot-decimal" scale="3" id="f-2643">10,223</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">110</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_124"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-bottom:6pt;margin-top:18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 9 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:DepositLiabilitiesDisclosuresTextBlock" id="f-2644" continuedAt="f-2644-1" escape="true">Deposits</ix:nonNumeric></span><ix:nonNumeric contextRef="c-1" name="hbnc:CompositionOfDepositsTableTextBlock" id="f-2645" escape="true"><ix:continuation id="f-2644-1" continuedAt="f-2644-2"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing demand deposits</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-2646">1,064,818</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-2647">1,116,005</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits: </span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing demand deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestBearingDomesticDepositDemand" format="ixt:num-dot-decimal" scale="3" id="f-2648">1,767,984</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestBearingDomesticDepositDemand" format="ixt:num-dot-decimal" scale="3" id="f-2649">1,688,986</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DepositsMoneyMarketDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2650">960,008</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DepositsMoneyMarketDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2651">897,125</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Savings deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DepositsSavingsDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2652">718,689</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DepositsSavingsDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2653">783,038</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of $250,000 or more</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-499" decimals="-3" name="us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2654">549,361</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-500" decimals="-3" name="us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2655">632,846</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of less than $250,000</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:OtherCertificateAndTimeDeposit" format="ixt:num-dot-decimal" scale="3" id="f-2656">539,792</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:OtherCertificateAndTimeDeposit" format="ixt:num-dot-decimal" scale="3" id="f-2657">546,893</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest-bearing deposits</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:InterestBearingDepositLiabilitiesDomestic" format="ixt:num-dot-decimal" scale="3" id="f-2658">4,535,834</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:InterestBearingDepositLiabilitiesDomestic" format="ixt:num-dot-decimal" scale="3" id="f-2659">4,548,888</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Deposits" format="ixt:num-dot-decimal" scale="3" id="f-2660">5,600,652</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Deposits" format="ixt:num-dot-decimal" scale="3" id="f-2661">5,664,893</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></ix:continuation></ix:nonNumeric></div><ix:continuation id="f-2644-2"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no overdraft customer transaction deposits reclassified as loan balances at </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregate amount of certificate of deposits (CD) and other time deposits (TD) in denominations of $100,000 or more at December&#160;31, 2024 and 2023 were $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:TimeDeposits100000OrMore" scale="6" id="f-2662">775.7</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:TimeDeposits100000OrMore" scale="6" id="f-2663">863.5</ix:nonFraction> million, respectively.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:TimeDepositMaturitiesTableTextBlock" id="f-2664" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certificates and other time deposits for both retail and brokered maturing in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.508%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.546%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Retail</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Brokered</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearOne" format="ixt:num-dot-decimal" scale="3" id="f-2665">924,549</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearOne" format="ixt:num-dot-decimal" scale="3" id="f-2666">99,509</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearOne" format="ixt:num-dot-decimal" scale="3" id="f-2667">1,024,058</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearTwo" format="ixt:num-dot-decimal" scale="3" id="f-2668">33,733</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearTwo" format="ixt:num-dot-decimal" scale="3" id="f-2669">15,023</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearTwo" format="ixt:num-dot-decimal" scale="3" id="f-2670">48,756</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearThree" format="ixt:num-dot-decimal" scale="3" id="f-2671">9,165</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearThree" format="ixt:fixed-zero" scale="3" id="f-2672">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearThree" format="ixt:num-dot-decimal" scale="3" id="f-2673">9,165</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFour" format="ixt:num-dot-decimal" scale="3" id="f-2674">2,826</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFour" format="ixt:fixed-zero" scale="3" id="f-2675">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFour" format="ixt:num-dot-decimal" scale="3" id="f-2676">2,826</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFive" format="ixt:num-dot-decimal" scale="3" id="f-2677">4,329</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFive" format="ixt:fixed-zero" scale="3" id="f-2678">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesYearFive" format="ixt:num-dot-decimal" scale="3" id="f-2679">4,329</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDepositMaturitiesAfterYearFive" scale="3" id="f-2680">19</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDepositMaturitiesAfterYearFive" format="ixt:fixed-zero" scale="3" id="f-2681">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDepositMaturitiesAfterYearFive" scale="3" id="f-2682">19</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-501" decimals="-3" name="us-gaap:TimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2683">974,621</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-502" decimals="-3" name="us-gaap:TimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2684">114,532</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-2685">1,089,153</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deposits received in the ordinary course of business from the directors and officers of the Company and their related interests amounted to $<ix:nonFraction unitRef="usd" contextRef="c-503" decimals="-5" name="us-gaap:Deposits" scale="6" id="f-2686">1.3</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-504" decimals="-5" name="us-gaap:Deposits" scale="6" id="f-2687">0.7</ix:nonFraction> million for the years ended December&#160;31, 2024 and 2023, respectively.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_127"></div><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 10 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:DebtDisclosureTextBlock" id="f-2688" continuedAt="f-2688-1" escape="true">Borrowings</ix:nonNumeric></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfDebtInstrumentsTextBlock" id="f-2689" escape="true"><ix:continuation id="f-2688-1" continuedAt="f-2688-2"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank advances, variable and fixed rates ranging from <ix:nonFraction unitRef="number" contextRef="c-386" decimals="INF" name="us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" scale="-2" id="f-2690">2.63</ix:nonFraction>% to <ix:nonFraction unitRef="number" contextRef="c-387" decimals="INF" name="us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" scale="-2" id="f-2691">4.07</ix:nonFraction>%, due at various dates through May&#160;22, 2034</span></div></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AdvancesFromFederalHomeLoanBanks" format="ixt:num-dot-decimal" scale="3" id="f-2692">1,130,148</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AdvancesFromFederalHomeLoanBanks" format="ixt:num-dot-decimal" scale="3" id="f-2693">750,264</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Securities sold under agreements to repurchase, fixed rates ranging from <ix:nonFraction unitRef="number" contextRef="c-386" decimals="INF" name="us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate" scale="-2" id="f-2694">0.01</ix:nonFraction>% to <ix:nonFraction unitRef="number" contextRef="c-387" decimals="INF" name="us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate" scale="-2" id="f-2695">4.43</ix:nonFraction>%, due overnight and continuous</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" format="ixt:num-dot-decimal" scale="3" id="f-2696">89,912</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:SecuritiesSoldUnderAgreementsToRepurchase" format="ixt:num-dot-decimal" scale="3" id="f-2697">136,030</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds purchased</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FederalFundsPurchased" format="ixt:fixed-zero" scale="3" id="f-2698">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FederalFundsPurchased" format="ixt:fixed-zero" scale="3" id="f-2699">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Reserve Bank - Bank Term Funding Program</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FederalReserveBankFunding" format="ixt:fixed-zero" scale="3" id="f-2700">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FederalReserveBankFunding" format="ixt:num-dot-decimal" scale="3" id="f-2701">430,000</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Secured borrowings, fixed rates ranging from <ix:nonFraction unitRef="number" contextRef="c-386" decimals="INF" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2702">3.75</ix:nonFraction>% to <ix:nonFraction unitRef="number" contextRef="c-387" decimals="INF" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2703">9.75</ix:nonFraction>%, due at various dates through March&#160;28, 2043 </span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:SecuredDebt" format="ixt:num-dot-decimal" scale="3" id="f-2704">12,192</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:SecuredDebt" format="ixt:num-dot-decimal" scale="3" id="f-2705">36,756</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebt" format="ixt:num-dot-decimal" scale="3" id="f-2706">1,232,252</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:LongTermDebt" format="ixt:num-dot-decimal" scale="3" id="f-2707">1,353,050</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">111</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2688-2"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The weighted average interest rate for FHLB advances was <ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate" scale="-2" id="f-2708">3.51</ix:nonFraction>% at December 31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Federal Home Loan Bank advances are secured by first and second mortgage loans, commercial real estate loans and mortgage warehouse loans totaling approximately $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-8" name="us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" scale="9" id="f-2709">2.3</ix:nonFraction> billion. Advances are subject to restrictions or penalties in the event of prepayment. At December&#160;31, 2024, the Bank had a tota</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">l of $<ix:nonFraction unitRef="usd" contextRef="c-505" decimals="-6" name="us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure" scale="6" id="f-2710">930</ix:nonFraction> million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> in putable advances. The initial call dates for these advances range from January 31, 2025 to March 19, 2025 even though maturity dates extend beyond those dates. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the Bank had available approximately</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-8" name="us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" scale="9" id="f-2711">1.5</ix:nonFraction> billion in </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">credit lines with various money center banks, including the FHLB. </span></div><div><span><br/></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" id="f-2712" escape="true"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Contractual maturities in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:71.783%"><tr><td style="width:1.0%"/><td style="width:76.089%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.818%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:20.693%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" format="ixt:num-dot-decimal" scale="3" id="f-2713">294,638</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" scale="3" id="f-2714">75</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" format="ixt:fixed-zero" scale="3" id="f-2715">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" format="ixt:fixed-zero" scale="3" id="f-2716">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:LongTermDebtMaturityAfterYearFour" format="ixt:num-dot-decimal" scale="3" id="f-2717">937,539</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:LongTermDebt" format="ixt:num-dot-decimal" scale="3" id="f-2718">1,232,252</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_130"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 11 &#8211; <ix:nonNumeric contextRef="c-1" name="hbnc:RepurchaseAgreementsTextBlock" id="f-2719" continuedAt="f-2719-1" escape="true">Repurchase Agreements</ix:nonNumeric></span></div><ix:continuation id="f-2719-1" continuedAt="f-2719-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company transfers various securities to customers in exchange for cash at the end of each business day and agrees to acquire the securities at the end of the next business day for the cash exchanged plus interest. The process is repeated at the end of each business day until the agreement is terminated. The securities underlying the agreement remained under the Company&#8217;s control.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfRepurchaseAgreements" id="f-2720" continuedAt="f-2720-1" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements:</span></div></ix:nonNumeric></ix:continuation><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">112</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2719-2"><ix:continuation id="f-2720-1"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.496%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.604%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-506" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2721">34,191</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><ix:nonFraction unitRef="usd" contextRef="c-507" xsi:nil="true" name="us-gaap:SecuredDebtRepurchaseAgreements" id="f-2722"></ix:nonFraction></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><ix:nonFraction unitRef="usd" contextRef="c-508" xsi:nil="true" name="us-gaap:SecuredDebtRepurchaseAgreements" id="f-2723"></ix:nonFraction></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"><ix:nonFraction unitRef="usd" contextRef="c-509" xsi:nil="true" name="us-gaap:SecuredDebtRepurchaseAgreements" id="f-2724"></ix:nonFraction></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2725">34,191</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-510" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2726">55,721</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-511" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2727">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-512" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2728">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-513" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2729">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2730">55,721</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-514" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2731">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-515" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2732">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-516" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2733">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-517" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2734">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-59" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2735">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-518" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2736">89,912</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-519" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2737">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-520" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2738">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-521" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2739">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2740">89,912</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" format="ixt:fixed-zero" scale="3" id="f-2741">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:37.496%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.595%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.604%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-522" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2742">128,594</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-523" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2743">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-524" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2744">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-525" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2745">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2746">128,594</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-526" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2747">7,436</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-527" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2748">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-528" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2749">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-529" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2750">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-65" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2751">7,436</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-530" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2752">136,030</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-531" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2753">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-532" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2754">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-533" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:fixed-zero" scale="3" id="f-2755">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:SecuredDebtRepurchaseAgreements" format="ixt:num-dot-decimal" scale="3" id="f-2756">136,030</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" format="ixt:fixed-zero" scale="3" id="f-2757">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities sold under agreements to repurchase are secured by securities with a carrying amount of </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" scale="6" id="f-2758">96.8</ix:nonFraction> million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" scale="6" id="f-2759">145.2</ix:nonFraction> million at December&#160;31, 2024 and December&#160;31, 2023, respectively.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_133"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 12 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:SubordinatedBorrowingsDisclosureTextBlock" id="f-2760" continuedAt="f-2760-1" escape="true">Subordinated Notes</ix:nonNumeric></span></div><ix:continuation id="f-2760-1" continuedAt="f-2760-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On June 24, 2020, Horizon issued $<ix:nonFraction unitRef="usd" contextRef="c-534" decimals="INF" name="us-gaap:DebtInstrumentFaceAmount" format="ixt:num-dot-decimal" scale="6" id="f-2761">60.0</ix:nonFraction>&#160;million in aggregate principal amount of <ix:nonFraction unitRef="number" contextRef="c-534" decimals="INF" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2762">5.625</ix:nonFraction>% fixed&#8211;to&#8211;floating rate subordinated notes (the &#8220;Notes&#8221;). The Notes were offered in denominations of $1,000 and integral multiples of $1,000 in excess thereof. The Notes mature on July 1, 2030 (the &#8220;Maturity Date&#8221;). From and including the date of original issuance to, but excluding, July 1, 2025 or the date of earlier redemption (the &#8220;fixed rate period&#8221;), the Notes bear interest at an initial rate of <ix:nonFraction unitRef="number" contextRef="c-534" decimals="INF" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2763">5.625</ix:nonFraction>% per annum, payable semi&#8211;annually in arrears on January 1 and July 1 of each year, commencing on January 1, 2021. The last interest payment date for the fixed rate period will be July 1, 2025. From and including July 1, 2025 to, but excluding, the Maturity Date or the date of earlier redemption (the &#8220;floating rate period&#8221;), the Notes bear interest at a floating rate per annum equal to the benchmark rate, which is expected to be Three&#8211;Month Term SOFR (the &#8220;Benchmark Rate&#8221;), plus <ix:nonFraction unitRef="number" contextRef="c-1" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-4" id="f-2764">549</ix:nonFraction> basis points, payable quarterly in arrears on January 1, April 1, July 1, and October 1 of each year, commencing on October 1, 2025. Notwithstanding the foregoing, in the event that the Benchmark Rate is less than zero, the Benchmark Rate shall be deemed to be zero.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon may, at its option, beginning with the interest payment date of July 1, 2025 and on any interest payment date thereafter, redeem the Notes, in whole or in part. The Notes will not otherwise be redeemable by Horizon prior to maturity, unless certain events occur. The redemption price for any redemption is <ix:nonFraction unitRef="number" contextRef="c-1" decimals="2" name="us-gaap:DebtInstrumentRedemptionPricePercentage" scale="-2" id="f-2765">100</ix:nonFraction>% of the principal amount of the Notes, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any early redemption of the Notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations, including capital regulations.     </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Notes are unsecured subordinated obligations, and rank pari passu, or equally, with all of Horizon's future unsecured subordinated debt and are junior to all existing and future senior debt. The Notes are structurally </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">113</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2760-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">subordinated to all existing and future liabilities of Horizon's subsidiaries, including the deposit liabilities and claims of other creditors of Horizon Bank, and are effectively subordinated to Horizon&#8217;s existing and future secured indebtedness. There is no sinking fund for the Notes. The Notes are obligations of Horizon only and are not obligations of, and are not guaranteed by, any of Horizon&#8217;s subsidiaries.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On December 8, 2023, Horizon cancelled $<ix:nonFraction unitRef="usd" contextRef="c-535" decimals="-5" name="us-gaap:ExtinguishmentOfDebtAmount" scale="6" id="f-2766">3.5</ix:nonFraction> million of the $<ix:nonFraction unitRef="usd" contextRef="c-536" decimals="INF" name="us-gaap:DebtInstrumentFaceAmount" scale="6" id="f-2767">60.0</ix:nonFraction> million in Notes at a price of <ix:nonFraction unitRef="number" contextRef="c-536" decimals="INF" name="hbnc:ExtinguishmentOfDebtPriceToPar" scale="0" id="f-2768">89.5</ix:nonFraction> recording a gain of $<ix:nonFraction unitRef="usd" contextRef="c-535" decimals="-3" name="us-gaap:GainsLossesOnExtinguishmentOfDebt" scale="3" id="f-2769">368</ix:nonFraction> thousand. The balance net of unamortized issuance costs of the Notes was $<ix:nonFraction unitRef="usd" contextRef="c-537" decimals="-5" name="us-gaap:DeferredFinanceCostsNet" scale="6" id="f-2770">55.7</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-538" decimals="-5" name="us-gaap:DeferredFinanceCostsNet" scale="6" id="f-2771">55.5</ix:nonFraction> million at December&#160;31, 2024 and December&#160;31, 2023, respectively. Unamortized debt issuance costs were $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" scale="6" id="f-2772">0.8</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" scale="6" id="f-2773">1.0</ix:nonFraction> million at December&#160;31, 2024 and December&#160;31, 2023, respectively.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_136"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 13 &#8211; <ix:nonNumeric contextRef="c-1" name="hbnc:SubordinatedDebenturesTextBlock" id="f-2774" continuedAt="f-2774-1" escape="true">Junior Subordinated Debentures Issued to Capital Trusts</ix:nonNumeric></span></div><ix:continuation id="f-2774-1" continuedAt="f-2774-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In October of 2004, Horizon formed Horizon Statutory Trust II (&#8220;Trust II&#8221;), a wholly owned statutory business trust. Trust II sold</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $<ix:nonFraction unitRef="usd" contextRef="c-539" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2775">10.0</ix:nonFraction>&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust II and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-539" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2776">2.21</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-540" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2777">6.73</ix:nonFraction>% at December&#160;31, 2024) and mature on November 23, 2034, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In December of 2006, Horizon formed Horizon Bancorp Capital Trust III (&#8220;Trust III&#8221;), a wholly owned statutory business trust. Trust III sold $<ix:nonFraction unitRef="usd" contextRef="c-541" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2778">12.0</ix:nonFraction>&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust III and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-541" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2779">1.91</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-542" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2780">6.50</ix:nonFraction>% at December&#160;31, 2024) and mature on January 30, 2037, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the acquisition of Alliance Bank Corporation in 2005. In June 2004, Alliance formed Alliance Financial Statutory Trust I a wholly owned business trust (&#8220;Alliance Trust&#8221;), to sell $<ix:nonFraction unitRef="usd" contextRef="c-543" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2781">5.0</ix:nonFraction>&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Alliance. The junior subordinated debentures are the sole assets of Alliance Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-543" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2782">2.91</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-544" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2783">7.26</ix:nonFraction>% at December&#160;31, 2024) and mature in June 2034, and securities may be called at any quarterly interest payment date at par.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the American Trust &amp; Savings Bank purchase and assumption in 2010. In March 2004, Am Tru Inc., the holding company for American Trust &amp; Savings Bank, formed Am Tru Statutory Trust I a wholly owned business trust (&#8220;Am Tru Trust&#8221;), to sell $<ix:nonFraction unitRef="usd" contextRef="c-545" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2784">3.5</ix:nonFraction>&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Am Tru Inc. The junior subordinated debentures are the sole assets of Am Tru Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-545" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2785">2.85</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-546" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2786">8.05</ix:nonFraction>% at December&#160;31, 2024) and mature in December 2033, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the Heartland merger in July 2012. In December 2006, Heartland formed Heartland (IN) Statutory Trust II a wholly owned business trust (&#8220;Heartland Trust&#8221;), to sell $<ix:nonFraction unitRef="usd" contextRef="c-547" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2787">3.0</ix:nonFraction>&#160;million </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Heartland. The junior subordinated </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">114</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2774-2"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">debentures are the sole assets of Heartland Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-547" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2788">1.93</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-548" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2789">6.29</ix:nonFraction>% at December&#160;31, 2024) and mature in December 2036, and securities may be called at any quarterly interest payment date at par. The carrying value was $<ix:nonFraction unitRef="usd" contextRef="c-548" decimals="-5" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="6" id="f-2790">2.2</ix:nonFraction>&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the LaPorte merger in July 2016. In October 2007, LaPorte as</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">sumed debentures as the result of its acquisition of City Savings Financial Corporation (&#8220;City Savings&#8221;). In June 2003, City Savings formed City Savings Statutory Trust I a wholly owned business trust (&#8220;City Savings Trust&#8221;), to sell $<ix:nonFraction unitRef="usd" contextRef="c-549" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2791">5.0</ix:nonFraction>&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equiv</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">alent amount of subordinated debentures from City Savings. The junior subordinated debentures are the sole assets of City Savings Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-549" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2792">3.10</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-550" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2793">8.02</ix:nonFraction>% at December&#160;31, 2024) and mature in June 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $<ix:nonFraction unitRef="usd" contextRef="c-550" decimals="-5" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="6" id="f-2794">4.6</ix:nonFraction>&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the Salin merger </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in March 2019. In October 2003, Salin Bancshares, Inc. (&#8220;Salin&#8221;) formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;), to sell $<ix:nonFraction unitRef="usd" contextRef="c-551" decimals="-5" name="hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" format="ixt:num-dot-decimal" scale="6" id="f-2795">19.0</ix:nonFraction>&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Salin. The junior subordinated debentures are the so</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">le assets of Salin Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus <ix:nonFraction unitRef="number" contextRef="c-551" decimals="INF" name="us-gaap:DebtInstrumentBasisSpreadOnVariableRate1" scale="-2" id="f-2796">2.95</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-552" decimals="4" name="us-gaap:DebtInstrumentInterestRateStatedPercentage" scale="-2" id="f-2797">3.21</ix:nonFraction>% at December&#160;31, 2024) and mature in October 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $<ix:nonFraction unitRef="usd" contextRef="c-552" decimals="-5" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="6" id="f-2798">18.4</ix:nonFraction>&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Trust Preferred Capital Securities, subject to certain limitations, are included in Tier 1 Capital for regulatory purposes. Dividends on the Trust Preferred Capital Securities are recorded as interest expense.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_139"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 14 &#8211; <ix:nonNumeric contextRef="c-1" name="hbnc:EmployeeStockOwnershipPlanTextBlock" id="f-2799" continuedAt="f-2799-1" escape="true">Supplemental Executive Retirement Plan</ix:nonNumeric></span></div><ix:continuation id="f-2799-1" continuedAt="f-2799-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company sponsors a supplemental retirement plan for a select group of management or highly compensated employees of the Company under the 2005 Supplemental Executive Retirement Plan (the &#8220;SERP&#8221;). This plan was effective January 1, 2005, to replace the SERP originally effective January 1, 1993, which has been frozen. The SERP provides participating officers with the ability to defer income in addition to the benefits provided under the Company's Employee Thrift Plan.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The SERP is a deferred compensation plan under which benefits are derived based on a notional account balance to be funded by the Company for each participating officer. The account balance was credited each year with a Company matching contribution of $<ix:nonFraction unitRef="usd" contextRef="c-40" decimals="-3" name="hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" format="ixt:num-dot-decimal" scale="0" id="f-2800">20,000</ix:nonFraction> or $<ix:nonFraction unitRef="usd" contextRef="c-41" decimals="-3" name="hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" format="ixt:num-dot-decimal" scale="0" id="f-2801">35,000</ix:nonFraction> based on the officer's plan. Plan participants could select from two investment options which included cash or stock units of the Company's stock. Assets of the SERP (i.e. the participants' account balances) were not physically invested in the investments selected by the participants; rather, they are utilized for the purpose of debiting or crediting additional amounts to each participants' account. The Company informally funded its obligation to plan participants in a rabbi trust, which is consolidated by the Company, and is comprised of a money market fund and Company stock reported at fair value based on quoted market prices. The assets held in the rabbi trust were reported at their estimated fair value of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:CommonStockSharesHeldInEmployeeTrust" scale="6" id="f-2802">10.7</ix:nonFraction> million at December&#160;31, 2024 and were included in cash and other assets in the Company's consolidated balance sheets. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Effective December 3, 2024, the Company eliminated its common stock as an investment alternative available under Horizon&#8217;s 2005 Supplemental Executive Retirement Plan, as amended (the &#8220;Amended SERP&#8221;).  As a result, the <ix:nonFraction unitRef="shares" contextRef="c-553" decimals="INF" name="hbnc:CommonStockBeneficiallyOwnedLiquidatedAmount" format="ixt:num-dot-decimal" scale="0" id="f-2803">203,440</ix:nonFraction> shares of Horizon common stock beneficially owned under the SERP were liquidated. The amounts held in the rabbi trust were reported at their estimated fair value of $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:CommonStockSharesHeldInEmployeeTrust" scale="6" id="f-2804">10.6</ix:nonFraction> million at December&#160;31, 2023 and were included in cash a</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">nd stockholders' equity in</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the Company's consolidated balance sheets. The related accrued benefit cost (representing the Company's benefit obligation to participants) of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="hbnc:EmployeeStockOwnershipPlanESOPLiability" scale="6" id="f-2805">10.7</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="hbnc:EmployeeStockOwnershipPlanESOPLiability" scale="6" id="f-2806">10.6</ix:nonFraction> million at </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">115</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2799-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024 and December&#160;31, 2023, respectively, was recorded in other liabilities in the Company's consolidated balance sheets.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The SERP is accounted for pursuant to FASB ASC section 710-10, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Compensation - Overall&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASC 710-10&#8221;). SERP participants are credited with a contribution to an account and will receive, upon separation, a benefit based upon the vested amount accrued in their account, which includes both the officer's and Company's contributions plus or minus the increase or decrease in the fair market value of the SERP assets selected by the participant. ASC 710-10 requires the Company to record a liability and related compensation expense during the service period. The Company is accruing the expense under the assumption that all participants in the SERP will achieve full vesting (<ix:nonNumeric contextRef="c-1" name="hbnc:EmployeeStockOwnershipPlanESOPAwardServicePeriod" format="ixt-sec:durwordsen" id="f-2807">five years</ix:nonNumeric> of service). Following the vesting period, the liability continues to be remeasured each reporting period until extinguishment of the liability, with offsetting adjustments to compensation costs. The Company matching contribution and related expense was $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP" scale="3" id="f-2808">433</ix:nonFraction> thousand, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP" scale="3" id="f-2809">344</ix:nonFraction> thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP" scale="3" id="f-2810">404</ix:nonFraction> thousand for the years ended December&#160;31, 2024, December&#160;31, 2023 and December&#160;31, 2022, respectively.</span></div></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_142"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 15 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:CompensationAndEmployeeBenefitPlansTextBlock" id="f-2811" continuedAt="f-2811-1" escape="true">Employee Benefit Plans</ix:nonNumeric></span></div><ix:continuation id="f-2811-1"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Employee Thrift Plan (&#8220;Plan&#8221;) provides that all employees of Horizon with the requisite hours of service are eligible for the Plan. The Plan permits voluntary employee contributions and Horizon may make discretionary matching and profit sharing contributions. Each eligible employee is vested according to a schedule based upon years of service. Employee voluntary contributions are vested at all times. The Bank&#8217;s expense related to the Plan totaled approximately </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-554" decimals="-5" name="us-gaap:PensionAndOtherPostretirementBenefitExpense" scale="6" id="f-2812">1.7</ix:nonFraction> million in 2024, $<ix:nonFraction unitRef="usd" contextRef="c-555" decimals="-5" name="us-gaap:PensionAndOtherPostretirementBenefitExpense" scale="6" id="f-2813">1.9</ix:nonFraction> million in 2023 and $<ix:nonFraction unitRef="usd" contextRef="c-556" decimals="-5" name="us-gaap:PensionAndOtherPostretirementBenefitExpense" scale="6" id="f-2814">1.9</ix:nonFraction> million in 2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan owned a total of <ix:nonFraction unitRef="shares" contextRef="c-557" decimals="INF" name="us-gaap:DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" format="ixt:num-dot-decimal" scale="0" id="f-2815">680,785</ix:nonFraction> shares of Horizon&#8217;s stock or <ix:nonFraction unitRef="number" contextRef="c-554" decimals="3" name="hbnc:PercentageOfCompanySharesOwnedByPlan" scale="-2" id="f-2816">1.5</ix:nonFraction>% of the outstanding shares as of December&#160;31, 2024.</span></div></ix:continuation><div><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_145"></div><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 16 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:IncomeTaxDisclosureTextBlock" id="f-2817" continuedAt="f-2817-1" escape="true">Income Tax</ix:nonNumeric></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" id="f-2818" escape="true"><ix:continuation id="f-2817-1" continuedAt="f-2817-2"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:56.648%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.500%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Currently payable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:CurrentFederalTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2819">8,558</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:CurrentFederalTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2820">14,980</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:CurrentFederalTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2821">9,111</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" scale="3" id="f-2822">363</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" scale="3" id="f-2823">640</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:CurrentStateAndLocalTaxExpenseBenefit" scale="3" id="f-2824">888</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2825">15,528</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2826">3,393</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:DeferredFederalIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2827">2,208</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2828">1,472</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" scale="3" id="f-2829">71</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit" scale="3" id="f-2830">31</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total income tax expense</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2831">8,079</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2832">11,018</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2833">12,176</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Reconciliation of federal statutory to actual tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal statutory income tax at 21% </span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" format="ixt:num-dot-decimal" scale="3" id="f-2834">5,743</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" format="ixt:num-dot-decimal" scale="3" id="f-2835">8,190</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" format="ixt:num-dot-decimal" scale="3" id="f-2836">22,173</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt interest</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:IncomeTaxReconciliationTaxExemptInterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-2837">6,427</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:IncomeTaxReconciliationTaxExemptInterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-2838">6,777</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:IncomeTaxReconciliationTaxExemptInterestIncome" format="ixt:num-dot-decimal" scale="3" id="f-2839">6,623</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt BOLI income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" scale="3" id="f-2840">273</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" scale="3" id="f-2841">779</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxExemptIncome" scale="3" id="f-2842">746</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock compensation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" scale="3" id="f-2843">150</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" scale="3" id="f-2844">88</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" scale="3" id="f-2845">232</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revaluation of deferred tax assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" format="ixt:num-dot-decimal" scale="3" id="f-2846">5,201</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" format="ixt:num-dot-decimal" scale="3" id="f-2847">5,201</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" format="ixt:fixed-zero" scale="3" id="f-2848">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other tax exempt income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeTaxReconciliationOtherAdjustments" format="ixt:fixed-zero" scale="3" id="f-2849">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" sign="-" name="us-gaap:IncomeTaxReconciliationOtherAdjustments" scale="3" id="f-2850">371</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" sign="-" name="us-gaap:IncomeTaxReconciliationOtherAdjustments" scale="3" id="f-2851">454</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax, net of federal tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" format="ixt:num-dot-decimal" scale="3" id="f-2852">1,185</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" scale="3" id="f-2853">142</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes" scale="3" id="f-2854">676</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax credit investments, net of amortization</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxCreditsInvestment" format="ixt:num-dot-decimal" scale="3" id="f-2855">1,290</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxCreditsInvestment" format="ixt:num-dot-decimal" scale="3" id="f-2856">2,976</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxReconciliationTaxCreditsInvestment" format="ixt:num-dot-decimal" scale="3" id="f-2857">2,774</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption ordinary income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" format="ixt:fixed-zero" scale="3" id="f-2858">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" format="ixt:num-dot-decimal" scale="3" id="f-2859">5,316</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" format="ixt:fixed-zero" scale="3" id="f-2860">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption excise</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" format="ixt:fixed-zero" scale="3" id="f-2861">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" format="ixt:num-dot-decimal" scale="3" id="f-2862">2,532</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" format="ixt:fixed-zero" scale="3" id="f-2863">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nondeductible and other</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" scale="3" id="f-2864">404</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" scale="3" id="f-2865">628</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" scale="3" id="f-2866">156</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Actual tax expense</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2867">8,079</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2868">11,018</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-2869">12,176</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">116</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2817-2"><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" id="f-2870" escape="true"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" format="ixt:num-dot-decimal" scale="3" id="f-2871">12,590</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" format="ixt:num-dot-decimal" scale="3" id="f-2872">12,546</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net operating loss and tax credits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" format="ixt:num-dot-decimal" scale="3" id="f-2873">10,805</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsOperatingLossCarryforwards" format="ixt:num-dot-decimal" scale="3" id="f-2874">9,592</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Director and employee benefits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" format="ixt:num-dot-decimal" scale="3" id="f-2875">3,334</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" format="ixt:num-dot-decimal" scale="3" id="f-2876">2,471</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized loss on securities and cash flow hedge</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" format="ixt:num-dot-decimal" scale="3" id="f-2877">29,355</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" format="ixt:num-dot-decimal" scale="3" id="f-2878">17,706</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basis difference in partnership equity investments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-2879">1,940</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-2880">1,322</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital loss carryover</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsCapitalLossCarryforwards" format="ixt:fixed-zero" scale="3" id="f-2881">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsCapitalLossCarryforwards" format="ixt:num-dot-decimal" scale="3" id="f-2882">5,201</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" scale="3" id="f-2883">883</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" format="ixt:fixed-zero" scale="3" id="f-2884">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsOther" format="ixt:num-dot-decimal" scale="3" id="f-2885">2,938</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsOther" format="ixt:num-dot-decimal" scale="3" id="f-2886">2,856</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsGross" format="ixt:num-dot-decimal" scale="3" id="f-2887">61,845</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsGross" format="ixt:num-dot-decimal" scale="3" id="f-2888">51,694</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Depreciation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesDeferredExpense" format="ixt:num-dot-decimal" scale="3" id="f-2889">4,061</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesDeferredExpense" format="ixt:num-dot-decimal" scale="3" id="f-2890">4,512</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DeferredTaxLiabilitiesStateTax" format="ixt:fixed-zero" scale="3" id="f-2891">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DeferredTaxLiabilitiesStateTax" scale="3" id="f-2892">253</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock dividends</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" scale="3" id="f-2893">353</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" scale="3" id="f-2894">365</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Difference in basis of intangible assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" format="ixt:num-dot-decimal" scale="3" id="f-2895">6,553</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" format="ixt:num-dot-decimal" scale="3" id="f-2896">4,545</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" format="ixt:fixed-zero" scale="3" id="f-2897">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" format="ixt:num-dot-decimal" scale="3" id="f-2898">2,142</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesOther" format="ixt:num-dot-decimal" scale="3" id="f-2899">1,003</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxLiabilitiesOther" format="ixt:num-dot-decimal" scale="3" id="f-2900">1,131</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredIncomeTaxLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-2901">11,970</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredIncomeTaxLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-2902">12,948</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation allowance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsValuationAllowance" format="ixt:fixed-zero" scale="3" id="f-2903">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsValuationAllowance" format="ixt:num-dot-decimal" scale="3" id="f-2904">5,201</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net deferred tax asset/(liability)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="3" id="f-2905">49,875</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DeferredTaxAssetsLiabilitiesNet" format="ixt:num-dot-decimal" scale="3" id="f-2906">33,545</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, the Company generated a state net operating loss of $<ix:nonFraction unitRef="usd" contextRef="c-558" decimals="-5" name="us-gaap:OperatingLossCarryforwards" scale="6" id="f-2907">15.1</ix:nonFraction> million that may be carried forward for 15 years. The Company has federal general business tax credits of $<ix:nonFraction unitRef="usd" contextRef="c-559" decimals="-5" name="us-gaap:TaxCreditCarryforwardAmount" scale="6" id="f-2908">10.2</ix:nonFraction> million that can be carried forward twenty years and expire beginning in 2044.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method. Investment tax credits totaled $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:InvestmentTaxCredit" scale="6" id="f-2909">7.5</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:InvestmentTaxCredit" scale="6" id="f-2910">19.7</ix:nonFraction> million for </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2023</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, respectively.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company recorded <ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DeferredTaxAssetsValuationAllowance" format="ixt:fixed-zero" scale="0" id="f-2911">no</ix:nonFraction></span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">valuation allowance as of December&#160;31, 2024 and a valuation allowance of $<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-5" name="us-gaap:DeferredTaxAssetsValuationAllowance" scale="6" id="f-2912">5.2</ix:nonFraction> million for December&#160;31, 2023. The Company believes all of its deferred tax assets as of December&#160;31, 2024 will be realized. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retained earnings of the Bank include approximately $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:BadDebtReserveForTaxPurposesOfQualifiedLender" scale="6" id="f-2913">12.8</ix:nonFraction> million for which no deferred income tax liability has been recognized. This amount represents an allocation of previously acquired institutions income to bad debt deductions as of December 31, 1987 for tax purposes only. Reductions of amounts so allocated for purposes other than tax bad debt losses including redemption of bank stock or excess dividends, or loss of &#8220;bank&#8221; status would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The unrecorded deferred income tax liability on the above amount for the Company was approximately $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" scale="6" id="f-2914">2.7</ix:nonFraction> million at December&#160;31, 2024.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company files income tax returns in U.S. federal, state and local jurisdictions. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2019.</span></div></ix:continuation><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span><br/></span></div><div><span><br/></span></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">117</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_148"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 17 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:StockholdersEquityNoteDisclosureTextBlock" id="f-2915" continuedAt="f-2915-1" escape="true">Stockholders' Equity</ix:nonNumeric></span></div><ix:continuation id="f-2915-1"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Accumulated Other Comprehensive Income (Loss)</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" id="f-2916" escape="true"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The components of accumulated other comprehensive loss, net of tax included in capital are as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) on securities available for sale, net of tax</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-560" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2917">38,193</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-561" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2918">69,018</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-562" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2919">1,892</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-563" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2920">2,409</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain on derivative instruments, net of tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-564" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-2921">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-565" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:fixed-zero" scale="3" id="f-2922">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total accumulated other comprehensive income (loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-38" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2923">36,301</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-30" decimals="-3" sign="-" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-2924">66,609</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_151"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 18 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:CommitmentsAndContingenciesDisclosureTextBlock" id="f-2925" continuedAt="f-2925-1" escape="true">Off-Balance Sheet Arrangements, Commitments, and Contingencies</ix:nonNumeric></span></div><ix:continuation id="f-2925-1"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk to meet the financing needs of its clients. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of amounts recorded in the consolidated balance sheets. </span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commitments to extend credit are legally binding agreements to lend to a client, so long as there is no violation of any condition established in the commitment contract. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. </span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a client to a third party. The credit risk involved in issuing letters of credit is essentially the same as the credit risk involved in extending loan facilities to clients. The Company&#8217;s policy for obtaining collateral, and determining the nature of such collateral, is essentially the same as in the Company&#8217;s policies for making commitments to extend credit. The methodology for estimating the liability for unfunded loan commitments is consistent with the allowance for credit losses on loans.</span></div><ix:continuation id="f-2527-2"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"><tr><td style="width:1.0%"/><td style="width:34.813%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.660%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:30.082%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.660%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:30.085%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to extend credit</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" format="ixt:num-dot-decimal" scale="3" id="f-2926">1,018,302</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" format="ixt:num-dot-decimal" scale="3" id="f-2927">1,118,417</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Standby letters of credit</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" format="ixt:num-dot-decimal" scale="3" id="f-2928">23,457</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" format="ixt:num-dot-decimal" scale="3" id="f-2929">16,493</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" format="ixt:num-dot-decimal" scale="3" id="f-2930">1,041,759</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability" format="ixt:num-dot-decimal" scale="3" id="f-2931">1,134,910</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"/></tr></table></div></ix:continuation></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_154"></div><div style="margin-top:18pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 19 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="f-2932" continuedAt="f-2932-1" escape="true">Regulatory Capital</ix:nonNumeric></span></div><ix:continuation id="f-2932-1" continuedAt="f-2932-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. These capital requirements implement changes arising from the Dodd&#8211;Frank Wall Street Reform and Consumer Protection Act and the U.S. Basel Committee on Banking Supervision&#8217;s capital framework (known as &#8220;Basel III&#8221;). Failure to meet the minimum regulatory capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators, which if undertaken, could have a direct material effect on the Company&#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective actions, the Company and Bank must meet specific capital guidelines involving quantitative measures of the Bank&#8217;s assets, liabilities, and certain off&#8211;balance&#8211;sheet items as calculated under regulatory accounting </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">118</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2932-2" continuedAt="f-2932-3"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">practices. The Company&#8217;s and Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company and Bank are subject to minimum regulatory capital requirements as defined and calculated in accordance with the Basel III&#8211;based regulations. As allowed under Basel III rules, the Company made the decision to opt&#8211;out of including accumulated other comprehensive income in regulatory capital. The minimum regulatory capital requirements are set forth in the table below.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, to be categorized as well capitalized, the Company and Bank must maintain Total risk&#8211;based, Tier I risk&#8211;based, common equity Tier I risk&#8211;based and Tier I leverage ratios as set forth in the table below. As of December&#160;31, 2024 and December&#160;31, 2023, the Company and Bank met all capital adequacy requirements to be considered well capitalized. There have been no conditions or events since the end of the year 2024 that management believes have changed the Bank&#8217;s classification as well capitalized. There is no threshold for well capitalized status for bank holding companies.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" id="f-2933" continuedAt="f-2933-1" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents Horizon and the Bank&#8217;s actual and required capital ratios as of December&#160;31, 2024 and December&#160;31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.438%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.826%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required for Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required For Capital Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Well Capitalized Under</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Prompt Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:Capital" format="ixt:num-dot-decimal" scale="3" id="f-2934">800,209</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:CapitalToRiskWeightedAssets" scale="-2" id="f-2935">13.91</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2936">460,266</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2937">8.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2938">604,099</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2939">10.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:Capital" format="ixt:num-dot-decimal" scale="3" id="f-2940">725,383</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:CapitalToRiskWeightedAssets" scale="-2" id="f-2941">12.64</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:CapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2942">459,039</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2943">8.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2944">602,489</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2945">10.50</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:CapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-2946">573,799</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-2947">10.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TierOneRiskBasedCapital" format="ixt:num-dot-decimal" scale="3" id="f-2948">690,183</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" scale="-2" id="f-2949">12.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2950">345,199</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2951">6.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2952">489,033</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2953">8.50</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneRiskBasedCapital" format="ixt:num-dot-decimal" scale="3" id="f-2954">671,095</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" scale="-2" id="f-2955">11.70</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2956">344,279</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2957">6.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2958">487,729</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2959">8.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-2960">459,039</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-2961">8.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="3" id="f-2962">632,760</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:CommonEquityTierOneCapitalRatio" scale="-2" id="f-2963">11.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2964">258,900</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2965">4.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2966">402,733</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2967">7.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:CommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="3" id="f-2968">671,095</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:CommonEquityTierOneCapitalRatio" scale="-2" id="f-2969">11.70</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2970">258,209</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2971">4.50</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2972">401,659</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2973">7.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-2974">372,969</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-2975">6.50</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TierOneLeverageCapital" format="ixt:num-dot-decimal" scale="3" id="f-2976">690,183</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:TierOneLeverageCapitalToAverageAssets" scale="-2" id="f-2977">8.88</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2978">310,825</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" scale="-2" id="f-2979">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2980">310,825</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-4" decimals="4" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" scale="-2" id="f-2981">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneLeverageCapital" format="ixt:num-dot-decimal" scale="3" id="f-2982">671,095</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneLeverageCapitalToAverageAssets" scale="-2" id="f-2983">8.64</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2984">310,539</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" scale="-2" id="f-2985">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2986">310,539</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" scale="-2" id="f-2987">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-566" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-2988">388,174</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-566" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" scale="-2" id="f-2989">5.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;for&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;For&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Well&#160;Capitalized&#160;</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Under&#160;Prompt</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:Capital" format="ixt:num-dot-decimal" scale="3" id="f-2990">782,598</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:CapitalToRiskWeightedAssets" scale="-2" id="f-2991">14.04</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2992">446,000</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2993">8.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-2994">585,374</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-2995">10.50</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:Capital" format="ixt:num-dot-decimal" scale="3" id="f-2996">786,436</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:CapitalToRiskWeightedAssets" scale="-2" id="f-2997">14.11</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:CapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-2998">446,000</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-2999">8.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3000">585,374</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3001">10.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:Capital" format="ixt:num-dot-decimal" scale="3" id="f-3002">714,402</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:CapitalToRiskWeightedAssets" scale="-2" id="f-3003">12.87</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:CapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3004">444,147</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3005">8.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3006">582,943</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3007">10.50</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:CapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-3008">555,184</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-3009">10.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">119</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-2933-1"><ix:continuation id="f-2932-3"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:22.438%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.818%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:7.826%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:TierOneRiskBasedCapital" format="ixt:num-dot-decimal" scale="3" id="f-3010">676,411</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" scale="-2" id="f-3011">12.13</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3012">334,500</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3013">6.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3014">473,874</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3015">8.50</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:TierOneRiskBasedCapital" format="ixt:num-dot-decimal" scale="3" id="f-3016">735,792</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" scale="-2" id="f-3017">13.20</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3018">334,500</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3019">6.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3020">473,874</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3021">8.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneRiskBasedCapital" format="ixt:num-dot-decimal" scale="3" id="f-3022">663,758</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets" scale="-2" id="f-3023">11.96</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3024">333,111</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3025">6.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3026">471,907</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3027">8.50</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-3028">444,147</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-3029">8.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="3" id="f-3030">619,153</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:CommonEquityTierOneCapitalRatio" scale="-2" id="f-3031">11.11</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3032">250,875</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3033">4.50</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3034">390,250</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3035">7.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:CommonEquityTierOneCapital" format="ixt:num-dot-decimal" scale="3" id="f-3036">663,758</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:CommonEquityTierOneCapitalRatio" scale="-2" id="f-3037">11.96</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3038">249,833</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" scale="-2" id="f-3039">4.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3040">388,629</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" scale="-2" id="f-3041">7.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-3042">360,870</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" scale="-2" id="f-3043">6.50</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:TierOneLeverageCapital" format="ixt:num-dot-decimal" scale="3" id="f-3044">676,411</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:TierOneLeverageCapitalToAverageAssets" scale="-2" id="f-3045">8.61</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3046">314,306</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" scale="-2" id="f-3047">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3048">314,306</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-5" decimals="4" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" scale="-2" id="f-3049">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:TierOneLeverageCapital" format="ixt:num-dot-decimal" scale="3" id="f-3050">735,792</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:TierOneLeverageCapitalToAverageAssets" scale="-2" id="f-3051">9.36</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3052">314,306</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" scale="-2" id="f-3053">4.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-567" decimals="-3" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3054">314,306</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-567" decimals="4" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" scale="-2" id="f-3055">4.00</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneLeverageCapital" format="ixt:num-dot-decimal" scale="3" id="f-3056">663,758</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneLeverageCapitalToAverageAssets" scale="-2" id="f-3057">8.41</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy" format="ixt:num-dot-decimal" scale="3" id="f-3058">315,550</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" scale="-2" id="f-3059">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" format="ixt:num-dot-decimal" scale="3" id="f-3060">315,550</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" scale="-2" id="f-3061">4.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-568" decimals="-3" name="us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized" format="ixt:num-dot-decimal" scale="3" id="f-3062">394,438</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-568" decimals="4" name="us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" scale="-2" id="f-3063">5.00</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">As defined by regulatory agencies</span></div></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">*Prior periods have been revised (see  FN 1 disclosures for the Revision of Previously Issued Financial Statements)</span></td></tr></table></div></ix:continuation></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_157"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 20 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" id="f-3064" continuedAt="f-3064-1" escape="true">Share&#8211;Based Compensation</ix:nonNumeric></span></div><ix:continuation id="f-3064-1" continuedAt="f-3064-2"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On June 18, 2013, the Board of Directors adopted the Horizon Bancorp 2013 Omnibus Equity Incentive Plan (&#8220;2013 Plan&#8221;), which was approved by the Company&#8217;s shareholders on May 8, 2014. Under the 2013 Plan, Horizon may issue up to <ix:nonFraction unitRef="shares" contextRef="c-569" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-3065">1,556,325</ix:nonFraction> common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2013 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The 2013 Plan limits the number of shares available to <ix:nonFraction unitRef="shares" contextRef="c-569" decimals="INF" name="hbnc:CommonStockAvailableUnderIncentiveStockOptionsMaximum" format="ixt:num-dot-decimal" scale="0" id="f-3066">225,000</ix:nonFraction> for incentive stock options and to <ix:nonFraction unitRef="shares" contextRef="c-569" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" format="ixt:num-dot-decimal" scale="0" id="f-3067">900,000</ix:nonFraction> for the grant of non&#8211;option awards. The shares available for issuance under the 2013 Plan may be divided among the various types of awards and among the participants as the Committee determines. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2013 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. The 2013 Plan was amended on May 3, 2018, upon shareholder approval, primarily to allow grants of other types of stock&#8211;based awards, such as awards valued in whole or in part by reference to the value of shares of Horizon common stock. All share data has been adjusted for the 3:2 stock split on June 15, 2018 and November 14, 2016.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2013 Plan generally cliff vest at the end of three years of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of s</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">tockholders&#8217; equity. The cost of these shares is being amortized against earnings using the straight&#8211;line method over the vesting period. There were no unvested restricted shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#8217;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $<ix:nonFraction unitRef="usd" contextRef="c-570" decimals="-9" name="us-gaap:Assets" scale="9" id="f-3068">1</ix:nonFraction> billion and $<ix:nonFraction unitRef="usd" contextRef="c-571" decimals="-9" name="us-gaap:Assets" scale="9" id="f-3069">5</ix:nonFraction> billion on the SNL Bank Index. Holders of performance share awards receive</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> pass&#8211;through dividends but do not have any voting rights before the performance shares are earned and vested. </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">120</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3064-2" continuedAt="f-3064-3"><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no unvested performance shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024.  </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The options shares granted under the 2013 Plan vest at a rate designated per the individual agreements.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of options granted is estimated on the date of the grant using an option&#8211;pricing model. There have been no options granted since 2019.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" id="f-3070" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of option activity under the 2013 Plan as of December&#160;31, 2024, and changes during the year then ended, is presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"/><td style="width:49.851%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.613%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.532%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.614%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Exercise Price</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Remaining<br/>Contractual<br/>Term</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Aggregate<br/>Intrinsic<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-572" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" format="ixt:num-dot-decimal" scale="0" id="f-3071">120,680</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-572" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" scale="0" id="f-3072">14.64</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-572" decimals="-3" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" format="ixt:num-dot-decimal" scale="3" id="f-3073">136,560</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-573" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" format="ixt:fixed-zero" scale="0" id="f-3074">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-573" decimals="2" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" format="ixt:fixed-zero" scale="0" id="f-3075">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercised/Converted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="shares" contextRef="c-573" decimals="INF" name="us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised" format="ixt:num-dot-decimal" scale="0" id="f-3076">25,882</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-573" decimals="2" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" scale="0" id="f-3077">10.69</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-573" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" format="ixt:fixed-zero" scale="0" id="f-3078">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-573" decimals="2" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" format="ixt:fixed-zero" scale="0" id="f-3079">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Expired</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-573" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" format="ixt:fixed-zero" scale="0" id="f-3080">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-573" decimals="2" name="us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" format="ixt:fixed-zero" scale="0" id="f-3081">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, end of year</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-574" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" format="ixt:num-dot-decimal" scale="0" id="f-3082">94,798</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-574" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" scale="0" id="f-3083">16.87</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-573" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" format="ixt-sec:duryear" id="f-3084">2.84</ix:nonNumeric> years</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-574" decimals="-3" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" format="ixt:num-dot-decimal" scale="3" id="f-3085">56,985</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercisable, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-574" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" format="ixt:num-dot-decimal" scale="0" id="f-3086">94,798</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-574" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" scale="0" id="f-3087">16.87</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-573" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" format="ixt-sec:duryear" id="f-3088">2.84</ix:nonNumeric> years</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-574" decimals="-3" name="us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" format="ixt:num-dot-decimal" scale="3" id="f-3089">56,985</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There have been <ix:nonFraction unitRef="shares" contextRef="c-573" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" format="ixt:fixed-zero" scale="0" id="f-3090"><ix:nonFraction unitRef="shares" contextRef="c-575" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" format="ixt:fixed-zero" scale="0" id="f-3091"><ix:nonFraction unitRef="shares" contextRef="c-576" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" format="ixt:fixed-zero" scale="0" id="f-3092">no</ix:nonFraction></ix:nonFraction></ix:nonFraction> options gr</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">anted under the 2013 Plan during the years 2024, 2023 and 2022.  The total intrinsic value of stock options exercised was approximately </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-3" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" scale="3" id="f-3093">418</ix:nonFraction> thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-3" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" scale="3" id="f-3094">355</ix:nonFraction> thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-3" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" scale="3" id="f-3095">726</ix:nonFraction> thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for the years ended December 31, 2024, 2023, and 2022. </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On January 19, 2021, the Board of Directors adopted the Horizon Bancorp 2021 Omnibus Equity Incentive Plan (&#8220;2021 Plan&#8221;), which was approved by the Company&#8217;s shareholders on May 6, 2021. Under the 2021 Plan, Horizon may issue up to <ix:nonFraction unitRef="shares" contextRef="c-577" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" format="ixt:num-dot-decimal" scale="0" id="f-3096">1,787,548</ix:nonFraction> common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2021 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2021 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2021 Plan generally cliff vest at the end of <ix:nonNumeric contextRef="c-578" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" format="ixt-sec:durwordsen" id="f-3097">three years</ix:nonNumeric> of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of stockholders&#8217; equity. The cost of these shares is being amortized against earnings using the straight&#8211;line method over the vesting period.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#8217;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $<ix:nonFraction unitRef="usd" contextRef="c-579" decimals="-9" name="us-gaap:Assets" scale="9" id="f-3098">5</ix:nonFraction> billion and $<ix:nonFraction unitRef="usd" contextRef="c-580" decimals="-9" name="us-gaap:Assets" scale="9" id="f-3099">10</ix:nonFraction> billion on the SNL Bank Index. Holders of performance awards receive pass&#8211;through dividends but do not have any voting rights before the performance shares are earned and vested.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The option shares granted under the 2021 Plan vest at a rate designated per the individual agreements. As of December 31, 2024, there have been no stock options granted under the 2021 Plan.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">121</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3064-3" continuedAt="f-3064-4"><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock" id="f-3100" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of the status of Horizon&#8217;s non&#8211;vested restricted and performance shares under the 2021 Plan as of December&#160;31, 2024 are presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"/><td style="width:66.400%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.284%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.761%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.284%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.571%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted<br/>Average<br/>Grant Date<br/>Fair Value</span></td><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-581" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" format="ixt:num-dot-decimal" scale="0" id="f-3101">630,721</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-581" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" scale="0" id="f-3102">15.36</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vested</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="shares" contextRef="c-582" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" format="ixt:num-dot-decimal" scale="0" id="f-3103">159,006</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-582" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" scale="0" id="f-3104">17.10</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-582" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" format="ixt:num-dot-decimal" scale="0" id="f-3105">270,343</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-582" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" scale="0" id="f-3106">11.96</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="shares" contextRef="c-582" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" format="ixt:num-dot-decimal" scale="0" id="f-3107">23,861</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-582" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" scale="0" id="f-3108">14.46</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="shares" contextRef="c-583" decimals="INF" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" format="ixt:num-dot-decimal" scale="0" id="f-3109">718,197</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usdPerShare" contextRef="c-583" decimals="2" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" scale="0" id="f-3110">13.73</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/></tr></table></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The total fair value of shares vested during 2024, 2023 and 2022 were $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" scale="6" id="f-3111">2.0</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" scale="6" id="f-3112">1.8</ix:nonFraction> million, and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" scale="6" id="f-3113">1.9</ix:nonFraction> million, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company did not have option-based compensation expense applicable to the Company&#8217;s share-based compensation plans for the year ended December&#160;31, 2024 or 2023.  Compensation expense recognized in the income statement for option&#8211;based payment arrangements during the year ended December&#160;31, 2022 was</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $<ix:nonFraction unitRef="usd" contextRef="c-54" decimals="-3" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="3" id="f-3114">13</ix:nonFraction> thousand and the recognized tax benefit related thereto was approximately $<ix:nonFraction unitRef="usd" contextRef="c-54" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" scale="3" id="f-3115">3</ix:nonFraction> thousand. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company does not have any unrecognized option-based compensation expense related to unvested options as of December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Compensation expense recognized in the income statement for restricted share and performance share based payment arrangements during 2024, 2023 and 2022 was $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-3116">4.6</ix:nonFraction> million, $<ix:nonFraction unitRef="usd" contextRef="c-6" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-3117">3.6</ix:nonFraction> million, and $<ix:nonFraction unitRef="usd" contextRef="c-7" decimals="-5" name="us-gaap:AllocatedShareBasedCompensationExpense" scale="6" id="f-3118">2.5</ix:nonFraction> million. The recognized tax benefit related thereto was approximately $<ix:nonFraction unitRef="usd" contextRef="c-584" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" scale="3" id="f-3119">963</ix:nonFraction> thousand, $<ix:nonFraction unitRef="usd" contextRef="c-585" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" scale="3" id="f-3120">753</ix:nonFraction> thousand, and $<ix:nonFraction unitRef="usd" contextRef="c-586" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" scale="3" id="f-3121">517</ix:nonFraction> thousand for the years ended December&#160;31, 2024, 2023 and 2022.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There was no cash received from option exercise under all share&#8211;based payment arrangements for the years ended December&#160;31, 2024 and 2023. For the year ended December&#160;31, 2022, cash received from option exercise under all share&#8211;based payment arrangements </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-586" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" scale="3" id="f-3122">145</ix:nonFraction> thousand. The actual tax benefit realized for the tax deductions from option exercise of the share&#8211;based payment arrangements totaled $<ix:nonFraction unitRef="usd" contextRef="c-584" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" scale="3" id="f-3123">72</ix:nonFraction> thousand, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-585" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" scale="3" id="f-3124">58</ix:nonFraction> thousand, and $<ix:nonFraction unitRef="usd" contextRef="c-586" decimals="-3" name="us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" scale="3" id="f-3125">126</ix:nonFraction> thousand, for the years ended December&#160;31, 2024, 2023 and 2022.</span></div></ix:continuation><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-3064-4">As of December&#160;31, 2024, there was $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" scale="6" id="f-3126">2.0</ix:nonFraction> million of total unrecognized compensation cost related to all non&#8211;vested share&#8211;based compensation arrangements granted under all of the plans. That cost is expected to be recognized over a weighted&#8211;average period of <ix:nonNumeric contextRef="c-1" name="us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" format="ixt-sec:durmonth" id="f-3127">11</ix:nonNumeric> months.</ix:continuation> </span></div><div id="i0b97160b00d84be59568af1150fcb8b2_160"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 21 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" id="f-3129" continuedAt="f-3129-1" escape="true">Derivative Financial Instruments</ix:nonNumeric></span></div><ix:continuation id="f-3129-1" continuedAt="f-3129-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our hedging policy allows the use of interest rate derivative instruments to manage our exposure to interest rate risk or hedge specified assets and liabilities. All derivative instruments are carried on the balance sheet at their estimated fair value and are recorded in other assets or other liabilities, as appropriate, and in the net change in each of these financial statement line items in the accompanying consolidated statement of cash flows. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Cash Flow Hedges</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flow due to interest rate fluctuations, the Company entered into an interest rate swap agreement for a portion of its floating rate debt on July 20, 2018. The agreement provides for the Company to receive interest from the counterparty at one month LIBOR and to pay interest to the counterparty at a fixed rate of <ix:nonFraction unitRef="number" contextRef="c-588" decimals="4" name="us-gaap:DerivativeAverageFixedInterestRate" scale="-2" id="f-3130">2.81</ix:nonFraction>% on a notional amount of $<ix:nonFraction unitRef="usd" contextRef="c-589" decimals="-5" name="us-gaap:DerivativeAssetNotionalAmount" scale="6" id="f-3131"><ix:nonFraction unitRef="usd" contextRef="c-589" decimals="-5" name="us-gaap:DerivativeAssetNotionalAmount" scale="6" id="f-3132">50.0</ix:nonFraction></ix:nonFraction> million. Under the agreement, the Company paid or received the net interest amount monthly, with the monthly settlements in interest expense. The Company terminated this interest rate swap agreement on May 23, 2023 and recorded a related gain of $<ix:nonFraction unitRef="usd" contextRef="c-590" decimals="-5" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="6" id="f-3133">1.5</ix:nonFraction> million as a reduction of interest expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For derivative instruments that are designated and qualify as a cash flow hedge, the effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">122</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3129-2" continuedAt="f-3129-3"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Fair Value Hedges</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value hedges are intended to reduce the interest rate risk associated with the underlying hedged item. The Company enters into fixed rate loan agreements as part of its lending policy. To mitigate the risk of changes in fair value based on fluctuations in interest rates, the Company previously entered into interest rate swap agreements on individual loans, converting the fixed rate loans to a variable rate. The Company also previously entered into interest rate swap agreements on individual investment securities, converting the fixed rate security to a variable rate. During the year ended December 31, 2024, the Company terminated the fair value hedges on loans and securities, recording a deferred gain of $<ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-5" name="us-gaap:DeferredGainLossOnDiscontinuationOfFairValueHedge" scale="6" id="f-3134">2.3</ix:nonFraction> million on the loan termination that will be accreted into interest income over the remaining life of the underlying loans, and a mark-to-market adjustment of $<ix:nonFraction unitRef="usd" contextRef="c-1" decimals="-5" name="hbnc:DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" scale="6" id="f-3135">0.3</ix:nonFraction> million that was recorded in non-interest income on the termination of the fair value hedges against investment securities. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The change in fair value of both the hedge instruments and the underlying loan and security agreements are recorded as gains or losses in non&#8211;interest income. The fair value hedges are considered to be highly effective.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other Derivative Instruments</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">From time to time, we may enter into certain interest rate swaps that are not designated as hedging instruments. These interest rate derivative contracts relate to transactions in which we enter into an interest rate swap with a customer while concurrently entering into an offsetting interest rate swap with a third-party financial institution. We agree to pay interest to the customer on a notional amount at a variable rate and receive interest from the customer on a similar notional amount at a fixed interest rate. At the same time, we agree to pay a third-party financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. These interest rate derivative contracts allow our customers to effectively convert a variable rate loan to a fixed rate loan.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company enters into non&#8211;hedging derivatives in the form of mortgage loan forward sale commitments with investors and commitments to originate mortgage loans as part of its mortgage banking business. At December 31, 2024, the Company&#8217;s fair value of these derivatives were recorded and over the next 12 months are not expected to have a significant impact on the Company&#8217;s net income.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The change in fair value of both the forward sale commitments and commitments to originate mortgage loans were recorded and the net gains or losses included in the Company&#8217;s gain on sale of loans.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" id="f-3136" continuedAt="f-3136-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the fair value of our derivative financial instruments utilized by Horizon on a gross basis for the periods indicated. </span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">123</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3129-3" continuedAt="f-3129-4"><ix:continuation id="f-3136-1"><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.321%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.501%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-591" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3137">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-591" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:fixed-zero" scale="3" id="f-3138">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-591" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3139">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-591" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3140">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-592" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3141">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-592" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:fixed-zero" scale="3" id="f-3142">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-592" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3143">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-592" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3144">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-593" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3145">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-593" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3146">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-593" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3147">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-593" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3148">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-594" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3149">6,155</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-594" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" scale="3" id="f-3150">27</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-594" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3151">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-594" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3152">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-595" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3153">6,856</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-595" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" scale="3" id="f-3154">202</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-595" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3155">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-595" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3156">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-596" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3157">534,531</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-596" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3158">29,046</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-596" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3159">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-596" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3160">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3161">534,531</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3162">29,046</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3163">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3164">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3165">534,531</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3166">29,046</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3167">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3168">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" format="ixt:fixed-zero" scale="3" id="f-3169">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeAssetFairValueGrossLiability" format="ixt:fixed-zero" scale="3" id="f-3170">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" format="ixt:fixed-zero" scale="3" id="f-3171">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeLiabilityFairValueGrossAsset" format="ixt:fixed-zero" scale="3" id="f-3172">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" format="ixt:num-dot-decimal" scale="3" id="f-3173">534,531</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" format="ixt:num-dot-decimal" scale="3" id="f-3174">29,046</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" format="ixt:num-dot-decimal" scale="3" id="f-3175">521,520</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" format="ixt:num-dot-decimal" scale="3" id="f-3176">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:42.321%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.501%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-597" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3177">53,468</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-597" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3178">2,950</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-597" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3179">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-597" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3180">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-598" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3181">53,468</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-598" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3182">2,950</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-598" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3183">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-598" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3184">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-599" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3185">504,696</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-599" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3186">23,606</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-599" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3187">514,881</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-599" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3188">24,024</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-600" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3189">4,844</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-600" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" scale="3" id="f-3190">33</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-600" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3191">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-600" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3192">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-601" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3193">4,351</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-601" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" scale="3" id="f-3194">125</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-601" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:fixed-zero" scale="3" id="f-3195">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-601" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:fixed-zero" scale="3" id="f-3196">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 20.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-602" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3197">513,891</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-602" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3198">23,764</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-602" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3199">514,881</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-602" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3200">24,024</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3201">567,359</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3202">26,714</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3203">514,881</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3204">24,024</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeAssetNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3205">567,359</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeAsset" format="ixt:num-dot-decimal" scale="3" id="f-3206">26,714</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeLiabilityNotionalAmount" format="ixt:num-dot-decimal" scale="3" id="f-3207">514,881</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeFairValueOfDerivativeLiability" format="ixt:num-dot-decimal" scale="3" id="f-3208">24,024</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" format="ixt:fixed-zero" scale="3" id="f-3209">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeAssetFairValueGrossLiability" format="ixt:fixed-zero" scale="3" id="f-3210">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" format="ixt:fixed-zero" scale="3" id="f-3211">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeLiabilityFairValueGrossAsset" format="ixt:fixed-zero" scale="3" id="f-3212">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" format="ixt:num-dot-decimal" scale="3" id="f-3213">567,359</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" format="ixt:num-dot-decimal" scale="3" id="f-3214">26,714</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" format="ixt:num-dot-decimal" scale="3" id="f-3215">514,881</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" format="ixt:num-dot-decimal" scale="3" id="f-3216">24,024</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While the Company is party to master netting arrangements with most of its swap derivative counterparties, the Company has elected to not offset derivative assets and liabilities under these agreements on its consolidated balance sheets. Collateral exchanged between the Company and dealer bank counterparties is generally subject to thresholds and transfer minimums, and usually consists of marketable securities. At December&#160;31, 2024, the Company pledged marketable securities as collateral with a carrying value of</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-357" decimals="-5" name="us-gaap:MarketableSecurities" scale="6" id="f-3217">6.0</ix:nonFraction> million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" id="f-3218" continuedAt="f-3218-1" escape="true"><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative instruments on the consolidated statements of comprehensive income (loss) for the twelve months ended December&#160;31 is as follows:</span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">124</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3129-4" continuedAt="f-3129-5"><ix:continuation id="f-3218-1"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:50.654%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.546%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts</span></td><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-603" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3219">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-604" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3220">1,561</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-605" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3221">4,463</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" id="f-3222" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivatives in cash flow hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.379%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:16.443%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.548%"/><td style="width:0.1%"/></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; cash flow hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense &#8211; Borrowings</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-606" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:fixed-zero" scale="3" id="f-3223">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-607" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:num-dot-decimal" scale="3" id="f-3224">1,832</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-608" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3225">628</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative and the hedged item in fair value hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:38.519%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:15.712%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.373%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.496%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:12.648%"/><td style="width:0.1%"/></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain (loss)<br/>recognized on derivative and hedged item</span></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative and Hedged Item Years Ended December 31</span></td></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - loans receivable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-609" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:num-dot-decimal" scale="3" id="f-3226">1,166</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-610" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:num-dot-decimal" scale="3" id="f-3227">1,169</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-611" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3228">39</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-612" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:num-dot-decimal" scale="3" id="f-3229">1,166</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-613" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:num-dot-decimal" scale="3" id="f-3230">1,169</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-614" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3231">39</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - investment securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-615" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3232">220</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-616" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3233">240</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-617" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3234">99</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-618" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3235">220</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-619" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3236">240</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-620" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3237">99</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-621" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:fixed-zero" scale="3" id="f-3238">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-622" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:fixed-zero" id="f-3239">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-623" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" format="ixt:fixed-zero" scale="3" id="f-3240">&#8212;</ix:nonFraction>&#160;</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of derivatives not designated as hedging instruments on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:32.818%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:25.361%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.911%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.742%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.916%"/><td style="width:0.1%"/></tr><tr style="height:21pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized on derivative</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31 </span></td></tr><tr style="height:23pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-624" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3241">68</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-625" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3242">83</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-626" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3243">188</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-627" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3244">67</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-628" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3245">159</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-629" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3246">753</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-630" decimals="-3" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3247">1</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-631" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3248">76</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-632" decimals="-3" sign="-" name="us-gaap:DerivativeGainLossOnDerivativeNet" scale="3" id="f-3249">565</ix:nonFraction>)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric><div><span><br/></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:ScheduleOfDerivativeInstrumentsTextBlock" id="f-3250" continuedAt="f-3250-1" escape="true"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships.</span></div></ix:nonNumeric></ix:continuation><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">125</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3250-1"><ix:continuation id="f-3129-5"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:38.666%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.519%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.519%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.519%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.384%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:13.525%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost of Hedged Items</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" format="ixt:fixed-zero" scale="3" id="f-3251">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" format="ixt:num-dot-decimal" scale="3" id="f-3252">40,788</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" format="ixt:fixed-zero" scale="3" id="f-3253">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" sign="-" name="us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" format="ixt:num-dot-decimal" scale="3" id="f-3254">2,532</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_163"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 22 &#8211; <ix:nonNumeric contextRef="c-1" name="hbnc:DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" id="f-3255" continuedAt="f-3255-1" escape="true">Disclosures about Fair Value of Assets and Liabilities</ix:nonNumeric></span></div><ix:continuation id="f-3255-1" continuedAt="f-3255-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Fair Value Measurements topic of the FASB ASC defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. There are three levels of inputs that may be used to measure fair value:</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;1 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Quoted prices in active markets for identical assets or liabilities</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;2 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Observable inputs other than Level&#160;1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;3 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying consolidated financial statements, as well as the general classification of such instruments pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended December&#160;31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Available for sale securities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include U.S. Treasury and federal agency securities, state and municipal securities, US. government agency mortgage-backed securities, and mortgage&#8211;backed pools and corporate notes. Level 2 securities are valued by a third party pricing service commonly used in the banking industry utilizing observable inputs. Observable inputs include dealer quotes, market spreads, cash flow analysis, the U.S. Treasury yield curve, trade execution data, market consensus prepayment spreads and available credit information and the bond&#8217;s terms and conditions. The pricing provider utilizes evaluated pricing models that vary based on asset class. These models incorporate available market information including quoted prices of securities with similar characteristics and, because many fixed&#8211;income securities do not trade on a daily basis, apply available information through processes such as benchmark curves, benchmarking of like securities, sector grouping, and matrix pricing. In addition, model processes, such as an option adjusted spread model, is used to develop prepayment and interest rate scenarios for securities with prepayment features.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Equity securities</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of the Company's equity investments is estimated by a third party utilizing readily determinable fair values quoted on an active market. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interest rate swap agreements</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of the Company&#8217;s interest rate swap agreements is estimated by a third party using inputs that are primarily unobservable including a yield curve, adjusted for liquidity and credit risk, contracted terms and discounted cash flow analysis, and therefore, are classified within Level 2 of the valuation hierarchy.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Commitments to originate mortgage loans and mortgage loan contract assets/liabilities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s forward commitments are valued based on quoted prices for similar assets in an active market with </span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">126</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3255-2" continuedAt="f-3255-3"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">inputs that are observable.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueByBalanceSheetGroupingTextBlock" id="f-3256" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the fair value measurements of assets and liabilities recognized in the accompanying financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:47.291%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:10.449%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.040%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-56" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3257">1,801</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-633" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3258">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-634" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3259">1,801</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-635" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3260">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-57" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3261">201,834</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-636" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3262">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-637" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3263">201,834</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-638" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3264">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-58" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3265">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-639" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3266">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-640" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3267">14,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-641" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3268">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-60" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3269">15,499</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-642" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3270">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-643" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3271">15,499</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-644" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3272">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3273">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-645" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3274">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-646" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3275">233,677</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-647" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3276">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" scale="3" id="f-3277">595</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-645" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" scale="3" id="f-3278">595</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-646" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3279">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-647" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3280">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-648" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:num-dot-decimal" scale="3" id="f-3281">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-649" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3282">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-650" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:num-dot-decimal" scale="3" id="f-3283">28,817</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-651" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3284">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-652" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3285">202</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-653" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3286">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-654" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3287">202</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-655" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3288">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-656" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3289">27</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-657" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3290">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-658" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3291">27</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-659" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3292">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-648" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3293">28,817</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-649" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:fixed-zero" scale="3" id="f-3294">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-650" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3295">28,817</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-651" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:fixed-zero" scale="3" id="f-3296">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:45.245%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.770%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-61" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3297">64,377</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-660" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3298">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-661" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3299">64,377</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-662" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3300">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-62" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3301">304,030</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-663" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3302">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-664" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3303">304,030</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-665" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3304">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-63" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3305">140,877</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-666" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3306">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-667" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3307">140,877</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-668" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3308">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-64" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3309">37,967</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-669" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3310">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-670" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3311">37,967</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-671" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3312">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3313">547,251</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-672" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3314">&#8212;</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-673" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:num-dot-decimal" scale="3" id="f-3315">547,251</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-674" decimals="-3" name="us-gaap:AvailableForSaleSecuritiesDebtSecurities" format="ixt:fixed-zero" scale="3" id="f-3316">&#8212;</ix:nonFraction>&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" scale="3" id="f-3317">628</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-672" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" scale="3" id="f-3318">628</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-673" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3319">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-674" decimals="-3" name="us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3320">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-675" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:num-dot-decimal" scale="3" id="f-3321">26,556</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-676" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3322">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-677" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:num-dot-decimal" scale="3" id="f-3323">26,556</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-678" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3324">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-679" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3325">125</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-680" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3326">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-681" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3327">125</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-682" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3328">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-683" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3329">33</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-684" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3330">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-685" decimals="-3" name="us-gaap:DerivativeAssets" scale="3" id="f-3331">33</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-686" decimals="-3" name="us-gaap:DerivativeAssets" format="ixt:fixed-zero" scale="3" id="f-3332">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-675" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3333">24,024</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-676" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:fixed-zero" scale="3" id="f-3334">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-677" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3335">24,024</ix:nonFraction>)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="padding:0 1pt"/><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-678" decimals="-3" name="us-gaap:DerivativeLiabilities" format="ixt:fixed-zero" scale="3" id="f-3336">&#8212;</ix:nonFraction>&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(1) Prior period equity securities were included in available-for-sale. Updated to align with comparable period.</span></td></tr></table></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">127</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3255-3"><ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" id="f-3337" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment):</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:45.245%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.770%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-4" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3338">3,797</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-687" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:fixed-zero" scale="3" id="f-3339">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-688" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:fixed-zero" scale="3" id="f-3340">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-689" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3341">3,797</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-5" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3342">2,918</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-690" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:fixed-zero" scale="3" id="f-3343">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-691" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:fixed-zero" scale="3" id="f-3344">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-692" decimals="-3" name="hbnc:CollateralDependentLoansFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3345">2,918</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:nonNumeric><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Collateral Dependent Loans: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For loans identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Transferred to Held for Sale: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Once a decision has been made to sell loans not previously classified as held for sale, these loans are transferred into the held for sale category and carried at the lower of cost or fair value, less estimated costs to sell. At the time of transfer into held for sale classification, any amount by which cost exceeds fair value is accounted for as a valuation allowance. This activity generally pertains to loans with observable inputs, and </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">therefore, are classified within Level 2 of the fair value hierarchy. However, should these loans include adjustments for changes in loan characteristics based on unobservable inputs, the loans would then be classified within Level 3 of the fair value hierarchy. As of December&#160;31, 2024 and 2023, there were $<ix:nonFraction unitRef="usd" contextRef="c-688" decimals="-5" name="hbnc:LoansTransferredToHeldForSaleFairValueDisclosure" scale="6" id="f-3346">64.8</ix:nonFraction> million and $<ix:nonFraction unitRef="usd" contextRef="c-692" decimals="-3" name="hbnc:LoansTransferredToHeldForSaleFairValueDisclosure" scale="0" id="f-3347">0</ix:nonFraction> loans transferred to held for sale on the accompanying Consolidated Balance Sheets, respectively.</span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" id="f-3348" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents qualitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements, other than goodwill, at December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:25.800%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.350%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-693" decimals="-3" name="us-gaap:AssetsFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3349">3,797</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-694" name="hbnc:FairValueMeasurementsValuationTechnique" id="f-3350">Collateral based measurement</ix:nonNumeric></span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-694" name="hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" id="f-3351">Discount to reflect current market conditions and ultimate collectability</ix:nonNumeric></span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-695" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3352">16.1</ix:nonFraction>%&#8211;<ix:nonFraction unitRef="number" contextRef="c-696" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3353">40.1</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-697" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3354">36.6</ix:nonFraction>%)</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:25.361%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:8.695%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.104%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:25.800%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:18.350%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-698" decimals="-3" name="us-gaap:AssetsFairValueDisclosure" format="ixt:num-dot-decimal" scale="3" id="f-3355">2,918</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-699" name="hbnc:FairValueMeasurementsValuationTechnique" id="f-3356">Collateral based measurement</ix:nonNumeric></span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonNumeric contextRef="c-699" name="hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" id="f-3357">Discount to reflect current market conditions and ultimate collectability</ix:nonNumeric></span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="number" contextRef="c-700" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3358">16.9</ix:nonFraction>%&#8211;<ix:nonFraction unitRef="number" contextRef="c-701" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3359">34.2</ix:nonFraction>% (<ix:nonFraction unitRef="number" contextRef="c-702" decimals="INF" name="hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" scale="-2" id="f-3360">21.5</ix:nonFraction>%)</span></div></td></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr></table></div></ix:nonNumeric></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_166"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 23 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueDisclosuresTextBlock" id="f-3361" continuedAt="f-3361-1" escape="true">Fair Value of Financial Instruments</ix:nonNumeric></span></div><ix:continuation id="f-3361-1" continuedAt="f-3361-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair value amounts of the Company&#8217;s financial instruments were determined using available market information, current pricing information applicable to Horizon and various valuation methodologies. Where market quotations were not available, considerable management judgment was involved in the determination of estimated fair values. Therefore, the estimated fair value of financial instruments shown below may not be representative of the amounts at which they could be exchanged in a current or future transaction. Due to the inherent uncertainties of expected cash flows of financial instruments, the use of alternate valuation assumptions and methods could have a significant effect on the estimated fair value amounts.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table does not include certain financial instruments that are recorded at fair value on a recurring basis, including some non-recurring financial instruments. See Note 22 for more details.</span></div></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">128</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3361-2" continuedAt="f-3361-3"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values of financial instruments, as shown below, are not intended to reflect the estimated liquidation or market value of Horizon taken as a whole. The disclosed fair value estimates are limited to Horizon&#8217;s significant financial instruments at December&#160;31, 2024 and December&#160;31, 2023. These include financial instruments recognized as assets and liabilities on the consolidated balance sheet as well as certain off&#8211;balance sheet financial instruments. The estimated fair values shown below do not include any valuation of assets and liabilities which are not financial instruments as defined by the FASB ASC fair value hierarchy.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used to estimate the fair value of each class of financial instrument:</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and Cash Equivalents &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Cash and cash equivalents are composed of: cash and due from banks, interest-bearing deposits in banks, and federal funds sold. The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest-Earning Time Deposits &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Held-to-Maturity Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For debt securities held to maturity, fair values are based on quoted market prices or dealer quotes. For those securities where a quoted market price is not available, carrying amount is a reasonable estimate of fair value based upon comparison with similar securities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Held for Sale &#8212; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For mortgage loans, the fair value is derived from third party pricing models, based on active quotes. For non-mortgage loans, the assets are carried at the lower of cost or fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of net loans are estimated on an exit price basis incorporating discounts for credit, liquidity and marketability factors.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FHLB Stock </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Fair value of FHLB stock is based on the price at which it may be resold to the FHLB</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest Payable </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of demand deposits, savings accounts, interest bearing checking accounts and money market deposits is the amount payable on demand at the reporting date and are classified within Level 1. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturity and are classified within Level 2.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Borrowings </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Rates currently available to Horizon for debt with similar terms and remaining maturities are used to estimate fair values of existing borrowings.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated Notes </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of subordinated notes is based on discounted cash flows based on current borrowing rates for similar types of instruments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Junior Subordinated Debentures to Capital Trusts </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Rates currently available for debentures with similar terms and remaining maturities are used to estimate fair values of existing debentures.</span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><ix:nonNumeric contextRef="c-1" name="us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" id="f-3362" continuedAt="f-3362-1" escape="true"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present estimated fair values of the Company&#8217;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall.</span></div></ix:nonNumeric></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">129</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3362-1" continuedAt="f-3362-2"><ix:continuation id="f-3361-3" continuedAt="f-3361-4"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:45.245%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.770%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-3363">92,300</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-3364">92,300</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:fixed-zero" scale="3" id="f-3365">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:fixed-zero" scale="3" id="f-3366">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-3367">201,131</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-3368">201,131</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:fixed-zero" scale="3" id="f-3369">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:fixed-zero" scale="3" id="f-3370">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3371">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3372">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3373">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3374">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3375">293,431</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3376">293,431</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:fixed-zero" scale="3" id="f-3377">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:fixed-zero" scale="3" id="f-3378">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="hbnc:InterestBearingTimeDeposits" scale="3" id="f-3379">735</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:fixed-zero" scale="3" id="f-3380">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="hbnc:InterestBearingTimeDeposits" scale="3" id="f-3381">735</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:fixed-zero" scale="3" id="f-3382">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3383">1,867,690</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3384">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3385">1,566,268</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3386">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-3387">67,597</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-3388">64,824</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-3389">2,773</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3390">4,795,060</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3391">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3392">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3393">4,611,702</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-3394">53,826</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-3395">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-3396">53,826</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-3397">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3398">1,064,818</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3399">1,064,818</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3400">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3401">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3402">4,535,834</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3403">3,446,680</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3404">1,084,986</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3405">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-3406">1,232,252</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:fixed-zero" scale="3" id="f-3407">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-3408">1,230,860</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:fixed-zero" scale="3" id="f-3409">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-3410">55,738</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3411">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-3412">55,284</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3413">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:num-dot-decimal" scale="3" id="f-3414">57,477</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:fixed-zero" scale="3" id="f-3415">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:num-dot-decimal" scale="3" id="f-3416">48,559</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:fixed-zero" scale="3" id="f-3417">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-703" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-3418">11,137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-704" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3419">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-705" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-3420">11,137</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-706" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3421">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">130</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:continuation id="f-3362-2"><ix:continuation id="f-3361-4"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:45.245%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.765%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.770%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-3422">112,772</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:num-dot-decimal" scale="3" id="f-3423">112,772</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:fixed-zero" scale="3" id="f-3424">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:CashAndDueFromBanks" format="ixt:fixed-zero" scale="3" id="f-3425">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-3426">413,528</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:num-dot-decimal" scale="3" id="f-3427">413,528</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:fixed-zero" scale="3" id="f-3428">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:InterestBearingDepositsInBanks" format="ixt:fixed-zero" scale="3" id="f-3429">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:FederalFundsSold" scale="3" id="f-3430">215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:FederalFundsSold" scale="3" id="f-3431">215</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3432">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:FederalFundsSold" format="ixt:fixed-zero" scale="3" id="f-3433">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3434">526,515</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3435">526,515</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:fixed-zero" scale="3" id="f-3436">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:fixed-zero" scale="3" id="f-3437">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-3438">2,205</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:fixed-zero" scale="3" id="f-3439">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:num-dot-decimal" scale="3" id="f-3440">2,190</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="hbnc:InterestBearingTimeDeposits" format="ixt:fixed-zero" scale="3" id="f-3441">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3442">1,945,638</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3443">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3444">1,668,601</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3445">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-3446">1,418</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:fixed-zero" scale="3" id="f-3447">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:fixed-zero" scale="3" id="f-3448">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" format="ixt:num-dot-decimal" scale="3" id="f-3449">1,418</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3450">4,367,601</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3451">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:fixed-zero" scale="3" id="f-3452">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" format="ixt:num-dot-decimal" scale="3" id="f-3453">4,072,568</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-3454">34,509</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-3455">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:num-dot-decimal" scale="3" id="f-3456">34,509</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:FederalHomeLoanBankStock" format="ixt:fixed-zero" scale="3" id="f-3457">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3458">1,116,005</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3459">1,116,005</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3460">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:NoninterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3461">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3462">4,548,888</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3463">3,369,149</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3464">1,171,452</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:InterestBearingDepositLiabilities" format="ixt:fixed-zero" scale="3" id="f-3465">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-3466">1,353,050</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:fixed-zero" scale="3" id="f-3467">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:num-dot-decimal" scale="3" id="f-3468">1,347,129</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:DebtLongtermAndShorttermCombinedAmount" format="ixt:fixed-zero" scale="3" id="f-3469">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-3470">55,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3471">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-3472">53,283</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:SubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3473">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:num-dot-decimal" scale="3" id="f-3474">57,258</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:fixed-zero" scale="3" id="f-3475">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:num-dot-decimal" scale="3" id="f-3476">50,063</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" format="ixt:fixed-zero" scale="3" id="f-3477">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-707" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-3478">22,249</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-708" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3479">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-709" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:num-dot-decimal" scale="3" id="f-3480">22,249</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-710" decimals="-3" name="us-gaap:InterestPayableCurrentAndNoncurrent" format="ixt:fixed-zero" scale="3" id="f-3481">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:continuation><div id="i0b97160b00d84be59568af1150fcb8b2_169"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 24 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:LegalMattersAndContingenciesTextBlock" id="f-3482" continuedAt="f-3482-1" escape="true">General Litigation</ix:nonNumeric></span></div><ix:continuation id="f-3482-1"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of April 20, 2023, a putative class action lawsuit entitled Chad Key, et al. v. Horizon Bancorp, Inc., et al., Case No. 1:23-cv-02961 (&#8220;Securities Action&#8221;) was filed against the Company and two of its officers in the U.S. District Court for the Eastern District of New York. The Securities Action asserts claims under &#167;&#167; 10(b) and 20(a) of the Securities Exchange Act of 1934 alleging, among other things, the Company made materially false and misleading statements and failed to disclose material adverse facts which allegedly resulted in harm to a putative class of purchasers of our securities from March 9, 2022 and March 10, 2023. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of (1) August 28, 2023, a lawsuit related to the Securities Action was filed by Sally Hundley, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors and (2) August 31, 2023, a lawsuit also related to the Securities Action was filed by Aziz Chowdhury, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors (the &#8220;Derivatives Actions&#8221;) in the U.S. District Court for the Eastern District of New York. The Derivative Actions allege, among other things, breach of the officers and directors' fiduciary duties. The Derivative Actions have been consolidated and stayed pending resolution of any motion to dismiss in the Securities Action.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on our initial review of these actions, management believes that the Company has strong defenses to the claims and intends to vigorously defend against them. As of December 31, 2024, no liabilities related to the above matters were recorded because we have concluded such liabilities are not probable and the amounts of such liabilities are not reasonably estimable.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the matters described above, from time to time, Horizon and its subsidiaries are involved in various legal proceedings incidental to the conduct of their business. Management does not expect that the outcome of any such proceedings will have a material adverse effect on our consolidated financial position or results of operations.</span></div></ix:continuation><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">131</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_172"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 25 &#8211; <ix:nonNumeric contextRef="c-1" name="us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" id="f-3483" continuedAt="f-3483-1" escape="true">Condensed Financial Information (Parent Company Only)</ix:nonNumeric></span></div><ix:continuation id="f-3483-1" continuedAt="f-3483-2"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Presented below is condensed financial information as to financial position, results of operations and cash flows of Horizon Bancorp, Inc.:</span></div><ix:nonNumeric contextRef="c-1" name="srt:ScheduleOfCondensedBalanceSheetTableTextBlock" id="f-3484" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Balance Sheets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:66.882%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.543%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:14.545%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cash and cash equivalents</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3485">86,938</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:CashAndCashEquivalentsAtCarryingValue" format="ixt:num-dot-decimal" scale="3" id="f-3486">79,749</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment in subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="hbnc:InvestmentInBank" format="ixt:num-dot-decimal" scale="3" id="f-3487">803,799</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="hbnc:InvestmentInBank" format="ixt:num-dot-decimal" scale="3" id="f-3488">765,299</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:OtherAssets" format="ixt:num-dot-decimal" scale="3" id="f-3489">9,806</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:OtherAssets" format="ixt:num-dot-decimal" scale="3" id="f-3490">7,008</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:Assets" format="ixt:num-dot-decimal" scale="3" id="f-3491">900,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:Assets" format="ixt:num-dot-decimal" scale="3" id="f-3492">852,056</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="hbnc:SubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-3493">55,738</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="hbnc:SubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-3494">55,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="hbnc:JuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-3495">57,477</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="hbnc:JuniorSubordinatedDebentures" format="ixt:num-dot-decimal" scale="3" id="f-3496">57,258</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:OtherLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3497">23,748</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:OtherLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3498">20,443</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Stockholders&#8217; Equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-3499">763,580</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:StockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-3500">718,812</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities and stockholders&#8217; equity</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:LiabilitiesAndStockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-3501">900,543</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:LiabilitiesAndStockholdersEquity" format="ixt:num-dot-decimal" scale="3" id="f-3502">852,056</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr style="height:15pt"><td colspan="12" style="background-color:#ffffff;padding:0 1pt 0 13pt"/></tr></table></div></ix:nonNumeric><ix:nonNumeric contextRef="c-1" name="srt:ScheduleOfCondensedIncomeStatementTableTextBlock" id="f-3503" escape="true"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:60.157%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Income (Expense)</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividend income from subsidiaries</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:DividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-3504">38,000</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:DividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-3505">55,500</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:DividendIncomeOperating" format="ixt:num-dot-decimal" scale="3" id="f-3506">34,750</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:InterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-3507">7,906</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:InterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-3508">8,226</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:InterestExpense" format="ixt:num-dot-decimal" scale="3" id="f-3509">6,258</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" scale="3" id="f-3510">117</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" scale="3" id="f-3511">431</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="hbnc:NoninterestIncomeOtherOperatingIncomeExpense" scale="3" id="f-3512">45</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Salaries and employee benefits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-3513">5,351</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-3514">3,502</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:LaborAndRelatedExpense" format="ixt:num-dot-decimal" scale="3" id="f-3515">2,551</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:OtherOperatingIncomeExpenseNet" scale="3" id="f-3516">434</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:OtherOperatingIncomeExpenseNet" scale="3" id="f-3517">370</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherOperatingIncomeExpenseNet" scale="3" id="f-3518">411</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Undistributed Income (Dividends in Excess) of Subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3519">24,426</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3520">43,833</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3521">25,575</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Undistributed income (dividends in excess) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3522">8,198</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3523">17,838</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3524">66,473</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-3525">32,624</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-3526">25,995</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" format="ixt:num-dot-decimal" scale="3" id="f-3527">92,048</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax benefit</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-3528">2,805</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-3529">1,986</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:IncomeTaxExpenseBenefit" format="ixt:num-dot-decimal" scale="3" id="f-3530">1,360</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income Available to Common Shareholders</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-3531">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-3532">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic" format="ixt:num-dot-decimal" scale="3" id="f-3533">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:nonNumeric></ix:continuation><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">132</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="srt:CondensedStatementOfComprehensiveIncomeTableTextBlock" id="f-3534" escape="true"><ix:continuation id="f-3483-2" continuedAt="f-3483-3"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Comprehensive Income (Loss)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:60.157%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3535">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3536">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3537">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss)</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments for the period</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" format="ixt:fixed-zero" scale="3" id="f-3538">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" scale="3" id="f-3539">523</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-3540">5,649</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for swap termination gain realized in income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3541">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3542">1,453</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3543">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" format="ixt:fixed-zero" scale="3" id="f-3544">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" scale="3" id="f-3545">415</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" format="ixt:num-dot-decimal" scale="3" id="f-3546">1,186</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Changes from derivative instruments</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:fixed-zero" scale="3" id="f-3547">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-3548">1,561</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" format="ixt:num-dot-decimal" scale="3" id="f-3549">4,463</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) for the period on available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" scale="3" id="f-3550">120</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3551">20,728</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3552">147,345</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification of gain (loss) from available for sale securities to held to maturity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3553">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3554">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" scale="3" id="f-3555">794</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" scale="3" id="f-3556">657</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" scale="3" id="f-3557">691</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3558">1,236</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for securities (gains) losses realized in income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3559">39,140</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:num-dot-decimal" scale="3" id="f-3560">32,052</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" format="ixt:fixed-zero" scale="3" id="f-3561">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-3562">8,055</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-3563">10,939</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" format="ixt:num-dot-decimal" scale="3" id="f-3564">31,369</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on securities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3565">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3566">41,150</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3567">118,006</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss), Net of Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-3568">30,308</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-3569">39,589</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" format="ixt:num-dot-decimal" scale="3" id="f-3570">113,543</ix:nonFraction>)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Comprehensive Income (Loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3571">65,737</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3572">67,570</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:ComprehensiveIncomeNetOfTax" format="ixt:num-dot-decimal" scale="3" id="f-3573">20,135</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">133</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><ix:nonNumeric contextRef="c-1" name="srt:ScheduleOfCondensedCashFlowStatementTableTextBlock" id="f-3574" escape="true"><ix:continuation id="f-3483-3"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Cash Flows</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:60.157%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.326%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:11.331%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Activities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3575">35,429</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3576">27,981</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:NetIncomeLoss" format="ixt:num-dot-decimal" scale="3" id="f-3577">93,408</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Items not requiring (providing) cash</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends in excess (equity in undistributed net income) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3578">8,198</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3579">17,838</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncomeLossFromEquityMethodInvestments" format="ixt:num-dot-decimal" scale="3" id="f-3580">66,473</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Share based compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3581">4,586</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3582">3,586</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:ShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3583">2,475</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" format="ixt:num-dot-decimal" scale="3" id="f-3584">4,621</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" format="ixt:num-dot-decimal" scale="3" id="f-3585">7,184</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingAssets" scale="3" id="f-3586">284</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" format="ixt:num-dot-decimal" scale="3" id="f-3587">3,717</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" scale="3" id="f-3588">413</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:IncreaseDecreaseInOtherOperatingLiabilities" scale="3" id="f-3589">120</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by operating activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3590">30,913</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3591">56,176</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:NetCashProvidedByUsedInOperatingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3592">29,246</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital contribution to subsidiary</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="hbnc:PaymentsForContributedCapital" format="ixt:fixed-zero" scale="3" id="f-3593">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="hbnc:PaymentsForContributedCapital" format="ixt:fixed-zero" scale="3" id="f-3594">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="hbnc:PaymentsForContributedCapital" format="ixt:fixed-zero" scale="3" id="f-3595">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investing activities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3596">1,829</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3597">1,762</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:PaymentsForProceedsFromOtherInvestingActivities" format="ixt:fixed-zero" scale="3" id="f-3598">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by investing activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3599">1,829</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3600">1,762</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:NetCashProvidedByUsedInInvestingActivities" format="ixt:fixed-zero" scale="3" id="f-3601">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other change in borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="hbnc:IncreaseDecreaseInBorrowings" format="ixt:fixed-zero" scale="3" id="f-3602">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="hbnc:IncreaseDecreaseInBorrowings" scale="3" id="f-3603">378</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="hbnc:IncreaseDecreaseInBorrowings" scale="3" id="f-3604">388</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase of outstanding stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-3605">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-3606">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:PaymentsForRepurchaseOfCommonStock" format="ixt:fixed-zero" scale="3" id="f-3607">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends paid on common shares</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-3608">28,328</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-3609">28,311</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:PaymentsOfDividendsCommonStock" format="ixt:num-dot-decimal" scale="3" id="f-3610">27,765</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3611">1,371</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3612">1,221</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation" format="ixt:num-dot-decimal" scale="3" id="f-3613">1,824</ix:nonFraction>)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:ProceedsFromPaymentsForOtherFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3614">4,146</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock option exercises</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" format="ixt:fixed-zero" scale="3" id="f-3615">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" format="ixt:fixed-zero" scale="3" id="f-3616">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:ProceedsFromStockOptionsExercised" scale="3" id="f-3617">145</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/><td colspan="3" style="display:none"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repayment of subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3618">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:num-dot-decimal" scale="3" id="f-3619">3,132</ix:nonFraction>)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:RepaymentsOfSubordinatedDebt" format="ixt:fixed-zero" scale="3" id="f-3620">&#8212;</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash used in financing activities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3621">25,553</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3622">32,286</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(<ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" sign="-" name="us-gaap:NetCashProvidedByUsedInFinancingActivities" format="ixt:num-dot-decimal" scale="3" id="f-3623">29,056</ix:nonFraction>)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Change in Cash and Cash Equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-713" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" format="ixt:num-dot-decimal" scale="3" id="f-3624">7,189</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-714" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" format="ixt:num-dot-decimal" scale="3" id="f-3625">25,652</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-715" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" scale="3" id="f-3626">190</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at Beginning of Year</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3627">79,749</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-716" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3628">54,097</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-717" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3629">53,907</ix:nonFraction>&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at End of Year</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-711" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3630">86,938</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-712" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3631">79,749</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#cceeff;padding:0 1pt"/><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"><ix:nonFraction unitRef="usd" contextRef="c-716" decimals="-3" name="us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" format="ixt:num-dot-decimal" scale="3" id="f-3632">54,097</ix:nonFraction>&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div></ix:continuation></ix:nonNumeric><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span><br/></span></div><div id="i0b97160b00d84be59568af1150fcb8b2_2098"></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 26 - <ix:nonNumeric contextRef="c-1" name="us-gaap:SegmentReportingDisclosureTextBlock" id="f-3633" continuedAt="f-3633-1" escape="true">Segment Reporting</ix:nonNumeric></span></div><div><span><br/></span></div><ix:continuation id="f-3633-1" continuedAt="f-3633-2"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bancorp has <ix:nonFraction unitRef="reportable_segment" contextRef="c-1" decimals="INF" name="us-gaap:NumberOfReportableSegments" format="ixt-sec:numwordsen" scale="0" id="f-3634">one</ix:nonFraction> reportable segment. Business activities are managed on a consolidated basis and revenues are derived primarily through commercial banking, offering retail banking and private wealth management from North America. Horizon Bancorp&#8217;s chief operating decision maker (&#8220;CODM&#8221;) is the Chief Executive Officer. The CODM  assesses performance and allocates resources based on consolidated net income, as reported on the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consolidated Statement of Income</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, and the same accounting policies are applied as described in the Note 1 - Nature of Operations and Su</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">mmary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. </span></div></ix:continuation><div><span><br/></span></div><div><ix:continuation id="f-3633-2" continuedAt="f-3633-3"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CODM uses net income to evaluate income generated from segment assets in deciding whether to reinvest </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">profits into the business or distribute dividends to shareholders.</span></ix:continuation><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-3633-3"> The CODM also uses net income in competitive analysis by benchmarking against Horizon Bancorp&#8217;s competitors. The competitive analysis, along with the monitoring of budgeted versus actual results, is used in assessing performance of the segment and in establishing management&#8217;s compensation.</ix:continuation> </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">134</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_2167"></div><hr style="page-break-after:always"/><div style="min-height:63pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC. AND SUBSIDIARIES</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Notes to Consolidated Financial Statements</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(Table dollars in thousands except for per share data)</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Note 27 - <ix:nonNumeric contextRef="c-1" name="us-gaap:SubsequentEventsTextBlock" id="f-3635" continuedAt="f-3635-1" escape="true">Subsequent Events</ix:nonNumeric></span></div><div style="margin-top:18pt;text-align:justify"><ix:continuation id="f-3635-1" continuedAt="f-3635-2"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As previously disclosed, during the three months ended </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party, resulting in a pre-tax gain of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$<ix:nonFraction unitRef="usd" contextRef="c-718" decimals="-5" name="us-gaap:GainLossOnSaleOfMortgageLoans" scale="6" id="f-3636">7.0</ix:nonFraction> million</span></ix:continuation><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><ix:continuation id="f-3635-2"> to be recognized during the three months ended March 31, 2025.</ix:continuation> </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">135</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_175"></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span><br/></span></div></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Report of Independent Registered Public Accounting Firm</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Audit Committee, Board of Directors, and Shareholders</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Horizon Bancorp, Inc. </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Michigan City, Indiana</span></div><div><span><br/></span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">Opinion on the Consolidated Financial Statements</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We have audited the accompanying consolidated balance sheets of Horizon Bancorp, Inc. (the &#8220;Company&#8221;) as of December&#160;31, 2024 and 2023, the related consolidated statements of income, comprehensive income (loss), stockholders&#8217; equity, and cash flows for each of the years in the three-year period ended December&#160;31, 2024, and the related notes (collectively referred to as the &#8220;financial statements&#8221;).  In our opinion, the consolidated financial statements referred to above present fairly, in all material respects, the financial position of the Company as of December&#160;31, 2024 and 2023, and the results of its operations and its cash flows for each of the years in the three-year period ended December&#160;31, 2024, in conformity with accounting principles generally accepted in the United States of America.</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (&#8220;PCAOB&#8221;), the Company&#8217;s internal control over financial reporting as of December&#160;31, 2024, based on criteria established in </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:112%">Internal Control &#8211; Integrated Framework (2013)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> issued by the Committee of Sponsoring Organizations of the Treadway Commission and our report dated March&#160;14, 2025, expressed an unqualified opinion thereon</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">.</span></div><div><span><br/></span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">Basis for Opinion</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">These financial statements are the responsibility of the Company&#8217;s management.  Our responsibility is to express an opinion on the Company&#8217;s financial statements based on our audits.</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We conducted our audits in accordance with the standards of the PCAOB.  Those standards require that we plan and perform the audits to obtain reasonable assurance about whether the financial statements are free of material misstatement, whether due to error or fraud.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:115%">Our audits included performing procedures to assess the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond to those risks.  Such procedures include examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.  Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements.  We believe that our audits provide a reasonable basis for our opinion.</span></div><div><span><br/></span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">Critical Audit Matters</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The critical audit matters communicated below are matters arising from the current-period audit of the financial statements that were communicated or required to be communicated to the audit committee and that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging, subjective, or complex judgments.  The communication of critical audit matters does not alter in any way our opinion on the financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate.</span></div><div><span><br/></span></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">Allowance for Credit Losses (&#8220;ACL&#8221;)</span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">As described in Note 5 to the consolidated financial statements, the Company&#8217;s allowance for credit losses (&#8220;ACL&#8221;) was $52 million at December&#160;31, 2024.  The Company utilized the Cumulative Loss Rate method in determining expected future credit losses.  The loss rate method measures the amount of loan charge&#8211;offs, net of recoveries, (&#8220;loan losses&#8221;) recognized over the life of a closed pool and compares those loan losses to the outstanding loan balance of that pool as of a specific point in time (&#8220;pool date&#8221;).  The credit loss factors applied are determined based on the weighted-average of externally developed macroeconomic scenarios that take into consideration the Company&#8217;s economic outlook as derived through forecast macroeconomic variables. Management utilized </span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">136</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span><br/></span></div></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">economic forecast scenarios including both National and Regional econometrics, as well as management judgment, as the basis for the forecast period. </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We identified the economic forecast adjustment element of the quantitative component of the ACL as a critical audit matter. The principal considerations for our determination included the significant judgment and estimation by management in the determination of a reasonable and supportable forecasts of macroeconomic variables. </span></div><div><span><br/></span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The primary procedures we performed to address this critical audit matter included:</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.5pt">We obtained an understanding of the Company&#8217;s process for establishing the ACL, including the economic forecast adjustment.</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.5pt">Evaluated the design and tested the operating effectiveness of key controls over completeness and accuracy of inputs into the model, and the significant judgements applied in the application of economic forecast adjustments</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.5pt">Assessed management&#8217;s process for developing the economic forecasting adjustments and determining the reasonableness of the forecasting adjustments applied in the ACL estimate which included:</span></div><div style="margin-bottom:6pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.46pt">Evaluating managements reasonable and supportable weighting of economic forecast scenarios, using evidence from internal and external sources.</span></div><div style="margin-bottom:6pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#9702;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.46pt">Evaluating whether the macroeconomic variables selected by management to determine economic forecasts are correlated to historical net charge-offs of the Company.</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.5pt">Evaluated the mathematical accuracy of the economic forecast adjustments applied in the ACL estimate.</span></div><div style="margin-bottom:6pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%;padding-left:14.5pt">Evaluated the reasonableness of the overall ACL and related economic forecasting adjustments to determine whether the ACL appropriately reflects expected credit losses by assessing trends in relevant factors and evaluating the relationship of those trends to the overall ACL and related economic forecast adjustments applied to the ACL.</span></div><div><span><br/></span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">/s/ <ix:nonNumeric contextRef="c-1" name="dei:AuditorName" id="f-3637">Forvis Mazars, LLP</ix:nonNumeric></span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We have served as the Company&#8217;s auditor since 1998.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%"><ix:nonNumeric contextRef="c-1" name="dei:AuditorLocation" id="f-3638">Indianapolis, Indiana</ix:nonNumeric></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">March&#160;14, 2025</span></div><div><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">137</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:72pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span><br/></span></div></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:97%">Report of Independent Registered Public Accounting Firm</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">Audit Committee, Board of Directors, and Shareholders</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Horizon Bancorp, Inc.</span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Michigan City, Indiana</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:97%">Opinion on the Internal Control over Financial Reporting</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">We have audited Horizon Bancorp, Inc.&#8217;s (the &#8220;Company&#8221;) internal control over financial reporting as of December&#160;31, 2024, based on criteria established in </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:97%">Internal Control &#8211; Integrated Framework: (2013)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%"> issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).  In our opinion, the Company maintained, in all material respects, effective internal control over financial reporting as of December&#160;31, 2024, based on criteria established in </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:97%">Internal Control &#8211; Integrated Framework: (2013) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">issued by COSO.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (&#8220;PCAOB&#8221;), the consolidated financial statements</span><span style="color:#ff0000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">of the Company as of December&#160;31, 2024 and 2023, and for each of the three years in the period ended December&#160;31, 2024, and our report dated March&#160;14, 2025, expressed an unqualified opinion on those financial statements.</span><span style="color:#ff0000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:97%">Basis for Opinion</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">The Company&#8217;s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the accompanying Management Report  on Internal Control over Financial Reporting</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">  </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">Our responsibility is to express an opinion on the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:97%">Company&#8217;s internal control over financial reporting based on our audit.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We conducted our audit in accordance with the standards of the PCAOB.  Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects.  Our audit included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk.  Our audit also included performing such other procedures as we considered necessary in the circumstances.  We believe that our audit provides a reasonable basis for our opinion.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:112%">Definitions and Limitations of Internal Control Over Financial Reporting</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of reliable financial statements for external purposes in accordance with generally accepted accounting principles.  A company&#8217;s internal control over financial reporting includes those policies and procedures that (1) pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2) provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3) provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company&#8217;s assets that could have a material effect on the financial statements.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements.  Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions or that the degree of compliance with the policies or procedures may deteriorate.</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">/s/ Forvis Mazars, LLP</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Indianapolis, Indiana</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">March&#160;14, 2025</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">138</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_178"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">MANAGEMENT&#8217;S REPORT ON FINANCIAL STATEMENTS</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management is responsible for the preparation and presentation of the consolidated financial statements and related notes on the preceding pages. The statements have been prepared in conformity with accounting principles generally accepted in the United States of America appropriate in the circumstances and include amounts that are based on management&#8217;s best estimates and judgments. Financial information elsewhere in the Annual Report is consistent with that in the consolidated financial statements.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In meeting its responsibility for the accuracy of the consolidated financial statements, management relies on Horizon&#8217;s system of internal accounting controls. This system is designed to provide reasonable assurance that assets are safeguarded and transactions are properly recorded to permit the preparation of appropriate financial information. The system of internal controls is supplemented by a program of internal audits to independently evaluate the adequacy and application of financial and operating controls and compliance with Company policies and procedures.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Audit Committee of the Board of Directors meets periodically with management, the independent accountants and the internal auditors to ensure that each is properly discharging its responsibilities with regard to the consolidated financial statements and internal accounting controls. The independent accountants have full and free access to the Audit Committee and meet with it to discuss auditing and financial reporting matters.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The consolidated financial statements in the Annual Report have been audited by Forvis Mazars, LLP, an independent registered public accounting firm, for 2024, 2023 and 2022. Their audits were conducted in accordance with the standards of the Public Company Accounting Oversight Board (United States) and included consideration of internal accounting controls, tests of accounting records and other audit procedures to the extent necessary to allow them to express their opinion on the fairness of the consolidated financial statements in conformity with accounting principles generally accepted in the United States of America.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">139</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_181"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 9. CHANGES IN AND DISAGREEMENTS WITH ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURE</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">None</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_184"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 9A. CONTROLS AND PROCEDURES</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Disclosure Controls and Procedures</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Under the supervision of and with the participation of its management, including the Chief Executive Officer and Chief Financial Officer, Horizon has evaluated the effectiveness of the design and operation of its disclosure controls (as defined in Rule 13a&#8211;15(e) of the Securities Exchange Act of 1934 (the &#8220;Exchange Act&#8221;)) as of the end of the period covered by this report. Based on such evaluation, such officers have concluded that, as of December&#160;31, 2024, Horizon&#8217;s disclosure controls and procedures were effective to ensure that the information required to be disclosed by Horizon in the reports it files or submits under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in Securities and Exchange Commission rules and forms and are designed to ensure that information required to be disclosed in those reports is accumulated and communicated to management as appropriate to allow for timely decisions regarding disclosure.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Management&#8217;s Report on Internal Control Over Financial Reporting</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Management of Horizon is responsible for establishing and maintaining effective internal control over financial reporting as defined in Rule 13a&#8211;15(f) under the Exchange Act. Horizon&#8217;s internal control over financial reporting is designed to provide reasonable assurance to the Company&#8217;s management and Board of Directors regarding the preparation and fair presentation of published financial statements.</span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"> </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Management assessed the effectiveness of Horizon&#8217;s internal control over financial reporting as of December&#160;31, 2024. In making this assessment, management used the criteria set forth in Internal Control &#8211; Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO).</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:400;line-height:112%">  </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Based on this assessment, management has concluded that Horizon&#8217;s internal control over financial reporting as of December&#160;31, 2024 was effective based on the specified criteria.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:112%">Attestation Report of Registered Public Accounting Firm</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Forvis Mazars, LLP, an independent registered public accounting firm, has issued an attestation report on the effectiveness of the Company&#8217;s internal control over financial reporting as of December&#160;31, 2024. The report, which expresses an unqualified opinion of the effectiveness of the Company&#8217;s internal control over financial reporting as of December&#160;31, 2024, is included in this Annual Report on Form 10&#8211;K in Item 8, following Forvis Mazars, LLP&#8217;s audit report.</span></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Changes in Internal Control Over Financial Reporting</span></div><div><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Horizon&#8217;s management, including its Chief Executive Officer and Chief Financial Officer, also have concluded that no changes in the Company's internal control over financial reporting (as defined in Rules 13a&#8211;15(f) and 15d&#8211;15(f) under the Exchange Act) occurred during the fiscal quarter ended December&#160;31, 2024 that has materially affected, or is reasonably likely to materially affect, the Company's internal control over financial reporting.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_187"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 9B. OTHER INFORMATION</span></div><div><span><br/></span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">None of our Directors or officers (as defined in Rule 16a-1(f) under the Exchange Act) <ix:nonNumeric contextRef="c-719" name="ecd:NonRule10b51ArrAdoptedFlag" format="ixt:fixed-false" id="f-3639"><ix:nonNumeric contextRef="c-719" name="ecd:Rule10b51ArrAdoptedFlag" format="ixt:fixed-false" id="f-3640">adopted</ix:nonNumeric></ix:nonNumeric> or <ix:nonNumeric contextRef="c-719" name="ecd:NonRule10b51ArrTrmntdFlag" format="ixt:fixed-false" id="f-3641"><ix:nonNumeric contextRef="c-719" name="ecd:Rule10b51ArrTrmntdFlag" format="ixt:fixed-false" id="f-3642">terminated</ix:nonNumeric></ix:nonNumeric> a &#8220;Rule 10b5-1 trading arrangement&#8221; or a &#8220;non-Rule 10b5-1 trading arrangement,&#8221; as each term is defined in Item 408 of Regulation S-K, during the fiscal quarter ended December 31, 2024.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_190"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Not applicable.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">140</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_193"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:18pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">PART III</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain information is omitted from this report pursuant to General Instruction G. (3) of Form 10&#8211;K as Horizon intends to file with the Commission its definitive Proxy Statement for its 2025 Annual Meeting of Shareholders (the &#8220;Proxy Statement&#8221;) pursuant to Regulation 14A of the Exchange Act, not later than 120 days after December&#160;31, 2024.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_196"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The information relating to Horizon&#8217;s directors and executive officers required by this item is found in the Proxy Statement under &#8220;Proposal I &#8212; Election of Directors&#8221; and &#8220;Information About Our Executive Officers&#8221;, respectively, and is incorporated into this report and item by reference.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:115%">The information relating to the Audit Committee of the Board of Directors required by this item is found in the Proxy Statement under &#8220;Corporate Governance &#8212; Audit Committee&#8221; and is incorporated into this report and item by reference.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">The information contained under the section captioned &#8220;Delinquent Section 16(a) Reports&#8221; in the Proxy Statement is incorporated into this report and item by reference.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s &#8220;Code of Ethics for Executive Officers and Directors&#8221; applies to its directors, chief executive officer and chief financial officer. The code is available on Horizon&#8217;s website at http://www.horizonbank.com/ in the section headed &#8220;About Us &#8211; Investor Relations&#8221; under the caption &#8220;Corporate Information &#8211; Corporate Governance.&#8221;</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_199"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 11. EXECUTIVE COMPENSATION</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information on executive and director compensation and compensation committee matters required by this item can be found in the Proxy Statement under &#8220;Corporate Governance,&#8221; &#8220;Compensation Committee Report,&#8221; &#8220;Compensation Discussion and Analysis,&#8221; &#8220;Executive Compensation Tables&#8221;, "Other Compensation and Compensation-Related Policies" and &#8220;Compensation of Directors&#8221; and is incorporated into this report and item by reference.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_202"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 12. SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT AND RELATED STOCKHOLDER</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">MATTERS</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Equity Compensation Plan Information</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents information regarding grants under all equity compensation plans of Horizon through December&#160;31, 2024.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:41.005%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.467%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.467%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:17.471%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Plan Category</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Number of Securities to be Issued Upon Exercise of Outstanding Options, Warrants and Rights</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;Average Exercise Price of Outstanding Options, Warrants and Rights</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Number of Securities Remaining Available for Future Issuance Under Equity Compensation Plans (Excluding Securities Reflected in the First Column)</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity compensation plans approved by security holders</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">921,970&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 10pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity compensation plans not approved by security holders</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/><td colspan="3" style="background-color:#ffffff;padding:0 1pt"/><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">921,970&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"/></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The other information required by this item can be found in the Proxy Statement under &#8220;Common Share Ownership of Management and Certain Beneficial Owners&#8221; and is incorporated by reference into this report and item.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">141</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_205"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 13. CERTAIN RELATIONSHIPS AND RELATED TRANSACTIONS, AND DIRECTOR INDEPENDENCE</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information required by this item is found in the Proxy Statement under &#8220;Corporate Governance&#8221; and &#8220;Certain Business Relationships and Transactions&#8221; and is incorporated by reference into this report and item.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_208"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The information required by this item is incorporated by reference into this report and item from the Proxy Statement section captioned &#8220;Auditor Fees and Services.&#8221;</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">142</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_211"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:18pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">PART IV</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_214"></div><div style="-sec-extract:summary;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES</span></div><div style="margin-top:6pt;padding-left:18pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(a)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:5.78pt">Documents Filed As Part of This Annual Report on Form 10&#8211;K:</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.&#160;&#160;&#160;&#160;Financial Statements</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following financial statements are filed as part of this document under Item 8: </span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated Balance Sheets at December&#160;31, 2024 and 2023</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated Statements of Income, years ended December&#160;31, 2024, 2023 and 2022</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated Statements of Comprehensive Income, years ended December&#160;31, 2024, 2023 and 2022</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated Statements of Stockholders&#8217; Equity, years ended December&#160;31, 2024, 2023 and 2022</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consolidated Statements of Cash Flows, years ended December&#160;31, 2024, 2023 and 2022 Notes to Consolidated Financial Statements</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Reports of Independent Registered Public Accounting Firm</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.&#160;&#160;&#160;&#160;Financial Statement Schedules</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Financial statement schedules are omitted for the reason that they are not required or are not applicable, or the required information is included in the financial statements.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.&#160;&#160;&#160;&#160;Exhibits</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The exhibits filed as part of this report and exhibits incorporated herein by reference to other documents are as follows:</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:6.502%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.371%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Exhibit<br/>Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Incorporated by Reference/Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">3.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883418000092/hb_8k0515ex31.htm">Amended and Restated Articles of Incorporation of Horizon Bancorp, Inc. effective May 16, 2018</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 3.1 to Registrant&#8217;s Form 8&#8211;K filed on May&#160;16, 2018</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">3.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612922000117/exhibit32amendedandrestate.htm">Amended and Restated Bylaws of Horizon Bancorp, Inc.</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 3.2 to Registrant&#8217;s Form 8&#8211;K filed on December 20, 2022</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612921000006/hbnc-20201231xexx41.htm">Description of Common Stock</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.1 to Registrant's Form 10&#8211;K for the year ended December 31, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000095012310024090/l39091exv4w1.txt">Indenture, dated as of October&#160;21, 2004, between Horizon Bancorp and Wilmington Trust Company related to the issuance of Trust Preferred Securities</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.1 to Registrant&#8217;s Form 10&#8211;K for the year ended December&#160;31, 2009</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.3</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000095012310024090/l39091exv4w2.txt">Amended and Restated Declaration of Trust of Horizon Bancorp Capital Trust II, dated as of October&#160;21, 2004, related to the issuance of Trust Preferred Securities</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant&#8217;s Form 10&#8211;K for the year ended December&#160;31, 2009</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.4</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883406000561/hb_8k1215ex41.htm">Junior Subordinated Indenture, dated as of December&#160;15, 2006, between Horizon Bancorp and Wilmington Trust Company</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.1 to Registrant&#8217;s Form 8&#8211;K filed on December&#160;21, 2006</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.5</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883406000561/hb_8k1215ex42.htm">Amended and Restated Trust Agreement of Horizon Bancorp Capital Trust III, dated as of December&#160;15, 2006</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant&#8217;s Form 8&#8211;K filed on December&#160;21, 2006</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.6</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312520177515/d946246dex41.htm">Indenture for Subordinated Debt, dated June 24, 2020, between Horizon Bancorp, Inc. and Wilmington Trust, National Association</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.1 to Registrant's Form 8&#8211;K filed on June 24, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">4.7</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312520177515/d946246dex42.htm">First Supplemental Indenture, dated June 24, 2020, between Horizon Bancorp, Inc. and Wilmington Trust, National Association</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant's Form 8&#8211;K filed on June 24, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">143</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div style="-sec-extract:summary"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:6.502%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.371%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Exhibit<br/>Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Incorporated by Reference/Attached</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.3*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883414000173/hb_proxy.htm">Horizon Bancorp 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Appendix A to Registrant&#8217;s definitive Proxy Statement for its 2014 Annual Meeting of Shareholders</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.4*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883413000247/hb_8k0618ex101.htm">Form of Nonqualified Stock Option Agreement under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant&#8217;s Form 8&#8211;K filed on June&#160;18, 2013</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.5*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883413000247/hb_8k0618ex102.htm">Form of Nonqualified Stock Option Agreement (Restrictive Covenant) under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant&#8217;s Form 8&#8211;K filed on June&#160;18, 2013</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.6*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883417000045/hb_8k0324ex101.htm">Form of Performance Share Award Agreement under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant&#8217;s Form 8&#8211;K filed on March&#160;27, 2017</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.7*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883417000045/hb_8k0324ex102.htm">Form of Performance Share Award Agreement (Restrictive Covenant) under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant&#8217;s Form 8&#8211;K filed on March&#160;27, 2017</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.8*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312518063446/d524724dex109.htm">Form of Restricted Stock Award Agreement under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.9 to Registrant&#8217;s Form10&#8211;K filed on February&#160;28, 2018</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.9*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312518063446/d524724dex1010.htm">Form of Restricted Stock Award Agreement (Restrictive Covenant) under 2013 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.10 to Registrant&#8217;s Form 10&#8211;K filed on February&#160;28, 2018</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.10*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312521086964/d308425ddef14a.htm">Horizon Bancorp, Inc. 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Appendix A to Registrant's definitive Proxy Statement for its 2021 Annual Meeting of Shareholders</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.11*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312521157013/d377188dex102.htm">Form of Restricted Stock Award Agreement (time&#8211;based) under 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant's Form 8&#8211;K filed on May 11, 2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.12*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612922000033/hbnc-20211231xexx1013.htm">Form of Restricted Stock Award Agreement (performance&#8211;based) under 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.13 to Registrant's Form 10&#8211;K filed on March 9, 2022</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.13*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312521157013/d377188dex104.htm">Form of Restricted Stock Unit Award Agreement (time&#8211;based) under 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.4 to Registrant's Form 8&#8211;K filed on May 11, 2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.14*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612922000033/hbnc-20211231xexx1015.htm">Form of Restricted Stock Unit Award Agreement (performance&#8211;based) under 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.15 to Registrant's Form 10&#8211;K filed on March 9, 2022</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.15*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312521157013/d377188dex106.htm">Form of Stock Option Award Agreement (time&#8211;based) under 2021 Omnibus Equity Incentive Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.6 to Registrant's Form 8&#8211;K filed on May 11, 2021</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.16*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312517381578/d693965dex42.htm">1997 Supplemental Executive Retirement Plan, as amended and restated as of January&#160;1, 1997, with amendments through December&#160;19, 2017</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant&#8217;s Registration Statement on Form S&#8211;8 filed on December&#160;28, 2017 (Registration No.&#160;333-222329)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.17*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312517381578/d693965dex41.htm">2005 Supplemental Executive Retirement Plan, effective as of January&#160;1, 2005, with amendments through December&#160;19, 2017</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.1 to Registrant&#8217;s Registration Statement on Form S&#8211;8 filed on December&#160;28, 2017 (Registration No.&#160;333-222329)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.18*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0000706129/000090883424000358/horizon_8k12172024.htm">Horizon Bancorp Nonqualified Deferred Compensation Plan (effective as of January 1, 2025)</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant&#8217;s Form 8-K filed on December 20, 2024</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.19*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312517381588/d693828dex42.htm">1998 Directors Deferred Compensation Plan, with amendments through December&#160;19, 2017</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant&#8217;s Registration Statement on Form S&#8211;8 filed on December&#160;28, 2017 (Registration No.&#160;333-222330)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">144</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div style="-sec-extract:summary"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:6.502%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.371%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Exhibit<br/>Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Incorporated by Reference/Attached</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.20*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000119312517381588/d693828dex42.htm">Amended and Restated 2005 Directors Deferred Compensation Plan, dated December&#160;19, 2017</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 4.2 to Registrant&#8217;s Registration Statement on Form S&#8211;8 filed on December&#160;28, 2017 (Registration No.&#160;333-222330)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.21*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612921000006/hbnc-20201231xexx1015.htm">Description of Executive Officer Bonus Plan</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.15 to Registrant's Form 10&#8211;K for the year ended December 31, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.22*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883423000141/8k_horizon110623ex101.htm">Employment Agreement (Mark E. Secor), dated as of November 6, 2023</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant&#8217;s Form 8&#8211;K filed on November 7, 2023</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.23*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0000706129/000070612924000072/hbnc-20240513.htm">Amendment to Employment Agreement (Mark E. Secor), dated May 10, 2024</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.3 to Registrant&#8217;s Form 8-K filed on May 13, 2024.</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.24*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883420000005/hb_8k123119ex103.htm">Amended and Restated Change in Control Agreement (Mark E. Secor), May 10, 2024</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.4 to Registrant&#8217;s Form 8&#8211;K filed on May 13, 2024</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.25*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883420000005/hb_8k123119ex104.htm">Change in Control Agreement (Kathie A. DeRuiter), dated January&#160;1, 2020</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.4 to Registrant&#8217;s Form 8&#8211;K filed on January&#160;7, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.26*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883420000005/hb_8k123119ex106.htm">Change in Control Agreement (Todd A. Etzler), dated January&#160;1, 2020</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.6 to Registrant&#8217;s Form 8&#8211;K filed on January&#160;7, 2020</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.27*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612923000088/amendedandrestatedemployme.htm">Amended and Restated Employment Agreement (Thomas M. Prame), dated June 1, 2023</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant's Form 8&#8211;K filed on May 18, 2023</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.28*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612923000088/amendedandrestatedchangein.htm">Amended and Restated Change in Control Agreement (Thomas M. Prame), dated June 1, 2023</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant's Form 8&#8211;K filed on May 18, 2023</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.29*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883422000131/horizon_8k120122-ex1.htm">Amendment to Change in Control Agreement (Kathie A. DeRuiter), dated December 1, 2022</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant's Form 8&#8211;K filed on December 1, 2022</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.30*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883422000131/horizon_8k120122-ex2.htm">Amendment to Change in Control Agreement (Todd A. Etzler), dated December 1, 2022</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant's Form 8&#8211;K filed on December 1, 2022</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.31*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612923000034/exhibit1033changeincontrol.htm">Change in Control Agreement (Lynn M. Kerber), dated October 1, 2020</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.33 to Registrant's Form 10&#8211;K filed on March 15, 2023</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.32*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000070612923000034/exhibit1034amendmenttochan.htm">Amendment to Change in Control Agreement (Lynn M. Kerber), dated December 1, 2022</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.34 to Registrant's Form 10&#8211;K filed on March 15, 2023</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.34*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0000706129/000070612924000072/hbnc-20240513.htm">Employment Agreement (John R. Stewart), dated May 10, 2024</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.1 to Registrant&#8217;s Form 8-K filed on May 13, 2024</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.35*</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/ix?doc=/Archives/edgar/data/0000706129/000070612924000072/hbnc-20240513.htm">Change in Control Agreement (John R. Stewart), dated May 10, 2024</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 10.2 to Registrant&#8217;s Form 8-K filed on May 13, 2024</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="https://www.sec.gov/Archives/edgar/data/706129/000090883417000290/hb_8k1219ex14.htm">Code of Ethics for Executive Officers and Directors</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 14 to Registrant&#8217;s Form 8&#8211;K filed on December&#160;21, 2017</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">19.1**</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="a191insidertradingpolicy.htm"><ix:nonNumeric contextRef="c-1" name="ecd:InsiderTrdPoliciesProcAdoptedFlag" format="ixt:fixed-true" id="f-3643">Insider Trading Policy</ix:nonNumeric></a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">21</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx21xsubsid.htm">Subsidiaries of Horizon</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx23xaudito.htm">Consent of Forvis Mazars, LLP</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">31.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231exhibit311.htm">Certification of Thomas M. Prame pursuant to Section&#160;302 of the Sarbanes-Oxley Act of 2002</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">31.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231exhibit312.htm">Certification of </a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231exhibit312.htm">Jo</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231exhibit312.htm">hn R. Stewart</a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231exhibit312.htm"> pursuant to Section&#160;302 of the Sarbanes-Oxley Act of 2002</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr></table></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="-sec-extract:summary;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">145</span></div></div></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div style="-sec-extract:summary"><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">HORIZON BANCORP, INC.</span></div></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:6.502%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.367%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:44.371%"/><td style="width:0.1%"/></tr><tr><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Exhibit<br/>Number</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Description</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Incorporated by Reference/Attached</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">32.1</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx321.htm">Certification of Thomas M. Prame pursuant to 18 U.S.C. Section&#160;1350, as adopted pursuant to Section&#160;906 of the Sarbanes-Oxley Act of 2002</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">32.2</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline"><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx322.htm">Certification of </a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx322.htm">John R. Stewart </a><a style="-sec-extract:exhibit;color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%;text-decoration:underline" href="hbnc-20241231xexx322.htm">pursuant to 18 U.S.C. Section&#160;1350, as adopted pursuant to Section&#160;906 of the Sarbanes-Oxley Act of 2002</a></span></div></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">97</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bancorp, Inc. Compensation Recovery Policy</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Incorporated by reference to Exhibit 97 to Registrant&#8217;s Form 10-K filed on March 15, 2024</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">101</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Inline Interactive Data Files</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Attached</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">104</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Embedded Within the Inline XBRL Document</span></td></tr></table></div><div style="margin-top:12pt;padding-left:36pt;text-align:justify;text-indent:-36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%">*&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Indicates exhibits that describe or evidence management contracts or compensatory plans or arrangements required to be filed as exhibits to this Form 10&#8211;K.</span></div><div style="padding-left:36pt;text-indent:-36pt"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:112%">**&#160;&#160;&#160;&#160;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">Portions of this exhibit have been redacted pursuant to Item 601(a)(6) of Regulation S-K. The Company undertakes to furnish a copy of all unredacted and omitted schedules and exhibits to the SEC upon its request.</span></div><div id="i0b97160b00d84be59568af1150fcb8b2_217"></div><div style="margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">ITEM&#160;16. FORM 10&#8211;K SUMMARY</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Not included.</span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">146</span></div></div></div><div id="i0b97160b00d84be59568af1150fcb8b2_220"></div><hr style="page-break-after:always"/><div style="min-height:45pt;width:100%"><div><span style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline"><a style="color:#0000ff;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;text-decoration:underline" href="#i0b97160b00d84be59568af1150fcb8b2_7">Table of Contents</a></span></div></div><div style="margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%;text-decoration:underline">SIGNATURES</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"/><td style="width:21.707%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:34.426%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:3.139%"/><td style="width:0.1%"/><td style="width:0.1%"/><td style="width:0.530%"/><td style="width:0.1%"/><td style="width:1.0%"/><td style="width:35.598%"/><td style="width:0.1%"/></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pursuant to the requirements of Section&#160;13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bancorp, Inc.<br/>Registrant</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date: March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Thomas M. Prame</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Thomas M. Prame<br/>Chief Executive Officer (Principal Executive Officer)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date: March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By:</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ John R. Stewart</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">John R. Stewart<br/>Chief Financial Officer <br/>(Principal Financial Officer and Principal Accounting Officer)</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="15" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Signature and Title</span></td></tr><tr style="height:3pt"><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Craig M. Dwight</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Craig M. Dwight, Chairman of the Board and Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Kevin W. Ahern</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Kevin W. Ahern, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Eric P. Blackhurst</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Eric P. Blackhurst, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Lawernce E. Burnell</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Lawernce E. Burnell, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ James B. Dworkin</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">James B. Dworkin, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Julie Scheck Freigang</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Julie Scheck Freigang, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Brian W. Maass</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Brian W. Maass, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Michele M. Magnuson</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Michele M. Magnuson, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Steven W. Reed</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Steven W. Reed, Director</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</span></td><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">/s/ Vanessa P. Williams</span></td></tr><tr><td colspan="3" style="padding:0 1pt"/><td colspan="3" style="padding:0 1pt"/><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Vanessa P. Williams, Director</span></td></tr></table></div><div style="margin-top:12pt"><span><br/></span></div><div style="height:45pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">147</span></div></div></div></body></html>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-19.1
<SEQUENCE>2
<FILENAME>a191insidertradingpolicy.htm
<DESCRIPTION>EX-19.1
<TEXT>
<HTML>
<HEAD><!-- Document generated by Workiva Inc -->
<TITLE>a191insidertradingpolicy</TITLE>
</HEAD>
<BODY bgcolor="white">
<DIV align="center">
<DIV style="margin-left:1em;width:1055;"><!-- a191insidertradingpolicy001.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy001.jpg" title="slide1" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">Portions of this exhibit have been redacted pursuant to Item 601(a)(6) of Regulation S-K. The  Company undertakes to furnish a copy of all unredacted and omitted schedules and exhibits to the  SEC upon its request.    HORIZON BANCORP  INSIDER TRADING POLICY  (AS AMENDED EFFECTIVE MARCH 21, 2023)  This Insider Trading Policy (the &#8220;Policy&#8221;) provides guidelines with respect to transactions  in the securities of Horizon Bancorp (the &#8220;Company&#8221;) and the handling of confidential  information about the Company and the companies with which the Company does business. The  Company&#8217;s Board of Directors has adopted this Policy to promote compliance with federal, state  and foreign securities laws that prohibit certain persons who are aware of material nonpublic  information about a company from: (i) trading in securities of that company; or (ii) providing such  information to other persons who may trade on the basis of that information.  APPLICABILITY AND SCOPE  Who Is Subject to this Policy?  This Policy applies to all officers of the Company and its subsidiaries, all members of the  Company&#8217;s Board of Directors and all employees of the Company and its subsidiaries. This Policy  also applies to family members, other members of a person&#8217;s household and entities controlled by  a person covered by this Policy, as described below in &#8220;Application of the Policy to You.&#8221;  What Actions Are Subject to this Policy?  This Policy applies to transactions in the Company&#8217;s securities (collectively referred to in  this Policy as &#8220;Company Securities&#8221;), including the Company&#8217;s common stock, options to  purchase common stock, debt securities, or any other type of securities that the Company may  issue, while in possession of material nonpublic information. This Policy also applies to  transactions in the securities of other publicly traded companies while in possession of material  nonpublic information about those companies learned in the course of business activities on behalf  of the Company.  What Are the Penalties for Violating this Policy?  Insider trading violations are pursued vigorously by the Securities and Exchange  Commission (the &#8220;SEC&#8221;), U.S. Attorneys and state enforcement authorities as well as by foreign  jurisdictions. Punishment for insider trading violations is severe and, in addition to civil fines, can  include criminal fines of up to $5 million and prison terms of up to 20 years.  Although regulatory authorities concentrate their efforts on the individuals who trade, or  who &#8220;tip&#8221; inside information to others who trade, the federal securities laws also impose potential  liability on companies and other &#8220;controlling persons&#8221; if they fail to take reasonable steps to  prevent insider trading by company personnel.  An individual&#8217;s failure to comply with this Policy also may subject the individual to  Company-imposed sanctions, including dismissal for cause, whether or not the employee&#8217;s failure  to comply results in a violation of law. Needless to say, a violation of law, or even an SEC  investigation that does not result in prosecution, can tarnish a person&#8217;s reputation and irreparably  damage a career.  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy002.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy002.jpg" title="slide2" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">2  If you are subject to this Policy, then you could incur severe legal penalties and  disciplinary action by the Company for any conduct prohibited by this Policy or applicable  securities laws. Given the severity of the potential penalties, compliance with this Policy is  absolutely mandatory.  Who Is Responsible?  Persons subject to this Policy have ethical and legal obligations (i) to maintain the  confidentiality of information about the Company and to not engage in transactions in Company  Securities while in possession of material nonpublic information; and (ii) to maintain the  confidentiality of information and refrain from trading or disclosing material nonpublic  information about another company learned in the course of business activities on behalf of the  Company. Each individual is responsible for making sure that he or she complies with this Policy,  and that any family member, household member or entity whose transactions are subject to this  Policy, as discussed below, also comply with this Policy. In all cases, the responsibility for  determining whether an individual is in possession of material nonpublic information rests with  that individual, and any action on the part of the Company, the Compliance Officer or any other  employee or director pursuant to this Policy (or otherwise) does not in any way constitute legal  advice or insulate an individual from liability under applicable securities laws.   How Is the Policy Administered?  The Chief Financial Officer shall serve as the Compliance Officer for the purposes of this  Policy, and in his absence, the Assistant Treasurer &amp; Assistant Chief Accounting Officer or another  employee designated by the Compliance Officer shall be responsible for administration of this  Policy. All determinations and interpretations by the Compliance Officer shall be final and not  subject to further review.  STATEMENT OF THE COMPANY&#8217;S POLICY  Company Securities  It is the policy of the Company that no director, officer or other employee of the Company  (or any other person designated by this Policy or by the Compliance Officer as subject to this  Policy) who is aware of material nonpublic information relating to the Company may, directly, or  indirectly through family members or other persons or entities:  &#61623; Engage in transactions in Company Securities, except as otherwise specified in this  Policy under the headings &#8220;Transactions Under Company Plans,&#8221; &#8220;Transactions  Not Involving a Purchase or Sale&#8221; and &#8220;Rule 10b5-1 Plans&#8221;;  &#61623; Recommend the purchase or sale of any Company Securities;  &#61623; Disclose material nonpublic information to persons within the Company whose  jobs do not require them to have that information, or outside of the Company to  other persons, including, but not limited to, family, friends, business associates,  investors and consulting firms, unless any such disclosure is made in accordance  with the Company&#8217;s policies regarding the protection or authorized external  disclosure of information regarding the Company; or  &#61623; Assist anyone engaged in the above activities.  Securities of Other Companies  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy003.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy003.jpg" title="slide3" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">3  In addition, it is the policy of the Company that no director, officer or other employee of  the Company (or any other person designated as subject to this Policy) who, in the course of  working for the Company, learns of material nonpublic information about a company with which  the Company does business, including a customer or supplier of the Company or an acquisition  target, may, directly, or indirectly through family members or other persons or entities:  &#61623; Engage in transactions in that company&#8217;s securities until the information becomes  public or is no longer material;  &#61623; Recommend the purchase or sale of that company&#8217;s securities;  &#61623; Disclose material nonpublic information to persons within the Company whose  jobs do not require them to have that information, or outside of the Company to  other persons, including, but not limited to, family, friends, business associates,  investors and consulting firms; or  &#61623; Assist anyone engaged in the above activities.  Exceptions  There are no exceptions to this Policy, except as specifically noted herein.  Transactions that may be necessary or justifiable for independent reasons (such as the need  to raise money for an emergency expenditure), or small transactions, are not excepted from  this Policy. The securities laws do not recognize any mitigating circumstances, and, in any  event, even the appearance of an improper transaction must be avoided to preserve the  Company&#8217;s reputation for adhering to the highest standards of conduct.  DEFINITIONS  Material Nonpublic Information  What is &#8220;Material&#8221; Information? Information is considered &#8220;material&#8221; if a reasonable  investor would consider that information important in making a decision to buy, hold or sell  Company Securities. Any information that could be expected to affect the Company&#8217;s stock price,  whether it is positive or negative, should be considered material. There is no bright-line standard  for assessing materiality; rather, materiality is based on an assessment of all of the facts and  circumstances, and is often evaluated by enforcement authorities with the benefit of hindsight. In  other words, the threshold for materiality is low, and any information that has market significance  should be regarded as material.  If you are subject to this Policy, and you are unsure whether information is material,  either presume it is material or consult the Compliance Officer before taking any action to  disclose the information or to trade in, or recommend, the securities to which the information  relates.  It is not possible to define all categories of material information, but some examples of  information that ordinarily would be regarded as material are:  &#61623; Projections of future earnings or losses, or other earnings guidance;  &#61623; A pending or proposed merger, acquisition or tender offer;  &#61623; A pending or proposed acquisition or disposition of a significant asset;  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy004.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy004.jpg" title="slide4" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">4  &#61623; Significant related person transactions;  &#61623; A change in dividend policy;  &#61623; The declaration of a stock split;  &#61623; An offering of additional securities;  &#61623; The establishment of a repurchase program for Company Securities;  &#61623; A change in executive management;  &#61623; A change in auditors or notification that the auditor&#8217;s reports may no longer be  relied upon;  &#61623; Pending or threatened significant litigation or regulatory actions, or the resolution  of such matters; and  &#61623; The potential effect of regulatory developments on the Company.  When Is Information &#8220;Public&#8221;? Information that has not been disclosed to the public is  generally considered to be nonpublic information. For information to be &#8220;public,&#8221; the information  must have been disseminated in a manner designed to reach investors generally, and the investors  must be given the opportunity to absorb the information.  Information generally would be considered widely disseminated if it has been disclosed  through newswire services, a broadcast on widely available radio or television programs,  publication in a widely-available newspaper, magazine or news website, or public disclosure  documents filed with the SEC that are available on the SEC&#8217;s website (such as, for example,  periodic Reports on Form 8-K). Disclosure on the Company&#8217;s website alone is probably not  sufficient to make the information &#8220;public&#8221; for these purposes.   Once information is widely disseminated, the investing public needs sufficient time to  absorb the information. As a general rule, information should not be considered fully absorbed by  the marketplace until the third business day after the day on which the information is released. If,  for example, the Company were to make an announcement on a Monday, you should not trade in  Company Securities until Thursday, and if the announcement is made on a Friday, you should not  trade until Wednesday. Depending on the particular circumstances, the Company may determine  that a longer or shorter period should apply to the release of specific material nonpublic  information.  If you are subject to this Policy, and you are unsure whether certain information is  considered public, you should either consult with the Compliance Officer or assume the  information is nonpublic and treat it as confidential.  Disclosure  Unauthorized disclosure of material nonpublic information is prohibited by this Policy.  Generally, this means that persons subject to this Policy may not communicate that information,  or provide a &#8220;tip,&#8221; to any other person not authorized to have that information, including Family  Members (as defined below in the section captioned &#8220;Application of the Policy to You&#8221;).  A prohibited communication can occur in a variety of ways, and persons subject to this  Policy should be particularly aware that the prohibitions apply to all of their communications,  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy005.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy005.jpg" title="slide5" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">5  including those made through social media, such as Facebook, Twitter, Instagram, Linked In,  YouTube, blogs and other social media and electronic platforms.  APPLICATION OF THE POLICY TO YOU  Transactions by Family Members and Others  This Policy applies to your family members who reside with you (including without  limitation a spouse, a child, a child away at college, stepchildren, grandchildren, parents,  stepparents, grandparents, siblings and in-laws), anyone else who lives in your household, and any  family members who do not live in your household but whose transactions in Company Securities  are directed by you or are subject to your influence or control, such as any of these persons who  consult with you before they trade in Company Securities (collectively referred to as &#8220;Family  Members&#8221;).  You are responsible for the transactions of these other persons. Therefore, you should make  them aware of the need to confer with you before they trade in Company Securities, and you should  treat all such transactions for the purposes of this Policy and applicable securities laws as if the  transactions were for your own account. This Policy does not apply, however, to personal securities  transactions of Family Members in which the purchase or sale decision is made by a third party  who is not controlled by, influenced by or related to you or your Family Members.  Transactions by Entities that You Influence or Control  This Policy also applies to any entities that you influence or control, including any  corporations, limited liability companies, partnerships, trusts or other business entities  (collectively referred to as &#8220;Controlled Entities&#8221;). Transactions by these Controlled Entities  should be treated for the purposes of this Policy and applicable securities laws as if they were for  your own account.  Transactions Under Company Plans  This Policy applies to some, but not all the transactions relating to Company plans and  awards made under Company plans. This Policy does not apply in the case of the following  transactions, except as specifically noted:  Stock Option Exercises:  &#61623; This Policy does not apply to the exercise of an employee stock option acquired  pursuant to any of the Company&#8217;s plans or to the election to have the Company  withhold shares subject to an option to satisfy tax withholding requirements.   &#61623; This Policy does apply, however, to any sale of stock as part of a broker-assisted  cashless exercise of an option, or any other market sale for the purpose of satisfying  tax withholding requirements or generating the cash needed to pay the exercise  price of an option.  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy006.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy006.jpg" title="slide6" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">6  Restricted Stock Awards:  &#61623; This Policy does not apply to the vesting of restricted stock or the election to have  the Company withhold shares of stock to satisfy tax withholding requirements upon  the vesting of any restricted stock.   &#61623; The Policy does apply, however, to any market sale of restricted stock, including  sales of a portion of the restricted stock to satisfy tax withholding requirements (if  not handled by Company withholding).  Performance Share Awards:  &#61623; This Policy does not apply to the payment of performance shares after they are  earned or the election to have the Company withhold shares of stock to satisfy tax  withholding requirements upon the earned vesting of any performance shares.   &#61623; The Policy does apply, however, to any market sale of performance shares,  including sales of a portion of the performance shares to satisfy tax withholding  requirements (if not handled by Company withholding).  Company 401(k) Plan:  &#61623; This Policy does not apply to purchases of Company Securities in the Company&#8217;s  401(k) plan resulting from your periodic contribution of money to the plan pursuant  to your payroll deduction election.   &#61623; This Policy does apply, however, to certain elections you may make under the  401(k) plan, including: (a) an election to increase or decrease the percentage of your  periodic contributions that will be allocated to the Company stock fund; (b) an  election to make an intra-plan transfer of an existing account balance into or out of  the Company stock fund; (c) an election to borrow money against your 401(k) plan  account if the loan will result in a liquidation of some or all of your Company stock  fund balance; and (d) an election to pre-pay a plan loan if the pre-payment will  result in allocation of loan proceeds to the Company stock fund.  Company Dividend Reinvestment and Stock Purchase Plan:  &#61623; This Policy does not apply to purchases of Company Securities under the  Company&#8217;s Dividend Reinvestment and Stock Purchase Plan resulting from your  reinvestment of dividends paid on Company Securities.   &#61623; This Policy does apply, however, to voluntary purchases of Company Securities  resulting from additional contributions you choose to make to the Dividend  Reinvestment and Stock Purchase Plan, and to your election to participate in the  plan or increase your level of participation in the plan. This Policy also applies to  your sale of any Company Securities purchased pursuant to the plan.  2005 Supplemental Executive Retirement Plan, As Amended:  &#61623; This Policy does not apply to regular purchases of Company Securities by the  SERP Trustee resulting from your annual election to contribute money to the plan  pursuant to your payroll deduction election, provided that the election to invest was  properly made when not in possession of material nonpublic information and  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy007.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy007.jpg" title="slide7" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">7  otherwise in compliance with this Policy. Note that executive officers subject to  Section 16 will remain responsible for transaction reporting and observing the  short swing profits rule.  &#61623; This Policy does apply to all elections to transfer SERP balances either into or out  of Company Securities in the SERP.  Other Similar Transactions. Any other purchases of Company Securities from the  Company or sales of Company Securities to the Company are not subject to this Policy.  Transactions Not Involving a Purchase or Sale  Bona fide gifts of securities are not transactions subject to this Policy, unless the person  making the gift has reason to believe that the recipient intends to sell the Company Securities while  the officer, employee or director is aware of material nonpublic information, or the person making  the gift is subject to the trading restrictions specified below under the heading &#8220;Additional  Procedures Applicable to Directors and Officers and Other Designated Individuals&#8221; and the sales  by the recipient of the Company Securities occur during a blackout period.  Further, transactions in mutual funds that are invested in Company Securities are not  transactions subject to this Policy.  Special and Prohibited Transactions  The Company has determined that if the persons subject to this Policy engage in certain  types of transactions, there would be a heightened legal risk and/or the transaction could have the  appearance of being improper. Therefore, it is the Company&#8217;s policy that any persons covered by  this Policy (except for the Board members and Executive Officers of the Company who are subject  to restrictions set forth in the Company&#8217;s separate &#8220;Anti-Hedging Policy&#8221; and/or the Company&#8217;s  separate &#8220;Restrictions on Pledging Company Stock Policy&#8221;), may not engage in any of the  following transactions:   &#61623; Short-Term Trading. Short-term trading of Company Securities may be distracting  to the person and may unduly focus the person on the Company&#8217;s short-term stock  market performance instead of the Company&#8217;s long-term business objectives. For  these reasons, any director or executive officer of the Company who is subject to  Section 16(b) of the Securities Exchange Act of 1934, as amended (the &#8220;Exchange  Act&#8221;), who purchases Company Securities in the open market may not sell any  Company Securities of the same class during the six months following the purchase  (or vice versa).  &#61623; Short Sales. Short sales of Company Securities (i.e., the sale of a security that the  seller does not own) may evidence an expectation on the part of the seller that the  securities will decline in value and, therefore, such sales have the potential to signal  to the market that the seller lacks confidence in the Company&#8217;s prospects. In  addition, short sales may reduce a seller&#8217;s incentive to seek to improve the  Company&#8217;s performance. For these reasons, short sales of Company Securities are  prohibited. In addition, Section 16(c) of the Exchange Act prohibits officers and  directors from engaging in short sales. (Short sales arising from certain types of  hedging transactions are governed by the paragraph below captioned &#8220;Hedging  Transactions.&#8221;)  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy008.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy008.jpg" title="slide8" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">8  &#61623; Publicly-Traded Options. Given the relatively short term of publicly-traded  options, transactions in options may create the appearance that a director, officer or  employee is trading based on material nonpublic information and also may focus  an employee&#8217;s attention on short-term performance at the expense of the  Company&#8217;s long-term objectives. Accordingly, transactions in put options, call  options or other derivative securities, on an exchange or in any other organized  market, are prohibited by this Policy. (Option positions arising from certain types  of hedging transactions are governed by the next paragraph below.)  &#61623; Hedging Transactions. Hedging or monetization transactions can be accomplished  through a number of possible mechanisms, including through the use of financial  instruments such as prepaid variable forwards, equity swaps, collars and exchange  funds. Such hedging transactions may permit an employee to continue to own  Company Securities obtained through employee benefit plans or otherwise, but  without the full risks and rewards of ownership. When that occurs, the employee  may no longer have the same objectives as the Company&#8217;s other shareholders.  Therefore, the Company strongly discourages you from engaging in such  transactions, and any person wishing to enter into such an arrangement must first  submit the proposed transaction to the Compliance Officer for approval. Any  request for pre-clearance of a hedging or similar arrangement must be submitted to  the Compliance Officer at least two weeks prior to the proposed execution of  documents evidencing the proposed transaction and must set forth a justification  for the proposed transaction.  &#61623; Margin Accounts. Securities held in a margin account as collateral for a margin  loan may be sold by the broker without the customer&#8217;s consent if the customer fails  to meet a margin call. Similarly, securities pledged (or hypothecated) as collateral  for a loan may be sold in foreclosure if the borrower defaults on the loan. Because  a margin sale or foreclosure sale may occur at a time when the pledgor is aware of  material nonpublic information or otherwise is not permitted to trade in Company  Securities, employees are prohibited from holding Company Securities in a margin  account.  &#61623; Pledged Securities. Employees are prohibited from pledging Company Securities  as collateral for a loan, unless the person wishing to pledge securities clearly  demonstrates to the Compliance Officer his or her financial capacity to repay the  loan without resorting to the pledged securities. A request to pledge securities must  be submitted for pre-clearance to the Compliance Officer at least two weeks prior  to the proposed execution of documents evidencing the proposed transaction.  (Pledges of Company Securities arising from certain types of hedging transactions  are governed by the paragraph above captioned &#8220;Hedging Transactions.&#8221;)  &#61623; Standing and Limit Orders. Standing and limit orders (except standing and limit  orders under approved Rule 10b5-1 Plans, as described below) create heightened  risks for insider trading violations similar to the use of margin accounts. There is  no control over the timing of purchases or sales that result from standing  instructions to a broker, and as a result the broker could execute a transaction when  an employee is in possession of material nonpublic information. The Company  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy009.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy009.jpg" title="slide9" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">9  therefore discourages placing standing or limit orders on Company Securities. If an  employee subject to this Policy determines that they must use a standing order or  limit order, the order should be limited to short duration and should otherwise  comply with the restrictions and procedures out- lined below under the heading  &#8220;Additional Procedures Applicable to Directors and Officers and Other Designated  Individuals.&#8221;    ADDITIONAL PROCEDURES APPLICABLE TO DIRECTORS AND OFFICERS  AND OTHER DESIGNATED INDIVIDUALS  The Company has established additional procedures in order to assist the Company in the  administration of this Policy, to facilitate compliance with laws prohibiting insider trading while  in possession of material nonpublic information, and to avoid the appearance of any impropriety.  These additional procedures are applicable only to directors, officers and those individuals  described below.  Pre-Clearance Procedures  The directors, officers and other persons designated by the Compliance Officer as being  subject to these procedures, as well as the Family Members and Controlled Entities of such  persons, may not engage in any transaction in Company Securities without first obtaining pre- clearance of the transaction from the Compliance Officer. A request for pre-clearance should be  submitted to the Compliance Officer at least two business days in advance of the proposed  transaction (or longer, in the case of hedging and pledge transactions, as described above  under &#8220;Special and Prohibited Transactions&#8221;). The Compliance Officer is under no  obligation to approve a transaction submitted for pre-clearance and may determine not to  permit the transaction. If a person seeks pre-clearance and permission to engage in the  transaction is denied, then he or she should refrain from initiating any transaction in Company  Securities, and should not inform any other person of the restriction.  When a request for pre-clearance is made, the requestor should carefully consider whether  he or she may be aware of any material nonpublic information about the Company, and should  describe fully those circumstances to the Compliance Officer. The requestor should also indicate  whether he or she has effected any non-exempt &#8220;opposite-way&#8221; transactions within the past six  months, and should be prepared to report the proposed transaction on an appropriate Form 4 or  Form 5. The requestor also should be prepared to comply with SEC Rule 144 and file Form 144,  if necessary, at the time of any sale.  Blackout Periods and Other Restrictions on Trading  Quarterly Trading Restrictions. The directors, officers and other persons designated by  the Compliance Officer as subject to this restriction, as well as their Family Members or Controlled  Entities, may not conduct any transactions involving the Company&#8217;s Securities (other than as  specified by this Policy), during a &#8220;Blackout Period&#8221; beginning at the earlier of fifteen (15) days  prior to the end of each fiscal quarter or the date such persons receive the Board packet for the last  regular Board meeting for the final month of the quarter (if applicable) and ending on the third  business day following the date of the public release of the Company&#8217;s earnings results for that  quarter. In other words, these persons may conduct transactions in Company Securities only during  the &#8220;Window Period&#8221; beginning on the third business day following the public release of the  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy010.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy010.jpg" title="slide10" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">10  Company&#8217;s quarterly earnings and ending at the earlier of fifteen (15) days prior to the close of  the next fiscal quarter or the date these persons receive the Board packet for the last regular Board  meeting for the final month of the current quarter (if applicable).  Event-Specific Trading Restriction Periods. From time to time, an event may occur that  is material to the Company and is known by only a few directors, officers and/or employees. So  long as the event remains material and nonpublic, the persons designated by the Compliance  Officer may not trade Company Securities. In addition, the Company&#8217;s financial results may be  sufficiently material in a particular fiscal quarter that, in the judgment of the Compliance Officer,  designated persons should refrain from trading in Company Securities even sooner than the typical  Blackout Period described above. In that situation, the Compliance Officer may notify these  persons that they should not trade in the Company&#8217;s Securities, without disclosing the reason for  the restriction. The existence of an event-specific trading restriction period or extension of a  Blackout Period will not be announced to the Company as a whole, and should not be  communicated to any other person. Even if the Compliance Officer has not designated you as a  person who should not trade due to an event-specific restriction, you should not trade while aware  of material nonpublic information. Exceptions will not be granted during an event-specific trading  restriction period.  Exceptions. The quarterly trading restrictions and event-driven trading restrictions do not  apply to those transactions to which this Policy does not apply, as described above under the  headings &#8220;Transactions Under Company Plans&#8221; and &#8220;Transactions Not Involving a Purchase or  Sale.&#8221; Further, the requirement for pre-clearance, the quarterly trading restrictions and event- driven trading restrictions do not apply to transactions conducted pursuant to approved Rule 10b5- 1 plans, described directly below.  RULE 10B5-1 PLANS  Rule 10b5-1 under the Exchange Act provides a defense from insider trading liability under  Rule 10b-5. In order to be eligible to rely on this defense, a person subject to this Policy must enter  into a Rule 10b5-1 plan for transactions in Company Securities that meets certain conditions  specified in the Rule (a &#8220;Rule 10b5-1 Plan&#8221;). If the plan meets the requirements of Rule 10b5-1,  Company Securities may be purchased or sold without regard to certain insider trading restrictions.  To comply with the Policy, a Rule 10b5-1 Plan must be approved by the Compliance Officer and  meet the requirements of Rule 10b5-1.   In general, a Rule 10b5-1 Plan must be entered into at a time when the person entering into  the plan is not aware of material nonpublic information (which generally means the person should  not do it during any Blackout Period). The Company requires that the Rule 10b5-1 Plans meet the  following:  &#61623; The person entering into a Rule 10b5-1 Plan must execute and deliver a written  certification (provided by Horizon) stating (1) that the person is not aware of material  nonpublic information about the issuer or its securities and (2) that the plan was adopted  or modified in good faith and not as part of a scheme to evade the prohibitions of the  Securities Exchange Act.   &#61623; The Rule 10b5-1 Plan must provide for a mandatory cooling-off period for officers and  directors before any trading may commence under the plan after its adoption of the later  of (a) 90 days following plan adoption or modification and (b) 2 business days  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy011.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy011.jpg" title="slide11" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">11  following the disclosure of the Company&#8217;s financial results in a Form 10-Q or Form  10-K for the fiscal quarter in which the plan was adopted or modified (but not to exceed  120 days following plan adoption or modification). A mandatory cooling-off period of  30 days applies for persons other than the officers, directors, or the Company before  any adoption or modification of a trading plan.   &#61623; Multiple, overlapping Rule 10b5-1 Plans are not permitted.  &#61623; A single trade Rule 10b5-1 Plan may not be adopted if another single trade Rule 10b5- 1 Plan was in place in the 12 months before entering the new plan. Therefore, a person  may enter into only one single-trade plan during any 12-month period.   &#61623; All disclosures under Form 4 for trades made under a Rule 10b5-1 Plan must indicate  on the Form 4 that the trade was made pursuant to a Plan that is intended to satisfy the  affirmative defense conditions under a Rule 10b5-1 Plan.  Once the plan is adopted, the person must not exercise any influence over the amount of  securities to be traded, the price at which they are to be traded or the date of the trade. The plan  must either specify the amount, pricing and timing of transactions in advance or delegate discretion  on these matters to an independent third party. Any Rule 10b5-1 Plan must be submitted to the  Compliance Officer for approval at least ten days prior to the entry into the Rule 10b5-1 Plan.  Preplanning with the Compliance Officer is encouraged. No further pre-approval of transactions  conducted pursuant to the Rule 10b5-1 Plan will be required.  None of the requirements or plan terms in this Policy are exhaustive or limit the Company.  The Company may require additional provisions in the plan, whether before or after the plan has  been approved, or to delete or amend existing provisions.  POST-TERMINATION TRANSACTIONS  This Policy continues to apply to transactions in Company Securities even after termination  of service to the Company. If an individual is in possession of material nonpublic information  when his or her service terminates, that individual may not trade in Company Securities until that  information has become public or is no longer material. The pre-clearance procedures specified  under the heading &#8220;Additional Procedures Applicable to Directors and Officers and Other  Designated Individuals&#8221; above, however, will cease to apply to transactions in Company Securities  upon the expiration of any Blackout Period or other Company-imposed trading restrictions  applicable at the time of the termination of service.  COMPANY ASSISTANCE  Any person who has a question about this Policy or its application to any proposed  transaction may obtain additional guidance from [Redacted] , the Compliance Officer, who can be  reached by telephone at [Redacted] or by e-mail at [Redacted].  DUTIES OF THE COMPLIANCE OFFICER  The duties of the Compliance Officer include, but are not limited to, the following:  &#61623; Assisting with implementation and enforcement of this Policy;  &#61623; Circulating this Policy to all employees and ensuring that this Policy is amended as  necessary to remain up-to-date with insider trading laws;  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy012.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy012.jpg" title="slide12" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">12  &#61623; Pre-clearing all transactions requiring pre-clearance in accordance with this Policy;  &#61623; Providing approval of any Rule 10b5-1 plans;  &#61623; Determining additional persons subject to the Policy from time to time;  &#61623; Determining event-specific trading restrictions and the persons subject to them; and  &#61623; Providing a reporting system with an effective whistleblower protection  mechanism.  CERTIFICATION  All persons subject to this Policy must certify their understanding of, and intent to comply  with, this Policy, in the form attached hereto.  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
<!-- a191insidertradingpolicy013.jpg -->
<DIV style="padding-top:2em;">
<IMG src="a191insidertradingpolicy013.jpg" title="slide13" width="1055" height="1365">
<DIV><FONT size="1" style="font-size:1pt;color:white">13  CERTIFICATION  I certify that:  &#61623; I have received, read and understand the Company&#8217;s Insider Trading Policy (the  &#8220;Policy&#8221;). I understand that the Compliance Officer is available to answer any  questions I have regarding the Policy.  &#61623; I agree to be governed by such Policy at all times in connection with the purchase  and sale of securities and the confidentiality of nonpublic information.    Print name:        Signature:        Date:         DMS 11084312v2  </FONT></DIV>
<P><HR noshade><P>
<DIV style="page-break-before:always;">&nbsp;</DIV>
</DIV>
</DIV>
</DIV>
</BODY>
</HTML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-21
<SEQUENCE>3
<FILENAME>hbnc-20241231xexx21xsubsid.htm
<DESCRIPTION>EX-21
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i41ffe463fed24aae96428af0bb919e65_1"></div><div style="min-height:54pt;width:100%"><div><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">EXHIBIT 21</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">SUBSIDIARIES OF REGISTRANT</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.566%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.511%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.494%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:47.235%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Subsidiary</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Jurisdiction of Incorporation</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">Name Under Which Business is Done</font></td></tr><tr><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">HORIZON BANCORP, INC.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bank</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Indiana</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bank&#59; Horizon Trust &#38; Investment Management</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bancorp Capital Trust II</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Delaware</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Alliance Financial Statutory Trust I</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Delaware</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Bancorp Capital Trust III</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Delaware</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Am Tru Statutory Trust I</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Connecticut</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Heartland (IN) Statutory Trust II</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Delaware</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">City Savings Statutory Trust I</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Connecticut</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Salin Statutory Trust I</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Connecticut</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">HORIZON BANK OR SUBSIDIARIES</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Insurance Services, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Indiana</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Insurance Services</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Investments, Inc.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Nevada</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Investments, Inc.</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Properties, Inc.<br>(a subsidiary of Horizon Investments, Inc.)</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Maryland</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Properties, Inc.</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Grantor Trust</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Delaware</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Grantor Trust</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Wolverine Commercial Holdings, LLC</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Michigan</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Wolverine Commercial Holdings, LLC</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Advancement Corp.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Indiana</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Horizon Advancement Corp.</font></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">HB Community Development Corp.</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Indiana</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">HB Community Development Corp.</font></td></tr></table></div><div style="text-align:center"><font><br></font></div><div style="height:54pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-23
<SEQUENCE>4
<FILENAME>hbnc-20241231xexx23xaudito.htm
<DESCRIPTION>EX-23
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i265e5f7f078842c9a6ae024ede5abd98_1"></div><div style="min-height:72pt;width:100%"><div style="text-align:center"><font><br></font></div></div><div><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">EXHIBIT 23</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:center"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Consent of Independent Registered Public Accounting Firm</font></div><div style="text-align:center"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">We consent to the incorporation by reference in the Registration Statements on Form S&#8209;3 (File Nos. 333&#8209;86214, 333&#8211;205370, and 333-282292) and Form S&#8211;8 (File Nos. 333-189420, 333-222329, 333&#8209;222330, and 333-255991) of Horizon Bancorp, Inc. (&#8220;the Company&#8221;) of our reports dated March 14, 2025, on our audits of the consolidated financial statements of the Company as of December 31, 2024 and 2023 and for each of the three years in the period ended December 31, 2024, which report is included in this Annual Report on Form 10&#8209;K. We also consent to the incorporation by reference of our report dated March 14, 2025, on our audit of the internal control over financial reporting of Horizon Bancorp, Inc. as of December 31, 2024, which report is included in this annual report.</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:400;line-height:120%">&#47;s&#47; Forvis Mazars, LLP</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">Indianapolis, Indiana</font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:11pt;font-weight:700;line-height:120%">March 14, 2025</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font><br></font></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.1
<SEQUENCE>5
<FILENAME>hbnc-20241231exhibit311.htm
<DESCRIPTION>EX-31.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="ia2c9207803f5454997ab5aa7967ced01_1"></div><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">EXHIBIT 31.1</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CERTIFICATION OF THOMAS M. PRAME</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-top:3pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I, Thomas M. Prame, certify that&#58;</font></div><div style="margin-top:3pt;text-align:justify"><font><br></font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">I have reviewed this Annual Report on Form 10-K of Horizon Bancorp, Inc.&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">The registrants&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have&#58;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared&#59;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles&#59;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">c.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.23pt">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation&#59; and</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">d.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting&#59; and</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions)&#58;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information&#59; and</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></div><div style="margin-top:3pt;text-align:justify"><font><br></font></div><div style="margin-top:3pt;padding-left:18pt;padding-right:18pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.589%"><tr><td style="width:1.0%"></td><td style="width:26.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.858%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:60.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#47;s&#47; Thomas M. Prame</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Thomas M. Prame</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Chief Executive Officer</font></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-31.2
<SEQUENCE>6
<FILENAME>hbnc-20241231exhibit312.htm
<DESCRIPTION>EX-31.2
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i0ed22fb699e645feb4b5971c1bb87355_1"></div><div style="min-height:72pt;width:100%"><div><font><br></font></div></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">EXHIBIT 31.2</font></div><div style="text-align:justify"><font><br></font></div><div style="text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">CERTIFICATION OF John R. Stewart</font></div><div style="text-align:justify"><font><br></font></div><div style="margin-top:3pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">I, John R. Stewart, certify that&#58;</font></div><div style="margin-top:3pt;text-align:justify"><font><br></font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">1.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">I have reviewed this Annual Report on Form 10-K of Horizon Bancorp, Inc.&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">3.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report&#59;</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">4.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">The registrants&#8217;s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules 13a-15(f) and 15d-15(f)) for the registrant and have&#58;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being prepared&#59;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles&#59;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">c.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:10.23pt">Evaluated the effectiveness of the registrant&#8217;s disclosure controls and procedures and presented in this report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation&#59; and</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">d.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Disclosed in this report any change in the registrant&#8217;s internal control over financial reporting that occurred during the registrant&#8217;s most recent fiscal quarter (the registrant&#8217;s fourth fiscal quarter in the case of an annual report) that has materially affected, or is reasonably likely to materially affect, the registrant&#8217;s internal control over financial reporting&#59; and</font></div><div style="margin-top:3pt;padding-left:36pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">5.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">The registrant&#8217;s other certifying officer and I have disclosed, based on our most recent evaluation of internal control over financial reporting, to the registrant&#8217;s auditors and the audit committee of the registrant&#8217;s board of directors (or persons performing the equivalent functions)&#58;</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">a.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">All significant deficiencies and material weaknesses in the design or operation of internal control over financial reporting which are reasonably likely to adversely affect the registrant&#8217;s ability to record, process, summarize and report financial information&#59; and</font></div><div style="margin-top:3pt;padding-left:72pt;text-align:justify;text-indent:-18pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">b.</font><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:9.67pt">Any fraud, whether or not material, that involves management or other employees who have a significant role in the registrant&#8217;s internal control over financial reporting.</font></div><div style="margin-top:3pt;text-align:justify"><font><br></font></div><div style="margin-top:3pt;padding-left:18pt;padding-right:18pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:93.589%"><tr><td style="width:1.0%"></td><td style="width:26.297%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.858%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:60.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#47;s&#47; John R. Stewart</font></td></tr><tr><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Date</font></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">John R. Stewart</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Chief Financial Officer</font></td></tr></table></div><div style="height:72pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.1
<SEQUENCE>7
<FILENAME>hbnc-20241231xexx321.htm
<DESCRIPTION>EX-32.1
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i03f1d4d0a23b4eb3827d1a5792e2b466_1"></div><div style="min-height:42.75pt;width:100%"><div><font><br></font></div></div><div style="margin-top:3pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">EXHIBIT 32.1</font></div><div style="margin-top:3pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Horizon Bancorp, Inc.</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Certification of Periodic Financial Report</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to 18 U.S.C. Section&#160;1350</font></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to 18 U.S.C. Section&#160;1350, as adopted pursuant to Section&#160;906 of the Sarbanes&#8211;Oxley Act of 2002, the undersigned officer of Horizon Bancorp, Inc. (the &#8220;Company&#8221;) certifies that the Annual Report on Form&#160;10&#8211;K&#160;of the Company for the year ended December&#160;31, 2024 fully complies with the requirements of Section&#160;13(a) or 15(d) of the Securities Exchange Act of 1934 and information contained in that Form&#160;10&#8211;K&#160;fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:6.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.024%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#47;s&#47; Thomas M. Prame</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">Thomas M. Prame<br>Chief Executive Officer</font></td></tr></table></div><div style="margin-top:6pt"><font><br></font></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-32.2
<SEQUENCE>8
<FILENAME>hbnc-20241231xexx322.htm
<DESCRIPTION>EX-32.2
<TEXT>
<html><head>
<!-- Document created using Wdesk -->
<!-- Copyright 2025 Workiva -->
<title>Document</title></head><body><div id="i4286c871067c4792bfb7e9806a96b4bb_1"></div><div style="min-height:42.75pt;width:100%"><div><font><br></font></div></div><div style="margin-top:3pt"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">EXHIBIT 32.2</font></div><div style="margin-top:3pt;text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Horizon Bancorp, Inc.</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Certification of Periodic Financial Report</font></div><div style="text-align:center"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Pursuant to 18 U.S.C. Section&#160;1350</font></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to 18 U.S.C. Section&#160;1350, as adopted pursuant to Section&#160;906 of the Sarbanes&#8211;Oxley Act of 2002, the undersigned officer of Horizon Bancorp, Inc. (the &#8220;Company&#8221;) certifies that the Annual Report on Form&#160;10&#8211;K&#160;of the Company for the year ended December&#160;31, 2024 fully complies with the requirements of Section&#160;13(a) or 15(d) of the Securities Exchange Act of 1934 and information contained in that Form&#160;10&#8211;K&#160;fairly presents, in all material respects, the financial condition and results of operations of the Company.</font></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:6.671%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:3.005%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:37.024%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">March 14, 2025</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">By&#58;</font></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#47;s&#47; John R. Stewart</font></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:left;vertical-align:bottom"><font style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">John R. Stewart<br>Chief Financial Officer</font></td></tr></table></div><div style="margin-top:6pt"><font><br></font></div><div style="height:42.75pt;position:relative;width:100%"><div style="bottom:0;position:absolute;width:100%"><div><font><br></font></div></div></div></body></html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.SCH
<SEQUENCE>9
<FILENAME>hbnc-20241231.xsd
<DESCRIPTION>XBRL TAXONOMY EXTENSION SCHEMA DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024-->
<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:hbnc="http://accesshorizon.com/20241231" xmlns:xbrli="http://www.xbrl.org/2003/instance" xmlns:dtr-types1="http://www.xbrl.org/dtr/type/2020-01-21" xmlns:dtr-types="http://www.xbrl.org/dtr/type/2022-03-31" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" attributeFormDefault="unqualified" elementFormDefault="qualified" targetNamespace="http://accesshorizon.com/20241231">
  <xs:import namespace="http://fasb.org/srt/2024" schemaLocation="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd"/>
  <xs:import namespace="http://fasb.org/us-gaap/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd"/>
  <xs:import namespace="http://www.xbrl.org/dtr/type/2022-03-31" schemaLocation="https://www.xbrl.org/dtr/type/2022-03-31/types.xsd"/>
  <xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/cyd-af-sub/2024" schemaLocation="https://xbrl.sec.gov/cyd/2024/cyd-af-sub-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/dei/2024" schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd"/>
  <xs:import namespace="http://xbrl.sec.gov/ecd/2024" schemaLocation="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd"/>
  <xs:annotation>
    <xs:appinfo>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hbnc-20241231_pre.xml" xlink:role="http://www.xbrl.org/2003/role/presentationLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hbnc-20241231_def.xml" xlink:role="http://www.xbrl.org/2003/role/definitionLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hbnc-20241231_lab.xml" xlink:role="http://www.xbrl.org/2003/role/labelLinkbaseRef" xlink:type="simple"/>
      <link:linkbaseRef xmlns:xlink="http://www.w3.org/1999/xlink" xlink:arcrole="http://www.w3.org/1999/xlink/properties/linkbase" xlink:href="hbnc-20241231_cal.xml" xlink:role="http://www.xbrl.org/2003/role/calculationLinkbaseRef" xlink:type="simple"/>
      <link:roleType id="CoverPage" roleURI="http://accesshorizon.com/role/CoverPage">
        <link:definition>0000001 - Document - Cover Page</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AuditInformation" roleURI="http://accesshorizon.com/role/AuditInformation">
        <link:definition>0000002 - Document - Audit Information</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheets" roleURI="http://accesshorizon.com/role/ConsolidatedBalanceSheets">
        <link:definition>9952151 - Statement - Consolidated Balance Sheets</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedBalanceSheetsParenthetical" roleURI="http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical">
        <link:definition>9952152 - Statement - Consolidated Balance Sheets (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofIncome" roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofIncome">
        <link:definition>9952153 - Statement - Consolidated Statements of Income</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofComprehensiveIncomeLoss" roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss">
        <link:definition>9952154 - Statement - Consolidated Statements of Comprehensive Income (Loss)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofStockholdersEquity" roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity">
        <link:definition>9952155 - Statement - Consolidated Statements of Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofStockholdersEquityParenthetical" roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical">
        <link:definition>9952156 - Statement - Consolidated Statements of Stockholders' Equity (Parenthetical)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ConsolidatedStatementsofCashFlows" roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows">
        <link:definition>9952157 - Statement - Consolidated Statements of Cash Flows</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureofOperationsandSummaryofSignificantAccountingPolicies" roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies">
        <link:definition>9952158 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashEquivalents" roleURI="http://accesshorizon.com/role/CashEquivalents">
        <link:definition>9952159 - Disclosure - Cash Equivalents</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Securities" roleURI="http://accesshorizon.com/role/Securities">
        <link:definition>9952160 - Disclosure - Securities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Loans" roleURI="http://accesshorizon.com/role/Loans">
        <link:definition>9952161 - Disclosure - Loans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditandLoanLosses" roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLosses">
        <link:definition>9952162 - Disclosure - Allowance for Credit and Loan Losses</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesandEquipment" roleURI="http://accesshorizon.com/role/PremisesandEquipment">
        <link:definition>9952163 - Disclosure - Premises and Equipment</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicing" roleURI="http://accesshorizon.com/role/LoanServicing">
        <link:definition>9952164 - Disclosure - Loan Servicing</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Goodwill" roleURI="http://accesshorizon.com/role/Goodwill">
        <link:definition>9952165 - Disclosure - Goodwill</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Deposits" roleURI="http://accesshorizon.com/role/Deposits">
        <link:definition>9952166 - Disclosure - Deposits</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="Borrowings" roleURI="http://accesshorizon.com/role/Borrowings">
        <link:definition>9952167 - Disclosure - Borrowings</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RepurchaseAgreements" roleURI="http://accesshorizon.com/role/RepurchaseAgreements">
        <link:definition>9952168 - Disclosure - Repurchase Agreements</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubordinatedNotes" roleURI="http://accesshorizon.com/role/SubordinatedNotes">
        <link:definition>9952169 - Disclosure - Subordinated Notes</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="JuniorSubordinatedDebenturesIssuedtoCapitalTrusts" roleURI="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts">
        <link:definition>9952170 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SupplementalExecutiveRetirementPlan" roleURI="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan">
        <link:definition>9952171 - Disclosure - Supplemental Executive Retirement Plan</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitPlans" roleURI="http://accesshorizon.com/role/EmployeeBenefitPlans">
        <link:definition>9952172 - Disclosure - Employee Benefit Plans</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTax" roleURI="http://accesshorizon.com/role/IncomeTax">
        <link:definition>9952173 - Disclosure - Income Tax</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquity" roleURI="http://accesshorizon.com/role/StockholdersEquity">
        <link:definition>9952174 - Disclosure - Stockholders' Equity</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetArrangementsCommitmentsandContingencies" roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies">
        <link:definition>9952175 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapital" roleURI="http://accesshorizon.com/role/RegulatoryCapital">
        <link:definition>9952176 - Disclosure - Regulatory Capital</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensation" roleURI="http://accesshorizon.com/role/ShareBasedCompensation">
        <link:definition>9952177 - Disclosure - Share-Based Compensation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstruments" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstruments">
        <link:definition>9952178 - Disclosure - Derivative Financial Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilities" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities">
        <link:definition>9952179 - Disclosure - Disclosures about Fair Value of Assets and Liabilities</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueofFinancialInstruments" roleURI="http://accesshorizon.com/role/FairValueofFinancialInstruments">
        <link:definition>9952180 - Disclosure - Fair Value of Financial Instruments</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GeneralLitigation" roleURI="http://accesshorizon.com/role/GeneralLitigation">
        <link:definition>9952181 - Disclosure - General Litigation</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnly" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly">
        <link:definition>9952182 - Disclosure - Condensed Financial Information (Parent Company Only)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReporting" roleURI="http://accesshorizon.com/role/SegmentReporting">
        <link:definition>9952183 - Disclosure - Segment Reporting</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEvents" roleURI="http://accesshorizon.com/role/SubsequentEvents">
        <link:definition>9952184 - Disclosure - Subsequent Events</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies" roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies">
        <link:definition>9955511 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Policies)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureofOperationsandSummaryofSignificantAccountingPoliciesTables" roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables">
        <link:definition>9955512 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesTables" roleURI="http://accesshorizon.com/role/SecuritiesTables">
        <link:definition>9955513 - Disclosure - Securities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansTables" roleURI="http://accesshorizon.com/role/LoansTables">
        <link:definition>9955514 - Disclosure - Loans (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditandLoanLossesTables" roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables">
        <link:definition>9955515 - Disclosure - Allowance for Credit and Loan Losses (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesandEquipmentTables" roleURI="http://accesshorizon.com/role/PremisesandEquipmentTables">
        <link:definition>9955516 - Disclosure - Premises and Equipment (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicingTables" roleURI="http://accesshorizon.com/role/LoanServicingTables">
        <link:definition>9955517 - Disclosure - Loan Servicing (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillTables" roleURI="http://accesshorizon.com/role/GoodwillTables">
        <link:definition>9955518 - Disclosure - Goodwill (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsTables" roleURI="http://accesshorizon.com/role/DepositsTables">
        <link:definition>9955519 - Disclosure - Deposits (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsTables" roleURI="http://accesshorizon.com/role/BorrowingsTables">
        <link:definition>9955520 - Disclosure - Borrowings (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RepurchaseAgreementsTables" roleURI="http://accesshorizon.com/role/RepurchaseAgreementsTables">
        <link:definition>9955521 - Disclosure - Repurchase Agreements (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxTables" roleURI="http://accesshorizon.com/role/IncomeTaxTables">
        <link:definition>9955522 - Disclosure - Income Tax (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityTables" roleURI="http://accesshorizon.com/role/StockholdersEquityTables">
        <link:definition>9955523 - Disclosure - Stockholders' Equity (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetArrangementsCommitmentsandContingenciesTables" roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables">
        <link:definition>9955524 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalTables" roleURI="http://accesshorizon.com/role/RegulatoryCapitalTables">
        <link:definition>9955525 - Disclosure - Regulatory Capital (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationTables" roleURI="http://accesshorizon.com/role/ShareBasedCompensationTables">
        <link:definition>9955526 - Disclosure - Share-Based Compensation (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsTables" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables">
        <link:definition>9955527 - Disclosure - Derivative Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilitiesTables" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables">
        <link:definition>9955528 - Disclosure - Disclosures about Fair Value of Assets and Liabilities (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueofFinancialInstrumentsTables" roleURI="http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables">
        <link:definition>9955529 - Disclosure - Fair Value of Financial Instruments (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyTables" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables">
        <link:definition>9955530 - Disclosure - Condensed Financial Information (Parent Company Only) (Tables)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails">
        <link:definition>9955531 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails">
        <link:definition>9955532 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CashEquivalentsDetails" roleURI="http://accesshorizon.com/role/CashEquivalentsDetails">
        <link:definition>9955533 - Disclosure - Cash Equivalents (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofFairValueofSecuritiesDetails" roleURI="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails">
        <link:definition>9955534 - Disclosure - Securities - Schedule of Fair Value of Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails">
        <link:definition>9955535 - Disclosure - Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" roleURI="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails">
        <link:definition>9955536 - Disclosure - Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails">
        <link:definition>9955537 - Disclosure - Securities - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails" roleURI="http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails">
        <link:definition>9955538 - Disclosure - Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails" roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails">
        <link:definition>9955539 - Disclosure - Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesSalesofSecuritiesAvailableforSaleDetails" roleURI="http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails">
        <link:definition>9955540 - Disclosure - Securities - Sales of Securities Available for Sale (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SecuritiesFairValueandAmortizedCostofSecuritiesDetails" roleURI="http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails">
        <link:definition>9955541 - Disclosure - Securities - Fair Value and Amortized Cost of Securities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofLoansOutstandingbyPortfolioClassDetails" roleURI="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails">
        <link:definition>9955542 - Disclosure - Loans - Schedule of Loans Outstanding by Portfolio Class (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/LoansAdditionalInformationDetails">
        <link:definition>9955543 - Disclosure - Loans - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails" roleURI="http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails">
        <link:definition>9955544 - Disclosure - Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofPaymentStatusbyClassofLoanDetails" roleURI="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails">
        <link:definition>9955545 - Disclosure - Loans - Schedule of Payment Status by Class of Loan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansModifiedLoansDetails" roleURI="http://accesshorizon.com/role/LoansModifiedLoansDetails">
        <link:definition>9955546 - Disclosure - Loans - Modified Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansModifiedLoansPastDueDetails" roleURI="http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails">
        <link:definition>9955547 - Disclosure - Loans - Modified Loans Past Due (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofCollateralPledgedLoansDetails" roleURI="http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails">
        <link:definition>9955548 - Disclosure - Loans - Schedule of Collateral Pledged Loans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoansScheduleofLoansbyCreditGradesDetails" roleURI="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails">
        <link:definition>9955549 - Disclosure - Loans - Schedule of Loans by Credit Grades (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails" roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails">
        <link:definition>9955550 - Disclosure - Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditandLoanLossesAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails">
        <link:definition>9955551 - Disclosure - Allowance for Credit and Loan Losses - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails" roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails">
        <link:definition>9955552 - Disclosure - Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="PremisesandEquipmentDetails" roleURI="http://accesshorizon.com/role/PremisesandEquipmentDetails">
        <link:definition>9955553 - Disclosure - Premises and Equipment (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicingAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails">
        <link:definition>9955554 - Disclosure - Loan Servicing - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="LoanServicingScheduleofOriginatedMortgageServicingRightsDetails" roleURI="http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails">
        <link:definition>9955555 - Disclosure - Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/GoodwillAdditionalInformationDetails">
        <link:definition>9955556 - Disclosure - Goodwill - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillScheduleofAmortizableIntangibleAssetsDetails" roleURI="http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails">
        <link:definition>9955557 - Disclosure - Goodwill - Schedule of Amortizable Intangible Assets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="GoodwillScheduleofEstimatedAmortizationDetails" roleURI="http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails">
        <link:definition>9955558 - Disclosure - Goodwill - Schedule of Estimated Amortization (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsScheduleofDepositsDetails" roleURI="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails">
        <link:definition>9955559 - Disclosure - Deposits - Schedule of Deposits (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/DepositsAdditionalInformationDetails">
        <link:definition>9955560 - Disclosure - Deposits - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" roleURI="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails">
        <link:definition>9955561 - Disclosure - Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleofBorrowingsDetails" roleURI="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails">
        <link:definition>9955562 - Disclosure - Borrowings - Schedule of Borrowings (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails">
        <link:definition>9955563 - Disclosure - Borrowings - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="BorrowingsScheduleofContractualMaturitiesDetails" roleURI="http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails">
        <link:definition>9955564 - Disclosure - Borrowings - Schedule of Contractual Maturities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails" roleURI="http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails">
        <link:definition>9955565 - Disclosure - Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RepurchaseAgreementsAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails">
        <link:definition>9955566 - Disclosure - Repurchase Agreements - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubordinatedNotesDetails" roleURI="http://accesshorizon.com/role/SubordinatedNotesDetails">
        <link:definition>9955567 - Disclosure - Subordinated Notes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails" roleURI="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails">
        <link:definition>9955568 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SupplementalExecutiveRetirementPlanDetails" roleURI="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails">
        <link:definition>9955569 - Disclosure - Supplemental Executive Retirement Plan (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="EmployeeBenefitPlansDetails" roleURI="http://accesshorizon.com/role/EmployeeBenefitPlansDetails">
        <link:definition>9955570 - Disclosure - Employee Benefit Plans (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxScheduleofReconciliationofIncomeTaxesDetails" roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails">
        <link:definition>9955571 - Disclosure - Income Tax - Schedule of Reconciliation of Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1" roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1">
        <link:definition>9955571 - Disclosure - Income Tax - Schedule of Reconciliation of Income Taxes (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails" roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails">
        <link:definition>9955572 - Disclosure - Income Tax - Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="IncomeTaxAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails">
        <link:definition>9955573 - Disclosure - Income Tax - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails" roleURI="http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails">
        <link:definition>9955574 - Disclosure - Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="OffBalanceSheetArrangementsCommitmentsandContingenciesDetails" roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails">
        <link:definition>9955575 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails" roleURI="http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails">
        <link:definition>9955576 - Disclosure - Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails">
        <link:definition>9955577 - Disclosure - Share-Based Compensation - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofOptionActivityDetails" roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails">
        <link:definition>9955578 - Disclosure - Share-Based Compensation - Schedule of Option Activity (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails" roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails">
        <link:definition>9955579 - Disclosure - Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsAdditionalInformationDetails" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails">
        <link:definition>9955580 - Disclosure - Derivative Financial Instruments - Additional Information (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails">
        <link:definition>9955581 - Disclosure - Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails">
        <link:definition>9955582 - Disclosure - Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails">
        <link:definition>9955583 - Disclosure - Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails" roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails">
        <link:definition>9955584 - Disclosure - Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails">
        <link:definition>9955585 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails">
        <link:definition>9955586 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails">
        <link:definition>9955587 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Narrative (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails" roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails">
        <link:definition>9955588 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="FairValueofFinancialInstrumentsDetails" roleURI="http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails">
        <link:definition>9955589 - Disclosure - Fair Value of Financial Instruments (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails">
        <link:definition>9955590 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails">
        <link:definition>9955591 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails">
        <link:definition>9955592 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails">
        <link:definition>9955593 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SegmentReportingDetails" roleURI="http://accesshorizon.com/role/SegmentReportingDetails">
        <link:definition>9955594 - Disclosure - Segment Reporting (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
      <link:roleType id="SubsequentEventsDetails" roleURI="http://accesshorizon.com/role/SubsequentEventsDetails">
        <link:definition>9955595 - Disclosure - Subsequent Events (Details)</link:definition>
        <link:usedOn>link:presentationLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
        <link:usedOn>link:definitionLink</link:usedOn>
      </link:roleType>
    </xs:appinfo>
  </xs:annotation>
  <xs:element id="hbnc_AuditInformationAbstract" abstract="true" name="AuditInformationAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_InterestBearingTimeDeposits" abstract="false" name="InterestBearingTimeDeposits" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_SubordinatedDebentures" abstract="false" name="SubordinatedDebentures" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_JuniorSubordinatedDebentures" abstract="false" name="JuniorSubordinatedDebentures" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_InterestExpenseBorrowedFunds" abstract="false" name="InterestExpenseBorrowedFunds" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" abstract="false" name="FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_ServiceChargesOnDepositAccounts" abstract="false" name="ServiceChargesOnDepositAccounts" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_WireTransferFees" abstract="false" name="WireTransferFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_InterchangeFees" abstract="false" name="InterchangeFees" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FiduciaryActivities" abstract="false" name="FiduciaryActivities" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MortgageServicingIncomeLossNetOfImpairment" abstract="false" name="MortgageServicingIncomeLossNetOfImpairment" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" abstract="false" name="BankOwnedLifeInsuranceDeathBenefitIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_NoninterestIncomeOtherOperatingIncomeExpense" abstract="false" name="NoninterestIncomeOtherOperatingIncomeExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_OutsideServicesAndConsultants" abstract="false" name="OutsideServicesAndConsultants" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_LoanExpense" abstract="false" name="LoanExpense" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" abstract="false" name="OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_StockIssuedDuringPeriodValueStockOptionsVested" abstract="false" name="StockIssuedDuringPeriodValueStockOptionsVested" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" abstract="false" name="AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" abstract="false" name="IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PaymentsForProceedsFromFinancingReceivable" abstract="false" name="PaymentsForProceedsFromFinancingReceivable" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_ProceedsFromSaleOfSharesSERPAmendment" abstract="false" name="ProceedsFromSaleOfSharesSERPAmendment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" abstract="false" name="TransferOfLoansToOtherRealEstateAndRepossessedAssets" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" abstract="false" name="TransferOfLoansHeldForInvestmentToLoansHeldForSale" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TransferOfLoanToFromOtherRealEstateOwned" abstract="false" name="TransferOfLoanToFromOtherRealEstateOwned" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" abstract="false" name="TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" abstract="false" name="RedemptionOfCashValueOfLifeInsuranceNotSettled" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_LoanServicingTextBlock" abstract="false" name="LoanServicingTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_RepurchaseAgreementsTextBlock" abstract="false" name="RepurchaseAgreementsTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_SubordinatedDebenturesTextBlock" abstract="false" name="SubordinatedDebenturesTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_EmployeeStockOwnershipPlanTextBlock" abstract="false" name="EmployeeStockOwnershipPlanTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" abstract="true" name="RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" abstract="false" name="DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_NatureOfBusinessPolicyTextBlock" abstract="false" name="NatureOfBusinessPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" abstract="false" name="BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" abstract="false" name="FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_RepossessedAssetsPolicyPolicyTextBlock" abstract="false" name="RepossessedAssetsPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" abstract="false" name="FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_MortgageServicingRightsPolicyPolicyTextBlock" abstract="false" name="MortgageServicingRightsPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_BankOwnedLifeInsurancePolicyTextBlock" abstract="false" name="BankOwnedLifeInsurancePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" abstract="false" name="SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_TrustAssetsAndIncomePolicyTextBlock" abstract="false" name="TrustAssetsAndIncomePolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" abstract="false" name="ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" abstract="false" name="FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:textBlockItemType"/>
  <xs:element id="hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" abstract="false" name="LoanPortfolioSegmentsAndClassesTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_LoansOutstandingByPortfolioClassTableTextBlock" abstract="false" name="LoansOutstandingByPortfolioClassTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" abstract="false" name="SummaryOfChangesInMortgageServicingRightsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_CompositionOfDepositsTableTextBlock" abstract="false" name="CompositionOfDepositsTableTextBlock" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:textBlockItemType"/>
  <xs:element id="hbnc_ScheduleOfAccountingPoliciesTable" abstract="true" name="ScheduleOfAccountingPoliciesTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_ResidentialMortgageLoanMember" abstract="true" name="ResidentialMortgageLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_MortgageWarehousingMember" abstract="true" name="MortgageWarehousingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" abstract="true" name="ResidentialMortgageAndMortgageWarehousingLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_FurnitureAndEquipmentMember" abstract="true" name="FurnitureAndEquipmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_ScheduleOfAccountingPoliciesLineItems" abstract="true" name="ScheduleOfAccountingPoliciesLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_FullServiceFacilitiesMaintainedByBank" abstract="false" name="FullServiceFacilitiesMaintainedByBank" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:integerItemType"/>
  <xs:element id="hbnc_LoanReceivablePeriodForDelinquencyStatus" abstract="false" name="LoanReceivablePeriodForDelinquencyStatus" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_MinimumRequirePeriodForSatisfactoryPerformance" abstract="false" name="MinimumRequirePeriodForSatisfactoryPerformance" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" abstract="false" name="AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" abstract="false" name="AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_PercentageOfCommercialLoan" abstract="false" name="PercentageOfCommercialLoan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_PercentageOfResidentialRealEstateLoan" abstract="false" name="PercentageOfResidentialRealEstateLoan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_PercentageOfInstallmentLoans" abstract="false" name="PercentageOfInstallmentLoans" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_InvestmentInLimitedPartnerships" abstract="false" name="InvestmentInLimitedPartnerships" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" abstract="false" name="PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_ScheduleOfEarningsPerShareTable" abstract="true" name="ScheduleOfEarningsPerShareTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_ScheduleOfEarningsPerShareLineItems" abstract="true" name="ScheduleOfEarningsPerShareLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_CashEquivalentMaximumMaturityPeriod" abstract="false" name="CashEquivalentMaximumMaturityPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" abstract="false" name="CashCashEquivalentsInExcessOfFdicInsuredLimits" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" abstract="false" name="AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" abstract="false" name="HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" abstract="false" name="HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_InternallyAssignedRatingMethodologyMember" abstract="true" name="InternallyAssignedRatingMethodologyMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" abstract="false" name="DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" abstract="false" name="DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_DebtSecuritiesAccruedInterest" abstract="false" name="DebtSecuritiesAccruedInterest" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MoodysAARatingMember" abstract="true" name="MoodysAARatingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_MoodysARatingMember" abstract="true" name="MoodysARatingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_MoodysBBBRatingMember" abstract="true" name="MoodysBBBRatingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_MoodysBBRatingMember" abstract="true" name="MoodysBBRatingMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_MoodysNotRatedMember" abstract="true" name="MoodysNotRatedMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" abstract="false" name="PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" abstract="false" name="PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_AmortizedCostAbstract" abstract="true" name="AmortizedCostAbstract" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" abstract="false" name="PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" abstract="false" name="PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_OwnerOccupiedRealEstateMember" abstract="true" name="OwnerOccupiedRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_NonOwnerOccupiedRealEstateMember" abstract="true" name="NonOwnerOccupiedRealEstateMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_ResidentialSpecHomesMember" abstract="true" name="ResidentialSpecHomesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_DevelopmentAndSpecLandLoansMember" abstract="true" name="DevelopmentAndSpecLandLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_CommercialAndIndustrialLoanMember" abstract="true" name="CommercialAndIndustrialLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_ResidentialConstructionMember" abstract="true" name="ResidentialConstructionMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_DirectInstallmentMember" abstract="true" name="DirectInstallmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_IndirectInstallmentMember" abstract="true" name="IndirectInstallmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_GoodPassMember" abstract="true" name="GoodPassMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_SatisfactoryPassMember" abstract="true" name="SatisfactoryPassMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_DeferredFeesCostsLoansAndLeases" abstract="false" name="DeferredFeesCostsLoansAndLeases" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PeriodOfLoanSoldByMortgageCompany" abstract="false" name="PeriodOfLoanSoldByMortgageCompany" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_MinimumPeriodSeldomHeld" abstract="false" name="MinimumPeriodSeldomHeld" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_MortgageWarehousingMaximumPayOffPeriod" abstract="false" name="MortgageWarehousingMaximumPayOffPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_LoansWithAggregateCreditExposure" abstract="false" name="LoansWithAggregateCreditExposure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PeriodForLoansMovedToNonAccrualStatus" abstract="false" name="PeriodForLoansMovedToNonAccrualStatus" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" abstract="false" name="CreditQualityClassificationConsecutiveProfitPeriodRequired" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" abstract="false" name="CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" abstract="false" name="CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" abstract="false" name="CreditQualityClassificationPeriodSatisfactoryRepayment" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_ResidentialConstructionLoanMember" abstract="true" name="ResidentialConstructionLoanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_MortgageWarehouseLoansMember" abstract="true" name="MortgageWarehouseLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_InstallmentMember" abstract="true" name="InstallmentMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_IndirectAutoMember" abstract="true" name="IndirectAutoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_FinancingReceivableRecordedInvestmentNotPastDue" abstract="false" name="FinancingReceivableRecordedInvestmentNotPastDue" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" abstract="false" name="FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MultipleModificationsMember" abstract="true" name="MultipleModificationsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" abstract="false" name="FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_FinancialAsset30To89DaysPastDueMember" abstract="true" name="FinancialAsset30To89DaysPastDueMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_OtherMember" abstract="true" name="OtherMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_AllowanceForCreditLossesAllocation" abstract="false" name="AllowanceForCreditLossesAllocation" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_PrincipalAmountOfServiceLoanOutstanding" abstract="false" name="PrincipalAmountOfServiceLoanOutstanding" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FiniteLivedMortgageServicingRights" abstract="false" name="FiniteLivedMortgageServicingRights" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CapitalizedMortgageServicingRights" abstract="false" name="CapitalizedMortgageServicingRights" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MortgageServicingRightsImpairmentAllowance" abstract="false" name="MortgageServicingRightsImpairmentAllowance" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MortgageServicingRightsAdditions" abstract="false" name="MortgageServicingRightsAdditions" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MortgageServicingRightsReductions" abstract="false" name="MortgageServicingRightsReductions" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" abstract="false" name="FiniteLivedMortgageServicingRightsNetOfImpairment" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DepositsTable" abstract="true" name="DepositsTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" abstract="true" name="CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_DepositsLineItems" abstract="true" name="DepositsLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_OtherCertificateAndTimeDeposit" abstract="false" name="OtherCertificateAndTimeDeposit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DirectorAndExecutiveOfficersMember" abstract="true" name="DirectorAndExecutiveOfficersMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_TimeDepositsByMaturityTable" abstract="true" name="TimeDepositsByMaturityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_RetailDepositMember" abstract="true" name="RetailDepositMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_BrokeredDepositMember" abstract="true" name="BrokeredDepositMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_TimeDepositsByMaturityLineItems" abstract="true" name="TimeDepositsByMaturityLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_FederalReserveBankFunding" abstract="false" name="FederalReserveBankFunding" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_LongTermDebtMaturityAfterYearFour" abstract="false" name="LongTermDebtMaturityAfterYearFour" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_ExtinguishmentOfDebtPriceToPar" abstract="false" name="ExtinguishmentOfDebtPriceToPar" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:decimalItemType"/>
  <xs:element id="hbnc_SubordinateDebentureTable" abstract="true" name="SubordinateDebentureTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_HorizonStatutoryTrustTwoMember" abstract="true" name="HorizonStatutoryTrustTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_HorizonBancorpCapitalTrustThreeMember" abstract="true" name="HorizonBancorpCapitalTrustThreeMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_AllianceFinancialStatutoryTrustOneMember" abstract="true" name="AllianceFinancialStatutoryTrustOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_AmTruStatutoryTrustOneMember" abstract="true" name="AmTruStatutoryTrustOneMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_HeartlandStatutoryTrustTwoMember" abstract="true" name="HeartlandStatutoryTrustTwoMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_CitySavingsTrustMember" abstract="true" name="CitySavingsTrustMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_SubordinateDebentureLineItems" abstract="true" name="SubordinateDebentureLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" abstract="false" name="PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" abstract="false" name="EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" abstract="false" name="CommonStockBeneficiallyOwnedLiquidatedAmount" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="hbnc_EmployeeStockOwnershipPlanESOPLiability" abstract="false" name="EmployeeStockOwnershipPlanESOPLiability" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" abstract="false" name="EmployeeStockOwnershipPlanESOPAwardServicePeriod" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:durationItemType"/>
  <xs:element id="hbnc_EmployeeThriftPlanMember" abstract="true" name="EmployeeThriftPlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_PercentageOfCompanySharesOwnedByPlan" abstract="false" name="PercentageOfCompanySharesOwnedByPlan" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" abstract="false" name="IncomeTaxReconciliationTaxExemptInterestIncome" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" abstract="false" name="IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" abstract="false" name="EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" abstract="false" name="IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" abstract="false" name="DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DeferredTaxLiabilitiesStateTax" abstract="false" name="DeferredTaxLiabilitiesStateTax" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" abstract="false" name="DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" abstract="false" name="DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" abstract="true" name="UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" abstract="false" name="FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" abstract="false" name="FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" abstract="false" name="CapitalRequiredForCapitalAdequacyWithCapitalBuffer" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" abstract="false" name="CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" abstract="false" name="TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" abstract="false" name="TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" abstract="false" name="CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" abstract="false" name="CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" abstract="false" name="CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" abstract="false" name="CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" abstract="false" name="TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" abstract="false" name="TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_ScheduleOfStockBasedCompensationTable" abstract="true" name="ScheduleOfStockBasedCompensationTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_TwoThousandThirteenEquityIncentivePlanMember" abstract="true" name="TwoThousandThirteenEquityIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" abstract="true" name="TwoThousandTwentyOneEquityIncentivePlanMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_RestrictedStockAndPerformanceSharesMember" abstract="true" name="RestrictedStockAndPerformanceSharesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_ScheduleOfStockBasedCompensationLineItems" abstract="true" name="ScheduleOfStockBasedCompensationLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" abstract="false" name="CommonStockAvailableUnderIncentiveStockOptionsMaximum" nillable="true" xbrli:periodType="instant" substitutionGroup="xbrli:item" type="xbrli:sharesItemType"/>
  <xs:element id="hbnc_ScheduleOfStockOptionActivityTable" abstract="true" name="ScheduleOfStockOptionActivityTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_ScheduleOfStockOptionActivityLineItems" abstract="true" name="ScheduleOfStockOptionActivityLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" abstract="false" name="DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" nillable="true" xbrli:periodType="duration" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_MortgageLoanContractsMember" abstract="true" name="MortgageLoanContractsMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_CommitmentsToOriginateMortgageLoansMember" abstract="true" name="CommitmentsToOriginateMortgageLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" abstract="false" name="DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" abstract="false" name="DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" abstract="false" name="DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" abstract="false" name="DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" nillable="true" xbrli:periodType="instant" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_HedgedItemMember" abstract="true" name="HedgedItemMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types:domainItemType"/>
  <xs:element id="hbnc_InterestIncomeLoansReceivableMember" abstract="true" name="InterestIncomeLoansReceivableMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_InterestIncomeInvestmentSecuritiesMember" abstract="true" name="InterestIncomeInvestmentSecuritiesMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" abstract="true" name="FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" abstract="true" name="FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_CollateralDependentLoansFairValueDisclosure" abstract="false" name="CollateralDependentLoansFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" abstract="false" name="LoansTransferredToHeldForSaleFairValueDisclosure" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CollateralDependentLoansMember" abstract="true" name="CollateralDependentLoansMember" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:domainItemType"/>
  <xs:element id="hbnc_FairValueMeasurementsValuationTechnique" abstract="false" name="FairValueMeasurementsValuationTechnique" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" abstract="false" name="FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" abstract="false" name="DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="dtr-types1:percentItemType"/>
  <xs:element id="hbnc_InvestmentInBank" abstract="false" name="InvestmentInBank" nillable="true" xbrli:periodType="instant" xbrli:balance="debit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_CondensedComprehensiveIncomeTable" abstract="true" name="CondensedComprehensiveIncomeTable" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrldt:hypercubeItem" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_CondensedComprehensiveIncomeLineItems" abstract="true" name="CondensedComprehensiveIncomeLineItems" nillable="true" xbrli:periodType="duration" substitutionGroup="xbrli:item" type="xbrli:stringItemType"/>
  <xs:element id="hbnc_PaymentsForContributedCapital" abstract="false" name="PaymentsForContributedCapital" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
  <xs:element id="hbnc_IncreaseDecreaseInBorrowings" abstract="false" name="IncreaseDecreaseInBorrowings" nillable="true" xbrli:periodType="duration" xbrli:balance="credit" substitutionGroup="xbrli:item" type="xbrli:monetaryItemType"/>
</xs:schema>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.CAL
<SEQUENCE>10
<FILENAME>hbnc-20241231_cal.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION CALCULATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedBalanceSheets" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedBalanceSheets"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_e67e1305-7114-461e-af0d-adbc1679a0f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_OtherAssets_e67e1305-7114-461e-af0d-adbc1679a0f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7e8f5046-40ca-4ab8-8acb-709286620025" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_7e8f5046-40ca-4ab8-8acb-709286620025" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_b1006607-f28a-42b5-80e8-3d1074d9bc59" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_b1006607-f28a-42b5-80e8-3d1074d9bc59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivable_25b4322e-cfa6-4d59-8b20-91578a3db78f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestReceivable"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_InterestReceivable_25b4322e-cfa6-4d59-8b20-91578a3db78f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance_c3f1fa52-1d88-4a26-82e8-0e0950ed01d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashSurrenderValueOfLifeInsurance"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_CashSurrenderValueOfLifeInsurance_c3f1fa52-1d88-4a26-82e8-0e0950ed01d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_7692cdca-9d8b-4872-856b-2bdd230adf3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_7692cdca-9d8b-4872-856b-2bdd230adf3c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIntangibleAssetsNet_fd88f79e-9900-4fa4-9589-fc7d3b3a1e86" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherIntangibleAssetsNet"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_OtherIntangibleAssetsNet_fd88f79e-9900-4fa4-9589-fc7d3b3a1e86" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_57746100-47fc-4e24-ae23-80822cfb5bfe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_57746100-47fc-4e24-ae23-80822cfb5bfe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_639b5c25-043f-4104-b50a-f86898b30a80" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_639b5c25-043f-4104-b50a-f86898b30a80" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_a7a9d700-8d79-4155-83e5-79cb0575f584" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_Goodwill_a7a9d700-8d79-4155-83e5-79cb0575f584" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_5bdaf5cc-17ef-4944-a127-e16fc441a3f9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_5bdaf5cc-17ef-4944-a127-e16fc441a3f9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_77e4c99a-da43-4f9a-aad5-498a98b64533" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_77e4c99a-da43-4f9a-aad5-498a98b64533" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestBearingTimeDeposits_f5996b74-617f-4333-9dd9-8234ba6d9563" xlink:href="hbnc-20241231.xsd#hbnc_InterestBearingTimeDeposits"/>
    <link:calculationArc order="13" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_d8693415-da76-4367-b4e5-ad31f75a39ea" xlink:to="loc_hbnc_InterestBearingTimeDeposits_f5996b74-617f-4333-9dd9-8234ba6d9563" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_eae7f59d-88fe-4b2c-8ea6-a54cd94cbf56" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_a8cf99a2-f770-4c06-9e6b-97ea460cde59" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_eae7f59d-88fe-4b2c-8ea6-a54cd94cbf56" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_a8cf99a2-f770-4c06-9e6b-97ea460cde59" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_7f83a493-e796-44d6-aed1-c9d8ced6a0df" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_eae7f59d-88fe-4b2c-8ea6-a54cd94cbf56" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_7f83a493-e796-44d6-aed1-c9d8ced6a0df" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_2b72bb3e-3830-47c1-841a-d3e4add44e92" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_us-gaap_OtherLiabilities_2b72bb3e-3830-47c1-841a-d3e4add44e92" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures_f91398e1-9fd6-473a-8290-3f23d77c94f5" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_hbnc_SubordinatedDebentures_f91398e1-9fd6-473a-8290-3f23d77c94f5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_f1745504-25d1-4581-b9f7-7ac8d815fd20" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_f1745504-25d1-4581-b9f7-7ac8d815fd20" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_a108a381-e8ad-4879-8984-89c2e5092fcc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_us-gaap_Deposits_a108a381-e8ad-4879-8984-89c2e5092fcc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_23fbd804-6998-4244-acf1-26a0ec593f1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_23fbd804-6998-4244-acf1-26a0ec593f1d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures_7ef200eb-ba2e-4643-8612-63a7c154ad30" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Liabilities_1287ac1b-eb98-4600-b30d-ee73eeffc3a5" xlink:to="loc_hbnc_JuniorSubordinatedDebentures_7ef200eb-ba2e-4643-8612-63a7c154ad30" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_c7a44e1d-03e4-49c6-a33c-aa2241183b15" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:to="loc_us-gaap_AdditionalPaidInCapital_c7a44e1d-03e4-49c6-a33c-aa2241183b15" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_0c6bab50-d486-45e7-8f9f-ef05366e0f0b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_0c6bab50-d486-45e7-8f9f-ef05366e0f0b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_3c166108-3f52-4a8e-b428-b705788c75f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_3c166108-3f52-4a8e-b428-b705788c75f4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_69785cf3-7c59-439e-9fb7-34787546dc05" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:to="loc_us-gaap_PreferredStockValue_69785cf3-7c59-439e-9fb7-34787546dc05" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_d4199dce-f4a7-4aaa-a1b3-8c85ffae363a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockValue"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_StockholdersEquity_1dd7fcb8-08b8-4580-90d1-8993703905ec" xlink:to="loc_us-gaap_CommonStockValue_d4199dce-f4a7-4aaa-a1b3-8c85ffae363a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_4410f2de-289e-42d6-b16c-a1adb2025159" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_5e2aa43c-6967-449d-9801-96ed7ed2e0c4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_4410f2de-289e-42d6-b16c-a1adb2025159" xlink:to="loc_us-gaap_Liabilities_5e2aa43c-6967-449d-9801-96ed7ed2e0c4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_931de2f7-6096-43dc-8a8b-9367a4fd3644" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_4410f2de-289e-42d6-b16c-a1adb2025159" xlink:to="loc_us-gaap_StockholdersEquity_931de2f7-6096-43dc-8a8b-9367a4fd3644" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_114114af-9173-400e-91fb-da330f9ba94d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_4410f2de-289e-42d6-b16c-a1adb2025159" xlink:to="loc_us-gaap_CommitmentsAndContingencies_114114af-9173-400e-91fb-da330f9ba94d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_e4de58b3-ad69-41a1-97c6-05d7bf47ddcb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_a31db12b-462a-4a19-a99d-2e346897b643" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_e4de58b3-ad69-41a1-97c6-05d7bf47ddcb" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_a31db12b-462a-4a19-a99d-2e346897b643" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_85ba8ca2-8450-4255-960d-c432dd64731f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_e4de58b3-ad69-41a1-97c6-05d7bf47ddcb" xlink:to="loc_us-gaap_CashAndDueFromBanks_85ba8ca2-8450-4255-960d-c432dd64731f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsSold_966ca3b3-ac15-4ea5-8024-36b50bf525d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsSold"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_e4de58b3-ad69-41a1-97c6-05d7bf47ddcb" xlink:to="loc_us-gaap_FederalFundsSold_966ca3b3-ac15-4ea5-8024-36b50bf525d5" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofIncome" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofIncome"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_b418b9cd-7b9d-455c-b54c-ddc141c47b66" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_b80c3085-b791-4b40-ba3b-d911b6c3a58c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_b418b9cd-7b9d-455c-b54c-ddc141c47b66" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_b80c3085-b791-4b40-ba3b-d911b6c3a58c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_b33f8881-02ca-4ae8-9d0b-38754f9a7568" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_b418b9cd-7b9d-455c-b54c-ddc141c47b66" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_b33f8881-02ca-4ae8-9d0b-38754f9a7568" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_8542a1a6-ec39-45a8-8787-6f291da5a4c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_51ca0d97-3a2c-4e4a-ae5b-e413916a448b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_8542a1a6-ec39-45a8-8787-6f291da5a4c6" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_51ca0d97-3a2c-4e4a-ae5b-e413916a448b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_31183809-79b4-4a05-8aa4-3ba2e119b590" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_8542a1a6-ec39-45a8-8787-6f291da5a4c6" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_31183809-79b4-4a05-8aa4-3ba2e119b590" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_f2ed83ea-0480-474a-aa01-a9655221d1dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherInterestAndDividendIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_8542a1a6-ec39-45a8-8787-6f291da5a4c6" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_f2ed83ea-0480-474a-aa01-a9655221d1dc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_fb13e3fc-6963-43ca-ab39-6c64befdca50" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxable"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating_8542a1a6-ec39-45a8-8787-6f291da5a4c6" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_fb13e3fc-6963-43ca-ab39-6c64befdca50" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_da33cdc0-a870-4d7b-892c-04b8a92a5e6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_e9879f01-7e62-45de-b58b-30c4aa2ddd11" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_da33cdc0-a870-4d7b-892c-04b8a92a5e6b" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_e9879f01-7e62-45de-b58b-30c4aa2ddd11" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_bb3a4190-6507-4b2f-acfd-5a4ee0fb8d3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_da33cdc0-a870-4d7b-892c-04b8a92a5e6b" xlink:to="loc_us-gaap_NoninterestExpense_bb3a4190-6507-4b2f-acfd-5a4ee0fb8d3f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_482b7c91-eae9-4dc0-8735-0ef4efc9a885" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncome"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_da33cdc0-a870-4d7b-892c-04b8a92a5e6b" xlink:to="loc_us-gaap_NoninterestIncome_482b7c91-eae9-4dc0-8735-0ef4efc9a885" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_f1669047-3c0c-44d1-9060-65bd7b9f3e23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_cf2167d1-d00e-4724-98f0-38f91ab1709d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseOperating"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_f1669047-3c0c-44d1-9060-65bd7b9f3e23" xlink:to="loc_us-gaap_InterestExpenseOperating_cf2167d1-d00e-4724-98f0-38f91ab1709d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_b087e0ff-ff5c-4883-9cf3-6cd3839c3a04" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseNet_f1669047-3c0c-44d1-9060-65bd7b9f3e23" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_b087e0ff-ff5c-4883-9cf3-6cd3839c3a04" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpense"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_0ffe1259-bfa1-4cb9-ae75-39fd08c3af51" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_0ffe1259-bfa1-4cb9-ae75-39fd08c3af51" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanExpense_9b8e1e99-4af3-4fec-8fe5-a5999aa7a13a" xlink:href="hbnc-20241231.xsd#hbnc_LoanExpense"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_hbnc_LoanExpense_9b8e1e99-4af3-4fec-8fe5-a5999aa7a13a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OutsideServicesAndConsultants_2a8c1630-84fe-4ece-ba58-684855ea570d" xlink:href="hbnc-20241231.xsd#hbnc_OutsideServicesAndConsultants"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_hbnc_OutsideServicesAndConsultants_2a8c1630-84fe-4ece-ba58-684855ea570d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_8e71b381-1598-4664-95b4-8cfca9439cd9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InformationTechnologyAndDataProcessing"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_8e71b381-1598-4664-95b4-8cfca9439cd9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_ac7953bc-aa73-4d43-8e0c-999a57b8ccf6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OccupancyNet"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_OccupancyNet_ac7953bc-aa73-4d43-8e0c-999a57b8ccf6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_ea1e4d7e-f78e-4d29-abcd-f8fb250cc108" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_ea1e4d7e-f78e-4d29-abcd-f8fb250cc108" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoninterestExpense_866b68f1-7c47-4655-a924-21028cd7f294" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherNoninterestExpense"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_OtherNoninterestExpense_866b68f1-7c47-4655-a924-21028cd7f294" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_1067bda6-56f8-4311-af43-74b91a8f5960" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfessionalFees"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_ProfessionalFees_1067bda6-56f8-4311-af43-74b91a8f5960" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_44888d47-f68e-48b5-8559-070056ff554b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_44888d47-f68e-48b5-8559-070056ff554b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_6f7c7cb7-7acb-48ec-a3a4-524f28b85491" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestExpense_68584846-ddf6-438d-95cd-43218c6c1aed" xlink:to="loc_us-gaap_LaborAndRelatedExpense_6f7c7cb7-7acb-48ec-a3a4-524f28b85491" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_110e367f-7027-4d91-b91b-fd8621405e22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseOperating"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDeposits_4469055a-42fc-4837-b536-f163f76f59f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseDeposits"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_110e367f-7027-4d91-b91b-fd8621405e22" xlink:to="loc_us-gaap_InterestExpenseDeposits_4469055a-42fc-4837-b536-f163f76f59f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestExpenseBorrowedFunds_7af73385-4a85-4e03-877a-43b147ae91f5" xlink:href="hbnc-20241231.xsd#hbnc_InterestExpenseBorrowedFunds"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_110e367f-7027-4d91-b91b-fd8621405e22" xlink:to="loc_hbnc_InterestExpenseBorrowedFunds_7af73385-4a85-4e03-877a-43b147ae91f5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_9cede7c1-c8b3-49c5-a5db-4162926b09f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_110e367f-7027-4d91-b91b-fd8621405e22" xlink:to="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_9cede7c1-c8b3-49c5-a5db-4162926b09f2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_59458491-99e7-4e76-af12-4253e58a710a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestExpenseOperating_110e367f-7027-4d91-b91b-fd8621405e22" xlink:to="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_59458491-99e7-4e76-af12-4253e58a710a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_5cc6fa8c-defd-4590-a426-3d2128b18db9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_49d9e8be-08ac-47d2-a257-04c84ceaff0c" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_5cc6fa8c-defd-4590-a426-3d2128b18db9" xlink:to="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_49d9e8be-08ac-47d2-a257-04c84ceaff0c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_7952d912-e50a-4071-b52c-c6f8df5d0bec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_5cc6fa8c-defd-4590-a426-3d2128b18db9" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_7952d912-e50a-4071-b52c-c6f8df5d0bec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncome"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ServiceChargesOnDepositAccounts_54121094-a056-483d-8673-5088b5ede084" xlink:href="hbnc-20241231.xsd#hbnc_ServiceChargesOnDepositAccounts"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_ServiceChargesOnDepositAccounts_54121094-a056-483d-8673-5088b5ede084" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_WireTransferFees_2967fd4e-9eaa-4d02-98b2-896e346e6b79" xlink:href="hbnc-20241231.xsd#hbnc_WireTransferFees"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_WireTransferFees_2967fd4e-9eaa-4d02-98b2-896e346e6b79" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterchangeFees_eb16730a-5a4f-40a2-886c-5d080f791897" xlink:href="hbnc-20241231.xsd#hbnc_InterchangeFees"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_InterchangeFees_eb16730a-5a4f-40a2-886c-5d080f791897" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiduciaryActivities_8ddf7bf1-1b9b-4211-b487-bd7aacebcf4c" xlink:href="hbnc-20241231.xsd#hbnc_FiduciaryActivities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_FiduciaryActivities_8ddf7bf1-1b9b-4211-b487-bd7aacebcf4c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_9bdacd17-1661-43fa-9c54-e30d4f324364" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_9bdacd17-1661-43fa-9c54-e30d4f324364" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_7903a266-fb6b-42b7-89ec-d6f06845ff0e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_7903a266-fb6b-42b7-89ec-d6f06845ff0e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_2948d814-c181-4568-8cc3-2f7e25ff3659" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingIncomeLossNetOfImpairment"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_2948d814-c181-4568-8cc3-2f7e25ff3659" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_a1550642-0a81-4d01-b17c-92b40b7db1c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BankOwnedLifeInsuranceIncome"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_a1550642-0a81-4d01-b17c-92b40b7db1c2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_52c87f09-afd5-40ba-acb5-77cafcdaf502" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_52c87f09-afd5-40ba-acb5-77cafcdaf502" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_dca4a6c7-8274-42e1-86df-648b4fd76ff9" xlink:href="hbnc-20241231.xsd#hbnc_BankOwnedLifeInsuranceDeathBenefitIncome"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NoninterestIncome_d6968b6a-3ab4-477c-8e07-9399e5e64abc" xlink:to="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_dca4a6c7-8274-42e1-86df-648b4fd76ff9" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofComprehensiveIncomeLoss"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_405b5ea5-e999-4ef5-8308-ee413511a16a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_d850b3dc-5b53-4ca8-a09f-86a01b9b4186" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_405b5ea5-e999-4ef5-8308-ee413511a16a" xlink:to="loc_us-gaap_NetIncomeLoss_d850b3dc-5b53-4ca8-a09f-86a01b9b4186" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_2482d625-3369-4c8b-a974-091148d79e5d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax_405b5ea5-e999-4ef5-8308-ee413511a16a" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_2482d625-3369-4c8b-a974-091148d79e5d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_d193852e-a988-46b8-bd5f-60a0aedd3b8d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_af9d2718-3c8e-4ba4-89dc-37fb9eb6ea10" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_d193852e-a988-46b8-bd5f-60a0aedd3b8d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_af9d2718-3c8e-4ba4-89dc-37fb9eb6ea10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_f743a43e-f0bd-4869-9aa3-39ecbdc5e549" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_d193852e-a988-46b8-bd5f-60a0aedd3b8d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_f743a43e-f0bd-4869-9aa3-39ecbdc5e549" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_7efe1c2f-e7c2-41b9-b697-87aec5aa3257" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_d193852e-a988-46b8-bd5f-60a0aedd3b8d" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_7efe1c2f-e7c2-41b9-b697-87aec5aa3257" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_f5ba4bd8-a030-4368-99e6-aa556b89b089" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_f5ba4bd8-a030-4368-99e6-aa556b89b089" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_d9b7896a-17e5-47fd-a59c-da4fcb809774" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_d9b7896a-17e5-47fd-a59c-da4fcb809774" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_e3a120d6-f6c9-4f90-9576-bd5c9afd7adb" xlink:href="hbnc-20241231.xsd#hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:to="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_e3a120d6-f6c9-4f90-9576-bd5c9afd7adb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_15a42265-bce9-43c6-844f-d97ef20e93ec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_15a42265-bce9-43c6-844f-d97ef20e93ec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_08cc0a9e-858a-4668-8cc6-233a2201196e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_62dd2765-5e92-4a91-ba94-97174f1f27bd" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_08cc0a9e-858a-4668-8cc6-233a2201196e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_ac7ac097-0ffb-4436-8ed2-ce06db54aeef" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_cb2f54c0-28f6-420b-9b81-fe0e9781d661" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_ac7ac097-0ffb-4436-8ed2-ce06db54aeef" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_cb2f54c0-28f6-420b-9b81-fe0e9781d661" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_24e7c9aa-52f7-4a58-9943-cbd15ad07b15" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_ac7ac097-0ffb-4436-8ed2-ce06db54aeef" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_24e7c9aa-52f7-4a58-9943-cbd15ad07b15" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofCashFlows"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_d4e8107c-65cb-41d4-bf87-bfe24b77b327" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_d4e8107c-65cb-41d4-bf87-bfe24b77b327" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_4b837ccf-f6f5-4d2e-82ed-83451920f679" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_4b837ccf-f6f5-4d2e-82ed-83451920f679" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_1119d892-d230-417b-b8ed-6750ac419a6c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_1119d892-d230-417b-b8ed-6750ac419a6c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_808d71ba-37cd-4dff-8521-45a1921ef4ee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_ProfitLoss_808d71ba-37cd-4dff-8521-45a1921ef4ee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_8dc07a8d-9e3e-4bab-b223-581e45b07eee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_8dc07a8d-9e3e-4bab-b223-581e45b07eee" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_ea134b7d-1330-4916-8d86-5694f01901e0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_ShareBasedCompensation_ea134b7d-1330-4916-8d86-5694f01901e0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_457458a6-222e-4dcc-baf6-cde7c33a38ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_457458a6-222e-4dcc-baf6-cde7c33a38ca" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_542335c8-de6e-4297-8004-93a3f3664c02" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:calculationArc order="8" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_542335c8-de6e-4297-8004-93a3f3664c02" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_c311bfd7-48a6-41d3-b1d0-9b47fbe73628" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_c311bfd7-48a6-41d3-b1d0-9b47fbe73628" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_69ac5282-cdad-4a27-a4bd-4ec00079beaa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_69ac5282-cdad-4a27-a4bd-4ec00079beaa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_e813c861-719f-407a-a2a6-d5086efc2192" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_e813c861-719f-407a-a2a6-d5086efc2192" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_d523b4b3-0d4e-4943-b37e-127411471e00" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments"/>
    <link:calculationArc order="12" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_d523b4b3-0d4e-4943-b37e-127411471e00" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_f6ed218e-4ae3-4587-8704-a886c84b2169" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_f6ed218e-4ae3-4587-8704-a886c84b2169" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_8b02eb15-86f3-49f3-a565-994ca35dab25" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:calculationArc order="14" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_8b02eb15-86f3-49f3-a565-994ca35dab25" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_363c89e7-73a1-40f5-97ce-ad2179775bab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_363c89e7-73a1-40f5-97ce-ad2179775bab" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_a2d14989-c9fe-4b87-8429-d8a9c01c2a01" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:calculationArc order="16" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_a2d14989-c9fe-4b87-8429-d8a9c01c2a01" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_a0aa6761-3880-4126-b3f1-d21bf5f71c2a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="17" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_a0aa6761-3880-4126-b3f1-d21bf5f71c2a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_d2f1fd07-fb80-4e8f-9e89-e8396072a4fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale"/>
    <link:calculationArc order="18" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_8900fa36-911a-439b-99e5-c45c4e1edb7a" xlink:to="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_d2f1fd07-fb80-4e8f-9e89-e8396072a4fe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfOtherDebt_b0aa9035-e488-4639-806f-fbd07714a7fd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfOtherDebt"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_RepaymentsOfOtherDebt_b0aa9035-e488-4639-806f-fbd07714a7fd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_1bf47504-37be-4f24-854c-61a6bcae69c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_1bf47504-37be-4f24-854c-61a6bcae69c9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_09f3e6bc-5585-46b5-a61a-6716ea99f136" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInDeposits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_09f3e6bc-5585-46b5-a61a-6716ea99f136" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_44ec9ee0-b84c-492b-be08-1e33fb0c6fde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_44ec9ee0-b84c-492b-be08-1e33fb0c6fde" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_ee4efb1b-b610-48f9-b039-aadcf140a7b9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_ee4efb1b-b610-48f9-b039-aadcf140a7b9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_a2eb2a2d-624b-4ed2-aa9e-fd8ad50fa657" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_a2eb2a2d-624b-4ed2-aa9e-fd8ad50fa657" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_651cf7c5-29e0-4c06-9e2f-d96cdc622cd0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_651cf7c5-29e0-4c06-9e2f-d96cdc622cd0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromOtherDebt_2c511e84-93de-4ff6-8b73-776e233ad1e1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromOtherDebt"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_ProceedsFromOtherDebt_2c511e84-93de-4ff6-8b73-776e233ad1e1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_6e8c99ee-78f1-4b70-a217-eb34c0507c1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_6e8c99ee-78f1-4b70-a217-eb34c0507c1d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment_6992c7af-d1f0-46f2-b9d5-dadec2b42306" xlink:href="hbnc-20241231.xsd#hbnc_ProceedsFromSaleOfSharesSERPAmendment"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_53c534be-b260-46dc-bf98-71cdc0536480" xlink:to="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment_6992c7af-d1f0-46f2-b9d5-dadec2b42306" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b992f554-786d-44f2-ae8b-a96526483a4e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_a8eae9ff-63d0-45ef-99e3-91d52897d33e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b992f554-786d-44f2-ae8b-a96526483a4e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_a8eae9ff-63d0-45ef-99e3-91d52897d33e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_d315ac54-6c09-4260-8351-ce66e5154dc6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b992f554-786d-44f2-ae8b-a96526483a4e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_d315ac54-6c09-4260-8351-ce66e5154dc6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_196b6ebc-3a67-4b3e-b9a1-df325ca76325" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b992f554-786d-44f2-ae8b-a96526483a4e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_196b6ebc-3a67-4b3e-b9a1-df325ca76325" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_45624fa9-6878-4500-a3f1-5248c9756800" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_45624fa9-6878-4500-a3f1-5248c9756800" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7484e59f-3e44-46ea-bf5e-3dbbf74ea159" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_7484e59f-3e44-46ea-bf5e-3dbbf74ea159" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_ed602468-a559-4a80-9d7e-67cadd3d8278" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_ed602468-a559-4a80-9d7e-67cadd3d8278" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_2149e1ff-f5a5-4a35-b65e-75d30e764449" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_2149e1ff-f5a5-4a35-b65e-75d30e764449" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_ec35bef5-8c12-4002-9cc5-d6112b689d9a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_ec35bef5-8c12-4002-9cc5-d6112b689d9a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_3eb873ca-6474-4d6d-af8c-28d90e59aebf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_3eb873ca-6474-4d6d-af8c-28d90e59aebf" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForProceedsFromFinancingReceivable_485ff4ab-a302-4990-bdc9-55af51f36bda" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForProceedsFromFinancingReceivable"/>
    <link:calculationArc order="7" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_hbnc_PaymentsForProceedsFromFinancingReceivable_485ff4ab-a302-4990-bdc9-55af51f36bda" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_37306290-f12c-4030-9d13-86648180fa9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_37306290-f12c-4030-9d13-86648180fa9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition_d4418950-dd62-42d1-9a22-37626dbcee6e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAcquiredFromAcquisition"/>
    <link:calculationArc order="9" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_CashAcquiredFromAcquisition_d4418950-dd62-42d1-9a22-37626dbcee6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLifeInsurancePolicies_f7c277d7-4e0a-4630-83c0-c7f591b3dfb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromLifeInsurancePolicies"/>
    <link:calculationArc order="10" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromLifeInsurancePolicies_f7c277d7-4e0a-4630-83c0-c7f591b3dfb1" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_623c3ecd-a72c-4eed-987d-095870cebd4c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:calculationArc order="11" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_623c3ecd-a72c-4eed-987d-095870cebd4c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_d34299d6-14cf-462f-a69c-e062f1ab5111" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:calculationArc order="12" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_d34299d6-14cf-462f-a69c-e062f1ab5111" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLoansReceivable_af92ef62-ea03-4fc2-b17c-04a1a7367552" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLoansReceivable"/>
    <link:calculationArc order="13" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquireLoansReceivable_af92ef62-ea03-4fc2-b17c-04a1a7367552" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies_06a9d8d5-16c5-45ef-8c88-f182a7585b62" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies"/>
    <link:calculationArc order="14" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies_06a9d8d5-16c5-45ef-8c88-f182a7585b62" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_9a025cbf-a400-4e31-b988-b17e71e74d67" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock"/>
    <link:calculationArc order="15" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_e5d86258-a911-49bb-980c-28799bd1e45a" xlink:to="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_9a025cbf-a400-4e31-b988-b17e71e74d67" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_e1f87ad4-b6d7-4ba2-a45d-181c55cc965c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_60024862-79b6-435c-9dfd-776be6cc8c44" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_e1f87ad4-b6d7-4ba2-a45d-181c55cc965c" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_60024862-79b6-435c-9dfd-776be6cc8c44" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3966dc35-6da5-4ce7-ab11-8410ead05223" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_e1f87ad4-b6d7-4ba2-a45d-181c55cc965c" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_3966dc35-6da5-4ce7-ab11-8410ead05223" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofFairValueofSecuritiesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_99308c7f-28ae-4879-aa4a-b962aa21bc54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_82dcd6e2-a46d-4d3a-a2d8-f5195492b7a8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_99308c7f-28ae-4879-aa4a-b962aa21bc54" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_82dcd6e2-a46d-4d3a-a2d8-f5195492b7a8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f12a59e0-41fc-4c95-af38-f0c69f849741" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_99308c7f-28ae-4879-aa4a-b962aa21bc54" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_f12a59e0-41fc-4c95-af38-f0c69f849741" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a45ce92e-7f55-4478-bac1-8fa090a09cc0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_99308c7f-28ae-4879-aa4a-b962aa21bc54" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_a45ce92e-7f55-4478-bac1-8fa090a09cc0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_f89429c9-7080-499a-9908-c53a08cbc789" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_d8a23d63-e5ad-4ea1-9a73-8849e26ecf91" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_f89429c9-7080-499a-9908-c53a08cbc789" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_d8a23d63-e5ad-4ea1-9a73-8849e26ecf91" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_d6cd7d84-ac9e-4b1d-8fbd-26dac20c4a5e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_f89429c9-7080-499a-9908-c53a08cbc789" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_d6cd7d84-ac9e-4b1d-8fbd-26dac20c4a5e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_1d915c34-4b78-4ec5-9bdb-4ef613521594" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_f89429c9-7080-499a-9908-c53a08cbc789" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_1d915c34-4b78-4ec5-9bdb-4ef613521594" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_388ffc6e-8aa2-4c0d-a060-ddf30f3a5d99" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_7c537806-9541-4ffb-96c0-5b73441ed977" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_388ffc6e-8aa2-4c0d-a060-ddf30f3a5d99" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_7c537806-9541-4ffb-96c0-5b73441ed977" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_3d0b5e9b-7507-465c-93e3-53e5fce8fc57" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_388ffc6e-8aa2-4c0d-a060-ddf30f3a5d99" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_3d0b5e9b-7507-465c-93e3-53e5fce8fc57" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ad987808-550a-4010-98b0-1f2bd656f372" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_e5c68823-d56e-4d16-a852-d6e62cf6d04a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ad987808-550a-4010-98b0-1f2bd656f372" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_e5c68823-d56e-4d16-a852-d6e62cf6d04a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_523dbb17-5e9c-4cf8-a844-20fcb1ac5f73" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ad987808-550a-4010-98b0-1f2bd656f372" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_523dbb17-5e9c-4cf8-a844-20fcb1ac5f73" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_19a16808-2775-4174-a819-dc8855f1c1db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ad987808-550a-4010-98b0-1f2bd656f372" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_19a16808-2775-4174-a819-dc8855f1c1db" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_cb7b6e6d-bc80-4589-9ae5-8eaaeee3d981" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ad987808-550a-4010-98b0-1f2bd656f372" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_cb7b6e6d-bc80-4589-9ae5-8eaaeee3d981" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_096fe88d-163d-4cf6-a8f3-9c6d9a3fac3c" xlink:href="hbnc-20241231.xsd#hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a0829818-378a-47fa-ad42-5b8455ab47e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_096fe88d-163d-4cf6-a8f3-9c6d9a3fac3c" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a0829818-378a-47fa-ad42-5b8455ab47e3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_c7554e47-c61a-42e5-94a2-26f1981427d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_096fe88d-163d-4cf6-a8f3-9c6d9a3fac3c" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_c7554e47-c61a-42e5-94a2-26f1981427d4" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_c5dd5d91-40ec-48e1-8bb8-9c54d55bbee9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_096fe88d-163d-4cf6-a8f3-9c6d9a3fac3c" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_c5dd5d91-40ec-48e1-8bb8-9c54d55bbee9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_37a40ae0-1491-4f0b-b670-b48af2e03284" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_096fe88d-163d-4cf6-a8f3-9c6d9a3fac3c" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_37a40ae0-1491-4f0b-b670-b48af2e03284" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_97b0e7ac-a31b-45cc-a9eb-5e574992bf23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_86199fbb-ee4a-462e-9a8e-f1f84af8ed9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_97b0e7ac-a31b-45cc-a9eb-5e574992bf23" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_86199fbb-ee4a-462e-9a8e-f1f84af8ed9e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_8c8d8ed9-6538-4f6d-89be-a8b9a7a2febe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_97b0e7ac-a31b-45cc-a9eb-5e574992bf23" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_8c8d8ed9-6538-4f6d-89be-a8b9a7a2febe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_0f49411a-25bc-4e25-b270-fcd25d9f5e0e" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_d0fe9aa7-febb-4020-99de-d6c96e905cd5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_0f49411a-25bc-4e25-b270-fcd25d9f5e0e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_d0fe9aa7-febb-4020-99de-d6c96e905cd5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_eb457e76-685c-4cd7-b9b3-0b37a7a4164f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_0f49411a-25bc-4e25-b270-fcd25d9f5e0e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_eb457e76-685c-4cd7-b9b3-0b37a7a4164f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_fceb68f3-f335-4058-90e8-f46f51a0ba87" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_0f49411a-25bc-4e25-b270-fcd25d9f5e0e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_fceb68f3-f335-4058-90e8-f46f51a0ba87" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_6225f4e5-b0d1-4185-a6cd-2994d69c8e90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_0f49411a-25bc-4e25-b270-fcd25d9f5e0e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_6225f4e5-b0d1-4185-a6cd-2994d69c8e90" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_b5bbaaa4-48de-4e0e-b6d3-61d66d28c5dc" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_a5d53ce2-2bd4-4e03-80d8-b61e5bcd7a30" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_b5bbaaa4-48de-4e0e-b6d3-61d66d28c5dc" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_a5d53ce2-2bd4-4e03-80d8-b61e5bcd7a30" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_672b61ac-ef80-427d-8539-c5f19c26435f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_b5bbaaa4-48de-4e0e-b6d3-61d66d28c5dc" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_672b61ac-ef80-427d-8539-c5f19c26435f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_4a5401b5-21f9-4b40-9d1c-d7f4c8b1a930" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_b5bbaaa4-48de-4e0e-b6d3-61d66d28c5dc" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_4a5401b5-21f9-4b40-9d1c-d7f4c8b1a930" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_5ac07a0a-e504-48bd-8ea6-3c31010003f8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_b5bbaaa4-48de-4e0e-b6d3-61d66d28c5dc" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_5ac07a0a-e504-48bd-8ea6-3c31010003f8" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_4fd711c8-1cb5-4547-aad5-12c69f1a98e4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_2aed206b-0665-4dad-9235-e7bc517f3a8c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_4fd711c8-1cb5-4547-aad5-12c69f1a98e4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_2aed206b-0665-4dad-9235-e7bc517f3a8c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_48ea9519-bb5d-45e5-b462-f5a7787d15d8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_4fd711c8-1cb5-4547-aad5-12c69f1a98e4" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_48ea9519-bb5d-45e5-b462-f5a7787d15d8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_b6a4b87b-6241-4149-94a9-a9aefc24ee34" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_65d8efd3-8724-4ee9-97f6-d3d1c14c5b29" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_b6a4b87b-6241-4149-94a9-a9aefc24ee34" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_65d8efd3-8724-4ee9-97f6-d3d1c14c5b29" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_5af2a10c-8719-4417-93b8-acba96e943f3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_b6a4b87b-6241-4149-94a9-a9aefc24ee34" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_5af2a10c-8719-4417-93b8-acba96e943f3" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansOutstandingbyPortfolioClassDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_7937619d-fa9a-4b36-85cd-f7a113ec02fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_6427dfc7-f6c2-494e-b192-40e7758bb8ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_7937619d-fa9a-4b36-85cd-f7a113ec02fa" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_6427dfc7-f6c2-494e-b192-40e7758bb8ea" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ed8bc80f-fa9e-4a50-a9da-af4d8cb36d02" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_7937619d-fa9a-4b36-85cd-f7a113ec02fa" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ed8bc80f-fa9e-4a50-a9da-af4d8cb36d02" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofPaymentStatusbyClassofLoanDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_6f9a8cf8-c73a-4a89-a04d-f6ca14031783" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_933981fe-f4a2-462a-b358-8537ff4e716c" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableRecordedInvestmentNotPastDue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_6f9a8cf8-c73a-4a89-a04d-f6ca14031783" xlink:to="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_933981fe-f4a2-462a-b358-8537ff4e716c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_690e60b7-2063-487d-9efd-c79279fe5101" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_6f9a8cf8-c73a-4a89-a04d-f6ca14031783" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_690e60b7-2063-487d-9efd-c79279fe5101" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansbyCreditGradesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_280525f7-99be-414c-ae81-acfd9d01e541" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_280525f7-99be-414c-ae81-acfd9d01e541" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_b7c725f9-dad8-4bca-a862-c1aca7e80182" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_b7c725f9-dad8-4bca-a862-c1aca7e80182" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_93847d40-e4f8-46d9-9b55-e7368527d962" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_93847d40-e4f8-46d9-9b55-e7368527d962" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_7489a1f5-6dd7-4dcd-90c9-5f2cd6c694b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_7489a1f5-6dd7-4dcd-90c9-5f2cd6c694b3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_e4432596-86dc-4925-a32b-2a5ac665d03c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_e4432596-86dc-4925-a32b-2a5ac665d03c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_c680fb36-2bc4-4e5e-b827-64c3196b36c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_c680fb36-2bc4-4e5e-b827-64c3196b36c3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_d5c4ce3c-f827-4aa1-b0f7-8aac278811bb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_d5c4ce3c-f827-4aa1-b0f7-8aac278811bb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_0499a8f0-c214-462a-bd1a-8ef28a6aea5d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_0ca75052-5fdb-4085-a00c-7e9c3f9769c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_0499a8f0-c214-462a-bd1a-8ef28a6aea5d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_875f56f0-6160-4184-aa00-4137b2b0cea6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_875f56f0-6160-4184-aa00-4137b2b0cea6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_bbec2a79-a310-4e95-9bc8-7bbfe9b98c20" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_bbec2a79-a310-4e95-9bc8-7bbfe9b98c20" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_b94a4a29-c619-4491-843b-4f9105204395" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_b94a4a29-c619-4491-843b-4f9105204395" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_7c1d2f5f-89dc-4b60-ba4c-47552101d43d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_7c1d2f5f-89dc-4b60-ba4c-47552101d43d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_2b64fafc-c360-4bd5-bdfd-8833faf7f2fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_2b64fafc-c360-4bd5-bdfd-8833faf7f2fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_61e78212-06bd-4e14-894b-6e85ab108d4d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_61e78212-06bd-4e14-894b-6e85ab108d4d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_577475b6-e1c3-4e2f-bd47-2cdc6e2b8245" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_577475b6-e1c3-4e2f-bd47-2cdc6e2b8245" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_97153f08-a827-4753-854e-fb06761d4d7a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_5dab985e-c33b-4212-9e0f-2f78d6733d77" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_97153f08-a827-4753-854e-fb06761d4d7a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#PremisesandEquipmentDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_922b8a44-4cdb-4783-afbb-fd0ca6a5fbbd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_34c8e472-da0f-416c-847a-702729016569" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_922b8a44-4cdb-4783-afbb-fd0ca6a5fbbd" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_34c8e472-da0f-416c-847a-702729016569" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_8f6191e0-34e9-4cdf-a261-e5de0ba6f852" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet_922b8a44-4cdb-4783-afbb-fd0ca6a5fbbd" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_8f6191e0-34e9-4cdf-a261-e5de0ba6f852" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_b0a350e5-5fd6-4161-9180-ed7328b6a92c" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsImpairmentAllowance_79988011-31d4-4d0c-abdb-c01fce009715" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsImpairmentAllowance"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_b0a350e5-5fd6-4161-9180-ed7328b6a92c" xlink:to="loc_hbnc_MortgageServicingRightsImpairmentAllowance_79988011-31d4-4d0c-abdb-c01fce009715" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRights_7e86356d-a2e9-4dff-bbce-33b5508ab641" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRights"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_b0a350e5-5fd6-4161-9180-ed7328b6a92c" xlink:to="loc_hbnc_FiniteLivedMortgageServicingRights_7e86356d-a2e9-4dff-bbce-33b5508ab641" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillScheduleofEstimatedAmortizationDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_723ad575-11ba-4edc-9b74-b16c00fa51de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_723ad575-11ba-4edc-9b74-b16c00fa51de" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_5886f98a-bec1-4d24-81d1-9095d195ea6e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_5886f98a-bec1-4d24-81d1-9095d195ea6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_3f67c038-9337-4195-a93a-b53d515bd081" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_3f67c038-9337-4195-a93a-b53d515bd081" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_df8492e1-3393-4a0c-9bf5-e8ebd47e9cf8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_df8492e1-3393-4a0c-9bf5-e8ebd47e9cf8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_81d5f96e-88cd-4663-bcd0-fba36cfa6715" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_81d5f96e-88cd-4663-bcd0-fba36cfa6715" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_d14b34e2-a0f6-4ddc-b0a2-2852e6c5b6ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet_a59357d4-aadc-4a64-a865-c4c25dd32e8f" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_d14b34e2-a0f6-4ddc-b0a2-2852e6c5b6ce" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofDepositsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositDemand_86be49a9-2f77-4b5b-8b07-fb7e04e7dbec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositDemand"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:to="loc_us-gaap_InterestBearingDomesticDepositDemand_86be49a9-2f77-4b5b-8b07-fb7e04e7dbec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherCertificateAndTimeDeposit_9a003121-589a-4c8c-ae41-a202cb8d4cb8" xlink:href="hbnc-20241231.xsd#hbnc_OtherCertificateAndTimeDeposit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:to="loc_hbnc_OtherCertificateAndTimeDeposit_9a003121-589a-4c8c-ae41-a202cb8d4cb8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsSavingsDeposits_28a5a665-8868-4551-88bc-08a1d5ef44f0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsSavingsDeposits"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:to="loc_us-gaap_DepositsSavingsDeposits_28a5a665-8868-4551-88bc-08a1d5ef44f0" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_44d45bd1-3b3e-4e84-8880-e779f0891698" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsMoneyMarketDeposits"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_44d45bd1-3b3e-4e84-8880-e779f0891698" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_9cbc1440-aec7-4196-a281-086212e46ebe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_3d87e589-efc0-4c52-b506-029ac67144bc" xlink:to="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_9cbc1440-aec7-4196-a281-086212e46ebe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_b5c44938-6e49-4006-9a27-06f54ecdec58" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_667ad00e-4a7a-4c25-ad60-7b5167a05c9a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_b5c44938-6e49-4006-9a27-06f54ecdec58" xlink:to="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_667ad00e-4a7a-4c25-ad60-7b5167a05c9a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_a485db7c-88cb-4984-ac10-8e31d0e5b964" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Deposits_b5c44938-6e49-4006-9a27-06f54ecdec58" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_a485db7c-88cb-4984-ac10-8e31d0e5b964" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_8394b3d0-0bae-4fda-8d0d-11ac45083263" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_8394b3d0-0bae-4fda-8d0d-11ac45083263" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_01d8ce6e-205d-4df7-a980-919b1eb43b6e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_01d8ce6e-205d-4df7-a980-919b1eb43b6e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_355e3aff-5cbb-4753-ae25-963e112df657" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_355e3aff-5cbb-4753-ae25-963e112df657" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_7cbc8d03-139e-4d13-b7fc-526a159dcff8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_7cbc8d03-139e-4d13-b7fc-526a159dcff8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_4701de4d-bf69-4698-a91b-6beb21a16a35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFive"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_4701de4d-bf69-4698-a91b-6beb21a16a35" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_6890c2d7-b36d-4236-8edc-09929328a08b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_TimeDeposits_59380c84-942d-428d-9ece-22a3d0175f4a" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_6890c2d7-b36d-4236-8edc-09929328a08b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsScheduleofBorrowingsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebt_2416d391-a2d8-4f26-8bcc-5bfe0ad04c22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebt"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:to="loc_us-gaap_SecuredDebt_2416d391-a2d8-4f26-8bcc-5bfe0ad04c22" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_14147dc7-8d40-497d-a8ab-3eb5092db30d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:to="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_14147dc7-8d40-497d-a8ab-3eb5092db30d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveBankFunding_688f2d1e-3b9b-470f-9e83-d8c2cf5938f6" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveBankFunding"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:to="loc_hbnc_FederalReserveBankFunding_688f2d1e-3b9b-470f-9e83-d8c2cf5938f6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsPurchased_3d00c9af-4e9f-4f0c-b638-403c677eaa74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsPurchased"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:to="loc_us-gaap_FederalFundsPurchased_3d00c9af-4e9f-4f0c-b638-403c677eaa74" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_5211de87-039e-4ea7-a163-344ffae0e191" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_646bd821-5432-4445-bd23-e6e3b5f314fc" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_5211de87-039e-4ea7-a163-344ffae0e191" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsScheduleofContractualMaturitiesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LongTermDebtMaturityAfterYearFour_043440e6-3539-4634-8310-7aed234c3edd" xlink:href="hbnc-20241231.xsd#hbnc_LongTermDebtMaturityAfterYearFour"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:to="loc_hbnc_LongTermDebtMaturityAfterYearFour_043440e6-3539-4634-8310-7aed234c3edd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_f08cc2d4-dacf-486d-9559-f575b3159564" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_f08cc2d4-dacf-486d-9559-f575b3159564" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_58587486-5ce9-4972-b20b-efbe49113641" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_58587486-5ce9-4972-b20b-efbe49113641" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_86d72dfc-485f-4594-9a12-51cdcca76c88" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_86d72dfc-485f-4594-9a12-51cdcca76c88" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_f7551bba-192e-40e4-927c-f82f7bd1616a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LongTermDebt_d6d4824b-9419-451e-b70d-a8517da41ae9" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_f7551bba-192e-40e4-927c-f82f7bd1616a" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_0cc7dc3b-a96b-46d2-bceb-0d4aa36e4dad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_0cc7dc3b-a96b-46d2-bceb-0d4aa36e4dad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_20cda4bd-0362-4ec5-a8a9-53b4afffc171" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_20cda4bd-0362-4ec5-a8a9-53b4afffc171" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_783150f0-d90d-4a71-8c7e-7829853e23f7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_783150f0-d90d-4a71-8c7e-7829853e23f7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_a868bfb0-8f3c-4895-912c-c7af3bb18c26" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_a868bfb0-8f3c-4895-912c-c7af3bb18c26" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_e49f9a96-cf25-433e-a2a1-6bc002513a89" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_e49f9a96-cf25-433e-a2a1-6bc002513a89" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_c605f9ef-25b6-4fe2-ad94-e4de316f2784" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_c605f9ef-25b6-4fe2-ad94-e4de316f2784" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_2f9ace97-1882-4646-a461-2a4ce644ff10" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_2f9ace97-1882-4646-a461-2a4ce644ff10" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_aca04025-046a-4fae-b0bd-7ad2b9aa3e3a" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_aca04025-046a-4fae-b0bd-7ad2b9aa3e3a" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_846da4a5-4d91-46f0-bea3-efa4df056856" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment"/>
    <link:calculationArc order="9" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_846da4a5-4d91-46f0-bea3-efa4df056856" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_eee15408-0fb1-4f03-b3f3-775f172a8ea2" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationTaxExemptInterestIncome"/>
    <link:calculationArc order="10" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_eee15408-0fb1-4f03-b3f3-775f172a8ea2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_fe865071-9c63-48da-9572-78bf22460df2" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount"/>
    <link:calculationArc order="11" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_acd00bc9-689c-4f36-a0de-140acbfbd45a" xlink:to="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_fe865071-9c63-48da-9572-78bf22460df2" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_8667a209-3643-4b82-a94b-622dd39653df" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_661065d0-c6fe-474b-b2b3-439d01ce6b36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8667a209-3643-4b82-a94b-622dd39653df" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_661065d0-c6fe-474b-b2b3-439d01ce6b36" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_4f13a3c0-6f58-4504-ae94-2f9baa9d8ac5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8667a209-3643-4b82-a94b-622dd39653df" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_4f13a3c0-6f58-4504-ae94-2f9baa9d8ac5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_ce9e9044-d893-4495-a42d-63e4261e8ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentFederalTaxExpenseBenefit"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8667a209-3643-4b82-a94b-622dd39653df" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_ce9e9044-d893-4495-a42d-63e4261e8ab9" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_8d5a73d4-bef1-4028-987b-079ca6c055e6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit_8667a209-3643-4b82-a94b-622dd39653df" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_8d5a73d4-bef1-4028-987b-079ca6c055e6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_2d5ee143-0662-4d29-8ba3-d76b1401626b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_2d5ee143-0662-4d29-8ba3-d76b1401626b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_b60643db-4919-4aa5-841e-bb04c60efadb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_b60643db-4919-4aa5-841e-bb04c60efadb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_6f283257-dcf9-44fb-aed0-124532ccb59c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOther"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_6f283257-dcf9-44fb-aed0-124532ccb59c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2d05ecfa-9da1-4fce-8978-ab123cb72e66" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2d05ecfa-9da1-4fce-8978-ab123cb72e66" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_1c62bd3a-3651-4cae-b7f7-ca568fdef44c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_1c62bd3a-3651-4cae-b7f7-ca568fdef44c" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments_cd189c0e-1280-404e-8608-acbd365ca0d7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsEquityMethodInvestments"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments_cd189c0e-1280-404e-8608-acbd365ca0d7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_46072bbe-a178-453f-992b-e91df94bef20" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_46072bbe-a178-453f-992b-e91df94bef20" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_c8cc1da8-9989-4a73-a51d-0e267f74efec" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions"/>
    <link:calculationArc order="8" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsGross_3067532c-96fd-4b4e-8688-af97d4000dbe" xlink:to="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_c8cc1da8-9989-4a73-a51d-0e267f74efec" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesStateTax_28b8a316-7c3d-440b-9da1-cac55ff4fbf3" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesStateTax"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_hbnc_DeferredTaxLiabilitiesStateTax_28b8a316-7c3d-440b-9da1-cac55ff4fbf3" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_3e569a13-2378-47a6-bb48-7c26ad11d8ce" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_3e569a13-2378-47a6-bb48-7c26ad11d8ce" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense_58d3cf39-6d89-4e1f-ab8b-d27a8e85abe5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense_58d3cf39-6d89-4e1f-ab8b-d27a8e85abe5" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther_787f8d95-ba98-4af2-835a-11faaff28718" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesOther"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther_787f8d95-ba98-4af2-835a-11faaff28718" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_ed47a782-86fd-46a7-9665-0db242cfaec7" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_ed47a782-86fd-46a7-9665-0db242cfaec7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7b7111a2-621d-4237-9cfd-a46a0cf981c8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets"/>
    <link:calculationArc order="6" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities_504870b5-c190-4bef-9b56-af27f6eb0672" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_7b7111a2-621d-4237-9cfd-a46a0cf981c8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_dbbb5055-2ced-4b2a-8688-6091f9aa92ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_a542de9a-8de0-433a-b274-410caf323e74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_dbbb5055-2ced-4b2a-8688-6091f9aa92ba" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_a542de9a-8de0-433a-b274-410caf323e74" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_b1a1110b-de53-4678-a7e7-809c37c543a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_dbbb5055-2ced-4b2a-8688-6091f9aa92ba" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_b1a1110b-de53-4678-a7e7-809c37c543a6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_cd21e04d-c164-4f52-aca3-daf0af2b49d6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_dbbb5055-2ced-4b2a-8688-6091f9aa92ba" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_cd21e04d-c164-4f52-aca3-daf0af2b49d6" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#OffBalanceSheetArrangementsCommitmentsandContingenciesDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_5e7af9b0-6a2d-492c-9288-3e1b837930b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_c9e95b0e-9dd4-4859-9ec3-109ff618fefe" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_5e7af9b0-6a2d-492c-9288-3e1b837930b1" xlink:to="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_c9e95b0e-9dd4-4859-9ec3-109ff618fefe" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_d3412e8c-c2c3-486a-b702-e04f3d6f458e" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_5e7af9b0-6a2d-492c-9288-3e1b837930b1" xlink:to="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_d3412e8c-c2c3-486a-b702-e04f3d6f458e" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_22460d29-fc1a-489d-91fe-d18ec746b181" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_5a0af2bf-7e35-4a21-bfe8-3d5e28c7a44b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_22460d29-fc1a-489d-91fe-d18ec746b181" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_5a0af2bf-7e35-4a21-bfe8-3d5e28c7a44b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_2ef71948-4cc8-4eca-a31d-5f9601fcdc66" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_22460d29-fc1a-489d-91fe-d18ec746b181" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_2ef71948-4cc8-4eca-a31d-5f9601fcdc66" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_99d93bdf-94bc-479f-9523-4be0cfedf2e8" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_568dc71a-f625-41b2-963b-4b603821e34e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_99d93bdf-94bc-479f-9523-4be0cfedf2e8" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_568dc71a-f625-41b2-963b-4b603821e34e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_fca23718-4a9d-4f59-82eb-3f0c7768f736" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_99d93bdf-94bc-479f-9523-4be0cfedf2e8" xlink:to="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_fca23718-4a9d-4f59-82eb-3f0c7768f736" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_5eb0e188-0b1e-4eed-972f-f018d9297cc4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_831a7a7e-6e7b-45d3-bc71-685efb074be2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_5eb0e188-0b1e-4eed-972f-f018d9297cc4" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_831a7a7e-6e7b-45d3-bc71-685efb074be2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_20771b57-6c63-4ad4-839a-7b35d03545fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_5eb0e188-0b1e-4eed-972f-f018d9297cc4" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_20771b57-6c63-4ad4-839a-7b35d03545fa" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_cdc54491-0c97-40b2-9c21-466b40a61a12" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_05f0818e-8355-4f6b-9226-8258902321ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_cdc54491-0c97-40b2-9c21-466b40a61a12" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_05f0818e-8355-4f6b-9226-8258902321ad" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_487f421d-0b7f-45dc-9b87-2b4407315ca1" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_cdc54491-0c97-40b2-9c21-466b40a61a12" xlink:to="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_487f421d-0b7f-45dc-9b87-2b4407315ca1" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_1f643620-9ccc-47e7-b8f1-bd47422baa03" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures_5d2d384e-1e05-4f05-8810-59f0c340a25b" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_1f643620-9ccc-47e7-b8f1-bd47422baa03" xlink:to="loc_hbnc_JuniorSubordinatedDebentures_5d2d384e-1e05-4f05-8810-59f0c340a25b" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures_aa46c81e-8674-4abc-ab4f-72479526c90f" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_1f643620-9ccc-47e7-b8f1-bd47422baa03" xlink:to="loc_hbnc_SubordinatedDebentures_aa46c81e-8674-4abc-ab4f-72479526c90f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_094757c0-a140-400d-83bc-a56b0a2b62d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_1f643620-9ccc-47e7-b8f1-bd47422baa03" xlink:to="loc_us-gaap_StockholdersEquity_094757c0-a140-400d-83bc-a56b0a2b62d2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_3b0d4dea-5d75-4423-92f4-70c5d6d13dbb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity_1f643620-9ccc-47e7-b8f1-bd47422baa03" xlink:to="loc_us-gaap_OtherLiabilities_3b0d4dea-5d75-4423-92f4-70c5d6d13dbb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_e269ad93-0ac5-4571-b654-33dbb9aa70de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a4a44bf9-b1b2-49ca-9033-e19e610c93fc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_e269ad93-0ac5-4571-b654-33dbb9aa70de" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a4a44bf9-b1b2-49ca-9033-e19e610c93fc" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInBank_ab5ec51b-c573-4e67-9168-2dfd6f665187" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInBank"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_e269ad93-0ac5-4571-b654-33dbb9aa70de" xlink:to="loc_hbnc_InvestmentInBank_ab5ec51b-c573-4e67-9168-2dfd6f665187" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_64bcf981-4618-423b-95d9-30be4144f836" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:calculationArc order="3" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_Assets_e269ad93-0ac5-4571-b654-33dbb9aa70de" xlink:to="loc_us-gaap_OtherAssets_64bcf981-4618-423b-95d9-30be4144f836" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendIncomeOperating_8de4f5dd-d841-4067-91f4-b7412597f998" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendIncomeOperating"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:to="loc_us-gaap_DividendIncomeOperating_8de4f5dd-d841-4067-91f4-b7412597f998" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_e79dffa1-861f-4fb6-9e3b-104225aa9579" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpense"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:to="loc_us-gaap_InterestExpense_e79dffa1-861f-4fb6-9e3b-104225aa9579" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_ebde6d4c-b9a2-4100-b202-e18c70da7fd6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:to="loc_us-gaap_LaborAndRelatedExpense_ebde6d4c-b9a2-4100-b202-e18c70da7fd6" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_30ae2a18-357d-4106-9163-4688dac7ae12" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:to="loc_us-gaap_OtherOperatingIncomeExpenseNet_30ae2a18-357d-4106-9163-4688dac7ae12" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_c3ff749a-f5d8-4e15-9283-15ac38e8e3bd" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:calculationArc order="5" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_0f029e15-9fcb-4ee1-b211-69c010771e69" xlink:to="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_c3ff749a-f5d8-4e15-9283-15ac38e8e3bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_52ad2b54-e788-414c-8c2e-94429821cab7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_70a49cce-1906-489f-8eb4-7c7e51da7c64" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_52ad2b54-e788-414c-8c2e-94429821cab7" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_70a49cce-1906-489f-8eb4-7c7e51da7c64" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_e58193e2-8bf9-4df9-ba81-8605cb3f6b9b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_52ad2b54-e788-414c-8c2e-94429821cab7" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_e58193e2-8bf9-4df9-ba81-8605cb3f6b9b" xlink:type="arc"/>
  </link:calculationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"/>
  <link:calculationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_c63cac43-1586-4af3-a7af-a224b101ee98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:to="loc_us-gaap_NetIncomeLoss_c63cac43-1586-4af3-a7af-a224b101ee98" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_7975e71b-7492-45a2-9f3d-8937253af061" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:calculationArc order="2" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_7975e71b-7492-45a2-9f3d-8937253af061" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_ebd61211-76d2-4e58-a080-425c0fd98f31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_ebd61211-76d2-4e58-a080-425c0fd98f31" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_8914e885-3361-4acb-8f1f-ac535c08b6c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:calculationArc order="4" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:to="loc_us-gaap_ShareBasedCompensation_8914e885-3361-4acb-8f1f-ac535c08b6c2" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_b45d8960-6cb8-430e-9ba9-515d6369a18e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_f36c05c0-16f2-4596-a0c6-7427bc602cc7" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_b45d8960-6cb8-430e-9ba9-515d6369a18e" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_bd5f82b0-9d30-45fe-9a7f-a36d4768160d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:calculationArc order="1" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_bd5f82b0-9d30-45fe-9a7f-a36d4768160d" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInBorrowings_0c35c52c-36d6-408a-80d5-710a04a4c6e8" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInBorrowings"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_hbnc_IncreaseDecreaseInBorrowings_0c35c52c-36d6-408a-80d5-710a04a4c6e8" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_80b789f3-e2a5-446c-88ce-cacc65193572" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:calculationArc order="3" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_80b789f3-e2a5-446c-88ce-cacc65193572" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_c7a6af47-145f-47a9-9ed0-1716d3c0fe6f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:calculationArc order="4" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_c7a6af47-145f-47a9-9ed0-1716d3c0fe6f" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_938b646a-ab56-478e-9731-a90c8b097fe7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:calculationArc order="5" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_938b646a-ab56-478e-9731-a90c8b097fe7" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_60e20064-53f9-41aa-8a02-5f1f5c13d599" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:calculationArc order="6" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_60e20064-53f9-41aa-8a02-5f1f5c13d599" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_a92aaf3a-c618-46a5-84dd-f35b5cf480bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:calculationArc order="7" weight="1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2e909377-d49e-4db7-990c-148136c79d7b" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_a92aaf3a-c618-46a5-84dd-f35b5cf480bd" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_325f448b-aba3-42fb-bb7b-c8f8264c500f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForContributedCapital_69653574-2cb4-48d7-9f70-15142b3c89cb" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForContributedCapital"/>
    <link:calculationArc order="1" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_325f448b-aba3-42fb-bb7b-c8f8264c500f" xlink:to="loc_hbnc_PaymentsForContributedCapital_69653574-2cb4-48d7-9f70-15142b3c89cb" xlink:type="arc"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_d449e30f-5f16-4bca-9cbc-36de03a95141" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:calculationArc order="2" weight="-1.0" xlink:arcrole="http://www.xbrl.org/2003/arcrole/summation-item" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_325f448b-aba3-42fb-bb7b-c8f8264c500f" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_d449e30f-5f16-4bca-9cbc-36de03a95141" xlink:type="arc"/>
  </link:calculationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.DEF
<SEQUENCE>11
<FILENAME>hbnc-20241231_def.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION DEFINITION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:xbrldt="http://xbrl.org/2005/xbrldt" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
  <link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofStockholdersEquity"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:to="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_2c659902-82cf-44f2-b3ab-12dfd7d2db5f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:to="loc_us-gaap_EquityComponentDomain_2c659902-82cf-44f2-b3ab-12dfd7d2db5f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:to="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_62f5b2d5-768e-4b98-b87b-1061714afbfb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_PreferredStockMember_62f5b2d5-768e-4b98-b87b-1061714afbfb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_422f8e5e-461f-490d-be27-52cee2197bdd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_CommonStockMember_422f8e5e-461f-490d-be27-52cee2197bdd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_7d5b2185-25cb-4757-bb4c-d7b39103115e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_7d5b2185-25cb-4757-bb4c-d7b39103115e" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_55603ad4-0644-4392-9ab2-929bef3016d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_RetainedEarningsMember_55603ad4-0644-4392-9ab2-929bef3016d5" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_64596ad9-823c-405c-b4f5-e2bb5c7a4641" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_64596ad9-823c-405c-b4f5-e2bb5c7a4641" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_44bbfd7f-0d17-49a5-b541-7817e249ac26" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_StockholdersEquity_44bbfd7f-0d17-49a5-b541-7817e249ac26" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_be67132d-8e75-4233-9d05-3be2b2907c08" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_NetIncomeLoss_be67132d-8e75-4233-9d05-3be2b2907c08" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_553e2888-ae2c-48b1-83da-98f37638f118" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_553e2888-ae2c-48b1-83da-98f37638f118" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_8e329a43-5caa-4015-9820-a9016f0eb59f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_8e329a43-5caa-4015-9820-a9016f0eb59f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_dfd139ff-14f3-403a-a081-cff428639bf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_dfd139ff-14f3-403a-a081-cff428639bf4" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_d225d9c2-3e82-4c9d-a76a-1ba04c54f06f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_d225d9c2-3e82-4c9d-a76a-1ba04c54f06f" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_3a8647ce-5653-4c6b-878b-1ff4218c00ed" xlink:href="hbnc-20241231.xsd#hbnc_StockIssuedDuringPeriodValueStockOptionsVested"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_3a8647ce-5653-4c6b-878b-1ff4218c00ed" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f2f1cc29-7cae-43c5-8053-934d5ed2cfd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f2f1cc29-7cae-43c5-8053-934d5ed2cfd7" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_fe6e32f8-e0b3-4711-9fc6-72e90e52e785" xlink:href="hbnc-20241231.xsd#hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_fe6e32f8-e0b3-4711-9fc6-72e90e52e785" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockCash_fdbab680-0320-407d-8777-f83e1784206a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsCommonStockCash"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_DividendsCommonStockCash_fdbab680-0320-407d-8777-f83e1784206a" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_8805823a-53dc-4c75-9494-1e2635226300" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_a1d90bee-2457-426f-91a2-4675991300ad_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_a1d90bee-2457-426f-91a2-4675991300ad_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_3602f21d-7302-43f2-9d78-19e50146cb98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_3602f21d-7302-43f2-9d78-19e50146cb98" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_bdf5ec27-4397-4afb-9038-81d872eb82a3_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:to="loc_srt_RangeMember_bdf5ec27-4397-4afb-9038-81d872eb82a3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:to="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_b8360e37-e064-47ed-afcb-0bd17db6faf8" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:to="loc_srt_MinimumMember_b8360e37-e064-47ed-afcb-0bd17db6faf8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_7fe1fda1-40ee-4ce9-ab5a-1269fcd53f32" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:to="loc_srt_MaximumMember_7fe1fda1-40ee-4ce9-ab5a-1269fcd53f32" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_1fd5987c-46cf-472c-9197-a16797199511_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_1fd5987c-46cf-472c-9197-a16797199511_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_88b195b3-f2b1-4d4b-b9d4-e182ee82cc62" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_88b195b3-f2b1-4d4b-b9d4-e182ee82cc62" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f4a30759-7f0a-47c2-b7eb-a53c72bad89b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f4a30759-7f0a-47c2-b7eb-a53c72bad89b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_d732888f-5742-4928-be5d-ea44bac95d96" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_d732888f-5742-4928-be5d-ea44bac95d96" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_1287f7a7-165c-44b8-91f6-40d96d508d0f" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_MortgageWarehousingMember_1287f7a7-165c-44b8-91f6-40d96d508d0f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_0b208828-0736-43e9-bccd-629c604ae12c" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_0b208828-0736-43e9-bccd-629c604ae12c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_52652493-4685-46f1-a59b-5e84ac798821_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_52652493-4685-46f1-a59b-5e84ac798821_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_49a1d8ee-26d9-4742-b5e5-5a69a60074bb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_49a1d8ee-26d9-4742-b5e5-5a69a60074bb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FurnitureAndEquipmentMember_0ded7b06-860c-45f2-ac10-74cf42c0ffdb" xlink:href="hbnc-20241231.xsd#hbnc_FurnitureAndEquipmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:to="loc_hbnc_FurnitureAndEquipmentMember_0ded7b06-860c-45f2-ac10-74cf42c0ffdb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FullServiceFacilitiesMaintainedByBank_32716c20-2cab-4a04-ae19-64f4de780a04" xlink:href="hbnc-20241231.xsd#hbnc_FullServiceFacilitiesMaintainedByBank"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_FullServiceFacilitiesMaintainedByBank_32716c20-2cab-4a04-ae19-64f4de780a04" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestmentMeasurementInput_ced2c551-c844-4216-9ec3-ab3ab613095e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AlternativeInvestmentMeasurementInput"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AlternativeInvestmentMeasurementInput_ced2c551-c844-4216-9ec3-ab3ab613095e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_8047663f-8c1b-4a89-9dc8-36ffcd9b1833" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_8047663f-8c1b-4a89-9dc8-36ffcd9b1833" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_fdccccf1-a36b-4ce0-8c87-3c6078ac6d27" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_fdccccf1-a36b-4ce0-8c87-3c6078ac6d27" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus_2a1262c5-ac30-43cd-a26a-8111247b4955" xlink:href="hbnc-20241231.xsd#hbnc_LoanReceivablePeriodForDelinquencyStatus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus_2a1262c5-ac30-43cd-a26a-8111247b4955" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_023cccf8-6922-49ba-82cc-07acf7ed4987" xlink:href="hbnc-20241231.xsd#hbnc_MinimumRequirePeriodForSatisfactoryPerformance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_023cccf8-6922-49ba-82cc-07acf7ed4987" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_01e79f27-b878-4027-b7fb-6fe5fe216c57" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_01e79f27-b878-4027-b7fb-6fe5fe216c57" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_5dabd2b5-ccd9-4359-b1a1-4586eec09fab" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_5dabd2b5-ccd9-4359-b1a1-4586eec09fab" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_8bfb81a3-4c7b-492a-ab1e-f3b657ed5472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_8bfb81a3-4c7b-492a-ab1e-f3b657ed5472" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_6b91e568-640d-4fa2-aa0d-d6e6c28dc18e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_6b91e568-640d-4fa2-aa0d-d6e6c28dc18e" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCommercialLoan_2cc367c6-4b02-4ecd-886e-ab2cc144e9ba" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCommercialLoan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfCommercialLoan_2cc367c6-4b02-4ecd-886e-ab2cc144e9ba" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfResidentialRealEstateLoan_f9b87937-921e-4f11-993c-569b8f4069fe" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfResidentialRealEstateLoan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfResidentialRealEstateLoan_f9b87937-921e-4f11-993c-569b8f4069fe" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfInstallmentLoans_bf237e57-8e34-43c2-b587-6e38099e772f" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfInstallmentLoans"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfInstallmentLoans_bf237e57-8e34-43c2-b587-6e38099e772f" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_d91da3b6-81e8-456e-8b1e-6b4a025cf273" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_d91da3b6-81e8-456e-8b1e-6b4a025cf273" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInLimitedPartnerships_169039f9-f671-4b92-9fd5-7eb0fee6e9e1" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInLimitedPartnerships"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_InvestmentInLimitedPartnerships_169039f9-f671-4b92-9fd5-7eb0fee6e9e1" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_081bd98c-8b22-4860-a318-66d8ef1610b9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_081bd98c-8b22-4860-a318-66d8ef1610b9" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_10c0cdea-a2ce-4abc-8f39-f4269290b593" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_10c0cdea-a2ce-4abc-8f39-f4269290b593" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_2a42d45f-b324-46f7-80f8-28fb457b0051" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_2a42d45f-b324-46f7-80f8-28fb457b0051" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_7e3110b2-d3f6-443b-b230-fa6faf43573c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedCoreDepositsGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_7e3110b2-d3f6-443b-b230-fa6faf43573c" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_16e07db7-19b6-4396-b69c-a971d09e5292" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_Goodwill_16e07db7-19b6-4396-b69c-a971d09e5292" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvertisingExpense_ecc0ec29-0c95-450b-953f-40df222818a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AdvertisingExpense_ecc0ec29-0c95-450b-953f-40df222818a5" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_e964f366-420f-498d-8ae5-b0cedfdeef84" xlink:href="hbnc-20241231.xsd#hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_e964f366-420f-498d-8ae5-b0cedfdeef84" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_709f208f-3201-43ab-afed-a207c4a8261e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_709f208f-3201-43ab-afed-a207c4a8261e" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6e671d9d-253f-4874-b385-f2091157917b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6e671d9d-253f-4874-b385-f2091157917b" xlink:type="arc" order="23"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_86aeebc9-b9bf-4d74-99b6-7378ae6bbafa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_86aeebc9-b9bf-4d74-99b6-7378ae6bbafa" xlink:type="arc" order="24"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_a9dee8a1-6e80-4955-997d-3c06c4248957" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_a9dee8a1-6e80-4955-997d-3c06c4248957" xlink:type="arc" order="25"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_2059aaec-8e24-4dc4-87b4-0fda5a7b4da8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_2059aaec-8e24-4dc4-87b4-0fda5a7b4da8" xlink:type="arc" order="26"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportingUnits_a2e7b11a-0038-4b80-b63e-9fe446146612" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportingUnits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_NumberOfReportingUnits_a2e7b11a-0038-4b80-b63e-9fe446146612" xlink:type="arc" order="27"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfOperatingSegments_4ca6121f-7edd-4730-8ec3-f6b040189b4e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfOperatingSegments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_NumberOfOperatingSegments_4ca6121f-7edd-4730-8ec3-f6b040189b4e" xlink:type="arc" order="28"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:to="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_761eebf9-6313-4633-9ab2-84933fcbf87e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_761eebf9-6313-4633-9ab2-84933fcbf87e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockMember_56b99f43-841b-41eb-a933-d617c1f5b9ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedStockMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:to="loc_us-gaap_RestrictedStockMember_56b99f43-841b-41eb-a933-d617c1f5b9ae" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_9840ff96-bdd7-4e8b-a8a5-4ae4078f8a22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:to="loc_us-gaap_EmployeeStockOptionMember_9840ff96-bdd7-4e8b-a8a5-4ae4078f8a22" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_880f4b12-7039-4a1c-9520-51a52cb91f22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:to="loc_us-gaap_NetIncomeLoss_880f4b12-7039-4a1c-9520-51a52cb91f22" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f2d0012a-ea97-4ebb-8e78-ff893d626a5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f2d0012a-ea97-4ebb-8e78-ff893d626a5f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_63a0de3c-505d-4f15-898e-7440ca26aabb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareBasic_63a0de3c-505d-4f15-898e-7440ca26aabb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDilutedAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_b12447bb-79f2-4e65-938c-71cceea17a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_b12447bb-79f2-4e65-938c-71cceea17a9f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_82e95973-908a-4ea9-878e-dccbb286e53f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_82e95973-908a-4ea9-878e-dccbb286e53f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_12ff0e5b-7baf-469f-a341-e6b11258224a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_12ff0e5b-7baf-469f-a341-e6b11258224a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_573571bc-9760-4038-b83f-89eb16e5bdba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareDiluted_573571bc-9760-4038-b83f-89eb16e5bdba" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofFairValueofSecuritiesDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:to="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbd16767-ae39-4d03-ae29-19cd0f9f09c1_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_bbd16767-ae39-4d03-ae29-19cd0f9f09c1_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_7044ba4f-5c14-4e7d-a248-76fd64a8bb5c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_7044ba4f-5c14-4e7d-a248-76fd64a8bb5c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_b814a8b0-beac-49a6-bbb3-fcbfda60cbe8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_b814a8b0-beac-49a6-bbb3-fcbfda60cbe8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_2e0c64ac-a115-424f-b9ad-17fc599dcb57" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_2e0c64ac-a115-424f-b9ad-17fc599dcb57" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b86eef6a-7bed-436b-90d0-fd6e54fae947" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b86eef6a-7bed-436b-90d0-fd6e54fae947" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_1f0698b8-d0ca-4600-aced-17ba94448a69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_1f0698b8-d0ca-4600-aced-17ba94448a69" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_821f4c39-48ef-4164-813e-058d1d1a0cb0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_821f4c39-48ef-4164-813e-058d1d1a0cb0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_fcd45121-faf2-4b8d-89cb-d91699e87646" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_fcd45121-faf2-4b8d-89cb-d91699e87646" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9318e2f2-4f73-4715-b65b-dfb00379444d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9318e2f2-4f73-4715-b65b-dfb00379444d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_c39260de-bd82-480b-beca-0561a440623d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_c39260de-bd82-480b-beca-0561a440623d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_dd4412a5-7b48-4239-891f-d07022919037" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_dd4412a5-7b48-4239-891f-d07022919037" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_bad14704-daa5-46d7-9bb6-9cfb5d6099d0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_bad14704-daa5-46d7-9bb6-9cfb5d6099d0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_f6db15fc-c719-47f9-bf42-8183ee6b51d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_f6db15fc-c719-47f9-bf42-8183ee6b51d1" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_b843a6b7-5a0a-451c-a673-42f84706f8ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_b843a6b7-5a0a-451c-a673-42f84706f8ca" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_26638aa5-e206-4457-acd2-7597b7a96e03" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_26638aa5-e206-4457-acd2-7597b7a96e03" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_d42b0ea0-038b-4a4d-92b4-cae2a3d62b52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_d42b0ea0-038b-4a4d-92b4-cae2a3d62b52" xlink:type="arc" order="6"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6ba40266-3eb3-4354-9392-4fd2ca1a530f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_6ba40266-3eb3-4354-9392-4fd2ca1a530f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_4de03ef9-dcf4-4d61-9dbd-d541c359d994" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_4de03ef9-dcf4-4d61-9dbd-d541c359d994" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b4c40892-491c-4d2c-8a61-1ec03b5d163a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b4c40892-491c-4d2c-8a61-1ec03b5d163a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_5b00d335-60f8-4f02-85d2-74bfff762278" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_5b00d335-60f8-4f02-85d2-74bfff762278" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_7d87c104-8e6d-43f4-9bf0-b1232feeedb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_7d87c104-8e6d-43f4-9bf0-b1232feeedb1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_c11a6c1d-e04f-40e0-a23a-f96dee86dfe5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_c11a6c1d-e04f-40e0-a23a-f96dee86dfe5" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2e3f4f2a-78ed-47e8-bf26-b74b3d6432d8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2e3f4f2a-78ed-47e8-bf26-b74b3d6432d8" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_5806f59e-df10-43ef-9d46-0aafee53976f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_5806f59e-df10-43ef-9d46-0aafee53976f" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_aa6976d3-3a32-4122-b3da-36ad30a65430" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_aa6976d3-3a32-4122-b3da-36ad30a65430" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_73a6283f-b841-49e2-82d3-5d92301eb9af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_73a6283f-b841-49e2-82d3-5d92301eb9af" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0c8a9330-5584-44ed-bb04-5f96b3f657cc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0c8a9330-5584-44ed-bb04-5f96b3f657cc" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_07c9beb7-f95b-409d-b3f2-b691ba225933" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_07c9beb7-f95b-409d-b3f2-b691ba225933" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_701ffeac-e6df-4876-a875-4004a632ec77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_701ffeac-e6df-4876-a875-4004a632ec77" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_2e96cdff-810a-484f-a82b-263feee75df9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_2e96cdff-810a-484f-a82b-263feee75df9" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_b6d00804-0f6b-4ba0-8f78-1229df5342e0" xlink:href="hbnc-20241231.xsd#hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_b6d00804-0f6b-4ba0-8f78-1229df5342e0" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_e3245847-fe50-4bcd-a80f-eadb095c10f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_e3245847-fe50-4bcd-a80f-eadb095c10f4" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_bf705364-3d63-401c-9e2f-80254324ec34" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_bf705364-3d63-401c-9e2f-80254324ec34" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_dd46165c-9c09-4a7a-85c1-9e8da69ebec0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_dd46165c-9c09-4a7a-85c1-9e8da69ebec0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_3d61408a-af92-4b0b-a951-1b03112484ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_3d61408a-af92-4b0b-a951-1b03112484ba" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_e374c391-c230-426e-a216-c6fe11d5e598" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_e374c391-c230-426e-a216-c6fe11d5e598" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_934d21a7-279a-4765-b973-e538912c6dc9" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_934d21a7-279a-4765-b973-e538912c6dc9" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_59942b92-1bd8-4b3c-8292-08c19308570d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_59942b92-1bd8-4b3c-8292-08c19308570d" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a05392a8-5aea-4882-a30c-38c09512a7ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a05392a8-5aea-4882-a30c-38c09512a7ae" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_f7ab6072-bcc9-4269-8d6e-96ffad45dd62" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_f7ab6072-bcc9-4269-8d6e-96ffad45dd62" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_40509f31-79ea-40c4-af48-921563b72897" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_40509f31-79ea-40c4-af48-921563b72897" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_ebd60067-28e7-4b05-a00d-e21a1b18e6e7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_ebd60067-28e7-4b05-a00d-e21a1b18e6e7" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_32cb8d53-032d-48c7-846d-f8d5c367e725" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_32cb8d53-032d-48c7-846d-f8d5c367e725" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_579ebf47-a28a-4274-bebb-f68b061e7bd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_579ebf47-a28a-4274-bebb-f68b061e7bd4" xlink:type="arc" order="12"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:to="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_990bd6f4-211c-4883-94b5-c5c864754e56_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_990bd6f4-211c-4883-94b5-c5c864754e56_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_90432439-3754-4719-a377-1be2b6c33795" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_90432439-3754-4719-a377-1be2b6c33795" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_00b920e7-8ec5-4432-8124-6cc2e53df6fb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_00b920e7-8ec5-4432-8124-6cc2e53df6fb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_9a5d4d0f-b34b-465e-a683-56f8ec071a7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_9a5d4d0f-b34b-465e-a683-56f8ec071a7f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_e0fc7f72-6ede-43ca-bc96-34376e911470" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_e0fc7f72-6ede-43ca-bc96-34376e911470" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9fa03b07-804d-4937-b9cf-3940a9d945f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9fa03b07-804d-4937-b9cf-3940a9d945f2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_197a3862-113c-47a0-bdcc-a5e67ac6af1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_197a3862-113c-47a0-bdcc-a5e67ac6af1c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fa0860d0-cb67-431d-a6a1-88889e5b64db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fa0860d0-cb67-431d-a6a1-88889e5b64db" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_0d5b9859-cadb-40a3-ab14-e4ca4ed91279" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_0d5b9859-cadb-40a3-ab14-e4ca4ed91279" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_12f57f30-bee8-46df-9f54-f8ae5677982b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_12f57f30-bee8-46df-9f54-f8ae5677982b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_f592a0bc-d4c4-49b4-938b-45a90d428087" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_f592a0bc-d4c4-49b4-938b-45a90d428087" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:to="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_d50d49a7-a92a-4481-97ca-6236fd1eff13" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_d50d49a7-a92a-4481-97ca-6236fd1eff13" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_2dcd3c7a-8e36-4fff-a380-b8290e786a1d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_2dcd3c7a-8e36-4fff-a380-b8290e786a1d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InternallyAssignedRatingMethodologyMember_04324b8d-4646-4334-949c-56b3579c1937" xlink:href="hbnc-20241231.xsd#hbnc_InternallyAssignedRatingMethodologyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:to="loc_hbnc_InternallyAssignedRatingMethodologyMember_04324b8d-4646-4334-949c-56b3579c1937" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_1b3b0599-c973-44bc-94ab-1ac59ae00eb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_1b3b0599-c973-44bc-94ab-1ac59ae00eb1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_8c72a627-d933-41fb-99c9-692fd854f446" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_8c72a627-d933-41fb-99c9-692fd854f446" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_9376d10a-1ad1-4795-aef4-5f7ca2b6330a" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_9376d10a-1ad1-4795-aef4-5f7ca2b6330a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_27f98d44-e87d-48a6-ace7-3af7aba7a372" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_27f98d44-e87d-48a6-ace7-3af7aba7a372" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_099e71b7-05fe-45c6-aaaf-f44e2d953ebf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_099e71b7-05fe-45c6-aaaf-f44e2d953ebf" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_52854e55-e7df-4348-9c46-3e67122a0ec7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_52854e55-e7df-4348-9c46-3e67122a0ec7" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAccruedInterest_dffabab3-ee62-4095-93f1-8d8efc893e88" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAccruedInterest_dffabab3-ee62-4095-93f1-8d8efc893e88" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_a54e9118-0db5-4857-a05a-04884217b0a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_a54e9118-0db5-4857-a05a-04884217b0a6" xlink:type="arc" order="7"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CreditRatingMoodysAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:to="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ExternalCreditRatingMoodysMember_0186b888-d3e6-4eff-b90a-4f5757f34768_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ExternalCreditRatingMoodysMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:to="loc_srt_ExternalCreditRatingMoodysMember_0186b888-d3e6-4eff-b90a-4f5757f34768_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ExternalCreditRatingMoodysMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:to="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MoodysAaaRatingMember_52c78301-b350-4135-a696-17881a07b3e4" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MoodysAaaRatingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_srt_MoodysAaaRatingMember_52c78301-b350-4135-a696-17881a07b3e4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysAARatingMember_368d18a4-1b94-4fa5-bc26-19d7afeb320d" xlink:href="hbnc-20241231.xsd#hbnc_MoodysAARatingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysAARatingMember_368d18a4-1b94-4fa5-bc26-19d7afeb320d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysARatingMember_6166eb09-b46f-4849-8775-7f7750de8ba0" xlink:href="hbnc-20241231.xsd#hbnc_MoodysARatingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysARatingMember_6166eb09-b46f-4849-8775-7f7750de8ba0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBBRatingMember_6e53313c-b97d-4cd3-8a18-f7da5bc9d246" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBBRatingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysBBBRatingMember_6e53313c-b97d-4cd3-8a18-f7da5bc9d246" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBRatingMember_fa4b80f7-feac-423b-b500-c90fafc99dca" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBRatingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysBBRatingMember_fa4b80f7-feac-423b-b500-c90fafc99dca" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysNotRatedMember_b109f213-e4fb-4e9e-893f-03b8d129d285" xlink:href="hbnc-20241231.xsd#hbnc_MoodysNotRatedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysNotRatedMember_b109f213-e4fb-4e9e-893f-03b8d129d285" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:to="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_28ed7e39-a303-41be-8e5e-39ce704bb3c0_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_28ed7e39-a303-41be-8e5e-39ce704bb3c0_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_09a66fad-888e-449d-9615-1c1b5f315351" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_09a66fad-888e-449d-9615-1c1b5f315351" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_c67ac0c6-3f88-4c5f-9c12-8253e58b207e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_c67ac0c6-3f88-4c5f-9c12-8253e58b207e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0b61c53f-c6ac-4648-8798-91f15dc6ed4f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0b61c53f-c6ac-4648-8798-91f15dc6ed4f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_e4515aa4-6c70-4511-b245-780bf6a4e0d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_e4515aa4-6c70-4511-b245-780bf6a4e0d2" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_643c5493-ac6b-4e92-b047-68ed8cdbee0a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_643c5493-ac6b-4e92-b047-68ed8cdbee0a" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_ff09876d-ffc8-4eae-8b02-e19a005d99ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_ff09876d-ffc8-4eae-8b02-e19a005d99ae" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansOutstandingbyPortfolioClassDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_fae996fb-1f99-40fa-b997-59917a45523f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_fae996fb-1f99-40fa-b997-59917a45523f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_128ad8c9-43c6-4c1a-a3f9-a51254f35a04" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_128ad8c9-43c6-4c1a-a3f9-a51254f35a04" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_231d2ef9-3641-43d6-afd8-229a528c7deb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_231d2ef9-3641-43d6-afd8-229a528c7deb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_67594092-3648-4e6b-8cf0-381543866de5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_67594092-3648-4e6b-8cf0-381543866de5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_a8a14b28-8141-407e-a966-3ddd19b13f40" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_a8a14b28-8141-407e-a966-3ddd19b13f40" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_15374806-622a-4a23-97d2-bad25e598538" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_15374806-622a-4a23-97d2-bad25e598538" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_ef7a00c4-d14d-4c4e-8397-95c51f5911ea" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialSpecHomesMember_ef7a00c4-d14d-4c4e-8397-95c51f5911ea" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_5e978fb6-1a0b-40b8-aa98-431b7b2f089b" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_5e978fb6-1a0b-40b8-aa98-431b7b2f089b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_488a082a-dff9-4420-ab0f-5f28a94cd19d" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_488a082a-dff9-4420-ab0f-5f28a94cd19d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_249f68ff-b5b5-4dad-9ee4-8858d4e8c397" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_249f68ff-b5b5-4dad-9ee4-8858d4e8c397" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_52d7b3e0-af37-4991-833d-05ca214cf082" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialConstructionMember_52d7b3e0-af37-4991-833d-05ca214cf082" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_09586303-8d3a-4b3f-aa6a-6d28106a4172" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_MortgageWarehousingMember_09586303-8d3a-4b3f-aa6a-6d28106a4172" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectInstallmentMember_5f5c15b8-dd8a-405a-83f2-87f555bfc51b" xlink:href="hbnc-20241231.xsd#hbnc_DirectInstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_DirectInstallmentMember_5f5c15b8-dd8a-405a-83f2-87f555bfc51b" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectInstallmentMember_110f6da1-0ad8-4865-a866-aa35dc6d94a2" xlink:href="hbnc-20241231.xsd#hbnc_IndirectInstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_IndirectInstallmentMember_110f6da1-0ad8-4865-a866-aa35dc6d94a2" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_e957e1ad-1893-4112-a18b-76cfae796c24" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_us-gaap_HomeEquityLoanMember_e957e1ad-1893-4112-a18b-76cfae796c24" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5ba575f8-8daa-4748-b335-b8d50b167562" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5ba575f8-8daa-4748-b335-b8d50b167562" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_99b6dc1c-5e1b-417a-afec-abf747759674" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_99b6dc1c-5e1b-417a-afec-abf747759674" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_fb6ef4fd-97d5-4e4d-ac96-8932fcea6655" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_fb6ef4fd-97d5-4e4d-ac96-8932fcea6655" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_97b89983-4b06-4780-8678-b541e8cb2ad6_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_97b89983-4b06-4780-8678-b541e8cb2ad6_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_fcc24857-d863-41db-ba66-8cfc5bccfcd2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_fcc24857-d863-41db-ba66-8cfc5bccfcd2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5fb1e6fe-85b6-4930-9a24-33b6d91a508f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5fb1e6fe-85b6-4930-9a24-33b6d91a508f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_e7ed4b36-e2b7-4c97-9dd1-8226cfa75c96" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_e7ed4b36-e2b7-4c97-9dd1-8226cfa75c96" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_daf1501a-fc98-40bd-b477-8a9717de6acb_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:to="loc_srt_RangeMember_daf1501a-fc98-40bd-b477-8a9717de6acb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:to="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_e2c31c72-8880-4ea5-ad85-84eda70a422e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:to="loc_srt_MaximumMember_e2c31c72-8880-4ea5-ad85-84eda70a422e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_2d6e3e63-4e09-4f39-a6d0-be47900bfe3d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:to="loc_srt_MinimumMember_2d6e3e63-4e09-4f39-a6d0-be47900bfe3d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_db223098-a493-4861-bba3-e3c019fbaa85_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_db223098-a493-4861-bba3-e3c019fbaa85_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_GoodPassMember_8ce13779-86b2-4d23-9883-076468e67630" xlink:href="hbnc-20241231.xsd#hbnc_GoodPassMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:to="loc_hbnc_GoodPassMember_8ce13779-86b2-4d23-9883-076468e67630" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SatisfactoryPassMember_48563758-1468-4d80-bfa3-0e7b5d8eeb00" xlink:href="hbnc-20241231.xsd#hbnc_SatisfactoryPassMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:to="loc_hbnc_SatisfactoryPassMember_48563758-1468-4d80-bfa3-0e7b5d8eeb00" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredFeesCostsLoansAndLeases_ea7bf801-318b-4b5b-b8b6-8db45dbbd3e4" xlink:href="hbnc-20241231.xsd#hbnc_DeferredFeesCostsLoansAndLeases"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_DeferredFeesCostsLoansAndLeases_ea7bf801-318b-4b5b-b8b6-8db45dbbd3e4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodOfLoanSoldByMortgageCompany_53d67003-a8f8-4c78-9e30-124ed0deeeb0" xlink:href="hbnc-20241231.xsd#hbnc_PeriodOfLoanSoldByMortgageCompany"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_PeriodOfLoanSoldByMortgageCompany_53d67003-a8f8-4c78-9e30-124ed0deeeb0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumPeriodSeldomHeld_f6c65dd9-77a9-4fb1-8263-de531f425738" xlink:href="hbnc-20241231.xsd#hbnc_MinimumPeriodSeldomHeld"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_MinimumPeriodSeldomHeld_f6c65dd9-77a9-4fb1-8263-de531f425738" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod_ea03f8f7-f0bd-42df-875c-d3c135ab6b91" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMaximumPayOffPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod_ea03f8f7-f0bd-42df-875c-d3c135ab6b91" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome_a32932f7-ecc0-4a5f-8a0d-af867c49a511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableNonaccrualInterestIncome"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome_a32932f7-ecc0-4a5f-8a0d-af867c49a511" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeclosedAssets_107d829f-001c-4d70-980f-be9ea1469db1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ForeclosedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_ForeclosedAssets_107d829f-001c-4d70-980f-be9ea1469db1" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount_942cbc1e-8a6d-405b-a5b1-5c8d199b55db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount_942cbc1e-8a6d-405b-a5b1-5c8d199b55db" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansWithAggregateCreditExposure_d49d7985-4bf2-4aa7-bd8a-f5d2ef48322d" xlink:href="hbnc-20241231.xsd#hbnc_LoansWithAggregateCreditExposure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_LoansWithAggregateCreditExposure_d49d7985-4bf2-4aa7-bd8a-f5d2ef48322d" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus_4948c01a-8cf1-43fb-8b95-6e6c97410f6f" xlink:href="hbnc-20241231.xsd#hbnc_PeriodForLoansMovedToNonAccrualStatus"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus_4948c01a-8cf1-43fb-8b95-6e6c97410f6f" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_b82caa4c-9275-4b53-8dd8-0cefa86eb1a6" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_b82caa4c-9275-4b53-8dd8-0cefa86eb1a6" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_004b287d-b9c6-45cf-a4e6-9d75559575a1" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_004b287d-b9c6-45cf-a4e6-9d75559575a1" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_5659694d-ddbe-427f-a291-afe0ee4340b4" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_5659694d-ddbe-427f-a291-afe0ee4340b4" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_bcd9fc71-ef13-4b86-82be-ac0e6e0fa9e2" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_bcd9fc71-ef13-4b86-82be-ac0e6e0fa9e2" xlink:type="arc" order="12"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_b2003d74-ff27-4124-beab-c33dac7ffba2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_b2003d74-ff27-4124-beab-c33dac7ffba2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_d12a06a8-faa9-4e3d-abbd-77e29aaf207c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_d12a06a8-faa9-4e3d-abbd-77e29aaf207c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_e7e8f0df-ed34-4299-b855-f16239226b54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_e7e8f0df-ed34-4299-b855-f16239226b54" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_dc20067b-d942-49b4-af3e-189c78f9dfc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_dc20067b-d942-49b4-af3e-189c78f9dfc8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2cd12690-2312-47b0-9d4f-b8440827cb0b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2cd12690-2312-47b0-9d4f-b8440827cb0b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_0caa3a31-e037-492d-9cc9-dc3c216dc3d3" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_0caa3a31-e037-492d-9cc9-dc3c216dc3d3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_f190c900-b636-4e4d-81d2-a044491b6d05" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_f190c900-b636-4e4d-81d2-a044491b6d05" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_46810552-d59e-4bb0-8af5-00339917e7b3" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialSpecHomesMember_46810552-d59e-4bb0-8af5-00339917e7b3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_707aeeed-df63-4ef2-880f-1907d20ffe07" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_707aeeed-df63-4ef2-880f-1907d20ffe07" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_26714e7b-78f4-4653-902f-d05833bed95e" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_26714e7b-78f4-4653-902f-d05833bed95e" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_27ccea54-4106-4250-806a-0c68dcdbc8be" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_27ccea54-4106-4250-806a-0c68dcdbc8be" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionLoanMember_63fe70e7-5b85-4592-915b-9a66476066e9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialConstructionLoanMember_63fe70e7-5b85-4592-915b-9a66476066e9" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_a89872f8-a60c-4537-a7fb-226e42b3b381" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_a89872f8-a60c-4537-a7fb-226e42b3b381" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InstallmentMember_d03f95fa-9474-4944-bc8a-e86eeaeedff3" xlink:href="hbnc-20241231.xsd#hbnc_InstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_InstallmentMember_d03f95fa-9474-4944-bc8a-e86eeaeedff3" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectAutoMember_9d261085-22da-4713-ba81-34cfef6b5c15" xlink:href="hbnc-20241231.xsd#hbnc_IndirectAutoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_IndirectAutoMember_9d261085-22da-4713-ba81-34cfef6b5c15" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_5c24a152-7fe1-4b45-939f-d00c0eecd413" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_us-gaap_HomeEquityLoanMember_5c24a152-7fe1-4b45-939f-d00c0eecd413" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_782319c2-115e-4eaa-9a76-ccd7001b90aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_782319c2-115e-4eaa-9a76-ccd7001b90aa" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_c7f2a68e-35ac-4900-975b-123929feec3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_c7f2a68e-35ac-4900-975b-123929feec3b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_5ff5bcfd-2004-4eb0-b3d9-9eef3b5991f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_5ff5bcfd-2004-4eb0-b3d9-9eef3b5991f4" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofPaymentStatusbyClassofLoanDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_a18842c7-a917-4fab-b435-6435afb6c196_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_a18842c7-a917-4fab-b435-6435afb6c196_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_f51bd5f2-c5c2-49b6-bc2b-ab7243a54651" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_f51bd5f2-c5c2-49b6-bc2b-ab7243a54651" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_923d7c1e-db10-42a7-b3fd-0b5ef7ccc0bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_923d7c1e-db10-42a7-b3fd-0b5ef7ccc0bd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_c8332351-3be5-468b-9eea-37b88852d2c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_c8332351-3be5-468b-9eea-37b88852d2c9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8b40a9bc-c488-482b-b85f-3d27755ffa42_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_8b40a9bc-c488-482b-b85f-3d27755ffa42_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_a84b25b2-73b9-4ac9-93e3-30a284f59535" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_a84b25b2-73b9-4ac9-93e3-30a284f59535" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_95d30e85-840f-4b96-9ad0-7151828dfa29" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_95d30e85-840f-4b96-9ad0-7151828dfa29" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_d959844c-daef-4987-a5ce-6c519442ffee" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialSpecHomesMember_d959844c-daef-4987-a5ce-6c519442ffee" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_6a21330a-2af3-4ef3-8901-764b9f8eaec0" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_6a21330a-2af3-4ef3-8901-764b9f8eaec0" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_098aa8f7-0222-4149-b3ad-e66c9aeeaad7" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_098aa8f7-0222-4149-b3ad-e66c9aeeaad7" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_98994f05-6205-4a5f-9c47-de197e1b5d18" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_98994f05-6205-4a5f-9c47-de197e1b5d18" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_87a7b89a-8fb5-4cbd-b14c-2c2638b37aa9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialConstructionMember_87a7b89a-8fb5-4cbd-b14c-2c2638b37aa9" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_c5eb9a05-7516-48f4-8260-66873faaf17e" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_MortgageWarehousingMember_c5eb9a05-7516-48f4-8260-66873faaf17e" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InstallmentMember_10a918bf-2286-435a-a737-3567fec24a30" xlink:href="hbnc-20241231.xsd#hbnc_InstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_InstallmentMember_10a918bf-2286-435a-a737-3567fec24a30" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectAutoMember_9118c14c-2686-460a-8654-6487515e0e4d" xlink:href="hbnc-20241231.xsd#hbnc_IndirectAutoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_IndirectAutoMember_9118c14c-2686-460a-8654-6487515e0e4d" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_769c6665-e52a-4526-9920-e44beb8ed297" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_us-gaap_HomeEquityLoanMember_769c6665-e52a-4526-9920-e44beb8ed297" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6d714c4c-4f79-4c65-a0b9-86b264de6c3f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_6d714c4c-4f79-4c65-a0b9-86b264de6c3f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_d3136c90-27a6-46f9-a220-f2759071ca57" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_d3136c90-27a6-46f9-a220-f2759071ca57" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_80f79bff-743d-4fca-9dce-d1f71953cee7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_80f79bff-743d-4fca-9dce-d1f71953cee7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_eab6163c-9cf3-45ad-8a24-b57953410d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_eab6163c-9cf3-45ad-8a24-b57953410d7f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_618c7603-0e78-4c60-a9aa-d112908b1843" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_618c7603-0e78-4c60-a9aa-d112908b1843" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ea7d6d35-1289-409e-a70e-bd8017caf7fc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ea7d6d35-1289-409e-a70e-bd8017caf7fc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_2c2e75dc-c7ff-4292-88a0-6f77670a8b75" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableRecordedInvestmentNotPastDue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_2c2e75dc-c7ff-4292-88a0-6f77670a8b75" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_3ab6d223-92d7-4fd1-9426-bd6ad1d92866" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_3ab6d223-92d7-4fd1-9426-bd6ad1d92866" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansModifiedLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansModifiedLoansDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansModifiedLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_539fd779-2466-44b8-97a3-76095d6b7004" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_539fd779-2466-44b8-97a3-76095d6b7004" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_d70b09b2-4c0d-4572-b278-5a2c531b7961" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_d70b09b2-4c0d-4572-b278-5a2c531b7961" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_ba08ffcd-44f0-48db-8d54-a2fb0126e211" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_ba08ffcd-44f0-48db-8d54-a2fb0126e211" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_27676bc5-cf53-4f29-a316-02ba9a17afac" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_27676bc5-cf53-4f29-a316-02ba9a17afac" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_9e96b27c-6430-4a52-98ea-aace2c4b645a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_9e96b27c-6430-4a52-98ea-aace2c4b645a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityMember_e07efecb-d3de-4dd8-9faa-aa6d529f3a5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ExtendedMaturityMember_e07efecb-d3de-4dd8-9faa-aa6d529f3a5f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember_44f0bdc5-90d5-4421-a30c-cc2d69cb262f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractualInterestRateReductionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ContractualInterestRateReductionMember_44f0bdc5-90d5-4421-a30c-cc2d69cb262f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentDeferralMember_60805487-4dfb-4eaa-ab8e-69eb55effe1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentDeferralMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_PaymentDeferralMember_60805487-4dfb-4eaa-ab8e-69eb55effe1d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember_acb22ebf-c4dd-4efd-9b05-13adbece6d42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityAndInterestRateReductionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember_acb22ebf-c4dd-4efd-9b05-13adbece6d42" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MultipleModificationsMember_f9d74931-e7a3-45f1-a267-e5b4e0f3fb8f" xlink:href="hbnc-20241231.xsd#hbnc_MultipleModificationsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_hbnc_MultipleModificationsMember_f9d74931-e7a3-45f1-a267-e5b4e0f3fb8f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_2787e79e-b347-4a47-8907-c039d42a1ae5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_2787e79e-b347-4a47-8907-c039d42a1ae5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_3d628abd-30da-4691-90b3-e39c62b00c10" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_3d628abd-30da-4691-90b3-e39c62b00c10" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_74875702-9300-4408-bcbd-36c87d0aff89" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_74875702-9300-4408-bcbd-36c87d0aff89" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_d022bc6a-029f-4934-8fbe-1da3c6a7c3cc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_d022bc6a-029f-4934-8fbe-1da3c6a7c3cc" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_f9d603fc-72a6-4736-83e3-8cba7f547087" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_f9d603fc-72a6-4736-83e3-8cba7f547087" xlink:type="arc" order="4"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansModifiedLoansPastDueDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_ae8469ce-1e42-4422-afaf-895621704aed_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_ae8469ce-1e42-4422-afaf-895621704aed_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_e8fc896b-8b4e-46a8-9d8b-9b1001025508" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_e8fc896b-8b4e-46a8-9d8b-9b1001025508" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7fca581f-47d4-4744-9029-e5776a6c4820_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_7fca581f-47d4-4744-9029-e5776a6c4820_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_e4a98234-c15d-4556-ae7e-0f52e125a34a" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_e4a98234-c15d-4556-ae7e-0f52e125a34a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_d712a21c-55ae-479a-9f8a-add7543b3020" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_d712a21c-55ae-479a-9f8a-add7543b3020" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_72de5a02-13b5-4ca1-84d3-d8e5b8f81b39" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_72de5a02-13b5-4ca1-84d3-d8e5b8f81b39" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialAssetNotPastDueMember_dde16034-8ab7-490e-967c-511b0d7e1968" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialAssetNotPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_us-gaap_FinancialAssetNotPastDueMember_dde16034-8ab7-490e-967c-511b0d7e1968" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancialAsset30To89DaysPastDueMember_b5d73c0a-466d-4c94-a367-4dd3e5d1cd81" xlink:href="hbnc-20241231.xsd#hbnc_FinancialAsset30To89DaysPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_hbnc_FinancialAsset30To89DaysPastDueMember_b5d73c0a-466d-4c94-a367-4dd3e5d1cd81" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_732fb63f-5cea-49c9-b85b-06f7c51a346d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_732fb63f-5cea-49c9-b85b-06f7c51a346d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_3d562efe-b457-46eb-99f5-dfa10b0bd5a7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_3d562efe-b457-46eb-99f5-dfa10b0bd5a7" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofCollateralPledgedLoansDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_25b74553-3b4a-48fb-9799-989cb94e15b2_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:to="loc_us-gaap_CollateralDomain_25b74553-3b4a-48fb-9799-989cb94e15b2_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:to="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralPledgedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:to="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateMember_3c7769c8-04c6-43c7-8cce-216f103dd7b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_us-gaap_RealEstateMember_3c7769c8-04c6-43c7-8cce-216f103dd7b1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquipmentMember_5c2669a3-cd93-420f-a86d-9976fbf8a81b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquipmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_us-gaap_EquipmentMember_5c2669a3-cd93-420f-a86d-9976fbf8a81b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherMember_0746ca80-be5e-4955-b6ad-c500ed47607d" xlink:href="hbnc-20241231.xsd#hbnc_OtherMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_hbnc_OtherMember_0746ca80-be5e-4955-b6ad-c500ed47607d" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7ee8a38c-37e4-4c48-9460-352ec7a0b744_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7ee8a38c-37e4-4c48-9460-352ec7a0b744_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_3ce62c00-24e0-499a-bb7b-fb43d18967c4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_3ce62c00-24e0-499a-bb7b-fb43d18967c4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5ebf07e2-899f-46b1-9487-cb36bb3a694e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_5ebf07e2-899f-46b1-9487-cb36bb3a694e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_8351117a-d8cb-4b78-83b8-df9a663c88a9" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_8351117a-d8cb-4b78-83b8-df9a663c88a9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_f6da1689-2a1f-48c7-a5f2-1d6bde047511" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_f6da1689-2a1f-48c7-a5f2-1d6bde047511" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_d4a84308-a9d1-4c7d-a98c-e74e91482bc8" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_ResidentialSpecHomesMember_d4a84308-a9d1-4c7d-a98c-e74e91482bc8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_e642494e-e967-4683-81b1-f1a6fb5e2c6a" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_e642494e-e967-4683-81b1-f1a6fb5e2c6a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_ad41e0d8-caab-443d-88f1-e954961b2630" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_ad41e0d8-caab-443d-88f1-e954961b2630" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_76cd2b64-68e4-45b6-b127-e69fc8d1c56e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_76cd2b64-68e4-45b6-b127-e69fc8d1c56e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForCreditLossesAllocation_f8c06f9c-0262-4aee-9c71-ab830abeef67" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForCreditLossesAllocation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_hbnc_AllowanceForCreditLossesAllocation_f8c06f9c-0262-4aee-9c71-ab830abeef67" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue_19dc5c9c-3de9-427f-b878-54a081c233a7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue_19dc5c9c-3de9-427f-b878-54a081c233a7" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansbyCreditGradesDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_b16abe79-a505-46b6-a417-5c7f85fb74cb_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_b16abe79-a505-46b6-a417-5c7f85fb74cb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_183e13ab-2dcc-4939-bdb8-eb028169614a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_183e13ab-2dcc-4939-bdb8-eb028169614a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_094fee5a-9066-4c17-ac61-13940d69d50f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_094fee5a-9066-4c17-ac61-13940d69d50f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_7587f691-f996-47e0-8c30-af9b3877fe36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_7587f691-f996-47e0-8c30-af9b3877fe36" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c80ea2c8-97f8-48d3-9872-2b56077c41b3_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c80ea2c8-97f8-48d3-9872-2b56077c41b3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_960d78a7-da79-4498-874b-f086510f81d7" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_960d78a7-da79-4498-874b-f086510f81d7" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_9ae90f3b-9732-4e28-9c4f-1cf543637112" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_9ae90f3b-9732-4e28-9c4f-1cf543637112" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_3ada9d8c-2a4b-47d0-ad79-7425182d4738" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialSpecHomesMember_3ada9d8c-2a4b-47d0-ad79-7425182d4738" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_dc5efd2c-e904-4e85-8235-ac7035a23342" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_dc5efd2c-e904-4e85-8235-ac7035a23342" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_14c6b73a-e211-473e-884b-622df7f8e39f" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_14c6b73a-e211-473e-884b-622df7f8e39f" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_a43efda9-4dc2-421d-b006-0c4b10515ed9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_a43efda9-4dc2-421d-b006-0c4b10515ed9" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_3400e5d4-2796-4f8a-a2c8-13a911081e61" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialConstructionMember_3400e5d4-2796-4f8a-a2c8-13a911081e61" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_968106bb-72b8-4326-a116-f72138a3a1a7" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_MortgageWarehousingMember_968106bb-72b8-4326-a116-f72138a3a1a7" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectInstallmentMember_4573ae1c-e634-4339-8ba7-8fd3ed156406" xlink:href="hbnc-20241231.xsd#hbnc_DirectInstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_DirectInstallmentMember_4573ae1c-e634-4339-8ba7-8fd3ed156406" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectInstallmentMember_ba23a9ed-12b5-4932-8cf0-22bf5a8cb20f" xlink:href="hbnc-20241231.xsd#hbnc_IndirectInstallmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_IndirectInstallmentMember_ba23a9ed-12b5-4932-8cf0-22bf5a8cb20f" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_d189a22e-3f83-445c-9822-f86ee8b4593a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_us-gaap_HomeEquityLoanMember_d189a22e-3f83-445c-9822-f86ee8b4593a" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_d752ed32-6ac8-439f-a679-8325b34fbe97_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_d752ed32-6ac8-439f-a679-8325b34fbe97_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PassMember_bef9a1ee-4149-464e-90e9-570bf09e3e3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PassMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_PassMember_bef9a1ee-4149-464e-90e9-570bf09e3e3f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SpecialMentionMember_fe3bea6a-72a2-4cc4-a119-6644d1220d16" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SpecialMentionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_SpecialMentionMember_fe3bea6a-72a2-4cc4-a119-6644d1220d16" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubstandardMember_0c228eed-f236-4079-af22-9beed638d2e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubstandardMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_SubstandardMember_0c228eed-f236-4079-af22-9beed638d2e3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DoubtfulMember_40001cb9-ec39-4d90-b579-146a83ed9b74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DoubtfulMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_DoubtfulMember_40001cb9-ec39-4d90-b579-146a83ed9b74" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_41922bcb-aa82-42da-9679-9cfb8ad4c849_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:to="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_41922bcb-aa82-42da-9679-9cfb8ad4c849_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:to="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember_33e95bdf-9d91-4135-b5c7-255db8311303" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformingFinancingReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:to="loc_us-gaap_PerformingFinancingReceivableMember_33e95bdf-9d91-4135-b5c7-255db8311303" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember_cf8827f0-4ecc-4ddb-984b-7d3e2dd6dd87" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NonperformingFinancingReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:to="loc_us-gaap_NonperformingFinancingReceivableMember_cf8827f0-4ecc-4ddb-984b-7d3e2dd6dd87" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_47581be9-b3af-4b65-95f4-402672b1c9c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_47581be9-b3af-4b65-95f4-402672b1c9c9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_2dcc4feb-7ffe-4461-86cf-ef8c36e661a9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_2dcc4feb-7ffe-4461-86cf-ef8c36e661a9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_598e7587-97ed-46c0-b765-f2f288ed539d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_598e7587-97ed-46c0-b765-f2f288ed539d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_809122e5-4c38-4cf0-9dfc-5670bae61ba8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_809122e5-4c38-4cf0-9dfc-5670bae61ba8" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_b85b9c8c-179e-4138-9e8a-fc4d5343338c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_b85b9c8c-179e-4138-9e8a-fc4d5343338c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_831d7964-385c-41cf-a56b-97b979c24141" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_831d7964-385c-41cf-a56b-97b979c24141" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_7f573288-ca5d-4f4b-aa23-2e8364f0a31e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_7f573288-ca5d-4f4b-aa23-2e8364f0a31e" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_a6a2be32-d70c-4467-a5b9-070ccdeb8756" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_a6a2be32-d70c-4467-a5b9-070ccdeb8756" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_4b6b8b62-0f48-4c02-b427-0d2c30498712" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_4b6b8b62-0f48-4c02-b427-0d2c30498712" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_83b8cdcc-7dc7-4345-a444-8054a4885115" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_83b8cdcc-7dc7-4345-a444-8054a4885115" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_30b7d2bf-16f9-40e6-983d-80953a8f435d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_30b7d2bf-16f9-40e6-983d-80953a8f435d" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_a0dc10f5-51c1-46b3-bd2d-224a3691be1b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_a0dc10f5-51c1-46b3-bd2d-224a3691be1b" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_ba2c847b-cae5-4c9b-8cb2-5af0949c424d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_ba2c847b-cae5-4c9b-8cb2-5af0949c424d" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_b90109c4-bdcc-40fe-a529-97824e35448a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_b90109c4-bdcc-40fe-a529-97824e35448a" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_e0ab7402-60e9-4f62-80ba-75088794d8ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_e0ab7402-60e9-4f62-80ba-75088794d8ae" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_058d8535-3d40-405d-9a4c-8b1a2638fcff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_058d8535-3d40-405d-9a4c-8b1a2638fcff" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_ce567a9f-a21e-4e17-b514-04681ca00932" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_ce567a9f-a21e-4e17-b514-04681ca00932" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_be3e3c0d-dbec-4888-b00b-ccb3cf193035" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_be3e3c0d-dbec-4888-b00b-ccb3cf193035" xlink:type="arc" order="17"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_5fa18b48-c971-472d-9324-b758dfe60599_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_5fa18b48-c971-472d-9324-b758dfe60599_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_b124307c-057e-46ec-a3ae-4e7b528a62b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_b124307c-057e-46ec-a3ae-4e7b528a62b2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_8d24e554-bfb9-4d69-8bc2-6479fa810e68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_8d24e554-bfb9-4d69-8bc2-6479fa810e68" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_64f1b2db-2ad1-42d0-b749-a82afd3fc6d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_64f1b2db-2ad1-42d0-b749-a82afd3fc6d5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_20ec0352-3302-45da-998c-e996e3ce4a79_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_20ec0352-3302-45da-998c-e996e3ce4a79_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_1fc9a264-f718-44ca-8c12-f235a323e89f" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_1fc9a264-f718-44ca-8c12-f235a323e89f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_5a108188-0e3d-4c04-a015-73629d4a28a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_5a108188-0e3d-4c04-a015-73629d4a28a1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_06e7d8fe-a3eb-4a99-9480-4fe76a893f77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_06e7d8fe-a3eb-4a99-9480-4fe76a893f77" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_54a9f01d-23c0-4c49-bd74-260668e98583" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_54a9f01d-23c0-4c49-bd74-260668e98583" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_5e86b409-8483-4676-abd4-5b1e8d3e7477" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_5e86b409-8483-4676-abd4-5b1e8d3e7477" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_7d60f804-3ebe-4c45-a3c4-0826addbf9c8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_edcae1ad-cf4a-4f51-9b32-44010495e12b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_edcae1ad-cf4a-4f51-9b32-44010495e12b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_46c1fa11-d3a1-4b02-9a3a-f1c112479db3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_46c1fa11-d3a1-4b02-9a3a-f1c112479db3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_7f1259d3-fe83-41d3-830a-e67b7edb7221" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_7f1259d3-fe83-41d3-830a-e67b7edb7221" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_70da0673-a32d-49a5-bd2b-bfe33c31fd3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_70da0673-a32d-49a5-bd2b-bfe33c31fd3c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_45478f52-49c2-4e86-a75f-13183db4fa78_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_45478f52-49c2-4e86-a75f-13183db4fa78_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_b52d8f23-bfcd-4350-97da-5af5ba13a0ac" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_b52d8f23-bfcd-4350-97da-5af5ba13a0ac" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityRollforward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability_792ba681-5d6e-477e-a775-484177733411" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiability_792ba681-5d6e-477e-a775-484177733411" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_565934fb-b807-4e8f-aa92-58cdb0ab7a88" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_565934fb-b807-4e8f-aa92-58cdb0ab7a88" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability_e0d9e574-8ecf-4a26-a585-da6e25fe7d73" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#PremisesandEquipmentDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_8b9e2302-0b02-44fe-ab8f-114efdd4438e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_8b9e2302-0b02-44fe-ab8f-114efdd4438e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LandMember_a5e48101-2964-4d54-99dd-4883a8b06b37" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LandMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_us-gaap_LandMember_a5e48101-2964-4d54-99dd-4883a8b06b37" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_739e1374-7c3a-4053-bc2d-6bf095cffc1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_739e1374-7c3a-4053-bc2d-6bf095cffc1c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FurnitureAndEquipmentMember_1548f67d-bf31-4fa9-be29-5135b0926630" xlink:href="hbnc-20241231.xsd#hbnc_FurnitureAndEquipmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_hbnc_FurnitureAndEquipmentMember_1548f67d-bf31-4fa9-be29-5135b0926630" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_40cd56eb-fb21-4257-8355-cdeb9a80259c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_40cd56eb-fb21-4257-8355-cdeb9a80259c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_c81691ff-1a77-4012-9e23-f314c0f20f21" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_c81691ff-1a77-4012-9e23-f314c0f20f21" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_35326d8c-8ccc-4cf6-ae1d-85aa3ee58144" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_35326d8c-8ccc-4cf6-ae1d-85aa3ee58144" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_41223059-9d39-494f-a542-ccb827ede205" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Depreciation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_Depreciation_41223059-9d39-494f-a542-ccb827ede205" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicingAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansAndLeasesReceivableDisclosureTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:to="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:to="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:to="loc_srt_RangeMember_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:to="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_cb9f8828-dcd0-485e-9d17-32259fa702ff" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:to="loc_srt_MinimumMember_cb9f8828-dcd0-485e-9d17-32259fa702ff" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_f486bfaf-f3c4-46de-bee4-ce6d54ccc490" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:to="loc_srt_MaximumMember_f486bfaf-f3c4-46de-bee4-ce6d54ccc490" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_f209f352-ff57-4d10-b11f-75a7fa24b194_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_f209f352-ff57-4d10-b11f-75a7fa24b194_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_c6f522ea-5eac-4fa2-9b81-c8e4890ca5a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_c6f522ea-5eac-4fa2-9b81-c8e4890ca5a3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPrepaymentRateMember_ac5d9775-bf90-40a6-9f51-2cd3fa027b36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputPrepaymentRateMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:to="loc_us-gaap_MeasurementInputPrepaymentRateMember_ac5d9775-bf90-40a6-9f51-2cd3fa027b36" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding_216e9b84-ab5a-4b46-9a5d-9322f5fb19bb" xlink:href="hbnc-20241231.xsd#hbnc_PrincipalAmountOfServiceLoanOutstanding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:to="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding_216e9b84-ab5a-4b46-9a5d-9322f5fb19bb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetMeasurementInput_a1816854-d914-40da-8603-9c774f423d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetMeasurementInput"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:to="loc_us-gaap_ServicingAssetMeasurementInput_a1816854-d914-40da-8603-9c774f423d7f" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/GoodwillAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:to="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:to="loc_srt_RangeMember_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:to="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_5bafd820-2758-40c9-9422-faca87f8a1be" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_MinimumMember_5bafd820-2758-40c9-9422-faca87f8a1be" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_0d79fe6c-ba77-4ce1-b4bd-7caed3cd8c18" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_MaximumMember_0d79fe6c-ba77-4ce1-b4bd-7caed3cd8c18" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_89e48bba-170b-49d3-8ecc-4b9f9c359e09" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_WeightedAverageMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_WeightedAverageMember_89e48bba-170b-49d3-8ecc-4b9f9c359e09" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CoreDepositsMember_a5586e82-a0df-4fef-92e4-0ccd08167e3e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CoreDepositsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:to="loc_us-gaap_CoreDepositsMember_a5586e82-a0df-4fef-92e4-0ccd08167e3e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_106a2bc8-a798-4557-8c24-442fe56c8861" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_Goodwill_106a2bc8-a798-4557-8c24-442fe56c8861" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_20b6fd1c-bbb8-4493-8734-a47c0868bdbb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillImpairmentLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_20b6fd1c-bbb8-4493-8734-a47c0868bdbb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_c1978dea-1a4b-4a85-9f27-7876a4fa6a74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_c1978dea-1a4b-4a85-9f27-7876a4fa6a74" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_ac01003c-801c-4d87-a06e-a34ca397ce9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_ac01003c-801c-4d87-a06e-a34ca397ce9e" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillScheduleofAmortizableIntangibleAssetsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_5b8f4c18-a8f4-4052-b910-0ffadfd09474_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_5b8f4c18-a8f4-4052-b910-0ffadfd09474_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CoreDepositsMember_10fb8407-4f7d-42e9-8885-be05b8964916" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CoreDepositsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:to="loc_us-gaap_CoreDepositsMember_10fb8407-4f7d-42e9-8885-be05b8964916" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_197a074f-d420-4288-bf0d-5377eb896147" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedCoreDepositsGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_197a074f-d420-4288-bf0d-5377eb896147" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_8b74dac7-a60d-484e-aa54-a019ddf47049" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_8b74dac7-a60d-484e-aa54-a019ddf47049" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofDepositsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:href="hbnc-20241231.xsd#hbnc_DepositsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:href="hbnc-20241231.xsd#hbnc_DepositsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:to="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_42a23ca9-1415-4cd7-b8b7-469861bf93d4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_42a23ca9-1415-4cd7-b8b7-469861bf93d4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_57c9754d-d40b-412f-b0af-b0ae6a8c6607" xlink:href="hbnc-20241231.xsd#hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:to="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_57c9754d-d40b-412f-b0af-b0ae6a8c6607" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_87c6b990-03df-42ff-8174-14702c54d2f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_87c6b990-03df-42ff-8174-14702c54d2f1" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositDemand_32deb06b-5c2f-42f1-b8c1-a23d0768ffd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositDemand"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDomesticDepositDemand_32deb06b-5c2f-42f1-b8c1-a23d0768ffd7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_097652f5-4331-46d0-b12e-7fd42180b8ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsMoneyMarketDeposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_097652f5-4331-46d0-b12e-7fd42180b8ad" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsSavingsDeposits_e329ab49-043d-42b3-8aba-c71a621f46c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsSavingsDeposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_DepositsSavingsDeposits_e329ab49-043d-42b3-8aba-c71a621f46c2" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_fbbfc561-a9ab-48c7-88ac-4c7e443fc4c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_fbbfc561-a9ab-48c7-88ac-4c7e443fc4c6" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherCertificateAndTimeDeposit_b3a724ec-1fca-4188-bf85-e797d9812335" xlink:href="hbnc-20241231.xsd#hbnc_OtherCertificateAndTimeDeposit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_hbnc_OtherCertificateAndTimeDeposit_b3a724ec-1fca-4188-bf85-e797d9812335" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_937b91f0-caa7-438f-9188-86ff9d5f1d14" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_937b91f0-caa7-438f-9188-86ff9d5f1d14" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_e0ce9388-c5ea-49b0-97eb-4c6ea45cd101" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_Deposits_e0ce9388-c5ea-49b0-97eb-4c6ea45cd101" xlink:type="arc" order="7"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DepositsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:href="hbnc-20241231.xsd#hbnc_DepositsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:href="hbnc-20241231.xsd#hbnc_DepositsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:to="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:to="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:to="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:to="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectorAndExecutiveOfficersMember_f7ed95cf-1247-43b5-afb1-4c71cdb603bd" xlink:href="hbnc-20241231.xsd#hbnc_DirectorAndExecutiveOfficersMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:to="loc_hbnc_DirectorAndExecutiveOfficersMember_f7ed95cf-1247-43b5-afb1-4c71cdb603bd" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_3e3fd1d6-d9c3-475f-b307-6da6f33907ee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits100000OrMore"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_3e3fd1d6-d9c3-475f-b307-6da6f33907ee" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_d62b6576-2780-43da-bbd3-1104106bb11d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:to="loc_us-gaap_Deposits_d62b6576-2780-43da-bbd3-1104106bb11d" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:to="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_3438a332-ac60-4c48-af69-bf474de1edd7_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_3438a332-ac60-4c48-af69-bf474de1edd7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RetailDepositMember_e8a4b1eb-8e96-4a66-8136-dc773615e8e9" xlink:href="hbnc-20241231.xsd#hbnc_RetailDepositMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:to="loc_hbnc_RetailDepositMember_e8a4b1eb-8e96-4a66-8136-dc773615e8e9" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BrokeredDepositMember_5403a287-9592-4ade-b4b2-ccd3dc206a01" xlink:href="hbnc-20241231.xsd#hbnc_BrokeredDepositMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:to="loc_hbnc_BrokeredDepositMember_5403a287-9592-4ade-b4b2-ccd3dc206a01" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_299f73b8-ca96-4793-89bf-2b2fa7619e5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_299f73b8-ca96-4793-89bf-2b2fa7619e5f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_b8725dc4-d257-477f-8e1b-68c56de0a331" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_b8725dc4-d257-477f-8e1b-68c56de0a331" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_92be967f-b262-4f6f-9ff7-eba581f3729d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_92be967f-b262-4f6f-9ff7-eba581f3729d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_352312f5-ed9c-4b33-ba12-fa813f9e8487" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_352312f5-ed9c-4b33-ba12-fa813f9e8487" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_78ef98a8-290b-4ea5-9d95-88939d6bf0db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFive"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_78ef98a8-290b-4ea5-9d95-88939d6bf0db" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_09d2b003-f346-4f6d-acb0-edd52721ece8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_09d2b003-f346-4f6d-acb0-edd52721ece8" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits_54b812be-e4ab-4c15-945f-0450cc552a77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDeposits_54b812be-e4ab-4c15-945f-0450cc552a77" xlink:type="arc" order="6"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsScheduleofBorrowingsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:to="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_b88217d1-66d7-451f-aed1-0e6657dbf29b_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:to="loc_srt_RangeMember_b88217d1-66d7-451f-aed1-0e6657dbf29b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:to="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_e719e7eb-9433-47cc-908e-ab099652cdb2" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:to="loc_srt_MinimumMember_e719e7eb-9433-47cc-908e-ab099652cdb2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_785a1868-09a4-4f95-84c9-50ce22cfbe1d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:to="loc_srt_MaximumMember_785a1868-09a4-4f95-84c9-50ce22cfbe1d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_6125d7e1-53fe-4262-adf2-6e9adb01cbf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_6125d7e1-53fe-4262-adf2-6e9adb01cbf4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_7da3e811-0e79-4098-9543-146d1a6a057a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_7da3e811-0e79-4098-9543-146d1a6a057a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsPurchased_12dbb1df-f779-4d30-83b6-212343c5450a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsPurchased"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_FederalFundsPurchased_12dbb1df-f779-4d30-83b6-212343c5450a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveBankFunding_98ac75dc-e728-4c5c-b1a4-8a44b1d2d092" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveBankFunding"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_hbnc_FederalReserveBankFunding_98ac75dc-e728-4c5c-b1a4-8a44b1d2d092" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebt_4ceabea6-771f-4905-aa47-9932b859daad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_SecuredDebt_4ceabea6-771f-4905-aa47-9932b859daad" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_81b64c05-8a70-4f2b-8bba-e52d4ace4266" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_LongTermDebt_81b64c05-8a70-4f2b-8bba-e52d4ace4266" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_93a3a070-e1b3-4866-8750-0eaf9855fecd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_93a3a070-e1b3-4866-8750-0eaf9855fecd" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_9576d1e4-21c6-4b98-bb1e-b0de39694f2b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_9576d1e4-21c6-4b98-bb1e-b0de39694f2b" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4cb131db-5baa-4804-a4aa-79e3df5f43b6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4cb131db-5baa-4804-a4aa-79e3df5f43b6" xlink:type="arc" order="8"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShortTermDebtLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShortTermDebtTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_53d50916-954a-4e4e-b7a4-ebc67b712a5d_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_53d50916-954a-4e4e-b7a4-ebc67b712a5d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_5905aa94-3389-4cc6-b15d-b922ff9dde04" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_5905aa94-3389-4cc6-b15d-b922ff9dde04" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_5602c046-05ff-45cd-84cf-a2c9ac7eb671" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_5602c046-05ff-45cd-84cf-a2c9ac7eb671" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_d4c67750-46ef-4659-8c7a-bb2a3a377f32" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_d4c67750-46ef-4659-8c7a-bb2a3a377f32" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_34c4852c-ec5e-4d54-9731-b313e2eaf853" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_34c4852c-ec5e-4d54-9731-b313e2eaf853" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_e01ed6db-1fc6-4afc-bf86-a29dad6be9e2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_e01ed6db-1fc6-4afc-bf86-a29dad6be9e2" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:to="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:to="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_656d18b3-7908-4ac5-ad81-5e636e2c1e54_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_656d18b3-7908-4ac5-ad81-5e636e2c1e54_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_d4bb4d90-5723-4937-a663-243ba3c6a958" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_d4bb4d90-5723-4937-a663-243ba3c6a958" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_7f6f9a6e-144f-4472-b840-2fc7c0050221" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_7f6f9a6e-144f-4472-b840-2fc7c0050221" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_554b85b5-bcf6-4ebd-943d-917ed101bdf0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_554b85b5-bcf6-4ebd-943d-917ed101bdf0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_84d09891-a1cb-43dd-affe-b1bc48969cdb_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_84d09891-a1cb-43dd-affe-b1bc48969cdb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOvernightMember_d4a2ff2d-3142-4270-ade1-5d8773170b81" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOvernightMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityOvernightMember_d4a2ff2d-3142-4270-ade1-5d8773170b81" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityUpTo30DaysMember_2151d4aa-d6e3-4f92-ac4f-12519d0cbb9b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityUpTo30DaysMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityUpTo30DaysMember_2151d4aa-d6e3-4f92-ac4f-12519d0cbb9b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Maturity30To90DaysMember_624597be-74bc-4150-a84d-1079582e3537" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Maturity30To90DaysMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_Maturity30To90DaysMember_624597be-74bc-4150-a84d-1079582e3537" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOver90DaysMember_19033fe8-3f7b-4e93-b877-768154394bba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOver90DaysMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityOver90DaysMember_19033fe8-3f7b-4e93-b877-768154394bba" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtRepurchaseAgreements_2a040162-02e5-480f-9568-5319a74ee146" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtRepurchaseAgreements"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:to="loc_us-gaap_SecuredDebtRepurchaseAgreements_2a040162-02e5-480f-9568-5319a74ee146" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_ada4857b-405e-45df-a5f1-586762900d98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:to="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_ada4857b-405e-45df-a5f1-586762900d98" xlink:type="arc" order="1"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubordinatedNotesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubordinatedNotesDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SubordinatedNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_308e1cfd-17ad-4d32-b810-f1b55f334677_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_308e1cfd-17ad-4d32-b810-f1b55f334677_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_5e3c5635-094d-4021-bb0d-96a8fd82525a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:to="loc_us-gaap_SecuredDebtMember_5e3c5635-094d-4021-bb0d-96a8fd82525a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebtMember_38a1c6b4-4987-4c94-abb1-edc4f47c3473" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebtMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:to="loc_us-gaap_SubordinatedDebtMember_38a1c6b4-4987-4c94-abb1-edc4f47c3473" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_3adcc4c8-c0a5-406b-ba9b-9c5aa1d05e8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_3adcc4c8-c0a5-406b-ba9b-9c5aa1d05e8b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_a952236f-bb62-45cc-a302-aa1e85d1d45c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_a952236f-bb62-45cc-a302-aa1e85d1d45c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f2aa3578-1502-429e-b30a-8e3c769ecca6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f2aa3578-1502-429e-b30a-8e3c769ecca6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_d7a4c580-a6aa-4460-bef6-f4c0eae87684" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_d7a4c580-a6aa-4460-bef6-f4c0eae87684" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_d64dc30a-1e94-42e0-b9fe-1a5a25766d6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_ExtinguishmentOfDebtAmount_d64dc30a-1e94-42e0-b9fe-1a5a25766d6b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ExtinguishmentOfDebtPriceToPar_2cc658b4-8d83-48eb-9e27-5525f9c31eac" xlink:href="hbnc-20241231.xsd#hbnc_ExtinguishmentOfDebtPriceToPar"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_hbnc_ExtinguishmentOfDebtPriceToPar_2cc658b4-8d83-48eb-9e27-5525f9c31eac" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_e8972a75-72bb-42f5-af2c-bf2530c760d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_e8972a75-72bb-42f5-af2c-bf2530c760d4" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_1758c150-ee46-42dc-9bf5-177ecb76a8c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_1758c150-ee46-42dc-9bf5-177ecb76a8c2" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_630af09e-2d67-48b4-bfea-96e2293375c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_630af09e-2d67-48b4-bfea-96e2293375c0" xlink:type="arc" order="8"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LegalEntityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:to="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_88126e28-f963-4b4a-a47b-afe9d8ee108d_default" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:to="loc_dei_EntityDomain_88126e28-f963-4b4a-a47b-afe9d8ee108d_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:to="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonStatutoryTrustTwoMember_653583e8-a790-4eef-ac79-856100d70358" xlink:href="hbnc-20241231.xsd#hbnc_HorizonStatutoryTrustTwoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HorizonStatutoryTrustTwoMember_653583e8-a790-4eef-ac79-856100d70358" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonBancorpCapitalTrustThreeMember_c6d71c72-0676-4b6b-93f0-d3d821ca62f9" xlink:href="hbnc-20241231.xsd#hbnc_HorizonBancorpCapitalTrustThreeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HorizonBancorpCapitalTrustThreeMember_c6d71c72-0676-4b6b-93f0-d3d821ca62f9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllianceFinancialStatutoryTrustOneMember_0c6d55a4-cf58-4557-85d6-e988e5d96656" xlink:href="hbnc-20241231.xsd#hbnc_AllianceFinancialStatutoryTrustOneMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_AllianceFinancialStatutoryTrustOneMember_0c6d55a4-cf58-4557-85d6-e988e5d96656" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AmTruStatutoryTrustOneMember_169c6218-d584-4455-8347-f884c4c9a1e8" xlink:href="hbnc-20241231.xsd#hbnc_AmTruStatutoryTrustOneMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_AmTruStatutoryTrustOneMember_169c6218-d584-4455-8347-f884c4c9a1e8" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeartlandStatutoryTrustTwoMember_2fc5881b-7b47-4b7c-961d-e4ebc148e71b" xlink:href="hbnc-20241231.xsd#hbnc_HeartlandStatutoryTrustTwoMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HeartlandStatutoryTrustTwoMember_2fc5881b-7b47-4b7c-961d-e4ebc148e71b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CitySavingsTrustMember_4e8dc22d-d679-40d3-b81b-c2967cfe2187" xlink:href="hbnc-20241231.xsd#hbnc_CitySavingsTrustMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_CitySavingsTrustMember_4e8dc22d-d679-40d3-b81b-c2967cfe2187" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:to="loc_us-gaap_RelatedPartyDomain_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:to="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_376fd0c6-38f6-4b60-b235-965d7fafabc5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:to="loc_us-gaap_RelatedPartyMember_376fd0c6-38f6-4b60-b235-965d7fafabc5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_2fd10621-db82-4a38-9bbf-92e3a90a62d2" xlink:href="hbnc-20241231.xsd#hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_2fd10621-db82-4a38-9bbf-92e3a90a62d2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9087c6f2-0495-47e0-b337-a45776cc5243" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9087c6f2-0495-47e0-b337-a45776cc5243" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4bfbf82c-35f0-4e48-a2cd-d941da58e0dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4bfbf82c-35f0-4e48-a2cd-d941da58e0dc" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_75230269-8d7b-43dc-80dc-bb48ea28a8b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_SubordinatedDebt_75230269-8d7b-43dc-80dc-bb48ea28a8b7" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SupplementalExecutiveRetirementPlanDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:to="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_d9581753-a319-4d83-8fac-51703b30358e_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:to="loc_srt_RangeMember_d9581753-a319-4d83-8fac-51703b30358e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:to="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_8e5a2c96-74f1-4c4c-ba3c-d9d5adc91f2b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:to="loc_srt_MinimumMember_8e5a2c96-74f1-4c4c-ba3c-d9d5adc91f2b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_2124e232-9dd0-476e-93f2-6aba74b60c5c" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:to="loc_srt_MaximumMember_2124e232-9dd0-476e-93f2-6aba74b60c5c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_1bfc6f18-217e-4f38-ba45-60b81e1e2e3a" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_1bfc6f18-217e-4f38-ba45-60b81e1e2e3a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust_aeff03b9-458d-4b23-bc98-e707ed766511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesHeldInEmployeeTrust"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust_aeff03b9-458d-4b23-bc98-e707ed766511" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_41271652-3dc4-4c52-a98a-2f1048fac39d" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_41271652-3dc4-4c52-a98a-2f1048fac39d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability_cb424e7c-93dd-4121-b436-0801376596a1" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPLiability"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability_cb424e7c-93dd-4121-b436-0801376596a1" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_a859cc06-25dd-4b37-8ba8-8802455190cb" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_a859cc06-25dd-4b37-8ba8-8802455190cb" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_90f7a331-0752-4dbc-8a92-4297231fdd00" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_90f7a331-0752-4dbc-8a92-4297231fdd00" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/EmployeeBenefitPlansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#EmployeeBenefitPlansDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/EmployeeBenefitPlansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeThriftPlanMember_d18faa55-b8e9-498b-a02e-d9436a410226" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeThriftPlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:to="loc_hbnc_EmployeeThriftPlanMember_d18faa55-b8e9-498b-a02e-d9436a410226" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense_46cfe15b-c65c-4a08-9b68-7841caa59418" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense_46cfe15b-c65c-4a08-9b68-7841caa59418" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_f62b0321-af5c-4550-97ee-1a17029d5010" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_f62b0321-af5c-4550-97ee-1a17029d5010" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCompanySharesOwnedByPlan_f840fb28-1d8b-4e86-8297-ac463a3cd610" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCompanySharesOwnedByPlan"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_hbnc_PercentageOfCompanySharesOwnedByPlan_f840fb28-1d8b-4e86-8297-ac463a3cd610" xlink:type="arc" order="2"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:to="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityDomain_a9935d56-3cc7-4e94-a5b4-6cea9a861d28_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:to="loc_us-gaap_IncomeTaxAuthorityDomain_a9935d56-3cc7-4e94-a5b4-6cea9a861d28_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:to="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StateAndLocalJurisdictionMember_031d202e-63bb-4eb6-b610-6ebac0d3aacf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StateAndLocalJurisdictionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:to="loc_us-gaap_StateAndLocalJurisdictionMember_031d202e-63bb-4eb6-b610-6ebac0d3aacf" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCountryMember_81073014-d8c5-4065-b424-05a5af9c0086" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DomesticCountryMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:to="loc_us-gaap_DomesticCountryMember_81073014-d8c5-4065-b424-05a5af9c0086" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:to="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardNameDomain_4aa622e7-768c-4ca8-b916-0ff6cedc2262_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:to="loc_us-gaap_TaxCreditCarryforwardNameDomain_4aa622e7-768c-4ca8-b916-0ff6cedc2262_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:to="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralBusinessMember_fbfdd377-e693-41f1-bdf0-811bc0d01c1e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GeneralBusinessMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:to="loc_us-gaap_GeneralBusinessMember_fbfdd377-e693-41f1-bdf0-811bc0d01c1e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwards_252ea812-e2fa-4d44-82f9-1a79e4419bb4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwards"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_OperatingLossCarryforwards_252ea812-e2fa-4d44-82f9-1a79e4419bb4" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAmount_628ab8e7-4580-477e-ae19-5e1d34889898" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_TaxCreditCarryforwardAmount_628ab8e7-4580-477e-ae19-5e1d34889898" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTaxCredit_aec7eb82-b3d5-4e28-8ac9-bc131784a6ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentTaxCredit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_InvestmentTaxCredit_aec7eb82-b3d5-4e28-8ac9-bc131784a6ea" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_e56d91f1-9e81-4e82-867e-f2e54e06d17f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_e56d91f1-9e81-4e82-867e-f2e54e06d17f" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_036744b5-ba7e-42ea-958e-fe080bc0887c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_036744b5-ba7e-42ea-958e-fe080bc0887c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_c7b6ef2e-c6ee-4d9e-9ca2-950fa08d0d30" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_c7b6ef2e-c6ee-4d9e-9ca2-950fa08d0d30" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_5811dbfc-13d5-46eb-aff0-864938e42c55_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:to="loc_us-gaap_EquityComponentDomain_5811dbfc-13d5-46eb-aff0-864938e42c55_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:to="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_b474036a-a5d2-4510-ada2-12809b0b0016" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_b474036a-a5d2-4510-ada2-12809b0b0016" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_f07e42cb-5d19-4341-931f-3176708e74a0" xlink:href="hbnc-20241231.xsd#hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_f07e42cb-5d19-4341-931f-3176708e74a0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_a6192304-fa56-422f-a73d-44d9f1eb8b16" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_a6192304-fa56-422f-a73d-44d9f1eb8b16" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_fd6ef82e-4dc8-437a-9ff3-f405cf7cc352" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_fd6ef82e-4dc8-437a-9ff3-f405cf7cc352" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_16b0110f-63e6-4ced-8966-e9942ff7e98b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:to="loc_us-gaap_StockholdersEquity_16b0110f-63e6-4ced-8966-e9942ff7e98b" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:to="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_37275f47-c8fa-4df7-9a2d-a98057a53bfb_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:to="loc_srt_ConsolidatedEntitiesDomain_37275f47-c8fa-4df7-9a2d-a98057a53bfb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:to="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SubsidiariesMember_8ec2726a-e020-48df-99f0-9f5c66c4d00e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_SubsidiariesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:to="loc_srt_SubsidiariesMember_8ec2726a-e020-48df-99f0-9f5c66c4d00e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:to="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_085d5d9c-4ab6-4e64-ae05-5a53516c6e91_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:to="loc_srt_RestatementDomain_085d5d9c-4ab6-4e64-ae05-5a53516c6e91_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:to="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_d8cfcc64-4350-4641-82db-e3df757ff609" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_d8cfcc64-4350-4641-82db-e3df757ff609" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Capital_66cfd9c1-b9ea-45ed-840d-ab966574a609" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Capital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_Capital_66cfd9c1-b9ea-45ed-840d-ab966574a609" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_2b67911f-f6f0-435f-844d-16241d9c03e9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_2b67911f-f6f0-435f-844d-16241d9c03e9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy_260af5be-5a60-454d-8474-8956ca6a41a8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacy"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacy_260af5be-5a60-454d-8474-8956ca6a41a8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_bc11771f-5933-4bc1-876a-609c24ea76a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_bc11771f-5933-4bc1-876a-609c24ea76a5" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_e5dd2d88-4b37-4f49-b4e7-019ca123975b" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_e5dd2d88-4b37-4f49-b4e7-019ca123975b" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_bce53491-f245-4a70-8ee1-d7f70c581aed" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_bce53491-f245-4a70-8ee1-d7f70c581aed" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalized_43c19782-7197-474a-be0b-5b98ba3049a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalized_43c19782-7197-474a-be0b-5b98ba3049a3" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_aec5a19d-1b18-40e8-81b1-17af1b954dd5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_aec5a19d-1b18-40e8-81b1-17af1b954dd5" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_dd9df842-31bb-4a52-819b-86d7a3c92733" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_dd9df842-31bb-4a52-819b-86d7a3c92733" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_cb7e4d38-7c70-4fe0-87ae-eb6aa7d030b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_cb7e4d38-7c70-4fe0-87ae-eb6aa7d030b2" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_7f0c27fb-cdb0-438b-bf38-e8c90ba953a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_7f0c27fb-cdb0-438b-bf38-e8c90ba953a5" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_9a9d4af9-70df-4f57-a770-32f46f39073b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_9a9d4af9-70df-4f57-a770-32f46f39073b" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_37c409b9-6dd4-4921-90d0-b00604e85acb" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_37c409b9-6dd4-4921-90d0-b00604e85acb" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_e75217fd-f9ba-4e88-a152-355acf08ba71" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_e75217fd-f9ba-4e88-a152-355acf08ba71" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_03398360-0840-4883-aff1-e7a7288ea5ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_03398360-0840-4883-aff1-e7a7288ea5ed" xlink:type="arc" order="14"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7fa17d52-f4dd-4322-a198-234439dec18b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7fa17d52-f4dd-4322-a198-234439dec18b" xlink:type="arc" order="15"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapital_e4583361-b0e7-4d4b-87f5-b2a0464c9278" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapital_e4583361-b0e7-4d4b-87f5-b2a0464c9278" xlink:type="arc" order="16"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRatio_6f39c9cf-8047-42d3-9664-c5a2a40516a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRatio"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRatio_6f39c9cf-8047-42d3-9664-c5a2a40516a4" xlink:type="arc" order="17"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9aa198c4-b1ed-492a-b5b1-fb32ce84c5b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9aa198c4-b1ed-492a-b5b1-fb32ce84c5b7" xlink:type="arc" order="18"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_82abacda-9c5f-4266-8ec0-25b8b5697286" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_82abacda-9c5f-4266-8ec0-25b8b5697286" xlink:type="arc" order="19"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_6aad6dd5-6718-4eaf-b862-782d7be452f0" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_6aad6dd5-6718-4eaf-b862-782d7be452f0" xlink:type="arc" order="20"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_42462727-6b4c-4ddc-a0f3-523c9d7eb429" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_42462727-6b4c-4ddc-a0f3-523c9d7eb429" xlink:type="arc" order="21"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_2ad190dd-4b27-414a-a04f-80bc6e970399" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_2ad190dd-4b27-414a-a04f-80bc6e970399" xlink:type="arc" order="22"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_38e07c3e-5f0f-4134-8df2-288d13e81966" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_38e07c3e-5f0f-4134-8df2-288d13e81966" xlink:type="arc" order="23"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapital_fe7bb02c-dce4-49c0-bddf-aa6541fef961" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapital_fe7bb02c-dce4-49c0-bddf-aa6541fef961" xlink:type="arc" order="24"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_2e87b0a1-346a-490c-8b07-82a06f48503c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_2e87b0a1-346a-490c-8b07-82a06f48503c" xlink:type="arc" order="25"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_9a8caba6-aa61-4bea-8a5c-f5fa90d0a90f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_9a8caba6-aa61-4bea-8a5c-f5fa90d0a90f" xlink:type="arc" order="26"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_1cda9226-f836-400a-b758-099d031aa7cb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_1cda9226-f836-400a-b758-099d031aa7cb" xlink:type="arc" order="27"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_b391dedb-93fa-46cd-8d79-a88c2654b0c1" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_b391dedb-93fa-46cd-8d79-a88c2654b0c1" xlink:type="arc" order="28"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_b1cc7813-6f5a-4666-acd9-ded40f2e94a1" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_b1cc7813-6f5a-4666-acd9-ded40f2e94a1" xlink:type="arc" order="29"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_1aac9f1e-9ca9-44fc-b96b-6d73b36472cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_1aac9f1e-9ca9-44fc-b96b-6d73b36472cf" xlink:type="arc" order="30"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_885c054c-bcec-4fad-a789-0f5c7796b5e9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_885c054c-bcec-4fad-a789-0f5c7796b5e9" xlink:type="arc" order="31"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_e191c063-2f8e-4d33-bc90-5c9ccb627c90_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:to="loc_us-gaap_PlanNameDomain_e191c063-2f8e-4d33-bc90-5c9ccb627c90_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:to="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_51cafc6b-2353-48ca-ba92-160a04025165" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandThirteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:to="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_51cafc6b-2353-48ca-ba92-160a04025165" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_ef276d58-81d6-42bf-aa92-60c66c789366" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandTwentyOneEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:to="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_ef276d58-81d6-42bf-aa92-60c66c789366" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_53070689-3dcd-4cf9-a27d-ca92ae7d4d04_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:to="loc_srt_RangeMember_53070689-3dcd-4cf9-a27d-ca92ae7d4d04_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:to="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_274ad4b8-1afd-4714-b1a6-98747c93380a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:to="loc_srt_MinimumMember_274ad4b8-1afd-4714-b1a6-98747c93380a" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_47994653-1aee-4dae-96f7-130e1469e89a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:to="loc_srt_MaximumMember_47994653-1aee-4dae-96f7-130e1469e89a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_13a02180-19f4-4f50-b3f6-99a5c5e29f52_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_13a02180-19f4-4f50-b3f6-99a5c5e29f52_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformanceSharesMember_9531b2a7-4bec-4f4a-b6e5-68e4609d36eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformanceSharesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_us-gaap_PerformanceSharesMember_9531b2a7-4bec-4f4a-b6e5-68e4609d36eb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_1c1d2fd0-9c1b-4b0e-96e4-080fc36f8876" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_us-gaap_EmployeeStockOptionMember_1c1d2fd0-9c1b-4b0e-96e4-080fc36f8876" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RestrictedStockAndPerformanceSharesMember_0f3f9cde-a2d8-4653-b99d-00462f6193b4" xlink:href="hbnc-20241231.xsd#hbnc_RestrictedStockAndPerformanceSharesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_hbnc_RestrictedStockAndPerformanceSharesMember_0f3f9cde-a2d8-4653-b99d-00462f6193b4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3909e473-8b18-4570-bd85-d5809572fba3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3909e473-8b18-4570-bd85-d5809572fba3" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_acb8608d-fbbb-4c9c-b269-92fa50593ff3" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_acb8608d-fbbb-4c9c-b269-92fa50593ff3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_568688aa-8bbc-42ad-993f-8687967cb9d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_568688aa-8bbc-42ad-993f-8687967cb9d1" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_9ee44f94-bad7-4967-81a8-ae14e2fb1603" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_9ee44f94-bad7-4967-81a8-ae14e2fb1603" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_853a88fc-7da8-4905-96fa-734653710f7e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_853a88fc-7da8-4905-96fa-734653710f7e" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_2b66e53b-bc66-410a-96e0-345417f0a337" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_Assets_2b66e53b-bc66-410a-96e0-345417f0a337" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_537570c6-b195-478d-9254-27411e4998ec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_537570c6-b195-478d-9254-27411e4998ec" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0a0cbb7d-eee4-44a4-8713-555b221a3651" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0a0cbb7d-eee4-44a4-8713-555b221a3651" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_46377c0b-2875-446c-9dbc-4a5088a7781f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_46377c0b-2875-446c-9dbc-4a5088a7781f" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_a1c8268a-0296-4102-8fba-3b8d28b5a8aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_a1c8268a-0296-4102-8fba-3b8d28b5a8aa" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_2e00effe-1f00-42e3-8947-545f50517166" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_2e00effe-1f00-42e3-8947-545f50517166" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_91da5f9a-3b19-416e-8baf-a019a83da080" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_91da5f9a-3b19-416e-8baf-a019a83da080" xlink:type="arc" order="11"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_1b5517c4-d823-4edd-aff4-1b8b891689af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_1b5517c4-d823-4edd-aff4-1b8b891689af" xlink:type="arc" order="12"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_2d7d6ee6-d07e-4aac-97f6-4e11ef2cd305" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_2d7d6ee6-d07e-4aac-97f6-4e11ef2cd305" xlink:type="arc" order="13"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_53e36487-39ea-4212-afed-ea1d4361f0f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_53e36487-39ea-4212-afed-ea1d4361f0f1" xlink:type="arc" order="14"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationScheduleofOptionActivityDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:to="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_85a2991d-619a-4176-80a5-7e8e7d941e97_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:to="loc_us-gaap_PlanNameDomain_85a2991d-619a-4176-80a5-7e8e7d941e97_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:to="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_ed016cb9-c7bb-4340-9cb2-ba3d2df0c4b2" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandThirteenEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:to="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_ed016cb9-c7bb-4340-9cb2-ba3d2df0c4b2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_744ea5b6-b17d-45c5-8ba9-3436db4c6000" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_744ea5b6-b17d-45c5-8ba9-3436db4c6000" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_78ff207b-da5c-48cd-915e-d28690c328a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_78ff207b-da5c-48cd-915e-d28690c328a3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_4f21f757-fd23-4cb7-a797-7d0537574b4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_4f21f757-fd23-4cb7-a797-7d0537574b4b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2475ca10-f480-4277-a065-3229c3ab60e7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2475ca10-f480-4277-a065-3229c3ab60e7" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_b8e5b9b5-5e29-461d-8b3a-7f40560808c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_b8e5b9b5-5e29-461d-8b3a-7f40560808c3" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_9a81406d-d441-41ec-b2bc-87bc7bc2cc3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_ff7e0262-16b7-48f6-a40e-6ab042bb03a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_ff7e0262-16b7-48f6-a40e-6ab042bb03a0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_caf95c17-1eee-4933-9929-d7237a724591" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_caf95c17-1eee-4933-9929-d7237a724591" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_7518832b-da99-4708-9309-a7b6b63f7196" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_7518832b-da99-4708-9309-a7b6b63f7196" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_d68bc3e3-cf57-40ae-a2b5-310174d67cb7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_d68bc3e3-cf57-40ae-a2b5-310174d67cb7" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_f4bc873c-43ef-410b-8c09-74885b7f9080" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_f4bc873c-43ef-410b-8c09-74885b7f9080" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9e62c4c4-508f-4e73-8db6-ad940277682d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9e62c4c4-508f-4e73-8db6-ad940277682d" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_04b9049d-ebe6-4d0c-9446-127c7db219a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_58a0db66-9f8c-4475-9d38-c2454aed1997" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_58a0db66-9f8c-4475-9d38-c2454aed1997" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_116978f7-87c2-425f-a283-6aa3db810e83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_116978f7-87c2-425f-a283-6aa3db810e83" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_67927e21-af57-46ba-9b7f-403584e178cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_67927e21-af57-46ba-9b7f-403584e178cf" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_60ba6389-36be-4ca2-9f18-da3e6025803e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_60ba6389-36be-4ca2-9f18-da3e6025803e" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_464d41f1-8b1a-428a-beb4-fb0168a0f29f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_adb21d7f-44ed-4a0b-be2e-7c3d8d15ead8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_adb21d7f-44ed-4a0b-be2e-7c3d8d15ead8" xlink:type="arc" order="8"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:to="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_4c486f43-57c4-4524-9f7e-e9a814af33b6_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_4c486f43-57c4-4524-9f7e-e9a814af33b6_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RestrictedStockAndPerformanceSharesMember_7995cfed-fc35-4170-bb59-24fac070d772" xlink:href="hbnc-20241231.xsd#hbnc_RestrictedStockAndPerformanceSharesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:to="loc_hbnc_RestrictedStockAndPerformanceSharesMember_7995cfed-fc35-4170-bb59-24fac070d772" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:to="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_594f9360-b09d-4f97-a24b-a1fba8172552_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:to="loc_us-gaap_PlanNameDomain_594f9360-b09d-4f97-a24b-a1fba8172552_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:to="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_d5deaabc-f686-4615-a422-277b0e3f4ee6" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandTwentyOneEquityIncentivePlanMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:to="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_d5deaabc-f686-4615-a422-277b0e3f4ee6" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_82a2dd10-7ad9-4583-9aa5-f9d78aff56cd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_82a2dd10-7ad9-4583-9aa5-f9d78aff56cd" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_5f857de4-3893-44d6-9a74-704f5da38c5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_5f857de4-3893-44d6-9a74-704f5da38c5f" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_e2c765cf-2dd5-4930-bda2-679b31a3015e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_e2c765cf-2dd5-4930-bda2-679b31a3015e" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_c8660544-1d69-45fc-896f-ea01e3e34cd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_c8660544-1d69-45fc-896f-ea01e3e34cd4" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6afa0567-e359-4d92-bb73-7c07e0e7b231" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_f1396660-5e03-41fd-937b-cfd06d1fe765" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_f1396660-5e03-41fd-937b-cfd06d1fe765" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_b38b0cc2-3b1f-4350-8c1b-a8979beb73c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_b38b0cc2-3b1f-4350-8c1b-a8979beb73c2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_a8cd26cc-acd8-4eb6-a0f7-550acb78e699" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_a8cd26cc-acd8-4eb6-a0f7-550acb78e699" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_308e7ed1-74c0-4ab0-af3a-142c6bbba3dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_308e7ed1-74c0-4ab0-af3a-142c6bbba3dc" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_4a839dbb-1808-43db-acb7-be9f8d02f75c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsAdditionalInformationDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_07c368f2-f1b8-4a34-9d04-826bca946c0f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_07c368f2-f1b8-4a34-9d04-826bca946c0f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_2a35ae7a-4fe0-440f-8a31-d728e66a8f23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateSwapMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:to="loc_us-gaap_InterestRateSwapMember_2a35ae7a-4fe0-440f-8a31-d728e66a8f23" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_2a440377-3089-4a82-92b3-2cdb6c6b3e89_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:to="loc_us-gaap_HedgingRelationshipDomain_2a440377-3089-4a82-92b3-2cdb6c6b3e89_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:to="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_df97fe66-8207-448f-99c9-2be1cfb3e19b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:to="loc_us-gaap_CashFlowHedgingMember_df97fe66-8207-448f-99c9-2be1cfb3e19b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_8fa98994-ac2a-4871-8410-c538b8fb49ea_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:to="loc_us-gaap_CollateralDomain_8fa98994-ac2a-4871-8410-c538b8fb49ea_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:to="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralPledgedMember_f0acfe07-1453-4d69-b9e0-80c06cfbbe81" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralPledgedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:to="loc_us-gaap_CollateralPledgedMember_f0acfe07-1453-4d69-b9e0-80c06cfbbe81" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAverageFixedInterestRate_959e018b-9b95-4c0f-8e49-bb9a03a67acc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAverageFixedInterestRate"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeAverageFixedInterestRate_959e018b-9b95-4c0f-8e49-bb9a03a67acc" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_fe99abd8-e302-46ae-9b4b-1984f5af0a6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_fe99abd8-e302-46ae-9b4b-1984f5af0a6b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_5d0931a0-e04e-4ee3-acab-aad73d2a24ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_5d0931a0-e04e-4ee3-acab-aad73d2a24ce" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_9f3faa42-90bf-471f-826c-bd6082b2270b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_9f3faa42-90bf-471f-826c-bd6082b2270b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_372d6286-665b-4c4f-8025-f7ff5806aaa0" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_372d6286-665b-4c4f-8025-f7ff5806aaa0" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecurities_8c34bd0d-1b2a-4fda-848b-21ac1346cb70" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_MarketableSecurities_8c34bd0d-1b2a-4fda-848b-21ac1346cb70" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativesFairValueLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:to="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_f43e0939-9e43-4d05-8767-0715815a68de_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:to="loc_us-gaap_HedgingDesignationDomain_f43e0939-9e43-4d05-8767-0715815a68de_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:to="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_b0003355-8cea-4cd9-a495-03ea8c466463" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DesignatedAsHedgingInstrumentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_b0003355-8cea-4cd9-a495-03ea8c466463" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NondesignatedMember_7bc6a3b1-684f-4285-9e7f-eac9867e8c87" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NondesignatedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:to="loc_us-gaap_NondesignatedMember_7bc6a3b1-684f-4285-9e7f-eac9867e8c87" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_5778d2f0-288d-4284-8ccf-6f4cc3a47337_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_5778d2f0-288d-4284-8ccf-6f4cc3a47337_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_7fdfbe70-f7a8-402e-a73b-4296b4e53a80" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_us-gaap_InterestRateContractMember_7fdfbe70-f7a8-402e-a73b-4296b4e53a80" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_fe08c48b-77ff-4371-aa8a-02819a8e71a3" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_hbnc_MortgageLoanContractsMember_fe08c48b-77ff-4371-aa8a-02819a8e71a3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_38fac6f8-dca7-493c-a886-6eb65f8bf982" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_38fac6f8-dca7-493c-a886-6eb65f8bf982" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_73ed7a66-e2c1-443f-aa22-708752c48284" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_73ed7a66-e2c1-443f-aa22-708752c48284" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_971e5edf-65d8-46bc-8ad4-1af0fbff7d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_971e5edf-65d8-46bc-8ad4-1af0fbff7d7f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_40c1f8c1-b41b-4ae0-9d87-d93e07cfa2fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_40c1f8c1-b41b-4ae0-9d87-d93e07cfa2fe" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_6bf62671-23f6-4112-bfef-1f91bbaacb91" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_6bf62671-23f6-4112-bfef-1f91bbaacb91" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_18e699d7-bab7-4693-a111-58bdc162b5b8" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_18e699d7-bab7-4693-a111-58bdc162b5b8" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_2ee4f71e-61d8-42b3-aba3-6f7c7af8ed0c" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_2ee4f71e-61d8-42b3-aba3-6f7c7af8ed0c" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_a04a9a68-a0cd-4503-8599-75aa2ee88a86" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_a04a9a68-a0cd-4503-8599-75aa2ee88a86" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_32d6cd21-c9e7-4fc9-a970-2756d9e4a04f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_32d6cd21-c9e7-4fc9-a970-2756d9e4a04f" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_207f25e3-9b02-4c7a-859f-d475e19e9570" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_207f25e3-9b02-4c7a-859f-d475e19e9570" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_fbad1291-f303-4a04-88ab-212dbb53fe94" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_fbad1291-f303-4a04-88ab-212dbb53fe94" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_f9810430-90ee-4f34-9387-55a8fbfe7bfa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_f9810430-90ee-4f34-9387-55a8fbfe7bfa" xlink:type="arc" order="10"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_894c30a3-b6bd-4e3b-8fbc-0317cd8fc9c8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_894c30a3-b6bd-4e3b-8fbc-0317cd8fc9c8" xlink:type="arc" order="11"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:to="loc_us-gaap_HedgingRelationshipDomain_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:to="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_082d9e6a-7de4-4d47-8d3b-56f45f0e05ef" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:to="loc_us-gaap_CashFlowHedgingMember_082d9e6a-7de4-4d47-8d3b-56f45f0e05ef" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_9549240a-9f18-49fe-8fdf-ec3cf0adefc5_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_9549240a-9f18-49fe-8fdf-ec3cf0adefc5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_b402962b-8356-463a-aa34-23d293c131ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:to="loc_us-gaap_InterestRateContractMember_b402962b-8356-463a-aa34-23d293c131ab" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c01875dc-09c3-42fd-a7cc-6015ed44bd90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c01875dc-09c3-42fd-a7cc-6015ed44bd90" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_db471c29-f2ae-4de3-b076-dae04368657f_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_db471c29-f2ae-4de3-b076-dae04368657f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_23411d5b-d5db-4411-9269-0392430d6135" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_us-gaap_InterestRateContractMember_23411d5b-d5db-4411-9269-0392430d6135" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HedgedItemMember_d5fab25b-9db4-4186-a5bf-523843e7450b" xlink:href="hbnc-20241231.xsd#hbnc_HedgedItemMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_HedgedItemMember_d5fab25b-9db4-4186-a5bf-523843e7450b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_f9f45441-a52d-46ed-9392-7075898d2fb8" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_MortgageLoanContractsMember_f9f45441-a52d-46ed-9392-7075898d2fb8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_8787c139-3e31-4ae9-8476-7db57b634680" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_8787c139-3e31-4ae9-8476-7db57b634680" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_ace530a3-0d33-4b91-907d-0ec88993f3a3_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:to="loc_us-gaap_HedgingRelationshipDomain_ace530a3-0d33-4b91-907d-0ec88993f3a3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:to="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_7da469e2-286e-4736-946a-405b95a3c9af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:to="loc_us-gaap_CashFlowHedgingMember_7da469e2-286e-4736-946a-405b95a3c9af" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueHedgingMember_c0b17016-e572-4853-8547-aa1040db9626" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueHedgingMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:to="loc_us-gaap_FairValueHedgingMember_c0b17016-e572-4853-8547-aa1040db9626" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_06d156d2-503d-4f43-8bb1-dfa00065527a_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:to="loc_us-gaap_HedgingDesignationDomain_06d156d2-503d-4f43-8bb1-dfa00065527a_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:to="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_2957f0c0-22bb-47b8-978e-eb1eb99f6734" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DesignatedAsHedgingInstrumentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_2957f0c0-22bb-47b8-978e-eb1eb99f6734" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NondesignatedMember_028bddf8-1d08-4eda-a3f2-fd90444a41c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NondesignatedMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:to="loc_us-gaap_NondesignatedMember_028bddf8-1d08-4eda-a3f2-fd90444a41c6" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_4ab9e0b9-334b-40e6-b9de-d513ea110e60_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_4ab9e0b9-334b-40e6-b9de-d513ea110e60_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeLoansReceivableMember_1222f390-ebec-4884-a202-f422a625fe10" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeLoansReceivableMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:to="loc_hbnc_InterestIncomeLoansReceivableMember_1222f390-ebec-4884-a202-f422a625fe10" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeInvestmentSecuritiesMember_57d4de3c-686f-4906-90c6-bccb8fd6552e" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeInvestmentSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:to="loc_hbnc_InterestIncomeInvestmentSecuritiesMember_57d4de3c-686f-4906-90c6-bccb8fd6552e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_15f7f264-f4c5-49cd-92a0-292283e4c6eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_15f7f264-f4c5-49cd-92a0-292283e4c6eb" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_76e50651-bb14-4936-ab0a-1bcde77e852e_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_76e50651-bb14-4936-ab0a-1bcde77e852e_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_f792fe01-172e-41fc-b12d-eea32263192e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsRecurringMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_f792fe01-172e-41fc-b12d-eea32263192e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_9af26575-ac9d-4931-bfdd-1bc2198f91a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_9af26575-ac9d-4931-bfdd-1bc2198f91a5" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8b4c9d5d-2de8-4334-b3c1-d1d52e945e3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8b4c9d5d-2de8-4334-b3c1-d1d52e945e3f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_06eebc7f-c8e2-4233-bc0d-73d0b24a7bd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_06eebc7f-c8e2-4233-bc0d-73d0b24a7bd7" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_7d560438-4c62-494b-812b-16c321d87ee3_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_7d560438-4c62-494b-812b-16c321d87ee3_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_0ee7fbc1-5d06-4ccf-88b0-fb7426f1a08e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateSwapMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_us-gaap_InterestRateSwapMember_0ee7fbc1-5d06-4ccf-88b0-fb7426f1a08e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_5dde3bbe-b17d-4c08-a259-04c61b884170" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_5dde3bbe-b17d-4c08-a259-04c61b884170" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_3f2f2b06-0b11-4b74-8a7d-2f2d5b0437c6" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_hbnc_MortgageLoanContractsMember_3f2f2b06-0b11-4b74-8a7d-2f2d5b0437c6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d537292-3d59-49b4-a10c-aa7647b0bcf4_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d537292-3d59-49b4-a10c-aa7647b0bcf4_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_0e44e977-7bfb-4d1a-9f2e-c08a82e8026e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_0e44e977-7bfb-4d1a-9f2e-c08a82e8026e" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_fcffb788-ee75-4982-86f6-d1860d1e6c86" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_fcffb788-ee75-4982-86f6-d1860d1e6c86" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_532cdcc6-29d5-4053-9ffc-cb9ec458c841" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_532cdcc6-29d5-4053-9ffc-cb9ec458c841" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_946b63dd-40b7-4a49-86e8-48a44c367547" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_946b63dd-40b7-4a49-86e8-48a44c367547" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_710924da-d69c-4cd5-90bd-aa7b8037cd42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_710924da-d69c-4cd5-90bd-aa7b8037cd42" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_3c30ca4e-72d1-4fe7-8faf-2a3aed617ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_3c30ca4e-72d1-4fe7-8faf-2a3aed617ab9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_c538b8ed-0456-4f46-93ee-1c6013f67dcb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_DerivativeAssets_c538b8ed-0456-4f46-93ee-1c6013f67dcb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_f4d08c69-3f0a-4a21-8f14-d307608bc926" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_DerivativeLiabilities_f4d08c69-3f0a-4a21-8f14-d307608bc926" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_3691d39b-4bdc-48d2-b182-094523185d84_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_3691d39b-4bdc-48d2-b182-094523185d84_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4db694bd-ed5c-40c3-a56b-0d36ccbdbcbb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4db694bd-ed5c-40c3-a56b-0d36ccbdbcbb" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_eaa93585-9a73-4423-9607-fd2341cf301c_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_eaa93585-9a73-4423-9607-fd2341cf301c_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_d32ab1fb-25ab-4e1e-a3d9-b6d5a1d7285f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_d32ab1fb-25ab-4e1e-a3d9-b6d5a1d7285f" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_22813e31-7725-4c56-8953-aa01ee160327" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_22813e31-7725-4c56-8953-aa01ee160327" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_9c1f2aee-73bc-4766-a390-267d737772a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_9c1f2aee-73bc-4766-a390-267d737772a4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansFairValueDisclosure_dee9a205-7579-459b-aa80-9f30f49913a4" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:to="loc_hbnc_CollateralDependentLoansFairValueDisclosure_dee9a205-7579-459b-aa80-9f30f49913a4" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_535d9c34-504c-4c27-a09b-30a49dd1a426" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_535d9c34-504c-4c27-a09b-30a49dd1a426" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_3250c09e-e68e-4313-ad21-ab54f8ec8141" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_3250c09e-e68e-4313-ad21-ab54f8ec8141" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_0b96ffdd-a1ec-4fd4-8787-760960474832_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_0b96ffdd-a1ec-4fd4-8787-760960474832_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_c2d0122a-d03a-427a-b0ff-aed211af5b52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_c2d0122a-d03a-427a-b0ff-aed211af5b52" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_00935bc2-910f-4b89-a8fa-c3593482116b" xlink:href="hbnc-20241231.xsd#hbnc_LoansTransferredToHeldForSaleFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:to="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_00935bc2-910f-4b89-a8fa-c3593482116b" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_9cebe4b8-57c2-4f7e-975f-209d231e359f_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:to="loc_srt_RangeMember_9cebe4b8-57c2-4f7e-975f-209d231e359f_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:to="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_fddb8d24-03a3-4859-a73a-01fde64069bd" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_MinimumMember_fddb8d24-03a3-4859-a73a-01fde64069bd" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_b9a3f064-357a-4adf-b871-3badde7a9842" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_MaximumMember_b9a3f064-357a-4adf-b871-3badde7a9842" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_e78358b9-7027-4a7d-89cb-3cc2aef8189a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_WeightedAverageMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_WeightedAverageMember_e78358b9-7027-4a7d-89cb-3cc2aef8189a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_08996a9f-32a7-40c0-8465-14a93e9c5719_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_08996a9f-32a7-40c0-8465-14a93e9c5719_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_56ea729b-70cc-4454-8837-bb6163dbbdbe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_56ea729b-70cc-4454-8837-bb6163dbbdbe" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_cac50881-5dcf-4582-8238-5c1bf6174170_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_cac50881-5dcf-4582-8238-5c1bf6174170_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansMember_897686cf-a723-4ab4-8a0e-4f11bea9d495" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:to="loc_hbnc_CollateralDependentLoansMember_897686cf-a723-4ab4-8a0e-4f11bea9d495" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_ce4e1f28-7163-4072-92e5-60f6b6732103" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_ce4e1f28-7163-4072-92e5-60f6b6732103" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementsValuationTechnique_dcc91ade-8676-4514-8cda-8fa07f815db1" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementsValuationTechnique"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_FairValueMeasurementsValuationTechnique_dcc91ade-8676-4514-8cda-8fa07f815db1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_55b8cca1-40aa-4b53-af09-60437fda05d7" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_55b8cca1-40aa-4b53-af09-60437fda05d7" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_9f863fc6-08d3-4832-bbc7-15b806b88a4a" xlink:href="hbnc-20241231.xsd#hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_9f863fc6-08d3-4832-bbc7-15b806b88a4a" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#FairValueofFinancialInstrumentsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_35a48cb5-eebe-4e0f-8296-350c6046d060_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_35a48cb5-eebe-4e0f-8296-350c6046d060_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_ca3829a4-7f40-4e19-9d09-08e0f52061f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_ca3829a4-7f40-4e19-9d09-08e0f52061f1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_ef572412-0aad-4550-b1f9-6d1bfc4a8429_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_ef572412-0aad-4550-b1f9-6d1bfc4a8429_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_fda4f6f0-47b1-4c4a-8644-6fba0b63fcc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_fda4f6f0-47b1-4c4a-8644-6fba0b63fcc8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_adf139df-3b39-41f1-8251-682fd387b6c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_adf139df-3b39-41f1-8251-682fd387b6c5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_3b1f0d10-ad81-4596-9f78-2f45adffe79a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_3b1f0d10-ad81-4596-9f78-2f45adffe79a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_d870bb2d-13ea-438c-afdc-f66b3e41c2d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_CashAndDueFromBanks_d870bb2d-13ea-438c-afdc-f66b3e41c2d5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_baa760e6-f449-499f-8680-678e45934cb8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_baa760e6-f449-499f-8680-678e45934cb8" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsSold_0494e7b9-33ef-48d6-9b59-e7fc0f244131" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsSold"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FederalFundsSold_0494e7b9-33ef-48d6-9b59-e7fc0f244131" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0ba1b922-7271-4eb4-8cc4-c704529a469d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0ba1b922-7271-4eb4-8cc4-c704529a469d" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestBearingTimeDeposits_7c41fd1d-8404-4312-9a8b-42d62568ed38" xlink:href="hbnc-20241231.xsd#hbnc_InterestBearingTimeDeposits"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_hbnc_InterestBearingTimeDeposits_7c41fd1d-8404-4312-9a8b-42d62568ed38" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_2abbdb09-c5e8-4945-bf78-f8b2e3944982" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_2abbdb09-c5e8-4945-bf78-f8b2e3944982" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_6703a597-d9ba-41ec-ae5d-2acebd9f6423" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_6703a597-d9ba-41ec-ae5d-2acebd9f6423" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_d87568a3-899b-4552-a1a2-59fb9cf06e4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_d87568a3-899b-4552-a1a2-59fb9cf06e4b" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_384d7f79-2d77-413b-b6c2-a5e2218bb50e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_384d7f79-2d77-413b-b6c2-a5e2218bb50e" xlink:type="arc" order="9"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_9d7da485-4361-4843-92d4-2abb8e81d1da" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_9d7da485-4361-4843-92d4-2abb8e81d1da" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_0db044ed-cdac-43f1-929f-fc29eb259237" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_0db044ed-cdac-43f1-929f-fc29eb259237" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2f98a6b6-6bf1-475a-b164-780d36d3ce50" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2f98a6b6-6bf1-475a-b164-780d36d3ce50" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_ae230cad-ac71-4223-b9d8-653c5ad69d3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_SubordinatedDebt_ae230cad-ac71-4223-b9d8-653c5ad69d3a" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_a07c80f2-f219-46da-b9e6-6811c55e9756" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_a07c80f2-f219-46da-b9e6-6811c55e9756" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_5a96b60b-b744-4602-aadc-4eb71f01c22b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_5a96b60b-b744-4602-aadc-4eb71f01c22b" xlink:type="arc" order="6"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:to="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_c261ff9d-a78c-42d8-8850-cde3cb3ef207_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:to="loc_srt_ConsolidatedEntitiesDomain_c261ff9d-a78c-42d8-8850-cde3cb3ef207_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:to="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_6b94cf08-9bc5-4d15-af17-2e7019d61dd0" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:to="loc_srt_ParentCompanyMember_6b94cf08-9bc5-4d15-af17-2e7019d61dd0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a3591d02-274b-400a-a05d-163de6f2c8d3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a3591d02-274b-400a-a05d-163de6f2c8d3" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInBank_01ee4195-082f-4dd2-8d13-174901280ec9" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInBank"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_hbnc_InvestmentInBank_01ee4195-082f-4dd2-8d13-174901280ec9" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_230d9af2-f91b-4f45-b496-6ee2c72474d9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_OtherAssets_230d9af2-f91b-4f45-b496-6ee2c72474d9" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_c92793d1-e83a-4e3e-9324-8ab29031cd39" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_Assets_c92793d1-e83a-4e3e-9324-8ab29031cd39" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures_a066eaa4-76e0-405c-800c-1c6602d0ba71" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_hbnc_SubordinatedDebentures_a066eaa4-76e0-405c-800c-1c6602d0ba71" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures_c2830b18-a154-4cb5-bd66-cfa9c5ffd79a" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_hbnc_JuniorSubordinatedDebentures_c2830b18-a154-4cb5-bd66-cfa9c5ffd79a" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_e063b720-b925-46c7-8f67-81b4664839bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_us-gaap_OtherLiabilities_e063b720-b925-46c7-8f67-81b4664839bf" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_dee1af50-e8d5-40a3-a5bd-9fad19e058a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_StockholdersEquity_dee1af50-e8d5-40a3-a5bd-9fad19e058a4" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_31c87de5-a9d2-4ed5-82c2-11c189049791" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_31c87de5-a9d2-4ed5-82c2-11c189049791" xlink:type="arc" order="3"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementsCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:to="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_4b2b434f-0bee-4cc9-a965-401be4312b00_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:to="loc_srt_ConsolidatedEntitiesDomain_4b2b434f-0bee-4cc9-a965-401be4312b00_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:to="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_4bd52fbd-3f5c-4546-9f45-e15a7001d008" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:to="loc_srt_ParentCompanyMember_4bd52fbd-3f5c-4546-9f45-e15a7001d008" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLossAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendIncomeOperating_78b75dd5-16a1-4dc0-9c2f-4a1934de60f9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendIncomeOperating"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_DividendIncomeOperating_78b75dd5-16a1-4dc0-9c2f-4a1934de60f9" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_96957ca5-e49d-4b56-89e1-687b2dc676bb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_InterestExpense_96957ca5-e49d-4b56-89e1-687b2dc676bb" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_729fe100-98c0-4b48-bb77-3e0f4dcb4b69" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_729fe100-98c0-4b48-bb77-3e0f4dcb4b69" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_ee26822c-0047-401c-9b0c-e544f3367268" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_LaborAndRelatedExpense_ee26822c-0047-401c-9b0c-e544f3367268" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_5751e6cb-3eb2-4f80-8ecb-04365d8d1b4f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_OtherOperatingIncomeExpenseNet_5751e6cb-3eb2-4f80-8ecb-04365d8d1b4f" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_f98b70e8-d229-4051-8361-72182ba2f838" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_f98b70e8-d229-4051-8361-72182ba2f838" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_80a1eb2e-17f1-4744-bba5-bde8e2fc05d0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_80a1eb2e-17f1-4744-bba5-bde8e2fc05d0" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_eacc0321-661b-4e96-b9cf-b1100f78b94b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_eacc0321-661b-4e96-b9cf-b1100f78b94b" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_a90c9c57-4fa5-44d1-9c30-2d5a43148a29" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_a90c9c57-4fa5-44d1-9c30-2d5a43148a29" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_324b3b82-1997-499a-bd64-e6cf96d0f43f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_324b3b82-1997-499a-bd64-e6cf96d0f43f" xlink:type="arc" order="5"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:to="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_8c86d682-59ce-4a68-90f4-e6d1d0a8df54_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:to="loc_srt_ConsolidatedEntitiesDomain_8c86d682-59ce-4a68-90f4-e6d1d0a8df54_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:to="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_3fad4878-e704-4069-aca5-678301a03dff" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:to="loc_srt_ParentCompanyMember_3fad4878-e704-4069-aca5-678301a03dff" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_04911dd5-dfce-49b8-a919-9971db7d2e4c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_NetIncomeLoss_04911dd5-dfce-49b8-a919-9971db7d2e4c" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_836a5207-b101-4883-8328-1e5c0cdcdc7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_836a5207-b101-4883-8328-1e5c0cdcdc7f" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_cb8cd132-83b1-407e-a65f-157f2fa9c6bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_cb8cd132-83b1-407e-a65f-157f2fa9c6bf" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_c5f78d4d-e360-49f4-bdf9-5a0e879ff27a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_c5f78d4d-e360-49f4-bdf9-5a0e879ff27a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_074681d6-255c-4c29-b2db-c5b88b570f8c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_074681d6-255c-4c29-b2db-c5b88b570f8c" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_12b5ce0b-e006-476d-bb78-25559141135c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_12b5ce0b-e006-476d-bb78-25559141135c" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_db34cdd9-dee7-42e2-aaf2-709422c8907d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_db34cdd9-dee7-42e2-aaf2-709422c8907d" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_67af9be3-f2a7-4f7d-a4a9-69a7787ac6b8" xlink:href="hbnc-20241231.xsd#hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_67af9be3-f2a7-4f7d-a4a9-69a7787ac6b8" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_984edf8f-5887-4343-b4cc-1e013bb11d48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_984edf8f-5887-4343-b4cc-1e013bb11d48" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_7e930766-c55b-4d9a-b622-3f90b3511d96" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_7e930766-c55b-4d9a-b622-3f90b3511d96" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_eb8ace0a-573b-4d15-870c-3bba2e87606b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_eb8ace0a-573b-4d15-870c-3bba2e87606b" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1a3f061d-ac16-4b78-858a-2e0917b51ac8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1a3f061d-ac16-4b78-858a-2e0917b51ac8" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_b0cf7219-b10d-47f1-acde-d71ccf5a6486" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_b0cf7219-b10d-47f1-acde-d71ccf5a6486" xlink:type="arc" order="4"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:to="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3ec820f5-324e-4e1b-b0ac-c994511f9fe5_default" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3ec820f5-324e-4e1b-b0ac-c994511f9fe5_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_03f9da1a-e3d1-4ab1-9d45-fc03de0d803b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:to="loc_srt_ParentCompanyMember_03f9da1a-e3d1-4ab1-9d45-fc03de0d803b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_f8ee0c0d-c75b-4cc0-a5c2-59583535573a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_NetIncomeLoss_f8ee0c0d-c75b-4cc0-a5c2-59583535573a" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_ada14557-7e36-4204-bdd3-a611bdfdf29d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_ada14557-7e36-4204-bdd3-a611bdfdf29d" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_cd5bd6b3-0612-4f1d-bcc2-eb44c2bbfc68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_ShareBasedCompensation_cd5bd6b3-0612-4f1d-bcc2-eb44c2bbfc68" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_186bff31-a72c-4fb3-b184-f046a2d0b158" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_186bff31-a72c-4fb3-b184-f046a2d0b158" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_9a468f5b-a220-42de-aabc-8e0921dc02f7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_9a468f5b-a220-42de-aabc-8e0921dc02f7" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_260fb20e-03ea-4900-9775-756c889e5a1a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_260fb20e-03ea-4900-9775-756c889e5a1a" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForContributedCapital_7a5aa2cc-6871-4613-8a7a-ee7fd8ad4671" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForContributedCapital"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_hbnc_PaymentsForContributedCapital_7a5aa2cc-6871-4613-8a7a-ee7fd8ad4671" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_4c5d5cc8-45b1-4820-9556-b7590e0730d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_4c5d5cc8-45b1-4820-9556-b7590e0730d2" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_7cd15bcc-bca9-4665-bbe1-f5b70ecba0d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_7cd15bcc-bca9-4665-bbe1-f5b70ecba0d1" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInBorrowings_7c1baab4-c448-433c-8199-eb8a069dcbe0" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInBorrowings"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_hbnc_IncreaseDecreaseInBorrowings_7c1baab4-c448-433c-8199-eb8a069dcbe0" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_755da0b9-2342-48d5-9a04-5ff7f8ab1dde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_755da0b9-2342-48d5-9a04-5ff7f8ab1dde" xlink:type="arc" order="2"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_833c113d-af20-446a-9bfe-1216b1f3a2fd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_833c113d-af20-446a-9bfe-1216b1f3a2fd" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_c090d030-4270-4d9a-80f1-fe8f5efe0935" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_c090d030-4270-4d9a-80f1-fe8f5efe0935" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_1ebea87e-3293-4aee-8db2-b874f03fb17a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_1ebea87e-3293-4aee-8db2-b874f03fb17a" xlink:type="arc" order="5"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_fbb2d5e8-a618-444e-9228-c8dbd3f913f9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_fbb2d5e8-a618-444e-9228-c8dbd3f913f9" xlink:type="arc" order="6"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_43e919ed-5647-4fe5-989a-f25326b88dee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_43e919ed-5647-4fe5-989a-f25326b88dee" xlink:type="arc" order="7"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_05035c82-a820-40f9-9ab6-7fb4edd0bd74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_05035c82-a820-40f9-9ab6-7fb4edd0bd74" xlink:type="arc" order="8"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_f5e40647-8900-4a6d-96f0-c69740623af6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_f5e40647-8900-4a6d-96f0-c69740623af6" xlink:type="arc" order="3"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_f3e4b5b8-7285-4baa-9d79-e0b044bca594" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_f3e4b5b8-7285-4baa-9d79-e0b044bca594" xlink:type="arc" order="4"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e388681c-f98e-4d07-86f3-5bd869f10891" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubsequentEventsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubsequentEventsDetails"/>
  <link:definitionLink xlink:role="http://accesshorizon.com/role/SubsequentEventsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:to="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:type="arc" order="1" xbrldt:closed="true" xbrldt:contextElement="segment"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:from="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_dd32f67b-dc4b-4584-9a74-4df8850d6efb_default" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_dd32f67b-dc4b-4584-9a74-4df8850d6efb_default" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:type="arc" order="1"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_ff52f343-4efa-4620-b1ba-e00f9610683b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventMember"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:to="loc_us-gaap_SubsequentEventMember_ff52f343-4efa-4620-b1ba-e00f9610683b" xlink:type="arc" order="0"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_497c200e-66f5-46c5-9b89-16cf9c516eed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_497c200e-66f5-46c5-9b89-16cf9c516eed" xlink:type="arc" order="0"/>
  </link:definitionLink>
  <link:roleRef roleURI="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" xlink:type="simple" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-roles-2024.xsd#eedm"/>
  <link:definitionLink xlink:role="http://fasb.org/us-gaap/role/eedm/ExtensibleEnumerationLists" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestReceivable"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_AssetsAbstract" xlink:to="loc_us-gaap_InterestReceivable" xlink:type="arc" order="101"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_c5fcf8b2-7fde-4bf9-938e-81401a611a7d" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingIncomeLossNetOfImpairment"/>
    <link:definitionArc xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="loc_us-gaap_IncomeStatementAbstract" xlink:to="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_c5fcf8b2-7fde-4bf9-938e-81401a611a7d" xlink:type="arc" order="691"/>
  </link:definitionLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.LAB
<SEQUENCE>12
<FILENAME>hbnc-20241231_lab.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION LABEL LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodStartLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/netLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd#netLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedNetLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTerseLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedPeriodEndLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedLabel"/>
  <link:roleRef roleURI="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="simple" xlink:href="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd#negatedTotalLabel"/>
  <link:labelLink xlink:role="http://www.xbrl.org/2003/role/link" xlink:type="extended">
    <link:label id="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_abb17235-0607-45ee-a481-6dd1680bace7_terseLabel_en-US" xlink:label="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment program, proportional amortization method, elected, commitment</link:label>
    <link:label id="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_label_en-US" xlink:label="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Program, Proportional Amortization Method, Elected, Commitment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:to="lab_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_c2db0b1d-2cb4-45ee-8a6d-985e83956044_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage loans in process of foreclosure, amount</link:label>
    <link:label id="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount_label_en-US" xlink:label="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Loans in Process of Foreclosure, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:to="lab_us-gaap_MortgageLoansInProcessOfForeclosureAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InterestBearingTimeDeposits_cccac7aa-dd15-4163-a20e-c2650caa773b_terseLabel_en-US" xlink:label="lab_hbnc_InterestBearingTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest earning time deposits</link:label>
    <link:label id="lab_hbnc_InterestBearingTimeDeposits_label_en-US" xlink:label="lab_hbnc_InterestBearingTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Time Deposits</link:label>
    <link:label id="lab_hbnc_InterestBearingTimeDeposits_documentation_en-US" xlink:label="lab_hbnc_InterestBearingTimeDeposits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest-Bearing Time Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestBearingTimeDeposits" xlink:href="hbnc-20241231.xsd#hbnc_InterestBearingTimeDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InterestBearingTimeDeposits" xlink:to="lab_hbnc_InterestBearingTimeDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_04d61b12-2876-40a0-9a30-4d2c628a9326_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Items not requiring (providing) cash</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_602be014-d6ce-4c4a-8e6b-c79253c0fb14_verboseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Items not requiring (providing) cash</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bd55162d-9b3e-4707-b54e-5fb5f3ef933c_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_19402caa-0423-497a-ab72-c729eb1698ec_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal statutory income tax at 21%</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:to="lab_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CollateralDomain_2d8d9f3e-706e-44b3-b1d3-b8ca0491f355_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral [Domain]</link:label>
    <link:label id="lab_us-gaap_CollateralDomain_label_en-US" xlink:label="lab_us-gaap_CollateralDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral Held [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CollateralDomain" xlink:to="lab_us-gaap_CollateralDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CoverAbstract_a55c80ee-349c-42f9-80cf-4af3aa00e127_terseLabel_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:label id="lab_dei_CoverAbstract_label_en-US" xlink:label="lab_dei_CoverAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cover [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CoverAbstract" xlink:to="lab_dei_CoverAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ResidentialConstructionLoanMember_2f256724-0bac-424f-a512-666a143bbdc2_terseLabel_en-US" xlink:label="lab_hbnc_ResidentialConstructionLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential construction</link:label>
    <link:label id="lab_hbnc_ResidentialConstructionLoanMember_label_en-US" xlink:label="lab_hbnc_ResidentialConstructionLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Construction Loan [Member]</link:label>
    <link:label id="lab_hbnc_ResidentialConstructionLoanMember_documentation_en-US" xlink:label="lab_hbnc_ResidentialConstructionLoanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Construction Loan [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionLoanMember" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionLoanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ResidentialConstructionLoanMember" xlink:to="lab_hbnc_ResidentialConstructionLoanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_7e984f8b-5c8e-40b0-81d6-ee93a518b626_totalLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net Change in Cash and Cash Equivalents</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:to="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PaymentsForProceedsFromFinancingReceivable_c9516a6b-6084-4cfb-bafd-b309b3bc0188_negatedLabel_en-US" xlink:label="lab_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net change in loans</link:label>
    <link:label id="lab_hbnc_PaymentsForProceedsFromFinancingReceivable_label_en-US" xlink:label="lab_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments For (Proceeds From) Financing Receivable</link:label>
    <link:label id="lab_hbnc_PaymentsForProceedsFromFinancingReceivable_documentation_en-US" xlink:label="lab_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payments For (Proceeds From) Financing Receivable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForProceedsFromFinancingReceivable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:to="lab_hbnc_PaymentsForProceedsFromFinancingReceivable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_6a1b334c-fbff-4255-9004-65b80bf08885_negatedLabel_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank stock dividends</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_label_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_documentation_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities federal home loan bank stock dividends.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:to="lab_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MeasurementInputDiscountRateMember_1b260ab6-e3d9-48eb-a36a-da0af890982f_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Input, Discount Rate</link:label>
    <link:label id="lab_us-gaap_MeasurementInputDiscountRateMember_label_en-US" xlink:label="lab_us-gaap_MeasurementInputDiscountRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Input, Discount Rate [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MeasurementInputDiscountRateMember" xlink:to="lab_us-gaap_MeasurementInputDiscountRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityDomain_edb4907b-51a7-4331-aad2-f2f2c9ec36c7_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Jurisdiction [Domain]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityDomain_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Jurisdiction [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain" xlink:to="lab_us-gaap_IncomeTaxAuthorityDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedIncomeStatementsCaptionsLineItems_39497419-0da4-4bf2-b5ef-4efcd8e682f6_terseLabel_en-US" xlink:label="lab_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedIncomeStatementsCaptionsLineItems_label_en-US" xlink:label="lab_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statements, Captions [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementsCaptionsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:to="lab_srt_CondensedIncomeStatementsCaptionsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_TradingSymbol_3e8c8368-d929-43b7-a55c-1128d2a5fa34_terseLabel_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:label id="lab_dei_TradingSymbol_label_en-US" xlink:label="lab_dei_TradingSymbol" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Symbol</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueHedgingMember_2d8c46ef-dce9-47f7-86ce-20970825b5ed_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueHedgingMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Hedging</link:label>
    <link:label id="lab_us-gaap_FairValueHedgingMember_label_en-US" xlink:label="lab_us-gaap_FairValueHedgingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hedging [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueHedgingMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueHedgingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueHedgingMember" xlink:to="lab_us-gaap_FairValueHedgingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_37b726ad-da9b-4480-b761-f13ff03d3c18_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeAsset_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Subject to Master Netting Arrangement, before Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeAsset" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1_00474fd8-91f1-40b8-a728-058494f0e401_terseLabel_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledge securities for FHLB borrowings</link:label>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1_label_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank1</link:label>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1_documentation_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank1</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:href="hbnc-20241231.xsd#hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:to="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonNeosMember_terseLabel_en-US" xlink:label="lab_ecd_NonNeosMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-NEOs</link:label>
    <link:label id="lab_ecd_NonNeosMember_label_en-US" xlink:label="lab_ecd_NonNeosMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-NEOs [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonNeosMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonNeosMember" xlink:to="lab_ecd_NonNeosMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_62ca7a86-ce04-44b4-b057-19538b2348b6_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax benefit associated with compensation expense</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Expense, Tax Benefit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_6ae9a2fa-7edf-4d28-8ae7-f3abebb32ffd_terseLabel_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset, notional amount</link:label>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_label_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, Liability Offset</link:label>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_documentation_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, Liability Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:to="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_92ef67c9-560d-4eb7-9528-bb24972190bf_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Plan [Domain]</link:label>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_label_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Plan [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain" xlink:to="lab_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockDividendsPerShareDeclared_8f977ed5-073a-44d8-b5e4-0e80cc4324aa_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends declared (in USD per share)</link:label>
    <link:label id="lab_us-gaap_CommonStockDividendsPerShareDeclared_label_en-US" xlink:label="lab_us-gaap_CommonStockDividendsPerShareDeclared" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Dividends, Per Share, Declared</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockDividendsPerShareDeclared"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockDividendsPerShareDeclared" xlink:to="lab_us-gaap_CommonStockDividendsPerShareDeclared" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_e2dc53a2-c7a7-4d6e-bf1b-c0a298d8a9fa_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets</link:label>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_5f1e3022-830c-499f-8cd4-8dbeb37f083a_terseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans held for sale</link:label>
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_fcc30793-08e7-4d0c-b8e7-0d92aa3b192d_verboseLabel_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans held for sale</link:label>
    <link:label id="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_label_en-US" xlink:label="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:to="lab_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_b7c7d622-82ae-407c-bac8-0fd75b2f85f2_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average interest rate reduction (in percent)</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" xlink:to="lab_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_92dd0013-f928-44bd-9f1f-a5e75b61a6ae_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets Sold under Agreements to Repurchase [Line Items]</link:label>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_label_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets Sold under Agreements to Repurchase [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:to="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_6cf4ffa7-4689-4b81-be8e-9b7d929d32cb_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Income tax effect</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_bce4987b-7326-4ae3-8278-b91054b0b1e7_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Earnings per Common Share</link:label>
    <link:label id="lab_us-gaap_EarningsPerSharePolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_EarningsPerSharePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerSharePolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerSharePolicyTextBlock" xlink:to="lab_us-gaap_EarningsPerSharePolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_b876811b-5380-48d2-85a1-150d86371b13_terseLabel_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Death benefit on bank owned life insurance</link:label>
    <link:label id="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_label_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance Death Benefit Income</link:label>
    <link:label id="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_documentation_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance Death Benefit Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:href="hbnc-20241231.xsd#hbnc_BankOwnedLifeInsuranceDeathBenefitIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:to="lab_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonRule10b51ArrAdoptedFlag_terseLabel_en-US" xlink:label="lab_ecd_NonRule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-Rule 10b5-1 Arrangement Adopted</link:label>
    <link:label id="lab_ecd_NonRule10b51ArrAdoptedFlag_label_en-US" xlink:label="lab_ecd_NonRule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:to="lab_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashSurrenderValueOfLifeInsurance_6042fbdc-5102-4725-923e-a531e32aa2ec_terseLabel_en-US" xlink:label="lab_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash value of life insurance</link:label>
    <link:label id="lab_us-gaap_CashSurrenderValueOfLifeInsurance_label_en-US" xlink:label="lab_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Surrender Value of Life Insurance</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashSurrenderValueOfLifeInsurance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:to="lab_us-gaap_CashSurrenderValueOfLifeInsurance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HedgingRelationshipDomain_5fd81845-3283-444c-8d47-3739f6371764_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingRelationshipDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Domain]</link:label>
    <link:label id="lab_us-gaap_HedgingRelationshipDomain_label_en-US" xlink:label="lab_us-gaap_HedgingRelationshipDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingRelationshipDomain" xlink:to="lab_us-gaap_HedgingRelationshipDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_4115b52b-4cfd-4c08-aac2-334b1a6194a8_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value of Financial Instruments</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosuresTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresTextBlock" xlink:to="lab_us-gaap_FairValueDisclosuresTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromStockOptionsExercised_b93ae811-757d-4b23-a2a9-b3fd8a8cc423_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercise of stock options</link:label>
    <link:label id="lab_us-gaap_ProceedsFromStockOptionsExercised_0c5ffee5-8b5c-410f-85eb-c40fb97c3f5b_negatedLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromStockOptionsExercised" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Stock option exercises</link:label>
    <link:label id="lab_us-gaap_ProceedsFromStockOptionsExercised_label_en-US" xlink:label="lab_us-gaap_ProceedsFromStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Stock Options Exercised</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromStockOptionsExercised" xlink:to="lab_us-gaap_ProceedsFromStockOptionsExercised" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LandMember_56057ef3-e83b-478d-94cf-24d21eaabde4_terseLabel_en-US" xlink:label="lab_us-gaap_LandMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Land</link:label>
    <link:label id="lab_us-gaap_LandMember_label_en-US" xlink:label="lab_us-gaap_LandMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Land [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LandMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LandMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LandMember" xlink:to="lab_us-gaap_LandMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgDiscLineItems_label_en-US" xlink:label="lab_ecd_AwardTmgDiscLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing Disclosures [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="lab_ecd_AwardTmgDiscLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_333e26cf-7182-40e1-932b-02e26aa87c0c_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Aging [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageWarehouseLoansMember_0ecca5b0-1cc4-4fc3-9d35-5dd9b86818a3_terseLabel_en-US" xlink:label="lab_hbnc_MortgageWarehouseLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage warehouse</link:label>
    <link:label id="lab_hbnc_MortgageWarehouseLoansMember_caa9fe53-df56-41b5-9a82-2149752b1dd3_verboseLabel_en-US" xlink:label="lab_hbnc_MortgageWarehouseLoansMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Mortgage Warehouse</link:label>
    <link:label id="lab_hbnc_MortgageWarehouseLoansMember_label_en-US" xlink:label="lab_hbnc_MortgageWarehouseLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Warehouse Loans [Member]</link:label>
    <link:label id="lab_hbnc_MortgageWarehouseLoansMember_documentation_en-US" xlink:label="lab_hbnc_MortgageWarehouseLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage Warehouse Loans Member</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageWarehouseLoansMember" xlink:to="lab_hbnc_MortgageWarehouseLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_155f513f-b5d7-4616-b060-91494ec02bbf_terseLabel_en-US" xlink:label="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Uncertain tax positions recognized</link:label>
    <link:label id="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_label_en-US" xlink:label="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percent Of Likely Event Consider For Unrecognized Tax Benefit Recognition</link:label>
    <link:label id="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_documentation_en-US" xlink:label="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percent of likely event consider for unrecognized tax benefit recognition.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:href="hbnc-20241231.xsd#hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:to="lab_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_0b146219-f1b2-45ad-80d2-39e986bb2c02_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amount of gain (loss) recognized on derivative</link:label>
    <link:label id="lab_us-gaap_DerivativeGainLossOnDerivativeNet_label_en-US" xlink:label="lab_us-gaap_DerivativeGainLossOnDerivativeNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative, Gain (Loss) on Derivative, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeGainLossOnDerivativeNet" xlink:to="lab_us-gaap_DerivativeGainLossOnDerivativeNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_12c59acd-ef20-453c-b6e8-c0ede98d6d1d_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Allowance for Credit Losses</link:label>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_ecd898d0-a0e4-4cc0-bd48-89542a0b7642_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivablesPastDueTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_c7ca16fb-0c19-44d5-8536-85e85dfec781_terseLabel_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Portion at Fair Value Measurement</link:label>
    <link:label id="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember_label_en-US" xlink:label="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Portion at Fair Value Measurement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:to="lab_us-gaap_PortionAtFairValueFairValueDisclosureMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_06028a76-de19-44b0-86d3-7ef3f3faa0c5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:to="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInInterestPayableNet_24e309fa-4af9-4d90-8c65-cbcf404a06c8_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest payable</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInInterestPayableNet_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Interest Payable, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInInterestPayableNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestIncomeExpenseNet_52363cf5-161c-4be7-9ccd-49a6647110d6_totalLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net Interest Income</link:label>
    <link:label id="lab_us-gaap_InterestIncomeExpenseNet_label_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income (Expense), Operating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseNet" xlink:to="lab_us-gaap_InterestIncomeExpenseNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_b29ff65b-19da-46a5-971c-ac8031543365_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), For capital adequacy purposes, Ratio</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PeriodOfLoanSoldByMortgageCompany_cf7d653f-0d79-4f6a-88b3-46665a68774f_terseLabel_en-US" xlink:label="lab_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Period in which loan sold by mortgage company</link:label>
    <link:label id="lab_hbnc_PeriodOfLoanSoldByMortgageCompany_label_en-US" xlink:label="lab_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Period Of Loan Sold By Mortgage Company</link:label>
    <link:label id="lab_hbnc_PeriodOfLoanSoldByMortgageCompany_documentation_en-US" xlink:label="lab_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Period of loan sold by mortgage company.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:href="hbnc-20241231.xsd#hbnc_PeriodOfLoanSoldByMortgageCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:to="lab_hbnc_PeriodOfLoanSoldByMortgageCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ServiceChargesOnDepositAccounts_a087f06e-b41d-491f-b4ef-09d5ee5193f4_terseLabel_en-US" xlink:label="lab_hbnc_ServiceChargesOnDepositAccounts" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service charges on deposit accounts</link:label>
    <link:label id="lab_hbnc_ServiceChargesOnDepositAccounts_label_en-US" xlink:label="lab_hbnc_ServiceChargesOnDepositAccounts" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Service Charges On Deposit Accounts</link:label>
    <link:label id="lab_hbnc_ServiceChargesOnDepositAccounts_documentation_en-US" xlink:label="lab_hbnc_ServiceChargesOnDepositAccounts" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Service charges on deposit accounts.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ServiceChargesOnDepositAccounts" xlink:href="hbnc-20241231.xsd#hbnc_ServiceChargesOnDepositAccounts"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ServiceChargesOnDepositAccounts" xlink:to="lab_hbnc_ServiceChargesOnDepositAccounts" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SegmentReportingPolicyPolicyTextBlock_cb546e4c-1368-4f89-bc0c-7cfb1358571d_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segments</link:label>
    <link:label id="lab_us-gaap_SegmentReportingPolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:to="lab_us-gaap_SegmentReportingPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled_9c2c96c7-b4b9-499b-87e7-d78f021839ab_verboseLabel_en-US" xlink:label="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Redemption of cash value of life insurance, not settled</link:label>
    <link:label id="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled_label_en-US" xlink:label="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Redemption of Cash Value of Life Insurance, Not Settled</link:label>
    <link:label id="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled_documentation_en-US" xlink:label="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Redemption of Cash Value of Life Insurance, Not Settled</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:href="hbnc-20241231.xsd#hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:to="lab_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PlanNameDomain_a65e9042-68b7-43fc-a88a-cfadfd92061a_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:label id="lab_us-gaap_PlanNameDomain_label_en-US" xlink:label="lab_us-gaap_PlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameDomain" xlink:to="lab_us-gaap_PlanNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_72ef027f-ab93-4670-b4cb-a042b682857d_terseLabel_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan losses charge down family first and junior lien mortgages past due period</link:label>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_label_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance For Loan Losses Charge Down Family First And Junior Lien Mortgages Past Due Period</link:label>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_documentation_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance for loan losses charge down family first and junior lien mortgages past due period.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:to="lab_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_66aa3a02-49bc-42b8-877e-a51a699432e1_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale_0392bb49-5b6a-4154-b678-745f57bdecc0_terseLabel_en-US" xlink:label="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of loans held for investment to loans held for sale</link:label>
    <link:label id="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale_label_en-US" xlink:label="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Loans Held For Investment To Loans Held For Sale</link:label>
    <link:label id="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale_documentation_en-US" xlink:label="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer Of Loans Held For Investment To Loans Held For Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:to="lab_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_268ac9a1-b851-4145-a8d2-ca0a4d80c928_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_a942017c-0296-4d6d-ae4d-0bf0c7055ca0_verboseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment securities, held to maturity (fair value of $1,566,268 and $1,668,758)</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_b47e6d18-529f-4516-b119-d2f0b094304f_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Held to maturity securities, net of allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Excluding Accrued Interest, after Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_1244b9d5-36e3-42e0-8a4f-1c30ba60579c_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by operating activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MoodysAARatingMember_e31e648c-d92c-4d69-8175-6aa75bd64e85_terseLabel_en-US" xlink:label="lab_hbnc_MoodysAARatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">AA</link:label>
    <link:label id="lab_hbnc_MoodysAARatingMember_label_en-US" xlink:label="lab_hbnc_MoodysAARatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, AA Rating [Member]</link:label>
    <link:label id="lab_hbnc_MoodysAARatingMember_documentation_en-US" xlink:label="lab_hbnc_MoodysAARatingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Moody's, AA Rating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysAARatingMember" xlink:href="hbnc-20241231.xsd#hbnc_MoodysAARatingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MoodysAARatingMember" xlink:to="lab_hbnc_MoodysAARatingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_6a57fcf1-7ac6-4ca9-9576-a9d4e1151d59_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_c0cf42c0-b66a-4d35-8716-364e79c4996f_verboseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Operating Activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Operating Activities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_60ad4cf3-5b81-45fd-9326-8430e9c08d15_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Components of Accumulated Other Comprehensive Loss</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuredDebtMember_f3466f9a-6833-4fa6-acc9-9e213ed64596_terseLabel_en-US" xlink:label="lab_us-gaap_SecuredDebtMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Secured Debt</link:label>
    <link:label id="lab_us-gaap_SecuredDebtMember_label_en-US" xlink:label="lab_us-gaap_SecuredDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured Debt [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuredDebtMember" xlink:to="lab_us-gaap_SecuredDebtMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IndirectInstallmentMember_40866ee1-e988-4c9e-ad1b-4e0647bf4a4a_terseLabel_en-US" xlink:label="lab_hbnc_IndirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Indirect auto</link:label>
    <link:label id="lab_hbnc_IndirectInstallmentMember_label_en-US" xlink:label="lab_hbnc_IndirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Indirect Installment [Member]</link:label>
    <link:label id="lab_hbnc_IndirectInstallmentMember_documentation_en-US" xlink:label="lab_hbnc_IndirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Indirect installment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectInstallmentMember" xlink:href="hbnc-20241231.xsd#hbnc_IndirectInstallmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IndirectInstallmentMember" xlink:to="lab_hbnc_IndirectInstallmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgMethodTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AwardTmgMethodTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Timing Method</link:label>
    <link:label id="lab_ecd_AwardTmgMethodTextBlock_label_en-US" xlink:label="lab_ecd_AwardTmgMethodTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing Method [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgMethodTextBlock" xlink:to="lab_ecd_AwardTmgMethodTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_ca37c870-a4e2-4ae1-a2fe-3e0ce0e0fb0b_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized cost, available for sale</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TradingArrByIndTable_terseLabel_en-US" xlink:label="lab_ecd_TradingArrByIndTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Arrangements, by Individual</link:label>
    <link:label id="lab_ecd_TradingArrByIndTable_label_en-US" xlink:label="lab_ecd_TradingArrByIndTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangements, by Individual [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrByIndTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="lab_ecd_TradingArrByIndTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_bab372a9-2cdd-45fe-b63d-240b3c0d32bb_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByMeasurementFrequencyAxis_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:to="lab_us-gaap_FairValueByMeasurementFrequencyAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_bc284867-2903-4b89-9789-fef4f6a2974b_terseLabel_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of consecutive years of profit unaudited financial information for good pass rating</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_label_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Quality Classification Consecutive Profit Period Loans Supported Financial Information</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_documentation_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit quality classification consecutive profit period loans supported financial information.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:to="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_4eda5788-e7b1-46d1-a854-ba40cfc0a9d6_terseLabel_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:label id="lab_dei_EntityCommonStockSharesOutstanding_label_en-US" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_InsiderTradingPoliciesProcLineItems_label_en-US" xlink:label="lab_ecd_InsiderTradingPoliciesProcLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insider Trading Policies and Procedures [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="lab_ecd_InsiderTradingPoliciesProcLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_4bb328c4-36dd-4163-a1c9-b36161ffd709_terseLabel_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and municipal</link:label>
    <link:label id="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember_label_en-US" xlink:label="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US States and Political Subdivisions Debt Securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:to="lab_us-gaap_USStatesAndPoliticalSubdivisionsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_UseOfEstimates_9b69b85e-0208-4529-a993-9dba3857bfd0_terseLabel_en-US" xlink:label="lab_us-gaap_UseOfEstimates" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Use of Estimates</link:label>
    <link:label id="lab_us-gaap_UseOfEstimates_label_en-US" xlink:label="lab_us-gaap_UseOfEstimates" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Use of Estimates, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UseOfEstimates"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_UseOfEstimates" xlink:to="lab_us-gaap_UseOfEstimates" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesDeferredExpense_be912580-9d28-4832-ab6b-49d9410c2bd2_negatedLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Depreciation</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesDeferredExpense_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Deferred Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesDeferredExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock_a963013f-d2ed-4d74-a764-6e465ad0f07e_terseLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Purchased Credit Deteriorated (&#8220;PCD&#8221;) Loans</link:label>
    <link:label id="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Deteriorated Loans Transferred in, Policy [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing Receivable, Deteriorated Loans Transferred in, Policy</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:to="lab_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AdjToCompAmt_terseLabel_en-US" xlink:label="lab_ecd_AdjToCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment to Compensation, Amount</link:label>
    <link:label id="lab_ecd_AdjToCompAmt_label_en-US" xlink:label="lab_ecd_AdjToCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment to Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AdjToCompAmt" xlink:to="lab_ecd_AdjToCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_OutstandingRecoveryCompAmt_terseLabel_en-US" xlink:label="lab_ecd_OutstandingRecoveryCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation Amount</link:label>
    <link:label id="lab_ecd_OutstandingRecoveryCompAmt_label_en-US" xlink:label="lab_ecd_OutstandingRecoveryCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Outstanding Recovery Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_OutstandingRecoveryCompAmt" xlink:to="lab_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentDeferralMember_8bafa113-e3bb-4ae4-9187-672722591420_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentDeferralMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other-Than-Insignificant Payment Delay</link:label>
    <link:label id="lab_us-gaap_PaymentDeferralMember_label_en-US" xlink:label="lab_us-gaap_PaymentDeferralMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment Deferral [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentDeferralMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentDeferralMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentDeferralMember" xlink:to="lab_us-gaap_PaymentDeferralMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember_terseLabel_en-US" xlink:label="lab_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table</link:label>
    <link:label id="lab_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember_label_en-US" xlink:label="lab_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:to="lab_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntitySmallBusiness_1e62a347-b30a-4164-9ad0-88f87c7d055f_terseLabel_en-US" xlink:label="lab_dei_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Small Business</link:label>
    <link:label id="lab_dei_EntitySmallBusiness_label_en-US" xlink:label="lab_dei_EntitySmallBusiness" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Small Business</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitySmallBusiness"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntitySmallBusiness" xlink:to="lab_dei_EntitySmallBusiness" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CoSelectedMeasureAmt_terseLabel_en-US" xlink:label="lab_ecd_CoSelectedMeasureAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Company Selected Measure Amount</link:label>
    <link:label id="lab_ecd_CoSelectedMeasureAmt_label_en-US" xlink:label="lab_ecd_CoSelectedMeasureAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Company Selected Measure Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CoSelectedMeasureAmt" xlink:to="lab_ecd_CoSelectedMeasureAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_7d24a753-7e6f-415d-ba2a-d0eab82db4e8_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Capital loss carryover</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Capital Loss Carryforwards</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:to="lab_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_92e62bdb-7db9-4a01-91f7-fd797e587449_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revolving Term Loans</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TabularListTableTextBlock_terseLabel_en-US" xlink:label="lab_ecd_TabularListTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tabular List, Table</link:label>
    <link:label id="lab_ecd_TabularListTableTextBlock_label_en-US" xlink:label="lab_ecd_TabularListTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tabular List [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TabularListTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TabularListTableTextBlock" xlink:to="lab_ecd_TabularListTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_1f1d8d8b-5cf2-40d9-9013-368d31dbf76f_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs (Level 3)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_d12f468a-ad75-46b8-a33b-16e9d5827f45_verboseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Significant Unobservable Inputs (Level 3)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel3Member_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel3Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 3 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel3Member" xlink:to="lab_us-gaap_FairValueInputsLevel3Member" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_16f996bd-b11e-4ae2-8077-a2edb1a9b4c3_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based Compensation Arrangement by Share-based Payment Award [Line Items]</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_8d7f3f5e-4353-4804-914f-515767bca21a_terseLabel_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_label_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_documentation_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common equity tier one risk based capital required for capital adequacy with capital buffer.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:to="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeesAmount_dc9c3795-778b-402c-bd61-071587459943_terseLabel_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contractually specified servicing fees, amount</link:label>
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeesAmount_label_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractually Specified Servicing Fees, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:to="lab_us-gaap_ContractuallySpecifiedServicingFeesAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_01ba059e-5174-45ca-b181-17c64f5c2625_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesOptionAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Option [Axis]</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesOptionAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Option [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesOptionAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFive_b229a9b0-11af-46ca-8a73-bd1df4831033_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2029</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFive_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFive" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Five</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFive"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearFive" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFive" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_4d906102-eb7c-4725-b1ed-e6ecf002b444_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement Inputs and Valuation Techniques [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_2921f05d-90ca-4823-8a72-66c649740f82_terseLabel_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares, non-dilutive (in shares)</link:label>
    <link:label id="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_label_en-US" xlink:label="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:to="lab_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoninterestExpenseAbstract_4e5e33a9-332a-416d-b9b7-54cb0a2cd2a0_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;interest Expense</link:label>
    <link:label id="lab_us-gaap_NoninterestExpenseAbstract_label_en-US" xlink:label="lab_us-gaap_NoninterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Expense [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpenseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpenseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpenseAbstract" xlink:to="lab_us-gaap_NoninterestExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_7e98d91b-8842-4eb3-bb35-321f52c8b845_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchases of securities held to maturity</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Held-to-Maturity Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:to="lab_us-gaap_PaymentsToAcquireHeldToMaturitySecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InterestExpenseBorrowedFunds_90cff22f-b814-4a99-83d0-31f22468b00c_terseLabel_en-US" xlink:label="lab_hbnc_InterestExpenseBorrowedFunds" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short and long-term borrowings</link:label>
    <link:label id="lab_hbnc_InterestExpenseBorrowedFunds_label_en-US" xlink:label="lab_hbnc_InterestExpenseBorrowedFunds" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense Borrowed Funds</link:label>
    <link:label id="lab_hbnc_InterestExpenseBorrowedFunds_documentation_en-US" xlink:label="lab_hbnc_InterestExpenseBorrowedFunds" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest expense borrowed funds.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestExpenseBorrowedFunds" xlink:href="hbnc-20241231.xsd#hbnc_InterestExpenseBorrowedFunds"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InterestExpenseBorrowedFunds" xlink:to="lab_hbnc_InterestExpenseBorrowedFunds" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_8c0ca640-f4d9-47e7-b165-5dd71655f935_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revolving Loans</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Revolving</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_8d61d9b9-cf12-46da-b3a8-b49a722a817c_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_59a7df72-70a8-42cf-bbd2-bf215bf9bda9_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts and Financing Receivables [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts and Financing Receivables [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:to="lab_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InterestIncomeInvestmentSecuritiesMember_c0383720-467f-4ebe-b95a-4760afc5ebc0_terseLabel_en-US" xlink:label="lab_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income - investment securities</link:label>
    <link:label id="lab_hbnc_InterestIncomeInvestmentSecuritiesMember_label_en-US" xlink:label="lab_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Investment Securities [Member]</link:label>
    <link:label id="lab_hbnc_InterestIncomeInvestmentSecuritiesMember_documentation_en-US" xlink:label="lab_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Income, Investment Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeInvestmentSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:to="lab_hbnc_InterestIncomeInvestmentSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Goodwill_16454768-9532-445f-a7a0-5504e7f7a4c5_verboseLabel_en-US" xlink:label="lab_us-gaap_Goodwill" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_us-gaap_Goodwill_5bea9167-93a1-49f2-bb0a-317403bc4502_terseLabel_en-US" xlink:label="lab_us-gaap_Goodwill" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Acquisition of goodwill</link:label>
    <link:label id="lab_us-gaap_Goodwill_label_en-US" xlink:label="lab_us-gaap_Goodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Goodwill" xlink:to="lab_us-gaap_Goodwill" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_1fc64344-6a87-4951-99e5-b99e37e969c6_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net settlement of share awards</link:label>
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_c4ed137d-9027-4083-afdf-dad4c9da67ba_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net settlement of share awards</link:label>
    <link:label id="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_label_en-US" xlink:label="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment, Tax Withholding, Share-Based Payment Arrangement</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:to="lab_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_19cf9bfc-97e1-45cb-9ec2-2be177211107_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Nonrecurring [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilities_2b6125e7-5063-48c7-8ce8-f1592676d7ac_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest bearing</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilities_ccc10f9f-313f-44a6-a223-34d11a5df363_verboseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest bearing deposits</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilities_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Deposit Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositLiabilities" xlink:to="lab_us-gaap_InterestBearingDepositLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_ee1aeddd-ea07-4e5c-8e02-30db25260389_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Table]</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleTable_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeStockOptionMember_12a55bae-101f-4c2f-b8ce-97e7718288a3_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeStockOptionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock options</link:label>
    <link:label id="lab_us-gaap_EmployeeStockOptionMember_label_en-US" xlink:label="lab_us-gaap_EmployeeStockOptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Option [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeStockOptionMember" xlink:to="lab_us-gaap_EmployeeStockOptionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_d98eaa29-5b49-4197-be9d-77a8789cd388_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:to="lab_us-gaap_FinancingReceivablePortfolioSegmentAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SubordinatedDebentures_a77bf348-8772-4df3-bd8b-4f0d313f0bc2_verboseLabel_en-US" xlink:label="lab_hbnc_SubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Subordinated notes</link:label>
    <link:label id="lab_hbnc_SubordinatedDebentures_c48bf499-821a-41b9-b665-9a8c4f537e29_terseLabel_en-US" xlink:label="lab_hbnc_SubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated notes</link:label>
    <link:label id="lab_hbnc_SubordinatedDebentures_label_en-US" xlink:label="lab_hbnc_SubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Debentures</link:label>
    <link:label id="lab_hbnc_SubordinatedDebentures_documentation_en-US" xlink:label="lab_hbnc_SubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated debentures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SubordinatedDebentures" xlink:to="lab_hbnc_SubordinatedDebentures" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Depreciation_3df49474-e0c1-4bc9-ae48-15feb9fb8017_terseLabel_en-US" xlink:label="lab_us-gaap_Depreciation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation</link:label>
    <link:label id="lab_us-gaap_Depreciation_label_en-US" xlink:label="lab_us-gaap_Depreciation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Depreciation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Depreciation" xlink:to="lab_us-gaap_Depreciation" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DirectInstallmentMember_5c4b42ba-bed9-45bb-9f60-ef301e5cb683_terseLabel_en-US" xlink:label="lab_hbnc_DirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Installment</link:label>
    <link:label id="lab_hbnc_DirectInstallmentMember_label_en-US" xlink:label="lab_hbnc_DirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Direct Installment [Member]</link:label>
    <link:label id="lab_hbnc_DirectInstallmentMember_documentation_en-US" xlink:label="lab_hbnc_DirectInstallmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Direct installment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectInstallmentMember" xlink:href="hbnc-20241231.xsd#hbnc_DirectInstallmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DirectInstallmentMember" xlink:to="lab_hbnc_DirectInstallmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_2a18bb94-30d4-43d0-918c-8ba59650b1ab_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sale of SERP shares</link:label>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from (Payments for) Other Financing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:to="lab_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_08e93676-a95c-4dfd-810e-e21c1cf35c69_totalLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Comprehensive Income</link:label>
    <link:label id="lab_us-gaap_ComprehensiveIncomeNetOfTax_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income (Loss), Net of Tax, Attributable to Parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomeNetOfTax" xlink:to="lab_us-gaap_ComprehensiveIncomeNetOfTax" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_16e54952-f891-4b77-86b1-66b04a8ca832_totalLabel_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total derivatives subject to enforceable master netting arrangements, net, notional amount</link:label>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_label_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset</link:label>
    <link:label id="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_documentation_en-US" xlink:label="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:to="lab_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AwardTypeAxis_0a1e5e9f-a66b-4579-8c11-001749139e8c_terseLabel_en-US" xlink:label="lab_us-gaap_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Type [Axis]</link:label>
    <link:label id="lab_us-gaap_AwardTypeAxis_label_en-US" xlink:label="lab_us-gaap_AwardTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="lab_us-gaap_AwardTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_cfe0545c-08d9-422b-b849-90c6300006ea_terseLabel_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Corporate notes</link:label>
    <link:label id="lab_us-gaap_CorporateDebtSecuritiesMember_label_en-US" xlink:label="lab_us-gaap_CorporateDebtSecuritiesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Corporate Debt Securities [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CorporateDebtSecuritiesMember" xlink:to="lab_us-gaap_CorporateDebtSecuritiesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EarningsPerShareBasicAbstract_cefef016-e8ee-4414-bea2-0cd1f413591c_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings per share</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasicAbstract_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasicAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract" xlink:to="lab_us-gaap_EarningsPerShareBasicAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ForeclosedAssets_d8c75cb9-2f13-4461-96b2-dc42563eb812_terseLabel_en-US" xlink:label="lab_us-gaap_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repossessed assets</link:label>
    <link:label id="lab_us-gaap_ForeclosedAssets_label_en-US" xlink:label="lab_us-gaap_ForeclosedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repossessed Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeclosedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ForeclosedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ForeclosedAssets" xlink:to="lab_us-gaap_ForeclosedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities_90b88c59-a564-4f36-abd3-474e016e63bb_terseLabel_en-US" xlink:label="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of available for sale securities to held to maturity securities</link:label>
    <link:label id="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities_label_en-US" xlink:label="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Available For Sale Securities To Held To Maturity Securities</link:label>
    <link:label id="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities_documentation_en-US" xlink:label="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer Of Available For Sale Securities To Held To Maturity Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:to="lab_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_ddcf81b1-0696-40d7-b69a-a60b3275fb58_totalLabel_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair value, held to maturity</link:label>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_label_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held To Maturity Securities Debt Maturities Fair Value Aggregate</link:label>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_documentation_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Held To Maturity Securities Debt Maturities Fair Value Aggregate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:to="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MoodysNotRatedMember_ba0ed19f-c123-40ec-bffa-7dc9bb918583_terseLabel_en-US" xlink:label="lab_hbnc_MoodysNotRatedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Not Rated</link:label>
    <link:label id="lab_hbnc_MoodysNotRatedMember_label_en-US" xlink:label="lab_hbnc_MoodysNotRatedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, Not Rated [Member]</link:label>
    <link:label id="lab_hbnc_MoodysNotRatedMember_documentation_en-US" xlink:label="lab_hbnc_MoodysNotRatedMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Moody's, Not Rated</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysNotRatedMember" xlink:href="hbnc-20241231.xsd#hbnc_MoodysNotRatedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MoodysNotRatedMember" xlink:to="lab_hbnc_MoodysNotRatedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_69223da7-ca97-4e3f-8953-c83a6718269a_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment, net</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_56f73fd4-4bbe-4afe-854f-809c3f113597_totalLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net premises and equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentNet_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentNet" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentNet" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_IcfrAuditorAttestationFlag_bc776f45-664f-44f1-8779-6ef60c5ea28b_terseLabel_en-US" xlink:label="lab_dei_IcfrAuditorAttestationFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ICFR Auditor Attestation Flag</link:label>
    <link:label id="lab_dei_IcfrAuditorAttestationFlag_label_en-US" xlink:label="lab_dei_IcfrAuditorAttestationFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">ICFR Auditor Attestation Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_IcfrAuditorAttestationFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_IcfrAuditorAttestationFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_IcfrAuditorAttestationFlag" xlink:to="lab_dei_IcfrAuditorAttestationFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Liabilities_e21e1464-7a2a-4095-92fb-8c20808aff5a_totalLabel_en-US" xlink:label="lab_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_us-gaap_Liabilities_label_en-US" xlink:label="lab_us-gaap_Liabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Liabilities" xlink:to="lab_us-gaap_Liabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_45fb811a-ab26-4c25-abc2-6ae8a953e921_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercisable, end of year (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NumberOfReportingUnits_a6dae965-c219-4971-8c0b-2e849dc618e7_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfReportingUnits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of reporting units</link:label>
    <link:label id="lab_us-gaap_NumberOfReportingUnits_label_en-US" xlink:label="lab_us-gaap_NumberOfReportingUnits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Reporting Units</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportingUnits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportingUnits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfReportingUnits" xlink:to="lab_us-gaap_NumberOfReportingUnits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0c9998b4-a6e1-4e8c-9c4d-fa16177e5150_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MoodysARatingMember_859d267f-ed9f-4e60-80c8-0978fab08089_terseLabel_en-US" xlink:label="lab_hbnc_MoodysARatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">A</link:label>
    <link:label id="lab_hbnc_MoodysARatingMember_label_en-US" xlink:label="lab_hbnc_MoodysARatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, A Rating [Member]</link:label>
    <link:label id="lab_hbnc_MoodysARatingMember_documentation_en-US" xlink:label="lab_hbnc_MoodysARatingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Moody's, A Rating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysARatingMember" xlink:href="hbnc-20241231.xsd#hbnc_MoodysARatingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MoodysARatingMember" xlink:to="lab_hbnc_MoodysARatingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrExpirationDate_terseLabel_en-US" xlink:label="lab_ecd_TrdArrExpirationDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expiration Date</link:label>
    <link:label id="lab_ecd_TrdArrExpirationDate_label_en-US" xlink:label="lab_ecd_TrdArrExpirationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement Expiration Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrExpirationDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrExpirationDate" xlink:to="lab_ecd_TrdArrExpirationDate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_b8d1ef5b-8bed-47b2-ba78-938d2b81228d_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investing Activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_02a555e1-a469-4fa6-afeb-e5a3b99ca4fb_verboseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investing Activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TotalShareholderRtnAmt_terseLabel_en-US" xlink:label="lab_ecd_TotalShareholderRtnAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Shareholder Return Amount</link:label>
    <link:label id="lab_ecd_TotalShareholderRtnAmt_label_en-US" xlink:label="lab_ecd_TotalShareholderRtnAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Shareholder Return Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TotalShareholderRtnAmt" xlink:to="lab_ecd_TotalShareholderRtnAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_aa09f555-7991-48ef-a43f-86c050eaca20_terseLabel_en-US" xlink:label="lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures issued to capital trusts</link:label>
    <link:label id="lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_label_en-US" xlink:label="lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:to="lab_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_1ef1ccf9-2b77-4d9b-864d-aaae0e81f5a8_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reconciliation of federal statutory to actual tax expense</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndDueFromBanks_0f6e335f-ea53-4ced-ac22-e36c68cf0ddf_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and due from banks</link:label>
    <link:label id="lab_us-gaap_CashAndDueFromBanks_35eec4d1-c00d-44f7-8b2c-8dbb53b85220_verboseLabel_en-US" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Cash and due from banks</link:label>
    <link:label id="lab_us-gaap_CashAndDueFromBanks_label_en-US" xlink:label="lab_us-gaap_CashAndDueFromBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Due from Banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndDueFromBanks" xlink:to="lab_us-gaap_CashAndDueFromBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_WireTransferFees_a696ef78-12db-4d1d-b093-ec0e07c66aa4_terseLabel_en-US" xlink:label="lab_hbnc_WireTransferFees" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Wire transfer fees</link:label>
    <link:label id="lab_hbnc_WireTransferFees_label_en-US" xlink:label="lab_hbnc_WireTransferFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Wire Transfer Fees</link:label>
    <link:label id="lab_hbnc_WireTransferFees_documentation_en-US" xlink:label="lab_hbnc_WireTransferFees" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Wire transfer fees.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_WireTransferFees" xlink:href="hbnc-20241231.xsd#hbnc_WireTransferFees"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_WireTransferFees" xlink:to="lab_hbnc_WireTransferFees" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_EqtyAwrdsAdjFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments, Footnote</link:label>
    <link:label id="lab_ecd_EqtyAwrdsAdjFnTextBlock_label_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:to="lab_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_9a12e904-5cff-43d2-9dd2-1ec65cd457d8_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Asset, Period Past Due [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Aging [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:to="lab_us-gaap_FinancingReceivablesPeriodPastDueDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_5f257a92-c494-4746-b2cc-9d6afa573755_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net operating loss and tax credits</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Operating Loss Carryforwards</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:to="lab_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_386e9d22-05c3-48a2-97af-447142e89943_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross gains</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Realized Gain</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_c7da58fd-5cac-48b8-8501-604aab082b9f_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Allowance for Credit Loss</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositDemand_a3867489-cbf5-4532-b64f-180e7305ffb5_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositDemand" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest bearing demand deposits</link:label>
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositDemand_label_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositDemand" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Domestic Deposit, Demand</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositDemand" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositDemand"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDomesticDepositDemand" xlink:to="lab_us-gaap_InterestBearingDomesticDepositDemand" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EquipmentMember_4d19e9a6-0bcf-426f-95c6-46476decd540_terseLabel_en-US" xlink:label="lab_us-gaap_EquipmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts Receivable/Equipment</link:label>
    <link:label id="lab_us-gaap_EquipmentMember_label_en-US" xlink:label="lab_us-gaap_EquipmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equipment [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquipmentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquipmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquipmentMember" xlink:to="lab_us-gaap_EquipmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CreditRatingMoodysAxis_ccc12382-6baf-4a68-b77e-2dbf82632f8b_terseLabel_en-US" xlink:label="lab_srt_CreditRatingMoodysAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit Rating [Axis]</link:label>
    <link:label id="lab_srt_CreditRatingMoodysAxis_label_en-US" xlink:label="lab_srt_CreditRatingMoodysAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Rating, Moody's [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CreditRatingMoodysAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CreditRatingMoodysAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CreditRatingMoodysAxis" xlink:to="lab_srt_CreditRatingMoodysAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventLineItems_0d39be7e-782b-4c00-924c-0058c14b3bbf_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event [Line Items]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventLineItems_label_en-US" xlink:label="lab_us-gaap_SubsequentEventLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventLineItems" xlink:to="lab_us-gaap_SubsequentEventLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_222e1d0e-a55c-4ae4-a08a-ed5d67c0600c_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total cost</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentGross_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Gross</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentGross" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentGross" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_c8f983c3-ad48-4326-915c-576320998476_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. government agency mortgage-backed securities</link:label>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_label_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:to="lab_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_0ce117a7-d7fa-4445-a3b5-d07e47377a5f_negatedLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Exercised (in shares)</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:to="lab_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_beb132b3-de79-4813-873d-cf4e4c1aa38c_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in fair value of derivative instruments for the period</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_be007347-91b7-4498-b97c-f0ce030d62bd_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentLineItems_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentLineItems" xlink:to="lab_us-gaap_DebtInstrumentLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NamedExecutiveOfficersFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_NamedExecutiveOfficersFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Named Executive Officers, Footnote</link:label>
    <link:label id="lab_ecd_NamedExecutiveOfficersFnTextBlock_label_en-US" xlink:label="lab_ecd_NamedExecutiveOfficersFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Named Executive Officers, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:to="lab_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_18c3b0af-aa13-4832-b8d7-be2bc2b108cc_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted&#8211; Average Exercise Price</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherAssets_e1065236-e5a1-46c7-bdfc-e48d74641ccb_terseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_OtherAssets_70f424f8-2226-4763-af82-fd9e2aa0d0cc_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_OtherAssets_label_en-US" xlink:label="lab_us-gaap_OtherAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherAssets" xlink:to="lab_us-gaap_OtherAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InternalCreditAssessmentDomain_f1d2e63e-d767-4532-b108-31c5bf7cc131_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Domain]</link:label>
    <link:label id="lab_us-gaap_InternalCreditAssessmentDomain_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain" xlink:to="lab_us-gaap_InternalCreditAssessmentDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs_b88cd2c5-1d57-4c9a-b1a7-068f52377756_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of mortgage servicing rights</link:label>
    <link:label id="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs_55f5762b-8998-46af-87df-8855d67fa83a_negatedLabel_en-US" xlink:label="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Amortization of servicing rights</link:label>
    <link:label id="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs_label_en-US" xlink:label="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization of Mortgage Servicing Rights (MSRs)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:to="lab_us-gaap_AmortizationOfMortgageServicingRightsMSRs" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_4e793287-db07-442e-b4cb-dfe43f73591c_terseLabel_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis of Reporting</link:label>
    <link:label id="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Basis of Accounting, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:to="lab_us-gaap_BasisOfAccountingPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_44c26351-58d1-4cda-a607-426fabb7db8f_totalLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Weighted average common shares outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:to="lab_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_5f14ea70-d48e-4882-b4d7-f71655359cca_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Unrealized gains (losses) on securities</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_7c2b872f-fdf9-4e63-8167-de4b16aabc71_terseLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Past Due</link:label>
    <link:label id="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_label_en-US" xlink:label="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Recorded Investment Not Past Due</link:label>
    <link:label id="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_documentation_en-US" xlink:label="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing receivable recorded investment not past due.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableRecordedInvestmentNotPastDue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:to="lab_hbnc_FinancingReceivableRecordedInvestmentNotPastDue" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_MnpiDiscTimedForCompValFlag_terseLabel_en-US" xlink:label="lab_ecd_MnpiDiscTimedForCompValFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">MNPI Disclosure Timed for Compensation Value</link:label>
    <link:label id="lab_ecd_MnpiDiscTimedForCompValFlag_label_en-US" xlink:label="lab_ecd_MnpiDiscTimedForCompValFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">MNPI Disclosure Timed for Compensation Value [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:to="lab_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockholdersEquity_b00289ab-0cea-45f3-9ea9-093ab508659b_totalLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total stockholders&#8217; equity</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_65cbd2a6-f38c-4ffe-a51e-1c0d8fcbabac_periodStartLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_4c10dcbc-923f-448d-a4c1-ef3bd978cb1e_periodEndLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_e5ef06e4-7e2b-4981-a3b3-a434bfa7d19b_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total accumulated other comprehensive income (loss)</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_7982a357-30c7-4679-ac9b-040ba91cf592_verboseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Stockholders&#8217; Equity</link:label>
    <link:label id="lab_us-gaap_StockholdersEquity_label_en-US" xlink:label="lab_us-gaap_StockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity, Attributable to Parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquity" xlink:to="lab_us-gaap_StockholdersEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_5fcd1075-6654-401b-a47a-94c198c8dc94_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thrift plan owns outstanding shares (in shares)</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan, Plan Assets, Employer, Related Party, Number of Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" xlink:to="lab_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsGross_43a0b246-13e5-4db8-adde-1779682a36fc_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsGross" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsGross_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Gross</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsGross" xlink:to="lab_us-gaap_DeferredTaxAssetsGross" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy_6ac4890a-8346-4b5b-abba-a0d7f14394b2_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" xlink:to="lab_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_d4b0c536-71c2-4eb8-945b-706fe11252d1_terseLabel_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BOLI redemption ordinary income</link:label>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_label_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Ordinary Income, Amount</link:label>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_documentation_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Ordinary Income, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:to="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_c8fc51b9-1721-4314-9538-cb535616c073_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]</link:label>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_label_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis" xlink:to="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_0e2dadd9-ad72-4e53-b59c-a5a0a112e4ce_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current fiscal year</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MaturityOver90DaysMember_00d67d49-e595-429d-b234-025850f0cde6_terseLabel_en-US" xlink:label="lab_us-gaap_MaturityOver90DaysMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Greater Than 90 Days</link:label>
    <link:label id="lab_us-gaap_MaturityOver90DaysMember_label_en-US" xlink:label="lab_us-gaap_MaturityOver90DaysMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maturity Greater than 90 Days [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOver90DaysMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOver90DaysMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaturityOver90DaysMember" xlink:to="lab_us-gaap_MaturityOver90DaysMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_7386615c-2d8a-4044-9d60-45b16fb76603_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost, available for sale, mortgage obligations and backed pools</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PercentageOfInstallmentLoans_36f513be-c05f-43a3-a2f9-0681742dcded_terseLabel_en-US" xlink:label="lab_hbnc_PercentageOfInstallmentLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Installment loans as a percentage of total loan</link:label>
    <link:label id="lab_hbnc_PercentageOfInstallmentLoans_label_en-US" xlink:label="lab_hbnc_PercentageOfInstallmentLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Installment Loans</link:label>
    <link:label id="lab_hbnc_PercentageOfInstallmentLoans_documentation_en-US" xlink:label="lab_hbnc_PercentageOfInstallmentLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage of installment loans.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfInstallmentLoans" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfInstallmentLoans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PercentageOfInstallmentLoans" xlink:to="lab_hbnc_PercentageOfInstallmentLoans" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DoubtfulMember_edcd9057-0147-4ee0-8e16-a68b7246aa51_terseLabel_en-US" xlink:label="lab_us-gaap_DoubtfulMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Doubtful</link:label>
    <link:label id="lab_us-gaap_DoubtfulMember_label_en-US" xlink:label="lab_us-gaap_DoubtfulMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Doubtful [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DoubtfulMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DoubtfulMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DoubtfulMember" xlink:to="lab_us-gaap_DoubtfulMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets_688d2c93-28b3-4296-8c0f-6cba7d07aa95_terseLabel_en-US" xlink:label="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of loans to other real estate and repossessed assets</link:label>
    <link:label id="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets_label_en-US" xlink:label="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Loans To Other Real Estate And Repossessed Assets</link:label>
    <link:label id="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets_documentation_en-US" xlink:label="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer Of Loans To Real Estate and Other repossessed assets category.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:to="lab_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CapitalizedMortgageServicingRights_c7f2cacc-9a56-48b4-a652-8c07d449bd52_terseLabel_en-US" xlink:label="lab_hbnc_CapitalizedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing rights capitalized</link:label>
    <link:label id="lab_hbnc_CapitalizedMortgageServicingRights_label_en-US" xlink:label="lab_hbnc_CapitalizedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capitalized Mortgage Servicing Rights</link:label>
    <link:label id="lab_hbnc_CapitalizedMortgageServicingRights_documentation_en-US" xlink:label="lab_hbnc_CapitalizedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capitalized mortgage servicing rights.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalizedMortgageServicingRights" xlink:href="hbnc-20241231.xsd#hbnc_CapitalizedMortgageServicingRights"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CapitalizedMortgageServicingRights" xlink:to="lab_hbnc_CapitalizedMortgageServicingRights" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_c32a5ea3-9ad7-4951-943d-a37e3c231fd5_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum common issued under the plan (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_53d78c2b-cecb-4a32-adf6-50934ada00f4_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Estimated Fair Values of Financial Instruments</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_e0fed0f2-213e-4619-af46-59d76b999f66_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalPeriodFocus_label_en-US" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Period Focus</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_82916eb8-62c5-47b6-877b-874ff0d471b4_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2028</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, Year Four</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AllExecutiveCategoriesMember_terseLabel_en-US" xlink:label="lab_ecd_AllExecutiveCategoriesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All Executive Categories</link:label>
    <link:label id="lab_ecd_AllExecutiveCategoriesMember_label_en-US" xlink:label="lab_ecd_AllExecutiveCategoriesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All Executive Categories [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="lab_ecd_AllExecutiveCategoriesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_e1a5a747-588d-4f64-92b4-c040cf4a8ad2_terseLabel_en-US" xlink:label="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effect of dilutive securities (in shares)</link:label>
    <link:label id="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_label_en-US" xlink:label="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:to="lab_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_ed5294d1-eee2-4f66-842e-21eb079aaae1_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gain (loss) on securities available for sale, net of tax</link:label>
    <link:label id="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_label_en-US" xlink:label="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:to="lab_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_caef2809-4754-4093-bda1-7bd50817026d_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2026</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, Year Two</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ChangedPeerGroupFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_ChangedPeerGroupFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Changed Peer Group, Footnote</link:label>
    <link:label id="lab_ecd_ChangedPeerGroupFnTextBlock_label_en-US" xlink:label="lab_ecd_ChangedPeerGroupFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Changed Peer Group, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:to="lab_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_963202cf-55cf-4dae-86e9-c4a374cab856_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outstanding, weighted average remaining contractual term</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsAbstract_acfd1aae-47fe-4ba7-b62d-34a2300e5542_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_us-gaap_AssetsAbstract_label_en-US" xlink:label="lab_us-gaap_AssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsAbstract" xlink:to="lab_us-gaap_AssetsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_f2727f61-cc35-4574-8d2d-f40e72d88461_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-option awards granted (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_40357f4a-88f8-47ec-804c-7ab72d9e72fc_terseLabel_en-US" xlink:label="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans transferred to held for sale</link:label>
    <link:label id="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_label_en-US" xlink:label="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans Transferred To Held For Sale, Fair Value Disclosure</link:label>
    <link:label id="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_documentation_en-US" xlink:label="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans Transferred To Held For Sale, Fair Value Disclosure</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:href="hbnc-20241231.xsd#hbnc_LoansTransferredToHeldForSaleFairValueDisclosure"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:to="lab_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentType_7b55ff0c-9a06-4cf5-95be-328a743e5c03_terseLabel_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:label id="lab_dei_DocumentType_label_en-US" xlink:label="lab_dei_DocumentType" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Type</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeContractTypeDomain_b1a31d2c-00a1-4045-8ebe-73592bb528ec_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Contract [Domain]</link:label>
    <link:label id="lab_us-gaap_DerivativeContractTypeDomain_label_en-US" xlink:label="lab_us-gaap_DerivativeContractTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Contract [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeContractTypeDomain" xlink:to="lab_us-gaap_DerivativeContractTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DepositsSavingsDeposits_faabe524-68a8-4c02-94a7-51c61e1baa59_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsSavingsDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Savings deposits</link:label>
    <link:label id="lab_us-gaap_DepositsSavingsDeposits_label_en-US" xlink:label="lab_us-gaap_DepositsSavingsDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Savings Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsSavingsDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsSavingsDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsSavingsDeposits" xlink:to="lab_us-gaap_DepositsSavingsDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquireLoansReceivable_c5c8673c-d717-406d-beac-6062b0dcb69d_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireLoansReceivable" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchase of loans</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireLoansReceivable_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireLoansReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Loans Receivable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLoansReceivable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLoansReceivable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireLoansReceivable" xlink:to="lab_us-gaap_PaymentsToAcquireLoansReceivable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_a7f1b1fc-da71-48d2-8a1e-e7637914bf1f_terseLabel_en-US" xlink:label="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other income</link:label>
    <link:label id="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_18b4b549-2f4b-49ff-8a93-ad406d083b44_verboseLabel_en-US" xlink:label="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other income</link:label>
    <link:label id="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_label_en-US" xlink:label="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income Other Operating Income Expense</link:label>
    <link:label id="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_documentation_en-US" xlink:label="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Noninterest income other operating income (expense) earned.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:to="lab_hbnc_NoninterestIncomeOtherOperatingIncomeExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EmployeeThriftPlanMember_2b19a6a2-e290-40b7-b41c-1b16be672bc3_terseLabel_en-US" xlink:label="lab_hbnc_EmployeeThriftPlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Thrift Plan</link:label>
    <link:label id="lab_hbnc_EmployeeThriftPlanMember_label_en-US" xlink:label="lab_hbnc_EmployeeThriftPlanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Thrift Plan [Member]</link:label>
    <link:label id="lab_hbnc_EmployeeThriftPlanMember_documentation_en-US" xlink:label="lab_hbnc_EmployeeThriftPlanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee thrift plan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeThriftPlanMember" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeThriftPlanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EmployeeThriftPlanMember" xlink:to="lab_hbnc_EmployeeThriftPlanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_OtherMember_372c08d6-199b-4613-8e8a-f1a769543d72_terseLabel_en-US" xlink:label="lab_hbnc_OtherMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_hbnc_OtherMember_label_en-US" xlink:label="lab_hbnc_OtherMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other [Member]</link:label>
    <link:label id="lab_hbnc_OtherMember_documentation_en-US" xlink:label="lab_hbnc_OtherMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherMember" xlink:href="hbnc-20241231.xsd#hbnc_OtherMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_OtherMember" xlink:to="lab_hbnc_OtherMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeAverageFixedInterestRate_4f38bdca-25f2-4245-b601-538a6f9d4deb_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAverageFixedInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted average fixed rate</link:label>
    <link:label id="lab_us-gaap_DerivativeAverageFixedInterestRate_label_en-US" xlink:label="lab_us-gaap_DerivativeAverageFixedInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative, Average Fixed Interest Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAverageFixedInterestRate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAverageFixedInterestRate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAverageFixedInterestRate" xlink:to="lab_us-gaap_DerivativeAverageFixedInterestRate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_ea8ccc04-9735-4607-bf4a-e69c3b7bdd8b_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercisable, weighted average remaining contractual term</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_b0a139a3-028a-4ca4-a386-fa008e56d72d_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:to="lab_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_2b8addc8-8265-465e-826e-6ac3d61b9c3d_totalLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_9fae7247-30a8-48f7-8274-aea8fdfb4cd7_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Estimated Amortization</link:label>
    <link:label id="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:to="lab_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventTable_6895c859-3e1f-416e-b08e-5e2fb06ec50a_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event [Table]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventTable_label_en-US" xlink:label="lab_us-gaap_SubsequentEventTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventTable" xlink:to="lab_us-gaap_SubsequentEventTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_544a1bf5-56cf-401f-bc5d-bb07346c3c56_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">60&#8211;89 Days Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 60 to 89 Days Past Due [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:to="lab_us-gaap_FinancingReceivables60To89DaysPastDueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ParentCompanyMember_d0f52fae-dd47-4c40-9187-f372b992cf56_terseLabel_en-US" xlink:label="lab_srt_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Parent Company</link:label>
    <link:label id="lab_srt_ParentCompanyMember_label_en-US" xlink:label="lab_srt_ParentCompanyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Parent Company [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ParentCompanyMember" xlink:to="lab_srt_ParentCompanyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ServicingAssetMeasurementInput_ccd7ed2f-9b0a-48ed-9dbc-e45727f74c48_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetMeasurementInput" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Servicing asset, measurement input</link:label>
    <link:label id="lab_us-gaap_ServicingAssetMeasurementInput_label_en-US" xlink:label="lab_us-gaap_ServicingAssetMeasurementInput" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset, Measurement Input</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetMeasurementInput" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetMeasurementInput"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetMeasurementInput" xlink:to="lab_us-gaap_ServicingAssetMeasurementInput" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_MaximumMember_0287ae21-8a11-401a-92dc-afa6c52fd9b2_terseLabel_en-US" xlink:label="lab_srt_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Maximum</link:label>
    <link:label id="lab_srt_MaximumMember_label_en-US" xlink:label="lab_srt_MaximumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maximum [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MaximumMember" xlink:to="lab_srt_MaximumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_55730fe5-2404-4c12-98f6-e3eb8299bf7e_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Statements of Cash Flows</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:to="lab_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAbstract_4c25adee-6c0c-4930-bde1-ef00130d1297_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesAbstract_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_EquityValuationAssumptionDifferenceFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Valuation Assumption Difference, Footnote</link:label>
    <link:label id="lab_ecd_EquityValuationAssumptionDifferenceFnTextBlock_label_en-US" xlink:label="lab_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Valuation Assumption Difference, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:to="lab_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsNet_acd40f6c-6bdf-4169-9fcc-fe14c8060645_totalLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Estimated amortization</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsNet_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_997e52c6-6923-4615-afee-989204dcb696_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank advances are secured by first and second mortgage loans and mortgage warehouse loans</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_da65b617-ceb1-4420-aba8-a31ff656890e_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Expired (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_ab6d6e6a-b6cf-4d52-aa12-074d82fe7828_terseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Effect of dilutive securities:</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Diluted, Adjustment [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:to="lab_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_RangeAxis_ed018a09-5551-49eb-8c7f-1abecd6833d6_verboseLabel_en-US" xlink:label="lab_srt_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Range [Axis]</link:label>
    <link:label id="lab_srt_RangeAxis_ad3aecaa-8bdf-4b04-a329-a3bff6de041d_terseLabel_en-US" xlink:label="lab_srt_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Axis]</link:label>
    <link:label id="lab_srt_RangeAxis_label_en-US" xlink:label="lab_srt_RangeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeAxis" xlink:to="lab_srt_RangeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonRule10b51ArrTrmntdFlag_terseLabel_en-US" xlink:label="lab_ecd_NonRule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-Rule 10b5-1 Arrangement Terminated</link:label>
    <link:label id="lab_ecd_NonRule10b51ArrTrmntdFlag_label_en-US" xlink:label="lab_ecd_NonRule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:to="lab_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_b60cb3f8-25c1-4f57-9611-0a5413094e00_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income Before Income Taxes</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonPeoNeoAvgTotalCompAmt_terseLabel_en-US" xlink:label="lab_ecd_NonPeoNeoAvgTotalCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-PEO NEO Average Total Compensation Amount</link:label>
    <link:label id="lab_ecd_NonPeoNeoAvgTotalCompAmt_label_en-US" xlink:label="lab_ecd_NonPeoNeoAvgTotalCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-PEO NEO Average Total Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:to="lab_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_OutstandingRecoveryIndName_terseLabel_en-US" xlink:label="lab_ecd_OutstandingRecoveryIndName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Name</link:label>
    <link:label id="lab_ecd_OutstandingRecoveryIndName_label_en-US" xlink:label="lab_ecd_OutstandingRecoveryIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Outstanding Recovery, Individual Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_OutstandingRecoveryIndName" xlink:to="lab_ecd_OutstandingRecoveryIndName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GoodwillImpairmentLoss_a747ec8b-8319-4860-be81-28b5294c0a9b_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillImpairmentLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill impairment loss</link:label>
    <link:label id="lab_us-gaap_GoodwillImpairmentLoss_label_en-US" xlink:label="lab_us-gaap_GoodwillImpairmentLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill, Impairment Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillImpairmentLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillImpairmentLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillImpairmentLoss" xlink:to="lab_us-gaap_GoodwillImpairmentLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_TitleOfIndividualAxis_acca8805-585a-41b9-98df-72c0be284962_terseLabel_en-US" xlink:label="lab_srt_TitleOfIndividualAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title and Position [Axis]</link:label>
    <link:label id="lab_srt_TitleOfIndividualAxis_label_en-US" xlink:label="lab_srt_TitleOfIndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title and Position [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_TitleOfIndividualAxis" xlink:to="lab_srt_TitleOfIndividualAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgPredtrmndFlag_terseLabel_en-US" xlink:label="lab_ecd_AwardTmgPredtrmndFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Timing Predetermined</link:label>
    <link:label id="lab_ecd_AwardTmgPredtrmndFlag_label_en-US" xlink:label="lab_ecd_AwardTmgPredtrmndFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing Predetermined [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgPredtrmndFlag" xlink:to="lab_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AuditInformationAbstract_label_en-US" xlink:label="lab_hbnc_AuditInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Audit Information [Abstract]</link:label>
    <link:label id="lab_hbnc_AuditInformationAbstract_documentation_en-US" xlink:label="lab_hbnc_AuditInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Audit Information</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AuditInformationAbstract" xlink:href="hbnc-20241231.xsd#hbnc_AuditInformationAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AuditInformationAbstract" xlink:to="lab_hbnc_AuditInformationAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventTypeDomain_80f11525-14a7-47ac-91a0-e903075eb59f_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Domain]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventTypeDomain_label_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventTypeDomain" xlink:to="lab_us-gaap_SubsequentEventTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_145c430c-b444-4566-b42c-f5b042e07ccb_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividends paid on common stock</link:label>
    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_c79ed5af-89dd-4c8d-a0d5-d8438ea30504_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Dividends paid on common shares</link:label>
    <link:label id="lab_us-gaap_PaymentsOfDividendsCommonStock_label_en-US" xlink:label="lab_us-gaap_PaymentsOfDividendsCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments of Ordinary Dividends, Common Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsOfDividendsCommonStock" xlink:to="lab_us-gaap_PaymentsOfDividendsCommonStock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionPricePercentage_d9b00280-f42f-404e-97f4-c19e2b32bd80_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Redemption price, percentage</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionPricePercentage_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Redemption Price, Percentage</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:to="lab_us-gaap_DebtInstrumentRedemptionPricePercentage" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EarningsPerShareDiluted_f0cda86f-29ec-4a11-bfff-727d01a65ad1_verboseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings per share (in USD per share)</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareDiluted_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Diluted</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDiluted" xlink:to="lab_us-gaap_EarningsPerShareDiluted" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanTextBlock_a877af61-4194-470b-b285-182f09274765_terseLabel_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Supplemental Executive Retirement Plan</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanTextBlock_label_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan [Text Block]</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanTextBlock_documentation_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee stock ownership plan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:to="lab_hbnc_EmployeeStockOwnershipPlanTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_58ac30ea-7785-4bb8-99b9-b5989b007507_terseLabel_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for loan losses charge down unsecured open end loans past due period</link:label>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_label_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance For Loan Losses Charge Down Unsecured Open End Loans Past Due Period</link:label>
    <link:label id="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_documentation_en-US" xlink:label="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance for loan losses charge down unsecured open end loans past due period.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:to="lab_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StateAndLocalJurisdictionMember_d777d732-36c5-4a5f-a7fb-1454156fac6c_terseLabel_en-US" xlink:label="lab_us-gaap_StateAndLocalJurisdictionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State and Local Jurisdiction</link:label>
    <link:label id="lab_us-gaap_StateAndLocalJurisdictionMember_label_en-US" xlink:label="lab_us-gaap_StateAndLocalJurisdictionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">State and Local Jurisdiction [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StateAndLocalJurisdictionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StateAndLocalJurisdictionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StateAndLocalJurisdictionMember" xlink:to="lab_us-gaap_StateAndLocalJurisdictionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_42056284-2bd1-440c-a305-ab488ab87a20_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, for capital adequacy purposes, amount</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:to="lab_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DepositsMoneyMarketDeposits_a2f77f3d-6636-426f-8b56-5d75da56ed82_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Money market</link:label>
    <link:label id="lab_us-gaap_DepositsMoneyMarketDeposits_label_en-US" xlink:label="lab_us-gaap_DepositsMoneyMarketDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits, Money Market Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsMoneyMarketDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsMoneyMarketDeposits" xlink:to="lab_us-gaap_DepositsMoneyMarketDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_RestatementDoesNotRequireRecoveryTextBlock_terseLabel_en-US" xlink:label="lab_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement does not require Recovery</link:label>
    <link:label id="lab_ecd_RestatementDoesNotRequireRecoveryTextBlock_label_en-US" xlink:label="lab_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement Does Not Require Recovery [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:to="lab_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_9dc70e08-919e-442a-bb19-f3554ab14802_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchase of FHLB stock</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:to="lab_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PreferredStockSharesIssued_ccddd1fd-924b-4a24-a543-4e5b0a049b3f_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, shares issued (in shares)</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesIssued_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesIssued" xlink:to="lab_us-gaap_PreferredStockSharesIssued" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_12dd7547-6d42-423e-b227-542f4440ee0a_terseLabel_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Financial Position [Abstract]</link:label>
    <link:label id="lab_us-gaap_StatementOfFinancialPositionAbstract_label_en-US" xlink:label="lab_us-gaap_StatementOfFinancialPositionAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Financial Position [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract" xlink:to="lab_us-gaap_StatementOfFinancialPositionAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_7a9379bd-aae2-478f-b29d-04f4af580853_terseLabel_en-US" xlink:label="lab_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost of Hedged Items</link:label>
    <link:label id="lab_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_label_en-US" xlink:label="lab_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" xlink:to="lab_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DepositsAbstract_92ff9f73-48a8-4ea4-b5c9-dcdcf6e660cd_terseLabel_en-US" xlink:label="lab_us-gaap_DepositsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_us-gaap_DepositsAbstract_label_en-US" xlink:label="lab_us-gaap_DepositsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositsAbstract" xlink:to="lab_us-gaap_DepositsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock_b135def4-5f6d-4a04-bd5e-99a08ed783e3_terseLabel_en-US" xlink:label="lab_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Statements of Comprehensive Income (Loss)</link:label>
    <link:label id="lab_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock_label_en-US" xlink:label="lab_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Statement of Comprehensive Income [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedStatementOfComprehensiveIncomeTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock" xlink:to="lab_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_da0a129d-a7b1-4484-8008-46e4049363a3_totalLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total derivatives subject to enforceable master netting arrangements, net, fair value</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Subject to Master Netting Arrangement, after Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" xlink:to="lab_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InvestmentTaxCredit_f1e88e93-f930-4090-b69e-8f718f420ade_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentTaxCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment tax credit</link:label>
    <link:label id="lab_us-gaap_InvestmentTaxCredit_label_en-US" xlink:label="lab_us-gaap_InvestmentTaxCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment Tax Credit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTaxCredit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentTaxCredit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTaxCredit" xlink:to="lab_us-gaap_InvestmentTaxCredit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesOther_f039635d-f9cc-4401-8aa0-4aac831cc24e_negatedLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesOther" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesOther_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Other</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesOther"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesOther" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesOther" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_610114ce-52e9-4dec-b01e-823f78e498a0_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total fair value of shares vested</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_fe427ef3-2b9f-4951-a943-664fdb45a247_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available credit lines with various money center banks</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProfitLoss_65f1f77d-bfbf-4c8f-8856-bf90446c4f50_terseLabel_en-US" xlink:label="lab_us-gaap_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net income</link:label>
    <link:label id="lab_us-gaap_ProfitLoss_label_en-US" xlink:label="lab_us-gaap_ProfitLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss), Including Portion Attributable to Noncontrolling Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProfitLoss" xlink:to="lab_us-gaap_ProfitLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_d5a63990-e6dc-4e91-b44e-e7b1ccb2247c_negatedLabel_en-US" xlink:label="lab_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other losses</link:label>
    <link:label id="lab_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_label_en-US" xlink:label="lab_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:to="lab_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_6e1410ec-64de-4c9e-a277-f7446723d361_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax (benefit) expense</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_14552413-8072-4fd7-97bf-7d36b9115b3a_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total income tax expense</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_2cbb592d-234e-4f25-a0f1-bf642ef1373c_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Income tax benefit</link:label>
    <link:label id="lab_us-gaap_IncomeTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_IncomeTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_f7d48f14-6c0d-4adc-82c7-3c54118212f3_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value for after ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeAssets_a562b55d-5c35-41b4-8a3a-9438b669f963_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative asset</link:label>
    <link:label id="lab_us-gaap_DerivativeAssets_label_en-US" xlink:label="lab_us-gaap_DerivativeAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssets" xlink:to="lab_us-gaap_DerivativeAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_919f30c7-30b3-45c4-84d5-d641ab90fc6d_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted-average period cost over which cost is expected to be recognized</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_2075110b-6370-4d4c-ad27-39800b10fde9_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Portfolio Segment [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:to="lab_us-gaap_FinancingReceivablePortfolioSegmentDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AlternativeInvestmentMeasurementInput_403a8596-fa71-4e01-b192-9044e185b6d7_terseLabel_en-US" xlink:label="lab_us-gaap_AlternativeInvestmentMeasurementInput" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Factor considered to be significant for fair value measurement</link:label>
    <link:label id="lab_us-gaap_AlternativeInvestmentMeasurementInput_label_en-US" xlink:label="lab_us-gaap_AlternativeInvestmentMeasurementInput" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Alternative Investment, Measurement Input</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestmentMeasurementInput" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AlternativeInvestmentMeasurementInput"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AlternativeInvestmentMeasurementInput" xlink:to="lab_us-gaap_AlternativeInvestmentMeasurementInput" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_569afc42-c94b-4c5b-a1c8-ae66156a7afa_terseLabel_en-US" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</link:label>
    <link:label id="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_label_en-US" xlink:label="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Comprehensive Income [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:to="lab_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_c45bc98a-4c5a-4ca6-8c49-9e2de83b2962_terseLabel_en-US" xlink:label="lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</link:label>
    <link:label id="lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_label_en-US" xlink:label="lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems" xlink:to="lab_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_b5ad48af-8d3b-4b3d-a494-8937ed52f19e_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fiscal year before current fiscal year, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_f667b128-86b9-40db-b1fa-a06e3775f346_terseLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted Average Payment Delay (In Months)</link:label>
    <link:label id="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_label_en-US" xlink:label="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified, Weighted Average Payment Deferral, Period</link:label>
    <link:label id="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_documentation_en-US" xlink:label="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified, Weighted Average Payment Deferral, Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:to="lab_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpenseAbstract_2df0f174-4f52-497f-aaf5-da5c4cfb5a85_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Expense</link:label>
    <link:label id="lab_us-gaap_InterestExpenseAbstract_label_en-US" xlink:label="lab_us-gaap_InterestExpenseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Operating and Nonoperating [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseAbstract" xlink:to="lab_us-gaap_InterestExpenseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_dd77fcc7-7849-447b-ad7d-da61563a4412_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) investing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Investing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpense_dc911ad6-ae51-4c1e-94e2-7c163f6e680f_negatedNetLabel_en-US" xlink:label="lab_us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="resource" xml:lang="en-US">Interest expense</link:label>
    <link:label id="lab_us-gaap_InterestExpense_label_en-US" xlink:label="lab_us-gaap_InterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Operating and Nonoperating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpense" xlink:to="lab_us-gaap_InterestExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_af0f3153-fbf5-4eed-b89d-420a783fda92_terseLabel_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum number of years of satisfactory repayment required for satisfactory pass rating</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_label_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Quality Classification Period Satisfactory Repayment</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_documentation_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit quality classification period satisfactory repayment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:to="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityAxis_dca11059-d09f-4767-9afa-f9e8921466fc_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Jurisdiction [Axis]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxAuthorityAxis_label_en-US" xlink:label="lab_us-gaap_IncomeTaxAuthorityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Jurisdiction [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxAuthorityAxis" xlink:to="lab_us-gaap_IncomeTaxAuthorityAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_GoodPassMember_a364f738-815c-4f70-ad21-06a2f1dc3968_terseLabel_en-US" xlink:label="lab_hbnc_GoodPassMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Good Pass</link:label>
    <link:label id="lab_hbnc_GoodPassMember_label_en-US" xlink:label="lab_hbnc_GoodPassMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Good Pass [Member]</link:label>
    <link:label id="lab_hbnc_GoodPassMember_documentation_en-US" xlink:label="lab_hbnc_GoodPassMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Good pass.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_GoodPassMember" xlink:href="hbnc-20241231.xsd#hbnc_GoodPassMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_GoodPassMember" xlink:to="lab_hbnc_GoodPassMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EquityMethodInvestmentsPolicy_427885bd-8373-4f44-b211-8d63606b251f_terseLabel_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Partnership Investments</link:label>
    <link:label id="lab_us-gaap_EquityMethodInvestmentsPolicy_label_en-US" xlink:label="lab_us-gaap_EquityMethodInvestmentsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Method Investments [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentsPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentsPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityMethodInvestmentsPolicy" xlink:to="lab_us-gaap_EquityMethodInvestmentsPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AllAdjToCompMember_terseLabel_en-US" xlink:label="lab_ecd_AllAdjToCompMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All Adjustments to Compensation</link:label>
    <link:label id="lab_ecd_AllAdjToCompMember_label_en-US" xlink:label="lab_ecd_AllAdjToCompMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All Adjustments to Compensation [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllAdjToCompMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="lab_ecd_AllAdjToCompMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CoreDepositsMember_c11e8a87-904b-4b86-81fc-1b130da7583a_terseLabel_en-US" xlink:label="lab_us-gaap_CoreDepositsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Core deposit intangible</link:label>
    <link:label id="lab_us-gaap_CoreDepositsMember_label_en-US" xlink:label="lab_us-gaap_CoreDepositsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Core Deposits [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CoreDepositsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CoreDepositsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CoreDepositsMember" xlink:to="lab_us-gaap_CoreDepositsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_30012d12-2708-4430-bbc9-3762a8692d85_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional paid-in capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapital_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid in Capital</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapital" xlink:to="lab_us-gaap_AdditionalPaidInCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FederalReserveBankFunding_eceaadaf-87d1-4378-8a1c-6a2ad558c9dd_terseLabel_en-US" xlink:label="lab_hbnc_FederalReserveBankFunding" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank - Bank Term Funding Program</link:label>
    <link:label id="lab_hbnc_FederalReserveBankFunding_label_en-US" xlink:label="lab_hbnc_FederalReserveBankFunding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank, Funding</link:label>
    <link:label id="lab_hbnc_FederalReserveBankFunding_documentation_en-US" xlink:label="lab_hbnc_FederalReserveBankFunding" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Federal Reserve Bank, Funding</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveBankFunding" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveBankFunding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FederalReserveBankFunding" xlink:to="lab_hbnc_FederalReserveBankFunding" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherIntangibleAssetsNet_960b7fc2-651b-4809-9e94-ca8875c3c685_terseLabel_en-US" xlink:label="lab_us-gaap_OtherIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other intangible assets</link:label>
    <link:label id="lab_us-gaap_OtherIntangibleAssetsNet_label_en-US" xlink:label="lab_us-gaap_OtherIntangibleAssetsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Intangible Assets, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIntangibleAssetsNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherIntangibleAssetsNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherIntangibleAssetsNet" xlink:to="lab_us-gaap_OtherIntangibleAssetsNet" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CompositionOfDepositsTableTextBlock_bf3b6375-a302-429a-834c-8b478ac15174_terseLabel_en-US" xlink:label="lab_hbnc_CompositionOfDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Deposits</link:label>
    <link:label id="lab_hbnc_CompositionOfDepositsTableTextBlock_label_en-US" xlink:label="lab_hbnc_CompositionOfDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Composition Of Deposits [Table Text Block]</link:label>
    <link:label id="lab_hbnc_CompositionOfDepositsTableTextBlock_documentation_en-US" xlink:label="lab_hbnc_CompositionOfDepositsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Composition of deposits.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CompositionOfDepositsTableTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_CompositionOfDepositsTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CompositionOfDepositsTableTextBlock" xlink:to="lab_hbnc_CompositionOfDepositsTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_c8bfe3da-92dd-440f-953f-655ee1c2de96_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Line Items]</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardAxis_07e5d889-fb3c-4f9e-aa9e-c03f3d3fcd3e_terseLabel_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax Credit Carryforward [Axis]</link:label>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardAxis_label_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Credit Carryforward [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TaxCreditCarryforwardAxis" xlink:to="lab_us-gaap_TaxCreditCarryforwardAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_ebe7fb08-ffdd-4dea-9014-a74da9c49c39_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LegalEntityAxis_ceaca1f6-6338-4976-a0f3-8fd61e546b36_terseLabel_en-US" xlink:label="lab_dei_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:label id="lab_dei_LegalEntityAxis_label_en-US" xlink:label="lab_dei_LegalEntityAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Entity [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LegalEntityAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis" xlink:to="lab_dei_LegalEntityAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageWarehousingMember_a100f0f2-1f68-4f8e-b5be-a4e3fad81035_terseLabel_en-US" xlink:label="lab_hbnc_MortgageWarehousingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage warehouse</link:label>
    <link:label id="lab_hbnc_MortgageWarehousingMember_label_en-US" xlink:label="lab_hbnc_MortgageWarehousingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Warehousing [Member]</link:label>
    <link:label id="lab_hbnc_MortgageWarehousingMember_documentation_en-US" xlink:label="lab_hbnc_MortgageWarehousingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage warehousing.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageWarehousingMember" xlink:to="lab_hbnc_MortgageWarehousingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_02306067-e8d5-4e5e-8802-8163f69b361b_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Statements of Income</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:to="lab_srt_ScheduleOfCondensedIncomeStatementTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueMeasurementsValuationTechnique_e04c69b4-70b3-4a63-8a5f-b8484d564dae_terseLabel_en-US" xlink:label="lab_hbnc_FairValueMeasurementsValuationTechnique" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation Technique</link:label>
    <link:label id="lab_hbnc_FairValueMeasurementsValuationTechnique_label_en-US" xlink:label="lab_hbnc_FairValueMeasurementsValuationTechnique" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurements Valuation Technique</link:label>
    <link:label id="lab_hbnc_FairValueMeasurementsValuationTechnique_documentation_en-US" xlink:label="lab_hbnc_FairValueMeasurementsValuationTechnique" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Measurements Valuation Technique</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementsValuationTechnique" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementsValuationTechnique"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueMeasurementsValuationTechnique" xlink:to="lab_hbnc_FairValueMeasurementsValuationTechnique" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MoodysBBRatingMember_4cb36203-4783-4879-b795-c135f256a845_terseLabel_en-US" xlink:label="lab_hbnc_MoodysBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BB</link:label>
    <link:label id="lab_hbnc_MoodysBBRatingMember_label_en-US" xlink:label="lab_hbnc_MoodysBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, BB Rating [Member]</link:label>
    <link:label id="lab_hbnc_MoodysBBRatingMember_documentation_en-US" xlink:label="lab_hbnc_MoodysBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Moody's, BB Rating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBRatingMember" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBRatingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MoodysBBRatingMember" xlink:to="lab_hbnc_MoodysBBRatingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_2d5448fa-fcea-4304-b148-63c5adb2fbeb_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gain on derivative instruments, net of tax</link:label>
    <link:label id="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_label_en-US" xlink:label="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:to="lab_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_fb7991bb-87a0-45d1-a9ad-320fe1808db5_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeDomain_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeDomain" xlink:to="lab_us-gaap_LongtermDebtTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressStateOrProvince_54351931-6f36-4095-8f63-47029eb4ea9a_terseLabel_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:label id="lab_dei_EntityAddressStateOrProvince_label_en-US" xlink:label="lab_dei_EntityAddressStateOrProvince" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, State or Province</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressStateOrProvince" xlink:to="lab_dei_EntityAddressStateOrProvince" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_c738de9b-3dd1-46ff-986f-3b90b450d43f_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_cdc36d50-f9fd-4373-a8b7-af2bf61d9d24_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Three year before current fiscal year</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ErrCompAnalysisTextBlock_terseLabel_en-US" xlink:label="lab_ecd_ErrCompAnalysisTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Erroneous Compensation Analysis</link:label>
    <link:label id="lab_ecd_ErrCompAnalysisTextBlock_label_en-US" xlink:label="lab_ecd_ErrCompAnalysisTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Erroneous Compensation Analysis [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ErrCompAnalysisTextBlock" xlink:to="lab_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_650ca36e-31c7-4e9c-8292-5eb3b721e016_terseLabel_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Disclosure [Line Items]</link:label>
    <link:label id="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems_label_en-US" xlink:label="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Defined Benefit Plan Disclosure [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:to="lab_us-gaap_DefinedBenefitPlanDisclosureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_618b89fc-2ec2-40ba-9497-28965a30ad87_terseLabel_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instruments [Domain]</link:label>
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_label_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instruments [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_387d81e4-cde9-42f5-a2ac-17f51939cab6_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</link:label>
    <link:label id="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems_label_en-US" xlink:label="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts, Notes, Loans and Financing Receivable [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:to="lab_us-gaap_AccountsNotesAndLoansReceivableLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_7de680f9-d4f8-4d59-9f1d-efd945918460_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Non-vested, beginning of year (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_e7201c92-cdc6-4bf1-96c4-1a8e69ed212d_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Non-vested, end of year (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy_2b8aaf6b-2c4d-4152-b43d-307146308aef_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Securities Held to Maturity</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Premium on Purchased Options, Price [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_90be2853-0d77-443a-841d-e9869124470f_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod_d1c6e98d-4798-4b93-b35e-6d3d625561c5_terseLabel_en-US" xlink:label="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage warehousing maximum pay off period</link:label>
    <link:label id="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod_label_en-US" xlink:label="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Warehousing Maximum Pay Off Period</link:label>
    <link:label id="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod_documentation_en-US" xlink:label="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage warehousing maximum pay off period.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMaximumPayOffPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:to="lab_hbnc_MortgageWarehousingMaximumPayOffPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_RestatementDeterminationDate_terseLabel_en-US" xlink:label="lab_ecd_RestatementDeterminationDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement Determination Date</link:label>
    <link:label id="lab_ecd_RestatementDeterminationDate_label_en-US" xlink:label="lab_ecd_RestatementDeterminationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement Determination Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDeterminationDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_RestatementDeterminationDate" xlink:to="lab_ecd_RestatementDeterminationDate" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareTable_1743a831-a5ef-48cd-b530-10f696956efc_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Earnings Per Share [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareTable_label_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Earnings Per Share [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareTable_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of Earnings Per Share [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareTable" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareTable" xlink:to="lab_hbnc_ScheduleOfEarningsPerShareTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock_8a56b560-38e1-465c-ae9e-341593a910db_terseLabel_en-US" xlink:label="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repossessed Assets</link:label>
    <link:label id="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repossessed Assets, Policy [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Repossessed Assets, Policy</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_RepossessedAssetsPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:to="lab_hbnc_RepossessedAssetsPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PvpTable_terseLabel_en-US" xlink:label="lab_ecd_PvpTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pay vs Performance Disclosure</link:label>
    <link:label id="lab_ecd_PvpTable_label_en-US" xlink:label="lab_ecd_PvpTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pay vs Performance Disclosure [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PvpTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PvpTable" xlink:to="lab_ecd_PvpTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestRateContractMember_7920fe8e-cbf5-4eb5-aac6-3fcf1da367f2_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateContractMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Contract</link:label>
    <link:label id="lab_us-gaap_InterestRateContractMember_e41f5a80-5a2b-43c2-8e4a-817442fac4cb_verboseLabel_en-US" xlink:label="lab_us-gaap_InterestRateContractMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest rate contracts</link:label>
    <link:label id="lab_us-gaap_InterestRateContractMember_label_en-US" xlink:label="lab_us-gaap_InterestRateContractMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Contract [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateContractMember" xlink:to="lab_us-gaap_InterestRateContractMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_ffde8d28-b579-42f7-b7c4-464fc889819e_verboseLabel_en-US" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Condensed Financial Information (Parent Company Only)</link:label>
    <link:label id="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Financial Information of Parent Company Only Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:to="lab_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_93f543c5-da47-4c4e-bd7a-88f9d9c9663e_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:to="lab_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_16c26494-b121-4e8d-b591-1452e091000c_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Outstanding, beginning of year (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_c4894888-b04b-40d9-ae48-fe017e87a232_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Outstanding, end of year (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ErrCompRecoveryTable_terseLabel_en-US" xlink:label="lab_ecd_ErrCompRecoveryTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Erroneously Awarded Compensation Recovery</link:label>
    <link:label id="lab_ecd_ErrCompRecoveryTable_label_en-US" xlink:label="lab_ecd_ErrCompRecoveryTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Erroneously Awarded Compensation Recovery [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ErrCompRecoveryTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="lab_ecd_ErrCompRecoveryTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_b34c2038-8f05-412e-9e54-db76f1f68d50_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossLineItems_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_61428f65-8e13-4c2f-86a4-1443ba7501ee_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Outstanding, beginning of year (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_07dd71ad-af86-44ee-b27a-3713c03648cc_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Outstanding, end of year (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsEquityMethodInvestments_98ea00b1-dc33-4051-b389-2dbe19fb4c70_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Basis difference in partnership equity investments</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsEquityMethodInvestments_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Equity Method Investments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsEquityMethodInvestments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments" xlink:to="lab_us-gaap_DeferredTaxAssetsEquityMethodInvestments" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_62851494-c8a7-4c1e-9c64-c90f86e5b5ca_terseLabel_en-US" xlink:label="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Financial Information Disclosure [Abstract]</link:label>
    <link:label id="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_label_en-US" xlink:label="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Financial Information Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:to="lab_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentAbstract_c7d18477-c3d3-4484-9e17-5ad2c83d93f9_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Abstract]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentAbstract_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_27e32e73-a757-4e56-aa65-7dc069ede87a_terseLabel_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</link:label>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_label_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital required for capital adequacy with capital buffer to risk weighted assets</link:label>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_documentation_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital required for capital adequacy with capital buffer to risk weighted assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:to="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventMember_a40da9d3-8ab0-4c97-abf8-4fba2ee8bb70_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event</link:label>
    <link:label id="lab_us-gaap_SubsequentEventMember_label_en-US" xlink:label="lab_us-gaap_SubsequentEventMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventMember" xlink:to="lab_us-gaap_SubsequentEventMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_ad8458c6-6225-4764-b9ae-682f80c40ba6_terseLabel_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercise of stock options</link:label>
    <link:label id="lab_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_label_en-US" xlink:label="lab_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Exercised</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:to="lab_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_41b3a9d3-1613-4445-8a80-87be3913dd63_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GainLossOnSaleOfMortgageLoans_43df15ed-1a21-46a5-a274-6b12cb9e51e6_terseLabel_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on sale of mortgage loans</link:label>
    <link:label id="lab_us-gaap_GainLossOnSaleOfMortgageLoans_fbe1ee19-183e-473b-a0b6-f30014947517_negatedLabel_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Gain on sale of mortgage loans</link:label>
    <link:label id="lab_us-gaap_GainLossOnSaleOfMortgageLoans_label_en-US" xlink:label="lab_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Sale of Mortgage Loans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:to="lab_us-gaap_GainLossOnSaleOfMortgageLoans" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_31b5f67c-c8b2-4a9e-89cc-77239199f562_terseLabel_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments to extend credit</link:label>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_label_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Unused Commitments To Extend Credit</link:label>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_documentation_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Unused Commitments To Extend Credit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:to="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxPolicyTextBlock_c132b41e-e475-4218-a5e4-758169e20fce_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Taxes</link:label>
    <link:label id="lab_us-gaap_IncomeTaxPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_IncomeTaxPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxPolicyTextBlock" xlink:to="lab_us-gaap_IncomeTaxPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeerGroupIssuersFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_PeerGroupIssuersFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Peer Group Issuers, Footnote</link:label>
    <link:label id="lab_ecd_PeerGroupIssuersFnTextBlock_label_en-US" xlink:label="lab_ecd_PeerGroupIssuersFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Peer Group Issuers, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:to="lab_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DividendIncomeOperating_b682b6ec-ab2f-44e6-8778-970f6e07edaf_terseLabel_en-US" xlink:label="lab_us-gaap_DividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividend income from subsidiaries</link:label>
    <link:label id="lab_us-gaap_DividendIncomeOperating_label_en-US" xlink:label="lab_us-gaap_DividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividend Income, Operating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendIncomeOperating" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendIncomeOperating"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendIncomeOperating" xlink:to="lab_us-gaap_DividendIncomeOperating" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RestrictedStockAndPerformanceSharesMember_ad624680-1df2-4aac-b98c-d71d07e409bd_terseLabel_en-US" xlink:label="lab_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restricted and Performance Shares</link:label>
    <link:label id="lab_hbnc_RestrictedStockAndPerformanceSharesMember_label_en-US" xlink:label="lab_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restricted Stock And Performance Shares [Member]</link:label>
    <link:label id="lab_hbnc_RestrictedStockAndPerformanceSharesMember_documentation_en-US" xlink:label="lab_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Restricted Stock And Performance Shares [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:href="hbnc-20241231.xsd#hbnc_RestrictedStockAndPerformanceSharesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:to="lab_hbnc_RestrictedStockAndPerformanceSharesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_cf7cdc4b-4307-4488-8053-9e8773af4853_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Income</link:label>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract_label_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Dividend Income, Operating [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperatingAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfRepurchaseAgreements_3c584e6d-345c-4b61-a7b3-8c02542d89dc_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Repurchase Agreements Accounted as Secured Borrowings</link:label>
    <link:label id="lab_us-gaap_ScheduleOfRepurchaseAgreements_label_en-US" xlink:label="lab_us-gaap_ScheduleOfRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Repurchase Agreements [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRepurchaseAgreements" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfRepurchaseAgreements"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfRepurchaseAgreements" xlink:to="lab_us-gaap_ScheduleOfRepurchaseAgreements" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeoMember_terseLabel_en-US" xlink:label="lab_ecd_PeoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PEO</link:label>
    <link:label id="lab_ecd_PeoMember_label_en-US" xlink:label="lab_ecd_PeoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">PEO [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeoMember" xlink:to="lab_ecd_PeoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrIndName_terseLabel_en-US" xlink:label="lab_ecd_TrdArrIndName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Name</link:label>
    <link:label id="lab_ecd_TrdArrIndName_label_en-US" xlink:label="lab_ecd_TrdArrIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement, Individual Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrIndName" xlink:to="lab_ecd_TrdArrIndName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpenseDeposits_cf58972d-ae09-466e-80ef-fcca56b9397d_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_us-gaap_InterestExpenseDeposits_label_en-US" xlink:label="lab_us-gaap_InterestExpenseDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseDeposits" xlink:to="lab_us-gaap_InterestExpenseDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_b5bd9268-faed-44b8-bd87-f1533488df02_terseLabel_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</link:label>
    <link:label id="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_label_en-US" xlink:label="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:to="lab_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock_1f1095da-6116-4446-92d6-df8b4d037c70_terseLabel_en-US" xlink:label="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Modifications for Borrowers Experiencing Financial Difficulty</link:label>
    <link:label id="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Borrowers Experiencing Financial Difficulties, Modifications, Policy [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowers Experiencing Financial Difficulties, Modifications, Policy</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:to="lab_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_0f02d7ee-f892-4c2b-bf79-ec56d53e075c_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Lived Tangible Asset [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentByTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherNoninterestExpense_bbadcd04-dae3-4a98-a452-64bef33c22ee_terseLabel_en-US" xlink:label="lab_us-gaap_OtherNoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other expense</link:label>
    <link:label id="lab_us-gaap_OtherNoninterestExpense_label_en-US" xlink:label="lab_us-gaap_OtherNoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Noninterest Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoninterestExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherNoninterestExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherNoninterestExpense" xlink:to="lab_us-gaap_OtherNoninterestExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_20595ae1-1551-4ec6-a783-e297f7ec3b10_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:to="lab_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_039417ca-dff6-4949-a727-0c4dc290b4f2_terseLabel_en-US" xlink:label="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer from held-in-portfolio to held-for-sale</link:label>
    <link:label id="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_label_en-US" xlink:label="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan and Lease, Transfer from Held-in-Portfolio to Held-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:to="lab_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesTable_12018297-8336-48af-8420-ec828bdfc52b_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesTable_label_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesTable_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesTable" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable" xlink:to="lab_hbnc_ScheduleOfAccountingPoliciesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityPublicFloat_4390e565-5da0-4b87-a699-be1af58a0c45_terseLabel_en-US" xlink:label="lab_dei_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Public Float</link:label>
    <link:label id="lab_dei_EntityPublicFloat_label_en-US" xlink:label="lab_dei_EntityPublicFloat" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Public Float</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityPublicFloat" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityPublicFloat"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityPublicFloat" xlink:to="lab_dei_EntityPublicFloat" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CapitalRequiredToBeWellCapitalized_153faa2d-5c56-4a4e-af3d-171c22f78010_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), for well capitalized purpose, amount</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredToBeWellCapitalized_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_b813cc4f-fc27-40c2-aa16-4e71c733cf36_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After ten years, amortized cost</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InternallyAssignedRatingMethodologyMember_0b8183e1-24d5-42a3-bd86-c9adc0ece159_terseLabel_en-US" xlink:label="lab_hbnc_InternallyAssignedRatingMethodologyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internally-Assigned Rating Methodology</link:label>
    <link:label id="lab_hbnc_InternallyAssignedRatingMethodologyMember_label_en-US" xlink:label="lab_hbnc_InternallyAssignedRatingMethodologyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internally-Assigned Rating Methodology [Member]</link:label>
    <link:label id="lab_hbnc_InternallyAssignedRatingMethodologyMember_documentation_en-US" xlink:label="lab_hbnc_InternallyAssignedRatingMethodologyMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Internally-Assigned Rating Methodology</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InternallyAssignedRatingMethodologyMember" xlink:href="hbnc-20241231.xsd#hbnc_InternallyAssignedRatingMethodologyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InternallyAssignedRatingMethodologyMember" xlink:to="lab_hbnc_InternallyAssignedRatingMethodologyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_2d15e13c-3276-48f6-a98e-e2e7c97f812b_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Undistributed income (dividends in excess) of subsidiaries</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_74fbd236-a99c-4ccf-be74-eab37e28e0b8_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Dividends in excess (equity in undistributed net income) of subsidiaries</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromEquityMethodInvestments_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Equity Method Investments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:to="lab_us-gaap_IncomeLossFromEquityMethodInvestments" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SatisfactoryPassMember_f4ae7946-8048-4692-9121-f35de3dce758_terseLabel_en-US" xlink:label="lab_hbnc_SatisfactoryPassMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Satisfactory Pass</link:label>
    <link:label id="lab_hbnc_SatisfactoryPassMember_label_en-US" xlink:label="lab_hbnc_SatisfactoryPassMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Satisfactory Pass [Member]</link:label>
    <link:label id="lab_hbnc_SatisfactoryPassMember_documentation_en-US" xlink:label="lab_hbnc_SatisfactoryPassMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Satisfactory Pass.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SatisfactoryPassMember" xlink:href="hbnc-20241231.xsd#hbnc_SatisfactoryPassMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SatisfactoryPassMember" xlink:to="lab_hbnc_SatisfactoryPassMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_1c095e73-77f7-4dc8-943f-5f6fc457e17f_totalLabel_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Income Before Undistributed Income (Dividends in Excess) of Subsidiaries</link:label>
    <link:label id="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_label_en-US" xlink:label="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:to="lab_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases_591ffc53-5097-40e2-9225-ee7c4560ecc0_terseLabel_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest and fees on loans</link:label>
    <link:label id="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases_label_en-US" xlink:label="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Fee Income, Loans and Leases</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:to="lab_us-gaap_InterestAndFeeIncomeLoansAndLeases" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscTableTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Awards Close in Time to MNPI Disclosures, Table</link:label>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscTableTextBlock_label_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Awards Close in Time to MNPI Disclosures [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:to="lab_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DividendsPayableCurrentAndNoncurrent_12d4d1d0-1e5e-4ff4-845a-e0ba9c5b40cd_terseLabel_en-US" xlink:label="lab_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash dividends declared, not paid</link:label>
    <link:label id="lab_us-gaap_DividendsPayableCurrentAndNoncurrent_label_en-US" xlink:label="lab_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends Payable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:to="lab_us-gaap_DividendsPayableCurrentAndNoncurrent" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_NatureOfBusinessPolicyTextBlock_3695c38f-ac08-4425-ad90-5af073e38f7a_terseLabel_en-US" xlink:label="lab_hbnc_NatureOfBusinessPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nature of Business</link:label>
    <link:label id="lab_hbnc_NatureOfBusinessPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_NatureOfBusinessPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Nature Of Business [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_NatureOfBusinessPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_NatureOfBusinessPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Nature of business.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NatureOfBusinessPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_NatureOfBusinessPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_NatureOfBusinessPolicyTextBlock" xlink:to="lab_hbnc_NatureOfBusinessPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeLineItems_7d7ccf3c-44ea-47e2-84a9-11214a2be467_terseLabel_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income [Line Items]</link:label>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeLineItems_label_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income [Line Items]</link:label>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeLineItems_documentation_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeLineItems" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems" xlink:to="lab_hbnc_CondensedComprehensiveIncomeLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_4193fcc0-fdd1-4aae-aaf5-27070156479f_totalLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total Loans</link:label>
    <link:label id="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_label_en-US" xlink:label="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans</link:label>
    <link:label id="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_documentation_en-US" xlink:label="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:to="lab_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember_terseLabel_en-US" xlink:label="lab_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year</link:label>
    <link:label id="lab_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember_label_en-US" xlink:label="lab_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:to="lab_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PerformingFinancingReceivableMember_3e06b4d5-40a1-4aec-96e1-0472efcf69c6_terseLabel_en-US" xlink:label="lab_us-gaap_PerformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performing</link:label>
    <link:label id="lab_us-gaap_PerformingFinancingReceivableMember_label_en-US" xlink:label="lab_us-gaap_PerformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Performing Financial Instruments [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformingFinancingReceivableMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PerformingFinancingReceivableMember" xlink:to="lab_us-gaap_PerformingFinancingReceivableMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ExtinguishmentOfDebtPriceToPar_f1a9b919-da53-4d3a-bb84-6ec085926496_terseLabel_en-US" xlink:label="lab_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Extinguishment of debt, price to par</link:label>
    <link:label id="lab_hbnc_ExtinguishmentOfDebtPriceToPar_label_en-US" xlink:label="lab_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Extinguishment Of Debt, Price To Par</link:label>
    <link:label id="lab_hbnc_ExtinguishmentOfDebtPriceToPar_documentation_en-US" xlink:label="lab_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Extinguishment Of Debt, Price To Par</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:href="hbnc-20241231.xsd#hbnc_ExtinguishmentOfDebtPriceToPar"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:to="lab_hbnc_ExtinguishmentOfDebtPriceToPar" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_8af81433-f966-460d-8ac1-09a47995ded0_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value for one to five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AggtErrCompAmt_terseLabel_en-US" xlink:label="lab_ecd_AggtErrCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Erroneous Compensation Amount</link:label>
    <link:label id="lab_ecd_AggtErrCompAmt_label_en-US" xlink:label="lab_ecd_AggtErrCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregate Erroneous Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtErrCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AggtErrCompAmt" xlink:to="lab_ecd_AggtErrCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_LocalPhoneNumber_1835dc3e-4a08-4451-b1b8-48a3fe0ba915_terseLabel_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:label id="lab_dei_LocalPhoneNumber_label_en-US" xlink:label="lab_dei_LocalPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Local Phone Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_dfb67e31-fa9e-4328-b11a-5c101d2489da_terseLabel_en-US" xlink:label="lab_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares authorized to be repurchased (in shares)</link:label>
    <link:label id="lab_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_label_en-US" xlink:label="lab_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share Repurchase Program, Authorized, Number of Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:to="lab_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_ff31ea63-79c0-487b-af66-e16611a76e8f_negatedLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Valuation allowance</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_29477d87-7024-4653-86cb-d8218e54637c_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Valuation allowance</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsValuationAllowance_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Valuation Allowance</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:to="lab_us-gaap_DeferredTaxAssetsValuationAllowance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_35ad13df-0d75-4014-ab77-da871e0d7053_terseLabel_en-US" xlink:label="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short and long-term borrowings</link:label>
    <link:label id="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount_label_en-US" xlink:label="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt, Long-Term and Short-Term, Combined Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:to="lab_us-gaap_DebtLongtermAndShorttermCombinedAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AggtErrCompNotYetDeterminedTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Erroneous Compensation Not Yet Determined</link:label>
    <link:label id="lab_ecd_AggtErrCompNotYetDeterminedTextBlock_label_en-US" xlink:label="lab_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregate Erroneous Compensation Not Yet Determined [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:to="lab_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_9461332e-4c25-4e4a-ae85-466d2ac125df_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Credit loss expense (reversal)</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_3e585f2b-fd12-4945-a458-8d0c78717f0b_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit loss expense (reversal)</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PostemploymentBenefitsAbstract_6d9de686-70a0-4b21-8306-56004d5fd9ea_terseLabel_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Postemployment Benefits [Abstract]</link:label>
    <link:label id="lab_us-gaap_PostemploymentBenefitsAbstract_label_en-US" xlink:label="lab_us-gaap_PostemploymentBenefitsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Postemployment Benefits [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PostemploymentBenefitsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PostemploymentBenefitsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PostemploymentBenefitsAbstract" xlink:to="lab_us-gaap_PostemploymentBenefitsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_7fb81217-7eba-4f78-aeff-83f81f8424ab_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revolving term loans, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_106ed224-a1d5-4973-8fd7-e93d0a57504d_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities sold under agreements to repurchase, interest rate, overnight and continuous</link:label>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_label_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets Sold under Agreements to Repurchase, Interest Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:to="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_61e42305-c0a1-4648-a79a-199d40a88a8b_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Four year before current fiscal year</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CashEquivalentMaximumMaturityPeriod_f7e8b715-6c63-48b1-b456-d6c44e240eca_terseLabel_en-US" xlink:label="lab_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash equivalent maximum maturity period</link:label>
    <link:label id="lab_hbnc_CashEquivalentMaximumMaturityPeriod_label_en-US" xlink:label="lab_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Equivalent Maximum Maturity Period</link:label>
    <link:label id="lab_hbnc_CashEquivalentMaximumMaturityPeriod_documentation_en-US" xlink:label="lab_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash equivalent maximum maturity period.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:href="hbnc-20241231.xsd#hbnc_CashEquivalentMaximumMaturityPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:to="lab_hbnc_CashEquivalentMaximumMaturityPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_ac00349a-3d89-4ede-ae5f-a21554401eb7_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net change in:</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Operating Capital [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag_bdbfeefd-fdc2-4cae-b0f9-d415c57bc461_terseLabel_en-US" xlink:label="lab_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Financial Statement Restatement Recovery Analysis</link:label>
    <link:label id="lab_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag_label_en-US" xlink:label="lab_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Financial Statement Restatement Recovery Analysis [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtRestatementRecoveryAnalysisFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag" xlink:to="lab_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_d9b63c3e-7b59-400c-b685-f66e58fff114_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses for available for sale debt securities</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_e789db31-dba9-4039-a28d-3f82a67b2b91_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value, off-Balance-Sheet Risks</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:to="lab_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeoTotalCompAmt_terseLabel_en-US" xlink:label="lab_ecd_PeoTotalCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PEO Total Compensation Amount</link:label>
    <link:label id="lab_ecd_PeoTotalCompAmt_label_en-US" xlink:label="lab_ecd_PeoTotalCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">PEO Total Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoTotalCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeoTotalCompAmt" xlink:to="lab_ecd_PeoTotalCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OccupancyNet_0fcbac66-e4bf-4591-ba7a-c39c50d4c0f4_terseLabel_en-US" xlink:label="lab_us-gaap_OccupancyNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net occupancy expenses</link:label>
    <link:label id="lab_us-gaap_OccupancyNet_label_en-US" xlink:label="lab_us-gaap_OccupancyNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Occupancy, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OccupancyNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OccupancyNet" xlink:to="lab_us-gaap_OccupancyNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_65e0650e-f58d-49e2-8b94-58d021efed54_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_DerivativeFairValueOfDerivativeLiability_label_en-US" xlink:label="lab_us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Subject to Master Netting Arrangement, before Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:to="lab_us-gaap_DerivativeFairValueOfDerivativeLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_a71476c1-5db2-41e6-852a-583587a91ae9_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Excluding Accrued Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationTable_57e51481-156d-4266-b593-a9ef05318e90_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationTable_label_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationTable_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationTable" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable" xlink:to="lab_hbnc_ScheduleOfStockBasedCompensationTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_c3a97cb6-6316-44c0-af04-86ad838eced7_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Type [Domain]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Lived Tangible Asset [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoninterestIncomeOtherAbstract_5a061449-f8cc-4fad-bab8-28b7308ad933_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncomeOtherAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;interest Income</link:label>
    <link:label id="lab_us-gaap_NoninterestIncomeOtherAbstract_label_en-US" xlink:label="lab_us-gaap_NoninterestIncomeOtherAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income, Other [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncomeOtherAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncomeOtherAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract" xlink:to="lab_us-gaap_NoninterestIncomeOtherAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeStatementLocationAxis_150eed72-c092-4876-ab04-0ab8d63f67d2_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Statement Location [Axis]</link:label>
    <link:label id="lab_us-gaap_IncomeStatementLocationAxis_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Income Location, Balance [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementLocationAxis" xlink:to="lab_us-gaap_IncomeStatementLocationAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_2d7948c7-676b-4a76-ab6c-7e3784c1af7f_terseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosure of Repurchase Agreements [Abstract]</link:label>
    <link:label id="lab_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_label_en-US" xlink:label="lab_us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosure of Repurchase Agreements [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:to="lab_us-gaap_DisclosureOfRepurchaseAgreementsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CapitalToRiskWeightedAssets_9d64b0f0-93d1-4c17-916c-e54e19d669fb_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), actual, ratio</link:label>
    <link:label id="lab_us-gaap_CapitalToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_CapitalToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Risk-Based Capital Ratio, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtDisclosureAbstract_1c0c5858-7e62-4265-8b8d-2ddb94593762_terseLabel_en-US" xlink:label="lab_us-gaap_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Abstract]</link:label>
    <link:label id="lab_us-gaap_DebtDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureAbstract" xlink:to="lab_us-gaap_DebtDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockMember_28acec92-7d28-4b92-a179-df2de54ae15d_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common Stock</link:label>
    <link:label id="lab_us-gaap_CommonStockMember_label_en-US" xlink:label="lab_us-gaap_CommonStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockMember" xlink:to="lab_us-gaap_CommonStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_OtherCertificateAndTimeDeposit_e1416e81-3aef-4b09-a5c6-ce64aaf59d1b_terseLabel_en-US" xlink:label="lab_hbnc_OtherCertificateAndTimeDeposit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certificates of deposit of less than $250,000</link:label>
    <link:label id="lab_hbnc_OtherCertificateAndTimeDeposit_label_en-US" xlink:label="lab_hbnc_OtherCertificateAndTimeDeposit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Certificate And Time Deposit</link:label>
    <link:label id="lab_hbnc_OtherCertificateAndTimeDeposit_documentation_en-US" xlink:label="lab_hbnc_OtherCertificateAndTimeDeposit" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other certificate and time deposit.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherCertificateAndTimeDeposit" xlink:href="hbnc-20241231.xsd#hbnc_OtherCertificateAndTimeDeposit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_OtherCertificateAndTimeDeposit" xlink:to="lab_hbnc_OtherCertificateAndTimeDeposit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Capital_d5873fbd-22a3-479e-8f54-dea002e1b5cb_terseLabel_en-US" xlink:label="lab_us-gaap_Capital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), actual, amount</link:label>
    <link:label id="lab_us-gaap_Capital_label_en-US" xlink:label="lab_us-gaap_Capital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Capital, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Capital" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Capital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Capital" xlink:to="lab_us-gaap_Capital" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_7eb5beaf-7e9f-4e93-b17c-989e1bb0654c_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock split</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stockholders' Equity Note, Stock Split, Conversion Ratio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:to="lab_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt_terseLabel_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Expense of Enforcement, Amount</link:label>
    <link:label id="lab_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt_label_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Expense of Enforcement, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:to="lab_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SegmentReportingAbstract_label_en-US" xlink:label="lab_us-gaap_SegmentReportingAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingAbstract" xlink:to="lab_us-gaap_SegmentReportingAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_label_en-US" xlink:label="lab_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations [Abstract]</link:label>
    <link:label id="lab_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_documentation_en-US" xlink:label="lab_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" xlink:href="hbnc-20241231.xsd#hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" xlink:to="lab_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment_256a2562-428f-4a99-bdf0-321eb460788c_terseLabel_en-US" xlink:label="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage servicing income, net</link:label>
    <link:label id="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment_label_en-US" xlink:label="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Income Loss Net Of Impairment</link:label>
    <link:label id="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment_documentation_en-US" xlink:label="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing income net of impairment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingIncomeLossNetOfImpairment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:to="lab_hbnc_MortgageServicingIncomeLossNetOfImpairment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OperatingIncomeLossAbstract_877438b8-ee83-451b-aa7c-17f3b16e3232_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingIncomeLossAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Income (Expense)</link:label>
    <link:label id="lab_us-gaap_OperatingIncomeLossAbstract_label_en-US" xlink:label="lab_us-gaap_OperatingIncomeLossAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Income (Loss) [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLossAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract" xlink:to="lab_us-gaap_OperatingIncomeLossAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCentralIndexKey_6e3cc271-c4cd-4aff-bd9b-f6e458368071_terseLabel_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:label id="lab_dei_EntityCentralIndexKey_label_en-US" xlink:label="lab_dei_EntityCentralIndexKey" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Central Index Key</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_dc296ed3-145b-4908-8795-ef43eb1e8ee3_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_f453c142-f5b9-4313-af62-d3e655f5ffdf_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit loss expense (benefit)</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Credit Loss Expense (Reversal)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiability_bd711028-6d9d-485d-a339-854e8845330d_periodStartLabel_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiability" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, beginning of period</link:label>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiability_b0663593-05df-43cd-b105-dcd515bd4f18_periodEndLabel_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiability" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiability_label_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Off-Balance-Sheet, Credit Loss, Liability</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiability" xlink:to="lab_us-gaap_OffBalanceSheetCreditLossLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonPeoNeoAvgCompActuallyPaidAmt_terseLabel_en-US" xlink:label="lab_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-PEO NEO Average Compensation Actually Paid Amount</link:label>
    <link:label id="lab_ecd_NonPeoNeoAvgCompActuallyPaidAmt_label_en-US" xlink:label="lab_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-PEO NEO Average Compensation Actually Paid Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:to="lab_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AllianceFinancialStatutoryTrustOneMember_83511b98-b25e-4aeb-92b8-b851a6dd00a4_terseLabel_en-US" xlink:label="lab_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Alliance Financial Statutory Trust I</link:label>
    <link:label id="lab_hbnc_AllianceFinancialStatutoryTrustOneMember_label_en-US" xlink:label="lab_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Alliance Financial Statutory Trust One [Member]</link:label>
    <link:label id="lab_hbnc_AllianceFinancialStatutoryTrustOneMember_documentation_en-US" xlink:label="lab_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Alliance financial statutory trust one.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:href="hbnc-20241231.xsd#hbnc_AllianceFinancialStatutoryTrustOneMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:to="lab_hbnc_AllianceFinancialStatutoryTrustOneMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_95f7dad8-d7f5-49aa-bf15-687b5354fcc7_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stockholders' Equity</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:to="lab_us-gaap_StockholdersEquityNoteDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgHowMnpiCnsdrdTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Timing, How MNPI Considered</link:label>
    <link:label id="lab_ecd_AwardTmgHowMnpiCnsdrdTextBlock_label_en-US" xlink:label="lab_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing, How MNPI Considered [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:to="lab_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancialInstrumentAxis_df4a5ad6-aad8-4e85-973d-2c6392374c22_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentAxis_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instrument [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentAxis" xlink:to="lab_us-gaap_FinancialInstrumentAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SegmentReportingDisclosureTextBlock_c1a4359a-6c98-447f-a354-238d287778f6_terseLabel_en-US" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Segment Reporting</link:label>
    <link:label id="lab_us-gaap_SegmentReportingDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_SegmentReportingDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Segment Reporting Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SegmentReportingDisclosureTextBlock" xlink:to="lab_us-gaap_SegmentReportingDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_0f4c7b15-8d7d-47f1-a0d0-76d039a02782_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value of Derivative Financial Instruments</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InterchangeFees_22cef3f1-3359-40ee-bb79-24ce30aa66bf_terseLabel_en-US" xlink:label="lab_hbnc_InterchangeFees" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interchange fees</link:label>
    <link:label id="lab_hbnc_InterchangeFees_label_en-US" xlink:label="lab_hbnc_InterchangeFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interchange Fees</link:label>
    <link:label id="lab_hbnc_InterchangeFees_documentation_en-US" xlink:label="lab_hbnc_InterchangeFees" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interchange fees.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterchangeFees" xlink:href="hbnc-20241231.xsd#hbnc_InterchangeFees"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InterchangeFees" xlink:to="lab_hbnc_InterchangeFees" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RestrictedStockMember_f418a3c1-ab12-445c-88db-483d082b851a_terseLabel_en-US" xlink:label="lab_us-gaap_RestrictedStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restricted stock</link:label>
    <link:label id="lab_us-gaap_RestrictedStockMember_label_en-US" xlink:label="lab_us-gaap_RestrictedStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restricted Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestrictedStockMember" xlink:to="lab_us-gaap_RestrictedStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProfessionalFees_1be61b4b-a3ec-4c16-992d-7544637a3ec1_terseLabel_en-US" xlink:label="lab_us-gaap_ProfessionalFees" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Professional fees</link:label>
    <link:label id="lab_us-gaap_ProfessionalFees_label_en-US" xlink:label="lab_us-gaap_ProfessionalFees" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Professional Fees</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfessionalFees"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProfessionalFees" xlink:to="lab_us-gaap_ProfessionalFees" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_736b4f12-86f9-48a4-83a2-eee71b7d6dc2_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Basis [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByMeasurementBasisAxis_label_en-US" xlink:label="lab_us-gaap_FairValueByMeasurementBasisAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Basis [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis" xlink:to="lab_us-gaap_FairValueByMeasurementBasisAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrIndTitle_terseLabel_en-US" xlink:label="lab_ecd_TrdArrIndTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title</link:label>
    <link:label id="lab_ecd_TrdArrIndTitle_label_en-US" xlink:label="lab_ecd_TrdArrIndTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement, Individual Title</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrIndTitle" xlink:to="lab_ecd_TrdArrIndTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ConsolidatedEntitiesAxis_e48138fe-8a37-4524-a043-18cb0399c8b1_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Axis]</link:label>
    <link:label id="lab_srt_ConsolidatedEntitiesAxis_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidatedEntitiesAxis" xlink:to="lab_srt_ConsolidatedEntitiesAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoanExpense_852cfafb-c183-499b-b681-0adcaadd3f1b_terseLabel_en-US" xlink:label="lab_hbnc_LoanExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan expense</link:label>
    <link:label id="lab_hbnc_LoanExpense_label_en-US" xlink:label="lab_hbnc_LoanExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Expense</link:label>
    <link:label id="lab_hbnc_LoanExpense_documentation_en-US" xlink:label="lab_hbnc_LoanExpense" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan expense.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanExpense" xlink:href="hbnc-20241231.xsd#hbnc_LoanExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoanExpense" xlink:to="lab_hbnc_LoanExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CityAreaCode_0479e7ce-9a8a-47b3-8a44-0d54b00dc680_terseLabel_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:label id="lab_dei_CityAreaCode_label_en-US" xlink:label="lab_dei_CityAreaCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Area Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AuditorLocation_b159eea7-a97c-4794-877b-ebf437c65691_terseLabel_en-US" xlink:label="lab_dei_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor Location</link:label>
    <link:label id="lab_dei_AuditorLocation_label_en-US" xlink:label="lab_dei_AuditorLocation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor Location</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorLocation" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorLocation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorLocation" xlink:to="lab_dei_AuditorLocation" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DepositsTable_44d3d3c8-cc89-4b00-847a-ddf409fd9aab_terseLabel_en-US" xlink:label="lab_hbnc_DepositsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits [Table]</link:label>
    <link:label id="lab_hbnc_DepositsTable_label_en-US" xlink:label="lab_hbnc_DepositsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits [Table]</link:label>
    <link:label id="lab_hbnc_DepositsTable_documentation_en-US" xlink:label="lab_hbnc_DepositsTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsTable" xlink:href="hbnc-20241231.xsd#hbnc_DepositsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DepositsTable" xlink:to="lab_hbnc_DepositsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IndirectAutoMember_5adee749-f4bb-48a6-b362-a6fdd010b292_terseLabel_en-US" xlink:label="lab_hbnc_IndirectAutoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Indirect auto</link:label>
    <link:label id="lab_hbnc_IndirectAutoMember_label_en-US" xlink:label="lab_hbnc_IndirectAutoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Indirect Auto [Member]</link:label>
    <link:label id="lab_hbnc_IndirectAutoMember_documentation_en-US" xlink:label="lab_hbnc_IndirectAutoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Indirect installment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectAutoMember" xlink:href="hbnc-20241231.xsd#hbnc_IndirectAutoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IndirectAutoMember" xlink:to="lab_hbnc_IndirectAutoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoanServicingTextBlock_3d2c3b7b-af46-48e4-a52e-77c048e050b8_terseLabel_en-US" xlink:label="lab_hbnc_LoanServicingTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Servicing</link:label>
    <link:label id="lab_hbnc_LoanServicingTextBlock_label_en-US" xlink:label="lab_hbnc_LoanServicingTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Servicing [Text Block]</link:label>
    <link:label id="lab_hbnc_LoanServicingTextBlock_documentation_en-US" xlink:label="lab_hbnc_LoanServicingTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan servicing.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanServicingTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_LoanServicingTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoanServicingTextBlock" xlink:to="lab_hbnc_LoanServicingTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock_21a7893d-72a4-452a-9475-a8a45b0796dd_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Credit Quality Indicator</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearTwo_a7167774-f338-4649-ab8b-165e306e857e_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2026</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearTwo_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Two</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearTwo" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearTwo" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RevenueRecognitionPolicyTextBlock_cdc21c6d-97a2-4fed-bba9-d73e5dadaa34_terseLabel_en-US" xlink:label="lab_us-gaap_RevenueRecognitionPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revenue Recognition</link:label>
    <link:label id="lab_us-gaap_RevenueRecognitionPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_RevenueRecognitionPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revenue [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRecognitionPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RevenueRecognitionPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RevenueRecognitionPolicyTextBlock" xlink:to="lab_us-gaap_RevenueRecognitionPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_256cdc16-2bb4-437d-92d0-3f23cc51eeb5_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization of unearned compensation</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">APIC, Share-Based Payment Arrangement, Restricted Stock Unit, Increase for Cost Recognition</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember_61bf5105-2f42-4822-9729-cb7537649b6f_terseLabel_en-US" xlink:label="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Option Activity Under the 2013 Plan</link:label>
    <link:label id="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember_label_en-US" xlink:label="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Two Thousand Thirteen Equity Incentive Plan [Member]</link:label>
    <link:label id="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember_documentation_en-US" xlink:label="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Two Thousand Thirteen Equity Incentive Plan [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandThirteenEquityIncentivePlanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:to="lab_hbnc_TwoThousandThirteenEquityIncentivePlanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock_terseLabel_en-US" xlink:label="lab_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insider Trading Policies and Procedures Not Adopted</link:label>
    <link:label id="lab_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock_label_en-US" xlink:label="lab_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insider Trading Policies and Procedures Not Adopted [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:to="lab_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_580a69ad-ec20-44c6-ac9c-04aa57045484_terseLabel_en-US" xlink:label="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential Mortgage And Mortgage Warehousing Loans</link:label>
    <link:label id="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_label_en-US" xlink:label="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Mortgage And Mortgage Warehousing Loans [Member]</link:label>
    <link:label id="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_documentation_en-US" xlink:label="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Mortgage And Mortgage Warehousing Loans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:to="lab_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PreferredStockMember_2410760c-39ad-4b92-93c9-e4f3a5029002_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred Stock</link:label>
    <link:label id="lab_us-gaap_PreferredStockMember_label_en-US" xlink:label="lab_us-gaap_PreferredStockMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockMember" xlink:to="lab_us-gaap_PreferredStockMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageServicingRightsReductions_cea3fc18-7170-4c72-9d10-d6eb9f08299f_terseLabel_en-US" xlink:label="lab_hbnc_MortgageServicingRightsReductions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reductions</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsReductions_label_en-US" xlink:label="lab_hbnc_MortgageServicingRightsReductions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights Reductions</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsReductions_documentation_en-US" xlink:label="lab_hbnc_MortgageServicingRightsReductions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights reductions.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsReductions" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsReductions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageServicingRightsReductions" xlink:to="lab_hbnc_MortgageServicingRightsReductions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_50ea56b1-200e-48c0-a890-1f331eec0573_totalLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_11043d0d-a649-41a1-988b-7aa670094b9d_negatedLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Charge&#8211;offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_ec88cb39-7bbb-4fff-83ec-aaf01d1b1360_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repurchase of outstanding stock</link:label>
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_9cea176f-f0c1-4d7c-a1e2-72f61c982031_negatedNetLabel_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="resource" xml:lang="en-US">Repurchase of outstanding stock</link:label>
    <link:label id="lab_us-gaap_PaymentsForRepurchaseOfCommonStock_label_en-US" xlink:label="lab_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for Repurchase of Common Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:to="lab_us-gaap_PaymentsForRepurchaseOfCommonStock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability_2132f0f5-8049-43d1-aa46-e6b7ba44aba4_terseLabel_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ESOP liability</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability_label_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Liability</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability_documentation_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Liability</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:to="lab_hbnc_EmployeeStockOwnershipPlanESOPLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_5bd1cf86-038b-4c20-b4dd-701dca3dc573_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Qualitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_1222de6f-4fd4-49e1-96cf-5ee76e22f8df_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted Average Grant Date Fair Value</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock_c7eb8c38-91f1-4ea1-a351-10e8b27c89c0_terseLabel_en-US" xlink:label="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Disclosures about Fair Value of Assets and Liabilities</link:label>
    <link:label id="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock_label_en-US" xlink:label="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Disclosures About Fair Value Of Assets And Liabilities [Text Block]</link:label>
    <link:label id="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock_documentation_en-US" xlink:label="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Disclosures about fair value of assets and liabilities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:to="lab_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventTypeAxis_afe43854-bfd2-45e9-ba4b-54254adf74f3_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
    <link:label id="lab_us-gaap_SubsequentEventTypeAxis_label_en-US" xlink:label="lab_us-gaap_SubsequentEventTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Event Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventTypeAxis" xlink:to="lab_us-gaap_SubsequentEventTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock_f4394d6d-7dc5-4880-9542-28fa34490b8e_terseLabel_en-US" xlink:label="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings</link:label>
    <link:label id="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock_label_en-US" xlink:label="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Purchased under Agreements to Resell and Securities Sold Under Agreements to Repurchase [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Securities Purchased under Agreements to Resell and Securities Sold Under Agreements to Repurchase</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:to="lab_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock_c85a99f5-7d5d-4b44-a40e-0de77286f8e3_terseLabel_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nature of Operations and Summary of Significant Accounting Policies</link:label>
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock_label_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EquityAbstract_89d16329-546a-4c0b-a05d-b6f97bdc0163_terseLabel_en-US" xlink:label="lab_us-gaap_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity [Abstract]</link:label>
    <link:label id="lab_us-gaap_EquityAbstract_label_en-US" xlink:label="lab_us-gaap_EquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityAbstract" xlink:to="lab_us-gaap_EquityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_51cb9089-87e5-493b-ad06-03bac34189ac_terseLabel_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</link:label>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_label_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Capital required for capital adequacy with capital buffer</link:label>
    <link:label id="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_documentation_en-US" xlink:label="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Capital required for capital adequacy with capital buffer.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:to="lab_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_70f11a36-950c-459b-bfeb-12df33602e7c_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained earnings</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsAccumulatedDeficit_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings (Accumulated Deficit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:to="lab_us-gaap_RetainedEarningsAccumulatedDeficit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_ecd87fc7-88f7-4990-9a0e-e21333c654c4_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Regulatory Capital Requirement</link:label>
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock_53e18915-f0a1-4d0a-b2bc-f181f0820385_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Status of Non-vested, Restricted and Performance Shares</link:label>
    <link:label id="lab_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Nonvested Share Activity [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_ff08a0b3-2500-4cd0-83e7-11e4ba188772_terseLabel_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of consecutive years of profit for good pass rating</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_label_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Quality Classification Consecutive Profit Period Required</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_documentation_en-US" xlink:label="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit quality classification consecutive profit period required.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:to="lab_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_b922ccc1-e717-4cb8-9d0a-f704d8fb1f00_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Within one year, fair value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_f4ff30af-a516-4ccf-aa42-24b2ea46891d_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2026</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, Year Two</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrSecuritiesAggAvailAmt_terseLabel_en-US" xlink:label="lab_ecd_TrdArrSecuritiesAggAvailAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Available</link:label>
    <link:label id="lab_ecd_TrdArrSecuritiesAggAvailAmt_label_en-US" xlink:label="lab_ecd_TrdArrSecuritiesAggAvailAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement, Securities Aggregate Available Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:to="lab_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_EqtyAwrdsAdjsMember_terseLabel_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments</link:label>
    <link:label id="lab_ecd_EqtyAwrdsAdjsMember_label_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="lab_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardUndrlygSecuritiesAmt_terseLabel_en-US" xlink:label="lab_ecd_AwardUndrlygSecuritiesAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Underlying Securities</link:label>
    <link:label id="lab_ecd_AwardUndrlygSecuritiesAmt_label_en-US" xlink:label="lab_ecd_AwardUndrlygSecuritiesAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Underlying Securities Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:to="lab_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PerformanceSharesMember_7b6ac0ce-ea29-471c-bef6-3954d8f1f64a_terseLabel_en-US" xlink:label="lab_us-gaap_PerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Performance Based Share Awards</link:label>
    <link:label id="lab_us-gaap_PerformanceSharesMember_label_en-US" xlink:label="lab_us-gaap_PerformanceSharesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Performance Shares [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformanceSharesMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformanceSharesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PerformanceSharesMember" xlink:to="lab_us-gaap_PerformanceSharesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_aa58a009-9860-43ed-9e96-889926ce51df_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities</link:label>
    <link:label id="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RepaymentsOfOtherDebt_fbf239cc-9acb-4b17-b2b9-9aad80db59f1_negatedLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfOtherDebt" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Repayment of borrowings</link:label>
    <link:label id="lab_us-gaap_RepaymentsOfOtherDebt_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfOtherDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of Other Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfOtherDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfOtherDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfOtherDebt" xlink:to="lab_us-gaap_RepaymentsOfOtherDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DividendsCommonStockCash_ee6af022-ed6e-4637-8ded-20df8d7da6a6_negatedLabel_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Cash dividends on common stock</link:label>
    <link:label id="lab_us-gaap_DividendsCommonStockCash_label_en-US" xlink:label="lab_us-gaap_DividendsCommonStockCash" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends, Common Stock, Cash</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockCash" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsCommonStockCash"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DividendsCommonStockCash" xlink:to="lab_us-gaap_DividendsCommonStockCash" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AmendmentFlag_f98a9cc5-0bc4-4f7e-b23b-86989cd9a070_terseLabel_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:label id="lab_dei_AmendmentFlag_label_en-US" xlink:label="lab_dei_AmendmentFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amendment Flag</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_df0864fb-873c-4668-bf6a-dae4abfdb2dd_terseLabel_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Amount</link:label>
    <link:label id="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember_label_en-US" xlink:label="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Reported Value Measurement [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:to="lab_us-gaap_CarryingReportedAmountFairValueDisclosureMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubordinatedDebtMember_0d6d40ab-dc38-4b3e-8009-198a3cce00d8_terseLabel_en-US" xlink:label="lab_us-gaap_SubordinatedDebtMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Debt</link:label>
    <link:label id="lab_us-gaap_SubordinatedDebtMember_label_en-US" xlink:label="lab_us-gaap_SubordinatedDebtMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Debt [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebtMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebtMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubordinatedDebtMember" xlink:to="lab_us-gaap_SubordinatedDebtMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancialInstrumentPerformanceStatusDomain_640763b8-c81b-4ba8-9f5f-bb3a09e9cf03_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instrument Performance Status [Domain]</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentPerformanceStatusDomain_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instrument Performance Status [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:to="lab_us-gaap_FinancialInstrumentPerformanceStatusDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_4fea4fa3-c141-4289-bb52-4810f67f0a96_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Held to maturity</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling Maturity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquireLifeInsurancePolicies_4f7375e8-7d07-4dba-b631-d94a8379773f_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Purchases of bank owned life insurance</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireLifeInsurancePolicies_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payment to Acquire Life Insurance Policy, Investing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:to="lab_us-gaap_PaymentsToAcquireLifeInsurancePolicies" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockAppreciationRightsSARSMember_terseLabel_en-US" xlink:label="lab_us-gaap_StockAppreciationRightsSARSMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock Appreciation Rights (SARs)</link:label>
    <link:label id="lab_us-gaap_StockAppreciationRightsSARSMember_label_en-US" xlink:label="lab_us-gaap_StockAppreciationRightsSARSMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Appreciation Rights (SARs) [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:to="lab_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_4c9beca6-2123-4a10-a851-dfe4b0ba390a_verboseLabel_en-US" xlink:label="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Impairment (recovery) of mortgage servicing rights</link:label>
    <link:label id="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_label_en-US" xlink:label="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights (MSR) Impairment (Recovery)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:to="lab_us-gaap_MortgageServicingRightsMSRImpairmentRecovery" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CitySavingsTrustMember_ea87375b-c497-4aac-aa93-b571847f4b4e_terseLabel_en-US" xlink:label="lab_hbnc_CitySavingsTrustMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">City Savings Trust</link:label>
    <link:label id="lab_hbnc_CitySavingsTrustMember_label_en-US" xlink:label="lab_hbnc_CitySavingsTrustMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">City Savings Trust [Member]</link:label>
    <link:label id="lab_hbnc_CitySavingsTrustMember_documentation_en-US" xlink:label="lab_hbnc_CitySavingsTrustMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">City savings trust.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CitySavingsTrustMember" xlink:href="hbnc-20241231.xsd#hbnc_CitySavingsTrustMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CitySavingsTrustMember" xlink:to="lab_hbnc_CitySavingsTrustMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventsAbstract_label_en-US" xlink:label="lab_us-gaap_SubsequentEventsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Events [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventsAbstract" xlink:to="lab_us-gaap_SubsequentEventsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_99f8773a-f055-4641-869c-5d0e4fa66aa5_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recoveries</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PercentageOfResidentialRealEstateLoan_8b42c738-4868-483f-8027-26bb6444e147_terseLabel_en-US" xlink:label="lab_hbnc_PercentageOfResidentialRealEstateLoan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential real estate loans as a percentage of total loan</link:label>
    <link:label id="lab_hbnc_PercentageOfResidentialRealEstateLoan_label_en-US" xlink:label="lab_hbnc_PercentageOfResidentialRealEstateLoan" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Residential Real Estate Loan</link:label>
    <link:label id="lab_hbnc_PercentageOfResidentialRealEstateLoan_documentation_en-US" xlink:label="lab_hbnc_PercentageOfResidentialRealEstateLoan" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage of residential real estate loan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfResidentialRealEstateLoan" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfResidentialRealEstateLoan"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PercentageOfResidentialRealEstateLoan" xlink:to="lab_hbnc_PercentageOfResidentialRealEstateLoan" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubstandardMember_9cda0273-f812-4c33-932a-cd217a8d8d10_terseLabel_en-US" xlink:label="lab_us-gaap_SubstandardMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Substandard</link:label>
    <link:label id="lab_us-gaap_SubstandardMember_label_en-US" xlink:label="lab_us-gaap_SubstandardMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Substandard [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubstandardMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubstandardMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubstandardMember" xlink:to="lab_us-gaap_SubstandardMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredFinanceCostsNet_fcfad1b0-ccfb-48fa-bab3-464c313ab594_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredFinanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt issuance costs, net</link:label>
    <link:label id="lab_us-gaap_DeferredFinanceCostsNet_label_en-US" xlink:label="lab_us-gaap_DeferredFinanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Issuance Costs, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredFinanceCostsNet" xlink:to="lab_us-gaap_DeferredFinanceCostsNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_3f20f628-4adc-450e-aadf-05123fd8162b_terseLabel_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings</link:label>
    <link:label id="lab_us-gaap_DebtDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_DebtDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtDisclosureTextBlock" xlink:to="lab_us-gaap_DebtDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedIncomeStatementTable_47f016e9-00e1-41bd-959d-9ae4852e1b68_terseLabel_en-US" xlink:label="lab_srt_CondensedIncomeStatementTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedIncomeStatementTable_label_en-US" xlink:label="lab_srt_CondensedIncomeStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Income Statement [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementTable" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedIncomeStatementTable" xlink:to="lab_srt_CondensedIncomeStatementTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_393f369a-85e3-4248-a39b-f1572a55cc10_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:to="lab_us-gaap_FairValueMeasurementsFairValueHierarchyDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CollateralAxis_ed625178-8368-4d70-b370-bc220e2890c4_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral [Axis]</link:label>
    <link:label id="lab_us-gaap_CollateralAxis_label_en-US" xlink:label="lab_us-gaap_CollateralAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral Held [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CollateralAxis" xlink:to="lab_us-gaap_CollateralAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_135d50db-2200-4096-9f48-4cf43fea4217_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued interest</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Accrued Interest, before Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" xlink:to="lab_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_RecoveryOfErrCompDisclosureLineItems_label_en-US" xlink:label="lab_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Recovery of Erroneously Awarded Compensation Disclosure [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="lab_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_2f9872de-322c-4de9-9e8e-2bfa7a42d814_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt instrument, face amount</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentFaceAmount_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentFaceAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Face Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentFaceAmount" xlink:to="lab_us-gaap_DebtInstrumentFaceAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy_b271ec25-a352-4c4b-99cc-16122d8a0191_terseLabel_en-US" xlink:label="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses (&#8220;ACL&#8221;) on Loans and Modified Loans</link:label>
    <link:label id="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy_label_en-US" xlink:label="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:to="lab_us-gaap_FinanceLoansAndLeasesReceivablePolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_e6b61251-3275-40df-b8d9-15e655f38441_terseLabel_en-US" xlink:label="lab_srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedCashFlowStatementsCaptionsLineItems_label_en-US" xlink:label="lab_srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statements, Captions [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:to="lab_srt_CondensedCashFlowStatementsCaptionsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressPostalZipCode_4580c4ab-f2ba-4e2d-80af-66bea165cc63_terseLabel_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:label id="lab_dei_EntityAddressPostalZipCode_label_en-US" xlink:label="lab_dei_EntityAddressPostalZipCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdvertisingExpense_045373ac-6341-4044-b797-d7d01ef82dd0_terseLabel_en-US" xlink:label="lab_us-gaap_AdvertisingExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Advertising expense</link:label>
    <link:label id="lab_us-gaap_AdvertisingExpense_label_en-US" xlink:label="lab_us-gaap_AdvertisingExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Advertising Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvertisingExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdvertisingExpense" xlink:to="lab_us-gaap_AdvertisingExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestRateSwapMember_1e96a0fe-8593-408b-9964-68a63729dcab_terseLabel_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate swap agreements liability</link:label>
    <link:label id="lab_us-gaap_InterestRateSwapMember_label_en-US" xlink:label="lab_us-gaap_InterestRateSwapMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Rate Swap [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateSwapMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestRateSwapMember" xlink:to="lab_us-gaap_InterestRateSwapMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures_67e5fdb8-d427-4126-bbb4-98277e655c0a_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures issued to capital trusts</link:label>
    <link:label id="lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures_label_en-US" xlink:label="lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Junior Subordinated Debentures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:to="lab_us-gaap_InterestExpenseJuniorSubordinatedDebentures" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset_19302029-de80-4b6d-a509-fd718f1a5754_terseLabel_en-US" xlink:label="lab_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Qualified affordable housing investments obtained in exchange for funding commitments</link:label>
    <link:label id="lab_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset_label_en-US" xlink:label="lab_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consideration Received for Beneficial Interest Obtained for Transferring Financial Asset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" xlink:to="lab_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageLoanContractsMember_6fc5fc27-2d6c-40be-91c3-c9607dbd780e_terseLabel_en-US" xlink:label="lab_hbnc_MortgageLoanContractsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage loan contracts</link:label>
    <link:label id="lab_hbnc_MortgageLoanContractsMember_label_en-US" xlink:label="lab_hbnc_MortgageLoanContractsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Loan Contracts [Member]</link:label>
    <link:label id="lab_hbnc_MortgageLoanContractsMember_documentation_en-US" xlink:label="lab_hbnc_MortgageLoanContractsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage loan contracts.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageLoanContractsMember" xlink:to="lab_hbnc_MortgageLoanContractsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_cc61b4c9-5bdb-4a3a-82c1-237d69dd58bc_terseLabel_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</link:label>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_label_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</link:label>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_documentation_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:to="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_6f2ca219-e9db-4c1c-b081-e5a75b8265fc_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for well capitalized purpose, amount</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_07316bf0-c4d1-4737-86c5-0e43c076942d_totalLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total cash and cash equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_1be89e36-0c6d-472d-b5c9-86441273bddd_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total cash and cash equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, at Carrying Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:to="lab_us-gaap_CashAndCashEquivalentsAtCarryingValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_029cc5a2-c732-4d6a-ae88-1bfbd79aea13_terseLabel_en-US" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">FDIC insurance expense</link:label>
    <link:label id="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_label_en-US" xlink:label="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Deposit Insurance Corporation Premium Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:to="lab_us-gaap_FederalDepositInsuranceCorporationPremiumExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_90c52548-fd24-4a8a-accf-6cab12ac7484_terseLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated notes</link:label>
    <link:label id="lab_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_label_en-US" xlink:label="lab_us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Subordinated Notes and Debentures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:to="lab_us-gaap_InterestExpenseSubordinatedNotesAndDebentures" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_adc80eb0-ad7e-4545-b8ba-0b76b11a0857_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other investing activities</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Other Investing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:to="lab_us-gaap_PaymentsForProceedsFromOtherInvestingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember_terseLabel_en-US" xlink:label="lab_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested</link:label>
    <link:label id="lab_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember_label_en-US" xlink:label="lab_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:to="lab_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_2d766b60-d60d-4b1f-b83d-33592dd9a840_terseLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Credit loss expense (recovery)</link:label>
    <link:label id="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_a95ea26a-f6fb-4428-adf8-4b7f00071014_verboseLabel_en-US" xlink:label="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Provision for (recovery of) credit losses</link:label>
    <link:label id="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_label_en-US" xlink:label="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments</link:label>
    <link:label id="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_documentation_en-US" xlink:label="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:to="lab_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AuditorName_a37ecb94-edba-4ec6-ab6a-232d00fabc97_terseLabel_en-US" xlink:label="lab_dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor Name</link:label>
    <link:label id="lab_dei_AuditorName_label_en-US" xlink:label="lab_dei_AuditorName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorName" xlink:to="lab_dei_AuditorName" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityLineItems_7f8ecc73-b390-4c0f-ace4-eac7d65b8d55_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityLineItems_label_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityLineItems_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:to="lab_hbnc_ScheduleOfStockOptionActivityLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_344520b1-0847-4fda-941f-689ade0e13b7_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InvestmentTableTextBlock_e98a2cb9-7f2a-47e9-840e-4335bf43e15e_verboseLabel_en-US" xlink:label="lab_us-gaap_InvestmentTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity</link:label>
    <link:label id="lab_us-gaap_InvestmentTableTextBlock_label_en-US" xlink:label="lab_us-gaap_InvestmentTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentTableTextBlock" xlink:to="lab_us-gaap_InvestmentTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_5b6b6396-05ef-45a5-b667-0b70fac656c8_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Currently payable</link:label>
    <link:label id="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_label_en-US" xlink:label="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="lab_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_ed731a63-ae36-461f-9a04-b5f103ef7e2e_terseLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on extinguishment</link:label>
    <link:label id="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt_label_en-US" xlink:label="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gain (Loss) on Extinguishment of Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:to="lab_us-gaap_GainsLossesOnExtinguishmentOfDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_096afb29-77dd-430e-8040-3ac85e685145_terseLabel_en-US" xlink:label="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock beneficially owned, liquidated (in shares)</link:label>
    <link:label id="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_label_en-US" xlink:label="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Beneficially Owned, Liquidated Amount</link:label>
    <link:label id="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_documentation_en-US" xlink:label="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Stock, Beneficially Owned, Liquidated Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:to="lab_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember_terseLabel_en-US" xlink:label="lab_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested</link:label>
    <link:label id="lab_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember_label_en-US" xlink:label="lab_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:to="lab_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue_c4e70d35-7dcf-469f-85d7-3a5743e79efa_terseLabel_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledge securities for borrowing availability at the Federal Reserve</link:label>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue_label_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Federal Reserve, at Fair Value</link:label>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue_documentation_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Federal Reserve, at Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:href="hbnc-20241231.xsd#hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:to="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_2fbfc23e-3432-4814-a6c8-6faef930202f_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Federal funds sold</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_b46e1978-5567-4d51-822e-98d3298ef4a4_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds sold</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InstallmentMember_e57ebe9e-618d-4538-b559-2fe76d5f2ebf_terseLabel_en-US" xlink:label="lab_hbnc_InstallmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Installment</link:label>
    <link:label id="lab_hbnc_InstallmentMember_label_en-US" xlink:label="lab_hbnc_InstallmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Installment [Member]</link:label>
    <link:label id="lab_hbnc_InstallmentMember_documentation_en-US" xlink:label="lab_hbnc_InstallmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Direct installment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InstallmentMember" xlink:href="hbnc-20241231.xsd#hbnc_InstallmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InstallmentMember" xlink:to="lab_hbnc_InstallmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_414aeb23-1e0e-4350-91b6-4daeb3861c8b_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Useful Life for depreciation</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Useful Life</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentUsefulLife" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_dfb3d23e-f1fe-4c8e-a76a-95cf0223e87c_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_b71f407f-21e7-4678-906e-ffec7b54731a_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurement [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosureItemAmountsDomain_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:to="lab_us-gaap_FairValueDisclosureItemAmountsDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTable_167adbc6-232e-4453-a6a2-d83754a4a58b_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Option [Axis]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShortTermDebtTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShortTermDebtTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-Term Debt [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShortTermDebtTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable" xlink:to="lab_us-gaap_ScheduleOfShortTermDebtTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Maturity30To90DaysMember_edc6c95a-830d-4b41-bb6e-2f42038d0e7e_terseLabel_en-US" xlink:label="lab_us-gaap_Maturity30To90DaysMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">30&#8211;90 Days</link:label>
    <link:label id="lab_us-gaap_Maturity30To90DaysMember_label_en-US" xlink:label="lab_us-gaap_Maturity30To90DaysMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maturity 30 to 90 Days [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Maturity30To90DaysMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Maturity30To90DaysMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Maturity30To90DaysMember" xlink:to="lab_us-gaap_Maturity30To90DaysMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus_89006923-18eb-458d-8e6c-742b8b49bdce_terseLabel_en-US" xlink:label="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans classified as TDR after a period</link:label>
    <link:label id="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus_label_en-US" xlink:label="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Period For Loans Moved To Non Accrual Status</link:label>
    <link:label id="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus_documentation_en-US" xlink:label="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Period for loans moved to non accrual status.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:href="hbnc-20241231.xsd#hbnc_PeriodForLoansMovedToNonAccrualStatus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:to="lab_hbnc_PeriodForLoansMovedToNonAccrualStatus" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAcquiredFromAcquisition_f4dac7cd-0eb7-49ab-aa76-a3a9acfa2455_terseLabel_en-US" xlink:label="lab_us-gaap_CashAcquiredFromAcquisition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net cash received in branch acquisition</link:label>
    <link:label id="lab_us-gaap_CashAcquiredFromAcquisition_label_en-US" xlink:label="lab_us-gaap_CashAcquiredFromAcquisition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Acquired from Acquisition</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAcquiredFromAcquisition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAcquiredFromAcquisition" xlink:to="lab_us-gaap_CashAcquiredFromAcquisition" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AdjToPeoCompFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AdjToPeoCompFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment To PEO Compensation, Footnote</link:label>
    <link:label id="lab_ecd_AdjToPeoCompFnTextBlock_label_en-US" xlink:label="lab_ecd_AdjToPeoCompFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment To PEO Compensation, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AdjToPeoCompFnTextBlock" xlink:to="lab_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_58e8ec51-a9bb-4310-ab81-40995cf9bbca_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Class of Financing Receivable [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_b58e819d-915c-49da-b550-99c44cf9e7f2_terseLabel_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives designated as hedging instruments</link:label>
    <link:label id="lab_us-gaap_DesignatedAsHedgingInstrumentMember_label_en-US" xlink:label="lab_us-gaap_DesignatedAsHedgingInstrumentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Designated as Hedging Instrument [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DesignatedAsHedgingInstrumentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DesignatedAsHedgingInstrumentMember" xlink:to="lab_us-gaap_DesignatedAsHedgingInstrumentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_dbefacd2-9dac-4a65-90a8-2a7359ec572e_totalLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net Income Available to Common Shareholders</link:label>
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Basic</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CompActuallyPaidVsOtherMeasureTextBlock_terseLabel_en-US" xlink:label="lab_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Other Measure</link:label>
    <link:label id="lab_ecd_CompActuallyPaidVsOtherMeasureTextBlock_label_en-US" xlink:label="lab_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Other Measure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:to="lab_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_66465d1a-cf25-4d92-9207-61eb9080d4bd_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember_terseLabel_en-US" xlink:label="lab_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year</link:label>
    <link:label id="lab_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember_label_en-US" xlink:label="lab_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:to="lab_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Assets_6982d99f-cd90-4585-acd5-5842b3026008_totalLabel_en-US" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_Assets_3221f667-92b8-49f0-825d-46a45b8b4840_terseLabel_en-US" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total assets</link:label>
    <link:label id="lab_us-gaap_Assets_label_en-US" xlink:label="lab_us-gaap_Assets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Assets" xlink:to="lab_us-gaap_Assets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionLineItems_a90d09e2-fa74-4f59-8ec9-4658501005fa_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument, Redemption [Line Items]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionLineItems_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Redemption [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems" xlink:to="lab_us-gaap_DebtInstrumentRedemptionLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdvertisingCostsPolicyTextBlock_94f1b94b-7962-4dba-95db-43d8df20b878_terseLabel_en-US" xlink:label="lab_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Advertising Costs</link:label>
    <link:label id="lab_us-gaap_AdvertisingCostsPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Advertising Cost [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingCostsPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:to="lab_us-gaap_AdvertisingCostsPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAbstract_0bc54c1e-c636-4f2a-aad9-727d2839a501_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Abstract]</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAbstract_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract" xlink:to="lab_us-gaap_CashAndCashEquivalentsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4222456c-3197-4ac4-80d0-3f6ececeb251_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Premises and equipment expenditures</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Property, Plant, and Equipment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:to="lab_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt_terseLabel_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Violation of Home Country Law, Amount</link:label>
    <link:label id="lab_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt_label_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Violation of Home Country Law, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:to="lab_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_09230866-13b2-4fd4-b5cc-143869206afc_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosures [Table]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosures [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_38654b7e-3513-4e3d-9d17-101d9170a9b8_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments and contingent liabilities</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingencies_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingencies" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingencies" xlink:to="lab_us-gaap_CommitmentsAndContingencies" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TimeDepositsByMaturityLineItems_cc15afd2-5bc8-4b53-a509-bd8ecb2aacd3_terseLabel_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Line Items]</link:label>
    <link:label id="lab_hbnc_TimeDepositsByMaturityLineItems_label_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Line Items]</link:label>
    <link:label id="lab_hbnc_TimeDepositsByMaturityLineItems_documentation_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityLineItems" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems" xlink:to="lab_hbnc_TimeDepositsByMaturityLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_247465a2-3d2f-4c58-97d6-bf9e8828ff61_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-Based Compensation</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:to="lab_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MultipleModificationsMember_988dace7-874f-4f3a-9ad7-bd592d30acd5_terseLabel_en-US" xlink:label="lab_hbnc_MultipleModificationsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Multiple</link:label>
    <link:label id="lab_hbnc_MultipleModificationsMember_label_en-US" xlink:label="lab_hbnc_MultipleModificationsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Multiple Modifications [Member]</link:label>
    <link:label id="lab_hbnc_MultipleModificationsMember_documentation_en-US" xlink:label="lab_hbnc_MultipleModificationsMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Multiple Modifications</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MultipleModificationsMember" xlink:href="hbnc-20241231.xsd#hbnc_MultipleModificationsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MultipleModificationsMember" xlink:to="lab_hbnc_MultipleModificationsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MeasurementInputPrepaymentRateMember_b62874ba-881e-457d-8d82-f3ead82b78b3_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputPrepaymentRateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Input, Prepayment Rate</link:label>
    <link:label id="lab_us-gaap_MeasurementInputPrepaymentRateMember_label_en-US" xlink:label="lab_us-gaap_MeasurementInputPrepaymentRateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Input, Prepayment Rate [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPrepaymentRateMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputPrepaymentRateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MeasurementInputPrepaymentRateMember" xlink:to="lab_us-gaap_MeasurementInputPrepaymentRateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_2120332e-33d1-4d8b-84eb-811e1309ed81_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Reconciliation of Income Taxes</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_a735bd98-6669-4bf7-94a8-5772b092978d_negatedLabel_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Tax exempt interest</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_label_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Reconciliation Tax Exempt Interest Income</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_documentation_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income tax reconciliation tax exempt interest income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationTaxExemptInterestIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:to="lab_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrTerminationDate_terseLabel_en-US" xlink:label="lab_ecd_TrdArrTerminationDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Termination Date</link:label>
    <link:label id="lab_ecd_TrdArrTerminationDate_label_en-US" xlink:label="lab_ecd_TrdArrTerminationDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement Termination Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrTerminationDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrTerminationDate" xlink:to="lab_ecd_TrdArrTerminationDate" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DebtSecuritiesAccruedInterest_c34e67e2-5d53-4ae5-916a-a1a4e38adf6a_terseLabel_en-US" xlink:label="lab_hbnc_DebtSecuritiesAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued interest receivable on available for sale debt securities</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAccruedInterest_label_en-US" xlink:label="lab_hbnc_DebtSecuritiesAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Accrued Interest</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAccruedInterest_documentation_en-US" xlink:label="lab_hbnc_DebtSecuritiesAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities, Accrued Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAccruedInterest" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAccruedInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DebtSecuritiesAccruedInterest" xlink:to="lab_hbnc_DebtSecuritiesAccruedInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockSharesHeldInEmployeeTrust_83404b6e-ebee-4a68-be86-09865c4ff953_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets held in rabbi trust</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesHeldInEmployeeTrust_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares Held in Employee Trust</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesHeldInEmployeeTrust"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:to="lab_us-gaap_CommonStockSharesHeldInEmployeeTrust" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_4f12dfea-4fd4-4e95-93cb-69ccf6a98d9f_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_730ea3ad-d63c-488d-a17b-e69292ab36b0_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, Year One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_75473ef3-930b-4bee-8ab1-7ba689ddab03_terseLabel_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, for well capitalized purposes, ratio</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_label_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_documentation_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_2db4efdf-31f8-4ace-ab5b-0dd29bd8666b_terseLabel_en-US" xlink:label="lab_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Previously acquired institutions amount of allocated income to bad debt deductions</link:label>
    <link:label id="lab_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_label_en-US" xlink:label="lab_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bad Debt Reserve, Tax Purpose of Qualified Lender</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender" xlink:to="lab_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherLiabilities_0425a7cc-117e-4876-81d3-57d647a92374_terseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_us-gaap_OtherLiabilities_5cab0371-9821-469f-87b2-a5db636d639b_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_us-gaap_OtherLiabilities_label_en-US" xlink:label="lab_us-gaap_OtherLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherLiabilities" xlink:to="lab_us-gaap_OtherLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NondesignatedMember_e3eac4bc-3cf7-4824-982e-c3ff4c03f0fa_terseLabel_en-US" xlink:label="lab_us-gaap_NondesignatedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives not designated as hedging instruments</link:label>
    <link:label id="lab_us-gaap_NondesignatedMember_label_en-US" xlink:label="lab_us-gaap_NondesignatedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Not Designated as Hedging Instrument [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NondesignatedMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NondesignatedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NondesignatedMember" xlink:to="lab_us-gaap_NondesignatedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_7aff76c1-ba50-4d4d-9776-322b6efb1f31_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Matching contribution</link:label>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_label_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:to="lab_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_68e5a1bf-d323-435f-8db5-84d69225672b_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Less: Allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_71b9c056-175e-42b8-95fb-24f0770d8807_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit loss</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_39f47ad8-7e98-4d12-8f15-c4f96ff93d6f_periodStartLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_3851bcf0-d94c-4604-8c29-be3f528cafd3_periodEndLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Excluding Accrued Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentAxis_c930f535-64b6-4e0f-b8d4-366e6ab38811_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentAxis_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentAxis" xlink:to="lab_us-gaap_DebtInstrumentAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherOperatingIncomeExpenseNet_2322c03e-bc43-4c36-af96-f6866449ebec_terseLabel_en-US" xlink:label="lab_us-gaap_OtherOperatingIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other expense</link:label>
    <link:label id="lab_us-gaap_OtherOperatingIncomeExpenseNet_label_en-US" xlink:label="lab_us-gaap_OtherOperatingIncomeExpenseNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Operating Income (Expense), Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherOperatingIncomeExpenseNet" xlink:to="lab_us-gaap_OtherOperatingIncomeExpenseNet" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetIncomeLoss_b4f7e99a-07ff-4ba3-95ac-0d33c3fbd6b9_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net Income</link:label>
    <link:label id="lab_us-gaap_NetIncomeLoss_ab4e6f3f-7b2c-4aff-9249-78a6e0f4af15_verboseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net Income</link:label>
    <link:label id="lab_us-gaap_NetIncomeLoss_label_en-US" xlink:label="lab_us-gaap_NetIncomeLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Attributable to Parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLoss" xlink:to="lab_us-gaap_NetIncomeLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TradingArrAxis_terseLabel_en-US" xlink:label="lab_ecd_TradingArrAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trading Arrangement:</link:label>
    <link:label id="lab_ecd_TradingArrAxis_label_en-US" xlink:label="lab_ecd_TradingArrAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TradingArrAxis" xlink:to="lab_ecd_TradingArrAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_9c58e721-fa28-4042-adc8-8f044788a94f_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis</link:label>
    <link:label id="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, by Balance Sheet Grouping [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:to="lab_us-gaap_FairValueByBalanceSheetGroupingTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_d3ecf9e5-9a07-48d6-ace8-d9b8265e2dfe_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Two year before current fiscal year</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_62eae1dd-0b32-4c03-9771-e31ef5ca7ed6_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Putable advances</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Borrowings, Fair Value Disclosure</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:to="lab_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PvpTableTextBlock_terseLabel_en-US" xlink:label="lab_ecd_PvpTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pay vs Performance Disclosure, Table</link:label>
    <link:label id="lab_ecd_PvpTableTextBlock_label_en-US" xlink:label="lab_ecd_PvpTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pay vs Performance [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PvpTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PvpTableTextBlock" xlink:to="lab_ecd_PvpTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_73f25034-52c4-4865-b2c6-a94924a5f329_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Gains</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Accumulated Unrecognized Gain</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_9b5ae406-1352-486d-85f2-d8d02dcd4b5a_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss, Current</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember_terseLabel_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments, Excluding Value Reported in Compensation Table</link:label>
    <link:label id="lab_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember_label_en-US" xlink:label="lab_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Awards Adjustments, Excluding Value Reported in the Compensation Table [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="lab_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFileNumber_9c669e23-c0a1-499e-a67b-6d0e390844aa_terseLabel_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:label id="lab_dei_EntityFileNumber_label_en-US" xlink:label="lab_dei_EntityFileNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity File Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxExempt_dc27fc71-b2ba-41c8-a296-e5b88c94210b_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment securities &#8211; tax exempt</link:label>
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxExempt_label_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Securities, Operating, Tax Exempt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxExempt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_4a32abbe-982e-409d-9b5e-53a4e659dae6_terseLabel_en-US" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and Loans Held for Sale</link:label>
    <link:label id="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_label_en-US" xlink:label="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Held-for-Sale [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:to="lab_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ConsolidatedEntitiesDomain_b2073626-ad5f-436e-b97e-14fed233a786_terseLabel_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Domain]</link:label>
    <link:label id="lab_srt_ConsolidatedEntitiesDomain_label_en-US" xlink:label="lab_srt_ConsolidatedEntitiesDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Entities [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidatedEntitiesDomain" xlink:to="lab_srt_ConsolidatedEntitiesDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HeartlandStatutoryTrustTwoMember_2e40b8bd-6c4b-4fd3-abc0-db95bcb8a675_terseLabel_en-US" xlink:label="lab_hbnc_HeartlandStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Heartland Trust</link:label>
    <link:label id="lab_hbnc_HeartlandStatutoryTrustTwoMember_label_en-US" xlink:label="lab_hbnc_HeartlandStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Heartland Statutory Trust Two [Member]</link:label>
    <link:label id="lab_hbnc_HeartlandStatutoryTrustTwoMember_documentation_en-US" xlink:label="lab_hbnc_HeartlandStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Heartland statutory trust two.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeartlandStatutoryTrustTwoMember" xlink:href="hbnc-20241231.xsd#hbnc_HeartlandStatutoryTrustTwoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HeartlandStatutoryTrustTwoMember" xlink:to="lab_hbnc_HeartlandStatutoryTrustTwoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeStatementAbstract_a0b123ee-0222-4943-8787-692f5b345519_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Statement [Abstract]</link:label>
    <link:label id="lab_us-gaap_IncomeStatementAbstract_label_en-US" xlink:label="lab_us-gaap_IncomeStatementAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Statement [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementAbstract" xlink:to="lab_us-gaap_IncomeStatementAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressAddressLine1_81c9a1af-be10-4b3d-b448-351f573582ee_terseLabel_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:label id="lab_dei_EntityAddressAddressLine1_label_en-US" xlink:label="lab_dei_EntityAddressAddressLine1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, Address Line One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CurrentFederalTaxExpenseBenefit_2d550ba4-3935-47c7-afa8-eaa780afbb2e_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal</link:label>
    <link:label id="lab_us-gaap_CurrentFederalTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Federal Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentFederalTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:to="lab_us-gaap_CurrentFederalTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ExtinguishmentOfDebtAmount_62b22fa0-4a34-4396-8724-d9891342ffd9_terseLabel_en-US" xlink:label="lab_us-gaap_ExtinguishmentOfDebtAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt extinguished</link:label>
    <link:label id="lab_us-gaap_ExtinguishmentOfDebtAmount_label_en-US" xlink:label="lab_us-gaap_ExtinguishmentOfDebtAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Extinguishment of Debt, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExtinguishmentOfDebtAmount" xlink:to="lab_us-gaap_ExtinguishmentOfDebtAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ForgoneRecoveryIndName_terseLabel_en-US" xlink:label="lab_ecd_ForgoneRecoveryIndName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Name</link:label>
    <link:label id="lab_ecd_ForgoneRecoveryIndName_label_en-US" xlink:label="lab_ecd_ForgoneRecoveryIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forgone Recovery, Individual Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ForgoneRecoveryIndName" xlink:to="lab_ecd_ForgoneRecoveryIndName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_d4161fc7-c8a0-4eda-84d3-8829bd0a0c71_terseLabel_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercisable, aggregate intrinsic value</link:label>
    <link:label id="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_label_en-US" xlink:label="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:to="lab_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HomeEquityLoanMember_060ad250-5dab-4256-a114-d297bed654ab_terseLabel_en-US" xlink:label="lab_us-gaap_HomeEquityLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Home equity</link:label>
    <link:label id="lab_us-gaap_HomeEquityLoanMember_label_en-US" xlink:label="lab_us-gaap_HomeEquityLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Home Equity Loan [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HomeEquityLoanMember" xlink:to="lab_us-gaap_HomeEquityLoanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgMnpiCnsdrdFlag_terseLabel_en-US" xlink:label="lab_ecd_AwardTmgMnpiCnsdrdFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Timing MNPI Considered</link:label>
    <link:label id="lab_ecd_AwardTmgMnpiCnsdrdFlag_label_en-US" xlink:label="lab_ecd_AwardTmgMnpiCnsdrdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing MNPI Considered [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:to="lab_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_f2a9e206-b368-44cd-9e29-93315c8d9161_terseLabel_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_label_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of Deferred Tax Liabilities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:to="lab_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_479d97cc-c843-4a2c-ae0b-2ea7010d9223_terseLabel_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock compensation</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_label_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Reconciliation Nondeductible Expense Benefit Share Based Compensation Cost</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_documentation_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income tax reconciliation nondeductible expense (benefit) share-based compensation cost.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:to="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_e9910f8f-2c1d-4d73-9298-37dc4526156f_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash Equivalents</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:to="lab_us-gaap_CashAndCashEquivalentsDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock_8ee114bb-1c9a-42fd-8dc8-6d08909caf9d_terseLabel_en-US" xlink:label="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Loan Portfolio Segments and Classes</link:label>
    <link:label id="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock_label_en-US" xlink:label="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Portfolio Segments and Classes [Table Text Block]</link:label>
    <link:label id="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock_documentation_en-US" xlink:label="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan Portfolio Segments and Classes</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:to="lab_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_OutstandingAggtErrCompAmt_terseLabel_en-US" xlink:label="lab_ecd_OutstandingAggtErrCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outstanding Aggregate Erroneous Compensation Amount</link:label>
    <link:label id="lab_ecd_OutstandingAggtErrCompAmt_label_en-US" xlink:label="lab_ecd_OutstandingAggtErrCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Outstanding Aggregate Erroneous Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_OutstandingAggtErrCompAmt" xlink:to="lab_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_dc1a6912-9c90-4d35-a1fe-7bac6d43844a_terseLabel_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</link:label>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_label_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier one risk based capital required for capital adequacy with capital buffer</link:label>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_documentation_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tier one risk based capital required for capital adequacy with capital buffer.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:to="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_898cd474-27c0-484d-a231-f37f9fc15c7d_totalLabel_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights, net</link:label>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_label_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite Lived Mortgage Servicing Rights Net Of Impairment</link:label>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_documentation_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Finite lived mortgage servicing rights net of impairment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:to="lab_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_170f806b-c6c3-4861-b275-c57ebdd4feba_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for well capitalized purposes, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapital_6629de20-d091-4ec9-9e69-40d4600f4582_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), actual, amount</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapital_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapital" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapital" xlink:to="lab_us-gaap_TierOneLeverageCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_3e9d60d4-725b-4dcd-9c74-671094c2f16e_totalLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosure, off-Balance-Sheet Risks, Amount, Liability</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:to="lab_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_ff9e513b-c4e2-4e43-852a-5050f3fbb721_terseLabel_en-US" xlink:label="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value adjustment on acquisitions</link:label>
    <link:label id="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_label_en-US" xlink:label="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets Fair Value Adjustments On Acquisitions</link:label>
    <link:label id="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_documentation_en-US" xlink:label="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred tax assets fair value adjustments on acquisitions.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:to="lab_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeoActuallyPaidCompAmt_terseLabel_en-US" xlink:label="lab_ecd_PeoActuallyPaidCompAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PEO Actually Paid Compensation Amount</link:label>
    <link:label id="lab_ecd_PeoActuallyPaidCompAmt_label_en-US" xlink:label="lab_ecd_PeoActuallyPaidCompAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">PEO Actually Paid Compensation Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeoActuallyPaidCompAmt" xlink:to="lab_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MarketableSecuritiesTextBlock_d7d5d5f0-5b67-4491-9735-54f42afe8246_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Fair Value of Securities</link:label>
    <link:label id="lab_us-gaap_MarketableSecuritiesTextBlock_label_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesTextBlock" xlink:to="lab_us-gaap_MarketableSecuritiesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AdjToCompAxis_terseLabel_en-US" xlink:label="lab_ecd_AdjToCompAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment to Compensation:</link:label>
    <link:label id="lab_ecd_AdjToCompAxis_label_en-US" xlink:label="lab_ecd_AdjToCompAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment to Compensation [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToCompAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="lab_ecd_AdjToCompAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_ec91502a-7415-4339-a565-c67ea4aba587_terseLabel_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BOLI redemption excise</link:label>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_label_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Exercise, Amount</link:label>
    <link:label id="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_documentation_en-US" xlink:label="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Exercise, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:to="lab_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_2feb9d1c-09be-4dda-9508-f315b5e27707_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ConsumerPortfolioSegmentMember_df1ab3b4-889e-4728-9ffc-a287f5e815c3_terseLabel_en-US" xlink:label="lab_us-gaap_ConsumerPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consumer</link:label>
    <link:label id="lab_us-gaap_ConsumerPortfolioSegmentMember_label_en-US" xlink:label="lab_us-gaap_ConsumerPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consumer Portfolio Segment [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsumerPortfolioSegmentMember" xlink:to="lab_us-gaap_ConsumerPortfolioSegmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_ef85f578-8ce0-4576-8698-2a6b5e67cfff_terseLabel_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of portfolio</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_label_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position, Percentage Of Portfolio</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_documentation_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position, Percentage Of Portfolio</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:to="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestExpenseOperating_da82784b-f493-4311-bc5b-34e7c92ac838_totalLabel_en-US" xlink:label="lab_us-gaap_InterestExpenseOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest expense</link:label>
    <link:label id="lab_us-gaap_InterestExpenseOperating_label_en-US" xlink:label="lab_us-gaap_InterestExpenseOperating" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Expense, Operating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseOperating"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestExpenseOperating" xlink:to="lab_us-gaap_InterestExpenseOperating" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_e106f07b-7982-4986-ba4c-7686287ecbdf_terseLabel_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified</link:label>
    <link:label id="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_a24fefc3-bd86-4526-9385-ecf519501953_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated other comprehensive income (loss)</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PaymentsForContributedCapital_bdcec86f-5c89-4784-813e-2dc2c29907ec_negatedTerseLabel_en-US" xlink:label="lab_hbnc_PaymentsForContributedCapital" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Capital contribution to subsidiary</link:label>
    <link:label id="lab_hbnc_PaymentsForContributedCapital_label_en-US" xlink:label="lab_hbnc_PaymentsForContributedCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments For Contributed Capital</link:label>
    <link:label id="lab_hbnc_PaymentsForContributedCapital_documentation_en-US" xlink:label="lab_hbnc_PaymentsForContributedCapital" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Payments For Contributed Capital</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForContributedCapital" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForContributedCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PaymentsForContributedCapital" xlink:to="lab_hbnc_PaymentsForContributedCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdvancesFromFederalHomeLoanBanks_4ffee9bc-0fea-4d0b-8b82-9abc880cd5f3_verboseLabel_en-US" xlink:label="lab_us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034</link:label>
    <link:label id="lab_us-gaap_AdvancesFromFederalHomeLoanBanks_label_en-US" xlink:label="lab_us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Advance from Federal Home Loan Bank</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:to="lab_us-gaap_AdvancesFromFederalHomeLoanBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PnsnAdjsSvcCstMember_terseLabel_en-US" xlink:label="lab_ecd_PnsnAdjsSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension Adjustments Service Cost</link:label>
    <link:label id="lab_ecd_PnsnAdjsSvcCstMember_label_en-US" xlink:label="lab_ecd_PnsnAdjsSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension Adjustments Service Cost [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PnsnAdjsSvcCstMember" xlink:to="lab_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_7568db69-816a-482c-80a9-c38638431c7a_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal home loan bank, advances, weighted average interest rate</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Weighted Average Interest Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_cc8d526f-1997-4c6d-9a70-d1e171e64cc4_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party [Axis]</link:label>
    <link:label id="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_label_en-US" xlink:label="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related and Nonrelated Parties [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:to="lab_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_76a551ee-4e04-456a-9a7d-855cf7e4e2dc_verboseLabel_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Weighted average common shares outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_label_en-US" xlink:label="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average Number of Shares Outstanding, Basic</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:to="lab_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_StkPrcOrTsrEstimationMethodTextBlock_terseLabel_en-US" xlink:label="lab_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock Price or TSR Estimation Method</link:label>
    <link:label id="lab_ecd_StkPrcOrTsrEstimationMethodTextBlock_label_en-US" xlink:label="lab_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Price or TSR Estimation Method [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:to="lab_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MarketableSecuritiesLineItems_44d0f6b2-8d22-4b93-9e8a-fb21e58e3793_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Marketable Securities [Line Items]</link:label>
    <link:label id="lab_us-gaap_MarketableSecuritiesLineItems_label_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems" xlink:to="lab_us-gaap_MarketableSecuritiesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_423c6f5e-74db-48a5-bb83-178277ac2976_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses more than 12 months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_0244795c-da9e-444f-9742-c3faea19b226_totalLabel_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Amortized cost, held to maturity</link:label>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_label_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Held To Maturity Securities Debt Maturities Amortized Cost</link:label>
    <link:label id="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_documentation_en-US" xlink:label="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Held to maturity securities debt maturities amortized cost.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:to="lab_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RetailDepositMember_920f8d02-6deb-4b0f-bf3a-38dc88e3cf26_terseLabel_en-US" xlink:label="lab_hbnc_RetailDepositMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retail</link:label>
    <link:label id="lab_hbnc_RetailDepositMember_label_en-US" xlink:label="lab_hbnc_RetailDepositMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retail Deposit [Member]</link:label>
    <link:label id="lab_hbnc_RetailDepositMember_documentation_en-US" xlink:label="lab_hbnc_RetailDepositMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Retail deposit.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RetailDepositMember" xlink:href="hbnc-20241231.xsd#hbnc_RetailDepositMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RetailDepositMember" xlink:to="lab_hbnc_RetailDepositMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_07bd3447-c725-47c0-8223-f5bd1a420fd3_terseLabel_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Components of Deferred Tax Assets and Liabilities [Abstract]</link:label>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_label_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of Deferred Tax Assets and Liabilities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="lab_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscIndName_terseLabel_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscIndName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Name</link:label>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscIndName_label_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscIndName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Awards Close in Time to MNPI Disclosures, Individual Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:to="lab_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_b20e1efa-1cc8-42bb-8481-36ee2e1aace5_negatedLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_abf5970c-0251-40ce-9c38-abb58fb8ae9f_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Unrealized losses less than 12 months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityFilerCategory_9b5b8670-b780-4e52-a1d0-cbc9a68f3fc8_terseLabel_en-US" xlink:label="lab_dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:label id="lab_dei_EntityFilerCategory_label_en-US" xlink:label="lab_dei_EntityFilerCategory" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Filer Category</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFilerCategory"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFilerCategory" xlink:to="lab_dei_EntityFilerCategory" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromLifeInsurancePolicies_1888334f-1a09-4afd-b913-554964ee3535_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromLifeInsurancePolicies" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from bank owned life insurance</link:label>
    <link:label id="lab_us-gaap_ProceedsFromLifeInsurancePolicies_label_en-US" xlink:label="lab_us-gaap_ProceedsFromLifeInsurancePolicies" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Life Insurance Policy</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLifeInsurancePolicies" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromLifeInsurancePolicies"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromLifeInsurancePolicies" xlink:to="lab_us-gaap_ProceedsFromLifeInsurancePolicies" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_e08166b3-bd66-49ef-bcf9-5d842c87f2e7_negatedLabel_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Credit loss expense (reversal)</link:label>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_label_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:to="lab_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedBalanceSheetStatementTable_65ef289a-3a8d-48d6-8058-b58e00890fc1_terseLabel_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedBalanceSheetStatementTable_label_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statement [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementTable" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedBalanceSheetStatementTable" xlink:to="lab_srt_CondensedBalanceSheetStatementTable" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_532134f4-8c86-4a5d-8faf-0ec7554cb8eb_terseLabel_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:label id="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems_label_en-US" xlink:label="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet Statements, Captions [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:to="lab_srt_CondensedBalanceSheetStatementsCaptionsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_RangeMember_529172bc-2cf4-4181-9c8c-31a3b3379db4_terseLabel_en-US" xlink:label="lab_srt_RangeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Range [Domain]</link:label>
    <link:label id="lab_srt_RangeMember_label_en-US" xlink:label="lab_srt_RangeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statistical Measurement [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RangeMember" xlink:to="lab_srt_RangeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9c5caa3c-f562-4929-8d3a-acd2cea6c174_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_3a993574-aabe-49e6-b525-154f5a6309cb_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Three year before current fiscal year, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativesFairValueLineItems_4ff4de13-6e39-419b-b785-82b74fe53e71_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivatives, Fair Value [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativesFairValueLineItems_label_en-US" xlink:label="lab_us-gaap_DerivativesFairValueLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives, Fair Value [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesFairValueLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativesFairValueLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesFairValueLineItems" xlink:to="lab_us-gaap_DerivativesFairValueLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_e19c4153-dd42-4ab9-990c-00201a8d34b4_terseLabel_en-US" xlink:label="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortization from transfer of securities from available for sale to held to maturity securities</link:label>
    <link:label id="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_1402c6f1-c0c4-4f58-ac48-67ecf705559b_verboseLabel_en-US" xlink:label="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</link:label>
    <link:label id="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_label_en-US" xlink:label="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income Reclassification Adjustments For Available For Sale Transferred To Held To Maturity Securities Before Tax</link:label>
    <link:label id="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_documentation_en-US" xlink:label="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Other comprehensive income reclassification adjustments for available for sale transferred to held to maturity securities before tax.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:href="hbnc-20241231.xsd#hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:to="lab_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock_5d90db49-de3f-4c0a-b417-fd5aee0bad11_terseLabel_en-US" xlink:label="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Payment Status by Class of Loan</link:label>
    <link:label id="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:to="lab_us-gaap_PastDueFinancingReceivablesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_18f9e33e-fd28-4f96-8793-0fb751c4bcfa_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, for well capitalized purpose, amount</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized" xlink:to="lab_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LoanRestructuringModificationAxis_a83f46ba-f472-41bc-b237-cfb835bbce82_terseLabel_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Axis]</link:label>
    <link:label id="lab_us-gaap_LoanRestructuringModificationAxis_label_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis" xlink:to="lab_us-gaap_LoanRestructuringModificationAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InternalCreditAssessmentAxis_ac6b8c0d-38e9-4f1f-9f26-a75c321ab1fa_terseLabel_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Axis]</link:label>
    <link:label id="lab_us-gaap_InternalCreditAssessmentAxis_label_en-US" xlink:label="lab_us-gaap_InternalCreditAssessmentAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Internal Credit Assessment [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis" xlink:to="lab_us-gaap_InternalCreditAssessmentAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_RepurchaseAgreementsTextBlock_15a4e59f-be86-456a-b554-fe76a721c39f_terseLabel_en-US" xlink:label="lab_hbnc_RepurchaseAgreementsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase Agreements</link:label>
    <link:label id="lab_hbnc_RepurchaseAgreementsTextBlock_label_en-US" xlink:label="lab_hbnc_RepurchaseAgreementsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repurchase Agreements [Text Block]</link:label>
    <link:label id="lab_hbnc_RepurchaseAgreementsTextBlock_documentation_en-US" xlink:label="lab_hbnc_RepurchaseAgreementsTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Repurchase agreements.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RepurchaseAgreementsTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_RepurchaseAgreementsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_RepurchaseAgreementsTextBlock" xlink:to="lab_hbnc_RepurchaseAgreementsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AllTradingArrangementsMember_terseLabel_en-US" xlink:label="lab_ecd_AllTradingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All Trading Arrangements</link:label>
    <link:label id="lab_ecd_AllTradingArrangementsMember_label_en-US" xlink:label="lab_ecd_AllTradingArrangementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All Trading Arrangements [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllTradingArrangementsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AllTradingArrangementsMember" xlink:to="lab_ecd_AllTradingArrangementsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_e763a1e4-ee3a-4856-b2f9-84f0b970befd_terseLabel_en-US" xlink:label="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trust preferred capital securities sold</link:label>
    <link:label id="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_label_en-US" xlink:label="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Capital Securities Sold By Entity Wholly Owned Trust</link:label>
    <link:label id="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_documentation_en-US" xlink:label="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Preferred capital securities sold by entity wholly owned trust.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:href="hbnc-20241231.xsd#hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:to="lab_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CompActuallyPaidVsNetIncomeTextBlock_terseLabel_en-US" xlink:label="lab_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Net Income</link:label>
    <link:label id="lab_ecd_CompActuallyPaidVsNetIncomeTextBlock_label_en-US" xlink:label="lab_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Net Income [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:to="lab_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_49ee7bc4-0398-428a-a434-0ad88eda5d54_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Computation of Basic and Diluted Earnings Per Share</link:label>
    <link:label id="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_6d1544c7-b143-4577-9162-4c07be2d5367_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vesting period</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardAmount_e3b03170-0135-4a39-8083-a3db95a42503_terseLabel_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax credit carryforward</link:label>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardAmount_label_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Credit Carryforward, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TaxCreditCarryforwardAmount" xlink:to="lab_us-gaap_TaxCreditCarryforwardAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock_ff61ebe1-6de2-49d2-b7e8-7b7a2fc99ce3_terseLabel_en-US" xlink:label="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value And Amortized Costs Of Pledged Securities</link:label>
    <link:label id="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock_label_en-US" xlink:label="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value And Amortized Costs Of Pledged Securities [Table Text Block]</link:label>
    <link:label id="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock_documentation_en-US" xlink:label="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value And Amortized Costs Of Pledged Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:to="lab_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_Rule10b51ArrAdoptedFlag_terseLabel_en-US" xlink:label="lab_ecd_Rule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rule 10b5-1 Arrangement Adopted</link:label>
    <link:label id="lab_ecd_Rule10b51ArrAdoptedFlag_label_en-US" xlink:label="lab_ecd_Rule10b51ArrAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Rule 10b5-1 Arrangement Adopted [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:to="lab_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscTable_terseLabel_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Awards Close in Time to MNPI Disclosures</link:label>
    <link:label id="lab_ecd_AwardsCloseToMnpiDiscTable_label_en-US" xlink:label="lab_ecd_AwardsCloseToMnpiDiscTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Awards Close in Time to MNPI Disclosures [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="lab_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeLineItems_c44d6c0f-ee53-46e8-952e-dd74cd1caad5_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativeLineItems_label_en-US" xlink:label="lab_us-gaap_DerivativeLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLineItems" xlink:to="lab_us-gaap_DerivativeLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxesPaidNet_25180e94-564f-4891-ab96-bbc37c20fd1b_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income taxes paid</link:label>
    <link:label id="lab_us-gaap_IncomeTaxesPaidNet_label_en-US" xlink:label="lab_us-gaap_IncomeTaxesPaidNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Taxes Paid, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxesPaidNet" xlink:to="lab_us-gaap_IncomeTaxesPaidNet" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PayVsPerformanceDisclosureLineItems_label_en-US" xlink:label="lab_ecd_PayVsPerformanceDisclosureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pay vs Performance Disclosure [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="lab_ecd_PayVsPerformanceDisclosureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuritiesHeldAsCollateralAtFairValue_01585aec-e4e0-4f53-a919-7ee9687a74e8_terseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities Held as Collateral, at Fair Value</link:label>
    <link:label id="lab_us-gaap_SecuritiesHeldAsCollateralAtFairValue_label_en-US" xlink:label="lab_us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Held as Collateral, at Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:to="lab_us-gaap_SecuritiesHeldAsCollateralAtFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableNonaccrualInterestIncome_1343ff81-3a23-4004-a967-85b0df2a7500_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableNonaccrualInterestIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nonaccrual interest income</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableNonaccrualInterestIncome_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableNonaccrualInterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Nonaccrual, Interest Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableNonaccrualInterestIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome" xlink:to="lab_us-gaap_FinancingReceivableNonaccrualInterestIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeerGroupTotalShareholderRtnAmt_terseLabel_en-US" xlink:label="lab_ecd_PeerGroupTotalShareholderRtnAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Peer Group Total Shareholder Return Amount</link:label>
    <link:label id="lab_ecd_PeerGroupTotalShareholderRtnAmt_label_en-US" xlink:label="lab_ecd_PeerGroupTotalShareholderRtnAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Peer Group Total Shareholder Return Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:to="lab_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1_28e9a65b-6793-484c-adfd-37b66cb1c8ce_terseLabel_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledge securities for FHLB borrowings</link:label>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1_label_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value 1</link:label>
    <link:label id="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1_documentation_en-US" xlink:label="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value 1</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:href="hbnc-20241231.xsd#hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:to="lab_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HedgedItemMember_68f3e370-d8df-4d41-8ecd-1471daeaca48_terseLabel_en-US" xlink:label="lab_hbnc_HedgedItemMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedged item</link:label>
    <link:label id="lab_hbnc_HedgedItemMember_label_en-US" xlink:label="lab_hbnc_HedgedItemMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Item [Member]</link:label>
    <link:label id="lab_hbnc_HedgedItemMember_documentation_en-US" xlink:label="lab_hbnc_HedgedItemMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Hedged Item</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HedgedItemMember" xlink:href="hbnc-20241231.xsd#hbnc_HedgedItemMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HedgedItemMember" xlink:to="lab_hbnc_HedgedItemMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeTable_61c8b123-2900-4980-a613-7e462a89b224_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative [Table]</link:label>
    <link:label id="lab_us-gaap_DerivativeTable_label_en-US" xlink:label="lab_us-gaap_DerivativeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeTable" xlink:to="lab_us-gaap_DerivativeTable" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_StatisticalDisclosureForBanksAbstract_99ba69dc-16eb-43ce-ae64-480483af256f_terseLabel_en-US" xlink:label="lab_srt_StatisticalDisclosureForBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statistical Disclosure for Banks [Abstract]</link:label>
    <link:label id="lab_srt_StatisticalDisclosureForBanksAbstract_label_en-US" xlink:label="lab_srt_StatisticalDisclosureForBanksAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statistical Disclosure for Banks [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract" xlink:to="lab_srt_StatisticalDisclosureForBanksAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_1511ccca-ecfd-4041-b104-87530c642c40_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_67c7e93b-6e1c-4034-abac-b71cc8ec9770_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost within one year</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_215df1f4-9709-4806-b5f7-82f7caffbcc6_terseLabel_en-US" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:label id="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock_label_en-US" xlink:label="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposit Liabilities Disclosures [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:to="lab_us-gaap_DepositLiabilitiesDisclosuresTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_OtherPerfMeasureAmt_terseLabel_en-US" xlink:label="lab_ecd_OtherPerfMeasureAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Performance Measure, Amount</link:label>
    <link:label id="lab_ecd_OtherPerfMeasureAmt_label_en-US" xlink:label="lab_ecd_OtherPerfMeasureAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Performance Measure, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_OtherPerfMeasureAmt" xlink:to="lab_ecd_OtherPerfMeasureAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_bd993ff9-4a5f-4d9c-8b33-d2e86d52a946_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2027</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, Year Three</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LegalMattersAndContingenciesTextBlock_13deccc5-4e40-4dbf-a5ea-d68f43976904_terseLabel_en-US" xlink:label="lab_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">General Litigation</link:label>
    <link:label id="lab_us-gaap_LegalMattersAndContingenciesTextBlock_label_en-US" xlink:label="lab_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Legal Matters and Contingencies [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LegalMattersAndContingenciesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:to="lab_us-gaap_LegalMattersAndContingenciesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_7a6db476-d174-4e9a-8684-78b354b7f5cf_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares outstanding (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesOutstanding_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Outstanding</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesOutstanding" xlink:to="lab_us-gaap_CommonStockSharesOutstanding" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentsIncorporatedByReferenceTextBlock_6764c5bd-67a6-403d-91b5-8fae493086f4_terseLabel_en-US" xlink:label="lab_dei_DocumentsIncorporatedByReferenceTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Documents Incorporated by Reference</link:label>
    <link:label id="lab_dei_DocumentsIncorporatedByReferenceTextBlock_label_en-US" xlink:label="lab_dei_DocumentsIncorporatedByReferenceTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Documents Incorporated by Reference [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentsIncorporatedByReferenceTextBlock" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentsIncorporatedByReferenceTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentsIncorporatedByReferenceTextBlock" xlink:to="lab_dei_DocumentsIncorporatedByReferenceTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRights_ca8840e3-95d9-4e39-a3c3-70d3cbe09a34_periodStartLabel_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRights_9dbff5bd-a585-4379-bafe-5bff35eeaee6_periodEndLabel_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRights_label_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite Lived Mortgage Servicing Rights</link:label>
    <link:label id="lab_hbnc_FiniteLivedMortgageServicingRights_documentation_en-US" xlink:label="lab_hbnc_FiniteLivedMortgageServicingRights" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Finite lived mortgage servicing rights.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRights" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRights"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FiniteLivedMortgageServicingRights" xlink:to="lab_hbnc_FiniteLivedMortgageServicingRights" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PassMember_c38a1e66-b186-49f0-ab5a-f4aa2b81a7f5_terseLabel_en-US" xlink:label="lab_us-gaap_PassMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pass</link:label>
    <link:label id="lab_us-gaap_PassMember_label_en-US" xlink:label="lab_us-gaap_PassMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pass [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PassMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PassMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PassMember" xlink:to="lab_us-gaap_PassMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_NonOwnerOccupiedRealEstateMember_e06840a6-6124-4e77-8fa7-7c04cc4cb957_terseLabel_en-US" xlink:label="lab_hbnc_NonOwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;owner occupied real estate</link:label>
    <link:label id="lab_hbnc_NonOwnerOccupiedRealEstateMember_label_en-US" xlink:label="lab_hbnc_NonOwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non Owner Occupied Real Estate [Member]</link:label>
    <link:label id="lab_hbnc_NonOwnerOccupiedRealEstateMember_documentation_en-US" xlink:label="lab_hbnc_NonOwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Non owner occupied real estate.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_NonOwnerOccupiedRealEstateMember" xlink:to="lab_hbnc_NonOwnerOccupiedRealEstateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_609e2ea3-cee5-40f5-9001-e1e8de77c971_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement Inputs and Valuation Techniques [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestReceivable_82f309df-28b9-45d3-998b-4c4e0fc56586_terseLabel_en-US" xlink:label="lab_us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest receivable</link:label>
    <link:label id="lab_us-gaap_InterestReceivable_label_en-US" xlink:label="lab_us-gaap_InterestReceivable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Receivable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestReceivable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestReceivable" xlink:to="lab_us-gaap_InterestReceivable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashFlowHedgingMember_40dd7726-ce35-4627-84f9-58cf7575e2f4_terseLabel_en-US" xlink:label="lab_us-gaap_CashFlowHedgingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash Flow Hedging</link:label>
    <link:label id="lab_us-gaap_CashFlowHedgingMember_label_en-US" xlink:label="lab_us-gaap_CashFlowHedgingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash Flow Hedging [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashFlowHedgingMember" xlink:to="lab_us-gaap_CashFlowHedgingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_1d3fe627-6fa1-4fd9-9248-aff73e5a0969_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Gross losses</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Realized Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ResidentialConstructionMember_8f381dd4-c008-40f0-bf51-9bf9bb51b22f_terseLabel_en-US" xlink:label="lab_hbnc_ResidentialConstructionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential construction</link:label>
    <link:label id="lab_hbnc_ResidentialConstructionMember_label_en-US" xlink:label="lab_hbnc_ResidentialConstructionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Construction [Member]</link:label>
    <link:label id="lab_hbnc_ResidentialConstructionMember_documentation_en-US" xlink:label="lab_hbnc_ResidentialConstructionMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential construction.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ResidentialConstructionMember" xlink:to="lab_hbnc_ResidentialConstructionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_fa291dc9-11d2-4c1d-9f21-f6dde26356c9_terseLabel_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:label id="lab_dei_EntityTaxIdentificationNumber_label_en-US" xlink:label="lab_dei_EntityTaxIdentificationNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Tax Identification Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityTaxIdentificationNumber" xlink:to="lab_dei_EntityTaxIdentificationNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_10bda6b5-703e-48a4-90c6-5f1d3e892b41_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Banking Regulation, Regulatory Capital Requirement, Compliance [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Regulatory Capital Requirement, Compliance [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:to="lab_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_4e69ac93-79ba-47e0-bf27-bcab6c7a5628_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Five to ten years, amortized cost</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_7ccbf44a-a5e5-43be-84d7-56eda1c9e97d_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</link:label>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_label_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:to="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4a9b6322-f2eb-4752-8f52-8a8839190610_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Intangible Asset, Finite-Lived [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Intangible Asset, Finite-Lived [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:to="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_766f5ad9-5941-4593-a71d-34ddfc9faf3a_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Borrowings</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Long-Term Debt Instruments [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:to="lab_us-gaap_ScheduleOfDebtInstrumentsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuredDebt_7c42a11e-fe3f-4d39-a98f-21a248857260_terseLabel_en-US" xlink:label="lab_us-gaap_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043</link:label>
    <link:label id="lab_us-gaap_SecuredDebt_label_en-US" xlink:label="lab_us-gaap_SecuredDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuredDebt" xlink:to="lab_us-gaap_SecuredDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CollateralPledgedMember_32036555-956d-494a-80e8-1b27c344db63_terseLabel_en-US" xlink:label="lab_us-gaap_CollateralPledgedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral Pledged</link:label>
    <link:label id="lab_us-gaap_CollateralPledgedMember_label_en-US" xlink:label="lab_us-gaap_CollateralPledgedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral Pledged [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralPledgedMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralPledgedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CollateralPledgedMember" xlink:to="lab_us-gaap_CollateralPledgedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_7fcce2b8-9570-494a-92be-d8b418426878_terseLabel_en-US" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans</link:label>
    <link:label id="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans, Notes, Trade and Other Receivables Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:to="lab_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InvestmentInBank_bb4483ed-0ec8-4d3e-acab-cf273c647c90_terseLabel_en-US" xlink:label="lab_hbnc_InvestmentInBank" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in subsidiaries</link:label>
    <link:label id="lab_hbnc_InvestmentInBank_label_en-US" xlink:label="lab_hbnc_InvestmentInBank" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment In Bank</link:label>
    <link:label id="lab_hbnc_InvestmentInBank_documentation_en-US" xlink:label="lab_hbnc_InvestmentInBank" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment in bank.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInBank" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInBank"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InvestmentInBank" xlink:to="lab_hbnc_InvestmentInBank" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus_588a6dac-a8b3-42ad-9bf4-57e0b61507bc_terseLabel_en-US" xlink:label="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan delinquency period</link:label>
    <link:label id="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus_label_en-US" xlink:label="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Receivable Period For Delinquency Status</link:label>
    <link:label id="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus_documentation_en-US" xlink:label="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loan receivable period for delinquency status.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:href="hbnc-20241231.xsd#hbnc_LoanReceivablePeriodForDelinquencyStatus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:to="lab_hbnc_LoanReceivablePeriodForDelinquencyStatus" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_ccdbf518-7e69-46a3-a76b-e43964799002_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Derivative Instruments</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Derivative Instruments [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PlanNameAxis_1a98d16f-476e-4dce-a1de-75af6dd35b60_terseLabel_en-US" xlink:label="lab_us-gaap_PlanNameAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:label id="lab_us-gaap_PlanNameAxis_label_en-US" xlink:label="lab_us-gaap_PlanNameAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Plan Name [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PlanNameAxis" xlink:to="lab_us-gaap_PlanNameAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_768c9c05-f842-424c-98d0-664d51360ab6_terseLabel_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:label id="lab_us-gaap_StatementEquityComponentsAxis_label_en-US" xlink:label="lab_us-gaap_StatementEquityComponentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Components [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementEquityComponentsAxis" xlink:to="lab_us-gaap_StatementEquityComponentsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_21b46439-d0f0-48c9-a7a6-e96f6ec3f9e3_verboseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment securities, available for sale</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_d287b2ba-94e5-4b67-b9e8-f1b5a2ef58a0_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_29944543-23a2-4239-b307-0b451169da69_terseLabel_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset, notional amount</link:label>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_label_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, Asset Offset</link:label>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_documentation_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, Asset Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:to="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_c2df38cc-cdbc-4956-b507-a2e2af742936_periodStartLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Fair value, beginning of period</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_2a125121-2ae2-4dab-8b7f-310f940a5860_periodEndLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Fair value, end of period</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmount_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmount" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_b74c47da-08f6-481d-82fa-a1ab719b3ffa_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:to="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeAssetNotionalAmount_38d68526-64a9-4a4e-851b-1b19efd10f82_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetNotionalAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetNotionalAmount_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetNotionalAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Notional Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetNotionalAmount" xlink:to="lab_us-gaap_DerivativeAssetNotionalAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_954aa016-e8d6-446b-896b-7f43f603d419_terseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities loaned, gross including not subject to master netting arrangement</link:label>
    <link:label id="lab_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_label_en-US" xlink:label="lab_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Loaned, Gross Including Not Subject to Master Netting Arrangement</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" xlink:to="lab_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock_021a2061-1fe8-4dd5-b967-b0f8ff3af34f_terseLabel_en-US" xlink:label="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Loans Outstanding by Portfolio Class</link:label>
    <link:label id="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock_label_en-US" xlink:label="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans Outstanding By Portfolio Class [Table Text Block]</link:label>
    <link:label id="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock_documentation_en-US" xlink:label="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans Outstanding By Portfolio Class</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_LoansOutstandingByPortfolioClassTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:to="lab_hbnc_LoansOutstandingByPortfolioClassTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment_92612eea-1dcc-426f-bad8-aaf0927fa9cc_terseLabel_en-US" xlink:label="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sale of SERP shares</link:label>
    <link:label id="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment_label_en-US" xlink:label="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Of Shares, SERP Amendment</link:label>
    <link:label id="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment_documentation_en-US" xlink:label="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Proceeds From Sale Of Shares, SERP Amendment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:href="hbnc-20241231.xsd#hbnc_ProceedsFromSaleOfSharesSERPAmendment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:to="lab_hbnc_ProceedsFromSaleOfSharesSERPAmendment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_309b7123-71ba-4598-9a6e-f0653bd178d5_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance, aggregate intrinsic value</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_fb97d87b-a7ac-4eac-844e-cbc4c4080b38_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance, aggregate intrinsic value</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EarningsPerShareDilutedAbstract_2a412e38-b047-4d9e-83a4-2e202da2ea1a_terseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareDilutedAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Diluted earnings per share</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareDilutedAbstract_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareDilutedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Diluted [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDilutedAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDilutedAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract" xlink:to="lab_us-gaap_EarningsPerShareDilutedAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AmTruStatutoryTrustOneMember_702d70a2-8ad0-4beb-8040-467a50255f98_terseLabel_en-US" xlink:label="lab_hbnc_AmTruStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Am Tru Statutory Trust I</link:label>
    <link:label id="lab_hbnc_AmTruStatutoryTrustOneMember_label_en-US" xlink:label="lab_hbnc_AmTruStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Am Tru Statutory Trust One [Member]</link:label>
    <link:label id="lab_hbnc_AmTruStatutoryTrustOneMember_documentation_en-US" xlink:label="lab_hbnc_AmTruStatutoryTrustOneMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Am Tru statutory trust one.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AmTruStatutoryTrustOneMember" xlink:href="hbnc-20241231.xsd#hbnc_AmTruStatutoryTrustOneMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AmTruStatutoryTrustOneMember" xlink:to="lab_hbnc_AmTruStatutoryTrustOneMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_39c9aac6-527d-4068-ade8-d6b19a9dba55_terseLabel_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized loss positions</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_label_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position</link:label>
    <link:label id="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_documentation_en-US" xlink:label="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:to="lab_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_1f0a4154-1e04-435a-9023-879e8ca636af_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_d98676dd-effb-4bb3-add5-7c09f2bab356_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from maturities, calls and principal repayments of securities available for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_bfd47905-1148-418a-9272-5936ef1845db_totalLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net deferred tax asset/(liability)</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:to="lab_us-gaap_DeferredTaxAssetsLiabilitiesNet" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_OutsideServicesAndConsultants_596a03a8-aa58-4654-afc5-d98bff41ff51_terseLabel_en-US" xlink:label="lab_hbnc_OutsideServicesAndConsultants" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Outside services and consultants</link:label>
    <link:label id="lab_hbnc_OutsideServicesAndConsultants_label_en-US" xlink:label="lab_hbnc_OutsideServicesAndConsultants" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Outside Services And Consultants</link:label>
    <link:label id="lab_hbnc_OutsideServicesAndConsultants_documentation_en-US" xlink:label="lab_hbnc_OutsideServicesAndConsultants" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Outside services and consultants.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OutsideServicesAndConsultants" xlink:href="hbnc-20241231.xsd#hbnc_OutsideServicesAndConsultants"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_OutsideServicesAndConsultants" xlink:to="lab_hbnc_OutsideServicesAndConsultants" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_WeightedAverageMember_78285d70-3b11-4cd7-9beb-f05ac7d5af7f_terseLabel_en-US" xlink:label="lab_srt_WeightedAverageMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted Average</link:label>
    <link:label id="lab_srt_WeightedAverageMember_label_en-US" xlink:label="lab_srt_WeightedAverageMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Weighted Average [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_WeightedAverageMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_WeightedAverageMember" xlink:to="lab_srt_WeightedAverageMember" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember_terseLabel_en-US" xlink:label="lab_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table</link:label>
    <link:label id="lab_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember_label_en-US" xlink:label="lab_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:to="lab_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock_a4d36f66-e1fc-4c6d-a644-78dd43a55c92_terseLabel_en-US" xlink:label="lab_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Allowance for Credit Loss Allocated for Collateral Dependent Loans</link:label>
    <link:label id="lab_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock_label_en-US" xlink:label="lab_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accounts Receivable, Allowance for Credit Loss [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock" xlink:to="lab_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_70176394-95e8-4e05-bf7d-8ea9271cf7cb_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Available-for-sale Securities [Line Items]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:to="lab_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_a1994ef8-8a73-4eb5-8453-13c5cd7278bd_terseLabel_en-US" xlink:label="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Benefit Plans</link:label>
    <link:label id="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_label_en-US" xlink:label="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation and Employee Benefit Plans [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:to="lab_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_59b18c0c-28e0-4816-ac27-e4d1c949b45c_totalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total fair value</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Unrealized Loss Position</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_18ace0fc-4b6f-41e0-87ed-122593587c79_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Available for sale</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost, Rolling Maturity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_5a66d088-76e7-48e2-ab67-9f77dcf06a24_periodStartLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, Beginning of Period</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_b1804946-9230-4e1d-9e80-13c777d5dec0_periodEndLabel_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents, End of Period</link:label>
    <link:label id="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_label_en-US" xlink:label="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:to="lab_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_9afd6b72-414a-4f5b-8462-2bc4d2ee0323_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revolving Loans</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_b731682a-f97a-42bd-87f5-c81c494b2be3_negatedLabel_en-US" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Net amortization of premiums and discounts on securities</link:label>
    <link:label id="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_label_en-US" xlink:label="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accretion (Amortization) of Discounts and Premiums, Investments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:to="lab_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_4155d989-edcf-4ef5-80d5-dc1983a4ea79_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss)</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="lab_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_3449dc55-9896-4cc6-8a59-bf1a6af3e740_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Held-to-Maturity Securities [Line Items]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_label_en-US" xlink:label="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Held-to-Maturity Securities [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:to="lab_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FullServiceFacilitiesMaintainedByBank_e3a63feb-2139-40d1-894d-684dd90bba42_terseLabel_en-US" xlink:label="lab_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Full service facilities maintained by bank</link:label>
    <link:label id="lab_hbnc_FullServiceFacilitiesMaintainedByBank_label_en-US" xlink:label="lab_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Full Service Facilities Maintained By Bank</link:label>
    <link:label id="lab_hbnc_FullServiceFacilitiesMaintainedByBank_documentation_en-US" xlink:label="lab_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Full service facilities maintained by bank.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:href="hbnc-20241231.xsd#hbnc_FullServiceFacilitiesMaintainedByBank"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:to="lab_hbnc_FullServiceFacilitiesMaintainedByBank" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubordinatedBorrowingsDisclosureTextBlock_1b2faa58-19de-4d49-b6ce-78ed2b5e04ed_terseLabel_en-US" xlink:label="lab_us-gaap_SubordinatedBorrowingsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated Notes</link:label>
    <link:label id="lab_us-gaap_SubordinatedBorrowingsDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_SubordinatedBorrowingsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Borrowings Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedBorrowingsDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedBorrowingsDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubordinatedBorrowingsDisclosureTextBlock" xlink:to="lab_us-gaap_SubordinatedBorrowingsDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt_terseLabel_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Disqualification of Tax Benefits, Amount</link:label>
    <link:label id="lab_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt_label_en-US" xlink:label="lab_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forgone Recovery due to Disqualification of Tax Benefits, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:to="lab_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ResidentialSpecHomesMember_11ccd7a0-e92c-4a6a-bde5-81437c2c2823_terseLabel_en-US" xlink:label="lab_hbnc_ResidentialSpecHomesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential spec homes</link:label>
    <link:label id="lab_hbnc_ResidentialSpecHomesMember_label_en-US" xlink:label="lab_hbnc_ResidentialSpecHomesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Spec Homes [Member]</link:label>
    <link:label id="lab_hbnc_ResidentialSpecHomesMember_documentation_en-US" xlink:label="lab_hbnc_ResidentialSpecHomesMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Spec Homes.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ResidentialSpecHomesMember" xlink:to="lab_hbnc_ResidentialSpecHomesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FurnitureAndEquipmentMember_b6ac59ef-0229-4241-ab44-f677b73488fc_terseLabel_en-US" xlink:label="lab_hbnc_FurnitureAndEquipmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Furniture and equipment</link:label>
    <link:label id="lab_hbnc_FurnitureAndEquipmentMember_label_en-US" xlink:label="lab_hbnc_FurnitureAndEquipmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Furniture And Equipment [Member]</link:label>
    <link:label id="lab_hbnc_FurnitureAndEquipmentMember_documentation_en-US" xlink:label="lab_hbnc_FurnitureAndEquipmentMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Furniture and equipment.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FurnitureAndEquipmentMember" xlink:href="hbnc-20241231.xsd#hbnc_FurnitureAndEquipmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FurnitureAndEquipmentMember" xlink:to="lab_hbnc_FurnitureAndEquipmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_c284cd26-65ff-4906-b5c6-daf15f0d1578_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Vested (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueDisclosuresAbstract_7c83e38d-8b5b-4f24-a59a-393721d7a8bc_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_FairValueDisclosuresAbstract_label_en-US" xlink:label="lab_us-gaap_FairValueDisclosuresAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosures [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract" xlink:to="lab_us-gaap_FairValueDisclosuresAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_4349cf32-02d4-4734-9bd1-a6f6c13bd94f_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Loans originated for sale</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Loan, Mortgage, Held-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:to="lab_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_SecurityExchangeName_be700730-bdff-42ba-85c6-3f00bc1ae47b_terseLabel_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:label id="lab_dei_SecurityExchangeName_label_en-US" xlink:label="lab_dei_SecurityExchangeName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Exchange Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_819938af-dceb-4db5-8396-a52950fc3252_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures and the securities variable rate</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Basis Spread on Variable Rate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:to="lab_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuredDebtRepurchaseAgreements_3c247fbe-9383-4aac-9900-95bb59b3fa7a_terseLabel_en-US" xlink:label="lab_us-gaap_SecuredDebtRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total borrowings</link:label>
    <link:label id="lab_us-gaap_SecuredDebtRepurchaseAgreements_label_en-US" xlink:label="lab_us-gaap_SecuredDebtRepurchaseAgreements" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Secured Debt, Repurchase Agreements</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtRepurchaseAgreements" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtRepurchaseAgreements"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuredDebtRepurchaseAgreements" xlink:to="lab_us-gaap_SecuredDebtRepurchaseAgreements" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_9ead76b4-95f4-416f-a35d-aab8e991c96f_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized gain (loss) for the period on AFS securities</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_0f5571bc-5f41-489e-ba15-5e0c1c1b59a3_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward" xlink:to="lab_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_e288795b-6798-40f3-b3a7-965aa1a525f5_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Credit Quality Indicator [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_d0e3422f-6998-4c07-95a1-8938a4e76066_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercised (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_177d6533-2649-4e80-a85a-a3252a90334e_terseLabel_en-US" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Regulatory Capital</link:label>
    <link:label id="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_label_en-US" xlink:label="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Regulatory Capital Requirements under Banking Regulations [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:to="lab_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_66bff04f-c1e6-4b45-a9c6-dc352f7d2248_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Interest receivable</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Accrued Interest Receivable, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:to="lab_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock_f4afb009-fef4-403a-950a-6c5bf8d9f47f_terseLabel_en-US" xlink:label="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Trust Assets and Income</link:label>
    <link:label id="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock_label_en-US" xlink:label="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trust Assets And Income [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Trust assets and income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_TrustAssetsAndIncomePolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:to="lab_hbnc_TrustAssetsAndIncomePolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_706a49ea-4a5e-4755-99a8-515aa724f734_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Shares</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_e5b2d53b-acaf-4d39-a590-fa400c878b04_negatedLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Tax exempt BOLI income</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxExemptIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_96ff7475-0d63-4829-8caa-a301adc3e061_terseLabel_en-US" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State</link:label>
    <link:label id="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current State and Local Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:to="lab_us-gaap_CurrentStateAndLocalTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember_7bf759cb-a0a7-476e-942b-934b84e34950_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real estate</link:label>
    <link:label id="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember_a9458063-2eef-4010-bcc6-9111f43ce566_verboseLabel_en-US" xlink:label="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Real Estate</link:label>
    <link:label id="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember_label_en-US" xlink:label="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Real Estate Portfolio Segment [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:to="lab_us-gaap_CommercialRealEstatePortfolioSegmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LaborAndRelatedExpense_79128aed-e23d-4492-97cd-791b89912750_terseLabel_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Salaries and employee benefits</link:label>
    <link:label id="lab_us-gaap_LaborAndRelatedExpense_b2dceb9b-62e4-435a-a6d0-70ea1c30dafd_negatedLabel_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Salaries and employee benefits</link:label>
    <link:label id="lab_us-gaap_LaborAndRelatedExpense_label_en-US" xlink:label="lab_us-gaap_LaborAndRelatedExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Labor and Related Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LaborAndRelatedExpense" xlink:to="lab_us-gaap_LaborAndRelatedExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock_terseLabel_en-US" xlink:label="lab_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forgone Recovery, Explanation of Impracticability</link:label>
    <link:label id="lab_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock_label_en-US" xlink:label="lab_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Forgone Recovery, Explanation of Impracticability [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:to="lab_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_44d85e5e-f181-41be-b05b-c0e6806ce6e7_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Nonrecurring</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsNonrecurringMember_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Nonrecurring [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:to="lab_us-gaap_FairValueMeasurementsNonrecurringMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_af877015-7f2e-4a20-b9bc-4c844056f8c9_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</link:label>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AmortizedCostAbstract_9900503f-757e-4e04-866b-ee57ec611bbb_terseLabel_en-US" xlink:label="lab_hbnc_AmortizedCostAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized Cost [Abstract]</link:label>
    <link:label id="lab_hbnc_AmortizedCostAbstract_label_en-US" xlink:label="lab_hbnc_AmortizedCostAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortized Cost [Abstract]</link:label>
    <link:label id="lab_hbnc_AmortizedCostAbstract_documentation_en-US" xlink:label="lab_hbnc_AmortizedCostAbstract" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AmortizedCostAbstract" xlink:href="hbnc-20241231.xsd#hbnc_AmortizedCostAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AmortizedCostAbstract" xlink:to="lab_hbnc_AmortizedCostAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockSharesIssued_d3074898-00ce-4ae6-9d08-c97d9c0f996a_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares issued (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesIssued_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesIssued" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares, Issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesIssued" xlink:to="lab_us-gaap_CommonStockSharesIssued" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacy_45ef64c1-49f5-40d6-8937-3f0fa46ad716_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), for capital adequacy purposes, amount</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredForCapitalAdequacy_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:to="lab_us-gaap_CapitalRequiredForCapitalAdequacy" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityDomain_6d681c82-b82d-4e85-962b-56b6a3d3e721_terseLabel_en-US" xlink:label="lab_dei_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:label id="lab_dei_EntityDomain_label_en-US" xlink:label="lab_dei_EntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain" xlink:to="lab_dei_EntityDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalFundsSold_5c9a1631-c47e-4715-a796-95dd6a544d84_terseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsSold" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds sold</link:label>
    <link:label id="lab_us-gaap_FederalFundsSold_label_en-US" xlink:label="lab_us-gaap_FederalFundsSold" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Sold</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsSold" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsSold"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsSold" xlink:to="lab_us-gaap_FederalFundsSold" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HorizonBancorpCapitalTrustThreeMember_e99ac534-0d41-4214-ae67-d5396dbc1999_terseLabel_en-US" xlink:label="lab_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Horizon Bancorp Capital Trust III</link:label>
    <link:label id="lab_hbnc_HorizonBancorpCapitalTrustThreeMember_label_en-US" xlink:label="lab_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Horizon Bancorp Capital Trust Three [Member]</link:label>
    <link:label id="lab_hbnc_HorizonBancorpCapitalTrustThreeMember_documentation_en-US" xlink:label="lab_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Horizon Bancorp capital trust three.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:href="hbnc-20241231.xsd#hbnc_HorizonBancorpCapitalTrustThreeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:to="lab_hbnc_HorizonBancorpCapitalTrustThreeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_39f662a3-df73-49d9-93aa-7a478679fb1d_terseLabel_en-US" xlink:label="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Option Activity Under the 2021 Plan</link:label>
    <link:label id="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_label_en-US" xlink:label="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Two Thousand Twenty One Equity Incentive Plan [Member]</link:label>
    <link:label id="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_documentation_en-US" xlink:label="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Two Thousand Twenty One Equity Incentive Plan</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandTwentyOneEquityIncentivePlanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:to="lab_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_f8b896c4-0ed6-45f6-ac51-97c8163c6c45_terseLabel_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of years of satisfactory relationship with bank for good pass rating</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_label_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Quality Classification Period Satisfactory Relationship With Bank</link:label>
    <link:label id="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_documentation_en-US" xlink:label="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Credit quality classification period satisfactory relationship with bank.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:to="lab_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_07b89631-03df-4a61-b340-f398417580ea_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total unrealized losses</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_079f9100-6976-44f1-a0d5-fe9a14a0afdd_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Two year before current fiscal year, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeLiabilities_3b7b0833-a9a8-4057-a06f-bd53bd69e150_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Derivative liability</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilities_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilities" xlink:to="lab_us-gaap_DerivativeLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_InsiderTrdPoliciesProcAdoptedFlag_terseLabel_en-US" xlink:label="lab_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Insider Trading Policies and Procedures Adopted</link:label>
    <link:label id="lab_ecd_InsiderTrdPoliciesProcAdoptedFlag_label_en-US" xlink:label="lab_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insider Trading Policies and Procedures Adopted [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:to="lab_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_b471a79c-25ce-4234-822a-555d2225d6c8_negatedLabel_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Accumulated depreciation</link:label>
    <link:label id="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_label_en-US" xlink:label="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:to="lab_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommitmentsToOriginateMortgageLoansMember_398530bc-1d92-40f4-a07e-6ce3c00ac450_terseLabel_en-US" xlink:label="lab_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commitments to originate mortgage loans</link:label>
    <link:label id="lab_hbnc_CommitmentsToOriginateMortgageLoansMember_label_en-US" xlink:label="lab_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments to Originate Mortgage Loans [Member]</link:label>
    <link:label id="lab_hbnc_CommitmentsToOriginateMortgageLoansMember_documentation_en-US" xlink:label="lab_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commitments to Originate Mortgage Loans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:to="lab_hbnc_CommitmentsToOriginateMortgageLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_36c5adf3-153b-4a29-8f52-b4e020d56497_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset Sold under Agreement to Repurchase [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Sold under Agreement to Repurchase [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable" xlink:to="lab_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_392dd49a-9c84-44c2-80fc-8034bbabe93f_terseLabel_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common stock, shares authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_CommonStockSharesAuthorized_label_en-US" xlink:label="lab_us-gaap_CommonStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Shares Authorized</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockSharesAuthorized" xlink:to="lab_us-gaap_CommonStockSharesAuthorized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_a686ddf8-5ad4-47c1-84eb-60f69b1ea34c_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Tax credit investments, net of amortization</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:to="lab_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalFundsPurchased_b463f28d-1869-4985-b76b-cffb0ab1ddb3_terseLabel_en-US" xlink:label="lab_us-gaap_FederalFundsPurchased" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal funds purchased</link:label>
    <link:label id="lab_us-gaap_FederalFundsPurchased_label_en-US" xlink:label="lab_us-gaap_FederalFundsPurchased" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Funds Purchased</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsPurchased" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsPurchased"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalFundsPurchased" xlink:to="lab_us-gaap_FederalFundsPurchased" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_035d2572-86d6-461f-9fba-c29811e17fe6_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Change in fair value of derivative instruments:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeLiabilityNotionalAmount_ca4dcd09-90f7-45fd-81a9-440ebeecb077_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityNotionalAmount" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Notional Amount</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityNotionalAmount_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityNotionalAmount" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Notional Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityNotionalAmount" xlink:to="lab_us-gaap_DerivativeLiabilityNotionalAmount" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_664d21d6-1b66-418c-88dd-5f4a6a9d6d26_terseLabel_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Type [Axis]</link:label>
    <link:label id="lab_us-gaap_LongtermDebtTypeAxis_label_en-US" xlink:label="lab_us-gaap_LongtermDebtTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongtermDebtTypeAxis" xlink:to="lab_us-gaap_LongtermDebtTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityVoluntaryFilers_86ac9a99-1c32-4af5-ae8d-56b8e5af861b_terseLabel_en-US" xlink:label="lab_dei_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Voluntary Filers</link:label>
    <link:label id="lab_dei_EntityVoluntaryFilers_label_en-US" xlink:label="lab_dei_EntityVoluntaryFilers" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Voluntary Filers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityVoluntaryFilers" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityVoluntaryFilers"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityVoluntaryFilers" xlink:to="lab_dei_EntityVoluntaryFilers" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RelatedPartyMember_3e5862fe-5b40-4188-b5ef-eee174b7950d_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party</link:label>
    <link:label id="lab_us-gaap_RelatedPartyMember_label_en-US" xlink:label="lab_us-gaap_RelatedPartyMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related Party [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyMember" xlink:to="lab_us-gaap_RelatedPartyMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HedgingDesignationDomain_9f84809e-142d-4f73-a60e-16084b0dabd2_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Designation [Domain]</link:label>
    <link:label id="lab_us-gaap_HedgingDesignationDomain_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Designation [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationDomain" xlink:to="lab_us-gaap_HedgingDesignationDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_7b334ead-418b-4a62-b2e3-55f084a87b17_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred income taxes</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredIncomeTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_08faf0ae-e73b-49e0-89de-c4264a700965_terseLabel_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]</link:label>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_label_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]</link:label>
    <link:label id="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_documentation_en-US" xlink:label="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:to="lab_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_d34cdf44-68f9-47a5-a534-d3cc8e9adc0a_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and Equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_559f5152-4e65-4d07-9768-5dc339cab343_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for swap termination (gains) realized in income</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_86790232-cf38-488b-a890-0cde2a624041_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitExpense_808a7a4a-2cf9-4bd4-b4d8-14746e39cffc_terseLabel_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank's expense related to the thrift plan</link:label>
    <link:label id="lab_us-gaap_PensionAndOtherPostretirementBenefitExpense_label_en-US" xlink:label="lab_us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension and Other Postretirement Benefits Cost (Reversal of Cost)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:to="lab_us-gaap_PensionAndOtherPostretirementBenefitExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_86487d69-558a-4934-98fe-6d77a10396b0_terseLabel_en-US" xlink:label="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum period required for satisfactory performance to return loan from non-accrual to accrual status</link:label>
    <link:label id="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_label_en-US" xlink:label="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum Require Period For Satisfactory Performance</link:label>
    <link:label id="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_documentation_en-US" xlink:label="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Minimum require period for satisfactory performance.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:href="hbnc-20241231.xsd#hbnc_MinimumRequirePeriodForSatisfactoryPerformance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:to="lab_hbnc_MinimumRequirePeriodForSatisfactoryPerformance" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IncreaseDecreaseInBorrowings_18c683a1-57f1-45c1-8c4b-de1f64ee8e09_negatedTerseLabel_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInBorrowings" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Other change in borrowings</link:label>
    <link:label id="lab_hbnc_IncreaseDecreaseInBorrowings_label_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInBorrowings" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase Decrease In Borrowings</link:label>
    <link:label id="lab_hbnc_IncreaseDecreaseInBorrowings_documentation_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInBorrowings" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Borrowings.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInBorrowings" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInBorrowings"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IncreaseDecreaseInBorrowings" xlink:to="lab_hbnc_IncreaseDecreaseInBorrowings" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_cdbd6076-30f5-40ac-84b8-8019095d694b_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Actual tax benefit realized for the tax deductions</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Exercise of Option, Tax Benefit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_10554c3c-cb7d-454d-b8a8-8b365ec0b275_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesAfterYearFive_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, after Year Five</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:to="lab_us-gaap_TimeDepositMaturitiesAfterYearFive" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_4fa056a2-d214-4c83-b455-ef1f7b383495_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_036ed33b-71e9-4651-8de5-f3f7778b8e89_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Other comprehensive income (loss), net of tax</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_60a0409b-241b-476f-8f82-7ef0e99dcdc4_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Recurring Basis</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementsRecurringMember_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementsRecurringMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Recurring [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsRecurringMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementsRecurringMember" xlink:to="lab_us-gaap_FairValueMeasurementsRecurringMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubordinatedDebt_9fece7c4-d1b4-4023-8df3-dc869e09cfb8_terseLabel_en-US" xlink:label="lab_us-gaap_SubordinatedDebt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinated notes</link:label>
    <link:label id="lab_us-gaap_SubordinatedDebt_label_en-US" xlink:label="lab_us-gaap_SubordinatedDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubordinatedDebt" xlink:to="lab_us-gaap_SubordinatedDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromOtherDebt_93f72176-e2f3-472f-ae21-7ea36b0cd0d5_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromOtherDebt" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from borrowings</link:label>
    <link:label id="lab_us-gaap_ProceedsFromOtherDebt_label_en-US" xlink:label="lab_us-gaap_ProceedsFromOtherDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Other Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromOtherDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromOtherDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromOtherDebt" xlink:to="lab_us-gaap_ProceedsFromOtherDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_5ea44fb4-4b8f-4106-a6c2-896957c70228_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NonperformingFinancingReceivableMember_05071621-6907-4920-812d-8248cf8aba28_terseLabel_en-US" xlink:label="lab_us-gaap_NonperformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;performing</link:label>
    <link:label id="lab_us-gaap_NonperformingFinancingReceivableMember_label_en-US" xlink:label="lab_us-gaap_NonperformingFinancingReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Nonperforming Financial Instruments [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NonperformingFinancingReceivableMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NonperformingFinancingReceivableMember" xlink:to="lab_us-gaap_NonperformingFinancingReceivableMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock_0a5e644d-212d-4af3-99ae-3c486095fe73_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Modified Loans, Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified, Past Due [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedPastDueTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock" xlink:to="lab_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_dafb9ce6-a389-4e6c-9839-a61ff385d3fb_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value more than 12 months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_5eff1a83-c697-4cf1-938f-51e0a55e94f5_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other liabilities</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebt_50090338-3945-42b7-82e9-241768ffe6f7_totalLabel_en-US" xlink:label="lab_us-gaap_LongTermDebt" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total borrowings</link:label>
    <link:label id="lab_us-gaap_LongTermDebt_label_en-US" xlink:label="lab_us-gaap_LongTermDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebt" xlink:to="lab_us-gaap_LongTermDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PnsnAdjsPrrSvcCstMember_terseLabel_en-US" xlink:label="lab_ecd_PnsnAdjsPrrSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension Adjustments Prior Service Cost</link:label>
    <link:label id="lab_ecd_PnsnAdjsPrrSvcCstMember_label_en-US" xlink:label="lab_ecd_PnsnAdjsPrrSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension Adjustments Prior Service Cost [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:to="lab_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_4a81ac71-8048-488b-a229-ee94b3e66cc7_terseLabel_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses on Off&#8211;Balance Sheet (&#8220;OBS&#8221;) Credit Exposures</link:label>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:to="lab_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DeferredFeesCostsLoansAndLeases_9dd19707-fdcc-4e25-8bf0-3b0fac43b0a7_terseLabel_en-US" xlink:label="lab_hbnc_DeferredFeesCostsLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deferred fees costs loans and leases</link:label>
    <link:label id="lab_hbnc_DeferredFeesCostsLoansAndLeases_label_en-US" xlink:label="lab_hbnc_DeferredFeesCostsLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred fees costs loans and leases</link:label>
    <link:label id="lab_hbnc_DeferredFeesCostsLoansAndLeases_documentation_en-US" xlink:label="lab_hbnc_DeferredFeesCostsLoansAndLeases" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred fees costs loans and leases</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredFeesCostsLoansAndLeases" xlink:href="hbnc-20241231.xsd#hbnc_DeferredFeesCostsLoansAndLeases"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DeferredFeesCostsLoansAndLeases" xlink:to="lab_hbnc_DeferredFeesCostsLoansAndLeases" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_9d4069d1-6a93-4a8e-8fd6-251cd663e99d_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Total loans held for investment</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_46d48bf4-7521-41e6-b420-f338d1e1c402_totalLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_d11b56a3-46b3-4729-a08f-788e4107d2be_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Held to maturity</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PnsnBnftsAdjFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_PnsnBnftsAdjFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pension Benefits Adjustments, Footnote</link:label>
    <link:label id="lab_ecd_PnsnBnftsAdjFnTextBlock_label_en-US" xlink:label="lab_ecd_PnsnBnftsAdjFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pension Benefits Adjustments, Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:to="lab_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationLineItems_b5f8eaf1-348e-48cc-a2f2-cdf71971c102_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationLineItems_label_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockBasedCompensationLineItems_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Based Compensation [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:to="lab_hbnc_ScheduleOfStockBasedCompensationLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_3f467e65-9e07-4725-b711-4d2edeb18738_terseLabel_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]</link:label>
    <link:label id="lab_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_label_en-US" xlink:label="lab_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:to="lab_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TotalShareholderRtnVsPeerGroupTextBlock_terseLabel_en-US" xlink:label="lab_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Shareholder Return Vs Peer Group</link:label>
    <link:label id="lab_ecd_TotalShareholderRtnVsPeerGroupTextBlock_label_en-US" xlink:label="lab_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Total Shareholder Return Vs Peer Group [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:to="lab_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageServicingRightsAdditions_0ba4f69e-bb29-4fed-bb81-e9316f3a37fb_negatedLabel_en-US" xlink:label="lab_hbnc_MortgageServicingRightsAdditions" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Additions</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsAdditions_label_en-US" xlink:label="lab_hbnc_MortgageServicingRightsAdditions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights Additions</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsAdditions_documentation_en-US" xlink:label="lab_hbnc_MortgageServicingRightsAdditions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights additions.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsAdditions" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsAdditions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageServicingRightsAdditions" xlink:to="lab_hbnc_MortgageServicingRightsAdditions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_fb9539d4-5663-480f-bc8c-200e7b9d2bea_terseLabel_en-US" xlink:label="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Average price per share repurchased (in USD per share)</link:label>
    <link:label id="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare_label_en-US" xlink:label="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Shares Acquired, Average Cost Per Share</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:to="lab_us-gaap_TreasuryStockAcquiredAverageCostPerShare" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentAnnualReport_bc59d019-6e21-4149-ad44-036bc1604312_terseLabel_en-US" xlink:label="lab_dei_DocumentAnnualReport" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Annual Report</link:label>
    <link:label id="lab_dei_DocumentAnnualReport_label_en-US" xlink:label="lab_dei_DocumentAnnualReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Annual Report</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentAnnualReport" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentAnnualReport"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentAnnualReport" xlink:to="lab_dei_DocumentAnnualReport" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_6a5eb74e-073a-46bb-9087-64c3100f7e64_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Sales of Securities Available for Sale</link:label>
    <link:label id="lab_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Realized Gain (Loss) [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfRealizedGainLossTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MaturityOvernightMember_5ff192b7-abb3-415b-93fc-4502283546fe_terseLabel_en-US" xlink:label="lab_us-gaap_MaturityOvernightMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Overnight and Continuous</link:label>
    <link:label id="lab_us-gaap_MaturityOvernightMember_label_en-US" xlink:label="lab_us-gaap_MaturityOvernightMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maturity Overnight [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOvernightMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOvernightMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaturityOvernightMember" xlink:to="lab_us-gaap_MaturityOvernightMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_0c168f06-e709-4255-8b17-f17fa2a48d11_negatedLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Vested (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_3bdfa429-d71f-419b-9c64-c5fe7264707b_terseLabel_en-US" xlink:label="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheets</link:label>
    <link:label id="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_label_en-US" xlink:label="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Balance Sheet [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:to="lab_srt_ScheduleOfCondensedBalanceSheetTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AmortizationOfIntangibleAssets_c0f012ff-cf50-4580-9152-2f0ace758127_terseLabel_en-US" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Core deposit intangible amortization</link:label>
    <link:label id="lab_us-gaap_AmortizationOfIntangibleAssets_label_en-US" xlink:label="lab_us-gaap_AmortizationOfIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Amortization of Intangible Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AmortizationOfIntangibleAssets" xlink:to="lab_us-gaap_AmortizationOfIntangibleAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LiabilitiesAbstract_371c8711-9f63-4c28-8991-a4275d5ecff0_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAbstract_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAbstract" xlink:to="lab_us-gaap_LiabilitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_1005e8bb-c3de-4e4e-b6c2-4533595e60e8_terseLabel_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</link:label>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_label_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier one leverage capital required for capital adequacy with capital buffer</link:label>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_documentation_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tier one leverage capital required for capital adequacy with capital buffer.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:to="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesTableTextBlock_2bb5ae9c-3a93-4f02-b2b8-5106371e5631_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Certificates and Other Time Deposits for Both Retail and Brokered</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:to="lab_us-gaap_TimeDepositMaturitiesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_6c7686dc-c8c1-45dc-977e-61ad0ef027e8_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value Measurements</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:to="lab_us-gaap_FairValueMeasurementPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_546421f1-9eb3-4c69-99b1-9af876080148_terseLabel_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:label id="lab_dei_CurrentFiscalYearEndDate_label_en-US" xlink:label="lab_dei_CurrentFiscalYearEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Current Fiscal Year End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_ad82280a-59c4-4634-8305-0952139df9b1_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value within one year</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_PeoName_terseLabel_en-US" xlink:label="lab_ecd_PeoName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">PEO Name</link:label>
    <link:label id="lab_ecd_PeoName_label_en-US" xlink:label="lab_ecd_PeoName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">PEO Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_PeoName" xlink:to="lab_ecd_PeoName" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_6292f85d-ffde-4e8d-b288-dab570aa94a4_terseLabel_en-US" xlink:label="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unobservable Inputs</link:label>
    <link:label id="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_label_en-US" xlink:label="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Measurement With Unobservable Inputs Recurring And Nonrecurring Basis Excluding Goodwill</link:label>
    <link:label id="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_documentation_en-US" xlink:label="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair value measurement with unobservable inputs recurring and nonrecurring basis excluding goodwill.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:to="lab_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_0c4a511d-68dc-49d4-b8ee-6b55bf9aaa25_terseLabel_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items</link:label>
    <link:label id="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_label_en-US" xlink:label="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedged Asset, Fair Value Hedge, Portfolio Layer Method, Hedged Layer, Fair Value, Cumulative Increase (Decrease)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" xlink:to="lab_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDeposits_ce385707-b73b-4b07-9cb2-58488c2751b6_totalLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Certificates and other time deposits</link:label>
    <link:label id="lab_us-gaap_TimeDeposits_label_en-US" xlink:label="lab_us-gaap_TimeDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits" xlink:to="lab_us-gaap_TimeDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStock_14c8b34f-9e8f-4d34-968c-a7f359856f7a_verboseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank stock</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStock_643e15fb-de89-49ae-8a7f-53858e59fdf6_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock in FHLB</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStock_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankStock" xlink:to="lab_us-gaap_FederalHomeLoanBankStock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_9749086d-87c7-4fcc-96e7-985b83341758_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Type [Domain]</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LoanRestructuringModificationDomain_b9a96f1d-3e23-4486-8d62-fe936fe38f66_terseLabel_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Domain]</link:label>
    <link:label id="lab_us-gaap_LoanRestructuringModificationDomain_label_en-US" xlink:label="lab_us-gaap_LoanRestructuringModificationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loan Restructuring Modification [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain" xlink:to="lab_us-gaap_LoanRestructuringModificationDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock_76b8fbe4-61a5-49b9-b1ac-d666f7df1986_terseLabel_en-US" xlink:label="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock</link:label>
    <link:label id="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Reserve And Federal Home Loan Bank Of Indianapolis Stock [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Federal reserve and federal home loan bank of Indianapolis stock.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:to="lab_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock_terseLabel_en-US" xlink:label="lab_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Company Selected Measure</link:label>
    <link:label id="lab_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock_label_en-US" xlink:label="lab_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Company Selected Measure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:to="lab_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_RestatementAxis_3ac7165c-af30-497b-9f41-757b9b672ad5_terseLabel_en-US" xlink:label="lab_srt_RestatementAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revision of Prior Period [Axis]</link:label>
    <link:label id="lab_srt_RestatementAxis_label_en-US" xlink:label="lab_srt_RestatementAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revision of Prior Period [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RestatementAxis" xlink:to="lab_srt_RestatementAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonPeoNeoMember_terseLabel_en-US" xlink:label="lab_ecd_NonPeoNeoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-PEO NEO</link:label>
    <link:label id="lab_ecd_NonPeoNeoMember_label_en-US" xlink:label="lab_ecd_NonPeoNeoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-PEO NEO [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonPeoNeoMember" xlink:to="lab_ecd_NonPeoNeoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_01085e8d-17c3-4e69-b2ea-a03af0436b50_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Core deposit intangible amortization period</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Useful Life</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetUsefulLife" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_0640b6b6-a0cb-4384-9174-e862cdf23575_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) Name [Axis]</link:label>
    <link:label id="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_label_en-US" xlink:label="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP) Name [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis" xlink:to="lab_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_b85b0aa5-06f4-4326-8e3d-8de9271ba7f3_terseLabel_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital</link:label>
    <link:label id="lab_us-gaap_AdditionalPaidInCapitalMember_label_en-US" xlink:label="lab_us-gaap_AdditionalPaidInCapitalMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional Paid-in Capital [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdditionalPaidInCapitalMember" xlink:to="lab_us-gaap_AdditionalPaidInCapitalMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_5f1958ed-3308-4a5b-b949-f86d67dea16f_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Axis]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Relationship [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:to="lab_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_JuniorSubordinatedDebentures_7c3a529d-bc35-483d-b732-abc4de49c7c7_terseLabel_en-US" xlink:label="lab_hbnc_JuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures issued to capital trusts</link:label>
    <link:label id="lab_hbnc_JuniorSubordinatedDebentures_eb1e4fce-1773-401c-b35d-06214fc919d5_verboseLabel_en-US" xlink:label="lab_hbnc_JuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures issued to capital trusts</link:label>
    <link:label id="lab_hbnc_JuniorSubordinatedDebentures_label_en-US" xlink:label="lab_hbnc_JuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Junior Subordinated Debentures</link:label>
    <link:label id="lab_hbnc_JuniorSubordinatedDebentures_documentation_en-US" xlink:label="lab_hbnc_JuniorSubordinatedDebentures" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Junior subordinated debentures</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_JuniorSubordinatedDebentures" xlink:to="lab_hbnc_JuniorSubordinatedDebentures" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_89db1d5c-2b24-4cf9-b62f-60c56b71e0b0_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for capital adequacy purposes, amount</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_9dfb51e1-f214-49c9-bf2a-cab41be56ba1_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Within one year, amortized cost</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling within One Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_7d54cbf0-5e62-47bc-b96c-add3d8bed24e_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other tax exempt income</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Other Adjustments, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:to="lab_us-gaap_IncomeTaxReconciliationOtherAdjustments" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShortTermDebtLineItems_440a2a41-8fed-4d58-8994-0ba332a003d7_terseLabel_en-US" xlink:label="lab_us-gaap_ShortTermDebtLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Short-term Debt [Line Items]</link:label>
    <link:label id="lab_us-gaap_ShortTermDebtLineItems_label_en-US" xlink:label="lab_us-gaap_ShortTermDebtLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Short-Term Debt [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShortTermDebtLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShortTermDebtLineItems" xlink:to="lab_us-gaap_ShortTermDebtLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_5f41358a-b267-4591-b94b-774954b25514_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Four year before current fiscal year, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_2856f8a7-5cde-4b45-a68e-62401f804b81_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accrued interest receivable</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Accrued Interest, after Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" xlink:to="lab_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_0bfbb44d-dee6-4c53-ac9c-a3889a4b0da4_terseLabel_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adoption of New Accounting Standards and Accounting Guidance Issued But Not Yet Adopted</link:label>
    <link:label id="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">New Accounting Pronouncements, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:to="lab_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_1bd00651-ea8a-4dd8-869e-2f41ea08955e_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_ff58d9e7-b291-455b-9cfc-220dd7a97422_terseLabel_en-US" xlink:label="lab_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase Agreements subject to offsetting arrangements</link:label>
    <link:label id="lab_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_label_en-US" xlink:label="lab_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Security Sold under Agreement to Repurchase, Subject to Master Netting Arrangement, after Offset and Deduction</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" xlink:to="lab_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_TitleOfIndividualWithRelationshipToEntityDomain_711de615-b9d9-4ef2-aecf-13164012a321_terseLabel_en-US" xlink:label="lab_srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title and Position [Domain]</link:label>
    <link:label id="lab_srt_TitleOfIndividualWithRelationshipToEntityDomain_label_en-US" xlink:label="lab_srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title and Position [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:to="lab_srt_TitleOfIndividualWithRelationshipToEntityDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_0dcc28b7-76b8-4b4b-94ef-95ec69cbfb52_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets by Major Class [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_a26943c9-57a7-4a57-9837-809716e469db_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">One to five years, fair value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_328b9481-07c3-4fa3-a950-7a70f4b69228_negatedLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Accumulated Amortization</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Accumulated Amortization</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LongTermDebtMaturityAfterYearFour_1e0163db-c2bb-4c73-9012-b10b605e294d_terseLabel_en-US" xlink:label="lab_hbnc_LongTermDebtMaturityAfterYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_hbnc_LongTermDebtMaturityAfterYearFour_label_en-US" xlink:label="lab_hbnc_LongTermDebtMaturityAfterYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, after Year Four</link:label>
    <link:label id="lab_hbnc_LongTermDebtMaturityAfterYearFour_documentation_en-US" xlink:label="lab_hbnc_LongTermDebtMaturityAfterYearFour" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, after Year Four</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LongTermDebtMaturityAfterYearFour" xlink:href="hbnc-20241231.xsd#hbnc_LongTermDebtMaturityAfterYearFour"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LongTermDebtMaturityAfterYearFour" xlink:to="lab_hbnc_LongTermDebtMaturityAfterYearFour" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_MeasureName_terseLabel_en-US" xlink:label="lab_ecd_MeasureName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Name</link:label>
    <link:label id="lab_ecd_MeasureName_label_en-US" xlink:label="lab_ecd_MeasureName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measure Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MeasureName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_MeasureName" xlink:to="lab_ecd_MeasureName" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_fe314fb3-ba20-40a1-ac9e-3c2e59a483ac_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">five to ten years, fair value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityInteractiveDataCurrent_da24e716-3dff-4c96-9dbd-7a9d3c871467_terseLabel_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Interactive Data Current</link:label>
    <link:label id="lab_dei_EntityInteractiveDataCurrent_label_en-US" xlink:label="lab_dei_EntityInteractiveDataCurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Interactive Data Current</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityInteractiveDataCurrent" xlink:to="lab_dei_EntityInteractiveDataCurrent" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_d5750df5-249f-4784-bc38-ba1c76119833_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of securities available for sale</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Debt Securities, Available-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:to="lab_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a2f50f31-6a1f-41ca-9276-d1166b03c0cf_terseLabel_en-US" xlink:label="lab_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</link:label>
    <link:label id="lab_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_label_en-US" xlink:label="lab_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:to="lab_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_868e8625-447c-4549-a8e8-549f71f168f2_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of securities from available for sale to held to maturity</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_19235147-e662-44eb-b7bb-eea2a1f9005e_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Reclassification of gain (loss) from available for sale securities to held to maturity securities</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NumberOfOperatingSegments_45b8ba11-dfb4-45f4-adc9-b69790f6cc62_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfOperatingSegments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of operating segments</link:label>
    <link:label id="lab_us-gaap_NumberOfOperatingSegments_label_en-US" xlink:label="lab_us-gaap_NumberOfOperatingSegments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Operating Segments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfOperatingSegments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfOperatingSegments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfOperatingSegments" xlink:to="lab_us-gaap_NumberOfOperatingSegments" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_235913a4-261e-4cea-b3e8-b2343b66f2c5_terseLabel_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_label_en-US" xlink:label="lab_us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Components of Deferred Tax Assets [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:to="lab_us-gaap_ComponentsOfDeferredTaxAssetsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_OwnerOccupiedRealEstateMember_8d420751-1fd0-4942-b182-8186ae7ab8a8_terseLabel_en-US" xlink:label="lab_hbnc_OwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Owner occupied real estate</link:label>
    <link:label id="lab_hbnc_OwnerOccupiedRealEstateMember_label_en-US" xlink:label="lab_hbnc_OwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Owner Occupied Real Estate [Member]</link:label>
    <link:label id="lab_hbnc_OwnerOccupiedRealEstateMember_documentation_en-US" xlink:label="lab_hbnc_OwnerOccupiedRealEstateMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Owner occupied real estate.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_OwnerOccupiedRealEstateMember" xlink:to="lab_hbnc_OwnerOccupiedRealEstateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_3ddcff41-4df1-45a8-943d-de9a5f11a319_terseLabel_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_label_en-US" xlink:label="lab_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityRollforward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward" xlink:to="lab_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensation_b3ad4647-a9c4-4ff9-9da1-b3b55c2af0dd_verboseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Share based compensation</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensation_03433166-7902-4125-aa87-2d2590cf846d_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share based compensation</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensation_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Noncash Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensation" xlink:to="lab_us-gaap_ShareBasedCompensation" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_b087b40a-ed02-459f-8f82-d33573a25540_terseLabel_en-US" xlink:label="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certificates of deposit of $250,000 or more</link:label>
    <link:label id="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_label_en-US" xlink:label="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Certificates Of Deposit Two Hundred Fifty Thousand And More [Member]</link:label>
    <link:label id="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_documentation_en-US" xlink:label="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Certificates of deposit two hundred fifty thousand and more.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:href="hbnc-20241231.xsd#hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:to="lab_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FinancialAsset30To89DaysPastDueMember_842ba4f9-15db-4286-8b93-967813d23147_terseLabel_en-US" xlink:label="lab_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">30-89 Days Past Due</link:label>
    <link:label id="lab_hbnc_FinancialAsset30To89DaysPastDueMember_label_en-US" xlink:label="lab_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 30 To 89 Days Past Due [Member]</link:label>
    <link:label id="lab_hbnc_FinancialAsset30To89DaysPastDueMember_documentation_en-US" xlink:label="lab_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Financial Asset, 30 To 89 Days Past Due</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:href="hbnc-20241231.xsd#hbnc_FinancialAsset30To89DaysPastDueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:to="lab_hbnc_FinancialAsset30To89DaysPastDueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_429bfd0e-5aaa-4a93-8c61-46d680c2889c_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest rate on junior subordinated debentures and securities</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Interest Rate, Stated Percentage</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:to="lab_us-gaap_DebtInstrumentInterestRateStatedPercentage" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_1e1b8b02-cc04-48cc-aa29-514295aab8cc_terseLabel_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Nondeductible and other</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_label_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income tax reconciliation nondeductible expense benefit and other</link:label>
    <link:label id="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_documentation_en-US" xlink:label="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Income tax reconciliation nondeductible expense benefit and other.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:to="lab_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesLineItems_80a8d932-b57b-4f15-a18d-63a2c1cbdbc0_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesLineItems_label_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfAccountingPoliciesLineItems_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Accounting Policies [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:to="lab_hbnc_ScheduleOfAccountingPoliciesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SupplementalCashFlowInformationAbstract_b459d1ce-5385-4d4e-8f48-2705c9702406_terseLabel_en-US" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional Supplemental Information</link:label>
    <link:label id="lab_us-gaap_SupplementalCashFlowInformationAbstract_label_en-US" xlink:label="lab_us-gaap_SupplementalCashFlowInformationAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Supplemental Cash Flow Information [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract" xlink:to="lab_us-gaap_SupplementalCashFlowInformationAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoninterestIncome_cd9fc189-db09-45b8-9b6c-31661b383cd8_totalLabel_en-US" xlink:label="lab_us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total non&#8211;interest income</link:label>
    <link:label id="lab_us-gaap_NoninterestIncome_label_en-US" xlink:label="lab_us-gaap_NoninterestIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestIncome" xlink:to="lab_us-gaap_NoninterestIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_a8e1d7d0-62a6-49c0-9708-8667be381dcb_terseLabel_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity securities</link:label>
    <link:label id="lab_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_label_en-US" xlink:label="lab_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Securities, FV-NI</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent" xlink:to="lab_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommercialAndIndustrialLoanMember_9ad2518b-1e9e-4781-a59a-088a0cfd4006_terseLabel_en-US" xlink:label="lab_hbnc_CommercialAndIndustrialLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial &amp; industrial</link:label>
    <link:label id="lab_hbnc_CommercialAndIndustrialLoanMember_label_en-US" xlink:label="lab_hbnc_CommercialAndIndustrialLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial and Industrial Loan [Member]</link:label>
    <link:label id="lab_hbnc_CommercialAndIndustrialLoanMember_documentation_en-US" xlink:label="lab_hbnc_CommercialAndIndustrialLoanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Commercial and industrial loan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommercialAndIndustrialLoanMember" xlink:to="lab_hbnc_CommercialAndIndustrialLoanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_3186d137-45e9-46f0-adb4-71411a817bf2_terseLabel_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net income available to common shareholders</link:label>
    <link:label id="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_label_en-US" xlink:label="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Income (Loss) Available to Common Stockholders, Diluted</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:to="lab_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_a9145fb9-f511-4e2a-8e96-4d1228d69bc8_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Effect of Derivative Instruments on Consolidated Statement of Income Derivative in Fair Value Hedging Relationship</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments, Gain (Loss) [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:to="lab_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_175577f6-130a-4c98-92e6-562a6fcb6b78_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total Non&#8211;accrual</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Nonaccrual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_AuditorFirmId_8d8c3e38-fe07-452d-a08b-786367cd14e3_terseLabel_en-US" xlink:label="lab_dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Auditor Firm ID</link:label>
    <link:label id="lab_dei_AuditorFirmId_label_en-US" xlink:label="lab_dei_AuditorFirmId" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Auditor Firm ID</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorFirmId" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorFirmId"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorFirmId" xlink:to="lab_dei_AuditorFirmId" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_5fbaf10e-375f-4ea0-8a2d-8dea470fb9d5_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Loans by Credit Grades</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable Credit Quality Indicators [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:to="lab_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_2afa8a2f-ae64-4764-8f0e-e509ddc7b181_terseLabel_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Private labeled mortgage&#8211;backed pools</link:label>
    <link:label id="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_label_en-US" xlink:label="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage-Backed Securities, Issued by Private Enterprises [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:to="lab_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_e328cd43-af0d-4d3b-94a7-557dac7c59de_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Redemption of FHLB stock</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Federal Home Loan Bank Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:to="lab_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_Deposits_414c58b8-be86-4da0-8c31-b4646d7d5e74_totalLabel_en-US" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total deposits</link:label>
    <link:label id="lab_us-gaap_Deposits_48e767d8-45d0-448c-ba03-933b445fcd89_terseLabel_en-US" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total deposits</link:label>
    <link:label id="lab_us-gaap_Deposits_label_en-US" xlink:label="lab_us-gaap_Deposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_Deposits" xlink:to="lab_us-gaap_Deposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_ffab6a2f-c0c7-4ecf-9289-4f01507126c8_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revaluation of deferred tax assets</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:to="lab_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NumberOfReportableSegments_03481087-6af6-4a1e-95bf-52497d29b7c2_terseLabel_en-US" xlink:label="lab_us-gaap_NumberOfReportableSegments" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of reportable segments</link:label>
    <link:label id="lab_us-gaap_NumberOfReportableSegments_label_en-US" xlink:label="lab_us-gaap_NumberOfReportableSegments" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Number of Reportable Segments</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NumberOfReportableSegments" xlink:to="lab_us-gaap_NumberOfReportableSegments" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_f020cb60-236f-4691-bbff-a3e88a75d1df_totalLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities and stockholders&#8217; equity</link:label>
    <link:label id="lab_us-gaap_LiabilitiesAndStockholdersEquity_label_en-US" xlink:label="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities and Equity</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesAndStockholdersEquity" xlink:to="lab_us-gaap_LiabilitiesAndStockholdersEquity" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SubsequentEventsTextBlock_eab9bb8c-613a-4bda-8923-5f8181a0eab0_terseLabel_en-US" xlink:label="lab_us-gaap_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subsequent Events</link:label>
    <link:label id="lab_us-gaap_SubsequentEventsTextBlock_label_en-US" xlink:label="lab_us-gaap_SubsequentEventsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsequent Events [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SubsequentEventsTextBlock" xlink:to="lab_us-gaap_SubsequentEventsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_Rule10b51ArrTrmntdFlag_terseLabel_en-US" xlink:label="lab_ecd_Rule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Rule 10b5-1 Arrangement Terminated</link:label>
    <link:label id="lab_ecd_Rule10b51ArrTrmntdFlag_label_en-US" xlink:label="lab_ecd_Rule10b51ArrTrmntdFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Rule 10b5-1 Arrangement Terminated [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:to="lab_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_49994009-1025-4d49-ad62-52682ea3efb6_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Hierarchy [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis_label_en-US" xlink:label="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Hierarchy and NAV [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:to="lab_us-gaap_FairValueByFairValueHierarchyLevelAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_c565442d-abed-44f5-af6f-f8df0b9be833_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value for five to ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MarketableSecuritiesPolicy_c14a33bb-19ba-4e7e-a62b-e085c681264f_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment Securities Available for Sale</link:label>
    <link:label id="lab_us-gaap_MarketableSecuritiesPolicy_label_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesPolicy" xlink:to="lab_us-gaap_MarketableSecuritiesPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HedgingDesignationAxis_74bf7b93-53c7-4b6e-bcf2-dd3fc473b382_terseLabel_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Hedging Designation [Axis]</link:label>
    <link:label id="lab_us-gaap_HedgingDesignationAxis_label_en-US" xlink:label="lab_us-gaap_HedgingDesignationAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Hedging Designation [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HedgingDesignationAxis" xlink:to="lab_us-gaap_HedgingDesignationAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_df88fb88-a3bc-413e-a103-820ee432789d_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Financial Instruments</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_5f15dbdd-0e16-415c-958b-182b02daf3e5_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets, Major Class Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RepaymentsOfSubordinatedDebt_de70cf16-8749-415d-a219-05a20bfa3cd7_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfSubordinatedDebt" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Repayment of subordinated notes</link:label>
    <link:label id="lab_us-gaap_RepaymentsOfSubordinatedDebt_b2c94117-7ef2-4b00-af3f-c7c79e42caca_negatedNetLabel_en-US" xlink:label="lab_us-gaap_RepaymentsOfSubordinatedDebt" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="resource" xml:lang="en-US">Repayment of subordinated notes</link:label>
    <link:label id="lab_us-gaap_RepaymentsOfSubordinatedDebt_label_en-US" xlink:label="lab_us-gaap_RepaymentsOfSubordinatedDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repayments of Subordinated Debt</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RepaymentsOfSubordinatedDebt" xlink:to="lab_us-gaap_RepaymentsOfSubordinatedDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilitiesDomestic_ba94c741-7264-4458-bf53-fda028b64ff0_totalLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest-bearing deposits</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositLiabilitiesDomestic_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Deposit Liabilities, Domestic</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:to="lab_us-gaap_InterestBearingDepositLiabilitiesDomestic" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityTable_18428872-f791-4238-86e0-3ff655f4bfb9_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityTable_label_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Table]</link:label>
    <link:label id="lab_hbnc_ScheduleOfStockOptionActivityTable_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfStockOptionActivityTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule Of Stock Option Activity [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityTable" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityTable" xlink:to="lab_hbnc_ScheduleOfStockOptionActivityTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_27148af3-fc00-43cb-8208-f2aacea20045_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Contractual Maturities</link:label>
    <link:label id="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Maturities of Long-Term Debt [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy_fe359d43-a0a9-444a-b1af-e49c9ef1ce2d_terseLabel_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of Financial Assets</link:label>
    <link:label id="lab_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy_label_en-US" xlink:label="lab_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" xlink:to="lab_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_UndrlygSecurityMktPriceChngPct_terseLabel_en-US" xlink:label="lab_ecd_UndrlygSecurityMktPriceChngPct" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Underlying Security Market Price Change</link:label>
    <link:label id="lab_ecd_UndrlygSecurityMktPriceChngPct_label_en-US" xlink:label="lab_ecd_UndrlygSecurityMktPriceChngPct" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Underlying Security Market Price Change, Percent</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:to="lab_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_510f8422-415f-4aa5-a0bc-c92161303c27_terseLabel_en-US" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total capital (to risk-weighted assets), for well capitalized purpose, ratio</link:label>
    <link:label id="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardNameDomain_bf890d5f-c23a-4b38-afbe-3349cfdcc387_terseLabel_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tax Credit Carryforward, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_TaxCreditCarryforwardNameDomain_label_en-US" xlink:label="lab_us-gaap_TaxCreditCarryforwardNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tax Credit Carryforward, Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain" xlink:to="lab_us-gaap_TaxCreditCarryforwardNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MeasurementInputTypeAxis_dd06b0e3-7cbc-415b-86df-005a85e7ce13_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Input Type [Axis]</link:label>
    <link:label id="lab_us-gaap_MeasurementInputTypeAxis_label_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Input Type [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MeasurementInputTypeAxis" xlink:to="lab_us-gaap_MeasurementInputTypeAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_IndividualAxis_terseLabel_en-US" xlink:label="lab_ecd_IndividualAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Individual:</link:label>
    <link:label id="lab_ecd_IndividualAxis_label_en-US" xlink:label="lab_ecd_IndividualAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Individual [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_IndividualAxis" xlink:to="lab_ecd_IndividualAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GeneralBusinessMember_f7db69a3-fea7-4069-aa6e-f064c8037db0_terseLabel_en-US" xlink:label="lab_us-gaap_GeneralBusinessMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">General Business Tax Credit Carryforward</link:label>
    <link:label id="lab_us-gaap_GeneralBusinessMember_label_en-US" xlink:label="lab_us-gaap_GeneralBusinessMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">General Business Tax Credit Carryforward [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralBusinessMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GeneralBusinessMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GeneralBusinessMember" xlink:to="lab_us-gaap_GeneralBusinessMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_BuildingAndBuildingImprovementsMember_dd4aaf38-2765-4afd-9cb5-6a00f83b0caf_terseLabel_en-US" xlink:label="lab_us-gaap_BuildingAndBuildingImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Buildings and improvements</link:label>
    <link:label id="lab_us-gaap_BuildingAndBuildingImprovementsMember_label_en-US" xlink:label="lab_us-gaap_BuildingAndBuildingImprovementsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Building and Building Improvements [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BuildingAndBuildingImprovementsMember" xlink:to="lab_us-gaap_BuildingAndBuildingImprovementsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_2d3e3b8e-a53d-4aa1-a17a-b7265eadd43d_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Net settlement of share awards</link:label>
    <link:label id="lab_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_label_en-US" xlink:label="lab_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:to="lab_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_4d9ad07d-4e01-4ba4-8fd9-90771359b4bd_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss)</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">AOCI Attributable to Parent [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_1043ca22-f1cc-478c-ba12-7180ecf8281c_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_097015a5-f0d5-4b3e-9bbe-174c92a19998_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentLineItems_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementLineItems_9eb7de03-dea2-45ab-9eb3-c396563be262_terseLabel_en-US" xlink:label="lab_us-gaap_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:label id="lab_us-gaap_StatementLineItems_label_en-US" xlink:label="lab_us-gaap_StatementLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementLineItems" xlink:to="lab_us-gaap_StatementLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MeasurementInputTypeDomain_4c390685-aa82-4fe5-87cf-361949f57310_terseLabel_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Input Type [Domain]</link:label>
    <link:label id="lab_us-gaap_MeasurementInputTypeDomain_label_en-US" xlink:label="lab_us-gaap_MeasurementInputTypeDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Input Type [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MeasurementInputTypeDomain" xlink:to="lab_us-gaap_MeasurementInputTypeDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_a75875b9-407d-41ac-9c20-0281d617f860_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]</link:label>
    <link:label id="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_label_en-US" xlink:label="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain" xlink:to="lab_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_e55ecd82-8a32-4ed6-85d6-4c7a59319484_negatedLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Income tax effect</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_1d3ebeb4-01fc-4c55-9c50-eecd4e34a048_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Income tax effect</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareLineItems_816ee018-53b6-4519-a6fa-7f7c8ef787ae_terseLabel_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule Of Earnings Per Share [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareLineItems_label_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule Of Earnings Per Share [Line Items]</link:label>
    <link:label id="lab_hbnc_ScheduleOfEarningsPerShareLineItems_documentation_en-US" xlink:label="lab_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Schedule of earnings per share.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:to="lab_hbnc_ScheduleOfEarningsPerShareLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_ecf67157-202e-4ec2-bb4c-9ac396dee8c7_terseLabel_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, for capital adequacy purpose, ratio</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_label_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_documentation_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Equity Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_6f4de048-e845-4341-b85b-12cbdee67290_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Premises and Equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentTextBlock_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Total Shareholder Return</link:label>
    <link:label id="lab_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock_label_en-US" xlink:label="lab_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Compensation Actually Paid vs. Total Shareholder Return [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:to="lab_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock_ae167ea6-b351-408a-9594-59ffe0271fed_terseLabel_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance (BOLI)</link:label>
    <link:label id="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock_label_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Bank owned life insurance policy.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_BankOwnedLifeInsurancePolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:to="lab_hbnc_BankOwnedLifeInsurancePolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativesPolicyTextBlock_a61fee8f-c8ee-4877-8664-1ee603bc8226_verboseLabel_en-US" xlink:label="lab_us-gaap_DerivativesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Derivative Financial Instruments</link:label>
    <link:label id="lab_us-gaap_DerivativesPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_DerivativesPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivatives, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativesPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativesPolicyTextBlock" xlink:to="lab_us-gaap_DerivativesPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock_be997d97-c87f-4bd8-b7a0-5ed2164c7682_terseLabel_en-US" xlink:label="lab_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses on Available for Sale Securities and Held to Maturity Securities</link:label>
    <link:label id="lab_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Credit Loss, Financial Instrument [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CreditLossFinancialInstrumentPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock" xlink:to="lab_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_03ebfbec-6dd8-47b4-929a-c3a8788799e0_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unamortized debt issuance costs</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:to="lab_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_CondensedCashFlowStatementTable_b1fb4db3-5ecc-4a91-8183-e83bc89805cd_terseLabel_en-US" xlink:label="lab_srt_CondensedCashFlowStatementTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table]</link:label>
    <link:label id="lab_srt_CondensedCashFlowStatementTable_label_en-US" xlink:label="lab_srt_CondensedCashFlowStatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Cash Flow Statement [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementTable" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CondensedCashFlowStatementTable" xlink:to="lab_srt_CondensedCashFlowStatementTable" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_MinimumMember_79c80ab8-26ce-499e-a593-e0341382bb6f_terseLabel_en-US" xlink:label="lab_srt_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum</link:label>
    <link:label id="lab_srt_MinimumMember_label_en-US" xlink:label="lab_srt_MinimumMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MinimumMember" xlink:to="lab_srt_MinimumMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapital_8966050c-9108-4faa-b28e-1e0670f28adb_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, actual amount</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapital_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapital" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapital" xlink:to="lab_us-gaap_CommonEquityTierOneCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrAdoptionDate_terseLabel_en-US" xlink:label="lab_ecd_TrdArrAdoptionDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adoption Date</link:label>
    <link:label id="lab_ecd_TrdArrAdoptionDate_label_en-US" xlink:label="lab_ecd_TrdArrAdoptionDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement Adoption Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrAdoptionDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrAdoptionDate" xlink:to="lab_ecd_TrdArrAdoptionDate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_1488cc61-2fdf-4cfe-8d24-17a142a5b3c6_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationsLineItems_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems" xlink:to="lab_us-gaap_FinancingReceivableModificationsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_52b75212-c508-4a29-b268-adb1a1c56f1a_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for well capitalized purposes, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_267ae430-edf0-45fa-8491-81106b7d9d58_terseLabel_en-US" xlink:label="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares available incentive stock options (in shares)</link:label>
    <link:label id="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_label_en-US" xlink:label="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock Available Under Incentive Stock Options Maximum</link:label>
    <link:label id="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_documentation_en-US" xlink:label="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common Stock Available Under Incentive Stock Options Maximum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:to="lab_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember_terseLabel_en-US" xlink:label="lab_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year</link:label>
    <link:label id="lab_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember_label_en-US" xlink:label="lab_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:to="lab_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_95d190f7-4dca-4dd7-8d5c-aec6a1810601_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instrument [Axis]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentRiskAxis_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentRiskAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instrument [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis" xlink:to="lab_us-gaap_DerivativeInstrumentRiskAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardExrcPrice_terseLabel_en-US" xlink:label="lab_ecd_AwardExrcPrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercise Price</link:label>
    <link:label id="lab_ecd_AwardExrcPrice_label_en-US" xlink:label="lab_ecd_AwardExrcPrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardExrcPrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardExrcPrice" xlink:to="lab_ecd_AwardExrcPrice" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_9fa62e2a-e939-4a2a-9c70-2dd4ddbe96b3_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities</link:label>
    <link:label id="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Deferred Tax Assets and Liabilities [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_df56d8ed-f5fe-4acb-86c0-195ccedede14_totalLabel_en-US" xlink:label="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Fair value, available for sale</link:label>
    <link:label id="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_label_en-US" xlink:label="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Available For Sale Securities Debt Maturities Rolling Fair Value</link:label>
    <link:label id="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_documentation_en-US" xlink:label="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Available for sale securities debt maturities rolling fair value.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:href="hbnc-20241231.xsd#hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:to="lab_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_TrdArrDuration_terseLabel_en-US" xlink:label="lab_ecd_TrdArrDuration" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Arrangement Duration</link:label>
    <link:label id="lab_ecd_TrdArrDuration_label_en-US" xlink:label="lab_ecd_TrdArrDuration" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Trading Arrangement Duration</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrDuration"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_TrdArrDuration" xlink:to="lab_ecd_TrdArrDuration" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_0ed4ed06-2db6-4387-9210-18fcbd1b54e4_verboseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Net change in interest earning time deposits</link:label>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from (Payments for) in Interest-Bearing Deposits in Banks</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:to="lab_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock_af2afe62-998f-4b2f-90e2-095a7b73a777_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)</link:label>
    <link:label id="lab_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_3bbaf79f-a500-4da6-887a-9f358aa7b108_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), actual, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OperatingLossCarryforwards_ccbe39f9-b52c-4c8d-8ce0-6f3aac4c0f4a_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating loss carry forwards</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwards_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwards" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwards" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwards"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwards" xlink:to="lab_us-gaap_OperatingLossCarryforwards" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_a8fa9f60-2dd7-4848-b5b8-638d1d001a1f_terseLabel_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Goodwill</link:label>
    <link:label id="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Goodwill and Intangible Assets Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:to="lab_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_5a51fcb5-bfa4-4e94-aced-f80a406edd51_terseLabel_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stockholders&#8217; Equity</link:label>
    <link:label id="lab_us-gaap_StockholdersEquityAbstract_label_en-US" xlink:label="lab_us-gaap_StockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity, Attributable to Parent [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockholdersEquityAbstract" xlink:to="lab_us-gaap_StockholdersEquityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_SubsidiariesMember_a5832d1f-84c5-407f-9953-f8b68b234f50_terseLabel_en-US" xlink:label="lab_srt_SubsidiariesMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Bank</link:label>
    <link:label id="lab_srt_SubsidiariesMember_label_en-US" xlink:label="lab_srt_SubsidiariesMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subsidiaries [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SubsidiariesMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_SubsidiariesMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_SubsidiariesMember" xlink:to="lab_srt_SubsidiariesMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_f2cffde4-21c7-4799-b360-936001a9b55b_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair value less than 12 months</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_c933fd38-0764-429a-be83-a66e242a96fc_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MarketableSecuritiesTable_493147b6-02e9-4d0d-8658-cedc6af498c7_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Marketable Securities [Table]</link:label>
    <link:label id="lab_us-gaap_MarketableSecuritiesTable_label_en-US" xlink:label="lab_us-gaap_MarketableSecuritiesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecuritiesTable" xlink:to="lab_us-gaap_MarketableSecuritiesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DomesticCountryMember_99f5be6d-c73e-4c98-ac79-2578793305aa_terseLabel_en-US" xlink:label="lab_us-gaap_DomesticCountryMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal</link:label>
    <link:label id="lab_us-gaap_DomesticCountryMember_label_en-US" xlink:label="lab_us-gaap_DomesticCountryMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Domestic Tax Jurisdiction [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCountryMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DomesticCountryMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DomesticCountryMember" xlink:to="lab_us-gaap_DomesticCountryMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ExtendedMaturityMember_16c3a778-3026-49f7-aea8-fae95042d2e5_terseLabel_en-US" xlink:label="lab_us-gaap_ExtendedMaturityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term Extension</link:label>
    <link:label id="lab_us-gaap_ExtendedMaturityMember_label_en-US" xlink:label="lab_us-gaap_ExtendedMaturityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Extended Maturity [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExtendedMaturityMember" xlink:to="lab_us-gaap_ExtendedMaturityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_d7b5a65e-b464-4886-ac22-2e5023b6cfe6_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for well capitalized purpose, amount</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_MtrlTermsOfTrdArrTextBlock_terseLabel_en-US" xlink:label="lab_ecd_MtrlTermsOfTrdArrTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Material Terms of Trading Arrangement</link:label>
    <link:label id="lab_ecd_MtrlTermsOfTrdArrTextBlock_label_en-US" xlink:label="lab_ecd_MtrlTermsOfTrdArrTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Material Terms of Trading Arrangement [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:to="lab_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_e2bcf2ee-596d-405c-9eb7-a90988dc29eb_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2028</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, Year Four</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AllIndividualsMember_terseLabel_en-US" xlink:label="lab_ecd_AllIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">All Individuals</link:label>
    <link:label id="lab_ecd_AllIndividualsMember_label_en-US" xlink:label="lab_ecd_AllIndividualsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">All Individuals [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="lab_ecd_AllIndividualsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ExtendedMaturityAndInterestRateReductionMember_6b1b824f-6a10-4a80-b022-2cd17adfa77a_terseLabel_en-US" xlink:label="lab_us-gaap_ExtendedMaturityAndInterestRateReductionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Term Extension and Interest Rate Reduction</link:label>
    <link:label id="lab_us-gaap_ExtendedMaturityAndInterestRateReductionMember_label_en-US" xlink:label="lab_us-gaap_ExtendedMaturityAndInterestRateReductionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Extended Maturity and Interest Rate Reduction [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityAndInterestRateReductionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember" xlink:to="lab_us-gaap_ExtendedMaturityAndInterestRateReductionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ExternalCreditRatingMoodysMember_f2a5532a-6546-4bfd-a98f-fc8c3b77425a_terseLabel_en-US" xlink:label="lab_srt_ExternalCreditRatingMoodysMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">External Credit Rating, Moody's [Domain]</link:label>
    <link:label id="lab_srt_ExternalCreditRatingMoodysMember_label_en-US" xlink:label="lab_srt_ExternalCreditRatingMoodysMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">External Credit Rating, Moody's [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ExternalCreditRatingMoodysMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ExternalCreditRatingMoodysMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ExternalCreditRatingMoodysMember" xlink:to="lab_srt_ExternalCreditRatingMoodysMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SubordinateDebentureTable_711064f4-b63c-4c41-96e2-9e8f88309f4f_terseLabel_en-US" xlink:label="lab_hbnc_SubordinateDebentureTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Table]</link:label>
    <link:label id="lab_hbnc_SubordinateDebentureTable_label_en-US" xlink:label="lab_hbnc_SubordinateDebentureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Table]</link:label>
    <link:label id="lab_hbnc_SubordinateDebentureTable_documentation_en-US" xlink:label="lab_hbnc_SubordinateDebentureTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureTable" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SubordinateDebentureTable" xlink:to="lab_hbnc_SubordinateDebentureTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_0d231f4e-861a-4d74-862a-c336df25d1d8_negatedLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Losses</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_e8349151-4006-4687-ad1c-434b2e5a8826_terseLabel_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</link:label>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_label_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier one leverage capital required for capital adequacy with capital buffer to average assets</link:label>
    <link:label id="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_documentation_en-US" xlink:label="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tier one leverage capital required for capital adequacy with capital buffer to average assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:to="lab_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureAbstract_319fa7bb-59dd-43c7-a0a2-58488f262239_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Abstract]</link:label>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract" xlink:to="lab_us-gaap_IncomeTaxDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_e6fd5ee4-411c-4bdb-a629-1fd2802345e7_netLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Loans, net of allowance for credit losses of $51,980 and $50,029</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_a2ca96cd-a32c-46b3-aeb5-06c6f7181112_totalLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Loans held for investment, net</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_cdad7903-5f75-4acc-b025-b835253eff24_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Loans, net</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementOfStockholdersEquityAbstract_7bea8274-df3c-43cd-9cdd-17f0c5cd2c8c_terseLabel_en-US" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</link:label>
    <link:label id="lab_us-gaap_StatementOfStockholdersEquityAbstract_label_en-US" xlink:label="lab_us-gaap_StatementOfStockholdersEquityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Stockholders' Equity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract" xlink:to="lab_us-gaap_StatementOfStockholdersEquityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_3dada699-5dcf-43c1-8af6-7818ff442c0a_negatedTerseLabel_en-US" xlink:label="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Stock awards vested</link:label>
    <link:label id="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_label_en-US" xlink:label="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Vested</link:label>
    <link:label id="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_documentation_en-US" xlink:label="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Stock Issued During Period, Value, Stock Options Vested</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:href="hbnc-20241231.xsd#hbnc_StockIssuedDuringPeriodValueStockOptionsVested"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:to="lab_hbnc_StockIssuedDuringPeriodValueStockOptionsVested" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ReceivablesAbstract_70970652-07a2-423e-8270-23e503945a69_terseLabel_en-US" xlink:label="lab_us-gaap_ReceivablesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Receivables [Abstract]</link:label>
    <link:label id="lab_us-gaap_ReceivablesAbstract_label_en-US" xlink:label="lab_us-gaap_ReceivablesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Receivables [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ReceivablesAbstract" xlink:to="lab_us-gaap_ReceivablesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_299ae9f5-709f-4152-b380-3b81e1af19d4_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income tax expense from reclassification</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_b181bdec-a401-465c-8274-1f47094839f0_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gross Unrealized Gains</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:to="lab_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestPayableCurrentAndNoncurrent_f3502abb-43ad-4eb3-88a2-73337fa06409_terseLabel_en-US" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest payable</link:label>
    <link:label id="lab_us-gaap_InterestPayableCurrentAndNoncurrent_fd110a22-0d0f-49b0-bf5a-cf6120fac999_verboseLabel_en-US" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest payable</link:label>
    <link:label id="lab_us-gaap_InterestPayableCurrentAndNoncurrent_label_en-US" xlink:label="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Payable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:to="lab_us-gaap_InterestPayableCurrentAndNoncurrent" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DirectorAndExecutiveOfficersMember_21e267aa-d4a2-421c-ba8e-409315dc5250_terseLabel_en-US" xlink:label="lab_hbnc_DirectorAndExecutiveOfficersMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Director And Executive Officers</link:label>
    <link:label id="lab_hbnc_DirectorAndExecutiveOfficersMember_label_en-US" xlink:label="lab_hbnc_DirectorAndExecutiveOfficersMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Director And Executive Officers [Member]</link:label>
    <link:label id="lab_hbnc_DirectorAndExecutiveOfficersMember_documentation_en-US" xlink:label="lab_hbnc_DirectorAndExecutiveOfficersMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Director And Executive Officers</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectorAndExecutiveOfficersMember" xlink:href="hbnc-20241231.xsd#hbnc_DirectorAndExecutiveOfficersMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DirectorAndExecutiveOfficersMember" xlink:to="lab_hbnc_DirectorAndExecutiveOfficersMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_0cfe1836-06b7-4f8a-ba03-8907478d56a9_terseLabel_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrecognized compensation cost</link:label>
    <link:label id="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_label_en-US" xlink:label="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:to="lab_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InformationTechnologyAndDataProcessing_34e052fa-4080-4fff-b791-ab87e84322ab_terseLabel_en-US" xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Data processing</link:label>
    <link:label id="lab_us-gaap_InformationTechnologyAndDataProcessing_label_en-US" xlink:label="lab_us-gaap_InformationTechnologyAndDataProcessing" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Information Technology and Data Processing</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InformationTechnologyAndDataProcessing"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InformationTechnologyAndDataProcessing" xlink:to="lab_us-gaap_InformationTechnologyAndDataProcessing" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_b9df110a-1878-40b8-a12e-d8e719faa23e_terseLabel_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_label_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common equity tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets</link:label>
    <link:label id="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_documentation_en-US" xlink:label="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Common equity tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:to="lab_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_ea34ec80-1a8e-456c-ad76-00c039c8c239_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans Past Due Over 90 Days Still Accruing</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_4f39867a-1d6c-4dc3-bf18-9e012fad6304_negatedTerseLabel_en-US" xlink:label="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Stock retirement plans</link:label>
    <link:label id="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_label_en-US" xlink:label="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustments to Additional Paid in Capital, Stock Retirement Plans</link:label>
    <link:label id="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_documentation_en-US" xlink:label="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Adjustments to Additional Paid in Capital, Stock Retirement Plans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:href="hbnc-20241231.xsd#hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:to="lab_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosureAbstract_a012eb95-43f6-4deb-9ec2-1453f8d497b2_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Assets</link:label>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Fair Value Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract" xlink:to="lab_us-gaap_AssetsFairValueDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding_34c7b1b5-5c30-4152-95cb-bfa8b31b7cb8_terseLabel_en-US" xlink:label="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unpaid principal balances of loans serviced for others totaled</link:label>
    <link:label id="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding_label_en-US" xlink:label="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Principal Amount Of Service Loan Outstanding</link:label>
    <link:label id="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding_documentation_en-US" xlink:label="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Principal amount of service loan outstanding.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:href="hbnc-20241231.xsd#hbnc_PrincipalAmountOfServiceLoanOutstanding"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:to="lab_hbnc_PrincipalAmountOfServiceLoanOutstanding" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RelatedPartyDomain_cd3befab-6a86-439e-ae37-464d7a86684a_terseLabel_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Related Party [Domain]</link:label>
    <link:label id="lab_us-gaap_RelatedPartyDomain_label_en-US" xlink:label="lab_us-gaap_RelatedPartyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Related and Nonrelated Parties [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RelatedPartyDomain" xlink:to="lab_us-gaap_RelatedPartyDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_61637ab1-f9e9-4bbe-97ec-ae4dceba3afb_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Troubled Debt Restructuring [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_50d6cf9d-9b50-4eba-872a-0fdb9e148773_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;performing Loans with no Allowance for Credit Losses</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxable_4c0ea988-a696-4961-acd7-af6207b99e22_terseLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment securities &#8211; taxable</link:label>
    <link:label id="lab_us-gaap_InterestIncomeSecuritiesTaxable_label_en-US" xlink:label="lab_us-gaap_InterestIncomeSecuritiesTaxable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income, Securities, Operating, Taxable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeSecuritiesTaxable" xlink:to="lab_us-gaap_InterestIncomeSecuritiesTaxable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_fc2775ad-7486-4279-bdf8-14810f685c83_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Putable Option</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Putable Option [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MinimumPeriodSeldomHeld_9ae8e989-35c4-45ed-a16a-baf9114826c4_terseLabel_en-US" xlink:label="lab_hbnc_MinimumPeriodSeldomHeld" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Minimum period loan held by mortgage company</link:label>
    <link:label id="lab_hbnc_MinimumPeriodSeldomHeld_label_en-US" xlink:label="lab_hbnc_MinimumPeriodSeldomHeld" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Minimum Period Seldom Held</link:label>
    <link:label id="lab_hbnc_MinimumPeriodSeldomHeld_documentation_en-US" xlink:label="lab_hbnc_MinimumPeriodSeldomHeld" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Minimum period seldom held.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumPeriodSeldomHeld" xlink:href="hbnc-20241231.xsd#hbnc_MinimumPeriodSeldomHeld"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MinimumPeriodSeldomHeld" xlink:to="lab_hbnc_MinimumPeriodSeldomHeld" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_LoansWithAggregateCreditExposure_68a580d3-5afe-4862-b8fb-9564b7918527_terseLabel_en-US" xlink:label="lab_hbnc_LoansWithAggregateCreditExposure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans with an aggregate credit exposure</link:label>
    <link:label id="lab_hbnc_LoansWithAggregateCreditExposure_label_en-US" xlink:label="lab_hbnc_LoansWithAggregateCreditExposure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans With Aggregate Credit Exposure</link:label>
    <link:label id="lab_hbnc_LoansWithAggregateCreditExposure_documentation_en-US" xlink:label="lab_hbnc_LoansWithAggregateCreditExposure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Loans with an aggregate credit exposure.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansWithAggregateCreditExposure" xlink:href="hbnc-20241231.xsd#hbnc_LoansWithAggregateCreditExposure"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_LoansWithAggregateCreditExposure" xlink:to="lab_hbnc_LoansWithAggregateCreditExposure" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_2647707d-e284-4d9a-89af-5d9f45a62a44_terseLabel_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of securities in unrealized loss positions</link:label>
    <link:label id="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_label_en-US" xlink:label="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:to="lab_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_6d5bc742-0e07-4f6c-865f-6cd837dbbc55_terseLabel_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Number of shares repurchased (in shares)</link:label>
    <link:label id="lab_us-gaap_StockRepurchasedDuringPeriodShares_label_en-US" xlink:label="lab_us-gaap_StockRepurchasedDuringPeriodShares" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Stock Repurchased During Period, Shares</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StockRepurchasedDuringPeriodShares" xlink:to="lab_us-gaap_StockRepurchasedDuringPeriodShares" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_dcf0c148-6d07-4657-a9da-7198cdf86aad_terseLabel_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Stock option expense</link:label>
    <link:label id="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_label_en-US" xlink:label="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">APIC, Share-Based Payment Arrangement, Option, Increase for Cost Recognition</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:to="lab_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageServicingRightsImpairmentAllowance_cc29a81d-6bae-477d-86a9-7f7d041f20c9_negatedPeriodStartLabel_en-US" xlink:label="lab_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:type="resource" xml:lang="en-US">Beginning balance</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsImpairmentAllowance_d9be843f-899a-4dd2-bc04-37815f39bc2e_negatedPeriodEndLabel_en-US" xlink:label="lab_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:type="resource" xml:lang="en-US">Ending balance</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsImpairmentAllowance_label_en-US" xlink:label="lab_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights Impairment Allowance</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsImpairmentAllowance_documentation_en-US" xlink:label="lab_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights impairment allowance.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsImpairmentAllowance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:to="lab_hbnc_MortgageServicingRightsImpairmentAllowance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_6976b291-bfc7-402c-8d21-00a5f7b54ddd_negatedLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_eec0db9d-a7fe-46aa-b1a6-487871cf790c_negatedNetLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:role="http://www.xbrl.org/2009/role/negatedNetLabel" xlink:type="resource" xml:lang="en-US">Other assets</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Other Operating Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:to="lab_us-gaap_IncreaseDecreaseInOtherOperatingAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_91882875-e4ab-4c81-816d-8869ba46a34a_terseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in securities:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_2aaaaa24-0b7a-4394-b6bf-d5d51be8673b_verboseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Change in securities:</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:to="lab_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_6fa95a76-e163-4ef9-9bc1-c72b1f66d9b2_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Certificates of deposit of $250,000 or more</link:label>
    <link:label id="lab_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_label_en-US" xlink:label="lab_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Domestic Deposit, Certificates of Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:to="lab_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_f1f2061d-1da5-40be-9c68-2fb3a4788686_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal</link:label>
    <link:label id="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Federal Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredFederalIncomeTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRatio_04550885-2c61-4bd8-bc2d-95450efcdb5d_terseLabel_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRatio" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Common equity tier 1 capital, actual ratio</link:label>
    <link:label id="lab_us-gaap_CommonEquityTierOneCapitalRatio_label_en-US" xlink:label="lab_us-gaap_CommonEquityTierOneCapitalRatio" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRatio" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRatio"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonEquityTierOneCapitalRatio" xlink:to="lab_us-gaap_CommonEquityTierOneCapitalRatio" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_3ab68689-b353-4fac-8d71-efcb191a0963_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:to="lab_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_5c4a5a21-daf9-4367-8a50-60656155d214_terseLabel_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Off-Balance Sheet Arrangements, Commitments, and Contingencies</link:label>
    <link:label id="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commitments and Contingencies Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:to="lab_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_abdd7b2c-519b-436c-8f5b-3cfabd064910_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Thereafter</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, after Year Five</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TimeDepositsByMaturityTable_681a5632-9b7c-427c-ac91-6639c31bb5b7_terseLabel_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Table]</link:label>
    <link:label id="lab_hbnc_TimeDepositsByMaturityTable_label_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Table]</link:label>
    <link:label id="lab_hbnc_TimeDepositsByMaturityTable_documentation_en-US" xlink:label="lab_hbnc_TimeDepositsByMaturityTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Time Deposits By Maturity [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityTable" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TimeDepositsByMaturityTable" xlink:to="lab_hbnc_TimeDepositsByMaturityTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_MeasureAxis_terseLabel_en-US" xlink:label="lab_ecd_MeasureAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measure:</link:label>
    <link:label id="lab_ecd_MeasureAxis_label_en-US" xlink:label="lab_ecd_MeasureAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measure [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MeasureAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_MeasureAxis" xlink:to="lab_ecd_MeasureAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_988f61a4-8eb5-40fa-9cc0-dbdaaec5c6fa_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset Class [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Class [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:to="lab_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsTable_ad709cc3-0acb-49a8-a2c2-bd93b042a489_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Table]</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsTable_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable" xlink:to="lab_us-gaap_OperatingLossCarryforwardsTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MaturityUpTo30DaysMember_dab292b1-11c2-46b7-96a4-59847a1a46b4_terseLabel_en-US" xlink:label="lab_us-gaap_MaturityUpTo30DaysMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Up to 30 Days</link:label>
    <link:label id="lab_us-gaap_MaturityUpTo30DaysMember_label_en-US" xlink:label="lab_us-gaap_MaturityUpTo30DaysMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Maturity Less than 30 Days [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityUpTo30DaysMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityUpTo30DaysMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MaturityUpTo30DaysMember" xlink:to="lab_us-gaap_MaturityUpTo30DaysMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PreferredStockSharesAuthorized_c9e3195e-721e-4ec5-adf3-63d6d0119409_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, shares authorized (in shares)</link:label>
    <link:label id="lab_us-gaap_PreferredStockSharesAuthorized_label_en-US" xlink:label="lab_us-gaap_PreferredStockSharesAuthorized" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Shares Authorized</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockSharesAuthorized" xlink:to="lab_us-gaap_PreferredStockSharesAuthorized" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_492904e0-af3e-4964-892f-1bd0007d04e7_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank advances, variable and fixed rates</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_85422317-a958-437d-8a92-92bad5919697_terseLabel_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:label id="lab_dei_EntityEmergingGrowthCompany_label_en-US" xlink:label="lab_dei_EntityEmergingGrowthCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Emerging Growth Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableDisclosureTable_fc674156-8cb2-40cc-9dd2-0398f3eff213_terseLabel_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableDisclosureTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable Disclosure [Table]</link:label>
    <link:label id="lab_us-gaap_LoansAndLeasesReceivableDisclosureTable_label_en-US" xlink:label="lab_us-gaap_LoansAndLeasesReceivableDisclosureTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Loans and Leases Receivable Disclosure [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansAndLeasesReceivableDisclosureTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable" xlink:to="lab_us-gaap_LoansAndLeasesReceivableDisclosureTable" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_NonGaapMeasureDescriptionTextBlock_terseLabel_en-US" xlink:label="lab_ecd_NonGaapMeasureDescriptionTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non-GAAP Measure Description</link:label>
    <link:label id="lab_ecd_NonGaapMeasureDescriptionTextBlock_label_en-US" xlink:label="lab_ecd_NonGaapMeasureDescriptionTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Non-GAAP Measure Description [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:to="lab_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EquityComponentDomain_4d84c27c-884e-420b-b9ed-668ae8388086_terseLabel_en-US" xlink:label="lab_us-gaap_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:label id="lab_us-gaap_EquityComponentDomain_label_en-US" xlink:label="lab_us-gaap_EquityComponentDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Equity Component [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EquityComponentDomain" xlink:to="lab_us-gaap_EquityComponentDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_b9371c03-3043-4082-a54d-4d397bda4c7e_terseLabel_en-US" xlink:label="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous</link:label>
    <link:label id="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_label_en-US" xlink:label="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Securities Sold under Agreements to Repurchase</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:to="lab_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_8d36d6e5-ef37-48cf-8763-edbb51494a9f_terseLabel_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Service period</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_label_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Award Service Period</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_documentation_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Award Service Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:to="lab_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_2fd5758c-fdb3-42bb-b375-c95637eeeeae_totalLabel_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net Interest Income after Credit Loss Expense (Recovery)</link:label>
    <link:label id="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_label_en-US" xlink:label="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income (Expense), after Provision for Loan Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:to="lab_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperating_3467d650-7311-41f5-8d4e-f6784cd1b44e_totalLabel_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total interest income</link:label>
    <link:label id="lab_us-gaap_InterestAndDividendIncomeOperating_label_en-US" xlink:label="lab_us-gaap_InterestAndDividendIncomeOperating" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest and Dividend Income, Operating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperating" xlink:to="lab_us-gaap_InterestAndDividendIncomeOperating" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_717f74a6-2f1e-41dc-af7a-d43141b2c9cc_terseLabel_en-US" xlink:label="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax</link:label>
    <link:label id="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_label_en-US" xlink:label="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Unamortized Unrealized Gains on Securities Transferred to Held to Maturity [Member]</link:label>
    <link:label id="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_documentation_en-US" xlink:label="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Unamortized unrealized gains on securities transferred to held to maturity.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:href="hbnc-20241231.xsd#hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:to="lab_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_bb2a73c7-c56c-4bdf-9afa-423ba7193cc7_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesOptionDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Option [Domain]</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankAdvancesOptionDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank, Advances, Option [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain" xlink:to="lab_us-gaap_FederalHomeLoanBankAdvancesOptionDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_Additional402vDisclosureTextBlock_terseLabel_en-US" xlink:label="lab_ecd_Additional402vDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Additional 402(v) Disclosure</link:label>
    <link:label id="lab_ecd_Additional402vDisclosureTextBlock_label_en-US" xlink:label="lab_ecd_Additional402vDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Additional 402(v) Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_Additional402vDisclosureTextBlock" xlink:to="lab_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityShellCompany_a7c1b84c-4606-4bd8-8db4-66c2465776b3_terseLabel_en-US" xlink:label="lab_dei_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Shell Company</link:label>
    <link:label id="lab_dei_EntityShellCompany_label_en-US" xlink:label="lab_dei_EntityShellCompany" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Shell Company</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityShellCompany"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityShellCompany" xlink:to="lab_dei_EntityShellCompany" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_53daf6df-cb2f-4b29-a5ee-ad9df0bce6ce_terseLabel_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:label id="lab_dei_EntityIncorporationStateCountryCode_label_en-US" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_6aa27dfe-eec8-4e8b-a600-c1efa087c822_totalLabel_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total derivatives subject to enforceable master netting arrangements, net, notional amount</link:label>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_label_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset</link:label>
    <link:label id="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_documentation_en-US" xlink:label="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:to="lab_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_05c29bdb-388b-47f0-bbcf-5f8313a6a1ba_terseLabel_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Comprehensive Income (Loss)</link:label>
    <link:label id="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Comprehensive Income, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:to="lab_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_f5dd5cc1-b93e-4ef3-9cf4-07ce43a6142e_terseLabel_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Federal home loan bank stock and federal reserve bank stock</link:label>
    <link:label id="lab_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_label_en-US" xlink:label="lab_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Federal Home Loan Bank Stock and Federal Reserve Bank Stock</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:to="lab_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_b6dcb95f-82a5-4099-8ac4-da92321453c2_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from maturities of securities held to maturity</link:label>
    <link:label id="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_label_en-US" xlink:label="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:to="lab_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_ddb1af8e-ec94-47b5-bb49-1fafa40d5f95_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">30&#8211;59 Days Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember_label_en-US" xlink:label="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, 30 to 59 Days Past Due [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:to="lab_us-gaap_FinancingReceivables30To59DaysPastDueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementTable_820613fb-06a3-445a-9b8e-d59247af9c1a_terseLabel_en-US" xlink:label="lab_us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:label id="lab_us-gaap_StatementTable_label_en-US" xlink:label="lab_us-gaap_StatementTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementTable" xlink:to="lab_us-gaap_StatementTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InvestmentInLimitedPartnerships_3ad93384-db2b-4574-89e8-b2764fc583ca_terseLabel_en-US" xlink:label="lab_hbnc_InvestmentInLimitedPartnerships" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investment in limited partnerships</link:label>
    <link:label id="lab_hbnc_InvestmentInLimitedPartnerships_label_en-US" xlink:label="lab_hbnc_InvestmentInLimitedPartnerships" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investment in Limited Partnerships</link:label>
    <link:label id="lab_hbnc_InvestmentInLimitedPartnerships_documentation_en-US" xlink:label="lab_hbnc_InvestmentInLimitedPartnerships" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Investment in Limited Partnerships</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInLimitedPartnerships" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInLimitedPartnerships"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InvestmentInLimitedPartnerships" xlink:to="lab_hbnc_InvestmentInLimitedPartnerships" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_045e8b00-8161-4ec3-bc91-13504a790fe4_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Domain]</link:label>
    <link:label id="lab_us-gaap_FairValueMeasurementFrequencyDomain_label_en-US" xlink:label="lab_us-gaap_FairValueMeasurementFrequencyDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Measurement Frequency [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain" xlink:to="lab_us-gaap_FairValueMeasurementFrequencyDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate_28ec412a-db6f-4519-b393-24a21e519528_negatedLabel_en-US" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Gain on other real estate owned</link:label>
    <link:label id="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate_label_en-US" xlink:label="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Gains (Losses) on Sales of Other Real Estate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:to="lab_us-gaap_GainsLossesOnSalesOfOtherRealEstate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RealEstateMember_475bf39f-3a92-4d47-82a8-3050d19d3ec7_terseLabel_en-US" xlink:label="lab_us-gaap_RealEstateMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Real Estate</link:label>
    <link:label id="lab_us-gaap_RealEstateMember_label_en-US" xlink:label="lab_us-gaap_RealEstateMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Real Estate [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RealEstateMember" xlink:to="lab_us-gaap_RealEstateMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_7f466dea-cb95-424f-af56-175b8e098b93_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current fiscal year, charge-offs</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_8dfdbb19-3c90-4cd2-9ebe-4e0c09d5469f_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Change in:</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Operating Assets [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:to="lab_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_e6fdb2b9-54fa-424c-aa20-fed3d2006d88_totalLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total derivatives subject to enforceable master netting arrangements, net, fair value</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Subject to Master Netting Arrangement, after Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" xlink:to="lab_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionTable_7f16ec21-5548-4461-afaa-87090faab49e_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument Redemption [Table]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentRedemptionTable_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentRedemptionTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument Redemption [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentRedemptionTable" xlink:to="lab_us-gaap_DebtInstrumentRedemptionTable" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DepositsLineItems_6a0a602c-0fe9-448b-abc0-7c1749696f0b_terseLabel_en-US" xlink:label="lab_hbnc_DepositsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Deposits [Line Items]</link:label>
    <link:label id="lab_hbnc_DepositsLineItems_label_en-US" xlink:label="lab_hbnc_DepositsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deposits [Line Items]</link:label>
    <link:label id="lab_hbnc_DepositsLineItems_documentation_en-US" xlink:label="lab_hbnc_DepositsLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deposits [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsLineItems" xlink:href="hbnc-20241231.xsd#hbnc_DepositsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DepositsLineItems" xlink:to="lab_hbnc_DepositsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_360944da-3feb-4d1c-84ee-cbf19e210625_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Past Due [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:to="lab_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestPaidNet_12d7e822-90ef-487e-bd35-8f169d4b5144_terseLabel_en-US" xlink:label="lab_us-gaap_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest paid</link:label>
    <link:label id="lab_us-gaap_InterestPaidNet_label_en-US" xlink:label="lab_us-gaap_InterestPaidNet" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Paid, Excluding Capitalized Interest, Operating Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPaidNet"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestPaidNet" xlink:to="lab_us-gaap_InterestPaidNet" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_HorizonStatutoryTrustTwoMember_e37235d1-089b-4d9d-a34e-8de328fe645c_terseLabel_en-US" xlink:label="lab_hbnc_HorizonStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Horizon Statutory Trust II</link:label>
    <link:label id="lab_hbnc_HorizonStatutoryTrustTwoMember_label_en-US" xlink:label="lab_hbnc_HorizonStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Horizon Statutory Trust Two [Member]</link:label>
    <link:label id="lab_hbnc_HorizonStatutoryTrustTwoMember_documentation_en-US" xlink:label="lab_hbnc_HorizonStatutoryTrustTwoMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Horizon statutory trust two.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonStatutoryTrustTwoMember" xlink:href="hbnc-20241231.xsd#hbnc_HorizonStatutoryTrustTwoMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_HorizonStatutoryTrustTwoMember" xlink:to="lab_hbnc_HorizonStatutoryTrustTwoMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_a9fbda85-bf10-4517-ac6d-0b9a4df36510_negatedTerseLabel_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Fair value adjustment on acquisitions</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_label_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities Fair Value Adjustments on Acquisitions</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_documentation_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities fair value adjustments on acquisitions.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:to="lab_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_bd04e867-aafa-472f-9e80-635112db3c9e_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Quoted Prices in Active Markets for Identical Assets (Level 1)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel1Member_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel1Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 1 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel1Member" xlink:to="lab_us-gaap_FairValueInputsLevel1Member" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_642b86bb-6828-4286-b463-d8d0dbe22b1c_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fiscal year before current fiscal year</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" xlink:to="lab_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_7b17044a-91e9-4283-aa41-4cf8711ef59b_terseLabel_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Abstract]</link:label>
    <link:label id="lab_us-gaap_StatementOfCashFlowsAbstract_label_en-US" xlink:label="lab_us-gaap_StatementOfCashFlowsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Cash Flows [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract" xlink:to="lab_us-gaap_StatementOfCashFlowsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_9458fd9e-7a06-4194-b2b7-8c786c77b3c4_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">After ten years, fair value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_RestatementDomain_b3632308-2618-48c0-b2f8-7e5537f47610_terseLabel_en-US" xlink:label="lab_srt_RestatementDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Revision of Prior Period [Domain]</link:label>
    <link:label id="lab_srt_RestatementDomain_label_en-US" xlink:label="lab_srt_RestatementDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Revision of Prior Period [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_RestatementDomain" xlink:to="lab_srt_RestatementDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_07de3a8d-e231-44c2-99a9-20b14dccfb6f_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Exercisable, end of year (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_d5b9cbfa-4daf-452d-98d0-7c0b16058e32_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2027</link:label>
    <link:label id="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_label_en-US" xlink:label="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Maturity, Year Three</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:to="lab_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_fd074a7b-dd70-410a-979f-3b0931d74d7d_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">% of Loans Held for Investment</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" xlink:to="lab_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentTable_dc18124e-9c84-4c70-861d-b051994b92a4_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Borrowings [Table]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentTable_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Long-Term Debt Instruments [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentTable" xlink:to="lab_us-gaap_DebtInstrumentTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_MarketableSecurities_04426de3-253a-4075-9a62-66baa4ffbd29_terseLabel_en-US" xlink:label="lab_us-gaap_MarketableSecurities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Marketable securities</link:label>
    <link:label id="lab_us-gaap_MarketableSecurities_label_en-US" xlink:label="lab_us-gaap_MarketableSecurities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Marketable Securities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecurities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecurities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_MarketableSecurities" xlink:to="lab_us-gaap_MarketableSecurities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapital_ca0a08e0-af2b-483f-acfe-4e9f535aacd3_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapital" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), actual, amount</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapital_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapital" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapital" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapital"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapital" xlink:to="lab_us-gaap_TierOneRiskBasedCapital" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_2e5b8fba-9db3-4e18-8775-99ac07bca3f0_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Reclassification adjustment for securities (gains) losses realized in income</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearOne_b5bf8f09-c37b-4cb4-bf13-275b98caf7c0_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearOne_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearOne" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearOne" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearOne" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ResidentialMortgageLoanMember_0ec05c34-6681-43ae-b583-ed34057a1464_terseLabel_en-US" xlink:label="lab_hbnc_ResidentialMortgageLoanMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Residential mortgage</link:label>
    <link:label id="lab_hbnc_ResidentialMortgageLoanMember_label_en-US" xlink:label="lab_hbnc_ResidentialMortgageLoanMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Residential Mortgage Loan [Member]</link:label>
    <link:label id="lab_hbnc_ResidentialMortgageLoanMember_documentation_en-US" xlink:label="lab_hbnc_ResidentialMortgageLoanMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Residential Mortgage Loan [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ResidentialMortgageLoanMember" xlink:to="lab_hbnc_ResidentialMortgageLoanMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_936ad302-0805-4b69-b176-32da702427e7_terseLabel_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Table]</link:label>
    <link:label id="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_label_en-US" xlink:label="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Accumulated Other Comprehensive Income (Loss) [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:to="lab_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityWellKnownSeasonedIssuer_a5ab1553-b632-4289-88a9-eecc5056d231_terseLabel_en-US" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
    <link:label id="lab_dei_EntityWellKnownSeasonedIssuer_label_en-US" xlink:label="lab_dei_EntityWellKnownSeasonedIssuer" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Well-known Seasoned Issuer</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityWellKnownSeasonedIssuer"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityWellKnownSeasonedIssuer" xlink:to="lab_dei_EntityWellKnownSeasonedIssuer" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_b147aca9-7fca-45bd-8a7e-987eccfc41ed_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Tax</link:label>
    <link:label id="lab_us-gaap_IncomeTaxDisclosureTextBlock_label_en-US" xlink:label="lab_us-gaap_IncomeTaxDisclosureTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Income Tax Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxDisclosureTextBlock" xlink:to="lab_us-gaap_IncomeTaxDisclosureTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_BrokeredDepositMember_2cd213a5-ddd0-4c21-bc36-43346c2615f6_terseLabel_en-US" xlink:label="lab_hbnc_BrokeredDepositMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Brokered</link:label>
    <link:label id="lab_hbnc_BrokeredDepositMember_label_en-US" xlink:label="lab_hbnc_BrokeredDepositMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Brokered Deposit [Member]</link:label>
    <link:label id="lab_hbnc_BrokeredDepositMember_documentation_en-US" xlink:label="lab_hbnc_BrokeredDepositMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Brokered deposit.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BrokeredDepositMember" xlink:href="hbnc-20241231.xsd#hbnc_BrokeredDepositMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_BrokeredDepositMember" xlink:to="lab_hbnc_BrokeredDepositMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_121c175c-1246-445d-9126-06c734adc09d_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net change in repurchase agreements</link:label>
    <link:label id="lab_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_label_en-US" xlink:label="lab_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:to="lab_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_cf8b1c1a-3567-446c-9ff7-6e9b52df7b50_terseLabel_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements [Abstract]</link:label>
    <link:label id="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_label_en-US" xlink:label="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Organization, Consolidation and Presentation of Financial Statements [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:to="lab_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FiduciaryActivities_7b3d0199-b000-4465-86eb-8963b05e107d_terseLabel_en-US" xlink:label="lab_hbnc_FiduciaryActivities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fiduciary activities</link:label>
    <link:label id="lab_hbnc_FiduciaryActivities_label_en-US" xlink:label="lab_hbnc_FiduciaryActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fiduciary Activities</link:label>
    <link:label id="lab_hbnc_FiduciaryActivities_documentation_en-US" xlink:label="lab_hbnc_FiduciaryActivities" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fiduciary activities.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiduciaryActivities" xlink:href="hbnc-20241231.xsd#hbnc_FiduciaryActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FiduciaryActivities" xlink:to="lab_hbnc_FiduciaryActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_d135bcda-24f4-4c47-9adb-2fbf7bb883ab_totalLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Net cash provided by (used in) financing activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_BankOwnedLifeInsuranceIncome_8f505b4e-6791-4f20-ac78-3197f76f0da6_terseLabel_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsuranceIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in cash value of bank owned life insurance</link:label>
    <link:label id="lab_us-gaap_BankOwnedLifeInsuranceIncome_label_en-US" xlink:label="lab_us-gaap_BankOwnedLifeInsuranceIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Bank Owned Life Insurance Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BankOwnedLifeInsuranceIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BankOwnedLifeInsuranceIncome" xlink:to="lab_us-gaap_BankOwnedLifeInsuranceIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsLineItems_88baeb64-b121-4b49-9558-587bd84af60a_terseLabel_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Line Items]</link:label>
    <link:label id="lab_us-gaap_OperatingLossCarryforwardsLineItems_label_en-US" xlink:label="lab_us-gaap_OperatingLossCarryforwardsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Operating Loss Carryforwards [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems" xlink:to="lab_us-gaap_OperatingLossCarryforwardsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CollateralDependentLoansFairValueDisclosure_d3f7c5a5-3356-47af-acd7-e08ee291dc27_terseLabel_en-US" xlink:label="lab_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral dependent loans</link:label>
    <link:label id="lab_hbnc_CollateralDependentLoansFairValueDisclosure_label_en-US" xlink:label="lab_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral Dependent Loans, Fair Value Disclosure</link:label>
    <link:label id="lab_hbnc_CollateralDependentLoansFairValueDisclosure_documentation_en-US" xlink:label="lab_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Collateral Dependent Loans, Fair Value Disclosure</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansFairValueDisclosure"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:to="lab_hbnc_CollateralDependentLoansFairValueDisclosure" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_0a381f6b-a4ca-4817-a95f-acd51ce1f505_terseLabel_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">One to five years, amortized cost</link:label>
    <link:label id="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_label_en-US" xlink:label="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after One through Five Years</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" xlink:to="lab_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityRegistrantName_b8636a60-fdc1-4798-9027-86e351c9186b_terseLabel_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:label id="lab_dei_EntityRegistrantName_label_en-US" xlink:label="lab_dei_EntityRegistrantName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Registrant Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AdjToNonPeoNeoCompFnTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Adjustment to Non-PEO NEO Compensation Footnote</link:label>
    <link:label id="lab_ecd_AdjToNonPeoNeoCompFnTextBlock_label_en-US" xlink:label="lab_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Adjustment to Non-PEO NEO Compensation Footnote [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:to="lab_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DepreciationDepletionAndAmortization_b923eddd-eb29-46ed-a66c-49e011534423_terseLabel_en-US" xlink:label="lab_us-gaap_DepreciationDepletionAndAmortization" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Depreciation and amortization</link:label>
    <link:label id="lab_us-gaap_DepreciationDepletionAndAmortization_label_en-US" xlink:label="lab_us-gaap_DepreciationDepletionAndAmortization" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Depreciation, Depletion and Amortization</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DepreciationDepletionAndAmortization" xlink:to="lab_us-gaap_DepreciationDepletionAndAmortization" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_77919ee2-4f1b-4936-b154-6f342239389a_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">State</link:label>
    <link:label id="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_label_en-US" xlink:label="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred State and Local Income Tax Expense (Benefit)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:to="lab_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardGrantDateFairValue_terseLabel_en-US" xlink:label="lab_ecd_AwardGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value as of Grant Date</link:label>
    <link:label id="lab_ecd_AwardGrantDateFairValue_label_en-US" xlink:label="lab_ecd_AwardGrantDateFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Grant Date Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardGrantDateFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardGrantDateFairValue" xlink:to="lab_ecd_AwardGrantDateFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeposits_1f4d1f49-5bac-428d-90f3-d3e95cab41f8_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Net change in deposits</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInDeposits_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Deposits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInDeposits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInDeposits" xlink:to="lab_us-gaap_IncreaseDecreaseInDeposits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherInterestAndDividendIncome_75959d06-69cb-4703-9f3b-3f844e121399_terseLabel_en-US" xlink:label="lab_us-gaap_OtherInterestAndDividendIncome" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_OtherInterestAndDividendIncome_label_en-US" xlink:label="lab_us-gaap_OtherInterestAndDividendIncome" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Interest and Dividend Income</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherInterestAndDividendIncome"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherInterestAndDividendIncome" xlink:to="lab_us-gaap_OtherInterestAndDividendIncome" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeTable_fa0b2b22-82da-4367-a7f0-d9097846cb76_terseLabel_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income [Table]</link:label>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeTable_label_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income [Table]</link:label>
    <link:label id="lab_hbnc_CondensedComprehensiveIncomeTable_documentation_en-US" xlink:label="lab_hbnc_CondensedComprehensiveIncomeTable" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Condensed Comprehensive Income.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeTable" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CondensedComprehensiveIncomeTable" xlink:to="lab_hbnc_CondensedComprehensiveIncomeTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_538f7ca3-19fe-4e35-8f8f-eb57c3617ebd_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Significant Other Observable Inputs (Level 2)</link:label>
    <link:label id="lab_us-gaap_FairValueInputsLevel2Member_label_en-US" xlink:label="lab_us-gaap_FairValueInputsLevel2Member" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Inputs, Level 2 [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueInputsLevel2Member" xlink:to="lab_us-gaap_FairValueInputsLevel2Member" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDeposits100000OrMore_15381b1f-967c-495f-a9d0-a949df95dd96_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDeposits100000OrMore" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Time deposits, $100,000 or more</link:label>
    <link:label id="lab_us-gaap_TimeDeposits100000OrMore_label_en-US" xlink:label="lab_us-gaap_TimeDeposits100000OrMore" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposits, $100,000 or More</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits100000OrMore" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits100000OrMore"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDeposits100000OrMore" xlink:to="lab_us-gaap_TimeDeposits100000OrMore" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_94177c52-9b33-4d4e-be8c-12bec066023b_terseLabel_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</link:label>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_label_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets</link:label>
    <link:label id="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_documentation_en-US" xlink:label="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:to="lab_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_5433ba4d-4f53-403d-a0bb-91a6d4b74532_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost for after ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ConsolidationPolicyTextBlock_5d0841b2-125d-493b-81e1-b8557af197b8_terseLabel_en-US" xlink:label="lab_us-gaap_ConsolidationPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidation</link:label>
    <link:label id="lab_us-gaap_ConsolidationPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_ConsolidationPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidation, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsolidationPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConsolidationPolicyTextBlock" xlink:to="lab_us-gaap_ConsolidationPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_RestatementDateAxis_terseLabel_en-US" xlink:label="lab_ecd_RestatementDateAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Restatement Determination Date:</link:label>
    <link:label id="lab_ecd_RestatementDateAxis_label_en-US" xlink:label="lab_ecd_RestatementDateAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Restatement Determination Date [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDateAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_RestatementDateAxis" xlink:to="lab_ecd_RestatementDateAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_Security12bTitle_29fd4b1e-9fae-4c9c-bbe0-79fb50af12ab_terseLabel_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:label id="lab_dei_Security12bTitle_label_en-US" xlink:label="lab_dei_Security12bTitle" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Title of 12(b) Security</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommonStockValue_30066db4-aa0a-40fd-88cd-2053b85f6574_verboseLabel_en-US" xlink:label="lab_us-gaap_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Common stock, no par value, authorized 99,000,000 shares issued and outstanding 0 and 43,937,889 shares</link:label>
    <link:label id="lab_us-gaap_CommonStockValue_label_en-US" xlink:label="lab_us-gaap_CommonStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Common Stock, Value, Issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommonStockValue" xlink:to="lab_us-gaap_CommonStockValue" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_AllowanceForCreditLossesAllocation_10725884-2104-458d-b0b0-807d3b52aa6c_terseLabel_en-US" xlink:label="lab_hbnc_AllowanceForCreditLossesAllocation" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">ACL Allocation</link:label>
    <link:label id="lab_hbnc_AllowanceForCreditLossesAllocation_label_en-US" xlink:label="lab_hbnc_AllowanceForCreditLossesAllocation" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance For Credit Losses allocation</link:label>
    <link:label id="lab_hbnc_AllowanceForCreditLossesAllocation_documentation_en-US" xlink:label="lab_hbnc_AllowanceForCreditLossesAllocation" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Allowance For Credit Losses allocation</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForCreditLossesAllocation" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForCreditLossesAllocation"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_AllowanceForCreditLossesAllocation" xlink:to="lab_hbnc_AllowanceForCreditLossesAllocation" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFinStmtErrorCorrectionFlag_ee5d1d0c-3f6a-4361-91dc-5b7e3b2fd8f9_terseLabel_en-US" xlink:label="lab_dei_DocumentFinStmtErrorCorrectionFlag" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Financial Statement Error Correction</link:label>
    <link:label id="lab_dei_DocumentFinStmtErrorCorrectionFlag_label_en-US" xlink:label="lab_dei_DocumentFinStmtErrorCorrectionFlag" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Financial Statement Error Correction [Flag]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFinStmtErrorCorrectionFlag" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtErrorCorrectionFlag"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFinStmtErrorCorrectionFlag" xlink:to="lab_dei_DocumentFinStmtErrorCorrectionFlag" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_baf5a9df-6d14-4439-b785-e38a3a661ad8_terseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-based Payment Arrangement [Abstract]</link:label>
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_label_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_ee7801ca-bfa6-4954-8aa8-7640640b7982_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost one to five years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_b72b55d4-a5bb-47a6-ae05-dc2011ab97ca_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), actual, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalToAverageAssets_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital Ratio, Actual</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalToAverageAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InterestBearingDepositsInBanks_223e00b7-6059-458e-97ac-2c30b2b021e3_verboseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing deposits in banks</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositsInBanks_c146b0b8-f59a-42c6-9e6b-7dda3c58c6fa_terseLabel_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest-bearing deposits in banks</link:label>
    <link:label id="lab_us-gaap_InterestBearingDepositsInBanks_label_en-US" xlink:label="lab_us-gaap_InterestBearingDepositsInBanks" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest-Bearing Deposits in Banks and Other Financial Institutions</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InterestBearingDepositsInBanks" xlink:to="lab_us-gaap_InterestBearingDepositsInBanks" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ContractualInterestRateReductionMember_937be615-2f1b-40aa-b239-e79f429c0397_terseLabel_en-US" xlink:label="lab_us-gaap_ContractualInterestRateReductionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest Rate Reduction</link:label>
    <link:label id="lab_us-gaap_ContractualInterestRateReductionMember_label_en-US" xlink:label="lab_us-gaap_ContractualInterestRateReductionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractual Interest Rate Reduction [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractualInterestRateReductionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractualInterestRateReductionMember" xlink:to="lab_us-gaap_ContractualInterestRateReductionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsOther_6c7ca503-26a1-4cf2-9975-ad63124dddb5_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOther" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Other</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsOther_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsOther" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Other</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOther" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOther"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsOther" xlink:to="lab_us-gaap_DeferredTaxAssetsOther" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_868783bd-0e2d-47f6-93fe-25f1cb4c22d1_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Assets [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MoodysBBBRatingMember_63abc1e2-6152-4307-9ef3-d36024f1b77a_terseLabel_en-US" xlink:label="lab_hbnc_MoodysBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">BBB</link:label>
    <link:label id="lab_hbnc_MoodysBBBRatingMember_label_en-US" xlink:label="lab_hbnc_MoodysBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, BBB Rating [Member]</link:label>
    <link:label id="lab_hbnc_MoodysBBBRatingMember_documentation_en-US" xlink:label="lab_hbnc_MoodysBBBRatingMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Moody's, BBB Rating</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBBRatingMember" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBBRatingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MoodysBBBRatingMember" xlink:to="lab_hbnc_MoodysBBBRatingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_db689055-26f7-4d46-860e-84625a0ae21e_terseLabel_en-US" xlink:label="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Range (Weighted&#160;Average)</link:label>
    <link:label id="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_label_en-US" xlink:label="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Discount To Reflect Current Market Conditions And Ultimate Collectability</link:label>
    <link:label id="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_documentation_en-US" xlink:label="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Discount to reflect current market conditions and ultimate collectability.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:href="hbnc-20241231.xsd#hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:to="lab_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_643f0298-b43d-433e-9a32-34a1cbad0b6c_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosures [Line Items]</link:label>
    <link:label id="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_label_en-US" xlink:label="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instruments and Hedging Activities Disclosures [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems" xlink:to="lab_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_6f32110d-9e25-42bd-aa8f-67db2577d88d_terseLabel_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Activities</link:label>
    <link:label id="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_label_en-US" xlink:label="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Net Cash Provided by (Used in) Financing Activities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:to="lab_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PreferredStockValue_b2a3b323-677b-41df-9769-a61981dfa138_terseLabel_en-US" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Preferred stock, Authorized, 1,000,000 shares, Issued 0 shares</link:label>
    <link:label id="lab_us-gaap_PreferredStockValue_label_en-US" xlink:label="lab_us-gaap_PreferredStockValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Preferred Stock, Value, Issued</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PreferredStockValue" xlink:to="lab_us-gaap_PreferredStockValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_9ff12a2a-02a1-4d3d-b846-01310e5926e0_verboseLabel_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">State tax, net of federal tax effect</link:label>
    <link:label id="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_label_en-US" xlink:label="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:to="lab_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedCoreDepositsGross_478bc0c4-fb7a-4ca9-86f3-a6f565a7012f_verboseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedCoreDepositsGross" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Gross Carrying Amount</link:label>
    <link:label id="lab_us-gaap_FiniteLivedCoreDepositsGross_label_en-US" xlink:label="lab_us-gaap_FiniteLivedCoreDepositsGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Core Deposits, Gross</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedCoreDepositsGross"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedCoreDepositsGross" xlink:to="lab_us-gaap_FiniteLivedCoreDepositsGross" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CollateralDependentLoansMember_0b838050-24d1-4d18-a6d9-b7a1d2147872_terseLabel_en-US" xlink:label="lab_hbnc_CollateralDependentLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Collateral dependent loans</link:label>
    <link:label id="lab_hbnc_CollateralDependentLoansMember_label_en-US" xlink:label="lab_hbnc_CollateralDependentLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Collateral Dependent Loans [Member]</link:label>
    <link:label id="lab_hbnc_CollateralDependentLoansMember_documentation_en-US" xlink:label="lab_hbnc_CollateralDependentLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Collateral Dependent Loans</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansMember" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CollateralDependentLoansMember" xlink:to="lab_hbnc_CollateralDependentLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LongTermDebtByMaturityAbstract_a97dd683-b261-4968-949c-524f9290a637_terseLabel_en-US" xlink:label="lab_us-gaap_LongTermDebtByMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Fiscal Year Maturity [Abstract]</link:label>
    <link:label id="lab_us-gaap_LongTermDebtByMaturityAbstract_label_en-US" xlink:label="lab_us-gaap_LongTermDebtByMaturityAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Long-Term Debt, Fiscal Year Maturity [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtByMaturityAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtByMaturityAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract" xlink:to="lab_us-gaap_LongTermDebtByMaturityAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_a8c7c884-f90d-4e66-b820-3da60c6341cc_terseLabel_en-US" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Domain]</link:label>
    <link:label id="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_label_en-US" xlink:label="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:to="lab_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilities_fb9ff0ff-aa6a-433e-b013-c2e72edf1aec_negatedTotalLabel_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2009/role/negatedTotalLabel" xlink:type="resource" xml:lang="en-US">Total liabilities</link:label>
    <link:label id="lab_us-gaap_DeferredIncomeTaxLiabilities_label_en-US" xlink:label="lab_us-gaap_DeferredIncomeTaxLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Gross</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredIncomeTaxLiabilities" xlink:to="lab_us-gaap_DeferredIncomeTaxLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_EarningsPerShareBasic_db1a6129-b2f4-4541-82d5-c42c4c35dd57_verboseLabel_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Basic earnings per share (in USD per share)</link:label>
    <link:label id="lab_us-gaap_EarningsPerShareBasic_label_en-US" xlink:label="lab_us-gaap_EarningsPerShareBasic" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Earnings Per Share, Basic</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_EarningsPerShareBasic" xlink:to="lab_us-gaap_EarningsPerShareBasic" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AwardTmgMnpiDiscTextBlock_terseLabel_en-US" xlink:label="lab_ecd_AwardTmgMnpiDiscTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Award Timing MNPI Disclosure</link:label>
    <link:label id="lab_ecd_AwardTmgMnpiDiscTextBlock_label_en-US" xlink:label="lab_ecd_AwardTmgMnpiDiscTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Award Timing MNPI Disclosure [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:to="lab_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFour_a10add60-e7e3-4e4d-8826-cf6fd98e1a1e_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2028</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearFour_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearFour" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Four</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearFour" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearFour" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock_91044cd6-676a-41eb-b957-4ca7b6c598ca_terseLabel_en-US" xlink:label="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Originated Mortgage Servicing Rights</link:label>
    <link:label id="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock_label_en-US" xlink:label="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Summary Of Changes In Mortgage Servicing Rights [Table Text Block]</link:label>
    <link:label id="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock_documentation_en-US" xlink:label="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Summary of changes in mortgage servicing rights.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:to="lab_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_AggtPnsnAdjsSvcCstMember_terseLabel_en-US" xlink:label="lab_ecd_AggtPnsnAdjsSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Aggregate Pension Adjustments Service Cost</link:label>
    <link:label id="lab_ecd_AggtPnsnAdjsSvcCstMember_label_en-US" xlink:label="lab_ecd_AggtPnsnAdjsSvcCstMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Aggregate Pension Adjustments Service Cost [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="lab_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_d00344a7-091a-48ae-9614-7d25fadef3ff_terseLabel_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Premises and Equipment</link:label>
    <link:label id="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_label_en-US" xlink:label="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Property, Plant and Equipment, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:to="lab_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale_09f749c6-709b-4a52-93fa-4796129cda9d_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds from sales of loans</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale, Loan, Held-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:to="lab_us-gaap_ProceedsFromSaleOfLoansHeldForSale" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_fd8f7dfc-4d0f-47b7-a663-539a015ca8a1_negatedLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Difference in basis of intangible assets</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities, Intangible Assets</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:to="lab_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_ScenarioPreviouslyReportedMember_0a250ade-24b5-41af-88c7-8f98c06c32c5_terseLabel_en-US" xlink:label="lab_srt_ScenarioPreviouslyReportedMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated (As Reported)</link:label>
    <link:label id="lab_srt_ScenarioPreviouslyReportedMember_label_en-US" xlink:label="lab_srt_ScenarioPreviouslyReportedMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Previously Reported [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ScenarioPreviouslyReportedMember" xlink:to="lab_srt_ScenarioPreviouslyReportedMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ConcentrationRiskCreditRisk_3b2e5203-65b1-4415-93ef-011931414243_terseLabel_en-US" xlink:label="lab_us-gaap_ConcentrationRiskCreditRisk" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Concentrations of Credit Risk</link:label>
    <link:label id="lab_us-gaap_ConcentrationRiskCreditRisk_label_en-US" xlink:label="lab_us-gaap_ConcentrationRiskCreditRisk" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Concentration Risk, Credit Risk, Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskCreditRisk" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskCreditRisk"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ConcentrationRiskCreditRisk" xlink:to="lab_us-gaap_ConcentrationRiskCreditRisk" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtAndEquitySecuritiesGainLoss_7964e788-ba6d-47db-881d-9028dff59d86_terseLabel_en-US" xlink:label="lab_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gains (losses) on sale of investment securities</link:label>
    <link:label id="lab_us-gaap_DebtAndEquitySecuritiesGainLoss_1856ea3e-079c-4b54-bb35-237b387803de_negatedLabel_en-US" xlink:label="lab_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">(Gain) loss on sale of investment securities</link:label>
    <link:label id="lab_us-gaap_DebtAndEquitySecuritiesGainLoss_label_en-US" xlink:label="lab_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt and Equity Securities, Gain (Loss)</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:to="lab_us-gaap_DebtAndEquitySecuritiesGainLoss" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_dda60565-0d6b-40b3-a8c6-611933ad14ad_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2025</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, Year One</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_2f932891-c0c1-4d22-be24-155e802e8e1f_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_78e7ba29-7703-424b-98a7-ea072c949aec_terseLabel_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">U.S. Treasury and federal agencies</link:label>
    <link:label id="lab_us-gaap_USTreasuryAndGovernmentMember_label_en-US" xlink:label="lab_us-gaap_USTreasuryAndGovernmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">US Treasury and Government [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_USTreasuryAndGovernmentMember" xlink:to="lab_us-gaap_USTreasuryAndGovernmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock_2414d37e-d048-4f47-b645-74259feee6cb_terseLabel_en-US" xlink:label="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Mortgage Servicing Rights Policy [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:to="lab_hbnc_MortgageServicingRightsPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_e1fb415b-2fdc-4c8a-b639-254bc4c4bbd5_verboseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Investment securities, held to maturity fair value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_1b551c5a-a6bb-4803-b790-508f9e5ea8a7_terseLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_b6c83020-626f-4769-8e1a-2bae6433147e_netLabel_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Fair value, held to maturity, mortgage obligations and backed pools</link:label>
    <link:label id="lab_us-gaap_HeldToMaturitySecuritiesFairValue_label_en-US" xlink:label="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Held-to-Maturity, Fair Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:to="lab_us-gaap_HeldToMaturitySecuritiesFairValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_8567262f-d332-409c-8932-f2ec64be9df1_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset, fair value</link:label>
    <link:label id="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset_label_en-US" xlink:label="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Liability, Subject to Master Netting Arrangement, Asset Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:to="lab_us-gaap_DerivativeLiabilityFairValueGrossAsset" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock_68cbd106-ae0b-407a-bbdc-faff0a3dd8a5_terseLabel_en-US" xlink:label="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Consolidated Statements of Cash Flows</link:label>
    <link:label id="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock_label_en-US" xlink:label="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Consolidated Statements Of Cash Flows Supplemental Disclosures Policy [Policy Text Block]</link:label>
    <link:label id="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock_documentation_en-US" xlink:label="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Consolidated statements of cash flows supplemental disclosures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:to="lab_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_BusinessCombinationsPolicy_75c1736d-a440-4ffc-8762-0fda4a1cd140_terseLabel_en-US" xlink:label="lab_us-gaap_BusinessCombinationsPolicy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Business Combinations</link:label>
    <link:label id="lab_us-gaap_BusinessCombinationsPolicy_label_en-US" xlink:label="lab_us-gaap_BusinessCombinationsPolicy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Business Combinations Policy [Policy Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsPolicy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationsPolicy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_BusinessCombinationsPolicy" xlink:to="lab_us-gaap_BusinessCombinationsPolicy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_d23e285f-3b17-4afe-8921-9f198646e1ba_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_e674a233-a432-40da-929b-4efafbe6a1e4_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrealized loss on securities and cash flow hedge</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Asset, Debt Securities, Available-for-Sale, Unrealized Loss</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:to="lab_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_24f4a5cc-0815-4445-9239-3404e573f54c_terseLabel_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Amortized cost for five to ten years</link:label>
    <link:label id="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_label_en-US" xlink:label="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Amortized Cost</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:to="lab_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_3553ed05-f58f-4e98-a2ca-c2d99bd7c9a8_terseLabel_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Share-Based Compensation</link:label>
    <link:label id="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_label_en-US" xlink:label="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:to="lab_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityAddressCityOrTown_2d002550-2b66-42ea-96b6-c538cd8d0c9f_terseLabel_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:label id="lab_dei_EntityAddressCityOrTown_label_en-US" xlink:label="lab_dei_EntityAddressCityOrTown" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Address, City or Town</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned_8d7ee2f2-3808-4423-8908-dd4fb2c9d51a_terseLabel_en-US" xlink:label="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Transfer of premises to other real estate</link:label>
    <link:label id="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned_label_en-US" xlink:label="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Transfer Of Loan To From Other Real Estate Owned</link:label>
    <link:label id="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned_documentation_en-US" xlink:label="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Transfer of loan to from other real estate owned.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoanToFromOtherRealEstateOwned"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:to="lab_hbnc_TransferOfLoanToFromOtherRealEstateOwned" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_8dba5542-71cb-4f32-9474-320a7ff53489_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Option Activity under 2013 Plan</link:label>
    <link:label id="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Option, Activity [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve_bc80b5cb-b578-4167-9a26-8460756f9daa_terseLabel_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Pledge securities for borrowing availability at the Federal Reserve</link:label>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve_label_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Federal Reserve</link:label>
    <link:label id="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve_documentation_en-US" xlink:label="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Pledged Financial Instruments, Not Separately Reported, Securities for Federal Reserve</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:href="hbnc-20241231.xsd#hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:to="lab_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_71ec7f92-ea14-4e8a-83ac-168bed387f10_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Gain on discontinuation of fair value hedge</link:label>
    <link:label id="lab_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_label_en-US" xlink:label="lab_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred (Gain) Loss on Discontinuation of Fair Value Hedge</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:to="lab_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_ba70512c-0d50-460e-911d-9bba37fb6155_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Total intrinsic value of stock options exercised</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_1c749b20-a43e-4560-8b29-45cebd635e8d_verboseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit loss</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_717cad3e-b7c0-4e73-8689-a3a526e36e46_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Allowance for credit losses</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_5bb58e41-0ae3-42ff-8aba-6acdea72b159_periodStartLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Balance, beginning of period</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_875c707e-0df7-4443-8762-e5e23e008a4a_periodEndLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Balance, end of period</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:to="lab_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_fb3ec861-aed3-4515-815c-d58c1d7c7cee_terseLabel_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Less: Gross amounts offset, fair value</link:label>
    <link:label id="lab_us-gaap_DerivativeAssetFairValueGrossLiability_label_en-US" xlink:label="lab_us-gaap_DerivativeAssetFairValueGrossLiability" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Asset, Subject to Master Netting Arrangement, Liability Offset</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DerivativeAssetFairValueGrossLiability" xlink:to="lab_us-gaap_DerivativeAssetFairValueGrossLiability" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_67a1e323-dc95-4165-b65a-fec9a00ebc09_terseLabel_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Standby letters of credit</link:label>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_label_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Standby Letters Of Credit</link:label>
    <link:label id="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_documentation_en-US" xlink:label="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Standby Letters Of Credit</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:to="lab_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_b78411f0-3758-4d34-8310-4eb8496047cd_terseLabel_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Compensation expense</link:label>
    <link:label id="lab_us-gaap_AllocatedShareBasedCompensationExpense_label_en-US" xlink:label="lab_us-gaap_AllocatedShareBasedCompensationExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Payment Arrangement, Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllocatedShareBasedCompensationExpense" xlink:to="lab_us-gaap_AllocatedShareBasedCompensationExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_05f9e577-10c0-4b70-afdc-b9e37e4658f1_terseLabel_en-US" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</link:label>
    <link:label id="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_label_en-US" xlink:label="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Investments, Debt and Equity Securities [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:to="lab_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_689aa196-8041-498f-8563-74a65638f39e_terseLabel_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Matching cash contributions and expense recorded for the ESOP</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_label_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Matching Contributions to ESOP</link:label>
    <link:label id="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_documentation_en-US" xlink:label="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Employee Stock Ownership Plan (ESOP), Matching Contributions to ESOP</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:to="lab_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DevelopmentAndSpecLandLoansMember_6a405d85-1219-4dff-b1a8-8a1c0acac07d_terseLabel_en-US" xlink:label="lab_hbnc_DevelopmentAndSpecLandLoansMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Development &amp; spec land</link:label>
    <link:label id="lab_hbnc_DevelopmentAndSpecLandLoansMember_label_en-US" xlink:label="lab_hbnc_DevelopmentAndSpecLandLoansMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Development And Spec Land Loans [Member]</link:label>
    <link:label id="lab_hbnc_DevelopmentAndSpecLandLoansMember_documentation_en-US" xlink:label="lab_hbnc_DevelopmentAndSpecLandLoansMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Development and spec land loans.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DevelopmentAndSpecLandLoansMember" xlink:to="lab_hbnc_DevelopmentAndSpecLandLoansMember" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SubordinateDebentureLineItems_078b6aa4-ad4e-45a4-bb25-8f99255d4c46_terseLabel_en-US" xlink:label="lab_hbnc_SubordinateDebentureLineItems" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Line Items]</link:label>
    <link:label id="lab_hbnc_SubordinateDebentureLineItems_label_en-US" xlink:label="lab_hbnc_SubordinateDebentureLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Line Items]</link:label>
    <link:label id="lab_hbnc_SubordinateDebentureLineItems_documentation_en-US" xlink:label="lab_hbnc_SubordinateDebentureLineItems" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinate Debenture [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureLineItems" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SubordinateDebentureLineItems" xlink:to="lab_hbnc_SubordinateDebentureLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_be76bc7c-65f5-4e8a-aa04-d044e6ad2f58_terseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Granted (in dollars per share)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_InterestIncomeLoansReceivableMember_fb655131-5a50-46a4-80ee-9fa2f2474200_terseLabel_en-US" xlink:label="lab_hbnc_InterestIncomeLoansReceivableMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Interest income - loans receivable</link:label>
    <link:label id="lab_hbnc_InterestIncomeLoansReceivableMember_label_en-US" xlink:label="lab_hbnc_InterestIncomeLoansReceivableMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Interest Income Loans Receivable [Member]</link:label>
    <link:label id="lab_hbnc_InterestIncomeLoansReceivableMember_documentation_en-US" xlink:label="lab_hbnc_InterestIncomeLoansReceivableMember" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Interest Income, Loans Receivable</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeLoansReceivableMember" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeLoansReceivableMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_InterestIncomeLoansReceivableMember" xlink:to="lab_hbnc_InterestIncomeLoansReceivableMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_08244fe7-5cd8-4dee-8dea-4b2e5cc3caa6_negatedLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Forfeited (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_ac582526-1da1-4413-b0f8-935d3ce6131b_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Schedule of Finite-Lived Intangible Assets [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_17e2b553-81cd-4992-82f2-dbd0d83e75fe_terseLabel_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Allowance for Credit and Loan Losses</link:label>
    <link:label id="lab_us-gaap_AllowanceForCreditLossesTextBlock_label_en-US" xlink:label="lab_us-gaap_AllowanceForCreditLossesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Allowance for Credit Losses [Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForCreditLossesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AllowanceForCreditLossesTextBlock" xlink:to="lab_us-gaap_AllowanceForCreditLossesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_2eed947d-2f5b-4fee-8353-d84ccbc61f04_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Unrecorded deferred income tax liability</link:label>
    <link:label id="lab_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_label_en-US" xlink:label="lab_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:to="lab_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember_terseLabel_en-US" xlink:label="lab_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year</link:label>
    <link:label id="lab_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember_label_en-US" xlink:label="lab_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:to="lab_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_78f0cba0-8337-4732-a79e-e1526bc6024d_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for capital adequacy purposes, amount</link:label>
    <link:label id="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_label_en-US" xlink:label="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:to="lab_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancialAssetNotPastDueMember_b601791d-c448-4ffb-a633-7a57fff815c8_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialAssetNotPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Current</link:label>
    <link:label id="lab_us-gaap_FinancialAssetNotPastDueMember_label_en-US" xlink:label="lab_us-gaap_FinancialAssetNotPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Not Past Due [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialAssetNotPastDueMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialAssetNotPastDueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialAssetNotPastDueMember" xlink:to="lab_us-gaap_FinancialAssetNotPastDueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_3401aea8-0ea4-47a6-899a-1ff002b2cd46_terseLabel_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;interest bearing</link:label>
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_36148357-dedd-40d1-b0f3-f125211ba808_netLabel_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2009/role/netLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;interest bearing demand deposits</link:label>
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_586c1d15-0703-4e03-836d-cca1437b2f5b_verboseLabel_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:type="resource" xml:lang="en-US">Non&#8211;interest bearing deposits</link:label>
    <link:label id="lab_us-gaap_NoninterestBearingDepositLiabilities_label_en-US" xlink:label="lab_us-gaap_NoninterestBearingDepositLiabilities" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest-Bearing Deposit Liabilities</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestBearingDepositLiabilities" xlink:to="lab_us-gaap_NoninterestBearingDepositLiabilities" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAxis_6711f759-381f-4111-94eb-5080a7e75648_terseLabel_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Axis]</link:label>
    <link:label id="lab_us-gaap_CashAndCashEquivalentsAxis_label_en-US" xlink:label="lab_us-gaap_CashAndCashEquivalentsAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash and Cash Equivalents [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CashAndCashEquivalentsAxis" xlink:to="lab_us-gaap_CashAndCashEquivalentsAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_LiabilitiesFairValueDisclosureAbstract_c82c5c23-5fdf-4055-b289-16b3f9726b62_terseLabel_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Liabilities</link:label>
    <link:label id="lab_us-gaap_LiabilitiesFairValueDisclosureAbstract_label_en-US" xlink:label="lab_us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Liabilities, Fair Value Disclosure [Abstract]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:to="lab_us-gaap_LiabilitiesFairValueDisclosureAbstract" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PercentageOfCompanySharesOwnedByPlan_f1d35b3d-f56e-42e9-9603-e582054e5765_terseLabel_en-US" xlink:label="lab_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Percentage of outstanding shares owns with thrift plan</link:label>
    <link:label id="lab_hbnc_PercentageOfCompanySharesOwnedByPlan_label_en-US" xlink:label="lab_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Company Shares Owned By Plan</link:label>
    <link:label id="lab_hbnc_PercentageOfCompanySharesOwnedByPlan_documentation_en-US" xlink:label="lab_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage of company shares owned by plan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCompanySharesOwnedByPlan"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:to="lab_hbnc_PercentageOfCompanySharesOwnedByPlan" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e9074c5b-2c2d-461b-a990-8137c7e9d562_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Allowance for Credit Loss [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_ce4169d3-6902-4774-8f0c-b487da49075f_totalLabel_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Changes from derivative instruments</link:label>
    <link:label id="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_label_en-US" xlink:label="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" xlink:to="lab_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_CommercialPortfolioSegmentMember_c57f7e3a-d0d3-48d8-8f73-5a4cf11de5a9_terseLabel_en-US" xlink:label="lab_us-gaap_CommercialPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial</link:label>
    <link:label id="lab_us-gaap_CommercialPortfolioSegmentMember_label_en-US" xlink:label="lab_us-gaap_CommercialPortfolioSegmentMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Commercial Portfolio Segment [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_CommercialPortfolioSegmentMember" xlink:to="lab_us-gaap_CommercialPortfolioSegmentMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentFiscalYearFocus_4558d42e-0b62-4f29-9fa6-15d9e2ada29f_terseLabel_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:label id="lab_dei_DocumentFiscalYearFocus_label_en-US" xlink:label="lab_dei_DocumentFiscalYearFocus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Fiscal Year Focus</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalYearFocus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_ab65e553-983d-43bd-9b2e-f28f11badd1d_terseLabel_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Director and employee benefits</link:label>
    <link:label id="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_label_en-US" xlink:label="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Employee Benefits</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" xlink:to="lab_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_2c404573-6aa1-480f-9f2c-ecdd558be528_terseLabel_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans</link:label>
    <link:label id="lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_label_en-US" xlink:label="lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Nonaccrual [Table Text Block]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:to="lab_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_0e33a1b0-8bb3-44b2-83af-a5ae40bfe8bb_terseLabel_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:label id="lab_us-gaap_DebtInstrumentNameDomain_label_en-US" xlink:label="lab_us-gaap_DebtInstrumentNameDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Debt Instrument, Name [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_DebtInstrumentNameDomain" xlink:to="lab_us-gaap_DebtInstrumentNameDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmountRollForward_54c6aed7-36cc-4de6-a14d-da1eaae03f63_terseLabel_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mortgage servicing rights</link:label>
    <link:label id="lab_us-gaap_ServicingAssetAtFairValueAmountRollForward_label_en-US" xlink:label="lab_us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Servicing Asset at Fair Value, Amount [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:to="lab_us-gaap_ServicingAssetAtFairValueAmountRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits_60a013fa-1d59-4d50-8512-1c916d78bb54_terseLabel_en-US" xlink:label="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase in cash account over the insured limit</link:label>
    <link:label id="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits_label_en-US" xlink:label="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Cash, Cash Equivalents In Excess Of FDIC Insured Limits</link:label>
    <link:label id="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits_documentation_en-US" xlink:label="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Cash amount exceed over FDIC insured limit.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:href="hbnc-20241231.xsd#hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:to="lab_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_ed533ea9-ab5e-4103-a31f-809d42e4cb90_negatedLabel_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Gain on cash value life insurance</link:label>
    <link:label id="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_label_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase Decrease In Cash Surrender Value Of Life Insurance</link:label>
    <link:label id="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_documentation_en-US" xlink:label="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Change in cash surrender value of life insurance.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:to="lab_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_af7d320c-dc3d-4a67-bb67-cfa556c8ca89_terseLabel_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Carrying Amount</link:label>
    <link:label id="lab_us-gaap_AssetsFairValueDisclosure_label_en-US" xlink:label="lab_us-gaap_AssetsFairValueDisclosure" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Assets, Fair Value Disclosure</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_AssetsFairValueDisclosure" xlink:to="lab_us-gaap_AssetsFairValueDisclosure" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_7c3acefb-2f1c-4a83-a3d7-3a622550ef08_terseLabel_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2029</link:label>
    <link:label id="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_label_en-US" xlink:label="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Finite-Lived Intangible Asset, Expected Amortization, Year Five</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:to="lab_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentPeriodEndDate_e23348c1-707a-43e6-a8cc-2508101d7d2f_terseLabel_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:label id="lab_dei_DocumentPeriodEndDate_label_en-US" xlink:label="lab_dei_DocumentPeriodEndDate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Period End Date</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_f0c402a9-cfa6-4e5c-a664-19fadeb4c3d4_terseLabel_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</link:label>
    <link:label id="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_label_en-US" xlink:label="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:to="lab_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_05dde9a1-9f98-4d13-81ec-62ccee71a043_periodStartLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:type="resource" xml:lang="en-US">Non-vested, beginning of year (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_de648905-c90c-40a7-86e0-6da84ceb559f_periodEndLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:type="resource" xml:lang="en-US">Non-vested, end of year (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueByAssetClassAxis_0199d803-f3ce-490d-b909-10f9b3a0e33b_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Asset Class [Axis]</link:label>
    <link:label id="lab_us-gaap_FairValueByAssetClassAxis_label_en-US" xlink:label="lab_us-gaap_FairValueByAssetClassAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Asset Class [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueByAssetClassAxis" xlink:to="lab_us-gaap_FairValueByAssetClassAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_0d1fff0a-3926-41fa-92ef-1fb3d1d54061_negatedTerseLabel_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:type="resource" xml:lang="en-US">Expired (in shares)</link:label>
    <link:label id="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_label_en-US" xlink:label="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Expirations in Period</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:to="lab_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_InsiderTradingArrLineItems_label_en-US" xlink:label="lab_ecd_InsiderTradingArrLineItems" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Insider Trading Arrangements [Line Items]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="lab_ecd_InsiderTradingArrLineItems" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearThree_7009b648-217b-42cc-a5cb-c85a465323d7_terseLabel_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">2027</link:label>
    <link:label id="lab_us-gaap_TimeDepositMaturitiesYearThree_label_en-US" xlink:label="lab_us-gaap_TimeDepositMaturitiesYearThree" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Time Deposit Maturities, Year Three</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_TimeDepositMaturitiesYearThree" xlink:to="lab_us-gaap_TimeDepositMaturitiesYearThree" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancialInstrumentPerformanceStatusAxis_96da4b92-9e7c-4709-9510-26a854502226_terseLabel_en-US" xlink:label="lab_us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Financial Instrument Performance Status [Axis]</link:label>
    <link:label id="lab_us-gaap_FinancialInstrumentPerformanceStatusAxis_label_en-US" xlink:label="lab_us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Instrument Performance Status [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:to="lab_us-gaap_FinancialInstrumentPerformanceStatusAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_SpecialMentionMember_41ab0ce0-a852-442b-81a4-607d157bfa39_terseLabel_en-US" xlink:label="lab_us-gaap_SpecialMentionMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Special Mention</link:label>
    <link:label id="lab_us-gaap_SpecialMentionMember_label_en-US" xlink:label="lab_us-gaap_SpecialMentionMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Special Mention [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SpecialMentionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SpecialMentionMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_SpecialMentionMember" xlink:to="lab_us-gaap_SpecialMentionMember" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_DocumentTransitionReport_886b7276-aa85-44dd-95cb-e5e1fd8be93c_terseLabel_en-US" xlink:label="lab_dei_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Document Transition Report</link:label>
    <link:label id="lab_dei_DocumentTransitionReport_label_en-US" xlink:label="lab_dei_DocumentTransitionReport" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Document Transition Report</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentTransitionReport"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentTransitionReport" xlink:to="lab_dei_DocumentTransitionReport" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_SubordinatedDebenturesTextBlock_1202f1f5-9e6e-4e6c-9d24-3782b8bff01f_terseLabel_en-US" xlink:label="lab_hbnc_SubordinatedDebenturesTextBlock" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Junior Subordinated Debentures Issued to Capital Trusts</link:label>
    <link:label id="lab_hbnc_SubordinatedDebenturesTextBlock_label_en-US" xlink:label="lab_hbnc_SubordinatedDebenturesTextBlock" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Subordinated Debentures [Text Block]</link:label>
    <link:label id="lab_hbnc_SubordinatedDebenturesTextBlock_documentation_en-US" xlink:label="lab_hbnc_SubordinatedDebenturesTextBlock" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Subordinated debentures.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebenturesTextBlock" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebenturesTextBlock"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_SubordinatedDebenturesTextBlock" xlink:to="lab_hbnc_SubordinatedDebenturesTextBlock" xlink:type="arc" order="1"/>
    <link:label id="lab_srt_MoodysAaaRatingMember_f30b7b0b-1d3d-472f-b567-01c5b4c2196c_terseLabel_en-US" xlink:label="lab_srt_MoodysAaaRatingMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">AAA</link:label>
    <link:label id="lab_srt_MoodysAaaRatingMember_label_en-US" xlink:label="lab_srt_MoodysAaaRatingMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Moody's, Aaa Rating [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MoodysAaaRatingMember" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MoodysAaaRatingMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_MoodysAaaRatingMember" xlink:to="lab_srt_MoodysAaaRatingMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_219587f8-fe70-4f6e-b592-6d6cdef93dc7_terseLabel_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:label id="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_label_en-US" xlink:label="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Fair Value, Recurring and Nonrecurring [Table]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:to="lab_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable" xlink:type="arc" order="1"/>
    <link:label id="lab_dei_EntityCurrentReportingStatus_a11b0c47-1265-4ba6-81bf-77067f91c8c5_terseLabel_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:label id="lab_dei_EntityCurrentReportingStatus_label_en-US" xlink:label="lab_dei_EntityCurrentReportingStatus" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Entity Current Reporting Status</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCurrentReportingStatus"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus" xlink:to="lab_dei_EntityCurrentReportingStatus" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_RetainedEarningsMember_ac371e23-d551-4878-89df-596533d78812_terseLabel_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Retained Earnings</link:label>
    <link:label id="lab_us-gaap_RetainedEarningsMember_label_en-US" xlink:label="lab_us-gaap_RetainedEarningsMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Retained Earnings [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_RetainedEarningsMember" xlink:to="lab_us-gaap_RetainedEarningsMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate_d6ade6cd-2b0e-49b2-b598-9b7f2d9e5583_terseLabel_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Proceeds on the sale of OREO and repossessed assets</link:label>
    <link:label id="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate_label_en-US" xlink:label="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Proceeds from Sale of Other Real Estate</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:to="lab_us-gaap_ProceedsFromSaleOfOtherRealEstate" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_678f8e45-fece-4c76-b45d-c0f70c6657d3_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">90 Days or Greater Past Due</link:label>
    <link:label id="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_label_en-US" xlink:label="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financial Asset, Equal to or Greater than 90 Days Past Due [Member]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:to="lab_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_aaa13bf4-dcb8-452d-8274-a837e05b2211_terseLabel_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Weighted Average Term Extension (In Months)</link:label>
    <link:label id="lab_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_label_en-US" xlink:label="lab_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Financing Receivable, Modified, Weighted Average Term Increase from Modification</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" xlink:to="lab_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_31987ba1-ea3d-4085-9a52-7c0d6f5d8adf_terseLabel_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration]</link:label>
    <link:label id="lab_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_label_en-US" xlink:label="lab_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" xlink:to="lab_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_09b21305-b8f6-418e-ac1b-a6caef10dfae_terseLabel_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:label id="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_label_en-US" xlink:label="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Increase (Decrease) in Stockholders' Equity [Roll Forward]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:to="lab_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_NoninterestExpense_3f5b2745-c87f-4bbb-8fae-361e899fea25_totalLabel_en-US" xlink:label="lab_us-gaap_NoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:type="resource" xml:lang="en-US">Total non&#8211;interest expense</link:label>
    <link:label id="lab_us-gaap_NoninterestExpense_label_en-US" xlink:label="lab_us-gaap_NoninterestExpense" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Noninterest Expense</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpense"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_NoninterestExpense" xlink:to="lab_us-gaap_NoninterestExpense" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_ExecutiveCategoryAxis_terseLabel_en-US" xlink:label="lab_ecd_ExecutiveCategoryAxis" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Executive Category:</link:label>
    <link:label id="lab_ecd_ExecutiveCategoryAxis_label_en-US" xlink:label="lab_ecd_ExecutiveCategoryAxis" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Executive Category [Axis]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="lab_ecd_ExecutiveCategoryAxis" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesStateTax_0a7b9dac-8fa7-4158-9366-d00e2bc840f4_negatedLabel_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesStateTax" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">State tax</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesStateTax_label_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesStateTax" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Deferred Tax Liabilities State Tax</link:label>
    <link:label id="lab_hbnc_DeferredTaxLiabilitiesStateTax_documentation_en-US" xlink:label="lab_hbnc_DeferredTaxLiabilitiesStateTax" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Deferred tax liabilities state tax.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesStateTax" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesStateTax"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DeferredTaxLiabilitiesStateTax" xlink:to="lab_hbnc_DeferredTaxLiabilitiesStateTax" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_e2d57bc3-ace7-4a66-96ac-584248a25095_terseLabel_en-US" xlink:label="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Mark-To-Market Adjustment</link:label>
    <link:label id="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_label_en-US" xlink:label="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Derivative Instrument, Fair Value Hedge, Mark-To-Market Adjustment</link:label>
    <link:label id="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_documentation_en-US" xlink:label="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Derivative Instrument, Fair Value Hedge, Mark-To-Market Adjustment</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:to="lab_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment" xlink:type="arc" order="1"/>
    <link:label id="lab_hbnc_PercentageOfCommercialLoan_3714a48b-e6b8-43db-b864-3d2a7f637eb0_terseLabel_en-US" xlink:label="lab_hbnc_PercentageOfCommercialLoan" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Commercial loans as a percentage of total loan</link:label>
    <link:label id="lab_hbnc_PercentageOfCommercialLoan_label_en-US" xlink:label="lab_hbnc_PercentageOfCommercialLoan" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Percentage Of Commercial Loan</link:label>
    <link:label id="lab_hbnc_PercentageOfCommercialLoan_documentation_en-US" xlink:label="lab_hbnc_PercentageOfCommercialLoan" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:type="resource" xml:lang="en-US">Percentage of commercial loan.</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCommercialLoan" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCommercialLoan"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_hbnc_PercentageOfCommercialLoan" xlink:to="lab_hbnc_PercentageOfCommercialLoan" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_IncomeStatementLocationDomain_43efd7f8-9772-4074-861a-c9b57ead650a_terseLabel_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Income Statement Location [Domain]</link:label>
    <link:label id="lab_us-gaap_IncomeStatementLocationDomain_label_en-US" xlink:label="lab_us-gaap_IncomeStatementLocationDomain" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Statement of Income Location, Balance [Domain]</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_IncomeStatementLocationDomain" xlink:to="lab_us-gaap_IncomeStatementLocationDomain" xlink:type="arc" order="1"/>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_1aea7dbf-d4fe-44f0-9bce-f1f95eaadc08_negatedLabel_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:type="resource" xml:lang="en-US">Purchases of securities available for sale</link:label>
    <link:label id="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_label_en-US" xlink:label="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Payments to Acquire Debt Securities, Available-for-Sale</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:to="lab_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt" xlink:type="arc" order="1"/>
    <link:label id="lab_ecd_CoSelectedMeasureName_terseLabel_en-US" xlink:label="lab_ecd_CoSelectedMeasureName" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:type="resource" xml:lang="en-US">Company Selected Measure Name</link:label>
    <link:label id="lab_ecd_CoSelectedMeasureName_label_en-US" xlink:label="lab_ecd_CoSelectedMeasureName" xlink:role="http://www.xbrl.org/2003/role/label" xlink:type="resource" xml:lang="en-US">Company Selected Measure Name</link:label>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CoSelectedMeasureName"/>
    <link:labelArc xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ecd_CoSelectedMeasureName" xlink:to="lab_ecd_CoSelectedMeasureName" xlink:type="arc" order="1"/>
  </link:labelLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EX-101.PRE
<SEQUENCE>13
<FILENAME>hbnc-20241231_pre.xml
<DESCRIPTION>XBRL TAXONOMY EXTENSION PRESENTATION LINKBASE DOCUMENT
<TEXT>
<XBRL>
<?xml version="1.0" encoding="UTF-8"?>

<!--XBRL Document Created with the Workiva Platform-->
<!--Copyright 2025 Workiva-->
<!--r:d01d671e-bbbf-4371-8637-4113f54fa24c,g:edcd505b-d3fb-4891-82b0-2d997096c024-->
<link:linkbase xmlns:link="http://www.xbrl.org/2003/linkbase" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.xbrl.org/2003/linkbase http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd">
  <link:roleRef roleURI="http://accesshorizon.com/role/CoverPage" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CoverPage"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CoverPage" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CoverAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentType_28a7f056-a5bd-49c1-b92b-7da4061d4e9f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentType"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentType_28a7f056-a5bd-49c1-b92b-7da4061d4e9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentAnnualReport_96065095-1d58-4cbd-9f73-e9735df8bea0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentAnnualReport"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentAnnualReport_96065095-1d58-4cbd-9f73-e9735df8bea0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentPeriodEndDate_665db4e3-7bb5-41e8-b920-606c03540793" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentPeriodEndDate_665db4e3-7bb5-41e8-b920-606c03540793" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CurrentFiscalYearEndDate_8bf94604-644a-490e-960c-072d1086d18f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CurrentFiscalYearEndDate"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_CurrentFiscalYearEndDate_8bf94604-644a-490e-960c-072d1086d18f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFileNumber_8769c649-dd2a-4367-9fdf-166fd22b2b1d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityFileNumber_8769c649-dd2a-4367-9fdf-166fd22b2b1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityRegistrantName_995236d1-6b95-42c1-8af4-7989f77aae50" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityRegistrantName_995236d1-6b95-42c1-8af4-7989f77aae50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityIncorporationStateCountryCode_11d19c3e-3525-4ca0-ad2c-de8968f2207a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityIncorporationStateCountryCode_11d19c3e-3525-4ca0-ad2c-de8968f2207a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityTaxIdentificationNumber_ab53b5bf-1474-4b56-a968-7ded6e76866a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityTaxIdentificationNumber"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityTaxIdentificationNumber_ab53b5bf-1474-4b56-a968-7ded6e76866a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressAddressLine1_86989ba1-40c1-4ee4-b2a3-c63b3114c465" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityAddressAddressLine1_86989ba1-40c1-4ee4-b2a3-c63b3114c465" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressCityOrTown_8db725d9-cbcc-48d5-a8d9-550cd1def7d3" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityAddressCityOrTown_8db725d9-cbcc-48d5-a8d9-550cd1def7d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressStateOrProvince_a8a6bc27-064c-47a8-a88d-c30138574fbe" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressStateOrProvince"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityAddressStateOrProvince_a8a6bc27-064c-47a8-a88d-c30138574fbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityAddressPostalZipCode_4e983655-5e7c-4b0e-907e-0a77f4c1d8af" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityAddressPostalZipCode_4e983655-5e7c-4b0e-907e-0a77f4c1d8af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_CityAreaCode_55115135-d58b-4bd8-a250-a22c4d5f6ccb" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_CityAreaCode_55115135-d58b-4bd8-a250-a22c4d5f6ccb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LocalPhoneNumber_1f5729e1-98be-4b52-aee9-b0a07f02f576" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_LocalPhoneNumber_1f5729e1-98be-4b52-aee9-b0a07f02f576" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_Security12bTitle_0fa3c64b-7319-4a91-91d2-1f33f03bd4d1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_Security12bTitle_0fa3c64b-7319-4a91-91d2-1f33f03bd4d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_TradingSymbol_e918b586-a021-46ea-8af7-12ff922ab6b8" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_TradingSymbol_e918b586-a021-46ea-8af7-12ff922ab6b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_SecurityExchangeName_4c2a96e9-8ae8-4e5b-b671-1272f3c24585" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_SecurityExchangeName_4c2a96e9-8ae8-4e5b-b671-1272f3c24585" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityWellKnownSeasonedIssuer_42d16826-64c0-495c-b77f-05cd0f5c5257" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityWellKnownSeasonedIssuer"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityWellKnownSeasonedIssuer_42d16826-64c0-495c-b77f-05cd0f5c5257" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityVoluntaryFilers_77419575-10e1-423d-a5a9-654601946843" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityVoluntaryFilers"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityVoluntaryFilers_77419575-10e1-423d-a5a9-654601946843" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCurrentReportingStatus_c91c1a5b-246b-493c-b427-352b5803579f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCurrentReportingStatus"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityCurrentReportingStatus_c91c1a5b-246b-493c-b427-352b5803579f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityInteractiveDataCurrent_3ab98981-6ab1-4ae2-a9a8-de756102e64b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityInteractiveDataCurrent"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityInteractiveDataCurrent_3ab98981-6ab1-4ae2-a9a8-de756102e64b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityFilerCategory_39ce3cb0-2f90-4058-b3e4-5a5d66923423" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFilerCategory"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityFilerCategory_39ce3cb0-2f90-4058-b3e4-5a5d66923423" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntitySmallBusiness_eb7e9454-61a2-43ac-ae25-d4f03a3e44a0" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntitySmallBusiness"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntitySmallBusiness_eb7e9454-61a2-43ac-ae25-d4f03a3e44a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityEmergingGrowthCompany_5c91c541-ad1c-4d68-9b5c-c382bc465497" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityEmergingGrowthCompany_5c91c541-ad1c-4d68-9b5c-c382bc465497" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_IcfrAuditorAttestationFlag_11f71abf-956b-4d1c-b1b4-0c20fff26c58" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_IcfrAuditorAttestationFlag"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_IcfrAuditorAttestationFlag_11f71abf-956b-4d1c-b1b4-0c20fff26c58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFinStmtErrorCorrectionFlag_bc0d8d85-0b05-4d59-bc8d-72e70d3045cf" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtErrorCorrectionFlag"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentFinStmtErrorCorrectionFlag_bc0d8d85-0b05-4d59-bc8d-72e70d3045cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag_c0a91c75-0d58-418f-936e-232a390d63f7" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtRestatementRecoveryAnalysisFlag"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag_c0a91c75-0d58-418f-936e-232a390d63f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityShellCompany_cd213bc8-1135-4bfd-939c-a5e79c9365b8" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityShellCompany"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityShellCompany_cd213bc8-1135-4bfd-939c-a5e79c9365b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityPublicFloat_3ea3feb3-40a8-45db-9943-ba679abc86c1" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityPublicFloat"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityPublicFloat_3ea3feb3-40a8-45db-9943-ba679abc86c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCommonStockSharesOutstanding_1054351f-3253-4a56-9765-da20a56322f9" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCommonStockSharesOutstanding"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityCommonStockSharesOutstanding_1054351f-3253-4a56-9765-da20a56322f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentsIncorporatedByReferenceTextBlock_ccdd8726-fbb1-4a6f-b3ff-b904b33693cc" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentsIncorporatedByReferenceTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentsIncorporatedByReferenceTextBlock_ccdd8726-fbb1-4a6f-b3ff-b904b33693cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AmendmentFlag_c4a50ba1-2f1b-4f32-a5d3-f20dc0176765" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_AmendmentFlag_c4a50ba1-2f1b-4f32-a5d3-f20dc0176765" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalYearFocus_2331211a-3e3a-4bc0-b64b-c469ffc1bd2f" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalYearFocus"/>
    <link:presentationArc order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentFiscalYearFocus_2331211a-3e3a-4bc0-b64b-c469ffc1bd2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentFiscalPeriodFocus_5589e6e9-a97a-4b4c-8ac8-01f15fde434b" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalPeriodFocus"/>
    <link:presentationArc order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentFiscalPeriodFocus_5589e6e9-a97a-4b4c-8ac8-01f15fde434b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityCentralIndexKey_472dd21c-fb8c-4b99-b184-a49e4c8821a4" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey"/>
    <link:presentationArc order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_EntityCentralIndexKey_472dd21c-fb8c-4b99-b184-a49e4c8821a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_DocumentTransitionReport_318b030c-b82d-488a-b4df-71684c61ac1a" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentTransitionReport"/>
    <link:presentationArc order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_CoverAbstract_8299e3a9-d6ca-4a9c-bdb6-4bf23c11a7c1" xlink:to="loc_dei_DocumentTransitionReport_318b030c-b82d-488a-b4df-71684c61ac1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AuditInformation" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AuditInformation"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AuditInformation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AuditInformationAbstract_028c3315-ffc0-495d-9a1c-2c378313875a" xlink:href="hbnc-20241231.xsd#hbnc_AuditInformationAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorName_40d98a85-d052-454e-a74f-8ca72af4d20e" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorName"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_AuditInformationAbstract_028c3315-ffc0-495d-9a1c-2c378313875a" xlink:to="loc_dei_AuditorName_40d98a85-d052-454e-a74f-8ca72af4d20e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorLocation_a1bbe0c6-2db3-49bd-b2d5-8cd261df6c4d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorLocation"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_AuditInformationAbstract_028c3315-ffc0-495d-9a1c-2c378313875a" xlink:to="loc_dei_AuditorLocation_a1bbe0c6-2db3-49bd-b2d5-8cd261df6c4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_AuditorFirmId_e19e7f41-6128-46df-9ea2-d316b962ec52" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorFirmId"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_AuditInformationAbstract_028c3315-ffc0-495d-9a1c-2c378313875a" xlink:to="loc_dei_AuditorFirmId_e19e7f41-6128-46df-9ea2-d316b962ec52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedBalanceSheets" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedBalanceSheets"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedBalanceSheets" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:to="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_bfe59f8b-2d3d-40aa-95df-1e4526a2d201" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_CashAndDueFromBanks_bfe59f8b-2d3d-40aa-95df-1e4526a2d201" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_733ca873-eff8-4653-b93f-b1f431457136" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_733ca873-eff8-4653-b93f-b1f431457136" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsSold_44567a65-dc23-4f50-bc03-3b90d806352b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsSold"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_FederalFundsSold_44567a65-dc23-4f50-bc03-3b90d806352b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_97c27a80-bc26-461f-8f8c-b3641bb4dc38" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_97c27a80-bc26-461f-8f8c-b3641bb4dc38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestBearingTimeDeposits_f239b6cd-394c-490f-8ad5-7642da4a37df" xlink:href="hbnc-20241231.xsd#hbnc_InterestBearingTimeDeposits"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_hbnc_InterestBearingTimeDeposits_f239b6cd-394c-490f-8ad5-7642da4a37df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_978b6e00-bd9e-4095-a0ee-6545d6699f78" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_978b6e00-bd9e-4095-a0ee-6545d6699f78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_ac54a09f-71a1-4a1a-8548-d6c7a76e2788" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_ac54a09f-71a1-4a1a-8548-d6c7a76e2788" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_c5774d16-8473-4429-9977-3d19c407e712" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_c5774d16-8473-4429-9977-3d19c407e712" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_e0320c3f-1864-4cd1-9522-413eeae526f6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_e0320c3f-1864-4cd1-9522-413eeae526f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_c5536e3f-3aa9-4d4a-9088-78417c5cb651" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_c5536e3f-3aa9-4d4a-9088-78417c5cb651" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_ee6518dd-d2e5-483b-bdec-ff2c780f0cf8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_ee6518dd-d2e5-483b-bdec-ff2c780f0cf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_f0a86440-58cf-49f8-8869-31a7784b78a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_Goodwill_f0a86440-58cf-49f8-8869-31a7784b78a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherIntangibleAssetsNet_cb55bd24-9c6c-4d6e-9eab-9a382cd367ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherIntangibleAssetsNet"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_OtherIntangibleAssetsNet_cb55bd24-9c6c-4d6e-9eab-9a382cd367ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestReceivable_43f0e501-d3b9-43b7-bbef-701e8fbf0388" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestReceivable"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_InterestReceivable_43f0e501-d3b9-43b7-bbef-701e8fbf0388" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashSurrenderValueOfLifeInsurance_21319c15-4883-44a2-b0b3-dfd7dec053ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashSurrenderValueOfLifeInsurance"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_CashSurrenderValueOfLifeInsurance_21319c15-4883-44a2-b0b3-dfd7dec053ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_7a543a33-c6cd-4bb3-9670-49014914e117" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_OtherAssets_7a543a33-c6cd-4bb3-9670-49014914e117" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_7d5edca4-b409-452c-a58d-8254d93b6973" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_dfb9fd24-3657-402b-99a5-57314cecf6c3" xlink:to="loc_us-gaap_Assets_7d5edca4-b409-452c-a58d-8254d93b6973" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:to="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsAbstract_1048f3f5-f50e-4b1f-9882-211bae97b8ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_us-gaap_DepositsAbstract_1048f3f5-f50e-4b1f-9882-211bae97b8ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_63abe341-fbc5-4f67-b38e-dcec0f20808d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_1048f3f5-f50e-4b1f-9882-211bae97b8ce" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_63abe341-fbc5-4f67-b38e-dcec0f20808d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_af1d8d35-5b01-48a5-91c7-c1ad43da1068" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_1048f3f5-f50e-4b1f-9882-211bae97b8ce" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_af1d8d35-5b01-48a5-91c7-c1ad43da1068" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_187e8767-f3ed-4259-bcd1-cc3e0b3d093b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DepositsAbstract_1048f3f5-f50e-4b1f-9882-211bae97b8ce" xlink:to="loc_us-gaap_Deposits_187e8767-f3ed-4259-bcd1-cc3e0b3d093b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_56c6e17c-03bd-4f8c-aa1c-797eeb807808" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_56c6e17c-03bd-4f8c-aa1c-797eeb807808" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures_33f4949f-223e-4de0-b214-5dfcacbfafd9" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_hbnc_SubordinatedDebentures_33f4949f-223e-4de0-b214-5dfcacbfafd9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures_556ce6d4-4c38-4b85-b8fa-00f74448c770" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_hbnc_JuniorSubordinatedDebentures_556ce6d4-4c38-4b85-b8fa-00f74448c770" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_e1c50775-2c79-481c-98ac-cae8595c4fc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_e1c50775-2c79-481c-98ac-cae8595c4fc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_98ce8fbf-49d3-41c5-9377-660fceb3258f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_us-gaap_OtherLiabilities_98ce8fbf-49d3-41c5-9377-660fceb3258f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Liabilities_a57bd1a5-17a1-4b50-8b6e-b2abdace0c48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Liabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_7662fb55-90ed-4dcd-b9f9-a8b7772692ed" xlink:to="loc_us-gaap_Liabilities_a57bd1a5-17a1-4b50-8b6e-b2abdace0c48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingencies_11041bc6-120c-448a-9255-c44c2cfde200" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingencies"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:to="loc_us-gaap_CommitmentsAndContingencies_11041bc6-120c-448a-9255-c44c2cfde200" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:to="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockValue_2d302903-65d3-4df7-bba5-6ff1e19344b6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_PreferredStockValue_2d302903-65d3-4df7-bba5-6ff1e19344b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockValue_6734069a-d98f-4954-836a-95e3f6933aca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_CommonStockValue_6734069a-d98f-4954-836a-95e3f6933aca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapital_dc6cf7c1-c9e9-443c-888e-1183c65f4cca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapital"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_AdditionalPaidInCapital_dc6cf7c1-c9e9-443c-888e-1183c65f4cca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsAccumulatedDeficit_20281509-b0c7-4e48-b914-916f8f8861f5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsAccumulatedDeficit"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_RetainedEarningsAccumulatedDeficit_20281509-b0c7-4e48-b914-916f8f8861f5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_cae3e4b2-943b-464b-93c5-39915d478c19" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax_cae3e4b2-943b-464b-93c5-39915d478c19" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_5b39e3f1-91e0-4c44-8630-ebb056c6e43c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StockholdersEquityAbstract_bbb2d889-7d9b-40bc-a41e-b9242b697f4e" xlink:to="loc_us-gaap_StockholdersEquity_5b39e3f1-91e0-4c44-8630-ebb056c6e43c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_b1ea5a5a-8de0-4ca6-aeba-6da01916ffba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_01ba1441-f4ec-46da-b1a9-53669e020520" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_b1ea5a5a-8de0-4ca6-aeba-6da01916ffba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedBalanceSheetsParenthetical"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfFinancialPositionAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_542c1deb-04f1-4b48-9246-bb6532af7a1a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_542c1deb-04f1-4b48-9246-bb6532af7a1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_0711c290-8ab0-4824-b333-7ec6adfd5403" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_0711c290-8ab0-4824-b333-7ec6adfd5403" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesAuthorized_75f57ec3-3aa2-4ff8-a095-7f1a67f527bc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesAuthorized"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_PreferredStockSharesAuthorized_75f57ec3-3aa2-4ff8-a095-7f1a67f527bc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockSharesIssued_878c8ed7-9081-44b0-b511-cdee8680cf6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockSharesIssued"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_PreferredStockSharesIssued_878c8ed7-9081-44b0-b511-cdee8680cf6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesAuthorized_0578734a-d727-4dec-a9a4-c14ebb4f2a3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesAuthorized"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_CommonStockSharesAuthorized_0578734a-d727-4dec-a9a4-c14ebb4f2a3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesIssued_a7f83a81-dd69-4270-ba2a-aad2a2029de2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesIssued"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_CommonStockSharesIssued_a7f83a81-dd69-4270-ba2a-aad2a2029de2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesOutstanding_f2b63c29-0a27-433c-bb1d-a74adc7d2ea3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesOutstanding"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfFinancialPositionAbstract_1bb8129b-3aa5-46e3-914c-2f2b2b406b1a" xlink:to="loc_us-gaap_CommonStockSharesOutstanding_f2b63c29-0a27-433c-bb1d-a74adc7d2ea3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofIncome" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofIncome"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofIncome" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperatingAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_82ab5ac1-2180-4384-9e9c-e5a2586f64d6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndFeeIncomeLoansAndLeases"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:to="loc_us-gaap_InterestAndFeeIncomeLoansAndLeases_82ab5ac1-2180-4384-9e9c-e5a2586f64d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxable_ef52af6b-6f49-4579-8679-371bc1eaffe9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxable"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxable_ef52af6b-6f49-4579-8679-371bc1eaffe9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_3a5f0a74-3ea4-4803-9167-b5f753657e29" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeSecuritiesTaxExempt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:to="loc_us-gaap_InterestIncomeSecuritiesTaxExempt_3a5f0a74-3ea4-4803-9167-b5f753657e29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherInterestAndDividendIncome_e9a75ea0-1c08-4937-b86f-aa6b2b856f35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherInterestAndDividendIncome"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:to="loc_us-gaap_OtherInterestAndDividendIncome_e9a75ea0-1c08-4937-b86f-aa6b2b856f35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestAndDividendIncomeOperating_83461f9b-1e3a-47a5-8b67-217c9307ac00" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestAndDividendIncomeOperating"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestAndDividendIncomeOperatingAbstract_3c7fe9ed-05ea-4e41-b9bf-8d0c4dfebd3d" xlink:to="loc_us-gaap_InterestAndDividendIncomeOperating_83461f9b-1e3a-47a5-8b67-217c9307ac00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseDeposits_9f76260e-f8c5-4dc4-8c67-ad54afb9b1c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseDeposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:to="loc_us-gaap_InterestExpenseDeposits_9f76260e-f8c5-4dc4-8c67-ad54afb9b1c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestExpenseBorrowedFunds_5a71f19e-cb82-4d79-8c86-0fcfb991ba25" xlink:href="hbnc-20241231.xsd#hbnc_InterestExpenseBorrowedFunds"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:to="loc_hbnc_InterestExpenseBorrowedFunds_5a71f19e-cb82-4d79-8c86-0fcfb991ba25" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_059842c3-87c6-4028-8212-385359288f08" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseSubordinatedNotesAndDebentures"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:to="loc_us-gaap_InterestExpenseSubordinatedNotesAndDebentures_059842c3-87c6-4028-8212-385359288f08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_1cd23da2-f360-425d-95c1-bc0c9fff5605" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseJuniorSubordinatedDebentures"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:to="loc_us-gaap_InterestExpenseJuniorSubordinatedDebentures_1cd23da2-f360-425d-95c1-bc0c9fff5605" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpenseOperating_71d54b92-ac7a-45d6-9bb1-801eaf4f980f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpenseOperating"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InterestExpenseAbstract_eeeb3708-098e-4296-938e-243236ecd363" xlink:to="loc_us-gaap_InterestExpenseOperating_71d54b92-ac7a-45d6-9bb1-801eaf4f980f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseNet_34fa4203-4663-4cc1-8b20-544a047b365e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_InterestIncomeExpenseNet_34fa4203-4663-4cc1-8b20-544a047b365e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_4d306131-5fe2-4926-b051-4f537be1432c" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_4d306131-5fe2-4926-b051-4f537be1432c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_9324bd26-5f34-41d5-a95b-af89fe1c75ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss_9324bd26-5f34-41d5-a95b-af89fe1c75ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncomeOtherAbstract"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ServiceChargesOnDepositAccounts_a7c22cc9-3fdf-45bf-8b55-7c6fdf73433f" xlink:href="hbnc-20241231.xsd#hbnc_ServiceChargesOnDepositAccounts"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_ServiceChargesOnDepositAccounts_a7c22cc9-3fdf-45bf-8b55-7c6fdf73433f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_WireTransferFees_d16af3cc-2b4a-457f-98e3-7df23e69c02a" xlink:href="hbnc-20241231.xsd#hbnc_WireTransferFees"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_WireTransferFees_d16af3cc-2b4a-457f-98e3-7df23e69c02a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterchangeFees_4ed9fb85-6def-4858-8c41-951a154c8f7e" xlink:href="hbnc-20241231.xsd#hbnc_InterchangeFees"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_InterchangeFees_4ed9fb85-6def-4858-8c41-951a154c8f7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiduciaryActivities_7439da25-402d-4262-99d1-39a8539760e5" xlink:href="hbnc-20241231.xsd#hbnc_FiduciaryActivities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_FiduciaryActivities_7439da25-402d-4262-99d1-39a8539760e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_36c9e8da-ae2a-420b-a8d2-1517bda9aea9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_36c9e8da-ae2a-420b-a8d2-1517bda9aea9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_b5641e0c-fd40-4a70-9e63-9bac06bd1486" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_b5641e0c-fd40-4a70-9e63-9bac06bd1486" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_1feb599f-78d4-4236-aca9-b83a624b09f8" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingIncomeLossNetOfImpairment"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_MortgageServicingIncomeLossNetOfImpairment_1feb599f-78d4-4236-aca9-b83a624b09f8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BankOwnedLifeInsuranceIncome_daccc7d1-895a-475b-a631-b74d2401808d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BankOwnedLifeInsuranceIncome"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_us-gaap_BankOwnedLifeInsuranceIncome_daccc7d1-895a-475b-a631-b74d2401808d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_9059f6eb-2ded-4c58-86b3-0bc8e9a5781e" xlink:href="hbnc-20241231.xsd#hbnc_BankOwnedLifeInsuranceDeathBenefitIncome"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome_9059f6eb-2ded-4c58-86b3-0bc8e9a5781e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_7ce1065f-441d-4686-b878-6a3a4ef2ea4f" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_7ce1065f-441d-4686-b878-6a3a4ef2ea4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestIncome_02559f36-032f-4802-99a0-5070f1645d65" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestIncome"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestIncomeOtherAbstract_3116102d-4d44-4f3e-971f-f00fc1caf72e" xlink:to="loc_us-gaap_NoninterestIncome_02559f36-032f-4802-99a0-5070f1645d65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpenseAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_a3d03ccf-77d9-4c3b-b83b-5884b285cff0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_LaborAndRelatedExpense_a3d03ccf-77d9-4c3b-b83b-5884b285cff0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OccupancyNet_4f754cde-adcf-4708-a006-6fa6aa7bcf35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OccupancyNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_OccupancyNet_4f754cde-adcf-4708-a006-6fa6aa7bcf35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InformationTechnologyAndDataProcessing_0849c5f5-29e3-4fc0-a167-8edf6ded2eae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InformationTechnologyAndDataProcessing"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_InformationTechnologyAndDataProcessing_0849c5f5-29e3-4fc0-a167-8edf6ded2eae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfessionalFees_29965930-fdf1-4130-a0ab-d6b611c32966" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfessionalFees"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_ProfessionalFees_29965930-fdf1-4130-a0ab-d6b611c32966" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OutsideServicesAndConsultants_13cdd4e3-2aa3-4c48-88e9-e9b55527dcc4" xlink:href="hbnc-20241231.xsd#hbnc_OutsideServicesAndConsultants"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_hbnc_OutsideServicesAndConsultants_13cdd4e3-2aa3-4c48-88e9-e9b55527dcc4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanExpense_06f99592-b05b-4668-993d-d527c9d6299c" xlink:href="hbnc-20241231.xsd#hbnc_LoanExpense"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_hbnc_LoanExpense_06f99592-b05b-4668-993d-d527c9d6299c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_c688b685-28c9-41c7-b54c-74304d6cf2f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalDepositInsuranceCorporationPremiumExpense"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_FederalDepositInsuranceCorporationPremiumExpense_c688b685-28c9-41c7-b54c-74304d6cf2f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_dbd20d9f-0731-4d3c-b28f-f15c24162072" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_dbd20d9f-0731-4d3c-b28f-f15c24162072" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_7b728747-e69d-4889-8edb-4d31fd231c01" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal_7b728747-e69d-4889-8edb-4d31fd231c01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherNoninterestExpense_280029b2-29a2-4c00-9da6-ee9badf0db8d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherNoninterestExpense"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_OtherNoninterestExpense_280029b2-29a2-4c00-9da6-ee9badf0db8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestExpense_cf6717cf-4dc6-4fef-906f-3c460c713f31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestExpense"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NoninterestExpenseAbstract_79d9c6a2-7a55-49f7-b99b-051c564bb844" xlink:to="loc_us-gaap_NoninterestExpense_cf6717cf-4dc6-4fef-906f-3c460c713f31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_5a13e5fe-d98f-4c79-96b3-7af3427f1e22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_5a13e5fe-d98f-4c79-96b3-7af3427f1e22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_8dbab8a8-c35c-46b6-9550-dd020a024b68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_8dbab8a8-c35c-46b6-9550-dd020a024b68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_5da0b149-5fd0-4c99-b2c1-d7e9ab16c13d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_5da0b149-5fd0-4c99-b2c1-d7e9ab16c13d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_4f49edd5-a79e-483a-84ab-5c4ddb5677e2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_EarningsPerShareBasic_4f49edd5-a79e-483a-84ab-5c4ddb5677e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_32d57a51-ca42-4e1f-82c1-0083ae609e35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementAbstract_11800422-dc02-43b6-b009-2fadb91d7e22" xlink:to="loc_us-gaap_EarningsPerShareDiluted_32d57a51-ca42-4e1f-82c1-0083ae609e35" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofComprehensiveIncomeLoss"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_1c4e310a-cf16-4b7e-8afc-de473cc24230" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:to="loc_us-gaap_NetIncomeLoss_1c4e310a-cf16-4b7e-8afc-de473cc24230" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:to="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_6ab32245-f58b-44e2-959c-aca18592b60e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_6ab32245-f58b-44e2-959c-aca18592b60e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_e564fbb3-26e3-496f-8363-d65d2743dfdc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_e564fbb3-26e3-496f-8363-d65d2743dfdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_b11b9e6d-3a7e-45cb-bbd4-0315e052a7d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_b11b9e6d-3a7e-45cb-bbd4-0315e052a7d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_889f8934-546b-4059-9456-5a1be954ff45" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract_37efe9ee-5659-4e10-bc7f-f837f52d69f6" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_889f8934-546b-4059-9456-5a1be954ff45" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_cc26821d-f941-418b-9498-f73edb9ae54a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_cc26821d-f941-418b-9498-f73edb9ae54a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_dcd9443b-2fcc-4a83-a90b-e8bf32c1141b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_dcd9443b-2fcc-4a83-a90b-e8bf32c1141b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_f2ab21dc-e0ba-4c45-8473-b4ad40829b65" xlink:href="hbnc-20241231.xsd#hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_f2ab21dc-e0ba-4c45-8473-b4ad40829b65" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_80e8f242-7c3e-425b-bede-cd787e504d8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_80e8f242-7c3e-425b-bede-cd787e504d8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_91c049f7-6fd2-4c73-b46a-5394a09db286" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_91c049f7-6fd2-4c73-b46a-5394a09db286" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_ed79e8f6-423c-476f-96a9-6321cced019d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_a255daf9-c3d9-447d-bad2-a0c276aa0814" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_ed79e8f6-423c-476f-96a9-6321cced019d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_eb622998-e756-4b3d-a853-a6bc915a5b0a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_eb622998-e756-4b3d-a853-a6bc915a5b0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_7df372f9-cd3d-4b0b-9cd0-3d10f4a505d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract_beb5db3f-8b73-4342-a18e-123df802a477" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_7df372f9-cd3d-4b0b-9cd0-3d10f4a505d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofStockholdersEquity"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_f00e06f9-812e-40fb-9c48-5666036babfe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_f00e06f9-812e-40fb-9c48-5666036babfe" xlink:to="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_2c659902-82cf-44f2-b3ab-12dfd7d2db5f" xlink:to="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PreferredStockMember_62f5b2d5-768e-4b98-b87b-1061714afbfb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PreferredStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_PreferredStockMember_62f5b2d5-768e-4b98-b87b-1061714afbfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockMember_422f8e5e-461f-490d-be27-52cee2197bdd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_CommonStockMember_422f8e5e-461f-490d-be27-52cee2197bdd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdditionalPaidInCapitalMember_7d5b2185-25cb-4757-bb4c-d7b39103115e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdditionalPaidInCapitalMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_AdditionalPaidInCapitalMember_7d5b2185-25cb-4757-bb4c-d7b39103115e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RetainedEarningsMember_55603ad4-0644-4392-9ab2-929bef3016d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RetainedEarningsMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_RetainedEarningsMember_55603ad4-0644-4392-9ab2-929bef3016d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_64596ad9-823c-405c-b4f5-e2bb5c7a4641" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_3687f653-59be-4fe4-ba52-98790214e484" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_64596ad9-823c-405c-b4f5-e2bb5c7a4641" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementTable_5651e71f-a03b-45cf-9ea7-a61ac60f8612" xlink:to="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInStockholdersEquityRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementLineItems_6dc6b5b6-dced-4119-8761-85abec9724be" xlink:to="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_44bbfd7f-0d17-49a5-b541-7817e249ac26" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_StockholdersEquity_44bbfd7f-0d17-49a5-b541-7817e249ac26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_be67132d-8e75-4233-9d05-3be2b2907c08" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_NetIncomeLoss_be67132d-8e75-4233-9d05-3be2b2907c08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_553e2888-ae2c-48b1-83da-98f37638f118" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_553e2888-ae2c-48b1-83da-98f37638f118" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_8e329a43-5caa-4015-9820-a9016f0eb59f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition_8e329a43-5caa-4015-9820-a9016f0eb59f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_dfd139ff-14f3-403a-a081-cff428639bf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised_dfd139ff-14f3-403a-a081-cff428639bf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_d225d9c2-3e82-4c9d-a76a-1ba04c54f06f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition_d225d9c2-3e82-4c9d-a76a-1ba04c54f06f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_3a8647ce-5653-4c6b-878b-1ff4218c00ed" xlink:href="hbnc-20241231.xsd#hbnc_StockIssuedDuringPeriodValueStockOptionsVested"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_hbnc_StockIssuedDuringPeriodValueStockOptionsVested_3a8647ce-5653-4c6b-878b-1ff4218c00ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f2f1cc29-7cae-43c5-8053-934d5ed2cfd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation_f2f1cc29-7cae-43c5-8053-934d5ed2cfd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_fe6e32f8-e0b3-4711-9fc6-72e90e52e785" xlink:href="hbnc-20241231.xsd#hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans_fe6e32f8-e0b3-4711-9fc6-72e90e52e785" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsCommonStockCash_fdbab680-0320-407d-8777-f83e1784206a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsCommonStockCash"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_DividendsCommonStockCash_fdbab680-0320-407d-8777-f83e1784206a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_8805823a-53dc-4c75-9494-1e2635226300" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward_6083d4f2-c30e-47cb-b984-fd84922b5472" xlink:to="loc_us-gaap_StockholdersEquity_8805823a-53dc-4c75-9494-1e2635226300" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofStockholdersEquityParenthetical"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfStockholdersEquityAbstract_0176c40d-5ebc-48d6-8e1a-5ca00f026f5c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfStockholdersEquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockDividendsPerShareDeclared_45647430-332e-4959-853d-86ecf542432a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockDividendsPerShareDeclared"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfStockholdersEquityAbstract_0176c40d-5ebc-48d6-8e1a-5ca00f026f5c" xlink:to="loc_us-gaap_CommonStockDividendsPerShareDeclared_45647430-332e-4959-853d-86ecf542432a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ConsolidatedStatementsofCashFlows"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementOfCashFlowsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a2bfcbc5-40e2-4bcb-ad97-b047d767849e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a2bfcbc5-40e2-4bcb-ad97-b047d767849e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProfitLoss_97749785-9b8a-47ec-939f-902546aa831f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProfitLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a2bfcbc5-40e2-4bcb-ad97-b047d767849e" xlink:to="loc_us-gaap_ProfitLoss_97749785-9b8a-47ec-939f-902546aa831f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a2bfcbc5-40e2-4bcb-ad97-b047d767849e" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_ec2b7ead-34ed-42fc-a566-7b264d1cf124" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments_ec2b7ead-34ed-42fc-a566-7b264d1cf124" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepreciationDepletionAndAmortization_9e097ff5-0103-423b-b83f-b905dfc80f26" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepreciationDepletionAndAmortization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_DepreciationDepletionAndAmortization_9e097ff5-0103-423b-b83f-b905dfc80f26" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_cada72e6-814f-465b-a2c8-69ef12bf2da0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_ShareBasedCompensation_cada72e6-814f-465b-a2c8-69ef12bf2da0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_1c21f240-9896-4cf8-8809-b6efa711d1e6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_1c21f240-9896-4cf8-8809-b6efa711d1e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_3c475699-093d-40df-aae8-18151c44d85a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageServicingRightsMSRImpairmentRecovery"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_MortgageServicingRightsMSRImpairmentRecovery_3c475699-093d-40df-aae8-18151c44d85a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_bfb337c1-34b4-4542-9fd8-610323f57801" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments_bfb337c1-34b4-4542-9fd8-610323f57801" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_f41ef064-0997-4617-9a97-e18cd0610746" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefit_f41ef064-0997-4617-9a97-e18cd0610746" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_ebbcff3f-12b0-494a-b763-cf617a1df916" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtAndEquitySecuritiesGainLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_DebtAndEquitySecuritiesGainLoss_ebbcff3f-12b0-494a-b763-cf617a1df916" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_a8481a77-fe14-484f-a575-316067c4b812" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_a8481a77-fe14-484f-a575-316067c4b812" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_3de4601c-9267-4fa3-9271-be7b7f25973c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfLoansHeldForSale"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_ProceedsFromSaleOfLoansHeldForSale_3de4601c-9267-4fa3-9271-be7b7f25973c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_5fa97a24-2c2d-4ea5-b97e-efe723500c1e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale_5fa97a24-2c2d-4ea5-b97e-efe723500c1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_9ee9f613-c695-4c89-8061-8360e3c86748" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance_9ee9f613-c695-4c89-8061-8360e3c86748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_6a1df465-6bff-41bd-af8f-95a2015dc1b5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnSalesOfOtherRealEstate"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_GainsLossesOnSalesOfOtherRealEstate_6a1df465-6bff-41bd-af8f-95a2015dc1b5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingCapitalAbstract"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_4e372aba-f702-4395-94bb-e7a9a4dbd006" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_3e1b4809-85b6-4a58-83a9-6bd31cf5d5f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:to="loc_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet_3e1b4809-85b6-4a58-83a9-6bd31cf5d5f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_697f8ce8-334c-476e-84bb-988a3449f084" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInInterestPayableNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:to="loc_us-gaap_IncreaseDecreaseInInterestPayableNet_697f8ce8-334c-476e-84bb-988a3449f084" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_f0dcdb6d-4fc3-41f8-ae64-29715b509a49" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_f0dcdb6d-4fc3-41f8-ae64-29715b509a49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_17d6e7a5-9622-499e-b337-ef2bdda16fee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract_229c2951-af96-46a5-b3a1-f2fec608c257" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_17d6e7a5-9622-499e-b337-ef2bdda16fee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_31b574d5-71f7-4774-ad30-38699a181050" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_a2bfcbc5-40e2-4bcb-ad97-b047d767849e" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_31b574d5-71f7-4774-ad30-38699a181050" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_ca0b81f1-a042-4bf4-b8a1-57ba6926304f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt_ca0b81f1-a042-4bf4-b8a1-57ba6926304f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_54baeb94-e111-415d-a2a6-83350054060a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt_54baeb94-e111-415d-a2a6-83350054060a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_fab851f3-fee9-41f8-9130-83bb114cc5b4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities_fab851f3-fee9-41f8-9130-83bb114cc5b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_b991986b-5775-4332-9746-912d48229703" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireHeldToMaturitySecurities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquireHeldToMaturitySecurities_b991986b-5775-4332-9746-912d48229703" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_5bea05c7-1130-44fe-9199-56de55593f2b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities_5bea05c7-1130-44fe-9199-56de55593f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_ec7f1cd9-d17c-455b-b3ce-46fd09ec7b99" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks_ec7f1cd9-d17c-455b-b3ce-46fd09ec7b99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_22dd3e10-6397-496f-b1c6-3400d2ffaf51" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireFederalHomeLoanBankStock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock_22dd3e10-6397-496f-b1c6-3400d2ffaf51" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_06f443d6-14f8-4bba-8b33-87a0718df1e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock_06f443d6-14f8-4bba-8b33-87a0718df1e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLoansReceivable_e83fc61e-d37c-4b25-866e-b0e20ead0839" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLoansReceivable"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquireLoansReceivable_e83fc61e-d37c-4b25-866e-b0e20ead0839" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForProceedsFromFinancingReceivable_4e13c170-5cf9-44ec-ad07-e4849ed618b9" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForProceedsFromFinancingReceivable"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_hbnc_PaymentsForProceedsFromFinancingReceivable_4e13c170-5cf9-44ec-ad07-e4849ed618b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_d3a536ee-77a3-4ba9-9aee-26dde5e911ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleOfOtherRealEstate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromSaleOfOtherRealEstate_d3a536ee-77a3-4ba9-9aee-26dde5e911ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4c6c8038-b673-4a91-b38c-56dc1f94cf82" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquirePropertyPlantAndEquipment"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment_4c6c8038-b673-4a91-b38c-56dc1f94cf82" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies_29ed93b1-5921-44dd-a215-ded98eb2683d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsToAcquireLifeInsurancePolicies"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_PaymentsToAcquireLifeInsurancePolicies_29ed93b1-5921-44dd-a215-ded98eb2683d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromLifeInsurancePolicies_0c75b961-926e-4bad-91ac-a687626501c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromLifeInsurancePolicies"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_ProceedsFromLifeInsurancePolicies_0c75b961-926e-4bad-91ac-a687626501c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAcquiredFromAcquisition_bed1bba8-cbb9-4d29-9c8f-8aedf2b4edda" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAcquiredFromAcquisition"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_CashAcquiredFromAcquisition_bed1bba8-cbb9-4d29-9c8f-8aedf2b4edda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_c63d3b79-9995-475e-a33b-e461372bf3b9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_ccc93095-a4a5-47ae-b5d0-b85d79379748" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_c63d3b79-9995-475e-a33b-e461372bf3b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInDeposits_7cafe1ca-a7f1-4f49-9ec1-421aa48cd176" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInDeposits"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_IncreaseDecreaseInDeposits_7cafe1ca-a7f1-4f49-9ec1-421aa48cd176" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromOtherDebt_36aa5caf-4394-46c5-b94b-d940bdcd492a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromOtherDebt"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_ProceedsFromOtherDebt_36aa5caf-4394-46c5-b94b-d940bdcd492a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfOtherDebt_e72832a5-3796-4233-84fd-38dc429e5d03" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfOtherDebt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_RepaymentsOfOtherDebt_e72832a5-3796-4233-84fd-38dc429e5d03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_1ef7fbc4-d18c-4598-aba2-6dbcb6396556" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase_1ef7fbc4-d18c-4598-aba2-6dbcb6396556" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_80b1c450-c95e-4bad-b62e-964f056d032f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_80b1c450-c95e-4bad-b62e-964f056d032f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment_427065a0-7431-4514-a935-c95c421775d9" xlink:href="hbnc-20241231.xsd#hbnc_ProceedsFromSaleOfSharesSERPAmendment"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_hbnc_ProceedsFromSaleOfSharesSERPAmendment_427065a0-7431-4514-a935-c95c421775d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_b094c577-d174-4d09-bb29-f2a721d24ca1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_b094c577-d174-4d09-bb29-f2a721d24ca1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8b52a6df-c4c6-4459-bd54-76555cce0927" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_8b52a6df-c4c6-4459-bd54-76555cce0927" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_e0bd639f-66d5-41ed-843c-6c5dc3b21c5b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_e0bd639f-66d5-41ed-843c-6c5dc3b21c5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_96a98c17-2b2d-4df4-b0e9-0ec5c7edcccc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_96a98c17-2b2d-4df4-b0e9-0ec5c7edcccc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2406be59-a099-48c0-93b0-059cb1ff1fd3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_30e567c1-3860-481a-bbd5-bd2b1d3c582a" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_2406be59-a099-48c0-93b0-059cb1ff1fd3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b31ede45-0984-480e-9493-17b6ab94e882" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_b31ede45-0984-480e-9493-17b6ab94e882" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e3c7f77e-7a83-4732-8142-1b5c62f14f02" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e3c7f77e-7a83-4732-8142-1b5c62f14f02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_bd68a574-342a-42ce-8d25-6b0d3406b8fb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_bd68a574-342a-42ce-8d25-6b0d3406b8fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SupplementalCashFlowInformationAbstract"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementOfCashFlowsAbstract_caa9fad6-352f-4556-9f49-c76120bd131f" xlink:to="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPaidNet_37c49c75-be08-44e2-a9da-9a875565efee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPaidNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_us-gaap_InterestPaidNet_37c49c75-be08-44e2-a9da-9a875565efee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxesPaidNet_f69c9dd5-fd34-4c02-acef-6f1e78ac0458" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxesPaidNet"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_us-gaap_IncomeTaxesPaidNet_f69c9dd5-fd34-4c02-acef-6f1e78ac0458" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets_3232177b-e6d2-49a6-a064-4e1c4d5e62e0" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets_3232177b-e6d2-49a6-a064-4e1c4d5e62e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale_3c6de9dc-c9e4-4a00-8bdb-5c7cf36861a3" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale_3c6de9dc-c9e4-4a00-8bdb-5c7cf36861a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfLoanToFromOtherRealEstateOwned_a62db5e9-7bbe-42c7-b21f-01aeffa1bd6b" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfLoanToFromOtherRealEstateOwned"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_hbnc_TransferOfLoanToFromOtherRealEstateOwned_a62db5e9-7bbe-42c7-b21f-01aeffa1bd6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities_5cc280b3-f506-445c-a804-07829e63aaa8" xlink:href="hbnc-20241231.xsd#hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities_5cc280b3-f506-445c-a804-07829e63aaa8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled_e70f279e-53b4-433b-95b2-628554688d0a" xlink:href="hbnc-20241231.xsd#hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled_e70f279e-53b4-433b-95b2-628554688d0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_28f223aa-a621-4fb6-b408-c992cb0e90a2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendsPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_us-gaap_DividendsPayableCurrentAndNoncurrent_28f223aa-a621-4fb6-b408-c992cb0e90a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset_83a9cf63-5761-42ea-9553-958fba8d0cc6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SupplementalCashFlowInformationAbstract_6b9eafa0-c3a2-47c4-9b6f-be5dd452482f" xlink:to="loc_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset_83a9cf63-5761-42ea-9553-958fba8d0cc6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPolicies"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_f8cd8cea-30dc-4c79-a656-72f3a864a82f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock_33b42b37-4c46-4255-a027-6295fa8acd5d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_f8cd8cea-30dc-4c79-a656-72f3a864a82f" xlink:to="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock_33b42b37-4c46-4255-a027-6295fa8acd5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CashEquivalents" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CashEquivalents"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CashEquivalents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_62414353-398a-4cdb-afd9-baba474bf545" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_c9bc3cac-c416-4fe9-a454-810ee813235c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_62414353-398a-4cdb-afd9-baba474bf545" xlink:to="loc_us-gaap_CashAndCashEquivalentsDisclosureTextBlock_c9bc3cac-c416-4fe9-a454-810ee813235c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/Securities" xlink:type="simple" xlink:href="hbnc-20241231.xsd#Securities"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/Securities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0d0eb3f0-438a-4455-b27a-77653e36f108" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_832807af-5d0a-4fd2-96f8-a6c94755c0c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0d0eb3f0-438a-4455-b27a-77653e36f108" xlink:to="loc_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock_832807af-5d0a-4fd2-96f8-a6c94755c0c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/Loans" xlink:type="simple" xlink:href="hbnc-20241231.xsd#Loans"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/Loans" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_32169a8a-6307-4158-b29b-4d6d91a1459c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_c7ae489c-df8a-4084-819a-6b79264aff7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_32169a8a-6307-4158-b29b-4d6d91a1459c" xlink:to="loc_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock_c7ae489c-df8a-4084-819a-6b79264aff7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLosses" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLosses"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLosses" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_7965fe4d-aa01-4778-ab53-e6d75b54dc55" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesTextBlock_bd9a1cc6-350e-4573-8168-3d213f3a36e6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForCreditLossesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_7965fe4d-aa01-4778-ab53-e6d75b54dc55" xlink:to="loc_us-gaap_AllowanceForCreditLossesTextBlock_bd9a1cc6-350e-4573-8168-3d213f3a36e6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/PremisesandEquipment" xlink:type="simple" xlink:href="hbnc-20241231.xsd#PremisesandEquipment"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/PremisesandEquipment" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_8486744f-3276-4716-b703-9d826174c689" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_77ed4cd3-b349-43c3-8ef0-506b01c1729d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_8486744f-3276-4716-b703-9d826174c689" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock_77ed4cd3-b349-43c3-8ef0-506b01c1729d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicing" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicing"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoanServicing" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_559b7582-0cc3-4746-aa48-786c433c8cce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanServicingTextBlock_fa274e72-9df2-415a-ab6a-75a830b65ea9" xlink:href="hbnc-20241231.xsd#hbnc_LoanServicingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_559b7582-0cc3-4746-aa48-786c433c8cce" xlink:to="loc_hbnc_LoanServicingTextBlock_fa274e72-9df2-415a-ab6a-75a830b65ea9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/Goodwill" xlink:type="simple" xlink:href="hbnc-20241231.xsd#Goodwill"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/Goodwill" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_705b57dc-82fb-44a1-94d6-81c48bdbc09e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_069c219f-d558-4867-a37c-715cb31d1e14" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_705b57dc-82fb-44a1-94d6-81c48bdbc09e" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock_069c219f-d558-4867-a37c-715cb31d1e14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/Deposits" xlink:type="simple" xlink:href="hbnc-20241231.xsd#Deposits"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/Deposits" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract_14ef7319-8292-460b-b842-afab6da95ea2" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_4800238f-271d-4d10-ab2e-3ad2f9040801" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositLiabilitiesDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_14ef7319-8292-460b-b842-afab6da95ea2" xlink:to="loc_us-gaap_DepositLiabilitiesDisclosuresTextBlock_4800238f-271d-4d10-ab2e-3ad2f9040801" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/Borrowings" xlink:type="simple" xlink:href="hbnc-20241231.xsd#Borrowings"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/Borrowings" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_e272db48-4a76-4153-83ec-8d231bad1968" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureTextBlock_1a18bc55-e1c9-41bf-801d-937146ce40de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_e272db48-4a76-4153-83ec-8d231bad1968" xlink:to="loc_us-gaap_DebtDisclosureTextBlock_1a18bc55-e1c9-41bf-801d-937146ce40de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RepurchaseAgreements" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RepurchaseAgreements"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RepurchaseAgreements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_dcd382be-7fe4-4b0e-8813-a7bd737d1818" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RepurchaseAgreementsTextBlock_94d9ca78-ffc5-4cd4-b2f7-ee84264d0e4f" xlink:href="hbnc-20241231.xsd#hbnc_RepurchaseAgreementsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_dcd382be-7fe4-4b0e-8813-a7bd737d1818" xlink:to="loc_hbnc_RepurchaseAgreementsTextBlock_94d9ca78-ffc5-4cd4-b2f7-ee84264d0e4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubordinatedNotes" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubordinatedNotes"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SubordinatedNotes" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_c7966131-2731-4dab-a789-e4763c1a0a50" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedBorrowingsDisclosureTextBlock_1e2dd0fb-c931-42d8-9ebe-bd4d0faf5913" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedBorrowingsDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_c7966131-2731-4dab-a789-e4763c1a0a50" xlink:to="loc_us-gaap_SubordinatedBorrowingsDisclosureTextBlock_1e2dd0fb-c931-42d8-9ebe-bd4d0faf5913" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts" xlink:type="simple" xlink:href="hbnc-20241231.xsd#JuniorSubordinatedDebenturesIssuedtoCapitalTrusts"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_b40c9f11-d82b-4966-b175-2304320f39ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebenturesTextBlock_a717653b-613e-46c1-b71f-22d4f51756e7" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebenturesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_b40c9f11-d82b-4966-b175-2304320f39ed" xlink:to="loc_hbnc_SubordinatedDebenturesTextBlock_a717653b-613e-46c1-b71f-22d4f51756e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SupplementalExecutiveRetirementPlan"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_69aa740e-0d88-4c89-8bb9-098fd0904198" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanTextBlock_b6399e9d-2b37-465f-b8ca-cad1267ac0ac" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_69aa740e-0d88-4c89-8bb9-098fd0904198" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanTextBlock_b6399e9d-2b37-465f-b8ca-cad1267ac0ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/EmployeeBenefitPlans" xlink:type="simple" xlink:href="hbnc-20241231.xsd#EmployeeBenefitPlans"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/EmployeeBenefitPlans" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PostemploymentBenefitsAbstract_b5fc3619-4fd4-4a14-b624-a7c85d15b356" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PostemploymentBenefitsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_c6a7083d-c07a-460b-b539-90d749a0b09d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CompensationAndEmployeeBenefitPlansTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PostemploymentBenefitsAbstract_b5fc3619-4fd4-4a14-b624-a7c85d15b356" xlink:to="loc_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock_c6a7083d-c07a-460b-b539-90d749a0b09d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTax" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTax"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/IncomeTax" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_79569885-8580-4314-b999-b669e16e37fa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureTextBlock_169b61f5-bc2a-4f96-a36c-4dcf2b13d1c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79569885-8580-4314-b999-b669e16e37fa" xlink:to="loc_us-gaap_IncomeTaxDisclosureTextBlock_169b61f5-bc2a-4f96-a36c-4dcf2b13d1c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/StockholdersEquity" xlink:type="simple" xlink:href="hbnc-20241231.xsd#StockholdersEquity"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/StockholdersEquity" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_bc28a91a-3568-4a71-adc2-4e20911c9bd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_5be8b099-1916-4c26-82a4-317e85f75b0c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_bc28a91a-3568-4a71-adc2-4e20911c9bd4" xlink:to="loc_us-gaap_StockholdersEquityNoteDisclosureTextBlock_5be8b099-1916-4c26-82a4-317e85f75b0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies" xlink:type="simple" xlink:href="hbnc-20241231.xsd#OffBalanceSheetArrangementsCommitmentsandContingencies"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_23aa9a13-9777-48d9-8b83-d7d28796a2d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_a0bd8059-e577-4acd-9d59-adcbcbd93879" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_23aa9a13-9777-48d9-8b83-d7d28796a2d5" xlink:to="loc_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock_a0bd8059-e577-4acd-9d59-adcbcbd93879" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RegulatoryCapital" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RegulatoryCapital"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RegulatoryCapital" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_667d779b-6cfc-49d0-8f3e-b9ecbc03e284" xlink:href="hbnc-20241231.xsd#hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_5e1c4337-cb3c-4150-a5dc-8c2a182adfa1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_667d779b-6cfc-49d0-8f3e-b9ecbc03e284" xlink:to="loc_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_5e1c4337-cb3c-4150-a5dc-8c2a182adfa1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensation" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensation"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_f7a4da52-2f9c-4901-be8d-1f37128fc405" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_f6c3cbb1-f532-4f33-9c03-e2bc3aafef54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_f7a4da52-2f9c-4901-be8d-1f37128fc405" xlink:to="loc_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock_f6c3cbb1-f532-4f33-9c03-e2bc3aafef54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstruments" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstruments"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_46a78ad4-cc91-489e-a82e-f8751db32b90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_92f7cc59-97f8-4dce-9a40-795f3582b74f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_46a78ad4-cc91-489e-a82e-f8751db32b90" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock_92f7cc59-97f8-4dce-9a40-795f3582b74f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilities"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_c2b1b0b2-a923-4c82-9cdf-f8a8681dbb37" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock_548ed699-9687-4958-9b95-6681b46ec10d" xlink:href="hbnc-20241231.xsd#hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_c2b1b0b2-a923-4c82-9cdf-f8a8681dbb37" xlink:to="loc_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock_548ed699-9687-4958-9b95-6681b46ec10d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/FairValueofFinancialInstruments" xlink:type="simple" xlink:href="hbnc-20241231.xsd#FairValueofFinancialInstruments"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/FairValueofFinancialInstruments" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_c9309c24-86f1-49fa-a914-f2ca205a1465" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresTextBlock_efd3a13b-d570-4abe-ae54-edb9f0758fb5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_c9309c24-86f1-49fa-a914-f2ca205a1465" xlink:to="loc_us-gaap_FairValueDisclosuresTextBlock_efd3a13b-d570-4abe-ae54-edb9f0758fb5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GeneralLitigation" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GeneralLitigation"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/GeneralLitigation" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_c261c611-60c3-4a0e-a0db-01ee323a708e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LegalMattersAndContingenciesTextBlock_040a89df-4b37-431a-8b35-25741e24aa8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LegalMattersAndContingenciesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_c261c611-60c3-4a0e-a0db-01ee323a708e" xlink:to="loc_us-gaap_LegalMattersAndContingenciesTextBlock_040a89df-4b37-431a-8b35-25741e24aa8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnly"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7c3e0900-e65c-458c-b617-b60dea846a06" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_56f4dc8b-b19d-41f8-bf2b-2a28ff594d58" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_7c3e0900-e65c-458c-b617-b60dea846a06" xlink:to="loc_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock_56f4dc8b-b19d-41f8-bf2b-2a28ff594d58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SegmentReporting" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SegmentReporting"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SegmentReporting" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_589bca4b-c800-44e4-ab6e-a7e4100a24d3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingDisclosureTextBlock_d24e488d-daf3-4251-a187-479497fc7332" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingDisclosureTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_589bca4b-c800-44e4-ab6e-a7e4100a24d3" xlink:to="loc_us-gaap_SegmentReportingDisclosureTextBlock_d24e488d-daf3-4251-a187-479497fc7332" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubsequentEvents" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubsequentEvents"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SubsequentEvents" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_97d98908-4c3e-4cdb-b825-6b0b910fc43a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsTextBlock_b69fa2ce-3a54-43a0-af54-c2b216cbf594" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_97d98908-4c3e-4cdb-b825-6b0b910fc43a" xlink:to="loc_us-gaap_SubsequentEventsTextBlock_b69fa2ce-3a54-43a0-af54-c2b216cbf594" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NatureOfBusinessPolicyTextBlock_e0fba055-ac4b-4b6d-8610-3dc6234bcb0a" xlink:href="hbnc-20241231.xsd#hbnc_NatureOfBusinessPolicyTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_NatureOfBusinessPolicyTextBlock_e0fba055-ac4b-4b6d-8610-3dc6234bcb0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_078a33b0-bbd3-4ff1-bee7-c7cde9bb8106" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BasisOfAccountingPolicyPolicyTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_BasisOfAccountingPolicyPolicyTextBlock_078a33b0-bbd3-4ff1-bee7-c7cde9bb8106" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsolidationPolicyTextBlock_dfb915c1-9acc-444d-bd05-bff29ff7e802" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsolidationPolicyTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_ConsolidationPolicyTextBlock_dfb915c1-9acc-444d-bd05-bff29ff7e802" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_UseOfEstimates_934a7e44-6b22-429d-b017-e39716feb4e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_UseOfEstimates"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_UseOfEstimates_934a7e44-6b22-429d-b017-e39716feb4e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BusinessCombinationsPolicy_99164811-b17e-4810-af87-5e94a8087e84" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BusinessCombinationsPolicy"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_BusinessCombinationsPolicy_99164811-b17e-4810-af87-5e94a8087e84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy_d1678c74-7540-47b5-8c03-927b594e4d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy_d1678c74-7540-47b5-8c03-927b594e4d7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_a1c2fd4a-de73-445a-bd0b-ac51e1e7fa56" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementPolicyPolicyTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_FairValueMeasurementPolicyPolicyTextBlock_a1c2fd4a-de73-445a-bd0b-ac51e1e7fa56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesPolicy_a0f8061e-f745-457d-923b-a8939290c5e8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesPolicy"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_MarketableSecuritiesPolicy_a0f8061e-f745-457d-923b-a8939290c5e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy_fbcbbaae-ae02-4559-8dc4-0115541a0e69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy_fbcbbaae-ae02-4559-8dc4-0115541a0e69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_503a8f0b-73f9-4a88-9f8b-9dcbbf1b7376" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy_503a8f0b-73f9-4a88-9f8b-9dcbbf1b7376" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock_67864663-1beb-4e96-8803-7ea4f4367cff" xlink:href="hbnc-20241231.xsd#hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock_67864663-1beb-4e96-8803-7ea4f4367cff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock_4e786744-8d63-40b0-9708-440a2a8a8bf9" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock_4e786744-8d63-40b0-9708-440a2a8a8bf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConcentrationRiskCreditRisk_188720a7-32b3-4985-a9e8-99adeb4fc5d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConcentrationRiskCreditRisk"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_ConcentrationRiskCreditRisk_188720a7-32b3-4985-a9e8-99adeb4fc5d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy_f0e32d11-a900-4dd9-8028-422b9447daf1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinanceLoansAndLeasesReceivablePolicy"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_FinanceLoansAndLeasesReceivablePolicy_f0e32d11-a900-4dd9-8028-422b9447daf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_b9628835-6e3e-4b43-a9b8-d254cb23033e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock_b9628835-6e3e-4b43-a9b8-d254cb23033e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock_958cf06a-0ec0-4c1c-9475-61509e10ab80" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CreditLossFinancialInstrumentPolicyTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock_958cf06a-0ec0-4c1c-9475-61509e10ab80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_9f0fa1f9-3921-4a90-89e3-79a1d475089c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentPolicyTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock_9f0fa1f9-3921-4a90-89e3-79a1d475089c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RepossessedAssetsPolicyPolicyTextBlock_b87093d1-eaf7-4936-9d67-539c028dc78f" xlink:href="hbnc-20241231.xsd#hbnc_RepossessedAssetsPolicyPolicyTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_RepossessedAssetsPolicyPolicyTextBlock_b87093d1-eaf7-4936-9d67-539c028dc78f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock_418d82aa-9b17-4c7c-afdc-7cd7837904ee" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock_418d82aa-9b17-4c7c-afdc-7cd7837904ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityMethodInvestmentsPolicy_0e9803bb-3b67-4972-af01-9b6dc4c46b96" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityMethodInvestmentsPolicy"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_EquityMethodInvestmentsPolicy_0e9803bb-3b67-4972-af01-9b6dc4c46b96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsPolicyPolicyTextBlock_07753a00-2804-4779-8a04-e83d81daabe6" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsPolicyPolicyTextBlock"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_MortgageServicingRightsPolicyPolicyTextBlock_07753a00-2804-4779-8a04-e83d81daabe6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_935b6c99-c7e3-46ef-82de-22e3a87edea6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy_935b6c99-c7e3-46ef-82de-22e3a87edea6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvertisingCostsPolicyTextBlock_478bf9e5-86a2-40f5-ad15-5402e0bcc6a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingCostsPolicyTextBlock"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_AdvertisingCostsPolicyTextBlock_478bf9e5-86a2-40f5-ad15-5402e0bcc6a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BankOwnedLifeInsurancePolicyTextBlock_bc3b8943-342d-4499-bf36-0d5d58a077a5" xlink:href="hbnc-20241231.xsd#hbnc_BankOwnedLifeInsurancePolicyTextBlock"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_BankOwnedLifeInsurancePolicyTextBlock_bc3b8943-342d-4499-bf36-0d5d58a077a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock_5bb76046-978e-4e4f-894a-c9b99395c5cb" xlink:href="hbnc-20241231.xsd#hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock_5bb76046-978e-4e4f-894a-c9b99395c5cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxPolicyTextBlock_127de735-caa6-43fe-9afb-31858ce122b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxPolicyTextBlock"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_IncomeTaxPolicyTextBlock_127de735-caa6-43fe-9afb-31858ce122b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TrustAssetsAndIncomePolicyTextBlock_57b762c1-bdfd-439d-accd-439531c7ce04" xlink:href="hbnc-20241231.xsd#hbnc_TrustAssetsAndIncomePolicyTextBlock"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_TrustAssetsAndIncomePolicyTextBlock_57b762c1-bdfd-439d-accd-439531c7ce04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy_d5301ab5-fca2-47d1-b26f-6565b1197149" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy_d5301ab5-fca2-47d1-b26f-6565b1197149" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerSharePolicyTextBlock_5b103242-b30d-421d-ae45-be22b60471de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerSharePolicyTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_EarningsPerSharePolicyTextBlock_5b103242-b30d-421d-ae45-be22b60471de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock_a1fe0d18-4453-463e-8446-cbd92abcbbe7" xlink:href="hbnc-20241231.xsd#hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock_a1fe0d18-4453-463e-8446-cbd92abcbbe7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_c1a84c16-da90-4d9a-80d1-e2173d1071d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomePolicyPolicyTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock_c1a84c16-da90-4d9a-80d1-e2173d1071d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_41603acf-a48c-469e-98ef-b412112d4b79" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy_41603acf-a48c-469e-98ef-b412112d4b79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesPolicyTextBlock_55d21322-3c0b-4318-832a-5630d3d11cc5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativesPolicyTextBlock"/>
    <link:presentationArc order="33" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_DerivativesPolicyTextBlock_55d21322-3c0b-4318-832a-5630d3d11cc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RevenueRecognitionPolicyTextBlock_7654eca2-42fb-4f81-9aea-e70779ef9fb2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RevenueRecognitionPolicyTextBlock"/>
    <link:presentationArc order="34" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_RevenueRecognitionPolicyTextBlock_7654eca2-42fb-4f81-9aea-e70779ef9fb2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_d71f535c-620d-4547-8b3b-606a61e1f4db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingPolicyPolicyTextBlock"/>
    <link:presentationArc order="35" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_SegmentReportingPolicyPolicyTextBlock_d71f535c-620d-4547-8b3b-606a61e1f4db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_3fb7c81c-e4d3-43f1-9a69-ff463b4bd4ef" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock"/>
    <link:presentationArc order="36" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d3f65766-9162-4ee8-bd0d-27cb3d664d5a" xlink:to="loc_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock_3fb7c81c-e4d3-43f1-9a69-ff463b4bd4ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_9c600bba-6d82-4108-a6a3-a450a0b19dde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_ea44f559-35a8-42cf-8d09-187c4e56fdc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_9c600bba-6d82-4108-a6a3-a450a0b19dde" xlink:to="loc_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock_ea44f559-35a8-42cf-8d09-187c4e56fdc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTextBlock_4606b0d2-e70b-4723-a7a6-6a0ccded35c1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_MarketableSecuritiesTextBlock_4606b0d2-e70b-4723-a7a6-6a0ccded35c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTableTextBlock_a34be667-3faf-40af-9e88-38087117a1e1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_InvestmentTableTextBlock_a34be667-3faf-40af-9e88-38087117a1e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_3e685fff-b53c-4798-9fa8-fb0f3d4bbd99" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock_3e685fff-b53c-4798-9fa8-fb0f3d4bbd99" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock_03569225-438e-475c-84b4-3852781b4df3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock_03569225-438e-475c-84b4-3852781b4df3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_6f01975e-f66c-43a9-acf8-d953832e1023" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock_6f01975e-f66c-43a9-acf8-d953832e1023" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_f3185442-2ed0-4ba7-80d8-a73a8021f094" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfRealizedGainLossTableTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_us-gaap_ScheduleOfRealizedGainLossTableTextBlock_f3185442-2ed0-4ba7-80d8-a73a8021f094" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock_56da763c-dc90-465c-a8cd-f8b031738614" xlink:href="hbnc-20241231.xsd#hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_93517cb1-7c1a-41ae-9be5-e0ba4df4e2c3" xlink:to="loc_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock_56da763c-dc90-465c-a8cd-f8b031738614" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock_51d6e3f5-3162-4308-8046-b5846fb4b421" xlink:href="hbnc-20241231.xsd#hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock_51d6e3f5-3162-4308-8046-b5846fb4b421" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansOutstandingByPortfolioClassTableTextBlock_cbd7d7c9-1d62-4c28-a294-3e601259119d" xlink:href="hbnc-20241231.xsd#hbnc_LoansOutstandingByPortfolioClassTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_hbnc_LoansOutstandingByPortfolioClassTableTextBlock_cbd7d7c9-1d62-4c28-a294-3e601259119d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_f862b720-f380-416c-b5c3-3b78c3289223" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock_f862b720-f380-416c-b5c3-3b78c3289223" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_492f3430-0fd0-4954-8623-bb23379f4729" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PastDueFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_PastDueFinancingReceivablesTableTextBlock_492f3430-0fd0-4954-8623-bb23379f4729" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_bc6c7a5e-297d-4aec-948e-568ecfd3d036" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock_bc6c7a5e-297d-4aec-948e-568ecfd3d036" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock_0a095ac8-0a77-42d1-8186-6e37451b3086" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedPastDueTableTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock_0a095ac8-0a77-42d1-8186-6e37451b3086" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock_d0843c6a-5a8c-417d-83cb-1d19d61e6c8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock_d0843c6a-5a8c-417d-83cb-1d19d61e6c8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_3b719795-fd5e-4354-89db-5f4d7c3c4751" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_5fda5c74-07c2-4658-86fa-7a0ca6d74779" xlink:to="loc_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock_3b719795-fd5e-4354-89db-5f4d7c3c4751" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_f420a8e4-9b27-4b0d-bf6b-d6544feec70f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_0b637dc5-1494-478b-b429-271c2ebd4be8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_f420a8e4-9b27-4b0d-bf6b-d6544feec70f" xlink:to="loc_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock_0b637dc5-1494-478b-b429-271c2ebd4be8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_d2380a6d-602c-4e87-b76b-ddedbfafd983" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_f420a8e4-9b27-4b0d-bf6b-d6544feec70f" xlink:to="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_d2380a6d-602c-4e87-b76b-ddedbfafd983" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/PremisesandEquipmentTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#PremisesandEquipmentTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/PremisesandEquipmentTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_f1bff05e-834e-4c3a-b292-2e480e29b861" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_3e65d4d0-647a-4704-9140-e3a148afd879" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_f1bff05e-834e-4c3a-b292-2e480e29b861" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTextBlock_3e65d4d0-647a-4704-9140-e3a148afd879" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicingTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicingTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoanServicingTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_613bdd3c-4a09-4f78-81b5-a082f9d0dbb9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock_f391a04d-3c1e-405e-bbc5-0000d22486c1" xlink:href="hbnc-20241231.xsd#hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_613bdd3c-4a09-4f78-81b5-a082f9d0dbb9" xlink:to="loc_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock_f391a04d-3c1e-405e-bbc5-0000d22486c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/GoodwillTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_13892b4e-4b9a-4007-83d7-e1b2b87dff5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_1fe53a52-ca9f-4ea3-8151-cee0869f0f58" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_13892b4e-4b9a-4007-83d7-e1b2b87dff5f" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock_1fe53a52-ca9f-4ea3-8151-cee0869f0f58" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_fb377981-eeb7-4c38-8e20-f30b55187efa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_13892b4e-4b9a-4007-83d7-e1b2b87dff5f" xlink:to="loc_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock_fb377981-eeb7-4c38-8e20-f30b55187efa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DepositsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract_fc3d3687-d207-4d1e-9b32-7bcb15af87ea" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CompositionOfDepositsTableTextBlock_e70aede0-e2cd-4ab0-bff2-8f89c376f439" xlink:href="hbnc-20241231.xsd#hbnc_CompositionOfDepositsTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_fc3d3687-d207-4d1e-9b32-7bcb15af87ea" xlink:to="loc_hbnc_CompositionOfDepositsTableTextBlock_e70aede0-e2cd-4ab0-bff2-8f89c376f439" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesTableTextBlock_4189337a-627d-465f-855d-353cd5e2ada9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_fc3d3687-d207-4d1e-9b32-7bcb15af87ea" xlink:to="loc_us-gaap_TimeDepositMaturitiesTableTextBlock_4189337a-627d-465f-855d-353cd5e2ada9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/BorrowingsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_7e27f80c-52cb-4032-8a32-551fc24c8a49" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_6b2b5600-b5c8-438b-b66b-c4030ba06032" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDebtInstrumentsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_7e27f80c-52cb-4032-8a32-551fc24c8a49" xlink:to="loc_us-gaap_ScheduleOfDebtInstrumentsTextBlock_6b2b5600-b5c8-438b-b66b-c4030ba06032" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_37fa1441-49d2-401d-9b5f-a57eb1ec7660" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_7e27f80c-52cb-4032-8a32-551fc24c8a49" xlink:to="loc_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock_37fa1441-49d2-401d-9b5f-a57eb1ec7660" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RepurchaseAgreementsTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RepurchaseAgreementsTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RepurchaseAgreementsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_0f12a034-706e-4c3b-bf0d-5bbaaf8b9e28" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfRepurchaseAgreements_5f4fd5dd-2810-484c-9974-6d506b410dd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfRepurchaseAgreements"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_0f12a034-706e-4c3b-bf0d-5bbaaf8b9e28" xlink:to="loc_us-gaap_ScheduleOfRepurchaseAgreements_5f4fd5dd-2810-484c-9974-6d506b410dd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/IncomeTaxTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_c94e3ca4-1745-427d-8723-7b463611384a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_1e9296bf-f5bf-4e0b-90ca-774a2d93f775" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_c94e3ca4-1745-427d-8723-7b463611384a" xlink:to="loc_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock_1e9296bf-f5bf-4e0b-90ca-774a2d93f775" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_20131f71-4785-4c80-bfd2-dc406c05ad89" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_c94e3ca4-1745-427d-8723-7b463611384a" xlink:to="loc_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock_20131f71-4785-4c80-bfd2-dc406c05ad89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/StockholdersEquityTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#StockholdersEquityTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/StockholdersEquityTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_8ae7e3d7-ccc9-4649-a8a4-26db7e16a5ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_9f42e9a0-c15c-4730-a38b-e321185f470f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_8ae7e3d7-ccc9-4649-a8a4-26db7e16a5ed" xlink:to="loc_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock_9f42e9a0-c15c-4730-a38b-e321185f470f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#OffBalanceSheetArrangementsCommitmentsandContingenciesTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0cd70e7f-9ec1-42d2-b64d-f551e68041d7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_c79814aa-387f-4e1d-8269-9d28688f75df" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_0cd70e7f-9ec1-42d2-b64d-f551e68041d7" xlink:to="loc_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock_c79814aa-387f-4e1d-8269-9d28688f75df" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RegulatoryCapitalTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RegulatoryCapitalTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RegulatoryCapitalTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_031dca1b-8a5b-44c7-af7a-b894877934dd" xlink:href="hbnc-20241231.xsd#hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_974384a4-74a3-4d43-a5fa-720010eb9b56" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_031dca1b-8a5b-44c7-af7a-b894877934dd" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock_974384a4-74a3-4d43-a5fa-720010eb9b56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_fe6a0ad5-f25d-4472-adf1-6e3d3e8b78e2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_0e63d8f0-febc-40d5-bb26-086f128c1e3d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_fe6a0ad5-f25d-4472-adf1-6e3d3e8b78e2" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock_0e63d8f0-febc-40d5-bb26-086f128c1e3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock_8c3b0246-6859-4219-97f6-8fe316d66e96" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_fe6a0ad5-f25d-4472-adf1-6e3d3e8b78e2" xlink:to="loc_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock_8c3b0246-6859-4219-97f6-8fe316d66e96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_496ca124-535e-43ac-be76-b8f872b0eb16" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_4773473f-4361-4be8-a50c-7e4a78d82d27" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_496ca124-535e-43ac-be76-b8f872b0eb16" xlink:to="loc_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock_4773473f-4361-4be8-a50c-7e4a78d82d27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock_8c7de26f-4ac0-46e7-952d-1fec284b3986" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_496ca124-535e-43ac-be76-b8f872b0eb16" xlink:to="loc_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock_8c7de26f-4ac0-46e7-952d-1fec284b3986" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_b28b0bbd-b03e-4048-9799-fe11b590d6a8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_496ca124-535e-43ac-be76-b8f872b0eb16" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock_b28b0bbd-b03e-4048-9799-fe11b590d6a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_dfa00aa0-6d8f-4235-8d4a-c7908445f977" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDerivativeInstrumentsTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_496ca124-535e-43ac-be76-b8f872b0eb16" xlink:to="loc_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock_dfa00aa0-6d8f-4235-8d4a-c7908445f977" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_fe610965-4c6e-4632-a601-4158da835521" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_913f2383-ae6b-4f4f-9fc2-4a303e731f8e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByBalanceSheetGroupingTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_fe610965-4c6e-4632-a601-4158da835521" xlink:to="loc_us-gaap_FairValueByBalanceSheetGroupingTextBlock_913f2383-ae6b-4f4f-9fc2-4a303e731f8e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_d528ac14-2927-42cb-8b08-204c7b7414be" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_fe610965-4c6e-4632-a601-4158da835521" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock_d528ac14-2927-42cb-8b08-204c7b7414be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_f12b0d0e-eb44-4650-8612-986a4b1fd29d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_fe610965-4c6e-4632-a601-4158da835521" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock_f12b0d0e-eb44-4650-8612-986a4b1fd29d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#FairValueofFinancialInstrumentsTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_d568b57f-9062-485b-a568-36961aae0d2a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_174e34a7-4342-4af9-8246-0264d9110564" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_d568b57f-9062-485b-a568-36961aae0d2a" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock_174e34a7-4342-4af9-8246-0264d9110564" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyTables"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2727810f-2f70-4540-a890-7b9462f98f56" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_9f42f0ea-9c37-41c4-ae0b-a6d1391e6858" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedBalanceSheetTableTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2727810f-2f70-4540-a890-7b9462f98f56" xlink:to="loc_srt_ScheduleOfCondensedBalanceSheetTableTextBlock_9f42f0ea-9c37-41c4-ae0b-a6d1391e6858" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_2908e1de-8847-49d9-8f4d-19948e65c022" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedIncomeStatementTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2727810f-2f70-4540-a890-7b9462f98f56" xlink:to="loc_srt_ScheduleOfCondensedIncomeStatementTableTextBlock_2908e1de-8847-49d9-8f4d-19948e65c022" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock_8c4f0dbd-6935-4916-8ba4-8b729d80cb2b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedStatementOfComprehensiveIncomeTableTextBlock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2727810f-2f70-4540-a890-7b9462f98f56" xlink:to="loc_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock_8c4f0dbd-6935-4916-8ba4-8b729d80cb2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_8a8a181c-b983-4d82-bf99-a1bb721bb2d4" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScheduleOfCondensedCashFlowStatementTableTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2727810f-2f70-4540-a890-7b9462f98f56" xlink:to="loc_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock_8a8a181c-b983-4d82-bf99-a1bb721bb2d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d4de0783-8023-4226-90c2-880ed81e7ad3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_d4de0783-8023-4226-90c2-880ed81e7ad3" xlink:to="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_a1d90bee-2457-426f-91a2-4675991300ad" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_3602f21d-7302-43f2-9d78-19e50146cb98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_1b42cd97-21d4-416d-8eed-2c621d146078" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_3602f21d-7302-43f2-9d78-19e50146cb98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_bdf5ec27-4397-4afb-9038-81d872eb82a3" xlink:to="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_b8360e37-e064-47ed-afcb-0bd17db6faf8" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:to="loc_srt_MinimumMember_b8360e37-e064-47ed-afcb-0bd17db6faf8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_7fe1fda1-40ee-4ce9-ab5a-1269fcd53f32" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_eb29fc51-aadc-47a5-9e20-39327b91d98b" xlink:to="loc_srt_MaximumMember_7fe1fda1-40ee-4ce9-ab5a-1269fcd53f32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_1fd5987c-46cf-472c-9197-a16797199511" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_88b195b3-f2b1-4d4b-b9d4-e182ee82cc62" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_cb6c720d-e2c9-4c3a-bafb-970b8c8fbd33" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_88b195b3-f2b1-4d4b-b9d4-e182ee82cc62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_f4a30759-7f0a-47c2-b7eb-a53c72bad89b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_d732888f-5742-4928-be5d-ea44bac95d96" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_d732888f-5742-4928-be5d-ea44bac95d96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_1287f7a7-165c-44b8-91f6-40d96d508d0f" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_MortgageWarehousingMember_1287f7a7-165c-44b8-91f6-40d96d508d0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_0b208828-0736-43e9-bccd-629c604ae12c" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_125a1eec-cf8b-4a59-8e43-38a247363cdc" xlink:to="loc_hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember_0b208828-0736-43e9-bccd-629c604ae12c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_52652493-4685-46f1-a59b-5e84ac798821" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_49a1d8ee-26d9-4742-b5e5-5a69a60074bb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_49a1d8ee-26d9-4742-b5e5-5a69a60074bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FurnitureAndEquipmentMember_0ded7b06-860c-45f2-ac10-74cf42c0ffdb" xlink:href="hbnc-20241231.xsd#hbnc_FurnitureAndEquipmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_cc6dfe58-2233-4f3e-8594-e1d3f0aeed52" xlink:to="loc_hbnc_FurnitureAndEquipmentMember_0ded7b06-860c-45f2-ac10-74cf42c0ffdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfAccountingPoliciesLineItems"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesTable_a1d34bdc-f78c-4837-ad87-4c52ded4becc" xlink:to="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FullServiceFacilitiesMaintainedByBank_32716c20-2cab-4a04-ae19-64f4de780a04" xlink:href="hbnc-20241231.xsd#hbnc_FullServiceFacilitiesMaintainedByBank"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_FullServiceFacilitiesMaintainedByBank_32716c20-2cab-4a04-ae19-64f4de780a04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AlternativeInvestmentMeasurementInput_ced2c551-c844-4216-9ec3-ab3ab613095e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AlternativeInvestmentMeasurementInput"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AlternativeInvestmentMeasurementInput_ced2c551-c844-4216-9ec3-ab3ab613095e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_8047663f-8c1b-4a89-9dc8-36ffcd9b1833" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList_8047663f-8c1b-4a89-9dc8-36ffcd9b1833" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_fdccccf1-a36b-4ce0-8c87-3c6078ac6d27" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss_fdccccf1-a36b-4ce0-8c87-3c6078ac6d27" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus_2a1262c5-ac30-43cd-a26a-8111247b4955" xlink:href="hbnc-20241231.xsd#hbnc_LoanReceivablePeriodForDelinquencyStatus"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_LoanReceivablePeriodForDelinquencyStatus_2a1262c5-ac30-43cd-a26a-8111247b4955" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_023cccf8-6922-49ba-82cc-07acf7ed4987" xlink:href="hbnc-20241231.xsd#hbnc_MinimumRequirePeriodForSatisfactoryPerformance"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_MinimumRequirePeriodForSatisfactoryPerformance_023cccf8-6922-49ba-82cc-07acf7ed4987" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_01e79f27-b878-4027-b7fb-6fe5fe216c57" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod_01e79f27-b878-4027-b7fb-6fe5fe216c57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_5dabd2b5-ccd9-4359-b1a1-4586eec09fab" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod_5dabd2b5-ccd9-4359-b1a1-4586eec09fab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_8bfb81a3-4c7b-492a-ab1e-f3b657ed5472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1_8bfb81a3-4c7b-492a-ab1e-f3b657ed5472" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_6b91e568-640d-4fa2-aa0d-d6e6c28dc18e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_6b91e568-640d-4fa2-aa0d-d6e6c28dc18e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCommercialLoan_2cc367c6-4b02-4ecd-886e-ab2cc144e9ba" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCommercialLoan"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfCommercialLoan_2cc367c6-4b02-4ecd-886e-ab2cc144e9ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfResidentialRealEstateLoan_f9b87937-921e-4f11-993c-569b8f4069fe" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfResidentialRealEstateLoan"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfResidentialRealEstateLoan_f9b87937-921e-4f11-993c-569b8f4069fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfInstallmentLoans_bf237e57-8e34-43c2-b587-6e38099e772f" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfInstallmentLoans"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentageOfInstallmentLoans_bf237e57-8e34-43c2-b587-6e38099e772f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_d91da3b6-81e8-456e-8b1e-6b4a025cf273" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentUsefulLife"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentUsefulLife_d91da3b6-81e8-456e-8b1e-6b4a025cf273" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInLimitedPartnerships_169039f9-f671-4b92-9fd5-7eb0fee6e9e1" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInLimitedPartnerships"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_InvestmentInLimitedPartnerships_169039f9-f671-4b92-9fd5-7eb0fee6e9e1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_081bd98c-8b22-4860-a318-66d8ef1610b9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment_081bd98c-8b22-4860-a318-66d8ef1610b9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_10c0cdea-a2ce-4abc-8f39-f4269290b593" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration_10c0cdea-a2ce-4abc-8f39-f4269290b593" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_2a42d45f-b324-46f7-80f8-28fb457b0051" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractuallySpecifiedServicingFeesAmount"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_ContractuallySpecifiedServicingFeesAmount_2a42d45f-b324-46f7-80f8-28fb457b0051" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_7e3110b2-d3f6-443b-b230-fa6faf43573c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedCoreDepositsGross"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_7e3110b2-d3f6-443b-b230-fa6faf43573c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_16e07db7-19b6-4396-b69c-a971d09e5292" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_Goodwill_16e07db7-19b6-4396-b69c-a971d09e5292" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvertisingExpense_ecc0ec29-0c95-450b-953f-40df222818a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvertisingExpense"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AdvertisingExpense_ecc0ec29-0c95-450b-953f-40df222818a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_e964f366-420f-498d-8ae5-b0cedfdeef84" xlink:href="hbnc-20241231.xsd#hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition_e964f366-420f-498d-8ae5-b0cedfdeef84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_709f208f-3201-43ab-afed-a207c4a8261e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount_709f208f-3201-43ab-afed-a207c4a8261e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6e671d9d-253f-4874-b385-f2091157917b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased_6e671d9d-253f-4874-b385-f2091157917b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockRepurchasedDuringPeriodShares_86aeebc9-b9bf-4d74-99b6-7378ae6bbafa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockRepurchasedDuringPeriodShares"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_StockRepurchasedDuringPeriodShares_86aeebc9-b9bf-4d74-99b6-7378ae6bbafa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_a9dee8a1-6e80-4955-997d-3c06c4248957" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TreasuryStockAcquiredAverageCostPerShare"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_TreasuryStockAcquiredAverageCostPerShare_a9dee8a1-6e80-4955-997d-3c06c4248957" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_2059aaec-8e24-4dc4-87b4-0fda5a7b4da8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_2059aaec-8e24-4dc4-87b4-0fda5a7b4da8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportingUnits_a2e7b11a-0038-4b80-b63e-9fe446146612" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportingUnits"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_NumberOfReportingUnits_a2e7b11a-0038-4b80-b63e-9fe446146612" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfOperatingSegments_4ca6121f-7edd-4730-8ec3-f6b040189b4e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfOperatingSegments"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfAccountingPoliciesLineItems_1dad057c-1277-487a-a95a-e539bb00ccbb" xlink:to="loc_us-gaap_NumberOfOperatingSegments_4ca6121f-7edd-4730-8ec3-f6b040189b4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_2d9a699d-0c10-453b-bcdc-9af6166ed0fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract_2d9a699d-0c10-453b-bcdc-9af6166ed0fe" xlink:to="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:to="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_761eebf9-6313-4633-9ab2-84933fcbf87e" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedStockMember_56b99f43-841b-41eb-a933-d617c1f5b9ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedStockMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:to="loc_us-gaap_RestrictedStockMember_56b99f43-841b-41eb-a933-d617c1f5b9ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_9840ff96-bdd7-4e8b-a8a5-4ae4078f8a22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_283fd53e-542b-4354-8306-eba028365529" xlink:to="loc_us-gaap_EmployeeStockOptionMember_9840ff96-bdd7-4e8b-a8a5-4ae4078f8a22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfEarningsPerShareLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareTable_49e7d66d-2580-435e-a743-d2e70c3c21f2" xlink:to="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasicAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_880f4b12-7039-4a1c-9520-51a52cb91f22" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareBasicAbstract_798e8247-5981-4922-95a1-4aacb1cb47aa" xlink:to="loc_us-gaap_NetIncomeLoss_880f4b12-7039-4a1c-9520-51a52cb91f22" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f2d0012a-ea97-4ebb-8e78-ff893d626a5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfSharesOutstandingBasic"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic_f2d0012a-ea97-4ebb-8e78-ff893d626a5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareBasic_63a0de3c-505d-4f15-898e-7440ca26aabb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareBasic"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareBasic_63a0de3c-505d-4f15-898e-7440ca26aabb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDilutedAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_b12447bb-79f2-4e65-938c-71cceea17a9f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EarningsPerShareDilutedAbstract_6ec273fb-beda-4b67-9a43-9f4b08c773c2" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted_b12447bb-79f2-4e65-938c-71cceea17a9f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_82e95973-908a-4ea9-878e-dccbb286e53f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:to="loc_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements_82e95973-908a-4ea9-878e-dccbb286e53f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_12ff0e5b-7baf-469f-a341-e6b11258224a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract_2a80f4e6-00bf-431d-898a-094f1e288035" xlink:to="loc_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding_12ff0e5b-7baf-469f-a341-e6b11258224a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EarningsPerShareDiluted_573571bc-9760-4038-b83f-89eb16e5bdba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EarningsPerShareDiluted"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfEarningsPerShareLineItems_5584abf6-2847-4784-936c-3885006e1cf1" xlink:to="loc_us-gaap_EarningsPerShareDiluted_573571bc-9760-4038-b83f-89eb16e5bdba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CashEquivalentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CashEquivalentsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CashEquivalentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAbstract_d0002d55-3318-47c5-a85c-7f4d48646882" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CashEquivalentMaximumMaturityPeriod_90d06162-1aa8-48d1-bee8-149244768724" xlink:href="hbnc-20241231.xsd#hbnc_CashEquivalentMaximumMaturityPeriod"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_d0002d55-3318-47c5-a85c-7f4d48646882" xlink:to="loc_hbnc_CashEquivalentMaximumMaturityPeriod_90d06162-1aa8-48d1-bee8-149244768724" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits_ad0aa254-6915-414f-aa87-166250c2e80b" xlink:href="hbnc-20241231.xsd#hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_d0002d55-3318-47c5-a85c-7f4d48646882" xlink:to="loc_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits_ad0aa254-6915-414f-aa87-166250c2e80b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_56e955be-a431-4a08-8a40-1d1a2e79548c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAbstract_d0002d55-3318-47c5-a85c-7f4d48646882" xlink:to="loc_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock_56e955be-a431-4a08-8a40-1d1a2e79548c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofFairValueofSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_34ae02eb-ce18-4d60-ba61-21591142ba02" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_34ae02eb-ce18-4d60-ba61-21591142ba02" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:to="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_bbd16767-ae39-4d03-ae29-19cd0f9f09c1" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_7044ba4f-5c14-4e7d-a248-76fd64a8bb5c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_7044ba4f-5c14-4e7d-a248-76fd64a8bb5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_b814a8b0-beac-49a6-bbb3-fcbfda60cbe8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_b814a8b0-beac-49a6-bbb3-fcbfda60cbe8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_2e0c64ac-a115-424f-b9ad-17fc599dcb57" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_2e0c64ac-a115-424f-b9ad-17fc599dcb57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b86eef6a-7bed-436b-90d0-fd6e54fae947" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b86eef6a-7bed-436b-90d0-fd6e54fae947" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_1f0698b8-d0ca-4600-aced-17ba94448a69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_02c56dfe-f0ea-4b46-ae24-6f449c0506c4" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_1f0698b8-d0ca-4600-aced-17ba94448a69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_30a8206d-543e-46f2-b570-f28dc8e17599" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_821f4c39-48ef-4164-813e-058d1d1a0cb0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_821f4c39-48ef-4164-813e-058d1d1a0cb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_fcd45121-faf2-4b8d-89cb-d91699e87646" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax_fcd45121-faf2-4b8d-89cb-d91699e87646" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9318e2f2-4f73-4715-b65b-dfb00379444d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax_9318e2f2-4f73-4715-b65b-dfb00379444d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_c39260de-bd82-480b-beca-0561a440623d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesAbstract_1856d1f5-3b09-4d9f-8b8b-bcfbc6ce10b1" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_c39260de-bd82-480b-beca-0561a440623d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesClassifiedAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_0018e0b4-ef75-4a20-a4d0-da7d7a837925" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_dd4412a5-7b48-4239-891f-d07022919037" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_dd4412a5-7b48-4239-891f-d07022919037" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_bad14704-daa5-46d7-9bb6-9cfb5d6099d0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain_bad14704-daa5-46d7-9bb6-9cfb5d6099d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_f6db15fc-c719-47f9-bf42-8183ee6b51d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss_f6db15fc-c719-47f9-bf42-8183ee6b51d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_b843a6b7-5a0a-451c-a673-42f84706f8ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_b843a6b7-5a0a-451c-a673-42f84706f8ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_26638aa5-e206-4457-acd2-7597b7a96e03" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_26638aa5-e206-4457-acd2-7597b7a96e03" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_d42b0ea0-038b-4a4d-92b4-cae2a3d62b52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract_cdd09604-eae3-4929-b095-8b224f1c2e2e" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss_d42b0ea0-038b-4a4d-92b4-cae2a3d62b52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cf81d749-51e2-47d8-91b8-3b56a48309eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_cf81d749-51e2-47d8-91b8-3b56a48309eb" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:to="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_6ba40266-3eb3-4354-9392-4fd2ca1a530f" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_4de03ef9-dcf4-4d61-9dbd-d541c359d994" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_4de03ef9-dcf4-4d61-9dbd-d541c359d994" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b4c40892-491c-4d2c-8a61-1ec03b5d163a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_1d177964-a54f-4fe6-a5f6-d0757ea8513a" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_b4c40892-491c-4d2c-8a61-1ec03b5d163a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_662cbba7-8a26-442f-a4d3-3d844f927f95" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_5b00d335-60f8-4f02-85d2-74bfff762278" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis_5b00d335-60f8-4f02-85d2-74bfff762278" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_7d87c104-8e6d-43f4-9bf0-b1232feeedb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis_7d87c104-8e6d-43f4-9bf0-b1232feeedb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_c11a6c1d-e04f-40e0-a23a-f96dee86dfe5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis_c11a6c1d-e04f-40e0-a23a-f96dee86dfe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2e3f4f2a-78ed-47e8-bf26-b74b3d6432d8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis_2e3f4f2a-78ed-47e8-bf26-b74b3d6432d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_5806f59e-df10-43ef-9d46-0aafee53976f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis_5806f59e-df10-43ef-9d46-0aafee53976f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_aa6976d3-3a32-4122-b3da-36ad30a65430" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost_aa6976d3-3a32-4122-b3da-36ad30a65430" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_73a6283f-b841-49e2-82d3-5d92301eb9af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis_73a6283f-b841-49e2-82d3-5d92301eb9af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0c8a9330-5584-44ed-bb04-5f96b3f657cc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_0c8a9330-5584-44ed-bb04-5f96b3f657cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_07c9beb7-f95b-409d-b3f2-b691ba225933" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_07c9beb7-f95b-409d-b3f2-b691ba225933" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_701ffeac-e6df-4876-a875-4004a632ec77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_701ffeac-e6df-4876-a875-4004a632ec77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_2e96cdff-810a-484f-a82b-263feee75df9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue_2e96cdff-810a-484f-a82b-263feee75df9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_b6d00804-0f6b-4ba0-8f78-1229df5342e0" xlink:href="hbnc-20241231.xsd#hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue_b6d00804-0f6b-4ba0-8f78-1229df5342e0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_e3245847-fe50-4bcd-a80f-eadb095c10f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract_a117fed9-0465-4216-90d3-0df45e255e92" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest_e3245847-fe50-4bcd-a80f-eadb095c10f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_fd2ff23d-9539-4935-b623-a5df4c2aa3b1" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_bf705364-3d63-401c-9e2f-80254324ec34" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost_bf705364-3d63-401c-9e2f-80254324ec34" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_dd46165c-9c09-4a7a-85c1-9e8da69ebec0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost_dd46165c-9c09-4a7a-85c1-9e8da69ebec0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_3d61408a-af92-4b0b-a951-1b03112484ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost_3d61408a-af92-4b0b-a951-1b03112484ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_e374c391-c230-426e-a216-c6fe11d5e598" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost_e374c391-c230-426e-a216-c6fe11d5e598" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_934d21a7-279a-4765-b973-e538912c6dc9" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost_934d21a7-279a-4765-b973-e538912c6dc9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_59942b92-1bd8-4b3c-8292-08c19308570d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_59942b92-1bd8-4b3c-8292-08c19308570d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a05392a8-5aea-4882-a30c-38c09512a7ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue_a05392a8-5aea-4882-a30c-38c09512a7ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_f7ab6072-bcc9-4269-8d6e-96ffad45dd62" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue_f7ab6072-bcc9-4269-8d6e-96ffad45dd62" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_40509f31-79ea-40c4-af48-921563b72897" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue_40509f31-79ea-40c4-af48-921563b72897" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_ebd60067-28e7-4b05-a00d-e21a1b18e6e7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue_ebd60067-28e7-4b05-a00d-e21a1b18e6e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_32cb8d53-032d-48c7-846d-f8d5c367e725" xlink:href="hbnc-20241231.xsd#hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate_32cb8d53-032d-48c7-846d-f8d5c367e725" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HeldToMaturitySecuritiesFairValue_579ebf47-a28a-4274-bebb-f68b061e7bd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HeldToMaturitySecuritiesFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract_e5375495-91d9-4239-9c3e-41fe423ccf01" xlink:to="loc_us-gaap_HeldToMaturitySecuritiesFairValue_579ebf47-a28a-4274-bebb-f68b061e7bd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_e51bec2c-17ce-4787-b7b4-c1caa3719a3d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_e51bec2c-17ce-4787-b7b4-c1caa3719a3d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:to="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_990bd6f4-211c-4883-94b5-c5c864754e56" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_90432439-3754-4719-a377-1be2b6c33795" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_90432439-3754-4719-a377-1be2b6c33795" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_00b920e7-8ec5-4432-8124-6cc2e53df6fb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_00b920e7-8ec5-4432-8124-6cc2e53df6fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_9a5d4d0f-b34b-465e-a683-56f8ec071a7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_9a5d4d0f-b34b-465e-a683-56f8ec071a7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_e0fc7f72-6ede-43ca-bc96-34376e911470" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_d5a04afe-9582-4bb5-9900-c0e8f25280be" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_e0fc7f72-6ede-43ca-bc96-34376e911470" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesAvailableForSaleTable_89dc4c2f-220b-4224-91d8-5e936f316422" xlink:to="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9fa03b07-804d-4937-b9cf-3940a9d945f2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months_9fa03b07-804d-4937-b9cf-3940a9d945f2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_197a3862-113c-47a0-bdcc-a5e67ac6af1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss_197a3862-113c-47a0-bdcc-a5e67ac6af1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fa0860d0-cb67-431d-a6a1-88889e5b64db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger_fa0860d0-cb67-431d-a6a1-88889e5b64db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_0d5b9859-cadb-40a3-ab14-e4ca4ed91279" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss_0d5b9859-cadb-40a3-ab14-e4ca4ed91279" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_12f57f30-bee8-46df-9f54-f8ae5677982b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition_12f57f30-bee8-46df-9f54-f8ae5677982b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_f592a0bc-d4c4-49b4-938b-45a90d428087" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems_9445ef7b-b488-44a8-ad24-a3794a424c31" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss_f592a0bc-d4c4-49b4-938b-45a90d428087" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_6c0a15c6-9be2-422e-a14c-e5c82000b00e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_6c0a15c6-9be2-422e-a14c-e5c82000b00e" xlink:to="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:to="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_7ab5d8fa-0e0e-4ca3-b910-babf82e74d2e" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_d50d49a7-a92a-4481-97ca-6236fd1eff13" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a6ffc4e8-5e4f-4bc1-853f-accb51c9ca49" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_d50d49a7-a92a-4481-97ca-6236fd1eff13" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_2dcd3c7a-8e36-4fff-a380-b8290e786a1d" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InternallyAssignedRatingMethodologyMember_04324b8d-4646-4334-949c-56b3579c1937" xlink:href="hbnc-20241231.xsd#hbnc_InternallyAssignedRatingMethodologyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_594c2137-dce3-4b17-8a9d-b16cd1630300" xlink:to="loc_hbnc_InternallyAssignedRatingMethodologyMember_04324b8d-4646-4334-949c-56b3579c1937" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecuritiesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesTable_0e2c9a88-f883-4004-97f7-152c4ae76c3f" xlink:to="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_1b3b0599-c973-44bc-94ab-1ac59ae00eb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions_1b3b0599-c973-44bc-94ab-1ac59ae00eb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_8c72a627-d933-41fb-99c9-692fd854f446" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition_8c72a627-d933-41fb-99c9-692fd854f446" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_9376d10a-1ad1-4795-aef4-5f7ca2b6330a" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio_9376d10a-1ad1-4795-aef4-5f7ca2b6330a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_27f98d44-e87d-48a6-ace7-3af7aba7a372" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss_27f98d44-e87d-48a6-ace7-3af7aba7a372" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_099e71b7-05fe-45c6-aaaf-f44e2d953ebf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_099e71b7-05fe-45c6-aaaf-f44e2d953ebf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_52854e55-e7df-4348-9c46-3e67122a0ec7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_52854e55-e7df-4348-9c46-3e67122a0ec7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DebtSecuritiesAccruedInterest_dffabab3-ee62-4095-93f1-8d8efc893e88" xlink:href="hbnc-20241231.xsd#hbnc_DebtSecuritiesAccruedInterest"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_hbnc_DebtSecuritiesAccruedInterest_dffabab3-ee62-4095-93f1-8d8efc893e88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_a54e9118-0db5-4857-a05a-04884217b0a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MarketableSecuritiesLineItems_ded523a8-7421-447a-a065-c7ea3c30c8ff" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax_a54e9118-0db5-4857-a05a-04884217b0a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0d4632dc-f7e8-42d8-b171-9a74c4f1f311" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0d4632dc-f7e8-42d8-b171-9a74c4f1f311" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CreditRatingMoodysAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:to="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ExternalCreditRatingMoodysMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CreditRatingMoodysAxis_0186b888-d3e6-4eff-b90a-4f5757f34768" xlink:to="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MoodysAaaRatingMember_52c78301-b350-4135-a696-17881a07b3e4" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MoodysAaaRatingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_srt_MoodysAaaRatingMember_52c78301-b350-4135-a696-17881a07b3e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysAARatingMember_368d18a4-1b94-4fa5-bc26-19d7afeb320d" xlink:href="hbnc-20241231.xsd#hbnc_MoodysAARatingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysAARatingMember_368d18a4-1b94-4fa5-bc26-19d7afeb320d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysARatingMember_6166eb09-b46f-4849-8775-7f7750de8ba0" xlink:href="hbnc-20241231.xsd#hbnc_MoodysARatingMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysARatingMember_6166eb09-b46f-4849-8775-7f7750de8ba0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBBRatingMember_6e53313c-b97d-4cd3-8a18-f7da5bc9d246" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBBRatingMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysBBBRatingMember_6e53313c-b97d-4cd3-8a18-f7da5bc9d246" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysBBRatingMember_fa4b80f7-feac-423b-b500-c90fafc99dca" xlink:href="hbnc-20241231.xsd#hbnc_MoodysBBRatingMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysBBRatingMember_fa4b80f7-feac-423b-b500-c90fafc99dca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MoodysNotRatedMember_b109f213-e4fb-4e9e-893f-03b8d129d285" xlink:href="hbnc-20241231.xsd#hbnc_MoodysNotRatedMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ExternalCreditRatingMoodysMember_97a4ddec-d056-4adc-a374-281f5daf1955" xlink:to="loc_hbnc_MoodysNotRatedMember_b109f213-e4fb-4e9e-893f-03b8d129d285" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:to="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_28ed7e39-a303-41be-8e5e-39ce704bb3c0" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_09a66fad-888e-449d-9615-1c1b5f315351" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_09a66fad-888e-449d-9615-1c1b5f315351" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_c67ac0c6-3f88-4c5f-9c12-8253e58b207e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_c67ac0c6-3f88-4c5f-9c12-8253e58b207e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0b61c53f-c6ac-4648-8798-91f15dc6ed4f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_0b61c53f-c6ac-4648-8798-91f15dc6ed4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_e4515aa4-6c70-4511-b245-780bf6a4e0d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_e4515aa4-6c70-4511-b245-780bf6a4e0d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_643c5493-ac6b-4e92-b047-68ed8cdbee0a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_73cc6513-9b7b-401a-bfdf-2d784de2549d" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_643c5493-ac6b-4e92-b047-68ed8cdbee0a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesTable_dbbd8e52-e624-40f8-8c8a-4d61c4b46026" xlink:to="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_ff09876d-ffc8-4eae-8b02-e19a005d99ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems_416ed8ab-8087-4d07-9093-83376a869341" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_ff09876d-ffc8-4eae-8b02-e19a005d99ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5645637c-793c-4302-ae55-373e224dee9f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_d8585227-464d-4ab5-9260-47fdd6665130" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_5645637c-793c-4302-ae55-373e224dee9f" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_d8585227-464d-4ab5-9260-47fdd6665130" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_ec3c1314-55c8-4c78-aa5f-b8a9740d55c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_d8585227-464d-4ab5-9260-47fdd6665130" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_ec3c1314-55c8-4c78-aa5f-b8a9740d55c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_1efd3ebe-8106-4f55-bb7e-d9292a4263c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_d8585227-464d-4ab5-9260-47fdd6665130" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal_1efd3ebe-8106-4f55-bb7e-d9292a4263c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_5da53d7d-1c66-46e1-93bd-2298bc1802e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward_d8585227-464d-4ab5-9260-47fdd6665130" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest_5da53d7d-1c66-46e1-93bd-2298bc1802e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesSalesofSecuritiesAvailableforSaleDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8df3e876-d060-41e9-a7fd-78d61ab8307d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_69b4bc6e-a458-42f3-90d1-3286535e1774" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8df3e876-d060-41e9-a7fd-78d61ab8307d" xlink:to="loc_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities_69b4bc6e-a458-42f3-90d1-3286535e1774" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_9f1deb7f-db59-4152-b293-522eb0c26a3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedGain"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8df3e876-d060-41e9-a7fd-78d61ab8307d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain_9f1deb7f-db59-4152-b293-522eb0c26a3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_11f094a9-ffa2-486e-9163-6f9a93d0c5ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_8df3e876-d060-41e9-a7fd-78d61ab8307d" xlink:to="loc_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss_11f094a9-ffa2-486e-9163-6f9a93d0c5ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SecuritiesFairValueandAmortizedCostofSecuritiesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0a88f4c7-d19f-4bfe-9091-8160430b7918" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_e87184cf-46d7-4dbb-a72d-58315da5422a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0a88f4c7-d19f-4bfe-9091-8160430b7918" xlink:to="loc_us-gaap_FairValueDisclosuresAbstract_e87184cf-46d7-4dbb-a72d-58315da5422a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue_97f2cb91-bd28-491f-abcc-3eccd607cdbd" xlink:href="hbnc-20241231.xsd#hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_e87184cf-46d7-4dbb-a72d-58315da5422a" xlink:to="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue_97f2cb91-bd28-491f-abcc-3eccd607cdbd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1_0a6fcbdf-7980-408c-ad32-f253b2125f2c" xlink:href="hbnc-20241231.xsd#hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_e87184cf-46d7-4dbb-a72d-58315da5422a" xlink:to="loc_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1_0a6fcbdf-7980-408c-ad32-f253b2125f2c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AmortizedCostAbstract_3af36699-28cc-41fc-92a1-27c3b0f1311b" xlink:href="hbnc-20241231.xsd#hbnc_AmortizedCostAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_0a88f4c7-d19f-4bfe-9091-8160430b7918" xlink:to="loc_hbnc_AmortizedCostAbstract_3af36699-28cc-41fc-92a1-27c3b0f1311b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve_a8ce18ec-479b-42a5-9b0d-8ab97c3b000b" xlink:href="hbnc-20241231.xsd#hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_AmortizedCostAbstract_3af36699-28cc-41fc-92a1-27c3b0f1311b" xlink:to="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve_a8ce18ec-479b-42a5-9b0d-8ab97c3b000b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1_2cca737c-f746-4f44-8cb2-c798f7d9d83d" xlink:href="hbnc-20241231.xsd#hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_AmortizedCostAbstract_3af36699-28cc-41fc-92a1-27c3b0f1311b" xlink:to="loc_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1_2cca737c-f746-4f44-8cb2-c798f7d9d83d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansOutstandingbyPortfolioClassDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_834cc372-0b4c-418b-a7ab-0aa1a73ef6eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_834cc372-0b4c-418b-a7ab-0aa1a73ef6eb" xlink:to="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_aaddedb4-e5d9-4cbd-83eb-f0b5a0af14ba" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_fae996fb-1f99-40fa-b997-59917a45523f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_fae996fb-1f99-40fa-b997-59917a45523f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_128ad8c9-43c6-4c1a-a3f9-a51254f35a04" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_128ad8c9-43c6-4c1a-a3f9-a51254f35a04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_231d2ef9-3641-43d6-afd8-229a528c7deb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_fa18fa3f-c269-4f46-8e1c-930810760144" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_231d2ef9-3641-43d6-afd8-229a528c7deb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_67594092-3648-4e6b-8cf0-381543866de5" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_a8a14b28-8141-407e-a966-3ddd19b13f40" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_a8a14b28-8141-407e-a966-3ddd19b13f40" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_15374806-622a-4a23-97d2-bad25e598538" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_15374806-622a-4a23-97d2-bad25e598538" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_ef7a00c4-d14d-4c4e-8397-95c51f5911ea" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialSpecHomesMember_ef7a00c4-d14d-4c4e-8397-95c51f5911ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_5e978fb6-1a0b-40b8-aa98-431b7b2f089b" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_5e978fb6-1a0b-40b8-aa98-431b7b2f089b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_488a082a-dff9-4420-ab0f-5f28a94cd19d" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_488a082a-dff9-4420-ab0f-5f28a94cd19d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_249f68ff-b5b5-4dad-9ee4-8858d4e8c397" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_249f68ff-b5b5-4dad-9ee4-8858d4e8c397" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_52d7b3e0-af37-4991-833d-05ca214cf082" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_ResidentialConstructionMember_52d7b3e0-af37-4991-833d-05ca214cf082" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_09586303-8d3a-4b3f-aa6a-6d28106a4172" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_MortgageWarehousingMember_09586303-8d3a-4b3f-aa6a-6d28106a4172" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectInstallmentMember_5f5c15b8-dd8a-405a-83f2-87f555bfc51b" xlink:href="hbnc-20241231.xsd#hbnc_DirectInstallmentMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_DirectInstallmentMember_5f5c15b8-dd8a-405a-83f2-87f555bfc51b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectInstallmentMember_110f6da1-0ad8-4865-a866-aa35dc6d94a2" xlink:href="hbnc-20241231.xsd#hbnc_IndirectInstallmentMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_hbnc_IndirectInstallmentMember_110f6da1-0ad8-4865-a866-aa35dc6d94a2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_e957e1ad-1893-4112-a18b-76cfae796c24" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2ec0399b-538b-435a-8b4c-d84694ab1145" xlink:to="loc_us-gaap_HomeEquityLoanMember_e957e1ad-1893-4112-a18b-76cfae796c24" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccountsNotesAndLoansReceivableLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable_1c01b97c-a1b9-4813-809a-41b9b366721d" xlink:to="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5ba575f8-8daa-4748-b335-b8d50b167562" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_5ba575f8-8daa-4748-b335-b8d50b167562" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_99b6dc1c-5e1b-417a-afec-abf747759674" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_99b6dc1c-5e1b-417a-afec-abf747759674" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_fb6ef4fd-97d5-4e4d-ac96-8932fcea6655" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccountsNotesAndLoansReceivableLineItems_51710702-26dc-44a6-a097-95dca8ae143b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_fb6ef4fd-97d5-4e4d-ac96-8932fcea6655" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_20fb54aa-2066-412d-aecc-4a604b2da0d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_20fb54aa-2066-412d-aecc-4a604b2da0d5" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_97b89983-4b06-4780-8678-b541e8cb2ad6" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_fcc24857-d863-41db-ba66-8cfc5bccfcd2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_87a9e160-0a5d-47a6-b9e6-a43a191e4d69" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_fcc24857-d863-41db-ba66-8cfc5bccfcd2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5fb1e6fe-85b6-4930-9a24-33b6d91a508f" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_e7ed4b36-e2b7-4c97-9dd1-8226cfa75c96" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_bab5b149-58c7-4685-a755-74f07fac5d95" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_e7ed4b36-e2b7-4c97-9dd1-8226cfa75c96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_daf1501a-fc98-40bd-b477-8a9717de6acb" xlink:to="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_e2c31c72-8880-4ea5-ad85-84eda70a422e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:to="loc_srt_MaximumMember_e2c31c72-8880-4ea5-ad85-84eda70a422e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_2d6e3e63-4e09-4f39-a6d0-be47900bfe3d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_6d91559e-d744-4700-9b41-5bd7e89c9acc" xlink:to="loc_srt_MinimumMember_2d6e3e63-4e09-4f39-a6d0-be47900bfe3d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_db223098-a493-4861-bba3-e3c019fbaa85" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_GoodPassMember_8ce13779-86b2-4d23-9883-076468e67630" xlink:href="hbnc-20241231.xsd#hbnc_GoodPassMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:to="loc_hbnc_GoodPassMember_8ce13779-86b2-4d23-9883-076468e67630" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SatisfactoryPassMember_48563758-1468-4d80-bfa3-0e7b5d8eeb00" xlink:href="hbnc-20241231.xsd#hbnc_SatisfactoryPassMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_18101863-c15b-45f4-961b-1f0e1ac6711e" xlink:to="loc_hbnc_SatisfactoryPassMember_48563758-1468-4d80-bfa3-0e7b5d8eeb00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_28478aa6-490c-4cf7-a56f-daa4ff3fb2af" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredFeesCostsLoansAndLeases_ea7bf801-318b-4b5b-b8b6-8db45dbbd3e4" xlink:href="hbnc-20241231.xsd#hbnc_DeferredFeesCostsLoansAndLeases"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_DeferredFeesCostsLoansAndLeases_ea7bf801-318b-4b5b-b8b6-8db45dbbd3e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodOfLoanSoldByMortgageCompany_53d67003-a8f8-4c78-9e30-124ed0deeeb0" xlink:href="hbnc-20241231.xsd#hbnc_PeriodOfLoanSoldByMortgageCompany"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_PeriodOfLoanSoldByMortgageCompany_53d67003-a8f8-4c78-9e30-124ed0deeeb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MinimumPeriodSeldomHeld_f6c65dd9-77a9-4fb1-8263-de531f425738" xlink:href="hbnc-20241231.xsd#hbnc_MinimumPeriodSeldomHeld"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_MinimumPeriodSeldomHeld_f6c65dd9-77a9-4fb1-8263-de531f425738" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod_ea03f8f7-f0bd-42df-875c-d3c135ab6b91" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMaximumPayOffPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_MortgageWarehousingMaximumPayOffPeriod_ea03f8f7-f0bd-42df-875c-d3c135ab6b91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome_a32932f7-ecc0-4a5f-8a0d-af867c49a511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableNonaccrualInterestIncome"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_FinancingReceivableNonaccrualInterestIncome_a32932f7-ecc0-4a5f-8a0d-af867c49a511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ForeclosedAssets_107d829f-001c-4d70-980f-be9ea1469db1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ForeclosedAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_ForeclosedAssets_107d829f-001c-4d70-980f-be9ea1469db1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount_942cbc1e-8a6d-405b-a5b1-5c8d199b55db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageLoansInProcessOfForeclosureAmount"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_us-gaap_MortgageLoansInProcessOfForeclosureAmount_942cbc1e-8a6d-405b-a5b1-5c8d199b55db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansWithAggregateCreditExposure_d49d7985-4bf2-4aa7-bd8a-f5d2ef48322d" xlink:href="hbnc-20241231.xsd#hbnc_LoansWithAggregateCreditExposure"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_LoansWithAggregateCreditExposure_d49d7985-4bf2-4aa7-bd8a-f5d2ef48322d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus_4948c01a-8cf1-43fb-8b95-6e6c97410f6f" xlink:href="hbnc-20241231.xsd#hbnc_PeriodForLoansMovedToNonAccrualStatus"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_PeriodForLoansMovedToNonAccrualStatus_4948c01a-8cf1-43fb-8b95-6e6c97410f6f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_b82caa4c-9275-4b53-8dd8-0cefa86eb1a6" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired_b82caa4c-9275-4b53-8dd8-0cefa86eb1a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_004b287d-b9c6-45cf-a4e6-9d75559575a1" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation_004b287d-b9c6-45cf-a4e6-9d75559575a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_5659694d-ddbe-427f-a291-afe0ee4340b4" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank_5659694d-ddbe-427f-a291-afe0ee4340b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_bcd9fc71-ef13-4b86-82be-ac0e6e0fa9e2" xlink:href="hbnc-20241231.xsd#hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_397d0c6b-bbb9-46ae-9089-b42e01804709" xlink:to="loc_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment_bcd9fc71-ef13-4b86-82be-ac0e6e0fa9e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_6a6920a1-ec5a-477f-b1de-475d2edc8e47" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_6a6920a1-ec5a-477f-b1de-475d2edc8e47" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b2003d74-ff27-4124-beab-c33dac7ffba2" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_d12a06a8-faa9-4e3d-abbd-77e29aaf207c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_d12a06a8-faa9-4e3d-abbd-77e29aaf207c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_e7e8f0df-ed34-4299-b855-f16239226b54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_e7e8f0df-ed34-4299-b855-f16239226b54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_dc20067b-d942-49b4-af3e-189c78f9dfc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_acc2fcdf-9dbf-4a11-b1bd-4fafeae4ca2b" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_dc20067b-d942-49b4-af3e-189c78f9dfc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_2cd12690-2312-47b0-9d4f-b8440827cb0b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_0caa3a31-e037-492d-9cc9-dc3c216dc3d3" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_0caa3a31-e037-492d-9cc9-dc3c216dc3d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_f190c900-b636-4e4d-81d2-a044491b6d05" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_f190c900-b636-4e4d-81d2-a044491b6d05" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_46810552-d59e-4bb0-8af5-00339917e7b3" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialSpecHomesMember_46810552-d59e-4bb0-8af5-00339917e7b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_707aeeed-df63-4ef2-880f-1907d20ffe07" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_707aeeed-df63-4ef2-880f-1907d20ffe07" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_26714e7b-78f4-4653-902f-d05833bed95e" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_26714e7b-78f4-4653-902f-d05833bed95e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_27ccea54-4106-4250-806a-0c68dcdbc8be" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_27ccea54-4106-4250-806a-0c68dcdbc8be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionLoanMember_63fe70e7-5b85-4592-915b-9a66476066e9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionLoanMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_ResidentialConstructionLoanMember_63fe70e7-5b85-4592-915b-9a66476066e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_a89872f8-a60c-4537-a7fb-226e42b3b381" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_a89872f8-a60c-4537-a7fb-226e42b3b381" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InstallmentMember_d03f95fa-9474-4944-bc8a-e86eeaeedff3" xlink:href="hbnc-20241231.xsd#hbnc_InstallmentMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_InstallmentMember_d03f95fa-9474-4944-bc8a-e86eeaeedff3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectAutoMember_9d261085-22da-4713-ba81-34cfef6b5c15" xlink:href="hbnc-20241231.xsd#hbnc_IndirectAutoMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_hbnc_IndirectAutoMember_9d261085-22da-4713-ba81-34cfef6b5c15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_5c24a152-7fe1-4b45-939f-d00c0eecd413" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3df13b85-da05-4d39-be68-93478a3cc1ca" xlink:to="loc_us-gaap_HomeEquityLoanMember_5c24a152-7fe1-4b45-939f-d00c0eecd413" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_dd159f0b-bcfc-4643-9cad-636029c34432" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_782319c2-115e-4eaa-9a76-ccd7001b90aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual_782319c2-115e-4eaa-9a76-ccd7001b90aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_c7f2a68e-35ac-4900-975b-123929feec3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing_c7f2a68e-35ac-4900-975b-123929feec3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_5ff5bcfd-2004-4eb0-b3d9-9eef3b5991f4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_1ab3dce2-b250-485a-9f87-36f4e0017ea1" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance_5ff5bcfd-2004-4eb0-b3d9-9eef3b5991f4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofPaymentStatusbyClassofLoanDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_1f89e10b-f8e1-4e01-b4f5-7d7b0c690184" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivablesPastDueTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_1f89e10b-f8e1-4e01-b4f5-7d7b0c690184" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_a18842c7-a917-4fab-b435-6435afb6c196" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_f51bd5f2-c5c2-49b6-bc2b-ab7243a54651" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_f51bd5f2-c5c2-49b6-bc2b-ab7243a54651" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_923d7c1e-db10-42a7-b3fd-0b5ef7ccc0bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_923d7c1e-db10-42a7-b3fd-0b5ef7ccc0bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_c8332351-3be5-468b-9eea-37b88852d2c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_8af40fb4-9d47-4eef-ae4f-79df3aac4819" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_c8332351-3be5-468b-9eea-37b88852d2c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_8b40a9bc-c488-482b-b85f-3d27755ffa42" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_a84b25b2-73b9-4ac9-93e3-30a284f59535" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_a84b25b2-73b9-4ac9-93e3-30a284f59535" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_95d30e85-840f-4b96-9ad0-7151828dfa29" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_95d30e85-840f-4b96-9ad0-7151828dfa29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_d959844c-daef-4987-a5ce-6c519442ffee" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialSpecHomesMember_d959844c-daef-4987-a5ce-6c519442ffee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_6a21330a-2af3-4ef3-8901-764b9f8eaec0" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_6a21330a-2af3-4ef3-8901-764b9f8eaec0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_098aa8f7-0222-4149-b3ad-e66c9aeeaad7" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_098aa8f7-0222-4149-b3ad-e66c9aeeaad7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_98994f05-6205-4a5f-9c47-de197e1b5d18" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_98994f05-6205-4a5f-9c47-de197e1b5d18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_87a7b89a-8fb5-4cbd-b14c-2c2638b37aa9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_ResidentialConstructionMember_87a7b89a-8fb5-4cbd-b14c-2c2638b37aa9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_c5eb9a05-7516-48f4-8260-66873faaf17e" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_MortgageWarehousingMember_c5eb9a05-7516-48f4-8260-66873faaf17e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InstallmentMember_10a918bf-2286-435a-a737-3567fec24a30" xlink:href="hbnc-20241231.xsd#hbnc_InstallmentMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_InstallmentMember_10a918bf-2286-435a-a737-3567fec24a30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectAutoMember_9118c14c-2686-460a-8654-6487515e0e4d" xlink:href="hbnc-20241231.xsd#hbnc_IndirectAutoMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_hbnc_IndirectAutoMember_9118c14c-2686-460a-8654-6487515e0e4d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_769c6665-e52a-4526-9920-e44beb8ed297" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_2325f343-7934-4750-a50e-a71cfa8d487a" xlink:to="loc_us-gaap_HomeEquityLoanMember_769c6665-e52a-4526-9920-e44beb8ed297" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_6d714c4c-4f79-4c65-a0b9-86b264de6c3f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_d3136c90-27a6-46f9-a220-f2759071ca57" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables30To59DaysPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivables30To59DaysPastDueMember_d3136c90-27a6-46f9-a220-f2759071ca57" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_80f79bff-743d-4fca-9dce-d1f71953cee7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivables60To89DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivables60To89DaysPastDueMember_80f79bff-743d-4fca-9dce-d1f71953cee7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_eab6163c-9cf3-45ad-8a24-b57953410d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_d0eaff24-110a-46fe-85b2-0d9bc7a56f68" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_eab6163c-9cf3-45ad-8a24-b57953410d7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivablesPastDueTable_32dc7e7b-3759-42cc-ab84-5e4ee515ee77" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_618c7603-0e78-4c60-a9aa-d112908b1843" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent_618c7603-0e78-4c60-a9aa-d112908b1843" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ea7d6d35-1289-409e-a70e-bd8017caf7fc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_ea7d6d35-1289-409e-a70e-bd8017caf7fc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_2c2e75dc-c7ff-4292-88a0-6f77670a8b75" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableRecordedInvestmentNotPastDue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_hbnc_FinancingReceivableRecordedInvestmentNotPastDue_2c2e75dc-c7ff-4292-88a0-6f77670a8b75" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_3ab6d223-92d7-4fd1-9426-bd6ad1d92866" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems_175446d1-6834-4da2-ab6a-ba1dd360e453" xlink:to="loc_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans_3ab6d223-92d7-4fd1-9426-bd6ad1d92866" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansModifiedLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansModifiedLoansDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansModifiedLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_213ee41f-42f6-4ceb-b16b-bb86c21e109e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_213ee41f-42f6-4ceb-b16b-bb86c21e109e" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_f7a3ba88-7cfa-4f6f-99a3-e244331d7a3a" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_539fd779-2466-44b8-97a3-76095d6b7004" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_348da7d0-807b-4326-9e08-845c51f13208" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_539fd779-2466-44b8-97a3-76095d6b7004" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_38601a91-7c7e-4bfc-90fd-59bd2f1c18ad" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_d70b09b2-4c0d-4572-b278-5a2c531b7961" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_d70b09b2-4c0d-4572-b278-5a2c531b7961" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_ba08ffcd-44f0-48db-8d54-a2fb0126e211" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_ba08ffcd-44f0-48db-8d54-a2fb0126e211" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_27676bc5-cf53-4f29-a316-02ba9a17afac" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_092e55d0-4d4c-4ef9-b0fc-473aea38814c" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_27676bc5-cf53-4f29-a316-02ba9a17afac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoanRestructuringModificationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationAxis_9e96b27c-6430-4a52-98ea-aace2c4b645a" xlink:to="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityMember_e07efecb-d3de-4dd8-9faa-aa6d529f3a5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ExtendedMaturityMember_e07efecb-d3de-4dd8-9faa-aa6d529f3a5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ContractualInterestRateReductionMember_44f0bdc5-90d5-4421-a30c-cc2d69cb262f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ContractualInterestRateReductionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ContractualInterestRateReductionMember_44f0bdc5-90d5-4421-a30c-cc2d69cb262f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentDeferralMember_60805487-4dfb-4eaa-ab8e-69eb55effe1d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentDeferralMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_PaymentDeferralMember_60805487-4dfb-4eaa-ab8e-69eb55effe1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember_acb22ebf-c4dd-4efd-9b05-13adbece6d42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtendedMaturityAndInterestRateReductionMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_us-gaap_ExtendedMaturityAndInterestRateReductionMember_acb22ebf-c4dd-4efd-9b05-13adbece6d42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MultipleModificationsMember_f9d74931-e7a3-45f1-a267-e5b4e0f3fb8f" xlink:href="hbnc-20241231.xsd#hbnc_MultipleModificationsMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoanRestructuringModificationDomain_d97e3c4a-b9e6-4dcd-8502-356728c3a626" xlink:to="loc_hbnc_MultipleModificationsMember_f9d74931-e7a3-45f1-a267-e5b4e0f3fb8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_2b8ac461-38b5-4ce1-acd7-09ba764d89d8" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_2787e79e-b347-4a47-8907-c039d42a1ae5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod_2787e79e-b347-4a47-8907-c039d42a1ae5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_3d628abd-30da-4691-90b3-e39c62b00c10" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent_3d628abd-30da-4691-90b3-e39c62b00c10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_74875702-9300-4408-bcbd-36c87d0aff89" xlink:href="hbnc-20241231.xsd#hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod_74875702-9300-4408-bcbd-36c87d0aff89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_d022bc6a-029f-4934-8fbe-1da3c6a7c3cc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification_d022bc6a-029f-4934-8fbe-1da3c6a7c3cc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_f9d603fc-72a6-4736-83e3-8cba7f547087" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_47e43831-8747-46cb-9403-c70bd1da6244" xlink:to="loc_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification_f9d603fc-72a6-4736-83e3-8cba7f547087" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansModifiedLoansPastDueDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_98bca8c4-f0fa-4119-a77a-501829685bdd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_98bca8c4-f0fa-4119-a77a-501829685bdd" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_ae8469ce-1e42-4422-afaf-895621704aed" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_e8fc896b-8b4e-46a8-9d8b-9b1001025508" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e372e65-8445-4c14-b0d4-5f2790d5b2dc" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_e8fc896b-8b4e-46a8-9d8b-9b1001025508" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_7fca581f-47d4-4744-9029-e5776a6c4820" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_e4a98234-c15d-4556-ae7e-0f52e125a34a" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_e4a98234-c15d-4556-ae7e-0f52e125a34a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_d712a21c-55ae-479a-9f8a-add7543b3020" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_d712a21c-55ae-479a-9f8a-add7543b3020" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_72de5a02-13b5-4ca1-84d3-d8e5b8f81b39" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_3edd6889-6293-44de-9a6b-d173c68f4cce" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_72de5a02-13b5-4ca1-84d3-d8e5b8f81b39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesPeriodPastDueDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueAxis_c2fd3b5a-d939-4a7a-b47f-a2a47fa2a28f" xlink:to="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialAssetNotPastDueMember_dde16034-8ab7-490e-967c-511b0d7e1968" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialAssetNotPastDueMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_us-gaap_FinancialAssetNotPastDueMember_dde16034-8ab7-490e-967c-511b0d7e1968" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FinancialAsset30To89DaysPastDueMember_b5d73c0a-466d-4c94-a367-4dd3e5d1cd81" xlink:href="hbnc-20241231.xsd#hbnc_FinancialAsset30To89DaysPastDueMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_hbnc_FinancialAsset30To89DaysPastDueMember_b5d73c0a-466d-4c94-a367-4dd3e5d1cd81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_732fb63f-5cea-49c9-b85b-06f7c51a346d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablesPeriodPastDueDomain_ee060546-bdbc-4ef8-a668-9b6814ab3672" xlink:to="loc_us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember_732fb63f-5cea-49c9-b85b-06f7c51a346d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableModificationsLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable_27db8739-52de-4c7a-bc4d-17e342b56d8d" xlink:to="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_3d562efe-b457-46eb-99f5-dfa10b0bd5a7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableModificationsLineItems_20afba2c-eaa8-40c0-a8ad-cc6504b8e638" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months_3d562efe-b457-46eb-99f5-dfa10b0bd5a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofCollateralPledgedLoansDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_71ee9183-5978-416a-a391-5a43533b4c85" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_71ee9183-5978-416a-a391-5a43533b4c85" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralAxis_25b74553-3b4a-48fb-9799-989cb94e15b2" xlink:to="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralDomain_5e60f2dc-bf8c-43bd-b79b-bc4bff1e5395" xlink:to="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RealEstateMember_3c7769c8-04c6-43c7-8cce-216f103dd7b1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_us-gaap_RealEstateMember_3c7769c8-04c6-43c7-8cce-216f103dd7b1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquipmentMember_5c2669a3-cd93-420f-a86d-9976fbf8a81b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquipmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_us-gaap_EquipmentMember_5c2669a3-cd93-420f-a86d-9976fbf8a81b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherMember_0746ca80-be5e-4955-b6ad-c500ed47607d" xlink:href="hbnc-20241231.xsd#hbnc_OtherMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralPledgedMember_b8836464-cf4a-40ec-acd1-07ad3fb7475a" xlink:to="loc_hbnc_OtherMember_0746ca80-be5e-4955-b6ad-c500ed47607d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_7ee8a38c-37e4-4c48-9460-352ec7a0b744" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_3ce62c00-24e0-499a-bb7b-fb43d18967c4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_67e55161-34f4-4436-9d05-e0e264512af6" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_3ce62c00-24e0-499a-bb7b-fb43d18967c4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_5ebf07e2-899f-46b1-9487-cb36bb3a694e" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_8351117a-d8cb-4b78-83b8-df9a663c88a9" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_8351117a-d8cb-4b78-83b8-df9a663c88a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_f6da1689-2a1f-48c7-a5f2-1d6bde047511" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_f6da1689-2a1f-48c7-a5f2-1d6bde047511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_d4a84308-a9d1-4c7d-a98c-e74e91482bc8" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_ResidentialSpecHomesMember_d4a84308-a9d1-4c7d-a98c-e74e91482bc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_e642494e-e967-4683-81b1-f1a6fb5e2c6a" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_e642494e-e967-4683-81b1-f1a6fb5e2c6a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_ad41e0d8-caab-443d-88f1-e954961b2630" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_c05a3695-fd36-4202-bbec-0c09741c1cf1" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_ad41e0d8-caab-443d-88f1-e954961b2630" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_b0f93dc0-b073-4c56-99a2-47308461b9a1" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_76cd2b64-68e4-45b6-b127-e69fc8d1c56e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_76cd2b64-68e4-45b6-b127-e69fc8d1c56e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllowanceForCreditLossesAllocation_f8c06f9c-0262-4aee-9c71-ab830abeef67" xlink:href="hbnc-20241231.xsd#hbnc_AllowanceForCreditLossesAllocation"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_hbnc_AllowanceForCreditLossesAllocation_f8c06f9c-0262-4aee-9c71-ab830abeef67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue_19dc5c9c-3de9-427f-b878-54a081c233a7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesHeldAsCollateralAtFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_9dacc378-0cef-470b-be7e-4abc9e2a121d" xlink:to="loc_us-gaap_SecuritiesHeldAsCollateralAtFairValue_19dc5c9c-3de9-427f-b878-54a081c233a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoansScheduleofLoansbyCreditGradesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_45ae860d-3c8f-4c5d-9a81-767d8569b699" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_45ae860d-3c8f-4c5d-9a81-767d8569b699" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_b16abe79-a505-46b6-a417-5c7f85fb74cb" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_183e13ab-2dcc-4939-bdb8-eb028169614a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_183e13ab-2dcc-4939-bdb8-eb028169614a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_094fee5a-9066-4c17-ac61-13940d69d50f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_094fee5a-9066-4c17-ac61-13940d69d50f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_7587f691-f996-47e0-8c30-af9b3877fe36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_7e04e0c6-f9be-4566-8e10-f06361d49642" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_7587f691-f996-47e0-8c30-af9b3877fe36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_c80ea2c8-97f8-48d3-9872-2b56077c41b3" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OwnerOccupiedRealEstateMember_960d78a7-da79-4498-874b-f086510f81d7" xlink:href="hbnc-20241231.xsd#hbnc_OwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_OwnerOccupiedRealEstateMember_960d78a7-da79-4498-874b-f086510f81d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NonOwnerOccupiedRealEstateMember_9ae90f3b-9732-4e28-9c4f-1cf543637112" xlink:href="hbnc-20241231.xsd#hbnc_NonOwnerOccupiedRealEstateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_NonOwnerOccupiedRealEstateMember_9ae90f3b-9732-4e28-9c4f-1cf543637112" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialSpecHomesMember_3ada9d8c-2a4b-47d0-ad79-7425182d4738" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialSpecHomesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialSpecHomesMember_3ada9d8c-2a4b-47d0-ad79-7425182d4738" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DevelopmentAndSpecLandLoansMember_dc5efd2c-e904-4e85-8235-ac7035a23342" xlink:href="hbnc-20241231.xsd#hbnc_DevelopmentAndSpecLandLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_DevelopmentAndSpecLandLoansMember_dc5efd2c-e904-4e85-8235-ac7035a23342" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommercialAndIndustrialLoanMember_14c6b73a-e211-473e-884b-622df7f8e39f" xlink:href="hbnc-20241231.xsd#hbnc_CommercialAndIndustrialLoanMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_CommercialAndIndustrialLoanMember_14c6b73a-e211-473e-884b-622df7f8e39f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialMortgageLoanMember_a43efda9-4dc2-421d-b006-0c4b10515ed9" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialMortgageLoanMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialMortgageLoanMember_a43efda9-4dc2-421d-b006-0c4b10515ed9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ResidentialConstructionMember_3400e5d4-2796-4f8a-a2c8-13a911081e61" xlink:href="hbnc-20241231.xsd#hbnc_ResidentialConstructionMember"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_ResidentialConstructionMember_3400e5d4-2796-4f8a-a2c8-13a911081e61" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehousingMember_968106bb-72b8-4326-a116-f72138a3a1a7" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehousingMember"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_MortgageWarehousingMember_968106bb-72b8-4326-a116-f72138a3a1a7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectInstallmentMember_4573ae1c-e634-4339-8ba7-8fd3ed156406" xlink:href="hbnc-20241231.xsd#hbnc_DirectInstallmentMember"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_DirectInstallmentMember_4573ae1c-e634-4339-8ba7-8fd3ed156406" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IndirectInstallmentMember_ba23a9ed-12b5-4932-8cf0-22bf5a8cb20f" xlink:href="hbnc-20241231.xsd#hbnc_IndirectInstallmentMember"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_hbnc_IndirectInstallmentMember_ba23a9ed-12b5-4932-8cf0-22bf5a8cb20f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HomeEquityLoanMember_d189a22e-3f83-445c-9822-f86ee8b4593a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HomeEquityLoanMember"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_496fbb32-4183-4870-95ff-2e4a0f0fa771" xlink:to="loc_us-gaap_HomeEquityLoanMember_d189a22e-3f83-445c-9822-f86ee8b4593a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InternalCreditAssessmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentAxis_d752ed32-6ac8-439f-a679-8325b34fbe97" xlink:to="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PassMember_bef9a1ee-4149-464e-90e9-570bf09e3e3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PassMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_PassMember_bef9a1ee-4149-464e-90e9-570bf09e3e3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SpecialMentionMember_fe3bea6a-72a2-4cc4-a119-6644d1220d16" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SpecialMentionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_SpecialMentionMember_fe3bea6a-72a2-4cc4-a119-6644d1220d16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubstandardMember_0c228eed-f236-4079-af22-9beed638d2e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubstandardMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_SubstandardMember_0c228eed-f236-4079-af22-9beed638d2e3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DoubtfulMember_40001cb9-ec39-4d90-b579-146a83ed9b74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DoubtfulMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InternalCreditAssessmentDomain_14e765b4-b7c9-46ca-8e95-e51e73e81685" xlink:to="loc_us-gaap_DoubtfulMember_40001cb9-ec39-4d90-b579-146a83ed9b74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentPerformanceStatusDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusAxis_41922bcb-aa82-42da-9679-9cfb8ad4c849" xlink:to="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformingFinancingReceivableMember_33e95bdf-9d91-4135-b5c7-255db8311303" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformingFinancingReceivableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:to="loc_us-gaap_PerformingFinancingReceivableMember_33e95bdf-9d91-4135-b5c7-255db8311303" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NonperformingFinancingReceivableMember_cf8827f0-4ecc-4ddb-984b-7d3e2dd6dd87" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NonperformingFinancingReceivableMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentPerformanceStatusDomain_20250971-78bc-47b5-8306-9856e130e4a0" xlink:to="loc_us-gaap_NonperformingFinancingReceivableMember_cf8827f0-4ecc-4ddb-984b-7d3e2dd6dd87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable_fd05bca3-76b9-43b3-9d06-f4bf4fd6678c" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_47581be9-b3af-4b65-95f4-402672b1c9c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear_47581be9-b3af-4b65-95f4-402672b1c9c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_2dcc4feb-7ffe-4461-86cf-ef8c36e661a9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear_2dcc4feb-7ffe-4461-86cf-ef8c36e661a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_598e7587-97ed-46c0-b765-f2f288ed539d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear_598e7587-97ed-46c0-b765-f2f288ed539d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_809122e5-4c38-4cf0-9dfc-5670bae61ba8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear_809122e5-4c38-4cf0-9dfc-5670bae61ba8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_b85b9c8c-179e-4138-9e8a-fc4d5343338c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear_b85b9c8c-179e-4138-9e8a-fc4d5343338c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_831d7964-385c-41cf-a56b-97b979c24141" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear_831d7964-385c-41cf-a56b-97b979c24141" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_7f573288-ca5d-4f4b-aa23-2e8364f0a31e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan_7f573288-ca5d-4f4b-aa23-2e8364f0a31e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_a6a2be32-d70c-4467-a5b9-070ccdeb8756" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolving"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving_a6a2be32-d70c-4467-a5b9-070ccdeb8756" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_4b6b8b62-0f48-4c02-b427-0d2c30498712" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss_4b6b8b62-0f48-4c02-b427-0d2c30498712" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_83b8cdcc-7dc7-4345-a444-8054a4885115" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff_83b8cdcc-7dc7-4345-a444-8054a4885115" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_30b7d2bf-16f9-40e6-983d-80953a8f435d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff_30b7d2bf-16f9-40e6-983d-80953a8f435d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_a0dc10f5-51c1-46b3-bd2d-224a3691be1b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff_a0dc10f5-51c1-46b3-bd2d-224a3691be1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_ba2c847b-cae5-4c9b-8cb2-5af0949c424d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff_ba2c847b-cae5-4c9b-8cb2-5af0949c424d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_b90109c4-bdcc-40fe-a529-97824e35448a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff_b90109c4-bdcc-40fe-a529-97824e35448a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_e0ab7402-60e9-4f62-80ba-75088794d8ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff_e0ab7402-60e9-4f62-80ba-75088794d8ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_058d8535-3d40-405d-9a4c-8b1a2638fcff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff_058d8535-3d40-405d-9a4c-8b1a2638fcff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_ce567a9f-a21e-4e17-b514-04681ca00932" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff_ce567a9f-a21e-4e17-b514-04681ca00932" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_be3e3c0d-dbec-4888-b00b-ccb3cf193035" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentLineItems_035b9af7-6cc1-42d6-9f84-520cb277189b" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_be3e3c0d-dbec-4888-b00b-ccb3cf193035" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_f2b59058-d866-4744-9e3f-a44394ffe90f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_f2b59058-d866-4744-9e3f-a44394ffe90f" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_5fa18b48-c971-472d-9324-b758dfe60599" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_b124307c-057e-46ec-a3ae-4e7b528a62b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_b124307c-057e-46ec-a3ae-4e7b528a62b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_8d24e554-bfb9-4d69-8bc2-6479fa810e68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_8d24e554-bfb9-4d69-8bc2-6479fa810e68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_64f1b2db-2ad1-42d0-b749-a82afd3fc6d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_308292b6-a77b-4e0e-992d-245873eef611" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_64f1b2db-2ad1-42d0-b749-a82afd3fc6d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_20ec0352-3302-45da-998c-e996e3ce4a79" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_1fc9a264-f718-44ca-8c12-f235a323e89f" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_f48079f0-e139-44f6-af32-378df29b9680" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_1fc9a264-f718-44ca-8c12-f235a323e89f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_e185ed7b-2abd-4656-a171-363eb183afe4" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_92dde7de-184c-4fb2-ab68-a1be9498c8eb" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_5a108188-0e3d-4c04-a015-73629d4a28a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_5a108188-0e3d-4c04-a015-73629d4a28a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_06e7d8fe-a3eb-4a99-9480-4fe76a893f77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal_06e7d8fe-a3eb-4a99-9480-4fe76a893f77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_54a9f01d-23c0-4c49-bd74-260668e98583" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff_54a9f01d-23c0-4c49-bd74-260668e98583" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_5e86b409-8483-4676-abd4-5b1e8d3e7477" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery_5e86b409-8483-4676-abd4-5b1e8d3e7477" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_7d60f804-3ebe-4c45-a3c4-0826addbf9c8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward_2b61c301-48fd-4606-83a0-6e9e4fdf7e83" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest_7d60f804-3ebe-4c45-a3c4-0826addbf9c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_52bd5a40-816d-4200-a2e7-5d20206ed0a2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_9d6a1166-8ea6-46c9-9b60-bb9ea6dfb4c9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_52bd5a40-816d-4200-a2e7-5d20206ed0a2" xlink:to="loc_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss_9d6a1166-8ea6-46c9-9b60-bb9ea6dfb4c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ReceivablesAbstract_e5f3ea7c-7a7f-4857-8fb3-2d3a92c0a977" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ReceivablesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ReceivablesAbstract_e5f3ea7c-7a7f-4857-8fb3-2d3a92c0a977" xlink:to="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivablePortfolioSegmentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentAxis_edcae1ad-cf4a-4f51-9b32-44010495e12b" xlink:to="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialPortfolioSegmentMember_46c1fa11-d3a1-4b02-9a3a-f1c112479db3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialPortfolioSegmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_CommercialPortfolioSegmentMember_46c1fa11-d3a1-4b02-9a3a-f1c112479db3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_7f1259d3-fe83-41d3-830a-e67b7edb7221" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommercialRealEstatePortfolioSegmentMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_CommercialRealEstatePortfolioSegmentMember_7f1259d3-fe83-41d3-830a-e67b7edb7221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ConsumerPortfolioSegmentMember_70da0673-a32d-49a5-bd2b-bfe33c31fd3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ConsumerPortfolioSegmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivablePortfolioSegmentDomain_f75100cf-6056-43a7-9f29-24b685baa63a" xlink:to="loc_us-gaap_ConsumerPortfolioSegmentMember_70da0673-a32d-49a5-bd2b-bfe33c31fd3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis_45478f52-49c2-4e86-a75f-13183db4fa78" xlink:to="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageWarehouseLoansMember_b52d8f23-bfcd-4350-97da-5af5ba13a0ac" xlink:href="hbnc-20241231.xsd#hbnc_MortgageWarehouseLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain_380958b5-81ff-4fb1-a65b-37f7875d0a3c" xlink:to="loc_hbnc_MortgageWarehouseLoansMember_b52d8f23-bfcd-4350-97da-5af5ba13a0ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable_599708c2-a5b7-40c6-86d5-cdac184fdc4b" xlink:to="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityRollforward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems_cb0f1222-c2bf-4013-9325-4ee55c718188" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability_792ba681-5d6e-477e-a775-484177733411" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiability_792ba681-5d6e-477e-a775-484177733411" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_565934fb-b807-4e8f-aa92-58cdb0ab7a88" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal_565934fb-b807-4e8f-aa92-58cdb0ab7a88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OffBalanceSheetCreditLossLiability_e0d9e574-8ecf-4a26-a585-da6e25fe7d73" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OffBalanceSheetCreditLossLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward_32ac58c4-d5fd-4419-a22b-9162003ea528" xlink:to="loc_us-gaap_OffBalanceSheetCreditLossLiability_e0d9e574-8ecf-4a26-a585-da6e25fe7d73" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#PremisesandEquipmentDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/PremisesandEquipmentDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentAbstract_89e90742-6f6d-4e20-aca8-01f0e4d4b953" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfPropertyPlantAndEquipmentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentAbstract_89e90742-6f6d-4e20-aca8-01f0e4d4b953" xlink:to="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentByTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentByTypeAxis_8b9e2302-0b02-44fe-ab8f-114efdd4438e" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LandMember_a5e48101-2964-4d54-99dd-4883a8b06b37" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LandMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_us-gaap_LandMember_a5e48101-2964-4d54-99dd-4883a8b06b37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BuildingAndBuildingImprovementsMember_739e1374-7c3a-4053-bc2d-6bf095cffc1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BuildingAndBuildingImprovementsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_us-gaap_BuildingAndBuildingImprovementsMember_739e1374-7c3a-4053-bc2d-6bf095cffc1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FurnitureAndEquipmentMember_1548f67d-bf31-4fa9-be29-5135b0926630" xlink:href="hbnc-20241231.xsd#hbnc_FurnitureAndEquipmentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentTypeDomain_2ff7fcbe-dee1-4349-b05d-ce771f5066bd" xlink:to="loc_hbnc_FurnitureAndEquipmentMember_1548f67d-bf31-4fa9-be29-5135b0926630" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfPropertyPlantAndEquipmentTable_c205d7a6-6f0a-4e37-a083-6c1f3b8a40e5" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentGross_40cd56eb-fb21-4257-8355-cdeb9a80259c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentGross_40cd56eb-fb21-4257-8355-cdeb9a80259c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_c81691ff-1a77-4012-9e23-f314c0f20f21" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment_c81691ff-1a77-4012-9e23-f314c0f20f21" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PropertyPlantAndEquipmentNet_35326d8c-8ccc-4cf6-ae1d-85aa3ee58144" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PropertyPlantAndEquipmentNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_PropertyPlantAndEquipmentNet_35326d8c-8ccc-4cf6-ae1d-85aa3ee58144" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Depreciation_41223059-9d39-494f-a542-ccb827ede205" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Depreciation"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PropertyPlantAndEquipmentLineItems_f0b22ec8-fea1-4ca7-8c07-64bf207cde08" xlink:to="loc_us-gaap_Depreciation_41223059-9d39-494f-a542-ccb827ede205" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicingAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_df72662c-fa93-4540-a405-9102fced5a12" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansAndLeasesReceivableDisclosureTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_df72662c-fa93-4540-a405-9102fced5a12" xlink:to="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:to="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_1c7f7da1-bac1-4d64-8f95-4b9d90ca3153" xlink:to="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_cb9f8828-dcd0-485e-9d17-32259fa702ff" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:to="loc_srt_MinimumMember_cb9f8828-dcd0-485e-9d17-32259fa702ff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_f486bfaf-f3c4-46de-bee4-ce6d54ccc490" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_0c789b01-1d26-4054-ba21-8c890c77d76d" xlink:to="loc_srt_MaximumMember_f486bfaf-f3c4-46de-bee4-ce6d54ccc490" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:to="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeAxis_f209f352-ff57-4d10-b11f-75a7fa24b194" xlink:to="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputDiscountRateMember_c6f522ea-5eac-4fa2-9b81-c8e4890ca5a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputDiscountRateMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:to="loc_us-gaap_MeasurementInputDiscountRateMember_c6f522ea-5eac-4fa2-9b81-c8e4890ca5a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MeasurementInputPrepaymentRateMember_ac5d9775-bf90-40a6-9f51-2cd3fa027b36" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MeasurementInputPrepaymentRateMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_MeasurementInputTypeDomain_4d5a7a44-fedd-4e85-899b-e8a697bc6577" xlink:to="loc_us-gaap_MeasurementInputPrepaymentRateMember_ac5d9775-bf90-40a6-9f51-2cd3fa027b36" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LoansAndLeasesReceivableDisclosureTable_3481c51a-8370-486d-a222-919aac15f4eb" xlink:to="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding_216e9b84-ab5a-4b46-9a5d-9322f5fb19bb" xlink:href="hbnc-20241231.xsd#hbnc_PrincipalAmountOfServiceLoanOutstanding"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:to="loc_hbnc_PrincipalAmountOfServiceLoanOutstanding_216e9b84-ab5a-4b46-9a5d-9322f5fb19bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetMeasurementInput_a1816854-d914-40da-8603-9c774f423d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetMeasurementInput"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems_e9b385d4-1c5d-469b-9329-66aefbf10708" xlink:to="loc_us-gaap_ServicingAssetMeasurementInput_a1816854-d914-40da-8603-9c774f423d7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_f9e75619-c9ab-4bb6-b0ad-993eb8f40105" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetAtFairValueAmountRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_f9e75619-c9ab-4bb6-b0ad-993eb8f40105" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRights_16f6324c-9f1b-48c3-8255-fac50f6eabe7" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRights"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_FiniteLivedMortgageServicingRights_16f6324c-9f1b-48c3-8255-fac50f6eabe7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalizedMortgageServicingRights_8299d1d8-d73a-48b8-a0b9-2e65e2c96d4e" xlink:href="hbnc-20241231.xsd#hbnc_CapitalizedMortgageServicingRights"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_CapitalizedMortgageServicingRights_8299d1d8-d73a-48b8-a0b9-2e65e2c96d4e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_1385ebbd-50f4-442d-be40-8a39c831adb1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfMortgageServicingRightsMSRs"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_us-gaap_AmortizationOfMortgageServicingRightsMSRs_1385ebbd-50f4-442d-be40-8a39c831adb1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRights_21f0e0c6-b295-4a7d-907a-a732194d4aa2" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRights"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_FiniteLivedMortgageServicingRights_21f0e0c6-b295-4a7d-907a-a732194d4aa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsImpairmentAllowance_cc232fdc-f797-4cf0-a2b7-f442a6ca45c9" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsImpairmentAllowance"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_MortgageServicingRightsImpairmentAllowance_cc232fdc-f797-4cf0-a2b7-f442a6ca45c9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsAdditions_2091a899-98e7-4386-a7c6-00a7a1f9a06c" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsAdditions"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_MortgageServicingRightsAdditions_2091a899-98e7-4386-a7c6-00a7a1f9a06c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsReductions_63c61117-8351-4afc-9734-c9221478eaa9" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsReductions"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_MortgageServicingRightsReductions_63c61117-8351-4afc-9734-c9221478eaa9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageServicingRightsImpairmentAllowance_dcbb4ff7-9b50-4b84-8129-5547d51d7964" xlink:href="hbnc-20241231.xsd#hbnc_MortgageServicingRightsImpairmentAllowance"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ServicingAssetAtFairValueAmountRollForward_77e636d4-0e61-4404-a0f1-d42f2bb78683" xlink:to="loc_hbnc_MortgageServicingRightsImpairmentAllowance_dcbb4ff7-9b50-4b84-8129-5547d51d7964" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedPeriodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_1c8644f2-1e78-4887-8aa5-ff4978882973" xlink:href="hbnc-20241231.xsd#hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_f9e75619-c9ab-4bb6-b0ad-993eb8f40105" xlink:to="loc_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment_1c8644f2-1e78-4887-8aa5-ff4978882973" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_793ae673-0ded-419b-91b4-76fccc120d5c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_f9e75619-c9ab-4bb6-b0ad-993eb8f40105" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_793ae673-0ded-419b-91b4-76fccc120d5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ServicingAssetAtFairValueAmount_1e505bb5-c976-46c8-9bb0-f8207a227edd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ServicingAssetAtFairValueAmount"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract_f9e75619-c9ab-4bb6-b0ad-993eb8f40105" xlink:to="loc_us-gaap_ServicingAssetAtFairValueAmount_1e505bb5-c976-46c8-9bb0-f8207a227edd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/GoodwillAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_bcb3fd45-7fab-4d51-9af6-eb142fefeca1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_bcb3fd45-7fab-4d51-9af6-eb142fefeca1" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:to="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_d19793b3-61b9-4b2e-ab1a-3a4a73e3b454" xlink:to="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_5bafd820-2758-40c9-9422-faca87f8a1be" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_MinimumMember_5bafd820-2758-40c9-9422-faca87f8a1be" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_0d79fe6c-ba77-4ce1-b4bd-7caed3cd8c18" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_MaximumMember_0d79fe6c-ba77-4ce1-b4bd-7caed3cd8c18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_89e48bba-170b-49d3-8ecc-4b9f9c359e09" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_WeightedAverageMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_393ae370-9e68-4676-bd72-c72bdadc4ad0" xlink:to="loc_srt_WeightedAverageMember_89e48bba-170b-49d3-8ecc-4b9f9c359e09" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_3d1bad26-75c7-4993-9c7a-c34a58b5ba7d" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CoreDepositsMember_a5586e82-a0df-4fef-92e4-0ccd08167e3e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CoreDepositsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_10ee64df-4533-466c-9435-4807c43f0650" xlink:to="loc_us-gaap_CoreDepositsMember_a5586e82-a0df-4fef-92e4-0ccd08167e3e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_16b72fa2-05c4-4c4f-9cc5-639d54bd23f6" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Goodwill_106a2bc8-a798-4557-8c24-442fe56c8861" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Goodwill"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_Goodwill_106a2bc8-a798-4557-8c24-442fe56c8861" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillImpairmentLoss_20b6fd1c-bbb8-4493-8734-a47c0868bdbb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillImpairmentLoss"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_GoodwillImpairmentLoss_20b6fd1c-bbb8-4493-8734-a47c0868bdbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_c1978dea-1a4b-4a85-9f27-7876a4fa6a74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetUsefulLife"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetUsefulLife_c1978dea-1a4b-4a85-9f27-7876a4fa6a74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AmortizationOfIntangibleAssets_ac01003c-801c-4d87-a06e-a34ca397ce9e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AmortizationOfIntangibleAssets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0cb2db33-a502-4a20-b97e-8b3df9fe3a9e" xlink:to="loc_us-gaap_AmortizationOfIntangibleAssets_ac01003c-801c-4d87-a06e-a34ca397ce9e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillScheduleofAmortizableIntangibleAssetsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_a0150ca4-fcff-44d2-86cd-d861d907f4d0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract_a0150ca4-fcff-44d2-86cd-d861d907f4d0" xlink:to="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis_5b8f4c18-a8f4-4052-b910-0ffadfd09474" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CoreDepositsMember_10fb8407-4f7d-42e9-8885-be05b8964916" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CoreDepositsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain_8b0829da-7a42-4530-9312-fcb7e1001da8" xlink:to="loc_us-gaap_CoreDepositsMember_10fb8407-4f7d-42e9-8885-be05b8964916" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable_4ae96c1d-4ce7-419d-8563-90c2960d9cd0" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedCoreDepositsGross_197a074f-d420-4288-bf0d-5377eb896147" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedCoreDepositsGross"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:to="loc_us-gaap_FiniteLivedCoreDepositsGross_197a074f-d420-4288-bf0d-5377eb896147" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_8b74dac7-a60d-484e-aa54-a019ddf47049" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsLineItems_0204c3a0-5378-4a1b-8c68-6f9c4438c38c" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization_8b74dac7-a60d-484e-aa54-a019ddf47049" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#GoodwillScheduleofEstimatedAmortizationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_05f3e1d5-e77a-4724-9c78-6c14ed2b5842" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths_05f3e1d5-e77a-4724-9c78-6c14ed2b5842" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_58e4684f-f02d-4e12-ae3a-78f6802d509b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo_58e4684f-f02d-4e12-ae3a-78f6802d509b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_7a434747-7039-4598-ac88-d35862933da5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree_7a434747-7039-4598-ac88-d35862933da5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_49185073-02b6-4028-9b56-9fa5dacf1098" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour_49185073-02b6-4028-9b56-9fa5dacf1098" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_a95f9f0a-6783-4fed-872b-7c31df1b11f6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive_a95f9f0a-6783-4fed-872b-7c31df1b11f6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_38418ff4-6a46-4086-a0b4-9ea9aaf4287f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive_38418ff4-6a46-4086-a0b4-9ea9aaf4287f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FiniteLivedIntangibleAssetsNet_f5cb8dce-6b00-4849-aa8f-6554cb3f0e15" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FiniteLivedIntangibleAssetsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract_bb664767-d317-4685-85cc-6aec1e3dbe94" xlink:to="loc_us-gaap_FiniteLivedIntangibleAssetsNet_f5cb8dce-6b00-4849-aa8f-6554cb3f0e15" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofDepositsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofDepositsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract_ba7769bf-bee2-4842-9c2a-999ece63cd92" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:href="hbnc-20241231.xsd#hbnc_DepositsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_ba7769bf-bee2-4842-9c2a-999ece63cd92" xlink:to="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:to="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CashAndCashEquivalentsAxis_42a23ca9-1415-4cd7-b8b7-469861bf93d4" xlink:to="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_57c9754d-d40b-412f-b0af-b0ae6a8c6607" xlink:href="hbnc-20241231.xsd#hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember_862e548b-a318-4efc-b325-72cbb413033d" xlink:to="loc_hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember_57c9754d-d40b-412f-b0af-b0ae6a8c6607" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:href="hbnc-20241231.xsd#hbnc_DepositsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsTable_89bda94c-0e87-4e70-bb0c-85481935ffb9" xlink:to="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_87c6b990-03df-42ff-8174-14702c54d2f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_87c6b990-03df-42ff-8174-14702c54d2f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/netLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositDemand_32deb06b-5c2f-42f1-b8c1-a23d0768ffd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositDemand"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDomesticDepositDemand_32deb06b-5c2f-42f1-b8c1-a23d0768ffd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsMoneyMarketDeposits_097652f5-4331-46d0-b12e-7fd42180b8ad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsMoneyMarketDeposits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_DepositsMoneyMarketDeposits_097652f5-4331-46d0-b12e-7fd42180b8ad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DepositsSavingsDeposits_e329ab49-043d-42b3-8aba-c71a621f46c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DepositsSavingsDeposits"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_DepositsSavingsDeposits_e329ab49-043d-42b3-8aba-c71a621f46c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_fbbfc561-a9ab-48c7-88ac-4c7e443fc4c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits_fbbfc561-a9ab-48c7-88ac-4c7e443fc4c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherCertificateAndTimeDeposit_b3a724ec-1fca-4188-bf85-e797d9812335" xlink:href="hbnc-20241231.xsd#hbnc_OtherCertificateAndTimeDeposit"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_hbnc_OtherCertificateAndTimeDeposit_b3a724ec-1fca-4188-bf85-e797d9812335" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_937b91f0-caa7-438f-9188-86ff9d5f1d14" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilitiesDomestic"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_InterestBearingDepositLiabilitiesDomestic_937b91f0-caa7-438f-9188-86ff9d5f1d14" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_e0ce9388-c5ea-49b0-97eb-4c6ea45cd101" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_daab5f9f-e37f-4fc5-821a-5e253aa92636" xlink:to="loc_us-gaap_Deposits_e0ce9388-c5ea-49b0-97eb-4c6ea45cd101" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DepositsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract_fc0a7111-ad4d-49c6-8f9c-673319644275" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:href="hbnc-20241231.xsd#hbnc_DepositsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_fc0a7111-ad4d-49c6-8f9c-673319644275" xlink:to="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:to="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_TitleOfIndividualWithRelationshipToEntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualAxis_2c9d7f20-92f7-4b4e-b704-48a7d3a6cfbf" xlink:to="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DirectorAndExecutiveOfficersMember_f7ed95cf-1247-43b5-afb1-4c71cdb603bd" xlink:href="hbnc-20241231.xsd#hbnc_DirectorAndExecutiveOfficersMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_TitleOfIndividualWithRelationshipToEntityDomain_36a8505e-ec36-4c2f-aaee-d4d52cd4c0c2" xlink:to="loc_hbnc_DirectorAndExecutiveOfficersMember_f7ed95cf-1247-43b5-afb1-4c71cdb603bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:href="hbnc-20241231.xsd#hbnc_DepositsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsTable_7be747a3-10c0-419c-a48c-6a17fd60f252" xlink:to="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits100000OrMore_3e3fd1d6-d9c3-475f-b307-6da6f33907ee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits100000OrMore"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:to="loc_us-gaap_TimeDeposits100000OrMore_3e3fd1d6-d9c3-475f-b307-6da6f33907ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Deposits_d62b6576-2780-43da-bbd3-1104106bb11d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Deposits"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_DepositsLineItems_b98780b2-9da8-4434-aa98-add2720d47dd" xlink:to="loc_us-gaap_Deposits_d62b6576-2780-43da-bbd3-1104106bb11d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_StatisticalDisclosureForBanksAbstract_0c0b137c-8f5f-4c0a-892e-167c2e4221dc" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StatisticalDisclosureForBanksAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_StatisticalDisclosureForBanksAbstract_0c0b137c-8f5f-4c0a-892e-167c2e4221dc" xlink:to="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:to="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentAxis_3438a332-ac60-4c48-af69-bf474de1edd7" xlink:to="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RetailDepositMember_e8a4b1eb-8e96-4a66-8136-dc773615e8e9" xlink:href="hbnc-20241231.xsd#hbnc_RetailDepositMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:to="loc_hbnc_RetailDepositMember_e8a4b1eb-8e96-4a66-8136-dc773615e8e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_BrokeredDepositMember_5403a287-9592-4ade-b4b2-ccd3dc206a01" xlink:href="hbnc-20241231.xsd#hbnc_BrokeredDepositMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentNameDomain_42483f76-1963-4e4a-9179-3acc6b38a376" xlink:to="loc_hbnc_BrokeredDepositMember_5403a287-9592-4ade-b4b2-ccd3dc206a01" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:href="hbnc-20241231.xsd#hbnc_TimeDepositsByMaturityLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityTable_9fbbb16f-4df8-48c6-9fd8-8e43735d6f54" xlink:to="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearOne_299f73b8-ca96-4793-89bf-2b2fa7619e5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearOne"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearOne_299f73b8-ca96-4793-89bf-2b2fa7619e5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearTwo_b8725dc4-d257-477f-8e1b-68c56de0a331" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearTwo"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearTwo_b8725dc4-d257-477f-8e1b-68c56de0a331" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearThree_92be967f-b262-4f6f-9ff7-eba581f3729d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearThree"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearThree_92be967f-b262-4f6f-9ff7-eba581f3729d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFour_352312f5-ed9c-4b33-ba12-fa813f9e8487" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFour"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFour_352312f5-ed9c-4b33-ba12-fa813f9e8487" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesYearFive_78ef98a8-290b-4ea5-9d95-88939d6bf0db" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesYearFive"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesYearFive_78ef98a8-290b-4ea5-9d95-88939d6bf0db" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_09d2b003-f346-4f6d-acb0-edd52721ece8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDepositMaturitiesAfterYearFive"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDepositMaturitiesAfterYearFive_09d2b003-f346-4f6d-acb0-edd52721ece8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TimeDeposits_54b812be-e4ab-4c15-945f-0450cc552a77" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TimeDeposits"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_TimeDepositsByMaturityLineItems_cce74e8f-ace0-497d-8dcb-21a1d4162da0" xlink:to="loc_us-gaap_TimeDeposits_54b812be-e4ab-4c15-945f-0450cc552a77" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsScheduleofBorrowingsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_2f7629cd-a6be-4495-9b14-c3b544317d90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_2f7629cd-a6be-4495-9b14-c3b544317d90" xlink:to="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:to="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_b88217d1-66d7-451f-aed1-0e6657dbf29b" xlink:to="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_e719e7eb-9433-47cc-908e-ab099652cdb2" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:to="loc_srt_MinimumMember_e719e7eb-9433-47cc-908e-ab099652cdb2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_785a1868-09a4-4f95-84c9-50ce22cfbe1d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_587aa665-95b9-4ff2-85df-7d650ec2a9a9" xlink:to="loc_srt_MaximumMember_785a1868-09a4-4f95-84c9-50ce22cfbe1d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentTable_c565b249-3d39-4b31-8c2a-8bd0b5e25be6" xlink:to="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_6125d7e1-53fe-4262-adf2-6e9adb01cbf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdvancesFromFederalHomeLoanBanks"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_AdvancesFromFederalHomeLoanBanks_6125d7e1-53fe-4262-adf2-6e9adb01cbf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_7da3e811-0e79-4098-9543-146d1a6a057a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesSoldUnderAgreementsToRepurchase"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase_7da3e811-0e79-4098-9543-146d1a6a057a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsPurchased_12dbb1df-f779-4d30-83b6-212343c5450a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsPurchased"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_FederalFundsPurchased_12dbb1df-f779-4d30-83b6-212343c5450a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FederalReserveBankFunding_98ac75dc-e728-4c5c-b1a4-8a44b1d2d092" xlink:href="hbnc-20241231.xsd#hbnc_FederalReserveBankFunding"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_hbnc_FederalReserveBankFunding_98ac75dc-e728-4c5c-b1a4-8a44b1d2d092" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebt_4ceabea6-771f-4905-aa47-9932b859daad" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebt"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_SecuredDebt_4ceabea6-771f-4905-aa47-9932b859daad" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_81b64c05-8a70-4f2b-8bba-e52d4ace4266" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_LongTermDebt_81b64c05-8a70-4f2b-8bba-e52d4ace4266" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_93a3a070-e1b3-4866-8750-0eaf9855fecd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd_93a3a070-e1b3-4866-8750-0eaf9855fecd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_9576d1e4-21c6-4b98-bb1e-b0de39694f2b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate_9576d1e4-21c6-4b98-bb1e-b0de39694f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4cb131db-5baa-4804-a4aa-79e3df5f43b6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentLineItems_af887a87-2750-450e-8b2f-3a4815aafe64" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4cb131db-5baa-4804-a4aa-79e3df5f43b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_c83d8fa5-d0ed-49d6-8ed8-03342de9e372" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShortTermDebtTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_c83d8fa5-d0ed-49d6-8ed8-03342de9e372" xlink:to="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesOptionDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionAxis_53d50916-954a-4e4e-b7a4-ebc67b712a5d" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_5905aa94-3389-4cc6-b15d-b922ff9dde04" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FederalHomeLoanBankAdvancesOptionDomain_b84d36f5-c7fb-4c51-8bf8-03e0c64f44dc" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember_5905aa94-3389-4cc6-b15d-b922ff9dde04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShortTermDebtLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShortTermDebtTable_cb334b90-16b0-42b6-bf92-93ec359e27a5" xlink:to="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_5602c046-05ff-45cd-84cf-a2c9ac7eb671" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate_5602c046-05ff-45cd-84cf-a2c9ac7eb671" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_d4c67750-46ef-4659-8c7a-bb2a3a377f32" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1_d4c67750-46ef-4659-8c7a-bb2a3a377f32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_34c4852c-ec5e-4d54-9731-b313e2eaf853" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure_34c4852c-ec5e-4d54-9731-b313e2eaf853" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_e01ed6db-1fc6-4afc-bf86-a29dad6be9e2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShortTermDebtLineItems_c5743c95-1b37-4b13-84f2-2625ead72430" xlink:to="loc_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable_e01ed6db-1fc6-4afc-bf86-a29dad6be9e2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#BorrowingsScheduleofContractualMaturitiesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_e883838c-cf10-42c5-9774-a2d14434ccc6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtByMaturityAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_e883838c-cf10-42c5-9774-a2d14434ccc6" xlink:to="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_041e126a-18ec-4b7a-9ab0-dd71d401f829" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths_041e126a-18ec-4b7a-9ab0-dd71d401f829" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_a53ad0e9-1c1c-40b6-9ea8-14ab3ce14d18" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo_a53ad0e9-1c1c-40b6-9ea8-14ab3ce14d18" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_2ed35848-754f-4dcb-8b36-179e43db8047" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree_2ed35848-754f-4dcb-8b36-179e43db8047" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_427e9fd2-5b1f-4230-aa3f-ccc28b5a8b83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour_427e9fd2-5b1f-4230-aa3f-ccc28b5a8b83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LongTermDebtMaturityAfterYearFour_94774649-3713-4f0d-876b-392567e99347" xlink:href="hbnc-20241231.xsd#hbnc_LongTermDebtMaturityAfterYearFour"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_hbnc_LongTermDebtMaturityAfterYearFour_94774649-3713-4f0d-876b-392567e99347" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongTermDebt_5f16f806-6427-4f0a-9195-b093c3a5f9e8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongTermDebt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongTermDebtByMaturityAbstract_4be7aa03-a16f-4a19-abc0-93b91ad50c3c" xlink:to="loc_us-gaap_LongTermDebt_5f16f806-6427-4f0a-9195-b093c3a5f9e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_722f2992-0b52-4f30-acd7-07c97869608c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_722f2992-0b52-4f30-acd7-07c97869608c" xlink:to="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:to="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_656d18b3-7908-4ac5-ad81-5e636e2c1e54" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_d4bb4d90-5723-4937-a663-243ba3c6a958" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_d4bb4d90-5723-4937-a663-243ba3c6a958" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_7f6f9a6e-144f-4472-b840-2fc7c0050221" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_7f6f9a6e-144f-4472-b840-2fc7c0050221" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_554b85b5-bcf6-4ebd-943d-917ed101bdf0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_eab5aee6-2c9e-4856-b859-eac5fd437edd" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember_554b85b5-bcf6-4ebd-943d-917ed101bdf0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis_84d09891-a1cb-43dd-affe-b1bc48969cdb" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOvernightMember_d4a2ff2d-3142-4270-ade1-5d8773170b81" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOvernightMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityOvernightMember_d4a2ff2d-3142-4270-ade1-5d8773170b81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityUpTo30DaysMember_2151d4aa-d6e3-4f92-ac4f-12519d0cbb9b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityUpTo30DaysMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityUpTo30DaysMember_2151d4aa-d6e3-4f92-ac4f-12519d0cbb9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Maturity30To90DaysMember_624597be-74bc-4150-a84d-1079582e3537" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Maturity30To90DaysMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_Maturity30To90DaysMember_624597be-74bc-4150-a84d-1079582e3537" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MaturityOver90DaysMember_19033fe8-3f7b-4e93-b877-768154394bba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MaturityOver90DaysMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain_dbf8c6f4-c0be-4e4c-9dcb-720071746b31" xlink:to="loc_us-gaap_MaturityOver90DaysMember_19033fe8-3f7b-4e93-b877-768154394bba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable_aa4b5e87-449a-4a1b-a1d5-1734021b48dc" xlink:to="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtRepurchaseAgreements_2a040162-02e5-480f-9568-5319a74ee146" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtRepurchaseAgreements"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:to="loc_us-gaap_SecuredDebtRepurchaseAgreements_2a040162-02e5-480f-9568-5319a74ee146" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_ada4857b-405e-45df-a5f1-586762900d98" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems_74f37f34-2a91-4c71-92ee-acf04d08a5d7" xlink:to="loc_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement_ada4857b-405e-45df-a5f1-586762900d98" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RepurchaseAgreementsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_46228919-3a84-4b84-bb6c-8f1ec95359de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfRepurchaseAgreementsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_4c766862-cce7-4025-9303-11b9a7898ccb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfRepurchaseAgreementsAbstract_46228919-3a84-4b84-bb6c-8f1ec95359de" xlink:to="loc_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement_4c766862-cce7-4025-9303-11b9a7898ccb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubordinatedNotesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubordinatedNotesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SubordinatedNotesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_3ea24a3d-8925-46f6-a346-be835d91d7e3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_3ea24a3d-8925-46f6-a346-be835d91d7e3" xlink:to="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:to="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LongtermDebtTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeAxis_308e1cfd-17ad-4d32-b810-f1b55f334677" xlink:to="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SecuredDebtMember_5e3c5635-094d-4021-bb0d-96a8fd82525a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SecuredDebtMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:to="loc_us-gaap_SecuredDebtMember_5e3c5635-094d-4021-bb0d-96a8fd82525a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebtMember_38a1c6b4-4987-4c94-abb1-edc4f47c3473" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebtMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LongtermDebtTypeDomain_8cc0274e-709f-407f-93de-0d8ab9074a2e" xlink:to="loc_us-gaap_SubordinatedDebtMember_38a1c6b4-4987-4c94-abb1-edc4f47c3473" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionTable_3f81c1dd-96cc-4086-961a-b3b2a2250c9c" xlink:to="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentFaceAmount_3adcc4c8-c0a5-406b-ba9b-9c5aa1d05e8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentFaceAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentFaceAmount_3adcc4c8-c0a5-406b-ba9b-9c5aa1d05e8b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_a952236f-bb62-45cc-a302-aa1e85d1d45c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_a952236f-bb62-45cc-a302-aa1e85d1d45c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f2aa3578-1502-429e-b30a-8e3c769ecca6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_f2aa3578-1502-429e-b30a-8e3c769ecca6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_d7a4c580-a6aa-4460-bef6-f4c0eae87684" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentRedemptionPricePercentage"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentRedemptionPricePercentage_d7a4c580-a6aa-4460-bef6-f4c0eae87684" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ExtinguishmentOfDebtAmount_d64dc30a-1e94-42e0-b9fe-1a5a25766d6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ExtinguishmentOfDebtAmount"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_ExtinguishmentOfDebtAmount_d64dc30a-1e94-42e0-b9fe-1a5a25766d6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ExtinguishmentOfDebtPriceToPar_2cc658b4-8d83-48eb-9e27-5525f9c31eac" xlink:href="hbnc-20241231.xsd#hbnc_ExtinguishmentOfDebtPriceToPar"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_hbnc_ExtinguishmentOfDebtPriceToPar_2cc658b4-8d83-48eb-9e27-5525f9c31eac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFinanceCostsNet_e8972a75-72bb-42f5-af2c-bf2530c760d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFinanceCostsNet"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DeferredFinanceCostsNet_e8972a75-72bb-42f5-af2c-bf2530c760d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_1758c150-ee46-42dc-9bf5-177ecb76a8c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet_1758c150-ee46-42dc-9bf5-177ecb76a8c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_630af09e-2d67-48b4-bfea-96e2293375c0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainsLossesOnExtinguishmentOfDebt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtInstrumentRedemptionLineItems_443ccf77-dc55-4736-b849-1ace6c68f528" xlink:to="loc_us-gaap_GainsLossesOnExtinguishmentOfDebt_630af09e-2d67-48b4-bfea-96e2293375c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtDisclosureAbstract_20c8406b-ba9d-4809-93aa-6a2ad612403c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DebtDisclosureAbstract_20c8406b-ba9d-4809-93aa-6a2ad612403c" xlink:to="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LegalEntityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:to="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_LegalEntityAxis_88126e28-f963-4b4a-a47b-afe9d8ee108d" xlink:to="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonStatutoryTrustTwoMember_653583e8-a790-4eef-ac79-856100d70358" xlink:href="hbnc-20241231.xsd#hbnc_HorizonStatutoryTrustTwoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HorizonStatutoryTrustTwoMember_653583e8-a790-4eef-ac79-856100d70358" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HorizonBancorpCapitalTrustThreeMember_c6d71c72-0676-4b6b-93f0-d3d821ca62f9" xlink:href="hbnc-20241231.xsd#hbnc_HorizonBancorpCapitalTrustThreeMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HorizonBancorpCapitalTrustThreeMember_c6d71c72-0676-4b6b-93f0-d3d821ca62f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AllianceFinancialStatutoryTrustOneMember_0c6d55a4-cf58-4557-85d6-e988e5d96656" xlink:href="hbnc-20241231.xsd#hbnc_AllianceFinancialStatutoryTrustOneMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_AllianceFinancialStatutoryTrustOneMember_0c6d55a4-cf58-4557-85d6-e988e5d96656" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_AmTruStatutoryTrustOneMember_169c6218-d584-4455-8347-f884c4c9a1e8" xlink:href="hbnc-20241231.xsd#hbnc_AmTruStatutoryTrustOneMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_AmTruStatutoryTrustOneMember_169c6218-d584-4455-8347-f884c4c9a1e8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HeartlandStatutoryTrustTwoMember_2fc5881b-7b47-4b7c-961d-e4ebc148e71b" xlink:href="hbnc-20241231.xsd#hbnc_HeartlandStatutoryTrustTwoMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_HeartlandStatutoryTrustTwoMember_2fc5881b-7b47-4b7c-961d-e4ebc148e71b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CitySavingsTrustMember_4e8dc22d-d679-40d3-b81b-c2967cfe2187" xlink:href="hbnc-20241231.xsd#hbnc_CitySavingsTrustMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_dei_EntityDomain_dad0a895-156d-437f-bbbe-77dae880f488" xlink:to="loc_hbnc_CitySavingsTrustMember_4e8dc22d-d679-40d3-b81b-c2967cfe2187" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyTransactionsByRelatedPartyAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:to="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis_6cdf569d-9e1e-4dcf-b2a0-ab02cc9a00b3" xlink:to="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RelatedPartyMember_376fd0c6-38f6-4b60-b235-965d7fafabc5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RelatedPartyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_RelatedPartyDomain_0ae4d0ed-03ac-42f9-aeca-aaeaf05f661c" xlink:to="loc_us-gaap_RelatedPartyMember_376fd0c6-38f6-4b60-b235-965d7fafabc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:href="hbnc-20241231.xsd#hbnc_SubordinateDebentureLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureTable_b799873c-98c7-4203-a56f-52e4ad6ef682" xlink:to="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_2fd10621-db82-4a38-9bbf-92e3a90a62d2" xlink:href="hbnc-20241231.xsd#hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust_2fd10621-db82-4a38-9bbf-92e3a90a62d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9087c6f2-0495-47e0-b337-a45776cc5243" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentBasisSpreadOnVariableRate1"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1_9087c6f2-0495-47e0-b337-a45776cc5243" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4bfbf82c-35f0-4e48-a2cd-d941da58e0dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtInstrumentInterestRateStatedPercentage"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_DebtInstrumentInterestRateStatedPercentage_4bfbf82c-35f0-4e48-a2cd-d941da58e0dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_75230269-8d7b-43dc-80dc-bb48ea28a8b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_SubordinateDebentureLineItems_5dca3d46-c9f9-436b-a209-a55e654c55ba" xlink:to="loc_us-gaap_SubordinatedDebt_75230269-8d7b-43dc-80dc-bb48ea28a8b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SupplementalExecutiveRetirementPlanDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_1a93cc4e-bf2b-4406-b8db-ea100677ddca" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_1a93cc4e-bf2b-4406-b8db-ea100677ddca" xlink:to="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:to="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_d9581753-a319-4d83-8fac-51703b30358e" xlink:to="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_8e5a2c96-74f1-4c4c-ba3c-d9d5adc91f2b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:to="loc_srt_MinimumMember_8e5a2c96-74f1-4c4c-ba3c-d9d5adc91f2b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_2124e232-9dd0-476e-93f2-6aba74b60c5c" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_5a4e2f13-d0cc-4bfc-a839-8fd50582d13c" xlink:to="loc_srt_MaximumMember_2124e232-9dd0-476e-93f2-6aba74b60c5c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable_557fc219-462f-41e9-b9c8-337c3f069ee3" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_1bfc6f18-217e-4f38-ba45-60b81e1e2e3a" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP_1bfc6f18-217e-4f38-ba45-60b81e1e2e3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust_aeff03b9-458d-4b23-bc98-e707ed766511" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonStockSharesHeldInEmployeeTrust"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_us-gaap_CommonStockSharesHeldInEmployeeTrust_aeff03b9-458d-4b23-bc98-e707ed766511" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_41271652-3dc4-4c52-a98a-2f1048fac39d" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount_41271652-3dc4-4c52-a98a-2f1048fac39d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability_cb424e7c-93dd-4121-b436-0801376596a1" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPLiability_cb424e7c-93dd-4121-b436-0801376596a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_a859cc06-25dd-4b37-8ba8-8802455190cb" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod_a859cc06-25dd-4b37-8ba8-8802455190cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_90f7a331-0752-4dbc-8a92-4297231fdd00" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems_af546097-0f2a-42a8-a178-e402ac4ce8c5" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP_90f7a331-0752-4dbc-8a92-4297231fdd00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/EmployeeBenefitPlansDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#EmployeeBenefitPlansDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/EmployeeBenefitPlansDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PostemploymentBenefitsAbstract_0efeec90-603f-4a02-8aec-7f65a62d0f75" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PostemploymentBenefitsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PostemploymentBenefitsAbstract_0efeec90-603f-4a02-8aec-7f65a62d0f75" xlink:to="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis_3dc4022f-ef3b-4d72-887d-d4e3998f9bb7" xlink:to="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EmployeeThriftPlanMember_d18faa55-b8e9-498b-a02e-d9436a410226" xlink:href="hbnc-20241231.xsd#hbnc_EmployeeThriftPlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain_b79b27a8-25ae-44e9-ac97-2a25753e2c37" xlink:to="loc_hbnc_EmployeeThriftPlanMember_d18faa55-b8e9-498b-a02e-d9436a410226" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanDisclosureLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable_2e56a040-4c8f-4f53-8dfa-1b1aa3e1893b" xlink:to="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense_46cfe15b-c65c-4a08-9b68-7841caa59418" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PensionAndOtherPostretirementBenefitExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_us-gaap_PensionAndOtherPostretirementBenefitExpense_46cfe15b-c65c-4a08-9b68-7841caa59418" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_f62b0321-af5c-4550-97ee-1a17029d5010" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets_f62b0321-af5c-4550-97ee-1a17029d5010" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PercentageOfCompanySharesOwnedByPlan_f840fb28-1d8b-4e86-8297-ac463a3cd610" xlink:href="hbnc-20241231.xsd#hbnc_PercentageOfCompanySharesOwnedByPlan"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DefinedBenefitPlanDisclosureLineItems_40a8e020-3aeb-4e28-b2cd-cfd0b123a30c" xlink:to="loc_hbnc_PercentageOfCompanySharesOwnedByPlan_f840fb28-1d8b-4e86-8297-ac463a3cd610" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_79562e8c-edfe-4fab-8986-b1bc747835a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_1fe88bd0-33f9-46c6-ab68-dc66c14564d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79562e8c-edfe-4fab-8986-b1bc747835a6" xlink:to="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_1fe88bd0-33f9-46c6-ab68-dc66c14564d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentFederalTaxExpenseBenefit_f49c320b-0bdc-486f-bebb-049547f6049f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentFederalTaxExpenseBenefit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_1fe88bd0-33f9-46c6-ab68-dc66c14564d2" xlink:to="loc_us-gaap_CurrentFederalTaxExpenseBenefit_f49c320b-0bdc-486f-bebb-049547f6049f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_51784d56-ea55-4e63-9531-fc01e0d7c4fb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CurrentStateAndLocalTaxExpenseBenefit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract_1fe88bd0-33f9-46c6-ab68-dc66c14564d2" xlink:to="loc_us-gaap_CurrentStateAndLocalTaxExpenseBenefit_51784d56-ea55-4e63-9531-fc01e0d7c4fb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_02d1a8d5-f8be-4755-8a2a-631485030df2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79562e8c-edfe-4fab-8986-b1bc747835a6" xlink:to="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_02d1a8d5-f8be-4755-8a2a-631485030df2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_2aaa51ac-bb41-48d8-a995-a406ebe82401" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredFederalIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_02d1a8d5-f8be-4755-8a2a-631485030df2" xlink:to="loc_us-gaap_DeferredFederalIncomeTaxExpenseBenefit_2aaa51ac-bb41-48d8-a995-a406ebe82401" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_f74543a4-afe0-4eda-95d6-d647b02466b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract_02d1a8d5-f8be-4755-8a2a-631485030df2" xlink:to="loc_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit_f74543a4-afe0-4eda-95d6-d647b02466b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_5de35bfe-ea3c-433f-a4bb-f77c06e36c8f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79562e8c-edfe-4fab-8986-b1bc747835a6" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_5de35bfe-ea3c-433f-a4bb-f77c06e36c8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79562e8c-edfe-4fab-8986-b1bc747835a6" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_b45deb96-1120-44d8-b154-2b35e46cfb7d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate_b45deb96-1120-44d8-b154-2b35e46cfb7d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_d5ffaf80-2df9-463a-b634-a30d651cd39d" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationTaxExemptInterestIncome"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome_d5ffaf80-2df9-463a-b634-a30d651cd39d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_4200639e-08bb-42b1-acd0-f8fa0f534a2f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxExemptIncome"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxExemptIncome_4200639e-08bb-42b1-acd0-f8fa0f534a2f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_50c744a9-959a-47bc-90bd-32c8e6e6e8c0" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost_50c744a9-959a-47bc-90bd-32c8e6e6e8c0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_17ed1397-2233-463e-b27e-81e10d2ec953" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance_17ed1397-2233-463e-b27e-81e10d2ec953" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_3af17451-8055-4f65-8d32-0e2ce79d0a9a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationOtherAdjustments"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationOtherAdjustments_3af17451-8055-4f65-8d32-0e2ce79d0a9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_ff007309-f934-485b-9a87-60706673f9bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes_ff007309-f934-485b-9a87-60706673f9bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_756a150d-d9ae-4a4c-bbd0-ded0eb5c935d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxReconciliationTaxCreditsInvestment"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment_756a150d-d9ae-4a4c-bbd0-ded0eb5c935d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_0847ba10-27ab-4fa6-97b3-513b2436aced" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount_0847ba10-27ab-4fa6-97b3-513b2436aced" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_27eb0478-29f4-4393-b519-93c923c0e17e" xlink:href="hbnc-20241231.xsd#hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount_27eb0478-29f4-4393-b519-93c923c0e17e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_d9e6fc46-9575-4406-b37f-af8580c7e881" xlink:href="hbnc-20241231.xsd#hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther_d9e6fc46-9575-4406-b37f-af8580c7e881" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_cb62873a-273d-466a-9c02-417f801bc209" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract_9306ae6f-6609-4c6f-b86c-54e50e4bf41d" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_cb62873a-273d-466a-9c02-417f801bc209" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_79e3a0dc-6674-4494-ac36-e0019a27be94" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_79e3a0dc-6674-4494-ac36-e0019a27be94" xlink:to="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxAssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:to="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_e6d03c9f-1bb0-4fbc-afb8-8701b441a4e4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses_e6d03c9f-1bb0-4fbc-afb8-8701b441a4e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_eae64594-4113-4f86-a9d2-e306862cfcac" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOperatingLossCarryforwards"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards_eae64594-4113-4f86-a9d2-e306862cfcac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_6bebb12e-a02c-4be8-89b1-b9a2172f7318" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits_6bebb12e-a02c-4be8-89b1-b9a2172f7318" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_4967afc5-693e-4cad-85df-07e93b9c8982" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross_4967afc5-693e-4cad-85df-07e93b9c8982" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments_dcdd4ac0-2125-403f-b5f8-7b213c0accf2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsEquityMethodInvestments"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsEquityMethodInvestments_dcdd4ac0-2125-403f-b5f8-7b213c0accf2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_5652b0a6-883e-4ab7-9f47-4772f2132ba6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsCapitalLossCarryforwards"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards_5652b0a6-883e-4ab7-9f47-4772f2132ba6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_20c5a4d9-eb32-44f7-a0db-f8f45e32fac6" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions_20c5a4d9-eb32-44f7-a0db-f8f45e32fac6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsOther_0fdcfe4a-7034-44aa-abe5-81921ef3bbe5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsOther"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsOther_0fdcfe4a-7034-44aa-abe5-81921ef3bbe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsGross_87d3d66e-b1cf-4736-a603-6b29c2ab0514" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsGross"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAbstract_a206dd2f-d8e5-44b8-bf2d-02b30e872767" xlink:to="loc_us-gaap_DeferredTaxAssetsGross_87d3d66e-b1cf-4736-a603-6b29c2ab0514" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:to="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense_70d3eaba-1d54-4dbd-b22c-88c9acdc7508" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesDeferredExpense"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesDeferredExpense_70d3eaba-1d54-4dbd-b22c-88c9acdc7508" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesStateTax_12226990-15b8-4c60-b054-75eeff1c01bf" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesStateTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_hbnc_DeferredTaxLiabilitiesStateTax_12226990-15b8-4c60-b054-75eeff1c01bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_a850ca73-b24c-4add-bae3-cde0949baaf2" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends_a850ca73-b24c-4add-bae3-cde0949baaf2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_1f5b7c90-f46e-434d-8752-1e40cd4b2db3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets_1f5b7c90-f46e-434d-8752-1e40cd4b2db3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_5839112b-ad7a-4d71-9378-64223034d28c" xlink:href="hbnc-20241231.xsd#hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions_5839112b-ad7a-4d71-9378-64223034d28c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilitiesOther_98546689-af59-4c30-9b38-c32f676893c7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilitiesOther"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_us-gaap_DeferredTaxLiabilitiesOther_98546689-af59-4c30-9b38-c32f676893c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredIncomeTaxLiabilities_5872dde5-a46b-4818-97ed-7ba377258022" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredIncomeTaxLiabilities"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract_b11bfbca-33af-4340-956f-022f32dae810" xlink:to="loc_us-gaap_DeferredIncomeTaxLiabilities_5872dde5-a46b-4818-97ed-7ba377258022" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTotalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_a7181ec0-4e34-44d4-b7b1-c54ad5b1fecb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_a7181ec0-4e34-44d4-b7b1-c54ad5b1fecb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_2f42176b-b428-42a9-ab0d-c3cd083c91b3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsLiabilitiesNet"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract_58fd57fa-79fe-45e8-9d3a-da6a2818f8af" xlink:to="loc_us-gaap_DeferredTaxAssetsLiabilitiesNet_2f42176b-b428-42a9-ab0d-c3cd083c91b3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#IncomeTaxAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxDisclosureAbstract_48fb7759-538b-468c-81f2-c94ba4d8c14c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxDisclosureAbstract_48fb7759-538b-468c-81f2-c94ba4d8c14c" xlink:to="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:to="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxAuthorityDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxAuthorityAxis_a9935d56-3cc7-4e94-a5b4-6cea9a861d28" xlink:to="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StateAndLocalJurisdictionMember_031d202e-63bb-4eb6-b610-6ebac0d3aacf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StateAndLocalJurisdictionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:to="loc_us-gaap_StateAndLocalJurisdictionMember_031d202e-63bb-4eb6-b610-6ebac0d3aacf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DomesticCountryMember_81073014-d8c5-4065-b424-05a5af9c0086" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DomesticCountryMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeTaxAuthorityDomain_189236b2-bc62-4cae-8c5c-885b7e348a9a" xlink:to="loc_us-gaap_DomesticCountryMember_81073014-d8c5-4065-b424-05a5af9c0086" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:to="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardAxis_4aa622e7-768c-4ca8-b916-0ff6cedc2262" xlink:to="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GeneralBusinessMember_fbfdd377-e693-41f1-bdf0-811bc0d01c1e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GeneralBusinessMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TaxCreditCarryforwardNameDomain_9fd84670-e3c3-42eb-a2c6-036ec5e67dda" xlink:to="loc_us-gaap_GeneralBusinessMember_fbfdd377-e693-41f1-bdf0-811bc0d01c1e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwardsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsTable_3192e854-785a-477d-9b35-277d28113022" xlink:to="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingLossCarryforwards_252ea812-e2fa-4d44-82f9-1a79e4419bb4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingLossCarryforwards"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_OperatingLossCarryforwards_252ea812-e2fa-4d44-82f9-1a79e4419bb4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TaxCreditCarryforwardAmount_628ab8e7-4580-477e-ae19-5e1d34889898" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TaxCreditCarryforwardAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_TaxCreditCarryforwardAmount_628ab8e7-4580-477e-ae19-5e1d34889898" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentTaxCredit_aec7eb82-b3d5-4e28-8ac9-bc131784a6ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentTaxCredit"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_InvestmentTaxCredit_aec7eb82-b3d5-4e28-8ac9-bc131784a6ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxAssetsValuationAllowance_e56d91f1-9e81-4e82-867e-f2e54e06d17f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxAssetsValuationAllowance"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_DeferredTaxAssetsValuationAllowance_e56d91f1-9e81-4e82-867e-f2e54e06d17f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_036744b5-ba7e-42ea-958e-fe080bc0887c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender_036744b5-ba7e-42ea-958e-fe080bc0887c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_c7b6ef2e-c6ee-4d9e-9ca2-950fa08d0d30" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingLossCarryforwardsLineItems_1f2dd72b-40e6-4a16-9a0e-b127638ffd1b" xlink:to="loc_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender_c7b6ef2e-c6ee-4d9e-9ca2-950fa08d0d30" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityAbstract_fd19190c-fe95-41f9-9b02-d900a4bcb156" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityAbstract_fd19190c-fe95-41f9-9b02-d900a4bcb156" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StatementEquityComponentsAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:to="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquityComponentDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_StatementEquityComponentsAxis_5811dbfc-13d5-46eb-aff0-864938e42c55" xlink:to="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_b474036a-a5d2-4510-ada2-12809b0b0016" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember_b474036a-a5d2-4510-ada2-12809b0b0016" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_f07e42cb-5d19-4341-931f-3176708e74a0" xlink:href="hbnc-20241231.xsd#hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember_f07e42cb-5d19-4341-931f-3176708e74a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_a6192304-fa56-422f-a73d-44d9f1eb8b16" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember_a6192304-fa56-422f-a73d-44d9f1eb8b16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_fd6ef82e-4dc8-437a-9ff3-f405cf7cc352" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_EquityComponentDomain_e0cc0f2f-15e6-4911-bef5-dffe1f0141d4" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeMember_fd6ef82e-4dc8-437a-9ff3-f405cf7cc352" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossTable_3f34626f-9ddb-4da4-88d4-ce575be67816" xlink:to="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_16b0110f-63e6-4ced-8966-e9942ff7e98b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems_f908235a-1bda-4d43-8603-b876daf2c8ce" xlink:to="loc_us-gaap_StockholdersEquity_16b0110f-63e6-4ced-8966-e9942ff7e98b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#OffBalanceSheetArrangementsCommitmentsandContingenciesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_a7e7ea1b-df37-4d0b-8539-ecdfc196993e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommitmentsAndContingenciesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_d8cfcbb6-de96-4d42-afe1-0a700e1fb1ce" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_a7e7ea1b-df37-4d0b-8539-ecdfc196993e" xlink:to="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit_d8cfcbb6-de96-4d42-afe1-0a700e1fb1ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_2244e208-2dfd-418b-b357-77b40ec812ca" xlink:href="hbnc-20241231.xsd#hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_a7e7ea1b-df37-4d0b-8539-ecdfc196993e" xlink:to="loc_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit_2244e208-2dfd-418b-b357-77b40ec812ca" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_9da7d865-0d0a-4f38-8b87-14bd5ae81051" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CommitmentsAndContingenciesDisclosureAbstract_a7e7ea1b-df37-4d0b-8539-ecdfc196993e" xlink:to="loc_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability_9da7d865-0d0a-4f38-8b87-14bd5ae81051" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_1a5cf8aa-5247-48c3-b758-2cd6eff6095f" xlink:href="hbnc-20241231.xsd#hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract_1a5cf8aa-5247-48c3-b758-2cd6eff6095f" xlink:to="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:to="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_37275f47-c8fa-4df7-9a2d-a98057a53bfb" xlink:to="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_SubsidiariesMember_8ec2726a-e020-48df-99f0-9f5c66c4d00e" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_SubsidiariesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_ab4d36d3-1bd3-421f-a0ed-6f8ea0ab8223" xlink:to="loc_srt_SubsidiariesMember_8ec2726a-e020-48df-99f0-9f5c66c4d00e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:to="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RestatementDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementAxis_085d5d9c-4ab6-4e64-ae05-5a53516c6e91" xlink:to="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ScenarioPreviouslyReportedMember_d8cfcc64-4350-4641-82db-e3df757ff609" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ScenarioPreviouslyReportedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RestatementDomain_a63d63ef-abc6-42a7-9bc7-a8f6fbf15d67" xlink:to="loc_srt_ScenarioPreviouslyReportedMember_d8cfcc64-4350-4641-82db-e3df757ff609" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable_adc9a010-9e19-4e8b-a582-aaccda2bd7ed" xlink:to="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Capital_66cfd9c1-b9ea-45ed-840d-ab966574a609" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Capital"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_Capital_66cfd9c1-b9ea-45ed-840d-ab966574a609" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalToRiskWeightedAssets_2b67911f-f6f0-435f-844d-16241d9c03e9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalToRiskWeightedAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalToRiskWeightedAssets_2b67911f-f6f0-435f-844d-16241d9c03e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacy_260af5be-5a60-454d-8474-8956ca6a41a8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacy"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacy_260af5be-5a60-454d-8474-8956ca6a41a8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_bc11771f-5933-4bc1-876a-609c24ea76a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets_bc11771f-5933-4bc1-876a-609c24ea76a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_e5dd2d88-4b37-4f49-b4e7-019ca123975b" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer_e5dd2d88-4b37-4f49-b4e7-019ca123975b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_bce53491-f245-4a70-8ee1-d7f70c581aed" xlink:href="hbnc-20241231.xsd#hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_bce53491-f245-4a70-8ee1-d7f70c581aed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalized_43c19782-7197-474a-be0b-5b98ba3049a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalized"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalized_43c19782-7197-474a-be0b-5b98ba3049a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_aec5a19d-1b18-40e8-81b1-17af1b954dd5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_aec5a19d-1b18-40e8-81b1-17af1b954dd5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapital_dd9df842-31bb-4a52-819b-86d7a3c92733" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapital"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapital_dd9df842-31bb-4a52-819b-86d7a3c92733" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_cb7e4d38-7c70-4fe0-87ae-eb6aa7d030b2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets_cb7e4d38-7c70-4fe0-87ae-eb6aa7d030b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_7f0c27fb-cdb0-438b-bf38-e8c90ba953a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy_7f0c27fb-cdb0-438b-bf38-e8c90ba953a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_9a9d4af9-70df-4f57-a770-32f46f39073b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_9a9d4af9-70df-4f57-a770-32f46f39073b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_37c409b9-6dd4-4921-90d0-b00604e85acb" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_37c409b9-6dd4-4921-90d0-b00604e85acb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_e75217fd-f9ba-4e88-a152-355acf08ba71" xlink:href="hbnc-20241231.xsd#hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_e75217fd-f9ba-4e88-a152-355acf08ba71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_03398360-0840-4883-aff1-e7a7288ea5ed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized_03398360-0840-4883-aff1-e7a7288ea5ed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7fa17d52-f4dd-4322-a198-234439dec18b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_7fa17d52-f4dd-4322-a198-234439dec18b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapital_e4583361-b0e7-4d4b-87f5-b2a0464c9278" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapital"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapital_e4583361-b0e7-4d4b-87f5-b2a0464c9278" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRatio_6f39c9cf-8047-42d3-9664-c5a2a40516a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRatio"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRatio_6f39c9cf-8047-42d3-9664-c5a2a40516a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9aa198c4-b1ed-492a-b5b1-fb32ce84c5b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy_9aa198c4-b1ed-492a-b5b1-fb32ce84c5b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_82abacda-9c5f-4266-8ec0-25b8b5697286" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets_82abacda-9c5f-4266-8ec0-25b8b5697286" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_6aad6dd5-6718-4eaf-b862-782d7be452f0" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer_6aad6dd5-6718-4eaf-b862-782d7be452f0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_42462727-6b4c-4ddc-a0f3-523c9d7eb429" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets_42462727-6b4c-4ddc-a0f3-523c9d7eb429" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_2ad190dd-4b27-414a-a04f-80bc6e970399" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized_2ad190dd-4b27-414a-a04f-80bc6e970399" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_38e07c3e-5f0f-4134-8df2-288d13e81966" xlink:href="hbnc-20241231.xsd#hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets_38e07c3e-5f0f-4134-8df2-288d13e81966" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapital_fe7bb02c-dce4-49c0-bddf-aa6541fef961" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapital"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapital_fe7bb02c-dce4-49c0-bddf-aa6541fef961" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_2e87b0a1-346a-490c-8b07-82a06f48503c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalToAverageAssets"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalToAverageAssets_2e87b0a1-346a-490c-8b07-82a06f48503c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_9a8caba6-aa61-4bea-8a5c-f5fa90d0a90f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy_9a8caba6-aa61-4bea-8a5c-f5fa90d0a90f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_1cda9226-f836-400a-b758-099d031aa7cb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets_1cda9226-f836-400a-b758-099d031aa7cb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_b391dedb-93fa-46cd-8d79-a88c2654b0c1" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer_b391dedb-93fa-46cd-8d79-a88c2654b0c1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_b1cc7813-6f5a-4666-acd9-ded40f2e94a1" xlink:href="hbnc-20241231.xsd#hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets_b1cc7813-6f5a-4666-acd9-ded40f2e94a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_1aac9f1e-9ca9-44fc-b96b-6d73b36472cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized_1aac9f1e-9ca9-44fc-b96b-6d73b36472cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_885c054c-bcec-4fad-a789-0f5c7796b5e9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets"/>
    <link:presentationArc order="32" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems_a8c4a981-1345-412b-b1e6-54f289d8733d" xlink:to="loc_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets_885c054c-bcec-4fad-a789-0f5c7796b5e9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_a7aa9c74-12d0-4aa4-bd3c-3f0108934cdc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_a7aa9c74-12d0-4aa4-bd3c-3f0108934cdc" xlink:to="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_e191c063-2f8e-4d33-bc90-5c9ccb627c90" xlink:to="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_51cafc6b-2353-48ca-ba92-160a04025165" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandThirteenEquityIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:to="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_51cafc6b-2353-48ca-ba92-160a04025165" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_ef276d58-81d6-42bf-aa92-60c66c789366" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandTwentyOneEquityIncentivePlanMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_1960ccab-f918-43e7-8039-0857325319a4" xlink:to="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_ef276d58-81d6-42bf-aa92-60c66c789366" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_53070689-3dcd-4cf9-a27d-ca92ae7d4d04" xlink:to="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_274ad4b8-1afd-4714-b1a6-98747c93380a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:to="loc_srt_MinimumMember_274ad4b8-1afd-4714-b1a6-98747c93380a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_47994653-1aee-4dae-96f7-130e1469e89a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_35420365-fd05-4603-a076-c28c8a2d5b02" xlink:to="loc_srt_MaximumMember_47994653-1aee-4dae-96f7-130e1469e89a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_13a02180-19f4-4f50-b3f6-99a5c5e29f52" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PerformanceSharesMember_9531b2a7-4bec-4f4a-b6e5-68e4609d36eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PerformanceSharesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_us-gaap_PerformanceSharesMember_9531b2a7-4bec-4f4a-b6e5-68e4609d36eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember_1c1d2fd0-9c1b-4b0e-96e4-080fc36f8876" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_us-gaap_EmployeeStockOptionMember_1c1d2fd0-9c1b-4b0e-96e4-080fc36f8876" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RestrictedStockAndPerformanceSharesMember_0f3f9cde-a2d8-4653-b99d-00462f6193b4" xlink:href="hbnc-20241231.xsd#hbnc_RestrictedStockAndPerformanceSharesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_5ab4c08c-8d75-459a-90b0-8a6fbfe0d2ae" xlink:to="loc_hbnc_RestrictedStockAndPerformanceSharesMember_0f3f9cde-a2d8-4653-b99d-00462f6193b4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockBasedCompensationLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationTable_7b7643a1-d45a-4b84-aa06-0d7501169a61" xlink:to="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3909e473-8b18-4570-bd85-d5809572fba3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized_3909e473-8b18-4570-bd85-d5809572fba3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_acb8608d-fbbb-4c9c-b269-92fa50593ff3" xlink:href="hbnc-20241231.xsd#hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum_acb8608d-fbbb-4c9c-b269-92fa50593ff3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_568688aa-8bbc-42ad-993f-8687967cb9d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions_568688aa-8bbc-42ad-993f-8687967cb9d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_9ee44f94-bad7-4967-81a8-ae14e2fb1603" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber_9ee44f94-bad7-4967-81a8-ae14e2fb1603" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_853a88fc-7da8-4905-96fa-734653710f7e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquityNoteStockSplitConversionRatio1"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1_853a88fc-7da8-4905-96fa-734653710f7e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_2b66e53b-bc66-410a-96e0-345417f0a337" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_Assets_2b66e53b-bc66-410a-96e0-345417f0a337" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_537570c6-b195-478d-9254-27411e4998ec" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_537570c6-b195-478d-9254-27411e4998ec" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0a0cbb7d-eee4-44a4-8713-555b221a3651" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue_0a0cbb7d-eee4-44a4-8713-555b221a3651" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_46377c0b-2875-446c-9dbc-4a5088a7781f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1_46377c0b-2875-446c-9dbc-4a5088a7781f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_a1c8268a-0296-4102-8fba-3b8d28b5a8aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue_a1c8268a-0296-4102-8fba-3b8d28b5a8aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AllocatedShareBasedCompensationExpense_2e00effe-1f00-42e3-8947-545f50517166" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AllocatedShareBasedCompensationExpense"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_AllocatedShareBasedCompensationExpense_2e00effe-1f00-42e3-8947-545f50517166" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_91da5f9a-3b19-416e-8baf-a019a83da080" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense_91da5f9a-3b19-416e-8baf-a019a83da080" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_1b5517c4-d823-4edd-aff4-1b8b891689af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_1b5517c4-d823-4edd-aff4-1b8b891689af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_2d7d6ee6-d07e-4aac-97f6-4e11ef2cd305" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions_2d7d6ee6-d07e-4aac-97f6-4e11ef2cd305" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_53e36487-39ea-4212-afed-ea1d4361f0f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockBasedCompensationLineItems_14891728-84fd-410c-bd74-c53b3239df59" xlink:to="loc_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1_53e36487-39ea-4212-afed-ea1d4361f0f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationScheduleofOptionActivityDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_ce4b7927-3572-4f50-8d5e-cc574697b769" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_ce4b7927-3572-4f50-8d5e-cc574697b769" xlink:to="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:to="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_85a2991d-619a-4176-80a5-7e8e7d941e97" xlink:to="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_ed016cb9-c7bb-4340-9cb2-ba3d2df0c4b2" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandThirteenEquityIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_64a2c80b-4359-4abc-945d-5681e3828ca2" xlink:to="loc_hbnc_TwoThousandThirteenEquityIncentivePlanMember_ed016cb9-c7bb-4340-9cb2-ba3d2df0c4b2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:href="hbnc-20241231.xsd#hbnc_ScheduleOfStockOptionActivityLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityTable_b1bee82d-0c5a-409d-9951-cb03946945c7" xlink:to="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_744ea5b6-b17d-45c5-8ba9-3436db4c6000" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_744ea5b6-b17d-45c5-8ba9-3436db4c6000" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_78ff207b-da5c-48cd-915e-d28690c328a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross_78ff207b-da5c-48cd-915e-d28690c328a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_4f21f757-fd23-4cb7-a797-7d0537574b4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised_4f21f757-fd23-4cb7-a797-7d0537574b4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2475ca10-f480-4277-a065-3229c3ab60e7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod_2475ca10-f480-4277-a065-3229c3ab60e7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_b8e5b9b5-5e29-461d-8b3a-7f40560808c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod_b8e5b9b5-5e29-461d-8b3a-7f40560808c3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_9a81406d-d441-41ec-b2bc-87bc7bc2cc3b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward_e0d64f34-c1e7-4f48-9d58-5cdaa7b74ab5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber_9a81406d-d441-41ec-b2bc-87bc7bc2cc3b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_ff7e0262-16b7-48f6-a40e-6ab042bb03a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber_ff7e0262-16b7-48f6-a40e-6ab042bb03a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_caf95c17-1eee-4933-9929-d7237a724591" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_caf95c17-1eee-4933-9929-d7237a724591" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_7518832b-da99-4708-9309-a7b6b63f7196" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice_7518832b-da99-4708-9309-a7b6b63f7196" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_d68bc3e3-cf57-40ae-a2b5-310174d67cb7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice_d68bc3e3-cf57-40ae-a2b5-310174d67cb7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_f4bc873c-43ef-410b-8c09-74885b7f9080" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice_f4bc873c-43ef-410b-8c09-74885b7f9080" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9e62c4c4-508f-4e73-8db6-ad940277682d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice_9e62c4c4-508f-4e73-8db6-ad940277682d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_04b9049d-ebe6-4d0c-9446-127c7db219a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward_ca11d734-b383-47be-a1ee-f5f5f024f5cd" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice_04b9049d-ebe6-4d0c-9446-127c7db219a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_58a0db66-9f8c-4475-9d38-c2454aed1997" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice_58a0db66-9f8c-4475-9d38-c2454aed1997" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_116978f7-87c2-425f-a283-6aa3db810e83" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2_116978f7-87c2-425f-a283-6aa3db810e83" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_67927e21-af57-46ba-9b7f-403584e178cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1_67927e21-af57-46ba-9b7f-403584e178cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_60ba6389-36be-4ca2-9f18-da3e6025803e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_60ba6389-36be-4ca2-9f18-da3e6025803e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_464d41f1-8b1a-428a-beb4-fb0168a0f29f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue_464d41f1-8b1a-428a-beb4-fb0168a0f29f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_adb21d7f-44ed-4a0b-be2e-7c3d8d15ead8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_ScheduleOfStockOptionActivityLineItems_e1568c1b-5263-4c53-9b92-b6e2f03feaaf" xlink:to="loc_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1_adb21d7f-44ed-4a0b-be2e-7c3d8d15ead8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_9a9f2539-b343-472b-bf09-3d368422c1bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract_9a9f2539-b343-472b-bf09-3d368422c1bd" xlink:to="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:to="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis_4c486f43-57c4-4524-9f7e-e9a814af33b6" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_RestrictedStockAndPerformanceSharesMember_7995cfed-fc35-4170-bb59-24fac070d772" xlink:href="hbnc-20241231.xsd#hbnc_RestrictedStockAndPerformanceSharesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain_2d3c1a38-580a-4b1a-917d-7d6eba62c128" xlink:to="loc_hbnc_RestrictedStockAndPerformanceSharesMember_7995cfed-fc35-4170-bb59-24fac070d772" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:to="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameAxis_594f9360-b09d-4f97-a24b-a1fba8172552" xlink:to="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_d5deaabc-f686-4615-a422-277b0e3f4ee6" xlink:href="hbnc-20241231.xsd#hbnc_TwoThousandTwentyOneEquityIncentivePlanMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PlanNameDomain_63f4c03f-d260-4602-b49e-35f26a7d9d8f" xlink:to="loc_hbnc_TwoThousandTwentyOneEquityIncentivePlanMember_d5deaabc-f686-4615-a422-277b0e3f4ee6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable_0ee2f597-2ca9-4eaf-9620-f75226fac6c5" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_82a2dd10-7ad9-4583-9aa5-f9d78aff56cd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_82a2dd10-7ad9-4583-9aa5-f9d78aff56cd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_5f857de4-3893-44d6-9a74-704f5da38c5f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod_5f857de4-3893-44d6-9a74-704f5da38c5f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_e2c765cf-2dd5-4930-bda2-679b31a3015e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod_e2c765cf-2dd5-4930-bda2-679b31a3015e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_c8660544-1d69-45fc-896f-ea01e3e34cd4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod_c8660544-1d69-45fc-896f-ea01e3e34cd4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6afa0567-e359-4d92-bb73-7c07e0e7b231" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward_88e37022-6dd0-46a9-a3f1-0fb708bda315" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber_6afa0567-e359-4d92-bb73-7c07e0e7b231" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems_ed2f72a8-3e46-4f72-b793-9cc8c30f6c0b" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_f1396660-5e03-41fd-937b-cfd06d1fe765" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_f1396660-5e03-41fd-937b-cfd06d1fe765" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_b38b0cc2-3b1f-4350-8c1b-a8979beb73c2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue_b38b0cc2-3b1f-4350-8c1b-a8979beb73c2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_a8cd26cc-acd8-4eb6-a0f7-550acb78e699" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue_a8cd26cc-acd8-4eb6-a0f7-550acb78e699" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_308e7ed1-74c0-4ab0-af3a-142c6bbba3dc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue_308e7ed1-74c0-4ab0-af3a-142c6bbba3dc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_4a839dbb-1808-43db-acb7-be9f8d02f75c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward_40b8dc3a-f8b6-4ee8-b899-d43ea57ca9d3" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue_4a839dbb-1808-43db-acb7-be9f8d02f75c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsAdditionalInformationDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_ff151d63-bc02-4457-9666-fc2c4ead7a79" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_ff151d63-bc02-4457-9666-fc2c4ead7a79" xlink:to="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_07c368f2-f1b8-4a34-9d04-826bca946c0f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_2a35ae7a-4fe0-440f-8a31-d728e66a8f23" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_87dce5ef-a81d-4ed9-8dd6-155d63e7dc23" xlink:to="loc_us-gaap_InterestRateSwapMember_2a35ae7a-4fe0-440f-8a31-d728e66a8f23" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_2a440377-3089-4a82-92b3-2cdb6c6b3e89" xlink:to="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_df97fe66-8207-448f-99c9-2be1cfb3e19b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingRelationshipDomain_06fe8d87-fc81-405a-9351-c5cf2bc46dc7" xlink:to="loc_us-gaap_CashFlowHedgingMember_df97fe66-8207-448f-99c9-2be1cfb3e19b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralAxis_8fa98994-ac2a-4871-8410-c538b8fb49ea" xlink:to="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CollateralPledgedMember_f0acfe07-1453-4d69-b9e0-80c06cfbbe81" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CollateralPledgedMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_CollateralDomain_dbc642c2-4e5d-47b6-8168-9fdadf6f25cf" xlink:to="loc_us-gaap_CollateralPledgedMember_f0acfe07-1453-4d69-b9e0-80c06cfbbe81" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeTable_5749a25d-02f0-4b41-ac25-914eb03117ae" xlink:to="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAverageFixedInterestRate_959e018b-9b95-4c0f-8e49-bb9a03a67acc" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAverageFixedInterestRate"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeAverageFixedInterestRate_959e018b-9b95-4c0f-8e49-bb9a03a67acc" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_fe99abd8-e302-46ae-9b4b-1984f5af0a6b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_fe99abd8-e302-46ae-9b4b-1984f5af0a6b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_5d0931a0-e04e-4ee3-acab-aad73d2a24ce" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_5d0931a0-e04e-4ee3-acab-aad73d2a24ce" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_9f3faa42-90bf-471f-826c-bd6082b2270b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge_9f3faa42-90bf-471f-826c-bd6082b2270b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_372d6286-665b-4c4f-8025-f7ff5806aaa0" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment_372d6286-665b-4c4f-8025-f7ff5806aaa0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MarketableSecurities_8c34bd0d-1b2a-4fda-848b-21ac1346cb70" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MarketableSecurities"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeLineItems_9d3fbb80-8c51-44be-95e4-3c62406389bd" xlink:to="loc_us-gaap_MarketableSecurities_8c34bd0d-1b2a-4fda-848b-21ac1346cb70" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_d921824b-57b9-4b01-9801-6f9bbc14e7ba" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_d921824b-57b9-4b01-9801-6f9bbc14e7ba" xlink:to="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:to="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationAxis_f43e0939-9e43-4d05-8767-0715815a68de" xlink:to="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_b0003355-8cea-4cd9-a495-03ea8c466463" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DesignatedAsHedgingInstrumentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_b0003355-8cea-4cd9-a495-03ea8c466463" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NondesignatedMember_7bc6a3b1-684f-4285-9e7f-eac9867e8c87" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NondesignatedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_0b920678-9dda-4a89-b138-c41a0172b013" xlink:to="loc_us-gaap_NondesignatedMember_7bc6a3b1-684f-4285-9e7f-eac9867e8c87" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_5778d2f0-288d-4284-8ccf-6f4cc3a47337" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_7fdfbe70-f7a8-402e-a73b-4296b4e53a80" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_us-gaap_InterestRateContractMember_7fdfbe70-f7a8-402e-a73b-4296b4e53a80" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_fe08c48b-77ff-4371-aa8a-02819a8e71a3" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_hbnc_MortgageLoanContractsMember_fe08c48b-77ff-4371-aa8a-02819a8e71a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_38fac6f8-dca7-493c-a886-6eb65f8bf982" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_60fddef1-17e1-443e-b792-4017031129aa" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_38fac6f8-dca7-493c-a886-6eb65f8bf982" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativesFairValueLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable_5e92f66a-decf-4c44-9735-60e47e5d5a32" xlink:to="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetNotionalAmount_73ed7a66-e2c1-443f-aa22-708752c48284" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetNotionalAmount"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetNotionalAmount_73ed7a66-e2c1-443f-aa22-708752c48284" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_971e5edf-65d8-46bc-8ad4-1af0fbff7d7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeAsset"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeAsset_971e5edf-65d8-46bc-8ad4-1af0fbff7d7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityNotionalAmount_40c1f8c1-b41b-4ae0-9d87-d93e07cfa2fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityNotionalAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityNotionalAmount_40c1f8c1-b41b-4ae0-9d87-d93e07cfa2fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_6bf62671-23f6-4112-bfef-1f91bbaacb91" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeFairValueOfDerivativeLiability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeFairValueOfDerivativeLiability_6bf62671-23f6-4112-bfef-1f91bbaacb91" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_18e699d7-bab7-4693-a111-58bdc162b5b8" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset_18e699d7-bab7-4693-a111-58bdc162b5b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_2ee4f71e-61d8-42b3-aba3-6f7c7af8ed0c" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset_2ee4f71e-61d8-42b3-aba3-6f7c7af8ed0c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetFairValueGrossLiability_a04a9a68-a0cd-4503-8599-75aa2ee88a86" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetFairValueGrossLiability"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetFairValueGrossLiability_a04a9a68-a0cd-4503-8599-75aa2ee88a86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_32d6cd21-c9e7-4fc9-a970-2756d9e4a04f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement_32d6cd21-c9e7-4fc9-a970-2756d9e4a04f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_207f25e3-9b02-4c7a-859f-d475e19e9570" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset_207f25e3-9b02-4c7a-859f-d475e19e9570" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_fbad1291-f303-4a04-88ab-212dbb53fe94" xlink:href="hbnc-20241231.xsd#hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset_fbad1291-f303-4a04-88ab-212dbb53fe94" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_f9810430-90ee-4f34-9387-55a8fbfe7bfa" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityFairValueGrossAsset"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityFairValueGrossAsset_f9810430-90ee-4f34-9387-55a8fbfe7bfa" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_894c30a3-b6bd-4e3b-8fbc-0317cd8fc9c8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativesFairValueLineItems_fc8df227-0a57-4a3c-92ab-6273cba52819" xlink:to="loc_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement_894c30a3-b6bd-4e3b-8fbc-0317cd8fc9c8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_f715d568-ea42-4a28-b26f-077d0be94594" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_f715d568-ea42-4a28-b26f-077d0be94594" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_6f1d8a84-96bf-46b7-9eba-090a5f7e9e1c" xlink:to="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_082d9e6a-7de4-4d47-8d3b-56f45f0e05ef" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingRelationshipDomain_199499ae-d069-4ef7-b6f6-4f79b1be0375" xlink:to="loc_us-gaap_CashFlowHedgingMember_082d9e6a-7de4-4d47-8d3b-56f45f0e05ef" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_9549240a-9f18-49fe-8fdf-ec3cf0adefc5" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_b402962b-8356-463a-aa34-23d293c131ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_8b638d5e-7fcf-457e-ae85-3d7df9eef130" xlink:to="loc_us-gaap_InterestRateContractMember_b402962b-8356-463a-aa34-23d293c131ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_68332819-5ebf-4366-916c-866fe4ea91e4" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c01875dc-09c3-42fd-a7cc-6015ed44bd90" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems_93960437-a0e0-4357-ad8f-61033afd133b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_c01875dc-09c3-42fd-a7cc-6015ed44bd90" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_44eb4cd9-bc47-4aba-a9f3-dc9c59083e48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_44eb4cd9-bc47-4aba-a9f3-dc9c59083e48" xlink:to="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_db471c29-f2ae-4de3-b076-dae04368657f" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateContractMember_23411d5b-d5db-4411-9269-0392430d6135" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateContractMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_us-gaap_InterestRateContractMember_23411d5b-d5db-4411-9269-0392430d6135" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_HedgedItemMember_d5fab25b-9db4-4186-a5bf-523843e7450b" xlink:href="hbnc-20241231.xsd#hbnc_HedgedItemMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_HedgedItemMember_d5fab25b-9db4-4186-a5bf-523843e7450b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_f9f45441-a52d-46ed-9392-7075898d2fb8" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_MortgageLoanContractsMember_f9f45441-a52d-46ed-9392-7075898d2fb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_8787c139-3e31-4ae9-8476-7db57b634680" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_643a99dd-8453-49b8-8955-f1795aca4001" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_8787c139-3e31-4ae9-8476-7db57b634680" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingRelationshipDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis_ace530a3-0d33-4b91-907d-0ec88993f3a3" xlink:to="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashFlowHedgingMember_7da469e2-286e-4736-946a-405b95a3c9af" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashFlowHedgingMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:to="loc_us-gaap_CashFlowHedgingMember_7da469e2-286e-4736-946a-405b95a3c9af" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueHedgingMember_c0b17016-e572-4853-8547-aa1040db9626" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueHedgingMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingRelationshipDomain_6fa527f0-60c4-4c60-91f7-98dbad9f1ba3" xlink:to="loc_us-gaap_FairValueHedgingMember_c0b17016-e572-4853-8547-aa1040db9626" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgingDesignationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationAxis_06d156d2-503d-4f43-8bb1-dfa00065527a" xlink:to="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DesignatedAsHedgingInstrumentMember_2957f0c0-22bb-47b8-978e-eb1eb99f6734" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DesignatedAsHedgingInstrumentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:to="loc_us-gaap_DesignatedAsHedgingInstrumentMember_2957f0c0-22bb-47b8-978e-eb1eb99f6734" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NondesignatedMember_028bddf8-1d08-4eda-a3f2-fd90444a41c6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NondesignatedMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_HedgingDesignationDomain_0136a2e3-06dc-4f53-a211-dd3e7a34d8b7" xlink:to="loc_us-gaap_NondesignatedMember_028bddf8-1d08-4eda-a3f2-fd90444a41c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeStatementLocationDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationAxis_4ab9e0b9-334b-40e6-b9de-d513ea110e60" xlink:to="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeLoansReceivableMember_1222f390-ebec-4884-a202-f422a625fe10" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeLoansReceivableMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:to="loc_hbnc_InterestIncomeLoansReceivableMember_1222f390-ebec-4884-a202-f422a625fe10" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestIncomeInvestmentSecuritiesMember_57d4de3c-686f-4906-90c6-bccb8fd6552e" xlink:href="hbnc-20241231.xsd#hbnc_InterestIncomeInvestmentSecuritiesMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncomeStatementLocationDomain_31987461-4fe9-4040-b90f-572c32e3611e" xlink:to="loc_hbnc_InterestIncomeInvestmentSecuritiesMember_57d4de3c-686f-4906-90c6-bccb8fd6552e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsGainLossLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable_4f59ecb3-5c82-4418-a869-6bcfcbbeab55" xlink:to="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeGainLossOnDerivativeNet_15f7f264-f4c5-49cd-92a0-292283e4c6eb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeGainLossOnDerivativeNet"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsGainLossLineItems_a298378f-fbb7-4fde-801e-66406e19c472" xlink:to="loc_us-gaap_DerivativeGainLossOnDerivativeNet_15f7f264-f4c5-49cd-92a0-292283e4c6eb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_4d7c7acf-9ba4-4951-8193-8e59c8f2b0c3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_c4cad542-3ba7-4de7-818b-dd1689c35393" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_4d7c7acf-9ba4-4951-8193-8e59c8f2b0c3" xlink:to="loc_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost_c4cad542-3ba7-4de7-818b-dd1689c35393" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_66376d9d-b3a6-46bb-b2c0-8c12d5414de8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract_4d7c7acf-9ba4-4951-8193-8e59c8f2b0c3" xlink:to="loc_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease_66376d9d-b3a6-46bb-b2c0-8c12d5414de8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_7d17850c-6834-46d0-a832-4627b254ff5b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_7d17850c-6834-46d0-a832-4627b254ff5b" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_76e50651-bb14-4936-ab0a-1bcde77e852e" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsRecurringMember_f792fe01-172e-41fc-b12d-eea32263192e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsRecurringMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_2f13fcbd-d451-4e9c-a93c-23f7a022fdde" xlink:to="loc_us-gaap_FairValueMeasurementsRecurringMember_f792fe01-172e-41fc-b12d-eea32263192e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_383fbc5f-a7ae-40c3-a81d-e588dc6db7ab" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_9af26575-ac9d-4931-bfdd-1bc2198f91a5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_9af26575-ac9d-4931-bfdd-1bc2198f91a5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_8b4c9d5d-2de8-4334-b3c1-d1d52e945e3f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_8b4c9d5d-2de8-4334-b3c1-d1d52e945e3f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_06eebc7f-c8e2-4233-bc0d-73d0b24a7bd7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_20e3f7f0-3d6d-47d0-b20f-5253dd114217" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_06eebc7f-c8e2-4233-bc0d-73d0b24a7bd7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeInstrumentRiskAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeContractTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeInstrumentRiskAxis_7d560438-4c62-494b-812b-16c321d87ee3" xlink:to="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestRateSwapMember_0ee7fbc1-5d06-4ccf-88b0-fb7426f1a08e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestRateSwapMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_us-gaap_InterestRateSwapMember_0ee7fbc1-5d06-4ccf-88b0-fb7426f1a08e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_5dde3bbe-b17d-4c08-a259-04c61b884170" xlink:href="hbnc-20241231.xsd#hbnc_CommitmentsToOriginateMortgageLoansMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_hbnc_CommitmentsToOriginateMortgageLoansMember_5dde3bbe-b17d-4c08-a259-04c61b884170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_MortgageLoanContractsMember_3f2f2b06-0b11-4b74-8a7d-2f2d5b0437c6" xlink:href="hbnc-20241231.xsd#hbnc_MortgageLoanContractsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_DerivativeContractTypeDomain_4a6b2dc4-be96-46e2-9732-9b974065fd3a" xlink:to="loc_hbnc_MortgageLoanContractsMember_3f2f2b06-0b11-4b74-8a7d-2f2d5b0437c6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancialInstrumentAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FinancialInstrumentAxis_1d537292-3d59-49b4-a10c-aa7647b0bcf4" xlink:to="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USTreasuryAndGovernmentMember_0e44e977-7bfb-4d1a-9f2e-c08a82e8026e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USTreasuryAndGovernmentMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_USTreasuryAndGovernmentMember_0e44e977-7bfb-4d1a-9f2e-c08a82e8026e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_fcffb788-ee75-4982-86f6-d1860d1e6c86" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_USStatesAndPoliticalSubdivisionsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_USStatesAndPoliticalSubdivisionsMember_fcffb788-ee75-4982-86f6-d1860d1e6c86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_532cdcc6-29d5-4053-9ffc-cb9ec458c841" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember_532cdcc6-29d5-4053-9ffc-cb9ec458c841" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CorporateDebtSecuritiesMember_946b63dd-40b7-4a49-86e8-48a44c367547" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CorporateDebtSecuritiesMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain_a4927424-228e-4e25-b52e-1d1e0b256bf9" xlink:to="loc_us-gaap_CorporateDebtSecuritiesMember_946b63dd-40b7-4a49-86e8-48a44c367547" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable_23300aa2-0dc3-4260-8a66-53a378d108ac" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_710924da-d69c-4cd5-90bd-aa7b8037cd42" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AvailableForSaleSecuritiesDebtSecurities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_AvailableForSaleSecuritiesDebtSecurities_710924da-d69c-4cd5-90bd-aa7b8037cd42" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_3c30ca4e-72d1-4fe7-8faf-2a3aed617ab9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent_3c30ca4e-72d1-4fe7-8faf-2a3aed617ab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeAssets_c538b8ed-0456-4f46-93ee-1c6013f67dcb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_DerivativeAssets_c538b8ed-0456-4f46-93ee-1c6013f67dcb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DerivativeLiabilities_f4d08c69-3f0a-4a21-8f14-d307608bc926" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DerivativeLiabilities"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems_6f00edb5-1b37-444b-b4b5-522ff01ddccb" xlink:to="loc_us-gaap_DerivativeLiabilities_f4d08c69-3f0a-4a21-8f14-d307608bc926" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_620e8698-b195-417b-bd97-d9bebdb11ad7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_620e8698-b195-417b-bd97-d9bebdb11ad7" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_3691d39b-4bdc-48d2-b182-094523185d84" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4db694bd-ed5c-40c3-a56b-0d36ccbdbcbb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_fe3ad3d8-1ba7-4b9d-bd9b-71332cf956a0" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_4db694bd-ed5c-40c3-a56b-0d36ccbdbcbb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_eaa93585-9a73-4423-9607-fd2341cf301c" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_d32ab1fb-25ab-4e1e-a3d9-b6d5a1d7285f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_d32ab1fb-25ab-4e1e-a3d9-b6d5a1d7285f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_22813e31-7725-4c56-8953-aa01ee160327" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_22813e31-7725-4c56-8953-aa01ee160327" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_9c1f2aee-73bc-4766-a390-267d737772a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_73d199ad-2204-4e63-b8c9-80076b1e7fa2" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_9c1f2aee-73bc-4766-a390-267d737772a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_4206a7a7-1682-4063-af38-c3a462ce58ee" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansFairValueDisclosure_dee9a205-7579-459b-aa80-9f30f49913a4" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_8bec9616-1b2a-47a8-98e0-6d0aab73cb16" xlink:to="loc_hbnc_CollateralDependentLoansFairValueDisclosure_dee9a205-7579-459b-aa80-9f30f49913a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_714bc6e2-5425-4e03-9206-55fd629a4c8b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract_714bc6e2-5425-4e03-9206-55fd629a4c8b" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_6e1299b0-9efb-4c1d-bab8-d080b4fdbe9b" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_535d9c34-504c-4c27-a09b-30a49dd1a426" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_535d9c34-504c-4c27-a09b-30a49dd1a426" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_3250c09e-e68e-4313-ad21-ab54f8ec8141" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_d8eb0ed7-dcaf-49bb-a551-4539db0a6b12" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_3250c09e-e68e-4313-ad21-ab54f8ec8141" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementFrequencyAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:to="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementFrequencyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementFrequencyAxis_0b96ffdd-a1ec-4fd4-8787-760960474832" xlink:to="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsNonrecurringMember_c2d0122a-d03a-427a-b0ff-aed211af5b52" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsNonrecurringMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementFrequencyDomain_763fd51a-cdfd-41b2-9a99-7da47e5ea071" xlink:to="loc_us-gaap_FairValueMeasurementsNonrecurringMember_c2d0122a-d03a-427a-b0ff-aed211af5b52" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_14a95ec1-c84e-4911-9423-c609db776871" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_00935bc2-910f-4b89-a8fa-c3593482116b" xlink:href="hbnc-20241231.xsd#hbnc_LoansTransferredToHeldForSaleFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_90ccd9b4-3ed4-430b-961f-b38737c02de5" xlink:to="loc_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure_00935bc2-910f-4b89-a8fa-c3593482116b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_bc4c8400-3110-436b-82db-cc401e020e35" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_bc4c8400-3110-436b-82db-cc401e020e35" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_RangeMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeAxis_9cebe4b8-57c2-4f7e-975f-209d231e359f" xlink:to="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MinimumMember_fddb8d24-03a3-4859-a73a-01fde64069bd" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MinimumMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_MinimumMember_fddb8d24-03a3-4859-a73a-01fde64069bd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_MaximumMember_b9a3f064-357a-4adf-b871-3badde7a9842" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_MaximumMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_MaximumMember_b9a3f064-357a-4adf-b871-3badde7a9842" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_WeightedAverageMember_e78358b9-7027-4a7d-89cb-3cc2aef8189a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_WeightedAverageMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_RangeMember_5e2e542f-74ec-4eac-940e-7197d0902219" xlink:to="loc_srt_WeightedAverageMember_e78358b9-7027-4a7d-89cb-3cc2aef8189a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_08996a9f-32a7-40c0-8465-14a93e9c5719" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_56ea729b-70cc-4454-8837-bb6163dbbdbe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_2f7a838c-d188-4d2c-8084-781269d5a99c" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_56ea729b-70cc-4454-8837-bb6163dbbdbe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByAssetClassAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByAssetClassAxis_cac50881-5dcf-4582-8238-5c1bf6174170" xlink:to="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CollateralDependentLoansMember_897686cf-a723-4ab4-8a0e-4f11bea9d495" xlink:href="hbnc-20241231.xsd#hbnc_CollateralDependentLoansMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain_378cb6c1-79ca-4abb-9143-be88d841b5d4" xlink:to="loc_hbnc_CollateralDependentLoansMember_897686cf-a723-4ab4-8a0e-4f11bea9d495" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable_bbbaad9c-1b85-4b4f-8070-0bbab3972aff" xlink:to="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosure_ce4e1f28-7163-4072-92e5-60f6b6732103" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosure"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_us-gaap_AssetsFairValueDisclosure_ce4e1f28-7163-4072-92e5-60f6b6732103" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementsValuationTechnique_dcc91ade-8676-4514-8cda-8fa07f815db1" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementsValuationTechnique"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_FairValueMeasurementsValuationTechnique_dcc91ade-8676-4514-8cda-8fa07f815db1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_55b8cca1-40aa-4b53-af09-60437fda05d7" xlink:href="hbnc-20241231.xsd#hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill_55b8cca1-40aa-4b53-af09-60437fda05d7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_9f863fc6-08d3-4832-bbc7-15b806b88a4a" xlink:href="hbnc-20241231.xsd#hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems_43b46130-7fc8-40a5-add5-34b9adbebdc8" xlink:to="loc_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability_9f863fc6-08d3-4832-bbc7-15b806b88a4a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#FairValueofFinancialInstrumentsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosuresAbstract_5d3b366b-d4bf-407a-95ae-666af8012174" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosuresAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosuresAbstract_5d3b366b-d4bf-407a-95ae-666af8012174" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByMeasurementBasisAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:to="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueDisclosureItemAmountsDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByMeasurementBasisAxis_35a48cb5-eebe-4e0f-8296-350c6046d060" xlink:to="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PortionAtFairValueFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueDisclosureItemAmountsDomain_72fffc03-cd7c-484c-889c-5fb8b8591b5b" xlink:to="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_ca3829a4-7f40-4e19-9d09-08e0f52061f1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CarryingReportedAmountFairValueDisclosureMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_PortionAtFairValueFairValueDisclosureMember_7facee7e-70bb-4b0a-be22-0bdc98d32f48" xlink:to="loc_us-gaap_CarryingReportedAmountFairValueDisclosureMember_ca3829a4-7f40-4e19-9d09-08e0f52061f1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueByFairValueHierarchyLevelAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:to="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueMeasurementsFairValueHierarchyDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueByFairValueHierarchyLevelAxis_ef572412-0aad-4550-b1f9-6d1bfc4a8429" xlink:to="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel1Member_fda4f6f0-47b1-4c4a-8644-6fba0b63fcc8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel1Member"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel1Member_fda4f6f0-47b1-4c4a-8644-6fba0b63fcc8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel2Member_adf139df-3b39-41f1-8251-682fd387b6c5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel2Member"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel2Member_adf139df-3b39-41f1-8251-682fd387b6c5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FairValueInputsLevel3Member_3b1f0d10-ad81-4596-9f78-2f45adffe79a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FairValueInputsLevel3Member"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_FairValueMeasurementsFairValueHierarchyDomain_9309cb56-7e5c-471c-b93a-77ffaef8c538" xlink:to="loc_us-gaap_FairValueInputsLevel3Member_3b1f0d10-ad81-4596-9f78-2f45adffe79a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:href="hbnc-20241231.xsd#hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable_418a9a37-02cf-4e81-a74a-edbd3bb185c7" xlink:to="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsFairValueDisclosureAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:to="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndDueFromBanks_d870bb2d-13ea-438c-afdc-f66b3e41c2d5" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndDueFromBanks"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_CashAndDueFromBanks_d870bb2d-13ea-438c-afdc-f66b3e41c2d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositsInBanks_baa760e6-f449-499f-8680-678e45934cb8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositsInBanks"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_InterestBearingDepositsInBanks_baa760e6-f449-499f-8680-678e45934cb8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalFundsSold_0494e7b9-33ef-48d6-9b59-e7fc0f244131" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalFundsSold"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FederalFundsSold_0494e7b9-33ef-48d6-9b59-e7fc0f244131" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0ba1b922-7271-4eb4-8cc4-c704529a469d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_0ba1b922-7271-4eb4-8cc4-c704529a469d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InterestBearingTimeDeposits_7c41fd1d-8404-4312-9a8b-42d62568ed38" xlink:href="hbnc-20241231.xsd#hbnc_InterestBearingTimeDeposits"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_hbnc_InterestBearingTimeDeposits_7c41fd1d-8404-4312-9a8b-42d62568ed38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_2abbdb09-c5e8-4945-bf78-f8b2e3944982" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss_2abbdb09-c5e8-4945-bf78-f8b2e3944982" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_6703a597-d9ba-41ec-ae5d-2acebd9f6423" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup_6703a597-d9ba-41ec-ae5d-2acebd9f6423" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_d87568a3-899b-4552-a1a2-59fb9cf06e4b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss_d87568a3-899b-4552-a1a2-59fb9cf06e4b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_FederalHomeLoanBankStock_384d7f79-2d77-413b-b6c2-a5e2218bb50e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_FederalHomeLoanBankStock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsFairValueDisclosureAbstract_b0bfe21c-1184-4663-b1c2-4b815fd4b9d2" xlink:to="loc_us-gaap_FederalHomeLoanBankStock_384d7f79-2d77-413b-b6c2-a5e2218bb50e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesFairValueDisclosureAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems_7310cf91-dbf1-462e-be0a-d554bb4e3278" xlink:to="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NoninterestBearingDepositLiabilities_9d7da485-4361-4843-92d4-2abb8e81d1da" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NoninterestBearingDepositLiabilities"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_NoninterestBearingDepositLiabilities_9d7da485-4361-4843-92d4-2abb8e81d1da" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestBearingDepositLiabilities_0db044ed-cdac-43f1-929f-fc29eb259237" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestBearingDepositLiabilities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_InterestBearingDepositLiabilities_0db044ed-cdac-43f1-929f-fc29eb259237" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2f98a6b6-6bf1-475a-b164-780d36d3ce50" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DebtLongtermAndShorttermCombinedAmount"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_DebtLongtermAndShorttermCombinedAmount_2f98a6b6-6bf1-475a-b164-780d36d3ce50" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubordinatedDebt_ae230cad-ac71-4223-b9d8-653c5ad69d3a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubordinatedDebt"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_SubordinatedDebt_ae230cad-ac71-4223-b9d8-653c5ad69d3a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_a07c80f2-f219-46da-b9e6-6811c55e9756" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust_a07c80f2-f219-46da-b9e6-6811c55e9756" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestPayableCurrentAndNoncurrent_5a96b60b-b744-4602-aadc-4eb71f01c22b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestPayableCurrentAndNoncurrent"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesFairValueDisclosureAbstract_ab8fc829-5c7c-49d7-87b3-89b8682d91a1" xlink:to="loc_us-gaap_InterestPayableCurrentAndNoncurrent_5a96b60b-b744-4602-aadc-4eb71f01c22b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_ef41d06a-befa-4f56-a5a6-10e17ff69985" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_ef41d06a-befa-4f56-a5a6-10e17ff69985" xlink:to="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:to="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_c261ff9d-a78c-42d8-8850-cde3cb3ef207" xlink:to="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_6b94cf08-9bc5-4d15-af17-2e7019d61dd0" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_e1b69c61-d1c8-4cc8-a92b-e3d06e80fa86" xlink:to="loc_srt_ParentCompanyMember_6b94cf08-9bc5-4d15-af17-2e7019d61dd0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedBalanceSheetStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementTable_12b2a259-af3e-409f-8521-9d6fa65a9a88" xlink:to="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AssetsAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a3591d02-274b-400a-a05d-163de6f2c8d3" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashAndCashEquivalentsAtCarryingValue"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_CashAndCashEquivalentsAtCarryingValue_a3591d02-274b-400a-a05d-163de6f2c8d3" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_InvestmentInBank_01ee4195-082f-4dd2-8d13-174901280ec9" xlink:href="hbnc-20241231.xsd#hbnc_InvestmentInBank"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_hbnc_InvestmentInBank_01ee4195-082f-4dd2-8d13-174901280ec9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherAssets_230d9af2-f91b-4f45-b496-6ee2c72474d9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherAssets"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_OtherAssets_230d9af2-f91b-4f45-b496-6ee2c72474d9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_Assets_c92793d1-e83a-4e3e-9324-8ab29031cd39" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_Assets"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AssetsAbstract_d360eeda-a700-447e-9570-fb32b48e8ad8" xlink:to="loc_us-gaap_Assets_c92793d1-e83a-4e3e-9324-8ab29031cd39" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_SubordinatedDebentures_a066eaa4-76e0-405c-800c-1c6602d0ba71" xlink:href="hbnc-20241231.xsd#hbnc_SubordinatedDebentures"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_hbnc_SubordinatedDebentures_a066eaa4-76e0-405c-800c-1c6602d0ba71" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_JuniorSubordinatedDebentures_c2830b18-a154-4cb5-bd66-cfa9c5ffd79a" xlink:href="hbnc-20241231.xsd#hbnc_JuniorSubordinatedDebentures"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_hbnc_JuniorSubordinatedDebentures_c2830b18-a154-4cb5-bd66-cfa9c5ffd79a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherLiabilities_e063b720-b925-46c7-8f67-81b4664839bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_LiabilitiesAbstract_c85fae97-3ab3-47b4-9d68-380db407a752" xlink:to="loc_us-gaap_OtherLiabilities_e063b720-b925-46c7-8f67-81b4664839bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockholdersEquity_dee1af50-e8d5-40a3-a5bd-9fad19e058a4" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockholdersEquity"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_StockholdersEquity_dee1af50-e8d5-40a3-a5bd-9fad19e058a4" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LiabilitiesAndStockholdersEquity_31c87de5-a9d2-4ed5-82c2-11c189049791" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LiabilitiesAndStockholdersEquity"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedBalanceSheetStatementsCaptionsLineItems_5afdde1e-343e-43dc-a689-9992d40f2f38" xlink:to="loc_us-gaap_LiabilitiesAndStockholdersEquity_31c87de5-a9d2-4ed5-82c2-11c189049791" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_ba3b4e91-235c-44bd-b788-93f19ab1d375" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_ba3b4e91-235c-44bd-b788-93f19ab1d375" xlink:to="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:to="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_4b2b434f-0bee-4cc9-a965-401be4312b00" xlink:to="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_4bd52fbd-3f5c-4546-9f45-e15a7001d008" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_c3840077-25c1-4300-a174-e26ebd4a3ab9" xlink:to="loc_srt_ParentCompanyMember_4bd52fbd-3f5c-4546-9f45-e15a7001d008" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedIncomeStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementTable_e5fdc0f4-3e33-486b-9843-5dc8b29b865d" xlink:to="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OperatingIncomeLossAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_DividendIncomeOperating_78b75dd5-16a1-4dc0-9c2f-4a1934de60f9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_DividendIncomeOperating"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_DividendIncomeOperating_78b75dd5-16a1-4dc0-9c2f-4a1934de60f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_InterestExpense_96957ca5-e49d-4b56-89e1-687b2dc676bb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_InterestExpense"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_InterestExpense_96957ca5-e49d-4b56-89e1-687b2dc676bb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_729fe100-98c0-4b48-bb77-3e0f4dcb4b69" xlink:href="hbnc-20241231.xsd#hbnc_NoninterestIncomeOtherOperatingIncomeExpense"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_hbnc_NoninterestIncomeOtherOperatingIncomeExpense_729fe100-98c0-4b48-bb77-3e0f4dcb4b69" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_LaborAndRelatedExpense_ee26822c-0047-401c-9b0c-e544f3367268" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_LaborAndRelatedExpense"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_LaborAndRelatedExpense_ee26822c-0047-401c-9b0c-e544f3367268" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherOperatingIncomeExpenseNet_5751e6cb-3eb2-4f80-8ecb-04365d8d1b4f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherOperatingIncomeExpenseNet"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OperatingIncomeLossAbstract_cafc8f28-f39b-49b6-a76f-93003543feb0" xlink:to="loc_us-gaap_OtherOperatingIncomeExpenseNet_5751e6cb-3eb2-4f80-8ecb-04365d8d1b4f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_f98b70e8-d229-4051-8361-72182ba2f838" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments_f98b70e8-d229-4051-8361-72182ba2f838" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_80a1eb2e-17f1-4744-bba5-bde8e2fc05d0" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_80a1eb2e-17f1-4744-bba5-bde8e2fc05d0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_eacc0321-661b-4e96-b9cf-b1100f78b94b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest_eacc0321-661b-4e96-b9cf-b1100f78b94b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeTaxExpenseBenefit_a90c9c57-4fa5-44d1-9c30-2d5a43148a29" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeTaxExpenseBenefit"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_IncomeTaxExpenseBenefit_a90c9c57-4fa5-44d1-9c30-2d5a43148a29" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_324b3b82-1997-499a-bd64-e6cf96d0f43f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedIncomeStatementsCaptionsLineItems_73246eec-74b0-483a-8324-56148975901a" xlink:to="loc_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic_324b3b82-1997-499a-bd64-e6cf96d0f43f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2f502d8c-2d3c-42fa-9689-ad24b47204f1" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_2f502d8c-2d3c-42fa-9689-ad24b47204f1" xlink:to="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:to="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_8c86d682-59ce-4a68-90f4-e6d1d0a8df54" xlink:to="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_3fad4878-e704-4069-aca5-678301a03dff" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_e22204a0-5c61-4a9a-9a23-8253a2a3c94d" xlink:to="loc_srt_ParentCompanyMember_3fad4878-e704-4069-aca5-678301a03dff" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:href="hbnc-20241231.xsd#hbnc_CondensedComprehensiveIncomeLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeTable_a723e5f7-99a2-4705-8117-5fd24c97506d" xlink:to="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_04911dd5-dfce-49b8-a919-9971db7d2e4c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_NetIncomeLoss_04911dd5-dfce-49b8-a919-9971db7d2e4c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_836a5207-b101-4883-8328-1e5c0cdcdc7f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax_836a5207-b101-4883-8328-1e5c0cdcdc7f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_cb8cd132-83b1-407e-a65f-157f2fa9c6bf" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax_cb8cd132-83b1-407e-a65f-157f2fa9c6bf" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_c5f78d4d-e360-49f4-bdf9-5a0e879ff27a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax_c5f78d4d-e360-49f4-bdf9-5a0e879ff27a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_074681d6-255c-4c29-b2db-c5b88b570f8c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract_e4fd33c1-032c-44a0-979f-465adb6835fe" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax_074681d6-255c-4c29-b2db-c5b88b570f8c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_12b5ce0b-e006-476d-bb78-25559141135c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax_12b5ce0b-e006-476d-bb78-25559141135c" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_db34cdd9-dee7-42e2-aaf2-709422c8907d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax_db34cdd9-dee7-42e2-aaf2-709422c8907d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_67af9be3-f2a7-4f7d-a4a9-69a7787ac6b8" xlink:href="hbnc-20241231.xsd#hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax_67af9be3-f2a7-4f7d-a4a9-69a7787ac6b8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_984edf8f-5887-4343-b4cc-1e013bb11d48" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax_984edf8f-5887-4343-b4cc-1e013bb11d48" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_7e930766-c55b-4d9a-b622-3f90b3511d96" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax_7e930766-c55b-4d9a-b622-3f90b3511d96" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_eb8ace0a-573b-4d15-870c-3bba2e87606b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract_9547071c-0376-4711-8da8-c1d74e80268b" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax_eb8ace0a-573b-4d15-870c-3bba2e87606b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1a3f061d-ac16-4b78-858a-2e0917b51ac8" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent_1a3f061d-ac16-4b78-858a-2e0917b51ac8" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ComprehensiveIncomeNetOfTax_b0cf7219-b10d-47f1-acde-d71ccf5a6486" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ComprehensiveIncomeNetOfTax"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_hbnc_CondensedComprehensiveIncomeLineItems_f82feed3-5a18-4840-8f6a-f21d84cd549e" xlink:to="loc_us-gaap_ComprehensiveIncomeNetOfTax_b0cf7219-b10d-47f1-acde-d71ccf5a6486" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_fa6f002f-9460-40e0-aa16-527b7be31933" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract_fa6f002f-9460-40e0-aa16-527b7be31933" xlink:to="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:to="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidatedEntitiesDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesAxis_3ec820f5-324e-4e1b-b0ac-c994511f9fe5" xlink:to="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_ParentCompanyMember_03f9da1a-e3d1-4ab1-9d45-fc03de0d803b" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ParentCompanyMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_ConsolidatedEntitiesDomain_3e475153-7092-47ed-80f0-c03c27d382d5" xlink:to="loc_srt_ParentCompanyMember_03f9da1a-e3d1-4ab1-9d45-fc03de0d803b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CondensedCashFlowStatementsCaptionsLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementTable_b2ce5809-7499-4c76-aee4-cadd722f6da9" xlink:to="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss_f8ee0c0d-c75b-4cc0-a5c2-59583535573a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_NetIncomeLoss_f8ee0c0d-c75b-4cc0-a5c2-59583535573a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncomeLossFromEquityMethodInvestments_ada14557-7e36-4204-bdd3-a611bdfdf29d" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncomeLossFromEquityMethodInvestments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:to="loc_us-gaap_IncomeLossFromEquityMethodInvestments_ada14557-7e36-4204-bdd3-a611bdfdf29d" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOperatingAssetsAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract_150b9d37-4c7f-43f6-a996-f9b563a0cad2" xlink:to="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensation_cd5bd6b3-0612-4f1d-bcc2-eb44c2bbfc68" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensation"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_ShareBasedCompensation_cd5bd6b3-0612-4f1d-bcc2-eb44c2bbfc68" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_186bff31-a72c-4fb3-b184-f046a2d0b158" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingAssets"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingAssets_186bff31-a72c-4fb3-b184-f046a2d0b158" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_9a468f5b-a220-42de-aabc-8e0921dc02f7" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_IncreaseDecreaseInOtherOperatingLiabilities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract_f47ca7e6-10f2-4df2-8b5a-8854217dd1a6" xlink:to="loc_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities_9a468f5b-a220-42de-aabc-8e0921dc02f7" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_260fb20e-03ea-4900-9775-756c889e5a1a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInOperatingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract_9cdf986e-ce09-4178-83a1-073b584154d6" xlink:to="loc_us-gaap_NetCashProvidedByUsedInOperatingActivities_260fb20e-03ea-4900-9775-756c889e5a1a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/verboseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_PaymentsForContributedCapital_7a5aa2cc-6871-4613-8a7a-ee7fd8ad4671" xlink:href="hbnc-20241231.xsd#hbnc_PaymentsForContributedCapital"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_hbnc_PaymentsForContributedCapital_7a5aa2cc-6871-4613-8a7a-ee7fd8ad4671" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_4c5d5cc8-45b1-4820-9556-b7590e0730d2" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForProceedsFromOtherInvestingActivities"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_us-gaap_PaymentsForProceedsFromOtherInvestingActivities_4c5d5cc8-45b1-4820-9556-b7590e0730d2" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_7cd15bcc-bca9-4665-bbe1-f5b70ecba0d1" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInInvestingActivities"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract_87cee266-d03a-42bd-a1ae-08c1e9b1bbf1" xlink:to="loc_us-gaap_NetCashProvidedByUsedInInvestingActivities_7cd15bcc-bca9-4665-bbe1-f5b70ecba0d1" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_hbnc_IncreaseDecreaseInBorrowings_7c1baab4-c448-433c-8199-eb8a069dcbe0" xlink:href="hbnc-20241231.xsd#hbnc_IncreaseDecreaseInBorrowings"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_hbnc_IncreaseDecreaseInBorrowings_7c1baab4-c448-433c-8199-eb8a069dcbe0" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_755da0b9-2342-48d5-9a04-5ff7f8ab1dde" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsForRepurchaseOfCommonStock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsForRepurchaseOfCommonStock_755da0b9-2342-48d5-9a04-5ff7f8ab1dde" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsOfDividendsCommonStock_833c113d-af20-446a-9bfe-1216b1f3a2fd" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsOfDividendsCommonStock"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsOfDividendsCommonStock_833c113d-af20-446a-9bfe-1216b1f3a2fd" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedTerseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_c090d030-4270-4d9a-80f1-fe8f5efe0935" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation_c090d030-4270-4d9a-80f1-fe8f5efe0935" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_1ebea87e-3293-4aee-8db2-b874f03fb17a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromPaymentsForOtherFinancingActivities"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities_1ebea87e-3293-4aee-8db2-b874f03fb17a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ProceedsFromStockOptionsExercised_fbb2d5e8-a618-444e-9228-c8dbd3f913f9" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ProceedsFromStockOptionsExercised"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_ProceedsFromStockOptionsExercised_fbb2d5e8-a618-444e-9228-c8dbd3f913f9" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_RepaymentsOfSubordinatedDebt_43e919ed-5647-4fe5-989a-f25326b88dee" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_RepaymentsOfSubordinatedDebt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_RepaymentsOfSubordinatedDebt_43e919ed-5647-4fe5-989a-f25326b88dee" xlink:type="arc" preferredLabel="http://www.xbrl.org/2009/role/negatedNetLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_05035c82-a820-40f9-9ab6-7fb4edd0bd74" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetCashProvidedByUsedInFinancingActivities"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract_23f81a19-af0c-47ef-98ca-5f8131b90954" xlink:to="loc_us-gaap_NetCashProvidedByUsedInFinancingActivities_05035c82-a820-40f9-9ab6-7fb4edd0bd74" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_f5e40647-8900-4a6d-96f0-c69740623af6" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect_f5e40647-8900-4a6d-96f0-c69740623af6" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/totalLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_f3e4b5b8-7285-4baa-9d79-e0b044bca594" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_f3e4b5b8-7285-4baa-9d79-e0b044bca594" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodStartLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e388681c-f98e-4d07-86f3-5bd869f10891" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_srt_CondensedCashFlowStatementsCaptionsLineItems_fa860bab-3a43-45c4-890b-dbce70f109de" xlink:to="loc_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents_e388681c-f98e-4d07-86f3-5bd869f10891" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/periodEndLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SegmentReportingDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SegmentReportingDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SegmentReportingDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SegmentReportingAbstract_e4269f15-3143-42f6-bbfc-c195ff5681cb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SegmentReportingAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NumberOfReportableSegments_ff1dbfd3-3d52-4dde-b905-4e636fc1525f" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NumberOfReportableSegments"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SegmentReportingAbstract_e4269f15-3143-42f6-bbfc-c195ff5681cb" xlink:to="loc_us-gaap_NumberOfReportableSegments_ff1dbfd3-3d52-4dde-b905-4e636fc1525f" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://accesshorizon.com/role/SubsequentEventsDetails" xlink:type="simple" xlink:href="hbnc-20241231.xsd#SubsequentEventsDetails"/>
  <link:presentationLink xlink:role="http://accesshorizon.com/role/SubsequentEventsDetails" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventsAbstract_3c9a8cac-6c11-4a11-9b53-d1897431046c" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventsAbstract"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventsAbstract_3c9a8cac-6c11-4a11-9b53-d1897431046c" xlink:to="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:to="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventTypeDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeAxis_dd32f67b-dc4b-4584-9a74-4df8850d6efb" xlink:to="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventMember_ff52f343-4efa-4620-b1ba-e00f9610683b" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTypeDomain_f3cc8235-41a0-48ce-ad22-7ef75298957e" xlink:to="loc_us-gaap_SubsequentEventMember_ff52f343-4efa-4620-b1ba-e00f9610683b" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_SubsequentEventLineItems"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventTable_027ed0cf-ea9a-4f4b-aa15-0587c22ee87a" xlink:to="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_GainLossOnSaleOfMortgageLoans_497c200e-66f5-46c5-9b89-16cf9c516eed" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_GainLossOnSaleOfMortgageLoans"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_SubsequentEventLineItems_940c8fdd-27bf-4301-a323-8959bbaf731a" xlink:to="loc_us-gaap_GainLossOnSaleOfMortgageLoans_497c200e-66f5-46c5-9b89-16cf9c516eed" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#AwardTimingDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgDiscLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgDiscLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMnpiDiscTextBlock"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiDiscTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMethodTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgPredtrmndFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgPredtrmndFlag"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgPredtrmndFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgMnpiCnsdrdFlag"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgMnpiCnsdrdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardTmgHowMnpiCnsdrdTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardTmgHowMnpiCnsdrdTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MnpiDiscTimedForCompValFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_MnpiDiscTimedForCompValFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscTableTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscTable"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_AwardTypeAxis" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_AwardTypeAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardsCloseToMnpiDiscTable" xlink:to="loc_us-gaap_AwardTypeAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_AwardTypeAxis" xlink:to="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_EmployeeStockOptionMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_EmployeeStockOptionMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_EmployeeStockOptionMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_StockAppreciationRightsSARSMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain" xlink:to="loc_us-gaap_StockAppreciationRightsSARSMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardsCloseToMnpiDiscIndName"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardsCloseToMnpiDiscIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardUndrlygSecuritiesAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardUndrlygSecuritiesAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardExrcPrice" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardExrcPrice"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardExrcPrice" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AwardGrantDateFairValue" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AwardGrantDateFairValue"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_AwardGrantDateFairValue" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_UndrlygSecurityMktPriceChngPct"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AwardTmgDiscLineItems" xlink:to="loc_ecd_UndrlygSecurityMktPriceChngPct" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ErrCompDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/ErrCompDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RecoveryOfErrCompDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompRecoveryTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ErrCompRecoveryTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompRecoveryTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDateAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDateAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_RestatementDateAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ErrCompRecoveryTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonNeosMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonNeosMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllIndividualsMember" xlink:to="loc_ecd_NonNeosMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDeterminationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDeterminationDate"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDeterminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtErrCompAmt"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ErrCompAnalysisTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ErrCompAnalysisTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ErrCompAnalysisTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_StkPrcOrTsrEstimationMethodTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_StkPrcOrTsrEstimationMethodTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingAggtErrCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingAggtErrCompAmt"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingAggtErrCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtErrCompNotYetDeterminedTextBlock"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_AggtErrCompNotYetDeterminedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryIndName"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingRecoveryIndName"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OutstandingRecoveryCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OutstandingRecoveryCompAmt"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_OutstandingRecoveryCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_RestatementDoesNotRequireRecoveryTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_RecoveryOfErrCompDisclosureLineItems" xlink:to="loc_ecd_RestatementDoesNotRequireRecoveryTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#PvpDisclosure"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/PvpDisclosure" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PayVsPerformanceDisclosureLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PvpTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ExecutiveCategoryAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ExecutiveCategoryAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_ExecutiveCategoryAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllExecutiveCategoriesMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllExecutiveCategoriesMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_ExecutiveCategoryAxis" xlink:to="loc_ecd_AllExecutiveCategoriesMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_PeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllExecutiveCategoriesMember" xlink:to="loc_ecd_NonPeoNeoMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToCompAxis"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_AdjToCompAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllAdjToCompMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllAdjToCompMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AdjToCompAxis" xlink:to="loc_ecd_AllAdjToCompMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AggtPnsnAdjsSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnAdjsSvcCstMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnAdjsPrrSvcCstMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AggtPnsnAdjsSvcCstMember" xlink:to="loc_ecd_PnsnAdjsPrrSvcCstMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjsMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_AllAdjToCompMember" xlink:to="loc_ecd_EqtyAwrdsAdjsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsMember" xlink:to="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember" xlink:to="loc_ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MeasureAxis"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PvpTable" xlink:to="loc_ecd_MeasureAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PvpTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PvpTableTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PvpTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CoSelectedMeasureName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NamedExecutiveOfficersFnTextBlock"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NamedExecutiveOfficersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeerGroupIssuersFnTextBlock"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupIssuersFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_ChangedPeerGroupFnTextBlock"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_ChangedPeerGroupFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoTotalCompAmt"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoActuallyPaidCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoActuallyPaidCompAmt"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoActuallyPaidCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToPeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToPeoCompFnTextBlock"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToPeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoAvgTotalCompAmt"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgTotalCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonPeoNeoAvgCompActuallyPaidAmt"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonPeoNeoAvgCompActuallyPaidAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToNonPeoNeoCompFnTextBlock"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToNonPeoNeoCompFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EquityValuationAssumptionDifferenceFnTextBlock"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EquityValuationAssumptionDifferenceFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock"/>
    <link:presentationArc order="14" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsNetIncomeTextBlock"/>
    <link:presentationArc order="15" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsNetIncomeTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock"/>
    <link:presentationArc order="16" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TotalShareholderRtnVsPeerGroupTextBlock"/>
    <link:presentationArc order="17" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnVsPeerGroupTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CompActuallyPaidVsOtherMeasureTextBlock"/>
    <link:presentationArc order="18" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CompActuallyPaidVsOtherMeasureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TabularListTableTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TabularListTableTextBlock"/>
    <link:presentationArc order="19" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TabularListTableTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TotalShareholderRtnAmt"/>
    <link:presentationArc order="20" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_TotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeerGroupTotalShareholderRtnAmt"/>
    <link:presentationArc order="21" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeerGroupTotalShareholderRtnAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_us-gaap_NetIncomeLoss" xlink:href="https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd#us-gaap_NetIncomeLoss"/>
    <link:presentationArc order="22" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_us-gaap_NetIncomeLoss" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_CoSelectedMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_CoSelectedMeasureAmt"/>
    <link:presentationArc order="23" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_CoSelectedMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_OtherPerfMeasureAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_OtherPerfMeasureAmt"/>
    <link:presentationArc order="24" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_OtherPerfMeasureAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AdjToCompAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AdjToCompAmt"/>
    <link:presentationArc order="25" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_AdjToCompAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PeoName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PeoName"/>
    <link:presentationArc order="26" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PeoName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MeasureName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MeasureName"/>
    <link:presentationArc order="27" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_MeasureName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonGaapMeasureDescriptionTextBlock"/>
    <link:presentationArc order="28" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_NonGaapMeasureDescriptionTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Additional402vDisclosureTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Additional402vDisclosureTextBlock"/>
    <link:presentationArc order="29" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_Additional402vDisclosureTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_PnsnBnftsAdjFnTextBlock"/>
    <link:presentationArc order="30" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_PnsnBnftsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_EqtyAwrdsAdjFnTextBlock"/>
    <link:presentationArc order="31" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_PayVsPerformanceDisclosureLineItems" xlink:to="loc_ecd_EqtyAwrdsAdjFnTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#InsiderTradingArrangements"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingArrLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTradingArrLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrByIndTable" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrByIndTable"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TradingArrByIndTable" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TradingArrAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TradingArrAxis"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_TradingArrAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllTradingArrangementsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllTradingArrangementsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrAxis" xlink:to="loc_ecd_AllTradingArrangementsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_IndividualAxis" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_IndividualAxis"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_TradingArrByIndTable" xlink:to="loc_ecd_IndividualAxis" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_AllIndividualsMember" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_AllIndividualsMember"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_IndividualAxis" xlink:to="loc_ecd_AllIndividualsMember" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_MtrlTermsOfTrdArrTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_MtrlTermsOfTrdArrTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndName" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndName"/>
    <link:presentationArc order="3" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndName" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrIndTitle" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrIndTitle"/>
    <link:presentationArc order="4" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrIndTitle" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="5" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrAdoptedFlag"/>
    <link:presentationArc order="6" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrAdoptionDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrAdoptionDate"/>
    <link:presentationArc order="7" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrAdoptionDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_Rule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="8" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_Rule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_NonRule10b51ArrTrmntdFlag"/>
    <link:presentationArc order="9" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_NonRule10b51ArrTrmntdFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrTerminationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrTerminationDate"/>
    <link:presentationArc order="10" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrTerminationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrExpirationDate" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrExpirationDate"/>
    <link:presentationArc order="11" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrExpirationDate" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrDuration" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrDuration"/>
    <link:presentationArc order="12" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrDuration" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_TrdArrSecuritiesAggAvailAmt"/>
    <link:presentationArc order="13" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingArrLineItems" xlink:to="loc_ecd_TrdArrSecuritiesAggAvailAmt" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
  <link:roleRef roleURI="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="simple" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#InsiderTradingPoliciesProc"/>
  <link:presentationLink xlink:role="http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc" xlink:type="extended">
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTradingPoliciesProcLineItems"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTrdPoliciesProcAdoptedFlag"/>
    <link:presentationArc order="1" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcAdoptedFlag" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
    <link:loc xlink:type="locator" xlink:label="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:href="https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd#ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock"/>
    <link:presentationArc order="2" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="loc_ecd_InsiderTradingPoliciesProcLineItems" xlink:to="loc_ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock" xlink:type="arc" preferredLabel="http://www.xbrl.org/2003/role/terseLabel"/>
  </link:presentationLink>
</link:linkbase>
</XBRL>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>14
<FILENAME>a191insidertradingpolicy001.jpg
<TEXT>
begin 644 a191insidertradingpolicy001.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M$D@<U+JNKRZ#;V]Y?F)['>L5S,BE/)+-M5\$GY,D ^F<Y(!KAM!\/P:MK7Q
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M9ZY)SN/0\"E\56>B:KID6CZ]"LMKJ,XMT#'&)-K,I!['Y3C'<@=ZY#1X=?\
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M8,/S% %-M#TQM4;4S9Q_;FC\DW R'V?W<^GM3],TC3]&@>#3;2.UB=R[)$,
ML>IQZFK4LT4$1DFD2.->K.P 'XFE\R,Q>;O7R\;M^>,>N: *6HZ)INK26\E_
M9Q7#V[^9"9!GRV_O+Z'WZU'K7AW1_$5JEMK&G6][%&VY!,F=I]0>HJ_%/%<1
M"6&5)(ST=&!!_$4BW,#R+&D\;.R[PH<$E?7'I[T 4+GPYHMWHJ:-/I=J^FH
M$MC&-B8Z8'8^XJ"#PAX<MC,T6BV0:>'R)6,(8O'W4D]0<G/KWK86:)\[9$;'
M)PP.*575UW(P8>H.: ,>S\(>';"6TEM-%LHI+/=]G=8ANCSC)!]>!S[4MOX2
M\/6FN2:U;Z-9QZE(26N5B ?)ZGV)[GJ:U&N($G6!IHUF<96,L Q'L*Q/$'B
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M728.)R>I?^]GWK2BN;>:1XXIXI'C.'57!*_4=J5KB!9U@::,3,,K&6&XCV%
M&=)X:T2:.P272[61=/.;0/&&\G_=ST' X]AZ5JUG6VN6%WK5[I,$Z/=V21M.
MH(^4ONPOUPN2/0BKB7,$DSPI-&TJ<N@8%E^H[4 4X- TBVN;VYATVU2:^S]J
M<1#,V>N[USW]:33?#^DZ0ZM86,4+*GEH1D^6G7:N?NKP.!@<5E^._$-QX<\)
MZCJ&GRV9O[:$S)#<9;<H.#\H(-=% YDMXW;JR@G'TH >RAE*GH1@\XK,L_#>
MC:>;HVFG01?:\_:0J\39ZEQ_$3[U?2YMY)GA2>)I4^^BN"R_4=J'N;>/[\\2
MX8)\S@?,>@^OM0!E/X1\//H?]BMHUF=-W;OLWE#8&]?K[]:4>$_#ZZ*FC#2+
M0::C;A:B/]WNSG)'<YYR:U9IHK>)I9I4B0=6D8 #\37.^#=>OM=77!?_ &8M
M8:K+9QM;J55D14(/)/)W&@#5;0=+;48=0:S1KR%/+BG))=%] <YQ[4_3M&T[
M26G:PM([<W$AEF\L8\QSU8^I/KUJU-<0VR!YYHXE)P&=@HSZ<TYI$10S.JJ2
M "3@9/ H CN[2VO[26UNX(Y[>5=LD4BAE8>A!J*RTRST_>;6 (TF-[DEG;'3
M+')..W/%2_:K?;*WGQ;8CB0[QA#[^E5=6DOFTII-)N;*.<LC++= M%LW#=]T
MCJN<>^* "#0]+M;TWD%C"EQN9@P7[I;[Q4=%+=R,9[TNH:)INJS037UG'<26
M[!X6?),;?WE]#[CFFMKE@NOIHGGH;YK=KDQ@CY4#*HSZ9+<?0T:3KEAK8NFL
M)UF2WG:W9U((++C=CU )QGV- $.N:*-3^PW4#+'?Z=.)[61NF<%61N^UE)4^
MF0><4L_AW1]2OX=4O]'M9+](]@DEC5V4==N>^#TK1AN8+C=Y$T<NP[6V,&VG
MT.*YKQ=XDN=%FT=-/ELW-SJMM9W,<F6=4D;&1@C!^H/6@":^\*64^C0^';.S
M@L]%+JUQ'$ N]0V[RP!_>(&XGMD=3D6]2T8OK5EKED%%[:QO Z'@30,02F>Q
M!56!]01QG(V:BAN8+D$P3QR@=2CAOY4 5+S0],U"X^T75E')*8_*9CP73KL;
M'WE_V3D56U_1SKMDFDR*J:;(RFZQU=%(/EJ.P) !/ID#KD:7VA)Q-':SPM.G
M!&=VQNVX Y_E7/\ @;Q'/XA\)V&HZDUM'>W,DZ^7%\JG9*Z?*"2>BB@#IP !
M@# %9U_H6EZG<Q75W9QR7$2E$F&5<*>J[A@[3Z=*N37,%OL\Z:./>=J[V W'
MT&>M+--%;Q&2:5(D'5G8 #\30!1O= TC4=-CTV[TZWEL8P ELR#RP!T^7IQC
MCTJ_#$D$2Q1@A%& "2?YUS7@_P 17>LKK8U)[0/9:M-91& %5=$5"#R3R=QK
MI?,4LR*ZF0#[N>1^% %"\\/Z3J&H0W]W8Q37<'^IF;.Z+UVG^'\*=>:'I>H7
MUO?7=C#+=VP(AG9?GC!ZX;J*RO!NNW^N0:R=0%N);'59[%3 A52L> #@DG)R
M>]=!#<07*LT$T<H4[248-@^G% &5+X1\.S:ZNN2:-9-J:D,+DQ#?N'1OJ/7K
M7(:QX3FU#Q+J%SJ_@S3==CGD7[-=BX6)XH@H 1U89R""<@G.?8"O1(KFWN"1
M#/%)@D'8X.,=>E+-/%;QF2>5(HQU9V"@?B: .<T_P7I8\-1Z/J5A;S6JS&>.
MU+M)';G.0J,WS<9//'4\ '%:$7A;08#<F'2;2-KJ-89BD0!>, *$)'\. !CI
M6IYT7E"7S$\LX(?<,'/3FA)HI6=8Y4=HSAPK E3Z'TH R)O"'AZXL[2SFT>T
MDM[-MUM&\8*Q'OM'8>W2GCPKH M+^T&CV0M[]]]W&(1B9NN6]>>?8UF>+O$E
MUHLVCII\MFYN=5MK.YCDRSJDC8R,$8/U!ZUU5 &7_P (WHPGLIQIUNLEBI6U
M95P80>NW'3/?'7O27'AK1KJ^DO9M.@>XEV^:V,"7;]W>.CX[;@<5H)=6\ID$
M<\3F(XD"N#L/OZ4OVB'&?.CQG&=PZT 5)M%TVXU2+4Y;2-[Z%=L<YSO1>X![
M ^E+IVC:=I)G-A:1VYN)#+-L&/,<]6/J3Z]:Q+'Q#>-XZUO2+Y[2.QLK6"XB
MD *M^\+ [R3C^$=,5M:HU_Y%LVFW%G$3<1^:UR"5:(GY@N"/F/;M0!)J.EV&
MK0+!J-G!=PJ^]8YT#J&P1G![X)J"QT#2]-NFNK6T5;ADV><[%W"]=H9B2%]A
MQ61IWB*[?QMX@TF_>TCLK""VEAD *']YOSO)./X1TQ6UJK7_ -G@;39[.)OM
M$?FM= E3%N^8+@CYB.G;- %V2-98VC<$JPP<''\JSM/\/:3I-O-;Z=816L,Y
M)D2$;0Q/4X'?WZTY-<L)->ET5)T:]AA6:5 1\@8X4'W."<>GUJXES;R2M$D\
M32*<,BN"0?0B@#'M?!GANQM;JUM-%LX+>Z0QSQ1Q[5D4C!# =:V+:WAM+6*V
MMXUB@A01QQJ,!5 P /8"JFLZU8Z#8B[OYECC:1(4!(R[LP55'J<G\LGM5N6Y
M@AA\Z6>..+^^S@#\Z &7UA:ZG9R6E["L]O(,/&_W6'H1W'M4=II-C8:<-/M+
M98+0#:(8\A5'H/0?2K8(8 @@@\@BLW^V[.76KC1;>XC.H0P"9U/(3<2%!&<Y
M."<>GU% $'_"): -.BTX:5;"RAD\V.W"_NT?.=P7H#GFC5?"'AW7+N"ZU31[
M.\N( !')-&&8 = 3W'L<U2\#^([CQ!X8M;_4VMH[V>>XCV1?*K>7*Z#:"2>B
MBNBEN8+<H)IHXRYVIO8#<?09ZT 2@   # '0"BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "O/?
MC!:SMX;TO4XHWE@TG5K>^ND09)B0D,<=\9!^F:]"I" P((!!X(- %>+4+.?3
MUU"*ZA>S:/S1.'&PIC.[/3%<8+M;_P"+HM-0CW6IT59M/CG3Y2QD_>D*?X\;
M0>X'U-=';>$_#UE<>?;:-90R;]XV0@ -_> Z ^XYJYJ&D:=JHB^WV4-P86W1
M-(@+1GU4]1^% 'C>LV(B\#^+;3RP=-L?$,*::3_RQ!FB\Q(SV4%F''3D5U-U
MX>T>/XO6%JFFVRV]SHTSW$(C 2=EE3:9%Z.1DG+9YY[5V]QH&CW6GQZ?<:79
M2V49REN\"M&IZY"D8I3H6DM?1WQTVT-W&GEI.85WJOH&QD#VH \<O[2U3X<^
M(+<1I';V/BXQ6P7Y1;I]HCX3^Z/F/3UKJ;O1=/\ #7Q3T2YT6W2SAN-/O&U2
M.W& T2!2CL!U;>W7J:TO&?@^.[\,3:;X?T6T22ZO(;B<1JD2OLD5V+>I(!'?
MWKJM/TNPL0TEK81VTDJJ'PHW8'121G@9/&<#M0!Y-9RV<4WP[O;%H;>REO)C
M 99 ]R\31R%GE<8&2>JX.#U)J1] TBXTSXHM-I]M)]GFG>#<@(A;[,K;D'13
MGG(P>*])A\(>&[=56'0=-15G%P MJ@ E&</TZC)P>V:F'AK0PEVHT>Q"WG_'
MR/LZXF_W^/F_&@#@=3A&FZ'X/\?B(2SZ?:P+J+[<O);2QJ'8]R4)##_@5=IX
M6ME:TN-9:%8[C5IC=-\N&$> L2GW$87(]2U4]2TG5)Y%\/V&GZ;:^&9( DTB
MN5=5S\\:Q@8PR\9SQDGMBNI    & .@% '"HMM!\:K\R"*-)?#L;ONP V)W!
M)]>,9KAK2UL[KX9^$?DC;;XJ5$9#@HK7DF0I'(R,=/:O8[_0=(U6[MKO4-,M
M+JXM3F"6:(,T?T)J$^%?#QMT@.B:<8DE\Y4-LA D_O\ 3[WOUH \_P!20^&?
M%?C(>'+6*U<>&DNDAMXPJF96E ?:."0!^-0ZE#HTGA7X;W]DMNS'5[';.,;V
M+ F3<W4DL,MGN.>:]/CT72X=1;48].M4OF78URL2B0KZ%L9Q[503P5X7C=G3
MP]I@+2^<?]%3&_UQCWH X-(M-\3S^,=*U[5K>SN8[^17$R()8[< &%T9N@ Y
M!' .3WYG'A[2-5^*%O:7]L+Z"7PLC2FY3#3L)@ \@XRV/7H?H*[V]\,:%J6H
M0:A?:/8W%Y!CRYY8%9UQTY([=O2ISHNEG51JATZU.H!=HNO*7S=OINQG'M0!
MYW8QZ+H_B?XC37$*6UO:PVY4VZ*LL:?9"6\ON&P&/'I5?2S#:>-? 30_8[6W
METJX6.*)PTGD^7&4\U^ Y)YZ 9S@GK7I;Z)I4NH2:A)IMH]Y+%Y+SM"I=H_[
MI;&2/:JUOX2\.V@MQ;Z%IT0MG:2'9;(/+9A@E>."0!S["@#RO1+V.WUF\@UZ
MWCD\,W'B.]02'E$O/-S'YP/\&/N]MW7MCIKV>UN?B5JFC:K=6MM$=.@^P174
M*,DD9W^;LW<9S@'') 'I77_\(KX?^Q36?]B:=]EGD\V6'[,FR1_[S+C!/N:7
M4/"V@:M;6]OJ&C6-S#;?ZE)8%81^R\<#VH X5=#O+#3M!3PMJ=OK,FF6]RB6
MFJ'B[@,B@E'' *D!5;I@CL>>O\$7MGJ7@VPN+*Q>QMRKH+23!,)5V5D]P""!
M[8K1N="TJ[-N9]/MV:V0I WE@&)3C*J1RHX' ]*N6]O#:6\=O;PQPPQJ%2.-
M0JJ/0 =* /&)6;2? GQ&N=(ACAU"/6+J-&@4+(D.8M^TCD *6/'3K73^(K6T
MMM4\"ZCX;CBCEEODMU-N !+9-&S.#CJH"@C/0UV\.CZ9;WUS?0Z?:QW=T,7$
MR0J'E'HQQD_C4>GZ!I&E2>9I^FVMLV"H,487:"<D#T!/.!Q0!!XK@AN/"6KK
M/%'(@LY6 =00"$.#S7G%U9V5M\+?A]<I;01$7NDR22J@4Y.W+$_S->L7=G;7
M]J]M>6\5Q;R##Q2J&5AZ$'K51O#VC-I#Z0=+L_[.<8:U$*B/V^7&.PH XR2*
MQNOBUK]N4MY5?P_$)H\ [F\U\[AZXV]?:N6M_#FBG]GM]7;3K=M1.BNINF7+
MXSD#)]"!CTQ@5ZQ%X7T" @Q:+8(5A^S@BW7B/).P<=,L3COFGKX=T1=*.E+I
M-B-.)R;00+Y1/^YC% '#MIECI?CWP'+8VL4$MY:W:7,B+AIP(48;SU?GGG-5
M-%TV*X\+>.M-M[N+35D\2310R;,HC$P[5*]-K-A2/1C7HA\/:,9K68Z59&6T
M&VV?R%W0CT0X^7\*:OAK0DMKJV71[ 07;;[B,6Z[9FSG+#'S'(!R: /-]1OK
MH^&?'FGZQHUOI^N1:/OGELVW6]U'MD"2+W!SN&#SP/2KB:;9:9XO^'5Q96T4
M$]W;W"7$J##SC[,&^=NK<@'G-=[_ ,(]HYM)K1],M9+>?'G1R1AQ)CINSUQV
MSTI?^$=T7S+23^R;+?9C%LWD+F >B<?+^% &/X_N-/BT*TAU!)9%N=0MH88D
ME$:R2EP561B"!'E?FX/ ]<5D>#'\GXD>-+=YK7<?L3&.V&U YC?=@9/.%&3W
MQT%=OJ.F6.KV3V>HV<%W;/@M%.@=3CD<&H;/0M)T^Z^U66F6=O/Y0A\R&%4;
MRQT7('3VH Y75]1MX_BUIMAJ[1K8R:5(]D)\>6USY@#]>-^S&/0$^M8^HQ:9
MHUWX3TK3G9_#4NM3)<[GWQ&8J6CC!Z;!(3QTW)ZBO0M6T/2M>MEM]6TZVO85
M;<J7$8<*?49Z&GRZ/IL^EC2Y=/M7T\*$%L8E\L = %Q@8[4 >=ZYIZP>,_%-
MI:P)_9=SX::YO8 H\L7(9EC?'0,54_7;FL>3P_8VW@/P#KFDVZ1:\9M/5+F/
M_63;E4.C'J5VYX/ "XX%>FZEHT-OX:U.RTBPC6:ZMY(PL>%WNRE068]<<<G)
MP*I^#/#-OHWA[2([G3((-2L[5(7<!6PX4*[*1TW$9)X)[T <UJ8;P-XVO3I]
MFGD^*(0ML%C^5+]?E ;'16#;C_NL:] TC2[;1=(M=-M$"PVT2QK@8S@<D^YZ
MGW-9%I::YJ6NBXUNUL;>ST^>1[)8)3(TI(*K(V0-N$9ACG);M@9Z2@#R"P2W
MUKX.^([W554:W!)>RW4QXEANHV9H\'J"H$8 '; K0U"T^V^(OAI)K-G ^H7$
M4WVP2Q*2SBUR0V1SAL\=J[V3P]H\VH-?R:9:M=.59Y3$,L5^Z3ZD=B>13[S0
M]*U"[AN[S3;2XN8?]5-+"K/'_NDC(_"@#/\ &ES8:?X(U>;4#<)8I:NLGV0[
M9-I&W"'L><>E<CI&VR^+&FQDV%N)/#S+Y%JV0H$L>P,W&\\G!P.O KTBXMH+
MNVDMKF&.:"52DD4BAE93U!!X(K.M?"^@6+VSVNBV$+6JLL#1VZJ8PWWMIQQG
MO0!Y=='_ (LUX^_["M__ .CZ]B@ :TB! (*#(/?BLX>%] %E/9#1=/%K._F3
M0?9DV2-_>9<8)]S6E!!%;0)!!&D42#:B(,!1Z 4 >):A]DB^"?B^!_)0QZS=
M(B' VL+@$ #L<?I76W.D:9J'QJVW5E;SQ2^'O,D1T#)(PN  6'1L>^>@]!75
MR^$_#L]U=W,VB:?)/> "X=K=291D'YN.>0/KBK"^']&2\6\32K);E8_)698%
M#A/[H.,[?;I0!X\UG;2?#+3X&C'EVGBOR+<@X,,?VLC:IZKQZ5T^L6VE>'/&
M^AZ5&MII.D7<5S+&#"ODM>$Q]0?E#;,@?4@=:[(^$O#AMOLQT'33;^9YOE?9
M4V[_ .]C&,^]6M2T72]8L!8ZEI]M=VHP1%-&&4$=" >AH \OO+?3_#M[HFEP
MZD;K0+WQ [7NX*((I3'O2$8X";\';TR/K6C.=+TCXD>+[AP;>W'AZ.>Y-KA9
M.#)N9<?Q;0/TKO7\/Z.^C#1VTNS.F!=HM#"OE 9S]W&.O/UJ*T\+Z!8.7M-&
ML(7,7DEDMU!,?.5SCH<G([YH \ZTPP6GC/X?M!]DM;>72[E8XHW#2>3Y<93S
M7X#DGGH!G=R>M3>&&T'Q%X*=_$$RIK%MJ<DMX1)LN4N4F.Q1_%TVJH';@5WM
MKX4\/67V;[+H>G0FUD,L!2V0>6YZLO'!X'/L*D/AK0SK7]LG2++^T_\ G[\A
M?,],[L9SCC/6@#@)(ULO%_Q(N;"W@74H;"WDLR$7>)3!*<K[D^G6I/#]EH.K
MVWA36[77(Q<6^T0QVJ(LLK,N)(I,99NY;/H3[UZ&=)TXZJ-5-A;'4 GEBZ\I
M?-"^F[&<56L?#.A:9J4VHV.D6-M>S9\R>*!5=L]>0._?UH \DGDM-;^ GB'4
M-1CADUDRSO?-(!YD=P)B%4]QA=@ ].*]C-Q#!HAN97(ACMO,=DY(4+DD8]JI
M7/A#PY>7D]Y<Z'I\UQ<#$TCVZDR?7CFM:*WAM[=;>&&..%%VK&B@*!Z #C%
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M4 %%%% !6!XQ\1CPOH0O@L6^6XBMD>8D11M(P7>Y'\*Y)/TQQ6_6-XGDT?\
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M$B(H.%8+C.,,0.^* ._?4[".Y:V>^MEN% )B:50P'TSGN*>+ZT(E(NH"(?\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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ME[>V^HW>F6DM] N(II85:2+V#8R/PJ_10!GG0=';2O[*.E61T[_GU-NOE?\
M?.,4?V#H_P#9L>F_V59?88CNCMOLZ^6I]0N, \FM"B@"E_8^F?V?)8?V=:FS
MER9+<PJ4?/7*XP?QIR:5I\5Q;W$=C;)-;Q&&&18E#11G^%3C@<#@5;HH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !7S/\#-2L-,^(&O2W][;6D;6SJKSRK&"?-7@$GK7TQ7R5\-? VF>
M//&6L6&J3W444$;S*;9E4EO, YW*>.: /5?CCK^C:A\-I[>RU:PN9C<Q$1PW
M*.V >3@'-,\'^(V\)_LV0:S& 9H(IA"&Y'F-<.JY]1E@?PKD?B=\'O#_ (+\
M&2ZQIUWJ4MPDT<86XD0KACSP$!_6M2*PFU#]DY$@4L\0><@?W4NF+?D,G\*
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M84L>64#H#WKR/X_^&-#\/6&AOH^E6EBTTLPD,$87< %QG'U->B>(O#6A^%O
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M\\^./_))-8_WX/\ T<E>AU1U?1]/U[3)=.U2U2YLY2"\3DX;!!'3W H ^?->
M_P"36O#_ /U]_P#M2:I_B7HMYX)F/BC1H_\ B7:[I[6.I0C[HDDCQN/U^]_O
M*?[U>V3>#/#MQX=A\/RZ5"^E0-OCMB6VJ<DYZYZL?SK1U#1]/U729-+O[2.X
ML9%"-"XRI QC\L"@#Q?1?$5EX<_9TT6;4]".L:=<22V]Q#O"A09I"&/![C@^
MN*YSQCX:\ :-X>/B?P;XK>UU%=CVUK#>!V;)' '^L0@$DY/&.:^A;7P[H]EH
M(T*#3H!I85E^RLN]"&)8@@YSR2:Y^V^$W@2TO5NXO#=KYJMN =G=<_[C,5_2
M@#RWQ]?W^J:-\*K_ %,$7L\P>4D8+$F'YL=LC!_&M35-2L=)_:<2[U&\@M+9
M=/PTL\@1 3$0.3Q7KFK^&M&UZ6REU2PBN7LG\RV+$CRVXY&#_LC\JH:SX \*
M^(=1;4-6T:"ZNV4*97+9('0<&@#RKXM:WIOCK7_"WAOPY>PZC<F[+RO;,'2,
M' SN''3<3Z 51^(.F:%J_P ?X;/Q'=K:Z6]BIEE:81 $(Q7YCP.<5[7H?@[P
M[X:D>31]'M+.5QM:2-/G(]-QYQ[9J#6O /A;Q%J!O]7T:"[NBH0R.6!P.@X-
M '%>$/"OPNT'Q/:7VA>(;:;4@6CAC_M..3>6!7 4<DX-<@?"5OXR^/\ XLT^
MYO[ZR6.V\Y9;.0(VX"%0#D'(^;I["O6[#X9^#=+OX+ZRT"VANH'$D4BLV58=
M#UK7M?#6CV6OW6NV]A''J=TGESW()W.OR\'G'\*_E0!X=\.K"R\%?%NXT'Q/
M:B;5WS_9NJ2NQW@C@ $X^89 /4'*]Z^AJQM9\)Z%XANK6ZU738KFXM3F"4DJ
MR<@\$$'J,ULT >$?M+_\@WP[_P!=I_Y)7H7Q!_Y)#K/_ &#?Z"MW7_"NA^*(
MX$UO3HKU8"3$)"1M)QGH1Z"KM[IEGJ.F2Z;>6ZRV<L?EO$V<,OI0!\V6OPPN
MM2^#EGXDT?4M1DO?+>6:P:7,4B*[ A% !!P,XR<\UZ)X"\8>&M*^#=YK&DV,
M5B=.C8W5J'+$W& %RQY(<[<$_3M7IVEZ58Z)IL.G:;;K;V<((CB7.%!))Z^Y
M-81^&_A QWD?]AP+'>,'N$5G59"#N&0#C@DX]* /"O">C^/[KP5K"V?A2WU&
MU\2;I9;V>Y1)&ZX8 N.C$L,CJ:ZCX=:[/-\(?%_AC4 4O]$M+N(QL>0A1^/P
M8./RKW"TM+>PLX+.UB6*W@C6.*->BJ!@ ?A60O@WP\FH:C?KI<*W6I1/#>2
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M8SM/7&"*S_B'?WS>&_A_JS0_9]5?5K)FB48*,\;%TQZ9XQ0!ZQ1110 4444
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M4 6:*:CI)&KHRLC %64Y!'J*=0 44R66.&)Y976.- 69W. H'4D]A40O[,M
MHNX"TZEX0)!F10,DKZC'<4 6**;')'-$LL3J\;C*LIR"/4&G4 %%%% !1110
M 45!]MM?MWV'[3#]L\OSO(WCS-F<;MO7&>,],TEW?6FGPB6\NH;:,L%#S2!
M2>@R>] %BBBB@ HHHH ***@O+VUT^U>ZO;F&VMTP&EF<(JY.!DGCDD#\: )Z
M*"<#)Z5!:7MI?Q-+9W,-Q&KE&>&0. PZC([CTH GHJ.:>*VA>:>5(HD&6=V"
MJH]23TJ ZIIZP6D[7UL(;QE6VD,J[9BPRH0Y^8D<C'6@"W1110 4444 %%%%
M !14$5[:SW4]K%<PR7%OM\Z)'!>/<,KN'49'(SUI+F^M+-H5NKJ&!IG$<0ED
M"F1R<!5SU)]!0!8HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **@@O;6ZEGBM[F&:2W?RYEC<,8VQG:P'0X(.#4] !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %8.OZ)ILUGJNHS6<$MV]BT?F2
M1ABJJK$ $CCEB:WJHZS%<3Z+>P6L0EGEA>-%9]HR5(&3Z<T <;\-M!TN[^'?
MAB[EL;<W,, D281KOR0RG)QD@@D&L'PCXEO?"_@"TNETF*72$U2:"XF^T;)$
M#W3(&1 I! +#.2#[=Z[GP/I>H>'_  1IVDW\,?VNRA\L^5)N5\9Q@\?K7*'P
M;X@/PND\-_9K7[<U_P#: WVC]WM^T^=UQG...E '5?VQ&/B0=(DTF$3#2FND
MU ,#(T8E5?+QMR!DD]?2F>&_%DWB6&QOK2VM9-/N@V]XKDO);,!D)(NWANQY
MX/'/!IC:1JK_ !)CUX6\:V0T@V1S*-XD,@DSC&,#&.M9FE>$;Q?%>E:^=/@T
MF_CC<:L]I,#%?$I@848S\QW9(!&,<]0 6/B^BO\ "G7MR@XA0C(Z'S%JQ>>)
M+O1M3\.Z'9Z0EQ_:5O)Y3_:!&$,48."-IP.1SSQG / ,_P 0M&U#Q'X)U'1M
M,CB:YO$5 TLFQ4PP.3P3V]*J7>CZQ=^*/"6I_8XDATJ*=+H&<$YDC5!MXY V
MYYQ0!'%\0&@T#5[S5;"*TNM*U!;"X1;@M"&9D"R>9M!"8D!)*Y !XJYJNO7<
M'A;6[^\TBSO;6UM3,JQW&^&[AV%FY*XZ C&#^M9UEH6O6<GB:3^SK*=-4U%+
ME8)I@5DAVHCH^5(!*J<=1DU4A\#WECX?\76.DVPM+36+?RK/39)\I;NT;*[Y
M&0H8L#M&?N^^  =!'XE!&A:;IUG";[4+(72P%]D=O"%7)) )QEE4 #GVQ7+^
M%]83P_/X\U'4;:.W,.J1J887!4NT<:J%8@?>8CD@8SS5Z3PUK^GZEX;U_3K>
MVFO;'3AIM]923[1)'P=R/@C(89Y'(]*K2>"==U2S\70W;6EC)JMU#>64L4YD
M,4L80KN&T<90<]>O% &W9^,KF?Q"VCM8VTSR6K7%O<6=R9(BPZQNQ0;6[@\Y
M'Y4O@[Q7JWBNTLM1;0DM-+NH'?SS=AW617VA=FT9! //L>.F9]$G\8W";]=L
M=/M3!&1LM+@R&ZDQC/( 1>^.3G'3&"?#_1M0\/>"K#2-3CB6YM0RDQ2;U8%B
MP(.!Z^E $?C+1--_X1?Q/J#6<,EW-ITQ:9XPS#;"0H!(R ,9^I-9?ANQL;#X
M:^']>ATNWEO]/TJ.X0KMC9SY&&!?!/()_'%=1XHL[O4?"VJ:?91))<7=K+;H
M'?:H+H5R3Z#-9FEZ3J=I\-(=#EMXO[0ATT6059<HS"/9NW8X'?IF@"G8>,M=
MO?#T>MCPL[VMQ9P36J07/F2222$ J5"Y51NW;N?E&<9X%JS\;1+J>O6.J+;P
M_P!C6R74L]O-YB&,AB<C (8;3QSVK/E\/>(A\*]/T*T,$.IV<5O%*@G(2X2,
MKO3>!E0X!'3OBJ<O@G5M3U77!=6NGV&FZMHZ66RVE+&V9=^ !M ;E@>P[<]:
M *_BN^U#5&\#7]QIEO;V]QKEK+$WG;IHP58JK#:!R#DX/!&.>M;T/B0QZUXP
M2+0K=+O28H)'D64!KP&-F7<VWC"C SGJ:QYM#\9ZAI'AFPN[#35FT74;>>2X
M%ZVVX2)6&X#9E<@CKW[8Z:2Z#K*:[XSO?LL)CUBVABM0)^0R1,AW<< EL\9X
M% #;'QYJ$R>&+R[T2.WTW7C'%'*MWODCE>,NN4VXVG! .[/<@=*N7_C*>-_$
M1T^PCN8] 0-<^9,8VE.SS&5/E/1>YZGCWK)/A?7!X;\$:>+6 S:%<V\MR?/X
M98XV0[..2=V><=*I7UIJNJ^)/$=SI6BV.J:=<2+97'EZH]H9?+0!TD 4AB"6
M7.1P,=.H!Z!H.IOK6A66IO;B 7<2S)&)-^$894YP.Q':O-+6/1?^$[^(\6JZ
M4]]$YM (HK%IV;,!R!M4X)/TYY[5Z1X=OCJ&AP3-8"P9"\)M@ZNL9C8H0K+P
M5^7@CMZ5A>&M%U;3_&_B?5KRVA2TU=X&AV3;F3RXRGS#'?V)H R?!-]K/AOP
M?X9T#5XFFUZ^,HA@N)<&*%,MF1L$_*I48P3D@<<D:TGB$:I'XD\/:G91P:A9
M6AD9%?S(YXF4[74D ]1@@C@^M3^*- O[O7M"\0Z5Y3WNE/(K6\K[%GAD4*X#
M8.&& 1GCUJ'_ (1Z^N-4UW7YK=$O;VP6PM;;S0=B#<<NW3)9NV<!1US0!AZ1
MJ\>D_#;P#YVE07\5U)8VP:5A^X=\!9 "IR1SZ5T][XEO9)]8AT338[]])4"=
M7F*&64IO\J/"G+;2.3@98#UQSS^%==_X0CPCI"VUN;K1[RTFN/W^%98>NTXY
M)[9 JW_8_BG0/%VJW^A6UA?:=K+)-+%=7!A:UF"A2V0K;E( .!SQV[@&A)XN
MNX-=\/V5SI!MK768B4FGG*O#*$WF)TVX#8SCYN<&MC3-3GU"_P!2B-M&EM:3
M^1',LI8RL%!;C:,8)V]3R#Z5@^.=/^U^")+>:]4ZO:^5<6DR@!OM:L/+*KVW
M/\N/1L5T6BZ=_96D6UFS^9*BYEEQ_K)&)9W_ .!,6/XT <_]O;5_B?+I3'-I
MHUDEPR=FN)6(4GUVH#CW8GL*S8M5U?5-=\<:;J$%H]A8Q1Q*HE8[%:$R A2N
M&)W#)R,8'7%7XK%M)^+%S?.,6VM:>D:N>GGPD_)]2AR/]UO2H_[!UNT\3>++
MJW@M)K/68HFC9IRKHZ0^5M*[<=<'.>G8F@#&\'>)[_1O"G@BWN=*C&F:A'#8
MI<BY_>K*8R5)CVXVG:1G=GV'2MO6?'GV)=4DT^WM;L:9(8Y87NMDTS* 7$:A
M3DC.!GJ01[G,'A775\*>"],%K;F?1+RWGN3Y_P K+$K*=AQR3NSSCI5J#2?%
MWASQ%JO]BP:=?:3JMR;L?:IVC>TE8 /D!3O4D9 &/PZT =;O&N>']]M+-;"^
MM<QR%=LD6].#CLPST]17.V_AGQ)%!X=+Z]:&XTUW6YVV0$<\+$?*JY^1@J[0
MP[,WX]=;I)%;11RRF614"O(1C>0.3@=,U)0!X7JIL(/VE)VOK,W%LVG?/$EJ
MUP7/E?W%4D_E4O@B]U+X9^!_$>N:]975MICW0;2]-F.V09+#&#]P'*]?[I./
M7I/^$0U[_A=)\8?9K;^SOL_V?9Y_[W[FW=C&.O;/2NA^(GA$^-O!UUH\<RPW
M!998)'^Z'4\9QV(R/;.: *>G>.9QXNT[PWK5G#!=:G8"]M9+>0LN<$M&P('(
M"DYZ'T%>5>&I[6S^%7C^6[TY+ZS35B);8S&'<NY ,,H."#@_A7HMIX.U74?'
M^C^*-5@BM4TC31;16Z2AVFFPP+9' 7YSCOP.!7/67PW\36_P_P#%F@O%9?:M
M8O!<0,+@[$7<I(8[<Y&WL.] '3:=XQ@L]/\ !>@Z-I\<=YK&GI+!!+,3':PK
M#N^9L9;I@>N#DBJ6J_$W7M(\"1^)+KPC)"\5T;:\MIYFC,?.!(N4^9">.W)[
M]:H:C\/O$L$?@O6]'-I_;GA^SCLY[:64B.9%7:=K8[@MUQPWMSVNI+'JWAV3
M1?%<NGV5QJZ/#%;1S[L?+G"LV-[+][( QQZ9(!,]Y_PD,KZ;]DL[S2[G35GD
MD:0D-YF0B[<<J0&.<Y '3FJUMX#TRV&@;88=^CLS13!"'&23L7GY4R3QSP /
M4U!\+M!N- \!Z?!>3&:ZE3S'<G.%Z(HST 0+Q]:[*@#C[&^.E_$V\\/KQ9W]
M@-2A7M'*'*2@>@;Y6^NX]S5OQ-XHN= U+1[.#2C>G4YV@4B<(58(6'!'3CKG
MCWJG;V+ZE\6+G6%'^BZ9I@L W9IW?S& _P!U=F?=JJ^/WGC\1^"7MHEEE&J.
M1&S[=P\E\\^N,X]_2@!(_'^H0+XAM-3T)+?5M&M?MOV=+O='<08)W(^T>A&"
M.OZ30^-]032K;4K_ $-((-06U330MV&>XFFZ(PV_(!USS\O.,\5'J?AC4M5E
M\2:JUO''>ZCI1TNSMVE'[M"'):1AD9+/T&<!1R<\+J7A+4]4\!:%8*T-MK.C
M/:W-ON<M$TT(Q@D#.TC/;C/2@#37Q-=VWB:/P_J-C!%=W=L\]A+'.6BG*??0
MDJ"K#(/0@CGVJMI7C.YU/PO=:D=+BAU"WO6L6L#<DXF$@0*7V<9)!Z'@@U,N
MCWNL>+-)U[4K5+(:7!,D, E$C-+*%5F)'&T*N!W.[H,<QVWA*:V^(-YK,<RC
M2[E$N&MN_P!L56CW_3RSSZG![4 2)K<:_$&;2[K2[:&>+21=G4 X9C'YFTI]
MT$*#N/7T.*Y+QUK-UXA^']MJL6FP#3+B^M6@E>4^<J>>FV3;MP-V.F<@,/<#
MIKOP[?7WQ!NM2EA0:7<:*=,9EE_>;C(6+;<=,''7.>U<U)X4\8M\/XO"!M=.
ME^Q30"WOC=%1-%'*KKE-A*D 8/)Z<9H ZC6?&GV*YU.VT^.SGGTU 9H[BZ\I
MI'*[_+0!3D[2.3QE@/7#(O'4=[<:3:VD$4%UJ5D;N*+493 200/*'RG+YSGT
M S@U3ETKQ;H?BS4-3T.VTZ^LM7\N2YMKBY:(VTZH$+*VT[E( SQGCM5K7_#U
MSK<"6.M:3:ZU9FV&9%<12PW&3EH\\JN"!G=D;1][F@#J=/GGNM-M;BYMS;7$
ML*/+ 3DQ,0"5SWP>/PKCM0^(4EKX?U+Q!;:8D^F6%ZUF^Z<I(VUQ&7 VD ;C
MTZXY]JZ3PSIUYI'AC3M/U&\-W=V\"QRSDD[B/<\GTR>N*\ZLK35[V._OK3PW
MIVK:-?:A)>Q^7JS013!7^1S$4*Y^4$Y.">30!W%OXDO)/%__  CUQIL44QTS
M^T%D6Y+C.\)L(V#OW&?I6!J/C@7/P\O=<NO#]O<Q6]ZUK-9RSAT)681ALE.?
MFP<8JRUMK-YXJTGQAI-A!-#=Z0+6:WN;CRF@W.LJMD*V['(('X5D2>"_$;_#
M75O#S16+7EWJ+W$3K.0NPW ERWR\'C& 6Z]: .RO-<EEU]]!TVVAN+J*V%Q<
MM/(4CB1B0BG )+-AN.P&?0'C/ ^O1:#X2NGN8(H;BZ\07=O%;M*%1)"[,07Q
MPJA6YQVX'.*V[C1M>TWQW)XDTJUM[J#4;2.WO;2:X\MHG3.UU;!!&"01^-8D
M7@CQ.F@2-$]A;:Q::[-J]C^]9XY [-F-_E& 58C(SVZ4 :=UXE_MW1_%FD7E
ME$'M+"21)X',MO.C1M@JQ488'@C]:@L=7CTOP5\/(Y]*@O8[S[#;)+*PS;R-
M%D.H*GD -R".M;31>*-7\-ZHFIV5E:7-Q:/;P6<%P9%W,I!=Y"H]1@ <#/4G
MC)N/#.N/X8\%:>EK 9]$NK6:ZS/\K+#&4.PXY)SD9Q0!>F\7ZS)KGB#2=.T&
M":?28X90\M[L2575F[(2&PN ,$=<D<9DA\>VEWI&A74"0Q7&L6YN(X[J;8D2
MJ!OW-@YP6   YSVYIMGH^KVOB[Q5JC6D36^IP6\=L!.-V8D93N&. 2WOTK L
M_!WBC1M"\*W>FBR.LZ'#):S6LLI\JZA?&0' R""H(R.OZ@&M%\1HQI4D][9Q
MVD\>I+IS/),?LQ+9*RB7;S&0#SCKP<=:ZO2KN]NXIS>VL4#1R[(VBE,B3)M4
MAU) X.2,>QY-8ES;>(-1TA/[3TS3;GSYP+K3#('C6WVMP'9?F?=M;H!QCCJ5
M\$>&I/#-KJ-NN^"PFNC+9V32F3[+&5 *[O=@QP"0,]3S0!(/$M[_ ,)??>'C
MIL"RQ60O+25KH@7"[MI!&SY<'KUZCUJIH?C:;7_"VEZM::?;_:+^[-L+4W1/
MED%M^6"=55&;&.0.O-3>+?"UQKNH:->V5P+>:UE>&X?H7M94*RJ/]KA<'L>:
M9H7A!]&\8:MJ"2(-,N&$]I;*.(IG $S8]_+7'^\U %?_ (2*8:EXTCLM&LX-
M1TJ&&0SO)_Q]9C9E+E5S\JC '/ID=:YC4[V_U#P/\/=4U"WCFO7U73I%>.3<
M\NY"226"A23VR1[UU%MX=U-O$GC&YGCBCM=:@ABMW$FYE*1,A+#'&2V1@FLH
M>&/$K^$_".F2V=D)M$OK2639=$AXX%*D@E1\S=AT'KZ '2Z#XDO;_P 0ZKH>
MIZ=#9WEBD4RF"X,R21R;L')52""I!&*;XD\3WFB:WHNFVNE+>-JCR1(YN/+V
M.J%L$;3QP,GL,\'H8]/TC4H?B+JNM2P1K8W=G#;QD2Y<-&6))7'0[O7M1XET
MC4[_ ,4^&=0LK>*2WTR>66??+M8AXRF%&.2,YYQ0! WC&\0_89K33[36(;99
M[F"YOL1QEBP1%<*=Q(0DG' (ZYJ*T^(45_;:#MM4L;K5XYF2/49#$$>(JK1Y
MV_,Q+<<#(!/H":OI'B72O&<OB#PY#9WT-_;QP7ME=3&$[HR=DBN >S$$8_\
MK3ZQHM]J]G:V>N:39:S9R1R&[B5@K12D@IY1;' &Y<Y4]#[4 -U#QAJFG7F@
MV4GA_?=ZLTT?EBZ $3QJS8R5Y4X'S<<9.#P#!8_$(PIK\'B'3?[.O]%5))88
MIA*DT;_<9&(7J>.<8)'OCGYM+U/PYJ'PXT^5_M]Y;W-X,/-D[#$Y"!R.2J$
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M8W>F>'=.L;^[-W>6]ND<TY)/F,!@G)Y/U/-:5 !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %5[Z_M-
M+LI+R_N8K:UB +S3.%5<G R3[D"K%<UX]UEO#_@V_P!3_LVWU&. +YEO</M5
M@6 S]TYP2#CCIUH Z4'(R.E%<KJGB75;;QG!X=L=+MIFN+%[J*>6Y* %652&
M 4D#YNVXGCIR1;\(^()O$6DSS75JEM>6EW-97$<;[T$D;8)4D D'@]* -^H[
MBX@M('GN9HX88QEY)&"JH]23P*DKSVRU36=2U3QS:7XM6M+,>2B(S?(I@W@
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MGB@B'5Y7"J/Q-0KJNG/:-=K?VK6RG!F$RE ?][.*I>+0&\&:X" 0=/N,@_\
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M35]*U2.*8P2?O(T8;I%R.AVIN'^Z1WKTJLZWT'2;35[G5K?3[>+4+D 37"H
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M?+Y[G./7/0S>'M8LO'$FLZ0=/-I=V,5I.EPSAH3&S%60*,.,-C:2O3K6+:>
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M.+)5D,L2].SLV3Z$#L*VO%/A:ZU3X>3^&=,DA$LD*0B6Y<J.""6. 22<?F:
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MN76!&<LL:LW)"@XR<9]!0!R\DFM1_%3Q*-"MK*6Z;3;,DWDK)&,&3^Z"23^
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M(^5@0>><$CWKI[[Q'?IJL^C6CP_;K2VCFN)_L$\\99RP1 D9RO"$DEO3 /.
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M@\E6Y)&,=\\59?''B*+2=!GET&.VO+_5!ILT-R9(^2&(= 0#L(7.3R,XP<4
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M#DF0/N^Z1U7&/Q]JYU/ NOPZ/%!%=Z?Y\.N/JOE.7:&979F\M_E!^4L"#SR
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M S8<,[-R"!C&['>F+X=U+2?&&I:YHS6LT.JQQ_:[6ZD:/;+&-JR(RJW5>"I
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MD]*YYO VL/\ #K6?#33V GU"YFE68.^U%DDWG(VY)'3W]J]"1%C1410J*,*
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M*G*$8R05[XZUE_\ "&ZP?#WB_36DL ^O7,\\;B5\0B1%3!^3G 7/OGM7?44
M4])MYK/2+.UN/+\Z&%(W\MB5)48R,@>E<_9>&[]/%WB'4KP6CV&L00P&))&W
MHL:LO/RX.=Q],>];][JUCIUS96]W.(Y;V7R;=2I.]\%L<#C@'K5V@#AO#/AO
MQ;H<5OHL^LV$^A6C 03+$XNVB4Y6-N=@&  2,G'IU%,^"/$%CI/B/0-,O-.?
M1]5^T/ USO$MLTP.Y,*,,N3P<Y&>AZ5VW]MZ:==_L07:'4O)-P;< DB,$#<>
MPY(J_0!Y_-X.\26%SH^K:'J6GC5;33TTZ[BN8W%O<Q+RIX)96!SSWSVZ&[K'
MAO7M4AT%Y+NRFNK'4TU&X9BZ(Q567RXUPQ"X;J23D9QS79T4 <KJ6@ZS)XWM
M==L;NR\A;$VCPW2,WDDON,D>,9)X!!QP!S6#;^ M<M_ FB^'C=Z?)+INH1W0
MD^=59(Y3(%Z').>O&/>O2** .?M+O7#XTNK6=K&31_LH=!"&\V"7Y/E<G@[L
MN1CG"CIGFYK=KJ%U';+8K9RQB4_:K>[R$GB*L"N0#@Y*GH>E:E% 'GC_  YF
MC\&:GH]A-;6DMSJ2ZA;P LUO;%71A&. =IV$\ <L<#BK]QX;\12^*#JPO].9
M;C3_ +'*LD3G[.=Q),0SR#D Y(SM!]JZ2ZUO3;+5;+2[B[1+Z]W?9X,$L^U2
MQZ=. >M6+V^MM-LIKR\F2&VA4O)(YX4#O0!P=KX&URT\->%;1;[3VO\ 0;D2
M*2C^5)'L9"">N[#9S@>GO5H>&?%6C>(K^\\/:GIGV'5)%GNH+Z%SY,VT*TD8
M4\[L [2?QKI6\1Z2EAIE\UX!;:I)''9OL;]ZT@R@QC(R/7%:M $5M"UO:Q0M
M*\S(@4R/]YR!U/N:EHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ K)\0WVH:?I\<NGPP,[3QI--<
M.%CMXB?GE8$KN"CL",UK5SOB_0+[7K/3QI]W#!<65]%>!+A"T4VS/R. <XY!
M^H% & OCC4_[(\921+8W-QH">;#-Y;QQSQF'S1E22<]1D'!X(J>T\4:_'K?A
M>/48].-CKT+X2!'$D$BQ>8"6+88'!XP,>IZF.;P3K4S>+R^IV+_\)#;+$<0,
MOE-Y7E$_>/ '0=3ZCO=D\+:G)=>$I_/M!_8(82#+?OLQ>5QQ\O'/?GCW(!@^
M*M<U'Q+\,O%&IV#VD>EK'<P1))$S231QY1WW!@%R0V!M/09Z\>@Z+_R M/\
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M,]8T#Q)>Z9XIAL6MQITNI6US8*X!2+[\;!B<L!R",?KQ/;>)O$,NH:.Z:?\
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M(PQG:F]RVU<\[1NP/84 5/%NNZCX?FTBYA%J=,GO8[6]:6-BT0<X5P0P &[
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M$R'85V@@<<,>?TKG-1^'^N7>E>(-+CUBR^S:EJ'V^*66W9I0WF(X1SNQM&P
M8&<8Z4 :5S_R6O3_ /L 3_\ H^.NT;.T[<;L<9Z5S/\ PC^I-XZL_$$EQ:O'
M#I[64D85E+EG5RXZXY7 7)X[UTQS@X )[9H \PG\<^*8O"VMZ\(-($6C:C-;
M30[)"TZ1R!#M.[Y#C)R<Y]!CGJY->N]1\476@Z3);PO96L=Q<3W$1EPTA.Q
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M>@QSN+K6H:UXBUK2=)N+>U&DK$CRS0F7S)G4MC&X84#&>Y)/3'(!U"J%4*H
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M/N SN^4#KD9YS@6=4\1ZA/K.JZ5I&8YM.BCRYLWN \KJ7"G:1M7&WW.[MCD
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MKC[*C^2YB,W_ #S\P#:&]LY[5LE@H))P ,FN"^%D5Y)X>NY+NX@FB.IWC!1
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M[++!/$SM./- 90P8!.#UPV3Z=P#V*BFHXDC5QT8 BG4 %%%% !1110 4444
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M?!'+Y;!TWH&VL.A&>A]ZEH YSQ;X>O/$46F1VMW!;?8M0AOB9(B^\QG(7@C
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MU![X".,KY9957;R3D84<\5T59FH:_IVF7^GV5U*ZSZA)Y5L%B9E=L$XW 8'
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MLMG:06RL<L(8P@)]\"K% '!/\.FA\."RTZ[@M;N/6!K$ $)-O%(&!$83(.S
MQP1R2>.E6HO!=[=:]JFH:QJ5O<P:IIJV%S;Q6Q08^;.PEB0/F[[B>>1TKLZ*
M ..\->&/$6C0VVGW_B&*\TNQ 6V1+8QS2*OW%E?<00O'  S@9.,@TI/ .H2^
M$/$>A-J=KG6;V:Z,PMV_=>8P9EV[N<8X.17?44 0VJ2Q6D4<S(TBH%8H, D>
M@-3444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MW\$74'PR?P:=5B;-LUJ+O[*1A&S_  ;^O/7/X58N/"E]<:CX9O#J=N&T0/\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M;^9H^!P(T?Q-D?\ ,=G_ /04H FTOXH3:9-XET[QI':VNHZ,#/']F5D2ZA.
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MZ;"=35OL5YIS/Y;.O52&)/H.W)'KD=5XXDU6+P1K+Z('.I+:N8/+'SY[[?\
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M5C<!P&8*" >#R?45Q=I?W7A_XY6OAJQFG?2;W2A+)!)*T@CD7?\ O!N)P3L
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MJ?FFVB>3RT(C7<VYL''H.#DUYQ>:C=^!?B_=6MY<7UYI.N6;G3X9;F1U2?\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MNVO;=I?*EP%:2+:PR2 .#QQ7;T4 16T)M[6*$RR2F- IDD.6? ZD^IJ6BB@
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MR6&"S' /3MUKE8_'/B"[\'^$-6MUL%N=6U%;"X22)MN<R#<IW?*/W?3!Z]:
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M&7<?(.%P", ]SS]*L:/X^OM>T[0H$M6M]2OH[EKKR4$GE>0XC;8&..6((SG
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MI+.+24B624Q"1I)I%+ 8/ 0+C/<D]1CFC\(M_P#PK'2?,V[]]SNV],_:).E
M';T5YYXQ\5ZSH%MKMZD]M&=/\N2TLTC\XS187<TQ',8)+ 'Y1\O>K]_K.OR^
M/X-!L;FR@M+G2GO%DDMV=XV$B+_> ;KP/EZ\YQ@@':5FIKVGOXB?05E?^T4M
MOM31F)@/+W!<AB,'DXX)Z&N,L?'.I_\ ".6\5R+9]:FUM]$24(1$65V!E*9S
M@*I.W/)XR,U+907EO\;BEW=BZ!\.L8W,81@/M"Y!QP>>AP.OMD@'H%%<_P")
M-=FTR\TK3;1&:ZU*9T5E0.41$+L0I(!/  R<<YYQ@\KK7B7QCHGA/Q/>S6T4
M9T[9)87ES /](C;A@R*_RLI[]#QQ0!Z55:_OH-.T^YOK@OY-M&TDFQ"[8 R<
M <DX[5RHU?7['QUI^DWUU9S6VJV<\L2Q6Y4VTD>WC<6^<$-Z#D=NE8&@:KKU
MA\-_$VMC4HKF[M+B^D4W%OD,8W;KM8=0N .@]Z /3;>XCNK:&XC)\N9 Z;E*
MG!&1D'D'':J\&JVMSJUWIL?F_:;1(WEW1,%P^=N&(P>AZ'BN%U.]U>^\4?#X
MQZD(4O;>>>2,0@KY@M\[B,\\.P [5??Q?>Z;KOC--1\F6QT2RANX$AC*,P9)
M&(8DG)^4#/ ]J .XHKB[/5/%1UG2'^QO=:==J1?9A2(6Q*Y5HSO)9<\$')[^
MU5_#GB^?6];CL9=0BM=1BN)5OM'N(?+D2,!]AB)Y;D(2>002?EZ4 =Y16%XH
MUR31;:PCMUC-WJ-]%8P-("41GR2Q QG"JQQD9.!D5E:QKNM>#]-U[5-5\B^T
MNTMTELY!A)7D)VF-P.,;BN&'8]Z .RHKB]5UO6O#-_H$E_<07EGJEVEA.J0[
M#!-(#L9,'E,@@ALGH<U@W'BKQ;_PC?BK5H[S34.@ZA/$(_LC$7"1!3M.7^3@
MGGDY/;'(!ZED9QGK17G]S=:G>_%/1%AU#R;271Y;E8#$&527CSGD9)]>W8<F
MC1=>\37]QK-W=W^G1:=HNJ3P7"I:-NFACC!^7YSM(SGOG)Z8P0#T"LQ?$&G/
MK\VB++)]OAMOM3Q^2X CSMR#C!YXXST-<;>>+];M/ 5KXYW0/:,([B?3A']V
MW=@!M?.?, 8$D\'!X%7HG63XV%U.5;PVI!]OM!H Z;1=<L/$%I)=:=*TD,<S
MP,6C9"'0X888 \&M&O+O#>N/H7A?4&@CWW-YXHN;. %=P#/,><9&< ,<9&2
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M(B^RRP_>MVC(*,ON,8H R[_Q'?V&G&\C<W']I:HECIR%$^1"2N[JH;.UV7)
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M1]*Q;;PG=21Z1!K&J)?V^DRK-;A;;RWDD12J-(VXABH.> N3@^U &;HGG?\
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MJM_P@$-U8>);'4[T7-KKL_VB18X?+:%\* 5.XYQL4C(ZC\* $U/5]6\,>(-
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M.&X9#))Y/F-\KAQCY@!RH]: ,C4M U7Q%X_\/:S+:#3['11,Y9Y5:6=W4#:
MI("C'4GG/2JJ^)M:U;P-J'C'2[J.-+=KB6WL7B4QRPPLRD.?O;V",<@@#(&#
MCGOX%F6!%GD224#YG1"@)]@2<?G7(P^!9;+3]4T:QU40Z'J+R,]L;?=+")/]
M8D<FX  Y.,J<9- &=/J4>L^/?A_JD*%([S3;RX56ZJ'CA8 _G2_\)MJ&E:=X
MVOM2,-S_ &+="*V2./RU(9$*@\D_><9.:WKCPIN\2:%J=K=1V]OH\$EO#:B
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MN,C/YT <7X%U2Z\9V5KXDU*!86MT:VA@4Y F'RS2_B057T /]XU2'BC6M3\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MS;0P,9ZA0&')[X].OJ5S>QV.F2WUX/*2&(RR@'=MP,D#U_K7B^D^!?%FG2^
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M:YMHF?RE6(*6+.V#MZ$8 /(-<EJ7A#5]+^*VHZ]%X:MO$6D:M"JR12/$&MW
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M1\4CX#7/@^312NI+^[C7[5$1)FX,A;.[ 4+CJ<Y[=Z -7P=X^^R_\(?X8O\
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M\+O"FK641DL[-[&:_:R +^0B'<>.3M<AL=B": /0;?Q'H]U#=2PZA"PM"!<
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MD&70*6+#VP,YZ51/CWPLNGM?'6;<6Z2-$YPVY67&X%<;AC(R2.,B@#HBH/4
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M>4B-F6)3T+E00N<'&<9JC_PE]@?&;>&@)/M$=N)G<QMMRS;54''/?)Z=NN<
M&GJT%_-I5Q'I-S#:7[+^YFEB\Q5.1U7(SQD5%HFF3:;:2&[N1=7UQ)YUS.$V
M!WP%&%R<*%50!D\#US3)?$VC0W2V\E_&K--]G#E6\OS?^>?F8V[^VW.?:I=2
MUS3=))%[<[&$9E941G94'5R%!(4?WCQ0!HD C!&:3  Q@8KC=5UBX;QWX-73
M]3:32]32Z9XHRC1RA8=R,& R>N>N.E=/8:K9:F9A9S&7R)&BD(1@%=3@KDC&
M0>HH M)%'&FQ$54_NJ,"EVK@C P?:EJ"\O+:PMFN;N9(85P"[G R3@#W))
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M:SW_ (>ACMU92W[WSG)7@<E=P)]!STKT+ )!(Z=*6@#QFVEBN?@C=^$[M?\
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M_/@Y$8\W[V.22.G [TWXE)?+X<M+ZRMI;I=.U*VO;BWB&6EBC?<P [XX/X4
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M7'R0W4+,6#*Y^7=DD%<Y% '862W^D76J3:OJHFTN.*.2"><(AB W[PY  .,
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M@QN!DJ01G</0<UY-;ZM!=P>"+U8KB 6^JXFT^VLG2&QRD@\L +DMG'4DGD@
M'%=/KVFZAIWC=[?38V-AXKB$%V4./L\L8^>4>FZ'<./XE6@#OK&^M]2L8;VT
M<R6\Z!XW*E=RGH<$ X-6*;'&D4:QQJ%1 %50,  =!3J "BBB@ HHHH ****
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MB,T<21.[.HQ]W:#D\C ')]* -JBL[1=<T_Q#I_V[3)S+!O:-MR,C(ZG#*RL
M5(/8BM&@ HK&U#Q3I&F/<BYN),6H!N7B@DD2#(S\[*I"\$'GH#D\<UB^-O%
MTVVT2&TDG9-3U"WA>>VAD?,#99MCH"-Q"X !W8.1ZT =G161H&FMI\$[+J-_
M=V]S)YT"7Q8O I ^3+_/C.3AN1G%6M5U:RT339M1U&?R+2%=TDFTMM'T )H
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M=!L+^[L9KR1KRT022P16\DCA3G! 526Z'.,X[XI9?&WAR"QTZ]DU2);;4?\
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M\>_S#*4SG9TQVHO+Z^\.>.?#MMJ6MWEQ;/8WAE4\^<49?+.Q%^9\-T //04
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MH#2R'JQ X X  [  =JT*YS0-5TC^S=6OK?6;F[M8KZ8SRWC'$#C&Z-<@81>
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M#*^<[F5 "?S%:-%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %<]XR\3KX4T07WV::=Y)HX$"1E@I
M=@N6QVYZ=2>!70UQWQ.M[BX\%2&VMYKAH;NUF:.%"[[$F1F(4<G !/'I0!<O
M_'>A:9<BUNI+M+HVS72P?8I=[1J0"0NW)//0= "3@"EN?'6A6L,\[SSF"V2*
M2YE2W<K;K( 4W\9!P02.H!YQ6-)<_:_BSHU\EI>BV.DSQ>;):R*JNTB%0Q(^
M4D G!P?7!XKG_&<U[J5IXXTU]+U".X$?^B0V=HX2[01C]\\JC#GJ-I;HH&":
M /0+_P 7Z-INK+I<\TQO7@-Q'#%;22&1 0/DVJ=QYZ#)Z^E+9^+='O\ 1H]4
MMYY'ADG^S+&8F$OG [3'L(R&R#P?3/3FN7MYVG^(_AZ\^R7J6ZZ)+$TDEK(H
M1V="JL2/E)"DX.#61865I=Z#K5IJUIJL$5QXHN)X;FWAECEM]Q+1W"_+G;D8
MSC W<T >@OXJTJ*RFNIY)H5ANELVCD@=9#,VW:BKC+$[UQC(.>N*?9^)=+O$
MU$^>8&TTXO4N5,9@^7<"V>Q7G(XK@&U#Q'I_AZ5+V-M7MH=9@CCU86&^;[/M
M!-P(]IW.A 4/@^O..<Z]TG4=4;XAV.FV>I^;?P64UG)>12#SQ&@+ L_0L1C:
M<'G&  < 'I"^,=*:[^R?Z6MTULUU#"]JZO/&.I0$<GVZ^V*YX^,]*U_X;-K&
MJS:GI5G.06FM8Y4D0&7Y KJIZX4$CCG'&:U-"\30>*);>2'0[VWNHHF%P][:
M-$;8D<QJS#YB6QPO&!DXX!X(I=-^SR^B_P!F:B-1MUC@>W-G)N+B<,0HQ\V
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MV, N_&#R>U4[VV\42^&[KS/.UZ#2-7M[J"=(O*GU"W5?G7 QN9<X##J5[XH
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M'$RVUW(6%N<8(0-RH/4C)YZ8K8H **** "BBB@ HHHH **** "BBB@ HHHH
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MHH \G%O>+X*^'%N=-U'S["^M'NHQ92EH52-E8L-O !(J4A-#\4Z_8:[X6O\
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MXEB \PL-N1C'X]LUZI10 U'$B*X! 89&Y2#^1Y%.HHH **** "BBB@ HHHH
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M:RO#_AV+0+>1?MU]J%S)M$EW?3>9*RKG:N<#@9.!CN3U-;%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MFCWTI-JD!-Q*[N=Z.Q?)#J<DA>!UZ&@#V1_$&BQQ/+)J^GK'&P1W:Y0!6.<
MG/!.#^56KB]M;2V^TW-S##;C!\V20*O/3D\5\YRV5G<+\99YK>&26"X'E.Z
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MACCN6B!D13U ;&0/:K5%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M-_LCJ?:N!TG6-2B\7>&K,7U]<6NIZ=.UQ-< !)Y8U0B6)3\R#+'C !!& >M
M'I%%>7Z/?ZV-*\1>(;S7[VX30;_4%6TV1A+B.)3M5\+[#ICZ<YK4TY/%-Q/H
M&KV]ZK6LZHVH+/<AHYHW4$-&H7Y6!(P 1GH<T =Y117'_$>_U+3/#D%UI=^]
MI/\ ;K:(D(K!U>55(.1G'/8@^] '845Y\#K6A?$73]'N-<O-1TW7+6=OWX17
MMI8@&+(4484A@,8K)MO$>M2_"GPOK3:G/]OGU&"&>4!?WJ-<%"&&,?=]* /5
MZ*\^\O6]7^(7B'2$\27UI:6L%I<0B%(LH6+DKDK]T[><\GCG P8;3Q#<Q>*X
M])UZXU#3-2DOY/LSMS9W\&YMD:$<*VTKQPQ(Y)SB@#T>BO,3K6K#P1X_N/[3
MN/M&DW]VEG-D;HUCC1E7IR,D]<UI?VQJ.KZW;:)')* FC0WLK13B&21Y"5SN
MP3A=O;'+<^E '>5C:=XCAU+Q'JVBK:W$,^F+"TCR[=KB0,5*X)XPO?'6N3AU
M3Q)9W/AGPKK5]$-0U">Y\^\MF!=H(4WA?N@!VW*"0.@)')!$_A.U:S^*/C.$
MW,TZ^18%&F;<R@K)\N>IQZGF@#OJ**XSQC>WVA:WH&L+?3IHYNQ:ZC "-@$@
MVQR$XR 'P#SSD4 =7?7#V=A<7,=M+<O%&SK!#C?(0,[5SQD]*?:S-<6D,[PR
M0-)&KF*3&Y"1G:<<9'2N0UBZU >$_%6MV>I7,'EQ3O8[=K!!$A!(# \,ZL?]
MW&,55NM=OHK?P.MW=/!INHPYU"]W;#YGD!HU+_P[FSR,'C&>: .^HKRIO$^N
M:-X7\1ZJ^I3W4*:F+'2I9TC,?E,Z*)<A0S[2S#)8AMH^M;NK76H^&?%GAV&'
M4+JZL-6E>SN(KA@[))L++*AQQT.1]W'84 =Q17END:CK4>BZ_P")+[7KZY30
MK[4%6TV1A+B.($*'PO7@=, 8Z=ZL:IJ^KZ+X+T/Q='J<]U-*UJ]];M@Q3QS%
M051<?(07&TCTYW4 >E45Q&GWU_/XL\;Z;)?W!MK.&U>U&1F$O&[-M.,]0.N:
MQ;?Q+K8\#>$]9O(M1O[&:V9]5DL.)U8@;'PN"5'S;MOMVX(!W&O>(X- FTN.
M>UN)1J-['91O%MVH[GC=D@XX/0'I6S7F.N7T&I>&O!%W;:H=3@E\26S)=D89
MUWR8W# PP'!&!R*U;C5[CPS\09X]7U*=]&U"R>>S\PC;!+%EI4X&3E,,,^A
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MYDE_:D"%2SA5E4LP !Z#G-=S10!CV6APC5$UFXO);^[$'DP2R! L<;$$[0H
MRV%R?88P.*Y\?#&P&EII8UC5AI\%VMU:VXD0"W8/OPIV9(W'^+.!TQUKN**
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M_=\P(),?\"S[U+?^%K*\U6SU2WFGT_4+2(V\<]IM!,)_Y9LK*5*YY QP>F*
M//-4\0Z_!X1\1VW]JW"W6B:S#:17BA=T\+R1X#G'+!7P2,9XK>GM]2@^),6B
MKX@U,V6H:9)<3!G4LCI(HS&=OR9#8.!],'D;E]X(TV_T&;2'GNXX;BY%W<2Q
MNOF3R[@VYB5/=5Z #  Z<5:D\-0R^)+;7FOKPWEO;M;*,Q["C$%LC9U) /\
M*@#SN\UG7+?X:Z^\>M7GVG2==:QAN6*F22(3QJ [8R3ASR,'BMZYM]2M_B3;
MZ.GB#4S9:EILL\ZLZED='4 QG;\F0V#@?KR-*7X>:=-H^I:6^HZD;;4;W[=<
M?/&"9=P8D'9P-RJ<>WUK4E\-0S>([777OKPWEM;M;H,Q["C$%LC9U) /\L4
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M4JH "@C )[\]\U3M/ NFV=FFG)<WCZ1'.)X]-D=3"C!MX .W>5#<[2Q'X<4
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M4EMTLV,:6!5-Q\TDA9"QYVX8A<<#.:[C0-$A\/:1#IMO<W5Q%"H1&N9-[!0
M%7@    #@?K6/?\ P_TO4+K697N]1BBUB/;>6T-QMB=MNW>!C(;&.^#CD&@"
MC'J=[)\0?#\)NIA;7^C2W$\ <[#(/+PP';[QZ5R&NSW>H^ O$(NK^[D^Q>*1
M;0DS$$1">)0I/\0 )QG///6O0;CP193?V1)%J.IV]UI<;10W44X\QXV W*Y9
M2"#@=AC'&*A_X5WHW]BZKI7GWYM]2NS>2,;C+QR[@P9"1P057KDG'.: ,G5]
M.:3XIZ%91WUU"/['N@TROF4CS(^ QS@^_7TQUK+M_%6JZ;X2GM'OYIK@>)VT
M.*^FPTD<1EQO8D8+!<C)'7%=POA.W77;/6#J.H/=VENUNA=T8,K$%MV5R22
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M=W3&<]<^]>1Z;?R>$O"7C_7K:2XFN+/6+M(DEE9D+'RU#,.Y!()/H*]?(RI
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MSN9)B\R*(%D"ESDD D\]<=Z /3K:226UADFA,$KH&>(L"4)'*Y'!QTXK(O\
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M)RYD#!R%  '/4G.>, ';45XY=:UK[:(]D=8O$GTWQ7%I:7:$!IX6=<>9Q\Q
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M>VT_+UXR<T >Q457L)VN=.M9WQOEB1VQZD U8H **** "BBB@ HHHH ****
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MX>O=8DA027'D.B+&#T&6(W/CG:H)QCU&0#9LK>6WTVWMIKAIIHX5C><]78
MM]2>:YU_A_I4N@ZAHKW5^UEJ%T;NX7S5W-(6#D@[<@%@#@>GUJ6'QUI%SX0M
M?$<'G/;W;K#!!M E>9GV"+!.-V[(ZXX)SCFKVG:\+K6+C1[RW^RZE#"MQY0D
MWK)$Q(#JV!G!!!X&#[$&@!K^&[>7Q!9ZW)=W;WEI"T$9+(%*-C<" O.2 ?PX
MQ3M?\-67B);,W4ES#-93B>WGMI?+DC;!!P?0@D$5L44 <NOP_P! \K6(9HKF
MX@U?'VJ*>Y=U)  W#)SN^4'=UR."*2U\!Z?;W^E7LVHZM=W&EAQ:O<7A.T,
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M4+F7@*V-P(Z'.!G/I0!Q&BIKGB3PWH7B:UU6*UN&=+JYG:^E:.1,GS(6AQL
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M.!CM?#WA[3_#&DIIFF+,MLC,P625I,$DDXR>.23@8'-<GI.CS7GQ#\87,O\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M66BZ=-J&H3B"U@4M)(5)VCZ $T 7**BMKB*[M8;F!MT,R+(C8QE2,@\^U2T
M%%%% !16=I^N:;JM[?6EE<B6>Q=4N5"L-C,,@9(P>/2M&@ HHHH **** "BF
MR.L4;2.<*H))]!5+1]9L-?TY-0TRX$]J[.BR!2N2K%3P0#U!H OT444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M/$V"R.,@XR 01_\ 7&/XP6YL_#ECIFK:[9K?:I?IYEQ=6V+/Y!O\LJ6^5"$
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M)9QE#=;MOS/GH!MX7GKUXH T?%&NCP[H4E\(A+,9(X(8V. TDCA%R>PRV3[
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MBUO>I;,AD1H?,'R,>&Z@-TZ$"M"RUZ^L;'P]HHF1[NZT_P"TF:*S=_+B18U
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MMM/'<JS&&1%?=@@C(#(>,9('49XW8/#.H:/X@U;4-$N[9;?5F66>WN8V(BG
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M^]R>2#G/2MB_U;Q/=>/+[PYIMWIUM$FG1WD=Q+;-(R%G9<%=X#'Y>O &>AH
MZ35O$.DZ%+91:G>I;/?3""W#@_.Y[9 X^IP*-.\0Z3JVHZAI]C>I-=Z=(([J
M( @QL<^HYZ'D9Z5SWA34)_&OA^:'7H8X[W3-2>TO$@'[N62$@@C.2%.5/'TZ
M'%=1!IL$&I7.H#+7%PJ(S$ 81<D*,#U9CDY//H   )<ZK:VNJ66G2F3[3>B0
MPA8F93L +98#"\'N1FKM<OJ^M:E8^/?#NDQ-;_8-2CN3(#&?,#1("/FSC!+>
MG;K7,3^*?%K>'_%NIQ7>F(= OYXU7[(Q\](T1MI^?Y>"><DDGMCD ]/JE<ZK
M:VFIV.GRF3[1?>9Y(6)F4[!N;+ 87CUQGM7(ZUXV^PZII\%W>+H]G?6*3VU[
M/#OA>=B?W3MT4 ;3VSGJ,<W+K7=8L_%7A'39)+1K?5(9S=;(R6\R.$-\K;L;
M23Z=NO- &QXA;0[/3I-3URU@DMK12[226WG&,#DD  FM&SGANK*"XM_]1+&K
MQ\8^4C(X[<5YSX@UC4?%'PZ\6ZE9W,,%A#%=VT,)BW&:.-65V9LY!)#;<8QQ
MG-:%GKUVR:7H-AYL<D6C6]U+-% )6&X;4 !(&/D8GKV''6@#O*I6^JVMSJMY
MIL9D^TV:QM*#$P4!P2N&(PW0]#Q5'PI>ZU?Z%')K]@+/45=DD5<;7 /#@9.
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M)(!YV^^:V9=<U/0_&ND:-J$T=Y9ZQ'*()EB\MX9HUW%3@X*E>G<$<DT =<2
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MPH)Z5;.=IVD XX)&:\HL9-3N/ 'Q%EO]0^U;)M3@YB"DE(]H.0>!M4#&/QH
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MY-=9U^R\;:7I=]<V4UKJ]I/+$L4!4VTD00_>+?."']!R.W2L+P_JFO67P_\
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M OYAVE<9## PQ[&M2XU2"VU6RTYTG,UVLC1LD3,@V $[F'"]>,]:NT <9=>
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M0 DX'4G'0<@9/<@=Z .2\.>$=>T1;?3[GQ.;S1K,C[- ;4)-M7[B/(#RJ\=
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MV-:W!(((&X[AQTXZGGO6K!I7B2VT>]EU'Q+'+J9MVBMKB*Q"QP$_Q>7D[V)
M_+ ')SU5% &;H!U$Z#9'5F#W_E#SG";-Q]2H^Z2,$CL<USJ>"+Z+3/$^FQ:Q
M$+36Y;F55:TRT#3C#Y.\;L<XZ=><UVE% '(/X.O7?PHW]J6X.@#_ )]3^_\
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MGBM$>%?M=WJE_J=PDE]J%C_9^Z",JL,/S'"@DDDLQ))]!P,5TE)D$D9&1U%
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MC?0M(TJPOOLT>GW\>H-++#YKSRJY<EL,OWF))_3% $/S'XVR[2 W_"-K@D9
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M7R(M3\4S:EI]D/\ 1H7MEB8 #"^8X)+[1TZ<X)Z"N6\!Z1-XD^'D^FOJ</\
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M[RWCN%1NJAE#8/YU>J&TM(+"R@L[:,1V\$:Q1(.BJHP!^0J:@ HHHH ****
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M'/E1HF>NU0,T^B@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH 1E#*58
M@C!![TH    P!T%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 (RAE*L 5(P01UIL<,4.?*C1,]=J
M@9I]% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MJ<'@C(&16Q10!SZZ3]EO_P#A(=<O4NKBQMI$C:*W,<<*'!D8)N8ECM&3GH,
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M4PN?+<;1M/(. 6'!Y]0#TRBN2'C;_B1>(]2.FG=H,\L-Q%YW^L$:!V93CT/
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MCID+%H[.WC@5CU(10H/Z5;9@JEF(  R2>U,@N(;J!9[>:.:)QE9(V#*WT(H
MY?Q3INHWOBCPM>6=D\]OI]U)-<.)$7:K1L@P&8$G+9^E5;'3-6MO%/C*_?3)
M3!J<< M2)8LN8XBAR-W&2<C/;TZ5VU% 'E^F:#XHL-&\(V$^DBZL;&W>#4+$
MW4:AI.-DC<D.@Y^7WS@D"MGP;X:O+?PUK.B:]I\$5M=7ET0L<P=9(I68\8'
MP1C//L*[>LK7?#>E>)8+>#5K9IXX)1-&HE=,, 1SM(R,$\'B@#"^&^F7=GX>
M%SJ%V+R>3%O!<8QNM8B5A/OD9?/^W794V.-(8DBB14C10JHHP% Z #TIU 'G
M,'A6^?Q/INN6FDR:+J8N<ZI-#.GV>\APV<HK$EF.T@E1@DY)P#5#4/#7B<>'
M?&GA^VTA)EU6\N+NVO#=(J,LI!V;2=P8$$<X'?/8^JT4 <0VFZU9^,]+U_\
MLLW,2Z0;">"VGCWQ.9%?/SE0R\8X.?:L'Q?H-QIWPR\:7UTJB]U><7+0H=PB
M&Z-$3/<X49([DXSUKU6LB[\-:7?:M_:5S#+).51&4SR>4X1MR[H]VTD'D9%
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MM5^]\8ZFOB/4]"TSPY)>WEE!'.I>[2))%?=W(.W[O'4G/0 $USO_  B6O_\
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MS))$Y8<DJN&!7!&* .EHILDB0Q/+(P6-%+,QZ #J:XNX\>S6OANW\4R:8O\
MPC\SKNE$Q\^.%FVK*4VXQR"5#9 .?44 ==>W]GIMN;B^NX+6 <&2>0(H_$\5
M);W$-W;QW%M-'-#(NY)(V#*P]01P17":M=ZI)\6M&MXK>TEMETVYDB5[EE#
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MI<VT4\>=DJ!USZ$9% $E%8NJ:\;76K+1;.%)]1NXY)@LC[$CB3 +L0">K
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MI:JZ;9C3M+M+%9#(+:%(0Y&"VU0,_I5J@ HHHH **** "BBB@ HHHH ****
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M>H:-IOV<7%T%4-<2%$4!@Q.0I/;TH BU/Q-JMMXR@\.V.EVTS7%B]U%/+=%
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MCIZ5Q*?$+5X+/P]K&HZ###H>K^1&9X[K?+ \J@JS)MQLR<=<XY.#Q78>)/\
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M:CHFGW5R !YLUNK,0.Q)'(^M ')S:5KFNV.CZOH\>FZ9K6A32VT< <R64\1
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&BBB@#__9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>15
<FILENAME>a191insidertradingpolicy002.jpg
<TEXT>
begin 644 a191insidertradingpolicy002.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M_%RSLK>=)]1N%EL]T;(+A%ED9@A(P<@@?\"% 'K-GX_\/W]X+2&>X\][3[;
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MB.#@@D8/([9KEOAMXW;_ (52?$?BO521%/(LEQ*.<!@% "CD]@ *Q?"K2_\
M"QOB#J$UG>6]M=VVZW>>W>/S !V!'7IQUYZ5R \/ZS=_L]VUM!871N;#5S<W
M%H8F$ACPPSM(R1\P/X'TH [YO&5[>?'#P_IEC>7\6E7EB\UQ97,)C^<)*0<,
M,@85#QQ^M>LUXS<WXUSX]>%=:L++4'TU-.9&N#9R!5++,!GY>!E@">F<^E>S
M4 <%H^N(?B%XH63Q)<7<-I KG239NOV0*!E@<?-GK\O7=["IXOBSX.FALYX]
M2E:VNI_LZ3_9)1&LG968KA3['MSTYKDM%22'XP>/;R6"=+6>QVPS-$P20JB
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MLY722-BK*P0D$$>XKSGX??$NVM_ >B3>)[N^:>[GD@;4)H&,._S&VJTF,?=
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M'>L:@*69W8X554<DD]A679^.M!NX-8EDN6M#H[;;^.Y3:T'7!.,@@X.,$YH
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MM&GF^QQNQMEQ\K.R_=Z@X&3CMBLSX-:SJ.O?#R"^U6\EN[IKB53+*<L0&X%
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M<AE(R"/8BI: "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MLG!? R @S[@D4 ;/Q+\27"OX'U'0M4N8K74K^-6:"5D6:)BI 9?H>XS7JQ.
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M<+'I^A:YH.IZHWA#7/,O;6.VO1>-,;AP77Y4#L2Q3&X-@#Y0 >3C*\&P^(_
MEKXF2PMM2UW1+**-],AG@>&5W8_,BAEW84$DX&,C@9)% 'LU<YKWC;2M NI[
M69+FYN;:T:]N(K5 QA@4X+MD@8]NI]*N>%M</B3PU9:LUI)9O<*=]O(<M&RL
M58=!W![5YQJ4.J>%?C3J&N7&C7^J:'K=FMNS6=N9S$0J##*.V4/U#=\&@#N9
M?'6B"WT:2VDEO)=9&;"WMU'F2@#).&("@#J6(IG_  G^AGPS?:\K3M;:?*8;
MR(1_O;=P<%67/4$CIFN2US1;NW^)G@[Q7%I<\.D6UM):S6\,.YK3*R;"43.
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M.[RKB)94W#!VL 1G\ZGK-\/?VC_PC>F?VNJKJ/V6/[2J@ "3:-W3CKZ<5I4
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MBBB@ HHHH *Y7Q3X(A\4:UHFJ37\]O)H\WGVZ1HI5GW*WS9ZCY%X&.]=510
M#.!DY-%%% !1110 4444 %%%% !2'.#@X/:EHH Y7PCX(@\(7FK7%O?SW/\
M:<YN)EE11B0DG*XZ#D\5U5%% !1110 4444 %%%% !4<\0G@>(NZ!Q@M&VU@
M/8CD?45)10!%:VL%E:Q6MM$L4$2A$11@*!T%2T44 %%%% !535+'^T]*N[#S
M6B%S"T)D4 E0PP2,]\&K=% &!X-\*P^#?#T6BVUW+<VT+,T;2J PW,6(..O)
M-;]%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MQ$Y*$CE<]\=*EHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M+>%YXM5412,H+(#<'[I[9]J^CK#1-*TIG;3],L[0R !S! J;@.@.!TJ$>&-
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%8&O>++?0-1TZQGL+ZXFU"0Q6WV=8R'<#)'S.,
M<>O% &_16+HWBG3M:O[S3HA/;ZC98^T6=S'LD0'HW<,I]02*VJ "BBB@ HHH
MH **** "BBB@ HIKL51F"%R 2%7&3[#/%9/AKQ#!XGT@ZC;V\UNGG2P^7/C>
M"CE3G!(ZCUH V**I27\J:S#8"PN'ADA:5KM<>4A! "'G.3G/3M5V@ HHIAFC
M6=8"ZB5U+JF>2H(!./0;A^8H ?113#-&LZPEU$KJ75,\E00"<>@W#\Q0 ^BB
MB@ HIDLT<$9DE=408RS' Y.!63_PD</_  F(\-FTN%N#9->B=MOEL@=4P,'.
M<GN!TH V:*I:M?2Z;IDMW!87%_)'MQ;6V/,?) XR0.,YZ]!5V@ HHK'\3^([
M7PIHDVKWT%S+9P8\UH%5B@)"@X+#/)'3- &Q17/6WC&PDUJUTB\MKS3;Z[0O
M:QW<:@3@<D*RLRD@=LYKH: "BL:Y\1PVOBNQ\/O:W'G7D,DT<_R^7A,;AUSG
MD=JN6-]+=W%[%)87%LMM-Y:22XVSC .],$\<XY]* +M%%% !116+K/B.'1=3
MTBQFM+B0ZG<?9XI4V[$;:6^;)ST!Z T ;5%%% !1110 4444 %%%86I>*+73
MK_1;;R)ITU>4107$14Q@E2P).<\@9& : -VBHYY&AMY)%C>5D4L(TQN8@=!G
MN:BTZZDOM-MKJ6TFM))HP[6\V-\9(^ZV.,B@"S114%[<_8K*>Z\F281(7,<6
M-S =AD@9_&@">BLWP_K,/B+0+'6+>.2*&\B$J))C< ?7'&:TJ "BBB@ HIDT
MC10O(L3RLH)")C<WL,D#\S69X9U^W\4>'K36;6&6&"Y#%$EQO #%><$CM0!K
M45!>7/V.RFN?)DF\I"_EQ8W-CL,D#/XU3\/:U#XB\/V6L6\4D4-W$)423&X
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MPN+)Q*Z>5<8W$*Q ;@G@XR*NT %%%0R7*(TD:#S9T3S/)0C>1SCJ0.2".2*
M)J*R/#'B"#Q3X?M]8M8)H89RX6.;&\;79.<$C^'UK7H **** "BBB@ HHHH
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M;_:[BU994E2:W*AU96##[P(QQR".1FLFX\%:=?6FM0W\DUS+K,2174YVJVU
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MEG9Q:C=0?\4]*'N$*F4CSTZ,00#TYQ],=1UWB+P_:^)=).GW4L\*B6.9)8&
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M@D* ,*7)]\<UVESX8MKCQ'INM"ZNH9=.B>&""+RQ%L?&X$%2>=HZ$8QQ51/
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M"L!3!?!&6W*<\$CMUH Y*VU+5=.N/'6E'Q!A=-B@FM+_ %+:WV<RQDG<0!D
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M-HUMM(6-@ 4*L"",*/?CK1<>#[&YT/5-,>YN@=5W?;;L%/.FRNTY)7:!M 4
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M^V*P5US5]3^%<WCFUU*:'4$66\C@R# (HW8>24Z'Y5P6^]GG(Z5V?_"+0?\
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M- LH"Q3$J3(GRYSE%/)(XZ<U8M/!<-MK\.MOK&JW&H1VAM'DEE3$B;MPRH4
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MPQ7@<9J]4-K;165K%;0+MBB0(@R3P/<\GZFIJ "BBB@ HHHH **** "BBB@
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MSW64M;)PIG;;\PEX(SC [#H*VO&VLW&C:1:?976.6]OX+,2LVT1B1\$YP<'
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MWT]KR8&0&6/<R;S[@[<]"10!Z35+5+RYL;19;73YKZ0RHABB95(5F +?,0,
M<US'@G7;35=2U*%'U2UNX8XA/I.IL[26S OEU+$[E;(Y!_A'3-2?$>\OM/\
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M$]* /2**KV-LUG8P6S3RSM&@5I96RSGNQ/J:L4 %%%% !1110 4444 %%%%
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M(+-;O)*C$DKL);*\_+Q@8'?KS3CX(TN6373=O<7<>MA1>0S,NT[5"J5VJ"I
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M:^*)/$$<UU'=2PI%-$DN(I0F=I9<9)&3WQ[58UW0]/\ $FC7&E:G#YMK. &
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M-U_H5PEU$T;*I,J?=8\<X].GM0!RV@Z;$WQ9\8N)KM66"R92+F3 +))G@G!
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MCN/ES]T$ <# ]*KZI?ZCI?P[T3QE::E>7&H'[)/=(T[-%=+,5#IY>=J\OQM
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MY5M[J,Q2^6P!9",$9QQD5FR>$;*5]&=KJ\W:/_QZ'>OR_+MR?E^;Y>.?Y\T
M<A%>W6E_\)_I1\17-I:Z>;=K6^O&:YDMO.B!(&3N;GA1UR>*T-$NKV/XDW.D
MAM0M[";1%NE@N[DS.L@E*;QN+;21VSV!(S6Q>> ](U ZV;M[J4:R(Q=@R  F
M/'EE< ;2N!C'XYJ2T\%Z=::S#JZW6HR:A':FU\^:[9RZ9R-P/!P>0,8]J .
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MX/\ 'NH-K>KBXTC5+HV3+>R#RO+1&4<'YAVPV1Z $DG;\3VL>I^)?A_<W#W
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MX'RXQ[4 >P45P=QI46GZY8:+#JNJZA_H\\XTZ2[?<=SKB62;<"$7)4#YCSD
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MJ@D\X/8>E %^VMH;.UAM;>,1PPHL<:#HJ@8 _(5+532[PZCI-E>E AN($F*
MYV[E!QG\:MT 9.K>'K'5[NSO9?-AOK,L;>Z@?9)&&&&&>A4]P0136\,Z<VC7
MNEXF$%\7-VXE/F3EQABS=>1QQT  & *V*@O;VWTZSEN[N58H(QEG;MV'XYXH
M BTO38=(TV#3[9I3;VZ+'$)'W%4   SU. .]7*** ,@^';+_ (2.37A)<#4'
MMOLI<2G:(LE@H7IP23GKFL\^ M%/AV30#]K_ +-DF\]HOM#9+[]^=W7[W/7K
M73T4 8T_AFRN=<M-9EFNC?6D1BA<2X"JV-PV]#G'.14,_A#2YK^^NHS<VYU
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MF4G)<$ME6R <KCI0!AS6[Z9\2K/1K5IFTC5].G:YM/-8K$\94"1><KN#;3C
M/UKBK6TCB_9ZTB2)I$DGNK7<V\M@B[ ! .0/P%>P:?H=GIURUTAFFNFC$1N+
MB5I7V Y"@L>!GGCJ>3FLD?#WPVNDMI2VEPMB9A.(1>3 *P;< OS?*H8DA1QD
MYQ0!AJ9/#GQ*U"VL9KN:"7P^]^\$]P\H>=)=H8;B<$@XP,"JVAV.HZYHGAGQ
M-;ZW#;S%H9[NX$LC_:0W$D+J3M&6.  /E( %=NOAS3EU]-<V3G44M_LHE-Q(
M1Y6<[2N=IY&>G6L[3?A]X;TC5VU*QL7BD,AE$(G<PI(>K+'G:#^'';% '/\
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M4?$&I3:-X>U#4[>W2X>TMWG\IY"@8*I8C.#V'I3]$OVU70-.U%T$;W=K%.R
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MQ\++JYE:6>:^LWDD<Y+L;=\DGU->AZ['YOA_4$WR)_H\A#12,C A2<AE((H
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MB)EPMO,O4*"-G=>G&>:[3QCHDGB#PIJ&GV\KPW;1%K:6-RC)*!E3D>_!]B:
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M=8N?#_A74M7M+>*XELX&F\N60H"%&3R ?RX^HK2L+AKO3K6Y<!6FB20@= 2
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M,KV:_:I?W)484CYNPX&>W%;M<[<^(+NW\>V'A\VL/V6ZLY;D3^82^4*C&W&
M/F]3^% #+OX?^&+Y]1:XTL.-1?S+E/.D"._'SA0V%;C[P /O5R/PKHT.IC4H
M[:1;L6WV0/\ :)/]5G.S&[&,\].O/6MFB@#FT\!^'(]%CT=+*4:='*)8[<7D
MVU'!R"/GXYY^O-7QX<TQ=9?5Q%,+]X/LS3?:9<F/KMQNQUY^O/6M6B@#@O$G
MA&"TT"RTO2= ?4-)6]^T7EFEXPFQ\S;HF=Q@[R"<,">?6I/"OAR.RU:.^T_3
M-8T>V5&6:&_OS-Y^1P!'YD@&#SNR#QC!!..YHH S]0T6RU.YMKFX687%L'$,
ML,[Q,H;&X?*1D':.#GI5.[\(:'?:1#I<UD?LT,WVB+9*Z2)+DGS!("&W$L23
MG)R<UN44 <\G@?P]&;\I8%3J$0ANBL\@,J 8P3NSR,Y/4Y.<Y-7&\-Z1)X=_
ML"6S6;2_+$7V>9VD 0=!EB3Q@8YXP,5JD@ DG '>LB74[G4O#_V_PX+6ZED(
M\@W#E8G4/ACD GH"1Z\4 -\/^%=&\+P21:3:&$28#L\KR,0.@W.2<#)P.@R:
MEU7P]I6M7-G<ZA:"::R9F@?>RE=PPP^4C(( R#D'N*M-J-JFJQ:891]LE@>X
M6,==BLJDGTY8?KZ5:H PQX1T54U-!;3;=4S]M'VJ7]]D8.?FXXXXQQQ43>"/
M#SRV$AL&WV$'V>W;[1)D1?\ /-OF^=/]ELBNAHH YU? GAM-%72$TT)8K<"Y
M1%FD!20$L&5@VY<$G&",9-;9LH#8_8@A2WV>6%C<J0N,8!!R/SJ8YP< $]LU
MSWA'Q!=>((-6:[MH;>2QU.>QVQ.7!$>!G) SG)["@!P\$Z -*LM,%G*+*QF$
M]M$+J8")P<@@[L\'IZ5'JO@+PSK6KKJM_IBR7H4(TBRNGFJ.@<*0''^]GTKI
M** $5550J@!0,  < 5B6_@_0[24M!9LD?G_:1;^<_D"7.=XBW; <\].O/6MR
MB@#,A\/Z;;Z[/K44,@U"=!'+*9Y"&4=!M+;<#MQQ4^IZ7::Q9FTO8V>'>L@V
M2-&P96#*0RD$$$ \&G7^HVNF0Q2W<HC66>.WCSU:21@J@?B?YU:H P[CPCHM
MY8WEG=6TD\5[M^U&2XD+S!?NAFW;BH],XZ\5*WAG2GU&PU!X9FNK!"EM(US*
M3&I&",;L'( SG.<5KT4 <W%X!\,0:^^MQ:6B7SR><Q61Q&9.N_R\[-V><XSG
MGK6[>6=MJ%G-9WD"3VTR%)(I!E64]014]% &'H'@_0O#"R#2K+RMZ["7E>4A
M?[H+DX7V'%%EX0T33GB-K:,D4,IFAMS/(T,3G)W)&6VJ<DD8'&>,5N4A(4$D
M@ <DGM0!EIX<TR+5;W4XXIDO;U EQ*MS*"ZCH,;L#&3C&,9XJF/!'A\:);Z,
M+*4:=;RB6* 74P".#N!!W9X/(]#5J74[G4M 34/#@M;IY2IA-PY2-TWX8Y )
M^[DC\*UZ .!T[P])<?$;Q)>WEIJ$-G<P6L5M<)</&) BL'!*L#U*X)_"NFN_
M"VC7UE864UGBVT^1);6**5XEB=?ND;".1VK8HH S$\/Z;'KQUM89/[1,(MS,
M9Y#F/.=NTMMQGGIUYK.M/ /ABPUQ]8M=+2*\>0RG;(_EB3^^(\[ WOBNDHH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %<OXXEM!I^FVUU+<9N=1@CBMH2 +I\EA$Y/'EG!+>P[]#U%9^
MLZ%IGB"S6TU2T6YA2194!)4HZ]&4@@@CU!H \OECEATGXIV)VVT5I )X+>TF
M81P.;7>=F,<9 )X )[5=M]/@TKQ%\.[VT,JW-_!)#=R-*S&=/LN\!LG& P!
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MC&2,XW8_B'/O5E_"NAR3Z?,VFP^9IZE+9AD;%."1UY&0#SGGGK0!9URY@L]
MU&YN;J2U@BMI'DN(_O1*%.67W'45YQI,/V'QIX+%M!]DMK[3+E7/F_OKI%2-
ME>?;@;\G/!."3S7J-S;PWEK+;7,22P3(8Y(W&592,$$>A%85MX$\,6;V3P:1
M"KV))MG+,S1Y&, DYQP, \#MB@#RZ\TR!?AGXOU3S+@WVFZS=M93M<.6@*3
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M'G.HZ=J=RUG<&=R\!6YP-ISZ=3U/?M7NC*&4J<X(QP<'\ZPO^$,T Z1<:2;
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MLR"_@,J7<JR!5RNY=S>7AAG/WB<9P:])N?"FBW5]<7DMF1-= +<^7*Z+< #
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M><G)S0!REOI-E8?$G6]'@A_XEUYH*7-Q;2,7227S70L0Q.20,'UKF#96UO\
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MWAEKBWBE(\062 NH.%:3##Z'O6??^&],U7XKS:1<I,=-?P\K&VCN'1,B<J,
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MVD:;@#YF8EC@  <\8&,57LO!OA_3KRVO+;38Q<VR%(IG=G=0<9Y8DD\#DY/
M% 'DUOH-J/@G_P )'#+<P:U8O<2V=S'.X,;"Y<!%7.,-TQCDFNUWW$7Q;CFV
MR&X?PP\KP&1BOF"9. ,X'IQ72P^$]%L6:6UTX#;(;A+<3/Y(EZ[A&3L5L\Y
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M2O4+6U@LK2*UMHEB@A0(B*,!0.@H FHKB/B39+#I=EXFB@$ESH5U'=L N2\
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MX9V7B@65E]HFNQ!+$6;8BFX,(*]R>AY(_I7HE>*1_P#)OEC_ -A)/_3A7M=
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M9OB"Q(_TO=&S8F'W@Q7+9R<D?6@#I/%/B#Q!X9\(:SK$EMIDLMK<$VZ*[[3
M655+_P"WR<@$#WKKP0>_/>O$]0B6'X4_$:),A$UZ=5!). )(<#FNFU'P_:^'
M_B-X7N]"22"XU"2>+4%$C-]HB$98O)DG)5MOS'G+"@#I]3U'6]*T'7]1F@T^
M1K-99K-$=P&B5-P\SC[V0>G'2G6&H:OJF@^']1M8[%3=I#-?"4N L;Q[F\O&
M?FR1C/&*XK3(D@\+_%&),[%O+T %B<?Z,G<TE]$G]@?"N?GS/M=E'G<<;3;L
M2,=.H'Y4 >D0:I:76J7FG0RA[FS2-IU'.S?NV@^^%)QZ$>M7*\YT+1-(N?B5
MXZBN-.LW4_8P T*Y'F0MOQQP6YSCK6?X?MU56^&UU )'L+_SG=DSYMB#YJ.3
MW);;$?QH ]6K%\0:XVDRZ79PJIN]3NQ:PEP2J?*SLQ () "GC(R2.16R %4
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MF,[E_.@#&UGPAX>\0W<%UJVD6MW/ ,))(G('H?4>QR*GU7PYH^MI:KJ.GPW
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M;&T\1?$/1[>UAATU4M9%M8U"QJSP$L0HX&2 ?PKGX;*WNO 7PL,J99K^WB+
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M)%Y@PVPJ",^^#7 P65J?%OQ-@,*>5)96;NF."3#*2?SYKTM55%"JH50,  8
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MWXU<%E^H[5@>-]2NK;PEKB:2['5(K"25!&,M'QC/'0]2/7:<=*Y/68+4^%_
MNI^'EC2\%[:):R0@!GC=?WJ,1U!7<6S_ '230!Z7+>6L <S7,,83&\NX&W/3
M.>F:4W, G6 S1B9EW+'N&XCU ZXKS*TT+2;SQ7\2(KG3[:6-1;LJ/&"JLUMD
ML!T!)R<]:RK>QM(/ _PUU6."-=1DU.P1[O'[UE92I4OU(Q@8SC  [4 >PS7E
MK;AC-<PQA2 =[@8)Z#GUI9[F"UB\VXGCACSC?(X4?F:\RTOPOX>UCQCX_M=3
ML+66W2> [748B#VZEG4=%;.3N'/O5'PA<^;IG@BTOR9-973KJ6"2]<B%+?=M
M#E>KOLVX&1\NXDT >N&>$1+*94$;8VON&#GI@^]-6[MG$I6XB(B.V3#CY#Z'
MT->'P1VEW\+-$C=H96M_$RI&T9P8T:\8?+@Y4$9Q@_RKM+/2--M/BYJ6F6UC
M;0V-WX>B>>VCC"QR-Y[KDJ."=O% '>_:K?RO-\^+R\XW[QC/UJ4$$9!R*\K\
M.VK17#?#>YM]\.F7@N@[)E9;$-YD63T+>9M0^H5J]+LK^RU& RV-W!<Q*QC+
MP2!U##J,CN/2@"K?:_IVG:K8:9<7*+=WQ?RHRP!VJI8L?;C'U(K'T#Q)=7.N
M^);+59K..+3;N*"!T!C!#QAQG<QR><?TK,\6V]B?B=X+DNX;<HT=_P"8TJK@
M@1(1DGTY-8D^DZ=J=[\49+VTAN6B ,9E4-Y9^R Y7/0Y Y'/% 'JL\\-M$99
MY8XHUZO(P4#\33D=)8U>-E=&&593D$>U>36.JYO_  /!JVH+:VMUX=1[>:X5
M61[DB/<"6XW;.AZ\D?Q<]MX)TK3]&TJ\M-+U"2]M?MLCACMV1,V"R1[1C8"3
MP.AR.U "ZYXFDM->L/#NEP1SZO>HTW[TD1V\*\&1\<GG@ 8R>XJ2XN?$>GW-
MCYHL+ZVFN%BN)(87A:!3QN"EWW#.!U&,]^W+WI&A?':VU._81V.K:2;&WG<X
M59UD#>63V) R/4FO0I[J&W>%)'P\S[(T')8]\#V')]!0 /=VT=PEO)<1)-)R
MD;. S?0=33WFBB($DJ(2"V&8#@=3^%>4::EMK7PO\72ZRJ?VK#<7K7<C\20S
M(28B#U&U0FWZ<4^QT_\ M#QMX.?7+2.6_N/#KM>K*@S(X\K[X[D$G@]_I0!Z
M?]NM/*BE^U0>7*=L;^8,.?0'O4DD\,/^ME1/E+?,P' ZGZ"O&#H6E-\/OB,6
ML+=OL.H7ZVFY ?LP5%<"/^Y\QS\N*V3IFG:O\2/#G]I6L-S]I\.L\RRJ")V#
M1D;Q_'CDX.>F>U '6>.-?N]$\"ZAKFCR6LDMO%YJ&53(C#..-K#UZUJ3/J#:
MAI;07-I':.'^U12J3)*=F5\LYP,').0>*\CO[ :5\/?B9I]F"NC0796S3/RQ
MDJAD5?8,<8]<UV&O00CXF^ ;@1H)F2]4N -S*( 0,]QR?SH [@WEJMT+4W,(
MN",B(N-Y'TZTLMU;P!S-/%'L7<V]P-J],G/:O&M;N[&?03J&FM%#;GQ3&P>X
M??<R3"<!V!R-B@9 7YCMQTKI+?1](U/XO:V+BQM;F"72;:4HZ!T=B\@WD="<
M8YH ]#::)(#,TJ"(+NWEAMQZY]*2*>&>$30RQR1$9#HP*D?45XMX9U2.ST7X
M<1:I*%T9Y;Z-FF/[L3([+ &)XX&[;GN >U;GBLZ/H.D3S:5.4TZXUVWDUB2,
M^9#$'^]QT R(RR^C<]<4 >F6]U;W<9DMIXID!P6C<,,^F16-XI\31>&K*V80
M&ZOKVX2ULK56VF65N@)_A4=2>PK-\/Z7I,'BZ[U2PUD7=Q>6:B>&W\OR2%8;
M)&"#[QR0"3R ?2LOXFP26NL>$/$3@FPTK4O],8=(DDPOF'V4CD^] &UK6J^(
M?#>D2ZS>"PO[2V7S+NWM8'BD2/\ B9&9V#;1S@A<@'D4_7/%]K9:3H]W8S0R
M?VO<P06TCGY0LO/F$9!("@G''.!Q3_'=_;V?@+69)&#^?9R00HO)EDD4JBJ.
MY)(Z5Q&H^'QI'@WX<:?J5O"UW#JUE#-O4,1E9"4SW )QCIQ0!T<GB'6K#6[/
M0;Z^TMIM0EF>VOHD/R6Z1ALNA;&\LP P<$#-;/AL^) ]VGB.ZTF612HA2P5U
M*KR-S[B?O8! [<]:Y[Q#INGGXI^#HC96I1[:^#(8EP0J1[<C';MZ5E2_:--U
M?XK2:+&(KM+6VEB$*X(?[.QW #^+//UH ]/CN[:6>2".XB>:/[\:N"R_4=J#
M=VPNA:FXB^T$;A%O&_'KCK7%:"OA/4[3PKJNGS1&\@@*6:02X=B\?[Q9 .3C
M!)W="/4\\OX?ATKQ-X/T^?4]>-MJUI>^;.D:1K=)>"0Y7D;B6/&.X(% 'KSW
M5O&^QYXE?<%VLX!R>@^IJ1F5%+,P50,DDX %>;^'_#NC7WQ'\:?:=.MI?LUY
M930JR#$3^2K;E'8EN2>]:7Q!NWM[[PK%<<:3/JR)>D_=)VGRU?\ V=^#SQD"
M@#LH+F"ZB\VWFCFCZ;XW##\Q1'=6\S[(IXG;;OVJX)V],_2O/M1TY(_B9J-O
M;01G3[S0&EU&#:/+:0.5C=ATW$!A[A3Z5:^%6B:7!X(T+5HK*%=1ET]8Y+H+
M^\92<[2W4C('TP!0!W$T\5M$TL\J11KU=V"@?B:07-N;;[0)XS!C=YH<;<>N
M>E<MXNN+,>(?#%G)'YFH2W,TEFLLFV!2L1W-(/XB WRJ.23U')KS:^6UG^%'
MCB)Y+6<V_B"1H3$ %0&:'+1C)VCYCT/?K0![D+JW9Y4$\1>'_6*'&4^OI0+J
MW:)I1/$8U."P<8'XUP<FEZ?IGQ?TN*RLX($N]'N5N%1 !-B2,@O_ 'CR>3D\
MUE6%C_9.IZE\-Q;?Z%>W(O+5@GRBQ<EID/T93&._[Q?2@#U565U#*05(R"#P
M:B:[MDN5MFN(EG<96(N Q'L.M2JJH@1%"JHP% P *\?LA!J_P1UZ\U, :W ]
MY-=2GB6*\C=FCP>H(Q& !VP!0!Z=-KVGQ:_'H?VF,:A);M<",L/E4,JC/U+<
M>N#61X0\27.JV^J?VO-:1S6VKW&GQ>6/+5Q&0!@,Q))Y/6N<TZ('XG:+/K,-
MNM\_A=9+AI$4?OQ+'D\_Q USFH:783_#GXAW\MK%)>0:U>M#.RY>(B12"A_A
MY],4 >UW%U;VD?F7,\4*$XW2.%&?3)IS31(%+R(H?A<L!NXSQ^%><7%]!=?$
M6YT[6;^&V2;28&L1<QHR2J2_G ;^,D[<@<D*/2LJX\.Z-:W'P^T^"=M3LH[Z
MYMTN+C:QDB\N0[,@?-'G@#H1ZB@#UR*6.>)98I%DC895T.01[&GU5T[3;/2+
M"*QT^VCMK6($1Q1C"KDDG ^I-6J "BBB@ HHHH **** "BBB@ HHHH ****
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M'AO0]+GCGL-(L;::./RDDB@565,DX! SC)/YU%JWBG2-&TZVOKF]@,-U-'#
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M*\ ZCKNB7-J\D$/FQR,OFHPS@XPP_/D>U '445' YDMXW;JR@G\JDH ****
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M$/BW9QVT"V\=C;SI"J (DAMG.X#H#D Y]JLWVA:?;I\.]1T2VABU62\M]TT
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MQKT":&.X@D@F19(I%*.C#(92,$&LW2-(.G:0-'G*7-C"GDP>9\S&+& C@\'
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M6C_;H4=I=6MUMGEE,<4,P)97D(ZJ,$X[G XZ@ Z6SO[/483-97<%S$&*EX9
MX!'49'>N3U;Q85\:^&M.TO5;">SO)IH[R*(K(XVQ.PRP)VC*^G;K7 ZKJ5Q'
M9?%%=-OX[J[;[))FUPI>/RT$S(H)X"[AG)^N:Z76]3T"X\7_  ZN]/N[(VXE
MG$+1NHV1M;D*/89P,>O% 'H-OJ^F744TMOJ-I-'#_K7CF5A'_O$'C\:J2WGV
MG5]*>SUNS6TD64M; *[7?R_*4;/ 7!)P#FN,N8;C0?'6J:%:1NMIXJ07,#QC
M AF&$N3GL?+PX)[C'>KVO6UK:_%/P(L,441$-_&-J@':L28'T':@#L)M6TVW
MO8[*?4+2*ZD("0/,JNQ/3"DY-%[J^FZ8R+?ZA:6K2?<$\RH6[<9/->9^'M2\
M.ZCX7U;0_%4D9U6/59FN[1Y2D\TOG%HB@!#-D;%7;Z =*DEOM+E\5>,=$\3Z
MV=,^U,AC29H42>T,*J K2*>AW\ \$D]<T >J=1D53;5]-6_%@VH6@O"<"W,R
M^83C/W<YZ55T6V2S\*V=MIS3O'%:JELUW]\J%PA;IVQV%>81-%J/[/UQ%+N_
MMF!W613Q.NH"8D>XD+D>_P U 'K%WK.EV#2+>:E9V[1J'<33JA52< G)X!)
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MIIZV"WYO[46;#*W!F7RS]&SBN*:.WT;XOZ7:&V@M-+FTF9;!8XPD?VHRAI<
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M*P,P#L&5"I"]2",G/L?2M@VFDZK\1_"_FPVEU%/H$Q.Y5=9<&,#/9N-W7^E
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M1110 5#=6EM?0-!=V\5Q"V,QRH'4_@>*FHH @CL[6&5Y8K:%))%"NZH 6 &
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M-I86MN9.',,*IN^N!S5NB@"*WMH+.W2WM8(X(4&$CB0*JCV X%2T44 %%%%
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MS=!+2P$5U']H<H]R3@AAGDJ$8\\D2J?2NPUC4ETC2+F^:-I3$GR1(,M(YX5
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M'(O5"[JFX>X#9'O6KX?T:QL?"=EI:01O:_9E6164$2[E^8MZEB23GKF@#8)
M7<2,8SFLNW\3:'=37$,.J6K26\7GR@R ;8_[_/5?]H<>]>466I:G'\)O'6E0
MW :+1;J\L(9922WV<*<*#ZC.!GM@5L^-;:^C\ Z7=-'IPN#+96[3)$0_E&:(
MJ@;KMR,D=#Q0!W5KXMT"]U)--M]6MGOG9D6VW8DRJ[C\IYZ<ULUQ]UJ$VF>.
M= LIM*TUKC5TG$]]$")!Y,98 9&<8('+'OP*%\3ZUJ6EG6M#TV&]L1=F!+;=
MMFGC60QO(K$A5P0Q"D'('49P #L**X[5_%UZMQJ\&C6RSRZ7A&1[::3[1+L#
MF-2@PG#*,G/)Z #)JS^,]>N-4T?3].T2"&;5-.DNT2_E>-H9$"Y21=N0 6QQ
MDGVZT =W45Q<P6=O)<7,T<,$8W/)(P55'J2>!5*XO[K3_#4NHWEJ'N[>T,\U
MO;L6#.J;BB$C)Y! XK#TCQ!-XATR2ZAN=-OM.FL7<S6F08I<#]VZDGL3SP>.
M@[@'36-]:ZE90WME.D]M,NZ.5#E6'J*L5Y1X.\1:MH?@OP/YEE:-I-^T-AGS
M6\]7<-M?&-NW(Z9)QCZ#>\5>--2\.6VK7[VEI#:Z>R"&&Y?$E^N%+M&0?E W
M8Z-R#G% '6R:MIT.J0:9)>P+?SJ6CMMX\QE R3MZX]Z+'5M.U.6YCL;V"Y:V
M?RYA"X;RVQG!QW]JY3Q P?XI>!W ^]!J!'_?N.E\& #QEXYQ_P!!&'_T0E '
M;45S7B/Q3'HNLZ9IDES:V/V])62[O 3%O0KB/@CYFW$Y)_A[DU%<^)[RW?3=
M-F@BAU:[@DN)=L4D\<*(RJ2%3YFR64#D<9.>@(!U5%>>7/C[7+3P]]MF\/[+
MJ/54T^19O,B696<*LL0902&SW(P?6KM_XD\3:'<:4=9LM*CM+W4?L;RV\DCB
M%6_U;'('4_*>@!P>^  =M17-ZGXF?24UN]GCCDT_3EC10@(DDG;'R>F/G09Q
MU;_9YK:?XDU9_%-OI=UIS36=U TBWD%I-&EO(O.R0N,$$=&XR1C% '6T5DZ]
MJ%]816GV&U23SIQ'-<2G]W:Q[26D<9&0,8QD<D<US$/Q#*^&M<U*XBMW.E:@
MMD\\&YH61BF)L<D*!)D@$_=.#S0!WM%9&A:C<ZDDTKSV-U9D*UM=V1RDRD'/
M&3@@\8R?Z#!\3ZCK4'C_ ,*Z=8SVR6ET+J1DD5CN:.+^(@],/P/7GTH ZBRU
M?3M2FN8;&]@N9+5PDXB<-Y;'G!QW]JNUY;#J&L:7XC^(EYI%K9RFVGAGD^U2
M,H8+;*2JA1U.#R< <=>W1GQH+R/1X[&/R[C4M.74=TD,DXAC(7 *IRQ);'4#
M@\] 0#KZKWM_9Z=;FXOKJ&VA! ,DT@1<GH,FLGPGK=]KNE2S:CIDUA=07#V[
MH\;JLNWI(FX E&!!&1ZCM7,Z/,=?^,_B$WGSQ:!;P0V43<A&E7<\@']XXQGT
MH [:TUK2[YQ'::C:SN3@)'*K-G&>F<]!FKU9U]IEC+J%IK$ZJEQ8"0K-CD(R
MD,I/IT/U KE;CQS?P>$8O&2V4#Z(S!WMQN^T+;E]HEW9VDXPQ3'3^*@#NZ*X
M^?Q-K$WC.7P_IMG8,ITQ;^"YFF?!#2%!N 7V/ ]N1TK%;XA:\O@P^)GTFP2W
ML;@V^H1>>Q=RLOEL8N, ="-WN.P) /2JIZEJVG:/ DVHWL%K&[A$,KA=S'H!
MZGV%<SJ'B7Q ?&5WX;TK3=/:6.P2\BN+FX<)AG*_, N?X3P,^N1TKF/$7B:3
MQ1\*KN>[LQ9ZA9:O;V=Y &W!)DN8\[3W&"#^- 'ISZG91ZI%ICW4:WLT;2QP
M%OF9%(!('IS5NN:N-<GB^(ECH;65MY,]A+<)=;B9!M9 5QC@<^ISCM65>>-M
M1TZ\T[[;:6L"WNJBP%@[_P"DI&SE$G)!(() .-O0]: .ZHKB)?%'B.XU[Q)I
M.G:;IH?28X9(Y9YW*N'1FY 4')V@8Z#GDU-IGC5]>MM BT^".*^U:Q:^?SLL
MEO&NT,<#!<[F  R.YSQ@@'8T5R#>*]3L-/@CU;2Q;:G<:@]C;JF9(Y54%O/
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M8SJGFE-Z#&,#CJ<GG@"NKL?$-[>^*=<T54M@+*W@N+><!CO$N[ 89[;>QYH
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MIZSI]>TFVU 6$^H6\=T2J^4T@R"WW0?0GL#U[4 <U%X7UE)_&4A^P'^W5 @
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MG,GF7>)"_P"]./E8 XXW< #(Q7IU5;_4['2X5FO[N&VC9MJF5PNYNP'J?84
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M(!*YZ$C/>MIO&>O:-JVJZ7KFF6D]S#IDFI6+:<7VSJG!C(;)#9QR.H[57M?
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M4UPT8<QHR8V+@J S9//3CF*?QCXCGU'P]8VFCVUI<:O93S&._9PUO+&JY#@
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M4LL8 9<# !+$G[PXXJO+XJOP^EZ=-9?8=7NK-KNYC,#W8M@"J[=L7+99NN0
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M139-_EMY>WS,';NZ9]Z\ZT?QMXAF\*/XKU2'2TTJVCNS<0PB3SG:-V5-A)(
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MJ[W#A8X(RP#RMDC(5<G ()H U:S[W6]-T_4+*PNKM([N]<I;Q$$F0@$GH..
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M$L^AQW=CI]R;19; ZA$QCO9#N!0/N4+@A1CD_-[8H [6BFIN**7&&QR/>G4
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M)8&/R@P!)QSG<<^GO6UJVK6>B:=)?W\C1VT95698V<@LP4<*">I%7: //8_
M6J1> =&\-+>69DTZ[BN/M!#8D$<GF ;>V3QU[>_#=(.J?\+2\:&P%FS&"P#K
M.S *WE-A@0.0.>,#/'(KT2J<&DZ=;7DEY;Z?:Q74GWYHX55V^K 9- ')7'@.
M>'0- TO3[J'.F:DFI333J09Y S.PP/N[F<^N!@<UHMX<OY/'%WKIN88X+C3!
MIX2,MYB89G#@XQG+$8_'-=110!YS9> O$%O8^&[9]8T[_B171DC9+1_WJ%64
ML_S\N=V>PSDDFM!?"&J"R\7VYN+//B!I&1OF_<;XA'SQ\V ,]N:[:B@#@&\$
MZ[876C:MHFIV4&JV>G)IMTEQ$SV]S$GW3@$,K Y/XXSZW-<\'ZMJ%OI5_::V
ML7B+397FCNI(<PR>8 'C*9X0@*!R2-O<\UV=% &7HEKJT$#RZU>P7-[+C<+6
M,QPQ@= BDD]R22<GZ 5%XG\-VGBK1'TV[9X_G66&>/[\,JG*NON#^F:V:I1:
MM9S:Q<:4DC&\MXDFD0QL %8D [L8/0\ T 8U[IGB35=(DTFZO;&".:,Q7%];
M*WFNA&&V1GA&(SSN;&>E5M>\'/<Z#HNCZ*;:SM=,NK>X02AFR(3D+QZ]SG^=
M=?10!S&NZ#J>JZ_X?U2&2TB&E2R3/$Y8^:70H0#C@ $\X/TIDOA:XN_&=_J]
MT]NUC>:6-->W!;?MW,Q;/3G<1C]:ZJB@#B_#'ACQ+H<-MI%UKMK<:)8D?9RE
MNRW+HIRD;MNVA1P.!D@8X%0:?X/\1Z)>WEEI.NVT?AZZG>?RI;=FN+;>2SK$
MP8#!)."P.,]#WZJ77=.AUVWT5[@C4+B-I8XMC?,J]3NQCN.]:- '-:/H%]IW
MC#7=8EFMWM]4$ 6)=V^/RE*C)/7.<]L>];.JP7EQILT6GW"6]V0#%*ZEE5@0
M>0.H]JN44 </+X)GFO=<U*-+"RO-4TTV#QV^XQNQ)S,_ RW. ,=CR<\*?"&J
M&Q\'VPN+//A]HV9OF_?[(C'QQ\N0<]^:Z;6M=T[P]8&^U.X\BW#!-X1F^8G
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M0_/O!7YR0,]<Y[XQVSXOA]J$7@32_#0U:V)L;M+D7!MF^?;+YH7;OXY.,YH
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M*!\SHFP$^PR<?G4E0VJ3QVT:W4J2S@?.Z)L4GV7)P/3D_4U-0 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !117/>,M<G\/:-%?1QR^1]H1+J>&+S6MX3G=(%[XP!T.,YP<8H Z&HYY
MTMH))I-VQ%+-L0L<>P )/X5P.I>*[^V\)+K>F:Q9:E ^IP0PS)&"'AD:-"&
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M46QMB2RNP8G?O'.5':LF]\":A-_PDUK::W';Z=KP>26(VF^2.5XPA(?=C:<
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 C,%4LQ  Y)/:FQ313KNBD21>F48$5XC\=9Y8]?\.QZP;\>$FS
M]K%F<%I,]#VSC&,_[6*J>#]"\+R>-M+U+X<^*TMD7_C^TR[=Q).@/S!58#=\
MN?7! - 'OE%>2>//%WQ%\'SK="+PV^FW5_\ 9+/*S-* VXH7Y Z+SCO7;Z%=
M^)+'1[^\\:/I$9@!E5].\S8L2KEBV_G/!Z4 =)17E?PS^*.I>+]?N]-UFR@L
M_.@^UZ;Y:LIDA#E3G).3TY&.C5%\0?%WQ"\&>9J*1>')-)EO!;VH99FFPV2N
M_D#HISB@#UFBO*O%/B[Q]X+\$W&JZQ%X?>]-W%# MJLK1[&#;MP8@YR!C!]:
MU].?XJG4K7^T?^$2^P^:OVCR#/YGEY&[;GC=C.,T =]17DFG_%+5Y/C%/X4O
M+:R721=26L<Z(PD#A2R G=CG&.G>C3/BEJ^I_&8^%HK:R_L7[3<6RS;&\TM%
M$6;YMV/O#TZ'\: /6Z*\=\->,/B;XPM[Z\TB+PM';6UY):XNEG5R5P<\,1T8
M?K5OQS\0/%7@+P[X?N=0MM)N-1NIY%O4MUD,113D>6200=I&2<\]J /5Z*X#
M6?B"ZWO@A]%^SSZ?XAN=DCRJ2RI\O3!&&&2#G/(KG_%7B_XF>&=8TRTDA\+O
M'JU]]DLRJSD@E@%+_,,?>&<9[T >OT5C>&?^$D_LQ_\ A*!IHO\ S3M_L[?Y
M?EX&,[^<YW?I7':QXU\3:OXTO/"_@FST\R:<BF^O]0+>6C'HJA><_GR#P,9H
M ]*HKS;0O'FNP:]J'A?Q78V=OK4%FUW:SVA8P7* 'H"<@\'\CTQSD>%?%'Q5
M\8>'X-:TZ+PFEM,S*JSK.KY5BIR 2.H]: /8**S[S^U_[ D^Q?8_[8\CY/.W
M>1YN.^.=N?QKRN/Q?\4Y?&TWA-8?"G]H16GVMG*S^7LR!C.[.?F':@#V2BN!
ML/%VN?\ "SK7PGJ,=@%_L=;NX>!6SY_1@I)^YG.,C-3V_B_4)?B[?>%#';?V
M?!I@O%<*?,+Y08)SC'S'M0!V]%>-^$O%_P 4O&>AC5M-B\)QVYD:+;<+.K97
MKP&/KZUZMHQU,Z1;'6?LO]H[?W_V3=Y6[/\ #NYQC'6@"Z[JBEG8*HZDG %)
M')',@>-U=3T93D5X9-92_%WXKZWI.IWUS%X>T(F-;6!]OF2!MN3]2&.>N  /
M6NCT'X5WW@SQS!J/AC5S%H+IB\L;J1G+GD?+@8/8@GD'U!H ]2HKS"X\:>+O
M$_BG5-'\$6FF)::5)Y-U?ZB7*O+R"JA?<$=#TSQD9=I7Q&UD0>)](U[3[6U\
M2Z)827BB(EH+A%3(8#.<9*Y&>_;D  ]-HKR3P-\6;_6_"/B74M;M[2&\TB 7
M*) C*KHR%DX+$Y)&.O<52\.?%?Q)JG@'Q5K=[::?'>Z2L1@C2)PAW?W@7)/X
M$4 >T45XO=?$/XB:#X8T[Q7J^G>'KG1+I89&2T,JSJD@!'WC@'GWYKL_B%XU
MN/#'A>TN](@CN=4U&>*"Q@E4D.S<\@$'IQUZD4 =K17(>"/&3^+/ *:XZ11W
MT:2)<Q*"%25,Y&"<@$8.,]#7,_#;XL3^,=%U9=0BM8-9L8GN$CB5@DL8'! )
M)X;@\]Q0!ZK17D ^)GB>'X?>'O&DMC8S:?-.\>K1PQ.'B3S617C^?C@8.<\D
M>O&^WCR\UOX@V'A_PM]CN;".W6[U.]D5G5(V *JF& W$$=<_>Z<&@#T#(/0T
M5YIH.DR>";_X@^*I+.[%I/(UU%#,ZF24Q^8[LNW[J%GPN><#)K%TSQU\1M2T
M:W\2V-CH&JV$CCS-,L6D:ZC0G'/. P[]?IZ 'LM-WK_>'YTD4GFPI)L9-ZAM
MKC!7/8^]?+_@CPIX.\2:GXFD\4ZJMC)!>D09O4@R"SY/S=>@H ^HZ*\$^$6O
M+H.I^,K1-3GOO"VDQM<0SN=V K'&WM\R@].#MKH=.\4_%'Q-I1\1:+I6AP:8
M^Y[:SNFD,\Z ]<@@9../N_X@'K5%>3:E\7[A_AMI_B;2;*!+J74DL+JVN0S"
M)MK%@,%3V4CV/2O6: "BO(M.^+]XGP[O-?U&R@FU'^U'TZRM;8,BRMM4KG))
M[DGZ 5>37OBAHM]IT^MZ'INHZ?>2K'-%I*R--:Y[G.00.<]1QC(R* /3Z*X"
M?QQJ&@_$L^'_ !$MG#I%]"9-,OD4I\PY*2$L1GJ,C'\/][B?P#XMU?QI=ZKJ
M9M[>#PXDQATYO+833[3@N23C'L!U./X3D [BBBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** /,/B1XMUKPEXATZ:[TQ-0\&SQ[+U5MQ(ROR.2>,<J
M1G&<$5YGJ4GA[QCX]\/?\*XT.XM+J&Y66[N8H?*C10RD$J#@8PV3QG..:^FR
M 1@\BFI&D8Q&BH/11B@#R[XZ MX=\/X!/_$\@Z?[KU9^,^IW0\,6GAO3>=1U
M^Z2SC'HF1N)]N5!]F->E44 ?//B#1/&?@:;PUXIU-=&DM-!,=GMTP2>88#\I
M#[A@C&1GU>NO^.LJ77P^TN>!O,CDU.W=&7D%2CD&O5Z* /+/V@!N^&H&"?\
M3H<X^C5S?AN[^#%EXCTZ?2$OEU$3JMN6%R1O8[1G/'?O7N]% 'S9X@M;B+4_
M'VNV:9N]%UZROHCCJ 9%(^GS GZ5<\#Z7+8>,_AM/<!C<W]O?WT[$?>:1)""
M?^ [:^AZ* /E7PJ/AJL.J?\ "9QW9U'^T)?+\H38\KC'W..N[WKNM>ET'4H_
MADGA]'DT5=6,,:3*WW0R@@A^2.O6O<** /G&\\/ZCX/^+?AGP\-[Z#_:HO=-
M8Y/EARH=,^Q X_'^*N[^+8)\3?#W )QKL6?^^XZ]3HH *\7AU>/X6_%#Q-<^
M((+A-&UYTN+>_CB9T5QN)0XYZNP]>!Q@U[12,H8$, 0>H- 'B=K=O\0?B7<>
M+=-M;B/0M*TF:VBNIHR@N)&5Q\H/_70_3:,XS5;X3?#/P]KW@;3]9U".\^VF
M:0G9<NB_+(0/E''85[L  , 8 HH *\LLP?\ AI6_.#C^PAS_ ,#2O4Z* /%?
M$GAC3/%G[0(T_5X));3^QA)A)&3Y@QQR"/4T>$O#>G>%OCWJFFZ5#)%:+HA<
M!W9SDO'GD\U[510!\H>!A\+U\. >+XKPZKYSY\L3XV<;?N<>M?2OA*[TF\\*
M:;+H1<Z6L(BMMX8,$3Y #NY_A[UM44 >$SW<_P (OBMK6L:C87,_AW7"9!<V
MZ;O+<MNP>V02PQGD$$>E;N@_$C6_'/Q M8?"]F\?AB!/]-N+N#[QY/RD'@]
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M=::U9://<;;^]#FWBV,=X12S<XP, =S4ECJUGJ4][#:R,\EE-Y$X,;+M? .
M2!G@CD9% %VBBB@ HHHH **** "BBB@ HJI?ZE:Z:D;7+L&E;9%'&C.\C8)P
MJJ"2< G@= 362GC?P_+IBZA#>230LDCE8K>1Y%6,X<M&%W*%/!R!0!T-%9>@
M^(M*\36+WNCW7VFV24Q&01LH+  G&X#(Y'(XK4H **** "BBB@ HHHH ***S
MM-UW3M7NKZVL;CS9;&017 V,NQB,@<@9X]* -&BBB@ HHHH **** "BBL[5M
M=T[0UM3J-QY(NITMX?D9MTC$!1P#CD]Z -&BBB@ HHHH **** "BBL?6/%&D
M:$)3J%RZ"%%DF,<+R^2C$@,^P':"0>3CH?0T ;%%-CD26))(W#(X#*P.00>A
M%4+77=.O=9O-)M[C??6:J\\>QAL#9QR1@]#T- &C1110 453U'5;'28%FO[F
M.!'8(FX\NQZ*H'+'V&35:#Q'I5Q>0V0N3%=SDB*WN(GAE? +$A' )  /.,4
M:M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MJQUE]+MDA4QHYW(B%LDD<OD^U;3^&KE?'%KKT%S;I;6^GM8+:^4<[2RMG=G
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MR,/<RP,R _:'R1&&&<GL6X]ZFTSQY>W?A31+B>&(:KJ-[+8GRHF=%:(R;W"
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M%C?;]E.-AN'ROW_O'NWZ5N:GX:N[OQ3H.K6ES;06^D),B6[1$EQ(@4_,&&,
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M7'V>6$R!)$C .XAANQN8#IZ\U$EQK=EK?Q&O=&GLH6M)X[AOM,+2^9MME;8
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ I"0JEF( '))[4M<7\2KV2'1M+TR-BJZSJUMITK#KY3ME
MQ^*J5^AH ZVTNX;ZW6XMV+PORCX(#CU&>H/8]#U'%3US>MZY+:^(M%\.V)2&
MXU$2R-,5W>5%&H)VCIN)( SP.3@]*P+[Q=K>E_\ "6Z7)):R:AH^GG4;2Z>
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MQ9K5_JWPU\<0WK12-IVJK9PLB;-R*\##=UY^8\_I0!ZW5+3=5MM5%T;;S?\
M1;A[:3S(F3YUQG&0,CGJ.#7*/K/B70_&VE:?JUQ8WFG:UYL<)@MVC:UE1"X4
MY8[U(!&>#GTJK9^-M3BT/6)[U;>>]A\0-H]J(HBJ'+HBDJ6R<;BV-W/3(ZT
M>A45PEQXEU_P]+J]YJEC-<Z';:>UU'<R1I%(LRG_ %)"L<@C!#8XZ'-:MK_P
ME)O=,G-S93V5U YO1Y>W[,Y4%#%SEESP0Q]\B@#I@0<X/3K02 "2< =ZX?X8
MR:C<:+?W%_J!NF.I72$M& Q*RD9R/8=,8%/^*LU[;^!IY;*\:V/VBWCDVJ"7
M1YD0KGL/FY]>E ':U5_LVP-Y]L-E;?:O^>WE+O\ ^^L9KGGU>_N/%@\+P7BQ
MS06'VRZNQ"-QW/M154Y Z$DG/;UR)/!_B&\U>36--U-(AJ&D7AMI9(5*I,I
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M:1=:7J$0EM+F,QR)TX]0>Q!P0?45C:3HOB32;.+3AKUI=6D*A(IKBR8W 0<
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M=56"YT**2!)+JW,RS1R !\J&4@Y4$8/'2HV^'4L^A>)=*N=:>1-:N_M?F"W
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M<),;3)?RWWJ"-_KU_I0 ^RU77K/QOJ.@7=Y;ZAG2AJ%LQA$ C?>R>6<$_+D
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M7%\2^%]-UE(C%]L@60QDYV-W'O@YKS^Q%_)X7^)TEWJ<UT([B_AVR(HSMMD
M/ XP,# XXKTS2]-M='TJUTVRC\NVM8EBB7.<*!@?4US3>")TB\36]OK)CM-=
M:61H6M@WE/(@1SNW G@<#C'?- &+HNJ:WI!\!PRWL$VG:K:I;-:K  8MMOO5
M@^<D_+@YXYX JQ<>(/%&LZ??ZCX;MIGEMKV2"VMBL'D3K%)L;S&9@X)PQ!&,
M<<'J=1O!MRR^%Q_:L8_L#&S_ $4_OL1^7S\_'RG\_P J@C\"ZA8:U?SZ/XFN
M=/TO4)VN+JP6W1SYC??,<AYCW?0^W; !OZ]>W=GX0U._@B,=Y#82S)'D,5D$
M9(''!YK#^%,,,7PRT1XCN:>$SRN3DO(S$L2>YR3^5=>L4:0B$*/+"[0O48Z8
MKE=)\(ZAX9\VU\/ZQ##I+R-)'8WEH9Q;ECDB-ED0A<DG!S0!)XEU-?#?V2/3
MXXX[W7=4BM_,895690&D([D)& !W./>JQUC5M+\<0^'+B[6ZAU&SDGLKJ:%=
M\4L9&Y7";0RX((/![<]:O:WX0BUS2$M[B^G6_BN4O8+Y0-T4Z?=95Z;0.-OH
M3SDYJ6#P_<MK"ZSJ%[!<:E#:M;6S1VQCBB#$%FV%R220/XAP,#OD X6W\6^*
MV\ Z%XK?4+1VGNXX9[/[, LJO.8_O9RI'&,>G.:Z2UU+7[7QY=>'KK4K>Z2?
M2C?V\IM-@@<2!"NT-EEY!Y.>.M1)\/9X_ UAX776$\JSN$G6<VGS-MD\P C?
MC[W?T_.M:;098O& \43ZE"BQ:>;)X3!M786#EMQ?@Y'IT_.@#A%\8>,8?AUI
MOCN6^LI;5-KWFG+:X,D1DV%@^<AAD8 &,=<]]SQCXEUG1H-?NX+^*-K"&.:R
MM88A-O3:"S7'RY0$Y Y7IWK-^'>AR>(_A/H=A=ZC#)I1P\UO'#^\8)*6$;/N
MQC<!GY0<<9[UN:E\/I[]O$L,6O2P6.NC?+#]F5VCDV!,AR>5P!\N!TX(H =?
MZSKUQXXTS2+*]MK:TOM+DNB6M][QLI09R3\WWN.@]<XQ66OB#Q5<> ]:O+6Z
MBEU;0]0N+>1EMUQ=Q1-\QV_PMM.1CN/>NAM_"=Y#XATO5Y-76:2PL6L]K6N/
M,#$$MD,,<J,<=.N>M5[4:=\.K*_N-<UF+[/JFIR3JQMF7$LO)3@MD?*<9_.@
M"_9:P^M:OIITN]+Z<; 7EPVQ3O$F!$,XX)Q(3C^Z/6H/'VL:IH>BVMWI<L".
MU];P2"6/=N5Y IP<\=>N#2^ O#\&@>'W$$,L*WEQ)<K%+G=%&S$QQX/3:FWC
ML<U;\6>'9/$VF0627JV@CN8KDN8?,),;!E'WA@9'- &%]M\3IX\G\-G6;9HK
MC3?MT=Q]C :W(DV%57."#D$%B<>]0Z7XEUR\\(>=/>645U:ZN^GWEZX"9B20
MJ71.09"-H"\C)Z=JZ ^'+H^-$\1_VA%O6P-CY'V8X*EPY;._KN'Y?G6&/AU<
MII\<46NB.Z@UA]7AF%IE1(Y;<C(7^9?F..010 S3M:\0ZO:^+-/T^\/]H:7,
MHL)[FU"-*&B#A)$(&.3C.!U!Q5W1O$EQXATWPR]C=NLUVK37VZ-<JD8VR*1C
M@^:57Z9/:EAL+;P->:YXFUCQ [6=\T+S^9;@!'"K&#E03CH ,<9YSUJ'PWHD
M$=KXEUO2I9K/^V97EM)3$7,2[<"18R/XI"\F.X*T =Q7%?VMJ'B67Q-'87WV
M*VTJ1K.,")7,TPC#.7W _)\P4!<'@G/(QO\ AJ/4XO#UK'K%P;F^4,'F:,1M
M(NX[&91PK%=N1V.:QF\&7=IK^J:AH^M?8K;5OFO;62V$H\S&WS(VW#8Q'7(8
M>U ',:!K&I:/\/?AU]BFB2"^NK:SN%:+<Q1@Q.#GC[N.G?J*VH[_ ,4ZIXW\
M0:/:ZM9VMMIQLY8V-GO)60,S(<MW ^]GL, <U)#\/YX/#OAO2%UH,NAW<=TD
MCVH/F% 0%P&&%^8^I]ZV-,\.3Z?XMU?7&OTE74TA1[<6^W9Y0(7#;C_>.>/R
MH YH>(O%>LZ,FN^'K.:?-TPBLF$"PS0+*4.79PX? )SP >,'J=/^U-:\12>(
MDT2\CLY-*G-I;(\:L)IE17)E)!(3+!1MP>"<G.!%9> K[2[^ZBT[Q+<V^@74
MS32:9]G5BI<Y=4E)RBDD\ 9&>"#S4MQX)OH/$U[J^A>(IM*CU':;ZV%LDRNZ
MC&]"WW&QWP1[4 4(O[8F^+MG%=ZBT170!/);Q*K1(YF02*I(S@E1R>>!TJKH
MBZLUG\0&T*9(M336YGM]Z!U=A%&=A!]>F>U=-)X2*>*-/UJRU*2W^S6/V"6)
MHQ)YL0<./F)X.1R><Y['FJUK;VG@&#7-8UG6(A97]]]JD<V[*(G?:@'!8D<+
MVH 9I'B.;Q%9^&9-.O&!NXFN;W=&I(1!M=3Q\K>:57CL&]*[&N+\*:);VUKK
M^L:<TMJ-7GDFMF:,L8H\'#*A[,Y>0#N'%;?A:+58?#UO'K5VUW>JS@W#PB)I
M$W'8S(/NDKCC\^<T 9-MJNI>)M3\06^F7XL$TJ<6D)$2OYDP0,S/N!^3+  +
M@\$YY&.>@\<Z]K6G>#[JQ:ULI-5NY;.\B>$OLD17#,IS]W*9 Z]!FNJ7PM<V
M'B'4M6T74H[0:F%-W!-;><AD48$B8==K8ZYR#55_ :01>'(--OA;P:),TZ"6
M#S&F=@P8L0R]=S'@=3^% '1Z1!J%MI<$.J7J7MZH(DN$A\H/R<':"<<8%7:*
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH *I:MJ2:1I<]_);W5RL(!,5K$9)&R0/E4=>OY5=KE/B/
MJVI:%X$U+5-*N4M[JV565VB#\%PIX/'?T- '5@Y -%<7JVH:Z_Q&M-#L]3CM
M;*YTR6X.+97=&5T7()ZGDXSQZ@UCV7C35HO#J6MS<1SZM)XA?0H[QH@H.'/[
MTH,#(0'@<9Q0!VX\0V1\4_\ ".@3_;OLIN\F(A/+#!>&/4Y;MGO5C2]235;5
M[A+:ZMPLKQ;+F(QL2K$9 /8XR#W%<5#:7=M\:D2749+K=X>D,;SQH&0^>G!V
M!01GGIGKS69-XM\2+\+[K6DU"$ZC!JS6I<VZX9/M(B  Z#@]<$T >JTBJ%4*
MH  Z 5Q%WJ&NZ3J]CH<^I3:A<:G)<7*2VUM#%)!#&J?NU#MM)W/G<<G&1@GD
M5FU_Q1HUFEGJ\86:^UB*PTZ\F$1<Q29.Z1(SMWJ%8#& 25XZT >@UD:MXDT_
M1GTU;DS-_:5S':V[11EE+O\ =RW0#OU^F:Y_Q%;>)+'P_P"*7DUMGL4TYYK*
M=51;J.148NIVH%VG P0-PR>1P:PM0ADA\%_#H2W4MP6U;36!D"C8#&?E&T#@
M>^3[T >J45QAUN^T7X@7.GZSJ).E7=DUUI[-&BA#'S,A(&20N&'MG.3S6]X<
M:_DT.WGU*:22YG!F*R(JF-6.50A0!D+@'WS0!>N;N*U@FE<LPB3>RQJ7?'/1
M1R>A_*JVAZS:^(=$M=6L?,^RW2;X_,7:V,XY'X5Q^@1WC?$7QMYNJ7<L5N+5
M5B<1[2K0LP7[N0%+'&"/?/-<WX6U'6M#\!> [Z'4E-E=7=O82V/D+M*2NR[M
MY^;<#SP0.V.Y /9**X*VNO%&K>./$6E0Z[%:6NF2V<D>+)7+(ZEF0Y/0CC.<
M],8YS63Q)K>K_#Z^\::;?B'R3<7$%BT2-$\,+L-KDC?N94)R&&"1QQR >C45
MQ&D^);W5O&UA;1W#IIFH^'1J:0LB;HI&D0##8ST;H<\UE1^,M9@\"76HRS+)
M/'K;Z>]VT2@00"?RS*P  R%]L9Z\4 >D3S+;P/,X=E12Q"(68_0#DU1T'6[3
MQ'HEMJ]AYGV6Y!:/S%VM@,1R.W2N?T[4-9;XAW^CG4?M>E6UE'<EW@3<KON'
MEEU  ^Z''&<&N*\*ZCK6A?#CP;J5OJ2BSEOHK.6Q\A2KQR3,I)<_-N!.1@@=
ML'J0#V>L ^+M/%_;VZ0W<D%Q=-9I>1Q;H?.4D%"0<CD$9QMR#SQ6W/&\L#QQ
MS/"[# D0 LON-P(_,5Y=X+;4]/\ A3)>VFKQ12&ZN 'OMBQ0C[6X=P0N2V,D
M Y&['':@#U6BO.8_$NL"\\7V4-[,ZZ?IT=[93WMHJ2*2KY!4!<C*<9 /)ZU7
M_MSQ1#IW@C5#K,4O]MF"VGMWM$\L-)"7$@(PVX%<D9 .>@H ].)P,USMSXST
M^R\/6FLW=KJ-O!=2K$D4MJRRJS/L&]3]WGU/>L[P_?ZT?%7B/P]>:H+O[)#;
MSVMU);HK)YH;*E4P& *\=^><URVHZQ?:_P# [2=4U*42WEQ>VK2.JA02+L <
M#CH!0!ZY17(7NJZEH_Q%T^UO;YCHFJ02);J8T CN5YV,V,X*Y(YZ@CFM;PU<
M7=]IC7]S<O+'=2O+:JR*NR D^7T SE<-SZX[4 ;-%<-]L\0ZEX[U_0H=:6SM
M;>TMYH'CM49XRY?^]D'[HSG/L!UK @\5>)W\!:'XMEU2++7<5O<6:6R!)U,_
MDLQ8_,&/WAMP!TP: /6**X6_UG7-8U#Q!9Z&;R&33'6W@:!;<J\QC5\R>:<[
M<L!A0. 3GGB&35O%4GB?PWI=S<P:=)J&G3R7<,<*R>5+&$R58DYY8X[#OF@#
MT"LJ3Q#91^)X/#["?[;- ]PI\HA-BD _,>">1TS7 C6?%C^%?%EQ_;ZK<>'+
MFY2.86<>ZZ6.-9 )!C:.#CY0#WS4]_+?ZUX]\*W%G=)87-WH4\IE\H2>7N,1
M.T'C//?(]C0!Z917F-MXSUW3(]3T/4Y$O=6M=6MM/AO(XE3S4G&]6*$A0X7=
MQD#./QTIKOQC8#7I',HTZ+3GN;2ZODMS+'.H)*%8CAE(Y!(XZ<T =Y17F\&I
M^+H/ ]EXEDOY=1%W9V<LMI:62>;"K;3+)'_?;:<[2, ]!CBND\':U!KMC=7E
MIK8U6U,^(F:-4EA&U<I(H5<-NW'D="* .DI&577:RA@>Q&:Y4ZM=ZUXUU30+
M2]DL(=,M89)9841I)))=Q&-ZL-JJOIDD]>.>6NO&OB(^#;N:.XMXM5TO75TF
MYE$ *7 \U%W '.W*N,]>^,4 >I(BH,(H4>@&*=6=H]GJ5G;SIJFJ#49'F9XY
M!;K#Y:'&$P#S@YYZ\UR<&MZSXBT#7=:TO4?LC6-S<16=MY*-'((>/WN06^8@
M_=*X!'H<@'>%U4J&8 L<*">IQGC\C67HWB&RUVXU&&S$X;3[C[/-YT13Y]H;
M@'G&".U<%%JUWXG\7>!=3AO[NSAU#3;FX-LFPK&X5,XW*<YW$9.>.F,G-</K
M%K_PL?4=*U06+V-Z]R (%D,K);HVUMV0%(&.!GGKZ@'K5%<0WBB^U2]T?3K2
M.YBEN])74YVLQ"9%W%5"KYQVXR6SP3T]ZR]0UGQOI>A:3]ND@MKZ77HK'>\2
M.;BW=OE=@I(1B."!Z<8H ]+HK.TBTU*SL&AU'5!J%SYCLLYMUBPI/RJ54X..
MF>,UYR-7\;7OA;Q!K-KKMM'+HM]=HL'V)"MRD+<JQ/*Y XQSGJ>> #U>BN#@
M\5WWB.[MK73H[VW#Z3;ZA(UH(#(&FW;5_?'&%"GH"22.F.:5UK/C:TM/"EOJ
M$MM8ZA?:@UG= 1)()%VNRR<$@'"@[1W[@4 >DT5YSJ^O:IX5NK2Q\1:Y=QV3
MVQVZY#81B,W!D;"RKM8( NS&, _-D^FG!KE[JGB>V\.PZB(C%I,=]<WELJ,9
MG=MJA-RE=O!;..<KC'- '9T5Y5J?C/Q%:>%O$<:W4*ZKH6I0VIN?(!%Q%(Z!
M&(Z*VU^<#''&*Z*SU'6[#XCC1;W45OK6[TQ[Q%\A8O)D215*J1R5(;^(D\=:
M .SHKS[PCXKN-8U:VL+_ %.>TUF)7.H:/>6Z1G.#AH2%RR ]/F.1R??>\7Z]
M-HT>DVMJ52ZU74(K&.5ER(@V2SX[D!3@>I'44 ='17%MJNKZ5XZ@\.S7YNK;
M4[*2>TN9H4\R"6,C<I"!0RD$$<9SZU#\.KSQ'K^AZ7X@U368Y8+BWD5[-+15
M!<2$*^\<YP",8QT[C) .ZHKE=:UJ\;Q5#X?L1=JQL6O)9+00F7&\(H'FG;C.
M2>">G3FN>O\ 6?&VF:+HHOY(+6]FUZ*P9WB1S<6[M\KL%8A21P0/0X(XH ]+
MJCJ.JQ:=:0W/D7-TDLL<2BUB,I^<X#$#^$9R3Z5P]QJ6NP7_ (NT*YUJ68V^
ME+?6MW'#'')"6#@J,#!&4X)&1GKGFJD6HZOH7PL\(W=GJ;LT[:?%)YT*,1')
ML4HI &!R>3D^] 'J!=0X0L-Q!(7/) Z_S'YU3T_4DU%[Q4MKJ'[+<-;L;B(H
M)" #N3/WE.>#[&N/:.\D^-C1#5;I8$T-9UAPA1<SX90"O0[ 2?O>^, 5;;QE
MJUGH?B.>[E2ZNK;7_P"R[0B)4558Q*N1D9QO)Y//3([ 'H]%<4D_C.TU.^,5
MK/>:>=/>2W^WFW61;I<[4'DGE&XZC(/>F^#/$RZ_?M$NL7+7,-L1>Z9?VZ0W
M%O-E?FP%7*_>'<<CGF@#M7177:ZAE/8C(IP  P!@50T6VU&STF&#5M074+U=
MWF7*PB(/EB1\HX&!@?A5^@ HHHH **** "BBB@ HHHH **** "D90RE6 (/4
M$4M% #4C2,81%4>@&*=110 4A4-C(!P<\TM% !1110 4444 (RA@0P!![&EH
MHH **** "BBB@ HHHH *1E### $>AI:* "BBB@ HHHH **** "BBB@ HHHH
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MW$]#SG/X5G1>!!:V&IZ/::F\.AZC([RVGD@O&)/]8D<F?E5N>"I(R<$5V%%
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M6.V(CZ(' VKM&3CCO5FW\5Z7<7]I9,T\$MZA>T^T0-&+@ 9.PD=<<X.#CG%
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MM=9:^+6%U*L,4R1.1O+;=K<?(<\'=C&*C'CO1#?7-C_IPO84$JVQL91+,A.
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M>Y:02(!MB!(#8SR!TY-=/8>+-)U'0?[8BEE6W\TP&.2)A*LH;9Y93KOW<8K
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M%.B\66#:Y'HLT-[;ZC+$)DA>V9LQDXWEDW*HSP<D8/6N FL6E\"^/H+[3=2
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MS(DJ17#HLBB&1@& (!^90?PJG<?$;0K>+49 FHRKILIBN_+LI#Y. "688X4
M]3UP<9Q5A;K^W_$&FS6EO=+9V!DFDN)[=X0SLA144. 6X=B2!@8'.37*)!=G
M1_B7'_9VH;[^2<VBFSES.&MP@V_+SE@1^O2@#O+K7[* V<<1DNI[U#);0VX#
M-(@ );D@!0".20.0.I%<AX"UN**T\67EY<WGV>'79(HUNF=Y4RD06,!LMG<=
MH4=SQ6=8&_T#Q'X;URZTW49=-E\/1Z9,(K21Y+296#9>,#=@XQD#J*SY=-UF
M]TCQ-/::+>/+%XD358K6XA,?VR%1'E5SU)VGCV]>* /0QXSTM)]0MKI+NUNK
M"W^U36\L!,AA_P">BA-VY<\'&<=\4_0?%VG>))%73XKS8]LETDTMLR1NK=@Q
M&"1T('OZ&N;@GT_5=*U74-.\(WMA+_9LL#37.GF.X=F'$2* 689R3CC..O..
MA\!I+#X"T*WG@GMY[>QAAEBGB:-E=4 ((8 ]1UH B\?^*'\(^$;K4X(EENRR
MP6L;=&E<X7/L.3^%2VGA=DL$%YJ^J3:D4S+=K>2)^\QR5C!\L#/1=N/7-5?B
M+X8G\6>#KG3[-U2^C=+BU+GY?,0Y /UY'XU-I?B]+NTC6\TG5K34@H$MHUC*
M</W"R!=A7/1MV/7% $UI?OH6F:5I>HS37^KM#L"Q#=)<;  TG)  Z$DD#+ =
M2*CD\<:)%X?OM9DEG%O82-%=Q_9W,L#CJK(!D?7ISG.*Q]2BU+3/B+I7B6YL
MYI+";3'T^X6V1IC:N9!(K$*"2#@*2!VYP*P]<T2^GT3XBZI;V5VPUQ8HK*U6
MW<ROY<00OLQE=S$]0.%![T =BWCS1DU*&QD6^CDN(FEM6:T?;<A<9$7'SD9'
M3KU&13?^$_T1-!U'5YOMD$.G2F&[BDM7\V%\ X90#@$$<].>M9&I">;QAX"N
M8[&^:"UCN?M$@M)<0[X J[_E^7+<<US7B6.=/#_Q2EEM+N&*Y:.2"2:W>-9%
M$:*2I8 'D&@#O[+QUHM]K\6C*;J&YN$,EJUQ;/''<@#),3$8; YXZCD9IT7C
M;2)9K0*9_LUY=M96]YY?[F6=2P* YSU5@"1@XX-8VH6[>)];\(R6=K<QKILY
MO+B::W>+RU\LJ(\L!DLQ' SPI/IGE9Y-7U+3M NKS0M974;+Q!%->6T5HZP6
M\8D?_5J,!Q@@[QN/)R1D"@#O;OQ_HUK<ZI;"+49Y]+VFZBALI&9 5+;L8^[@
M9STY&,U:;QCI(N=%A1IY!K*![&5(B8Y!MW<MV.WG!YKF[);A/%'C^YDT^_2*
M[AM_L[&TD(E*P%&"X'S$,<<?AQ5>'0KJ^^"NE0;);'5])M8KFW-Q&8VAN(1D
M9# 8!P5)Z88T =]#JD,^KW.FHDOG6T:22,5^3#9V@'UX/'M[C,/B-6/AO4F2
M66)TM9'1XI&1E8*2"""#UJKX2CN7T5=3OX?)O]3;[9/'G/E[@ B?\!0(OU!/
M>K/B-BOAK4PL4TKO:R(J0Q-(S,5(  4$T >42ZQJVC?#CPGXCL=8O[C6KV6!
M'M+BY:9;W?\ >78Q.#[KC%=I9W#6WQ:UQ);N;[(FD03E)9F:.,EWW$ G"C"C
MI2_#71;2S\%Z,\^CK::I!;+',TUGY4P8<'EE!/UJM,-0A^)'B&]M=-N)MVAI
M%;-);N(9ID:1MF\C;SE>_>@#>L/&6EZA=Z?;QK<QC4H7FL))(L+<HH!)7'(X
M(.& .*HR_$K0(K6\NL:@UO97+6UU(ME)B!EP"7R/E&3WYX/%<CI[7]QKW@35
M9-(UQI+<7$=\9;1HT@D:#:$6/A40'@, !C&6)S3GM+Y_ 'Q#M!IFH_:+[4KR
M2UB-E*&F5PH1E&WD'!^G>@#T6]\06EG<20)%<74L4 N95MD#F.(DA6(R,YVM
M@#).#Q6A!,EY9QSQ%A'-&'4]" 1D?CS7F^NZ>+V2WO;,ZWI&N6NEQ?9KZVM9
M62?[W[B5-I!PPSM;!^:NGT[Q)/;W6A:+J^F7<.I7UDLDDT4.;5)@A9HMX/#?
M(YQZ#K0!DIX2UQ/#UM9IX@UO[3!J/GP32W:M)Y7'RSM_&OWCM'JH[9'>T44
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH ***\KUC5=6\%>-[_5HYKR]\,(L":C;23/
M,UKO!Q-'N)(4$?,!Z_D >J45S+F&]\::/=6UY/):W&FW$ZB*Z?R9"KV^QMH;
M:>';MWIUUXWTNTM7OY([HZ5'.;>3450&!'#;#GG=M#<%@I7/>@#I**Y9_%<_
M_"PD\.1Z;<- +#[4TZ["&W2*H8?-]T?-GN2>G',GQ!,D7@#7+B">XMY[>REF
MBE@F:-E=5)!RI!H LZYX<_MV[MGFU2_@M(U9)[."0+%<JV,A^,XXQP1P36X
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !7.6 6Y\4:]%/9SFVGBAC#3
M6S".4!6##)&".<>^>]='10!YWX9\(:GX7\<O:0RO+X96QN&T\DY:U>22$M#G
MT^3*_CZ&LS3M-U2U^%=_X%N=,NWU5(YK."40,8)E=F*2^;C:  V2"01M/&<"
MO5Z* .!MM,O=#^(VER"RN[NS_L!--%U$F561)027.?E&WGGKT&36WX^CFN/
M>MVEM;SW%Q<V<L,44,;.S.RD <#CZGBNCHH \TE@O'MOAT!IU_G3G0W@^R2?
MN<6Y0[N/[QQQ]>E:_AZVF_X6#XRFN+*X2TO?L@ADE@94F"1%'P2,<'CW[9KM
M** .%\#:!J6D75UI]^A_L_1YI8-*=CDR12$/D_[JD(#_ +PK+TFSU+1?!WB'
MPG=Z9>W%V[W:V4L<#/%=)-N*DR ;4.6(8,1C'>O3J* /.$T2\T?Q#\/+3R+F
MYBTBRGM[JYCA9D1FA1%R<="5/T[XJYK'AW4!X^$UC%G2M<MA#JQ[(82"I/\
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M.G7MFO6Z* /'_&,&NZYHOC#3Y]$U26[\\'3UMX]MN\ *$/P1YDAP<@[B.
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M3M<>\U>XTNXTZYM+F"%)B9"K(ZL6'R,"<_=[X/(XK7H **** "BBB@ HHHH
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ML"PDO9;EUF5N9$:0 A=IP5Z9P:NS>#]'O-.U.SU"%KU=4*M>23D;Y2H 4_*
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MCM@1@B-2<+P<9ZXR,\FK=AX4LK&33V:XN[H::I6R6YD#>1E=I(( ).W(RQ.
M: +ND:6=(M'MS?7M[OF>7S+R7S'&XYV@X'RCH!6A6!X3T*30+"[MVGNI(IKI
MIXDNIS,\2D*"I;W8,V!P-W?K6_0 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%(K*V=K X.#@]#0 M%%% !12*RL,J
M01G&0:6@ HHHH **** "BBB@ HHHH ***165UW*P8>H.: %HHI%974,I!4C(
M(/!% "T444 %%%% !1110 444BLK#*D$9(R#0 M%)N7<%R-Q&0,\XH5E;.U@
M<'!P>AH 6BBB@ HI%974,K!E/0@Y%+0 44TR()!&77>1D+GDCUQ3J "BBB@
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M!208=&!P58>HK9K"\'^%;+P9X;M]&L&>2.(EGED^](Y.2Q]/IZ 5NT %%%%
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M9P=O3'MI^$W\2"*RTO5?"L%E-9A4GU(2QO'*J\;HU'S;FQWQC)/M0!W9. 2
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M).0!G)XY'3)XJ;_A'=9\&:Q87.FZ,-?TXZ5;Z=<Q*Z)+&\((61=YP00QR,T
M;$?Q,TZYT_0[RSTZ_N8]7F>WB"*@*2J&S&P+<-E2,_=[Y J];^+YKEQ:KHEU
M'J:6GVN>PEEC65$WN@"\X8DH3U P1DC(K*UG3]<N[[PG=+HF/LFH-=7,5M)%
MMMXRC*%R6&YAN!.!CKCM3O&OA\:[J+E]'O1<V]J&T[5M/E6.:*8E\H3N!Q]T
M\C;\QY!H WG\2*]W:V%G:27&H3V@O# 7""*(X +L>A)X  .2#V&:RKCXC:?;
M^&Y]8^P7S?9;P6-W; )YEM-O"X8;N1EA@KNSD50LM(\0Z)XJT_7[N%M3-UI$
M5CJ?V8KOCG0[O, )&Y220<<]\5FZSX1UB;PUXAEM].DEU#6M6AO!:K+&##%&
M\9&XE@NXA"3@GD@=LT =?9^+XY?$%SH]]IEWI\T5H;Z)IRC"6$-M+?(3@@X^
M4\\U-H_B1M8-C+'I\BV=_;FX@N1(KKM&W"N!]UB&Z<C@\\5D7MEJ[_$B+6(-
M*E:T31);42.\>!,SJX4KOSCY<$XJAX;\,W.E^*K._P!(T^\T33YH9&U73I95
M:W\T@;?*4,0&W9Y7C [=* /09G>.%WCC,KJI*H" 6/ID\5QW_"Q;7_A%K/Q!
M_9=V+6XN_L;HSH'MW\SR\R<X W#!Y..*[2O.KCP!/J&J^)--NBH\/7^;VW4=
M5NY4*.?HI!?ZN#VH ZR^U@1W-]9/IL]S';V8N)C&R88-N&P!F'S':WM@=>17
M(GQ7_9WA;P:WAO1VAT[5+J&".,R*#$A#-L&3U(4C).!ZYK<\.Z?K%IX*D?5X
MC/KES!FY2-AEG"!% )('W57/.,DGO7,Q>'M>M_ /@B#^R)GOM$OX)KJT6:+>
M4575BIW;3]X'J* )X[J;3/BMKTUEHT]U=3:1:R-;0,BG=ODR69B%]!UR>V:T
M=2\5Z%K'A/0-7NM)N+RQU"^MUA5@H^SS&3:I?YOX6!Z9Z>]36%GJT7Q'U36)
M](G2TGTR"!'66)@9$9F90-V?XL D#\*YFV\-^(8?AAX=T=M$G^WV6JQW$\0F
MA^6-;AI"<[\'Y2.,YS0!V-UXQ>+Q%?:%::%?W=]:VZ7 5&C59%8D ABV .#U
MP?:M3PYKMMXF\/V>L6:2)#<H6"2##(02K*?<$$?A6%:V>IQ?$S5-7?2[C[!-
MID-O'*'B^9T9V(QOR/O <BI?AOINH:-X'L].U2R>TNX'FW1LZ-PTKN""I(Z,
M* '>-O$6H:#_ &(EA9^=]OU."U=]ZC:"<E0#W8*1GH,U@&YFT[XNZE/9Z/-<
MW<^A02-;0LBDOYKYW.Q"CH!G/..,UN^/=-U"_M-%GTZS>\DT_5[>]D@1U5WC
M3<&VEB!GYNY%5[2SU9?B9=ZU-I$Z6<FD16P<2Q-^]5V<KC=G^+&<8S0!>L_&
M^FWOAO3=8BCE7^T9##!;R%5?S!NW*23@;=CDG/0=^ 9O#WBRUU[4=3TWR6@O
M]-9!/$75U*N,JZ,O# CZ$=Q7"6?A?Q+9>"M FATA6U;1=1N+EM/N)8\7,4K2
M;E# E0VUQC/<&N^\.SW]XDMU=Z&NCQL L=NS(TK'G+,4X Z #.>I/:@"A\2?
M$MSX4\#WNHV0'VUBD%N6&0KNP4-^ R?PJU8^"]'M]/CBNK5;R]V#S;^;YKB1
M\<OYGWE.>1@C';%+XW\,)XP\)7NC-+Y,DH#0RX_U<BD,I^F1@^Q-1:3KFN_8
MXK;5?#=XNI(H622"2)H)&'\:N7!"GK@C(]#0 ZWN4\+V6D>'@TM_J$JO';J7
M^9T3DN['H "N3R23P#5:7Q[:6^EZ[<3Z?=K>:&,WMDI0NJE=RNI+ ,A'(/7K
MQGBJ^MZ3K$/BO0/$\%N+U[6*6UOK6!@&\N3!#1[B =I SG!(_*LS6?#6IZC;
M^-=5AT^7[5K%@EC9VA= ^%1AO<EMHRS=,Y 'J<  V6\>"/4=,M9M"U)$U2)G
ML9!Y9\YU3>4V[LKQT+8'K@<TT_$"&#1]>O+S1[Z"YT-@+RS#1LX4J'5@V[:0
M0<]<^U4[S3-7EU3P)<)I%P8],WF\_>1?NMT!C ^_SR<\9XK$\3:?J-MIOQ/O
M[K3Y8+34+2-K:5GC(<1P;&X5B1R.XZ4 =3;^/HFUW3=.O='U"QAU0?Z#>3A/
M+F8#.W )*DCIN )]*>WCJ!'M9GTZY73[K4O[,CN6(!\[<4!*'G864C/7VJ@^
MG7GB=?"*OI\UI!ID\5_/+,5Y9(R%1,$YR6R3TP/7BN>O-%\5:C8V4NH>'YKK
M6+'78KN6Z-S%MD@28L! "WRKMVY!V],G)S0!U]QXW==5UK3+/P_J-U=Z4D<D
MBJT2JZN&8,&+8QA>GWB3TX.%7Q[9RCPW-#8W+6FOX6WN255(W*EMCY.0V <8
MSDBJFG6.KV_C/Q;J,VD3BWO[:U2V998CYC1HX8#Y@1RPP2!^%9MOX9N?^%(P
MZ1JT;:;J&G6OFI*[JWD31$ND@921C(^N,T =S;:I]IUN]TY;:0+:(A>XW#86
M<9"8ZY Y/L1ZTSQ#K']@:%=ZJ;.>[CM8S+)%!C?L')(R0#@<U7\*6EW;:##-
MJ04:G>'[5>;1@"1P/E^BC:@]E%;$L23Q/%*@>-U*LI&00>"* .=;QA"NKZ#8
M&RE*ZU"9;:X$B&/Y4#E3SG.TY&!S7-?$>^BU+PM-,]DZBPUFUBCF.&WD3(&*
M8R>Y7UR".U4AX$UZ'PF54I+JNA70.@[FZPQR%EW'L70["/1%K>\7Z!J,G@>R
MTG3;22_NDN[>:5D=$W%95DD<[V').X_4T :MEXPBEUR^TK4=/N=,FMK3[<K7
M+H5DM\E2^58XP1R#4+>.+>"WTR_N]/N;?2=3D2.WO'*X4O\ ZLR+G**W8\XR
M,XK)USP[J.N^-;]VLIX-.O?#DNF&[+Q_NY7?=]T-NP![=:K2:)K6O> ],\(Z
MCI<EK/ ]M%=7>]#%Y<+*=Z$')+!!@8&"W.,4 =1-XI'VO4(;.QDNUTZ=(+HQ
MR*'1F"MD*>2H#@D\=#@'%0ZUXUM=)_M$Q6S7:Z8NZ\V3(C+\H<J@8C<P4@XX
MZ@9SQ7.^*/#5]J>K7>I:5IEWIOB.*9%L]4MI56*XB^7_ %PW<J/F!##) &,]
M*D-GK_ASQ=K#0>&EUS3-6G%U#*DT:/;RE%5E??\ P_*"".GN: .[TW4+;5M,
MM=1LY/,MKJ)9HFQC*L,CCM5JH+))H[*%+@1"8(-XB&$#=POMZ5/0 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %,66-I7B61
M3(@!9 >5STR.W2GUR=GK>D0^*_%!DTW[!<:?;P2WM])M_?1[7*GY2>%"GKSS
MTXH ZRFK)&[NBNI=,;E!Y7/KZ5RS^-1:QZ3>:AILEKIFJR)%;W)D#-&SC,8E
M3'R;O4%L'KBN6TK4[KP[XG\='2?#L^HI'?12R1VS)&$7R$)(R?F8G)V@'/MD
M9 /5**Y:U\<66JKI TA4GEU2U>[@2>7R1L0J&7.#E\MC '\+<\<[^FW<E]IM
MO=2VTEK)*@9H)""T9]#CN* +5-22.4$QNK@$J2IS@CJ*QKW6]^KRZ)8V:7UW
M';B:Y2239'&C$A0QP<LV&P,= <D<9XSX>ZU;:+X"M]UJZS7>KW-M:V:X#&1I
MGPGH H!)/8*>O H ].HK!T_Q*+CQ'<>'[^T-GJ<4 N8U$GF1SPD[=R-@'@\$
M$ _45/XHUY?#'AR\UE[2:ZCM4WO'$R@X]<L1Q^9]J ->BN7M/&#R^)+#2;O2
M+FS348'FLIY)%;S=@!8%0<KPP(S^AXJ.Z\;K%I-YK=MILEUHUE*\<US'(-Y"
M-MD=$Q\R*0<G()VG (QD ZRBN,D\4ZA/\0=-TNQMX9M+N-+>]6438,H+Q@-T
MX !.!WW=L5U\\C0V\DB0O,RJ2(T(#-[#) _,T 245Q&E_$5=0T5-=FT2\M-&
M:V:;[9)(A&\/L$87.<DD8/3/MS5JT\>6;^(ET:]2""26V>ZAFANEFC*IRZL1
MC:P'..1C/- '6T5Q]UXY>VT_3=5_L>5M+U&XA@MYO. D_>L CLA'"D'(Y)Y&
M0.UV'Q49KSQ%9BP87&B"-I!YHVRAT\P;3CCY?4=?SH Z!Y8XB@DD5"[;5W'&
MX^@]33ZXB\\4:7J5AX/U&ZT22XCU6[A:S>0H1:RLK%6/.<@;N@Q[U9;QK=2>
M(=2T:R\-WUU/I\ENLS"6-1LER=XRW0#G'4\],4 ==17$:C\2]-TZ 7Y2*72Q
M<_9I)DN5\U?GV>9Y74IN[YSCG&*[8GY20,G' ]: !F5$+NP55&22< "A65U#
M*0RD9!!R"*\IU/6=0\3?#KQX=6T^!8[.2\ABQ('$;1*  ..N06W>IKI-#\5/
M#=^']$N])N+>/4++-G=/(I$K1QAF!4'*\<C/Y"@#<D\.VLOB:+7S-<B]B@-N
MF'&P1D@E=N.Y .>OO6O7$ZM\2M.TJVFO_+CFTVWN?L\\J7*^<"'V,ZQ=64-Q
MG(/!(!')MR>,KB37M4T;3]!NKN[L88IAF:-$E5]V"&).!\O&>3GH.30!U=%<
M-#\28Y]'TG6DT2\&D7TT<$ER[H##([;/N9RP#<$\>V:[F@ HKA=#\:7;1^*[
M_78([73])OI8BZ2[_+5(X_EQC+$DD_5L5JOXL>RU'2K;5M->QBU5O+M9O-#@
M2D9$<@P-K$9Q@L,@C- '2TV.2.5-\;JZY(RIR,@X/ZTDL4<\3Q2HLD;@JR.,
MAAZ$5Y1X"\4-X<^'F@++I$[::]Y):R7BNH6)GN9%7"9RRY(!/;WH ]:HKE=;
M\9-I']LRII4T]KH\:27<K/Y>X,N[$0(PY"\GD>G6K$_BM8/$FCZ4;)C#JT32
M6UV9 %.U=Q4C&=V#D#O0!T5%<_=^*H+"*^FNH D,%VEG"XE'^D2MC@9P  6P
M23QM;TJ'0_&5OJ_B&\T*2**.^MH5N 8+@3Q2Q$XW*P Y!X(('4=: .FIIDC6
M18V=0[YVJ3R<=<"N8^(6NZAX<\'W6H:;"CS!HXM[OCRP[A-P&.3EA@?CVP<'
M6Y)K?XI^&KU=*W:A+IUXK0PLN7(,>T%S@8 ).3TSQD\$ ]'HKDK/QREUH%Q?
MG2KI;RWU#^S9;)2'*S[PN-PXV_,#N]*2;QE<+:^)H4TU!JFA0K*\1GW12*R%
MU(? /13D8!X_&@#KJ8TL:2(C2*KOD(I."V!DX]:QO!^H7VJ^$=*OM0C"W$]I
M#(S!PWF;HU);@<9)/%5=;U'3X/&GAJQN]),]U<O/]CO3MVVY6(L^.=V2!CIC
MGKQ0!TU(S*B%W8*JC)). !7$7'Q#F2WUV>W\-WLJZ),R7>Z:-<(J!RPY.3@Y
M"C/3G&15;QKK%S<MX/\ L-N)K#4=1@D.Z0+YP\MW5&!'3A6^H% '>PSPW,2R
MP2I+&W1T8,#^(J2N1T^XM=*U#4],\.:+&UXNV]U&%;CRXTED7A5)!&\A<X "
M]"2,U%-\1[ :!I6KVNGWES#?WR6+1J%5[>4MM*NI.<@@\#.?7G- '9TC#*D
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MER.#R.M &S117+W?C$I::I?V&FR7UAI<KQ74B2A78H,R>6I'S[><Y*Y((&:
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MDCNEDR\JO&K,S8QDD\_-GDD]ZGUOQ!JUGX^T/1;6SC>UNH9YG8S;6<H ,=.
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M312VL8C(*.'"G;C*G;@@\?B!3;GQ3(S:J=+TU]0CTIS'=,LH0EPH9DC!!WL
M1G)49.,DYP ='6-JGA?3-9U2SU"^6>22U!"1B=UB;D'YT!PW(!YK*D\?V<DO
MA[^S["ZOH-=21K::,HH!1"Q4@G(;C!S@#GGBJZ>/+V6+6(H_#-TVHZ0^+NV^
MT1A538'5@_1LJ> !VYQQD [:BN/G\?P!O#HL])OKL:] TUJ8R@Z1[]IRW!Y
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M8S)&JCC?S@J<X_6LW3/#VO:-X,UCP:FG&YBE^TQ6-^)8Q%Y4Q8YD!;>"I<Y
M4Y[5Z110!PD/AK4M"\6>'+C3K3[;866C'2I)#,J&/#(0[ \D$(>F37;SLR02
M,D32L%.$0@%O89('YFI** /-]-\(:Q<?!>/PO<1?V?JT* QEW5T\Q)?-0Y4G
M@D '\>*T[8>)_$^C7FF:UH<.AK-:2V\TJW*3&5G0IE OW5YW<G/ '/)KM:*
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MFWT5]=RO+&ZN\2MA8]K$D,Q!R0,#/?BNT%Q"T[0+-&9D4,T88;@#T)'7%24
M-D8I&S*C2$#(1<9;V&2!^9KRJ+PQXA3X4:=H)T>3^T;?4%G=!/#MV"Y,V0V_
M'W3CZ_G7J]% 'F7B;0O$VM/XJM9M'6]CN[7;I,TMS&L=N#'ADV$DB3=GYL8.
M?O "M?7= U75O >G?9[9+?Q!IAANK2,R!@LT?\!8<89<J>W/4UVU% '&>)?"
M^I3^$;"#2)8I-7TV[COX_.X2XF4DN&]-Y9S]3VK4\/7NNZBQGU;0TT9%3:(#
M<).\CDCYLIP%&,#G)ST&.=^B@#F/B#H]]KW@B_T_38EEO',4D<;.%#E)4<C)
MX&0IZU1N;/6;WQ[X?UE]'EBMK:TN(I_W\3&-I"NT?>YP%YQGKQGK7:,P52S$
M!0,DD\"H?MUIY,,WVJ#RIRJQ/Y@VR%N@4]R>V* /-ET;Q;::3KJV6G31R7?B
M(W[0K=1H]Q9MMW(KAOD8[?4<=ZL6'AG6!JWB\+HMOI]EK.G116^V="(W6.1=
MK*O?+@GMUY->D44 8'@N'4;3PCI=EJ=C]CN;2UBMFC,JR$[$"ELKD8)''/2J
M/B/3=2N_&WA/4+6QDFM-.EN'N9%D1=HDB*# 9@3R<GCI74_:(?M)MO.C\\)Y
MGE;ANVYQNQUQGC-24 >=)H>M_P!F>/X#I,PDUF29K(>=%\X:$1C/S_+R,\]O
MRIU]H^MRZ9X%ACT>9I-)G@EO!YT0V!(FC('S_,<G/';\J]#J.6>& H)I8XS(
MP1-[ ;F/0#/4^U ''6VF:KH'CK6=6M]/FO\ 3M:CAD=89(Q);S1KLP0[*"K#
MN"<$=,<UBW'@[5[+P[I<-M8FZO&\1KK5XD4J*L0\TN4!8C) P..I!Z5Z?10!
MR.OZ=J5WXX\*:E;:?++::>;EKEQ)&-GF1;%&"V3@]<?K5"VTG6(KWQU,VE3!
M=6VFS_>Q?/B 1X/S\<C//;WXKO:* /,]-T?Q-:0^%[*\T4WFEVFE+:W%FUU&
MJQW2[0)'&2'3 .!\Q&<[<XJI9^%?$EK\/M#T]M)0WNCZVE[]G2Y3,\8G=SM)
MPHX<8R1T/2O5ZKPW]G<7,MM#=P27$/\ K(DD!9/J <B@#E)M,U6Z^(]AJLNF
MNEBNDR6DTBS(0DCNK8'(8@!2,XZUBV/AK7[3X=7?@22P,GRR6MOJ0DC\DP.Q
M(=EW;PRAB-H4Y('/.1Z;10!Q5MHE_I_Q$M+V#3YI-*M="_LY9O,CR7$BL."P
M.,+C..OYUFZ5-X@\%>#K^X;PZ]S-_:EQ<O";N)2+>1V<N""<L!@;>I)XKT26
M6.")Y99%CC12SNYP% ZDGL*AFDL91;&=[=@[AH-[ AFQD%<]3W&* +->?Z5H
MVN>'+'Q#HD.F-?6U[<3W%A=+-&J*)NJ2AF##:Q/(#9'OQ7H%% 'GECX4U#1-
M?\%Q6MG)<V.C6$]K<70DC4%I%0;@I;.,J<\=QUKT.BJ[7]FEZMDUW MTXW+
M9 '(]0N<T <'I>AZ[H&@Z]X:BTUKR"YEN&L+Q9HQ&$FR<2@L&!4L<D*<CI2_
M\(SJ?AG6/"ESI=@^J6VFZ8^FSA)4C<$[")/G(!&5.0#D9Z&N_GN(;6(RW$T<
M,8(!>1@HR3@#)]20*DH \JF\)^)+GP+XNTU].B2]O=9>_M4%PI$J^=')@'MD
M(<9QU&0*V?$VAR^*&C&I^&;C<EL)+2[L[J);BTGW-E=^]>WEGC*YSUZUWE%
M' 7&B^(VNO DEW U_<:46?4;E)$ +-"4R-S L<G)X_PJE#HOB31+'Q;H,.CM
MJ%IJDMU<V5Y'<1H%,RG,<@9@P(/0@'.>U>D//#'-'"\L:RRY\M&8 O@9.!WX
MJ2@#S"'1/%>@_P#"-:Q8Z/%?7%KI$>E:AIIN45MJX*NCGY<@@\9Z'\N_T=]0
MELO.U*VCM)Y&W"V1P_DK@ *6'#'@DD<<XYQDZ%1SW$-M$99Y8XHP0"TC!1ST
MY- ')ZSI&I6GC_3O%6G6S7L0LGTZ\MD=5D$9?>KIN(4X;J,CCIFJO_".Z@(/
M&FJ_8G^W:]$(H;,2)N14A,:;FW;<DDDX)P,=:[JB@#$\(6UW8^#]'L+ZU>VN
M;2SAMY$9E;YD0*2"I(QD5F>(=,U5O''AW6M/LA=P6L5S!.OG+&8_,";6YZC*
MG.,GV-==4?VB'[3]F\Z/S]GF>5N&[;G&['7&>,T >>KH>M_V9X_@.DS!]9>5
MK(>=%\X:$1C/S\<C//;\JC?1_$^C3>'-<TW2%OI[;2DTS4-,DN(T? P0Z.25
MR&![\@_EZ510!GZ.^H361FU*UCM)Y&W"V1P_DK@ *6'#'@DXXYQSC)Y[Q=X;
MU"YUW1O$^AK%)JFE%U-M*^Q;F%QADW?PMW!/&3S78T4 8UMJ6JWX2,:)=:<Q
M(\R2\DA8*.^T1NVX^F<#O[' T;3=9\*:OXBB@TR34;'4[Q]0M98I8UV22 ;X
MY [ @9 P1NX]^*[BB@#S33_!FI>'V\!6=M:M>0:*;A[R>.1% :5&!VAF!(W,
M>W3\JT+32M7AUOQQ=/I4WE:HL7V/$L69"L/ED'Y^.>>>WOQ7=T4 >1Q6VHZ'
M??"VRN=.E-[9Q74$MNDD98E;< E3NVGUY(K7U70/$DQ\3Z]I4)M=4U!+:"VM
MC,JR>3$?GRX)57<%@#G@ <@].OO_  [8ZEK%AJMP9_M>GES;,DI4)N&UN!P<
MCCFM:@#SO3=&U>R\;W&KP^&UM;"XT=;?RTN8S(LBR,V&YP6.1SDCN6SQ5"#P
MUK\/P[\(:0=(E-[I>I6UQ<H)XL!(I"Q(._!R#P/Y5ZG4<-Q#<;_)FCE\MS&^
MQ@VUAU4XZ$>E '$^.-#N+_6M!O-.N/LM]<.^G7/]Z2TD0M(..Z[=RGH#]:[B
M.-(8DBC4)&BA551@ #H!63I_A?2-+UF]U:UMF%]>,6EE>5GQG!.T,2%!(&<8
MZ#T%;% '(ZAIFJQ?$RPURTLEN;)M,>QE;SE3R6,JN&(/)& 1P"<UAZ;X=U[2
M/!&K^"ETXW$4HN(+&_\ -01>5,6.9 6WAEWG("G.!BO2J* *6D:='H^BV&F1
M,7CL[>.W5CU(10H/Z5=HHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "N9N/%4\@U:72-,%_!I,C0W+?:/+9Y%4,Z1C:=Q
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MTBD(BJS,O!R<,3MZ8'7G%;UQXGC.L:?I.GP+<7E[:->KYDAC1(1M&2<$Y)8
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MWF;D!W$;1M))Z<_6L*UT+7[OQ/XEOKNRM[6WU;38K>/_ $C>8W57&" .?O\
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M6R\PR)N$@E+\J#G&#C/K[<USEIX-\1K\/%T-4MK74=*OS>:?.TV])W$[2KN
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M4U#Q5J&FZ#JNK/IEK<6]E:K=126]Z6CN$PQ8*VS@C:..0=PYJ>;Q4\.M^&[
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M=M;5%A_L5[&-GD7<)BXD!*_W>,=>O;%=5#?6ES=7%M!<PR7%L5$\2."T189
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M#<<1,(/*VD%1P.I/MP.>+\N@ZP]SX'E%DN-%!^UYF7O"8OD]>>><<>_3NZ*
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MDZB>]D8<M*P&0?H %^BB@#(2XL? 2:3X=MOL5L=0DN)(WF8Q0*P(8HHYP3O
M49Z G)/!ZK3+B[N=/CEOK5;6Y)8/$K[PN&(X; R" #G ZUD^)]*EU@P6EQI-
MGJFD/'(+FWG8*X?Y=C)D=1\X/(/((-/\&Z)<^'?"]II=W<&>2$OM)<OL0N2J
M;CR=JD+GVH V+J26&TEEAB665%+*C/M#'TS@X_*O.T^)NJ)X<TKQ1=>'8XM
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MB >3@=.O8 ]4HKDY?&:7']F0V*(EQ?Z>NH;ID=UBC;&T$(,DDDCL/E/L#?\
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M#"@  'J3[4_P%H>H>&O!]EH^I&V:>UWC?;R,RL"[-GYE!'WL?A72T4 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !115
M>\O[/3H/.O;N"VBSM\R>0(N?3)H L44U'22-9(V5T895E.01ZBG4 %%%% !1
M110 445B>+=:FT#PU>7UI!]HO@NRU@ SYDI^Z,=QW/L#0!MT5F>'=:M_$?AW
M3]8MO]5=PK(!G.TGJOU!R/PJRFIZ?+>&TCOK9[E2085E4N".HVYSVH M4553
M4]/DO#9I?6S72D@PK*I<$<D;<YJKIT\Z'4Y+W4[.XBCN6*>4H3[-&%!V2')^
M8=23C@B@#4HK'O\ Q3HFG:-=ZM-J5JUI:IND>.56]<*,'J<8 [FK]A?0:C91
M75M*DD<B@Y1PP!QTR.] %FBJDFJ:?#>I927ULET^-L#3*';/3"YS3KC4;&T,
M@N;VWA,:>8_F2JNU<XW')X&>] %FBJCZII\:PL]_:JLRAHBTR@2 ]"O/(^E2
M_:K<70M?/B^T%=WE;QOQZXZXH FHJK!J=A=74EM;WUM+<1_ZR*.56=.W(!R*
M;/JVFVP<W&H6D6QQ&WF3*NUSR%.3P3Z4 7**@N[VTL+<SWEU#;0@X,DT@11^
M)XJ2&:*XA2:&1)(G&Y71@58>H(ZT /HJK=ZG86$D4=Y?6UN\IQ&LTJH7/L">
M:=/?6ELY2XNH(F"&0B20*0@ZMSV&1S0!8HJ&*\M9[07<5S#);%=XF1P4*^N[
MIBF6VH65Z";6\MYP#@^5*K<^G!H LT54@U33[JZ>UM[ZVFN(\[XHYE9UP<'(
M!R.:674K&WN5MIKVVCG;&V)Y5#'/3 )SV- %JBJUWJ-E86XN+R\M[>$G DFE
M5%)^I.*>]W;1VGVN2XB2VVAO.9P$V^N[IB@":BN2\->(KK5_&/B6P:[M+FPL
M5M6M)+9>")%<MEMQW'*@9]N@K;U-[I;K3A;ZA:VJ&XQ-',F6G7:?D3D8;.#W
MZ4 :5%4[C5M.M!(;G4+6$1%5D\R95V%N@.3QG'%6P00"#D'H10 M%<G>^,K2
M[TGQ$=#OK1[[28Y.7_>*SI&'.%# D#.TG/!SZ5H>&==BU30='>YO+=M3NM/@
MNI85=0Y+(I+;.H&30!N455FU.PM[N.TGOK:*YE_U<+RJKO\ 12<FK5 !15.#
M4[&\FEM[._M9KB,'<D<JN4[<J#GK7.>#_%,E_978UR^LH[M-5N;*$ B(2"-]
MH"J223^)ZT =?15>\U"RTZ(27MW;VT9. T\@0$_4FDFU&RMHXY)[RWBCD&49
MY54/]"3S0!9HJ$WELL\<!N(1+*-T<9<;G'J!WJ./4[":]>RBOK9[N,9>!95+
MK]5SD4 6J*9++'!$\LTB1QH,L[G 4>I)J*TOK/4(C+97<%S&#M+PR!P#Z9'>
M@"Q152+5=.GGFABO[626 $RHDREHP.I89X_&L>V\36?B+0=1N-"U6TBDB\V.
M.YE(=$*DKYA&1\N1P>XH Z.BJ,.H6J+;6]QJ%H]V\:\*ZKYA(ZJN<X/;K3-1
MNP]A?PV.I6EO>Q1-B24AQ V.&=<CCZT :-%8-QXITS2KK2--O]2MFOKY"0RN
M%4A4+&3D\*2,#GOWYJ[ ]T?$%VCZA:R6HAC,=FJ8EB;)RS'/(/&..U &C156
M+4["XO)+.&^MI+J/F2!)5+I]5!R*%U/3WO#9K?6S70.# )5+@XS]W.>E %JB
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M?R]C7!VF0%G4@,5V\\>G>NV\$Z;I6E:-<6^BWLUY8F[ED65V5DW-@L(RH"[
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHK+\0:_8^&M*;4+\
MOLWK%''&,O+(QPJ*..2?<#UH U**PD\1R1ZK8Z=?Z1>6DU\S+#(2DD>51G(+
M*QP<*>".>V<'&[0 4444 %%%% !17.^&?%]IXET6ZU46EWIUO:S212?;D$9
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M2"YMI9B8<>6-H5.@QQR.>.2<G/H\'PUT6W\'S^%DN-1.F3'E&N,E5WE]JY&
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MR\M+Z:^@EA!2XG_UCX)'S_[0Q@^X-177A&UG5!!?7]H5MFMF,,JMYB,<MO\
M,5MS$DG<>>3SR:TM&TBRT#1[72M.B\JTMDV1IG)QZD]R3DGZT 7J*** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ KG]=\(6/B&^@O+J\U.&6!"D?V2]> *#U/RD<G
MU]JZ"B@#)T+P]9^'X)H[66[F:9][RW=P\\AP, ;F).!Z>Y]:UJ** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
+ "BBB@ HHHH _]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>16
<FILENAME>a191insidertradingpolicy003.jpg
<TEXT>
begin 644 a191insidertradingpolicy003.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M-G;Q-=6*J[I !NVF--OWFP<X)Z#I5GPCXC3Q3X>M=42"6$SH'*/$Z@ YP 6
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M:R>5<3VTD44F<;692 ?P)KRZ>.77?@]9>$8[6:#Q!$MM9M;-&0\#Q2)F4G&
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M$_V=4+O$GVGS""!G[JD9]* /2-!TT6DEW=PZAJ<]I=E7BMK\R$VY&0VWS/G
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MU.TA<X^8,3CG-6;*\ET#2+2VUN^DO-0EGECB94W27/SNRX51Q\F"<8"X[ 4
M;]%8(\8Z*--U&^DGEC33"1>QM _FP8&?F0#.,<YZ$<YJLOC_ ,/FZM(&GN(_
MMD1EMI'M9!'/A=Q5&VX9L'H,G/'7B@#IZ*YR+QSH<FF:G?O+<P1Z8V+R.:TE
M66'C<"R;=V".<XQ3++Q]X?O]8M=+BN9EN+M-]LTMNZ1SX&2$<C:Q'?!H Z:B
MN?F\9Z+!<-&\TOE)>"Q>Y$3&)+@D#RRV.N2!GH#P3FDO/&NC66IW>FLUW+?6
MD:RR6\%G+(Y4YP5 7YAP>1P/6@#H:*YT>-]!:#1YTN97AU@A;*1+=V61C_"2
M!A3P>#CH?2M9=4MFUB32QYANHX5G8>6VT(Q(!W8QR5;C.>#0!<HJAKFKV^@Z
M%?:M=Y\BTA:9P.IP,X'N>GXU0T^_.F^&XM6UVY*3W")),.2J.^-L4:CK@L%
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MQMP2_))^7'.*NZ5I]QHWCSPU:W$=Q*MCX;-E-=+ [1^:&CXWXQDA2>M>DT4
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M5NTB2R@E=JA<L<D$ [<''!-9\RRR_%VPO5L[PVG]C2P-.;601AVE1@I8K@'
M/7I7$Z3>:=#H.FZ5J=KKUOHVGZ@;R%?[(E<*JR,Z!IURK("<Y"\CC/<@'LYF
M MC.$D8;-X0(0QXSC:><^U>;:)?P>(H]5UK6+O4]/.EZM/(ETLC11QP0L%$3
M#E2"!\RXYR>]>EB9&@$R-OC*[P5&[(QGC'6O)5T/5=9^&?BW2K6SN[>_GU:X
MO+>.YMWA\Y//610"P ^8#'X\T >A0>*;"34[;3IXKJSN+N-I+5;F(I]H51D[
M>OS <[3AL=JIV'CS1]3U(6-G'?RR?:WLW864@6*11DAR1\O<#/H>W-9.J>9X
MRU#PI-:V5[:M87PO[MKFV>(P*J,#'E@-S%B!A<\ GIBK/P]CGA?Q.MQ9W=N9
M]<N;F(W%N\8DC;;M8%@,@X- &CXR\3OX7TVUGCLY;B2YO(;9=BY";W )/X$X
M'<X]ZY^ZU@V'Q8AF<ZDT$WA]Y18J'D)D\]!\L0) ; YQCISWK3^)-K=7'ANU
MDM;6>Z-KJ5I<R1P1EW*)*I8A1R<#L*JI)--\6K;4_P"S]0CLSH+P&5[23:)#
M,KA20, [03C\#SQ0!O67BS2M0T*#5[>24P32&%(S$1*90Q4Q[.N[(/'L3TYJ
M;2?$5CK%[>V,0F@OK%E%Q:W";70,,J>X((Z$$BO+X],U:/PQ%?1Z)>W1TWQ+
M<WTNGR6[(\]O(9!N16 W':^0*[[PJ^G7US<:EIWAR;2T>-4>>ZM/(FF/IM/S
M;5]3QD\=#0!2\2ZW>7/C71_!^G7#VINH7O+ZYC_UB0+D!4/8LPQGJ!TYK3O/
M#<L8M'TK4M0@DBNH7E62\DF6:(.I=3YC-C*YY&#V/!(K%\5Z3?Z=XZT?QII]
MG-?1V]N]C?VT W2^2Q)5T7^(JQY Y(Z5TEMX@BU(QIIUM>.S$;FN+26!8U[D
MEU&3_LC)SCH,D #+_P 56%@]Z/+NKA;  WCVT6\6X(W?-W)V\D+D@$$CD5%=
M>--$M+C2H3/+*=51I+-X('D250A?A@,$X' '/(XKGM :Y\+ZIXKL-4L;V>.^
MU"74;.:"V>99TD4#R\J" R[<8;''M6/I'A_4?#K?#6PN;6ZF?3C=/>20P/*D
M'FQOA2R@CAF"_AGI0!U@^(FC-:7LRVVIM-8N4N[5;)S-  -VYE[+@Y!SSVZ&
MK5WXYT*S;2P\\\G]JPF:S,5M(XE4)NXP.21C"CG)'%<_9)<1Z]\0IGL+\17:
MQ&V8V<N)MMN$.SY?F^;CCZ]*P;&5]+D^%"WMK=Q2VUO<PS1-;/YB,+<*<IC=
M@'N!TYH [JR\?Z!>:/J6I-/-;1Z8^R\AN8&CFA8] 4(SD]L=:N0>*;&6[OK.
M6*[MKNRA6XEMY(2S^4V<,H3=N&01QDC'(KB=5M=6AN?&/BC2=*EF%XEG;P0O
M;%GE$9Q)*(F&6*AOE!')3.",9DTSS8?B)>ZBFFZX]C<Z&B+<W5O(S.ZR.3D'
ME3R,)@'T7'- '16?Q$T&^_LMX3>?9]3D$5M<M:N(3(<[4+XQN.#Q^!P:T].\
M266IZQJ6E0)<+=Z=M^T+)'M W9*X)ZY )!'%>;V]E?Q?##P-9/I>I"ZLM4M)
M+F'[%*7B6.0EF(V\  ]>_:NB\9Z=J5MXDTK6="8)=:BK:1= G!\MPS)*!W:,
MAF]<9% '8Z5J<&L:>E[;)*L+DA?,7:6P<9 ]..#WKF/BL\T'P^OKFWN+BWFB
ME@VO#,T9YF12#@C(()&#6M:ZQ9Z?KUMX5BT^]A6.T5H+@P_Z.548\L/G[P S
MC%9?Q3M[B\^']_:6=K<W5Q+)!LBMX6D8[9D8\*#T"DT =#J&LP6$PMUAN+JZ
M,9E^SVR;G" XW')  SP.<GG&<&L^'QKHUY8Z9<V,TEV=39UM(8D_>2% 2XPV
M-NW!SN(Q^5<QXA9])\>#6[S0;W5M&U"PBM]]M:M++:RHSD;H_O!2'].M/O))
MM.E\/1V?ANZTW1KF6X><6%GNN(,@; P0$Q[^2Q7D< D<T ;\WCW0K?P\=;FE
MN$M$N#:R9@;=%*'V%7XPN&XR3CWJ-_B%HD4L4<\>I6[379M(A-82IO<+NXRO
M((Z=SV%>?36.HK\._$6F#0]7%P_B$SQ1&V>1GC^TH^01G=\JDELD'U)KM?&@
MFN=7\'S6]G>S1P:H+B9HK61O+C\MURV%^7EAP>: -6S\::1=VNJ3NUQ:G2R!
M=Q74#1R1@C*G:>2&'3'6M"PU=+Z]N+,VMU;7$$:2.DZ 95RP4@@D'[C=^.]<
M+-;!_$WCUK_1-0O-.O8+*,(MK(/M"JK+)L..2N[(P>W%:/@JTU33-<O;&._O
M]0\/+;(]M-J,++-#)N.8MS ,ZA>>1QD#UH ZO4=7M=,>WBEWR7-TY2WMXEW/
M*0,G ] !DDD >M48/%5C=V.HS6T=P]SI[>7<V9B(FB;&0"OH1R",@CH36-XH
MMKVQ\=>'?$:6\]UIUO'/:72P1F1X?, *R!%R2,J <#@5'96,O_"3>*O$PM[E
M+.[M(;:%/(?S)V16R_EXW=6"CCG!/3!H A\ 0MXATG1?$MS<:I%J(A9[@F1E
MANO,SP5.057MC&,#M717OB_3+'7'T5TO)=06V-T(8;5V+IN"_+QACD]N!@Y(
MQ5+X:Q3VWP]T6SNK:XMKFWMECEBN(6C96&>S 55E29?C%'>&TNS:+H;6YN%M
MG,?F&8/MW 8SM!- $W_"RO#_ /94>IC[<;/S/+N)1:/BT;=M(FX^0@]NO0]"
M#6IJ?BFPTR[GM2EQ<SV]M]KGCMTW&*')&XY(]#P,GCI7G4]E?R_"?QE8KI>H
MF[N]2NWMX#92AY%DEW(0-O0CG/;O6QK%UJ%[K.H6,NE:I]CFTE!9-:6SI]HD
M(;<LTG!7:2,(Q Y.<Y% &UJOCB&UU#PS#86L]Y;:T6D2>*/(,0B9Q@<'<?E.
M.PSFM'5/%NGZ3%=331W4L%E@WDL$)=;;(!^?OP""0,D @G&17!V,.H6VC?#2
M]DT?4PFEYANXQ:L98R;8Q@E!\P7=QD@>O3%2H!HOB37K#7?"-_JD&IW;7=G<
M6]H+A7615!A<YPI4C')QCVZ@'6ZAX^T/3[T6A-Y<SM9_;HUM;5Y/-BR.4(&&
MZYXZ '.*32=8T2Y\1ZW/!<7RW4-M;R7B70DCBB0JQ4JKX X!)(%9-K:S6OQ1
MTMQI<UO:1>'S9DP6SFWAD,B,(PX7;@!3[<4V(:A;^.?&UY:Z9<3-+IUN+/SK
M=UBN)8TDR@8C!Y91UYS0!T&G^,-,U&]T^VC6YB.I0-<6,DL6U;F-0"2O/'!!
MPP!P>E9?@EYO^$E\9027%Q-'#J2+$)IFDV*84. 6)P,D\5S&G&^N?$?@75&T
MG7&:&.XBO6FM&C2"1X0H18SA40'(! "XQR2#73^#8YX_%7C"2:TNX8[F_26!
MYK=XUD41*I*E@ >0: -K5_%6EZ)JEAIUZUP+F^W^0L=N[AMBEB 0,$\8 &3D
MCCFH]/\ &.CW^EZAJ#2RVD6G2-'>)=Q&-X6 !Y4\\@@C'7-9/BB.=OB!X+N(
M[2[E@M9;IIY8K=W2(/ 47<P! RQQ7*ZQH>KZQ#X_AL+*Z6>>^M;NT6:!XDNA
M$L>Y59@ <E"/KCM0!Z'!XHL9-5ATR>*ZL[NXB::WCN8MOGHO+;,9R0,$J<,/
M2LI_B7X>2TGO/]/-K;W)MKF86<FVW8,%)D)'RC)QSS[54U(-XNUWPK=VEI>V
MZ:=</>73W%L\31#RROE?,!N8L0"!G@$^F>:N+*_E^%_CBR72]2-U>:I=R6T)
MLI0\JO("K*-O(('7MWH [_5/&>DZ3JYTF87DM_\ 9S<I!!:22-(H('R8'S')
M[9Q@YQBJ\/Q!T&XT*+68I+@VCW(M)/W)#PS%@H21>JG)'YUASZC#:_%O29Y8
M[D(_AZ1>+=RR?OD/S*!D=,<CN*Q]5\.ZB?"WB?5+?3[D_;M<AU&&S6(^:T,<
MD>6V==S;6;;UQCOQ0!Z--K%C=:W/X;<W$=Z;0W7R[DS%N"[E=3P<G'8UPG@+
MQ_IUAX(\.PZQ/?M+<@Q/?S02-#YK.V%:8C&X_7COBM.SNI]1^+$&J1:7J4>G
MR:$UNEQ/:M&-YG#8(8 KP#]X \=,$$\_9:5>ZE\&[;P0VG7D6KMMMY5FMG5(
M,3;S(9"-I 49&TG)P!0!U,$TL'QBU"$W%RUM_84<_DF1W57,S E4R<$A1P!5
MSP_KF@V_AJ?4+2[O'L3>RINN_,:5IC)@HJM\WWC@+C/M5.))H_C!=79M+S[)
M_8D=N+C[-(8S(LK,5#8P3@@__7KDH=-UI/!$=W::5>O=Z7XFDU1K*2!HY+B'
MS'.$# 9)5\CZ>O% 'IFF>([+4]3O-+59K?4+-4>:VG3#!&^ZP()!!]CQWQ57
MQ+>Z5;W^A0:C-?132WZ"T^S[U5Y<'"NP^4KC)VD\XZ5)H.M?V]*]W#I%[90"
M,*9;ZW,,LC9X4*><#G)/&3QGFLCQ]'/->^%/(M+JX%OK4-Q,8+=Y!'&$<%F*
M@X&6% %V[\>Z/:WFJ6@BU">YTP(US%#9R,RA@6R!CI@9STY&"<UF>,_%OE^%
M])N](:XD@U:[M46X@4Y\F21=P!X(8KD#OSV-16"SP^-/'=S)8WP@N;>U$$GV
M23;,4B96"G;\V"0.*P3:WT?PJ\&6)TO4C=VE]9/<0+92EXUCDRY(V\ #\^U
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MN+V[U#4+>"-;=BCL\C!6WXV@ G))/&/I0!Z#J/BS3M/N)X L]U);VOVR=;9
M_E0G.'/(SG!P!DG'2H[KQMHEH^D*TT\@U>,RV;16[NLJ[-_! ZD8PO7D<5Q]
MY;ZG:SW/AZYT_49K>'0X;>SFL(6VW<JQLK>;*,8P<85F .3D'(J#2HKT)\+_
M #-)U./^SH72Z+V<G[K_ $;RP6P/E!;CG'KTYH [%?'NCG1-1U5H[Z.+3)3%
M>PO;,)8#@'+)UQ@@Y';Z&M-]=M4BTR3RYV&I.$MPJ9.2I?GG@;5)S[5S?AJT
M:?Q=XW6\L+E;.^GA\LSVSI'.@@5&P6 !Y!%0> =*U&UO+FQU!A+:>'W?3].E
M+9,B/M?<WNL9C3_OH4 =;KVN6GAS1YM4OQ-]D@P96BC+E!ZD#G%5V\3V*:Y8
MZ0\=PMW?0F>#,?RL@ +?-G&1D9'6M*_LH-2T^YL;I-]O<Q-%(OJK#!'Y&O)U
MT+Q3'X8TW5I+:6;6?#%RMO90 D&Z@1S'(W_;1"OK_JP>] '9>)M?T63P]?'4
MVU.WLX;M+>26V5T;S ZX"NG0;L G('..M37'BMD\?Q^&1871C:P:Y>=4ZDR(
MBXYR%&6R?7%9'CO2KJ'X6R:7;V]Q>WKR0.XMH&D:23STDD?"@XR=[5/>?:+;
MXL6.J_V??365SHK6JRQ6[,$D\Y7P_'R?+D_-CICK0!C^%_&%GX>T_7_[6FU&
M>"WU^[@:X*23K;QB0(GF.<X'0=<UZ<[[(V<*6P"<+U/TKR&YLK^7X9>.[)-+
MU(W5[JUW+;0FRE#RI)("C*-O0@?AWKUFRD$MC X5US&IPZ%6''<'D?C0!SI\
M?Z*/#PUTK>?8/M!M6?R#E) VS#+U7YN,GO5W6]0BDM[O3,7<5P]C)<"2(E/+
M ']]3E3G'U_ UR%YX.O+_7?$GAUXWC\.:J!J)F4XVSLI1HQ[[U67\,=ZT_#D
M6KGP3>:AKUM*-6EM?LSQ(C.Y6)2@X R2S;WX'\8]* *O@7QE91^%_"MA?/>M
M<WUM'$EW)"YBDFVYV>8>"W!_$$=:WM.U'1W\6:^(;F\%Y:PP&]6X+K#$N'VE
M V . 22.#QS7$I:WR>!/AW:G3-1^T6&HVCW48LI=T*HKABPV\ $BKU_H]_K'
MB+X@VD%M=0_VGI<%O:W$D#I%(ZQR!@'(QC+ ?C0!UD/B[2[J_L+!A<PG4T=K
M&62,HMR%&3L/4'!R,@9'2N0\)>,;/0=%U$:M/J,\4>MW4#73)).L"^;L3S)#
MG Z#KGI6UX5\1W6IVFGV5SX;U&SO[.,)=O=6I2*$JN&,;?Q[L8 7/!R??D+N
MQU";X1^+K!-*U(WEUJEQ)!!]BE#R*\X=6 V],#.>U 'LE%,AD$T*2*& 8 @.
MI4_B#R/QI] !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%<WXW\2S>%]!%[;V4ES))/% I7&(R[A=
MQR1Z\ =\=!DT =)17G>HZFUE\5=,N6AU'$^C3M]B4F1BXD0#"!BH.,\C [DU
MTMAXOTO4="&JQ>>B&<VOV>2/$PG#;?**_P![/X=\XYH WZ*QM*\2VFJ:I>Z7
MY-Q::C9A6FM;E5#;&^ZX*DJRGU!..^*ROB'XDO/#^C6<&F%5U/5;V+3[61UW
M")I#RY'? !_'% '745SS^$;?^SGAAU'5([UHRHOOMLAEW8^\<MM//.W&WV%2
M)J_]F)9:3)%/?ZLMHLLL-MM+;0 I<ERH +<#)R><#@X -BYMX[NUFMI=WES(
MT;[6*G!&#@CD?6N:T_P=<V-LE@WB;5;C2XT$26D@A!\L# 0R! Y&.."#[TZ;
MQ_H4.@1ZR7N&MFN1:.JP-OAEW!2D@_@()YS^&:!XZT_^U;C2S8:JM_'")XK=
MK0A[F/.-R#/3/7=MQWH Z=55$"*H55&  , "EKE&^(>A)X>@UJ7[7';277V-
MD:W.^&7?L*R#HN#ZGZ9J?2O&VEZIK=QHYAOK*]AA^T+'?6YA,L6<;TSU'UP?
M;K0!TE%<W8>-],U"ZTR*.*ZCBU4.;"XD0".XV DXP2R\ D;@,U3G^)&C0V^I
M7"VFJRQ:9.T-XT=FW[G: 2[9QA1GZ\'C H ["BL,>*;$^(K315BN#/>6YN;>
M7:/*DC&,D-GG&1QC/.<8YJ]8ZI'?W=];QPS*;*80R.X&UFVAOE()SPP_/'4'
M !>HK/U/6+;2WM89%DFNKMS';V\(!>4@9.,D   9)) 'KR*XGPIK,%KXF\>W
MM]+=6ME:2V[.M[(6, $.6'5N,Y(VD@Y&.U 'HU%8</BFT;5K33;NVN["XO49
M[3[4B@3A1DA2K'# <[6P?:H-0\:Z9IL8N;B*Z_LT7'V5]05%,"2;MF"<[L;O
MEW!=N>] '1T5B7'B>U@GNDCM;NXCM)TM[B:!5*Q2,%(!!8,<!U)(! SUX.-I
ME#J5.<$8.#@_F* %K"U3PY_:?B/2-9^VO%)I9E,,2H"K>8NUMV>>G3&*X;PI
MXULO#.A:C_:<>JSV\6L7<<MXL+SI;IYI5?,D//3'J>F>HKOHO$EE-K[:+&DS
M77V+[=&0%*2Q;@H*MG'4]\4 ;%%<]:^,M-O=,AO8([AC/>/8Q0%561YE+;E&
M3CC8QR3C JAXFU_1I?".H3:U;:I!9Q3K!/'&K+*KAD(^9&X!)7G=@YZ\T =A
M6'9>&Q;:[<:K<:I?WK.[/;P7$@,5KNX(0 #MQDYP,CN<QZAXPT_3]?\ [#:W
MOY]0^RFZ2."V9MZA@N%/0G)^@P<D4ZP\7Z7J.@)K$)G6)YC;B"2/$PF#;/+V
M_P![=QZ=\XYH U_L<)O?MA4M.$**S$G:IP2 .@S@9]<#T%3USB>-=*6358;U
M;BPN=+A$]S!<J-PC/1UVE@P/3@GG@U8?Q/:VR7SZA:W=@ME;BYE:=5(,9W#Y
M2C,"?E/'7IZT ;=%9MCJXO+Z6SDL;NTGCB64B<)AE8D#!5F!Y4Y'4<>M:5 !
M17-W%_I \?V]K(M[_:R:?)(F _DF'<N[CHS9QT!-43\3-#%BU_\ 9]2^Q1W1
MM9[C[(0ENP?9ER>@R?<CN!D4 =E161J/B&WL+F:UCM[F]N8(/M$T-JJEHH^<
M,VY@.<' SDX.!Q7)^(-6MM8O_ 6KZ9=S-:7NI +MD=5=#$YPR9QD$=QD8H ]
M#HK!3Q792?VVHM[KS=&(^UQ;%W %-X*_-@_+SU_6GKXJT^73])NK=9YWU:,2
MV=O&H\R12H<G!("@ C)) &0.I% &W17E^A:G:J_Q%FU,:FNGQ3A98G:1YHD\
M@;P""2.=Q!!P.H.*Z6/Q=HND6?AVR2._*:E:J;$>2\K%%BW ,W.6P ,9)R?Q
MH ZNBN>L?&FDWFEZI?S&>Q32G9+V.\CV/#A0V2!G((((QG-(OC&Q&KV6EW%G
MJ%O=WT8EMD>WW"1,C)RA;;C(SNQC- '145#=W4%C9SWES(([>"-I97/1549)
M_ "L73?%UCJ.HV=E]GN[:6^M3=VAG10L\0QDC:QP<,IPV#STH Z"BF3316T$
MD\TBQQ1J7=V. J@9))]*P(O&5A)J&GV;6UY"VIQO)8/+&H6Y"KN(7YLJ=IR
MX6@#HJ*YA_'>E1^&)_$+17?V&WG:WG_=C?&ROL.1GD;N.,U<U'Q/:Z?+?(MK
M=W7V"-9+LVZJWD@@D9!8$G SP#Q0!MT5RTOBJX7XB)X;73;AH18&Y:8;,-F1
M5##YLA1\V>^>W',MWXVTNSMI;YX[IM+AG,$NHH@,,;AMISSN*AN"P4J#WXH
MZ2BN>O/&.G6FNMHJP7UQ??9/M:1P6Y82)N"_*> >3UZ<')%9Q^)FB#1UU;[-
MJ9LUD,5U)]E.+-@VTB7G@@]0,D<'H10!JR>'-_C*+Q)]M<2QVALQ!Y8V&,L&
M//7.0.?TK=K*U#78K*=[>&TNK^YCA$\D-HJLR1DD!CN8#D@X&<G!P#BLEOB'
MH'V31[F%[JXAU?<+1H+=FW, 25/HV5(V]<]J .KHJEI.I+J^EP7Z6UU;+,"?
M)NXC'*F"1AE/3I6??>*;2SDOECM;R\73P#>/:HK"#(W8.6!8[><*&(!''(H
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M+9ZG';(SQG.: .NHHKFK;QSI5U+IY2.Z%IJ-P]K:7A1?*FD7=\HYW#.QL$J
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M1@RL,@CH13J "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M)$)7DYYVXYZ9YP017K]% '":E'/XRU#PK+%I]]9'3[T7]V;JW>+RMJ,/+!8
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M.NU3_+K7*?V+K$OA*ZF@T::>XLO$\VJ"PN82GVNW9WX7<,$E7SCU'3->PT4
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MCX;CU+Q)I>MO?7,4VFB00Q($V'S %;=E23P!W%2>)O#\/BC0+G1KFYGM[>Y
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MM;,R6NHV93;/'A02/D;&-I!W!L>],U2*YNO'G@Z_BL;QK6TANA<2>0P$1D1
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M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 <_J?A*WO\
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MNR+=W+2);AB"RQ*>%!P/RQTK;HH **** "BBB@ HHHH **** "BBB@ HHHH
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M /5**\TBTI-6\7^/;&[O=1>U@2U:&(7LJB-FA9B00V>N2!G'MTK'MGNAX.\
M^)&U&_DU6YU"RMYIGNG(DBD8HR%,[2".^,D\DDT >QT5YJ(+[QK<^*K5;Y+:
M[L[YK6W<2R+)9A44HZJI Y.6SWY&<  0^(9]4L%74-0AEU[1CID4=S<Z;,8Y
M[.0!B]PD8(X8,&R#D!?0<@'J%%5=,N(+O2;.YMIO.MYH$DBEQC>I4$-^(YJU
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M8$G@W1Y-:GUC;>IJ$Z".2:*_G0L@Z+A7 P/2M^B@# G\&:)=:??V-Q#=3PW^
MW[5YM[,[R!>BERVX*/0'')J:3PQIDFH:?J+1SO=Z<C):NUU+\@88((W8.0 #
MD'I6S6!XU\07/A;PG?:U;6D5T]JH8QR2E!@D#.0#GKTX^M '!:=X9$F];WPS
MXEL]8EEDEFDL-3,5J9&8L61A+@+S_=S[$]>U3P-I5P\=WJB27.HO9I:WLHGD
M1+L*N,R(I"OWQD?R%=*K%D#=R,US.A>)-2URR\1;-/MX[[3+Z:R@A\\E)61%
M926V@@$MZ<"@#GO$7A2VLI-$L(?#NHWNA6,,@1]/O&%S#*=H&275BFT8X)[#
M& *U?#OAB$V]_#<6VIKH]Y"(FL-7NOM#,<G+ %FV#&!C=D^@P,]=:-</90-=
MQI'<M&IE2-MRJ^.0#W .>:FH P/#O@W1/"Q8Z7;RJQ7RPTT[RE$SG8N\G:O
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M,UJ!=R_NWZ9^]SQQSVXKI:* .=N]-M_#SZKXATS2[N_U.Z5/.ABN6+3[?E&
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M'.+^6)87D:YD8,@Z J6QQSV[UK44 9%OX8TFVOM3O$@D,VJ*%O#).[K* NT
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M=ZC%-I5W'=313R1+=;-BAL!N"<G)4\^I!KO;[3X;7PE<6$+SI%!9F.-A.XD
M5, [\[L\=<TLGAK29-5LM2-LRW5E'Y5LT<SHL28 *A0P7! '&.PK0NK6*]M)
M;6<,8I5*.%<J2#U&001^% 'CL5CY?@KX=ZQ'=WJ:C<WEE;2W(N7W-%(I#IC.
M ,>W7GKDUT%JMMX<\<>*;.&\GLM+&BQWTC&5I/)?,@:4;B>< $^I%=4?!FA'
M3K#3_LDOV33Y5FM(Q=2@1.OW2#NSQV]*F?POH\NI76H2VK27-W;FUG:2:1ED
MB.?D*EMN.3QCN: ."TD26?B_P/\ 9HY(+6_L+E99))<S7JK$C+),HXW9.[JQ
M^8\CI6=9R1^&O!7CO4].06T\&NW%N)DSF*)I8E8CGLI)]>*]"M? /AFRDL)(
M=,^?3R3:N\\CF,$8VY9CE<=%.0.PJY%X5T."ZU&X33X]^I;OM:L69)=P ;Y"
M=HS@9P!G'- &!9>&#;^(;34H=9MX;*\MF@DM+))(UN\KN63=YAPP SO')'?F
MN<\&:'!<_"B/7I[K4'U-M,NHS/\ ;90<;W(X# <%1SUY.<YKN-$\#>'?#@F_
MLJP:V,R%"PN)&95)R50EB4&>RXZ#TJU9>%](T[0'T.TMI(M-=64P"XDX5NH!
M+9 .3T/<T <3I4D-]H7@&SF>6]NY-*$PT^1@(9AY2 R3$@\*3QP22W3C(Q+N
M>XE^ >NQW$K2&WU"2!-SE]J+>* H)Y( X&>U>D/X'\.R0Z;$U@VW3%*6A%Q*
M&B4C!7<&R5P -I)'M33X#\,_V5=Z8NEJEE>3>?/"DTBJ[YW=FX&>0HX![4 :
M<^D6D^NVFJNTPN[:)XXU$S!"K8SE,X/0<_\ UJT*YZ[\+6MSXITG6A&5N-.C
M9%G,[L[(58>603@C+;BQR> /<=#0 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%-WKG&X?
MG0 ZBBB@ HHHH **** "BBB@ HHHH ***CFGAMU5II8XU9@BEV RQ. !GN30
M!)114<L\,&SSI8X][!%WL!N8] ,]2?2@"2BBB@ HHHH **** "BBHTGADFDA
M26-I8P"Z!@67/3([9P?RH DHHHH **** "BBB@ HHHH ***CDGABDCCDEC1Y
M25C5F +D#) '?@$T 24444 %%%075Y:V,!GO+F&WB!P9)G"+GZF@">BFHZR(
MKHP9&&593D$>M-:>%)HX7EC663.Q"P#-CK@=Z )**** "BBB@ HHHH ****
M"BBB@ HHHH **1F"*68@*!DDG@"A65U#*0RD9!!R"* %HHHH **** "BBB@
MHJ.>XAM8&FN)HX8DY9Y&"J/J34E !14<=Q#-)+'%-&[Q-MD56!*'&<$=C@@U
M)0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MUH[7(O4$<\<+##*/O D 9! ]LT >AZY>7.G:%?7MI#%-<6\#RI'*Y525&>2
M37F>K7UYJ?@WX>ZSJ5I')?/JNGR*\3!Y) R%CU VDGMG'3FO4-3M9+_1KRT4
MJDMQ;O$"3D LI'Y<UY^- \1R>$/!NFRZ2BSZ+?6DDP2Y1MT<"E2P)(Y/4#\R
M* .AM/&RI=:[;ZW8'3)-'@6ZE(F$RO"P8A@0!S\I!'KT)J*U\>PR>(=-TJXM
M[<#4E<V\MM>+.491NV2J -A(Z8+#(QFL[5?"6H:YXB\4B:!K>QU;2H[*&X+H
M2KKO.2H.<98?EVK3\-77C2;[-9Z]I5I9K;#$][%="7[5@8&Q,97)P26/T'/
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M]U$4 #\!3Z* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *BN+F"TB\VYFC
MACSC?(X49^IJ6O$/CYX3\3^(+C2;G2+2XOK&%&1[> %F20G[VT<G(P,]L>]
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MM=MYHB^T1>86*!-XR6 R1CUQSBJ>E3746C++K%[92SH7\V>W&R+ 8XZDXP,
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MVAT73C;0/OBA-JFR-O51C /N*/$'B#3_  UI$NI:C.L<2<*"P!D<]%7U)_\
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M/+KMLT.I69L'M6;[*%!DD;(Q(K9^Z <=.XJRVI6*7JV37ML+MN1 95\P_P#
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M"TJAV^BYR: +5%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M@ZG8*]NAOK8/<@&!3*N90?[O/S?A7"VMEI5Y\6?%:ZI;VDP&GV;*MRJL-F)
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M<D5R\%WI6F^%O%JWEJDMJWB]HDC$ABB1R\)5G9?NH",GZ8H ]2/B#1AIUSJ
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M50 !^0J>BB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M:UUJZL!-:6TZ@SQQE064,1GC'([[3Z5G_%-KF/P89H8WDMH;RWEOD09+6RR
MN,=QP,^V:Z:ZTF"\U6SOYE0O:$M%\@W!B"N2W7&&/'KSSQB^1D8/2@#@M9$6
MI_$?PA?:3-%-M@NFNY(F#*;5D&W<1U4N1MSWSCH:B^%-GILGAZ>ZBM[5[B+5
M+W;*J*63,K#@]1E<?A7=6]A9VL;QV]I!"DARZQQA0WU ZT^&V@M\^1#'%NZ[
M%"Y_*@"6BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBH+V\M].L9[V[E6&VMXVEED;HJ@9)_*@">B
MFHZR1K(C!D8 JP.00>].H ***I:?JMIJ<EXEJ[LUG<-;3;HV7#@ D#(&1R.1
MQ0!=HHHZT %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 45G6.NZ
M=J6JZAIEK.7N]/V?:4,;+LWY*\D '(4GC-27VJVFG7%E!<NZR7LWD0!8V8%\
M$X) XX!Y/% %VBBB@ HJKJ&HVNE:?/?7DACMH$+RN%+;5'). ":=87L&IZ=:
MW]JY>WN8DFB8@C*, 0<'D<$4 6**** "BD9@JECT R:S]'US3]?M9;G39C-#
M%,\#L8V3#J<,,, >#0!HT444 %%%% !1110 4456U#4+?2].N;^Z9EM[:-I)
M"J%R% R>!DF@"S14<$R7-O%/$28Y$#J2"#@C(X/(J+4+Z#3-.N;^Z9EM[>-I
M9"J%B% R< <G\* +-%16]Q'=6T5Q$28Y4#H2"I((R.#R.*KQ:K:3:Q<Z4CN;
MNWB2613&P4*V<8;&#T/0T 7:*** "BBB@ HHHH **** "BBB@ HHHH ****
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M73A8X8RP#R')&=JY.,C.*Y6W\>RV)\7M?$7EKH=O#<P2K"87F61&.T@\?>7
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M.<XZ\XH V$^*VD-90ZJUK<IH4]^;"/4"5VF3GYBN<A#@_-U]0*MZG\0H-/\
M&+^%H]&U"\U(VWVB(0&/;(N">K,-O0]?3Z5YLWP_\1W'PVL? ;:?)'=0ZN99
M;PD>0(/F/F!L\_>'R]?85U<^@ZO%\<(M>33+F328=+-K]H!4Y<*3@#.?09QU
MH T[;XL:)<> U\5>3/'"UR+3R'*AA,3T+9P!@[L^GOQ75:-JSZJ+D264MJ\#
MA/F=764%0P=&4D,ISU]CP*\G\%^#=1LOA;<^'O$7AFXN!/J9>6W61/,$3(N)
M(V#8W*5SC/MWKJOA3X=U;PSINJ6-Y-=-I8NS_9B7>!*L6.20/N@GMQT)P,T
M>@T444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M#-+*\H51-O15A7/WG.YB0.F,>N.NKR#3+B"Q_:8U\W<B0BYTN)(/,./-8^0
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M -F.7.0>!G(88%1>/=7TLZWX_P!/L"]K=R64?VPSLSM=,@7 B3HJJ.2QSQT
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M1'YH5#RR9QO7^\N1C<,CWJ)/%6@R:HFF)JML;QW:-(]_WW7[RJ>A89&0#D4
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M ZR")RS?+&YY"LW121S@D5/J.OZ5I,T<-]?10R2(9%5CD[!U<XZ*,C+'@>M
M%V*V@@9FA@CC9^6*(!GZXJ6HK>XAN[6*ZMY%D@F021R*>&4C((]L5R.B_$31
M_$?BG5="LKM5-J$CBF'6:4[]^P$8(7:.>YSVQ0!U\T$5PFR:))$SG:Z@C]:A
M_LVQRO\ H5M\OW?W2\=^.*\U^''Q2@U/P])/XLUBPM[UM0>V@!Q'N4*A'';D
MGD\5Z-J6LZ=I B^W7:0M*2(T.2SX&3M49)P.3@<"@">6QM)[F.YEM8))XO\
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MI_'WQ7@OIV6QEM&\\PD%]@5MY4=R,G\:]R:.-SET5C[C-)Y,7/[M.>#\HYH
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M 'R*>JA1A0 !V% 'S/XWU73KO2O'MEI<,MD(]3CDN('#R/<2>9AI23\L:9Z
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MQ0,GU.*3[+;AV?R(M[$,S;!DD=": (M,ECGTJTEB=9(WA0JRG((P.AJU110
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M14VH>)]$TJ]L[.^U&&WGO.;<2$@2_1NAZCOW%>">.-2LKNW^(MAIUE-8.ES
M]Q&(I)&O'64;I68Y6)!R0!C.X'/:M3Q9-8WU_P#"!99(W@"H9@YP O[@?-GL
M2K#G@X- 'L%KXS\.7ND2:K;:M;RV,<_V8S*209>,(!C+$Y& ,YSQ6AINK6.L
M0236%PLRQR-%(,%6C=>JLIP58>A ->6_&"T_L,^%M6LK4VVE6.K?:KXV<*@J
MQ*XE(P06X;D@\D>M==X&L]#^T:OK&AZE>:BFIRI+/<S;?+:0 _<VJHS@C/'I
MW!H U]2\6Z#H^I1Z=J.IP6MW(GF)'+E2Z\\@XP>A_E4NC>)-&\0:;)J&EZA#
M<VD3,LD@)4(0,D-G!''/->:^,Y8!^T%X+\R2/$=NX?<1A21)MSZ$G&*YCPS;
MW>K>!?B?8Z2QDNYKUY(HXSEI$W$G:.^Y01[YH ]LTWQ9H6K745M9:C')+,C2
M0@JRB90<%HRP <#U7-8VB_$?2M<\::EH-JYV68C192C?O926W <<* HY.,G/
M:O-H0^LWOPAMM%<2W.G0^9?"(Y-NB^4'#X^[G:ZX/4\5O> )DT_XQ^/+2[W1
M7%W/')!&RG,BY<[A[8(YZ<T >J:AJ-GI-C)>W]S';VT?WI)#@#/ 'U)X [U0
M_P"$KT0:==W[7P2WLWV71>-U:!O1U(W+U'4"N&^.:7T?AO1]1MTF>UT_5(KF
MZ$(!*J <-@@C /KQDBKVA/X/(U_Q/'K5Q?V>I6Z+J%Q=[5@8*I4+@(HW[<@J
M 3SSR: .LL/%&C:H;3[#>B<7BN]NR1N1(JG#$'&, D GW%1W'C#P_::D+"?5
M(4N#.+;D'8)2,B,OC:'Q_"3FO*_A/?1>%/&>I^$+UE6.X5;C2Y7E#XC;YQ%D
M<;L-G ZD-UXJK\/;G18[?5?!OC:U,FKP:RU]%!+&[-/(0 &3;]XY!/H0WIF@
M#V/4O%&BZ1<M;W]_'#*B"208+>4A. SD A%)XRV!4>H>,/#^E:DFGWVJ0V]W
M)'YD<3Y!=<$Y7CYNAZ=^.M>0S-9VGQ0\;:+XLU*\TZTUU(_(E15VW$8! 0,R
M,<X; VXY4CKBK&LBPT'XR^ $FEEBL;32#&)+W&]%"2A3(<8!'&3QCOB@#T__
M (3GPXWAJ[\00ZDD^GVFX3/$I+*P_A*XR#[$?I57POX\TS7O"/\ ;]U/%91(
MIDG$A*K"I9@H+'@G '3O7F&AV=SJ5E\7=1TZ-YM,OA,MHT0RMPX$I)3'7J.G
M7(JAJ<T]]^SOX?;2S).-+NXY;](ESL56DX/&."5)';()XH ]XLO$&E7\5W)!
M>(!9_P#'RLH,30\;LNK@%1CG)'2O.?%OQ)9?$'A)/#.LK+::C?K;W49@&UX]
MZC<I9<X.6&X'''J*S==L--\2>#_%>O>%-4U+5=1U&PB6X9E4+M1E.S:J+^\V
M!A@9..O49YO5];TO4-)^$J6<Z2-8SP)=!!GR63R@P;T.5)QZ<]* /HBZNH;*
MUEN9VVQ1*6=L$X'T%>2^"/'>K^)+63Q-J.O06.EV=W,+ZR:UW(L)5?*VN!D$
M'=DDFO6YYHX;:2:21$B52S.S8 'KFOGWP3/"G[.7BN)Y463S9QL+ 'YD0+Q[
M]J /:K'QGX<U/4K?3K+5[:>[N(/M$42,26CZY]N.<'G'-.L_%^@:A>16MKJ<
M4DD[.D!PP29D^\(W(VN1WVDUPOA/0X+WX&0_V3;6YU=](GABG1%\T2.&RN_J
M"3COZ5P\<4VI>"/AMHNE$G6;;4W>6%?]9;;)&+,Z]5 R#S0![9>^.O#.G7MW
M97>KP0W5HN^>!@V]1QSMQD\$'C/'/2HC\0_"(2Q?^WK0I?$"!@Q(8DD $X^7
MD'[V.AKSB.XM5^/GC666:$)_89179AC<(X=P!]0 V?H:X"YDA7]G338%9!<_
MVZ6,8(W\*_..O0C\Q0!]644V*1)8DDC=71U#*RG(8'H0:=0 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !117.^-?%UGX*\-W&KW<<DI7Y88D4G>YZ G^$9ZD_SP* .A(!!! (/&#0J
MA5"J  .@%>2^.O'^I6?ACPQK&CZ@UK]KO(X+P/;!5(*!F_UBY 'J./>N^TOQ
MCH.MW%];:;J GN+$9GB$3AU'8A2 6'NN>WK0!NT5P'@GQ5'%X-EU+7/%5MK
M-^T$=U;V[+DMMV1*@4,S<] #UQSBNQTS5[+5XYWLI'?R)3#*KQ-&R/@-M*L
M0<,.W>@"]2$ C! (]Z\[^,OB'6?"O@^+5=$U![2X%TD+#RHW5E(8G(93SP.E
M94WC'Q!H'Q"\+Z-)?MJUEK=M&\L<T,:RP,V064QJORCKR#P#]: /60H"A0
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M;XLT35KB\M[6^ GLD#W$4\;PO&A&X,5< [<$'/2@#9554850!Z 4M86G>,M
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M6M3R06-R6GCC25HI(GB?8PRKA7 )4^HXJWJ.I6>DV,E[?W,=O;QXW2.>,DX
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MZ;U&X>XSTJC=_$GPC927T=QJZI+8MMN8_(D+QG..5"YQ[]!QZT =2JJJA5
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M@V,[?9V#0X3!0L1MP6Z<YY^N/(VND;X/^'M*6.<WMGKS/<Q^2W[D?/\ >.,
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M=F>^U=J9]%%4=0\.ZC?^)A?'7)5TB2V6"?2S%E7(?=N#9XS]TY!RI([C'1T
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M[_9DT)(+>=WL]0+3J(FRB[YN>G3YUYZ<U]%6-G%IVGVUE;@B&WB6&,,<G:H
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M<\/^'=1TR[GGU37)-5Q+*]IYL6UH5D()4G)W8P , 8!/KP =#'&D421QJ$1
M%50,  =!3J** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH *IZIJMCHNFS:AJ5REM:0C+R/T'8>Y)/
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M]+TYU^S1BW\QHU).X_(N[ XR3P..>:]%F\4Z+#H]GJK7R-9WI1;5D4LT[/\
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M!.2> .17&^+&N=7\(ZW%8^'[[35AUT2?8(;-]F-I!E=R#ER<#:" !VYS0!]
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M!YN$^-QU"YCU$P76B*J7%S9-"&.$S\NT!%&T@9]!R<Y(!W;_ !8\%I:RW/\
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ML)I6HZDMM>/ ;A$>*3:T8!)8-MVGA3WZC'7BJ4'Q.\)7"Z68]3D/]JL4LO\
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M/LO4CL96,&"02WR\ $')Z4 =G17-W_CSP[IMGI5Y/?$VNJLJ6<T<3NLA/09
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ML@\G(R-SXVC(Y'//:LSXD^.%\#>'5NDMI9KNYD\BVQ&3&KGNQZ<#) ZG'U(
M.RKCM9\#S:K\0=(\5IJB0MID9CCMC:E@X(8'+;Q_>../SK3NO%^E6D>GB;[4
MMSJ#M':V;6SK/*5^]^[8 @#&<G QCUJYHFO:;XALFN]-N/-C21H9%*E7CD7[
MR,IY!'H: -*BN%\1?$.+1O'VC^&4L[N1K@/-<R1VSR'RQ&Y41JH)<[@,D9
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M. *C:\M4CCD:YA6.1@B,7 #,>@![GVH FHHH) &2<"@ HJNE_9R.$2[@9B<
M"0$DU8H **;)(D,;22NJ(HRS,< #W-,M[JWO(1-;3Q3Q'@/$X93^(H EHHHH
M **** "BBB@ HJ..XAEDDCCFC=XB!(JL"4/7!':I* "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M(/XT =+1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!
MC:SX5T7Q#=V=UJEHT\UDV^V;SI$\IL@[AM8<Y YZ\"M@#:H S@#')S2T4 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !7"?%[7=0\.?#^YU+2KQ[2]CFB6.1%5LY8 @A
M@1TS7=UYS\9]'O\ Q%X5TW1--C+W-]J<4?LJA'8LWH!C)H YWQAXLUO3#X%T
MJPUVZ34M2:%;]Q'&VX/L'.5P#EC@#M^%=_=W<TFH3W\>IW-OH^CV\@NF381<
M2J,GDJ>$ .2.K''\)%<-XJ\#7U_XR\%Z9IT\@^P>;?WNH%1D-NCPWIN)0!1T
M  '1:W_BH)=+^&,NCZ+:R-+>M'80QQ*6(#'YB>_*A@2>YYH I_#3QJ)/#VG'
MQ3KRR:QK=Q))9P2X#^7G8H 4  $J2"<9S7=:EXDT?2+@6]]?1Q3>69BF"Q2,
M'&]L [5SQN.!FO*X/#@L?BQX2T-;.XELM"TWSC.(3MFG8;-Q;H  J'D_P8&3
M@'E-3U?4Y/#7CR>73[QM8U35EL9)'@;;#;@X1 <<_P 0P.W)[9 /8O$/Q,\/
M:#X=M]66X-X+T'[#%$K9N&S@8R.!GN?PS76VLZW-I#.I!65%<$ @$$9[\_G7
MC^KVB/X]^'GAU+2Z&EZ5:?:U!@;,CJ-L>1V.4!.<8#'.*]EH XV\U3[7\1[.
MSL_%"01Z?;22ZAI1@),BX&'+D84#<IZ_3J:VM/\ %.C:K-;1V5V93=*[P-Y+
MJLJKPQ5BH# >H/<>M>7^&;ZWE\2>/_$6M65VT-S=IIN/)8;( PB_4,I(&2 A
M]LZ_PLTN_P!"UC6M#^T#4= L&5M,OC\VWS.6C5NAQQG' /IG% 'J->.2?%;4
M#H<VI-IVHQ.^MC371( ?L\.2=R CYI"!CYOXCTQ@'V.D9@JEF("@9)/04 >4
M_&7Q%KOAG2;.X\/ZE/;R0@&Y.U'!0D*N=RGDDGG_ &36U\1?&\OA[P/+>Z8R
M_P!H36RRQN0"(58A0Y'<Y8 #N>>BFL3QS;_\)CX(\7MIJ-=737%O;6T:*=S)
M$Z$8'H6>7!Z$5R_C[2[E=%\,>$9IVN;Z[N8/[7NXE)2!$41HI/154,Q_ L?O
M4 >E^#=4NM.^'^G:SXLUAY+F\C25GF55P7Y1$55!)((XP236E)X\\,Q6VHW#
M:H@330OVP>6^Z$MG"D8SNX/R]1@YKB/%UU)%\7O#%I)87,^DV%@]U:0P1%DD
MN,,JY(&!M 4Y/3KWKA5N+YO@UK5Y]EN%U+Q-K0%Q)Y+ (K,3CIR/D//3]YCK
MD  ]N\.^-M-UWPN/$$CK96;S-&GGG!QNPN?5F&" ,_> Y-2/X[\-1Z9>:C)J
MJ1VMG<&VN6DC=3%*/X&4C(/X5YKXBD;3_B'X0L)WGL/#^GZ:&L99;1I%\\!D
M!*C^,*%(!Z'&1SBI/%WAZ.+P]X=\-:':WW_$ZUH7-Y<W49,D@!R\LHQQDE3@
M@=,8% '=ZWXTT(Z)K26_B*&RGM%\B2Z\MG^RRNIV9&.3D=/48ZU:TO58M$\,
MZ.FMZR+V\N(U5)Q"PDNF(W96,#<<#KQVR<5P7Q4T:QM;;P_X>T[33#;ZQJ<1
MOY;> LTB1 #YBHRS'=D9Y)4^]9^MZY?V7Q+\5:C)IMV\^E:*(])B$):.(,BL
M[DC*CDD=>>E '=^)O'&FCX=Z]KFB:HLGV-&A2X@ (6?@*!N!!Y9?7K6'?_\
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MNYX8NC31&1&^4'J&4$ ]#F@#TNU\3Z1>7T-E'<LL]Q&98%FA>+SE')*%U ?
MYXSQSTJDOC_PNUT+9=6C:4W+6F!&Y E5=Q4G&!P>IX/('0USVL75OXSG\'/H
MY/VFUU.*]N5"D-:1(C>8DG]PDD+M/7Z"K/P_N+=+WQD[.B;M;FG#MP&BV1@.
M">JY#<]* -:/X@^%I8K.9-60PWDGE0S>5)Y>_<5PS;<*20<;B,]1Q5W3O%6B
MZKJ-Q86=Z'N;>/S71HW3,><;U+ !ES_$N17E2F/_ (4%:VA0_:!J"DP%#O\
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M]IM]8-+<6LFARQ"=+=]FXS(P!.WC@'KTZ=: .[U*2[BTN[DL(EEO$A=H(V.
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M;0.=.D\/&P5E0XN9R7;*#'S8!5<CN<#H:ZWP,1_P@F@Q[61XK"".1&0JR.J
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M%'YPBN;=X3)'G&]-X&Y?<5YEJOFV_@'Q2T]I=Q;_ !6+F-9;9T,D;7$15E#
M;@<'I79ZA ^N>/\ 1-8TRWDDCTFSNFFE>-HQ*TBJL<66 R<AB?[O?K0!M6?C
M/1KZYL8H99=FH,ZV4[1,(KADSN"M] 2,XSCC-5+GXB^'K9-08R7L@TZ7R[OR
M[&5C#@ EF&W*J >IXZXSBN$M[B\O#X*U"72=76YM=1/VRW2PDBAM"8W 1(\
M;03]_G_:8=*U8TG_ +-^)J?8;[=>O,;8&SDS.#;A!L^7YOF&.* .X_X2G2CK
MEGI"RRM=7D/VBWVPL4DCQDL'QMXR._<5<M-4MKV]O;2'S?-LG$<Q:,A0Q4,
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M.3C@8]2*O^$?$3ZI8Z5ID_AV_M]4L8UCN3=6A2.V*KM9ED(P=V, +D\\\9H
MV)/&^AQ>'[O7'FG%A9SO!</]G?=$ZMM8%<9X/&<4FK>.-$T74I=.NGNC>1VQ
MNC#%:2.6C! RN%^;KVS@ YQBO-]46\B^'_CCPX-*U*34IM2N9XDCM'*O%)*&
M1U?&TY'8'/M781R/-\7K.^%G?+;-H+0><]I(J+(9E8(6*X!V@GF@#0@UW1_[
M?U>ZM[C5)[RWL8I9[,QR!%3YBI1& &X\Y(].<<UF-XOTS7/AY;ZMJ\FI:9;W
M31-YEJDJ,K&0%%#J.AX4GH<^]/MX9Y/B?XC<6MR(I]*@ABF:!UC=U,F5#D;2
M1N'>N6E6[F^ EII*Z5J@O[<VL+P&QEW[DG1GP-N2 %)R./?.10!ZCJ6NVFF2
M/$Z7%Q,D7G/%;0F1DCY&X@=,X..YP< X-01>*=*N[2PN+&9[U;^)IK9;="S.
MBXW-CC !8 YQR0.O%<;J]P-#\?WNHZII&HWVD:M:P""XLX))#!)&&!1T7D9W
M9''7\</U31-,EL]$@AM-1\,S0QW$UA=V,;8M,LI\N4*"HW@ABK=U(SF@#O\
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M9J,<M[<7;VT;6KDRAX%10N =QW#''3O0!V>E:W!9>%_#_P!KDEFN[RTA$42
MO+,WE@L<>W4D\#N:R/ .H27_ (@\8 W%[)!#J$:11W;/NB'E*64!N@W9Z<>E
M8R27FBZQX,UZYL;Z32X]&_L^Y"6SL]I*0AW-&!N )7:3CM]*VO!$DDGBWQC.
MUG>PPW5Y#+!)/;/$LBB%%."P'.1TZ^U $.OZQ_8OQ2TQYKJ^:TETNX8VD/F2
MB20.@7;$N<M@GH/7WKHM-\8Z'JVBR:M:W9-O%+Y$JO&RR)+D#RRA&[?D@ 8R
M<C%8VNE[#XFZ)JT\%Q_9ZZ?<6[W$<+2*DC,A4-M!VY"GD\5S&K^']6>#7/$E
MCIL\L<VM6M_'IVTI+<00H$<A>"&8EF // XR<4 >CZ;XCL-3U*ZTV/SH;^U5
M7EMKB(H^QNCC/#*?49]ZL7^K6^GR1PNLTUQ*K/'!!&7=E7&3@= ,CDX&2!U(
MKGO"L^D:MJ3ZKIF@7=HPM_)DN[VW:*0Y8$1+NY8#!)QP#C&><9?B]I-'\=6.
MN7FEWNH:+-8&RE-FC2/;2"3>'*KR5(./P'MD W)O'_AZ'0X-9:YF-A--Y'FK
M;N?+DSMV2#&4.>/FQ6A)XDTZ%=3>0W CTS_CZD%N[*ORAN" =V 03C..]<Y)
M;Z?<^%I=)M/#LMI;Z[.Z+%):OA0RC=/, /D/!(!().WH2<9VBRWFE>$?$GA3
M4+:Z+Z9;W"V]^ULZQWD3(S!M^,%QG#<\GGGF@#H+3XB^&[R^TVUCN9U_M)5-
MI-);2)%*S#(02$;2W/3/!XZ\5>U3Q=I.CK/)=//]GMG$=S<1P,\<#'& [ <=
M1G&<9&<5P=O /$_PV\$Z18P3&ZB:PF=VA91;I$H+R%B,<@$+S\VX8I;7R-*U
M;7="\0^&=2U WE_-<V<L%N\L-U%*VX(2#M4@G!W8 % 'H5_XCL+!S&3+<RK!
M]I:.UC,A6+^^<= <''<X.,X-8M[X_L4U'PW#I\4][:ZSYDBW$,+,OEK&S8
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MGH%PHP3C)SBL_P"&"SQ>'+R*XM+JVD_M*ZD"W$+1DJTK,",CD8/:J<MI=_\
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M5#/:E8I9E:(ROD'8H8 X(!&XX'S#&>< &I;^+-+GOK.T9IX'OE+6;7$#1K<
M#)VDCKCG!P2.U4[GX@:#;_VE\U[*VFOLNUBLI6:+C<6(VY"@<[NGIFL'4VD\
M96/A."UL[NWO+34K>\NUFMWC^R"($N"6 &2?E '7.>@)IEF)EO/B.[65Z%NB
M#;DVDG[X?9PGR?+\WS#'% '3P^-]#GU"PM(IYF74.+6Y^SN()FV[MJR$;2V,
M\9[$=>*J7OQ(\-V/VWS)KQS8R^7="*RE8P\ EF&WA1D?,>#VS7*R17(\&?#6
M#[!?^=97MF]U&+.4M"J0LKEQMX ) YJ[H6IVEGXB\?PW,$\QDOEVQ1P-)YV8
M$&P8!R?;WH [&7Q3I:_85MY7O)+^$W%M':IO:2( $OZ <CKZXZU5D\=>'HM(
MTW56O'^Q:E,L%O+Y#X+EMNUCCY""#G=CH?2N+T2SU+PO#X4T'4[*\6W33)!+
M=V-NTLOGLX;[.9$!,:X.201DJ.0 :S-/@O8OA[X6L)-)U1+BR\2I+/&UG(Q1
M!<R.6. <@*P^;ISU/- 'I-MXTTB[&IA!>I+IJ"2X@ELY$E$9R0ZH5W,#@]!V
MJ>/Q5I<WA^UUR)YY+"Z:-866!BSEV"K\N,\D@=.]8=@)&^+^J7'V:Z%M)I,$
M2SM;N(V=9')4,1C.&'>J/AK1;W3_ !;>>'V13H.ESG4K(@]#,&"Q8]$;SC_W
MP?2@#?N+:ZT[Q7=:]/JUW'HT=@QN8)W7R(RN"&1>H( 8L3ZCKVT[+6[>^O39
MK#=0S^3YX6>$H&3. 0>GX=1W H\0B%O#>IK<64E] ;6026L8):9=IRB@<Y(X
M&*Y'P;:ZCIGB-K"TU&\U/PX+(O#)?PL)K.3<H$.]@"P*Y.T\KM&<=P#LK_5;
M?3YK>!UDEN+C=Y4,2[G8*,L?8#(Y/J!U(KGM6\=VUE_89M;2\F75+PVX;[,X
M,84MN!7&=WR$!<9ZD^[/'&G66I7>E1W$VI6%U&)I+75;%6/V5QL&U\ C:X/1
MN#MQ7.W+:\^B^#M1UFSN)YK+6F:YDM;-][Q8E59C$H++NRI(Q_%T&<4 =Y>>
M);"SEEBV74\L$2SSQV\#2-"AS@L ."<'Y?O<=*=_PDFE-IME?P70N8;X@6GD
M NTY()PH'/ !)],'.,5RVC3S^'?&WB5]5MKM;757AO+.X6!Y <1A6B.P'#K@
M8'<=*YJQTC6/!EIX4UN;3;NXM+6XOFN[.WC\R6UCN6RA"#KMP-P'3)H WO'7
MB2#4_A[JMYI%]=VUU87D-O,J,T,D3^<BLC#C(*L?4'-=LFL6LFLRZ5&)GN84
M5Y2L3%$#= 7QM!XZ9SWQ7"^.+E]=^'.J/IVBWR?:[BW,*"S<3S[98V9R@&X#
M:O!8 _+Z8SH>#KF^T/5;SPSJ$%Y<P;S=66JFU?$Z2$DK,^W E4]2>HQTH Z3
M7/$NE>'!:G5+AH%NIE@B;RF92YZ L!@< GDCH:HZ?X[T+43J*1RW44VG)YEQ
M!/9RQRK'V<1E=Q'T%9/Q.F6W@\+3.KLJ>(K1B$0NV 'Z <GZ#FJ]]:'4?&U_
MXBM8)S9V^A2632K"^9Y7?<%48RVT#D@=6 [' !>N/'?AO5]"O2+K4HK)]/:Y
M>[@M9EVQ'@LCA?O+GG'0]>AQM1:UI]GIVF1Q27-R]S;J]M& 9)I4"@[C^!&6
M.!DCN17(V<-PO[/[V!LKQ;T:)):_9C:R"7S3$5V[,9ZGKBJBW=[X;UOPUXAG
MTW4)]*DT)--N!#;.TMI*"&W-'C< <;>G;Z9 .XM/%FCW^DQ:E:W#2Q33&W2-
M8V\TRC.8]F,[A@Y] ">G-3Z/X@L-<:[BM7D6XLY/*N;>:,I)$Q&1D'L1R".#
MV-<3XI-V\.A>([?P]=OIUG>RR7%A%$4N&BD0KYIC&#N#$G'7!YQSC3T_6-(T
MS3-4\26/AO4HX'$2NR6;?:KM@=H_=M\Q5=PP3_M8X'(!V]%065W#J%C;WMNQ
M:"XB66-B,95AD''T-3T %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 445E:]X@L_#EK#<WR3^3+,L >
M*/<%=CA=WH"3C)XH U:*R(O$5G+XEET 1W"WT< N2&CPIC)P&#9Y&>..]<AX
MIUR.;5?!^IP2WUO;MJLD$D>7 E"QR?\ +-20_P R\<$GMG(H ]&HK!T[Q?I6
MHV^IREI[,Z8V+R.\B,3Q#;N!(/8CD>M(GBVR.J?V9+;7MO?/;M<V\$T.UKA%
MZ[.>HX^4X(SR* '^*_#I\3Z0NG&\-K'YT<S.L>YB48.HY/ R!FMI X10[!GQ
M\Q48!/L,G%>3ZYXLF\1_#"WUX)>:<PU*'!61HU,9NMFTD'#?*,'/&:[_ $SQ
M5I^J:Q<Z5''=P7D$0GV75NT7F1$X#KNZKD8[4 ;=%<\?&>E+=6$<@N([?49/
M)L[QX\0SN>0JMG/.#M) #=B:AM?'FCWNIM86L6HRS)>?8I2ME)MBDP#ER1\J
M\XR?0]AF@"UJ'AV34M<AO9]6O?L$:INTU=HAD=6W*S'&[KCC/.!GCBMVN?\
M&U[I5AX3O9=:EO8K @"1[/>)%^88PR<KS@9.!S[U6O?%;V?CBP\.QZ?<R)-:
M/</,J9S@JH YZ#<<GZ=>: .IHJ"]FBMK*>:;S/*1"7\I69L8YP%YS]*YW0=;
MTBW\+Z)_9C7MW!>(5L4E;?/* "Q)+D= "<DCL/04 =315/3-1BU6R%U#'-&O
MF/&4F3:RLC%6!'U4UC:CXZTG3M4NM+,6H7%_;1+,]O;64DCLI)Y48Y'!Y''O
MGB@#I:*P+3QEHE_H-IK%I<F:VO)!# BH?,>4DCRPO7=P<^@!)XYI\'BS2W.I
M)</)93Z9%YUW#<KM>./!._C(9< \J3TQUH W**R(=?@FFDAEL[Z!UM_M #PY
M+QYQE=A.3S]WJ/3I7*)XOT_0_!?AV?0H-0OK+4+Z*T@EG)=PK388L6.22-P4
M?3H!0!Z%17,G4M*F\;V<#'44U;^SI)$@8.D7E%ESD'Y2V<#C..]6=/\ %NG:
MEIVJ7T"7*Q:9+)#="6/8R.@RXP3V&/Z4 ;M%8]QXB@A1 EG>W%P8!<M:PQ R
MQQG."P) &<' SDX. <'%K1]8L=?TFWU339Q/:7"[HW (SS@@@\@@@@CVH O4
M5B7_ (HL;&2]00W5U]@4->-;1;Q;@C=\W.2<<X7)Q@XY%5[WQQH=D=*S--.N
MJJ7LVMX'D64!2V 0,$D# 7KDCB@#5UBQGU+2I[.VU"?3YI  MU  7CP0>,@C
MMCZ&DTC2X](L1;K--<2,QDFN)B#),YZLV ![8     X%+INJ0ZGI$.I10W,4
M4J%Q'-"R2J!V*=<\=*YU/B5X?>SBO5%^;-[G[,]R;1Q'"^_8/,)'RY;UYY&0
M,B@#L**R-3\0VNF/.GD75U);Q":=+6/>8HSG!/(ZX/ R3CI4:^*]*FM]+ELY
MC>'5%+V4< ^:50-S'G   ZY(P>.O% &W17,Q>/-"ETV_OC+<QQ6$OD7(DM9%
M*3;@OE@D89]Q PI/4=JF'BVS(U:/[)>+>Z7"LT]FR#S"K E2I!*D'![\8YQ0
M!T%%< WBO3M8^'^FZIKL6HV<5X]NP-JKKF1F4J R_P .<#)(S74+XCLV\4-X
M>\NX6_%O]I^:/"&+.W<&[\G&.M &O161_P )'9^1)*8[@$736D:;,M-*,Y5
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MNQEN[%K="^GF.YN7(.%V %MH]3QSQTJYXWBN;_X1?9;2QO9KJ6.U5;=+60R
MK)&6RN,C 4]?2O0:* //=?N=0O/$FH64FEZFUC-IB_8GL[=E^T2'=E9I."FW
M(PC$#DYSD"L=(+]O 7P\MVTC4UFL-1LWN8S:.6C2-&5W8 $@ GO@GL,5ZU10
M!GVVJBYUF\TW[#>Q_9DC?[3)#MAEW@\(W<C'/I5V6188FD8,549(1"Q_ #)-
M/HH X3X307-EX--I>V5W:7"7=Q(8[FW>,[6D+*1N SP>U81M;U_!/Q&M1IFH
M^??W]W):1FRE#3*\:*I4;>02IKUBB@#RJ[6;1_$6G:S?^'+[5=*O-(@M'$-F
MTLUI-&6/S1D;@IWGG'45:U:T\MO"#V'AVXL;:+6/M<EM;6;$PQE'7?($!"L2
MP)'49]C7I=% 'G/B=)='\?KK5YH%UK&CWE@EJQM+?SY+:5'=@2@YVD.>1W%=
M?X;MX(-(4VVD)I,,KM(EJ(U1E![NJ\!CU([9P><UKT4 <-.EP/BW<W@L+J2U
M_L#[.)3;OY3RB8OLW8QG;69X4TV[TGQ%IB:$VJQZ!<12/>:9J4#@:>VW*B)W
M (^8XV@D8R>E>F44 <=\4K>YO/AYJ5I9VMQ=7,QB$<5O"TC'$J,>%![ FJFL
M03W_ ,2M*F@M[Y+=M)N;=KH6L@6)Y"A7)Q@'@]>F.:[RB@#R6'3]1NOA _@:
MXTNZ36DC%B ;=_)($@Q,)<;-FWYNN<C&,XKU6VA^SVL4.\OY:!-S=6P,9-2T
M4 >36-A?2?"S4?!SZ7>#5[B6YA"2VSB)1),S+)YN-FT*P;(/; YXK>TNSFL_
MBHY-M>-:IH4-FMVULXC:1)&)&_&,X(/7%=W10!Y_:6Q;QGX]>\L+PV%Y9VZ(
M[0M&DX2)UD"NP"_Q8SGO7.:!J=D+3PM%KL.NP6^CA6MC/H\L<:-LV)YDPRK!
M5.-P"@\$^E>K:OI=MK>D7>F7F_[/=1-%)Y;E6P1V(K)L_"]U$%AU#Q'J>I6B
MXQ;W"PJ& Z!V1 S?0G![YH YB&*Y%W\2&.GWX6]4?92;.7]_BW$?R?+S\W''
MUZ56MK>_LH_AE?/I6HR)IUG);7<:6SF2&1K=4 92,@;E(W'CWQ7J=% '/P>&
M9HM=.J'Q'KCH96D^PO-&8!G/R[0F=HSQSV'-<;:V]Y_PA?Q'MSINH">_O+][
M6,V<@:99(@J%1MYR0?IWKU*B@#S8171UCX;2_P!GW^RRMI5NF^QR8@+6X0!_
MEX^88_7I69J.CZMJ,7CC[#IMRT[ZI:W]K%<0/&EVL(C+*"P .2A'Y5ZY10!Q
MGA:YT[5]1COK/P?<Z5-#$5EN+ZR$$B$_\LT)Y;G))'''J:M^.+"QU/3[&TU"
MUU!XFN@4NM/5S+9N$8K*-@)'/RYQCYN:ZBB@#R>_L_$DO@8K?)>:H;#7;>:W
MF%J5N;BUCD0[VC R6'S#IDA<^]:6MWFI:CKVHVDVCZLME/I8^PFUMROGR$/E
M9I!C;C(PC,!R<@D@5Z-10!Y-I4-\+7X8B72=3B.G*Z76^SD_=?Z.8\M@< L<
M<X]>G-1:]HFKZP/B)#I]C="6ZGLKBT$L#QI<B%8]ZJS  \H1[_2O7J* /-[S
M5IM?\9>"M2MM$UB.*V>Z^U">QDC\@O#M 8L!W.,C(]ZPKUM8U+3M*N+S0M9&
MHV7B*&>YMX;5E@AB68G,:C DR,$N-QR3D@$5[+10!Q/AQ9U^)7BRYEL;R&"[
MBLA#++;NJ.8T<. V-IP6'?GMFN/":IIWPM\0^#+O1]4EU6,7(ADAM'DCNUD=
MG#K(!MS\W0G/'3/%>S44 4])9GT>S+Q21-Y* QR+M93CH1VJY110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !7.>.]8NM"\$ZMJ%E%(US%:R&-T"GRFVG#G)' /U^E='7,_$.&>[\
M :U9VMM/<7-S:O#%%#&79F88'3I]30!FZ0NFZ1)I^J?9]2BU+4;=;5;'S0QN
MV"AS*5W%=P .78C@G/45J'QOI4>GZO<SQW<,ND#-]:M#NFB&W<#A205(Y# D
M>]8.I6NH1:OX.\2065W/:Z?!):WMLL+>=$LB*-X3&6PRC( )QTS576M'N]0D
M\;:Y!9W834-&_LVS@\AA).^Q\L4(W*,LJC<!T)Z8) .QT'Q-;>(7D^RV>H11
M+%',D]Q;E(Y5<9&QNC8QS^F1S5O6=9M-"T_[9>,VPR)$B(,M)([!54#U)('I
MZU#X8WKX6TJ.6&6&6.TBC>.5"C*RH 00?<50\<7&K6VA12:3:S7#?:X1<BWC
M$DR0;OG:-3U<#&/3KVH FA\7Z:RZS]J6>RDT9!)>QW"C,:%2RL"I8," >A[8
MJ1O$]M;I=OJ%I=V$=K:F\D>=5*^6,Y(*,V2,=.O3U%<386=Q;:_XSFD\,ZG<
M:?J-A;&**X&\W 5) Z$EB=QW 8SD9YQ3]+TF\TDZO9V4.J:KX5;2V*Z=J,3B
M1)2<>1&7 8J4W<<@''- ';Q>(8#+,EY:75@L-L;II+G9L\L=3N5F''<=JKQ>
M+K)M9LM,N;6\LY;]&DLGN8U5;@*,D##$J0#G#!3[5PT?A359;'7- T6\U)O#
M]WI+K;Q:I&ZM:W!("QHS@,4*YR.0..:V?"UR-2GLDG\!-I>I6HS<W5Q91I'&
MP&"87'+ECTQT!.3Q@@'1V/BBUU![)H;6[%K?!C;7;*OE2!5+9X8D9 )&0,T6
M'B>VU%K)H;.\%M?1M):W)13'*H&[(PQ89'(! )].M<7X>TF\TW7-+N?#]OJE
MCI]T)'U31KV%Q;VQ*$YB+# ._ PI.0>P%/\ #&DW>E>(-+FT&+5;+2+E)'U/
M2+V%_)M&V$@PEAP=YQA201GM0!KV'BKP[HWAC6];MX]2^Q6^H3_:A)&[R>=D
M;\*QRJYXYP![5K67C#3[S7H=(^SWT$UQ"T]M)<0;([A5QNV'.3C(Z@<<C(K@
MYM.U*7X:>.;!=+O_ +7?ZG=RVL)MG#2I(X*,..A /T[UT6H)<7'CSP7>16-Z
M;:UMKI;B4VS@1&1$"!LCC)4_3O0!I7OCS2;&SGOWCNY-.@NC:27D40:,2AMI
M& =Q&[Y<A<9[UTD$PN+>.95=!(H8+(A5AGL0>0?:O'4>#[#J>B76B^(VT*75
MI+DQVFG?:$(6;=A9E;[A9=Q&W(R0#WKV"SNX+^R@O+9_,@GC66-\$;E89!Y]
MC0!CZCXML--UZ+19(+V6^F@:>-(;<L'"X! /0GD>P[D5EGXE:0-(N-2%AJS1
M6DKQ7R"U^:S*G#>9SCCK\I)QSBDU.&X/Q6T6\6TNFM(=/N(9)U@8HKNR%02!
MC^$_2N>6ROSX+^(EI_9M^+C4;V\DLXS:N#,LD:JA''<@]>G>@#N+WQ39VM['
M96\%Q?73VAO?*M0I(@!QORS*.2<  Y/I6/JOCQ$M/#5UI%G/>6VMW*1I,H4;
M5(+%<,0=Q"D>@YYZ9S5EU9M2TJRN=(U-]+.CQJGV:,QEKD<,DS$J54 # )"G
M)SGBL73=-UBU\!>!/-T34!+H^IHUU (LRA-LBEPN<D98?SZ<T >AZEXIMM-B
MNG^Q7MR+*(2W@MT1C;J1N^;+#)QSA=QQ@XY&:5U\0=%MYK**".^O7OK1KRU%
MI;,_G( #A>F6P1QV[XKF9HI]$\8ZQ)JG@VZUFPUAX[FWGM[6.X>%_+5&BDR<
M*/E&#G']-%K.Y@^('A:5=(>VM;:PN(91:VY,%NTA0JF0,?PD9''TH TM,UO1
M+WQ7=3I%J%OJ(TN*><7:/&B0$DCY&. P).2!V(S5K3_&NG:C>:7 D%W$FK1/
M+832HH2X51N.,,2ORG.& XK&FCU*/XEZU?V>GSR;M#6"VDDA8123J[L$+=,?
M,O/3WK L(M6N=:\#ZK/H>M-<6QF34'GC"B.1X2N%3("1ANA  QCJ<T ;6@SQ
MV>O_ !!^U27<MI!<0DJ'DE=5-N&8+R6ZD].GM3CXM@T?P_X0CT+3KV>PU26*
M"!Y'5G2/:6P=S9+D*>^.O/0%-,ANH=:\?3R6%ZL=XR-;,;9_WP6 (=O'/S#'
MZ]*R8].U.W\#?#]O[*OGETB]@:\MTA/FQ@1NA.TXR 6'2@#O+#Q-;7_B&ZT,
M6MW!>VL*SR+,J@;&^Z00QW=QQTQSBH_^$JMS96]TNGZB\<]_]A7RX Y#!BI<
M[2<1@J?F_P 16%XXL=2CO=$\1:(JPZN'_L]XY2/FBGXPV.OEOM? _NM6SJ>I
MP>"M#TZ*+3;Z[M(V2V8VR;S @7_6/ST&.3ZF@#HJYK5_&^G:/K$FDO::E<WR
MVANQ%:VK.9$# $+TW'GMQP><\5TM<9-%<#XPVU[]CNC9C1GM3<"!C&)3,KA=
MV,= >>E %J\\?:590WMP]O>M:V#1K>SK$,6S.%(#*6#$@,N=H.,^QI)/%%P_
MQ!_X1I=-N3;BP^TM.K)\VZ0(&'S A1AO?/0<9/&^,K?7M:TOQEIT^BZG-<;_
M /B7+;)BW>$!,.2"-\AP<@[B.  .:Z!!?P_$VSUAM(O_ +'=:&MKN$8/E2"8
MN1)@_+\IS[]!SQ0!D>$O%UIX;T'4CJ*:E/;1:W=0R781I4MU,VU/,=CG'3ID
MCC/45W^H:Y'97#VL-I=7UU'%Y\D%JJED0D@$[F4<D' SDX.!P:\RNM,U.;X3
M>+-,32K\WUYJ=Q+;P&V<-(CSAU8<=-H)]JU]92;2O'4VM7/A>ZUS2-4M(8P8
M+0336LL>[@QM@A6#<GU% &\?B+H#6NCW$#7=S'J^\6IAMV;+*"2I]&RI&.N?
M;FN@TG45U;2X+Y;:ZM1,N?)NXC'*G)&&4]#Q7#:C9S1ZOX*EMM DLK>VO)YY
MK>TM<K;1O&ZKOV KN)89 S@D]>IZRT\0"Y\3WNAOIU[;O;QB6.YECQ%<+\NX
MH<\X+ &@#5N)UMK>2=U=E12Q$:%F/T Y-<C%\2]$EL=,U#[/J*Z=J$@BCO&M
MOW2.20JL<YY([ CL<&NMN)!%;22%78*I.$4L3] .37DL&FZE%\(?#&F-I=_]
MNM=0MWG@%LY9%2?>Q/'3;S[]J /0=-\6V.HZM=Z6]O>V5W;0"Y*7D/E^9"21
MYB\GC(QS@CTJ'3_&VFZA=:7"D%W''JRR-87$B*$N @W'&&++\O(W 9%9%TFH
M?\+1GU*SL+B2/_A'FMX99('6)I_-+JA8CCC'/3MUKG;.+6+K4O!&JW&A:TUW
M:32KJ#2QA5C=H67")N 6,,>" !C').: .MT+QJ=0D\13:A8SV-GI=X\'FR;"
M%5$0D-M8DL2Q( !X(&<UH1^+K,:P-)N[.^L[R2W:Y@CFB!,Z+][9L+9([J<-
M[5Q-UH&M7FE>/-$ATZ=+F\U(ZA:32J!!,H$3*NXGDDQE2.V><5N^&[VWU"YA
MN_\ A!9M&N+5&-Q/<6"(R$J04A*_,^3W Q@'N0* )K7Q_HVNZ4\\5CK#:?+:
M32M<K:.$"H2K+N7D/W&/S!!Q9TOQ%H]CH'AR#3HKR9-2MQ_9UL2&F=%CW$LS
MM@87J2U9'@RVO+'X/?V?=6%Y#>Q6]S&UN\#;RS,Y4 8YR&'3UJA8-K6G^'?
M]@^E:G]ACM3!J0M82+B*18U"+GAE0G=EE(Z#D#J 6?'NN6VO?"'7M0L)+NW>
MVW1.N]HI(I4D"LC;3SWXR0:Z*]O=('C70K2Y2\_M5H)VM67>L.W:-^[D*QQC
MUQGM7 3:3JW_  J[QIHZZ%J$=S<ZG</:PF/<9%>4,NT@G( '+=/<UUNJK/=?
M$3PA?0V5XUK;V]VL\OV9PL1D5 @;CC)4_3O0 [3/'<UP?$EQ=:-?I:Z1=-%^
M[6-V"I&C-D!LD_,3@9XQWXK;3Q-:2Z-I>IPP7,D.IM&MNB!2YWC*DC=C&.3S
MP.O0UB^$;>\T_P 2>*[2[TZY6.[U)KN*X9!Y+QM&@&&SR<J>.U4O!FAWFG>(
MM0TN5E?1M$N'.FX.2#.H?:?0QJS*/:6@#T&N6MM7T*'Q3XCE!NXKRQM89+^2
M;>(A& Y4HI..@8D@<^]=37G_ )-S'XU\:7;Z1=75M<:9#'"C0-LNFC23=&"1
M@YW >^>* .KL-=2_O([8V-Y;M+;FYB>94VN@*C@JQY^8<'!K1GB6>!XG+A74
M@E'*'\"""/PK@O"&DWFC>)5@TB75#X9>T9FM-3B<&SEW+M2)G 8@C=D#(&.O
M(KT$]* /*/ ?CRQT;P%H$>K)J1CE+12:D\#- DC2M@/(?7CGD>IZUV6J>-],
MTI]2,D-W-!I907\\**4MRX!&06#-P03M!P#7$V.C:C??"&/P-+IEY#JCG[/,
M9H&$,2^=O,GF?<8!>0%)).!BE\76VN:M8>,-+FT;4YY/+"Z8+=<021!%^=B"
M-\F0>#DC P.M 'H=[XAM[6[EM8;:YO9H;=;J5+8*2D;%@IPS#.=K8"Y/'3IE
M)O$4"K"MM:75[<2VXNOL]NJ[UC/1CN8 9/ &<G!QG!KB_$&F?VM+#>Q6FNZ/
MK=MIR&SU"TA=BQRW[F55W*1D*<-C[_4<U!=0:OI'B*QUO7?##ZW#?Z3;V]XE
ME;+.]I<Q[B<(?X#O/(]/ID [*V\::/?:1I^HV3RW(U"0Q6MO&F)7<9W+M)&"
MNULDD 8Z]*PO!5T]S\0O&X9+R)4:R @NY"S1$QN2!\S#!/(P<<\51U*QO],U
MCPOXELO#CQ:?:-<QW&F64*F:!)@ LFQ."WRY8+G&<<XS6IX5%Y)\0?%>H2:7
M?6UG?)9FWFN(O+#[(R#P3G/(XQ]<&@#M)YXK:WDN)Y%CAB4N[L<!5 R23Z8K
M"C\9:>9]-6>WO+6#4V"6-S/&!'.Q&57@DJ6'(#A<_7BI_%VD3:_X0U;2;:01
MSW=J\4;$X&XC@'V/0UR-Y;7WBOPQX=T:33+VRO[6[M9;TS0,B0"'ERKD;7SC
M"[2?O=L' !M77Q#TJW;5E2QU6X;2FQ=K#:',:[=Q;DC@#GGD]@<&NHL[N"_L
M;>\MI!);W$:RQ./XE89!_(UY[#;W:W'Q&8Z?? 7X'V3_ $9_W_\ HXC^7C^\
M,?KTKJ_!<4MOX(T.VN(98)X+&&&6.5"K*ZH%(P?<4 6=4UVVTN\L;%HIKB]O
MBXM[>$+N<(NYSEB%  QU/<5E2_$#18/#J:W(MV+8W/V1T\@EXI0^PJ_88;OG
M'IFHO%ESJ<6OZ)%%8WT^D2>:+N2P3,JO@;%+ AD0\Y((Z#) SGACI>K1^ -2
MTO\ L'4HY_\ A(OM$<?D[]T7VD29!4G("CKT/8F@#TK2_%=EJFN7.CBVO;6\
MAA%PJ74'E^;$6V[UYSC/'.#[5NUQ?ESO\7X=06SN_L1T-K;[0;=P@E,RN%)(
MX.T$_IUKL92XA<Q*&D"G:"< GM0!SEGXYTN^FTT1Q72VNJ2O%97;(OE3,N<@
M8;<,[6QN49Q5O_A)[9IV6*TNYH%O!9-<QJIC67<$(/S;@ QP3C&:\Y2/7+Y/
M"6H7F@:RVI6>J;[\&,+'%\DBXB3<%"<CY@,8QEB:TKG2;R+Q(=5\.0:KINIR
MZIMOK)XG-E>1>9AIB2-@)0;MP.<\8R<T =HOB>VDG AM+N6W^UFR^U(JF,2A
MMA!^;< &!&<8R/I4&J^,].TB"XNYX+N33[680W5[$BM% ^0#GYMQ ) )52 >
M.QQR3:3>0>)DU3PY#JNFWLVJE=1L9(G-G<Q>80T^2-BL4&X%3G/&,U#IMI+H
MNH:KH>J^!Y=7:>^FN+*_2TCDAE25RX$KM]PJ6(.<\#@=,@'<7OBJTM'O1%;7
M5XEBBO=/;!&$09=PR"P)^7!X!X-.U#Q/;6,M\BVEW=#3T5[MK=5/DY&X @L"
M3MYX!XKB_%&BW#ZC?W^B0:GIGB2UCBCMIK*!S:Z@HC4A)!@IM#%E^8C  Y.*
M7Q3I-W<ZE?ZGI4.JZ;XH@CC6&>SB=[;4/D4A)."A 8LN6Q@ ')QP =9=^,K&
MVURZT9+/4;G4+>W%P88+8G>I.!M)(!Y!YZ>^>*H+\2M$?2[35$M]1.GSR+%)
M<_9B$MG+[-LA)X.[@XSC\14%FEY'\5+K4+FRN1 =$BMVG2W<QF99&=E4XYX/
M'KTZURTFF:FWP4OM(&E:A_:,E^[I;_9GW%3=^:#TZ;.?TZT >DZGXB@TU[F.
M.TN[V2UB$UPEJJDQ(<X)W,,D@$[1D\=.16<WC_0S)I"6YN[K^UH7FLV@MV82
M!1DC_>Z#';OBN;U".71_'6IZA?>$[K7-*UB.&2":WLUFDMY$0(4=&P5! !R<
M8_/%RXL;B+QEX)EBT5[2ULX[WSX[6W/E6OFJNQ25&W.0<XXSD]* +.K_ !$A
MA\"ZSKNG:?=M<Z<[VTMM.BH\$HQRXS]T;E/!.0:["RN'NK1)I+>6W9AS'+MW
M#_ODD?K7EFH:/JFH>&/B/:6^FW?GW]X9[17A9//0)&/ER!DY0\=:]0TR[:]T
M^&X:UN+;>O$5PNUQ]1GCZ4 1:EK%MIDEK ZR375VY2WMX@"\I W-C)   &22
M0!^(JE:>*;6^@U(6]K=&^TY@ES8.JK,A(RO\6T@CD$,00#BLCQ597]KXT\.>
M)+>VFN[.S6>VNX8$+R1I*!B15'+8*C(&3CH#3;&PE/BOQ'XH-M<QVMQ9PVL$
M1@82S% Q9_+QN'+!1D \$],&@"E\/;5?$.C:+XFO4OHM56-Y);CS0J7?F%LA
M@"=RKQ@$#&!CBNTUG6;/0=->_O681*RQ@(N6=V8*J@>I) K!^&EO<67P^T>P
MO+6XMKJV@\N6*>)D*G)]1S^%6?'%QJUMX=$FD6LMQ+]IA\Y8(Q)*L.\;VC4\
M%P.GY]J )[;6[37)=6TAH;NTO+-%^T0R-L=5=2597C8C!P>0<C':O-TEGD^"
M7A*[:ZN?/^VVFYQ,P+[K@ [L'YOQS6_X>@N;'QSXBO?[&U6*QO;"V,,TZF1F
M*"3.XEBQ8EA\O)]0*QX],U./X-^&]+.EW_V^UO+9IK<6SET"3!V)XZ;>?>@#
MUZLN^UR"TU!=.BM[B\OC"9S;VX7<L><;B695 )X'.3@XZ'&FK!T5AG!&1D$'
M\CTKB9K>]T'XG7>LRVMS<Z5J=C' 9;:%IFMY8R<!D4%MK!B<@=>N* #Q)XU1
M_AMJVNZ%YSRQ0RQ9V!7M95!!\Q6((*GMSVZBM'PSHMK#(FLPPWUI/-:K#-!-
M,"DI&#YI4$@O_M9R<G-<EJ'A_4(?A]XV9+&Y:ZUZ[GGMK..,LX5@JKN ^Z3M
MW'/3(!YKT?2I/-TJU;RY8R(E!26,HP( R"",T 8OB_Q-<>'9-&BM]/FN6U#4
M(K4NA7" Y)&"1EB%(';U/3//#5FTKXIZO(;;4[GS-'MYELHLS.&+ONPI;:O
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M %%%% !1110 4444 %%%4=4U6VTBU6>Y+$R2+#%&@R\LC'"HH]3^0Y)( )H
MO45S$OBK3[J#7;&]L+^&73K</=VS("[1.I(9"C$'(!Z$$8[53MO%^B:)H'AB
M.UL=1^QZG#&EA&L?F,H\O<JL2Q^; QU//YT =G17.V_BV.[CMTATC4_[0FA:
M=M/DC2.:*,,5W/N8*,D<<\]1P#B&S\>:5?1Z%+!!>&'6I'BMW:,+LD4-N1P6
MR"-C= 1QUH ZBBN9NO'&GV:^(//M+X-H2H]VJQJQ*LI<%<-R-HSSC%0_\)_8
MK?:?;2Z9JL:ZE$9+*8VX*SL%W%  Q8-CU !QP<<T =917,6OCG3I;'5[BZMK
MRPETF18[JVN542*6 *8VL5(;(P<_E4FH^*9K'2]9N?[%O?M&FVHNC#(T0$BD
M/R&#D8&QL]_0'B@#HZ*Y/2_&#/H7A^2^L+HZEJT:B&!!'F9A$)'<'?M5<9/)
M!]J+CXA:5:^&;K7);:^$-I=M9W,(B!DAE#A"&PVW&2.02.: .LI" RD'H>*P
M++Q=:7?B"71IK.^LKA;8W<3W<81)H@VTLO)(P2,A@IYZ5%'XVL'GTO-I>I9Z
MK)Y5E>LB^5*V"5X#;@& )!*C- $6G>!TTJ)+2T\0:VFF)PECYZ%$7^Z'V>8!
M]'S[UT\,,=O!'#"BQQ1J$1%& H P *Y[5O&ECI%M=7LEI>3:=9S>3=7D*H4A
M;(!R"P9@I(!*@XY]#B6\\66MNU\+:TNK];&));EK78=@9=PX9@3\O/ /!H W
MZ**S=:UNVT."VDN$ED>ZN$M8(H@"TDKYPHR0!T)R2!Q0!I45R\GCK3H-)UJ^
MGM+Z-M&<I>6WEJTB?*&!&&*D%3G.?RI]EXULKS6K#3&L-0MCJ,+36<\\06.?
M:H9E'S;@0#GD ''&>,@'2T5YO\2/$$.H?#WQ$+*UOI[>W5X6O8&"QK*IP?X@
MS -P2 1GZ''?Z?\ \@RU_P"N*?R% %FBN.T[Q!X>LG\4ZC#;W=LUI=*-0:;/
M[R78H78"QQD%1_".?QKH+#56O;ZYLY=/NK26WCCD/G["KJY8#:59@<;#G\*
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M-N7<.F5&?:L3X@>((;WP-XFBL[2^N(K2&6&2[MV"I',%Z?>#,%)&[ ('/H<
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M36].GOM.,D2RQ0X&"9%V$_,.-VWI4VH>*8[.YU*"WL;B]?38EENE@9-RA@6
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M>JI=7#1[<1QA'4GDC/+#@4 -N?B'#"-:\G0M6N#HS[;P(L8VJ$WEP2X!&WG
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M<SVD6G+=!XWCR^Y]H?EA@#:1CKSTZ5ROBS3/$NOZ=XLL+G0[J[DE&=*D\U!
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MD948"2H[$DD#HIK+\0VOB%_&TNK:)ITOF+X?FM;>:0*%%RSJZ*03[=2,9ZT
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M2,7%I'MS$.P8KP6XR<<#.,G&3I4 %%%% !1110 4444 %%%% !1110 4444
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MQ  QD9.,GG&;J\\]S\5/ LUUI+V<CB\*R,ZL2OV<_(V.C#TY'/!/- 'I-!(
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M2^%=9/AFXC>UMKB'4))KN)YWD=4^=FW'<N5..<^RC%=WI?AZTTN3SEGO;N<
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M*&:! !MP"".<]2#TKH+/7E\/Z9;6?BS6[*36%A:6=X$*CRPQ_>%0/E4# +$
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MAC5R "RJ 2!T&: .9^)4T4/PV\0F61$WV$J+N8#+%3@#WKCOA#X9\/ZQ\.]
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ML+_58+:ZAB,\D<V5(C SNR1@CZ?2G)XMT*33+'48M026VOR1:>6C.\Y&<A4
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M<NE%7$3#+J(XPX4_W@-U/^&BZEH7C:/P[;ZI!KWA\V+W%I=+S)9J2/D;NF2
M"A[@$8P10!Z-_P )_P"%?['&K_VU;_V<9C!]I ;8),9VDXX.#7/^(?%.KZ?\
M7/#&B6MX/[+U.%WFA,2') ;&&QD=!WKP]KF*W^!VH:'(6&IPZ_OEMMAWQKL
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M^Z)&52$)R.I'45E>,/B'8>%[K1+-0T\^JW,2HR1LZ+"6&]P5'S'!X R>0?J
M=I17#?V]+=?%#3K6V\1QQV,M@9#I$MHZ2RDAB) S*,#&._&TC'6MF3QMX=BO
M)+9]24-'<"UDE\M_)28_\LS+C8&]B: .@Q16#J?C/P_H^L)I.H:BMO?/'YJ0
MM&^77!Y4@8;H1@<DC'7BK6@>(])\4:<;_1KQ;JV#F-F"LI5AU!# $'D=1WH
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MLUYS;K<"*0KY@&=OW>#CUJ[J?B_0-&U.'3M2U&.UN9XS+&LJL%9 "2=V-N
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MH8@CI@<UBK\4_!36\4ZZ]"899O($GE2;5?L&.WY?J<#@^AH ["BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "O,/CSIU_J'P]1K&&29+6]CGN(XQDF,*P)P.H!*G]>U>GT4 >*W
M>LV.N?'WPCJNFL\U@-.93.L3; 668 9QZL!['CJ#69H5OIM]?_%>VU8S#3[Z
M]BP\(RQ3SI!YB?W@I93QG]:]]HH \'T.Q\43^&?&GA6"_BUNWM]/6.PU* [C
M(""?(#=_E)&W)VDXS@BNB^&6L^'-8T?04N+%E\1:):FT<R6[!K554J69R-H!
M [G.21ZUZM10!\N6VDZEJGP8\26^GQ2O-#KWVN6!5.]X-@&0O4C.#_P$^E>@
MS(OB'XT6^L:7_I6BV>@M'>2PM\C;A)B+<.-WS*<=1CVKV*B@#PCP/9ZGHOBJ
M+0M U8:MX>O+*>X@\T?O=,<H=N\=8V+$+CC.2< BH/AO;:7?:-8>&-?DU:'6
M]&U/[1%IZ1[<.&)$F[9G W-G+8X^E>_44 >;_'2SN;SX87:VT$DS1SQ2,L:E
MB%#<G [#-<S\3+VWU+2_ ,UL6DB6_B=B4(P@"@L01]WWZ5[=10!X?;07-_\
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M-;V:,%>41.X4DX&0H)'/&?>M.O/_ (UQO/\ "S5+>&-Y)Y7A6.-%+,Q$JDX
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MDC!5 FC4;0#\O'IBN(L]/A@^$FB:\C3'5+;5E$-RTS%D!O60J,GH03D=\\T
M>Z45YK-:_P#"7^*?%NBWMS9I+:F..WCN+<R20PM$I$L1WKM.\L=P&<A<G@"N
MVT!#;>'+&.74CJ/DPA#>LNTS!>-YY/7'7)SU[T :E<UIWB'4+[Q9XBT4V=LO
M]F16[P,)6_>^8'/S';\OW1T!_&N!B:)!X+U;3"YANM;,8U&=Q]JO(W$I;S,
M?)P, DG 7A<8KK= _P"2K^,O^O;3_P#T&2@#7\%:_-XH\(6&LW$$<$MR'+1Q
MDE5P[*.3["M^N*^$?_)+M%_W9?\ T:]+XFOHV\?>&M%U K_9EY%<OY;_ ')Y
MU"[$;L0 6(!ZG'<"@#M*BN;F&SM9;FYE2*")"\DCG 50,DDUP.JZ;HNAZ<FD
MQ7U],EUKD;16"2+L\QOG%MR,+#@;BO8'OD \_<VP_L3XJ:;<06RV]M")H;6+
MYH87-MO)0$#!W '.!R,X% 'KMI<QWMG!=0DF*>-9$R,'!&1_.IJ\N#00WW@S
M01]AM=/OM->;RY[??#<7(6+ 90R@G:6(R3R1QG&':KHE[X?\%ZK8Z?K'VM!J
M<,K6D:^5Y43NA:UC)8_>!X7/\6/XA0!Z?17G7]E7-GXGUKQ%I5A-;V%OI.;:
MV97A66\ <DB+C^':I)')Z9QFL2^"CX.:3XMTQRWB&-+6X%XIS+/.\BK)&YZL
MI+,NT\< 8XH ]@JE:OJ3:C?+=Q6RV2LGV-HG8R,-OS[P1@?-TQVK@7\.Z?KO
MQ4\066I+<2VQTZTF,/VF10'WOR,$$8QP!Q[5G:E?W6A3_%*YL)9EDMS9E&WL
M[1*T*EV&3G@,S>U 'KE%<%:Z!;6VL:?K]CKME:03VLD>RQM2B7BE"RNQ,C9*
MXW;L9[$\UG>$WFT?Q-I6D:]I$4.I-;2QV>K63[H=14*&8R?Q"3"[OFSU;'7D
M ].HK#\9ZA>:5X+UJ_T]2;RWLY)(L#.U@IYQWQU_"N)U>WAT[PQX1\0:!QJ,
MEU9H9D.7O4EP'64_QYSNR<D$9XH Z[5-=OWURXT/1(K9M0M[$7K&ZW;&W,51
M."""=K9;MQP<\;MC)<36%O+>6XM[EXU:6$.'$;D<KN'7!XS7"V.DZ=_PNG5G
M^PV^Y=+MYU/EC(D,LF7_ -[WKO+F%+BVDADW;'4J=K%3CZCD4 2T5X79Z="O
MPF\(:VKSKJBW]NBW8F;S%5[@JR@YX!!.1WZ]:ZL6]CX:^)>J0VTDECI\OAQK
MVZ*.S8=)2/-YSE@N>>] 'I-5++4K34)+M+642&TG-O,5Z"0*K$?AN&??(KS#
M28UL_%7@"6TA%O;7UI<JTCR SWD?D!P\^!@L3AL9;!)Y[53MFB\.^"?'NI:;
M!%:W$&NW%N)H8\/% 9(@VW&" %+'C&,9H ]FIDQE$$A@"&;:=@<X4MCC)';-
M<58>&;:'Q%9:M;:M9Q6UY;/ UKI]NT27JE=P<D2'E>N_KSC/-<_X%\.Z?<_#
M*+6IOM+ZC]DO8A.;J0$)YLG'#8ZJ#]<^M 'IVG-?/IMLVI1P1WQC!G2!BT8?
MOM)YQ63XVUZ[\,>$-0UFSMH;B6TCW^7,Y48SC/ .>O3CZUQ>C/:W7A;X>64_
MF7=W-9F6*Q=P()]L(W/,2#PNX$8!.2..XRIWD'P5\<VLC@I:ZC>01(I)6-%E
M7"KGHHR<"@#V:)B\2.>K*#55GU+^VHT6*V.EF!B\A=O-$NX8 &,;<9YSG-6;
M?_CVB_W!_*N*N(1_PNJU7?+MFT"8LOF-C/G1C(&?E./3% '<UAZSK<EGJ^EZ
M-:"/[=J0F:-Y@2D:QJ"Q(!!/)48R.I.>,'R:738(?A-JNM*TYU+3]7E-I<-,
MY:'%V%^7)[C(/KW[5VGB72M.NOBSX5^T6-O*9[6^,N^,'>56/;GUQVH ['19
MM3GTN-]9M(;6^RRR1P2^8AP2 RGT(P<'D9Q6A7F^BVUMXN3QD-:4&\MM3GM(
MG;A[2%%7RFC/5.[9&,G)K!T_[3XE?X8S:X]PTU];7BW(\UE\Y!"=I(!_B7DD
M==QH ]FHKS.'PQI4/Q271%BF;3$\.+BVDN)'0XGVX.6.1@#CIP*Y:YTZ"'X.
M:SJ:M.;W1[^=-.G:9BULL=SA0G/'''O^ P >ZU4NM2M+.\LK2>4+/>R-' G=
MRJ,Y_ !3S]/6N"\6QV>IZKXGBB3[;<V>DKYPNF AL<K(RM$,9\QL9)&,;1ST
M%9BVUMJ^H?"BYU&"*[GN;&3SY)E#M)_H@;YB>OS$GZT >G6[ZD=5O%N(K9=/
M"Q_971V,C-@[]X(P!G&,5=KRVYO+K1O$/Q-O-,,CW%OIEK/ &8OM;RYCD YX
M!YQTINK016'@[PGXBT(XU1[BR!G0Y>]67 =93U?.2><X(SQ0!ZI17EG]@V&J
M^+?B);WRRSP116KQQO.Y56,#-N SU!Y'IVQ76^ ;Y[KP!X=FN[C?<36,7S2-
M\TA"C)]S0!TKE@C% "V. 3@$_6N?\&^(+GQ)HLM[=V\5O-'>3VQCB8LH\MRO
M4]>GH*Z&O$8O#NGW?PQ\1:W))/#J6GWFH7%G=).ZF%TE=E"@' R1@\<Y^F #
MVZJFHZE::5;+/>2B.-Y4A7/\3NP50/<DBN%T4S2_$Z 7L82:Z\*Q2W<17"M*
M9L.2O3/;Z5R?V:UO?AKHS3Q1SB/Q4(XV<!MJ&[((!/8K@?2@#W&BHX(8;>!(
M8(TCB0;51!@*!V KS'Q8\^CZOJVJ:IIL6K>'Y)HB]Y;L/M6EE508P>J9 ;"_
MWVSG- 'J5%<!I26WBGQCXOL=;@2X^Q20P6T$HR(H6CW!T]"S$G<.>!SP*Y/3
MFO=3T[P$=3NKJ9QJ]S9B?SF5IX464*QP>3A0-W7CK0![717EVE^&-)N/%OC;
M1);=CI4*6LT5GYK")))(FW,%SU)4'V/2L[0]8N;[1OAYIVH7</V?4+&?<U[&
M98YYDVB-'&Y=QVEB 3R<<$@4 >Q45S7A'0_^$>.IV*ZHMU$USYR6R1%$L]XS
MY:Y9L+W"YXSTYK/\;W[0Z[X8TV6>"&PO[B9)FN(R\3NL>8T<!ER"2< G!('6
M@#M:*X!/!VFVFF>)=-U+5D:PG"W(@@B,*Z:2K M%\S%<E<X'ITP:K?#J?][>
MQZ^@B\0Z7;Q0,LD83%J%RDB@$_>R=Q[$;>PH ](HKQVS\N&Y\"ZEIV\07>HR
M)]OG<?:KV-TD):7  P2 0"2>GW2,58&A6&HR_$F.\26=+:;? ))G/EM]F#!A
MSU!Z'MVH ]:HKR)+9+?2_AIX@1YCJU]<6D-U=/*S/*DENQ96R>1D#CM18^%=
M,U^+QW'J$MR?LNJ3?9I&NI/]'80H0XYZ@]SG@8]: .[U_P 07>D>(/#UA%;0
MR6^J7+022LYWH0C-PN,?P]<_A715Y/;7E]J&F_"J[U)F:\EN-TC/]Y_]'?#'
MW(P?QJ2+3SXW'BF&[U*TM+ZSU*:%9GMRUQ91H1Y3QOYB[%VC.0 "2V<\T >J
M45Y3XHCO;87>J75G%XDT-M/BANY(L1W=CB/+2QJ>,,&#D @CZ"O4+2YBO+."
MZ@;=#-&LB-C&5(R#^1H FK(\2:ZGA[2?MC1^;))-%;PQYP&DD<(N3V&3D^P-
M<MH\-MXK\3>,;/7(%GDL[I+:"*3K! 8P5=/[I8[FW#G@<\"N5N#-K/PD\-7>
MM(MW=IJ\%NMS,H9Y(A<[ 23_ 'E49]>M 'JNDRZVUU?0ZO;V@BC=?LMS;,0)
ME(YRA)*D'CJ<YK5J*WMX;2W2"WB2*%!A41<*H]A4M !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M4M6.I+I<YT@6AOP!Y7VPL(LY&=VWGIGIWH NT4F< 9(S5'6=5@T30K[5IP7A
ML[=YV"]6"J3@?7% %^BL#1KOQ!<WD4U]%IYTNXLUG22'<LD,AP?+8$D.,'[P
MV].E;X((R#D'O0 44FY<9R/7K1D9/(XZT +67J?AS2M9NK6YO[9IIK5_,MV\
MYU\IO[RX(P??K6F"",@Y'K4<]U!;6LEU/,D=O$A=Y&;"JHY))]* *1\/Z4VM
M)K)LHSJ*1B(7!)+;1G&>>2,GD\\U>GA2X@>&3=L<%6VL5./J.16:]]>ZAINE
MWVB_93#<O#+*;O<#]G89.W;_ !X(QGBM4D#J0.W- &+%X1T.WLK.T@LVAALF
M9[813R(82W7:0V0#Z XY/K6E8V%KIMM]GM(1'&69SR269CDLQ/))/))Y-6<X
MZT@(/0YH S]0T+3M5N[2ZO(&DGM&WV[B5U\MO48(Y[9ID/AW2K>]OKQ+0&>_
M4+=L[LXF & &!)!P.!QP.*GO=5L["ZL;6XE"SWTIA@3N[!2QX] %//T]:R-&
M\07M_P",/$>CW<-O'#I8MC"\9)9Q*K,=Q/'8=!Z]: +VF^&=(TEXGL[4H85*
M0!Y7D$*GJ(PQ(0>RXJ6TT#2K#5+O4[6RBBO+LYGE7.7/'..@)P,XZX&:T"0H
M))  [FJ>J:K9Z/8F\O91'$&5!ZLS$*JCU))% '/_ !+TN_UOP+?Z7IMB]Y<W
M#1!8U=%&%E1CDL0.BFMK3M&L+25;R*UE2X,7EAKB9I7C3KL!9FVC.. <<#TK
M3I,C.,C/7% &.GA31([N2X2Q"F687#Q"1Q$TN<[S%G86R <XSD9ZT^Z\,Z1>
MW5S<3VK,]T%6X F=4F & '0-M88XP0>*U20.I JAKE]/INAWUY;)%)/! \J)
M*Q56*J3@XY[4 07/AC2+RYN)YK5BURJI<*LSJDR@8 = P5ACC!!&*E;0=-;6
MH]8-N?M\4?DI,)&&U/[H&<8[XQ6?HVJ:QK.B>&]4B2P2*]MTGOU?>&4-'N B
MZ_Q'^(]*Z$L!U(% &-#X2T."X::*P"!IO/,(D?R3+G._RL[-V><XSGFK,FA:
M=+K<>L/ QU"./RDF\UP53NN,XP?3'-:!8*,L0!ZFER!0!S\?@?PS#X@;78]&
MMEU)G\PS '&_^]MSMW>^,UT%4;QM2^VV/V'[&;0R,+PS%M^S:<>7CC.[&<]L
MUDZ+K][J'C#Q'HUU!;QPZ8+8PO$26<2JS'=GZ#H/7K0!H0^&]&M[^^O8M.@%
MQ? BY8KD2Y&#D'CD 9XYQS3=-\,Z1I+Q/9VA0P*5@#RO(L*GJ(PQ(0'T7%:U
M% !7,S?#[PK<&[\W1X2EW()9H@[B-G!!W; =H.1R0!GD'J:Z:B@#G]8\$>&M
M?DMI-3TBWGDM5V0L,H57^[E2,K['CFK=]X:TC419"YLPRV+*]JJ2,BPLO"E0
MI ! X!K4!!Z$'Z4M &7)X>TR755U1X9#?+#Y"SB>0,(_[H(;IW^O/6J@\%^'
MQHZ:2+#&GI)YJVXFDV!\[L@;O7GZ\]:B&OWH^(__  CKP6XLSI37RR@DR%A*
MJ8/8#D^O;FCQSX@O/#/AB;5+&&WFEBDB5DG8XVO(J9 '7[WJ* )-8\$>&_$%
MW;W6JZ3#=7$"A$E=FW%?1B#EA[-GJ:WDC2*-8XT5(U 5548  [ 5'=O-'9S/
M;K&TRH2BR$A2?<@&L?P9KLWB3PAI>L74<44]Y#YC1Q9VCDCC))H @3X?>$XX
MDB70[;RTG%PBG)"/R?EYX')^4<>U:,7A[3(=2N]0B@=+N\4)/*LS@N , ?>[
M=L=.V*TR0,9(&>!2T 4=(T:PT&P6PTRW^SVJ$E(@[%5R<G&2<<DGCUJ+7/#V
MD^);$6>L6,5W K!U5\@JP[J1@@_0UI9&<9&: 020""1U]J ,27P=X>FT2'1G
MTN'[!#()8XAD%9 <[PP.[=R><YY-.M_"/A^TFO)8-)MD>]A$%R0O^M3&W!'N
M.OKWK9R-VW(SUQ06 QD@9X&: ,"X\#^&;O0H]%GTB"33XF#QQ$ME6QC(;.X'
M'&<]..E9?B;PLD7A2UT;1-!M+O34NDDNM/,@C:6,98[7;^/=M.2>0#SS7:9
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M>S_TB=!'.T<KQB=1T60*0'&.,,#QQ4EUX>TN\O[*]FM<W%B"+5UD9/)!&#M
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M;@@<#T%<WX;\*M+JWBB76M)N88M0U!IHMUR-D\.Q5"NL;D-R&X8=#[FN_HH
MS;[0-,U*XL[BZMB\MDVZV*R,GE'IE0I !QQ]*HZEX'\,ZOK*:O?Z/;SWZX'F
MMD;L=-P!PW0?>!Z5T%% &3=^&M)OKJXN9[9VDN4"7 6>15F4# 5U# ,,<8(/
M4^M:JJJ*%4!5 P !@ 4M% &5>^&])U#4#?SVS"[,?E/-#,\32)_=<H1N7V.1
M1J'AO2-4LK:RN[)6M;8JT,*,R)&5^Z0%('';T[5JT4 -C01QJBEB%&!N8L?S
M/)IU%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %<-\8(4D^%VLLP.8T1E()&#YBC^1-=S5/5-)L-
M:L6LM2MDN;5R"T,F=K8Y&1WYYYH XG6=)LM1^,6G0W</G0S:+.98F8[),2Q@
M!ES@CVZ&N=6RM3\'?&]D\$;VVFWVHQV<<BAA JD[0F>F,G&/6O4?^$?TO^T8
MM0-KF\AC\F.<NV]4_N@YZ>U0CPIH8L+JQ&G1_9+N0RW$.YMLKGJS#/)/?/7C
M/2@#C+E+:SUKP'HOV2"#1KZ.:6>)(PL<]PL*E X'!ZDX/4@>E4-:LOL-[\0M
M*M$V:,-"^W"%#M2WN2DGW0/N[@FXCU&:](G\/:3=:7%IL]E'+:1%6BC<D^65
M^Z5.<J1VP1BE_P"$?TLZ=<6!M%:VN<FX5F9C-D8.]B<MP .2>.* /+O$?AG2
M;+X0PZK;VQ34+F#3?.N/-;<^)(P"><=&8=.G'85LW?AS28OBU9V<=DBVU_I$
M[WD()VW++(FTR#/SGYCRV<]Z[6?PUH]SI$6DSV,<FGQ;=ELQ)1<?=&,]!@8'
M;%/;0=,?4H=1:VW7L,?E1SEV+JG]T'/0]_6@#S'33I]IX7U/2+C[0+1/%[V-
MA9PN%1_WBLD#%@0(B=V1Z9QD\4IMHU'Q4T^>"S$,=E%,MK"N88Y#;.Q*@_Q9
M4'.!DC.!7H<G@WP]+97-G)I4#V]S-]HFC;)#R_\ /0\_>_VNM36OA?0K*XFN
M+;2;.*6>$02LL0^>,<;3[>OKWH \[O["QMO!OPXDM;>&%SJFF,_D@+N9D!)8
M#J3@<GT%;FG);>(?B%XNT[7+:*Y6T2VCM(+A RK \9+,H/JV<D<\ =A71+X/
M\/)8VUDFE0);6LHG@C4$".0='&#]X=CU':K5]X?TO4KN*[NK0-=1(8UG1V23
M8>JEE()7V/% 'D<45Q>>&?",=_-/,L'BHV5M<-*P>2V5I0OS Y_AQGK\HKL?
M"=C:Z/\ $KQ7IVG0I;61MK.<6\8P@D82!F Z G SZXKJKKP]I%Y%9Q3V$1BL
MF5K5%!586'0J!C!'8CI4D&B:=;:I-J<-LJWTZA99]Q+.!T!YY [#M0!R'CG3
MK&\\;^"#=6=O/OO)XW\V)6W+Y#D*<CD9YQZUFKHFEZWXX\?0W]K'<VZ6EB4C
M;E!^YDPP'3(['J.U>@ZIHFF:W%#%J=C!=I#()8UE7.UAW'YFHE\.:2EU>7*6
M:K/>J$N9%=@95' #<\@#@>@XH \\T&Y@U70OA_;76^^U-["26*WN)!]G950*
M9)<@EBH^Z!SDGIUK#D@M[CX3-%<);SK:>)?)AR@*QQ_:PN$!SM7!(QGIQ7JS
M^#/#DMM96TFCVKPV+%K9&7(BSU"^@/<=#Z5)_P (EX>%A>V(T>S%K?2>;<Q"
M,8E?.<G\>1Z=J +S(ECI4B:=;Q 0QMY,,2A5W '"@#IS7DCK#?? V/Q/"V/$
M,2_:A?J/W_VH2X92W7DY3;TQ@8Z5[#;6T%G;1V]M$D4,:[41!@*/:LZ/PQHL
M5Z]W'I\2RO-Y[ 9V&7_GILSMW_[6,^] '#W7A[3]?^*]Q9ZS:>;%/X=BEN+?
MS&"F3SV!/![8&/H/05!9QV7B+1?B ^JP137UE<W5K&LHRUO!''^ZV9Y4<%LC
MJ<FO11H>FC63K M5_M$IY9N-QW;.NWK]W/..E5+[PAX?U+49-0O-)MY;N6/R
MY)",&1<8PV/O8[9Z4 <!8Q1[/A#./OFWV9R>GV,GI4$OA_2[Z/XG?:K43"VD
M:2 2,6$3_90V]<GAL]^M>D)X4T&,6(BTR",6'_'H(P5$)[E<=">YZFGCPQHR
MB^ L4 O_ /C[^9OW_;Y^>>..>W% '%VLUMK!\&6]RIO]4?1!=&"Z<?9@K)&&
ME<$$L^3@ >K9(ZUR\$27?PJ\+I+,S-%XDC@1XY""L?VMU 7G@8 QZ8'I7J\O
MA#P].EBDVDVTBV *VH==WE+_ '1G^'CIT]J:?!GAS[-]G&CVJP^>;GRU7 \W
M.=^!W'8]NV* .3UGP]I6@>,O!,>E6BVL<FI7+LB.Q!+0.2<$\<U=TBSMM1^(
MOCVSNX4FMYH;!)(W&0P,3UUEWH>FW]S:7-U;"6>S.;>1F;=$?4'/!]^IJO/I
M,&FMJ.KZ3IL<NKSQDD&4I]H91\JLQSQV&1Q0!P/ARW5D7X<7ENLCZ5?>=,[1
MC$MFI$D3GL69BB'V#UZ/K&DVNMZ-=:7=QAK>XB,9&/NY'!'H1U![$50\/V=^
M\]SK.L6<%IJ5VD<1MXI/-\F),E5+X&X[F=B0,<@<XS6]0!X6;QUT+0M3>PA:
M]\%S>1JY$?)C5_)('8_)F7VP#WKI/$]Q]B\*G784$$&MZO;?;9XQM*V)<*"6
M'(#(JD^\C5Z(VDZ>T%]"UI$8K\L;I=O$Q*A#N]<J /PJ2>QM+JQ>QN+:*6T=
M/+:%T!0KTP1TQ0!P^IZ9#I?Q,\-Q:5:PPVNIV]U%J5M%&!%)'&BE'9!QD,P7
M..C8KD(/)'P.\-/)L\Z/5XEC9L;E/VQ@0._0'\*]?T[0]-TEMUG;!'V",.SL
M[!!T4%B2%'H.*SSX&\+L;DMH=FPN91+*&3(9MP;..@Y ) X..: ,2]DDA^,O
MF1)YDB>&)61/[Q%PN!7%:A%I^L? >/7YTBN-5EGAFGNV \WSC<JK@GJ  2H7
MH !Z"O7QH6F+JJ:HMFBWR1>2DRD@K'_<'/W?;I6=-X#\+7$MU)+H=FYNG$DR
ME/E=P0=VWIG(Y..>_6@#>N/^/:7_ '#_ "KPN#P_:0?!70?$>GQO'XDM_LYL
M[E)&\QG:8((QSRI#$;>GZU[K'%'#$L4<:I&HVJBC  ] *R[+POHFG3K+9Z=#
M"4<R1HN?+C8]61,[4)R>0!U- '#&TB\8:WXQTC5+JPBNH)_*C6XMB\UO;F)"
MDD3;QM^;<V0.O)[5WVC0J?#ME ]X]^GV9$-TXPTXVXWGW(Y_&JNK^#O#FO7\
M-]JNC6EW=0X"2RQY.!T!]1['(K::-6C,9!"D;?E../;'2@#Q?1=+@T_X2ZCX
MEL;=SK=D-06VN0[%X4,SAMO..!D_7)KK-)T339-9T#Q%I^K6,2/&\4<>GVOE
MB^1DSB0[V+;<%LGD'.:Z_3-$TW1[5[73[..WMW8LT29VDGJ<'CGOZU0TSP=H
M/A^:ZN]#TBRLKV="/,6/'OCV7..!CI0!Y[;:!>Z]X7M[+[-]HUB/6WDFU92-
MDD8G;>_F Y*[/DV=> ,8&:T/%5MIMY=>+;>VA2XFT_1DCG:]8-'9KY;L@A7&
M=[=2<@#"\DC%5;'P L\2PZGX"L5U,@^;JD=^$B>0\F0!,.,G)"A1CID=:[T^
M#]#GFBNK[3X+V^2W6W>ZG0,\J@8RWJ?>@#@9+.WUK4/A;]OW7!N].F%SND/[
MT?9%8AN><Y.?7)]:U=$L=,E^(6L>&KJSA-AI.GVR:793CS$$3AC*X#9R<[5)
MZX&.]=9#X1T"W-B8=+@C-@"+39E?)SUVX/!/<]^]2ZIX9T76KNWN]1TZ&XN;
M<$12L,,H/49'4>QXH \DT*\33O#GAC3GF@@TFXUN_AF>Y0R0E@TGE(XW#()]
M3U /:M7Q):_\(9HNM&SU4+;W]]9_;(+2(PQ6$4C[9&3#';O YY[Y&,BO0!X.
M\.#1Y])&BV7V"=]\L'E#:[9SN/O[]JELO"^AZ=HLFC6FE6L6FR@B2V$8*OGK
MNSU_'TH Y*\TO3-.^+GA5]/M+>W$NGW@80(%#!1'MX''<\_X5M^/);%=$M+>
M^:X(NM0MX(H(7"BXD+@K&Y((\LX^;VSUZ5:L?!7AO3KBUN+71[5)K0$02,NY
MH\XZ$YQT&/3M6CJND:=KE@UCJEG%=6S$,8Y!D9'0CT/O0!YM86DK:O\ $71T
MO+72_-ALQ&;;(AMY9(F!(''7"Y.!GK@5L>#+J2#Q1?:7JN@6^DZVME&[/8D&
MUNH5<@.F "I!8C!YQCTKHQX.\.*TY71;(&XA$$N(@-\8_A/M_/O5VQTBQTZ1
MY;:$B5U"-([M(^T9PNYB3M&3@=.30!R'CVSAN?%/@KS WSZD\;;7*Y7R7..#
M[5E:5X5T2?QAXXT>33H6TN&.TFBLL?N8Y)(GW.J= QVCG&1VKT._T73M3N;:
MXO;99IK5M\#EB#$WJN#P?>HU\/:4EY>7:6@6XO5"W,JNP:4#@!CGG X'I0!Y
MOX<N8-3\-?#ZUN_,OM2>UFDAMIY +=U1=I>7()8J"-H'.3]2,:X@@F^$NHPS
MI;SK9>)3%!\@*Q)]K480'.U<$C&>AQ7J[^"_#<EI9VCZ/:M;V3E[:-ER(B>H
M7T![CH:D'A+P\+&_LAH]F+:_?S+J,1#$K9SD_CR/0T <E>K:W/Q%?PW*NEPV
M2Z6CV-I=6@DA<F1Q+L4,HW<*.YP#TYSD:AX>M+&+P1I?]I2ZG##K,EMYY)7]
MWLD)C!R<@$;>O;':O0=3\&^'-9L;:RU#1[2>WM?]0C)CR_7!'(SW]:FF\,Z+
M<1V,<FG0[+#!M$4%1 1T* 8VGW% ''MH>F^'_B=X2LM*MA;6RV-\!&KL0.4;
MN3W9OSKGKEK22T\-:SI0'D7'BF,)?W# W=SOF=7!( VIU4*<DJ%R!BO6)]%T
MZYU6#5)K57OK<%89RQW(#U YX![COWK./@7PLPF!T&Q(FF$[@Q#!<'.?;GL.
M* ,FT(/QIU$@@@Z#;X(_Z[25:\:/927>@6%PLL]S<7VZVM-X2&=D1B?.)!^1
M1\V "<A<"MR/0]-AU9M5CM$6^:,1-."=Q0=%Z_='ITHU?0M+UZ"*'5+&&Z2*
M02QB09V,.X/44 >/ZA$H^&GQ(M',6RTU.4PQP$K'&=L1(09X&6/'3)-=)XEL
M=-\+MHGV=8;.SU?4D74[BXW21S,(7\OS06&06P3R 2.<\UV#>#?#;17<7]C6
MBQWA7[0BQ[1+M& "!U P..G%7;K1--OM(.DW=G%<6!4(8)AO7 Z=?3MZ4 <S
MIGA73+*Z\16MS?P26.I0*]UI\$9@@@4J5+C#'9O )/(SC-=;8VUM9Z?;6MF
MMK#$L<(#;@$  7D]> .:SK+PGH&FZ)/HUGI5M#IUP&6:!5XD##!W'J>.,UJ6
MMM!96D-K;1+%!!&L<<:CA548 'L * ):*** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MN6U/38K*(,IM2EQYC2(1D[A@;6'3'(]SU/+P36^G_%OQ%=S%8H(M#MYI7QT
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %5;73+"RFEEM+&V@DE.9'BB5"_P!2!S5JB@"DVCZ6]\+YM-LV
MO <BX,"F0'UW8S6)X^T/4/$?AHZ9IT=NTCW$,K&XD**%217(X4YSMQ7444 4
M]/TVRT^,FTT^VLVD \Q8(U7)'8D 9Q38=%TJWU*348=-LX[Z48DN4@42/]6
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M?8#4HH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MQQJY7[XVG!/S<^F!UK>A\3W.LZW:Z3I9AMW;34U&YFF0R;!)PB* 1R>22>@
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MIZ&@#;HK@-/\?74OAR6>>"%]1_MLZ+ 0C1QR2%PJR,I.Y1M.2N<\$<9K3O\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M&DR>(8)] M&!MQ]G(NB@.5B9]VW:. 3C)''';M41(HUCC5411A548 'H!3J
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M83=D*,Y!R3G)[\4KCP)K$]OXMA?5[1QX@103]F9?*;RPC'[QXP.!^9]>_HH
MY*;PQJ4VL>%;\W-J/[$2173:W[[?'Y9(/\.!SWJSX6\.WOAZXU5)+Z&>RNKZ
M:\A182KH96W$,V2#CD# %=)10!S&J>'=4F\:6FOZ=J-O$J636<L-S 9 JEPV
M^/###' !SQ@"L_P_X2UOP]X>L-*34+&]@MGG62&:!E2>*1BP#')PP)ZXQCC'
M>NWHH XS2?!UYH%@MKI\ED]I+<7$USI\J-Y!64@B-.NT+CN#G)X&>,]OAK-:
M:-8#1M333]5T^^GO;1UCW01"4G= $)SY>,#UXSWQ7H=% ''ZEX5U?Q!X-U72
M]9U:!K_4(@GF6T!6"':<J%0L2>>I)R?P%3WK>)[:\T%8K^QE9I2-0@2V8>:A
M(RR$DE HW')/)P.X%=310 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %9.MZ
MO=Z:BKI^C76J7)4L8H72,*H[EG('/8#)/X5K55U&*]GL)HM/NH[6Z92(YI(?
M-"'UVY&?SH I^&O$%KXHT&WU:TCFBCE+*T4R[7C=6*LI'J"#6M7'?#6>\_X1
MJ?3;^W@BNM*O9K&1X 0DY4AO,&><MNR??-=C0 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %9.HZ$NH:C#?#4M2M9(D,>RVN2L;@G/S(<@GWQGWK
M6HH K6-A;:;:+;6D?EQ ENI8LQ.2Q)Y)))))Y)-6:** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
%HH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>17
<FILENAME>a191insidertradingpolicy004.jpg
<TEXT>
begin 644 a191insidertradingpolicy004.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M!Z;)-%#$TLLB)&HR79@ !]:SM6\0Z9HVD?VG=7<7V9F5(V5P?,9CA57U)/\
M7TKR[P_K4$5K\-(M4N$.F26,B%I6!C%T$3RPY/ (4MMSW-7_ !KIF@6?@K4S
MI022%M;MYYVW;XXY7FBWA.RC&,@<<T >BSR7CZKIS6MW9"P82>?&X)DE.!L\
ML@XX.<\'BK;W=M%<);R7$232?<C9P&;Z#J:X;6;:RB^*O@F2TB@3=!J$9:)0
M,A43CCT);CMDUB::MMK7PP\72:RJ?VK#<7K7<C\20RH28B#U&U0FWZ<4 >K2
M3PQ'$DJ(=I;#,!P.I^@I!=6YMOM(GB-OMW>:'&W'KGIBO++#3AJ7C?P@VO6<
M4M]/X<=KU94!\R0&+_6#^(@D\'H?I4>C:=)<>&M6TS3+ZWL)K7Q9<#3HYDW0
M%D;>L+*.BG#'CH0,<T >JB]M&MS<+=0F!>LHD&T?CT[BIZ\^T6ZTK4]$\1Z?
MXLTBQTLQ7B#58Y)A]EDD9(RCJQQ@, AP><^YKOTV>6OEXV8&W;TQ[4 .HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M,7R_+QP<\_3WKMZ* /-&\ ^(SHXTT:IIKB#6%U.*>2)S).1+YG[TYZCIQG(
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MR.>K-@<GW- &5KEUK5OK6C)IDEFUK),5O+>56,KH2/F0C@!1N))]AU-;]%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ KR+XR_$W6?!%WIVGZ-#"LMS&9I+B9-XP#@*HZ9]?PKUVL
MC7_"VA^*+>.#6]-@O4B;='Y@(*'O@C!&: ,CX:^++GQIX*M=7O+=(;EG>*01
M@A&*G&Y<]C_/-==5>PL+32[&&QL+:.VM85VQQ1+M51["K% !1110 4444 %<
M?XUFL-0FM/#FH2,MG=!I[T*K$F)?NK\H.-SE3[A&%=A6/I>DWEGK&IZA=WT-
MR;QDV*EN8S$B#"IG><CECT'+'Z4 <S\*M6EN?"]QH4\V^^T*9K$NZGYXQ_J7
MP<'!7 _X#6--XO\ %D7@O5?$C7FG_P#$IU*6![=;4XN$28(1DM\G!XZGW].M
M3PG>V_CZZ\3VNJPQ)=VR6]Q9FT)$@7[KEO,'S#IG'3C%9LGP\NY?!>L>'&UJ
M';J5W)<M.+(Y3?)O90OF<\C@YZ>M ':W=U%96,]Y,2(H(VE<CKM49/Z"N O/
M%NMVG@&U\<^9#);,([B?31&,"W=@,*_7S &!)/!P>!7H'D>;9&WN]DV]-DN%
MVJ^1@\9.!^)KC[;P%-%X<'A>?55G\/K("L36Y\_R@^\1&3=@C(QG;G;QQUH
MIZA'>S_&+26AU )&^D3R1@P@[5\R+(Z]^.:CTG[5:?%#QA<SW^8+:SLY)5$
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% $:V\"S-,L,8E;@N%&X_C4E%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MALG:X,4S*Y*S*P/EA.C;CC'/7C/H'CZPOM4\":Q9Z:A>\D@/EQ@X,F""5_$
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M(-HL*?O-_P#<)QM"GDD], XNZ/<PQ^,?B'*[A8Y/L[(S<!PMN%;:>^&X..]
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M]>K&8D=(!"D:D@L%4$GDJN<D_=&,5JT4 %%%% !1110 4444 %%%% !1110
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MLSH9=FWSE4X#X''MQW%=I0 4444 %%%% !5+6-6M-"T>[U6^<I:VD32R$<G
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M6NGW-W<V\(F28FWV!BR,&7[RMQD ULT4 80\,(OBIO$/]HWGVMK(613$?E[
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M7-S(C/%&W4(-N,G R2"3@>E,;P+:MI&@Z;_:FH"'1)HIK5AY6XM&I5-WR<@
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M+0!TE%<SX!\02>)/!UE=W(*W\0-M>H>J3QG:^?3)&?QKI68(I9B H&23T H
M6BN:3QM8/-I9-I>K9:I+Y-G>E%\J5B"5X#;P& ."5 -<AH'B2#PH?&D\UCJ=
MY;6VMRO*\"^9Y$7EQ_,Q=AD#G@9.!TQ0!ZI16%>>*;6"_BL;2UN=0NI;,WPC
MM@@_<@@!LNRCDG '6J4OQ T=-,T/4$BO9K;676.V:*#<0Q!.&&>ORG@9Z4 =
M517-V'C73KI-:^UP7>F2:,HDO([Q%#)&5+*XV,P((!Z'/'2F#QM:+J&E64VF
MZC%+JL9DL]T:,)% !;.UB5(!!(/8_7 !T]%<UJOC:PTBUN+Z6TO)=-M9_(N;
MZ%4,<3;@K9!8,0K'!*J<'/H<=(C*Z*Z,&5AD$'@B@!:*Y6WU31T\9ZYY-C??
MVK;6<+7+[25ECRVP(N[!/WN<#ZU7LOB1IE[#HUTFGZG'8ZM*L$%Y)"HC65B0
MJ-\V<G'4 C/&>N #LJ**Y:]\=Z;8B]F:UO)+&QO%L;J\14\N*5BHP06#$ NH
M)"GKWYH ZFBL=/$5O)XDN]!%K="]M[47?(3;)&6*C:=W7((YQ5.T\;:9>>';
M768XKH)=W#6MO;,B^=)*'9-@&[&<JQSG  R2!0!TE%>=Z/>.WQ<UZ1[*^@*:
M1"S02L'8MYC<IAF&",=#V[5''XML]'\!>';KPMI-V=/O]0CM8EE=2T:M.0V=
M[DDMA@.<#/)&,4 >D45BS>(D2\%C#I]Y<Z@MN+B6UB,>Z%"2!N8N%R2"  QS
M@]N:S9_B)HD.A66KJEY+;75VMD52'+PREMI61<_*0>HY/IGB@#K**YRV\7I=
M31VRZ-JD5])YS+:3QQQR%(RH,GS. 5)=<8/.?8ULZ;?)J>G07J12PK,NX1S+
MAU]F )P: +5%9=_KD-EJ,.G1037=_-&TRV\&W<(U(!<EB !D@<GDGCH:QKGX
MAZ/:^&[S6Y(;WR[&X^S7=N(AYMO+N"[7&<#EAR"0<\$T =;16;I&L?VO]J/]
MG7]F()?+!O(?+\T8!#IR<KSWP?4"JNO>*;+P]=Z=;7=O>2/J$WD0F"'>-^"<
M'\ >!DT ;E%<YI_C33KN+6&NX;G3'T?!O8KU5#1H5W*_RLP((!Q@YXIR>+K5
M=1T^SO;&]L#J(/V.6Y5-DK 9V?*Q*MCD!@,_7B@#H:*XK1_%UQJX\3C4-'O(
MK33KJ2WPAC8[5C0E3M?)8EF/' !'/%97B#7H].^"\-[X9M+V"SFMH4MW\Q=]
MO&[HOS%GW9(8@$9P?3K0!Z517GQT[PSI7C+1;B31-1L=2U&5A;0JX$$4B1OE
MV5'*;BF>F<\=#FMO4_&^GZ7;7EXUK>3Z?8SBWNKN!%9(GR 1@L&;:6 .T''/
MH< '345S>J^-+'3)=406=Y=KI4"7%\]NJ8A1@6'WF!8[5+87/'OQ534O&%S!
MXK\/Z98Z;/<VFI02W/G1M&#(JH" H9AC&]22<=L9YH Z^BN5TS5M!C\1>*ID
MAN+2ZLU@?4[BX)",HC8HR@L< (#G '7O4Z>,K-;G3([NRO;*'5&"65S<*@CE
M<C*J<,2C,.0& STZ\4 ='17'7/Q%L(%U@QZ3J]Q_9$FV\$4"_(H7<7^9AQ@Y
MQU]JZNSNX;^R@O+9]\$\:RQM_>5AD'\C0!-17*7WB>]@^(5GX=CTN>2VDL9+
MEYD>/+8=%!&6!"KDY[DD8!Q7*^&_$]OX4L_%LUQ9:E=6EOX@N3--"OF"WCQ&
M 6+L"0/1=Q [4 >JT5A:AXJM;*_-C!:75]=+9F^:.V"?+#G .79022#@#)XK
M&U3QVP3PM/H]A/=VFN3+ME4HI";&?: S#YCCO@#!YSB@#MJ*1&+(K%2A(R5;
M&1[''%<,GB.[UV^\7:1<:9=6]M8((5D65!@F(ON8J^[YLC &>.N.10!W5%>;
M^!?%UO8^$_"&GW=GJ"K?6\=O%?-&/):;:2$)+;LG!YVX/K72ZOXRL](M[V[:
MRO;FRL'V7ES;JA6$\$Y!8,VT$9V@X^H( !T=%1P3Q75O%<0.)(94#HZ]&4C(
M(_"N?U;QI9:5-JL?V.]NAI,*3WSP*F(48%A]Y@6.T%OESQ[\4 =)16(/%%D=
M=T_2EBN&?4+9KJVF"KY;HH!/?(/S#J.]06_C32Y=+U6_E2XMH],O&LITE0%S
M*-N%4*3NR74#U)H Z*BO.I;V2?XQZ*9;"^LV_LNY9DG=65QE,;0CLN1R".#^
M8ITGBJPT7P)XFUOP]I5WOM;VX\^.X8 BXR-[G<Q^4$C@>G H ]#HK"_X218H
MM/AFL;O^T;U6,5F#&9&"@%G)#[ HR.2W<#J<52F\?Z5;:)JVI36]ZCZ2^R^L
M_*!FA.,C(#;2".0P.#ZT =517)7DZ>.-!U/3DT_5[1,1&*9R;83YPRLC@D[1
MCYN,X[5HC4AHXTW17%QJ6I-:%OD*!Y%C"J\A+L!R6'&<\^Q- &Y1573;Y-3T
MZ"]2*6%95W>7,H#K[, 3@UBZUXTM-%UI-(;3M2N[V2V>YBCM8 _F!<95<D9/
M/T]Z .DHKG;KQ?#;V4]S'I>HW'V6W2XNXHT0/;!EW[7#,/G"\E1DC\1FK+\0
MM(^TV$%I;ZA?/J%H;RT^S0;A*@QP,D?-\PZ\#G)% '645RVG>/\ 1M0T6XU'
M9=6\EO="SELIXMMPLY("Q[03DDD8P<>_!Q<MO%%M+K,FCW-G=V6H+ ;F."=4
M)FC!P2A1F!(/!&<^V.: -VBN(C^)5O>Z3+J&FZ!K-U$D5P^\PHD:M"2"KL6P
MI.,CKQ[\5;T/Q?)=>'- N+VQN/[1U2%#%"IB'G'RA(SK\^ N,]2#[4 =915/
M2]0&J67VD6T]L?,DC:*< .K(Y0YP2.JG!!.1BL_6_%-GH.I:;8W-O>2RZB[1
MPF"+>NX*6P>>N!VS0!N45R"?$"WD&I1)H6M-?Z:P%U8B&,R(I7<'SOV$$=,-
MD\X%7AXQTV6ST6XLTGNFUH%K*&-0&<!"[$[B N .<GV&: .AHKDKCX@Z;;>&
MKC7'L=0-O:W36EW&J)YEM(K;3O\ GQC)'()'-;DVKI#J=A8?9;AY;R-Y%*;"
ML:IMW%OFZ991QGDT :-%5M0O4T[3[B\E21XX$,C+$NYB!Z"N:LOB'IUZVBN-
M/U.&TU@JEK=S0JL7F,I81GYLY(!Y (]Z .NHKG[WQ;;6O]HM!8WM]%IIVWDM
MJJ$1,%#%<,P+$*02%!Z^O%;%A?VNJ:?;W]E,LUK<1B2*1>C*1D&@"Q17$>,$
MV^.O \H9P6O9T(#G:1Y#G[N<?C6M>^+K6U749(+&]O8--8K>36JH5B8*&88+
M L54@D*#CIUXH Z&BN9NO'.E6]YI%O#%>7G]KPO-9R6L6Y9 J[L9)'."/IGG
M !PZR\;Z5<Z%JFJW*7.GQZ5(\5[%=(!)"R@$C"E@<@C&"<YH Z2BN<7QA;KK
MECI%QINHV]W?1>= 'C1@R9 8DJQQMR,@^M1WWCC3M/BBNY[:[_LN2Y^R_P!H
MJJ&%7W;<GYM^W<"-VW'X<T =/17*OX[M!K=[I$&DZO<W5E-#%.(+8,$$O1S\
MWW0,$GKSP#@XZ>6)9HGB?.UQ@[6*G'U'(H ?17DG@7QQ9^'/A]HXU*RU0V?F
MRQS:EY.Z"%FG?&]B=V.1\P!&3C.:[_5/$\.G?;?*L;R_^PQB6Z^RA#Y2D;N=
MS+D[1G R<8]1D W**J:9J5IK&EVVI6,HEM;F,2Q.!C*D>G;Z5;H **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH *\Z^)OPIA^(4MG=QZB;&]MD,>\Q>8KH3
MG!&1@@YY]Z]%HH Y[P3X2MO!/A>WT6VF>?RRSR3.,&1V.2<=AV ]!70T44 %
M%%% !1110 5R<5A_;_BB^N]0M]2MHK1!;616:6WWH<-(X*,,[FVC!_YY@XYK
MK** //?#VFWGA?XC:S:VEA?OH&IJEP+ART@BNNCY9B6(88);GG%=QJ=G_:&D
MWED',9N('BWC^'<I&?UJU1D9QGF@#@O!6H^(K72=-\-W_ARZM[O3T2WFOG*&
MU:), ,C!MS,5 P .">>*S/[-U)O"_P 1+7^S+P3ZK=7+V2&(_OE>%44CTY!Z
MXQ7J ((R#D44 >=I_;7]HZ/976CZA/H_]D1H(X<(!= X99\L#M"@8'*G)X/&
M,32=)UF#P?X!L;C1;Z*?2M466Z4H&V1J) 7X)XRXXZGGBO7\@8YZT4 >;:A9
MR+K?Q NKW2YY=.O=,ACBW_NTN#''(&4,?N\L "?PS570[Y8M1\/2:]H_B9)=
M,B%I:W%U8HL,;R!8RSLCL23PH)P!GD9YKT76=(L]>TF?3;]':VF W!'*,""&
M!!'(((!_"L_3_"T=G)&USJ^K:DL;!HX[VX#*K#D'"J-Q!Y&[.#@]1F@#BM+L
M+W0M0U+1+[P3_:QFO9I['4EBB:)TD<OB9F.5VECG@GT'3/J$2&.%$.W*J!\@
MP/P'84^B@#B+>"[@^)'B'47L+K['-IT$,4HB)$CH7+ ?]]#V-<W;Z/JT/PS\
M&::VE7GVW3]3M9KJ$19,:1R%F;/0\$=#S^=>MT4 (#D \\^HQ7D7BJR\1ZWH
MOB6SNM"U"YODOT>Q:-E^S_9EE1E*#<,N5#9.">2,@<5Z]10!PEQ_:5A\2X]:
M_L2^GM;[1TM0(0C&&596?;)\V%&&'.<9S7+:?H7B/3_#'AG4!HMRUSHFK7-Q
M/8AEWS0RO)EHQGD@/P#@GFO9** .#TQ[^?XF7VM/HNHP:=-I$4*RS1J#N61V
M(V[MV>>F,^N*Y^TT/68/A1X;M6TF[-]I>K0W5Q:!1YA1;AG.W)PQVL#P:]<H
MH X2VAU'1/B#J.N3Z==R:;K=I &\I/-DM98@0$=4R<$,3D9 /YU@WGAG5+30
M/,33[B2YO_%2ZR]M$H8P0^:#AB#C=M4$@'J<#.*]9HH XOQEI%EKEY8I>V.I
MQ^7$\MKJNG*XFM),CY?E^;YAVP1\O..*VO"*:Q'X5L$U]]^IJA$S$ $_,=I;
M'&[;MSCOFMJB@#BM3LK_ $KXF6_B5+6>[TVYTW^S[@0(7>W99-ZOM')4Y(.
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M<%;6NI:?XG\;;]*NY+?4A'-;W$8#(P%N$V]<[MPQC'OTKOZ* /*DTO5$\#^
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M(W9_A/3KVS66-!U:\^'?CK34TZXCO+_4+RXM8I5VF5'8,A&>,G!X//K7JE%
M'GL\&JQ^*?#WBQ-*O?LJ64EA>6I4-/"K$,LFQ2<_,,$#)QCCL,_7_#NH7VG>
M/-5M[&X,NN6\-K9VNS$CB-,;V'\.23C." O.,XKU*B@"II;%]*M"T<D;>4H9
M)%VLI P017,>--'LM:OK**^LM23R8WDMM5TT/YUI+D# V9.&'L1\O/:NRHH
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MC#Z51ATM=4\#^&](U[P[JD26END33PC$]I-'&JB1/+);:3N'0D\'&.:]-HH
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M7('RY&16_I#;?B7XS@1R(EL[-_+#?*K,LFX@= 3QGUH W_"&NR>)O">FZU+
ML#WD7F&)6R%Y(QGOTK2U"_MM+T^XO[R58K:WC:65VZ*H&37EOAE[:3X>^ +&
M5YI9[C<T6GJ0([O:KDB4G^!<ACUY X)K+U2)I_A)\0+6[1&6PU>=+>(.72 #
MRB%3.. 6;' Z]!0![<"& (Z'FEK@;LP?\+$T7PS+"J:.VF37:6__ "SGGWJ,
M,/XMJ[FP>.<]A7*^(C=V6@?$G1XKBY73M,%O/8E9G!A:5-SQ@@_='!"] &H
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ML>[% 2?SK0H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MRDQJ1@C[W.0!G/7%,@\*:/;6NH6T-O*D6HNTEV!=2_O6;AB3NR"1P<=:VJ*
M,*3P=H4V@Q:)):2-IL14I;FYEPNTY49W9P" 0.@Q3=9\%^'_ !!/:SZG8>=<
M6J[(IA,Z2!?[I96!8>Q)ZGUK?HH Q+SPCH-_+823Z='OL$,=L8F:/RT(P4^4
MC*X'W3D>U5U\!>&4LQ:1Z8([<7/VL)'-(@$N<AAAN,$D@=!DX KHZ* ,M?#N
MEKK+ZOY#M?/!]G:5YY&W1==A4M@C))QCKS3M%T'3/#UE]CTJU%O!G.S>S8]@
M6)('H.@K2HH S9M TV?7(=:DA<ZA#&8XY1,XVH>J[0=N#WXYJ&#PMHUNNIJE
MH2FI[OMJR3.XFR,'(9B.G'':MBB@# _X0O0/L5C9_8G$%A*L]LHN904D485L
M[LD@< G.!QTKD-6\-"]\5:G=:SX-OM0:>51:WFF7ZQ Q*H"B0&6,[@<Y)SUP
M#@5Z=10!R5AX'TZ73K!-6MY9IK*622TWW<CR6R.?]7YN0S#& 021VY %75\#
M^&ETR_TU=)A6SOY?.N(E9@&?=N!'/RX/("XQVKH** ,?_A%M'^W6%[]E<7&G
MJRVKB>0>6&^]QNP=W<G.>^:9-X1T2>\NKE[-@UX0UU&DSK%.1WDC#!6/KD'/
M?-;=% &9-X?TV?6H=8D@D^WPQF*.59Y%VH>JA0V,'CM3M)T+3M#^T_V?"\7V
MJ9IYMTSOOD;JWS$\GN>]:-% &;J>@Z;J\]M<7<#&XM23!/%*\4D>1@@.A!P>
MXS@U7N_">B7VC-I%Q9%[%Y/->+SG'F/NW;G8-ECGG))YYK:HH 9%&L,2QJ6*
MJ, NQ8_B3R?QK/B\/Z;#KLNM1PR#4)D$<DOGR'<@Z+M+;<#L,<5IT4 <Y=^
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M% !102 ,DX%0VMY;7T/G6EQ%<1;BN^)PZY!P1D=P>* )J*** "BBB@ HHHH
M**** "BBB@ HHHH **.@R:AM;RUOHC+:7,-Q&&*%XG# ,.HR.XH FHHHH **
M@NKRUL8O-N[F&WCSC?*X09^II\-Q!<(KP31RJR[E*,&!'KQVH DHHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M,\4TY5@R[\QY"GY<QG+8Y].:VK/2=4M/B#J>LM;"6SGT^&UC;S5WL\98DD<
M [O_ *U<[8^#O$-EX/\ "MJMK:OJ&B:HUU)$UQA)48R_=?:<$>8.H[&@#J4U
M=#\1DTB?1X$N_P"R6N1?JX9]GF*IB'R@[=Q)Z]AQ5.'QS<B_T**^TC[''K,S
MPPQ23$7,. Q4R1E1@$+V/&1UJ231]8D^(L6MB&)+8:.UB9%D!*RM('W!3U48
MQZ^U<U:^$_%@M?#C7%AIIOM,U'[1=W+7C,]Y\KJ9"=F1]X<')[# % &YX6BC
MB^)_CH1HJ _8&(48R3$V36YK?B2#2;ZTT\/;"\ND>5?M,_DQJB8!);![LH
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M=,L\%T]QM*,\(0H4QURO!SC!SVQ5U_#^N&_\#SM:6Y&BQNMWY=QD$M#Y0V9
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M^'A:0"^OK^2XB)N!L"/.)>3C.0!CIUH ZC6/%ZV6H7NGV0L9+JSA665;N\$
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MP(8.YQZ@?*.,9Y.> !)_%=WI>H:/%K.F1VMMJTHMX9HK@R&*=AE8Y 5'WL$
M@GD8]ZS)?'NK&P\175KX=C<:%<21W"R7VW>B(')7"'+8)X.![]JGFT76O$</
MA^VUNTAMO[+NXKRYE28.)Y(E(7RP.0I8[CNP0!C!SFJD/AW6TTGQQ;-9QB36
MYII+3]^, /$(QO\ 3&,\9H OQ^-;HZIH*S:.(M+USY;2X^T@RJWEF1=\87 !
M .,,?<#I5"7X@:T]IKEQ8>%#<+HUW)!<@WRJ65%5B4^4Y;!)V^@'))Q3I_#V
MM/:^!XULX]VB/&UWF<<[83&=GKUSSCBJ/AIM4DD\>6EA8I,9]:N$CF>4*D;F
M*,'>.NT<'Y02>1@4 =$OB^34(+&XTBP$EI=:>;_[9>2&&",9 $98*WSG/([
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MVT=M:PC;'%&,!1_GG-6J* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M/FVCN.[ =<UCZC%*_P"SE;V*6MP;P65O";80-YGF*Z%ALQG/!/3WH [H^.-
M74I=/:YG6Y2/S40VLH\]<XS%\O[WG^YG/:IK7Q?H=UH%SK:WGEV-J[1W#31M
M&T+J0"C(1N#9(XQDY'K6#JTR3?%3PM<Q)(\"65VKRB)MBE_+V MC )P>M<\E
MW<V/AWQ[/!I+7KR:V9HX9K1I%>)O*4RA"/G"[688[K0!Z#%XITV:2^A470NK
M*$3RVK6SB78<[652,L#@CCOUQ7.#QCI6O^ K?5=1N]2TB"YEC(DMHY8W!,GR
M*'"D$' 4D<<D<9JCHSF7XG7=Q"FJW$%[H:)'=W5O(HD<2.3U4!!@CC"CT'/.
M"6F?X"6.E?8;];ZVDM8I(&M) VY+A68 8R<*I)(X]Z /6+_6[+3[E;60S2W1
MC,OD6\+2N$!QN(4' SQSU/ S5&?QKX>M]$M=8?45.GW4@BBF5&(+D[<' ^4Y
MX.[&.]8,4[Z%\3]5U'4!)_9>L6-O]ENPA:.-HMP,9('RD[BPSP?K7,:AI-U9
M>"M1D:UN NI>*5U"VMA"Q=(//0[B@&5X4M@C@'GF@#TS2_%&E:QJ5SIUI-+]
MKMT$CQ36\D19"<!UW@;E)'49%0>,_$J^$O"]WJ[6\L[1*!&B(6&\G"[B.BY(
MR?ZXK&5P_P :%N%20P-H'DB81ML+^?NV[L8SMYQ5GXHVEQ>_#;68+2"2>8QH
MPCB4LS!9%8X Z\ T 9^NZ]]D\?\ A:X^VW\6GW5O>F6U:.1=[(JA?W6-Q;+'
M P2>,5T-OXRT*YT*;6%O&2T@F-O+YD+I(DH(7RRA&[=D@8QGD5SVI7T>H_$?
MP;?P0W7V9;>]W226SH$WJ@3=D?+NVG&<9K %]<Z?IGBZ:+3)+A9?$BRYDLVE
M\N ^4#<(A'S[2I(QGD ]J /0AXLTQH-4=!=--I:![JU^SN)E!&5PI'((!P1Q
MP>>#2^$_$ \3>'++5/(DA:>)9&1XG4 L,X4L!N'N,BN+T9'D\:>+!#!JDJ:A
MI5O]GN+J"1?-(64$Y8 +R0 ,#V&*Z/X:SE_ &C6S07,,MI:QP3+/ T1#J,,
M& )P1U''OUH S]7UA](^*UDL]]>?89=(FD^R1[I T@D0#;&H)9L9Z GK6_!X
MPT.XT.+6([PFTEF%NF8F$AF+;?+V8W;]W&,?I6)?-M^,>FS&.3R8]'GB:7RV
MV*[2(P4MC ) )Q7+6E]<:;X?U!QITS1R>+II'F:R:5[6!Y"RW"(5.3P,-@XS
MG!Z4 >D0>*=(GMM0G^T-$-.;9=I-$R/$< @%2,G((QC.<\9JU8ZQ:ZA=7%K$
MMQ'<6Z(\D<T#QD*^[:1N !!VMTSTKS.UCM'U+QY!J.G:S<:=??8VW/!+YDD>
MQ59P<9W G<%'/'08XZ+P3_:UKK>H:?+J;ZUH\=O$]KJ4\>)E8EOW+N /,('.
M>HW<]: .EUGQ'I7A_P"RG5+K[.+J98(F*,5+MT!(&!WZXZ&HM*\4Z3K,]]!:
MSR)-8[3<1W,#P,BL"5;#@':0#@].*POB-EE\,!8I9/+UZUGD\N-GV1J3N8X'
M &1S6'KVGW>L^+/&=GIXD66^T".VMY2C*DD@,F4#XQG# 'GO0!V\'BW1[BZL
MX%N)$^W9^R22P.D=QQG".0 21R.>1R,BJNB^+H=9\2ZQI*6MU$-/D2(/);N
MS%=Q).,*,$8!P3U[BN5OV;Q9X2\,Z5:6UQ!JEO>6DEQ$\+(UEY/^L9LCC !
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ML=7M;865S% \JJT08-$=H)!)8L!WKE"L[?!N[M/L-\MR=:,BPFUD#,OVP29
MQR-N3D4 >K:EXCT[2GN%N&G8VT0GN/)@>7R4.<%MH./NG\L]*=J'B#3]-?RY
MFEDE$)G,4$+2NL8_B(4' Z]>N#C.*X;Q?"&U?4=5T34;S3=<AM4VQF$RVVJ)
MM++&4(PS<E>/F&?>EBUF[\+^.+R_U_3;M;36["TV2VMN\ZP31JP:$A 3U8D<
M?UH T/$FM"]O/!.HZ/JDK6-_J:QGR)"L<T9C=OF'?E1P?3I72:AXGTO3)+E)
MY)G-HH>Z,$#RB!2,@N5!QQSCKCGIS7)^)2/,\$&+3)+.*+5A.UO' <6\6R0
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MZOHX;-H&!8RR-Y;Y(QLY#;LX&.M:\=I)IOQ%\*6TGFRBST66UEN!&Q3S/W8
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M=NE:E !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%4]3U2ST>P>]OIA% A"YP22Q("J .222  /6@
M"Y16);>*M-N-;?12+J'4D02/!);O\J$$ABX!0 X/.[J,=>*C7QCI!O;&W9YX
MTOR5L[AX6$5PV,X5O4CD9QN[9H WZ*Y*;XD>'8;>\N#)>M#97!MKIULI2(&&
M,E_E^5><9/7!QG%;=]K=K9.D86:ZG>,S+#:QF1R@_BX[>GKVS0!I45S+>/\
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MW!QG"L>Y'(!P2.F:J7?Q T*TEU*$F^EETTC[7'#92LT8(W;B-OW0.=W3T)H
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MUJ>.-S>!M=ACBFFFGL)X8HX8FD9W:-@  H)ZFM^B@#E/ ^F6G_"(>'))=/\
M(OK*RB1O-MS%(D@B".#D ]S[&L30GG\.'Q9I&K65W,]U?W%[:/';O(MW',.%
M!4$;@1M(.,<=J]&HH \HTK1;[P_J7PUL+NWNII-.MKM;N6*!Y(X6DC&U2X!
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M*R@@.I4_B#R*EHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M:VEOI,T+K;6S&"W=V0K&&4;> IZ<<>]<^^D:O<>&]>EM=)N)I[?Q2^JQV=Q
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M*_-M&;F./[JR;1N ]LYJ]0 4444 %%%% !1110 4444 %%%% !1110 4444
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M.W2QE\2ZO=:8B"-;.;R<%,8VM(L8<C''WA73@!0   !P *6B@ HHHH ****
M"BBB@##/AI9/$C:Q<:GJ$Z J\-A)*/L\+A=N]5QG.,GDD9)/7&-6YM(;Q42=
M2Z*X?9D@$CD9'?GG!XJ>B@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M$9L'!Z#KQ75>,H+J>^\+:K;6=S<6UCJ'GW BB)D2,Q.N=GWCRPR "?:NRHH
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MUX%7)]2L+6YCMKB]MH9Y?]7%)*JL_P! 3DT 6J*AENK>W=$FN(HW<$JKN 6
M&3C/7 YHM;RVOK=;BTN(;B%LXDA<.IQ[CB@":BF2S1P1-+-(D<:#+.[  #U)
M-1VU[:7B;[6ZAG7)&8I PR.O2@">BJL&I6%U=2VMO>VTUQ%_K(HY59T^H!R*
M:=6TU7C0ZA:!I9#%&IF7+N.JCGDCTH N456O-0LM.C62^O+>UC8X#3RJ@)],
MDTZ2]M81&9;F&,2@F,M(!OP,G'KP"?I0!/15&36M*AMX9Y=3LHX9QF*1IU"R
M#_9.<'\*Q/%FMZAI%_X;6RE@^S:AJD=I.&CW,596;*MG ^[Z'KUH ZFBN4M-
M?O5^(&LZ5?7%LNG6EC#<Q-LV%=[,#N8DY^[[?2NA_M*P-K]J^VVWV<';YOFK
MLSZ9SB@"U13=Z[-^X;,9W9XQZU4_MC3/)\[^T;3RMVW?YZ[<^F<]: +M%0"^
MM#+%&+J$R3+NB7S!EQZJ.X^E,74K![XV*WML;L#)@$J^8/\ @.<T 6J*K#4+
M(^=B\MSY'^N_>K^[_P![GCIWKG?%VOWNF1:!<:5<6SV]]JUM9S$IOW1R-@E6
M!P.GH>O:@#JZ*I:E?V]E!MDO[2TFD!$+7+#!;Z;AN^@-9'@'6KSQ%X'TS5M0
M,9NKE&:3RUVKD.PX'T H Z2BN3O?$%Y8_$6WTNXN;6/2)-+ENV+)M9&1T7+.
M3C'S'L/QKIHKNVGM1=0W$4EN5W"9'!0CUR.,4 3456L]0LM1C:2QO+>ZC4[2
MT$@< ^F0>M6&940LS!549))P * %HJO9ZA9:A&TEE=V]RBG:S0R!P#Z$@TVW
MU*PNYY(+:]MIIHO]9''*K,G;D Y% %JBJ<NK:;;Y\[4+2/$GDG?,HP^,[>3]
M[!''6I+K4+*QV?;+N"WWG">=($W'VR>: +%%9EU-</J>E-:ZE:16LA<RPNH9
M[H;,KY9SQC[QP#D52\8:\-#\.ZC/;7]E!J4-I)/!%<D$R%5+8"[@3G&/\: .
M@HK(TS5XCX6TW5-3NH(//M8I9997$:;F0$]>!R:O_;K3R(9_M4'DS%5BD\P;
M7)Z!3WSVQ0!8HJF=7TU;(WK:A:"T#%3.9E\L$'!&[.,YJ7[;:_8_MGVF'[+M
MW^=Y@V;?7=TQ0!/17):!XCN=5\<:]IOVNSN=.M;>WEM7ME_O[]V6W'<?EQQC
MZ5T]S=VUG&)+JXB@C)VAI7"C/IDT 3455&I6!G2 7ML9G *1^:NY@1D8&>>*
MI:M>--I<_P#9>KV-K<12(K3S8D2/YAN5AD8)&1U[T :]%5;^_M;"#?<WMM:;
M\JCW#A5W?B1GZ9K \#:_=:UX2.IZM-;B5;FXC>2-?+C"I*R@\DX&!W- '4T5
MC:IK ;POJ.I:+>V<\EO!))'(")H]RJ3@[6'IZU#X<U^*]\,:)=ZC>6R7U]8P
MSLA=4+,Z G"YZ9S0!OT5"+JW:Z:V$\1N%&YH@XW@>I'7%2.ZQHSNP5%&69C@
M >IH =17(67B>:^^)3:/;7UE=:4=):[4VX#,)!*J8+AB#P3V'6MK2[J2#29)
M]4U6RN=DLFZYB CC5=Y 4\D9 P#SUH U:*JIJ=@]H]VE];-;)]Z82J47ZMG
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M.BW*Z'K%B-K.B*A"2)T!R(R"#CIZFO2K72M.L;5[6TL+6WMY.'BBA5%;C'(
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MXX6X\N+=+X=E$@P,O^_3KZ\9KG?#6EPO\+O$%YI-E VL13:FMI-'&#+&Q9P
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M8S<?N[A+F1D.>V3P?8FNH\%:E)XJ!\3SVKVY:!;2&*1<%"O,Y&?63Y?^V0-
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 5P?Q;6V_X1"VDNA'Y2:G:%F?HJ^<N[GL,5WE<UXVT*_\
M1:1;V5B;96CO(;EFG=E&(W#X&%/7&/;WH Q)]+M5^+NC7.C0PQ^7I<XU VZ@
M+Y9*B$-CC);<1[+[5Q%KJ^G1?"#PG9/>P+=6FKVWVB'>-T&VY.XN/X0/4XKV
M^TM(+.'9!:P6^[YG2%0%W=^@&?KBA;&S5W=;6 ,[B1B(QEG'1CZGWH X'3QH
MS_$[QJVJ_86C>SLF0W.TAHO+?>1NZKTSVZ5SD-K)I/P^\%071:&(^*(9+:.8
MX9(#-(R YY^Z0?8&O8I[*UNI(Y+BVAE>,Y1I(PQ4^H)Z4Z:V@N,>=#')MZ;T
M!Q^= 'GU]O/Q9UJ/3G1;]_"X\K:0#YOFOM/U^[4'@W6?"FL^%_"VGSB*76=.
M:)5L2Q%Q!<H-LCLF0<#YF)/'XUZ.MI;K+YJV\0D_OA!G\Z$M+:*XDN([>))Y
M!AY%0!F^IZF@#Q7Q!K6EW/AW4&M;BVT](?$B22V._=-O%RN^:4L24!Z@  #@
M9.<5V-CJ%E'\8=4$MQ$HO=(M#;AF'[X;Y,[1_%U[5W!L[5C*6MH292#(3&/G
M(Z9]<4]H(7D$CQ(SA2H8J"<'J,^E 'B<<[0_#L7,&)--M/%S3:BL?S 6JW!8
MY _A!V'Z#TKM=2CCOOBKX=OM,EBEC33[G^T9(V#*T!"^4&(XY<DCZ'TKMH[:
MWA5EB@B0-]X*@&?K3(+&TMH6AM[6"*)\EDCC"JV>N0* /$[=;"'X$:?<1BW2
M0:PCB1< [A?$ Y]0OZ5[H"",CD57^P6>W;]D@VYSCRQC/Y5.JJBA5 50,  8
M % '#>(V@3XM^">8UE:#4 >0"?DCQ_7]:YD0Z<WAOXL/Y=L6%Q=#.%R,6ZD#
M_OK/XUZV]K;R2B5X(FD&,.4!(Q[TP6%F 0+2#!ZCRQS^E %'PO()O">C2!P^
MZQA.[.<_(*P?&&JV%AXK\-17)MK6ZD^TM!J-VY$5N @#@#(#.P( R<#D\]#V
M4<<<*!(D5$'15& *;+!#/L\Z*.38P9=Z@[3ZC/0T <)\*;J"72]=MXKD321:
MW>%@<!@ID."0 ,9Y/05UOB#1X/$/AZ_TBYQY5W T1./NDCAOJ#@_A5](HXMW
MEQJF]MS;1C<?4^]/H \8.KZNVFZ%XTN;:82^'91INHQ*F7G#-Y5PP_O ,(V7
MWW>E;GQ M!8?"B0WOEK=R7=O/,21Q*]RC. ?09('L*](\J/84\M-A))7:,$D
MY/Z\TDL$,X FBCD Y =0<?G0!P46L6^F_&#5TUJYBMH[C3;?^RY9W"HT:EC*
MJL>,[B"1UP!Z5Q6G:K;Z?X3TR]CN632;'Q/<F^>U"L;=&:41N5P0%!93T],<
MXKV^6RM)UB6:VAD6(@QAXP0A'0C/2GBW@6%H1#&(FSN0*-ISUR/>@#SFY'AZ
M70O&NL:/JCZC+=:4ZWEV)5:$LL3!%RH"[P.N.0",]11>Z?-=?"WPSKFEJLFJ
M:)9VU[;;?^6BK$HEBSZ,FX8]0*]#2RM(K86T=K"EN.D2Q@*/PZ5BZUI6M7LT
M-EIEW8V6CRQ-'>+Y+>?@]?+(("DC(R1QG/- %/23J>JZ#=Z]I;06VH:LZ36Q
MO8F98[<8$895(/*9?&>#(:RO$=]>Z5IVC#Q4^E7%U+K$8M+N-)(;>T8(2LD@
M+Y8CYL#(!R.F,UZ!'&D421QJ$1 %50,  =!39H(;B(Q3Q)+&>JNH8'\#0!YK
MX033M:UWQ]I%Q>1WL=[-'OQM'F1M JEP!QCG@_3D]:N^ 7O[Z.#3=4C?S?##
M/9/(PXFE'RQN/I"0?^VM=\L,:.[I&BN^-S!0"V.F?6E5%4L54 L<L0.IQC)_
M #\J /#[O7-*NM%T"XM;FUL+6+Q3%*VG[]TD'^D-ODG9B2I)R<< !L<UVVF2
MVW_"YM:,;QC=HULQP0"?WCG)_ C]*[7[':_/_HT/SN'?]V/F8="?4^]*;.U,
MC2&VA+MG<VP9.>N30!X]H.K:=9_#3PF;E+=F?6Y1!<SR$0VLOG3$2/@C/&<*
M2 21R.M5[R[@GT#XJV\-\MY*^V92N,R+Y*9<!?X<]#W]3UKV<V-F86A-I 8F
M(+)Y8P2/45*L,2.[K&BN^-[!0"V.!GUH \XU*PTZ\UKP)+H"6IO8)Q*\MIM^
M6T\IA)N*_P ))4#/4GZUBWLT[>'_ (E&PW321ZRDDL<.&=H5$)D '^XKC\Z]
M=MK*ULPXM;:& .=S>5&%W'U..M.BM;>!BT4$4;'@E$ )H XG0;GPOX@\3V.M
M:7K<^JZC':M'E'3$,+<XE557'S8P&YST'!QW1 ((.".^:BM[.VM XMK>&$.V
MYO+0+N/J<=34I 8$$ @\$&@#PVZCL!\&?&TT:VX?^V+G#KC/%R"G/\JZ:^UN
MQTWXC:I#KVL/IEIJ%A;FQN&,8AEC4-YB;W4@'<V<9&<_2O1?L%GM*_9(-I.2
M/+&/Y436-G<1)%-:021QG*(\8(4^H!Z4 >;ZKI=CH'@;0-=T%+EK;P[<FYB,
MQ+226CL5E )_A*-N'LHJ&W@U.U\676FR02+:^,8OM94+@6Q4XF0XZ,8"@S_?
MKU5D5T9'4,C#!4C((]*"BEPY4%E! ..1GK_*@#S?Q<MW9:OK.J:%J-D\MOIZ
M+JFC7X'EW%NH<JR,#E#AG7T)Z^\>GG3;_P"+44UW9PPM<>&8)TM[E061C(^1
M@]6 .#WQFO19K"SN)4EGM()9$.5=XPQ4^H)Z5S<GABYNOB!/KEY!83Z?)IZ6
M8AD)=P5D9P^"N/XL8S^- '!Z;)8Z!X?C$T$(TZY\6ROHT]P[+;VJ<[)3@C*9
M#[1D Y!SWJ*XNK2XT?XK0"]BO)&C%PC87YQ]F7YU XQGH?IR>M>T2V\$T/DR
MPQR1<?(Z@KQTXK'\5Z)-K7A?5=,L$MH[G4+=H&EE)4 $8R2 2<>E '%:AING
MW+?#J?0X[<7Z744OF6X&?LOE$S%B/X2=H)/=O4UEZ9=:%JGAW4/#7BC5[N'5
M(M0E\_30R)+-*9C)&T7R[VW97!!_2O5-$TQ--TZ!'M;6*[$2I.\ X<@8SNP"
M?QJX;.V:Z6Z:WA-PHVK,4&\#T!ZT <#IUII=S\7?%$=W!:3$:=9DK*JMT+EB
M0?HI/X5VNCZWIOB#3UO])O(KNU9BHDC/&1P15D6ENLIE2")93D[]@SD^]5M*
MTJWTFWDB@5099#+(50*"Q '"C@    >@'4\T <S\7/*_X5;KIEV<0KMW>N]<
M8]ZH:U!IW_"S? B+':[3:WNU0%P0$C*<?7)'O7H,L,4ZA9HDD4'.'4$9_&H_
ML5IN5OLL.Y<;3Y8R/I0!Y%-J.EZ=8>.A=VT5S:GQ%"/+,A2.-V\K$CE>0H89
M/KC%:>BWMK<_$?Q1"VMQ3/=Z3!BXMP #CS0S1@9R%]<G'3->DBQLPCH+2#:X
MVN/+&&'H?6J^IZ8;O2KNVLIA874UNT$5U%&-T.0<$?3.<4 >4^';C1]>TGP3
MIDNMZ&ATB591B\0RW ",B((CR"VX%@>A&.:K>-=7TZY\,>.;>UE@L)(M1436
MA;=<7,JM$#,0Q.V/ &-H_ASGDBNV@\(ZG>V@T_6;/PV+8((VGM+1O-91Q\N[
MA#[Y;':NS:SMG:5GMH6:5=LA* EQZ'U% ' >*==M]9U%/"^A:A!!)J,8GU/4
M4D \BVP -K="[CA?0'=[U!XA_L2VD\!0:2;9+.VUM;>'RV& $CD4@'O\W!/K
M7HKV-I(Y>2U@9CU+1@FD-C:,JJ;6 A?N@QCCZ4 >:00Z<^M?%-FCMCMBC4DA
M>%-J,CV&1S[BL[3M:BTI? -YJFI2V6E3>'UMH[U=I2.YQ&2'+*0N57&>.GUK
MUS[#9_-_HL'S?>_=CGOS2O8VDEL;9[6!H#R8FC!4_ATH P?!=GHUKI]])H4\
MUS9W-[)<&=G#)+(P&]HR !MSQQQD'%9_Q3:YC\&^?#&\EM!>6\M\B#):V60%
MQCN.!GVS79HB1HJ(JJBC"JHP /04XC(P: ."UD1:G\2/"-]I,T4VRWNFO)86
M#*;5D&W>1_"7(VY[YQT-1_"FTTV3P[/=106KW$>J7NV544LF96'!ZC*X_"NY
M@L;2UC>.WM8(4D.76.,*&^H'6GPV\%OGR88X]W78H&?RH D8*4(?&W'.>F*\
M,A6PB^ ]M<1BW20:PKB1< AA?<'/KM_2O<V574JRAE(P01D$5!]@L]NW[)!M
MSG'EC&?RH \XOM7T^P^(7B.P\1ZP^EVU_;P-9R2&-8IX!'M=-SJ1PY?C(^\:
M=K%A:>&_"_AGQ%H\=T;709@,2@M*]E*=C\=3P58 ] HX%>C36-I<+&LUK!*L
M1!C#QA@A]L]*F=%D0HZAE/!!&0: /*]/M=3LO%=[H%S XM?% &J. ORV^#BX
MB;'7*^6F?5\U/XP-W8:CXBU;1K^SNDAM476-$OAA9HA'D-&PY4E6('8D&O32
MBEPY4;P" V.0#C(_0?E4$MA9SSI/+:023(<K(\8+*?4'M0 ZUG-S9P3F)XC+
M&KF-Q\R9&<'W%<;X\W:)J6A^+X89)/L$_P!EO$B7+/;S84\=]K["!]:[BD9%
M==KJ&&0<$9Y'(H \MT.QU/3_ !1?>%+R+-MJDJ:VS(/DB4G,\6>F/-5%QW5R
M:=>:KIMEX]\4:9XFUA]+@OHH6M6E,:17%OY6UE#.IZ-OXR/O'%>H;%WA]HW@
M8#8YQZ5%/9VUT8S<6\,QC;<AD0-M/J,]#0!YDMCI%CXR\"6RH1IL>G7:6GV_
M!8\QE/O=\<@=0.PQ51-'M6O?$S6>I?V/IMWK-JVE7<2J85NTCR[!3PREQM/8
ML,=J]9N;6WO(O*NH(IX\YV2H&&?H:'MK>2 0201-"!@1L@*@=.E 'DVNZA?7
M/PV\=V>NVEDFH66%FN[7/DW3F--K 'HX4(".W%;.J7UI9_$'P3=7-Q%%;OIM
MVB2.P"LQ6+ ![D]AWKO5L;1+9;9+6!8%.5B$8"CZ#I3_ +-!B,>1'B(YC&P?
M(?4>E 'DL5]H=R_BOPWXNUB>RGEU*9WM'*+]IA=@8FCRA9CM"@!3GY1CM7H^
MG:SI27L/A]+P#4H;1)3:ROF98\ 9;U/K6E)9VTMQ'<26\+SQ_<D9 67Z'J*K
M-I4#ZVFJ2!3/'$8H\( 0#C))ZD\<=AD^M %^O'M/F@N?@KXBTK5RIUN%KQ+J
M%_\ 6M=M(SQ$#J2Q,>TCKQBO8:@:RM7NENFMH6N5&%F,8+@>@/6@#S6QLHI/
MB;H5IK:6]Q?#PKLN5F"MOE\Q V0>I/S_ (9KT]$6-%1%"HH 55& !Z"F&UMS
M-YQ@B,N<[R@W?G4M 'GLD&FO\<9TNXK9F;0$=%E53D^<X) /4X_3-<BMHFD^
M$([E<1:)'XV2YM'/$<5IYH 8'LF[=@],'/>O1)/#%S=?$"?7+R"PGT^33TLQ
M#(2[@K(SA\%<?Q8QG\:ZB2"&: P2Q(\+#:8V4%2/3% 'FK:I87_Q-\0?9+N&
M?S?#B+$8W!$I5Y<[3_%COC/?TK$CT_3M1^$7A"#2X[9M<\ZS:U: +YB2JZF5
MB1R,*'+9Z8YKV2*V@A.8H8XSM"950/E'0?0>E-BLK6">2>&VACFD_P!9(D8#
M/]2.M '&:1+"WQ>\4QL\9_XEUGE21V\S/\Q^=<1I&HIIGPV\%:E*=VC6>M3-
M?&,;EC4RS!'8#^%6*GZX]J]J-G:EV<VT.]L[FV#)SUS2K:6R1/$MO$(WX9 @
MPWU'>@#%T&X\.ZAJ^IZGH307,MR(A>7MN^^.1E!"+N!P6"]<=,C/6I_%OV__
M (0[6?[*W_;_ +%+]GV?>W[#C;[^GO6K!;PVL*PV\4<42_=2-0JCZ 5)0!XW
MJ&N^'KKP9\/&M+VS7[-JMAOC\Q0\&T$/N'5<'J36PS::?'?C]+J79:OHMN;@
MPD;PFR7>1[X/\J]#33[))&D2SMUD9_,9A& 2W]XG'7D\^]/^QVV]G^SP[VSN
M;8,G/7- 'E@E\26<5YH0N+769I- N7T?5[,;9@H"@)( 2,D[-K#J1]<:_A76
MO"'B#3/"RV_D3ZK81*L%HC8FM&";)"R@_*H (RW!XQDD5W=O96MF7-M;0P&0
MY?RHPNX^IQUI8K2V@FEFAMXHY93F1T0!G/N1UH \<U)[F;PA\21IV9W772\T
M41RS0@0^8!C_ &0P/L#74Z]);ZSXJ\#WVA3Q32K/)*9(6!Q9F,[\X_A)V 9[
MD=Z[N*UMX&+0P11D\$H@&?RIMO96MH7-M;0PF0Y<QQA=Q]3CK0!YGHUQ>:-J
MFA):W=MKGAN_OY%L]PQ=Z?*RR%@2.'509 <\C-86I:E8V_PT^(>F37427YU:
M]86Q;]X0TBL&V]<8YSTKVB*PLX+AIX;2".9AAI$C 8CT)'-#6-H\LDKVL#22
M@+(QC!+@= 3WH \^9=)U/XNZ5O%G=13>')"N[:ZOF51^/R[OPS6<+[18=:\7
M^'?%.KOI:W-P6CA?RXX[BT:)40(2I)("D84\=N<UZH;6W,WG&WB,N<[]@W?G
M1-9VUQ+%+-;PR21',;N@)0^H)Z4 5]%MXK70M/MX%G2&*WC2-;@_O H4 !O]
MK'6KU%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %17-S!9VTEQ<S1PP1KN>21@JJ/4D]*EKAOB?<
M2V6F:)?.KMIEKK%M-J.U20L*DG<P'50VTGZ"@!]CXDEO_BJVEVNIB?31H[7#
M6VQ08Y?-1<G@-]TYY]<UTB^(='>^2R74;8W#NT:)O'SN.JJ>A8<Y Y%>?:AJ
MMIJGQ0G?0M1M9KJX\+3PVLT,JL&F\T% &'&1UQVK.N98-:^"&E:1I[*FOPM:
MV\-MG$\-W'(H<E>JD8=B3VR: /4]1UW2M);;?W\%N0N]O,?&U<XW-_=7/<\5
M(NL::]_]@6^MS=^5YX@$@WF/CYP.Z\CFO/;;7=(TCQ7XQT7Q=+' =1F66 W
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M3:E/)]D+,/MD+ONB,8 RQQM4 '/RBM?2]6M?#_Q-U>#79UL8[G3K-=,DO)0
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M7N@R;F?,BG*@G&%P>"2>>.WK@/$ECX.\9ZCJ&EZT\-GJ>ER*L-T)A#.BF-)
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MO+=%2ZQJXRZCJ5_O >HS6E7F7AO4?"7BBX\/SV]Y>7.KV(S%9ER'LSMVR;U
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M2W\*27OB35AN_M.YM5N)P%W;9655^4  X'3%=A)J5I#=VUK)-MGN@3#&5.7
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MDN28SY<T0&!\V03CH<YQ4?A?4O"?B1= A"7\NNZ:4/V&228-92*-KE@3M"@
M]>#P.IQ7J5-*X#,BKO([\9/;- 'CEC+H\_P\\=:;-]GDO9]3U!([8 &664N?
M*VKU8[L8QW'M6MH+W'A;QQ!%XDN%B2XT&TMK:[F<"/S8A^]CW'C<22V.XKK/
M"'AZZ\/6U_%=SV]PUS?37BO$A7;YK;BO.>GK71,JL,, 1Z$4 >(:K;Q67@S5
MI;AHTTV_\5I<V4<F K0><FYU!_@.&/ICGH:[/QM<6ECXC\%:E(\<5BNHRF2<
M#Y,O X4DCU. /6N]HH \GU.\ETS5[[4_#VIQ7D4VIQB_\.WBCS&EWJOF0_Q*
MW"M@C'!/;%>L4FU=P; R.AQ2T <#;7ZZ'\5]?;6ITMK;4K.V;3KB=@L96(,)
M(PQXW;F+8ZX.:XZ>U33O"VG"[*1V%WXV2ZLHI> MH9N#M/1<9;TPWO7MS*K#
M# $=>12T <'I]W:M\:M52*>(E]&@&%<?,PD<D>Y (_ UW;,J(7=@JJ,DDX %
M+10!Y+X'T;P]XEN_&T5Y!:7,TFNW+1OP9!$0NUU/7&<X(XS6]JUV=&^+FGZC
MJ<@BTFYTE[."XD.(XKCS0Y4D\*64#&>NW%=Y2,H888 @]C0!XEXH@6+PE\1[
M^.1!I6I7MN;(9^69U\OS73^\"V>1UVFNL^(LVF#3?"[)):""37K*0%2NUD4\
MMZ$ 8YZ 5Z%10!P%O=V ^-NH2&>V!&A1#=O7@B5RPSZA<$^V*F^$DT,G@1$B
MD1O+O+H%5(.T&=R/ID$$?6NYHH YSQQ=WMEX7FDL@PW2Q1W$BKN:&!G E<#O
MA"Q]NO:N;\.Z/%H/C&6R\(WROH-]923S0(_G165P"H1U.?X\GY<\[2>@&/1Z
M0 *,  #VH YFWM];TFTOKGQ!XDM+RU$#  60M@A]2V\Y],5Y3X.LKKPY\/M-
M\;>';F-KBWMRNLZ;)-A+F-7;!Y^Y(HZ>OXX;WVB@#$\->*](\6:9'>Z7=*X*
M@O"QQ)$?1UZC^7IFN1^&VJV>B>!-,;4)S"FJZG/'8J49MYDE<H. < @$Y.!S
M7?:E9O?V4EHL[0I*-DKH/GV$<A3V)]>WUJ6VM8+2UAM;>)(H(4"11J,!% P
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M!0') X#J, XXZ#M78XSUI H4 *  .PH Y?XD\_#3Q'_UX2_^@US5_%8:U-X
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M)TM-8^)VB:QI$L$MO86-P+^[@8&,HX7RHRXX)SN;'8#/<5WF*15"C"@ >@%
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MN7M%5FBZ;2V>B<L21_= [UB+<0/\;5=)8V5O#WEAE8$%O/W!<^NWG'IS7=4
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M(S*BEF(50,DDX %>-K!=:S\,/'5CHY\V^EUB[GCA0_-+%YRN<#J0R @>N<4
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 8'C/P]-XJ\+W>BPWD=I]IVAI7B,F &#<#</3UK<B$@B43,C28^8HN
M 3[ DX_.GT4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!SWBGP
M[=>()-':"]AMAIVH1WV'@,GF,@8!>&& =Q]:Z$9P,]:** "FON*-L(#X^4L,
MC/O3J* .?\'^'KCPQI$EA/>Q7>ZYEG5TA,>/,<N006;N:Z"BB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MH&HWT$?F36UK+,B?WF520/S% &;XN\0W/ARRL;F"TBN%N+Z"TD+RE2@D<+N
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MTDCD+-(NWYBPQ\I!X'6O._(^QZS\/M7BGN3?ZF?+O97G9O/5K<N0P)Q@, 0
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MRK?W$7DR3+<2 L@Z#&[  R<8Z5#X1UJ7Q%X2TS6)XDBEO(!*T:9VJ3V&:VJ
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M0#@D$ X89 X.15>7PCHDUW=7#69!NV#W,23.L4[#N\8;8Q]<CGOFMH'(!I:
M#I1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M'QW\098[.V26)[<QLL:@J7M06P>V223ZY->BPPQ6T$<$$:10QJ%2-%"JH'
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M5)(&,XKLO^$4T/\ L./1?[/C.G1,'BA+,1$P.04.<J0>F",5/%H.FPVEU;+
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M7IG,Y)&-RAW0 8/(.3GL.NOI'@CPUH-[->:5I$%I<3 AGCR" >H7GY/^ XH
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ME@J+IO\ QYA)'7R3W(P>I[GJ:T=0T^UU6PFL;V+S;:92DD>XJ'4]0<$9!]*
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M1M/ VCT%;+V?_"9Z]XOTB^N[*.YM9UB@6>V,DMM"8D*2Q'S%VG<6;('7&3C
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MNWYO,SQG=G&.U><H9M#\16CZMIUMJ6EWFL,UCK5K@3P322,%CF!&2 24R#@
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M][TW>_6K=GH>FV&H7-_:VB17=U@SRJ3NEQTW<\X[>E7))X8@QDE1 H!;<P&
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M\0WFH>-]<TB0VKV5G;V\UO)"#N82;\[CD@_='3% &Q;Z'IMKJL^J06B)?7
MFG!.Z0#H#SR!V]*IR^#O#DVO+KDNC6;:FI#"Y,8W;AT;T)'KUK;9U3&Y@,G
MR>IIL<L<H)CD5P"5)4YP1VH IIHFG1ZP^K):H-0=/+:XR=S+_=//3VZ53T[P
M=X<TG5I=5T_1K.VOI<[IHXP#SUQZ9[XQ6ND\4DCQI*C.G#*K E?J.U4[#6K'
M4[R_M;2=99+&803;2" ^T,1^ (S[\4 4'\#^%Y/M._0K%OM,HFES$/F?.<^W
M(SQUJRWAG1GN9)S81[I75Y5!(21EP%+)G:Q&!C(.,"IM2UJQTJ>Q@NIE2:]F
M$$$>1EVP2?P !)/^-7&GB0X>5%/'5@.IP/SH R-5\'^'=<U"&_U31K.[NX<!
M)98P3@= ?4>QS4^J^&]&UN6WEU+3H;B6V),,C##)GJ 1S@^G2M W$(G$!EC$
MQ&1'N&XCZ4RZF\F$XEACE;Y8S*?E+=OK]* ,H>#O#:V$UBNBV2VLTXN)8UB
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MKOPAHUG?A/#IENXTGN_WT7GC!C4DD @$R!>V0,= :H^+_#^F:7X \2+:7PO
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MIM]I]M/8C;M@>,%%V],#MCMBH8?#.AV[2-#I%E&TD0A<K H)C P$Z?=QVZ4
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M,%RTMK)&H<^I*DAQ_P "KM/"]ONLI]7DBV7.JRF[?*X8(0%B4^XC5,CUSZT
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MN\?QX))YSSSUKFI;@:-X:\3QPYM])M_%ZI=+$@*PVQ\HOA<8VY/*XP02,<T
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M=00&0#;YL@3<?09ZUXO<7-IJ_P"SYKMUJ(A?6/.F>_\ ,QYB7(F. <\@A=H
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MZ>XCMX;^UDFEC$L<:3*6=#_$ #DCWZ4L^IZ?:W45K<7UM#<2_P"KBDE57?Z
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M1]-BO;:!X[,^0L83.3MRHRJD]<>]5_#]CJOFS:KKR6B:G/&D/E6C,T<4:Y.
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M&.* -"O,/%]K?:3\1;:?34?9XHLSI<[1_P#+*5>5F/N(R^/]VO3@ H    X
M%->*.1XW>-6:-MR%ADJ<$9'H<$CZ$T >6:1I4VC_ !#U'P=;VQ31;F>'7(MH
M^6-%X9/QF2+CTS6KXBU2&P^*%A#JNIOIMC/I;+9W#>6(S/YG[Q<R*0"5V>G3
M'>N^\F+SO.\M/-V[-^/FVYSC/I4%_IEAJMO]GU&QMKR'.[R[B)9%SZX(- 'E
M<R:3X<N_"-K9W\UQX6DUFX>:XG=##YY3,04J NP2%B.P93Z59NQI<WC?Q_#_
M **XFT2%W3*G>ZI)DD=R %_2O2YM-L+C3_L$]E;2V6T+]G>)3'@=!M(QBH(M
M T:&)HHM)L$C>,1,BVR ,@Y"D8Z>U 'E]M8V5GX:^%5[;V\,5U)=6BO,J@.P
M:V;<"W4YP!^ I\$FB:W;>+-$\4:_)87(U.8W%NS0H[1[LPO&60L?D" 8)/ ]
M17IQT'1S'%&=)L2D)S$IMDPA_P!D8X_"GSZ-I=U?Q7]QIMG+>0_ZNXD@5I$^
MC$9% 'G'B1-0TL:WJNGR0:OIJ6<4>M:5J!V3JBQ [T<=&*-D@C&0V.:T- U>
MUN_B-XICU@I%(]K:M9Q7>%_T0QDN #VWD[O?KTKMI]%TJYN_M<^FV<MSP?.>
M!6?CIR1GC _*EO-(TS49X9[[3K2YF@.8I)H5=HSZJ2./PH \C\*:CI4'@/P/
M:-Y+7)U*X^R/)-MA@=7F.Z3!Y^4_*O&21R.M:OA73-.\4:;X\T"ZNK>X2[U6
M9MT6,#,<?[Q%R<8;D')Y'6O17T/2)+%;%]+LFM$;>L#6Z&,-ZA<8S[U5U6SO
M[2SFG\,V>E)J4TB&1KI2B2*.#N*#)('3- ',^"KZ^\236O\ :T!2Z\/*]I<[
MEX>\Y0NI]HQG_MM[5VUEJ-EJ4<DEC=0W*1R-$[1.&"NIP5..X]*KZ+ITFFV!
M2XE66[FD:>YE5<!Y&.3@>@X49[**M6UG:V2.EI;0P([M(RQ(%#.3DL<=2>YH
M X?QRZIX_P# &Y@/]-N.I_Z955^+4J:_HL/@W366YU;4KB+]U&=QMXE8,TKX
M^ZHQCGKGBN[O-%TK4)1+>Z997,@& \T"N<?4BI;/3[+3T*65G;VRMR5AB5 ?
MR% 'FTESID_B[Q=H?B/6CIWGI$L*S&%$FM#"!\K2(>C>83@\$D^M10Z)H@\?
M^$;,Q_:[0Z+.D37RJSW"HR>67X&["C(R., X!%>E7VCZ7J<L,M_IMG=R0G,3
M3P*Y0_[)(XKG=7\-76J>/]-U6:RL;C2[6TEMW2=\L6=E8,$*D<;?6@#SV[0>
M'&UPVK26WA6+Q/;>:8$!2%?+S*0I!&U93'D8(RN,5TFJ:=X<N;#Q;JEEK#:M
M<76BR?:L/"\ VH?+9O+4 /UP3S@&O1EL;1++[$EK MIM*>0(P$VGJ-O3%5X-
M#TBUL'L+?2[**S<Y>WCMT6-CZE0,&@#S2&QLK*#X5W5M;PPW$K1J\J* SAK0
M[LGJ<G%00W]I>_#GXAQ:L\(U=9K[[5'.0'!"GR, \[0 @7Z<5ZB="T@B$'2K
M$B#_ %0^SI^[[_+QQ^%%SH.CWMVUW=:58SW+1F)II;=&<H1@J6(SC!QB@#SU
M?LLNO?"JZB\EI&MID\U<$D"TZ9]CVK/_ +(TN30_BHS6-JQAFN?+S&/W>+96
M^7^[\W/'<>U>JOH^ER202/IMFSVX A8P*3&!T"G''X4P:%HX691I5B%G_P!:
M/LZ8D_WN.?QH \_EU".PU'P!JES?0N/[*<-;S3I&QW11YE4N0I(.%()!PQQG
M!K?^'NB6VE:?J=U$UB[ZAJ,]U_HK*XB1FRD1=>NT'/H"QQ3->\,7TNJVTUAI
M6@ZCI4-L85TR_3REB<MDNA"..1M!!7^'@\FM/PSX<CT62[NQ8:=I\MVL:O:Z
M<F(5V;L'.%W,=QRVT< #'&2 9&HW3P_&31X;[BQETJ86);[INO,!?'^UY8_(
MGUKB/%-@L/AKXGQI&AT>.[MY+,8!6.X(0S[/3YF&<=\^]>S7NGV6I0""_LX+
MJ$,&$<\8=<CH<'O3)-)TV6Q2QDT^T>T3E8&A4QK]%Q@4 <9<V-EIOQ:\,BQM
MX;?SM-O%D\I0OF &,C..O.3S5WXL(&^%VO\ RY(MLCCI\PYKI1H^EBXBN!IM
MF)H0!%((%W(!T"G&1^%6I8HYX7AFC22)U*NCJ"K ]00>HH \]U]=.U/QWX!C
M7[/<VK?;OE4AD8B%3VX/-<W?RG2M'\=+:(T6GV_B"WDNH[= =MN1"9L+@C!&
M<C&,9SQFO6AH>DAH&&EV0:W 6$BW3,0]%XX_"GV^E:=:-,UM86L+3#$ICA53
M)_O8'/XT <MHD'AZ]\7QZYIOB"74[^6Q\EQ#)"8_)W @R"-!@Y.!GGKZ'%;X
MIVUI-9>&WNHXRHU^S4NW!52QW#=U (KLM/TG3=)C>/3=/M;-)&W.MO"L88^I
MV@9-8/CG0;_Q#;:3!906LJ6NI07DZW,A4,D9)*@;3DG/?B@#E=8T_3/#WC[4
MKNRL_(TQ?#<\FJP6*^6" WR8"X <@/@\'"FJVGWEG_PF?@+%UIZ6SZ7<11V\
M,@;RHS''LC=R?G)^@R0>*]2M--LK*!XK:QMK=).9(XHU56.,<X'/I44.A:1;
MK"L&E6,2P,S1!+=%$9888K@<$]\=: /.O".A:1+X;\577]G6DES;:KJ2P2&)
M2T0^8 (?X1@]!ZUG7AT^X^!WAAT-M)-;OIN67:6C8R(#]#C.:]<L],L-.W_8
MK&VMO,.7\F)4W?7 YJ$Z#HYM5M3I-B;=7+B(VR; QZG&,9]Z ..;5[&S^*VL
MV?B">&".XTV :<URP6-HLOYRJ3QDL1D=2%'I5&YBT?2]=^'']F'R=(AGO(K>
M260D;3"P7#,3D,?N\\C&*]!O=&TO4HX8[[3;.ZCA.8EG@5Q&?]D$<?A4E]IE
MAJ=L+:_LK:Z@!#"*>)74$=#@C% 'F=M>6EPWQ6-O<0N&C+C8P.1]D +#U&>]
M3V&H6,,/P^MR88M1_L7S8+JZD(AB3R8P_P N1O<\8&1@;CGL?0CI&F%)T.G6
MA6XQYP,*XDP !NXYP !SZ4UM#TEXK>)M+LFCMFWP(;="(F]5&/E/N* /%C]A
MN?@_+$TL$S6WB'"E2 8U:\ZC'W01GIVKVW3]+T_2HY(].LK>TCE<R.L$80,Y
M !8@=\ ?E44FA:1-&\<FE6+QO(9F5K="&<]6(QRQ]>M7D1(HUCC1410 JJ,
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M=M8BQ@M((K0*4$$<86,*>HVCC%5[?0M(L[*2RMM*L8;24YD@CMT5'/J5 P:
M.3\.ZQ?Z?XAU>S\5V]A#?6UA%<2:K;-MAGMU9PI<'[C E_;KC@5VUI=VU_:1
M7=G/'/;S*'CEC8,K@]P154:+I\-A<6EII]C#%.A5X_LZ^6_&/F48W#'&*?I&
MEV^C:7#86J@119QA0HR26. .!R3P.!0!R&@2VD'Q7\9QRO#'+(E@8E8@,W[I
M\[?7WQ7$:796<'PC\"ZA';PI=_VQ:'[0%&__ %Y4_-UQCC'I7M,NF6%Q<M<S
M6-M).T?E-*\2EBG]TDC./;I4!\/Z*;=+<Z18>2C%UC^S)M5CW Q@&@#SMKC2
M=0USQKH7B?7#ITD\_P#JY6A026AB4(4:1">/F/!X)SU)KT;0X8K;0-/@@DN9
M(8[>-(WN?]:RA0 7X'S8Z\4MUHNE7T\$]WIEG<36_P#J9)8%=H_]TD<?A5Z@
M#S;X2LNAV>J>$K]Q%JMA?2OY;G#31.<K*O\ >4\].G>M?XB:A=/X"\1QZ*[O
M>P6WSM#R4!(W@$?Q;-QP.1QZBNDU'1=*U?9_:6F6=YY?W/M$"R;?ID'%6;>V
M@M+=+>V@CAA086.- JJ/8#@4 >?>(EM;MOA_?^'?+$IU"%8##C_CS,;&5>/X
M=H&?0XK+M])TN6W^* >QM6$<LNP&,$)_HRDX].>>.X]J]-L]'TO3IGFL=.M+
M:63.]X8%0MDY.2!SS31H>D 3@:58@3_ZX"W3]YW^;CG\: /,Q:6EMHOPLOH8
M(H[N:ZMA).J@.^^V;=ENIR<9IVDZ!X<OF^(D>I65F8H;^7)=%_<(84.Y?[G(
M)R,<CVKTEM!T=DA0Z38E(>8E-NF(_P#=XX_"N;\.^$GM]:UZ]UK3--F%]?&[
MMGXE>,;57:=R#!^7/!H YCPS>BV_X12RU-X[;7(_#[2/=:@YV1V[.HVA"1ND
M(49R1@#G/2L334L+[X9_#^.3R)WC\0Q0-G!95,TWRGN 0!QZ8KVVYTZQO+B"
MXNK*WGFMSNADEB5FC/JI(R/PJ!M!T=HTC;2; QHYD53;)A6)R6 QP3ZT <?I
M>FV ^*'BG3%M(%LKG2K7SK=$"H^3(IRHXZ<52\*1W1NXO M[&[Q>'KGSFF9?
MEFMQAK7GIG)!_P"V!]:[>_TSR(+J]T73]-766C(BFGBVAF]'91NQ2:#I]];)
M/>:L]N^IW;*T_P!F!\N,*,*B;N2!R<GNS'CI0!8UN&&XT'4(IXTDB:W?<K@$
M'Y3U!KR--,T__A6OPXG^RP":74[!'E"@.X;*LI;J01QCT&*]GG@AN87AGB26
M)QADD4,K#W!ZU2.@:,T$<!TFP,43;HXS;)M0^H&.#0!Y_J)TS0_''BXM;&/3
MQX:CFN8+,;&<!I02,8PVW@'M5;3;ZU3QYX(9;S3TA?29XHH+>3=Y2;8O+C9R
M<N?P&2.!7IPTC3%NFNAIUH+AU*M*(%WL",$$XSC%,AT32[18?LNEV,)MRS0;
M+=5$3-U*X'&>^.M 'GHM)=$\1ZIX'@@9=.U^3[9:.BX6*)N+M,]L ?+Z&05Z
M:RF*W*P(H*IB-.@X' ^E86@Z?KCW?]I^)6T_[<D1@ABL-YCC0L"S9?DEMJ?3
M8/4UT- 'A=U?V%_^SO>M>2PMJJS[KU9B!*MU]H!8L#R&Q^G'2NKN]5L/^%DZ
MG::QK(L;>ZTV#^SY',/E31?/YJAI%89W$9 /( ZX%=O+X>T2>ZFNIM'T^2XF
M $LKVR%I ""-QQD\@=?2I;[1M+U2**+4--L[N.(YC2X@60(?8$<4 >9M9:/H
ME]\.H+.\DGTJ"YO$BNKUU.Y/*DV_-@ KG[OMC%,BGT369?&.B>)M>;3Y)+^0
MO#(T*>9;$+Y+HSH2<*!C!X(]^?5+C3[*\BCBN;2WGCB8/&DL88(PZ$ C@BHK
MG1M+O;V&]NM-LY[J#_53RP*SQ_[K$9'X4 >>PZ%I%Y\5;:TN[-;N)O"R%EO8
MU9Y")@NZ08P7QU.*-,T;27\7_$6!M/M##'':A8S$NU ;;G Z#->B'2]/-]]N
M-A:_;/\ GX\E?,_[ZQFF?V+I6^=_[,LM]P,3-Y"YD'^UQS^- 'DMM:6D/P[^
M&U_'!$MVVJZ>&N H\Q@<J06ZD8&,>@ [5TMI:6;?$[QE"T$!CETNU:5"@PY/
MF9+#OVKLCH&C-!' =)L##$Q:.,VR;4/J!C@T\Z+I1FEF.F69EE7;(_D+N<>A
M..10!X_IUC96_P ,_AU?16\*7;:Q8@W 4!SEV4@MU(QQCT'M6L)]'U34?&FA
M>*-=;3I9;MM\,K0IYEJ47RV1I$)X ['@\]37HYT#1C!' =(L##&Q9(_LR;5/
MJ!C@T^YT72KVZ@NKK3;.>XM_]3++ K-'_NDC(_"@!='B2#1;"*-[AXTMXU5[
MG_6L HP7X'S>OO5VBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "L?Q)XFTWPMI@O=2N$C5W6*)&8
M R.2  /SR3V&36Q7$_%9EC\#F5R%CCO[-G8\!0+A,D^U #[CQ3)#X_L[8ZI9
M?V!-I4UV9!M"AD=%W&3.,<GT%=.FJZ=)IHU)-0M6L"-PNEF4Q$9QG?G'7WKB
M[UK#4_C#HCY@NHO[&N'C/#J2)4 (]>AY]JYJPO\ 3--\.745S#$T0\:RPVA>
M0QPVT@D+([[2/D7!.WH3@<=0 >GW/B?1+31KK5WU2T:PML^;-'*KJ"/X>#][
MVZ\U-HNL6FNZ3;ZA9RQR1S(K$1R!]C%02I([C/->6"\AF/Q8@34(+N:6P613
M#@"3_1"&*J"> <#//;))KT?P?>6U[X0TE[6XCF5+.%&,;!@&$:Y''?F@#<Z5
M1L]9TO4)V@LM2L[F9%W-'#.KL!G&2 >F:@\37-M9^%=6N;V&2>UBLY6FBB)#
M.@0Y (Z$COVKS?3=3LCXY\"R)J-AY+:9<0Q06T@*PJ4BV1%B27;MSC..@H ]
M=KE=<U?4K'QYX5TZ">,6&HM<K<1^5EB8X2Z_-G@9QT';K755Q'BEU7XF> @6
M )EOL G_ *=S0!U5SK.EV5REM=:E9P7#X"Q2SJK-GI@$Y.:?<ZGI]G*(KJ^M
MH)"C2!)954[5ZM@GH.YKS?19;:Z\'^.[#7R@O$O+QKU9?O%&7,3C/\.T*%/^
MR,56TNPD;Q-\.8M<ACDU'^Q[@W F4%RRK%MW9ZL/?N#0!ZC:ZE87U@+ZTO;:
MXLR"PN(I5>/ ZG<#CBH[;6=+O)/+M=2LYY,@;8IU8\C(X!]*\GGAMSX ^(MN
MMY#911>()2I;B,<P$(<=%9LJ>WS'/>NBL#9>(_'+>(;.]TEKF'23:PVT-W%<
M2-+OW[_E)PJ] >IW'IW .W&LZ6=1_LX:E9F^Y_T83KYG'7Y<YIK:[I"W"V[:
MK8B=IO($9N$W&3&=F,YW8[=:\M\,7'AW7_"WA^SU+7;L:QIUS&?[-#1)<)>(
M2&.W8'()+$DGH22>#6[X,TK2KCQAXS9[*TEDM]6C>+=&K&(B)""O]TYSR.]
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MSDPPC"Q)M SU QD'Z&LC4WDM/#OCA;./-E!XFCDO(81_R[XB,O [''/MGWH
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MH&HV<TEG;2RI-&1,FY%+%>#C/'X>E7=/UB&/PQINI:K>00>=;1/)+,ZQJ79
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MSOM/VC"@'KG'&.P]A7;V-_::7\4_% U&ZA@>?3K)HQ(P4RX\Q3M'\7) X]:
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MUD^);@6V@W#?VW!HKD )?3*C+&<@]'(!R 1CWH N'3+ RK*;&V,B@!7\I<@
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M0[E$\2N%/J,CBK-% $$]E:742QW%K#+&GW5DC# ?0&I(H8K>)8H8TCC7HB*
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MFAW#@'RQD4?8;0*5^RP;2<D>6,&@#SS4[[[+KOP\U">1?[%\J2-YL_NXYWA
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M".2!\P)''/:K5MXF-SXTO?#G]E7T8M;=9_MSIB"3./E4^OS?^.MZ4 ;U%%%
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MF/S YQNZXR.F: .&GN+WPQ\1? L.FWU])!K%J([VVFN7E1\*/G"L2%(SGY<
M;?3-:&DZO?V_QT\7V9O+R:QM=+%Q%9O.[1J^V%CM4D@$DGIZUV4'A'3]*O%U
MB..YU'4+*T-O9"XE!,2 '")P ">FXY/J:Y+P5I>K7OQ7USQ;>:5<:?:WFG00
M^7<*582[8MZC(!8*4(W8P>U &)X)O/%?BK0M)\1V-T6OEU5WU"6:\(B>WR0T
M(BY  7:1QQU[U+X<;5_B.OB*XC\076EZQ8ZR!;F-V*P6Z\!/+# $'YLYZD<U
MW6D_#?P_H>K37VGK>01S2^<UDMTXMO,!R&\O.#@],Y XP.!22?#;P\WB2XUV
M)+RVN;HYNHK:Z>**X/4[U4C(/<=#W')H XB+3(+K]I:_BEDN]HTM9ALNY4.[
M*'&58';S]W[OM7JVNQ+/H&H1LTBAK:3F.1D8?*>C*01^!K/NO!>C77BB'Q&T
M4T>HQQ"$O#,R+(@Y"NH.&'MWQSFMYT61&1U#(P(8'H10!\[^%]2N?"_[/%[K
M^ER7":B\S6XD,[LD0:4+N$9.P-@]0,Y(KJ+75;_P]\0/ ]A:W=U/;:SIB_;8
MIIWE$C[2?-^8G#9Y)'4"NYTOX>^'-)T6]T:"UEDTV\W"2VGG=T4-R0H)^7G!
MR.<@<\"I]*\%:3I6IVVH@W%U=VEL+2UDN9-Y@A'\*X ^F3EL=Z )O&<0F\$:
MZK-(N+"9@8Y&0@A"1RI!ZC\>AXKQC3[&&']EB\O$:<RSQD.'N'9!B[P-J$[5
M]]H&>^:]_N+>*[MI;:=!)#*ACD1NC*1@@_A7*0_#7P_!X6N/#<8O!I<[ M$;
MIFP V_:I/W1NYXZ]\T >;:)/>Z)XO^&<5KJ5\T&IZ0@NH);AFC8>5P GW5QQ
MC '3/7)-_2KSQ!>>+?B9I>G:M<B:&(+IZW%RS)"[9QMW$A23P/3BN]7X>:(M
M]HM[F[,^BQ+#8L9O]6@Z C'/''/:G1_#W1(K[6+P&[\_6$*7K>>1Y@]L?=([
M$8Q0!R/PH\1'4-6NM(U*'4;#7;&T"75G<S221R88#SEWD[6.1D=#D$$UT?Q<
M_P"25>(/^N"_^AK6WIGABQTS5I]6$EQ<ZA-"MNUQ<ON<1*<A!@#C/.>I[DU-
MX@T"T\2Z1-I6H--]CFP)4B?;O ((!/7J!TH \L\,^ )?&_@3P<VKZE&NDV,0
MF2S@@(>4Y_CD+'CC'"CJ:;<ZOJ&O^)_B.+J\NX(]"L&73XX9WB$+A6/F?*1E
MB5!R<\''2O5]!T.U\.:1#I=B\QM(!MB25]Q0=< ]<?6LS5/ VCZK?WUZWVBV
MFU"W^S7QMI-@N8NFU^#VXR,''&: /'=<UV]\2>$OA=JFHG==RZMMD?&-Y24)
MN_$+FNLL]9U"R^.?BVV%W>3V-IH_VJ*R>=VC#[86.U2< DD]/4UV>J?#_0=5
M@TBWEAEA@T@AK**WDV+$PQ@^YX'7/\ZGM?!NEVGBVY\3QM<G5+F/RIG:3*NF
M  NW& !M7IZ?6@#@?A[;ZKXTT'0_%*^)+J'48=0F;4DWLT<\>[_4[-VU0%"X
MXXW$]:K)J6H>#_BAK?A^^OM0N[76;3?HPN+N5]DA) C!+?+\Q(SU 5?6NYTC
MX:^'="U>:_TY+R!)9!,UFMTXMMX.0WE@X.#T!R!V' JOID4WBSQ'9:MJ_AR?
M3+G1);E(C.<[]V%4J<#<"N3Z XP30!U&GK;:9!::1]N,US'",">??-(!P7.2
M2>>]5?%LLT'A+5);?4XM+E6W8K>S#*PG^\?\]>QK(U3P5:W_ ,0]*\31PR17
M5FI\VX\WB1-KJ(PF>N6R3QP,<Y..@UO1;'Q#HUUI.I1&6TN5VR*&*GJ""".A
M! /X4 >/^'-;U&+XL>$[2&ZOOL.IZ-YEP)Y79;M@DA$X1V8KN* C.#CJ!FLF
MYN-2NW^*@DUO5Q'I$@>RC6^D"Q'?)C'.<<8QT]N!CU6P^&/AG3=2TK4+6"[2
MZTR/RX)#=R$[>>&YY')&.F#C&.*=_P *VT'_ (GG-Y_Q//\ C_\ W_\ K?F+
M>GR]3TQP: //-4\4:O?Z%\,-+EO[F--<DC&H7$4A2295,:[=XY&[<<XZUH>$
M;..P_:,\56T3S/&FEQ[3-(9& (@.-S9)QT&3TKM[OX=Z!>^'-/T26.X$&FN'
MLIDF(FMR#QM?K^>>WH*ETGP'HNC>))_$%O\ ;'U.XC$<LTUT[[Q@ Y&<'.T'
MGOTQQ0!=\5Z3<ZWX9OK&RO+BSO7B)MY[>9HF20#*\J0<9X(]#7 ?##6YO%NC
M:/:75Q?#4-$EE_M$M<R!G<?+&LG/S!MQ;!SS$1TKT'Q-JU]HFAS7^G:1-JUQ
M&RC[+"V'92P!(X.<#G %5O"^BVVFC4[^*S-K+JUXUW)&PPPR !GT) W$=BY%
M 'C"^)]9U'X8^*/&LFHWD&L6NL)':[)F"01AHAY83.TKB1L@CGOFNFN==U*[
M^+O@,_:[NWM]4TK[1=6:3N(F<Q2'E,XR./R%=K<_#GP_=/=H\4ZV5[=+>75B
MDF()IA_$RXSV!(! ..15K7?!.C^(-4T[4KD7,%[I^1!-:3M"P4]5RO;Z8/)]
M: .0^#6HW]^/%*7M_=7:VVJO%#]HG:0H@S@ L3@5M_$>\FL[31S'K'V*)]0C
M66VC5C+?*3_J4VD')^H'J0.NMX9\&Z1X1-Z-(2:)+R3S94>0N-WJ,]*7Q/X-
MT;Q>MD-6AE8V4OG0/%,T;*W?E3GL/RH \X\#ZKJ4[_$K2[BYO$M]/=S:1/<L
M[VN1+\JOG(QL7H>W%.^%]AJFM^#M(\5:EXCUFXFL9+AEM?M)*3J"PP^<ECG/
M)/3 KN[#X>Z!I=SJ\]C'<P/JT?EW06X<AA@Y(!)Y.3R<GDXQFM'PUX9T_P )
MZ0NE:6)5LT8LD<C[]I)R<$\]: /*?!5[XL\6:#IGB.QN2U^NK,]_+->$1-;]
M&A$?( "E2...O4U[-?)OT^Y0EAF)AE&*D<=B.0?I7,Z5\-_#^BZO/?Z>MY D
MTOG/9)=.+8N#D-Y><'!Y .0.PX%=<0",'D&@#YDF\1ZZ?@+9:K_;FIC4!KAA
M^TB\D#E"A.TG.2,@<&O1/B%<WR_%;P9I]MJFH6EM?;TN8[:Y>-9 #W .,\GG
M&?R%;#_!SPB^FR:<T5\;)KDW*6_VQ]D3D8.P9P./J>.M;NI>#-+U;7-,UF\>
MZ>^TP#[-()<!3W) &"3WS0!YEX4N?$5WHWQ)T/2M4N6NK&^>#37N;@L\>7==
MH=CD$A0 <]3FE\,^)CJ7A7Q=:S+JFE:]I^D-Y]I)<RD(\:N1-&6;<A)(R/8=
M<FO0[+X>:'8+JZP&\']KR"6\/V@Y=PQ<,".5.2>F.OTJ]9^$=+MKG4;F837E
MSJ,(M[F:Y?<SQ $!.  !@GW/<F@#Q7^WM9_X0?X97O\ ;&H_:;S4WBN9/M<F
M9T^T$8?GYN..>W%=/KO]J7_QYCT"#7-3LM/NM*,DR6]RPP<,,H#E5;@<@>N.
M>:Z2+X1>%X;6QMQ_:#)83F>TWWCGR&+;L*.@&>>G/?-;C^#M+?Q>GBAFN?[5
M2/R0_F?+LQC;MQC')]^: . U2YO]&\>^$O OVR]OK 64D\AFNC')>2?O-H=Q
M@D+MR!].O%=UX%L]?T_PX+/Q%.D]W#,ZQR"4R,8N"F]CU8 X_ 4[Q1X(T;Q:
M]G-J"3QW=FVZWNK64Q2QGKPP]P/Z5L:;IT&EV:VUN964'+232-))(W=F9B2Q
M]S_*@#R[Q]J%[X/^)F@ZR]WJ,NA:DKVMS9I<R%%EP0"J@X!.Y<8_NGO6;X'N
M=;C\4:SX$UR_U&>]2\ANDN/MDK%+<#>P#;LA3\B]>?,/I7KVJZ+8:T+,7\(E
M^QW27<.?X9$SM/ZFB/1+"+Q!-KB0@7\ULML\GJBL6 _,_H/2@#Q;4++[9\9O
MB$/M5U;^3HGF@VTS1,66*$C++S@'!QGG'.1Q47_"<:W#\%_"4DE].9M1U$V=
MU>>:5D\E9'!&_J"0 -W7 ->K/X!T9]<U76=UV+W5+=K:Z<3</&0!M Q@<* "
M.>*A_P"%;>&SX._X162VEETI9#+&CRDM$Y).5;J.2?S/:@#DO$FE:[9>$/'2
MZ@[1Z-+:B?3H!>N\D#!?G4D'.PGG;DCVYKE]=L8;7]F*TGC:<O<"W9Q)</(H
M(D_A5B0@]E %>QV'@W2K+0[G2)#=WMO<P^1,U[<O*[1X(";B?E !. ,8SGK5
M"3X:^'Y?"B^&I/MKZ8KJVQKIB?E)*KD]%!.<# H X?1;B]T;XR>'-+@U*^EL
M]0T)9KB*>X9U9PKG(4\+]P<* !SZU3\,:GXL\:Z/>ZWID[+J]OK1;=->%(HH
M% _<&/IMP3VY/.<BO38_ FD1^(M/U[==MJ%A;K;02--P(@"-I&,'ACSUYJO;
M_#?P_9Z_=:O:K>6[7;^9<VL5TZ6\S9SEXP<-R2<'CD\4 <1<0ZIK?QSU_P .
M)K^JV6FOI8E9+>Y;Y"1%R@.0IR>H'3([UZSI5@=+TBTL#<SW1MX5B\^=MTDF
M!C<Q[DUEP>#M+MO&%QXIC-P-4N(_)E<R95H^/EVXQCY5]^*Z"@#QG27U7XBZ
MGXR@CUZZTO4]-U)(K%HY&VVT2,P^X& .[:V2>^.PQ4VI:IK/B#XG^(?#$<L[
M?8=* LECNC;@3,J$SG!Y(+C'7 _&NRNOAOX?N?$TNOH+VUO9QBY%I=O"EQZ[
MPI&<X&<$9[U)K/P]T+6M;M=987=EJ-N@C6XL+AH&*#@*2O;''&#CB@#S[QK=
M^*=/E^&]M<ZO-:ZM<W@M;V2TG;RY2'C +*,*W4D@CN1TJE\9?#/_  COPVP=
M7U746FU@2AKVY9RH9&RN!@$ J",CC)QC)KU/5O NBZS/I$MPMPC:0XDLA%*1
MY;Y!W'^\<J.N>GN:N^)?#&E^+=&;2M8A::V9@XVL596'1@1T/)_.@#D/$L/]
MG>*/#VDPZI=364R3+_8PN9GN+EB"=YE9\A%ZY9L#!P"<8X?1/$.LWO[.>N7\
M^JWIOK&[,<%TMPZRJH:(@;P<G[[#GM7JE[\._#VH:GINHW45W)>6$9CCF-W)
MO=223O;.6Y9N_<CIQ4-O\,O#=IX<U#0+>.ZCTV_F$T\(N6()!!P,_=' Z<G
MR30!Y[XAU/538_"0Q:QJ4$FI"".[DBNG!F!$.2W.&/S-R0>M;_PTO+R'XA^.
M-#>^N[BPLYXVMTN9VF,>2V<,Q)YX[]JZBY^'>AW<6A1S->%="Q_9^)L>5@J0
M>GS8VJ.<]/K5S2/!VEZ)K^HZU9FX^VZB<W3/+N5SG(X[8]J .;^-EY>:=\.+
MF]L+RYM+F*>+9+;3-&PRV",J1D8-<_XQO=1_X2WX;VT&K:C;1ZB@2[$%TZ>:
M,1]1G!/S'G&>:]+\3>&-.\6Z2=+U42M:,X=DC?9N(Z9(YJC>>!-(O[[1KVY>
M[>XT90+)O.QLQCDC'S=!U]* ."\#2W-Y-\2]!N[Z^N+"PNF6V$EW(9(US+P)
M-V['R+WYY]37+:!K-[X5_9QGU329)HKVYO# 9?,9A$"Y&Y5)PIQD9 ')!Z@5
M[/IO@72=)N=9N+.2[2;623>N9<[V))R,CY3\S=/7Z4FG^ - T[PK<>&4MI)M
M(G)+6\TA;!)R2#U'.#UX(XH XNVU*]\/_%GPSH5K=74VGZKI :ZAFG>7]X%D
M/F@L20QV#..M97@/2]5\87?B>VO/%.MP6VG:QBW6&[8G"LWRDMD[< 8 (YY.
M>,>H:7X-TS3-435 UQ=7\=JMG#<7,@=HH1T1> ._7!)[FE\.>#]+\*SW\NF&
MX#7\OG7 EEWAWR?FYZ'D]* /+KAKW4?B9\0-,EUC54L+/33<06\5](JI)Y:-
MD8/ R2<#CL<CBN;FUK6HOA5X0\3_ -N:F^IG5OLQ=KI]AB!D^4KG#?<&2P)/
M3..*]L_X0+1QK6K:NKW:WNJPM!=N)N'C( P!C P  ".>*HR?"OPU+X>L]!9;
MS^S;.X-S!#]H/RR'/.>O<_F: ,/QY=W(\4WEH-5EN(SHLTD6EVKO&\#C)^T.
MZL  ,8&<GL%[UP7B;4;W7/V:]'U'4KN>XNUO/+,KRM\X$DBC>,X8X4<G)XKV
M;4?A[X>U;Q!_;=];S2WK6_V>1A.Z+*F,?,JD \?A[5$GPU\-+X.?PJUO/)I;
M2>:$>X9F1LYRIS\O/8<<G/4T <9XY:X\/:_\.;;2]1U*"&ZU%8[A#?S.)5+Q
M?*VYCD?,>#V.*SYM;U/7KCXH7MS?7EN^@KY>FI#.\8@*>9\P"D EC&"2<]<=
M*]'O_A_HNI-I#W+WSR:2_F6CFY8LLF0=Y)R6.57KQP !BGZEX"T74[S4;AQ<
MP'4XTCU!+>78MTJ]-XQP>V5P2#0!Y;KGB;6M6TCX7W_]I7UE<ZI=K!=M:S-&
M)0)$7<5'RG/)Y&.?2ND^'-W>0?$OQMH37UW<6%K)&\"7,[S&,G.<,Q)YSZ]A
M78:MX$T/6&T<S12Q+HY5K&.WDV+"1C! '7&U>OI4NE>#M+T;Q%J&NVAN/MVH
M?\?+/+N5^<CCMCVH P_C'=75A\,=4O;*[N;6Z@:$QS6\S1LN954\J1V)KC/%
M6M:_H]KX6U^>&]U/P\-&A6^CM[IXY8I7 )G)4@YP!AFXR&'!.:]9\1^';#Q5
MHTNDZGYK6<K*9$C?86VG(!/7J ?PK/E\#Z=):+;+=ZA%&+%=.81SX\RW7=A&
M!&#PQ&[[WOUR :'A>ZM[WPKI-Q:W4MW ]I%LN)AAY!M W-_M'O[UK57L+"VT
MO3[>PLH5AM;>-8HHUZ*H& *L4 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 445YW\9_$-]X=\$PR64
MTMO]KO8[::>(D/'$0S,5(Z$[<9]Z /1**\O\365]X%\,>+/$>AZO-+;75O$U
MG9<LEJQ*HTB$DYX;=T'OFN?M]3O?#^L?"^2QN;B1M<M0NI*\K.+@L(R7;)/S
M NQSUXQTH ]PHKYWNOM-Y<_%99=2U'RM+(DLXEO)%2)MSD$ 'H,=.GMTQL:K
M?^*;GX<^"=>LT;5X[6W:;4K%I&WW2@!0Y .6V\Y/."P)!H ]2\4>(KCP]'I[
MV^BWNJ&ZNEMV%JN?)!_C;CI^0]Q6S<R216TDD48D=5)5"VT-[9P<5X1XG\0Q
MW?@7P7JFA7^I0QSZN8W\RX?S0"[%HW;/S@'@$YR /6N@@N)O%'QJ\2Z9J5Q=
M+9Z58J+.WBG>,(Q"$R?*1EOF//H10!VW@7QE;^.O#YU>VM);6,3M#Y<K G*@
M'/'UKIJ^9]!\0:AX=_9VGGTV:2":XU@V[3QG#1HR@L0>Q^7&>V:]0ATC6=/?
MQ!=>;;PZ!=Z27M[6&]>5TF5/]8A*C (Y)!ZX- 'I%%>,_"S2;O6/!FD>*=0U
MO5[BZL)+EXK?[23'( 6&UP<ECG/.>F!T%5/ \OB?Q;X?TWQ)97D U&+5WEO[
MF>\<!X/XH/+"D!=I4@9P.O!- 'KGB36O^$=\/7NL&W-Q'9QF62,/M)4=<<=:
M/#6N1>)?#=CK,,+PQW<?F+&Y!*\D<X^E>)1W$WBOPS\3-8U6YNFN[1Y8+:,3
MNJV\:AL(%!Q@]#D<XKU'X4_\DN\/?]>H_P#0C0!V-%>6?'R[NM/\ V]W975Q
M:W"WT:"2"5HVVE7R,@CC@?E52X>X\,?'/0=-T^[O)+/5[%C>P3W#RAV D/F?
M,3@_*.F.A]: /7JY;Q3XUB\+:WH.G3V,DXUBY%M%+&X'EMN498$=/G'3WKQT
M:EJ*^"?B@W]HWN^PU1$M6^TON@ G*X4YR!CBM+Q>7OM.^#9N)I6DG>V\R7S"
M')98,G=USSG/6@#W*\G:VLIYTC$C1H7"%MN[ SC/:N'M/B=_:7@#_A*M-\/:
MA>?Z3]G%E#\TG4 MP#QSZ5SVC3W6D?&#Q7X;M)[B31CIGVKR)9FD$,A5.06)
M(SN;CW'I7!6UU<V/[-D=W9W,]M<)JQ"RP2M&P!/(R".* /IN)S)$CE&0LH.U
MNH]C3J\CU#4I=?\ BM:^$M1NIH=/;0R\"+(5\RX=?]9P?F*KNQGH5)ZUWOA^
M)?#6BZ7HFK:^E]J&&CCGN7"27!!)P%))) ('4GB@#?HHKQK4;^Y\!_&&5+J6
M[N](UVS?[%!),[JEQ_SS4$\;F ''3S%]* /9:*\B\0->Z?XW\">"VN9VTV5&
MEO&,K9NY%!.&).2,C.W./F'H*PTUS4SX8^*.E?:[G[/HMRQT^7S6WP@R.-@?
M.<#8,<]S0![S17@HU/4!?_")QJ%WNO8@+K]^^)\%,;QGYNIZ^M>]4 %<K8^-
M8;SXAW_@]K&2.YL[;[2;C>"CJ=F!CJ#\X_(UYQX@U?4?#?Q$NI/$<5U-HFHW
ML7V'5;29O]%*,/W1 .-N00R'!/)YINI:?%J7QX\70S2W$:+H!?\ <3-$6(2+
M )4@XS@XSV&>.* /<Z*^=?\ A+]>A^ 6B-'?W(GO-2-C+>>8?,6++G ;J#P!
MGT&*[?3;R?2OCA=^%[1I#HUSI8F>V+LRQ.!C<N3\N1P<=2<]: /4ZY76/&T6
MC>-='\-S6,COJH)BG2087&<[A^%>&1:SJI^ ^K7QU6_-Y!X@\N.?[2_F*FR/
MY=V<XY/%=UXJ8M\7?ALS$EC Q))Y)VT >F^)M;_X1OP[>ZPUL;B.TC,DD:OM
M)4=<<=:=X<UN/Q'X=L-9AA>&.\B$JQN02H/8XKPY+B;Q7X,^)&MZK<W37MM-
M)#!&)W58(EZ(%!Q@]#D<X]:]7^%W_),/#O\ UYK_ %H ZZLSQ%JTNAZ!>:G!
MI]QJ$ENFY;6W&7DY P.OKD\= :XCXO:_>Z1#X<L;>5H;;4=3CBNY%D,>8@1E
M"XY4-GDCL#6/XKT_Q#H'@7QI+<7<=O9EH;G2XK6[=I+3+@. V%(4]@..30!Z
M4GB.UCTK2;S4(Y+&;4FACBM9AB0228^0CU'.?3!K-E\:PP?$:W\'26,GGW%L
M;F.X#@KM ;@CJ#E37D^O6ZZCJ7P=DNY+B62\MHA.YG?<WRQ'.0<@_,<D8)]:
MVM<TJWN_VB-%TUWN$MAHA0B.=U<J/-X+@[OJ<Y/K0![117SIH_C#7=,^ .M7
M4%]</=0:LUC#<.Y9X8F$9.">?XF /;=Q7H.FZ3K%K/?7T<UO%X=O-&^2W2]>
M5S.%R)E)48RO4@Y)P: /2J*\:^$.B77B/POH_B#4]?U>6>RO)C%$+H^6ZYQA
MP<EN<]^G%>RT %%>*>!8[_XC:/<:U)KMUIVN6FN&5W0EO+@"C$&S< $.3^(.
M<\U%<:G>Z_K'Q0GOKBXC;0K4IIJI*R"W*B0B1<$?,2BG/7G'3B@#W"BOG[5/
M$&L:UHOPKOI[^\MKK4;PV]T]O,T9F5940$@<$D<]/XC6QX6?4XO%'Q+T'3=3
MFA2"+-DUU<,XMY"K8;<Q)')&3[#TH ]IHKQKX::O)-J]UX;UZPO=.UZSTYXY
MHFF=HKI,K^]Y)Q)ZL/O9SGC X1M;U9O@!!J)U6_^VKKIB%Q]I?S-ACY7=G..
M.E 'NVH>-HM.^(&E^$Y;&1I=1B:6*X60;5"AB01US\A_,5NVVK65WJM[IL$R
MR75DL;7"KSLW[MH/OA2<>A'K7F'B?G]H?P3GO82_^@355^$FEVO_  L+Q]*?
M.+V>I[82;B0\%IA\PW?/P.K9H ]FHJ&[MH[VSFMI2XCE0HQ1BK 'T(Y!]Z^<
M0_B2?PEXG\+K?:@=:\.7DEXUZ)Y \EN!C;N!R2>6 /84 ?0^KWSZ9H]Y?Q6D
MUY);PM(MO",O*0,[5]S6;:>*K<^%[#6M4MYM+-X8T%K<#$BR.VU4QQDD\_3G
MBN$&IMXA^$VM>*XS<6TKZ0(H=DKH%>)"7=>>#YA*Y[B,5Q6NJVI>#/A7<WL]
MQ///>K'+(\[DL#(.^>O^UU]Z /9=4\;0Z5X[TGPM+8R/)J<;/%<*XVK@,2".
MO\/ZUU5>,>,]+@/QK\#::CW$=O\ 994RD[^9MP^1OSNYZ9SGGK6I\%[VZD'B
MK3IKJ>:VL-5>*V$TA<QIDC ))..!^M 'J?2N7UCQQ8:=X+NO%-FAO[&VD9&\
MMPN_;)Y1*GH1N'XCFKGC.%)_!&N1OOV_8)F^1RIR$)'((/4?CTKQC3;""']E
MF\O$$GG3QL),RL5XNR!A2=J_@!F@#W31-336]"T_58XVC2]MX[A48Y*AU#8/
MYU?KP/1FN-$\7_##['>W@34M)074;W#LCCR^!M)P .,  =!WYJUIUQXE\<W?
MC'^S[E(=9L=46.RFENWC%G'&YPH0*00P5PWJ>O2@#W*N:\4^-M/\+SV5DT,U
M[JM^^RTL+8 R2'.,DD@*ON??T-=!;M(]K$TNSS"@+^6<KG'.#Z5XKJ?F6G[4
MVFS:CD6\]MMLF?IS"RX'_ ]P^IH ](N?$VJ:7':2:KX>DC2YN(K</:7*SK$T
MCA 9,A2!ENH##\ZZ>HYO)* 3[-FY<;\8W9&WKWSC'OBO#I]4O]=N/BG?7US<
MQS:&IBTT)*R?9MADPRX/!;8I)[Y]* /=:*\#U_7]7U?0?A=?RWUW:W>HW:PW
M3V\K1F5?,1<D#@YZ],<T^"S<^./B)H/]H:D-,M+ W4,'VV4[9?+!#;MVX\L3
MC.#QD' P >\TAS@X&3VS7SOJFMZK+^S7H^IG4;M;^.\,0N4G99"HDD4 L#D\
M #GT%=/<27/ACXR>%;73[R\DM]8LR+Z&:X>42, Q\S#$X/ /&!P>F30!U.E_
M$A=7TKQ)=6NB7<EQH<K0O:QL':=QD83 Z<'M^%=7HVH2:KHMGJ$MG-927$2R
M-;3C#Q$C[I]Z\%T>22#P?\6)X99(9HM1=XY(G*,K!VY!'(KI8M0GE\+?#HW&
ML32M=1XETL O)J3%0!EBPP%SDECCG/) % 'L=%>&>#M3U&X^%WQ @N+NX)TZ
M2Z%J?/9F@VH2 K]< C(K%L[R_LM.^%>KIJFHO>ZA?M!=/+=NXDC\Y5VE2<8P
M3V[\T ?1M%>/-)<>.?B/XR\-W>I7%C)9VT::9Y;L/(((+2A01EB2O/7!QFGZ
MK?ZFWQ0T+P=>7!U"VAT?>PEF, O)\,ID;:#D@*2!S@Y/6@#UZL/Q7XLTKP;H
MS:EJLK+'N"1Q1C=)*YZ*H[G]*A\#V6N:9X5MK#Q%>0WFHVY:-IHI"^Y<Y7<2
M 2V"!^%>9_'F*:/7/!E_,#_9D-X5F8_=5BT9Y^JJWY&@#OM5\:W?A[1H=:US
M09;;3691,T,XEEM@QP#(F!QD@':6QFK/B?QUI7AKPO;ZZS&\M[MXX[00$?OF
M<97GL, G/M5+XLRPQ?"S7VF("M;A1GNQ90OZD5XUXATN:W^ ?@N2^65;@ZB
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M91J(&1YC1DG'/0M\QQG XJZ^KZCX?^)4EIXGBNGLM2U=9--U>VF8JH$@"P,
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M$^>X:#[N"&!SD;5P3TQ72T4 8EEX4TNQ.I2QI,UUJ0Q=W;RDS2@#:!N[ #@
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M+R;GR970.N,< -A3[C!Y/K55OAEX1;2+;23I<GV"UF-Q!#]LFPDAZL/GS_\
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MHQY)W Y.2,G).3R: /*?#,MQ<^&_BUI-T6%I8O<&WM5F9D@.)OE0\?*"B\8
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M3N /< YJ:?XDZW?:/XN\0Z:\$5GH-TD%O:O%N%PH8!V=NH)!R-N,=\UT^K^
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***"<
M#)Z4 %%%% !111D9QWH **** "BB@'(R.E !1129'/(XZ^U "T444 %%!..M
M% !1110 4444 %%%% !112$@=3B@!:*** "BBB@ HHHH **** "B@G R>E%
M!1110 4444 %%%% !11THH **,CGGIUHZT %%%!('6@ HHHH **0$'H<XI:
M"BBB@ HHHH **,@?C10 4444 %%!( R>!10 4444 %%%% !111U&10 449'/
M/3K1UH **,CUZ44 %%%&><4 %%% .>E !1110 4449YQWH **,@=Z* "BBB@
M HHHH **3(QG(Q2T %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M@I>9^3&">RC"#V44 =)14<#O+!'))$T3LH9HV()0D=#CCBI* "BBB@ HHHH
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MIU#1*"K(7W EL?=' ZG/08-7T\7V5U::-)8127$^LP^?:09"G8%#,SD_= R
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M)IXHWE.V-7< N?09ZT >57_ASQ#<>"_%^G1Z'<&ZU+7#>6R&:'YHC)$V2=^
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MJ(26W';C:6Y'05WK2QHZ(TBAI"0BD\MQGCUXI)[>&ZA,,\:R1M]Y&&0?J.]
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M)8T6:)F &"3QWZX.<#'.:HV5KXL\,:]J]K8Z'!JVEZC>/>V]RUVD)MGDY=9
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M\YW C^E &]JGCG^RX;Z]DTN;^S;&^2RGG=]CEF*C>B$?,@+@9W#.#@<5H?\
M"2,OC5?#<UD8FDM&NX;DRC;*H8*5 QG<"1D>G-<+XC\-^*]9TOQ):3Z-'>WD
MM\LMA>/=QA1;+(C+'&IY1@%(.=H/)R:ZGQAH6K:Q:Z/J>DB.UUS3[E7C+,&5
M8Y/DE4GC(VG=[[.* +4WB^&W@C:>&**2XNY;6T#W 59?+W;G+$?*@VGGD],
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ME I964#Y>&!')_"L[4/B98V-N-02*WN-,%S]G=H[P&X W[#((<<IG_:SCG%
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M"=WRL2<J&R/2DO/"=_IUIX)T[3+9KNWT.X26>4R(A8"-D. 3U);..GO7H%%
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M#D5<N(FFMWBCF>!F&/,C W+],@C/X4RQLK?3;""RM(Q';P((XTSG 'N>OUH
M^;?&=TFHZ)XSMM/TBZTY8M5222VCMI'\YMY#322$$+D]$4J.?XNH[#49XI_C
M/X N@3Y":9AW=2H0E)-H;/0DD8SZBO:J* /F:WT[4-2^&?Q MM/CDDE.KBY\
ME =TL(?)*CN.,_\  :WM3UFQUGQC\+[G3O,E@MHPLS)$VV(X0%2<=0>OI7O=
M% &7XE_Y%76/^O*;_P! -?.BSP:I\ -%\.V0,^M3ZF3#:HI\QOWC_.!W7!QN
MZ#IVKZ2U>RDU'1KVQBE6)[F!X1(Z;@NX$9QD9Z^M8O@+PI+X+\*P:')?)>+
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M6\M=IGMIHFBEC##*DJP!P1WZ5X3)IVH:C\$_"R6UI>.=%U 37\'D."%\R3D
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MX^<;/E&>,GOQUKD)6#_'_P .WL:L;--%$33A3Y:N5E(4MT!P5X]Q7'6UO/\
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M.,T >[45SW@SQ9#XRT'^TX;.XLV65H9(+@89&&#^(P0?QKH: "BBB@ HHHH
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MWNH7FN7-_;2W+7-M:3+Q:LR[<*V>5 ) & !D]3S71T4 %%%% !1110 4444
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !45U=0V5I+=
M7,BQP0H7D=NBJ!DFI:XWQ+K4D'B"VL[C1-9N]/MU6X+65F94FER=H)'9,;L=
MR5_N\@&SX6\10^*M BU>WMY8(I9)46.;AQLD9.1VSMSCM6S7GOP=U$7G@LP"
MTO(?(NKAO,GA*(^^>0X4]R.A]#7H5 !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 9^BZ-9Z!IBZ?8(R6ZO)( S%CEW+MR?=C6A110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
-10 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>18
<FILENAME>a191insidertradingpolicy005.jpg
<TEXT>
begin 644 a191insidertradingpolicy005.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MF/4&F?;:M"PD;)CP0N,D<'IZ&@#UC3_B/X8U/5=/TZUO93-J$?F6CO;2)',
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MKD[[XC>'[!]4WRW$L&DNL=_<00EX[=V. I(Y)SP=H..^*>?B!HK.J1)?3/\
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MU/F;\X_3/RXSCBM"/XB^'9=1LK1;B79?7#VMK=>4?)FF4@,BMWY(&<8)Z$T
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M127$-[!#]HVW,#1"2+CYU+ 9'(H VK'3H+ SO&7>:XD\R:60Y:1L #/;@
M8  JW7/:/XSTO7)+062W1BO/,-K.\)$<P3(8ANW3H<$^F*Z&@ HHHH ****
M"BBB@ JI-IT%QJ%O>3%W>VR84)^6-B""X'][!(R>@)QC)S;HH **** "BBB@
M HHHH XI?A]"DM\3)IUXEY.\SR:CIJW$Z[OX1(6&0.@RIP,#FNDT'1;3PYH5
MGI%@'%M:Q[$WG+'N2?<DD_C6C10 4444 %1W$1G@>(2R1%AC?&0&'TR#4E%
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MT$#DBNT\66\VM_#/5K>PADEGN-.D6*(H5=FV_=VG!SVQ74T4 ?.EO#?W5O\
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MRR*B^(H@6. 6@E4?B2F!723>)M&M]5T[3)+^/[7J2%[-%!83*!DD,!C&.>M
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MUMWB\5LT$3,FNS;"4!*XQC'I7;>'/!EAX7U;6+[3Y[D+JLWGRVSE?*C?))*
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M;+H#,;."#:(\$*,,""< *.A%0:C\/-&U'QU8^+V:>'4K0 8B*A)< @%P1DD
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ KG=>LM4/V_4(=<N[.WAL\PV]ND1!D4,2S%T8G/RC
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MO8ZO9ZC//!;M+YUN%,L<L#Q,H;.TX<#KM/Y5YOX6BTR;X')::FLZ0>:Z7'D
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M5L@>6%(WD< YQ@*"2>#P,G@U:3Q#I,NCVVK17J265UM\B1 6,I/0*H&XMUX
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MMQ;R;GD:,.5C!7+@#/S#(P,YJOKGC[3=-\'7^OV:S78MI&MS&('!2<';MD!
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MF%68[44[4!/)P!72ZIJ>DR:KX>5]8NH);F4R6<5LS>7=@H3A\ @KCYN2.0*
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M'.\5W;Q">2"XA>%Q&>CX<#*^_;O45OXLT:XN[2W2Y=6O<_9'D@=([C S\CL
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M']T#;%/FX^7YN.<<TZ".2Z\0_$R*&*1FN[:%;?Y"!,1;%#M/1L-P<=Z]*HH
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MS/CJUT^]TFSM]1EO+96O$,5[:$A[24*Y63(!P.-I)X^;FNHHH \:UVZU7_A
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M#_D7<=W! )_,DA*PRK\N=C]&(WKGZ_6@"UJ&KVFFRVL,[L;B[<QV\$:[GE8
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M\TQL;,R"=VMW5D*??&T@-QWXJ:X\164#QPA+J:Y>#[1]GAMV:58_[S+C*\\
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MD93@JP/8UYI-<:S8S^&?$GB/1KJXMWT^6SODL8GWVSF0,DIC7! 8*,CMGIG
MKOO"L5B+"XN=.TE].M[J<S!98S'),2!F1U/()([\D 'O0 W_ (3311::M<F2
MY$6DOLO<VLF8B!D\;<D8YR,C'-7!KMC-#II1IRNIC_1BL+Y(V[LGCY>.<G%<
MKK6AWZ^/9$LX&;3/$5D(-2D7@1&(C+$]B\3-&,=\'M3_  !I>IZ?'/:ZJCB+
M0S)IUA(W66'<'#_]\>4H_P!UJ ,[PEXSLM&TK4EUJ^OIA'K=S;_:)$DG6%/-
MV()),$(.@&2*[J^URSL+L6A$T]V8C-]GMXC(XC!QN('09X&>O.,XKRJZ@NI?
MA'XRLTL+XW5SJMS)!!]DDWR*\X965=N2"!G-=1;32Z)\2=1U2]BN#I6L6%N+
M>Z$+LL3Q;@8V &5)W%AG&>G6@#LM)U:QUS3HM0TZX6>VESM< CD'!!!Y!!X(
M/(KE])NYX?B;XJAENKJ6TALK29(69I!&6\S=L49QG X J?P!I-QIMGK5S/%)
M#'J>KW%]!#(I5DB<@+E3RI.W=CMGGFJNE.T/Q5\37,D%REN]C:JDQMWV.4W[
M@K8P2-PZ4 3:5XI\.Z1X0TZ^CU'4;K3;F=X8+NYCEFD=S*PPQVY'S9 SC@ 5
MTLNJVL.I16$AD6>6%IQ^[;:$7 8EL8'4=3WK@O"'A_\ MWX,MX?OH)[6:47"
M%9X6C>)S,[QMA@#P2K"KNE6.N>(O 6J3:I";36]0T][!5<X*%$9,GTW2%V^A
M7TH Z"'Q=I$VHV=EYDT;WP)LY)8&2.XP,G8Q&#QR/4<C-2P>)=/N;NV@B^T,
MMU*\,$_DMY4CH&+ -C'1&Y. <<9KB_"EWI^K+I-G=>%=1AUNP*>=]L@D$5LZ
M##2+(WR\X.W;R<CMDU#HMM=:=K^E3>');];"\NF-_HE] Q6RR&+2QLP!09Z#
MHV[B@#LO&=[IEEX;F;5KZ^LK1GC4SV6\2*=XVC<H.T$X'/'..]/O_%^D:=K+
M:1,]RVH"W-R+>*UD=G3(7Y,+\YR>BYZ'.,&LCXJQRW'P]O[:WMY[B>62#9%!
M$TC-B9&/"@G@ G\*B>4M\8K>]$%S]E_L%X?/^SOL#F97"[L8SM!.* .IT36[
M#Q#I46I:=*9+>0LOS(4964D,K*>0001@U#I_B/3M3U;4-+M7F-YI^W[3&\#I
MLW<KRP .0"1C-8'PT62/1]52:WN(&.KW<JK/"T9*/(65@& R"*K>,[#4]/\
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MY1$KLA(8;3C&-IR3@#OUKC?'/B6UU7P%>7VFWEW:SV&HP07";VA>)O.1720
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M0EQ"L]X([9;N0VJ;]D+9VOUYSM; 7)..E &S14<$R7%O'/'G9(@=<^A&:DH
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M10!YQ9QW*77Q&=K"_"WC9MB;.7]\/LX3Y/E^;YACCZ]*HR6]X/!_PWM_[.U
MS6%Y9O=QBSE+0JD+*Y8;> "17JM% 'G^E32Z)KWC%+S3+Z5KZ[%Q:)':O(ER
MAA5<!P"HY!!W$8ZGBN=M_#]_X&7PQ/J6D7&LV$.EM87B6<1F>VE,GF!PHY9>
M2N1Z?0'V*B@#S#7K5'T71)=+\-75E"_B&VOF@ALF\SRU(WRRJ@.TG'?G&._
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MA>6*5C\Z*2<E?E(!P:V?$UG<:S\.=:32O"<VG27OD)!:_9DCN)2L@9F<(2%
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M8;8952N[<-S#C'/J>P/-8ES8ZEXH\(:#H%QI=W9W]M<6IO6EC*QPB$@LR/\
M=?=MPNTG[W.,&IH+2]35/B%*VGW@34%3[(?(;]]BW$9V_P# O7'KTH T=3\:
MRQZUX6M],TZ>\L]922=9HVC!>,0EPJAV&#RK$G' P,DX%C_A/+)]:NM*@TO6
M+BYM+B*WN/)M=PC\P95VYX3&"3^0.#CF+73M5LK7X;7G]D7LQTFWDM[R"- )
M(W:W$8X8@8W#KG%;WAFWNX_'7B^YGL[F"WOI+9K>9XR%D"0A&P?8COC/:@"[
M=>.--M+*34FMKQ])BG,$NHQHIA0AMC'&[>5#<%@I''IS6;?8_P"%Q:%)'*[)
M-I5RQ'F$H<-'@@9P.O:L/3=)U:Q^&&H^!)],N9-1$<]G;3B,F"9)&8K*9/NK
M@-D@D-\O )K832;K3_'WA@1V]S-9Z?I$EE)="(E0Y\L+D^^P\]!WH [RLN^U
MN*SU*/3HK:XN[UX6N/)@* B,$+N.]E'4@5%X?U]M=%\LFF7>GS6=P86BNE +
M# *L,'H0<UA>,]&M-8U2W%S:ZI;3V\!>SU?3%<R02$G*'9DD$ '!&.O(R* -
M>'Q;9S:CHMD;6\BDUBV:XMC(B@850S*WS95@&'&*;!XRTR6SU:YF6XMETNY^
MR7"RH"QDPN H4G=G>H&.I-<K+!XCM;GP)K>L:?<WUU90W,.H"SC#NC2HH1BH
M./X?FQP#6;<:!XCOM,\5/;:3-!>_V[%JUE'.ZA9_+$9V9!Z_(?;/?O0!V=[X
MAMM2_M70+BTO[&_33FNA'*0I>(Y7<KQN>C#!&0?;%87@7Q?;67A3PAI]Y:Z@
M/MUO';Q7S1#R6FV$["Q.[)P><8/K6W!KNHZ[I%[(WA[4=.B6U=62\C EDE(P
M%15))'7+'';'?'+)IFI)X(^']D=,O?M.F:A:RWD8@;,*1JP8GUQD=,Y[4 >I
M2R)#$\LC!412S,>P'4USNG>-M/U&\TF!;6]A35XWEL)Y439.JKN.,,64[?F&
MX#CWXK<OVNETVZ:Q1'NQ"Y@1^%9\':#[9Q7EUC;:U<ZSX)U:XT#5VNK1IEU&
M6XV K(\)7Y5W86,-G& !C&,F@#O;?Q1;W<T'V>RO)+6>Z>U2[4(8MZ%@V?FW
M 91ADKU^HSHZKJ=IHNDW6IWTACM;6,RRL 20H]AUKSZUT6\M_$UGJGA^VU/2
M[FXU _VO82(WV.6+)WS#/RAC@$;3G)Y'6NS\72:O%X3U)]!A6;5!"?(C8 Y.
M>< \$XS@'J<4 16?BNVNM6?2Y;&^M;T68ODBF1&,D6=N5V,W(.!@X/-95M\3
M-(NK#3]02PU5=/O;C[,+M[<".*0R&,!_FSR1U (&1G!XK)TJWO(?B+9ZTFA:
MPEC+HSV\D]WAY?,\U7)<;B1P" !^ Q65%I&K+\'-.T@Z3>_VC%J2RO;^2=RH
M+LRYST^X<]?:@#T6W\2VT_BNX\.FUNXKR" 7)>15$;QDX#*=V2,\=..^*MZ5
MJJ:M!--%;SQ)'/)!F4+\Y1BK%<$\9!&?:N6\>V-\'T;Q#H11-7MKA;9%E! E
MBG(0JPZ_*2K\]-IKKM-L(M+TRVL8,F.WC6-2W4X'4^I/4T 4[W7X;;4FTZWM
M+F_O4A$\D%MLS&A)"EB[*!D@X&<G!KEO%_C;S/A9J>N^'_M#/Y3Q>: J/:/G
M:V\,00P)QP"<X/3FK"VU]X>^).JZM+:7-SI6L6L"^;;Q-*UO+$"H5D7+;6#$
MY QGKBN?U7PQJ</PO\66T5C/)J&NZA->0V<:[FC#NNU6QP#M7)YZDB@#N-!T
M&QLKR75+6PNM.FN(EBEMGD78VT\.51F7<?[V<GO5&Q\176L>-->\/3:7=1V=
ME% OG+*@Y<2,7)5]P# *!C)&#G&:ZBVF%Q;I*$D0,/NR(58?4&N/L8K[2OB5
MXDNY=,NY+/4+>T:*YB4,@\I'# \YW9(P "3GTYH POAWXPM]+\!^&+>^MM1=
M;R0VWV_RP8A,\K[59B=QR>,@$9X)KL]6\5VVE1W\HLKV\BTY=U[):JA$ VAC
MG<P)(4AB%!(!'K7G]KI&K0_"?POI3Z5>_;[/4X)9X!"2R(DY=FSTQM(Z'G\Z
MT&M;G0O%NM+?>#IM=L-5N!=VEU!;QR-&S(JM')O(V %>"3CG\@#L#XML92HT
MZ"YU(FS2^Q:A,B%\[&P[+G.UL 9/'N,S2^(H0(4M+*[O;F6V6Z^S0! Z1GH6
MWLJC)R ,Y.#CH:Y#Q)H"WD\3+87^E:Q9Z>GV'4=&C8J'RV;<A1@H"%^\ ,,>
M1S52[L];TGQ!8:YK7AHZ]'>Z5!;7Z6D*2R6US'N)*JW!4[ST/;Z9 /0= UZQ
M\2Z-!JNG.S6\V0 Z[65@<,K#L0016-?>/K&TU/4]-ATO6+V\TY8WFAM;7<65
MP3E<D9 "^V<C&:V-!B,6E(?[,BTP2,76TC55,8)XW;?EW=SCC)QDXR>0T[45
ML/BQXPWVUU*KVMB0;>!I<$+)@$*"1G/!/'')% '1V7C#2M3T73M3T]I;I-1)
M6UAC4"1V )9<,0!MVMG) &.O(SGW/Q&TBST;5]0N;6_C?2)1%>VGE*TT1/W3
MPQ4J<\'=BN0;PCJ^@Z'X?U,:*NIO9WMW<WNDC:Y$=P2<(#PS)A>!U.<5H^)K
M.?6OAMK\>E>%)M.EOXXXX+7[,D=Q*P;)9PA(4 =,G/!]10!U4?C&VDN!;C3-
M42>2X\BV26%8_M7R&0O&68 J%!ZD'MC-3GQ3:+90326MW'<7%T]I#9LJ^=)*
MI8$ !MN,*3NSC SFL[Q=8V.O6&G0:AI>H36LCF07%LCK/92 ?*X"_,.XX!ZC
MC%<M'HWBFV'AW6[HW>J?V)J5RJI(H%S-92KL61EXS(!DX^\0?7B@#M%\9Z>%
MU9)[:\M[O2XQ-<V<D8:7RR,AUVDJRG!Y!XQSBJMC\0--OKC14%CJ4,&L(#:7
M4T(6)G*;_+)W9#8SVP<<$UE:CI5SJ?B#7?$D-I=+"V@MIEO$\++)<2,S.3L(
MW  E5&0.I[#-43I^H#PW\.;;^S;WSM+N+9KU! V80D#(Q/K\Q'3.: .R'BBW
MDG98+*\FMTO?L+W,80QK+NV$$;MP 8X)VUJWUU]BL9[KR)I_)0N8H0"[ =@"
M0"?QKSJYT6\3Q+_:WAZVU/2]5DU3;>VY1OL=[ ),-,V?D!,8W9!#9[9.:]-H
M Y8>/-.?3="U!+.^:VUJ58;5PL> [9VJ_P _RDX/\NO%4O'^H)=>#O%=DD5W
M')8Z>TIN%?8FXH64 JV2>Y!'IZBN?F\!ZK<Z5X@T0 Q65A<27>@,IQB9\2K]
M C;E!]';TK<U73]3N/A3JZ3V<CZUJMI(\MO"I8B:1,!/^ C:F3_=H N:#XMM
M#-HNB36=_!+=V0:UN)H@L5P40%PISNR!SR!D<C-6;SQMI]G:75^;6]FTRTF,
M-Q?PHK11LIVL<;MY"G@E5(X/H:P[BUO)?$'@"X2PO#%813"[;R&'DEH-@#<?
MWN.,^O2J&E:;JND> -:\%W&F75Q>,+J"RG6,M#<),6*NTGW4P7.X,0>.,T >
MG12)-$DL3J\;J&5E.0P/0@TZL_0M-.C>'M-TLR>8;.UBMR_][8H7/Z5H4 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4451U;5K;1[5)KC>S2RK!#%&,O+(QPJJ#@9/N0  22 * +U
M%<XGC*PB?6(]2@N-.?28EFN?/4%3&P)5E920W0C'7/&*<OBR&+5;#3]0T^\T
M]]1!^R//L*R,!DH=K':^.<'KV.>* .AHKB9OB59Q6&J7RZ)J\EOI5T]M?.L<
M8\G;MW-R_P P^;HN3QD@#&=NY\20QWYLK.UGO[A;1;QHX"@/E,2%(W,,DE3P
M/3G&1D VZ*P;?Q5;3ZY9Z1]CNTGN[$WT3L$V%!M!7[V0V6'48]ZY+QWK=IXE
M^$WBF:&"Y@:PEDM728A6$L;@-]UB".?6@#TNBN0OO$]_9^-]'T&'3)I;>XLY
M)WE1X\OMVC@,PP!NR>YXP#77,2J,0I8@9"C&3[<T +17'2?$6PB\,7FOOI>I
MBVLKMK2YB*Q>9"ZL%)8>9C )'?WZ<UO2ZR(]2BL5L;J61[9KDM'L*H 0 I^;
M.XDX& 0<'G@T :?6BO-4\66ND?#W1+WPKHUQ'8WNHK;1QR.NZ(-<%7R&8Y+'
M=CG SR1BGW5X]E\84NX],O9KB?PZQ^QQLI<M]H7@DML7@==P''4G% 'H]5M1
MLAJ.G7-DT]Q;B>,QF6WDV2)D=5;L?>J?AS7[7Q+HT>I6L<T2L[QO%,H#QNC%
M65@"1D$'O4/B+Q-!X:^PM=65W-%>7*6JRP!-L;N<+O+,, GOT_2@"UHNBV^A
M6'V6"6YG9FWRW%U*999FP!N=CU. !] !5J]MA>V-Q:F6:$31M&9(7V.F1C*M
MV([&J-UKUM9ZG-9SQRHD%H;R>Z)7RHHP2/F^;<"=K8X_A/I6>/&EK')I;7EC
M>6=IJKK'9W4P38SL,HK ,60L.F1['!XH T="T*WT"Q-O#/=W,CG=+<WDQEFE
M(  +,>N  /3BM2N<3QC:O!K\@L+X/H;$741$>YODWY3Y\$;3GDBMC2]0AU?2
M++4K=76&[@2>-7 #!74,,XSS@T 6Z*\ZUNZ_LKXPVEU#97=[-)H4P%O;#<SM
MYT>/O$*O ZD@?CBMW3/'>EZGHTE^L5U#-%=?8I+&9 LZW&0!'C.,G.<YQC))
M&#@ ZBC(SC/-<[8^+H;S4]0TG^S[N/5+*-9C:%HRTL;' 9&W[2,\')&#7%>$
MKK3KOPGIGB_7K&Y34HKB1X[U&7?=R22NBQ#:VYARJA6  P,<"@#U>BL&'Q3#
M_;?]C7EC=6>H/ ;BWBDV,+A!]X(RL1N'=3CKGD<UEZ;\1K#4K-;\:7JD&F[9
MS)>2PKY<31,5*MAB=QQQ@')('7( !V5%<];>+;=_$=OH=Y97-C=W4+36OG%&
M68+]X HQPP')![5NSR/%!))'"TSJI*QH0"Y] 20/S- $G2BO'M>\07/BGX-?
MVU?64UM)]MA>-@ZE2IO N%"G)PORG<!GMFO0+#Q;!=^(;C1;BPO+"YCMOM<9
MN@@6:'=M+C:QQ@XR&P1GI0!T-%<LWCJPBN-*\ZTNHK+595AL[QMFR1V&4! ;
M<NX=,CZXJQI7BZUU2/66^Q7EJ^D2-%<QW/EJV0N[(PY&".020#0!I:MIC:K:
M+ M_>V++(L@FLY CY'8Y!!4]P00:?IFF6VD6?V:U4[6D>5V8Y:21V+.Q]R23
M_+ IVG7G]HZ;;WOV>:V$\8D$4X = 1D!@"0#^-<[-XHOT^(X\/+I<[VJ:<;I
MI$:,ER9%4-@L"%7##'4D].!0!UE%<?8?$*TU!I7CT?5EM;>:XANKIH5\NW:$
M$MOPQ/.#C&>WK5S3O&5M?ZEIEG)8W=J=4M6N[)YMA$J*%)!VL2K893@^O7/%
M '245Y?\3M>AU;X::\]G8W<]E$3"+V-E">8KA20-P9E#94G&,^HYKL[[Q''8
MF6WMK*XO[BUMUFGC@9 44@X&7898[3@#TYQD9 -VBL_1-9LO$.BVFK:=(9+2
MZ3?&Q&#Z$$=B""#]*RM9O=)C\:^&[2]L+B3493<&PN5XCB(C)DS\PR2H Y!Z
MT 6K3PS;6NOW&L/>:A=32L6CBN;DO%;$C!\I.BY''?C(& 36W7%W'Q'M8;75
M[B/0]7FCTB=HKTI'&/*55#,_+C(P>@R>,X YKK[>XBN[6*Y@;?%*@D1O52,@
M_E0!+17!ZOJ,^O?$VW\(I/+#IMK8'4+X1.4:X)8*D98<A>03CKT/%;D_A2S2
MZL+G2P;!K:X65X[=BD<Z\@AT'#'!R"1G('/6@#H**YB\\;6=I9WNHI8WESIE
MC*T5S>0A2J%3AR%+;F53D$@=CC.#3KKQI9P:W:Z5;V-[>SW=F;RV>W5"DR#;
MT8L!_$.3@>] '2T5Q!^)5H-$NM4&AZNT5A,\.HH(X\V;(<-NR^&QU^3=QR<5
MH:AXWM++6H=)AT[4;V[GLS>6XMHU*RJ"!@$L,'YN^!QUZ4 =/17(V7Q#TJ]T
M-M16VO8YTOETZ2QDC"SI<LP4(1G Z@YSC'Y58/C6TCMM>>>PO8Y]#4/>6X",
MVPIO#*0V""N3U!X/% '345REEX[M;S4-'MGTO4;:'5XM]G=3(@CD8)O*8#;@
M<9P2 #C@D<U:TKQ=:ZHNL_Z%>6LFD2&.YCN?+5LA=V1AR,$<@G - '0T55TV
M]_M+3+:]^S3VPGC$@BG #J",@, 2 ?QK@?'>K1:)XOTZ[\1V<]QX3:U,1=$+
MQ07)?[\J#J-N "<X.<"@#TBBN4T271]%TC4M:M=5^U:+.XN(6$[3B,;57RTR
M2<;APHZ%L8[58A\86@U\:-J%K/I]S);-=0F=HRDD:_>^9&(!7J0>W/- '1T5
MS,?C2VDN-*!TZ^6TU4E;*Z*+LD.W<N0&W*& R"0/?%1MX\L$\.:QK9L+_P G
M2+F6VNHML?F!H\;B/GP1SZY]J .JH[XKEM3\<6^G:M%ID>DZG>7<UDU["EO$
MI\Q1C*C+#GGOZ=R0#!:ZQIL_C"\:'0[]-=728YG\TJA>$L2L8!?:&#;LD@=.
MIH [#I17FA\7VFM?"1M;\4:)>3:?<8:6.%DPP,OR;2KA@%(09.#]>:[;4-;2
MRO!8V]K+>7ODF<P1,B[4S@$ER ,G('K@]@2 #5HKE]/\=:9JUCILVGQ3S3Z@
M\L<5LVU'5HO]8&R< K[$YR,<<UN:7?\ ]IV"W7V:>V)=T:&< .I1RAS@D=5/
M0GB@"Y17+^(-4>7Q1HOAF!V3[:);F[=#AA!&/N@]MS%1GT#>M7+WQ!!I]Q<6
M%C83WLUE;B::&U" 0H<[1\Q W$*<*/3MQD UK>UAM5=84V[V+N222S'N2>2>
M .>P%35S\/B^PO+;2GL8;BYGU2$SV]L%".$4#<S[B H!('7J1C-8OB/7;+Q%
M\/O%T*QSV]YIUI<)<VLQVR0R",LI^4D$'@@@D&@#NLCUHKS+48EV?#";YM_G
MPI]XXQ]F8].G4"NHUCQI::1;W]U]BNKJSTY]EY/!LQ$< M@%@6V@@G X]R"
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M9RW#RH\>7(9%& S#"KN.>YSP#B@#JZQ;'PW!8>)-1UQ+V[>XU!8TFCD*>7A
M0F %!&,GOWYJG>^-;2UM+Z_CL;RZTW3Y6BNKN *50KPY"E@S!?XB!V.,X-=#
M;W$-W;17-O(LL$R"2-U.0RD9!'MB@"6BL+5/$\6GZG+IT-C=7EW#9F]E2':
ML62HY8@%B0< >G..*9#XOL;RVT>6PBEN9-7@:XM8LJC%%"EB=Q R-RC'/)]
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M"UEMEG7>D<I4MM/0_*2.1SU[U?H **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ KD?'^EZK>Z?IFH:+
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M/.!UXSG H VJP-1O[ZWUR:WGTB>]T66T3,L*+)LDW.&5DSN8%=G0''XUOT4
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M94] <<5D6UAJ?A_Q'K-G/X.&MVVH7TEY97T8BPGF')CE+\J%.>>>.@->G44
M<3:V&H0_%*&^>P<62Z$MBUQ$@6(3"7>0!G(7'3C':I?#=I>P>._%UW<6-Q#:
MW\ELUM,X&V0)$$;H<CD=\5V-% 'EGA33=5T2UC\,7G@V*YN+9VC@U@I$8'BW
M$K(Y)W;@#]T DD=NM6K.TUOP]=^+M*?1KN^MM6N9[ZRN[8H5S*@!C?+ KM(&
M/4=*])HH YWP':WEAX%T6RO[22TNK:TCADBD*D@JH&?E)']:H:S9:E#\2=%U
MBVTZ:[M!8SVDC1,H\IV9&!;<1\N%/(R?:NQHH \UTG2]8T+PMK_A632[BZ>:
M2Y_L^X3!BF2;)&]L_(06.[/;IFNW\.:3_87AK3-),GFFSM8X"_\ >*J 3^E:
M=% '#^((M;NO%<]I+I5S?:-+8;;40R(L0G).XSY8$C&W'!'H":PM/\.M>>!_
M#&C^(?#NHQ&TMG7[7;,/M%G,NP*R[&) ;+]C]T9%>JT4 8/@V#6+7PO:PZ[/
M)/>HSCS)<>8T>\^7OQQNV;<^];U%% &%XTAN+OP7K-G:6TMQ<W5E-!%'&!DN
MR$#KP!D]37*_"CPU<Z7X+TNRUS39;74=-NIIX_,"G!?>N0P)_A<UZ/10!Y5X
MTTOQ;K/B_4K.+1C<:+)I,D-M+%.D0:9EX,ISN8 DX3IG!QWKFM1\'^)KKX Z
M5X:30[G^U8+PLT)9/N;Y&W9W8 ^<#GGVQS7O5% 'EDNC:Q)\;-(\0C2KK^RX
M-*%O),0ORR%7.,9S_$!TZUSVA^$_$=I\*_&6CSZ+=)?ZC=M+:PY0[U;;W#8&
M-ISDU[I10!XCJ/ACQ!-IOPPCCT6Z9]#ECDOU&W]T%://\7S?<8\9KH/'_A2[
MU#QQX9US19_(NI)6TZ]=#\WDLC,3]0OF?B5]*].K!T?PAI>B:OJ&IV?VCSKZ
M=[B1))2R+(^-[*.Q.!_(8% &Y'&D4:QQJ%1 %50,  =!3J** "BBB@ HHHH
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M9M=Z@US"6DC?<A''W6.#6-=>!M2E^(>F^(M'TRZT?4!J3'49%E3[-<6P<YD
M#$[G4 %<=6).,9(!T]S\.K6?2->L5$@BU*[%S'$;R7$<@.?,W=<D\[1Q\H'O
M5K6;L^%->\/SK([6NIW*Z9=AC]^5D/E2_P"]E2I/<-ST&.PKBO'=F^KZMX2T
MN$9D75X]0D_V8H%)8G\61?JPH [6BL_3[V]NKS4(KK3'M(;>8);S-*K"Y7 .
M\ <KSQ@UH4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !5>.S@BN
MY;H)F>4!6D8Y.T=%'H.3P/7/6K%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MSEG"A26"J@SU8Y)QVQ[UG>%O^$<O_$%_K.B7\NI7%Q D=U=B3='\OW%. !O
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MHOB*STB?P#JFI7*C16T'[$MTQS%!=;8R=S= 2JE<_4=C0!Z#J_CC0])TJSU
MWT$\-Y<I;0-%("&9G"L<CH%R2<],8ZU8_M"WNO$EDMMXAM]C6SN=-38S3@XQ
M+G[P ]N#FN(\5R:''X3M-0T>..'2SXDM;N:Y7B*0F52\H)_ASQGIQQQ6G?7U
ME<?%_P -RP7$+^;I5UL8,/G!9-N/4'!(]1TH ZZ;7](M[T6<VI6L=P7$>QI0
M#O/(7_>/8=33;SQ'HNGSS07FK64$T$7G2QR3JK(F0-Q&>!E@/?->7Z?/!/\
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M.@3:W<RG[%%#YVY%)++C(P.^:HV?C30YM+T^[N=2M+5[R,,L4DH!SLW,!GJ
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M5IUZ+N19W8&3Y678,*<<-U_2NCAABMXA%#$D48Z(B@ ?@*(YXIK=+B.5'A=
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MQ(*J6XP#@G(Q0!V5%5-+E>?2;*61BTCP(S,>Y*@DU;H **** "BBB@ HHHH
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M:O.< L=W;;6'INHZ;/:?"027,!$*LK>80-K"V*CKZ/@9]1CJ*]FV@D' R.]
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M)& V@--R0>W*\^XKN/%<ME:_$/P(@D@B_P!(NVVY"_>A89_%C^)KO0J@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M<V+=6(;[O4CELG@C&3AZ7?00^!_AG>RETMK*_6.XE:-@(SY4B\\=,D#/3/%
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M%CU'4+5]TBDM)<''0N22Q(R!D]Z -RU\3:/>7D%I#>J9;A2]ON1E6=1U,;$
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M4W@GTZ9P2EU"(PH2,C[Q!S\HY)8X!J_\()%?X7:*JA@8XW5@RD8.]CWZ\$4
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M]X.,97&1G/2N.\&>(M!U?1?#^C2Z>SZ[I2Q1/92VS![.2-=C2$D848R0<\Y
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M#60M?$L;3Z7!;$)8CS),[SMR7).>H!W'"\4 >L_\)3HNS46^VC&FG%Y^[?\
M<=_FXXXY^G/2ITU[39+:PN$N"T-^P6U<1MB4D$C''< D'T!/2N-U^RO++QT&
MT^!VMO%%E]BN6"\0RQ\B5@?^F32#!ZE *=X LM0@GET>_CD^S^&I9+2UE?GS
MP^&C;ZK$0O\ P,T =='XATN:]BM$N299I'BB/E/LD=02RJ^-K$!6S@]C6C)(
MD4;22.J1H"S,QP% ZDFO*M"N)=,US1TT+5(]5T6]O'W:7< &YTQF5RSJPY"
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M3-X?L=C,T%U)Y,G[EUQN##;D8R,\4S4O&7A_2)DAOM2CBE> W"IM9B8P 2<
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M%4LBAP7P&!&2H(&0>M<1;'69OB9J'AYO$VJ"R@TR.Z0A;??O9RIY\K&,#TH
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M2.(T54+L['LJJ"2< G@= 3VJK'X@TR6QEO!<,L,4OD/OB=&$G V;" Q;)
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M\XR2,9KTVB@#A?!$L#^,/&I4J6EU"-T./OH(E7(/<!@1QWK5\=:+/K/AJ1K
MA=4L)%O;!_2:/D#Z,,J?]ZNEK"U[1-1UFXMT@UR6QT[8\=Y:Q0(QN%;' D/*
M<9&1Z]CS0!Q^L6.K>*?A-K6I6MJZ:IK427*6V<L(5*E8A]44G'K(:M:Q=6_C
M.]\'2Z*Q:XM=22\N,##6L*QMO23^X22J[3R?H#7H*(L:*B*%11A5 P /2G4
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M1$'P0UCPIJ$5PGB*U$J3VQA=FE9IRXD! ^93NSN]?PKW6B@#SRTOQI'Q,O\
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MCMKZX:98X6:3YYVV':!DY#+SZ?2O2:BN8/M-N\/FR1!Q@M&<-CO@]OKU],4
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M7C>-]3TF*"0Z+XEM5EO94X$+1820#T,B%%]>I[4 =G)JUE(]I:B6X274(V:
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MM]H4=M;R,I53+MDR W3(W#//% '80^+=&GU&TL5N)%EO 3:-) Z1W&!D^6Y
M5N.>#R.1D5LR2)%&TDCJD: LS,<!0.I)KS/PK?:1K2:/97.@ZJ-=TYHS+#>+
M/Y=HZ##2!V)3'!V@<G(&,9(ZGX@Z;?ZOX UNPTP$WDULRQJIP7[E1]0"/QH
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MUO;27"92(1M"=JDYR.,CG/O5G7<)XB\!%-/:SB@N9G:".+Y;:,PLJAMHPO)
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MN[9O(V[L \9[8Z\59U3Q?I&D"Z>ZEE,-FRI=SQPL\=N6Q@.0.#\P) R0""<
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MPM3\/W6J:S#/+K-RFE*BB73$C39,RMN!9\;L=,J.N,="0=VB@ HHHH ****
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M@1Q7J]% 'F6F_:M&\6Z'KEW;71TNZT"+3WD\AR;69&#8=<94'D9(ZCFL[7=
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M]_8V^IZ?<V-W&)+>XB:*5#_$K#!'ZU8K-US3;K5=.^S6>JW.F3;U<7%NJEL
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M@#/TW5H]3GOXH[:[A-G<&W9KB$H)" #N0G[R\]:T*** "BBB@ HHHH ****
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MG^($=>_%=K0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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ML6MT\D8A).25'\))&>*FG\+:!=:A/?W&C6$MY/&8I9I(%9W0C:021SQQ].*
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M;=)O=6^&5ZEBCR/;R1W$D:#)9%/S<>V=W_ :V?AIJ5KJGPWT"6U=66*RBMY
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MM15"J%'0# H 6BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MW8V(7;<WT';/6@#7HJE9:B+VZOH/L=W!]DE$7F3Q;4F^4'=&?XEYQGU!J[0
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MKEH/ ,%MI5SH46H3#P_<2M(;#8,HK-N:)7ZB,G/&,X)P177JJHH50%4#  Z
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M1GYL'T%=>W@T)?Z]<6^JW,,>LC,UOL1D1S&(RX.,_='0G&>>:A/@;_B5^'+
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MR$YY.[..@XR#C%5K;Q?J^FZ/JUG=7HN[V#Q FCVU[-$JD+(8\.ZJ I*AVZ
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M[<Q@*$0DK@]<\GZYZ5NT <O>:I<W_CC_ (1NWNY+..'3A>RRQ!3)(6D**HW
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MMBES'I]LEY(LETL2B9U& SX&XCVSFLSQ7X>7Q5H$VD27<EM#,Z,[QJ"WR.'
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M^78J*N%!) )ZYZ5S4>H:CXDMOACJ5WJ5S%<7DLGG>1M52XAD^?:5(W<?09.
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M3)$KC*+*,,5[$CMGT//K@\5/0!@:+H-OX6_M:Y;4II8KZZ>]G-QL"I(P )!
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MV%W>7LMS'<+>)J+.//6X7[L@.-H( QC&,<8KIJ@-[;#4%L/.7[4T1F$6?FV
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M7UO<RVP=8V:!58J6(5<@L.I('%+_ &_+'/;QW.B:G;)/*L0F?R616/3=LD)
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M#00$^@P"<9X#$XZ]>: .6\/17=EX8\?WEMJM\ES;:EJ BD9U?!1%*L0P()X
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MM;VU<)+"3P<$@@@CJ""#Z5+::/-')')?ZI=ZBT1S&)EC15;^]A%7)^N<=L4
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MJKLE9D5FQEL'J>YK5O1J&D^(M,\.1:I>7RZF;J\=[R\,3G8(P(DDC3*K\Q;
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MIN+I@TC\]6( R:N4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 5GZKI2ZHEM_I=S:R6TXGBEMV4,&V
MLN#N!!&&/!%:%% '+WO@73=0T^[M9[J\W7ETEW<SJR"2:1-NS/RX &Q<  =.
M<Y.;I\,VS^)4UZ2ZNI+M;0V91MGEM$3N((V]R,__ %N*VZ* .8L_ NFV5I'I
MZ7%X^DQ3B>+39'4PHP;> /EWE0W(4L1GM4UYX0LKOQ!+K*W=_;33PK!<Q6\V
MR.X5<[=XQG(R>01Q70T4 <E'\/M+AT#2=&BO-16UTNY2ZMSYJLWF(<J22IX!
M)X  ]JM7'@RRD\0RZW;7VH6-W<1K'=BUE"+=!1@;P5/('&Y<$>M='10!D^&O
M#MGX5T*WTBPDN'MH,[#/)O;DY/H.I/056F\)V[:S?:I:ZA?V4VH*BWBV\B[9
MMJ[5/S*2I"\94K^?-;]% ',ZOX#T35M+TZQ59[#^S#FQN+&7RI;?C!VMSU'7
M.<UK:-H\.BV1MXI[FY=FWRW%U*9)96P!EF/L ,#  '2M"B@#%O/#%G>>)(->
M\^[@O8K?[,?)EVK)'NW@,,<X;G]#D<4W1O"UCHNGWUBDMQ=6U[+)--'=%6!:
M3._HHX.>G2MRB@#E- \ :;X=N$:VOM5GM823;65U=F2"WSG[BX]"0,DXS5:+
MX8Z-#86=BE]JPMK&[%W9Q_:\"W8$G:O'3YCUR1V(KM** ,)/"6FIKU_JNZY+
M:A&L=U;-+F&7:FP%E[G:<<G'MGFJ.@> --\.W*/:W^JS6L+%K:QN;LO!;DY^
MXN.V3C).,^M=710!Q<_PRTB6RU+3H[[5+?2]0<R2V$,ZB%7)!)0%25R1TSCV
MKK[>!;:VC@1Y&"*%#2,68^Y)ZFI:BEN889H89)%62=BL2D\L0"QQ^ )H Q=.
M\(V.GOJV9[FZBU:1I+R&Y*,CLR[3P%&!M &.E1Z?X,L;"*PMVO+ZZLM.D$EG
M:W+JR0, 0N"%#-M!.-Q../08Z.B@#&TKPY;Z1J^IZE#=W4LVI.LEPLI0KN4!
M00 HQ@ #K5C7M$L_$>AW6D7X<VMRFU_+;:PP000?4$ UHT4 <]_PB-L=6TO4
MWU'49+K34D2%I)%;<),;RV5YS@>F,<8JN? .CS:=K-A=O<W=MJ\YN;E)F7B4
MX^=2J@J1M7\JZFB@#!\/>%;?P_N8:CJ>HS;/+6;4;DS-&G7:O  ' SQDX&2<
M"L+XC027=]X4BB6]_=:ND\DMK"SF% CC>2%( R1UX]L5W=% &/;^'+))+^:Y
M>6]N+^(07$UP5W-$ 0$ 4 *OS-T'4DG-8UO\.-,@BTJ-]2U>==*E$EGYMT/W
M0"E0@VJ/E /UX'.*[&B@#$TOP_:Z#>ZIJ,=W=RM?R>?<++M8;P ,J%4$< #'
MM7'?#[PT-0\#1V6JOJ4<)NYI)].N(O+1OW[.N0R!]I&TD!L'OU(KTRB@##N_
M"]M/KIUJUN[O3]0>$032VI3$R Y =75@2.QQGMG%(OA6SM[>PBL+F[L?L3.R
M/ ZEG+\N7WJP;)R3GOSZ5NT4 <M??#_1-1T5].G^TAFNVO\ [9')LG6X)R95
M8  -VX&,=JF@\'6T&EFT_M359;AI8YFOYKG?<%D.5&XC&T<_+C')XY.>CHH
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M[2Q &5VJ". ._8'K4>E>&;3PC937:W>LZJ;6W80QW,YG>- ,[(EP!DX '<X
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MPF5R!(<LA#*5*^V/?KS6SI&CVNBVTL-MO8S3O<32.1NEE<Y9C@ 9/L *T**
M,8>'+=?%,GB$7=T+R2U%H5RGEB,,6  VYX8DYS^G%)H/ANW\//?&VN[N87UR
M]W,L[(097QN8848Z#CI[5M44 8^O>'+3Q!]A:XFN8)K&X%Q!-;2;'5L%2,X/
M!!(-06_A2VM=6U+4H;Z^6XU&)(9LLC *@(3&5)R 3R<YSSFM^B@#CYOAMHLW
MAS3M&^T7\:Z8^^QNXI@EQ;G_ &7 _F#^@JU(]OX'TF+;:ZWK$EQ<!))8T-U<
M.Q'#.>,*  ., <<5TU% &#X0T*/0=#,2VJ6LUU/)>3PH<A'D8MMSWVC"_P#
M:VY8DGB>*5 \;J592,@@\$4^B@#G(_ ^AQ:)HVD"V)M=(GCN+4,<D2)G!)[Y
M))/UJ;Q-X2T[Q5#;"[DN;>YM)/-M;NTE\N:!NA*M[]QBMVB@#E[KP+87F@_V
M3/?ZE(C3I<37#SAYII%(*EF93T*K@  <59\1^$=/\3VEI'>S7<5S9OYEM?6T
MOE3Q/C!*L!@9[C&/:M^B@#.T;1H=%LS!'<75S([;Y;F[E,DLK8QEF^@  & ,
M=*K:AX:@U'Q!I^M27EY'<Z>LBVZQE-BAP ^05.<@#J>W&*VJ* ,"7PG:_P!L
M7FIV5[>Z?/?(JW8M70+/M& Q#*V& XW+@TR;P9IKRZ(UO)<6<>BY^QQ6Y4(N
M5VG.Y23E21R>_KS7144 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %<UX[T_4[[PM<R:-=74&
MI6H\^ 03,GG;>3&=I&0P!'L2*Z6LK7=:?1+:"9-)U+4C+*(O+L(A(R9!.YLD
M87C&?>@#F8/$L6M0-XDTR2XDL--TEK@PK,VV6=EWB-P#@LBKSGO(/2L74=2U
M*Q^%>F^.+74KN;552WNYT,[&&X$C*'B\O.T#Y\# !&T<YS7<^%="BT301;&V
MBAEN)9+FXBCY422,691Z@9"CV457L_!&E6,$=G$]T=,BG%Q%ISR P1N&W# Q
MNP&Y"EBH/:@#+TR>YG\<>-=.DO+LVL-M9O#&;A_W3.DA8H<Y7) Z>E<Q::CJ
M]_X4^'$[:U?QS:A="&Z=)>95*2$DGN?E'7\J] O?!^G7NO2:N9KR&>:%8+F.
M"<I'<*N=H<#KC)_ X.15.#X?:1:Z?H]E!<7\<.D2^=:?O]Q5^1N.X'/!(QTY
MZ4 ;FE:?_8VDQV8N[V]$(8B:[E\V9\DG!;OC.![ 5YQ'JFHZM\(I_&\.IW4&
MKHDUZFR=O)01R-^Y,6=A7:NWD9SSG->K5S2>!])C6ZMXWN4TV[F,\^G+(/(=
MR<GC&X D9*@A3W% '/W.K2Z=XITC5-2N[N#1]<TMUDA:YD"6MPJ"3(Y^4E P
MX[KQUJGX2U#4+_33X6U&ZU!-:M]2S<O)=/YPML"96+ \ J5BXXR<UZ!J^AZ?
MKL%M#J$ ECM[B.YC![.AR#].HQZ$TL6B6$.OW&MI"!?W%NEO))ZHI)'\^?H/
M2@#@)+:^U'7?']I+KVKQP:>L#VJPW1C,;-;[^"N#C<>G0]\\5V?@S4+C5?!.
MAW]V_F7-Q8PR2OC[S% 2?Q-,3PE9QW>LW275X)=855NSO7D*NP;?E^7"\<?S
MYK0T728-"TBVTNT>5K:V01Q"5@2JC@#..<4 >;:]JE]:VTVJ6&JWUW)%K\<1
MNTE:.W2,S*AMQ'N(DV@X+;<9R<Y%=!%)-XK\1>+-+?4;NS;33%;6HMIWC,1>
M+?YQ"D;B6/ /&$]SFQ-\-="FMKRU,FH);7-U]K$*7;!(9=X<L@Z#)'OCG&*L
M:EX!TC4-7CU19]1LKP1+!++97CQ-<1CHLA!RWUSGWH S;>[N+WQC:>%K[599
MX[;1ENI)K=S UW-YAC9B4.0!M/R@XRW/056N;C4-&U'PKX2N=<GO5OKJY6YO
ML^7*8XT,B1%@<ACN0%LAB![UOZUX'T?63I\G^E6%SIZ^7:W-A.898TQC8&'\
M/L?ZFIKOP?I-WI-KI[I,HM)A<6]PLS>?'*"3YF\Y)8DG).<YYH XO7;W4=&U
M7Q9HD%_>M9IX??5[21KAS):RKN7:)"=Q!(W8)/0CI5^;4+X7GPXE%[<@WR[;
MH>:VV8?9B_S+G!.[G/6NLA\.6*I?_:?-O9M0B\BZFN""\D>" GR@ +AFX4#J
M3U-9-K\/-(MSI1:ZU.=M+?=:-->,3&-NT*,8PH'&!U[YQ0!R<\6HWEE\0I)/
M$&KJ=*FDDL_*NBGELMNL@^[C*Y_AZ>V>:L2Q_P!L^,?AW?7<MQY][I5Q+,8K
MB2,;O*B;@*PV\L<XQGOG KKE\&V"Q:U$+J]VZR6-[\Z_.2NTX^7Y?EXXHD\%
M:7+%HJM+>!M'0Q6LB3E'$94*48KC((4#UXZT ='16?8:1#I]_J%W'/<R/?2+
M)(DLQ=$(7;A ?NCBM"@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M<8X+E';'K@'.*ET_6M+U:6XBT[4;2[DMF"SI!,KF(G/# '@\'KZ&@"]1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %5KG3[:\N+2>>(/):2&6$G^%RI7/Y,?SJS2-G:=H!;' )Q0!XM\.U5_
MCIX]5@&4[P01D$>8*U(_%?B.R\:ZMX"\.:7I<BZ98+)8M,70*-L9 ?DYP'VC
M&,G'(&:TO"O@75]!^(>N>);B>QDAU8MF&-WW198,.2N&Z8[5;TSP;J5E\6=6
M\7R3VC6M_;"V$"LV] HC ;[N#GR^GOU..0"MK7B[Q-I6+>YL;2P:+2/M<U_-
M&TEL]T!_J$.]<9(..23Z=ZRK[XJ:HGP=L?&MK96:W4DWDS6\H9DSO9"5(8$<
MKGG/7'O6MXC\"ZWK7C@ZQ!K-LE@VGR68@N(&D,&\$,T8! #'^]^&"*Q)/A3K
M<GPDA\%G4=/,L=T9A.%<*%W%L=.3D^V/>@#6TCQSKC?$NV\,:M;:?Y-[IPO8
M6M0^Z(D$[6+'#?=/( [5#X*^(]YXMUG[)OL+>:.ZECNM-DB9+B&)0VUU8OAS
MN"A@%&,GCO5N'P/JP^)>E^*I)[(0VFGK9/ KN6;Y6!8';CJW3T%0Q?#N\NO&
M6B>(=0_L^*\T[<UQ=V;.)+X[<*'4J ".[9)/3 '0 R?$OQ3UWP]9OJ-SIMM:
M+'JAM!IEU&PGFMP#^^5]_0D8SLQSU-=-K7C#47\9MX4T".V^WQZ<]])+<H77
M/1(P R\DD$DG@&N.U+X/>)-3T/5["Y\06$TEYJ8OUGD@<R/@%0'?/  /"@'!
M[XKHM?\  >NR>,],\8:!J-A#JT-N+>\BN4<03KC!(QDCKT]ASQ0!SOCOQ-XL
MDT7P4ES#%I%QJ>H1I>6A4L0Z2C;DAON'AMO7MFMC4M2EM_C9X6TS4=.TJZO)
M[&1A?I Z2Q864D+ER,$KWSC<:T_&?@?5_%-EH,PU&T&J:7>K=DM$RPOR#M !
M) &!CJ31J'@O6+[XFZ#XL:ZL3'IML8)(OG4R%@X8C@XQYG R>G7F@#"E^*VI
MS^'=?\56%K9MH^D7Z6BV\B-YMPFY59]X;"GYU(&T^]:.L?$+54\8>&-*T6"P
MFL]?M!<127*N&C!4L"2&P>,'&/;/<4IOA1?1>'M=\+V%Y:IHNK7ZW?G.6\ZW
M7<I9 F,-]Q0"6'TK4U'X?W;^-O"VKZ?-:QZ?H-N+9()6;>Z[2O4+@8!'UQVH
M RM-^*.L/X*\7:E>:=:SZGH%RT&VV#+'+\VT,022 .2>>@[5U/@7Q3+XJMIK
MQ+ZQO;(1Q&.2VB:)TD.[S$D1G8J1A,<X.>]8WACP)K_AV#Q*8[W3S<:M>K=Q
MG#LB?O-S(X(&05)''K5_P7X#7POXBUO5TBM;)-1$:I86<C/%%MSELLJ\DDD
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "LZ]T#1M2O(KR^TJRN;J+'ES36ZNZ8Y&&(R*T:* "BBB@ JI?:5I^I
M^3]OL+:[\A_,B\^%7\MO[RY'!]Q5NB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M+O*4S&Y8(.2.>PK0\.:UHEOX-TF?2C>2V=R3'91RDO/,V6./F.?X6/)P .<
M52T436OQ$\8WLUE>I:W$5IY$OV63;+Y:,'VG'."1]>V:Y"PTC5['X?>#+UM
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MEQLV[?FZYR,8SBNAMK2\TOXIR2FQO)[2YTB"VCND3*!XY'W;VZ*<$'GKVR:
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MD4S2 O&N<MM# CUSQQFNH\7'4?%OPV\0+8Z+>6[3P*+>"XB\NXF*D%B4SD#
M  /)P>.F0#7U/5-+DUOPY%J$&I6]]-<2&SCPRKN"-GS"IVD8!(!)/M5N_P#%
MEC8_;V6"[NH=..+V:VC#K;G 8@\@L0I!(4,0#S6!X@FN-3U[P7?0Z7J2PP7D
MDTP>U?=$AB9 7 !V\D<'GU%0Z$E[X9F\5:7J&FWMTMY?SWUE+!;O*EPDH'[L
MLH(5@1@[L#G/2@#H;SQMHUI=Z7;![BX;5(FFM&MX&D6557=P0.3@C@9/(S@<
MT67C72KW2;J_"W,!M;H6<UM/%LF6<LJJFW.,DNN#G'/7K7':3X>O_#VH?#FQ
MFM[F?^S+>[6\GBA=XXFDC& 6 QC=D?ASBGQV*3KXUAU70M1NK#4-5B=8UMI5
M9XL1J9$P,DJ5+<<_+0!Z#I^J+?SW,!M+FVFMBHD2=5'WAD$%201[@^U5_$7B
M33_"]@E[J1F$#RK$&CB+ ,Q &3T49/4D5B>!K35["ZU6SN;V^OM'B,7]GW&H
MQ%+CD'>C%@&8+\N&([GTH^)D%S=>%HH+2TN;J;[=;2>7;PM(=J2JS'@<8 -
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M;=#;$KM)C7 QQD<YX)]36W7%^#=82S^'_A6)HYKJ]NM/C,4$6"\FU 6;+$
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M+4HK35V6.VNY8 L7F,"1&3NSDX/0$9[]:NZAXPL+!M4VV]W=)I**]]);JI$
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MO.,@$]:PO%^G^(];M_%^FW&BWEX9(\:2Z2(+98]@[%@3+NW=03TQ@4 =C?\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MR.J@%\# R>^!4E%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M=ZL75U'>_%3PK=PY\J?2+J1,CG#&(C^= '7V&JVNI37L5N9"UG.;>;?$R#>
M#P2/F&".1Q5VO/8O'&I6>D>*+J_6VGN-/U<:=:+&AC1MWEA-V23UDR>>@.*Z
M!8?%4>JS0?;+.:QDLRR7+0[7AN0>FP'YHR.>N1CK0!T5%<'HWBG5M4\*VZO)
M!%XC.I'3KB+RLI%(K$R?+GD")6<'//%=T2$3+MPHR2: ,_7=>T_PWI,NIZI*
M\5I%C>ZQ,^,G X4''.!D\<UI5Y#XRU;4O%'P9U3Q!%<Q0V-SS%:&+.8!,%!+
M9SO.-WH,XQWKMCK-YJ_BW4] TZY2T73+:&2><Q!V:27<54 \;0JY/<Y&,8Y
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MQ]V7:"=N0>1GJ#535]>NV\2OH.G^;&\5FMU+-% )6&]F5  2!CY&)Z]AQUH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MI^!UUR'67U._+7NI60L1-;Q>6L$()8!5+$G+$DY// XH H:/XDU*7QC:Z/\
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M2*BB-%"B0A>2QR3GIC'.0D/B/Q+9V=AINL6L=MJE_JK65M<L$(>W"E_.**Q
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MEE!P<[CD<GW .MT'7[+Q'I[WMAYWDI/) ?-C*-N0[6X/(Y]:U*\7LM1UK0/
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MS6%/KOBR3P_XSU&/6X8GT&^G6%5LT(E2.-'V-G.!R>1SD]>U 'IX@B$GF")
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M=2*71M7MM=TJ#4;03+#+G"S1F-U()4@J>00017&ZY:7,OQ@T#9J=S$'T^[9
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M1110 4BJJ@A5 R<G [TM% !1110 4444 %%%% !1110 4444 %%%% !1110
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M "T"@99?7&<=\4 ;]%8Z>)]+DT.SUB.29[*\:-8'6!RSESA/EQGDD=N];!(
MR3@#UH **\;^)OQ'BG\$RZAX6O\ 4(9(+U8$OH8W6&4_QJ&Z-^/H<=Z]$N/%
M-CIATJQN&EN-3OXMT-K F^20!<LW8 #GDD4 =!17/Q>-O#TOAB3Q$-11=-B)
M621E(9'!P4*XW;LD#&,\CUIH\;Z)';ZI)=S263Z5&LMY#<QE9(T895L#.0>V
M,\\=>* .BHK)TCQ#:ZQ/)!##=0S1PQSE+B$IE'W;6!Z'.T]#QWJQJFL6>CQP
M/=R$-<3+!!&BEGED.<*H'4\$^P!)H O45SLOCC0K?1;[5I[B:*VL)C!=AK=]
M\,@Q\K*!GN.>G(YHL_'.@WVN'1X;F47AC:6(26\B+.J]3$Q&' _V<Y[9H Z*
MBN/E^)_A2*%9VO9_L_G&"2?[)+Y<+AMO[QMN$YX^;'Y5%J%U/%\6-&CCO+DV
MD^EW,CVZR$QLRLF&"C@G!/- ':T5B6'BW2-2TB^U2VFF-I8M(EPSV[H49!EQ
MM8 Y'?BM:VN$NK:*XC#A)%#J'0HV#Z@\CZ&@"6BN/^*4US:_#?6;JTN[BUN(
M(0Z2V\A1@=P'4<]ZT].\6:5?ZNND12SB\\CSH_-@=$F08!:-F #@$CD$]: -
MVBL&X\9:+:CS)IY%M!/]F:\\EC LF[;M,F,#YOEST!XSFI_^$DTXZW<Z.&N#
M?VT N)(A;OS&3@,IQAN>.,\T :]%85KXNT>^T"+6[:6>6PEE$,;K;2;F<OL
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M]Z\4+.ML'Y4N0...>,D#D\5;N]?L;280_OIY/)^T,MM$TI6+H'(7L<''<X.
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M-5ENY$MHKC[)-NMW#0S9 V.N,H<D=<#GK6GH^N66NQ7$EEY^VWF,#^= \1W
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MII5F+ _9]Z@F-<'DC&=HY&#61;174/PZTBPDTO4UGM?$JRRQ-:2,PC%TSEN
M=P"D$MR.>I.:]MHH X?Q4TD'COP=JHM+N>SB%Y'(]O \A1I(TV A02,D$9/
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MR(%RB@'.3Q^1K5N/$NFP-91QR/<S7L)N+>*V0R-)$ "7&.@^8<GKD8KB;7S
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M.G/>LK7,,:Q2QNRJ%# 2(VTX ''''2MK3["/3X&19)9I)&WRS2D%Y7P!N;
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M"Z=,8;LPV+GR< $NV<87GJ>3@X! IU]XW"^(?#MCIUE->6FK0R7*W,6TAT5
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M  EI$VDZCYLM@D,TGD$):O%$N1*3@KD@@=<F@#K**** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *S-=UD:)8"=;2
MXO9Y'$<-K; &25N3A<D#A0S')Z UIU@>)_"&G>*XK<7LM[!-;%FMY[2Y:)XF
M(P6&#@GCN#^M %O0M5N=7L6N;K2+S2W$A00W>W>0 /F^4D8YQ^%:E<KX$N-6
M.FZAIVL7)O+C3+][-+PC!N(PJLK-_M8?!]U]:ZJ@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH *R-4\/0ZGJ-O?&_P!1M9H$,>+6Z:-74G.&7H?K
MU]ZUZ* (+.RM]/M5MK:/9$I)QDDDDY))/)))))/))J>BB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
&**** /_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>19
<FILENAME>a191insidertradingpolicy006.jpg
<TEXT>
begin 644 a191insidertradingpolicy006.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M)/,#%2N">,+WQUKFM:O-2\,_\(QJ<&IW-ZE]?065]%,P99A,,"1!CY"#R N
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M\LJFP$)M&SC )ZYSWS6[10!QQ^&^D'PC9>'3=W_E:?+YUE=B55N+=P20595
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M^202,C=DCG%=9J?A33-4L+6UD$T+VDPN+:YBDQ-%*#G>&.<DY.=V<YYS2?\
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MN4MK>,RQH;=D+8D8!CDA3R>2",5O^#?#L<WA/PR^H37\K6%M"Z6=VH18)UC
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M-'I=A)<O;HS,IN)=[ LQ8_3DFJJ^$;0M"D][>W-K!>?;8K:9D*)+N+@@A0V
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M6)^\2"%QCKF#6;_7M'CT^YUE+K5M-BL/*OY]%N&22"<,0TQ12I92!_P$JW%
M'HLES#%/#!)(JRS$B-">6P,G'T%5[6ZO)M1OH)]/:"V@*"WN3*K"X!7+$*.5
MVGCGK7GAM[+4_'O@BYAU"[O(I]'G87*W,J&4*(L-@,,$Y)([]\XJ?[7J(OOB
M5;_VK>XLH8I+5O-Y@)MRYV<8'S>@H ])HKRNREU&QA^'.J_VSJ,\VJ"&"\CF
MN"T4BO;%ON=-P(!W=3W)I^LWVK31>,H)+O4(=;MYQ_8T5K(X#1[%,>U5^5R6
MW;L@X!YP * /4:*I:1!<6VD6L-W+)+<K&/->1MQ+GD\]^>/I7G5KJ%_XA^&&
MI^+4U*\M=6B-W<0B.=EC@$+OMB,>=C J@SN!)W$^F #OM7UI-,N+"S2,37VH
M2M#;1%]BL51G8LV#@!5/.#VXI^B:A=ZE8-+?:9+IUPDK1O!(X<':<;E8?>4]
MC@?2O/\ 4U77_$OPVU*Z%U!+J$4TLL<5U+&$)M2V%VL-O)ZC!/?-=_KLPLO#
M>H2C4%T_RK5RMY(-X@(4X<@_>QUQWH TJ*\VT>ZOH/'>D6"3ZDEE?:/*[_;+
MAG:5T*8F",6\LG<>.O/(&*YYKG5H?AC=^)/[?U5[_3]5=8=UR=C(+L1[74<.
M"IQSG';% 'M5%<)JU^_A/X@V]_J&H77]A:I;O$!+.YBM;E!OX!. '0' ]5XZ
MUT?AFWN8=%CEO'N#<W3-<ND\K.8=Y+",9)P%!"\>F: -BBO.K*PO=9^(?BFQ
MGU_5X;2Q>QF@CM[G8%+*S%>GW3C!'?//08IV#^(O%GAF+7].U"*QO1=/+Y\F
MHRB*-$E8&)X FS&T8.>?XLT >HU$MS"]W):K(IGC19'C!Y56+!2?J5;\J\XU
MW6+K1_$5U_;_ /:5OI<]Y$;'5[*X<V\"C8#%-&I 7+!@6(.=_L,6=#TN*3XH
M^-BMQ>1NL5DRLEU)P7CDSP20?8$$+VQ0!WUS))%:S20PF:5$+)$&"EV X7)X
M&>F33+">XN=/MY[JU-I<21JTMNSAS$Q'*[AP<'C(KS/PG:ZC??#%/$ESXCUE
M[]M,N1C[3^[!#,0VT@_,-OWLYY(Z8Q;T[7+NYL/AUI-S>3JNL6!FNIQ*RRS-
M' C!=^<@L6R2#D[<9Y- 'HES<PV=K+<W,BQ0Q*7=V/"@=34M>6?$'1)-/^'N
MNPSZQ=7J"]M[BVBDF??;1O,B[&;<3(OWL;NGX9K8NY;FY\9R^%[=I6MK734N
M5235)H9)&>1P6\Q0SL%V@ $X&[OQ@ [NL/2O$?\ :?B;6]%-E) ^EB F1W!\
MT2AB" .@POKWZ"N1ANM<L-0\*^$-8U<7$UW+=-<W=M*PDDCB4,D1? (;YEW$
M8)"^YJYX0LUL?B9XWA26>1-E@R^=*TC*#')QN8DD?4T =]44MS#!+!%+(J/<
M.8XE)Y=@I8@?\!5C^%<CXUO-4T^_L;R*POM1T:**07MOIUPT=Q&Q*[90%(+@
M ., ]\]JYN=-/UKQ!\-KJVU*]O;:=;M!<_:98W<+ W)PP(?.03P3C!XXH ]7
MHK@M(DG\8W'BI9K^]M)+#4)-/M%M[AXO("(N),*0&+,2?FR, #I63X6\6ZAX
MK;PI8:I-);_;=.N+JX,+F)KF2*01J RX(!&YR!C/';B@#M_%'B/_ (1JTL[A
MK*2Y6YO(K4E7"B,R,%#'//?L/RK<KS#QE8W6C>#X;:;4YM6:/Q!:R0B0_O(X
MS,K+"6+$L1G[S'G(KH_!5]'XAMY]>>ZNOM4DK136#2N$LF7Y3$8R<;AU)(Y)
MR,"@#K**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH *P7\(Z<VKZEJ<<MW#<:C&J7 CG(1B%V!MO3=MX
MS_7FMZB@#F?^$&TP:3I.F"XO1:Z3.D]FHD7*.F=I)V\XR>#GKSFH[[X?:+?:
M]+K EU"UGN0!=I9W;PQW0' \Q5Z\<<8KJJ* &HBQQJB*%10 JJ,  =A5 :'I
MZ^(FUX0#^T6M1:&7_IF&W8_.M&B@#F-8\!Z3K&N#63-J%C?E!%--87;P&=!T
M5]O4?D??@5=D\,VWVA9K2[O+'%JMGLMG4(8E+%1M92,C<>1SSUK:HH YZ7P5
MHSMHYBBGMO[(C:&U%O,R8C8 ,C$'+ [1UYH/@^Q,^MS?:;S?K2!+P^8OS +L
M&/E^7Y<CC^?-=#10!SA\%Z>;71;;[3>B/1F5K("1?D*KM7/R_-A>.:XHZ<9M
M;U22]M_&NF7]S>.^S2I9#;2CA48,,IDJJD[L8.1P *]8HH SM"M[VUT6VAU"
M>2>Y12&>4@N1D[0Q7@L%P"1P2":S#X)TK=?I&]U%8ZA(9;RQCD @F<_>)&,C
M=W"D ]P:Z2B@#%U'PS::EJVFZE)/<Q3Z:6-J(655C++M;C'.1QSFKVJ:9::S
MI5UIE_'YMK<QF*5<XRI]QT-7** .7M? >EVM]I]\+K4Y+RPB:&*:6\9F*''#
M9X(&T<8QZ@TUO &DMX;N/#[3WITZXG,\B>:-Q<OO/S8R/FP:ZJB@#C=70^)]
M13PU<Z)?M:V=S#<3:A=Q*(90F''ED'YF+ *0 , M^/9444 9%CX=M=/U_4-9
MBGN6NM0""X#N"C!!A,#'& 2./QS64GP[T.'6Y]2@:^A2YE\^XL8KIUM9I.NY
MHQP>><=#Z5UE% &!<^$K*\-W'/<WCV=Y,)[BS:0&)V!![C<!E1D @'OU-2/X
M7L3X@N=;BENH+RYB6*7RIB$?:"%8KT+ $XS^6:VZ* ,+3O"=CI?A9_#MK-=+
MIY1XP&D!=$;.X!B.^3[C/&*JWG@/1K[PY8:+,;KR=.*FRG2;9/;E1A2KCG@<
M<YKIZ* .>D\&:5/X:NM"N3=W-O=D-///<,\\C @ABYYR"JX[# XJOJO@'2-7
M^P2RW&HP7UBI6*_M[MDN-I.6#/U()_+MBNIHH YR_P#!&C:AI=C9,+F)K"7S
MK:ZBG87$<AY9_,.22V3G.<]ZFTCPI8:/K%YJL,][->WB1I/)/<L^_8, D=,\
MGMQGC K=HH S+[1EO-1BOX[V\M+F.(PAH'7#*2"0592#R!SC([5GS>"-%DM-
M)MXTN+<:4[26KV\[(ZE@0^6!R=V3GOS71T4 8$WA&P;5+O4+6>[L9KU%CNQ:
MR!5N HP"P(.& XW+AO>H]7\#Z)J]AIUJ8IK(Z9C[#/8RF&6W&,85AV( S71T
M4 <Y=>"M,N](M]-DFO?)AN%NC(9RTDLRD$.[MDL00/;@#H *GMO"ME::]>ZS
M!/=1W5\BI<A) J2[1@$J!C=_M#!K<HH HZ-I4.B:3;Z=!-<310*562YE,DAR
M2>6/7K5ZBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M T:YV;E;*L!T!Y(R.M=#IOBL-KECH=UI=Y:-=VK36<\VS;.$"[A@$LIPP.&
M./3I0!U%%<==_$33;-+:\>%FTJXN1;"\65#M8L5#E,[MA(Z]>^,<UU[HDB,D
MBJZ,,,K#((]#0 ZBO!;7^QH?!'B]VNC!KD&K7D>F_9YV%R&5AY2(%.XKGC X
MQFO3])\07\>G:-I=]:M<^(YM.2ZNH0P01@ !F<]LL<8 /.>P)H ZHD*I9B
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MV-%<DOCAI]>OM(M?#^ISS6-S#!<LOE[8UD&1)][E<$'CGKD#%=;0 45R6O\
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M/4G\R*</ACQ#'\*=*T$Z1)_:%MJ"3R1B>'&Q;DRY#;\?=./K^==)86&J6_Q
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M_AQL7 .,Y.*ZS3-!A\2?%_6([RW^T:1HFFP::JS+E9B?FP<\'#!B?=17KM%
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M)%&W1$/1N.@R2,YKWNB@#,N[S2_"N@"68I:Z?90A$11G"J,*JCJ3@8 %>?\
MCFWNYO VL^(+K5%CEO=/:&"S1$=5C?I&C=2QR"Q7J1Z*,>IT4 >*_8Y+W]F"
M&PM8C/=20Q1+"HRWF-<KA<=CDBEM]%\0:1\4]#3R3?SMX=%M<$Y-O 02H!S_
M  #"Y[L<G'->TT4 >&74L/A7XE6FEM:W$UAX;T&2?385B)6:<C+R' P."^3T
M&WCG .+ MP/@+':6L4LFI>)M659F$9 +.^>#CIB-03T^8CUKZ-HH \:^*>CV
M?A?P=9V]A:^0-4N[>RU2^@B/F20C<QSCGD_X>@J+1M8M6^*GB/7;JRGALM T
MI+2SMQ"0R18W9QV/4 =?G [&O:J* /(_AWI<^@>.]0T*PN8]4\+B'^TK*<-O
M^R2N2FS=V8J7X[C!XR:]*T?5M-U9;TZ:VX6UW);7'[HIB9<;NH&>HY'6M*B@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHKEK_Q_I.F
M0RW%S;ZDMM'<FU\_[&^QI Y3"GO\P(!Z4 =317+:CX\TW2]/U"[N['5(Q8Q+
M-+&UHRL48D KG /(.>>*Z>*02Q)(N<.H89]Z '452T_4?[0>\7['=VWV:X:#
M-Q%L$N #O3GYD.>#[&KM !16=KFM6WA_29]3O5E-K;KOE:)-Q1?7'7'TK.M/
M&VC75[8V<C7-I-?IOLQ=V[Q+.,9^5B-I.".,YYZ4 =%1161J7B*TTO6M*TJ>
M*X:?4Y&C@=(\H"JECN;/' /3- &O15*WU'[1JE[8_8[N+[*(S]HDBQ%-O!/[
MML_-C&#Z9%7: "BBB@ HJ"\NDLK.:ZD21TB0N5C7<Q ]!WJMH6L6WB#0[/5[
M-9%M[N,2QB4 , ?4 F@#0HHHH **** "BBB@ HJ.>:*V@DGGD6.*-2[NQP%4
M#))/I3D=9$5T.589!]10 ZBBB@ HHHH **R-*\16FL:IJNGV\5PDVF2)'/YR
M;02R[AMYR1C'4#K6O0 444U9$=G575BAVL <[3@'!_ @_C0 ZBBB@ HK&\0>
M)K'PWI#:G=+/-;K*L1^S('(8N$YY 'S'')K9H **** "BBB@ HHHH **** "
MBBB@ HIHD0R-&'4NH#%<\@'.#C\#^1IU !116+J_B2WTJ:6W2SO+^ZAM_M4M
MO9JK.D6<;L,RYR0< 9)P<"@#:HJ"SNH[ZQM[N$.(IXUE0.A5@&&1D'D'GH:G
MH **** "BLG5=?ATRX%I':W-]>F![@6MJ%,GEJ0"WS,HZL !G)/0'!JWIFH1
M:KIEM?P)*D5Q&)%6:,HX![%3R#0!;HHHH **** "BBB@ HHHH ***J:GJ$6E
M:9<W\Z2O%;QF1UB3<V ,G H MT53TC4X=:T:RU2V5U@O($GC60 ,%90PS@GG
M!JY0 4444 %%%% !115'4]6M]*2#S@[RW,H@MX8\;Y9""=HR0.@)Y(& : +U
M%9>B:[#KD,[);75I/;RF*:VNXPDB,._!(*GLP)!YYX-:E !1110 45C:YXFL
M= M+6ZN%GFBN;F.V1K= X#.P49.0 ,FMF@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M=EXET0>(] N](>Z>VANXS'*\:@MM/4#/ JSI-BVF:5:V+3F<6\2Q+(RA254
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M!]T*<D=3DDDFJ^E>#+FRM)+;4/$FI:H@@>"V^T!!Y"LI7=E0"[X.-S$]_4T
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MO#9&<[L=L5-XR\1ZUHUCXAU"VU4O/I\\36]O:1*\,47R96<LOWVW-P&R 5(
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M@ZDBJK^)XK:>TAU#3-1LGNYE@@,L:.K.>Q:-F"_\"(SVS7*W3M)^T'817?\
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M^+8?#K6]P+F:U>Z28J/+*J0",YSG+#M1XH\16_A3P_<ZS=V]Q/;VX!=;=06
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M&!Z\TB>!HEU._P!0;6M3>YO[-;2X9FCP^-P#X"8! 8@ #;WQGFNKHH Y/_A
M[;^R-!TT:I?B'1)HYK5OW6YF0%5#?)R,$CC%5&_L[QKXJTV=-/NPN@7$KO<7
M-NT0\P#:J+N W G#Y'38OK6[#XCBE\83^'#:7$=Q#9B\\Y]NQT+[!MP2>H/4
M#I6U0 5D77ARPO/$UAK\J-]MLH9(8R#P0^.OKC!Q_O&M>B@#(T/PY8>'EU 6
M"E/MUW)=R9[._4#T [#W-9 ^']@WAK6="FO[Z:VU6X>ZE=B@=)'8.2I"@?>
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MLI1'*H/W@3@@@]QBH[KP19WFF65E+J.I9M;Q+XW!E1I9ID(*L[,ISC X  P
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M73VMM#9VL5M FR&) B+DG 'N>3]: /-].O/%7B?P[IWB32;J*">6?SV$UX1
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MSX:WSWFF&-XMET5)V.22N55?4^]5- \"6N@[575]7OH(5*6L%Y<ATM@01\@
M'."0"<X!P* ,/PGX@GGUZQTK7)M2T_Q D3FXM+HEH+X@<R0M]W ZX7'!/!QF
MO1JY^Q\)P6MQI<UQ?WE\VEJRV?VDIF/<NPDE5!8[<CGU[GFM#1=+.C::ED;^
M]OMK.WGWLOF2'<Q."V!P,X'L* -"BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "N1\;?$?0? 2VPU4W$L]SDQP6R!G*CJQR0 /QKKJ\Y^)WPIA^
M(,MG=Q:B;&]MD,>YH_,5T)S@C(P0<\^] '9>'?$.G>*=#M]7TJ8R6LX.-PPR
MD'!5AV(-:E<[X(\)6W@GPO;Z+;3O/Y99Y)G&#([')..P[ >U=%0 4444 %%%
M% !7E_Q'T9-%\,?;K:]U 7D^JQ%YA>S#Y9)LE H; 4 [0 .@KU"N'^*5G>ZE
MX8M[/3[&XN[C[=!,4A3.$1PS$GIT'3.: *'Q#\.VVE^ O$EY:7-\@:R&8FO)
M74,K<,-S''!((Z'CTKH=+\6VLVL6>ARV5_;33VIFMIIX@L=PJ ;MG.[(R#A@
M.*B^(4%QJWPZU:TL+6>XN;NW\N&%8R&+$CJ#T_'%4+^WNKKQQX.O8[&\^S6M
MK=)<RF%@(FD1 H.1ZJ?IWH U+OQQIUDMM<S6UV-,N+D6J:B%0P[RQ49^;>%+
M C=MQWS@@UTU>4^%-/O=(LXO"^H^"%N;ZU<QPZL;>)K:2/<2LKN3NR!_" 22
M.V>/5J //OBL?(L_#LPN9K82:Y:V\SQ3M%NA8MN5BI'%5M,OY+'XM2Z7H^HS
M7>@_V:9[]);EIX[24,=N'8G:2,?+GN3CTT?B79WFH6_A^*RL+F[:VUJVO)A%
M&6"Q(6W$GIWZ=:Z;4M,BU+PY?Z=; 6PO;62(,J;"I="N<<'(S0!F'QQIR0V%
MY-;7D.F7\JQ6VH.B^2Q;[A/S;E5NQ90.G3(K,LO]'^,6M8:5D.BP2E-S/SYK
M@[0>G ' K'ETK5==^&-CX*NM,N;74HOLUK/*R?N4CA=295D^ZV53@ YR>0.3
M6];07,7Q7U+47L[D6+Z5%;I<>4Q5I$=V8#'/1A]>@H ?X=U_P_:>$EOM-@NX
M+.6^EABMY<M-+.TK JH+'DMG&3@#DX -67\;6L0UA)=,U)+K28EFN;78C.8F
M!(="'*L, \ YX/%</;Z%X@B\#:?/::9.=2TC7I-3^PS#8;B(R2<*3QDK)G\/
M6O1=$U:\UQ7GFT:[TVUV;1'?JJRR-W^4$X4=.>3GH .0!$\36LNDZ1J,-M<R
MQZJT:VZ)L+?.I8$_-C&T$G!. #6W7 >"M!N]-U_4M/E='TC1;B1-, .2OGJL
MA4^\8;:/9S7?T <[XB\867A[4--TPV]Q>ZGJ3E+:TM]NY@.K$L0%4>I/]:X+
MX<:W*OCGQ^]_<W<&GV3)((;R4L+507+#&2!C';CCCBM'QSHFJV_Q.\+^,+*P
MN-0L[)&MKJ&V7=)&&# .%[CYST_NUB:/X1UW5-8^(Z76EW.GPZ]$5M)IRN ?
MFP&P2?XAG&1UYH [:P^)6DWKZ.TEK>6MIK,CQ:?=3JH29E.,$!B5W'ID<^U2
MZI\1-)TR?55\BZN;?2&C74;B%5*6Y<X P2"Q'4[0<?7BO/(_"&N:QHO@'0'T
MVYM)=%NFEU&65-J1JK@C:_1RPZ;<^^*L67AF^T3QYXHM=6\*WFMZ3K=R;FVF
MMR#&"69ML@+  ?-C)Z;>,YH [N_^(.G6VJWFG6=K<ZC/96:WLXM3'D1L-PVA
MF!<XP>,\$=SBNM!#*".A&:\8\?\ @J:_O!?:)I=_IWB'3T@CT^YL 3#<*%4;
M&;C9LY&XX& !ST'L5F+A;*!;IE:Y$:B5E& 7QR1[9S0!3UK6[70[>WDN%ED>
MYN$M8(H@"TDK]%&2 .A.20.*R)?'>FVVE:S?7-K?1-HTGEWEOY2M(GRA@1M8
MJ000<Y^N*=XVFUB&RTXZ7:W-Q ;U!?BSQYX@P<E,D8.=H)'(!.,=1P.JV%[I
M_A_XF-+H]U96EY;+/!)*RD$"%5()#$ELY)Z]\F@#N;;X@:9/KEGI<UEJ5H;]
M"UE<W%OMBN2!DJAR3G'J!GMG(S3G^*6DP6=U>C2]:EM+*Y>VO)H[0%;<J0"S
M_-TSZ9(QD@<9AN+.;Q2W@](K.Y@CTRXCOKF:>(H$V1D"-2?OEF8<KD84\],X
MVA3RW/ACQSI-OI]S<75WJ^I00!8B8W+DK\S_ '5 )YW$<=,T ;>K313?%'P;
M=VLSRPW5E>N-LA*.H2,J0"<=&//O6WIGB^RU.PU>[6TN[<:3+)#=1W 17#(N
MYL88C&".20#VKGDT.[TKQ3X$MX[>XN+72-.FM+BZ2,E%9HXU7\RA^G>G:YH%
MT?B' +)D&GZ[;_\ $VB)Y(MV4AP.^X,(C[-0!W-E=?;;&"Z\B6#S4#B*8 .N
M><$ D _C4]8MWK[VGBFQT9],NS#>1L4OE \E9 &;RSSG.U&/Y5M4 >?:M=?V
M;\8K2=(+RZ:30IL6\!+EV$R8P&(5>!U) ]36]9^-M*O/#R:P%N8E>Y^QBUDC
M G^T;]GE;0<;MWOCOG%4+J"Z'Q:L]1^QW+6,>D2VSW"Q$H)&D5@O'7A3ST[5
MR2>'M<?0VN[?3KC[7IWBJ76$M)%V&Y@9V^[GC=M8D GMCN* /08?%5O)J=SI
M4MA>P:G#;_:4M)!'OGCSC=&0Y4\\$9!!JBOQ!TU]!TG64LK]K/5+A;:%@L>4
MD9BH#Y?Y<D$>W?%1+82Z[X_TO7TMKFVL].LIH]UQ$8GEDD*_+M;!PH!).,9(
MQGG&#<> K^_/B709/W6C-*]_I;AL;;F5<\8Z+&X<X_VQZ4 =S=>(;2RN[Z*Y
MCFBBLK=;B:X(4Q@,2 HP=Q;Y3QCT]1FFOBZ :TNCW.FW]K?S6[7%M%*(_P#2
M57[P0AR-P]&(K!N_#VN:]\++V&Z2.+Q#J21W4L;_ '1*A0K&>P&(U4]LDU;\
M*W#:C=P2MX'.ASP*?M$]Q;Q)AB,;864[FR3][ &![T :6G^,K+4_"XU^VL[T
MVYE,*P,J"8OYGEXV[L [N,$YJ35/%<&F17TJV%[=IIZ![TVP0_9QMW$'<XR0
MI#$+DX(]1G%TOPW?V'CO4HE0?\(]-,NK1\]+I@49,>F1YGL=M9<UG=:!XRUH
MWG@^77M/U6=;FUN;>&*5XGV*C1R;R-J_*"#G'/UP =%=_$'2H+BP@MK74+]]
M0LVO+3[)!N\Y  <+DCYL$<=N^*Z2RN?MMC;W7DS0>=&LGE3IMD3(SM8=B.A%
M<5+97L7Q \+W']EM';6MA<0SM:Q'R8'DV%5!QR/E(R!CUQ710Z^[^+9]!DTR
M[A"6_GPWC@>5.!M#!><Y!=?U_$ VJY/2O%ES>^,?$&EW&G2V]GI:P@SN\>U=
MR,Y=OFS@C;@ '&.<9..LKSN?0M2NO$_CFP:SN([;7K.*.WOAM\I,0-&V[G.=
MQ' 'Z4 ;P\;Z>J:=<3VM[;Z?J4BQVM]*BB)V;[F<,64-V+*/?%=-7F,VF:IX
MB^'FE^$KK2[JTU&%[6&ZD>/$420NI:19/NMN"<!23EN0!DUZ=0!F:OKEMH\E
ME#)'--<WTWD6T$(&YV"ECRQ   4DDFL:Y^(.E6GAK4M;FM;]8M-N6M+N 1*9
M(I5(!!PVW'S+SNQR*7QC-J\5UHHLK.\N=,:X8:B+' G"[#LVG((7=]X@@X'7
MFN%N]#UD>!/'6D1>'[V*:_U1KBSC 5@Z-Y6 "">@1B3T[9)H ]#MO%]M<:^V
MC'3]1@N6MVN;8SQ*BW2*0#LRV0<D<,%ZTVQ\:6&H>&;[78[2]2"R>2.6&1$$
MVZ,X9=N[KGL2">W45GZA%<W7Q+\.ZC%979LX;*YCEF,+ 1M)LV@Y&?X3].]4
MY- NH?B7+;6S)_8NI+'JE[#GE)X2%7 [!V\MCZ^4U '>Q.9(4=HWC9E!*/C*
M^QP2,_0UD^(O$MGX9M[6>]BN72YN8[93!'OVLY &?0<_7T!K9KC_ (B6MW>Z
M5I<5G:3W,D>JVMPZPH6VQQR!F)_#MU/:@"9?'-NVJW6E?V-K U*&)9X[4PIN
MN(B2-Z'?M R,'>5QTZ\5)!XZTJYT&PU6**Z/VZZ^Q0VIC F\_+ QD$[01M;)
M)QQUJB(KC_A;3:I]CNOL']ABV^T>0VWS?.+[>F?N^V.W7BN;TV+Q'I?AF"&+
M2M16)]>GEOHX$VW'V:1W96C)(ZY7)4[@,].M '82^.]-M]&UC49[2^C.CRF*
M\M_+5I$(4-D88J000<YKF/%NNIKBZ!+#8ZI:)#K^G;)KA#''<)(V<I@X8<#.
M1QQZU0FT?5DT7XA6,7A^^A_M3#62_*^\M"JXR&/.023T'<YK;\8V%SJ_A3PS
M:Q6%\YCU"SEN8XXV5XHT_P!821R".V#D]1F@#K[37(;RZO(X[><6UHQ1[QM@
MA8@98*=V3CH3C (([5G?\)K8I>:9%/9WL%OJK;+&[D5!',Q&57AMREAR-RC-
M8FA6.KQZ)J_@F_AN3;1V[VVFZJ8B%EA="%#^CIG!. #CUZUO!ZW8AT[2;_P(
MMIJ=CL2?47@B^SD)@>8C@[BS < #@G)/% '0>$/$]YXBN=:6YTR>UCL]0EM8
MRS1D*$5 5.UB2Q)8\ C!QDXKJ:XWP3:ZAIFJ>)K.[TZXB2?5Y[V*Y;;Y<D<@
M3;@YR3P<C'&*[*@#"M_%%O=S0_9[*\EM9KI[1+M0ACWH6#9&[<!E&&2O7ZC-
M1_'>FI(C?9KPV;:C_9GVP*GEB?=MQC=NQN^7=MQGVYKFK;1;R#Q-9ZIH%KJ6
ME7=QJ!_M:Q=6^QS19.^89^4,0 1M.<GD=369JUIXCU73=U_H&I3ZI::Y%.Q0
MKY(@6<%?)7=@Y7&3C/7<>E '46X$'QJO_P!XXC;08Y6#R$J#Y[ D G X4=/2
MM-O&VGQW&EB>UO(;/591#97SJGE2NPR@X;<-P'&5&:Q[G3;S4?B-J,KVEU;V
MEWX?%B+@QY5)B[,5R/0-UZ<=:S_!\-Y!;:=H>H^!5@U.P\N.34F@B-LRI@>:
MKYW%R!P .IYQS0!Z;69J&MP6-_;Z>D,UU?SHTJ6T&W=L7 9R6( &2!R>2>,U
MIUQ6KV5_I?Q*LO$T=M/=Z=+IK:=<K A=X#YGF+)L'+ G@X!(H O/XOAN_#6K
M:AIMM<M>:?YL<]HX198)54GY@6P1T.03D=,UF> M*M[_ $C0_$<]I=V^J&P3
MSKAI5 O=Z!B[A6.[G)&[!&>E10Z-=Q0^.=9-I<*^MJ%M;0(3(52#RU)4?=+,
M2<'H,9QSCH/!$4UMX(T6SN;>:WN;6RA@FBE0J5=4 (]QD=1Q0!L7ETEE9S74
MB2.D2%RL:EF('H!UKCX/BCHTT>E7+6.JPZ?J3+'#?RVX$"R-T1FW9![9 (]^
M#CKM0_Y!MU_UQ?\ D:\IT>SF\5?!GP_X=M[.Y6686WF321$1Q1I(',@?[IR%
MP "3EN0.< '?ZOXNM=)AO[C[%>W=MIW_ !^S6RH5@^4,<AF!;"D,=H. ?7BJ
ME]X_TRUOH;.WL]2U":XL3?VXL[?>)X^/N9(R<-G\/7 /-K9W>@>*M;M[[P;)
MKMIJ=V;NSO((8I-I=0&CD+D; ".#Z&M5;*\@^)>C73:<Z6L&C/:2R6\)\B.5
MG1@J_P"SA3ST'% %34-2DU[XA6FC7VB7LVEOHSW!M)O*'S/*B^8RE^-HR/[P
M).!WK5M_$FE^'-!=;>#4[O2-*8VT]_D2B/8<,3EM[A3P2JG&#Z'#)(;H?%^+
M4/L5T;$:,UF;D0DH)3,KA?I@=>GO6+I.G:KHO@O7O"$^F75S<R-=)83I'NBN
M4F+%69^B$%SN#8Z<9H Z/4O'FGV&J#38;'4K^Y>Q-]"ME )!-'D#Y#D9/.?3
MCKG +/\ A/K1[G4[6WT;6;BZTZ.*6>!+=5?;(I88W,!P!R"0?3/-9&BZ'=Z'
MXZT*$V]S-9V/AT::]X(CL,H="!GT(4\]!TJ[I<5U:^//&5]-8W8M;N&U%O((
M&(E,<;JX&!ZL/KVH LQ?$32IX](N8[343I^J21PP7QA B65_NHV6W9SQD KG
MC-6-6\;V&DR:J&M+VYCTE4>_E@5-L <;APS MA?F.T'CWXKB8=)U6+X6>$=+
M;2KW[=8ZC:RW, A.8TCEW,?0C&.AY_ U:\6VVOZU'XNTZ?1K^Z62UQI)B(6W
M*F/DL"P)DW9X()'& .30!U]_XSL;'6K72EM+^ZNKNV:Y@^SPY611C@$D<_,.
MO [D46/C;2[W0I-4,=S!Y5T;)[6:,><+@,%\K:"06)(Q@XYZ]:P+:&_D\:>%
M;Z72KV&"VTF6WG9XL^4[;-H.W/7:>F<=\5B2:%KTFCZM=6.FS_;K3Q6VM6UM
M,OE_:X1@8!/ )&[@\\=.E '>0^,-/^UZG:7T-SIT^FP+<SK<JI'E$'#J49@1
MP1C.<]J=#XLMCK]KHMY8WMA=WD32VGVE4VSA>6 *LV& .2#@XK%UC^UO'?@W
M5K*#2+K2?.MML(U%52228$,!M!.$^7!)Z[NF!ROA6XDU&[M6E\"_V+=VX/VJ
MXGMXE4-M(Q"RG<V3WP!C/M0!W%8FH^)H+&ZO;>*RN[V6QMUN+E;8(3&C;MO#
M,"2=C' ST]Q6W7G?C/13J.JW=Y9VNJV&NVMN!IVIZ>K$7!P3Y4F,J5W==^!@
M]>M !>WW]G_&%+F*WO;LS>'F=;: EV9O/7H&(5>!U) X]:WK?QUI5SH%CJL4
M5V?MMW]BAM3&!-Y^XJ8R"=H(*MDDXP.M9-G!JB?$JQU+4+.8JGA\6MS<10L8
M_M)D5V5<=N#ST[=:P]/B\1Z7X:CAATK45CDU^>6]CA3;<?99'=@T>2.N5S@[
M@,].M '82>.M.@TC6=0GM+Z,Z/(8[RW\M6D0A0V1M8J05(.<_E3[3QI:W><:
M9JD9D:-;3S8 @O"ZEQY1+8.%5B2<  9KAYM'U5-)^(=G%X?OH1JBJ;(?*^\F
M%5QD,?FSDD]!SDYZ[7B?3=2N="\+ZM9:0=0ETEU>YTN= &EC:(QN &X++G(]
M>V>X!N1>.M,*:FEQ#<VMYILT4%Q9S!/,W2D"+!#%2&+#!W8]<5KZ?JAOKFZM
MY+&ZM);?;N6<)\P8$@J58@C@UR4D-KJOAN_>3P+)!I]R88I+)[=([F9=XWN5
M1N @.5YW9!Z<9BT$:SX4LM=>"+5]:TB#R3I=O<J1=$G(D0;\,47*X+#H#C/<
M ]"HJKIM]'JFE6>H0JZQ74"3HKC# ,H8 CUYJU0 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M>3[D\ $D@ FMH>.M,BDU:"_AN;&ZTN)9IX)PA9HVX5D*L58$\=>#UQ0!A_\
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M(3<1N(4=P ,D=35"Q\<6%YXF709;+4;&ZFC:6T>\@\M+I5ZE#G.0.<$ X[4
M=-6+H7ABUT%YY8[O4+V>8X,U_<M,Z+DG8I/1<D\#\<X%4KKQSIMK8OJ;6UX^
MCQSF&34453"I#;"V-V\H&XW!2._3FFZIXZLM,UF;24TW5+Z]CL_MBQV=N)/-
MCW;<IR,]_;CU(! .C-K"UVMTR9F52BL23M!ZX'09[XZX'I4U<?H_B^\U/Q+K
M]A+HUY%;:<(E7_5LP+(7RP#9RP*@ 9QCG'-'AWQ!X?LO ^D7.DP74=A=R&"P
MM7.Z:1R[?*-S'T8Y+8 ')&* .PHK!MO%EI->:A836MW;:C8Q">2TD13(\1Z.
MFTD,,\<'@]<5F67Q'TN]BT:Y6PU..QU:58(+N2%1&)6SM1OFSDXZ@$9XSUH
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MO)[*T^V7*VX3]W$<X/S,N2=K<#/3Z9K7GCO2[4Z)LM[ZY&M1&6S,$&0X\O>
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MN[*YMA=ZQ-=VYEB($D3*@#9[?=/!P?:NSHH YSQM+K,/AW?HEO+//]HB\Y8
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M7P_?ZYXB\;6R6\\$.J:5#:VMS)&1&TB"3(SV&6'/?G&:V?#&MZ[J=I::=?\
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M^(@=CC.#1=>-;.'5[#3K:RO+V34+5KNUDMU0I*@ /!+#'WAR<#WKG=)TS6-
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %5M1LEU'3KBRDEDCCGC,;M'C<%(P<9!'2K-% %#1=)AT/1[
M72[:662WM8UBB,I!8(!@#( S@"K]%% !1110 4444 %%%% !1110 56NK&"[
M>&213YL#;XI%.&0]#@^A'!'0U9HH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@#%U'PQ8:KK5KJ=W)>,UNH46ZW++ ^&W O&#AB#SSZ#T%;5%%
M!1110 4444 %8UQX<M[GQ/;:^UU=+=6T30QHI7R]C$%@1MR<D#G.?3%;-% !
M1110 5BZ/X8L-%O;J\@DO)[BX9B7NKEI3&K'<43<?E7/.!UP,YP*VJ* "BBB
M@ HHHH **** "BBB@ HHHH **** .<N/!=C)JMSJ-K?:II\UTX>Y2SNV2.9L
M ;BO(!P ,C'2M.+1;&%+=%C9DMW,B*[E\R?WV)Y9O<YYYZUH44 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M6<,(SQ[;=GY"O/O"VJZA87FBZYK"0G1?%6L7$]TAC+%BO$0;U4.2P4#MGGC
M![I>^(H;/7]#M!)%):ZLLJ12(<_O%4.N".""H?\ '%;U>7^))9/$7QG\*Z59
MAO*T:*34;U@/]7O "*?0\#CT:NX\5ZY%X;\*ZGJ\CJIMK=W0,?O/CY5_%L#\
M: /-K;QWXGOYO'-S::A8)IOAW?Y$DUKGSV7=\I(8?W",CU%+<_$S7=4\&^$+
MO2X[>SU?7KXVC1M$77:K%6D7)X .T\YZ^U1_"KP!I6K?#2VGUC[1<C4IGNIX
M%NY%C<AL+O56 ;[H//K4\CV-W\>;/3XXTBL_#.F'[/:Q)QYKJ.%4=@C#Z;:
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M:VE8*0!(H!(Y'.-PY'%/NM7M+26:-VD=X(O.F6*-I#&G."0H)YP<#J<'C@T
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MTNU\-+9:_&MQH:30J\EEN26.3&<IYG##'# _A5S2?!VJZ)!<I9^(0S2ZI)J
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M/U("Y^E=#JWA]+^]TW4+:9;;4-.9S!*8]ZE77:Z,N1E2,'@@@@&GZ+H2:/\
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M!QX>\3XPZCYNJ3BTM]'BN!#L0JJF5MRCC/.T'/7WP!56;Q5KC_#H>.K6X3:
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBN<\5^.?#_@N&!];O?):<D11HA=VQU.!
MV&>IH Z.BJ.C:SI_B#2H-3TNY2YLYQF.1<C/.""#R"#Q@U>H **** "BBB@
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M';,L#9<G.#C&0."<GTH VJ*P=1\8Z1I>^2ZDF6UCG%O-=K"QABD)QM9QP.2
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M%&,  9/  '-.T?4&\5Z=J^KF:9+/S9[6Q6*5DPD>5,F5(.YF#8/8  8R<Q^
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M!N.,,64[>0& R*HS?$O1HK/4+L6>JR6^G7+6UXZ6AQ 5QEFR1\HW?7@\8YH
M[*BFHZRQK(C!D8!E(Z$&G4 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MLUTI-/C\^)HFF?S#(S;& 8 #:,D#.3BMSQ%:S7_AC5K.W7?//9S11KG&69"
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "N<U?QE9Z1;WMVUG>7
M-E8/Y=Y<VZH5A/&>"P9MN1G:#CZ@@='7E]K97N@>(=:L+WP6VMPW]_+>65]%
M%$R@2G<8Y2YR@4YYYXZ"@#5DDBF^,6CW-O*SPW.ASR AR48>9'@@9P.#VK4N
M_'.G62VMS-;78TRYN1:QZB AAWDE02-V\*2" VW'?H0:SY;"]3XEZ/<FRD%I
M!I$EI+/!$1$DC,A"KZ#"GV'%8/A/3[_2+.'POJ'@A+B]M',46K&")K:2,-\L
MK,3NW ?P@$DCMG@ ['5?&=EI<.H7 M+R[M=-8)>SVRJ5A; )&"P+$!@3M!QG
MUXJJ/%MU+\0(M#ATV>2R.FB\\]6C^<-(JA\%@0H&[C[Q)^[P,Y&D3:]X2U[7
M=,;P]>ZE;:CJ$M_8W=LR>6/-P624L1L"GO@\= >*T);35+3XI6FJ/I\MS;3Z
M,+*2>W V1RB;>Q;)R%P<CJ>W)H ET3Q!X=L](\0:I;0W5E;V^IS+>_: Q9[G
MY VU<D\DJ !CGH*THO%-N-:ATB^LKRPO+B%IK9)PA$X7E@I1F&X=2IP?K7!R
M^&=:U+PKXH@MK.:&^;Q$^JV4<XV+<(&1E&>@SM/!Q@XSBNDO+:?Q1XE\-:DM
MA>6<&DM+<W!N8BCAVCVB)1U8Y))(R,+U.:  _$W2QIKZE_9FK"PANC:W-P8%
M"V[!]F7RV<;C_#DCN!797$CPV\DD<#SNJDK$A4,Y] 6('YD5Y-<Z-J\OPF\2
M:2NDWG]H7>I32P0&/ET><.IST'R@]3_2O6HI!+$D@5E##.'4J1]0>E ''>&?
M'7]H^"[77M4LYK<W4NR!%V-Y[/(RI'& V2>@RP7UZ9-;5CXEMKK79-$N+:YL
M=16$7"0W&W][%G&Y&5F!P>",Y'I7G-AX>\0I\.O#MLND7":CX:U)+I[:1D'V
ML*\FX1G/]U\@G&>E=>+";7O'VE:^EK<VUIIMG-'FXB,;RR2[1MVGG"@$D],D
M8SS@ U_$/B:S\-+8M>0W4BWMU':1F"+?M=S@9]OID\<"LZ/QU#)J-[I@T/6!
MJ=M&LJV9BCWS1MD!U;?M X/WF!SQUXJ+X@6EW>6^@K9V<]RUOK5K=2B),[(H
MVRS'_#J:9%#<K\5[S5&LKH6#:-';+/Y+;3(LKN5QUZ,.WM0!=M_'.EW>AZ7J
M=O%=2?VG<?9;>VV!93*"P96R0%V[&R2<<<9XKGO'&N6WB#X7^*FACNK:XT[?
M!-%(VQXY5VGJC$,"&!ZD'-9VDP>)-)\*:3:#2=16#^UKE]1BMP%N/)=Y&0H<
MC )9=Q4Y XXJM<Z)K"^%/'^F1>'[R)]2N3)9(-K!PR1@#(8\_*23T]R: /2+
M/64>^BTN"TN9VB@1IIX]GE1$CA6)8'=CG !."#WJC=^.=.LEMKF:VNQIES<B
MUCU$!##O)*@D;MX4D$;MN._0@UC^%H-4\-:S+I)M+ZYT&]7[5!<,A+V<SD[X
MI,\D$Y(/.,\\<UD^$]/O]'LX?"^H>"4N+VT<Q1:L8(FMI(MWRRLQ.[<!_" 2
M2.V> #TC5]5M-$TB[U2^<I:VL9ED8+DX'H.YK-L_%4%SJ\NE36%[:WRV8ODB
MD5&,D1;;E2C,,@\$''6I/%[ZQ'X3U)] B$NJ"+]PA .3D9P#P3C.,\9Q7(Z3
M:WD'Q&M=:30=5BL)=%>WDFNF#R^9YJOF3YB>@P!U] !0!JVOQ,TNZL--U%-.
MU1-.OK@6PNW@4)%(7**'^;/)'4 @9Y(/%=9?S1V^GW$LL<DD:1DLD0RS#'(
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M=@1M+H0"1U[UQGA$WC1V&GW_ (%6PU*R"K<7[P1>0=G5XV!W,S8X '&>3QR
M;4'CVQGGOK5=-U%;ZRNH[1[-EC$K.^2I4;\%< MNSC )Z XFGO=(;X@V%I-9
MW0UC[#*\,Y)$0BW+O7[V"<[>Q^M<UK-CJYUJV\=:=IEP=1MYOL;:880'GL\D
M$DGH_P#&#G &%ZYSK745U<_$_1-3CL;O[%'IL\,DS1$"-W9"JG_OD^PH UK'
MQ3!J+V36UC>/:7LDD<%V/+,;% QYPVX [&QD?7%8>E^+WUG2?%$NK:/>1V-C
M<W%LZQE&/EHBAD^5]V_EFR.!GAN*S-%T2\L_$>F:AH5KJ6DBYF9M:TN96^R
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MQP<C- '1W.N6VO:/XDTXP75K=Z?"R7$,C!64M'O1@R,001SP?K6=X1U^'3?
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M*VC69K:X"Y>(G =2I(9<\=>#UQ5C4]9M]+FM+=DDGN[QREO;PXWR%1N8\D
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M2VC.-D; 8RJJ2JD]]IYK9IJ.)(U=0P##(W*5/Y'D4Z@ HHHH **** "BBB@
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M%W$D]V. /KT'-9-G\0-/OM$@U.&PU +<WBV,$4B(&>8L5*\,0 "IR21T[\4
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M4.C#N",@T^@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M@XY [UD?$VSDET/3-20%DT?5K749@/\ GDC8<_@K$_0&NP^S0_:OM)C!F";
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MGN[N=X=D:NB<+*CDDLP'130!J7FO"+6/[(L;8WFH+!]ID3>$6.,G W,>[$'
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MQW@[<X/(Q\QZ&BRTC7]!\70:Y<0-J:WVEPVNHFV*AX[B/^,!B,HV6Z<@]L4
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M&6+]T9(E0<;\GD'.,U'K?AZ:7XCV<EG,B6FJ6V=6@QS(MNZM&WXEA&<]5)H
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MR;S^SM6?9:W2@-U7<K.@Y16 R#^8%<YX.U"'0AXKAMK1IYI/$L\=O9P8#/\
M)%G:#@  '))P *T/!TWBZSTVP\/ZEH2VYT]$@DU(7"-%-$G **#NW, !R!C)
M/M7.0>%_$VFZMJ_B;3-*GCU<:Q+-#;O<1;+ZSD\L-&Q#D*05+ GH0.O8 ]:B
M9VB5I$V.1RN<X_&GU#:S23VT<LMM);.PRT,I4LA]"5)'Y$U-0 4444 %%%%
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MI(D;2*KOG8I."V.3@=ZY2U\>6RZ=K<^K6,UA<:/,L-Q;[Q*6+A3'L(X8MN
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M3XE"3P_9:^-"NUTJ698+J9Y4!MW,GE'"YRX#\$C'MGG !WE8V@^%]+\."?\
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MV&4L,Y7/(&21G& !5C_A'M=;PIX[L/[*D%QK-Y<RV8,T6&62-47)W\8VY/\
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MNC8@E3Z<$C\C4U%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MNBV\\$CF5 Q#QJB[02,XV\]/;-=-K<4UQH5_!;Q&6>6W>.- P&692!R>!UH
MY/PIKJ:;X&\%:=#"+C4-0T^);>$OL7"1!G=FP<*!CH"<D#%:4/C15?7+2]TV
M>/4]'A$\EI;GSC/&5)5HC@%LXQ@@8-<_:^%-;L+#P3J4%JK:EX?MS:7-F95
MGB:,(Q1LXR"H(SC/?%7-2\-Z[?S^(]>T\_V=J][IZ6-@CR#=&JDL69ER S$X
M&"<8!SZ &M8^+)YO$@T*]TU8+R33_M\:PW'F94,%*-E5VMEA[>]8J?$NY;0(
M]>?P[+'IBWAM;J1KI=T7[[RMRJ!\_.,],9XS3-*T+6[;QEI6LKH%K96L>F2V
ML\*78>17+HQ8G'SL=I'4YZDBJ#^%/$#?"N\\/#3@-0FOVG4>>FS8;GSN6SZ<
M=.M 'IUS*\%K+*D+3,BEA&I +>V3@5Y^GQ2F&AZ7X@N/#=Q#H-XZI+>FY4F
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MWW:)E$0.S+@'+8.=OMU[5N2>*([B\T^PTNW6ZO+ZT^W!)9/+2.#@!G(#'DL
M  <\],5S:^']:_L?Q[:G3B)-;DG:S_?1XP\(C&[GCD9/7BF6^@>(=%US0M?L
MM.6[:/1X]*U"Q,Z(Z[#N$B,3M/.>,CCWZ %GX6J53Q8K6B6C#Q!.#!&050^7
M'D @#(_ ?2N^K@]"L?%.A67BFZ31[2:\O=3>]M+<WH <,$4@MMP,!2??I@5W
M8R5&1@XY&: %HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M&OAJ"2_CEUFT1M/ -WE^(<G !/3)/ '4UYEHDEG>_&2PCCM)X-+\/:,J62O
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MJR(%)# ?*!N!')P.1WKQN;QSXUTGX?\ AK7WUMKS6-5O"J:8]K#MFA^8# 5
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M9W_M&WTS&GZ5J4:YW13D!U##LHV_0\9X%7-;T9M0TCX<^ [%95MW875W*(R
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M=6?[.\L=O#<2ZIX@O]LC>607>1QDCU&Q,$],DT >X:=XGT35KK[-8ZE!//\
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MQ+':6D1B+E7V_*IVY"X (ST]ZV: "BBB@ HHHH **** "BBB@ HHHH ****
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M5I^H7=WI^JQBQA6:6-K4AF1B0"N3@\CGGCBNGBD$L22*" ZAAGWKD?BFJ_\
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M **** "BBB@ HHHH **** "J6I:1INLVXM]4T^UO85;<([F%9%!]0".M7:*
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M*)M0OEC2:18PB[8P0H"\_P!XY))/X "MBB@ KG9/"OF>-HO%']HS"XCM39B
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MS917VHRW=I97HOK>.2-0ZR!BRC>/X5)X&,\ $D<5T-M,;BUAF:&2%I$5S%(
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M+&PN(GBD,!!D8.,,2S!LL<\DY- '/:SJFIZ59^$?$#ZC<#3':"'58OEVD2H
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MN)(K@?NL(%4HNSY.#M)'.: .1L=4UVUL/ &LS:Y<W)U=X+:[MG1!$RR0,VX
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MY:MYK 8WY9CP>,+TR2:=!>:C%\1]+TR?4GN(9]#DEN!&<1R3*\:^8H_ASD\
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M;K1KA+J]B;2&=[<*ZMN9P0[.64EB03DYZDGK3#X*T^1_$#3W-Y.NO($O$=D
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M_:BA,>5V9)506.W(Y)Z^O-=!10!PWQ3C>X\.V%O&MPSMJEJY^SQLSHBR LW
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M\UQY$2Q^=.^Z23 QN8]V/4FK%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%<AXX^)&A> 5MAJGVB6>YR8X+9 S[1U8Y( 'X\_
MG0!U]%97ASQ%IWBK0[?5]+E,EK,#C<,,I!P58=B#6K0 4444 %%%% !117EW
MQ'T6+1O"_P!MMKN^%Y/JL1DF%W*#MDFR5 W8"X.T =A0!ZC17G'Q#\-VFF>
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M!N;>&#:&:( $N2Q 5?F4<GJ0!FLRX^(.F6V@:AJSV=^1IDWD7]JJ)YULW'+
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M_P"S-6&GI=&UN+EH%"V["3R\O\V2-W]T''?% ';45RI\3WI^([>'1IDYMH[
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MA[I<_,@&/1F42?[T=>@5D>'] M/#]FT%M<75U(Q'FW-Y.9I9"!@!F/8#@ 8
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MKF-T*.PSP7R=WN<UWU% '-:!%#JEG>/)X9&D6=S&(C!/"D<TPP0V\(2 N#@
MG/7IQ69X(\.ZI8:;<V.L,<6*R:;I\F<LUMN)$GL2"BX_Z9"NXHH \N\(6>H:
M;96?AO4?!$9O[$K"-5,,1MGC4\2[L[BVW'RXR3U(YQO^%;:[@\9^+KBXLKF&
MWO;F&6VEDCPLBK$J-CTY'?%=E2;A@G(P.IS0!C>'-?DUZWNVFTRZTZ>UN3!)
M!<XW?=5@W'&"K UD^-[.^DU#PQJ%G83WJ6&I>;/'!MWA#&ZY 8@'!([UU=O;
M0VD9C@0*I8LW.2Q/4DGDGW-2T <)H\.H^&?%OB&6ZTZ[N+'5Y([RWEMD\TI)
ML"O$X'3H,'[N.XK6\!:!<>&_"5O8W8"W+22SR1J<B,R.7V ^P('U!KI:0$'H
M<T <QX^T>[U7PY]HTQ-VK:;,E_8@=6DC.=O_  )=RX]ZS/$_AC5+[P+!%9JD
MFLV]W%J;1%\+-,LGF,FX]N2!GT45W=% '%W-I/XG\6^&]66QN[.WT@3S3&ZB
M,;EY$""-1U/<DCC@8)S7-S>'M7U#X>^.M,CTZXCN[_5+F[M(Y5V^=&SHRX/3
M)VG@\^M>L44 >?M-JFJ_$#P[K0\/ZE;V,-E<Q2M.J*\9;9U7=G'&/4\\8Y.#
M/HVKR?"+7=(72;W^T;G4I98K?R^61KD2 YZ?=![UZ]10!Q4L&HQ?%./5X=,N
M)K*[T9+43 !1%()F<^8"00-K>A]*Y1K3Q)J%KX:O=0\/:E+K%CK237[LT>T*
M!(,0C?@)RO(P.!DDY->P44 <;X6M[R'QOXNNKBQN(+>^GMY+:61,+($A5&QZ
M<COC-4;O0+E/B68K1T_LC58TO]1A[K+;LH4CTWDQY]?+:N_9=RE22,C&0<&L
M?P_X:M/#L,BP7-]=S2X#W%]<--*5&=J[CT49. /4^M &S7G>C:E]@^)'CT&R
MN[C=)9%/L\1?<WV9?E./ND^IP/>O1*Q=+\.6^EZYJNK17MW-<:DR-<)*4*91
M0JX 4$87 ZT <)%X6U3PQX<\$%;&6]?2+Z2>\@M,.Z"829VC(W!2X''IFGW-
MCK5R_P 2)&T*]C&L6,<=D/D;>_V8Q[3ANN2,GD#GGBO4J* //-;TK6;GP)X8
MN=,LI'U+1)K6Z>QE^1I?+0H\8)XSAC@^W%3^(;[5_%'@/7(H?#]_9_:+)X(+
M>Y1?/EE88^ZK$*H]2><]L<]Y10!P%S:WLOB7P%=)I]V8;"&=;MS$1Y)>$(H/
M_ AVSZ]*Y_4[/Q+JNG0R:AX?U&XU6SUV*X=E9/)\A)\J(%W8^YC)P#UW&O7Z
M* /,?$FBWMYJU[JVB66I:3XG22-8)X03;WR87B;JA"Y8'.#\O&>!2_8[[P_X
MLUJ*[\'OKMEJEU]KM+N"*)S&S*H:.3>1M4%>#TY_+TVB@#S?Q-X?^W3(XT^_
MT[6;.P06&I:.K!?,^;,! XV @?> &&/(YKN](%^-%L1JA0Z@+>/[48_N^;M&
M['MG-7:* .&TVWO_  OXT\1S3V-U=Z=J\D=U;3VT?F%9 FUHW Y7H""?EQW%
M86H>%M4TWX1'18K&:YU*YO5NVMX &$6;E92N>GRJ,=>3TKU:B@!D4@FB615=
M0PZ.I4CZ@\UPU_I.H^'/B)/XJT^QEU"PU.V2WU""WP9HG3 255)&X8&"!SWY
MKO* 0>AH R8-0FU8A(+*ZM[<@B2:ZB,3=.BJ?FSG')&/K7 V6C:S#\+;KP'/
MID[:BJ26<-P$_P!'DC9R5FW]  IR5/S9' ->J44 <+8Z;<Z=\2XYQ:W3Z?;^
M'X[ 77EDAI$D+8XY^[SGIGCK7.3Z-J\GP?U[1UTF\_M&YOYI(;<Q\LKW'F Y
MZ?=]Z]=HH \\.HK;?&::9K:[:.3P[#GRX&=D/GR8RH&[]/K5&/2O$.AZ?]H@
MT^[-OJVOSW^HVUFR_:(8)!A%!R,'Y5+%3D9(![UV\?AN"/Q9)XB^V79NY+86
MK1DIY?EABP&-N>"2<YS6U0!X_<Z'K"^&OB!IT/AZ\B.IS>99(-C!]T: #(8\
M\$D]/<FNFOK>\N/&O@N]CL+LVUG;W*7,AB($1DC15!_%3TSBNZI.&4C/!XX-
M ' 7^@7*_$I8[1T&E:Q"MWJ4/<26[+M8>S[D4CN%->@5B^'_  S:>'8I1#<W
MUY-+@/<7URT\A4$D+N/11DX ]36U0!RM_=M<W&KZ9K_A^YN]*:11;2+;"=)4
M,:$@JN6!#[N2,>_%<3%X+UO3/ ]H;/3OM/\ 9^N/J5IH]U(K-]D(91"2<C?M
M8MU.">YKV"B@#S;5=)O/%O@W58M)\,C0;AXXV@6ZBCBEFECD60*0A.$^3')Y
M)[ <]+H&NZMKH077AZ\TE40_:6O-OS/C&V/:Q+#/.X@= ,'/'1D@#).!2T >
M-VVFZ_'\/_#V@?\ ".:@;O2-5MWN&.P(ZI,6S&2WS CG)P!ZUV.A6]Y'\2O$
MM[-87,5I>06B03.GRLT:N'&?;</8]J[,D 9)P!WHH \RDT75+ZQ^)-M'I]PC
MZKN-CYB[1-^X"<$]/F'?'6I]7BU/4-%\%;=%OXY+'4[:>XC9 6CCCC968X)[
MGIU/I7HV0<X/3K10!YI<6=[H/C369+GPC)KVG:M*EQ;7%O%%(\,FQ4:-]Y&%
M^4$'.!^>)O$?A^/49;<3Z9?:;J-K8JUEJ6BJW[F4L^Z#Y>JC"_> 4Y/*YKT6
MB@#.T :FOA[3AK)0ZF+=/M13&/,P-W3CKZ<>E:- ((R#D&B@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *Y-/'*SZY>:3;:
M%JL\UE=16URR(FV(2#(D/S?=P0>.<9XKK*X[PU8W\'C/Q=<W5A/!:ZA- ]M,
MQ7#A(0C="2.1W% $EUX_TZS2TNY;>?\ LJZN1:I?*R%0Q)4,5W;MA(QNQ[XP
M0:O?\)3'+<SI:V%Q<P6]\EA--$R?NY"RJ25)SM!89/7VQS7'^$]/US1+.'PQ
M>>$H9I;1C%#K/[HP/#GY9&'W]P'\..2.HZU)JOAZ]N-??5]&T^^TGQ +]5>>
M%P+6]MQ( 6E&2#^[SU ;(X'2@#ID\9VSVGB"?^S[T-H;E;F+]WN;"!R4^;!&
MT]R*P?$%U;ZKX@^'6L01NJW=RTB!^&"/;LP! .,\U7N].UNRO/'=E#HES=)K
M4;2VES&Z"+FW"%6R=P;(X !SD=!S3_[*UD6WP[5M'N0VD[?MH#QGRL0&/LW/
M)SQGB@#:T/Q3J.I^*/$5A-I4Z0:;*D4>QXS_ ,L]^3\W5LC&,@<9(YK/TKQA
MH.B>!=,U+3='OH-*NKUK:*%%#-$[3,I+#<3RV3@9]*N:'9ZGI7CGQ3+-IDS6
M6H2PW,-TCH5(6$(5QG=NW#IC'?/KRT&@:]'\,=&TEM%NOM]MK"W,L.Z/Y8Q<
MM+NSNP?E(XSG- '=:9XLAO=<O=(N]/N]-NK6W6Z NBF)(22-X*L0,$$$'D50
M?X@VB66EWXTR_DL=6F\BREC"9D<YVY4L-NX D9_'!XJ*6UNA\3KG6)["1=).
MA"U:XE9 F\2LY!YR!M/7&*Y#19I-/T311K7A?Q&--TJ3[;"J"&6"W.&*MD-Y
MC*@8XSSZ@X& #V0'(!QCV-<;\4=5O=)\!:A-8QS^8X2(S1.J^4&D53U(.2&(
M&,X/IUKLNM<C\2["_P!6\#WFG:992WEW.\)2.,J.%E1R26( X4T 9YU'2?"G
MB2%;7POJ-OJ6M0OBWMO+V2&$$_=5]H;!'/IU/!K<A\5F[86]II%[+?I:QW-S
M:,41[</G:CDMC><' ]N<<5G:S;:A>>/_  GJ<&F736=G'=BYD.P>49$55R"V
M3RISC-,AL=1\/?$/6]5%E/>Z9K4,#;[<!G@FB79M*D@[6'.1T/7'6@"=_B)I
M7]F:1J$%M?3P:E>"R79&-T,V2"DBYR"-K< 'I[BG1>.))K_4-+3PYJO]JV:I
M)]C)AR\;9PX??L X(QNSGH#SCF'\)ZM8Z=I!CT^6:XE\4G6[N*)T(MHV+_+D
ML 2 5SC/.<9KHK.UOX?B;K&JOIUR+&;3H((IAMP[HSD@#=G^(8R* -_P]KMK
MXET&TU>R$BP7*DA91AE()4J1Z@@C\*T^@KDOAKI]_I/@>ST_4K.2TNH9)BT;
ME3PTKN""I(Z,*ZJ;S?(D\C;YNT[-_3=CC/MF@#E['QW9WLVCG[#=Q6>L2/'9
M7+A<.R@GYESE=P4D<?7%4?&>NPZAX2\46UII]Q>P65M-#<3QLH5)1&20N2"Q
M3(+8Z=LD$5SD.F>)KMO"FHWWAV]DU:QU OJ,\T\1+Y1US'\V!&"0<#&., \F
MK4.G:_HNB^,/#9T2ZO4U![RXL+RW9"CB92=K[F!# GT.>WN =%X?UR.T\-^&
M=*@@DN]0GTF&80QL%V1K&@+L2>!D@#N2>G!QROAV\T^T\$>/;C4])NI-.76;
MO[39*1YBQ[(]RGY@./9OI5K2]-\0>'=;T'6WT2ZN8&T*'2KVVA>-IK:2,Y#@
M;L,I.1P??VIJ:/KLG@OQ[9/HES'<ZM>W4MG&9(B7$B*HZ-Q@J<YX]": -R]\
M475AK_A72=.TF5K*_MY)1M=-Q5(@0@W,,8W*221TXSS5O3M7T.+Q/XKE^Q2V
M-W8Q6[ZE=SD;9$V.4888\!0>PZUEWVGZNFL>!]4@TFXG73[>>WNH5=%>)I(D
M52<MC&5.2"?QJO>>&-2UK6?'UM);2VMMK-G;P6ETY4HS)&RG(!R!DCJ.1F@#
MH?\ A-+>*32FO;"[L[/576.TNI=NTNPRBN 24+#ID>QP>*IW/Q!CA;6T@T'5
M;A]&8"["",;5V;RP)?!&WD ?,?2LVXTW5O$_AK0-$OM*GLKFSNK:2^ED*^6H
MAY)C8$[MQ  QTSSC%+#IFJK<?$!VTJY U0#[%RG[[$ C_O<?,.^.* .C?Q7;
M2R:7#IUM/>S:G:&\@5<(/) 4[F9C@??4 >_XUR?C;6++Q1\,;/6K6.5$;4+;
M8LHP\;"Y5&! )&<AAWIUA:^(K6W\*:?=Z+>7&DP:2MO=6L,L:E;I0J@RY<!H
M\!N 2.>0>*RXO#WB"/X2PZ"="G6^@U,2"))(R&071E+ [@-NW@9P2>V.: /7
MJHZMJUMHUD+FYWMOD2&**,9>61SA44>I)^G<X JXC;T5MI7(SANH^M<M\0-(
MU34]&LKC18TFU#2[^'4(;=VVB?9D%,GID,: +*>,+2&XU6#5+6XTYM,MUNIG
MF :-HB#\RLN0>A!'7/3-(/%\,-_IEMJ.GW=@FJ';9S3;"K/C(C;:3L<CH#UQ
MC.>*R-9M=9\?^#-6TV72YM%%Q;;(DO'4R/*"&&=A.U,KC)Y.X\#'+;VRU3Q=
M;>&K:]TNXL)M/OX;Z^>8KM5HE/RH03NW,1@CC&<X/% $UQ\1X(K76+F/0=6F
MCT>=HKTJL8\M54,S\OAA@]!D\9('%2ZAXNNT\8Z#IECI\EQ8ZA:RW7G(Z R
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M4731=FUN+EUC MV\SRP6&_)&['W<XSZ\5-<V5UXD\5>'M8?3KJRM]'6>:07
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M;225G5U.[:KIG/49R10!Z%J/B9+*6>W@L9KNZMH%GN(8Y(U,8.<+EF +':<
M>G)&1F[H6MV7B/0[35].<O:72;XRPP1S@@CU!!!^E<3J%KJVD>-KW64\+OK>
MF:O##NC7RO.M)HUVX(<XVD8Y!X(_/N]*CFCTR$7%M#;2D%F@AQMCR20N1P2
M<$]SDT 1Z[J,ND:#?ZC#:FZDMH'E$(<+NVC/4]!_GFL+1O%SR>%= N]1M)SJ
M.J11+# NS=<N8@[.N&PJXW$YQ@#IT!WM<M);_P /ZE9P &:XM98D!.!N9"!^
MIKSZ'1M?32? VJKH]PEWX<06]Q8O)'YDT;0B*1TPQ4D8R 2"1GIQD [;2?$D
M&I:M>Z1+;S6>IV05Y;>;!W1M]UT8$AE/3U!X(%;5<GINE7%[\0+GQ3+;RVL
MTU-/@CF #R?O#(SD \ ?*!GGKQTSUE ''V'B"\U?QMXA\/W.ER"PLXK= V]"
M/G$C%F^;.& 4 #.,<XS7,_#SQ9'HO@'PM;W6FWQM;J7[)]N 7RUE>5PH(+;B
M">-P&.>M=%9VFIZ7\1O$5\=+GGL=2M[5HKB)TVJ8D<,I!8-N)(Q@8]Q7,VWA
M_78?A9X9T=M&N?[0L=2@FGA#1_*B3ER<[L'@]C0!VVL>,;?2DU&2.SGO(],&
M;QH70>7\H<@!F!9@I#$#U'?BMO3[^VU33K:_LY!);7,2RQ.!C<K#(/Y&O/\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M&D5QA2V<87&?4_C7,2^%_$,GPJU;01I+C4+G4'GC0SQ;=C7 ER6W>@Q]?SH
M]4<L$8JNY@.!G&37C^NZOJ'B?X0>+;G5[&W'DS7"1;9-XC:.3:  5'3'WN^3
MP,UZ_&Q>-6:-HR1DHV,K['!(_(UY=/X8\1CP!XI\.)I2O+>7=R]K*MRF)5EE
MW@X)&T 9SGG., ]@#JM/\52_\)#8Z'>Z3/:"\M6FL[AY%;S?+"[@5'*'# C/
M;T/%4+_XF:;8PQW^R&72VN?LS3)=*9E^;9YGE8R4SWSG'.*DO--U6Z\;>%-3
M73)5M;"VN([EFEBRC2*@'&[G!4YQ^&:S_#-EXQ\-P'PPND6UQ80RN+36#=*
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MFBP5DB5!N._C!7)]O6NJTJ76+2/1-/?2-MJ++;=W#7"9@D10 NT9W9YY!XH
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MQEP&;Z"H-*N[B_TFUN[JT^R331K(UN7WF/(SM)P.?7CK7E8U33?#>L:MHWQ
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MJ0<5;MK=+2UCMXV=DC4*I=BQP/4GDU+10 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7"^,O#Y
MU/Q3H4UG<"&>Y$ME?H!_KK(C>X/IA@H![&2NZK(TOPQHNBZA?7^GV$<%W?2-
M)<2@EF=B<GJ3@$\X&!0!D:[H>H1>--*\4:5"+DV]O)97=IO",\+$,"A;"[@P
MS@D9'<5EZKX)OM:TWQG<E4M[_7H(X8('<'RUB3"!V&1ECG.,@#')KT*B@#@?
M[/\ $^H^+/"^LW.CV]K%I\%S%<1&\5W4NJ#((&#DJ<#VY(S6GX%TK4=(L]5A
MU&U\AKC4[B\B(D5P4D?< <'@CO\ SKJZ* .<\5Z6-92VLKO0XM7TN0/]IB+J
MLD;<;'0L1S]X<$'GKV/+0^&/%&GZ9H-IM_M33K6[N&N-/N;H!C V?(5W.0_E
MCJ.1G&,X%>F44 >7GPGXB_X0OQGHQT^U$VK7L\UKY5P"N)-O7(& ,?4^@K1O
MM,\3Z7XBLO$>B:=#>^;I\=C?Z;-<K$PV$E71^5XW,/I]>._HH IZ7_:#62R:
MF(DNI"6:*%MR1#L@; +8'4XY.>@P*Y;2])UCPMK_ (@:SL?[0T_5;DWT)694
M:&9E =7W$?*2 05R1Z5VM% 'F]QX)U'3/!/AG0M.A6\ET[4H+ZYD\Q44[9#(
MX7)SR6('MUQ7H%P+B;3Y1;GR+EXF$9D .QR."<9!P:L44 >66/AGQ2)O"EW/
MH]FM[IER[7\[WNZ2Z9HF0REMN<9.<<GG& !6BOA_6O[,\>6YT\A];>9K/]\F
M,/"(QNYXY&>_%>A44 <%X@T:9_A3;6T_^BZKI=O!+:L"&*740 3:1UW,-H]0
MU=;H>GOI>CV]K*XDN "\\@Z/*Q+.WXL6-07/AC1;WQ#;Z]<V$<NIV\8CBG8D
M[5!)'RYQD$D@XR*UZ .-U[PYJ5OXRM/%^@I#->);&SO;.63RQ<PD[@5;! <'
MUX/3(K=M;O5;Z2/S--?38E.9//DC=V_V5"%A@]R3G'0<Y&K10!YUIOAK7=%\
M*:SX0@M$N+6X-PEA?>:H2.*;)(E4G=N4LWW00>.E78?#%YIGBSPN]G;-+IFD
M:8]@TQD4,<A IVYR?N<_7C-=Q10!YTGAW6_^$9\=6!T_$^MW-S+:?ODQMEC5
M!N.>",9/7\:K#[=IWC_PA$VGO+<0Z#-%- DB;AM,8)4DA3R!W'!]>*].K+F\
M/Z;<:]#K<D4IU"",QQRBXD 5#U7:&VX.!GCF@#C+_P +>(?LNK:G8QH+[5-4
M@N;FQ$_E[[2,!/)\P<!F R2#CDC)[MB\-:]#>^,)(]'LX+?6=.B@MHH+A?W;
MK&Z;<8 ZN"3T';=7I-% 'GK^']:.F^ X!IY+Z(\37G[Y,82$QG;SSR<]N*L>
M*/#QU#QSHT]I<",W<,EOJ<0&?/M(V5^?^!X0^TIKNJR-&\,:+X?GNY]+L([>
M6\D,D[@EB[$D]23@9).!QS0!KUQ\R:Y<Z'>Z5K'AV/5!,\RQ,MS&8WC+'9YF
M\@J0",[0W3(]*["B@#S./P;XB\+Z=X6N]#:#4M0T>UDL[JVFE\M;F*0AB$<_
M=VLHQGL!]*T/$&C>*->T>PU-(K2TUO3K]+VUL3-OCVJI5HWDP,E@QY P.!ZF
MN\HH Y"^LO$/BKPCK-GJ5E;Z5->64EO!:BX$V'93\SN !C.  ,X&2<YP,F/2
MO%-YK'@V_N-&M[9-'69+B-KQ68[H1'N! QUY _/%>BT4 <EX)TS4M&M=;6_L
MC&USJES?0JDB-N21LA>O#>O;WKG(?"&OI\+[/1_L<0U.QU);T1&==LJBY,N
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M39HD%O@A=VW*&/)&%))R.#0!ZG16)9Z[8VMW8Z!?ZK#)KC6X9XS\K2E5^9@
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M /$O'EB-/\ :MJ^E-?WDNLWT*ZIJ)B*,]L <B-< K&.%'J#U(YK<\8ZEH!\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MHY0R-\O&-IV 8.>,UI:7H$=AJU_JTLOGZA?+&DT@0(NV,$* H_WCDDD_@ *
M+&N_\B]J?_7I+_Z :\MT?PSJOC3X2>&-%(L[73"L,T]SYS/,44DX1-@ 8^N[
MCWKU?4[)M1TVXLEG: 3QM&TB*"0",'&>,\U3\,Z"GAG0+71XKJ6X@M4V1/*
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MXSMP!QP.#F@#8N%=[>18I3$Y4A9  2I]<'BO'EU_Q?#\+].\=G7S/)!MDN;
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M7Y8CE/!B"9.W:<CDD]_2@":'XF:/)I<NJRV6IP:;#.;>:[DMP4B<':=P5BP
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M\QOE.<   =.#G.1@ ] HKS>_U?Q-H>E:)/XEBN+BVCAE35+C13N:.4,!'(P
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MF31F)M&D>,;5V; A 0 C;QG[Q]:MIX'TSSM<$LUU-9:RS27-B[CRM[*%9EP
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MR2 !@_,>F ,# %-M?A_8VUSH]RVJZQ//I*O';22W(SL90NP@*!C"CH 3W)H
MX>ZO]>3P%XHUW_A(]1-WHVK7*6PR@5ECE"@. OS CC' ]JZ5+3SOC<\AN;H
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MSYUF*%=^ ,C"@C@ ?A0!D+J$NO>/]6T-[FXM[/2K2!RD$IC::27<=Q9<'"@
M 9QDG.>,<AX:U2\T?P=86%O.6GU#Q+<V3W$CA"1YDK$[@IPS;,<#^+C'%=]J
M?A"TO_$,6NV]]?:=J2Q>1)-9NH\Z/.=KJZL#CL<9'KTJB/AOH9\-7.A2R7LU
MM/=-=B22?,D,I8MN1L<$$GGGWS0!B:WJ/B7P-H_B'5)[JWEL3%$=/AFNGN)+
M>5G6-B69063+AL$G&,=Z?KFDFQ^(/@4F_O;C?+=K)Y\Q;<WV=OG']PGGA<#V
MXKH;?P/IPT:]TS4KO4-82\C\F:;49_,DV#HH( "X// SGDYP*KV_@"VBN=(G
MN-;UF[?268VGGSI\H*[2I*H"PQQD\^] '*7>MZM'\*_%]^NIW0O--U.ZBM9_
M,^=$24*H)[C''.:Z@7TNO^--4T*2\N+6WT^Q@D5;>4QO+)+NR^X8.%"J .F2
M<YXPEY\-]+O8-8M7U#4TL=5F:>>SCF41K*Q!9U^7/)'0DC)SC.,6-4\!V&I:
MA9ZE%J.J6&HVT/V?[99W 626+.=KD@AAGGI0!S6LZ9?+KOP_M=4UJ>\O%N;B
M&:YMV,(<K#)AMH. V."?KTS6A<:[?:-XS\5&6ZN+NST_1$OH;9R,*P\PD# '
M78.3D^];U_X.TZ^M]*B6>\MGTR8S6\\,W[S<00VYF!W;MQR3R2<YJ6'PM9Q>
M(;K63<7,LMU;+:RPRE6C,:YP,;<]SR3SGG- '&:GJVJZ5\.=(\;0:E<7%X5M
M;B\@+YAN$F90T:IT7&\8*X/'.>:LB/5=5\8^---?Q#J4%K9P6LENL#(C1EXY
M&P"%X&1]3@9)Q6_9>!M/LK2WT\7=[-I5M.)X-/F=6BC8-N49V[RJMR 6(X'H
M*LQ>%8(-8U?5(K^]6XU6-(Y^8RJA 0NT;., GUZ\YH 9X$U2ZUKP)HNI7K^9
M=7%JC2OC&YL8)_'&:Y.UN?%/BKPXFOZ->P6MY]J=XS-?.L"Q)*5,4D0C(^ZO
M)^]GG(' [KP_H=OX;T.VTBTFGEMK9=D1G*E@OID 9K#C^'6E6^L7-[;7VJ6]
MK=RF>XTV*YVVLKGJ2F,\]P#@]",<4 9EU?G2_B;XDU 1^8;7PW%/L_O;7E;'
MZ4NEP^*+Z/PYKMKJ, BG$4NH":]=X[B*11G9'Y>U&!(VX(]"3UKIE\,VH\37
M6NM<7,D]S;"UEA?88C&"2%QMSU)[]ZS=#^'NF^'[I6M-0U5[&*0R0:;-=%K:
M%LY!5<9X/(!) //7F@#+T:74_&'A<:_:ZY+IU\;V1D&2888HYF7RWCR V47)
M8\Y;((&!1H=@7^+'C!A>WBE+>R*XF) W++Q@Y&!U Q@5J0_#S2[;6+J\MKW4
MX+6[F,]QIL5SMM99#U8IC//<9P>A&.*TCX7M5\37&O0W5Y!=7,*131QR 1R;
M,[&((Y(W'OCU!H X33O%>JP?#O1'FOY9+[5-=.F->R %HT:XD4L.,9"I@<8!
M(XXK>N;B_P!#^(6E:-!?7<NFZU:W'RRR>:]M+$ V]6?)P0V,'(S5^'P#I$?A
M63PY+)=W%DTK3HTCJ)(I"Y?<C*HP0Q)'^'%:%KX=2"]%_<7]W>WZ0&WBN9_+
MW1(2"VT*@7)(!)(.<#MQ0!YG9ZGKR?#C1?%$GB"_EO$U)8GC8J(Y8VNC&RNN
M.>#U[8&,5[+7(K\/=.7PK!X<&H:B+"&X%PGSQ[]PD\P<[.F_G_ZU7;31KR#Q
MI=:J-0U![26U$4EO/,&A+C;M:- /E( ?<>,EN* ,GQ9-JA\=>%M-L]8NK*UU
M!;M9TB5#]R($$97KR>N0.#CBN6U#4_$.AZ7X]T;^W;V<Z1;17EC?/M,P616)
MC=MO."O!X/N*Z/QC!)=?$/P:8GO(5MS=F6YMXBPAW1@+N)4J-Q&.:V;OP787
MVDZK8W%S=LVK$?;;H,@EE &T+G;@* ,  #\R20#GM0N-2T-M#@.N7UQ)XBO8
M(99)BNVV41EG$6!\I? '.2.N<\U:>2_LO'[>&%U"\?3=3TQ[F%VE+2VDJ,%)
M5SDE2"#AB>?8XK?U+PM8ZMH5MI5[+<2"U9)(+H,%FBD3[KJP  8?3ZU/8:%%
M9ZB^I3W,][?O"(/M%QL#+&#G:H154 GD\9/'H, ''^&-4O\ 5M"L]"O+VY&N
M6NH26^HRK*0^V%MS/_NNIC7_ +:9'2EG\1W^A^(O'L\UU->6VEZ=;W5M;R8"
MH2DI*C '!*CDY/O786GA_3[+Q!J&MP1%;V_2-)VSP0@(!'H2,9]=H]*JIX3L
M?[9U;4IIKB<ZK"MO=6\I0Q-&H("@!0>C-W[\T <1X@M)Y-*\!:I/J5U<W-SK
M-C)/ND)BD9P6RJ=% Z#;CCKGK6E-/KWBN3Q)'I5W]EN+"\>SLW%ZT0A=$4AG
M0(P<,Q.=V1C@ 8)-Z/X:V$=E86+:SK,EEIUTEU9P/<)B IG:H.S<5&>,DXQQ
MBK-_\/\ 3[OQ!+K-MJ.K:;<7*JMVEA=&)+D*, N,$YQQD$&@"CI^I7^N^+7T
M'4+ORAIVEP37/V&9D$]Q)G+*XPVQ<<#C.[GH*/A7$T&@:O$\KS.FMWJM(^-S
MD2D9..,GK6K?^"K"YU>SU6RNKS2KZU@%J);%E'F0CI&RNK*0.W&15OPYX9M/
M#%O=PV<]U*MU<R73_:)=Y#N<G''_ -?UH Y30++;X]\>N;J[?RFM\*\S%3NM
M\D$>@).!VKGO#TFHZ/X'^'VIVVK78%S>6UE+:9 @,,A8$;<?>Z'<3G/MP/1V
M\)6@UW4=7AO;ZWGU&-4N(XI%\MBJ[%?:5/S!3CGCOC(!JFO@'3TT+2-'6_U
M6NDW"7-KAH]P=#E,G9R!D_US0!S7C;5]1LK'Q5?V.JW<USI_EO;_ &1MD-B
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MG.229)$4Y*;=N,Y P<@YK6O_ (>Z7J%QK3O>ZE%!K*XN[:&<+&S[=N\#&0V
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M:<XP"#TK/TC6KFV\4V.F^(VU.QU*2[E:"Y$[26.HH0^U%P=J$ J0N ?E'<T
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ML*LB]$/S$8%8W]K:GJ'PC;QS!JES%JZ))>A5F;R JR',)BSM*[1MSC=GG.:
M/5J*\YC>_P!=^(C64NJZG:V-SH$-ZUM#-Y9C=I"" 0,KP!R.??&16)#K&N7'
M@7PG*-;O$NG\0C3I9P06FC$TB OD?,<(OL>^<T >PT5YE(FJ:!XSU+0QK.I7
MVG7NBRW\9N;@M+;3(P7*N,$*<CCIFF+J^I-X-^'&H'4+K[5>WUG#=/YI_?(Z
M,6##H<D"@#M-#\1KK6JZS8?8I;9]+G2!_-927+(&!&TD 8([T:WXC71=4T:R
M>REE&IW7V99E90L;;2W/.3PI[?C7%V.@SZ[XM\=Q0ZUJ.FLMY!Y;64OE_/\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 5YSX?TB>_\7>,WDEU>PM[RYCVD0M$D\8B5259T
MX.=PRI!_0UZ-10!@3>$-.>^T:ZA>>U_L9&2RB@*A(PR[6&"#G*\<_P ZEO\
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M;MY!"@>V.,5N44 8R^&[=/$EQKR7=TM[/;BV;#(4$8)*@ KV))S^>:S3\/\
M2SX6?PX;J_\ [.>;SBOF+NW;_,^]MSC?\W_UN*ZNB@#E[OP%I5[?:E=S7&H
MZG (+Z..X*)/A-@9E4#YMO'&![4]O VE&'14$]^KZ.K);3+=,)"C*%96;N"
M!QC&.,5TM% &'!X5L(=5U?4'>>=]6C6.\BF*M&ZJI51MQP I(]\\YJ'3_!MA
MI\=C!]IO+FST]_,LK6XD#);L 0N#@,VT$@;BV.W05T5% '.KX.LD.MD7E[G6
MO^/SYTY^79\OR_+\O'_U^:U=(TR+1M)M=-MY)7@M8EAB,I!8(HP!D 9P !5V
MB@#(\0^'++Q):6\%X]Q$UM<)<P36\FR2*1<X8'Z$CGUK,/@#22VL,+G4<ZQ
ML%X3=%MZA=A/S9Y*\9[=L5U5% '/-X/LW?1'-Y>[M&&+0[TX^79\WR_-\O'_
M -?FJ-S\.='G.K1Q76HVMIJV]KNSM[C;"[L,,X&"03WP<'N#77T4 5K"RBTW
M3[>R@,AB@01H9'+M@>I/)JS110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH *SM3T2TU6:TN)3)%=V;E[:YA;#Q$C# 9!!!'!!!!].!6C10!2T[2[;2XY
MA &,D\AFGE<Y>5R -S'Z #'0    "KM%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
J4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>20
<FILENAME>a191insidertradingpolicy007.jpg
<TEXT>
begin 644 a191insidertradingpolicy007.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MPGTG2KFWMKGQ#:WC!XI#).H=3),R,"P''5NH /<4 =I8^.O#^HWUM96]U/\
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M ^Z3G]*=87']F_$+QJMU!<HMY':RP2>0Y1T6 JQW 8X88QG.3BN9M@T7PN\
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MS=1JL$TT3">Z+?,,1\MD C/H!R:F_P"$X\/?\(]=:Z;\C3[24P7+^2Y:&0$
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M %-V%."<KQU&1F@#KJY?Q/X0D\4O);7FL7":/-'&D^GQQJ Y1]^0_49P >O
MXQ5L^,-#%_;V7VPFXN;'^T(E6)VWP?WA@<_3K[5S'A_Q7I&D^']6\47_ (KO
M-2T6[OV-O+-9R 6XSCRU&"<9XS@#CI0!Z#%$D,211(J1HH5548"@< "GUS]E
MXU\/ZAX@30K:_#ZDT'VCR/+;A?0G& PSR,Y%5Y_B)X8MUNI7U$FVM)Q;3W*0
MNT,<I_@+@8)^F<<9ZT =114-K<Q7MK%<P,6AE4,C%2N0?8\URL?Q L;SX@+X
M3LH+B2:%7:[G:!PL9 ^51QWZ[CA<#@DD4 =A17CO@_X@65G<:_KOB'7IQIMW
MJC6>E0RL\@$:$Y95 . =RY/MC->IZCK-AI30)=S[9IR1#"BEY)2!D[54$G Y
M)Q@=Z +]%9N@Z]IWB71X-6TJ?S[.?.QRA4\$@C! (Y!K2H **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****  D $GH*\DU[5K'QK
M\-;^V\0Z-J4.J@2M:6[:?*)#)EO):/Y><@J#^.:];HH \#UK2_$]E\,? VEZ
MQ;7LMHEZK:JD,1F>.$/F-749) 4]/50.N*V_&NBSR?#SQ#J/AVSU2ZU'4WB%
MU=W$16XN(01E4CP"J 8&-HR,\$<GV&B@#S^[U.RF\$76K:%H%W]LL-*>&REE
ML&CEB)7 1-P#$#@G;QQUKS^]T6\C^$O@SPQ#I>H^3?7\;ZBZVK[@I.]LKC(Y
M? R!GR_3!KZ HH \FN%O[/XPZCK>H:;=RP6.CJNCV\41<.[!=R(5!&[<74^Q
MST&:YW4/!6OZ?\-K'PT\$\NJ>)=96XU.2",R);(2"=S#@ $(2>F=W7%>]T4
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M3%0,(#R5 "DMZ@BE^&/A][V+7O$.OZ6PN=2U.2>&WO+?#1QA@5.UAD'(&/\
M<%>H44 > :>=:A^%?CC5O[(U$:UK=XX=#;.&6-V"[0",G :3D# R*U=8\-7F
MIV'P[\&V]A?1:;"1<WT_DLH7RUXW'&%9CYAP>1N&1GBO:J* /(_#%K-;^./'
M>OZCH]Y!:P0FSM 8C&I@B&,1DXSNVJ1CCU/(SRG@J/POXHL=!\(SZU/9I97C
MWHTN:T*2SR9+!6FSM; )'"J2.PKW#Q)X>M_$VE"PN)IH0LT<\<D1&5=&#*2"
M"&&1T(Q5.;PG'J.O:9K&KSQW5SIA9K;RH!$-S#&YN23CL,@9[4 ='7S9=_\
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M+"(PMND7 .3@?*,$'G%<=\7-&N4\!P:/H6E7$_VV[@M[EK2#?)Y*Y;+8Y/S
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHKP[]H#Q)XGT2;28=*N[NQTZ5&:2>V<H7E!^Z6'(P.<=
M\GKC@ ]QHKB?A/JFM:Q\/-/O->\QKMBX2608>6,'Y6/X=^X />NVH **** "
MBBB@ KCM7\>MHUE)?7/A[4?L8O#:),)(?WC>88PP4OG:2."0..:[&N!^+_\
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MLENS1R9PY+8R4!P"0.U4[&;4K+3/AUK)UG4I[C4Y+>VNXYK@M%(DD#,<ITW
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MK1L'7.TAE((()SP:K6_AJSAU.'49Y[N]NK=66W>ZEWB$,,-M' R1QN.3CC-
M'"V(UKQ?X8;6[/5(]/U".\E?[4UY+MMQ'*08WA V;=@ (/7.X\UJV8D\9W_B
MZSGU&ZL[FQNOL=I]GF9#;+Y:LLH"D;B6+')[+CIFM4_#SP]_;LVK)!<1R7$G
MG7%O'<NL$TG7<\8.UCGGG@]Q4FJ>!-#U;7#K$J74%Y(@CG:UNI(1<(.BR!2-
MP[?3B@#(MI;F/XFZ79G5+BZMYO#[R2GS6$<TBR1KYH0':"03R/6N6O;W4O\
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M110 4444 %%%,EEC@B>65PD:#<S'H!0 ^BJ6DZM8ZYID.HZ;<+<6<V[RY5!
M;#%3UYZ@U=H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M/$7C8LV[ 7/\)  R>>>1FKFF?#&\@?QD+[65E3Q"'3S$B_>J"&"EB3CC<?E
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MC@AL]>.E=.NOZE:_$+^PM0^R)875HUQ82I&P>1E(#QL2Q&5!#<#D'MBL7_A
M=6_X5V/"_P!MLO,%Y]I^T[6QCS_.QM^O'7I4WC.+2O%4NGZ%%J42Z[;WL;,E
MI,#+;H5_?;L<A3&6&3C)*T =/X=OKS4])6^NS!MG=WMO*C*9@W'RV.6/++AN
MW7%:%W=16-E/=SMMA@C:61O15&2?R%21QI%&L<:A40!54#  '04RZMHKRTFM
M9TWPS1M'(OJI&"/R- '"7GC35[#P99>-)8;1M*E\J:>S6-O.BMY& 5A)NPS
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M.]#\2>39"XO+V.VGB\MRNUIS%E?FR" ,\YK>\.Z9XHMS"/$.L6=VEJNV+[)
MT;3'&-\I+')QG@ #)SS@5S2_#S7D\+6_AQ-7L%LK*^2YM)/L[&1E$WF@2?-C
MC.,#&>.1W -/^WO%5_XQUS1-.CTA(].^RR+)<"0EHY-Q8'!^]@<'H,=\\12>
M)M;NM)\<JKVEK=:*76WECB+\"$29(+<MSC/0>AK7TC0-1L/&>LZW//:R0ZE%
M!'Y<88,AB5@#SUSN/';U-5K/PC>*WBU+NY@\K7RQ'E EH<Q>7CG[W SVH R8
MM?UK0_ 7@^YWV5T;V6PMI&>)U98Y0@_OG+]?FX'/2M/5/%&HRWVLV>B*OGZ9
MM3#V,UP)YB@DV90@(,,HR<G)/&!S6G\&ZW<>$M!T>6_L&FTJZMIA(L3JK)!C
M:N,DY..3V["IKSPMXALO%5WK?AO5K*V34EC^W6M[ TJ;T7:)$VE3G: ,< X_
M( @N_'4]K-HL&IB'P^^H69E,FH0L\:S@@>26#*%QR<D\C'2NRTU[J72[22^6
M);MH4:<1'*!RHW;?;.<5AW^@ZA<Q?9)FLM5T^6U$4]OJ (WRY8F0$ @9W?=
M[#!&*T?#6BCP[X:T_1Q</<?8X%B\UQ@MCV[#T'84 :%RL[6[K:R1QS$?*\L9
M=1]5#*3^8KR'0=9UCP_\#[#78AI]XT+AHDF@8,A>X9&.[?RWS]<+WZYKU^;S
M1"_D!#+CY1(2%S[XKS\> =6'PMC\&_;;+S(V7%WM;!"S>;]SUX Z^] &G-KV
MOZ?JVGZ+?'2SJ&K74OV-X%D*0V\<8=RX)!9P?E&" <@\8Q5.^\9:OI4_B32K
MB*REU+3-..J6LP1DCN( #D,NXD,&7'!P<YXZ5K^(O#=SK%SHVK6MQ#;:SI,K
M20LP+1.KKMDC;H<,._48JIJ'A&\U1==O;B6V35-4T[^S8]NXQVT.&SS@%B6<
MD\#H!VR0#//BOQ/!+X6FDBTJ2WUY!&(@LBM#(8O,#%\D%>#E=HQTR>M;'AC7
M-4O-?U_0]7^R27&EM RSVL;1K(DJ%AE69B"-I'6JDWA/5)8/"2"XLP=!9'<G
M=^_*QF/CCY>#GO6AI&@7MAXRU[6IIK=H-46!5B3=NC\I2HR3P<[B>V/>@#I*
MX?1[G6)_BIXDMIK^![.VMK39#]G(VHWFG"G?P<]6(.>.!BNXKF$\/:C:>-M1
MUVSN[;[/?VT,<T$L;;]\6[;M8' !W<\$\<>M '">$-=UKP]\-_#5]$M@VE/?
M?99H65S,RR7+KO5@0%P3]W!SCJ.E=AJGBC49;_6;+157S],"IA[&:X$\Q02;
M,H0$&&49.3DGCCG-C\ ZK%\/]-\,B]LS)9WBW/VC:V'"S&4#;VY..M7KSPMX
MAL_%5WK?AO5;*V&I+&+^UO8&ECWHNT2)M*G..,< XY]@#I]$O;G4M$L[R\LI
M+&ZFB#2VTGWHF[K^=7Z@LK=[6SBADG>XD5?GE?J[=S[<]AP.@J>@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "D9E1&=V"JHR23@ 4M>>_&"ZF3PYI6FJ[1VVJZO;V5TRG'[EB2PS[
M[0/IF@#IU\7Z$T1G%]BT'_+V87%O_P!_MNS'ONK7MYXKJVBN('#Q2H'1A_$I
M&0?RI/LT!M?LODQ_9]GE^5M&W;C&W'3&.,5S":A*GB*/P?H\B6Z:?IR32SRI
MYC 9V1H!D<X4DD^P[Y !UE%>9WWC[6[?PMK$RPV*ZOHVIQV-R#&QCF5W15D0
M;LKD.#@YQ@UJ2ZOXIA\;CP\USI;+>V+W<$_V9Q]F*.%*E=_[SAASE>>?:@#N
M**\RF\<^(+;P7>W^RPEU'3M:.ESMY;*DP\U4WJ-WRDAQUS6M;Z_XBTOQY9:%
MKOV"XM=6@EDLY;2-HS%)& S1MN8[AM/WN/H.E ';T5Y[;^,-9@UGP];7[6;2
MZE<R6UY:0(6%HP5F4"4$J6&T!@>3G.!4-QXG\62VGC":VGTF+^P)G*;K9V\Y
M%B$FTC>-I.?O9/T% 'I%%<1)XKU2+5_"MS+]EBT+7(E4DQ,9(;AH]Z(6W8PW
M('R]1[UT&BWUYJ%QJ4TKPFQ2Z:"TV1D,0F%<L<G/SAU& .%SWH UZ*YF36[S
M4O%M]X?TR:*V.GVL<UQ/)%YA+R$[%49 P N2?< 8ZUS-QX_UO_A&S<0V]BFJ
M66N)H]]&RL8W8NJ[HSG*@A@>=V,]\4 >F45G:/'J\5K*NM7%G/<><QC>UB:-
M?+_A!#$\]>_I7+6/C"XU#Q+<Z0+VUL]0MK\Q-IES"5>6V#8$D;%AN)7YN,C'
M&.Y .ZK.77=.?Q VA+<9U);<W)AV-Q'N"[MV,=2!UKCO$'C#6=#-S<S&S4PZ
MG%;K8*AE9K9W5!([J?W;-N)&[ XQ@FK5Q(D'QJ260X1/#4C,?0"X4T =Q17G
M]MXK\1ZA:Z+K&G:>US:7TL;36?V5E,5N_(<2EL%E&,\8/.,=:FM/&%Q?>)[K
M1Q>VMGJ%O?\ E?V;=0E7FM@V/,C<L-Q*Y;C/'&.] '=45B^+/$$?A;PO?:S)
M%YOV=!LCSC>[,%49[ LPYK)U'7=7\-ZWH4.IRVMW8ZM<"S=H83&T$Y!*8^8[
MD.",'D=<GI0!L:QXHTC0A*;^X=!"BR3&.%Y?)1B0&?8#M!(/)QT/H:TGN[:.
MS-Y)<1);!/,,S. @7&=Q/3&.]<)X8AU%_B;XS6XO+:6)?L2S)]F(WJ86P!ES
MMQGGKGVJ/XERM<:]X+T*7_D':AJ>ZZ3^&01@,J-Z@D]/:@#J&\8Z#';&ZFO6
MAM<;A<S021PL/]F1E"MGM@G/:MVJVH6%MJFFW&GW<0DMKB-HI$/=2,&L$ZU>
MZKXJU/0=,GBMO[+MX7N)Y8O,9I)0Q10,@8"KDGOD 8QF@#IZ*\TG\?ZRWA(W
MT-O91ZG9:TND7\3JQC9_,5"T9SD A@><XSWQ6E_:WBI?&\_AIKO2R9]/^WP7
M0M7'V<"38RE-_P"\ZC!RO<^U '<T5YFWCKQ G@^WOEBT]]0BUO\ LFYRC!)<
M3>7N3GY<CUS6G;>(?$NF>-1H&LI87BWUG)=6$MHC0_/']Z)MS-V(^;_( .YH
MK@-.\7:M_P ))X>TV\FLYWU6&?[5'!$=MI/&@?8L@8J^.5(R3D9XSBLZX\8>
M+1X:\3:Q')I*C0M1GA,?V=S]HCBV\??^3@DY^;)/;'(!ZA17(7GB+4['QCH<
M$[6JZ%J\3)$YA;S$N NY49MV,,,XXZC%;&A7UYJ/V^YF>%K/[4\=GLC*L8T.
MTLQR<Y8-@@#@ ]Z )=0U[3M,N4MKF=S<.AD$,,+S/L!QN*H"0N>YXJ;3=6L-
M9MFN=.NXKJ%7,9>(Y 88R/J,\^G2N)\26GB?PYXMN/%7A^S36+2ZMXX;_3MV
MV8"/=M:(_1C\OOT.>)+#QQHK>$;O7=%AD$MSJ"026DT95XKJ1DC(=1SW#''7
MGG)H [ZBN&D\4:UHMYJ-QJ=G)<Z);Z>]W]K%J;=DE3),14L<@CD'MT.>M:-I
M/XKFGTFY_P! ELKV%FNU5"IM"4W(4.[]X,\'IGKQTH ZBBO-F\<:V/A<WB;%
MC]MAOC;NGDMY;K]J\G@;\@X.>IYK1U+6?%4_CB^\.Z3-I4*QZ='>PS7$#M@M
M(5*MAN?N]1C&>AH ZNWU:SNM4O=-AD9KJR$9G4QL H<$KAB,'@'H3CO1JFK6
M>C68NKZ1DA,B1!EC9_F=@JC"@GJ17*?V_KEQJ?C73#/:0MI-K!):3QP$D&2-
MW)8%CDC: .WMVK(L]>UW0_A+X=U1+FTN))Q91OYL#;MDI13SOY;YLY_2@#T^
MBN/U/Q%J-QK.K:7I!,<VG11Y?[&T^^5U+A3@C:N-ON<]L<Y]WXXOM/MM ;7X
MAX>^WP2?:)YHC+'#<*5"QD@X4,-S9)Z #(Y- 'H%01V5I#=S7<5K ES, )9E
MC =P.FX]3CWJ'2);F?2+26\DMY+EX@TCV_\ JV)[KR?E/;DUY[I7B34-!MO'
MFN:M>I>0:;J$BB)8=C,1%$$53N(5>0,8/KF@#T^BN+U+Q!K7ARXT"XU-[6YL
MM4NH[*=882C6\L@^1E.X[DR,'//0^U7/B+<WUG\/M;NM/NOLUQ%:.XD";B !
MR!SP??M0!KW>NZ;8ZM8:7<7&R\ORPMH]C'?M4L>0,# !ZFM&O,M9344U?X=*
M)K:6[,T^QS$R(H-JW5=Q)P/<9]NM78?&NI:79>)H=7%M=WND7D%M#);Q-&LW
MGA/+RN6(P7YP>@H ] IDLL<$+S32)'$BEG=VPJ@=22>@KE],U3Q"?%*V=S:M
M<Z3-;E_M?V0VY@E!^X06.Y2.AZ@]<UC?%.9YKGPEHDA(L-3UB*.[':1%(/EG
MV8_RH Z=O&.@I:F[DOC%9@;A=RP2) P_V92H1L]L$Y[5N*P90P.01D&H;NSM
M[ZQFLKF%9+::,Q21L.&4C!'Y5SD>K7FH>)=1\.Z5<16RZ1;0&>>:+S6:20,4
M4#(& JY)[[L#&* .@OM,L-31$O[&VNU0Y59XED"GU&1Q5E$6-%1%"JHP% P
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MI6D][<O"UO)<2"T\N,J3"&*JQ))SNQN!&."* ->BBB@ HHHH **** "BBB@
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M;_F4;<# !Z<X&*WO^$9O'\;1:_/>V\L0TPZ=) 8""X+AR^=V!R,8QT[UT]%
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M! MT?EG!/)<G;Z8"X]36_=:?97VW[79V]QL^[YL0?;],BK"J%4*H  & !VH
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M?6@#N:*Q_#/B2R\4Z.-1L1(BB1H98I0 \4BG#*V"1D>WJ*V* "BBB@ HHHH
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M7U\Y3M\O/)4G.,\9Q4NKZ1XKLKSP9I-O8/J>E65HL6H7$$JQ2.X3;@NQ#*G
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@)(HVBB DQ_=![]*],.GV33"9K.W,HQAS$N[CISBGM9VSO*[6T):4 2,4&7
MZ ^M '&^%+W6H?%=YH^O)9WMVEA'-%JUFNT3P[V"K(G16R6(QP><4OQ1FGMO
M#EA<A6:P@U6UEU( 9_T97RV1W&=I/M77VMC:6*,EG:P6ZL<LL,80$^IQ4[*&
M4JP!4C!!Z&@#AM2C%U\6/#-[I<B.!877]H/$P(:W(7RMQ'8N21]#Z4[X<RQR
M7'C$(ZL1XBN<X.?X8_\  UV%KI]E8Q-%:6EO;QN<LD480$^X H@L;2U<O;VL
M$3$8+1QA21^% &%XVM8[W2+6 ZJ=+N6O8FL[K:&5)U)9 P/!!(QCU(K@M7UO
M5XM"U#^U[..";2]<M'U>[TT;XYXMJ'S0K \J!$2I!Q@5Z[<6T%U$8KB&.:,]
M4D4,/R-)#:6UM;?9X+>**#!'E(@5>>O XH \L\0QZ;J6C^)=8\+:S<:OK$VD
M&*:6WD1D$08':1&HQ(5WX_BP#[5T^C:OX.\27^AW^E/;W-_!;,MNL$GSVD3*
M-PD0'Y1P%^8=2,5U=I96MA#Y-G;0V\6=VR&,(,^N!26UC9V;2-:VL$#2MND,
M484N?4XZF@#Q$ZII\'P1@T^6[@2\M]6 F@+C?%B_R2R]5 !')XY'K78VUCI&
MI_&+64GMK*ZCDT:V?8Z*ZOF1\G!X/&WGZ5W?]F6&^5_L-MOF8/(WE+EV!R">
M.2.QIZV5HMQ]H6UA$Y.?,$8W?GUH \YMTB'B/XIPVZIDVMO\B =3:MV'O67?
MWFGW7P@\%O'/;RO;W&E1LRL#Y;@IN7/8@#D5ZU'96L,S316T*2MG<ZQ@$_4T
MPZ;8&%(396QB0DJAB7"D]<#% 'GU_JUE8?$G7++Q!K#:5;WMG!]BDE\I8IH@
MK"1-TBD AF)QD9S4::1]BAT-?!>LB"]LK&86EMJHWQWMJT@)R>"!E5(8?PE:
M]&N=/LKQ(TNK.WG2,Y198E8*?49'%%UIUC?!1=V=O<!>GFQ*^/S% &5X*U!=
M5\&Z7>I8?8%DAP+8'(CP2ORGNO&0?0BN'\7:IISWWCNQCDM[&[72E2Y>9MTM
M[F%V18E)P% ;!(!))/3&:]550JA5 "@8 ':H7L[62?SWMH6FV&/S&0%MIZC/
M7'M0!Y7 =,U/7?A:SFUN5?3KA7)VL'9;>/@^N"#QV(]15F:]TK2/'FOZ-K.I
MKHEC<VENM@I6&."2W$95XP70@8<O\H(^]7I']FV.8S]BMLQ@!#Y2_*!T XXQ
M3KJPL[[R_M=I!<>6VY/-C#[3ZC/0T 9WA2RL=/\ "]A:::UPUC%&5MVN#EVC
MR=I^A'3VQ7,V5I82_&?7?-@MW8:3;L0RJ<$O(&/UQC/L:[^JQT^R:5I6L[<R
M/G<YB7)SUR<4 >,^&[QK3PS\-+J=Q_8L-_=QW+DY2.0F1("WH 2<$].*Z34[
M61O'7BZXT_FRD\.;+P1\JUU\^S/^T(Q^1'J*]#%A9K;O;K:0""3[\8C&UOJ,
M8-.MK6WLX!!:V\4$*](XD"J/P% '/?#N]M;SX>^'Q;7$<QATZVCD\M@VQQ$N
M5..A'<5E^+[NWL?B/X(N;N>."!1?J9)&"J"8EP,GN:[>""&VB$4$4<48)(2-
M0HY]A1+;PSE#-%')Y;!TWJ#M8=QGH: //_"FGZ5<^/\ QN9+.TF>&^M7C#1J
MQC(A4Y4=CN!Y'<>U<DVMZ3<:-X.NK.ZM+&QC\1I(MCYNZ2W4O+N:9V)()))Q
MP!NQS@&O:HK*TMY6EAM88Y&ZND8!/XBFC3K(;L6=N-T@E;$2\N.C'CK[T >;
MVEIILWBCXG,T%LP$$ R5'RJ;7YOIDCGZ57TB&_N_#7@JZT'6K>VUZWT3]W;W
MB[X;N$B/>AP<@@JG(Y%>G_V;89<_8K;,GWSY2_-SGGCGFF2:1IDT2Q2Z=:/&
MIRJ- I ^@Q0!YO8>)M.NI_",LEE;:)>R6=TT4]S*?)MU#A76,9"N6V@J3P%Y
MYZ5S^E:Q!IW@_0;B6?S=+L/$LYU' SY2F27RW=1T4,5;IUQQTKV^2SM9O)\R
MVA?R2#%N0'8?5?3\*!:6PAEA%O#Y4I)D38-KD]21WS0!YIXYD\/7_@?QKJ.@
MF&ZN+FTB-[=VTGF1N4X5<@E=P7.<= 1GJ*N^)[S3[WQ#X"N[6>WF5M295FC8
M,&'DOD!AU&<?C7>PV=K;VOV6"VABM\$>4D85,'J,#BFMIUBPC#65N1$-L8,2
M_(/0<<4 <-X;N;?_ (2#QWI_B!HEF>[,K"X( >Q,85,9ZH &![ D]S7+:-8.
MEC\+(-9C5YS/=!1<*"WD^7(8@<^B[./I7L5SI]E>2QR75G;SR1',;2Q*Q0^Q
M(XITUE:W$BR3VT,KK]UGC#$?0F@#R][?3YM5^)%A-?\ ]FVKWEAB>+&()&CC
MPY'3&_&<^]='X0OM8_X2/5M*UZ"SFU&WMX'_ +2L@0ES$2^P.O\ "X^8X]_3
M&>J_LVP^?_0K;]YP_P"Z7YN<\\<\T^ULK6QB,5I;0V\9.2D,809]<"@#GO&]
MI]LM-+BAU<:7J(OU>PG9 Z&81OA'4]0R[Q]<5PVO:E>7GPXUTZK86UI?6&M6
MRWLMJQ,$K+)"3*N>0-N,CL0<]Z];N;2VO(O*NK>*>/.=DJ!A^1I%L[5+3[(E
MM"MMM*^2(P$P>HV],4 <)'JVG7?QMM6MKZWE5] DB5TD!5G\]#M!'!.,G KC
M+32]-OO@#916MO;MKCRA;0Q >>+KSSC!'(('7T4'L*]M@L;2V*&WM8(BB>6O
MEQA=JYSM&.@SVJ-M.MHI9[NTM+2._D0@3F(9)QQN(Y(S[T <3=0SI\6M0^QA
M1>OX6RK* -TGGL ?SQ6)X7N?#7B#P_X8M;S6KMM6TV>$KI@:))XKI/E?*A Y
M7.XL2<$9).:[G1M#U :\_B#6FM!J36,=CLLV8Q!5=G+ L >2PX[;>IS6XEA9
MQ7CW<=I ES(,/,L8#L/0MU- 'E^A:IX=N]"U[P[XM>(ZD-5G:YLY7*S7+&7?
M$8P"&;@(%V_W0.E;EA=V]M\9-:BN)DAEN=,LQ#&[ -(0TF=H[X[XKM&L;-[Q
M;QK6!KI!M6<Q@NH] W6I#;PM.LYBC,RJ560J-P![ ]<4 8GCA2W@#Q&J@ECI
M=R !W_=-7$+J\/VWX:W9N8I-&2%H)I58&..Z:W41!CT!Y8#T)->K$ @@C(-5
MS8V9LS9FU@-J1@P^6-F/3;TH Y#1+9U^*_B2YLB/[.DL[<7.W[INOF_#<(]N
M?J,T[XM\?#+5F/16MV)] )XR3^5=A;VT%I L%M#'#$OW8XT"J/H!3Y(TFC:.
M5%>-AAE89!'H10!P&L3Z?JGQ3\'NDEO=0FTOF0@AU)'EX(['D'\O:N9N5MO^
M%;?$^$"+RXM6NS&G&$)6/&!VY)KU[^SK+>C_ &.WWH $;RERH'3''&*:-+T\
M(R"PM0K'+#R5P?KQ0!PVK0Z@^H6-_P"'-6LTU:WTA#+I]Z,P7=N23P0<J05/
M(XY&>*ZOPC?1ZEX0TB\ALFLHI;2,I;$Y\I=H 4'N,=#W&*NRZ3IMPJ+-I]I(
ML?"!X5(7Z9''4U< P,#I0!YQK4<-U\<=(MVN9(F.B38,,I1\^9[>P/Y4WQQH
M=KX7\#DZ3:.+(ZI!=ZL=S2R3Q>8#(SL26;H,Y[9[5Z VGV33^>UG;F7.?,,2
M[L^N<58(# @@$'@@T <+JZ+>_%#PC?:3*DA%M=&\DA8$-;%!LW$=O,(V^^<=
M#7/PFWE^'_Q3#F-PNHZD1G!PWDK@_7->IVFGV5@C)9VD%NKG++#&$#'U.!31
MIE@J,@L;8*_WE$2X/UXH \VBUJVT7Q)X*N]7G2'2)M!\BVN)6Q%'<D1DDMT4
ME!@$^I]ZV+WPYH_B#P7J,'AA4B;[8U]974;%D:[4AQ(C$GY2V5R./O8KLI-.
ML9K3[)+9V[VW7R6B4IZ_=QBL_6H->\FTB\.S:;:J&VSF[A9]L>,#8%(&1Z'B
M@#G/#_B>TO-+E\;:X1IEL(8[-!<?*(B#^]]^93M]Q$IKNHY$EC62-U=' 964
MY!!Z$&LPZ%;CPZFC(08%C6,O+&)"<=6P>-^><D'GG!K0MK:*SM(;6!-D,*+'
M&OHH& /R% 'G4>H66G>._B#'>W,,$EQ;6C0I(P#2CR&7Y1U;GCC/-<]I(TZ]
MT7X3A_LT_P"\:)P=K<B!LJ?H<<>M>QR6-I-<K<RVL$DZ*465HP6"GJ >N*:=
M-L6$8:RMR(@%C!B7Y!Z#C@4 >=P&"#6OBI%$8XXU@A<HI  )M#N./<CFLNTU
M:/2+7X<W6HZA)8:1)HGV=;M A2*X*18WEE8+E58 _7D#->L?V;89<_8K;,GW
M_P!TOS<YYXYYI7TZQDM&M'L[=K9NL)B4H?\ @.,4 ><OI&C/IJGPYXCEM[BY
MULW5I?R;);>6\,3[E  "E2NX';_%TY&*8D][KFDFVO;BVT'Q%::]Y<5W;CS+
M:YNEA)SAOX60D$=<^_%>DR:?92VJVLEG;O;H,+$T0*#Z#&*1M-L&M%M&LK8V
MR_=A,2[!]%QCN: .>\#:E>W]MJT6IV%M:ZC:W[0W4EHQ,-PX1#YB9Y&00".Q
M'KFJ'CFY@LO%O@BZNIHX+>._G#RRL%5<P.!DG@9KMH+>&UA6&WACAB7[J1J%
M4?0"B:WAN%59XHY55@P#J& (Z'GO0!YU8Q6%[\0/B \T<$N+*S ,B@X4POGK
MTSQFN=T?6%TO1OAS>:EJ,MEI+:=+;_;%"%(9R$";RRL%^574''&3R!FO83IM
MB7=S96Y:3.\^4N6SZ\<TK:=8M:-:-9VYMFY:$Q+L/U7&* ,'P9::+;IJD^AW
MLM[;W=VT\UP75HI)B!O,94!?3..,\=0:QO'5O8R>._ IO8H&C>[N$8R@8;]R
M=JG/7YL<>M=[##%;PI##&D<2#"HB@!1Z "N8\3>';W6O$GA^^BBL9+/3997F
MCN';,HDC*8 V$<9SSUH X+Q%ITUA??$"XT"W86/V:S-S%;*-K2APTP4=,^3G
M</\ :YZUU&DR^%/$/B"QUBRUV35KU+1X]JM%MB@89(F557 SC ;G/;@UW5O;
M06D"P6T,<,2_=CC4*H_ 5%#IEA;1RQP65M$DQS*J1*H<_P"T .?QH \I\*Z1
MHMU\$--FEGAT^=]L:ZG'&IDAD-T-F6/\.\)D$XP*C\17_B-O#'BW3=0L[>?4
M[.*T>YO=.!"WEJ7)8%?X7"!\CT/IBO7!I]DMN\"VEN(7.6C$8VM]1C!I;6SM
M;*'R;2VAMXLYV1($&?7 H X?Q 8-5\6>![[1)8I9?.D=I(2"#9F/Y\X_ASL
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MXBFF2\\_?"P.RS,9\S=CH#\BX/<@=:YT_P!G-X+^*S@VQ<WUX,_+D_NDV_\
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M\%6T5YBTU+SENHO+7]X5@+@[L9'/ICI6SXG\3Z?X5TL7M_(J^9(L42$X+LQ
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M12X>QU.SN4MB1.T,ZN(B.H;!X_&I8]0MKG3/M]E*EY 8S)&]NX<2 ?W2.#7
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MH(TFC2.WC14F.74!0 &/<^OO5N@ HHHH **** "BBB@ HHHH **** "BBB@
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M:21@H'XFJ=OK^DW4=T\=_ !:8-P)&V&$$9!<-@J".YH O&WA;.8HSN !RHY
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M%7).T >I)XQUSQUK'\1Z^DW@?Q!J&AZF$NM/M9GWHH+12(A;:RN#@].",X-
M'2O!%(X=XD9AT)4$TGV6WY_<1<]?D'-9&D:Y;?V7HL5[>+_:%[9QRJC??E.U
M=S #W//IFH+'7=*M8M8U"X\46UU9171#.[QK':':/W08=?7GGF@#>-M;D &"
M(@=!L'%$EM!++'+)#&\D?*.R@E?H>U9UGXGT/4-3.FVFJ6LUZ(_,\A) 6V^O
MX9Y':G7GB/1M/DD2\U&"#RF5)7D;"1,W(#M]U2<C )&<B@#4HJ*UNK>]MH[F
MTGBN()!E)8G#JP]01P:EH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ KB?BL1'X%DF;B.&]M))&[*H
MG0DGV KMJ" 1@C(- 'G=QJ>EWGQCT.>.[MI$_L:X,;%AU,B8(SZC<0>XY'%<
ME'?K#X9O[^W>2:PT_P 93W-ZMFV62VW-\X [ E6_#/:O<:* .-\*2>&=4UV[
MUK0+B>_GEMUBN;TRNR8!RJ?-P6ZGCD#KC(JKJ%X=(^,%K=ZG(L.FW>D-:VD\
MAQ&DXEWLA)X!90#[[<=J[I$2-0J*JJ.@48%#HDB%'564]0PR* /*)$2T\*_$
MW4%F2/2+]IS9$L DKF#:[)V(9^!CJ14GB[4[ _!32F%Y;D,-."D2#DK)$6'X
M $GTKU7  QVHH X'Q3?V1^(_@%OM=N09;P@^8.C0%0?Q/'UK%\/ZUH::3JWA
M'Q3 )M7&I3N]A+&6>]+2F2-T'\0/RX/;;DX%>L4W8A<.57>!@-CG% 'EM[JV
ME:5XY\2Z?XLO+FP@U(126DGF.L5Q#Y*HT8([A@W'?=[TICT:P\>^ K"!%M[>
M&PO$@M[I\R(K!/+!#'()&< \]1VKU%HT<J716VG(R,X/K3J ,K2-?T;5+N_T
M[2[J.2;2Y!!<PHA7R6Y &"!QP1QQP:X&^U;2=)\>>)=/\5WMS8V^I+%)9REV
M6*XA\H(T>1W#!N/]JO1[;3XK>^NKW)>XN JLQ &$4DJH ]-S'/4D_0"TT:/M
MWHK;3D9&<'UH \P,>D:?XZ^'UC:H+>W@L[U8(+E\R(I6/R\[N02 < \]NU4K
M>ZTPZ)\5BL]IEY[GD.OS VX ^OS9'USWKUZB@#R2RO-._P"$B^&=Q<SVYC.B
M3*LLC#:)!'#W/0YR/K5?4[>"U\/_ !3U&V:./2+Y0MJ00$EF$.)63L<N<9'4
M@^E=[J?AZ\OO&VE:VKVOV6Q@F@:%\EI!+MR>F!C:..<^U=* %    '  H \T
MAU%+#QUX7U2\GC&BW.@FSMKDL/*CN2RL06Z LJ@#UQBI]%\/P:[J/CZ-P'T#
M5YHT@*?=>00@2R)V/SX^8=T/I7H;HDB%'564]01D&L[6[;5KC3A'H=];V-V)
M%/F3P>:NP=1MR* .3\$2:QJX)U>-DO-"CDTP2-TFN,_-*/4%!%@_[;US/A>[
M\.:IX>TSPYKDE^WB'3YT5]+:60/]I1N)!C^'^(MG !.:]8TG3AI>G);>:TTF
MYI)9F !DD9BS,0.F23QV&!VJWY:>9YFQ=Y&-V.<?6@#R--0T&+4_%/AOQC=7
MEO/=ZA++'!ND"WEO)CR]FT?,< +@<\#\/0=2LKL^ [NQTI)(+O\ LUH;5'?+
MH_ED*"V>H..<]:VS&C,K,BEE^Z2.1]*=0!Y#>7%MX@^$_AW2M*=%UR"6RBAM
MAQ-;3Q,HD++U7:H<DGM]:W?#<FG77Q7\;H6M9IBMCM4E6/RQG./H0N?0@5WX
MC179PBAVZL!R:=0!P_Q1EGM=!TN]$<DEA::O:W&HJBEO]&1B6) Z@-L/X50C
MUW1]1^,FF75CJ%K<Q2:'-&)H7#*6\U&"[AQG&3CM7H_6FI''& $15 &!M&.*
M /#=0OK%_A#X\5;JW8/KUP5 D'S W"%<>N0,CZ5V'CF[M-)O/#&N#<F@17$@
MN[BQZ1[XMD4A*_PCE<^AQ[5Z)2$!E*D @\$&@#R+7O[(.@WWB+PREUJ-K_:=
MC>:I,KO(MU'"^6"@]=H"DD#'KT..G;5?#OB>VU;4= 2.^NWTJ2&2]A0\+@E8
MB2.6)).WJ,<XR*[955%"JH51P !@"D1$C7:BJJ^BC H \<T_5H4T3X8ZH)UD
MT;34%OJ,B\I;S-;B-"YZ#:Q8$G[N>>M:NKB&7Q5XNUFTN(O[)/AS[/=3*X\N
M2YR^T9Z%@F![;@.]>GE5*E2!M/48H5%1 B*%4= !@"@#E_AV+-_A_P"'I;40
M%AIL$;O&!G<$&X$CON)R/4FLRZNK9?CCI\1GB$O]A3)M+C.3,A QZX!.*[RB
M@#RGPI=3Z;JOAZSTO4X-<\.7I=K2.0#[7IF(V."1U49*'=@@L!Z9Z;X@ZI::
M59:-+>00;'U2%4N[D$Q63X8B5L$=.0,D#)YKKEC17+JBAFZD#DTI4,,, 1Z&
M@#S'PI'I^M>(O'^CSW3WD5\T.YW0 R1M;JI<84#'/! YX(SUK%\[7$\.Z9KU
MQ#-]J\%W!M)U"_-=H&\N<CU'E!&!]=WH*]HP 2<<GK1M7!&!@]1CK0!Y]XDN
MH=!\-:+<:K;0"XN]6BFEN;G)CL9G+-YC8(R$^X,D#@9-<W_:5DL7Q6C;4?/,
MUDKQRS *90;3:&& !@G ! YXQGK7LI4,,, 1Z&C R3@9- 'EFKR0VWPP\)ZM
M91&6RLY+&:_:R&7$"(=Q^7D[68-CL0:Z+PK+X8U77[K6M!N9[^>2V6&XO3*[
M)@$%4.[@MU/'('7&1794U$2-0J*JJ.RC H X75[LZ3\7=+OM2<1:5<:3)9V\
M\AQ''<F0.02>%+*H SUQBL@(EKIWQ.U1)HX]&O5;[(Q8!))1;$2LO8[G.,CJ
M5->HNB2(4=0RGJ&&0:<  , 8 [4 <_X%N(;GP'H#03)*%T^W1BC X81KD'T(
M]*XFSN]-,WQ38W%J=S$$EUY7[,%_+=D?6O5J* /'FO=/A\'?"HK<VR%;RS+8
M=1C]PP?/_ C@^YYJAXUUFQN_#?CFSA>/3YX+\>98QINEN2K19N)"02$( QM
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M(F,9]0"1ZCD<5RJS2#PGK-Y:1S75O8>,9;VYAM6/F-;"7.Y=ISCD,"/[N>U
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M:VUS?)&[2B#<RMY8D/1"^-H8^A.:X?4/$VBZ[X^\!WVF7:W,(-X&:-"3&6A
M"M@?*<XX/(K(TNY\/RZ9?>#_ !7!J,NLK>3$V'FW %[NF:1'3:=N"2#GC&"3
MQS0!Z->^-O#6GW4]M=:S:QS6[QQRINR49R0H.._!^G?%;]<#H+VDGQ=\5HS0
MM(UG9(F2"25#[P#WP=N?PKOJ .=N?%UC!XRA\-$3"XDM&N&D$3$*=Z*H!Q@Y
MW$D]!@9ZUSWACQI:Z?%K47B3709(M<N;2"2XP"(U*JF=H 4>Y &:L:E=1:=\
M9=.N+HM'%<:)+;Q/L)#R>>C;1@=<<_2N/N)[23X9?$A5DB:2?5[QD (S(&9=
MA'KG!Q].* /7-1UFPTH#[7,5)4OL2-I&VCJVU03M&1DXP,U8LKVUU&RAO+*X
MCN+:90\<L;;E8>H->8WFMZ?HGC47VOW-W#I.IZ7;)9W\$LHB5XR^Z-C&>IWY
M&:[GPE8Z9I_ARW@T>SEM-.W.\$4I<MM9B=V'^8;LE@#V/;I0!4^(=Y>Z=X!U
MF^T^\EM+JVMVECEC"DY';Y@?\?>K6C^*-(U"YBTN+4HI=26W$CQ G)  #$'H
M<'KCIWK/^)[JOPTU]68!I+1T0$\LQZ >IK$O;JS_ .$Y^'9AFAV+:7:Y1A@!
MH4"CCIDC ]Q0!V4WB;1K>^CLYKY$EDF\A&96\LR_\\]^-N__ &<Y]J2\\4:+
MI]Q)#=7R1M$Z1S-M8I$S8VAW VH3D8#$=1ZUYAX>N/#]UH4?A+Q-;ZC+XAM;
MAE?3C-< 3R"0LLJ;3M"G(;=P!R3QR8/&VJV][H'CRQ1&L+F&Y&;&" E[H#R_
M](D;!^4@<8V@;1DG- 'KVHZM9:>4AN+ADFE5C&D4;22$#JP503@9&3C R,UP
M6@^(A??#R]N]6\52V@;4YH8=2!0.46;Y HVX.0,8 Z&GP^(+32?BC>WNKS^1
MIVJZ;;KIEW.I2,["Q>/)Z$EMV#UX]JY6XN[=_@OXDB4E6.N2%$9"I(-XK# (
MY^4$X[8YH ];OO%6A:;?26-WJEO'=Q0^>\.[+A,@9P.Y)&!U/:I8/$6D7.AK
MK4.H0/IK#(N-WRGG;CUSGC'7/'6N4EN[)_C7:2^? RCP_(%DW @,9E( /J5R
M?IFN126S/PVU*<W?DFS\4/<PLJ%T4_:<H7"\^60<Y';D9/! /5[7Q+HUYJ1T
MV+4(AJ ZVDN8YNF<[&PV,<YQ6K7GWA/6-"U[QSJ&KVVMV$U_/91VRV-M(QQ&
MC%BY+*I8Y;L. />O0: .)N?$FO16?B-ET+5&N+"Y181'"I6: O@M!_?<1Y8@
M_P 1 ]JZ*XUA;+PT=7GMYTVVPE^SR@"7<0,1D#C>20N/4UJ5R6O7,6M>)K#P
M[!J*V\D'^GSE-K-N0CRTPP()R=_ML![T )\/O$-_KFC75OK(1-:TV[DM+U$X
M&X'*L/\ 9*D8/?!K1\1:[9:?8WL!U![:[CMS*7AC\PP#!VNWRLJC(/+<<'TK
MB[B0>"/BS:75UJ1GM?$-L8;MI%1/*ECQY<C!0  02N3[T:;K5MHVM>-]+UZ4
M07U[=27-F90?]*MVB"HL?]_;MQM'//UH Z3PCX@4_#_P_J&L7C/=7EM'\Q4M
M)-(1DA5498\$X Z UCZ%XC^VCQNU]XBEBL+6X$,%[*%C:U4P@G V@!E8G@C.
M1SS7+^&=6CT8^ =6U-GBT5='DLOM$B$1V]R2IRQ(^7*KM!Z=?>M!-1LI[/XJ
MM%(#'.C-$VTA9,VH4;3C!R>GKGCK0!V-QXQT[1I?#6FO<W%ZVIQY6Z,3'=&L
M)?S#M7JQ"\ ?Q$X %:%I>6=QXNO(H=<:>>.U02::"I2'YC\YP,ACG&">U<-+
M>6]H?A9J4TF+.")XI9@"P1VM-JJ<=RW&/6KEXSWOQ+\26^GSJE[/X<2&W;=@
MB;=)@?4;E)]* .S3Q/HSWD-J+Y-\\ABA8JPCE<=51R-K-P> 2>#5>\\:>'+"
M6\BN-7MUELMOVA%)9HRV2 0 ><*3CMCFO.[B6'7O@WIGANRQ'XB@^R6RV9XG
MMYXI$#.5ZJ %9MW3!Z\UOZ9<V*?$[QM)-- !]BM%W.P'W4DWC/ME<_A0!V,N
MOZ7%:6=U]L22*] -KY(,C3C;N^15!+<<\#I7,>//$3/\+]4USP[JS1O"F4G@
M"YR'"LI# D'J#T((KD/#>M6MAX6^'T%QY=LS0W$?]IO'O:U<#!B7((5W! ^8
M'@=#GBI<7,7_  IWQW:;YC-_:UT LT;*[;I@5X('S$<XZ^PH ]R7[H^E+4<$
MT=Q;QS0R+)&Z@JZ'((]C4E !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%<I\2;^^TGP#JNIZ;>26
MEY:Q"2.1%5N=P&"&!!% '5T5YO?ZYK7AK7?""'5IM3M=;D$%Q;74<0>,E0?,
M1D53@9Y!R,>E=/!XY\-75_'8P:K%)<R7+6BHJ.<RJ,E<XP..YX/('(- '0@8
M'%!Y'7%8P\5Z(;F"#[;C[1*8896B<0RR#(VK*1L9L@C /.#4FI^)-)T<RB]N
M67R(Q+-Y<+R^2ASAGV [!P>6QT/H: ,72O#?B32[9=.7Q':3Z>I;$DVG;KG#
M$DY?S-A;D_,4.>X-=196<.GV%O96R[8+>)8HU]%48'Z"JEUKVFVD,,K3M*LT
M?G1"VB>=GCX.\+&"2O(YQCD>M,3Q)H\FD6VJQ7T<ME<L%@DB!<RL> JJ 6+<
M'@#/!]* -6BO/-$\6Q1>+/&D]_JEV^DV"VC*)X''V;<KEQL"@J,CJ1TQDUV+
M:_IB7VGV37.)]01GM%*-B4!=QPV,<+SC.: -*C&>M<]'XZ\,S7Z6,6K127#W
M1LU14<_OL [<XP.#UZ=L\58'BK13?V]E]LVRW+F.!FB=8IF'54D(V,>#P"3Q
M0!LT5E)XCTN2\BM4GD,DTS01L()/+>10Q91)MVDC:W?^$^E:M   !THP/2N#
MUSQA>Z9\0-*MPH&@-+_9MU-Z7<BAXQ]  HS_ --#Z5UFK:WIFA6\<^IWD=M'
M)(L:%\_,Q.  !SWH T,#.:YQ?#M]=:];:AJ^HPW4=A<2SV,<5MY;)O4J YW$
M-M4D# &>M2Z=XU\.:M=W=K9:K#)/:)YDR$,F$_O#<!N7W&1R/6JL7Q%\)33V
M44>MP%KUMD#;'"LV2 "V,*3C@$C/&.HH ZC SFC&:XZ*_O(OBW>6,M_,VGC1
M%NA Y 2-S,5)& .R]3GO5_0=6TF/0;K4(]=EO[);J7==7+?<;?\ ZM>!D G:
M ,^@S0!T5%9$'BC1I_MP^VB%K!!)=)<QO T*$9#,K@';@'GI1::_IFL7$FGV
MEY-%=F 3A7@>*3RR<"11(HW#/?!&: ->C SFO-O ?Q TM?"FBV^O:X'U:Z>1
M"\X8[F\UPJLX&U3C& 2.,8K9M;R^7XN7VG/?3R67]CQW*6[$;(W,K*2  .RC
MKDT =A16,?%6BB_M[-KPK)<2&&!VB<12R#JBR$;&;@\ YX-6->UFW\/:'>:M
M=)-)#:Q-(RPQEV( ST'3ZG@=3@4 :-%8>G^)[*YT"QU.Y9X#=*@6,P2!GD90
MVU%*[G[] > 3V-7=,UG3]86<V-QYC02>7-&R,CQ-Z,C ,I^HH O@8Z45Q'Q*
MU#4]+L-&ETS4I[)[G5K>SE,2HV8Y"0WWU.#[TWQ=/XA\(:.^OV&JS:G;66'N
M[&]CB^>+.&*.B*58#GG(XZ>H!W-%<R=:TG4=9\.2Q:W/!+=P/<6UBA^6Z1H]
MV9!@_='(Y'/K4L7CKPU/?I8Q:M%)</=&S5$1S^^ !VYQ@<'KT[9XH Z&C ':
ML8>*M%.H6]E]L*RW+F.W9HG6.9AU5)"-C'@\ GI1J'BK1=+DD6\O?+6*18YI
M?*=HH6;& \@!5"<C[Q'4>HH V:*YR+Q?:S>-9_#BP7/F06ZRO*;>3:69B  <
M8VX!^8\=L\&K1\5Z(MQ%"U[M\Z8V\<QB<0O+DC8)<;"V01C.<@CK0!E:?X<\
M2:7YEI;^(K2:P>624-=:>7N%WL6(WB0*3DGDK^!KI=/L8=-L(;.W!$4*[1GJ
M?4G'<GFL?4?'7AG2;JYMKW5HHI[79YR!&8IN.%SM![C\.^*N'Q'I8NUMO/D+
MO/\ 9E<02&,RYP4WA=N0001G@@^E &K1UJ"]O+;3K*:\O)T@MH4+R2R'"JHZ
MDFJ%KXFTB[GN($NFCFMX1/+'<0O"PC/1\.H)7@C([\4 :V.,45S=OX]\,7<E
MBD&K1O\ ;W\NW81OL=\D!2VW"L<' )!/;.:N:SKFGV27%I+>S0W"P&1VMX6E
M:%#G#MA6"C@\L,<'T- &Q17*_#:_N]4^'>BWU]<27%U- 6DED.68[CUJK;ZW
M>>)_&VK:+974EGIFC+&ES+"!YEQ,X)VAB#M50#G')/?% ':8HKB;K6;SPIXS
MT?2KN[EO=*UHO%!)/@R6TZ@$+N &Y6!QSD@]\52N-:;Q)XLU_1%O]5T]+&W@
M^R2VD$RLLK!V9W 7D?*H ;@\XSG- 'H='2O+]/U:7Q-;:S-<^(M4TN72[]H8
M[J.!XX_)B5 V]679N8ECAOF&1@8&*[+2M6TRS\,:7.-5GO[>:-5M[F56>:Z.
M,@[0NYF(!/ S@$T ;U&!G..:RK7Q+I%YIT]_!>J8()3!+N5E>.4$#8R$!@^2
M!MQDY''-0IXNT)H+^5K\0C3P#=I<1/$\((R"4<!L$=#CGM0!MT8![5SUKXX\
M.7QD%KJ:RM''%(52)R2).$VC;\Q)XP,D'@C-:NGZI::HLYM'=C;R^3*LD3QL
MC[0V"K 'HRG\: ,@^'KL^/QXD^UP>1_9_P!@^S>4=V/,W[MV<9SQC%='67J7
MB+2])G,%W<.)EA-PT<4+RLD0."[!%)"Y[GC@U%=>+= LX]/DN-5MTCU!0UJV
M<B48W9!'08[F@#9 P.*,8K*TKQ+I&M0W<MC>JZV;E+@2(T31'&?F#@$#'.>E
M<IK7BA;GQIX/ATS4KM;>\N)?-A\EHXKB,1,0P9E&\9QT)'(/<&@#T"BL3Q=X
MC@\)>%=0UR=#(MK'E8P<;W)"JN>V6(JE8:1K5[HD-U>Z]=P:M-$)#Y"H(8&(
MSL$94[E'3YB2?4=@#J,9HQGK7G-C\4$'@W^T=1LW_M.#4?[*N8;>)W03API;
M(!PN&! //89-6+SQ&;'XF6IN-2NDTF;199Q:R1,,2"5%!$>W>6QG@@GKB@#O
MJ*RK3Q)I%]HB:Q;7J26#G:LH5LEMVW;MQNW;N-N,YXQ5?_A,= %I?W,FH"%-
M/Q]K6>)XGAR,C<C -R.1QSVH W0 !Q1CG-9.D>)M'UZYN;?3+U;B6V5'E"HP
MVAP2IR0 <X/3IC!KFO%%WJL?Q'\+:3::Q=VEEJ:71N(X5B/,489<%D..3S0!
MW=& *X'Q#K6L^!=4TN\N]1?4] O;I;.X%Q$BS6KM]UU9%4,O!R",^_-=/JGB
M?2-&,OVZZ:-8=IF=87D2$'H9&52$_P"!$4 :]%9=[XBTNPW>=<,P2$7#F&%Y
M0D9SAV* [5.#@GK@^AJH^H:=/XOL(4UJ=;LVDDB:<A_=RH=I\QACJ.,<CK0!
MOT8'I6)>>+M"L/--U?B..&;[/)-Y;F))/[AD VAN@P3UXZTV?QGX>MKI;634
MXO/>W^TK&BLS-'D $  Y)R,#J>PH W:*QH?%>AW&B1:Q#J"/8RR"*-PC;FD+
M;0@3&[=GC;C/M5>\\9Z1:Z'JNJ(\\Z:8&%S"ENXE1@N[!0@%<C!R0!CG.* .
MAP!VHP,Y[UB:?XFL[G0;'4I_-B:Y1,1?9Y-[.5W$(FW<P R<@'@$]JEMO$VC
M7>DSZG%?Q_9+=S',[@H8G!P496 96R0-I&>1QS0!K45PEEKTM]\7Q807UX;+
M^Q'F:SGA:$))YT8#!652>">3GOBM/XAWM[I?@35M2TZ\DM;NT@,L<B!3R,<$
M,""* .HHKF;3Q-IFDZ=H]MK&KC[??6PE0S#YI"$W,?E&!T/IZ#FM#3?$VCZO
MI]S?V=\C6UJS)</*K1&$J,L'#@%<#GD4 :Q&>M%<#?\ B0W7Q)\)VEAJ%XMI
M=)=-/;20/$DBK%E'&Y06&<]R.!6MI^O:+:6VNZD-=N+VTM[MOM+.K.EH0JY1
M=J_< Y[@9/- '445G#7=.-E8W8F<P7S*MLPA<^86&5XQD9'.3CBJ.C:AILVH
MZ[+;:Y+>"*9?M$<K?N[,A!\JG  &!D\F@#?QSGO17GVM>*%N?&G@^'3-2O%M
MKNXE\V'R'CCN(Q$S!@64;QG'0D<CU%=/_P )9HO]F7VH_;#]DL)6ANG\F3,+
MJ 6##;D8R,G&* -K&:*RKOQ)I5D8EEN79Y8#<I'#"\K^4,9<JBDA>1R17.>,
MM:DDTSPQJ6BZI(MK>:Q9QEH&&V>*1^03C./8$=\T =Q6)XCT6]UB*S;3]3-A
M=6=P+B-FA$L<A"D;73(R.<]1@@'J!4U[XCTO3I9H[F>0&#:)F2"218BW0,RJ
M0I.0<$]QZBL>YT[Q ^L:\8]=NHK"XM +?%JI-I+@?ZKN_&2?<@#D' !HV&D:
MD]W!>:Y?6EU/;%F@6TM#"B,5*ECN=V)P2.H')X/!&Y6;H$>HQ:!8QZO-YU^L
M0$\F "S>I XSZXXSG%5_^$LT3[9':_;?GDN3:))Y3^4TP_Y9B3&S=D$8SG((
MZT ;5%<_>>./#EC/?03ZFGG6&W[3''&\C1[@2.%4D\*2<9QWQ5]]>TR/3;74
M/M:/;7>W[,T8+F;<,J$502Q(YP!T!]* -&C /:N'\':S/JGC;QA";^ZN;.V>
MU$$=PA0P[HV+KM*J1SZC/ ZUK>(?%MMX?U71]/E@N))=1F*!H[=W"*J,Q/R@
MY/ &!SSGH* .BP",8XHKSVT\5Q:-XX\6IK.K7#6%O%9R6\3QLYB#([/M1%SC
MIDXXXR:[)]<TU;"UOEN1+!=@-;F%&D:8$;AL506;CG@=* -"BJ.DZSI^N6C7
M.G7(FC21HG^4JT;KU5E8 JP]" :AU'Q#IFE-,MW/(I@B\Z;RX))!$G/S.44[
M1\IZXZ'TH U,#.<<T5E:CXDTK2Y3%=7#^:(#<LD4+RLD0XWL$4E5]SCH?2N>
M\7ZM-GPA>Z5J<@M+[5[>)O)8;)XG5FY.,X.!WQ0!VU%9&J>)](T8R_;KIHUA
MV^<ZPNZ0YZ>8RJ0G_ B*?>^(M+T_?Y]PQ"0BX<PPO*$C.<.Q0':IPV">N#Z&
M@#4HIL;K+&LB'*L P/J#3J "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
M HHHH **** "BBB@ HHHH **** "BBB@ HHHH *XOXL./^%9ZW #F::$)%&O
M+.VX< =37:44 <]X>T;1!:6.K6MI;M="V5%N2-SH-HRH)Y7W Q7,^$(VO;#Q
M[;64JQWMSJUVUO)T)#1JJ.#W7=G!'H:]'HH \>FQKGP9LO"D$;0^(HEMK3[&
MRXE@ECD0&0CJ% 4MOZ8/7FM6WUNT\->,/%&E^)K>=H=6G6XLY?LKSI=QF)8S
M$ JG)&W&T^M>F44 >6ZK>VWAKQG:WVM65]8:'>:3#;0/9M*J6<D;.?*80GCA
MQCJ...YJ&\6R\.:IX0UNRTRZM/"\$]WYNY9&:)ID 2=U;+*"=W7H&YP3BO6*
M* /(;V0:U?\ Q.73H9Y_MNDP"V9('VS%8) 0IQ@GD8]<\9J=-<L]3\0?#>>S
M%Q-#;K.DTB6[D1L;;9M/'4,<'T[XKU>B@#SSP>!=S^/(;614N;C4YF@DZ94Q
M(JN#W&[/(K&\)W6@:GIFB:#J>EZJWB'2WA5K&=[G9!+%A?.!SY84#+#ZX Y&
M?7** /*M+>;3-?TYO#VHF]TR]U%A=:)=H&EL&8L7EC;[RJ#D\\'=P?F%>C:U
MJUOH>CW.HW.2D$98(HRTA X51W)Z5?HH \WU?P8^J_#F[BG\0W!DGC:])7R?
M)%R3YF0WE[PN_@?-G'&:R_$/B5/$GP9LM0NXV6Z6ZLA>P/&0RN)D#?+C.#@D
M>H->N5S_ (O\.S^)]'33X;Z.S"W$4[.\!ER8W#@ ;EQR* ,6XA@USXH:!JND
MO'-#IUG<B]N82&0APHCC+#@G.]L=L9[BN'TQ+/7?@!9^'K/RY=7N&V0VZC]X
MLGV@GS,=0H&26Z8[U[:RSFV*I)&)]N-Y0E=WKMSG'MG\:QO!OAZ7PIX7M-%D
MO4O!;;@DJP^62"Q;D;F]: ,**:./XT3EY1M7P^D1D;@%Q,S%<],X.<>G-<?"
MUVG@9K^RMI;I=,\5OJ%S;1*2\EN)F.0O?JK#_=SVKVNB@#S[5_$FD:MX8US6
M]$T%=8(L-DLDMFR"?GB([E#.%!9B!TQCJ>,_1KZ";XIZ5>Q7-Y>P7.AR0I<M
M:-'&7\U#M4!0%4 'Z="2:]1HH \6LK>+4?@D?"*P[M>D=X18LA66*0W#,'92
M,JH&&W'C'>NG4,WQ:OX([C$S>'8[=)CT\T2N<9_O $-CKBO0J* /(/"=QH5_
MI&C^'-6TO57\0Z8\2-83/<[(Y(N!,#GRPN,MG\ #D9]"\:P2W7@7Q!;P1M)-
M)IUPB(@R68QM@ =S6[10!Y2+\I/\/_$ 69M%LK>2TNY#$RB"1X457((^Z""I
M;H.>:Z'0;4W?Q)UW7K)@VF365O;^:GW+B92Q+*>C!5*KD<9)'8UVM% 'GOQ9
MFC73= 3=ETUNTF95!8K&K$LQ YP/6I?'.KMXA\-77A[PW$^H7VI)]G\R-&\F
MW1N&>23&T8&>,Y)[5WM% 'G%]90:'XQ^'&F)+NCTZWN;=I".@\A44MZ;B,#/
M4T_P>!=R^/(+614NKC5)F@DZ94Q(JN#W7<#R/>O1** /)/"5UH&IZ9HF@ZEI
M>JMXATIX0UC.]SL@EBPOG Y\L* "P^N .14^A:S8Z6NN>$O$NFSW-_+J5Q-#
M;/:-,NH1R2;T8'!7N =Q 7'.,''JE% 'G=R9X?BAJL.)(+C4-"BAM)$C9D\P
M/)G# 8&W<"<XXK .-5^"L?A 0M'XCB2*S^P,,2I*DB_O,?W,#?OZ8[U['10!
MP6D-$/C!K(=U=SI5M$LA'WV5G+@'UY!(K'C>;3/$4<WAW43=6MWK+)?:!=H&
M:%C*=\\1^\B@@R?W><YKU6B@#G/'MVUCX'U6X73$U/9$,VLD9D5@6 )91R0H
M.XC_ &:Y+2-2MO\ A:L=^;R[NK6XT#:MY-;M'&S";<<?* J@?_K)KU"B@#Q&
MT>.+X*^%H"-L\6K0.\6W#IMN2S$KU&%Y)]#73:1J\6A>-_%=IK7F(^IS1W-A
M-Y3.MS%Y84(A .2N,;>O/%>D44 <7\)F)^&&AHT<J/' 499(V0YW'ID<CGJ.
M*H:7;GP7\0_$5QJ'[O2-=,=S!>M_JXI5!#QR-T4G.03@'&,YXKT.B@#S_6+<
M>-?'/AR33CYNEZ+*]Y<WJ\QO)@".-&Z,<@DXX [YXJ7P[=VX^*?C$F50LL5D
M(V)P'*(^_:>AVY&<=*[NB@#S?PC>6RZ/XYWRJN_5[V90W&^-E4!AZJ3P".#6
M!IE_)H&B_#O7KJ&=])LK&6TOFCC9S:2.J .R@9ZJ0>.,^_/L]% 'F7BFXAO/
M#]OKVAZ1<MIUOJ\5]=FUB:":\C"LKR* %<XW*03R=I/0 E9KGPSJGA_Q)K.A
MPW<KRZ1-;27]RT^7)4[(E$O+'/ITX'>O3** /.FATJ\^%7ANWO;FXLX_*M$6
M[M3M>SG6/(8\<888.>F3G'6M;P'=ZO,NK6VJ7%OJ"VURJP:K!$(Q>J47D@<%
MEX4D<<8[5U]% 'GOB+4D'C6^TV6"6T:32AY5Q;VI>:^)+?N@X4X5>N!@_-G(
M KFM-N87\+_"]'#J;6\3SA+&R[-L3J6.1T#$#/3->ST4 >.^([:\U2\^*%II
M(,EW<VUCY2)UF"(?-5?[QQE2!W.*T-3\3:7KVO>!+O3EG=8KV0S1K;.6MR8&
M78P"\$$@8_'IS7J5% ',?$/PW-XM\":IHULRK<S(K0[C@%T8. 3VR5Q^--TS
MQGIHT*"3493::E'$%GT]U/V@2 8*K']YN>A (/45U-% 'C%QX=O]%^&MWJ&H
M6TB7=_X@BU>Z@52[6Z-.AP<9Z*,G'3)]*Z=K^UN?C#IMVKXA.A2J'D4KAC*A
M .>A*@D \XYKT"B@#Q*-IXO#$NH06]U<VNG>+;B\NH+4LLIMF,@#KM() WAA
MCKCVK:U2?PWJGA#Q5J^@P74KW.DR6SWUP9\S.5.R)1+RQ'MTR!W./4Z* ,GP
MN\3^%-),)78+.)?E&,80 C';!XQVKC_%U];6_P 6/!<\LH6*UCOOM#\E8M\2
MA-Q'3)Z9KT:B@#SCQHDGC^XTKP_I,,TE@E['=:AJ!C984C3)V(Q #NQ/\.<=
MZS6O-*TOQ'XET3Q;!JF-2O'GM#";EHKR&1%7RPL1P6&W:01Z5ZS10!Y5KUI'
MIL_VC0]2;0-8LM+AC^P7/[VWO(5#;82#]YE^9<J2W(]:T%NWG^)'A&>ZMQ:3
MMHLPG@[02/Y9$9/8\, /:O1:#R,4 >(7&HZ NF:]X3U'6/L-A/K$DS/<6LPF
M11,'900NPY93A]W (R,UV,U[9S_&#2KN.>*2W;0Y=DRD%,M(C+ANF2N2/:M'
M2O"^OZ1 MA#XI\S3D+;?-L%:Y ))/[W=M)Y/)0^]=-9VD-A906=NFR""-8XU
MSG"@8% 'D-GJL>G>'KV0VL<D3>+YF-P\!E%E&TA9;@+CVPK=,MGGH98P]R?B
MC:VZ7]S+>6"/;M-;N&F'V4KD?*!R>  ![#%>P44 >1WVK0V]KX*\031:C)H5
MK9O9WDMLLT;6[LD6'(7#%04*DCCKU/%&O16"Z+:>(/#FF7LFF1ZY;7^H2$2M
M)=QIG=($D^8A25.>^TGH,UZY10!YU::S8ZK\8K&^L'DN+6309(5GC@<H6,Z,
M!NQ@< _3IUK5^*3J/AMKD.<RS6Q2)!RSL2. .I-=A10!YG>75K-K_P -)%E1
MTB68R-U$>;;:-W]WYL#GO6'KT-Y?P?$>+2XFN9&OK.X$$8YN(D6/S O][[I!
MQ].]>T44 >9WWB/3->\?>!K_ $UIIX%^V"1EMW_=%H@ K<<'. 1V[UH>!UMK
MS4O&UO*%DBN-6D.QAQ)&T2*2/5201FN\HH \_P# 5AJ4$SZ-J,<GV;PU-);6
MDS_\MPX!B8>Z1-M_X'[5SFKVM[JUA\4K/2 TEW<30M"B=9D6.,2!?[V0K+QW
M.*]CHH \NU/Q/I>OZ_X%O-.6=TBO9#-&MLY:W)@9=C +P02!C\>G-9=_>QV'
MASXF:+/'.-1N;J[N88%A8EXGB3:X.,;>#SGVZD5[+10!YD-8B_M[2K.6WN+)
M9=#C\N[CLG-Q<G=@P E25 QN(QDY!!'? LKA!\)_ D+K*DEMK-IYJR1LI4)*
M2YY'W0#R>@]:]LHH \J\4O)8ZWK>J>'-4VZF&B6[T6Z3S(=4'E)M,:]=Q4A<
MKGE<'%>IH2R*67:Q&2N<X-.HH *\1O\ 54OM(TV9K:XLI;/Q-#+<:9;V;+':
M*+@DNY"_,S#YLYYW<#@U[=10!YYI5W:CXA^.+B5U2.2SLPK2#;NVQR;P,]P2
MH(['@URN@W<FBZ7\.-8O4E_LFRMKBUO'"%OLDS@!6<#D#@C/;/O7MM% ' ^#
M[V"\^)'C.>W$K0W LFBE\EPCA82"0Q&.X^H.1Q4WCN06?B'P=J$R2?9;?49!
M-(D;/LW0NJY"@GDG%=Q10!YUIEU;#Q_XZGE=4CDL[0*TG&[;&X<#/4@D CL:
MY;3+HZ/X<\!:QJ$5\VD6MC-97S6K2*]I(Y0JSA"&Q\F#]?I7MU% '-^$(]&>
M"]O]#LYXK6\F\UKB<R[KI\<OB3YL=L\9P>V">6\9J;?6]4U+1=9.GZU!:H);
M&Y3S+?4XPI*H$/)?DK\O/(XYKTVB@#S/4]7>?Q#-9WMA-IES/HD;*;>V,DUV
MYW%H X4X5">@P><Y %8T%W$WP_\ AHA\Q&MM4M/-#QLI0(CAF.1]T$@%NGO7
MLM% 'DOVW2=,\0^)=#\6P:IC4KQY[0PFX:*]AD10$"Q'!88VD$>E2Z]:1Z;.
MUSH6I-H6L66F0QG3[G]];WL2J=D)!^\P^9<J2>1ZUZK10!3TF6>?1[&:YMOL
MMQ);QM+;_P#/)BH)3\#Q^%7*** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *XSXEWMSIN@6-Y;W\U
MGLU.U61HY-@9&E4,&/IC/>NSKC?B9;S3^%H&AMY9Q!J-K/*L49=A&DJEFV@$
MD  F@#1T_P ;Z!JEU>6MI>2-<V<?FRP-;2K(8_[ZJ5RX]U![>HJ>W\6:+=^'
M1K\%U))IA.!,MO)S\VWA=NX\\=*PVAC\0?$C1M:TWY[/3K*X2XN@I"RF3:$C
M!_B(PS'TR.YK/TO1[VP\;WGAI(LZ!]H76XFSPA)/[G'8><OF#V4B@#O+[4(M
M/TR>_E29XH8S(RQQ,SD 9P%'.?\ )KSK6O%TVJ^$_"FO6]S=Z<MQJUD+E,-$
MC1NV64LP&Y<=2#@\UZ+J<3S:3>11J6=X'50.Y*D"O)5N?-^&G@:U^S7:S66I
MV N$DMI%*>6W[PD$9PO<].>M 'IFE>*-(UFXO;>TN'$UEM,\<\+PLBD$AL.!
ME3@\CBFV_BO1[G4K;3TN)$GNT:2U\V!XUN% R3&S !L#G@].>E<3KUG<:QXS
M\66FG[O-O?#8MH),$(\N9/E#=,X8=^AJ?POJ.B^()M)C?0]5&MV!!ECO5GVV
M3@89@SG;SC  Y.1P!G !V^MZ]IOAVP^W:K<_9[?<$W[&;DG ' /<@55MO%^B
MWD,LMO<R2>7<&UV"WDWO(%W81=N6^7G(!&.<XK%^+ ,OP]O($C>662>VVQ1H
M79@L\;-@ $G !/X56\>3O9ZMX;\0_9KR[T:V\^*\^PE_,C655VR80@D KS[&
M@#IK7Q5HMWIMS?QW@6&UE,-P)(V1XI,@;&0@,&)( &,G(QG-5YO%.BW5KJUN
M]]<6DEG!NN@T4D4T*,#B0 KGW! ."*XK6X()M#C\1>&-$O9(+?5K74+G>D@G
MOTCW!B$D^8XW @GKM/8 GH+C7=,U_0=:U'3;";8VG21/>2VC1/(VT[8EW*&?
M!)Z< D 9). "];>*_#VCZ/H<4^L32QWMLK6D]TKM)<($W;F.W[Q SS@DGIGB
MI['QAH.NZ5J-Q9ZA(([,%+K,3QRP<=2C*&'L<=O:N"6YAL].^$[W09!;CRY@
MT9S&PM2IW#&1@]?3&:W(;59?%OBSQ';@KILNF1VHE"G%S*H8EE_O  JN1U.0
M.E '1Z/JVEVGA;2IX=1N[ZVGC5;:><-+<7/!(. NYFP"3QT!)QBHY/'7AV'2
M;C4Y;\QV]M/]GG#P2!XI<@;63;N4Y(ZC'->>6YN-+\(_#_5Y[&_FT_3;>2VU
M**U$BS0%T4!RJX;"E3GV:KGBI-*O/AWKMWH>E7:KJ$]J?-EBE\Z\9)4);8_S
MD*HZGK@]@"0#O;7Q?HM[J%U86T\TEU;P_:#%]FD!DCSC?'E?WBYXRN:9X.\4
MQ>+="34HK>> .\F%DA=1M$C*OS$88X49VDX-8UU-')\8-(N(]S0_V1/&954E
M S2(RJ6Z9(!(%+\*'>'P-:Z9/;W,-U9/-'.DT+)M8RN0 2 &X(/&>HH ZB_U
MJRT^X2VE:62Y=#(L$$+RR;!P6VJ"0,G&3WXZU@^)O&EK:?#V_P#$.C3_ &G%
MO)]GD2%W"R $?.,?+@]=V.1@U2DEDT#XK7VH:D'73-3T^**WNRI,<4D;-F-C
M_#G<6&>#]:YW4-,N+3X:>.Y?(F5=9OKB>QMO+;>RMM (3&06*EL8Z8- '<^&
M[#,PU:'4]6DAGMECDM+WS-OF#!,BB0;E)Z87"GTK'N?& UW1/%\-D+^QFTM9
MHX9Q \;;DA#;BQ7"G<> <' SCFNPTJ>.XTJUDB;<IB7MC!P.".QKSJ&5K*V^
M).GSVUTMQ<3W$\/^CN5='MU52K8P26&  <Y[4 ;_ (1\8Z9<Z3X<TRYOII-3
MN]/B8/+%(5FD$2LX$I&UG')(R3US6QJGBO1]'\XWMQ(L=NRK<2I [QP$XQO9
M00O4'D\ @G@UPC.!I7PN4))NM7A^T 1MF$"V*'?Q\OS''-1Q3V.EZUXAT'Q1
MI>K3F^OY;BT^SI/)#>12X(3"';D?=.[ Z9- 'J5Q>06MA+?2R#[-%$9F<<C8
M!DG\JX_PA+?^,]$C\1:G>7=O%>,SVEE:S&)8(@Q"EBN"['&3DXYX KI)-*BN
M_"[:0\0M8IK(VIC1MPB4IMP#WP./PKCO >L+X7\.V_ACQ&KV&H:=NA1WC;RK
MF/<2KQOC!R"!C.01TH Z:R>Y\/VVIS:[JK7%J+D-;3RJH81E$4)A ,MOW 8&
M22.YJS:>(],O+NYLTFDCN[>,326\\+Q2",]'"L 67MD9YXZUR_CHZAJ&D:5J
MMC8W,EMIFL6][+"$/FSP)G<1'C/!((!Y.W..E/E6+7/B-HNNZ=)NL=.L+@7=
MT%(1M^W9'D]2,,Q'; SC(H T5^(OA=[:VNEU%S:W$QA6X^S2^4K[BF'?;A,D
M<;B,]>G-7;+Q=HM_J5QI\%U)]I@A\\K)!(F^+.-Z%E =<\97(KS!E8_ 2YLO
ML\WVMM0)%OY+>81]M\S.W&?N?-]*[&]F27XO:'/'N:'^RKB,RJI*!F="JEN@
M) ) H NK\3/"+BS8:L/*NY#%%,8)!&&W%<,^W"$D'&XCCGH<UIZGXLT?29KJ
M*ZN)-UG&LMT8H'D%NC9PSE0=N<$\]AGI7ENE?9]9^!4OAZVC\_4[J:>*&V"'
M<7-TQ5^GW5ZEN@VD9R,5I>)IYY/^$QT66SO(YUTH);&TM&+:D?(/SR2JO(4G
M:%R.X.[.* ._OO%VAZ=>VUG<WV+BZB,T")&[^8H&?EV@Y/(P!R<C JL?'GAQ
M/#\FN/>R)I\,QMYI&M9=T,@."KIMW(<D=0.H]:Y.SN%G\4?#N80SJD&EW$<K
M20,GELT<2J&R/ER5;&>O;K5[PGI]KK$7CK3+V)C:W^K3G#(5\R)XT7>I(Y&0
M<$=Q0!VLVK6=O<V5O*TJRWI(@7R'.X@9.<#Y<#^]BL+XA:U>:!X4>_M/-1%N
M(ENIX4#O! 7 DD4'()"],CC.>U9WP_AU:X#/K@W3Z,KZ3#+G/G;6^>;_ ($J
MQ#URK>M=+X@U4Z1:VTQM)KJ&6X6&9(86E<(P.6"J"2!@$\'C- &1HRB^NM-U
M30/$4^HZ*^\7$3SB8$[#M;<?G!!X*Y[C@8K2O?%NBZ?,$NKEXX_/%N;CR7,*
MRDXVM(!M!SQR>#P>:X:UT/3+/XDZ3J'@<O#%.9/[9@MPPM?+VG:6'17W8PHY
M[X&#5+1FT^*PN_!_B71-5N]42ZE\N B=K>]5I3(D@(.Q1R"2<8(SUH ])U3Q
M1I.CFX%W/)_HT8EN3% \H@0]&<J#M'!//89Z4^'Q'I5QJD>FPW1>ZEM?MD:K
M$Y62'CYU;&UA\PZ'O7$V>K1^%_%?B;2M?TZ\F@U:Y%S9RQ6CW"7*-$J&+Y0>
M1MQ@\8/IUL:A.-$^(GA_4[VREM;*31I;-5MX&E6*7?&PBP@.. 0.,''% '0R
M>.?#D.G'4)-0V6PNS9%W@D7;,"%*$%<C!/4\52NO%'A[5WTPIK-_:L-5%O$L
M,<D7GS*/]4X*<H0V>P..O%>?SM(W@G5H9+&\25_%S7 B>V?+1_:58L,##  '
M.,XQ7;?$"59)O"+QAI%37+>X8HI8+&%<%SCHOS#D^M &G8^,;:]\6ZQHGV:Z
MC&G1Q$RM;289F#LW.,!<*N"<;B3C/%.\/:OH\7A<7UMK%W?V+7$BK<W>YY7<
MR$; -H8X;Y5 &>!C-9.DS?V=\5/%7VF&X1+ZWLI()?)8QLL<;AR7QM&"1U/>
MN/M(KZ+X<:5>PV-[<#2]?FN[RTA5XYF@:28;E PQ($@88H ]0M_%FC7":@?M
M30OIP!NXIXGCDB!&5)5@"01T(!SVJW8ZS::A=SVL(G2X@1'DCFMWB(5]VTC<
M!D':W3TKAR?"VMZ/J^HV^CZE-9W%NEO=W<B3K-(I<?*@?+-L^]D#&0 ,\XN^
M"3JMKKM_ITFJ'7-(CMHWMM3EC E5MS#R7<<2$#YL]1GGK0!UM_JMGIK0I<2-
MYL[%88HT:220@9.%4$G ZGH.]5[7Q+I%YIMUJ$=ZBV]HS)<F4&-H&7JKJP!4
M^Q%<WXA-QI/Q*T37KA)&T@V4UC+*JEEMI&96#MCH&VA=W08YQ7,Z]HFJ7S>,
M=?T>VEGMY[K3YX+<*1]L^S%6D*CN#T!_BV\9XH ])LO$NEWVI2Z='-)%>Q0B
MX:"XA>%C$3C> X&5SQGMWJ&+Q?HLUY;6JW,GF7:.]J6MY MR%&6\MBN'XYXS
MD<C(KGKW4K;QYX>U9- T^X6]FTN:W^UW-JT#1LR\0AF )R>NTD#&<\BG>$_$
MMEKEII%DVB72:O8QJDZ7-DR"R95VL1(RXYQ@!3DYYP,X -T^,]!&@KK9O7_L
MUI?)\_[/+A7W[,,-N5^;CD#FF:MXX\/:)>SV5_?,ES!!]HDB6"1R(\XR-JG/
M/ITP3V->7W4[P_"C5_#ILKY]4M]5+2P):R'"F]#JP.,$$$8P23Z=:[:.>.7X
MT)<A)1$V@"%9&A90)#/NV$D<-MYP>: .W$\1MQ<;P(MF_>W "XSDYZ<5P'B/
MQ.EUXB\'#2[^_CAN]1"LHB>.*YBV,<@E0'&=O?&"#T.:Z#Q]IU_JW@+6[#3,
MF\GM76-5."_JH^HR/QKC-2\0VNMCP-+:65^)+74XS=0?89=UL1"ZE6&WL?3L
M,]* .]7Q5H[6^IS"YDV:6VV]'V:7="=N[E=N3QSD \5!=>-_#UF-/,U^1_:$
M!N+4+#(QECV[\@!>N"..O(&,FN*NKK^S-2^(VGW%M=FYU"/SK18[=V$R&V"D
MA@-O!!!R13;"0#4/A89(+B/[)82QW'F6[KY+&V5!NR/ERP(!/7M0!UMIX@T/
M5?$=C<6NL7IFDTUYX[,*ZPO"2I\QE*_>' '.>3Q2I\1?"\D4,R:B[0RS_9Q,
M+:78DF[;AVVX3+<#=C/TJAJ$JQ_&+3)F#"*/1YXWEVG8K&1&"EN@) )Q7&3!
MF^".M6BP3FZDU1W2 0MYC W@<$+C)&T9SZ"@#UF^U[3].NC:S22/<B$W#0PP
MO*ZQ@XW$*"0,\#UP<9Q3M'UO3M?LA>Z7<BYMB<"158 _3(&:X37];L_#_P 1
M7U..::/[7I,:2.UE-/"_[QMA4Q@D$?-D' ((QW-=%\/%T>#P99V6AW[7MK:;
MHFE=#&WF$[VW(P!7ELX/8B@"[J7B_1=*ENX[NZ<?8]GVIT@=TM]_W=[*"%SU
MYZ Y/%;3 2Q$*Y 9>'4C(SW%>1>,[N;4+7QUIK6%Y;W A'V>"TLV_P!-41C]
M])*J_-CE<9  7&":]1T6=;G1+*94D16A7 EC*-T[J<$?C0!Y_P"#O'VEZ9X?
M6'Q#K,[W+:A<P_:)U>0(!,RH'D *IP!@$CCVK<NKJ[C^+NFVJWMP;.;29Y6M
MM_[O>LB -CUP3R<UREG'O^&7B#PM)9S/K-S<WD<5D\+!BTDK&.3D8V#*MOZ#
M'6MM('T_XF^';>0O+]ET*2U>8*=IDW1X!;H"=I.#0!TL/C#0Y[JV@CNV(NIW
MM[>8PN(I95SE%DQM)^5N_.#C-/U/Q7H^CFX^V7+JEKM^TR)"\B0;L8WLH(7J
M#SV(/2O+6U"2_P!,\*W<FG7]M/:>((WNM/M["1(;%<R_*%5?F))!+?,<D],X
MK=TG5X_#^K>)?#_B'2;VX;4-2FO+,)9M/'>12XPF0"N5QM.X@#UXH VEU">/
MXMO"=0F?36T#[6(=^8E;S@-X _V1UYK?C\2Z5+I":J)Y%LY"JQO);R(9"QPH
M164,Q)(Q@'/:O./%NFZCJGCX#3F6VN(-!3$;)FVFD2<.;9VQ@J5'3CC!Z<5?
MUK6I_$.D^%O$MI87BPZ;J*3ZC8-"WFPJ59"VS&6"Y)R!R.: .V@\3Z5<&]19
MIEFL5#W%N]O(LJ*>C;"NX@^H!%-'BW1#9:5>"\8VVJR)%9RB&3;*[_=&=ORD
M_P"UBN<DLSK_ ,0_[:TP[[*'19+22X4$)+([Y5 >^,$G'3(KD+6_W^ _ NG+
M9:@UWI>KV8O8Q9R9A*%MP/R\^ORYXH ](TKQ=!JGBW5]#2VNHSI_E+YCVT@#
M.RLQR<85<!<$XSSC/%7]8\2:1H$ELFJ7JVS7+[(MRL0QP3U P. >OI7.:#(U
MI\4O%D<UO<K]O6SEMW\A]CJD)5CNQ@8(QR>M,^)$\5M>>#IYP?*37HBQ"EL#
MRI.<#TZT ;VC>,-"UX7OV&^^:Q_X^DGC>%HAC.65P"!@$YZ4^#Q7H]QJ*6 G
MEBN986GA6>WDB\Y%ZE"R@-CK@<XYZ5PGB;0;OQ/KGB?4=!&Z*7P^+!95X6ZG
M\POA3T;"@*3T^;&>#C2\.ZKH/B'4-.NUT;5$U6Q#O,=0$X&GDKA_FD.TD],#
MDCDXQ0!N6OC_ ,-:A-'!:Z@\C2^:%*V\N,QYWC.W (P>#R>W44_0M8T>S\'Z
M?>0ZO=7UC)^[@N[HM)/<,6( QM#,Q.0 !G K(^&LL=OX1U#SE>$IJ%W*XDC*
M':TK,K8(R01C%<CHD%_9>"/A]JAM;E[?1[N3^T+<1-YD2N'02%,9^7=GIG#9
MH ]6T[7].U2:Z@MYV6XM"/M$$T;121 C()5@#@CH>A]:X[Q5XHCN=1\)'2=0
MOHX[K6(8R4C>.&YA(;=ABH##(7O@@Y&1S5'Q)H][XHU[7M3T!F:)_#;Z>LR_
M*MQ,SE@JD]<*"">Q8#/6JM_KUOJVA^!H[>QOUN;'5[3[7;?89=UMLC=6! 7M
M[=N: /7**S['6+>_U+4+&*.X66P9%E:2%D5BR[AM)^]QUQTK0H **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MZ]=ZII/B&6S^V;//MYK9)TRB[04R05X[9(R2<5LZ;IXT^*3=/)<3S/YD\\@
M:1L!<X    4  #H/7)J[10 4444 %%%% !1110 4444 %%%% !7/^(_#L^O7
MFCSQW\=L-,O%O%5H#)YCA67!.X8&&-=!10 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M:FZ^QZX6MUED9E0^4F>,\YS@@Y!&*YI;*SM_V=M0D@MX(9I+AU=XT"LP6_(
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MU*95;T?*8CZ(VY7]!AJ /3JPO$GB$Z(VFVL,4<E[J=T+6W$K[(U.TL68X/
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M&&,[01@@9R<#WK*T[4FM_ _PXM+BX@AT^^S'<27*%XF<1,8T<;ER"W8G&0*
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MC=3W-MI-I%-<1"&9EC'SH!C:?;'7U[TS0_"/A_PW+-+H^E6]G)-P[1KR1G.
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MMUN)FN)1&N-\C?>8^YQ5N@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M1QKYA@&UF8#!&X!L9P<#GM70:1XPO==^'VN:OX9UE+BZCVF%=5*1M9<+O5V
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH ***8\T49P\J*>N&8"@!]%1K<0NVU9HR3V#"DM[F"[B\VVGCF
MCR5WQN&&0<$9'H010!+1110 44R66."-I)9%CC7DLYP!^--AN8+A%>":.5&S
MM9'# _3% $M%%% !1110 4444 %%%% !1144%S;W0<V\\<HC<HYC<-M8=0<=
M#STH EHHHH **** "BHK>Y@NHS);SQS(&*EHW# $<$9'<5+0 4444 %%%% !
M144]S;VHC-Q/%%YCB-/,<+N<]%&>I/I4M !1110 45$;F 72VIGC%PR%Q$7&
M\J."<=<<CGWJ6@ HJ*2YMX9HH99XDEF)6)&< N0,D*._ SQ4M !1110 45%+
M<V\$L,4L\4<DS%8D=P"Y R0H[G )XJ.]U&RTZ-9+Z\M[6-CM#3RJ@)],DT 6
M:*0$,H92"#R".]1S7-O;O$DT\<;2MLC#N 7;T&>I]J ):*** "BBB@ HHHH
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M7;>!--O]!\#:;I>H6Q2[LH/+94=6#D9^Z<]_?%<F?"6OGX5R>'?L"_V@U_\
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M\\]N/?BH]4\)WNJ:]!JD6EC3M;M]0#+JUM,JI+:B3.V10=S$Q@+@J><<@9%
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M<$4N\H51GHHYY/8 UM6?CM/[5U*RO[:(16=BU^MW92F>)XU^\I.T8<>G<<T
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M2.\X"NQ(X"A5P.Y).0,<U?"MEXVTNVL]!U%---A8[8UU.*8F2:%,;5\HCAB
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M^#-9U#1?'5BT=O"^N3&:T8R[@/D50'P./N=L]:]&CC2&)(HD5(T 5448"@=
M!V%07FH6>G1QR7MU#;I+(L*-*X4,['"J,]2?2@#B]4TCQ8NJZ3XGTNVL#J<-
MJUG>:;)<'RY(20PVR;?O!AG.,<XYQS+K^C^)-;TK2#-!:?;(=7M]0EA2;]W#
M'$0?+5BN78XZX R3V KN** .%U/PG?:UXJUR:YB2'3=3T4::)%D!D1LN=VWT
M^?U[58\,P^-4AMM,UV'34MK10CWUO.SO=*HP $*C9GC<2?7 &<CJ+_4['2K;
M[1J%Y!:0YQYD\@09],GO[5:H \FD\&>+(/AQJ7@6&VL;BV&Y+*_:Z*$Q&3>
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MW@.EWD<H\V&XAWD,1C[K;L$<\=?;NM$EU672H#K5O!!J 4"86\F^-F[E20"
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M Y^G4]W'(DL:R1L&1@&5AT(/>G4 16Z216T4<TOG2J@#R;<;R!R<=LU+110
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M;OEDST< *2!V<?C5\3Z+J>J:_P"'+VR2V,&F7;7$WFRE68%&3"@*?[V>2.E
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M2*T.XCH1)GZA6'8T =I9/<R6,$EY"D-RR RQQON5&[@' SCUQ4]%% !1110
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MK!!KFF2S,=JQQW<;,3Z  YK5KQ#3HDU'X>>--&ATBYU"]NM:ODMHX[<E5D+
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M<YQD9(QD=:U8?$&N'5[?P_=6VG1:Q,DMTS12/+%%:JP57((4LS,V,<="<]J
M.BL-6T_53<?V?>P77V>3RI3"X<(^ =I([\BKE<'\.3<G5/&?VM(EG_MIMXB)
M*D^5'R,\\]<=LU=G\1Z[-XQU+P[86%@'M[..ZBGGG?:0S,OS +G/R]!]<]J
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MPH Z:XN(+2W>>YFCAA09>21@JJ/4D\"JMCK6E:G*\5CJ5I<R(-S)#,K,!ZD
M]/>N)UJX?5OC5HV@W7S:?9::^IB$_=DGWE%)'?;C(]#3_C [Z9X.7Q)9L(M2
MTBYAFMYAP<,X1D/JK!N1T.* .F\167AV=+6Y\06UG*+60O;FX0,5;&3M'?@9
MQ[9[4^;Q5H,&G0ZA)JUH+.9/,CF$@*E<X+9'8'@GH#UKE=4N-5G^*_A\0FV6
M(Z;<RQ)(&^4$Q;MV/XNPJ#1;*Y3XF^(]/2UTP6*6%LAMA&5C\IVF8@+TR2S%
MN,'- '>Z;JVGZS;R3Z;>P7<,<C1-)"X90Z]1D5<K@=(\8K;^'[@C2+2UN$UM
M]&M;.V;;&T@<("6VC X))V]!TK8DU_4]%.L2Z[91_P!G6%I]KCO[;A90 2T>
MPL2&&/7!SVH U;?0].M-5N-4@M]E[< ":;S&)D Z Y/(';T[5HUQD'BO6/[<
MTVUDTEI[6_1]TD-O.GV.0+E1([+AE/3< .>U9UEXZ\17.BWVN-H=E_9^GO>1
MW*1W+-*S0[@NP;<$$C!)P>IQQR >B45@>'=:GUH_:(KK3K[37A5XKNR) WY^
M9&4DX(&/?GH,47NNS/XG3P[IHA%X+0WDTTX+)$F[:HV@@L6.>XP!GG@4 ;]<
MY$WA+6_%$5U'_9UWK=I!F*3 :58B3\RGNN2>1ZGGFN>U;Q3?:OX \7Q+#%9Z
MMI,5Q;WB;BRX$3$/&>#\PP1GIS71>$[(GP]I%W=V]F;N.QCC@FCC^98BBG;N
M/(R1R!QP* -J^O[/3+.2[O[J&UMHQEY9G"*OU)J2">*ZMXKB!P\4J!T<=&4C
M(/Y5Y<-1UG4_!/Q(;5)K:6."2_MU$:L-NR!0 N3]W'/KDDUK:%XCU73YO"&F
M7EC:KI^JV8B@>.5C+&\<(?+C&W! / Z>IH [^BN!O?'M_P#8'U;2=+DO[.*Z
M:'[+%;3-/-&LAC:1& V]02%YR!U!X%_XG:]=>'OAOJ^J6#,ERL2I&X&"A=U3
M=[$;L_6@#=F\0Z+;736L^K6,=PAP\;W"AE/8$9X_&KT,\5Q$)(9$DC)(#(V1
MD'!Y^H(K,\.:/::/X9LM-MXT,*P*')&?-8CYF;U+'))/7-9AN(/#%QI'A31H
MHQ/>-/+")/\ 5V\2DNQP.2 7"JN1]1B@#JJ*X6Z\<W]A;>*+:XL+9]6T&V^U
M[1*R17,!4L'7@D'@@J>_?FD;QAK\%]X>672K%[?7(RL 2X8/'+Y7F N2N-IY
MZ9(]Z .JFT'2;C6H=9FTZVDU*%/+BNFC!=%YX![=3^9K1K@I/'&KV.F>+1>:
M=92:CX>596$4[+%+&\?F*02I(( ((_44H\::Y8ZKH+:OI-I%I&MND$$L$[/+
M#,RY02 C'S<]"<>I[@'5OH>G2:RFL-;YU!$\M9_,;(3KM'.-N><=*T:X75_&
MVHZ-*L]W9VL$#:FMDEG*^+B6$N$%PI!QC)R%V].]69O$GB"X\7:MX?T[3M/\
MRTM8KB*>XN'VL'+#Y@%SGY>@]SGL0#L:*\_3X@7TWAKPUX@%C;Q:?J4Z6UZT
MC,3:,S%-W'!7<,9.,9%=7;:A<W/B.^LD6(V5I%'NDP=WFMD[/3A=K?\  Q0!
MJT5S5WK]_:>.;30I(K9+2^M)9K2X.XLTJ8W1D9QT.[/H"/>LS1/&E]K/AVZN
MDBLAJ4.I?V<+=&9D+;P,[NI!4[\@= >M '66NK:=?7UU96E[!/<VFW[1%&X8
MQ%LX#8Z'@\>U7*\UAFUBV^(WC9](M[.6Y%I8NS7+LB<1R<84$DG]/7L=BQ\<
M_P!KV'AD65NB7^NP-.J2L2ENB+EV.,%L$@ <9SU&* .RHKG-"\1SWGB'5/#V
MI01Q:C8*DH>$GR[B%_NNH/*D$$$$G![FHO$7B#4M+N+L0P6MO:VUGYZW5ZWR
M7$N6Q"F",'"YSSU'% '445PLWCG4IH?",NG:5;NOB&,L!-<$&)O*,F#A>@[G
MK@'BI_\ A*=7\UM*DM[.'6+:U2>[*1S7$*LY8(B[!GD(22>F1@-S@ [.BL?P
MQK-QKWAVUU*[TVXTVYE!$MI<(5:-@2#U .#C(..A%8WAKQ;<^*$M[FQDL&AD
M9UN;<;O/L6 ;:)%SSR,'A?;/6@#L:IPZMI]QJ<VFPWL$E[ @>6!'!>,$X!8#
MI^-<7)X^U!/AW<^)_L5MYUK>-;20;FVL!/Y.0>W7/0^E0WSZO'\7M3&B6UG+
M=MH<'-Y*R1J/.DZ[023T&/U[$ [S4-2LM)M?M6H745M!O5/,E; W,< ?B35J
MO.9_B!=3^!Y-5DT6W^UVFIKIU_:3RY6&42JA*\?-RRD=/J<5N:MXHN4U2_TS
M2HXVN;&%))&E@EE5W<$K&/+'R\ $L?[PP#S@ ZJL[2=!TG08I8])TZVLTF<R
M2"&,+O;U/K6#IOC"[UK^R;*WTU]/U2^M'O)X;Y&'V1$8(<K\I8EB /NY&3['
M(\3:_P"*(_#%C)):0Z9>/K4-E-EBXEC,R@.A!X5N^><9'O0!Z-14<'G>0GVC
M9YV/G\O.W/MFI* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH *YWQMH-UXC\,RV%C+#'=":&>(SY"%H
MY%?#$ D [<9 KHJ* .2.AZW+XYT[7YQI_EP:?):RHDS@[G=6RN4Y V@<D9ZX
M'2L2Y\#:[<>!_$^A;].6XU?4);N.3SW*QK(X<@_)G(QCWSVKTBB@#D/$GAZ_
M\1PSV=_IFDWMA+:*J1S3LKV]Q\VYU81DXP5Y&#\OO6]H]A/I/AZQT][@WEQ:
MVR0F:4D>:RJ!DGDC./?\:T:* .3\"^'M4\.6NJ0:B;-OMFHS7R-;RLVWS"#M
M(91TQUIVH^'M0A\;P^*-(:WDD>T^Q7EK<2-&LB!MRNK!6PP/8C!'I7544 <#
MJG@:_O?"GB:TBDM!JOB";S)G9V$40PJJH(7+85>N!DDGCI6EJ.@ZO>^*/"VJ
MJMBL>DK/]H0SOEC)'L^3Y.W7G&?:NLJGIVJ6.K0RS6%REQ'%,\#LG\+J<,OX
M&@#CM)\,>*O#U[?Z=I=]IIT&[N9+B.68/]IM/,.75% VMR3@D]\G/2G^.=/L
MO$$^D6-EJ2Q:S!>B-3!(#+'$Z$3AN<J#%DY/<+ZUW58UQ'X>T#4?[4F@LK.]
MU*>.U-SY0$D\C<*A8#)SC]* -:*)(8DBB0)&BA551@ #@ 5Q?A/14T^V\1^%
M;P$12W<\\/;S+:?G(/L2ZGT('J*[>F/#%))'(\:L\>2C$<KD8.#VH XOPOHG
MC/1X;71K_4-,FTBRVK%=Q!Q=2Q+]U&4_*O  )R>/<YIFN>$=9UB+^U4EL[?Q
M+;7:RV$XF<Q0Q X\L_("0REMPQR3UP !W5% '#:AX?\ %%OXIC\2Z')I8NKJ
MT2UU&RNI)/*;:25='5<Y&2.0.*DU[PQXAN6T;6-,U*T_X2#36E+?:$86\Z2X
MWQX&651A=O4\<\\UVM% 'FGCZ+6U^'[3:M+9G4)-0L]L5MN\B+$Z8 )^9N>2
M<#TQQ73_ -AWNI>*K#6]42W@&G6\L5M#!*9,O+@.[,57@*N ,=R?:M?4]'T[
M68%@U*SBNHE8.$E7<H8=#CUJVB+&BHHPJC YSQ0!S7@/0M3\,^&8-&U&6TD6
MTW) ]N6)==S'<VX#!Y P,].ISPB:'JJ_$B7Q"19_87TU; )YS>9Q(7WXV8_B
M(QGMUK7U77=,T2(R:A=+"H0R'Y2Q"#JQ !(49&2>!FKL$\-U;QW%O*DL,JAX
MY$;*LI&00>X(H X6Q\':SI7AO5O"MG+9-I%VTRVUS)(PEMHIL[E,>TARNYL'
M<,YYQ5ZU\*7FG>,]*O[);4:58:3_ &8J/,WF[=RD-C9CC8!UYS785#=75O8V
MLEU=SQP6\2[GDD8*JCU)- &3XRT*7Q-X/U31H)DAFNX"B.^=H;((SCMQ63<:
M%X@OO$?A?5KD:8#I8G^T1QS2?,94"83*<XQG)QG.,#K756%]:ZG807UE,LUM
M.@DBD7HRGH15B@#SZ?P'J.HV?BRVN[FWMO[7O([RTFMY&=H)(PFS<"H[Q@\'
MN1[UO>'H?%S.C>)9]+40KA5T[>?.;IN<L!@8S\H'4YSQBM?2]4L=:TZ+4--N
M4N;27.R5.C8)!_4$5<H Y#QAX?U?6M6\/W>G+8[-*O/M;"XG=#(=I&T;4;'7
MK^E1:KX6U7Q/XCT2^U=K*TLM(N/M<<%K(TSRRC&W+LJ[5&.@!S7:51_MG3?[
M9_L<7D)U'RC,;8-EP@(&XCL.1UH YBP\-:UX?N->M]):QFT_5;B2[B-Q*R/:
MRR##C 4AUR,@97T]ZKQ>"=2T6\\-#19K.XL=*LWM6@OBRX=B#YZ!007Z\''!
M(!&:[VB@#S*+P)XCA\*6>C^?I4CVFM#45?S)$#()C+@_*>3G&.V.K5NZYX>U
M@^+M.\4Z&UFU[%:M97=I=2,D<L);?\KJI((;G[O-==)(D,32RNJ1H"S,QP%
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M?3WKM** . M/"&MZ='X.N8CI\UUH%G)9RPM,ZI,KHB[E?82"-F<%>_6I-3\
MW&KV.MW,MZEKK>HW$%S%-#EDMF@QY*C(!;&"2<#.X\<"N[HH Y2RM/&-WIMT
MFN2:0)S;O#%%9/((Y'88WNS+D8[* >I]L)I&B:YI'@'3=&C_ +.>_LTBA8/(
MQAFC4@,"=F1N7(Z'!]:Z#4]6T_1K3[7J=[!9V^X)YL\@1=QZ#)JX"" 0<@T
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MV7V#J2.PY[T 8%KH.KVOBSQ+JVVQ:'5(((H$\]PRF-67+?)CG=VSC'>L73O
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M/%&VV5,H-Z ME"1(.I;&#CL:ZSQ'H>LZK=Z!?V<UDD^G3M--:7!=H)2R;<Y
MSN7)*G'4UAR_#_5[GPUXNTBXU*R/]M7;7D,B1,-CG8<,"3@9CQ@9ZYSVH V[
M_P 17UKJL>AK)"=0%K]JFG2PFFC52Y5 (T8GG:V26&-O?/%[PGK&H:WH:W.J
M:9+IUZDCQ20R(RAMIX=0P!VD8(S].U8>J>&_%#:U8^)-)O\ 3(M:6V-I>6\R
M/]FFBW%@ 1\P*DGGOGMTKJ]*@OH+(?VE<I<7CL7E:)2L:D_PH"20H '4Y/)[
MT 8MWX1FN]2UV8ZW=I9:O:&%[-47$4A14\U6ZYVJ..G)K2L5?P_X<3^V-6-V
M;2)FN+^=5CW 9)8@<# X_"M6L2]TW4-1\06S7(M6T6!2X@WMODFXVNPQ@A><
M+GKANH  !Y3KVNW&O_%_P0!>QM9-,T\5G%(&\H '#28/^L(!./X0<>I/::SX
M\OK#XE6OA6SL+>Y1[,W4K[R''#87T'(!).<*2<4S6/ VI:A\3M&\46[Z?#9Z
M8AC%OE@\F=V6R%P#\W3GIUYI!X!U%M;\9ZS)?V_V_6K8VEC(%/\ HT>PJ,^_
M"'CTH R(OBIJUQ\)=3\8?V?8P3P7300(TCM'(N54,.,L=S$8XZ$\=*K7^I:K
M%HG@_P ,^(M/T_6+W7[C?<+<,[>6-RN6(XP5#D8& -N!Q5R\^%NJR_#K0?"T
M6H63+8WJ7%RK(R1RH-Q91@$G)8GGJ3VP!6W>>#-6O/B;I7B:34+5K6QL?LX0
MQG>)"3N95Z#(8C)/'H<9H Z*W\3^');Q-.MM<TM[K=Y2VT=U&7W#C:%!SD8Z
M5Y7<74FO_M$S74>GW.H6OAVU$02WV<2$'D[V4<,[=\Y05Z;%X0T#3KG^T-,\
M/:5%J*$M%*(%C(8\$[@I(ZFN=\ >"=8\(2Z_>7LUC?:AJL_VAI4=T&[).TY4
MX&68YY^E ',:=,WC7]H9[R6UEAMO#UEL\J;:2LO(YVDC.78]?X*V]3^*5S/;
M-<>&K"&]1M06PM$E)WW[C_6&,#[J*/XSD>PJSX'^'^I^'E\2MJMY;3W6N.TD
MEU;%@R$[N,$=B['.:7X>>"=;\'Z=%IMS)HWD0.Q%W:PL;B="Q;:Q8 #D^_'
MQUH =KWQ$E@E\2+I$4#6_A^V+WEU.25:<@[84 [Y'+'.#QBN;\&ZM=>#?"W@
MWP[9V2SZQXD=[N26<D)$K8<NP'+$(5XR.G44V\^$/B.;0-?TB/6K'[/J6J_;
ME#*X9U+9/F,/3 P ",Y.>F+'B&/Q)KFMPKX7AT_4%\-@VUQ;W2F ?:&7DPLK
M!@ A"C) ]VZ@ T;?XGW\ND^+KYK"Q:V\/O)"+@3.!=2!L* FTX!'^T>2.QJ@
MWBZ3P5X%\+2Z;H6F6=SK]P&-I&'5(_,P=^!R< H#SW&/2DCT:;XC?!F"PT33
M[/P_YUW_ *1;D$1.(W.X@J,G+ '//(QGO7377@>ZO_''AW6;RZMI-/T6V98[
M81D$S-GY@.@4#9CDGY1UH @T;XA7E]XH\4V-[I:6]AH5L)VDCDWR9V[MK=MV
M >!T*D9/6L<?%76#H_A[5%TFR/\ PD%\UK9V+2NKJF[:)&D /?&0$Z$4L.C:
MCX TW7Y[C5(I=5\2:BT5B\,&[]_+GR]Y<XP.3CH,G[W JAX.BU;PYXVT7P]X
ME\+Z6T[V\PL-2LG+^6$&YSM8G9DGD@+RW2@#V.,N8U,@59,#<%.0#WP>]>'Z
M-JDNJ?%[Q?XE@TJ[U06$1TZRB@0,I<?*<L2  =C<^C&O:;_[8;&8:>(?M14B
M,S,0JG'!. <X]*Y+X9>"[SP/H-SI][-;W,\]RUP]Q$S9<D 8((&,8]3UH X_
MP6+_ .%?ABRT;4(5N?$.O7Y:TTZ.3Y(<A5)9AD!1C)QGL!T)KHU^(\EO/XTM
M+V*$R>'(1*MQ""J3%D)"E23@[OEZG/M6AKWA"]O?B#HOBNRDMI&T^WE@:VN'
M9!\P8!U(5N?F.1C\:P=6^%5Y-X%U72K'4X7UC6+Q;K4;V=2JS8;=M &2J@]!
MSW]: .7TYW\-_"GPSI,VEV>IW7BN]WS07>[#&1@RO@=<#R^XYQ7I$GBASJVH
M:!X;L$F_L6U#7+!<JC;3Y<$: C<Q ]0%]SQ5#4O FJWOC'POJJW]HMEHUN\?
ME&,Y5V!&8UZ<#:!D\;03NI-%\'^(_#?BWQ#?6&H::VF:S<_:G:X1S- Q))
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M>"X+*742* RA1P>?G)SQZ8[U8U;P!=:[>>+A>3P16FNP6T<31,S20/!DHQ!
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MY<J5!! SC;U[YZ<5T?A^V\3A_.\27>G,Z)Y<<6G(X1B<9=RYR3QP  !D]<\
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MSK>:1<IN).&!YZ#CU.,EVJ>,]8TF[MS=16$?FZNED;  O,MN[[$F+JY"D\,
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M98V0,0=WW7PP&1TW''(S0!KQZ[H5O<W6F0WMJDVG1JT]M'P8$(&"5'1<$<]
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MS,QHR?*<X (;)X)[>]4_#7ACQ3H:6^D3Z]:W&@V;#R&$#+=M&IRL;-NVA1@
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M]G/DJ\; A!'NR$X_O9R2<]J )7UO5;;X@:9H,[VDEI<Z?+<.Z0LC^8A4=V(
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@"O=V%G?HJ7EI!<JIR%FC#@'\14T
M<:11K'&BHBC"JHP /84ZB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH *R=>\3Z)X8MXY]:U*"RCE;;'YAY<]\ <FM:O(?C-\,]:\;7>G:AHLL+R
M6T9ADMY9-G!.0RGI]?H* /5K&_M-3L8;VQN([BUF7='+$VY6'L:L5R/PT\)W
M7@SP3:Z1>W"37*N\LFPDHA8YVKGL/YYKKJ "BBB@ HHHH *\S\;>+[^Q^)7A
M[PN-0;2-,OHS)-?(B%W;+!8P7!"\JH)QGYA7IA( R3@"O&_%.N>$_B'\-+V;
M5;B"TU.V$SVD;G9.K@GR]BGE@X"],@Y]1P =7?W.O>&-'\5ZCJFLR7-G:VH?
M396AB60':Q.["[6.XJO3'MUI? 'B?[3H.BV.OZU!<>)-0MS>& [5D*-EE^50
M ,)C\B:\_P!:;Q'J'P=\)>%M1$XU?6[M+>0RJ2ZP*Y*L_?('E$Y[=>:U=$T^
M+_A>=\(+*4Q:%IBVUN?+QOE9=Q=FZ<[F7\1C@< 'I^I>(]'TAW2_U""!HU#R
M!CGRU)P&?'W5)XR<"EO/$6CZ?=VMI=ZE;0W%V"T$;2#,B@9)'MCOTKPK3(M3
MUKX9ZE80H]UXL\4:HRWBL/FMHT<9,G]Q%"D#/]_BNIET,:K\6M#\/R*9],\.
M:(%F:1>)&8!2I['<NS([C<* .JUGXI^%M*L[*:'4[>\DOW"6R1/P07V%V/\
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M!M2NV6TDA= \C+U50JL=W0Y&.M:]A<6L?COX@R2R1JCVUH%=N ^V)PP![X)
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MI;&696:0,+52%;:<$9X)^4 8/-=]H/ARZT?7-<U&;4(;A=5F68Q);&,QE4"
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MN52%W!MR8('S 9/0YK8L+ZQ\-0W%I-JFIZ@<F\$<L,MQ-:PMT5L*6P"&QO\
MFZCG%9_CF55\3>#3M=A#J1EE*(6$:&)UW,0.!D@9-0Z7='P[\0O$[ZN7CM=5
M\BYL;LJ2CA(]C1Y'1@1PO4@Y% '0W7C+P_9VFGW<NI1_9]18+:RHK.LA(SU
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MX#[\,%SM4YQGH",5Z910!XYXBT>\/A7QO?06=VR:SJ5M)9VJ6[M(ZQO%NDV
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M,#)&!7*:AI>JZCIOC/\ L^RNGF778=0A@>%X_M<48C)"%@ W*'IU('K7LE%
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M9D=6QC!+\DGY<<XKU6B@#,\-Z=-I'AC2M-N)/,GM+.*"1\YW,J $_F*TZ**
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MB[0VJ1I)&LDNP\.1\I7!)P3SBN5.FZA>^#_B39PZ=>BXOKZYFM4DMGC,Z&-
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M5;K-Y4L6[/R2KM8<]Q7!>,&O/%7PU\0G3=$O(C/"GDQS0&.XN"K L=GWL8
MSR<'C&,]S978U+3TN$BN+=95.U9XS'(/<J>1]#S0!D7/C32+2)KJ5I_[.2?[
M.^H"/,"2;MI!;K@-\I;&T'C-8_BS7)$\8^'M#-O>/8W0N9+A8%/[_9&-H!!!
M(!?)'L*Y[3['4(/A+?>!KK3+MM9CCFLXL6[F*;>Y*3"3&T+\P)).1@]\5LZA
M:3V'C?P-&+>^N8=-L[F&XNH[61T4M$BJ2P!')4_UH [#1M)71=*6PBO+RXC1
MF*274OF2*"20NXCD#.!G/ KGO ES>SWWBN&\O[B\^S:R\,33L"53RXR%
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M9XS6S0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M(QW[,!<]=W&.OM70*2R@E2I(SM/4?E0 M%>8W^OV%M\1-3TOQA=7EC#-Y?\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M/3IM&?TZU[%10!YGJ*2:/X[U/4+_ ,*76MZ5K$<$D$UO9">2WD1 A1T;!4$
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M.8MPPV0^X \CICIGU"B@#SRXM8_$'A#Q$VC^$9-)EN=,FMT^TV:6]Q/(4.$
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M 4444 %%%% !1110 5P&BW;^-_%_B'[7++_8^C7/V""T20HLLJ_ZQY,$;N<
M \8YQGFN_KS[3K"_\#^+]<N%TZZOM#UJ?[8);1/,DMIS]\,@^8JW4%0<=,4
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MV23@8ZUBZ:EW%\2M:U.?3[R*UGTZWC23R2P+H7+*,9SC<.>A[9KD;'0-:L?
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MQ<:?+;V\%U&!/+*Z$?=4G:HR!D]<GH!R 2^&_%MJ$\/Z)-9W\,MY8J;6YEB
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M7;U6FL8)KR&[*E;B$%5D4X.T]5/JIP.#W /49H \VT_0]:M/AE>^ YM,FDO
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBN1\0>-CIGB[2_"NG6*7FKZ@C3 33^3%%& QW,P5B3\C8
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MHUQJ=QH-M*D$32M;VUZ7E  SWC /O@^N-W?I 00".AH 6BBB@ HHHH ****
M"BBB@ HK O?$-Q_PDG]@:7:07%[':B[G:XG,21H6*J!A6))(/;  Z]!5G0M5
MN]36_2]TXV,]G=?9V3S?,#_NT?<K8&0=_'&>.<'B@#6HHHH **** "BJ,,VH
M'5;Q+BV@33T1#;SK*2[L<[PRXX XQS5>;4[B]T*/4/#\=O>M*4,7FRF-'0L
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MI7ANT:VTJU\F-SN<M(TCN>@RS$DX[<\4 <[XU354U6SOK+3(=<LK>!Q=:49
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M#!"@2.-!@*HZ "LJZ\*:/>:A<7TEM(D]T@CN3#<21"=0, 2*K /QQR#QQTH
M\VNI9?$?@?X<ZIK,6^^N=6M(Y7;(+I^\Y./[P ;\:]>CCAM+940".&),#GA5
M K.U+PUI.K+9)=VK,EC(LMLD<SQ+$Z_=8!"!D=O2M0(HC$?)4#'S'.1[YZT
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M,<G'&<4 9'PIM(+?X:Z')%&%>:U1I"#]X\U2.FV;_'1Y6@4O_8*3[LG.\7!
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MBMFH;6U@L;2*UM84A@A0)'&@P%4= *FH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBO+-3DFT7Q!+>ZSIL>HZ-<:M&\&L
MVC#S[)Q(JK%(IYV!EV\'&#TR: /4ZYV?Q!=P^/[3P\;6'[+<6,MT)_,)<E&5
M<8Q@#YO4_A7'1Z>WC=O%5O=:E9VM[9ZE+"DSV[-<64:8\IXV\Q=@(&[( !);
M.>:U%+'XI>&BUS]I8Z!/F?9M\T[XOFQVSUQ[T ;OA/Q!=Z__ &VMY;0V[Z=J
M<MBJQ.7#!%0[LD#D[CV%=%7C[ZI/H_A;QS=0S&!?^$J,<\X!_=1,T"NW!!^Z
M2."#SP171IX7AL]6FU"'5K6*WOM.>-K#3H&@CGQ\PFR)#@C(&X=00,\T =[1
M7 ?"O0[&/PCHFO%9GU.?3EADF>9VW)NW8VYV\$#MG\S4^JW2:A\5K#P_J*J^
MG+I,EY%!(,I//Y@7D'AMJ D ],Y["@#6\+>(+O7+C78;RUAMWTW46LU$3EPP
M"(V22!S\WH*Z*O%);I_#/A7QU_9K/;0+XC6%Y(V(,$+B$.5/\. 2!CIGCI76
M:Q9KH'COPI)H,*VZ7\DUM>6\ VI/$(RX=@.-RD?>Z\XS0!W]%>1Z%8/XM\(V
M'B*36[2QU*"Y\^XO$M&-S'(KG="S>9RI^[LQC&W Z59UB2;1=?GO]9TV/4M$
MGU2*2'5[5AY]BZR*HBD4\[ Z[?E/0GC)H ]3HJAKD2S:#J$;%P#;ORCE3]T]
M"""*\GT^PALO"OPTUN!I1J4]]:6\MP96+-%)&^Y.3C;P./ZYH ]GJI<ZE:V=
MY96DTH6>]D:.!.[%4+G\ %//T]:X31+:V\7OXR76T#7=MJ<UI"S'#VD*HOEM
M&?X,\MN&,FN>TH-XBN/A=?Z]:Q7%[=07BS231@F5%B.PMGKD8;ZG- 'L]%9/
MB>]NM-\)ZO?6";[JWLI98 !G+*A(X[\CI7GNIQ):?#SPSXFT5B=9,EDWVA3F
M2\,K*LB2'J^XL<@]".,8H ]8HKR[6;6WT7Q?K>E26X>W\36(:R7IBZ4^6R*?
MX<[TDR.F&/:IO Y&M6FF:+>P)]J\-/+%?87&9E)CC.>^Y=TA/J%- 'I=9=UJ
MXT_6;6SO$5(;YC';3@\>:%)\MO0D!B#WP1P0,^0WFE6__"N?&^I%[AKS3=:O
M#93-.Y: I*NTKSUXQGJ17:?%*65?!-C=1'_2XM1LI8".OF>:N,?F: .^HJMJ
M$*W&G7,3EPKQL#L<J>G8CD5XQ:Z="OPU\":RDDZ:F]_:0F[69A)Y<DA5E!SP
M"#T_'K0![A17FGDV/AGX@Z_;V\TNGZ8_AP7URT;LQ2022*91G/S;1U[XJGI4
M(L_&'@?[-;+;6M_IURLA9PTUVBQ(RO/@;2Q)SU;DGF@#U>BO*D3_ (1S5]>\
M%1ISK;BXTJ0C<1')\DJY/_/+#.!Z5Z?:VL-E:16MN@CAB4(BCL!0!-17D>EV
M#^,/"CZS-K5II^J6M[+)/>K:,US:.DI_=EO,'R[0!MQC!'&:U=5EB\%?$1M1
M,&^SUZS:)$ Z7D?*HO8>8#C'=A0!W6HOJ2&T_LZ*VD!N%%SY[E=L/.XI@'+=
M, \5->2S0V4TMO&DDR(61)'*JQ'8D X_*O/O%&D)HMEX(@1B)EU^V69HV*K(
MS!V<E<XY89'I@ 5+I@MO%.O^-(=8B6:6PG%K;PR?\N\/E@AT_NLS%CN'/ YX
M% '4>#]<E\2>$=-UF>%(9+R'S&C0DA>3P,UMUXQX:O6;P_\ #O1IIK:*QOK&
MX.VZB,D4TRE=B,NY<\,Y )QG'&0*L^*?#YT'P7J5JFL/.JZM:RQ00*T268DF
M0&-1O;Y<'(4],].: /7J*\SN8?\ A&?B-J8T6-U,OAJ:\:$NSB:X23"L<DDM
MSC/?-6_#.G:-JWASPKXD%_+'?@1O+=Q./,NIG&UXY3@EAO)^7MCC % 'H-%>
M2V=@WC30=6O+G6;33]2L]1G\V[^S$W-AY<IV@/Y@VKL4<8 ()SDY->H7,\=O
MI4MQ<3F... O),%P5 7);';UQ0!:HKR+2D6U\0_#ZYLHS#;7R7"FXDDS<WL9
M@+AY]HQDG# 98C/4'BJ5QHUI<>#_ (CW4QN))]/U*[DM':X<F%TB1E9>>N>_
M7'% 'M5%4](FDN-%L9Y6W226\;LWJ2H)->8V=@WC30=6O+G6+33]3L]1G\V[
M^S$W-AY<IV /Y@VKL4<8 ()SDY- 'K5%>5^/+7^Q]8@U[3S(Q>T,6MI%#NVV
MCD!K@*>%D!SCJ2 W4*:N>+['3RW@6'3II(K"74DB0VUPRJ\31.W!!Y)P#NZ\
MYSF@#TBBO&M82Y\":QXOMO#;3Q:?_827_E!V<6TYD*%ER3@E S?A[5T<.B):
M7VF^)=)U:R56M952WLK5E74LQEDWDR-N8;=V[&>N30!Z%52SU*UOY;R.VE$C
M6<_V>;;T5]JL1^ 8?C7!>%K'2-?\(>&O$DU_+'J2RQS3WL+@2SSD[7AD."2A
M8[=G8  8 K.T.#1M'\/?$*\E8Z;'#JEY#]JM$ FBC*1\)[Y/ ]: /6:RFU23
M4M$NKKP^;>YN$,L4'G,1$TB,5()'.-P(R*X?2+3['\2[&Q^PP65I=Z!)YMHC
MAO-VR(%:7 "E\,02,]3R:PM/TZS@_9_UN>"%8)PMZ=\),;'9/(%!*XR!Z'B@
M#V>(R&%#,%$NT;PIR >^/:GUYZ+@:A\0-%T+4D633/[ ^U0P2C,<T^]5.0>&
M*H,@'IN)KE]?2XM?"/Q*TA)9_P"S-,EB>P(E8>4717>($'[JEA\O09H ]JHK
MSMM.@T7XH^&6L?-1M2L;M;QFE9C/L$;*6R>2"3_+I6K\3=5NM'\#7=U:R20D
MRPQ2SQG#11/(JNP(Z':2,]LYH Z^BO/]:L8]#\;>%'T*);=-0EEM;R"W^5)X
MA&6#L!_$N,ANO.,UQ5YID"?"_P 6:L'N#?Z;K%TUE.T[EH"DX *\]<<$]3W[
M4 >ZURWB7Q=_9G@_5];TB."];36='620JNY2 V" <X)QCCH>:Z<JLL15P"K+
M@@]"#7BB:?96GP7\:O;VL,4GVJ^B!1 #L6;A?H..* /:8)#+;Q2$ %T#$#W%
M25YP=/@T7XE>%)+$2))J5C=K>$R,QGV)&RELGJ"3CTZ=*RM"L'\6^$;#Q%)K
M=I8ZE!<F>XO$M&-S%(KG="S>9RI^[LQC&,#I0!ZY16+XP3?X,UOYI$*V,S!H
MW*$$(2.00>HKS2714TSPSX#\2Z9+<KK4LNGP22&=F^T12* T9!.-N.F!P!0!
M[+17CGCAX9M \9:KII>>XL;Q%.H7#@26LR>7^ZM\#(49Y)(Y8_>YK;UC0[+7
M/BY]@O\ SY;.X\/.TL(N'56/GJ.QX[=,<@&@#O;?4K6ZO[NRAE#SVFSSU'\!
M8$@'WP,_B*MUYYX'TC3;'QWXR%O9PQFWNK=(6"_,H-NI.#UY.2?7FM#QYJ$M
MO?\ A>P=F33M0U18+M@<!QM8K&3Z,P&1W QT)H [.N4LO$6KZS*EYI%E:SZ8
MFHR64ZR.4E"(Q1IE/0@$'Y,9([Y.!F0V2Z;\5)-'LH471M0T=KB[L@O[E)%D
M"!PO1=P)! ZXSVH^%&GV=OX=N[B&VBCF.HWD9=5 )43M@9]!@4 =G=:E:V=Y
M96D\H6>]D:.!.[E49S^ "GGZ>M9&A>(+O4_%'B+2;FUAA72G@6-HW+&02)OR
M<@8[<8]>36%XRTVQO/B1X'-U:03>9)>(YD0'<H@8@'/8'FLF;1;#6/%'Q(6]
MC:6.**U:--Y"JWV7(; /48X/;M0!ZK17DVF:K<ZJO@73-1NK<PWVB&;_ $Z(
MS1W5P!&,,-R[F"EB,D\G.,X([7P=HQT"TO\ 3_[5%]&MVSI&L91;0, WDKEF
M^49R!G@-0!TE%>;>.(KVUU74-3DTN'7=$%FL-W;QN%NK# 8F6('@Y# G&#\H
MYXIJ7,'BSQ?=:5+/9/9G2;6>P@OK9I/-CD#%Y%&]<-]T$\D8&,<Y .I\2^(+
MO0]1T&"&UAE@U+4$LY)'<AH]RLV0H'/"GG/X46'B"[NO'.JZ!-:PQPV=K#<1
MRHY9GWEASD #[O3GZUR&I6$FEZ3X!T^75GU9K;Q"D/VQUVE]JS#!Y/W?NYS_
M  U9OKNYL/'GC6\LUW75OX>AEA7&<NOG%>/J!0!Z117FFB:)#J-IX9\36VNV
MD!_=^9-;6S"6]W@!HI7\P[CG/)&5()XQ2^ /#VGW=_K6HW(N);G3_$-ZMJSW
M$A\L<+C&>>#WST'H* ._U'4K72K,W5Y*(X@RH">[,P50/<D@5D-X@NT^(<7A
MUK6$6LFFO>K.')<E9%3!&  /F/<_A6-\6+2VN?#%BT\$<A35+0*74';NF4''
MU!Q5;4-'L+OXM:=ISP*+(:!.#!&2J$>>GRD#J/:@#T2HKFYAL[66ZN95B@A0
MO)(YP%4#))KR?2);6/P>FDW,]TT4?BB:RLK2-QB=4E8K Y;/[K .<]EQST,%
MU;#^P/BIIMQ!;K;VL0FAM8OFB@<VN\E 0,?, >@YYP* /7K6YCO+."ZA),4T
M:R)D8.",C^=5FU2*6ZOK&R:*:_M(DD>)GVJN_=M#$ XSL)Z=,>M5O"EK;6GA
M;3$M88XE:VB=EC4 %BBY)QWKEO#6FV$?Q4\;3+:0++']B='" %6>)]Q!]3W]
M: .C\&:]+XG\(:;K4\*0R7<9<QH20OS$8Y^E;U>%Z+I\%G\-O &MP>8NHC4[
M6'S_ #&SY;S,K1XS@*0>1^/6NE^PGQKJGB[3;N]LX;NTNS!#YUNSS6D7EJ8Y
M8F\Q=N3N;(')ZDC H ]/HJCHH9=#L ]Z;YA;H#=E=OG_ "CY\=L]?QJ]0 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %9 \,
M:.+EY_LK$R7'VEXS-(8VESNWF/=M+9P<XZ@>@K7I-PSC(SZ4 8&I>!O#.L:P
MFK:AH]O/?* /-;(W@=-P!P_;[P-7Y="TZ;6HM8D@8W\*&..82N"J'JH .,'N
M,<UH$@$ D GI[T$A1DD >] &5;>&-&M(+^"*R4PZ@S/=QR.TBS,W#%@Q()/<
MU5TCP1X<T&VN8-+TQ+5+E=DI21]Q7^Z&)R![ @5T%!.!DT 4M*TFQT33X[#3
MH/(M8_N1!V8)[#).![57UGPWI'B V[:G9K-);/O@E5VCDB/?:ZD,,^QYJ?5&
MU(68.D_8S<B5-WVLL$";AO\ N\YVYQ[XIW]JV?\ ;(TD2@WOD&X:,=53<%!/
MIDGCZ&@"E9^$] L(;Z*VTJV6._S]J5EW";(P=V<Y%2Z;X=TO271[2W</''Y4
M;2S/*8TX^5"Y.U>!P,#@>@J?3CJ9-Y_:0M !<L+;[,6/[GC;OW?Q]<XXZ5<#
M YP0<<'% '/IX&\,Q^(&UU-&MUU)G\PS#."_][;G;N[YQG/-6O\ A&-'-S).
M;5B99Q<R1F:0QO*#D.8]VTG(!SCJ!Z"M8,#T(-+0!#=6T5Y:RVTZEHI5*.H8
MKD'J,C!K)/A#0C8V-E]B;[-82"6UC$\F(7'0K\W!';TSQ6Y5&0ZF-9C$8L_[
M,\AM^XMYWFY&W'\.W&<]\XH JW?A?1[V^EO9K0BXGC$4[1S/'YZ#HL@4@.,<
M?-GCBI=2\.Z1JZ6B7UA#,MFVZW&,>6<8P,8XQQCH17+Q>,]6?PCXMU5K.R^U
M:)=W4"1AVV.D*!LD]23D^G:NOTF[>_T:QO)0JR7%O'*P7H"R@G'MS0!;P,8P
M,=,5CV7A31-.ECDM+(1K%(98HO-<Q1.<Y9(R=B'D\J!U/K53QWX@O/"_A"^U
M>PAMYI[95;9.Q P6"YP.3U]171DA1DD#ZT 5Y]/M+J[M;J>!))[1F>"1AS&6
M4J2/J"11;Z?:6L]W/! L<MY())W7@R,%"@G\% _"K)( R3@#O7-^,O$%[X=T
MVRN[*"WE$U]!;2>:3\JR.%R .IY]?SH G_X0W0?[-O-.-B39WLIFN83/(5E<
MG)9OFY)/7UXS3;[01J5[I<$J%=,TR9;E%=R[32J"(^22=JY)YY) [#G28ZG_
M &V@46G]E?9R6)+>?YVX8P/N[-N??-7-P]1UQ0 R>!+FWD@E#&.12K!6*G!]
MQR*QO^$.T'^R[73/L)%E:2"6WA$\@6-P<@CYN,'D>G:MPL%&20![TM &3)X9
MTB;49=0FM/-NIK<VLCR2NV^$]8R"<%>3QCJ<U3M? OABR>R>#1X ]BQ:V9BS
M&,D8QDDY'H#P.U:FFMJ7EW)U068<7#^3]F+$>3GY-V[^/'7'%7<@DC/(ZT <
MQHT.K:QJ\.LZ[HL6ERV<4D%K!]H6=\N1O?<HP!A% '7EL]JZBBB@#GG\#>&7
M\0?VZVCVYU(N)#-S@N.C%<[2W?)&<UL7>GVE^;<W=NDQMIA/#N'W) " P]QD
MU8W YVD$CMFN=\(Z_>Z\NM"^@@ADT_5);%1"2050*023U/S'L* -+5-#T[66
MM6U" S&UE$T'[QE\N0=&&TCD<X/;-5;[PCH.I:J-3NM/1[WR_*:579#(G]UP
MI <>S9K;I-PW;<C/7% '/R^!O#$_AZ/09-&MFTR)MT<'/RM_>#9W ^^<U)_P
MAOA_^Q(]&&FHNGQR"40*[@%P<AF(.6.<'))Z5NT@(89!!'J* ,X:!IHUA-7\
MAS?I#Y"SM,Y/E]=O)P1GG'KSUJEIO@GPUH^K2:II^D6]O>2,6+IG"D]2JYVJ
M3[ 5O!@3@$=,UF>(]2N-(\.:CJ-K'#)/:VTDZ1S,55MBEB..>U %*Y\#>&;S
M7AKEQH]N^H@AC-R-Q'0LH.UB,#D@GBM^2-)HGBD17C=2K*PR&!Z@BJ.@W\FJ
M^'=,U&9466ZM(IW5/NAF0,0,]N:DU/5+/2+>.>\E$:231P)ZL[L%51ZG)_G0
M!CV_@'PM:K:B'1H!]DD,L&2S&,\\ D].3\O3GI5D>$=#%I?V@LV\C4',EW'Y
M\F)F/4M\W)/?UJLOB"]'Q&;P[)!;K9_V6;Y9029"PE"8/8#D^O;FNDSD9[4
M0VEK#8VD5K;J5AB4(BEBV .@R236)<^!O#-YKPURXT>W?400QF.1N(Z%E!VL
M1@<D$\5T 8,,@@CU% (/0@T 4/[$T\O?N86+7Z[;DF5_W@QC'7C@XXQ7'>)O
M"(0>%].T;1YY-,L-2%S,D5P%$*;&'REG# @L"-O3J.:[\R((S(6&P DFN6T#
M7=<U^/2=7MK>R.B7Z.[HVY9[=>=C9R0^<#(P,9ZG% &[::/8627"Q6^[[5_K
MVF9I6EXQAF<DL,<8)QBL_0_!7ASPW=RW6CZ3#:SR@AG4L< G)"Y)V@\<# X%
M;H(89!!'J*,@G (S0!@V7@GPUIVMR:Q9Z1;PWSL7,BYP&/5@N=JDY/( /)J9
M_"6@23ZC,^EV[/J2E;O<"1*" #D= 3@9(P3@5L @YP0<<'%+0!@V?@OPYI]U
M9W5MI4*7%FI2"4EF90<=22<]!C.<8XQ2_P#"&>'A9WUHNF1K;W[E[F-691(2
M<D'!Z$G.!Q[5N;AG&1GTI: ,FZ\-:3>6]E#/:LWV$YM9%F=98>,?+("&'''7
MD43^&='N='ETF:R#V,S%Y8B[?O6)R2YSEB3R22<UJDA1DD >IKG/%6OWNA7.
M@K;06\D.HZG%8RM(3N0/N.5 ]E/4_A0!?;PYI;:A97[02-=62E+:5IY"8U/!
M ^;O@9]>]:%S;07MK+:W4*302J4DCD4,KJ>H(/45("#T.:"0.I SQ0!EZ=X<
MTK2V1K2W<-'&88VDGDD,2'&50LQV#@<+CH/056_X0S0#I=UIAL2;*[E,T\!G
MD*R.3DD_-SD\GU-;I90,D@#U)KG/&>OWOAW3K*ZLX+>437T%M)YQ/RK(X7(
MZGGU_.@#H88D@A2)-VQ!M&YBQQ]3R:Q)/!?AV6+4(FTN/R]0D,ETJLRB5B<G
M.#T)Y('!(R:W20,9(&>!F@D#&2!GB@#+/AO2FOK&]:WD:YL5*6TC3R$Q C!
MRW<  ^O>J:>!O#,?B!M=31[==29_,,PS@O\ WMN=N[OG&<\UO2&3RF,(5I,?
M*&. 3VR16!X'\07/B;PC9:O>10PW%PTP:.+.T;)708SST44 7/$\%Q=>%M5M
M;2W>XN)[26&.-"H+,R$#EB .3ZUE>#O#-OIWA[1/MEA+#J%E:HACGG,BPR;
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M+^9!')-YKG>HZ @G&!V&.*CEO+Z^T[3;W1A:F.XDAEE^U[A_H[#+;=O\>",
M\5J%@" 2 3T]Z .?TSP-X8T;59-3T[1[>VNY-Q,B9PI/4JN<)G_9 K0TK0M.
MT0W)T^ P_:93--^]=M\AZN=Q/S'N>IK,U;7[W3_&WA[1D@MVL]36X+RDGS%,
M4>[ '09R/7O6QJFJV>C6+7E[*(X@RH,]69B%51ZDD@4 )JNDV&MZ=)I^I6R7
M-K)@M&^>2""#D<@@@'(JK'X8T>'48;^*T,=U##Y$<B3."L?4J #C!/)]3SUK
M6)"C)( ]32T <^_@?PY+I\EC)IJM;27/VLJTKDB;_GH#NR&Y.2"":FM_"/A^
MUEO98-)MD>^A\BYPO$J;=N"/<=?7OFMDL <$C-4T.I_VU('%I_9?D*8R"WG^
M;D[LC[NW&,=\T &EZ38Z)8)8Z=;K!;)]U%)/ZGD\ #GT%5YO#>D3ZM+JKV2B
M_EB$3SJS*Q4 @=".<$C/7!QFM3(SC(SZ4%@,Y(&* ,(>#- &EVNF"Q(LK243
M00">0+&X.05^;C!Y'H<TW5O WAG7=2BU'4](@N;N)0HE8L"RCH&P?G'LV:WR
M0!DD >IKGO'.O7GAGP;J&M6$-O/-:H'"3L0I&0.W7KTR/K0!T( 50J@  8 '
M:EIJ'<BL>I -.H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "O*]4,VB:[+J&J:=;ZMH=QJ\<D>J6Y N;"42JJHX(R4#J%^4
M]"1WQ7JE92^&M(6Z>X%DN]Y_M#KO;8TN<[RF=I;/.<9&!Z4 >?1V4/C-_%MG
MJ6H65M>6NHRQ^9+;YN+2),>5)&Y<;%P,@@8SNZY-7M,:RUWQKJ^AZ](M\L6E
MVGV$7* >;&Z'S954]&+$9/48 KK-1\&^&]7U:+5=0T:TN+Z/&V:2/)..F>S8
M]\T_6_">@>(Y8)=8TJVO)(/]6\B\J/3(ZCVZ4 <8]E8Z=XR^'<-A<RW,,:7U
MNMU,^Z254BP,M@;@,'';'2N<U^&W;PC\4DB"B.&_1HQ&<!3LCSC'N3Q]:];U
M/PYH^L6EO:W^GP306S!H$QM\H@8&W&,<<<56?P9X;>&ZA.C6@CNROVA53 D"
M@!0<=0,# Z<=* ..\=^&M)T?PF+JQMC%/<:G92S2>:Q,C^:BECDXR1U]:O?V
M=IS?'&YDEL[8O_844P=HUSYGVAE#Y_O8 &>O KKKWP_I>HZ?#87EHL]K"0T<
M4C,0".AZ\X[>E+/H&E7.I6VI3V,,M[:IY<-PXRZ+UQD\GGGGOS0!Y:E[+H?@
M3QS-:.\21>)9(Y'7<QCA+PJY&#GA"W0@CU%=$- L;347UBSU^SL5N],EBVZ;
M;>7%(@4D3D!VR4R,-[@9Y%==9^'M)L(KR&WL8EBO69[E#EEF9N&+ Y!)[D]:
MJZ5X,\-Z)!=P:;H]K;1WBE+@(O\ K%.<J2>W)XZ4 <IX1:?2/%=IH^N:';6F
MJ"PDCM=1L"/(OHE,98L,95QA3SZGU%7?'D%OH^L:#XP:*,1V-R+:^=E&/L\P
MV;V_W&*GZ$UU5AH6FZ9*LMI;;'2/RHV9V?RTX.Q-Q.U>!P,#@>E6KRRMM1LY
M;2\@2>WE&UXW&0P]Z /)M'C%MJ^L^%I+&.&+Q*Z7]DHCQMMW)$JG^Z51<@=F
M? KI&M(+3XTZ<MO&(T.@3#8O"@++&  .@X]*[5[*V>^BO6@0W,,;1QRD?,JL
M5+ ?4JOY56DT33I=835GM@=01/+6?<VY4_NCGI[4 >;P?\D\^*7_ &$-4_\
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M;SGJ<<9ZX[U<_L73!HIT<6, TTQ&$VP7Y-A[8H X+Q)<#3/#,.LD16D6M:O
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M;>RM+-]'MFM[-R]M&02(B>NWT![CH:>?!WATVEY:#2+5;>]E\VYC5-JS-_M
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MNJD (H [8% 'L#R1QYWNJX!8Y..!WK,\1:Y!X>\-7^M2+YL=K TP16_UF!P
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MS$,"".=@[XH ]$!! (((/0BEK%\-ZIIMYX?T9K.3RX[FRCDMH)F E,84=N^
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MQGGMDC\Z);RV@ECBFN(8Y)3B-'< O]!WH FJC<:-IMWJ,&H7%E!+>6^1#.R
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M9-IMM)8EMS6[1@HQSG)'<YYR>_-*V@:2UW:W;:?;M<VJ[;>4IEHAZ*>P^E:
M((!!R#T(I: .'\;^#TO/"&J:?H&D6XO=1DB:5EVQARLBN2Y)Y.%([UU&G:38
M67[^WL%MY7C"'=@LJCHF<G"CT!Q5F.]M9IGABN87E0X9%D!93Z$=J47=LUT;
M47$1N%&XQ!QO ]<=: ,B+P7X8A0)'H&G*HG%P +9<"09PW3J,G\ZL#PUH@%X
M!I=J!>_\?0\L?O\ _?\ [WXU?DN[:&>."6XB2:3[D;. S?0=ZYZWUV_/Q%O]
M#N&MOL$.FQWD;*A5P6D92&))!QM[ =: &:KIFJD1^'=(TVQM_#\]MY,UP)BK
MP*20R)&!@Y3@<@ GVP>HCC2*-8XU"H@"JH&  .@I(IHIU+12I(H."48$42RQ
MPQ/+*ZQQHI9G8X"@=23V% %.]T73=1N4N;JTCDN(T*)-R'53U4,.<'N.AJW!
M!#:V\=O;Q)%#&H5(XU"JH'0 #H*I:-KEAKVEIJ5C,KVS[BK9'W02,^P.,\]J
MN6]U;W<?F6T\4T><;HW##/U% ',?$31K[7_#2Z=8V8NG:Z@E=6=578DBLP.X
M\Y (Q6Y9Z/IUM'(T-BL33H$DW<N5'12V3P,G@' YQ6A5 F__ .$@ ^TVG]GF
MU)^S[3YYEW?>SG&S! QCKWH =IVCZ;I-F;33K&WM;8DDPPQA4YZ\#CFH=/\
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M "VMK!96L=M;1+%!$NU(T& H] /2I:** "BBB@ HHHH **** "BBB@ HHHH
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M)I)OI+XZ79&[E0I).;=/,=3U!;&2/:@!NA/I4NAV<NB" ::\2M;^0H";<<8
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M)&GSBP615^I#)O?GM(?2M/1M/T.7Q;9ZWI^NI=7,MDT(AM!$(Y(1R&<(.Q(
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MJWAM/#6G6UM=SWEO%"J17$YR\J#A6)[Y&,'N,5JT  # & ** "BBB@ HHHH
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MP2<4][RVCMUN'N(5A?&V1G 4YZ8/3FO.O#&J1ZA\0;5IX'@M;GP[;RZ3#/\
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M^Z/3Z5U#7,"VWVEIHQ!MW^:6&W;ZYZ8]ZX.VL;'5?B[K@O;2*X0:1:D1SH&
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M2WY RTMI(H$A]25)#CZ&NM\,0,=/EU.:/9<ZI*;N0$895( C4^ZQJ@/N#ZT
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M,YQFEGU"RM0#<7EO$"AD_>2JORCJW)Z#UKR.ZN;2W\!_%"UFFACF;4[TK$S
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M<,(_+,^1O7+J0"4V^GIWI(] M[73M/@\'^(%-U;ZC<75C]N"R6T[%,21+L
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %4]1TG3
M=7A6+4M/M;V-3E4N85D /J P-7*S[G7M&L@YNM6L8-D@B?S;A%VN>0IR>#[4
M 6+*PL].MQ;V-I!:P@Y$<$81<_0<5#;Z+I5G>/=VVF6<%RY)>:*!5=B>N6 R
M<U)<ZG86907-];0&16=!+*J[E4%B1D\@ $GV%12ZYI,%G#>3:I91VLPW13/<
M*$D'JK9P?PH /[$TD/.XTNRWW Q,WV=,RC_:XY_&FGP_HK010'2+ PQ-NCC-
MLFU#Z@8X-8GC37+[2['1;O2KJ 0W6J6MO*=@D\R*1P#M;.!QWP>O:NAM-5T[
M4//^Q7]K<_9VVS>3,K^6?1L'@_6@#E=(\(M_PEOB+4M8TK3IK?4)8GMMV)6C
M"1A"""O&=H/!KJ[S3-/U#R?MMC;7/DMOB\Z)7\MO5<C@_2N-U;6]9TK1/#<T
M.MV6HM=:S!9W5U#;KMEC>4@A<,0I &T]>0>AKL++5M-U)9FL-0M+H0MME,$R
MOL/HV#P?K0!')H.CS(Z2Z38NDDIF=6MD(:0]7/'+'UZU'>:3!&DU[INFZ<-6
M2$K;330@ ,!A0S ;@O3IVK(?Q39^'/#=I=:UKMGJ$L]SY$=Q"%C69FEVX !(
M^0'#'/&TYK=N-;TJTM([NYU.SAMI1F.:2=51Q[$G!H I:!I^I1&?4=;:U.J7
M2HCK:;O*B1,[44MR>6=B3W;':MF2-)8VCD17C<%65AD,#U!%0S7]G;V@NY[N
M"*V(!$SR (0>G)XYKF?"7B&ZUKQ'XGM9;VVN[.QG@6UDMU 7:\0<\@G/)QG/
M;M0!T5EI&FZ:[-8Z?:6K,-K&"%4)'7' K!\=Z%?^(=.TZUL8+:40:A!=3"XD
MVJR1MN*_=.2>GI755Q^O:[J]AX_\-Z):S6HLM66X,AD@+/'Y2!OE.X#G/<<4
M =-8Z=9:?$19V-O:;\,ZP1J@)QWP.:BM]$TFTO9[VVTNRANY\B:>.W17DSUW
M,!D_C3;C7]&M!(;G5K"$1R")S)<(NUST4Y/!]JT001D'(- %*VT?3+))EM=.
MM(%F_P!:(H%42?[V!S^-+::3INGQO'9:?:6R2??6&%4#?4 <TM]JNG:8%-_?
MVMH&!*^?,J9QUQDU)->VMO:?:Y[F&.VP#YSR )@]#D\<T 066BZ5IHD%AIMG
M:B08<00*FX>AP.>M$&BZ5:P306^F6<44_P#K8XX%59/]X <_C7/>%O$5UK/B
M[Q/9-?6MW86)MOLCVZC: Z,S9()R<C'7MT%1:OXL8>,_#6G:5JMC/:WEQ+%=
MPQ%9)!MB=AR"=HROIVZT =$?#^BM;QVYT?3S!&Q=(C;)M5CW Q@&I1H^F+=F
M[&G6@N2NPS"!=Y7&,;L9QBLUM9@T@:WJ&J:]9R6%LZL(U55:T7:,HQ!)9B<D
M9 /.!48UR+6M&TG4-,UNRL5N+B!G$A23S P!, Y&'.X#CD>E &E!H&C6RPK!
MI-A$L#,\0CMD41LPPQ7 X)'4CK2#P]HHMY+<:/IXAD;>\?V9-KMZD8P34U]J
MVG:9M^WW]K:[_N^?,J9^F34DU]:6_D^?=01>>P2+?(%\QCT"YZD^U %>[T+2
M+^UAM;S2K&YMX3F**:W1TC/^R",#\*GN].L;^R-E>65O<6A !@FB5T('3Y2,
M4ECJ>GZFDCZ??6UVL;[',$JR!6]#@\'VJU0!2_L?2_L$5C_9MG]CA96BM_(7
MRT(.00N, @\C%6W19$9'4,C##*PR"/0URVO^(YK;Q=I7AR&[@L&OH))OM4Z;
MMY4J!%&"0-QR3SG@=.>-+1Y-;74;^UU9K:6*(1M;3P1&/S%.[.X$GY@1C@XZ
M'C.* +MEI&FZ:SM8:?:6K/\ >,$*H6^N!S3K[3+#5(EBU"RMKN-&W*L\2R!3
MZ@$<&F6FL:9?W$EO9ZC:7$\0S)'#,KL@]P#D4HU?33J']GC4+0WO/^CB9?,X
M&3\N<]* ";2--N+)+*;3K22TCQL@>%61<=,*1@59BAB@B2*&-(XT&%1% "CT
M %85AXNT?6;O5;&PU.V$]BQB9S(I&X*"6 SRJY )Z9!%7--NUM_#UK<ZAJ]K
M=[8E,M^NV.*4_P!X<X /UH LS:5IUQ<M<S6%K)</'Y32O"I8I_=)(SCVZ5 ?
M#VB&W2W.CZ?Y$;;TC^S)M5O4#& ?>K%OJ=A=V;7=M?6TULF0TT<JLBXZY8'
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M3M!TS3H'ENX9YL@0JPCD5SG:IR3C'XUT]AIMC81'[)I]M:&0#S%@C5<G'0X
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MO/J=H&:+?1M+M-0FO[;3;.&]F_UMQ' JR2?[S 9/XTLVKZ9;WJ64^HVD5TY
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MM:4+A;<ZG9B9I?(6/SUW&3&=@&<[L$''7FG6VKZ;>7+6UKJ-I/.H+&**968
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M*Q\H/(7"_3CB@"[7$ZLRCXP^&UW#/]FWG&?]J/\ P-=M55]-L9;H74EE;/<
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MG->QW5I;7L!@N[>*XA;!,<J!U/X&HGTO3Y/,WV-LWF!0^Z%3N"_=!XYQV]*
M/.3:V=GKOPODMH887DCF#,B@%P;7)R>^3@_6L4:G9W/P=\96NJS0+K:S7AO8
M9F D,V\F,X/)&T(%_P!WCI7K_P#9&FYB/]GVF8O]7^Y7Y.<\<<<TDVCZ7<W+
MW,^FV<L[IY;2R0*S,O3:21DCVH 9H,T5QX?TZ6&1)(VMH\.C9!^4=ZT*155%
M"JH50,  8 %+0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M"GPGEB$$<AN[4%EP"=UNP?GW.,^]2:O?:?;:UX\T2;6-)1]61$W:A=K 8':
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M'O0!UK6=J[RN]M"S2KMD)0$N/0^HI?L=KYPF^S0^:.C[!N_.JFEZ]I.N>?\
MV7J-M>?9VV2^1('V$],X]?UJ75FF32+Q[:8PS+"S)(%#;2!G.#P: )196H=W
M%M#N?(9O+&6SUSZTV'3[*WCDC@L[>))3F14B50_U '-<IX)\:Z?J6@:%;:EK
M=H^O7=G'*\#2*LCL1G[HQR>N*Z+4/$&D:5(([_4;>V;C/F.!MR< L?X03T)Q
MF@"S_9]EL"?8[?:#D#REQG\J@OM*CN+&YCM#'9W<D+1Q74<2EX6*D!A]*PM0
MU34+?XF:)IT=X?[.O+*YE>#8N-R;,'=C/\1[UMS>(-(M[P6DVI6R3F01;6D
M_>'HA/0,?[O6@#E8/!VJ7=@-+UBT\-M;>5Y+W4%JQF=<8R W"L1WRV#SBN\
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MBBB@ HHHH *\KBGTZ36?BH[RVS$Q1J6++]W[* 1GTW<?6O5*9Y4?/[M.>O%
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M:\6^'O%^HW%D]Y>/+'$S%4N[9T54V$ EB NW YX&.:]72"&.1Y$B19'^\P4
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "L'7_$D^CW,%M::'J.K
M32(7=;-5Q$N< L6( R<X'^R?2MZH+V[AL+&XO;AMD%O$TLC>BJ"2?R% &/X9
M\3/XC^WB32;S3I+*802)=%"2Q4-@;21P&7\ZWZP?!UI-;>&K>:[3;>7S->W(
M/422DN5_X""%^BBMZ@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M*IZKIEOK&F3:?=;_ +/. L@0X++D$K]#C!]B:N44 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
&4444 ?_9

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>21
<FILENAME>a191insidertradingpolicy008.jpg
<TEXT>
begin 644 a191insidertradingpolicy008.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M#$\IVQJ[A2Y] #UJMK&J6VDZ=<7$]U! T<,DB^:>NU2QXR"<8Z"O'_"&B_\
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M8VA6=;H<2(PV;R"2Q;)Y')/>H8KVTU#X:?$%=5:$ZLD][]KCF(WJR@^3C/.
M H7Z<4 >J:+=2WV@Z==S$&6>VCE<@8&YE!/ZFKU9'A62.;PCHSQNKJ;*'E3D
M?<%:] !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M,$$L_P"\0E)/M(VG,:'/#9P>,GBM"\U?3=/E2*]U"TMI'^XLTRH6YQP">>:
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MUJQ=:MIMC/'!=ZA:6\TF-D<TRHS9.!@$Y/-4'\6:/'XI7PZ;Z 7_ )/FLAE
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M!!YJ2SO;34;9;FRNH;F!ONRP2!U/T(XJ&\UC3-.D6.^U&TM9'&56>=4+#..
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M;Q+.74K..Z<@+ \ZAV)Z +G)S1=:SI=D9A=ZE9VY@4/+YLZIY:G@%LG@'WH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MDUU]EIFGZ=YGV&QMK7S3ND\B)4WGU.!R:DN;6WO(O*NK>*>/(;9*@89'0X-
M'":=;:?J?Q:\1-/#;W,?]EV93>H8;6\S)&?4$?@?>N/T'5AIOA'X;75_?RVF
MD_Z5%+=J%*PS<K"6+*P QYBYQQGM7LQTK3FFDF-A:F60$.YA7<P/7)QS2?V5
MIWV)[+^S[7[))R\'DKL;ZKC!H PO!]EHMO=ZS=:+J4NH+>7"S7,PD1X3-CG9
ML 7.,%L>H[YKD/&&I:=)+\0+2&2WL[E--2.[:X?=)='R6:-8D)PH ;&0#DD\
M#&:]3MK6WLK=+>U@B@@082.) JJ/8#@5')IUC-<FYEL[=YS&8C*T2EBAZKG&
M<>U 'ET$6DZGXM^'CSK:W*SZ/.K%MK"5T2(@'^\00>#T(]JPO$FDVEAHOQ :
MVACCT:/5M/:VV@!(IM\7VC8?X>2 <=,$=J]'U;PI/?\ C+1+Y++3&T?3[>:!
M[>5CDA]F-J;"N%V=,_E4WC7PU=:UX/?0]&AL8 TL+ 2L8HT5)5DP JGKMQT'
M6@##U/1;:R^*'AF?P]:V]O-]BN_M@MT"JT.P"(OCMYA&/7!]*P_#4WA_Q!X2
MT6SU77KM-8L+M&;3@T*7*WJL<X&S><L22<]"23P<>KV&GVEA$?LUC:VCR8,B
MVZ!03]0!G\J%TO3TU!M06QMEO6&UK@0J)"/0MC- 'CGBO5=.N/"WB<V4UO9+
M'KR>;!))ON)IUFB#R<GY%P. !T&<C.*Z?^SM%U?XR7BS6EE>6\WA^*3:Z*Z2
M$SN-V.A.,<^AKNWTG397N'DT^T=K@ 3LT*DR@=-W'/3O3ETVP6Z^U+96PN?^
M>PB7?Z=<9H \;\6:IILWA3Q4MA+;6*1:X@EMY'W3S3I-$&DY/R)A> !T7.1G
M%=5IMGI6H?%_6Y/L]I<1OI-M(#M5E8LT@+>AR,<^A]Z[A])TV5[AY-/M7>X
M$[-"I,H'0-QST[T?V5IQF>;^S[7S7!5G\E=S \$$XYH \<T+54TKP5\.;V_D
MQH<5_<)=2,<I&V95@+>BJW<\# /85T/BZ?1XO#>O:KX?)G26\M)]7N+-_-62
M-77>%Y*Y"#Y@!C!YSFO0UTK3ELY+-;"U%K)]^$0KL;ZKC!J6WL[6SM5M;:VA
M@MU&%BB0*@'H .* ./T-?#FI^+HM<TS7Y=5U!K$PN8I(BBP[@1Y@11@[NF>>
MO'!Q'XPN+>S^(G@>XNI8X8%>^#22L%49@XR37866FV&F(Z6%E;6J.VYE@B5
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MH+2WMH8;8 J(8XPJ 'J-HXH Y*YG\,ZO+JNIZ/-!>ZC+H\D4D]K-YBB+DJK
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M4"(N3DX X'))J>BB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M?L,;%'N/M"[%8=06S@'VKRN+7;:T\&?#J^;4&32;-8X;^XMMK_9I3;[4+Y#
M8)(.1QD>U/\ &%OX=?X?^-]3TG4&U)KR.!KBZ,B/"TJD !"H"[P,9QZC/- '
MH>I:U8W:I#I_BBPLIX;Z**;YHY2QW#,&">&;IZBM&^US2=,E$5]J5I;28#;9
MIE0@$X!.3P">,UQ'Q L])LM$T">UM[.$/KFGL)(T5=P#@ Y'7Y1^59/C+5=.
ME/Q!LH9+>PNET]5N!(VZ:^;R&*;%8X5 #@D D\GY<9(!V/B+5M2L/&/A2SMK
ME%LM0N)HKB+RP2^V)G'S'IR!TKJ7=(HVDD9411EF8X 'J:\RN+ZVN=0^%TL=
MS%(K-( X<$$BU(//UX^M>FR!#&PD"E,?-NZ8]Z ,R/Q-H,UQ:V\>M:>\UWG[
M/&MRA:;!(.T9^;D$<>AJ>_UG3-+(&H:A:VI(W 32JG'KR>GO7C-@EC#\$?"]
MS&L"2C6;=_-& =PNB,Y]0O'TKM?#]W%#X\\:6>MO$DLQAFA\\@++9^7M&W/!
M53NSZ%CZT =I/JNGVK0+<7UM$UQ_J0\J@R<9^7)YXYXJ"V\0Z+>6$U];:O8S
M6<+%99X[A&C0CJ&8' KR+3[$0^'?AY;ZDB-&VN2?9DN!EOLQ$IC!SVP5P/0B
MM/5TMOM_Q<A58L#2H)-@ X;[-+EL>O Y^E 'I5OXAT6[O_L%OJUC+>>6)?(2
MX5GV$9#;0<XP0:<->T<V<UX-6L?LL+F.6?[0FR-QU5FS@'D<&O-[O3-/N=)^
M&\^C16XU);RUE62W WF 1DSEB.2N.N>Y'<U3N]1LK/PI\4M.N;F*.]DOKQX[
M9F'F.KP)M8+U(."<^Q/:@#L=1\2S:=\0;&WN-4MHM"FTN:[<N%5059 &,A[?
M-[#GO4OC+Q%)#\.=2U[PYJ5L[0P&6*YC"S(<'!QSC/Y_2N<@?3;OQSX*FG:U
MFMWT&40O(596D!CX4G@MC/OUK(U2RBL? _Q-GL52+1+F;-DJ\1LX11*R=L%\
MCCCY: /39;IWU+0T_MR"U:17:2Q9$+WG[O(VY.5VD%N!VJY<ZWI5E=I:W6I6
MD%PY"K%),JL2>@P3W[>M<9K;V_\ PGOPXE#Q;F%WALC)!MCCGTS65HFK>'9]
M)\1^&O%SQ?V@=5G:XLYF*RW>9 T1C (9^ @7;_=';% 'J]8=EJ5O;MJ]U=^(
M[*YM(KCUC1;(;1^[9@>3GG)P>:VTSL7*[3CH>U>/W/V3_A&?BR@\G:MQ,0HQ
M@-]G7'XYS^- 'J-MKVD7FH&PMM4LYKQ8Q*;>.=6D"'&&V@YQR/S%<C+XGF\1
M^(]9T71/$5I87%BL(M&4Q2BYD96=P0<EE  &%P1R2>PSY$LK;Q'\+S;K!%OA
MN!E,#<#:Y[=<G'XU/8RSS>+_ (FQZ7*IU P6PM]K#(D^S$+_ ./8H [:#6]-
M>[2P.IV3WYRIA25=Q8?> 7.>/3J*;<>(]$M)I(;G6+"&2-TC=)+A%*L^=JD$
M\$X.![&O,+MX-7^!VAVVELHUJ![2&VC'$L5XDBA^.H8?O"?;)-;^CV.EWOQ:
M\8QW-M:3L+:P(21%;G#DG![Y"G\J .LF\4^'K=-\VN:;&OG&#<]T@'F  E.O
MW@"./<58CUO2IM5?2XM2M'U"-=SVJS*95'J5SFO*TAT\^!/BJWEVQ(O[\ X7
MC$2E?_'NGO6G<"TM]5^%TD/DQLWF?,F!D-:G/UR<?4T >@'7=)6_%@VIV8NR
M_EB$S+O+XSMQG[V.<=:HV_C#1KGQ/>:!'>P?:[2-&<&4#+-NR@!ZD!<G'3(K
MRS5=;TNYT*VFM;BVL((O%$<KV)?=,C"Y^>68L25R<G P "!DUV>DWUG'\6_$
M<<UQ$K7EA8FW1V&9E DSM'<#//I0!TVBW:C29[FXUZVU.))I6-V@1$C0,?D)
M4D?*."?;FK5IK.F7ZS&TU"UG$'^M\N56\OC/S8/''K7CL,[6_P .H+F'#Z9:
M^+6EU%8^0+9;AB20/X0=A^GM7:ZC$E[\5] O--DCDC73;G^TGC(96@.WR0QZ
M<N6(^A]* .F3Q-H,D]K#'K6GM+=DBW1;E"9L$J=HS\W((X[BM6O"[5+&'X%Z
M1<QK;I*-8C<2K@$,+TC.?4+^E>Z=1D4 9ZZ[I+7XL%U.S-V6*" 3+O+#DKC/
M4>G6HKKQ-H-B)S=ZSI\ MV5)O,N47RV;.T-D\$X/'L:\BGUS2;K1?"]S:75K
M86<?B>.7^S_,W26X\V3>\S,20223C@ -CGK72V$.FS^-?B.[Q6S#[+:\LHX4
MV[;OIGC- 'HD^H65K:+=SW<$5LV-LKR *V>F#WSV]:YCPCX@NM9\3>*;9]0@
MO;*QG@6U>%5"A7BW,,C.2"<<GM7$>']62P'PRN-3G5-(.F21)-(W[M+K8%7<
M>@.T,HSZGWKI_!5Y83_$7QTMG<6[AY[211$X.[]P S#'7YLY/K0!W-W>VNGP
M>=>7,5O%N"[Y7"@D]!SW/I6!XHUYD\!:OK.@:C;/):VTLL<\>V5=R DCKC.1
MCGIZ54\<:G86&I^&H[M((YY;US;7MTY6&U<1-EF (W$@E5!(&3G/%<3;7UJW
M@3XI0+?1SR&YO)0V5!=6@0!\#C#'.#W]Z /4+76[2WT33KC5+^W@EN+9)"TS
MJFX[06/TYY[#-6YM5TZWLXKR:^MTMI@#%*TH"R C(VGOD<\5P%U%>R-H]]X<
MUFT@UBWT2(M97H#07=N>>H.5(93\P]1FJVB:SYOC+PCJ%W9_V=I5YX?:"PAD
M/R0W&]24!/<QJN#U(H ]-M+RUU"U2ZL[F&XMWY26%PZM]".*;=:C96,D,=W>
M00/.VR)99 ID;T4'J?I7(^";9XO%?C.:V/\ Q*)K^)K;;]PS>4//*_\  \ ^
MX/I47Q)CM9+WP:MPL+;M?A4B0#E?+DR.>V<?I0!T@\6>'&L9KX:]IAM('\N6
M<72;$;LI.< ^U7)=6TZ&RBO9;ZV2UFV^5,95V29Y&TYP<]L5Q>E6^GM\8/%&
MZ*V+?V=:$Y5?^F@;], ^V*Y;PMJ^G6?@[X?QSFVCN'FO!;7]U(1#:;3(#D!@
M&8JVU02!W[8(!ZN_B+1(]/COY-8L$LY&V)<-<H(V;T#$XSP>*LOJ-C%+;Q27
MENDES_J$:509>,_*,_-QZ5YGX1TW3_%7AGQMH$UVL_VC6;LA^-RYVE)<#&/F
M&X= <&MOP-?:CXCDCOM7MWBNM'B;3I PX>Z#8F<>HPL>#_ML* .OU+4;72=.
MFOKR:.&"%2S-(X4>PR>YZ5R/A77+W7+'3O$;>(K,6#VYDU&Q81E;<L,H%<89
M".AWDY]JZK7'2/0-1=V"JMK(2S' 'RFO+3=O;_"OX>7N[=I=M=63ZBR\JD8!
M 9_]E7VD^X% 'JUCJNGZF)/L%[;W/E';((9 Q0]@<=*C37-)EOC91ZG9M=#=
M^Y$RE_E^]QGMW]*X3Q+;WMWX]ENO#<F;K_A';E+AX6R"Q_X]P2/XMV2.^ :?
MX1UCPCKN@^%8%\F;5M/1%BLU8B>VE5-DC,H(( ^8DMP>.I(H [8Z_HPL7OCJ
MUA]CC<QO<?:4\M7'\);. ?:GWFM:7IVW[;J-I;[DWCS9E7Y?[W)Z>]>0:AJ-
ME;?#WXD:;-<Q)?-JMZRVQ8>858J0P7KC'.>E;6MS3A[W6_#FK6%R8])B_M+2
MKP@Q75N%<JR.#E3AI!Z$]: /4E8.H92"I&01WI:IZ3<B\T>QNA ]N)K>.3R9
M/O1Y4':?<9Q5R@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH *@ELK6:XCN);:&2>+_5R/&"R?0]14]9MQXAT>TO/LEQJ5M'.
M'6,JT@&UV^ZI/0$\8!Y.: +;65J\IE:VA,AZN8QD]NM-_LZQ"%/L5OM)R5\I
M<9_*J=YXFT/3IIX;S5[*"6WC\R9'G4-&N0 2,\9) 'K5ZRO;74K**\LKB*XM
MIEW1RQ,&5AZ@B@#F&\*S3>/Y-9N+73I-+.G)8K Q+,"LC.'VE-O\6,9_&NHD
MM;>:-8Y;>)T7[JL@('T%350U+6M,TA0VH7T%L-I;]XV,*.K>P'<]!0!//86=
MU"D-Q:031)@JDD895QTP".*H:Y#K[PVJ>'[G3K8B3$YO(6<"/'\ 4CD'L>*E
MF\0Z-;201S:K91O<1F6$-.HWQA2Q<<\K@$YZ54/C7PPNG#4&U[3Q:&0Q"4SK
MC>.J]>HR/SH T]-L(M+TVWLHF9DA0+O;[SGNQ]R<D^YI\5E:P7$EQ#;0QS2_
MZR1(P&?ZGJ:JW7B#1K%XTN]5LH'DC,R+).H+(!N+#G[H SGI61K7B."]\!:Q
MK/AO5X)6M;2:6.X@*RA71"V"#D=AP?6@#H?L5J;P79MH?M(&T3>6-^/3=UQ4
MQ 8$$ @\$'O6-I>L11^%=)O]3NT22XM869W(!DD9 3@#J3R<"IF\2:(FEG5'
MU:R2P#^6;AIE"*V<;22< YXP>: +?]G6/E-%]CM_+?[R^4N#]1CW-26]M!:0
MK#;0QPQ+T2-0JC\!4$FJZ?$MJTE[ BW;!+<M(!YS$9 7U..>*AE\0:1#J"6$
MNI6R74C^4L;2 $OUV?[V.W6@"_+#%.FR:))%!!PZ@C(Z'FF+9VR3F=+>%922
M3($ 8YZ\U4U#7](TJ41W^HVULW&1+(%VY. 3Z G@$]:HZF=<7Q5I#6%W$=+<
M.MY;-;Y)&TD2>9_#@[0%[Y[\X -<V-H3*3:P$RL&DS&/G(Z$^I%.FL[6XFBF
MFMH9)8CF-W0%D/L3TJJFNZ5+?)9)?P-<N[(D8?EV4$L%]2,'('3'-:% %8Z?
M9&*.(V=N8XQA%,2X4>@&.*7^S[(LS&T@W/G<?+&3GUXI]S<P6=M)<W,T<,$2
MEGDD8*J@=22>@JA'XCT>6"[F34("MFH>X&[YHE(R"5Z\CIQSVH S/$7A_4+J
M73YM%;3DCM7=I+&\@)@G+  ,2O(91G!P?O&I-#\//::E_:EY::7;78A:!4TZ
M':NUBI.YC@MR@QP,<]<UG#XFZ"?#VG:M]H0"_N8X(H=XW+O?;EO[N%^8Y^E=
M%=Z_I%A;1W%UJ-O%#(GF(Y<8*=V_W>1STYH T)(TEC:.1%=&&&5AD$>XJ.VM
M+:SA$-K;Q01#D)$@5?R%4YO$.C6[6RS:M91M<H98 TZCS$"EBR\\K@$YZ51N
M_&N@6_AF\\01:E!=6%J&#O;N'RX'W!C^+I^>>E &S'8VD(C$5K @C8L@6,#:
M3U(]#38M/LH+AKB&SMXYV&#(D2AB/3(&:PYM<L]2AT2>V\16UBUQ<(WDJR.;
MKY>81GGJ1R.1BM6_UW2M+<I?ZA;V[!0["1P-JDXW-_=&>YXH L_8K7[9]K^S
M0_:=NWSO+&_'INZXHFLK2XFCFFM89)8_N.\8++]">E5[K7-)L98(KK4K2&2X
M4O"LDR@NH!8L.>0 "<]*72M:TS7+9KG2K^WO(4<QL\$@8*PZ@XZ'I0!<CBCA
MB6*)%2-1A548 'H!45U96M]&([NVAN$!W!98PX!]<&IZKWE]:Z?");NXCA0L
M%4NV-S'H!ZGV% #I;2VG55FMXI%3[H= 0OTS2+96J3"5+:%91T<1@$=NM5!X
MAT8Z7)J?]JV8L8V*R3M,H1&'522>"/0\TVT\1Z+?:DVFVFJVDUZL?F&".4%P
MOKC\1^= &A-;PW"!)X8Y5!R ZAAG\:C^P68=7^R0;DQM/EC*XZ8JQ4=Q<0VM
MO)/<2I%#&NYY'8!5'J2: (AIUD(W06=N$D&'7REPP]#QS4B6\$3[XX8T<($W
M*H!VCH/I[5S'BOQ$!X+UZ\T+4T2^T^U:8E55FC(4D!E8<9QW%7]#\2:9J MM
M/&J6LVJBU26:W653(/E&25'N?PS0!KBTMA;-;BWB\AL[HM@VG/7(Z4T6%FML
MEL+2 0)RL0C&U?H,8%5;KQ!I%C<_9[K4K:&4,J%7D VLWW03T!/8'K3=0\2:
M)I,SPZAJUE;2QQ&9XY9E5E08&XC.0,D?G0!=>QM)(TC>U@9$^XIC!"_0=J#9
MVK2&1K:$R%/++%!G9_=SZ>U8>G>-M$U7Q'/HUG>PRR1012B17&V0ON(5/[V
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M.+#X_NGUZ5WE($4,6"@,W4XY-+0!POQ#N8+'5?!UY=2I!:Q:P/,FD;:B9AD
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M,?$&GSS^&?B??6"-+IE_)"UH(@661T1?.D7'4%NXZ[3Z5TNIKI_B#Q?X.N-
MEMKAK!Y)IKBU8,L-L8RNTE>!N8J OL?0T =)H>H64D.KW:>(8]1MH[N0O(60
M): *I,6X<84<Y/KS5RPU[2]3NIK6TO$>YA4/)"05<*>C;6 .T^O2O+KB.\/A
M7QW)902SF#Q1]HE@@^_)$A@=P,=\ UH3R>'_ !=8ZGJ'A*XO-0UPZ1/;I<F6
M7]RK*2(VW<!BW0=>">U '>P^)=&N+U+2+486FD5FB&2!*%^\48\/COM)Q6)!
MXVTC7M#UJ6+5?[+BMWEMQ>2#88]H"^9AQC.XG // K.\)^)/#/B.S\/V\%JL
MVL:?$J?9FA(DL&";)"V1\HX(]^ *P;:_M(?AY\1M.FF5+M+K5&:%N" ^[9G_
M 'LC'KVS@T >C6^O:7;?V7I\VJK-=WD*FW+C#W0VY+@ 8/')QT]JNG5K!9[J
M%[J-'M$$EQO^41J>A8G@#@_D:X/6[9Y_AGH'B#2]LU]H<,%_#L.?,54 ECR/
M5-PQZ@4_Q1%?S?#NZU>&UN)+BYNX-2N+:/B4VZR(1& .A$2+D>H;UH [*S\0
MZ3?SW$%O?1F:W0231OE&1#T8AL';_M=*?9:YIVH7/V:VN=\WE^<$*,I:/.-X
MR!E23P1P:X..\\#^(H]0UJSFO=1,>D3Q7=P)928;<J2T9W<;SS@=>":E\)WU
M_I_B*/3)]6M?$&DIISSVVJ1@>=;QAD_=RE>#D 8/4[#Z< 'H]!( ))P!5+2=
M6LM<TJWU/3I_/L[A=T4FTKN&<=" 1TK%\9ZE EE!H0OHK6\UB3[*C,X#)&03
M(X_X"& /]XJ* ,[P?XRNM;\4:SIE]$(D*I?:7QCS;-AM#?\ ?0W<_P!_':NL
MO]5LM,"?:YPC29V(%+.V.I"J"2!WP.*\W\=03>#]1\/>+I-268:?<"TFA$*Q
MEK63Y6 "_>V\$#MUJYJ'B:PT'XF1ZMJETBZ)J6DI#9:@/FA619&9DW#@;@0<
M]\#TH [A==TI]+AU.._@DLY\"&6-MPD)Z!<?>/!X'/%);:]I5WI\]_#?P&UM
MV9)I&;:(F7JKYP5(]#@UY]JU_IWAW4O"&N6]@UGX5AENT=EA*K"TH&R8KC(5
MCOP3V;WQ2^*[BQN] BUSP[9^9ID6N6M_J4T$1Q=QH<R,!C+A2$)(X^4^AH [
MZV\0Z3=-<)'?1*]L@>=)<QM&AZ,P;!"GUZ5!8>+O#VJ74=M8ZQ:3S20M.JI(
M#F-3@M],_P"/2N:O9K35?B7X>UC2KRWEM+*QNCJ%U%(#&(G"^4K,./O98#V)
MKE-,MI;W]FV6/18UEOU@E5TA ,A4SDR+QSDQ@\=^/:@#KM6\5";QQX2M-*U9
MC:WLTPG@6,!)T$3,KJQ7++D=5.WI6S9ZWI=M-KE]-XG@N+2&9?,5Y$$=E\H^
M3</7&>3FN0U3Q1H&M^*/ %YI=[!-$EU-E8^3#N@8!& ^Z<X&#Z55FOK(VOQ;
M N8/GC;:-X^8FT"\>OS<?7B@#T2S\5Z#?ZE'IUIJMM+>2Q>:D*ORRXSQ[X(.
M.HI][XDT;3I)4O-1A@$+*DTCG$<+-]T._P!U"<C 8CJ/6O/GN[".7X5F.>W4
M*#]UU&T&V*GZ9;CZUE:EJ.BQ+XT\*76OZ?9Q:EJ;R/)?,Z2PEPA?";<.!CY3
MN'Y 9 .XU/7)V\=>$$TW51-I.I+=F6.$H\<OEQ95@P&3R3WQP*Z&PU_2M4BN
MI+&]CN$M&*3F,$^6PZJ>.H].M<?KE]8'XA_#XPWT,L)CO"DGFA@RM" K9[[N
MQ[U#K=EJ&C^-9[/38I/L7BR/RY7CX^S7" "23VS#N/NR"@#T&RO;;4;.*\M)
M5FMYEWQR+T9>Q'M4Y( ))P!618Z[HKZW<>&K.Y07^GPHTEJ$(\N,@;<'&",%
M>AXR*UZ .6TSQ_H6HQZM.]Y':VVGW+P-+<$QA@H7+<XQ\S$ =3CWJ]#XP\.W
M N?)UBU<VWEB4*^2ID^X,=R3P .<\=:\Y_M"TM_!OQ0TV>=([PWFHR"%^&VO
M&-A_X$>GKVK7U74]*TSP%X4N_LUD\+S64:WKKNBLV"G$K;2/NG( ) !;F@#M
M!XGT0V%U?-J=O%;VCE+AIF\LPMC.UPV"IY'!&:;9^*M"U#4TTZTU6VFO'C\U
M85?YF7&>/< \CJ*\NFU&S$'Q6B:_>X:>Q1XI9D"F4&UV@C"@8)P!@<\8S6M+
M=V$>I_"PQW%LJJD@^5U  -J5_5L#ZT >@IK^ER7T=FEVIFED:*,;6VR.H)95
M;&&(VMD \8.:8/$NC&^2S_M"+SGF-NG78THZQA\;2XP?ESGVKSW1;J;2]:T=
M-&U.#6-"OKYP-/G -UIKL'+LK#G8N6!W= 1CKFL.[U[3[S1M%GCE2P2U\41/
M-I<4?_'H//;+S,02&/)ZJ/FP <9H ]@U'Q#I.DNRWU]'"44/)G)$:DX#.1]Q
M2>[8'%4+CQEID'BVV\/&3=/-:M<EP"5 W(%&<8);<3[8]Q7'V'B#1])\0>+=
M$\69C;4[O[1;B>%F%Y;O&B*B@#+$;=NWKD].M7I;BUTKXI^'WGB^P03:!);6
M\)'1_-C(B&.K #H/2@#J-%OK2>YUB:'7TU&*.X^==R;+/"#*;A^9R>,U9L_$
M6D7]V+6WOHFG:/S40Y4R)_?3.-R^XR*\JU)+C5="^*%KHKK/=O?QR"*%LM)&
M%B\P #KD*Z^YXKH];O;+Q7JG@JZ\/W,4T\%^+J1HF!:"V\MO,#X^[GY5P<<\
M=J .EE\<^%H4+OKUB$$YMRXE! <8R,CTW#)Z<]:T;_6M.TQMMW<B,A#*P"EM
MB#^-L [5_P!HX%>2O<Z>_P //B>5FMB\NJ7FW#+E\JNS'KSG'OG%:NL7 %Q!
MJNA>)+6RUB'18'EMKPJ]M?P N0IYR"&W\KR-P'>@#U&&6.>&.:)@T<BAE8="
M",@UD>(KNVMQIT4VNC2I);V(1@%=UR=V/* 8'(;(!QR*L^'[A[OPYIES+9FR
MDEM8W:U/6$E0=GX=*Y;XGW$$%GX;\Z6./'B"R?YV ^59,L?H!U- '07OB_P[
MI\MU%=:Q:1RV@'GIY@+1YS@$#G/!XZX&:U+2[M[^SAN[29)[>9 \<L;95U/0
M@UPNFW>G#XP^(Y)+BVXTNV7<SKP 7+#/TVY_"K'P@ECD^%^C*CJQC61& .=I
M\QN#Z<8H ZO4]7T[1K7[5J5[!:09"AYG"@D] /4^PJI8^*]!U2_NK"PU6UN;
MNU!::&)]S*!P2 .N#QQFL#XO;1\,-6+C*AK<GC/'GQU6U&"RU;XD>$;S1'@E
M^P0W+74ML052W:/:BL1QRQ^4>S$=#0!U+>*-#72?[5.IP"P$AB-QGY%<';@G
ML<\<]ZK/XOTY/&2^&MY^TBV\]V*G )9550<<DY;/IBO*=1U2RM_A+XIT22<#
M5(=5F,EJ 3(BF[5@Q'92",-T.0.M=N^HVL'QHMYI9@L=[H"Q6S8/[Y_M!.%]
M3@@^PYZ4 =_69J'B#2=*D=+V]CB,:AY<@D1*>C.0/D4X/+8'!K3KSKP_J-II
M&O>--.\2S102W-\UW&;E@!<6C1JJA<_>"A2I Z$XH [&]\2:)ITL$=YJUG \
M\;2Q*\R@NBJ6+#G[H )STK.G\>>'D\+WOB&VU"*\LK0-O-O\S;P,[<=03[_7
MI7G6E6CZ'#\*X-?*Q-$]Z2+KCR@T;&)6ST(!0>Q'M5S6M.^T#XFZGI:;["ZT
MQ(MT(RD]PD;ERN.#@$ D=R>X- ';3:[8:C!H4RZ^NG27%S&RP+MW71V\Q889
MQDCD>E:VH>(-*TIW2]O8XF1!))P3Y2'HSX!V+P>6P.#7 >(=9TR\TCX?3P7L
M+QC6+4[]V!@0N&.3V!(!/0'CK5W0-1MM'\4^,K'Q'/#;R75V+N%[E@JW%J8U
M4!2?O!=I! Z9H [*\\0Z-8-:K=ZI:0F[&8 \H'F#&=P]1CG/2F6'B71=4LKJ
M\LM3MI;:T)6XD#X$1 R=V>G'->565JVD>&_AI8ZPRQS)JK2B*Y(#1Q$2F,,#
MTP&0<]#@5IW,VC7'BCXD6VHW9CLYH;!99() '3Y"I<>ZDJ3UQB@#TFQU>QU&
M>:"VF+30JK21.C(Z!L[258 X.TX]<5>KSKP]K]WHVH:PFO:G9ZKI]C81W(UR
MWC^8Q[FQ'*$R"PY88Z@Y[UW>FZC::OIMOJ%A,LUI<()(I%!&Y3['D?0T 275
MU;V5L]S=3)#"@RTDC8 _&J5OXBTBYAO)4OX56R&;H2GRS ,9RX;!48YR:YOX
MEW$^GZ?HFJ^3+-8:=JT-S?+&I8B$!AOP.H5BK?@#VK/\0Z_X8O?"WB+7M,TN
M'68FMHTNYUC8)-A@%5F RP0$LV.@ _  [2TUK3M7DGM+*^(N4C#LFPI(BM]U
MPKCD'L<$&O.6\2:\?@?%KW]K3#5%N2KSB./,BF[,6"-N!\I[8Z58T?5[*3XN
M1W1UA;Z*X\/X2Y6,)$Q$^XA,#&T#)Y+8YR>*Y[[;:_\ #.13[1%O^V8V[QG/
MV[=C'^[S].: /<J*;'(DL:R1NKHPRK*<@CU!IU !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4C(KJ5=0RGJ",BEK*U#Q)I&
MER2I>7>SR &G98V=8 >AD900@/\ M$4 :@ 50%  '0"@(H8L% 8]3CDUDW_B
MG0M,FAAO=5M89)XS+&I?)9 ,EACMCIZ]JR[WXA:##X/OO$EC=?;[6T#*5@1B
MWF <*PQE>W) P.: .KHKF;K6M.O)]!)UN:PFGN T5LJE#=':<HRLN=O?/'3K
M6CJ'B32=+DE2\N]AA4/.5C=Q"IZ&0J"$'NV* ,_0_#UWIWB;7M5N9;:6/5)8
MI5C13F$H@0<GKD#.>*Z4@'J*RK[Q-HFFRVD=YJEK$]XI>W!<?O%"EBPQVP"<
M]*;8^*=$U+3[J_M=0C>VM'*7#,"IC8=F# $'D=N>U &OC%5[Z.YFL+B.RG6W
MNGC989G3>(WQPQ7O@]JAL=7LM1GG@MY)/.@"M+'+"\;(&SM)# 'G:?RJU<7$
M-K;R7%Q*D4,2EY))&"JJCDDD]!0!EZ!I-WIT4L^J7RWVIW&WS[A(A&N%&%55
MR<*,D]>K,>^!L5EVGB+2KV\:TBNMMRL7G>5-&\3-'_?4.!N7W&156T\:^&[_
M %"WL+35[>:YN'DCB1,G>R E@#C'&#]<'% &ZJ*N=J@9.3@=32TCNL:,[L%1
M1EF)P /6LJT\2Z1>WL-I!>#SYT,D >-D$ZCJT98 .,<Y4GCF@#6I BJ254 D
MY.!UKC9?&,.LQ>)K'3I;JUN-,C9$G$!!WB/>2-ZE0.@YZ]1V-'@SQCIUYH7A
MVQO=5676;RPBD*OG,C^6&;YL8W=\9S[4 =G7-:KHFN/X@_M;2-5M$#VZV\EI
M?VIEC #$[D*LI4G//7.!Z"KVH^)]&TJ5DOKT0A'5))"C&.)FQM#N!M0G(^\1
MU'K5?4_&WAK1I[B"_P!8MX9;= \J9+% 3@9P#^7XT 6](TE[&2XN[J6"6^N0
MBS/!!Y287.T*N2>-S<DD\^F -2D5@ZAE(*D9!'>N.\>^)H-.\*ZX++4Y;;4+
M2V=A+!$7$4FW*([;2JD\<$@\C'44 =B55B"R@X.1D=#2UAVFN6UGH&ES7\\C
M3S6B2%4C>61\(I9MJ L0,C)QCD>M#^,?#D=I8W3:Q:""^S]F??D28SG'TP<Y
MZ8YH W**Y6V\2:'KFM:1/IWB1F\R.<QV4/W;D#@EU*[AM*G'3\:UK'Q'I6IV
M]Y/9W1FCLG:.X*Q/^[=>64@C.1W'44 :E(RJZE64,IZ@C-9,WB?2((H)'NF;
MSX3<1I'#([F(8R^Q5+!>1R1CD5GZQXXTO3(-&FB=KJ/5ITCMY8(V="IY+94'
ML#@=2>W!P =/C P*H:I;Z@^GNFCW%M:W>]65YX3(A&02" 0>1D9S6;%JFG2>
M*;DQZW-++%8*\FF*NY8UW9\PJ%W!CG&.OM5NW\3:/=Z&VM6]X)=-!(^T)&Q7
M@X..,D \9H 30-#71(+PF027%]=R7EPZKM4R/C@#)P  HZ]JUE55!"J!DY.!
M67J/B32=)5FO;EHPB"20B%V\I#T:3:#L'!Y;'0^E:44L<\*30R+)%(H9'0Y#
M \@@]Q0 X*JDD* 3U('6EK.U#7=.TMW2[G96CB\Z39$\GEIS\S[0=J\'DX'!
M]#1>Z[IVGQ))<3MAXS*JQ1/(VP=6VJ"0HR.<8YH T2,C!Z45F_V_I1TZVOTO
M8Y;:ZQ]G:',AF)!.$5<EC@$X ['TJLOB[0FLHKP:@GD27'V4.48;9LX\MAC*
M-DXPV#0!M*BJ"%4 $Y.!0J*N=J@9.3@=36=+X@TJ#4+BQGO8XKFW@^TRI("N
MV+.-^2,$9XR.]9+>-_#&HVMS!;^(88F-DUP9D.#%%]WS 6&,@D<?3CF@#IP
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M'(VL1SP"3Q6-X\\36^G>%M<%GJ<MMJ%I;.PE@B+B*3;E%=MI52>.#@\C'44
M=A16?H4TEQX>TR>9R\LEI$[LW5B4!)-:% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M,L:KU<<%E'N1D?C7-ZO>6GC"W\&C1)%-[;ZG;W4L:??M(D5O-$@ZI_=P<9)
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MZA@/L<0PRE2"$ /!YK6HHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M=: /;9%+QLH=D)! 9<97W&>*\V\%>/\ 2[/PW:0>(=<9K^6\N(?-N S=)W5
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M597,A8%4!*G<K<#(R"#UKSZ^?'@+XCV(BOC//J320K/ X>4,L6T\CDG!..H
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M6L+_ %#81!(1'/&8G;YAWY X/ITH ZS3-.^P)*TL[7-U.X>>=E"EV "C '
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M:STO6O$.A>)M'U:Z^WW\MS9M;QS2PWD4O(3"G:".AW8'3)KUFB@"I:+'8:3
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M7CH&:"%F*;\8Q]X>F!OKT?5/A=H6JZWJ^JRSW\4NJ6HMKB*&<+'@*%#;<<D
M#&<@$9QFN;UWP@J-I'A2.ZU;3-*TZ$75KK,1>1VN!E A*@*F%P>0,]L<Y +&
MEZSK#>-M:,6K7[>$-(L=\ETZHZSSJHW[9&4DC[Q.TX!7T.*YY?&'B6Q^!,OB
M.[U:Y;6-3O=MB^U"RJ7VA0NW'1'/ SR*ZOPGHOB'6/#OB/P_XIU&ZO=,E;[-
M97[1>1/+&5^<X89QG&"<YYZC%:__  K71#IN@V$DU[)!HLZ7$"M*I\UU "[_
M )>0 ,8&.I]: .6T;5?%+_%30]!N-6DD@M=(%SJ5N47[Q4J-[=2Y8HQ[#.!Z
MG*U/Q9XL;3_$LXN;N+7TU5;'2-+MHP=B*P8N4P=X92?F;(],9KN]5\,PZ#J>
MN>-=)LKO4M=G@7;9F;",54*-H ST'3GVYKA]-\/>(O#M]I$OA/Q'J=[#<7BF
M\TN\M9!%$CDM(Q+_ '._!^8D]2: /7]'AO8-(M8]1N7N;T1@S2NJ@ECR1\H
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M;2X%Q$=T>_<'WC)V<@-S0!C>(]?N=(\17L.N2ZCIUA-+$--U6V8FVB&U<QS
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M)'>^8@VE03MC(8Y&T#@XKSZU-]I?PPN/$%EJM[!/9:S*8X(Y-L3*UYM8.O\
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MM]YVMG(^;G].E9R:UK:^$/".KSVVHZKI[Z:'U);"=DN0[*A67"D,X'SY /\
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MG@;3HK#1[:"[OH9-&R+&Y21?,B4KM*\J58$<?,IJXWA32IM,U&QO(6O%U/\
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M5Q=L\%L3G[B?B<9SC)KJ:* .<C\%:8MKKEM-+=7$&M,SWB2NN"S*%)7"@J<
M?E4-KX#T^WU#2K^6_P!5NKK2U=();BZR2K ##8 R ![9R<YKJ:* ..N/AMH\
MT6JVT5WJ5M8:H6>YL8+@+"7;[S*,$J3W .#Z5I2>$K)]1T:]^U7HETA'2U'F
MAAAEVMNW EL@8Y/';%;]5=2N+JUTVYGLK(WMU'&6BMA((_-;LNX\#/J: ,,>
M"+ :?K=E]MOC#K4CR7@+IEF=0K8.WC*@#CTKF?$>F+::WIEM<#Q1#8V.G^1;
M:EI&^1V+,-T<@C4D !$P=O.>3Q7H@O(T^RQW!6&XN>$A+9.X*6(XZX /-6*
M.9\(6E[:QW1EOM6NK"38;;^U\?: >=Y^Z"%/RX##.0W8BKVM^&[+7;K3[JXE
MN8;C3Y&D@EMI3&PW+M9<CL1P>_N*V** .>C\(6D5UK5PE[>B36%5;H[D/"KL
M&WY>,+Q_]?FH(? UA;G0O+OK\?V&I2R&]/E!7:0?D^;Y>.?Y\UU%% &+?^&;
M6]UN'6H;BYL=2CB,!N+4KF2(G.QPRLK#/(XR.QJ"\\&:3>>'6T5A/'"9_M/G
MQR8F$^_?YN_^_NYS_2NAHH Y.3PG#I-S>>(+(ZAJ.LKIS6ZI-=D?:"-S*&Z
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M<'!'4&ELO!MKI=MIT.G:CJ5J+"W:VB99E?<AQPP=6!QM&.!CMUKHZ* .4O\
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M6QU&X-Q.GVC<<EMQ"E@<#=SZGN37744 ,B0Q0HC2/*5&"[XRWN< #]*?110
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M$D(7<QY)QQFL?QC<SLWBQ[34KZ>XL=-$L<=M,UO'IS+&[[F96^=VX.,'@ '
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MAF)..^1U['D<UW-]X.TK4-<DU>7[4EQ- +>X6&X>-)XQG =5/.,G^1XJK;^
M=(M+?2(()KY4TAS):9N"Q1B-N3G.?EXQTQVH R-%B-SXPU+PM/J6IRV6B6<!
MC,MXXFN'F+,7>12&;: JCL/KBL#PZFL6OP^C_LF*;4#;Z[=FZMEN?*FNH1)(
M"%<8^;.UL<9VD=\'T'5/".G:GK<&L^9=VFHQ1^2;BSG,321YSL?'49_$>M5[
M/P+I6FVD5O8SZA;F*[>]21;IF82L&!^]D8(<Y&,'ODT '@?5;'5]'N)[&>_=
M5NG22#4-WGVKX&8FW$GCMST-;.LWKZ;H>H7\<?F/;6TDRI_>*J2!^E<]K?@N
M"\T.6QLYKR*[GO/MC7<=QY;^?C'F.1C( Q\H&/E4<=1UK*&4JP#*1@@C@B@#
MSS2+37-1M?#7B&VU6.))/*EO7DU"65+N.0#<OE%0B-N/R[<8/%4)]0N==^&G
MB+Q2=0O8+^'[8ULMO=/&+80LRHNU2 3A022"3N],8ZG1OA[H>@W_ -HL3?+"
MKF6&R>[=K:%S_$D9. >3C.<=L5B>,/ NGVWA_P 37FEQ:D;G4;>8_8+:61H9
M;AE(#^4O&XG')X[T 2P7EVOC;P=$+VZ,5[I$SW$1G8I(RK'ABN<9^8\^]8\U
M_J*_#_XAR)JE^DNG:G=K:R_:&+Q(D<950Q)(&2>_>NMC\,V>NZ1X?N[DW]G>
MZ?;@120N]O*F4"NAXS@X&?IQ4B^ =$CTO5M-C^UI;:M*TMVHN&.\M@'&>F0!
MDCDXY)H YS4[&*\^(7@22:6ZWS:==%V2ZD0G;'$1C:PQ]XYQU[YI[ZI<>$/%
M>N:=>W-Y=Q:C;"ZT=9[IVS)G8UNI)X.]D(QSANO%=3=^$=-OGTF2=[HS:6&2
MWE2=D?8P"LK%<9!  /TK.0-XK\26<UUH%Y9P:)<RR)/>QJIFEP47R\$Y3!+9
MXY"=>< '1:/8R:9H]I9S74UU+%$JR3S2,[2-CEB22>3GZ5P$&KW5AXIM['Q&
M-2M9;C4G-CJ<%P[V=VC,WEPLH;"':0H!'5<YY.?3*P8O"5BCPB2>[GMH+HWD
M5M-(&C2;<6##C=P22!G ].!0!P]\VHVLOBSPJNIZD=3G>*ZT27[;)YFV4;0H
M8MG8CJV[_9Y.<5M^%M97Q-::7J275Q;Q6.GEKL-</M%P3M*OEOFV>7(3N_O*
M:ZN;1;"XUVUUJ6 -?6L,D$4G]U7()_\ 0?U/K3+#P_IFFVM];6ULJPW\\MQ<
M)V=Y/O?GTH \\T^_OK?6?!,L&HZA=0:A+-%<7D\K*E^#$SAUA+$(N0"I^4XZ
M#!IMKI>IZ[IWC-F\3:S!-INJW"V31W141E(T9=V/O+VV].O<YKJK?X<:%:Q:
M<BR:BZZ9*9+3?>R'RA@C8O/"X.,#D\#-8WA70&O[SQ='?#5;2WO]6E<PM&T*
M7,!50#EER,X8':02.O:@#/;Q%K<^A:#X@U&PO[[2I])1KU=,G:.>WE/)GV*0
M64@<?W<&O1?#]S!=^'--GM;QKV![:,I<MG=*-H^8YYR>ISWJ&?PY;/=K<VUU
M=V+"V6TV6KA4,2DE5VD$#&XX(P1V-9[>$8+?6]!GTTW%I;Z5$81&DY$31;2-
MFS/S-G!R?3N<8 #Q[K4^B>'X9()C;FYO;>T>Y&/W"22!7<9XR%S@]B15'7X[
MGP=9ZWKUCJES-$FF.\6F7,C3#SDY\T,[%@,$ @<=ZZC6-(L=>TFXTO4[=;BS
MN%VR1MQGN.1R"#@@]L5G:+X0TW1;::$27E]YL7D,VH7#7!$7_/,;N OL!SQG
M.!0!RFL3WNA^'O#'B+3]1O;FYGN+2.Z26X:1+Q)L!OD)VJ<L"I4#'3IQ6KX9
M_P"2G>.OK8?^B#6II_@W3-.2SA22ZFM+&3S+.UGEWQV[<@%>,G )QN)QVQ5F
MT\-VMEJ^IZI!<72W>I!!<,7!!V#:A (P,#CC\<T >>^$IPGPL\(0?VA<6[37
MCC[-:@^;>@22DQ*P9=@X#%L@ *<]:AN]2U:+P'\0$&H7MM+I=X_V5ENF>2%3
M&C;/,/) +'OQTS7:K\/-$CT;3M,B>]BBTV<SV<D=P5EA8YW8<<X.XY!SUH?X
M>Z&]MJUN#>K#JQ!NT^U.V_  /4GD[1D]3CK0!CZKIFLZ/9VNHZ?/JNMK-(L^
MH6!OBDCH(RI,&,8 9@Q0'!P!70^"=3L=5\."XL+J\GB%Q*K+>[O/A;>28GW$
MG*Y Y)X JY/H$,T=@!>WL4U@"(9HY!OP1@AL@AN/4'UZ\U8TO2;72+:2&U5L
MRRO/-(YRTLC'+,Q]3[<#H,"@#A/&5S<'_A+I;/4[Z>XL-.$L<=M,T$>G,L;/
MEF#?O';AL8/  . :+J?4-2\4>!XWU:^ABU/3)Y+J."78KLL49R,=#EVYZCMB
MNDO_  +HNHZCJ=Y-]K4ZI"(;R&*Y=(YL+L#,H."0O%/MO!>FVMWI%S%->^;I
M,30VI><OA6 # YSG( '/3 QC% '"1^(-1T?1]2TE=1NG4^*TT>&[GE,DMO!(
M$8_.V22 6 )Z9'I6Y_9L6G?&?2_)EN6231;CY)[AY=I$D?(+DD9XSSV^M;4G
M@+1+BPU6RNDGN(-4G^TW*R2<^=Q\ZD %3\HZ<<4^R\%:=9ZO::J]WJ=U?6L+
M01S7-X['82"00, ]!_7)YH B\;ZO<:9#HUM;N(_[2U..SDD,IBPI5VP' )4L
M5"Y SR<8/-5;'P[JJ7VK6MYJ\L&FWT(:VMX=0EDGMI!PSI(P#;>0<<@''8UT
M&O:!IOB72)=,U6W\ZVDP< E65AR&4CD$>M9UIX)TZTTBZT\7FIS?:D$<US<7
MC23,@Z('/1>3P,=3ZT <S\.[^[U+4)+'5]3N);[1XO*B GE"W\3,=MV03AP0
M !U Y/=<2Z)]J\8^%&UW^W;K3=1%]*YD25C';)%,P\IHMP4@HHSN&?FSZ5U=
MSX7L+K7;#62]Q'>V,1AB>)P@*'JK ## ^AX';%4%^'VAQZW<:G%]LB%S+Y]Q
M9QW3K;32?WWC!P3G\#W% '/C2AJ_Q)\9P->WML@L;$YM)S"Q.V7!W+AN/3.#
MWS46AZQ=:SX4\$27NIW<MU=0R-+96Y*RWQ5<;FD#+M5>&))P20.3@5VD?AFT
MAUC4=5BN+M+O48UCG8.,%5!"@ C P">GK6='\/-$@M=)@@>^A_LG>+22*Z9)
M$1_O)N')4^_/H: .&N-4UC_A5VJ2_P!J7L-U8:^UG%(MP6<1BY5-C.>7 #$9
M/7O74VBWFD?%-]-@U&]N;>[T9[MHKNX:11,LJJ&4'A 0V"%P/:K[?#K0CIM[
MIRF]2UO+O[9+&+EB/,W!AC.<#< >.O?-7+_0!'J,GB&U^T76L06+V\$;RA$E
M'W@AXP-S <]OI0!PEG+K>K:)X:,-[JJ:_)J7EZPJ3. D(9_-)'W%48&TCV S
MDUJL=6\6W?BBRM+IK>XL+K[):R+J$L#6^(U*R%$7#Y8L?F/(&.,5C:/H$@TV
M"TTP^.=-U**(*L4L[K:Q28_VR4,8/89R.@-=MJ?@'1]5ULZP\E]:WTB+'<O8
MW;P"Y4=!(%/([>N* -S2/M7]CV?VVXAN;L0H)IX?N2/CEE]B>:NTR&&.W@C@
MA18XHU"(BC 50,  >E/H **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "N?U7Q#<P:K+I&DV,=]J45G]L>*6?R5V%BJJ&VM\S$
M-C.!QR:Z"O/+;2;63XT:IN:Z_P"01!-Q=RCYC-)GHWW?]GH/2@#N[&XENM/M
M[B>V>UEEC5W@D(+1,1DJ2.,CI5BO'+F_OU^"VN7@U*_%W::G,D-Q]JD\Q%%T
M$ W9R1MXP3727MD^H_%R?3)M0U%;"30A.]O%=R1J7\\KD;2"O 'W2,X]SD [
M^L&W\123>-[KPX]EY8@LDO%N/-SO#.4QMQQRI[UY_I/B#4/^$9\+Z//?W)6^
MUNXT^:[:4^:88I)-J;^NYMJKG.<9[\UI_P!G&P^)_B"'3;DVTLGAI7ADGE+)
M YDD /S9PH(W8Z=: /2Z*\]\&ZHP\1II6K6.H:5KD5DP>WEN&FM[M0RYFC<D
M@MD<]_FYSBO0J ,O7]<@T"PCN)8WFEGGCMK>%" 997.%7)X'N3T -5H-<U!-
M:M-,U'1S;M<J[I<0W EA&T9*DD*P;D<;<=>>*3Q;HFE^(]'72-5DDB6YF MY
M8FVO',H+*RGL1M/\N]<GI-_XH\+>*=,\->)IHM9T_4#(FGZJJ[9T=4)VR#UV
MY&1SSU/. #TJBO(+F]OE^%GCJ9=1OA/8:M>I:S?:I/,B5) %4-G. .V:Z>&[
M&N^.[W0K^>9;>TTN":&!)FC,K2%@\A*D$[<(!Z$D]: -K6O$<FD:]H6F_8?-
MCU6=H//\W;Y15&;[N.?N^U;U>8ZWILMO=> =+FUFYOY(M2FA>^) E?$4F03S
MR!\N>O&<YK7\%^99>+?%^BK<W,UC97%L]NMQ.\S1^9"&8!G).,\XSWH ZW4K
MJ2QTRYNXH//>&-I!%NV[L#.,]JJ>&M8_X2'PUINL>1Y'VVW2;RMV[9N&<9P,
M_E5C6/\ D"7_ /U[2?\ H)KRC2()=)\*_#;5;6^O1<7-U:V<R&X;RFA>-\IY
M>=G&!@XSQG)- 'LE-<LL;%5W, 2%SC)]*\U2+5?&L?B-;:^%I>V>I2VMO.MW
M*C6GED!"(U^4@CYCG[VXCH !>TF\D\2^--5TK4[MI8=+L+0QK;RM$D[S(6>8
M;2">B@>GU- '0^$O$+>)]"_M)[3[(WVB:$Q>9OQY;E,YP.NW-;M>.Z))J&G_
M  LLOL4MPT">('COFC8F9[;[4P<*1\Q8_+]WDY.*ZK0M-NI_&>MSI-J2:#Y,
M2VJ//+&GFE3YGEJ2./N\] <X[T =7I-Q?W6F13:G8+87;;M]NLPE"88@?,
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MMM](ODLMNK@Y!R0#V.1[4 >NT5F^'KJ6^\-:5=W#;II[.&61O5F0$G\S6E0
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %9$
M?ANPB\13:\AN/[0FB$+N9V*F,'(7;G& ?:M>N?N/$S2^()M"T>S6^OK:-9+M
MGF\J&W#?=#.%8[B.0H4\<G% %.Z^'/AV\CU&&:&Z:VOYO/FMA=2"(2%@S,J9
MPI)')'/)QC-:<?AC3HM;_MA&NA?"U^R"0W+M^ZSG;@DYYYR><]Z2TUF^;7ET
MF_TO[.[6SW"W$4_F1.%9%V@E5.?GR<@=L9[;5 ',-X \/OH+Z*]M,UFUP;I0
MUPY>*8DMO1\[E;))X/<^M.3P)HHNKBZE^W7%S<61L9I9[V5V>(YR#\W/WC].
M,8KI:* ,BV\.65O<K<.]S<3I UM%)<3%VCC;&Y5/7G RQ^8X'-6='TJVT/2;
M?3+/S/L]NNU/-D+MC.>6/)ZU>HH S]7T6QURVB@OXY'CBE69/+E:-E=<X(92
M"",YX-5[7PW90:G%J,TMU>7<"LD$EU,7\D-][:.@)'!.,XXS6Q10!RUY\/?#
M]\VIB>*Z,.IN9+FW6ZD$+2'&7" X#' YJ35? FAZO)8S31W<5S8IY4%S;W<D
M<PC_ +AD#;B/J:Z6B@##G\):1.^EMY4L?]EL7M!%,RB-B""QP?F)!.2<YR?6
MI[#P_8:;K&H:K;B;[7J!0W+/,S!]HPO!.!@<<54G\0W,WB"[T72+&"ZN;**.
M6Z>XN3"B>9G8HPCEB0I/0 #'/:KFA:M-J]K/)<6$EC-!</ \,CACE<<Y'&#G
M(]L&@"[>6L=]9S6LI<1S(4?8Q4X/7!'(K#_X0C1O[-TO3PMT+;2I5FLT%R_[
MIU^Z<YR<9/7/6NCHH Y?4/A]X>U+7)-7FMYX[J8 7(@N7B2Y Z"15(#?CU[Y
MJUJ/A#2=2U>#5F6XMK^&/R?/L[AX&>/KL;:1E?Y=JWJ* /._$/A&TTG0[+3=
M-T74+S2C?FZO%M+M_M$1PQ#Q9<?QD9VGIGC/(M>&-#DBU$7-D_B6UL3$Z31Z
MM>,^\G&W8C,S*1UW<>G.>.LM[B_.HWZ75K##8Q;#;7 FW-+E<ON7'RX/'4YJ
M&?4[FZTBTO\ 0K>&^6Y:)UWR^6IA8C+@X/13G'>@#-3P%H4>B6>CI'=+8V=P
M+J",74GR2!MP.<Y.&)."<9-2:EX>2&XU#7M.@>YUQK%K:)9KAA'* "50C. -
MQSGCKUKHJ* /)=(\,_Z';VNE67C+2;^&-45I[YEMH6 QD@N59 ?X5!R.,#MZ
MU110!D7/AG3;K7TUMTF2_6 0%XYW0,@)9=R@X;!)(R#@_05#9>#]&L= N]#C
M@D?3;O?YL,TSOG?DM@DY&22>#UYJ;Q1K$WA_PSJ&KP6J736<#3&)I?+W*HR>
M<'^57M/N3>Z;:W94*9X4D*@YQN ./UH PK7P'H=I=Z?=HMX]SIZ-'!-+>2NP
M4X^4DMRHP,#H/2AO >AOH5[HK1W3:?>S&>XB-R_SN6W$YSD9/) -;UM?6UW+
M=102K(]K+Y,P'\#[5;'Y,OYU8H P[CPK87,ERSSWH%W$L-RHN6VS(!C##L<$
MC(P3ZU#<>!]!N=1DO6MI8WEMEM9HH9WCBEC485712 V <#-:NES:A/;.VI6<
M5K,)G54CE\P&,,=K9P.2,'%7: .5N?AYX=N=%T_2V@N%CTXYM)TN9!/"< ?+
M)G<. !CI@#C@5<G\'Z-<^'QHLD$IM1(LV[SW\WS P82>9G<6R.N:WJRO$NK3
M:#X:U'5H;5+EK*W><Q-+Y>Y5!)YP>P]* (_^$7TW^V++5,7'VNRB:&!S<.<*
MWW@03\Q.,DG))JN?!>C>;>;8IDMKV7SKJS29A!,_=F3IS@9 P&[@UKZ9=G4-
M)L[UD"&X@24J#G;N4''ZTZ>^MK:YM;>:55FNG,<*'J[!2YQ^"DT 47\.6$GB
M$:[^_6_6W-JKK,P41$YV[>G7GI5.W\$Z1:6RP6S7D(2\:^1UNGW+,P8,V2>X
M9L@\'/2G:'XBGU7Q#K^E3V:6YTJ6*,.DI?S0Z;P>@QP1QS]:Z"@"EINE6NE)
M.+=6,EQ*9IY7;<\KD ;F/T 'H  !4>N:)9>(M)FTO4DD>SGP)420IN .<$C!
MQFM&B@#'E\,Z?/JNG:G*UR]WIZ,ELYG;Y0P ;(S@Y &<YZ50G\ Z#<VVHP31
M7#KJ,ZW,Y-R^[SEQM=3GY6&!TQTKIZ* .8;PYIOAV>Z\0V-A?7NI):B,HMR\
MDEQMSC.]L,W)&3SC@5)X<LGGU"_\1W>F-87FH+%&(9=OFI%&#MW[21N)9CUZ
M;0>13]&\13ZGXGU_1Y[-(/[*: +(LI?S1(A8'H,< <<]^:Z"@ K@++2)KKXG
M^([R5-3M+>XMK:*"XB#QI+L#>8,XQW7!Z_W3UKOZ* .?U/P5H&JZ#;:+<6(6
MSM2&MA$[(\+#HRL#D'KSGG/.:CD\#:)-X=ET*:.ZELYW#SE[J0R3,"""\F=Q
M^Z._85TE% &1J?ANPUA+!;UKF3[!,MQ 1.RD2+]UB0?F(R>OK1'X;L(M<N=9
M1KE;ZYA$$LGGM@H,X 7.!C)Q@5K,6"DJ 6QP"< FL'PEXAE\2Z7<W<]HMK)!
M>36IC63S!F-MN<X&<X]* (%\!:$NA6^BK'="PM[C[3%%]JD^63=O!SG/WB3C
M.,FK\OAK39M?@UQTF^WQ0B#>L[J'0-N =0<-@DD9'6M>B@ KDY?AQX;FANH&
MM[H07%S]J,2WDJI'+N#%XU#80DCJ/>NLHH QH?"^G6^L3:K";E+R:!;9W$[$
M>6OW5 )P,9//6I]"T&Q\-Z6FFZ:LB6D;,R))*S[2Q+'!8D]23^-:5<_XL\0S
M^&[6PN(K-+E+F^AM'+2E#'YCA=P&#NZ],B@"_KFAZ;XCTF;3-5MEN+27&Y"2
M"".A!'((]169:^!M&M=$O-* O)8+V/RKB2:ZD>61,$;-Y.0N">!@<GUKI**
M,*3PCI<ITDM]J)TG_CS/VA_W?&WGGYOEXYSQ6#XT\+01>&?%-SIEM>7&JZQ;
M>5(B,\GFL%VI\O1<#C/ KNZ* .>T+0;..VTR]E%W)/:VX2!;MF)M\J P"MSG
MC&3DXXS@U/;>%=)MKC59A#)*=6_X_4FD:1)>-O*G@?+QQVJ;Q!K</A_2C>RH
M9&:6."*,'&^21PBC/89(R>PSUJEI^H^)Y/$$EE?Z%:PZ<@)%_%>;A)P"H"%0
MP/4'/X4 2Z;X4TS3&M#%]IE2R!%FEQ.TBVX(Q\@/MP"<D#(!P:SK);CQ-XBM
M-2O]!N-.CTAIA UWL+R2-\FY-I/R;<]>I88Z5TMK?6UZ]PMO*LAMY3#+M_A<
M $C\-PJQ0!@>(O!VC^)Y;6>_BF2ZM2?(NK:9H98P>H#*0<'TINH^"- U308-
M&N;,FUMW\R%EE821R9)WA\[MQ))))YSSFM]RP1BBAGP=H)P"?KVK#\(>(9?$
M^@_VC-:+:O\ :)H#$LF\#RY"GWL#/3TH NZ+H=EH-D;:R$I#-ODEGE:621L8
MRSL22< #VQ4^I:=:ZMIMSIU]$);6YC:*5"2-RD8(R.15JB@#GY/!ND26-A;%
M;G?8/YEK=?:7,\38P2)"23D<$'(P ,8 K3T[2;72Q.8%<RW#^9/-(Q9Y6P!E
MB?0  #H .,5=HH 9+%'/"\,R+)%(I5T89# \$$>E<]H/@70_#=SYVG17(";O
M)BFN9)([?=U\M6)"YSU'/:NDHH YY?!6BH]PJ13+:7,WVB:R$S>0\F02Q3IR
M0"1T/<&K;>'+ ^(7UT&X74'M_LID$S8\K.=H7IUYZ9S6M10!S0\":$-!;1A%
M<?8_M/VI1]IDWQR[M^]7SN4[N>#5O_A%M-_MBUU4?:1>6L!MX7^T.<(>H()Y
M)(!).23WK2OKZVTZSDN[N58H8\;F;U)P!]22!^-8\OB*>+QY;>'6LT\F>QDN
MUN1*2?E95V[<<?>ZY- $3> ]#;0[[1FCN6L+Z9I[B(W+_.['<QSG(R>2 :L7
MWA'3-0U"SOYFO%N[6(P":&ZDC:2(G)1RI!9<C/-;M% ',?\ "OO#1\.SZ$UB
MSZ?/,9S&TSG9(23N3GY#D_PXK1T'PY8>';=XK+[0[2$>9-<SM-(^.@+,2<#)
MP.@R?4UK44 ,EB2>%X95#QR*593T(/!%<]'X%T&/08M&%O.UI#(LL!>YD:2!
ME^X8W)W)M[8( Y]36OJ4VH010'3K.*Y=IT659)?+V1$_,XX.2!V[U=H S]/T
M:UTZ>:Y0RS7<ZJLMQ.Y>1E7.U<]@,G@8&23U)K0ZT44 <]:>"]&L@L,$4PLD
MG^TI8F9C DF[=D)T W?,%^Z#R!FM._TBQU2>QGO+=99+&?[1;D_P2;2N?R8_
MC@]JO'IQ6!X6\0S^(/[8%Q9I:R:=J4ECM24R!]BH=V<#KNZ8H T;72+&SU2^
MU*"!4N[[R_M$@ZOL&U?R%9J^#=)6#5X0+KR]7+&]'VE_WI(VGO\ +D<<8XKH
M*KWU];:;8SWMY*L5O A>1V[ 4 -TZP@TO3K>PMM_V>WC$<8=RQ"@8 R>3@5:
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "O./AQNMO&'CVRNSB_.K&Y ;JT#C]V1ZC%>CUCZKX7TK5[Z&_GADBOX5V1W
M=M,\,H7^[N0@E?8Y% #/%FJOHWAG5+^U5'O[:QGG@0C).U<YQZ [<_A7$:L9
M-+\%^&/$VD74\FI/-9^;(968WRS%5=7&<-G=D?W<<8KT2STFTLDD"+)*THVR
M27$K2NX]"S$G')XZ<GCFJ%AX0T73# +:WE$-M(9;>W>=WB@<YY1"2J]3CCC)
MQB@#C4TF/5?$WQ!L[N[U![>W%NT$?VR4"-FM]V00V>&)('0>E9MN;A/"WP]\
M1F_OI-5N[^RM[B9[ER)(I 59"F=N" .V<\YSDUZ1'X5TF*[U.Z2*X6?5 !>.
M+N7,@ P/XN,#CC'%5SX(T$Z7IVF_9IQ::=*LUI&+R8>4Z_=(._/';/2@#D;/
MP[%XD\5^-].O=2U06]O<6XME2^E7R6: -N'S<X)) .5'I5?PYJESKOASP8NJ
MW,][J,L5R38YQ'>*A*++,Q_A48/0DELX.*UM%\/-=^-?%US?6VI6]M?R0""1
M99(EGC6((P.TCN#UP>>.]=+?^$-#U!M.>6S,;::I2T:VF> Q(0 4!0CY2 !C
MI0!YE+<W[_"R0O?W<4]IXB^RQO'<N2L?VL)L)/WU .!N!Z#BNGM],BM/BE>:
M+%/>&PO]"-Q/&]W(Y,HF";PQ8E6P>Q':MO\ X5]X9%C/9+I[I;3W/VMXH[F5
M!Y@.X$888 /( X![5:O-$LK._E\1V]C<W>KP6;0Q*MVX,J#YA'AFV\D#J.O-
M '%^'YIY;3_A KR>=]4L=1Q<3F5O,DM%/FK-NSGYP4C//5C7J  4 #@#@5SO
MAZTN+S4KKQ'J.E_V=>W4,=ND#LK21Q)EOF*\9+,>,] O?(KHZ .$\2^$#K>O
M3:UX:UF72/$MDJP2R*-T4RX#*LJ=Q@CG]#@8Q)/'&KOX)O\ ^TX(=-U2RU>#
M3=1N(&(C"LZ!I58<C*'&<Y'!&.,=]<>&--N-2GU)?M4%[.%66:WN9(BX48 (
M4X('N.,FG1^&='CT2XT<V*26-R6-Q'*2YF9N69V8EF8GN3G@>E '&ZS9ZIX0
MAUKQ!8:E B?V3*R:;$KLC2H,B<;F., @' P>,\UKZ;H>GSIH&M6^JW(62WVR
MCS2PU'S(\CS,]2""P(Z<]!6EH7@S0O#D,T6GV;;94\MO/E>8^7_<&\G"^PXI
MFA>!O#WAN[-SI=DT3_-L5IWD2+=UV*Q(3/L!0!YX+NZ_X4;:WAO+G[7%JFQ9
MS.WF ?;BF"V<D;>,'M6]>:+'KGQ3UC3+N]U);(Z3;S^5#>R(%D,KC*X/'W1P
M./:MV7X=>&)XKJ&6QE:WN9_M#P&ZE\M9-P<LB[L(21R5QGITK4M_#6EVNN-K
M444XOWA$#2M<RL#&.BE2VW Z].M '$-#Y^L?$ZQGFN)K5+2W*1RSNX3-N[$#
M)X&><=*S[BW%C\'O!]Q:37,$CRZ87\NX<!]YC# C.",=NE>CV_AK2K74M1U"
M.WD-SJ2A;LO/(ZR@#: 59BHP"1P.E41X#\.C1H-(^R3_ &&"598X_MDV59>5
M^;?G"]AG ["@#!NEG\4^,/$VB2W$*?88H$MXW9PR*\>XRIM8?-N)&[J-H'&>
M:VH0:_IUEH\K!?%MO8VLD-_!%)Y<SMOP)T4D[V 1EZYSG'4UU.M^!O#_ (@O
MK>^U"SD:\@3RUGBN)(I"G]UF5@6'UJW+X:TUYK::))K:2V@^S1&UG>(+%_=P
MI (X'4<=J &>$;VRU#PEI=SIT\\]HUNJQR7&?,.WY3OS_%D$'W%8_B?4)'\=
M>%] E9TT^^%S+, Q43M&@*QDCMR6([X':NJL+"UTRQALK*%8;:%=L<:] /Z_
M7O5;5]#T_7(88[^$N8)1-#(CLDD3CHRLI!!^AH \T\0/<Z:GQ#T&&22324T3
M[9#&[%A;.Z.K(I/13M+!>@YQ5BZTI_#\W@G6=+O;\W=]=VUE>127+R)<1/&2
MQV$[5VA<C: !7H$?A[3$LKVU>V\Z.^!6[,[M(TX*[<,S$DC' '0=L5'IWAC3
M-,EMY(4GD:V0QVYN+B2;R%(P0F\G;QQGKCCI0!YYHUOI^E>'?B%=M?3Z6L6K
MW4(NX2SO$"L6-JYY8DX!ZY/6M?1%N+7XH-IPMY+&RN- \]K47)8EUF"AVQPL
MF&()4GZFNDG\$>';IM5,^G[UU7F[0ROL<\98+G"M\H^90#P.:2T\$Z#9:A;Z
MA%:S&\@A,"3R74KN4)SABS$M@@8SG&!C&!0!YO<2W7_"G=3G&H7PN(-<>-)O
MM3[]OVQ4PQ)^8;3C#9KHY5?PW\2;A-/ENI8Y] GNY8)KAY1+-'(NUOF)P<$C
MC KHCX#\.G1I=(-I.;":?[3)#]MF^:3=NW9WY^]SUZ\U?_X1S3/[<AUHQSG4
M(8?LZ2FYE.(^I7;NP<D G(Y- '#Z'IU[K>B>&?$]OKL%O-NAFNKA=[-=!N)(
M7&[;RQP!CY2  !6?</'XJ^&7C36;]I&OHS?1H!(P-LL0(2, '@$ %O[VXYS7
M;Z;\/_#.D:PVIV.G>3.9#*$$SF)'/5EC)V@^X'';%%WX!\.WMUJ-Q):S(=24
MK>1PW4L<<Y(P69%8*6YZXZ\]: -/PW_R*^D?]>4/_H KD_%^G6MW\3?!)FC9
MC)]M1B'9>!#D#@\<^E=O86-OIEA!96B&.W@0)&A<MM4=!DDFJ>K^'M,UV6SE
MU"W:22SD,D#I*\;(2,'E2"01P0>#WH \]GTB#4_$7Q+,\MRODK;O&(9WBVN+
M0$-\I&2".,Y'M3 USK<GPP:[O[X'4;*3[9Y5TZ";_1=V2 >"23\PYYZUWJ>$
M=&CFU25()U?5%"WA%W+^] &T?Q?+@<<8XXJ.+P3H4+:48[>X4Z2I6QQ>3?N0
M1@@?/SQQSGCB@#G-(M;>X\<:GX6NVN)-.TC3[<6<$\[-YF_<7D))RQ'RJ#VQ
MQC-<[]OU,:';P3WERYTSQG'IMO=-*V^6W$J_*[9^;J5.>N*]0U#P[IVI:C!J
M,L<L=] AC2YMYFBDV'DH2I&5SS@YYY%1W?A71KW0#HDUF/L&X.$5V5@X;=O#
M@[MV[G=G).<]: ,!)+E/BSJ]K:SLH;0HIDB=R8Q*97&[;T'09Q7.:=8ZEK6C
M>$3"-4CU3[5G6;I9981+" WF$S*0'!;84VD\'CC-=G-X1LM-6\U31[+SM;^P
MM;Q275U(XEZE1(68[LD\DY/3GBN-TKPA$;2"VT_0/$^C:E%&JBX?4\6\+@?>
MP)2&7/.T)@], = "S)H]OJWC+XB)<R7(2."S95AG>/YA;MAB5()(QQGCVKL/
M =[<:CX!T&\NY6EN);&)I)&.2[;1DD^IJ=?"FD)>:G=K%<"?4U"WCB[E_> #
M _BXP.!C'%7=)TFRT/3(--T^-HK2!=L4;2,^T>@+$G% '->,-0F3Q+X:T82Q
MQ6VHO<>9YI8+*Z("D9((.#N)QGDJ!STKE_%NCW_A[P#XF3^W)6 GM[BU@MY9
M$-FKRJK)DL2R'YL*>!SQ7HNO^'-)\4:=]AU>T6X@#B1/F*LC#HRL""#]#5)O
M WA]_#TFA/9RO82N))5-S+OE8$$%WW;FZ#J>P]* .;U#1XK;XH:98Q7>H+;:
MGI]PU[']LDQ,49"I/.5^\?NXXXZ<5S5[)=6W@+Q);6^H7T2Z9XG6TM&6Y?='
M"9(?D))^9?G;ALUZK)X:TR76+35I([AKZTC,4,INI?E4XR,;L'.!G(.<5R'C
MCPA;P^$=0LM#TZ\GN-2OX;JXC2:23>PE1G<[F(4[5[8S@4 !TV3PQ\4]"CTV
M\OI+36;>Z%]!<7+S#=$JLLHW$X)+ <8'/'6L"UU:XTKP5(D$KP1WWB^6SN9X
MV*M%"]PV\AA]W(&W/;=ZUZA8Z+8P3F^1;B2YDA\H37,KO(D?7:-QRO.">Y(&
M<XJK#X-T"#1[W2!8F2PO9&EGAFFDE#.QR6^9B0<\Y&.>: ,"^@?1/B3H-CIW
MF#3=9M;J.]M-Y,:F)5990,_*Q+;21UR.]9-A)-IKZSX FN+A[ZXNU-C<23,T
MCVDN6+AR<[HE209]0OK7?6>AV>E.UW!'<7-VL/E))<7#2R;!SL5G)P"0,^N!
MG.*R]"AO-9UA?$6JZ*VESQ6QM;>"9U>4!FW.Q*\8.U0!UX;UH PY89/$7BSQ
M'X>,T4<>GP6\5K%(\@9$>/=YJ;6'S;CC=U&T=,\P027\GB#1_"FH:M;ZCY>E
M22&:8,JWDJR[#D!OF957H2>23U (ZO7?!&@>(]0@U#4;-S>0KL6>&=X7*?W2
M4()'L:=K/@KP_KUC9VE[IZ^78X^RM"[1/!@ 81E((& ./84 )X/TN[T72KC3
MKS5O[2:&Y?RV(.Z&,@,L1+$EMH;J3T(K(^*2&3P[IB!V0MK-D-Z]5_>CD>]=
M9IFF6>CV$=C80B*WCSA=Q8DDY)).223R23DTS5]'L-=L&LM1@\Z LK@!BI5E
M.5964@@@]"#0!YYJ<5SX(\9N=#GO)[:[T>\NY[.XN))U66$ I("Y)!8MM//-
M6=&TJ[U*R\,^)+;788<^4]S,ID8WJR !HWRV,[CQQ\I& !TKM[#1++3YI)XU
MEEN)4$;SW$K2R,@Z+N8D@<DX'&23UK*TGP!X:T/4VU#3M/,,I9G5!,YCC8\%
MD0G:IY/('TH \[N;)I/ _CS4&U#4C=:7JUV;)S>RYA*!"N/F^;T^;/'3'-=1
M)=S^(?&4FB74D'EII%O<Q6\Q<"4N7$D@"D9(P@![<XQDUT/_  A&@_V;J.G_
M &:<VNI2M-=QF\F/FNWWB3OR,\9QUIFK>!/#VMQ6*7MG*SV*[+:=+F1)47T\
MP-N(^I- '%^*-$EL_ .C6>IZHVK75IK%M!]JW,I*F=?E;YCD@8&3SQZUNWL
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MZQ]]BLJD_FX_7TJP[K&C.[!549+$X 'K7 2Z;8R_'..62VC9SH!FW$<[UN%
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MF1I;1;I+)6 CM&4%=\8 ^3=@Y]2#[T >DT5Y_J1'_"?> PLC*;FTO!-L<@R
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !56?3K.YOK2^FMT>YM-_P!GD/6/>,-CZCBK5% %6TTZSL9KN6U@2)[N
M7SYV7^-]H7<?P45GP^$]$@L]2M%LMUOJ;,]Y')*[B9F&&8[F/)]1SP/2MJB@
M##C\'Z'#+ITL=FZR:=N^RL+B7,>1@G[W)(X).<CCI4L/A?1H6U)A9A_[2_X_
M%ED>19N,?,&)'3CZ5KT4 96F^&]+TF2*2U@DWPQF*$S7$DWE(<95-[':.!P,
M=!Z"J%SX!\,7DE^]QI:O]O?S+E/.D"._&6"[MJL<<D $\YZFNDHH R)?#&BS
MW]C?26"&YL4\NW<,PVKD':0#AAD X.>>:U9(TFB>*1 \;J596&00>H-.HH Y
MY/ WAV/3;;3TT]EM;:99X8UN)1L=?NMG=GCMZ=L5>C\/:9'K,FKB!S?20^0\
MK3.VZ/\ ND$XQR3T[UGR^(+R/XA6WAXVT M)M/DNQ,')<LKJN,8P!\Q]?PKH
MZ .=T;P)X9\/ZB]_I>E1VUPQ8@AW94SUV*253/\ L@5O3P)<P/#)OV.,'8Y0
MX]B""/PJ2B@##C\(:#%X<D\/+8 Z3(NTVK2NR@9W<9.5YYXQSS26?@W0+"^A
MOK>Q(NX8C"D[S2.^TG)RS,23TY.3P.>!6[10!@CP9H T:ZTC[$YT^ZD,L\!N
M)2'8G))^;/)Y/KWK:MX$MK>."+=Y<:A5W.6./J22?QJ2FR%Q&QC56?!VAC@$
M^YP<?E0!G6>@:;8:M>:I;0NE[>;?M$AF=O,VC"Y!..!P...U5AX/T,07\(M)
M/+OY5GN1]IES)("&#YW9# JO(QT%1>"O$%SXF\,Q:G=P103O//$T<1)4;)60
M<GKPM=#0!C2^%-'N+6\MI[:69+Q%CN&EN96>5!G"ERV[;R?ESCD^M(?">BF\
ML+S[+(+G3XO)MI1<2!HT_NYW<CZYK:HH QK?PMH]K-')';28CG-Q'&]Q(\:2
M$DEPC,5!R2<@=3FM2ZM8+VTFM;F)9;>9#')&XR'4C!!]B*EI"0JEF(  R2>U
M '.6O@+PS9R6,D.EJ)+#/V9VFD9HP1C&2Q)' P#P.V*E/@K0#I5YI9LG-E>2
MF:XA-S*1(Y.23\W<\GUJCXC\8M8>%+;7M'BM[NVFN8H@\CD J\HCW* .>N>H
MXKK: ,._\(:)J5S9W5U:2&ZLT\N&XCN98Y0G]TNK!F'L215K1O#^E>'K>6#2
MK-+6*61I7523EB<D\D_E6E10!F7>@:;?:O::K<0NU[:!A;RB9U\L-][ !QSW
MXY[U3UWP3X=\27L%[JNFI/=0+M299'C;;_=)0C(Z\'(Y-;]% %*ZT?3KW2&T
MFXLXGT\H(_L^W";1C  '0# _*GOIMG)J<.HM;H;R")X8Y>ZHQ4L/Q*K_ ))J
MU10!AWW@_0-2U274KO3DENIHO)F8NP65!T#*#M;'8D$CM3(/!7A^V.FF"Q:,
MZ8"+,K<2#RLC!Q\W.1P<YR..E;]% &+J7A/1=6U6'5+NS/VZ)/+6>*:2)BG7
M:Q1AN7V;(J*V\%>'[.QMK.TL#;PVTS3P^3/(C(Y!!(8,#R&/?')K?K$\7ZS=
M>'O">I:O9V\,\MI"TVR5RJD 9/0'/TX^M &C8:;::9 T-I%L5W:1R6+,[GJS
M,22Q]R:KZIH.FZQ+;37D#-/:L6@GBE>*2,D8.UT(8 CJ,X/>K5C.UU86UPX
M:6)7('0$@&HK)M3:[OA?1VJVXE M#"S%FCVC)?(P#G/3M0! _AW2I-'GTEK8
M_8I]QF02N#*6^\78'<Q/?).>]6]/T^VTNQBLK1&2WA4)&C2,^U0,  L2< #I
M5FB@#-U+0--U:YMKF[@;[3;9\F>&5XI$!Z@.A!P>XS@U9L;"UTVU%M9PB*(,
M6(!)+,3DL2>22222>344.IP7LM_;6,D<MS9,(Y 3\JR%0P4D>Q&?K4FF-?MI
MENVJ);I?%!YZV[$QAN^TGG'UH JIX<TA-+MM,6PA%E;3+/#"!PCJ^\,/^!<T
M[4]!T[5[BTGOH7DELY/-MV69T\M_[PVD<^]:5% &5%X;TF+4+^^%KNN-001W
M9DE=UF4 @!E8D$ $@<=":IZ)X&\.>'))I-)TT6SRJ4++-(Q53R0A+'8,_P!W
M'0>E=#10!C6OA31;/1+C1H+,KIUQN\R S2,#N.3C+9&3R<4-X5TB2"YBE@FF
M%S!]GE::ZE=VBY^3>S%@IR<@'![ULT4 8I\)Z*5TU3;2XTS'V,?:9?W.!@8^
M;TXY[<=*I:WX<M8-+\17>FV,TFJ:I:/%)MF8F9MA5,AFVC&<#I@5T]43J<#Z
MC<:;;NDE_# LS1%L!0Q(7<1G&2I[=J ,'P=X9MK'PYH1O+*>._L;6-#%<3M(
ML,H0*Y1=Q0'[PRO8GUK=L=%T_3;Z_O;2W$=QJ$BRW+[F/F,!M!P3@<>F*S?!
M.OW'B?PI:ZM=P103S23(T<1)5=DKH,$]>%%=#0 54MM,LK.">"WMHTBN)9)9
M5 X=W)+D_4FK=8OB3Q);>&[*"22*2XNKJ=;:TM8L;YY6Z*,\ =R3P!0!HVNG
MVMEID.G6L?DVL,0AC1&(V(!@ '.>G?.:R!X(\/C18]'%BXT^.7SD@^TR[5?=
MNS][^]S]>:BU+5?$FDZ1/J,NEV-R(D+O;V]P^Y .I!*X?'4\+P.,]*Z6@#G=
M8\"^&]?OH+[4],6>ZA3RUF\UT8K_ '6*L-X]FS5Z3PYI4FJ6FI&V*W=I&8K=
MTE=!&AZJ%!"XX'&.PK4HH SM*T+3M%:Z:PA>(W<QGGS,[[Y#U8[B>3QS[4FK
MZ#IFNK;KJ5J)_LTOG0G>RE&QC(*D'H2".AK2HH QX_"^D0W=_=16\B37Z*ER
MRW$@\Q5&%'#<8' QC Z55/@7PV;?3H/[.PFG;OLF)Y 8@W50=V2I_NGCVKHJ
M* .?7P/X:72[W3%TF%;.]E\Z>)68!GW;@0<Y7!Y 7 ':MNUMH;.VCM[= D48
MPJY)_4\D^YZU+6-XJU34=&T"?4-+L(;V>'#M%+.(AL'WCN(ZX[4 %WX5T:\O
M[B^EM76>Y01W!AGDB$ZC@"158!^./F!XXZ4NM^%=#\16$%EJFGQS06[!H I,
M9B(X&QE(*_@:U()#+!'(T;1LZABC=5R.AJ2@#%F\):#/X>.@2Z9"^F'K V3S
MG.[=G.[/.[.<]Z73_"FAZ9H]QI5KIZ"RN5*SI(S2&4$8(9F)8\<<FMFJFHZG
M::5;+/>2B-'ECA3/5G=@J@>I)(H Q[7P'X;LY;&6'3CYMCN%M))<2.\88 $!
MF8G&!@ ].<8R:MV?A;1['3K[3[>T9;2_+FYB::1Q(7!#GEC@G)R151?$%Y_P
ML4^''MH%M#I9ODF#DN2)53!&  .3Z]JZ.@#&7PSI<4,P6VDF9[9K7_2+F20B
M)NJ!F8E0<#./0>@IWAC0H?#6@0:5;@+#$SLB!F81AG+; 6Y(&<9/7%:]% &9
MJ'A[2M4U&TU"]LUENK0,(9-S J#C(." PX'!R*J#P;H0L=0LOLDGV;49&ENX
MS<RD3.WWBWS=3@9]<5O5SGCCQ!>>%_"MSJ]E;07#P-&&69R  SJF1@<_>Z9%
M #M6\#^'-<M;*WU'3O/6R&VV?SI%DC'H'#!L>V:V;*RMM-LH;.S@2"VA7;'&
M@P%%6** ,+7_  =H'BB6WEU?3EN)K?/E2K(\;J#VW(0<>V<5+-X6T:<:<&L]
MJZ:0;-8I7C$)QC("D#..,UL44 9*>&M+BO[^^CAF6ZOU"W,BW,H,@ P/XN,
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M[Z&^U73$GNH5VI,LCQMM_NDH1N'L<CFN@HH 9##%;P1P0QK'%&H1$08"J!@
M#L*?110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MFADB8/&ZAE88Z$'K5/0?"^B>&()(=%TZ*T24@OLR2V.F223@<X';-:Y&1@T
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MFFFT;2H+2288=TR3C.< DG SV'%-L_!7AO3];DUFTT>VAU"1BYE4'ACU8+G
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M7MG;F.YNR&N)/,8F4CH6R>2.@]!5&T\$>&;'77UNUT:VBU%V+F90>&/5@N<
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M&,L7R<_="XY!  Z5JZ+X:TC4_B1XR^V68G%I>6-Q;JSMB.3R0^X8/7/]?4T
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M$!5F4<?*Q !_VL5QTJVR? :0.(E>'5V2+. 4/V[HOH=N>G:@#W"BBD95=2K
M%2,$$<$4 <FVOZWJMYJB>'H;!UTN^6TEBNPP,YVJSE7!PF ^!E6SM/K76!E)
MP&!XSP:\N\-Z+I7V7X@[=/M4:/4;F)&2)5*)Y$9V@CD#/85C&QM="^#>D:_9
MPM%>75I96U_>H[;Q:LZ;^<\#'RY[ ^U 'M2LK9VL#@X.#T-&]0<;AG..O>N
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M6^DO%TZ$322B=\ A6D'1RGW2_P#M8S[U,=#TTZP-7-HG]HA/+%QD[]G]W/\
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M!FK8N(&=$$T99P2JAAEL=<53MM;L+S6;W2H)U>ZLEC:=00=I?=A?KA<D>A%
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M">8^^1B2S2-@#+,<EC@ 9)Z 5:IL<D<T8DB=71N0RG(/XTKNL:%W8*JC)).
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M'\Q2/+'&</(JG:6Y..!U/TIOVF#;&WGQ[93B,[QA_IZT 9/_  B'A_\ LO\
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M3TW=<4 >=^'['0]:L?"FMP:Y"MQ 4\M;:-%FE=EQ)%(<EFSR6SZ%CZU/\/\
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M\#_$^P@MHDM+6^,EO"J#9"3%&24'\/)/3UKV'2XK2#3H8K..&.)5'R0J H)
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MB,LHX)+$C)ZX-<QI&E16GP+N]:T>QB&MPPWJ0W4:?O8XS.X8*>HP@. .GXT
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MUYHNEZA'!'>:=:SI;_ZD20JWE\8^7CCCCBL7P5XF76O"^BSZC>VHU6^M1.8
MZJS=<E4SG'%;MUJFGV4\4%W?VMO-*<1QRS*C.?8$\T ,N-%TJ[M(;6YTRRFM
MH,>5#) K)'CIM!&!^%*FCZ9'?B_33K-;P+L%PL"B0+Z;L9Q[4^^O[33X/,N[
MVVM WRH]PX5<X]R,_3-<]X'\076L>'+N_P!6N+<M!?7,)EC7RX]D;E0>2<#
M[D_6@#JZJC3; :D=2%E;B^*>6;GRE\PK_=W8SCVI;;4;*\!-K>6\X!()BE5L
M$=1P:HZ3>-!H\<NJ:Q8W;F5T^U1;8XV)<A5')&1PO7J* )[;0M(L[QKRVTRS
MAN68L98X%5B3U.0.I[^M:%5[;4+*]DFCM;NWG>!MDJQ2!C&WHP!X/UI@U73C
M<M;"_M3.N=T7G+N&.N1G- "WNFV&I"(7UE;W0A<21B>)7V..C#(X/O4']@:,
M'N6_LBPW70Q<'[,F9A_M\?-^-:-5+?5-/N[F2VMKZUFGC^_%',K,G..0#D4
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M5CJ5F%NSBW)G7$Q_V.?F_"HIWN1X@M$34K6.V,,F^S9 996R,,ISD <YX[T
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M:1S796EE:6$)AL[6&VB+%BD,81<GJ<#O41TG36O?MIT^T-WG/GF%=^?][&:
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M+U=8^*ATPN;Q=-LM@C/S_P"JDSC'.<9Q6EI#^%=:U+P]K=AX@FN[JUA<6MK
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MO)4BMGCD!64LP7((XP,Y)[8J_<>(M%M8EEGU6SCC:/S0[3*%V?WLYQC@\]*
M)SI6G-&D9T^U*)DJIA7"YZX&.*>^GV4DLDKV=NTDJ>7([1*2Z?W2<<CVJP""
M 0<@U0O]=TG2I%CU#4K6U=L<32A>"< G/0$\9H F.FV!E64V5MYB@!7\I<@
M8 !QZ4L6G64,<D<5G;QI*,2*D2@./0C'-1_VQIG]IC3/[1M/MY7>+7SE\W;Z
M[<YQ[UFZYJ]F^F74=KXFL]+GBF2-[EFCD\IL@E"K'&YAD8//.: -BUL[6Q@$
M%G;0V\(.1'"@11^ XIMKI]E8F0V=G;VYE.Z0PQ*F\^IP.33-0U.RTV-?M=[!
M;-(#Y9E8#.!R0.^.IKF_ ?B&?4_"UWJ6K:C#,L-]<Q"Z.Q$\M)"JGCC& .:
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M&\NX8 X)7S' R!U(]AD9/:@"9K:![A+AH8VF0$)(5!90>H!ZBGB-!(9 B[R
MI;') S@9_$_G5236--AL(KZ2_MUM)@#%-Y@VR C(VGOQSQ1'J^FRZ6-3CU"U
M:P*[OM(E4QXSC.[..O% %N.-(D"1HJ*.BJ,"J\&FV%K<R7-O96T4\O\ K)8X
ME5G^I R:Y;1_$<^I?$K4M,AU**ZTR+3HYTCC5?W4AD92">N< <'UZ5O>)/$-
MCX6T&ZU?4) L,"$A>\C8X4>YH U::\:2;=Z*VT[AD9P?6LH>*=!$,$DFLZ>G
MG(TB W*<A02Q'/0 ')[8I9/$^A16L-R^L60@FB\Z.3SEVM'_ '\Y^[[]* -0
M1H)&D"*'8!2V.2!G S[9/YFH)=/LKB[BNYK.WDN8O]7,\2ET^C$9%13ZWI5K
M)!'<:E:1/<(7A5YE!D4*6+#GD  G/3 IEGK^CZAITFHV>J6<]E$2LEQ',K(A
M'4$YP.H_.@"Q=Z?97XC%Y9V]SY;;D\Z)7VGU&1P:66PLYIUFEM())5QMD>,%
MACI@U#!K6EW,-Q-#J%LT=L,SL)!B+C/S_P!WCGFEL-8TW4WECL;ZWN'BP9$C
MD!90>A(Z@'L>] "G2--8.#IUH1)]_,*_-]>.:FMK2VLH1#:6\4$0.0D2!5S]
M!52/7M(FOOL,>IVC77S8B$R[CM^]@9YQW].]9%AXTT;7K36%L=7MK8V<DD N
M'D7Y=JKF7:W\(9L9/!Q[T :WB"SN=2\.ZC86@B\^ZMI($,KE5!92N20">,^E
M4_"F@)H>A:?;SV=DFH6]K';S3VZY\S8H7.XJ"<XS@U:LM0M[3P]8W5[J\%RC
M0Q_Z>=L:W!(&& ''S=0!Z\5(FO:0^G2:BNIV?V*,E9+@S*$0CJ"<X!'H: )X
M=/LK>1I(+2WB=QAF2,*6'N0*6"QL[4.+>U@A#_?$<87=]<=:JVOB'1KW4?[/
MM=5LYKWRQ+]GCF4OL(!SMSG&"/SK2H JVNFV%C')':65M;I)RZPQ*@;Z@#FG
MV]E:6>[[-:PP;OO>5&%S]<55MM?TB\O!9VVIVDMPP8K&DH);:<-CUP>N.E5[
MCQ;X<M49Y]=TV-5F\AF:Z0 28!V]>N"./>@#9J*.V@B>5XX(T>4YD94 +GU/
MK45YJ-GI\227=U% CG:A=@-QQG ]3CL*YKP#KMWKJ>('N;^.^BM=7DM[:6)5
M"^4(XRH&WK]X\\]: .FM-.L=/W_8K*WMO,.7\F)4W'U.!S5FJMWJ=A8201WE
M[;V\D[B.%99 ID8]E!ZGZ5GCQ?X;:RN+Q=>TTVUNXCFE%RA5&/0$YZG!QZT
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M1*N%R3@8'3))Q[URO@;QA;:IX:T)-5U>T;7+ZV\TP-(B22')Y"#'8=AVKLZ
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M<BY,$1G"[1+L&X#TSUQ2&UMV<NT$1<]6*#)H \1LC80_ [PW.AMTD&LPOO&
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MH1L^6X'*GT/MUKJX+2VM=_V>WBAWG+>6@7<?4XZU)'%'$NV-%1<DX48&3UH
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MC&U("L>@;/&#S7>Z!H;:7-J=[<,C7NIW(N)Q'G8A"*@5<\D +U/<FM2*SM8
MHAMH8]A)79&!@GKC'K0!YE97%WHVK:<VGWEMK7AV_P!8>-;:48NM/N'=RY4C
M[RJQ<G/(!].:L>'[RRCA^(=A<3PK<?VG=S- [#<(S"F'(_N^_2O14LK6.X-P
MEM"LQ&#(L8#$>F>M/:WA8N6AC)DQO)4?-CIGUH \AOKJW3X">%R\\:C?IPR7
M'594)_+!S]*Z?Q7-;K\2_ +&2(,9KW!R,D&W('ZXKM39VI4*;:$J.0-@P*#:
M6Q*DV\65&%^0<?2@#R[1-7\//IWB/PQXN,9U!M5G>:RFR)+P-(&B,8'+\!
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M6!SD^6N:VZ;'&D2!(T5%'0*,"G4 %%%% !1110 4444 %%%% !1110 4444
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M?$<42%F.F7 55')_=MP!7#W^K:3?P?#0I>6LT2W<88EP5RMN1W]&('L>.HH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MI'C+4KJ#Q[XAGGMC8Z.9+73YA;*&8IN)!/5@3LP,X^:@#U>BO%+'Q]XTGMO
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M :W^0J,-G)QNR!QT'7%:5CX1CB\7?\)/>W$<^I"R%F&B@\I2N<EF&XY;H,\
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M_D[E9@27^9MQ^48Z 9/'-=!10!E^(M!L_$V@7>CWX?[/<IM8H<,I!!5@?4$
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M?9C0!QWAKQ-JVK:/=Z=-JD_]M+JBV\4S01*WV=QYJ2!-N #"&;D=1VK9AO\
M5)_B+JVA2:E(+)=*BN(?+B0/$[.RE@2IR?E[\>U:\?ABPB\72>)$4K=O9K:%
M1PN Q(;'][!QGTID/APP^,KGQ%]M9GGM5M&@\L;0BL6&#G.<D_X4 >6QK=/^
MS_87,U]/<RW%Y;N!/M(1OM@R<@!CD\G)/X5VT6L:IHGCR^TW4=3?4+ Z,^J
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MZZ6S2?3GLIG>1)(C$[L1N8$8)..] 'DLL-ROPS^'3"]DEEEU/3&C,ZJ1$2O
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M:4+@S2@99O4@8'X#% 'FPU'5->^"WB"ZO]1E-U''J"-+%'&OF)&9%"D;2 ,
M=,'WKL_!UO);^$=*$EW-<EK2%@90@V#RU^4;5' ]\GWK.M?!'V3P;J'AM=4D
M:"^,^^8PKO43%BX'..K''''O70:/8/I>D6M@\_GBVB6%9"FTE5  S[\4 >;Z
M9#=?V7\2Y)]4O+D1W%U%LF\LAL6R8)PH(P.  0,#I4FB7VLZ-9_#QO[4,UAJ
M=O#:2V1@0(@^S;D96QOW#;SDD'T%=,W@D++XA^SZM<Q6^M[FE@\M&6-W0(S
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M%#Y^98RVUCLV[05[*#SU'>33/$.IZQX9\(7MQJ0@-_ S7<-LG^DW3A./+ !
M&<LQX XY H ]#HKR6;Q1XB;X;37\>I21:A::V; R211EI(_M(C < 8S@\E<=
M.M;VH7&KZ#KNB:;?ZY<3Z=J5U<--?2QQQF+$8,<&Y0  6W$'@G& : .TOKHV
M6GW%TMO-<F&-I!# NZ23 SM4=R>@I]K,;FTAG,4D)E17,<HPZ9&<,.Q'0UYQ
M;ZKXB/@OQGJ?]M3L-.>Z73+CR8B)(XDW*V=GS<Y4GH=O%6+K5-<EU3P%;V^L
M2P1ZM:2F[Q#&VYEMP^X9'WLD^HSC@XP0#T2BN0\$W^H27_B/2=0OI;[^S+\1
M07$RJ)&C:-7 ;: "02><"K.M:M.WB_2/#D%PUJMW!/=33)C>RQ[0$4D$#);)
M.,X7C&<T =-535-0CTK2[K4)8Y9(K:-I76)=S%0,G R.U<M>_P!O:/HQAO?$
M5O\ -JBK'<&+,[6C'B)0%.Z8\J"%Y'/7FLZQU?4+RP\?:;>27#Q:?&1;_:@O
MFJDEOOVL5X/)XSS@\T = WC6P6R\.79M;OR]>:);8A%PAD3>H<YXXSTSTKI:
M\I?_ )$OX3_]?EA_Z3/7JU %#5]8M-%M%N+LN?,D6&*.-=SRR,<*BCN3_B3@
M"JEGXD@N=8CTF>QOK*^DA>=8[B(89%*@D.I9#RPX!SSR*J^-?#H\2Z3;VL6H
MMIVH07*W-A<KR4G0,1Q_$,;LCT^E8'A[Q/K,/BNS\.>--+AAU>2*7[!J5J<P
MW2@ N /X6PH)'MT'&0#MM/U!K][Q6L;NU^S7#0 W"!1,  =Z<G*'/!]C5VO+
M+CQ!K\?@7QY>+K$OVS2=3N(K6?RH\K&B1D+C;C^(\XS6A>7&OVGBWPS:IXAN
M&BUR"=9T:"(K"4C#AHAMR#U'S%ASSGI0!WE[<FSL;BY$$UP88VD$,*[GDP,[
M5'<GH*R-0\56VF1:(]U97J-JT\5M&AC ,,D@R%DYX(P<XSTKE8-7UNUT/QY9
MG6)YKG0R[V=[+'&9,>0)0K#;M.#QG'2D\07,U[X:^'-U<2&2>?5M.DD<]69H
MF)/YF@#TFBO-?&NNZOIEKXFO+/5I&GT]8Y+6"S162W4*"WGEA@LQ)^7).W!
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MA;*J"<@?J:R-.U+Q9X@T71_$.E2.K7$JSS032Q"V-N2=R  ;@P'1LYR#GC@
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MS@@^O-<CXFO[WQ5\$=3\2R:A/$MT&DCM$"^4D(FVA#QDG R6SG=[<4 >Q Y
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M,#N.37(ZWJ]_JWP9\4C49)))K+5'LU>4*)"B7,87?M^4L <$CKB@#V*BBB@
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M4-=T;5M+NO$%]?Z1>6WDI=S626\HW!E=4^4;EVD?,5ZG@GG&H/!J"[\.W/\
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M9QQ5[Q3(D7A/5VD8*#9RJ,GJ2A 'U)K7J.>1H8'D6)Y64$B./&YO89(&?J:
M.%\%Z"NI^"O"QOK^2YM[&""9+4HJ[)E08#D#)V'H..0,YQ6Y'X/M/[9UV_N+
MF:YCUJ%(+JVD5?+V(I50,#(X8YY[U=\-:];^)_#UGK5K%+%!=*61)<;@ Q'.
M"1VK5H Y/P[X'_X1^2%&U[5+^QM?^/.SNG4I#Q@<@ M@<#)P/3(!&?+\,+9M
M&U+0K?6]1MM#O7,GV!!&5A);<0C%2P7/.,]?QSWE% 'E_B1DC\7^7>:]K>CF
MVLHX+>[6T6:*[R2S'_5E0P.T'&"<>@%:\/AJ;Q7X8GL-=U*]NHEN5GT_4&@%
MK<H5 (<* ,$,6 )4$CMT)[FB@#EXO!,%QHE[INN:E>ZR;R+R9)KHJ&5.H"!0
M O.#GJ2!DG Q5A\!2B?1IKOQ+JETVCR%[4NL(."NS#'9\W!P2>?I7944 9^N
M:1!KVA7VDW.1#>0-"Q'5<C&1[CK^%8::$GB/P;#H.NI+%>6BQH\L1VLLL?W9
MHFQWQN!]R#R"*ZRB@##MO#S+J$>I7VH2WFH0V[6]O,\:*(5;!9@H&-S;5R?;
M  YR[PMX<C\*Z*FE07D]S!&[NC3A=PW,6(^4#NQJ7Q'KD7AK0+O6)[:>XAM4
M,DB0;=V!W^8@5HV\PN+:*=00)$#@'MD9H Q]=\-IKE]I5T][/;MIMQ]IB6-5
M(9\%?FR#Q@GIBJ4UC:>$K_7?%MU>7LRWBP_:(8X!)M"?(FU57=P&YZ^O:MO5
M]6M=$TY[V[+>6K*BJHRSNS!54>Y8@?C4&DZO-J-U?6MQI5Y8RVCJ"9U!CE##
M(:-P2&]^X/6@#*\)Z7:)?ZUXDAM)+7^UYUD594*-Y:(%#%3RI8[FQP<%<\US
M?@_3FUEO&EJNJRP6UYK5SYD4:KN>)E0;T8C(#<C=R..,'FO3JKWUV+&PGNS#
M),(4+F.+&Y@!DXR0/UH Q+KP?9G4=-U'3)GTV\T^W^R1/"H96@_YY.IZJ, C
MH0>]1WG@?3[[PWJ>CS3W&[4YOM%S=@J)6E#*5;I@8V* ,8P/QK3T77K76O#]
MAK*!H(+V-'C64@,-_"@]LY(K4H YP^$R^O:9K$VKWDUUI\,D*^8L>)!)C>6P
MHY.!C& ,53_X5[ITVCZWI=[=75S;ZO=M>RD[5:*8X.Z,J.,%5QG/3O77T4 <
MSI?@Y;>SN+?6-7O]<$T#6N;UEPL3<,H"@9)P,L<G@=*B\/>"!H/DPOKFIW]C
M:@K9VERZ[(!@@<JH+8!P,G [#I75T4 <+!\,K>#3-,T]=>U7[-I=XMU8KF+]
MSC=\OW/F^\>6R1VQSG47P38#4-;FDN;J6SU@?Z58N5\HL4"%LXW9*C^]C//I
MC=NKZ.VBN&56GE@C\UH(B-Y4YQ@$@<[3U/8U5\.ZW!XC\/V6L6T4D4-W'YB)
M)C<!GOCB@#'\.^"?[!>%)=>U34;2U!6SMKMU*0C!'4*"Q ) R< =JS9/A?;'
M0KWP_!KFI0:'<R>8ED@C(@.\.0C%2VW(X&>/?OWM(3@$XS["@#E]:TB37M4T
M6Q=I)+/2[I+ZYGD !DD0'RTX !.YMQP,#:!WK>U33H-8TF\TRZW?9[N!X)-A
MP=K @X/K@U1\.^(H/$<-_)#;3VYLKV2RD2?;NWIC=]TD8R?6MF@#C[3P"MO>
M:%=S:]JEQ/HZ/% 7\L!HF4+L("#LHY^\?7IBW!X00'2DO=1GO8=*F\^T65$#
MAPI5=S <@!C@<=!DG%=+10!GZYHMEXAT6[TG48S):72;)%!P?4$'L00"/<5E
M:+X1.G0M%J6LW^M((C!$M\4*I&1@C"@;B1P6;)QQQDYZ6JFIWZZ7IMQ?20RS
M1V\;2.L0!;:!DD D9X% '/V7@6WM=.M=(DU"ZN=&M)EF@LY0IQM;<B,^,LBM
M@@'T )(XJ]%X:$/BN\\0I?S_ &BYMEMFB*IL55)*XXSD$D]:HIX^L/[!@UZ?
M3M3@TB9!(+QHD950]&949F ]\<5U$,T5Q!'/#(LD4BAT=3D,I&00?2@#C4^'
M%M%H-GID6L7Z/8WYU"UN@(]\<I+$\;=K [VX([U;@\"6D=QK\DVI:A<IKD A
MNTE9,$^7Y98848.WMT'8=,=510!QMW\/+>[T/2[)]9U);[2F#66I(R+-#A0N
MT84*5*@ C'/<U+?>!4U/PY+I-[K6H323RQRW%Z^PRR%&#*!\NU5! X ]>Y)/
M6T4 <]K/A8:OJ&DZDNJ7=GJ&F^8([B!4.]9  X*LI7G:.W%94OPVLY-!UC1O
M[7U$6NJ7ANY<E&9&+!R%)7NRCDY/'UKMJ* &1*R1*KN9& P7( S[\4^BB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *\\M
M[(K\:-4E-[>832()MH<<CSI#LZ?=]OUKT.L.+PS%#XLG\1"_O#<SP+;-"?+\
MKRU8L !LSU)YSWH XI==UC4OA7+XZM=2EAOT66\2WR# (D=AY)3O\JX+?>SS
MD=*L276L^(O&Z:=;Z]?:;97GA^/4%CB2/=#(TF, E?IG.3UP1FMZ+P%I\%G=
MZ;#>7B:+=S&:7304\K+'+*IV[E1CU4'N<8!(K0'AF!?%H\1+>72W M!9^0-G
ME>4&W8QMSUYSF@"77YKBR\+W\L&HP6=Q%;,5O;H#9&P'WV'3WZ?AVKE]"U6^
M3XB1Z5YVH/I\^C&[Q?8W-*LJKYB@_,H(;[IQTZ"NLU_0[3Q)H5YH]]YGV:Z3
M8YC;:PY!!!]00#659^"X;;7[/6Y=8U6ZOK>V-JSS2IB9"P8!@J@<$#IC/?/-
M %'XM_\ ),=7^L'_ *.CJ:34Y]9^(%[X=^TSVUI86$<["!]CRR2,0#N'.U0!
MP.I;G.*V/$WAZW\4Z%-I%W<7$%O,5,C6Y4,=K!@,LI[@57O?"T-SK-KK4%]=
M6NJ00&V:YB"$SQ$YVNI4J1GD8 P: .2LO$.K3:3?Z=?:N(9M,UX:>]V(LS7D
M'#!$"C_6LI X'8GCJ(7UW6H]$^(4,=]>VSZ,@FLFF,<DT0-N)-C-\P(S[DX/
M6NIO? >FW>FV]LEU>V]S!?\ ]HK?1.OG&X.<NV5*G()&-N,8   J%_A[8O\
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M&83W.W?@G(4[0!QTZ5CW?@BTO+#3[634]2#65XE^)_,1I)IUZ,Y93GTP,#
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MWLM[ID!>"9E,2L5!W 8SNYP3GGK0!O:OK,.D_8XV0RW-[.+>VA!QO?:6Y/8
M*23[=S@4:)J=QJEI+)=:9<Z=/%,T+PSX.XK_ !(PX93G@UR7CJP6X\:>"R;B
MY3S+Z5"(YF4+B!SD8Z'WJQIMQ-XG\1>)=.DOKVVATEXK2W%O.T;AC'N,K$?>
M))X#9&%Z<F@#MZ*\AA\1^(-7T+PA++JL]K=3:T^F7CP*H6<)Y@+XQU.P?[.<
M\'I6ZHU%/$G_  B,>H7=['::<+LS7-^T$\IDE< EXT)(0*!V'S<YXH ]!K$\
M6>(X_"GAVYUF:SGNHH-NY(2H(R0H)W$<9(Z9/M7*VU[X@L;[PUX5U[4XI+F\
MDNC/=6LIWR1Q*&2,MM4AR'&2 #A>#SFJ_C[3KS2_AAXJM[K5GOXFDCEM4ER9
M((FD3",Q)+\AL$\T >FT5Q\VHRZQ\1;KP[)//!9V6G)<E8)6B>:1W(SN4AMJ
M@= >K'.<"L&VUGQ/+H>N:? )M2NM&U@6Y9)!'/=6HPY4-P/,"G&1@D#UYH ]
M.HKR?5O$J3?#/Q#JNB:KJD5U:749$-VSK<63$Q*T3AB21]X\Y^\>>*ZC4;N\
MB^*.DV$5Y/':W>FW+RQ!LKO0H%8 Y (W&@#L**\ETK4=9M? VI^+KG7=0N[C
M2WOUCM79?)EVNRIY@ R<$ \$8 QCUZ6QT_Q)'K>D:E#J,!TUT*WZ3:@\XN=R
MC8\:F,*C9YPN 0<8H [6BN<\:3:M;:/!-I-K-=E+E&NK:WE\N:6  [A&>#NS
MM. 02 0*YRWU^TU'PUY^G>(+V&*35XX9(+E'-V@PNZT ^\'.#ANP).>": .\
MU*]_L[3;F]\B6<01M(8HMNY@!DXW$#]:@T'5H]>\/V&KQ1-%'>0).L;')4,,
MX-<;HNH7TS^/-,NFNOL]B%^SQ74HEDB62WWE2^3D9Y')QGK5#0=4O$\-_#[0
M;4JHU#3&EDS<- 7$4:?('521G?GC!^7KUH ]2HKG/"EEKNG?VA;:S>P7,7G^
M99 3M-+%$W\#LRJ6P0<$Y/7GBLB]_M"\^*LNC_VS?0Z?)HGVDPPLJ[7\[;E3
MC(X'7KUP10!W5%>,SZAKL7POU773XAU%K[1+V:&W.Y0LJQS[1YHQ^\)'!SZ#
MC.2>P\37$\NM7=O%J-VYCTPR1V-BYB>!R6_?R.& QP %.<X;"GF@#MJ*\NN-
M8U?_ (0'PIXRDOKID@2"35X8F*K/"PP[[1W4D-QC(SGBNST:9M3UK4]3CN9'
ML%*VMN@D)C8I_K) .GWCL_[9GU- &]17(ZGJDUY\1;+PN9I;>T.FR7\K0N8V
MF82!%0,,$ 99C@@GCMG/+W/BW5M"E\1:%)>/)]CU.QMK74)@&>&&ZP3N)X8H
M-V"<YR,YH ]6HKB]=-_X.L]:UVWU26YLXM,=XM/NG:4_:$Y\P.S$A<$ J.._
M%6;'2;UY=&U2+Q#</;RVY%]'*Y9;LN@VLG($1#<C8!P<4 =717DD^N:LOP<U
M35!J=U]OM-2DBBN/,.X*+H1@'U&TXYK:U6#5-5^)UUH<?B'4K*QDT1;H+;,B
MM')YQ7*G;Z*.N3VS@T >@T5D>))Y+'PIJ$L>J1V$L5LVV^N%W"(XQO([GVQU
M[=JY31[R]/Q";13+JD>G7.A&YV7<Q,AD$JIYBY8M'D,>,C!'0&@#OH9XKB,O
M#(LB!V0E3D;E8JP_ @C\*DKA/A!;"+X>6,YFGD:5Y]PEE9P,3R<@'H3W]:D\
M47%P^L7\$.HW<AATPR165BYB:W?+?OI'W 8X "G.<-A3S0!V]1RSQ0;/-E2/
M>P1=S ;F/0#U-8W@O4;G5_!&B:A>/YEU<644DKXQN8J,G ]37G\HEU_XY7\D
MNKWJ:5X9M5N"JNOEQS,O( VXP4+ DY;@\^@!Z%IWB:#4?$VJZ&EE>Q2Z<J%Y
MY8ML4FX9&QL\UMUX9:>,=>MO@KK7BN[U:[-Y>WICTPMMRB;P@ &,=G)X_AI]
MIXA\76WCG1M*N-7FV66B&\U1)5!6(E&RTG<L,JV,XY"CNQ /<**\8\/_ ! U
MG0_@U+XHUB:34M0OKYX].28 $[CM53M X!1VP.W QQ74^&K?Q7<>+8[V]O;O
M^R8;$1W N4\L75T3DM'$0"B+T!(!..^2: .^HKCO'-U=Z-<Z)KL=W<1Z?;WL
M<.HPK(0C0R':'8?[+E3[CKFL&T\075KXB\3Z6]U=RBZC631&FF;YLOY#*IST
M$V#GKM.>E ':/XCC3QG%X;:SG$LMF]VMP2NPJK*I  .<Y;N!^-;=><ZAIDC_
M !2T:P&HW:;=!G5[E7'G.!+'D[CG!)[C\,=J%AXFU:V\.PZ<]Z]Q<-XFFT5+
MNXEVN8E9R,N%/S$*%SC//KS0!ZK17G.K6OBG1-&\5W3:L(+(:;)<V,:W;7$\
M$L:$MAY$!*'CN2.V,U':W&J:?KO@6X?6;VY76(7CO()G!C.+?S%*KC@@CKR3
MW)H ]'FFCMX))IG6.*-2[NQP% &236-J?B2+3=?T72FLYY#JKND=PI7RT*H7
M(/.[.!Z8YZUC?%J+S/A?KI\R5"D&[]VY7/(&#CJ.>G>L_P 3V+)XC\!6L-W<
M(S75QB9G\R1<V[9P6SSZ9SB@#T6BO*W\1ZGX:L?&EK_:$UT--OK6&TN+QPS1
M+<",$LV.0I<D9!_&NGTW3/$5AXJBN'O(1H\T!CFM9K^2Y<S#E7C+H,< Y4'&
M.<<4 =;45S,UO:RS+#),44L(X\;FQV&2!GZD5R'C^ZU*UN/#*Z=JD]E]LUB*
MTF$:J0R,CG)R,Y&T=\>H-4]'?5-$^(FH>&Y]5O-3TZXTK^T87O&#R0.)/+9=
MP RISGVQ]: .J\-:[%XF\.66LP0O#%=IO6-R"RC)'./I6M7D?A35KNW\"> -
M&M"J'4UE$C&8PDK&K-L#A25)..0,X! QG-:&IW_B;PAI>H)=:A T5]?VUMIK
M&X:XELUE;:Y=G0;@,$KG/OG% '8W/B..U\76'A][.?S+R"6=+C*^7A,9'7.?
MF'4#\:VZ\]N]-73_ (O>&=EU=S(^GWGRW$S2X8>7D@L21G(R.G' '-8\VKZ[
M>Z!(\.H7D'BQ=9-NUE$_"Q>;MP(R"NP1$-O(/3.: /6J*XFSNIM=\::[H-Q?
M7D=OHUM:HAAF,4DTDJ%FE9DQG& ,?=SGCICEG\1>(;KP[IT;ZM/#>VGBM-&F
MN8T4"ZC$F-S#'IC(& <'- 'K]4K6]N)]1OK:73YH(;<H(KAV4K<;ER2H!R,'
M@YIFCZ9)I-B;:34;R_)D9Q->.&< G.W( X':N-M[SQ!+J_Q!L;'4))[NU6 :
M<+@J%C=X=V!P /F/<>F<T >A45Q'@O7K;4]8O+4MJMCJ$-NGVC2-3=W>(Y.9
M$9B=RG(&0<<#@9K1\3SNNJZ-;"_G2.9Y2]A:Y6>[PG&UP1L52<DD@=!GG! .
MFHKR1=3UZ?X<:AJB7UZ;K0M6G#H)?GGM8I?GC=A]X[,_-U^7KR:T6\5QV'Q
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M* "BBB@ HHHH **** "N-O/AKH][!J]L][JD=IJEP;J:VCN=L:3%@Q=1CJ2
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M:\TN]4M;7<30R =<$8R/<=1[U3?PMI+WVC7?V<"31D:.SQT160(1[\ 5LT4
M8T_AN"?Q1#X@-W=I=PV[6R(I3RQ&Q!(P5)Y(!SGM68WP\T:;0]1TBZEN[BWO
MKMKYVDD4/'.QW%T95&TYY]/PS7653U6ZNK+2[BYLK![^YC7,=JDBH9#GIN;@
M4 8</@>T30[[3+C5=6O3>PFWFNKNX$DWE$$%%)7"CD]!D^O2I7\'6KRZ%(;^
M^W:*,6OS1_W=GS?)S\O'_P!?FMTW422P0R.$FF!*1D\G R?RI8KF&:6:*.16
M>!@DJ@\HQ4, ?P8'\: *NM:1::_HMWI-\K-:W<9CDV-@X/<'UK+?P=;2W&CW
M$FIZE)-I+,\$CRHQ9F7:2V5YRIQ@8'MFNCK#\5>(QX7TI+]K*6Z1IXH#L=5"
M;W"@G/.,D= : *Y\$:7+)KINWN+N/6PHO(9F78=J[5*[5!4@ =^V>O-+X=\'
M6OAU@RZGJNH&-/+@_M"Y\T0)Z(, #H!DY.!C.*Z.HH+F&Z1G@D615=HR5/1E
M)5A^!!'X4 <3\289+J7PK#$+S,6MPSR2VL3.84"2 N2%( !(Z\?A71VWA^"&
MXO+QKNYFO[N)87NY-F]8QG:J@*% !8GIR3SFMBHKFYAL[66YN)%B@A0R2.QP
M%4#))_"@#EI/ASHTOA.S\.O-?&WL9!+9W"RA9[=@204=0.F3U!_E4[>!=*N/
M#UWH^HSWVI)=[?.N;R<O.2O*$-QMVGD  #)/J<]/10!RL'@F"VU/3]6FU75]
M0O=-BDC@-Q<+\RMCY6VJH/W1R>O<GC'$Z19M);[%U#QWI>K2222OIT4+-!'*
M[%B%=XS&5W$_,7P>IQFO8*P_#WB,:_<:O#]BEM6TV\-HPD=6+D*K;OER!][U
M- $ \+>=?6NLO?7%GK8M%M[NXLM@6< 9(975E.&R0< CUQQ3;OP1IESIEA8)
M/=V\5E=B^1H77<\X8MYCEE.3N))]<UTM4M3N[NSMXY++3WOI&F1&C214*H3A
MGRW7:.<=Z +B@A0"2Q ZGO7.GP99FZUNX^W7_F:R$^TD2(NTH,(4(7*D 8_^
MO71T4 9-CH$-IJS:K-=7%Y?FW%J)Y]@*Q[MVT!%4<GDG'85#K7A:TUK4]/U)
M[J\M+VPWB*:TE"$JX 9&R""#@>_H14FK^([72;RTT]8IKO4KS/V>S@ WLH^\
MQ)("J.Y)^F3Q47_"03V^IZ?87^D7-N]]*T44R.LD0(1GPS Y!PAZCGL3S0 :
M'X3T[0+?4+>V>YF@OIY)Y8[F8R*"YRP&>QR>N2>Y-0Q^!M#BT/1M(%NQM=(G
MCN+8,<GS$R<D]\DG/UKHZ* ,+6/"UIK&L6.K-=7MI>V:O&DEI*$+QMC<C9!R
M.!TP1V-9?_"M])72)-,COM32U>^^W;?/#%9-^\ %E/ ;GU/<FNQHH Y_Q)X0
ML/$\-G]KN+R"\LGWVU]:2^5/$Q&"0P&.<<C&*T-'T>'1;(V\<]S<NS;Y;BZE
M,DLK8 RS?0 8&  .E:%% &%=>%[:;7GUNTO+O3[^6$03R6I3$Z#[N]75@2.Q
MP#VSBH-0\$Z7?^%T\.B2ZMM/#AV$#C?(P??EF8$DE_F)[FNDHH 9$C1Q*C2O
M*P'+N!D_7  _2GT44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !7F0M[_4]9\?6DVO:LD5@8FM?)N3&8F-OOX*XX!/3H>^>
M*]-K B\)VD-UK-REW>"76 !=G>O.%VC;\ORX7C_Z_- '#0WVJIH?@#Q&^LW\
MEYJ5Y:6UU&TN()(Y4;</+'RYR =V,Y_1?&.JWUGI/B35-/U6^N;FQOX@D\,K
M16]H T:F INVRMR=WRG[W)!&*[$^!]..DZ1IGVJ^%MI$R3V8$BY1T^YD[><9
M/!]><U6O/AOH=[%JT,LNH+;:I*;BXMTNF6,2D@F15'&XD \Y'M0!GM80O\<G
MD+W.1H*S86YD W"XQC ;&W@?+]T]2*SM*D\1^*?#.F^)=/U&&SNFF-Q)+)J$
MOD^6'(>)H=FP  ;<]1C.<YKM'\)Z<^MV6K^9>+=VMO\ 9MPN6_>Q[MP$G.6^
M;GGKWR*S[7X=Z)9:Q+?VTFH0PS3?:)-/2[86CRYSN,?0\\XZ>U &/IMC?ZQX
M^\4VD_B'5X[;3;JSEMXX9P@YB#LIXP4))!7C(/.>,5+/4KU= \9I=>(KFV:#
M7FMH+J0&61$Q#^[C48Y;)4;>A;-=OIWARVTS7-2U>&XN7N=1*&Y$C*58H-JX
M&.,#CC\<UF2_#_2+C3]3LYIKUX]1NQ>RMYH5EG!!$B$ ;3\J^W'2@"AX7O;Y
M/B#KFER&\CLELK:YBMKNY,[Q,Q=2=Q9L9VCC<14OPC_Y)=HO^[+_ .CGK3L_
M!MA8ZS)J\-UJ!OY+86[S27)?>!G#$'@L-QQQ@=A5WP[H%IX9T:'2K"2=K2$M
MY:S,&*Y))&< GDD\^M '+WT5Y?\ Q8DTEM8U&'3Y-#^T-!!/Y8#^=MRI'*\
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M4M[MKR&195WI(V[=R5P0=[9!!'-:NEZ/;:4UU)$9)+B[E\ZXGE(WROM"@G
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M[NS,\,1ZI'N&%' Z#/ ]!2-X%TU_#-GX?-S??8+.1)(5$B[@4(9!NVY(!&:
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M6TACFA)ZX8=CW!R#Z5+9:,+65)KF^O+^://EO=,OR9&"0J*JYQD9QG!(SR:
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MLJP&6X<E5"1$+UY49/R]/:@#UF\N[R.>P%G8?:H)Y=L\OG!/(CVD[\'EN<#
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MW#N1D],$ ]*HKS6XT_Q7HVE"".X&M);ZB\[:='>L+@VC(<1>:V&<HQ#<_>
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M0,\XZ>H.!C)MKK41X2\!>)7U;49-1O+^RMK@M<MY<D4A*,IC'R'CG=C=GG-
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M&Y+REE?8-J\'I@<<553P7HZV&L63I/+;ZP[27B22D[W8 %A_=. .F.@KH:*
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MSO$6=N<\CT[8P*N_\(GI[.PDENI;9KLWIM))=T7G;_,W8/(&[YMN=N>U;M%
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M>9';;\YP2R]\D<=.*BU,W6E>*/$>AVL]S_9<OAY]2C3SGS:SJS)^[;.5!QG
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M)^0KV<G )QGV%>::9X;UVX^-%YXKU736CT\6GV:P_?1LT?098!N,_O.F?O4
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M6NLS2QVMQD*S+'UE\OKY?N<'@G&,9EN?B':+!->:?I]S?V$-ZEB;B$$^;*6
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MB^Y1U QUSSZ ]NMT;3=4M_B'K^J7-@T=E?V]M'%*)4;YH@P;(!S@[N..W.*
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M8TZ_T^&""U*/:S13;_-1MP^8?PM\N<>A_$[M,2*.+=Y:*FYBS;1C)/4GWI]
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M&XE0"23ZAE!7_?:M>PT?5+;X?SV=YBZUN[M7^TL& #S.FWJ>, ;5SZ+7544
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M6.23.T[=N"F1C.0>>@K1?0[_ %#Q')XBN;1(9H=.>RM+7S@Q+.V69F P.@
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MSN61,9)4LQ&.&XSMJY'X5O-.\4^&)K&&-M+T?3I+$L\N)&W! "%QSC9SSWH
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M=(U&\DO(KBXF97LVD.7!0 [QGD#(]R* -:;6@/B!::4='@\^739;B&]=QY@
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MZ\M\6ZEJ6L:-X1U.6RMXK&[URPFC3>3-$K2 H6XP20>0.A/4]:Z6^\679O\
MQ%;:9:PR'08$EG$[E3.S(9-BX^[\H'S'/)Z<9H ZVBN,MO'+W>FZ*_V6WM[O
M5[9KN)#*\J10@*=S80$MEU&W&.O/%16WCZ<Z6QN]*>+4SJ0TRVB)98KEV^[(
MC,N?+VY8\$C:1SQ0!UJZG8/J;::EY U\D?FM;K(#(J9 W%>H&2/SJW7GUC]N
M'QO<7\=L''AT[)("<.OV@=0>00<CJ?7V&_XA\3Q:+JNEZ<\UM;/J'F^7<7;$
M1 IM^3M\S;N.1T/7@$ Z*BN7NO%%S9C3;*ZMH8-5O5F<H69XXDC8 MD#+ [D
MQP,Y[8JC9^/+B2P9+O2GBU-M2&FV\9++#<L<D2*S+G9M#$\$C;CGB@#MJ*Y#
M4O$NO:/IWB&XO-'A9=*MQ=0W"R%8KI-I9E'4JPQCN.G2IYO%5Q%K'A:T%G$8
MM=CD8MYA#0LL)DQC'S ].U '456L=0L]2@,]C=0W,0=HR\3A@&4X(R.X-<GH
MOBKQ%KFH7L5OH=BEO8:G+8W+M>MG"("&7Y.>3SD#@C&><8.H>+=4G^':ZEIE
ME9Z;(^L?8YHXV) 'VCRVVD <L<Y;'<\9H ]*EU"S@O[>QENH4N[A6:&%G >0
M+C<5'?&15FN6NM:N;;QMH&DW>F6;27MO<2+=I(6:(H%+*H*C .5YSSCI69J/
MQ N(K*XU+3-/%]:6UTT#6\8D,\RK)Y;NF%*\$$@'J!G(Z4 =Y17(3^,)I]<U
M+2M-2T:]L5C86ES(4EN59 Y9!Z ''0Y((.W@UU] !3(Y8Y2XCD1]C;&VG.UO
M0^AJIK.IQ:-H]WJ,HW+!&6" X+MT51[DX ^M>?>"Y9O#7CZ^\/WFH+=KK4 U
M.*4.&'VD#%P@^N-P'90* /3Z*9*9%A<PHKR ':KMM!/N<''Y&N!TGX@:K=^&
M$\3WVC6]OH_D2LY2Z+2^:LA1%5=H!#'C)(YST&,@'H-%<6GC:XM-;6VU.S0V
M#VLMR;VU60I;F-=S))N4?P@X;C.,8IE[XQU:STW1=6.F6OV'5KRVMTB:9A+"
MDS *[<8)P>5'0GJ: .WHKE[;Q->7&K^*--^R0"71DA>-_,.V82(7Y&/EQC'>
MJ=IX[%]H^@3)!%#>ZQ:M=!'9G2%%V[B=HRW+J .,Y/(Q0!VE%<&OQ#D@T=[C
M4[$:?,FIC3FN)@XML$$K.&(!V$#';D@$CK4?C#7_ !!:>#Y;JW%E$[7\%NL\
M4C,LL+M& Z'MG<0>N,'&>#0!Z!15=3=_8266 7>PX4,?+W=N<9Q^%<!X6\9Z
MC#\/['5M76&YN]0OFM;1$<J99I+B10IR/E48]\*OX4 >CT5S,7B2ZL_%UKX>
MU>WA62^@>:RN;=CLD*??C*GD, 0<Y((].E.\7>);OPV-)-MIR7@O[^*R(\[8
MRE\X(!&#T/4C'% '0RRQP1/++(L<:#<SN<!1ZDU%97UIJ5G'=V-S%<VTF=DL
M3!E;!(.".#R#7,:+XIU*?Q;=>&/$&F6]I>"U^V6TEM.98IHMVTC+*I# X[<_
MSY_P'K\6B?"WPM %5KF^>6&!6SM&'D9F. 3@!3T')('&<@ ] U?1M/U[3WL-
M3@^T6KD%XB[*K8.1G!&>0#S3EO\ 3K2\M]*-[$+MT)BMWFW2NH&2<$[B/>N3
MC^($EI::T^J::XDTZ2)+>2%6$5\9>$$9<#!W$*PYQUR:J:B=3/Q9\'?VC#:+
MFVOBKV[,>=B94Y'..,'OGH,4 >B45P-]\0;J'PU>>)+33X)M.M;\V9BDE9)&
M D$7F9 ./G/W<$XYSGBM*_\ %=U'>W&FVL-HNH6EM'+<"5Y'C$C@D1J57)Z?
M>('4<')P =95#6-%TW7]/:PU6SCN[5F#&*3ID'(-0^&]9?Q!X>L]4DL;BQDG
M0E[:X4J\; D$'('<<''(P:Q_#OBZ?Q')!/9+9R6K3R174*R'S[/:'V^8OJ2H
M';&[C=UH ZFWMX;2VCM[:)(8(E"1QQJ%55'   Z"I*X*7XA3M:VFJ6.G?;--
MGN1$8H5D:X$18KYP 7:1WV^G?/%:5UXFU2YBUB?0=-BO4TJ<V[Q/(5>YD4 N
MJ8&%QNQDYR01@=2 =717-V_B2[F\9MH#V21;M*&H)(SG<I+[-C+C'![@UA2?
M$._7PG;:RFCPR/)JITV2%;D_+^^\O<N5^;..A(QF@#N+K4+.Q>W2[NH8&N91
M# )'"F1R"0JYZG@\59KB=0\0:S87&AQ:UH6F[[W5Q:1O'<F7R@58K(H*#G 8
M=L?C1H.K:_>>./%=I,+22"Q:".&/S&4*&B+K_">26^8X_#@4 ;MQ::%XRTF%
MW>/4+ OOC:&=MC,K=<J1DAA^!%:Z((T5 20HP-Q)/XD\FN&T7QO#)X+T6_73
MK>SN-4N98(+2,GRXRK2%B2JYP%C).!R3VSFE/C^XLK'7Y=1TQA_97E,ES&L@
M@N$D(&X%ER-I/S#G &1F@#NJS-'\.Z/H'VC^R=.M[0W,GF3&)<%V]S^)XZ#-
M1Z)J5UJ+3.[64]D4C>VO+.3<DV=VX=\$8'<]?P&;JGB35+7QG;>'K/3;:4W-
ME)<Q3RW)4 JR@A@%.!\W;.>.G6@#J:*\Z/C[7_\ A&=6U5=#L=^AW,T&H(UV
MP#F(C=Y/RY/RG/S8].>W01^*)9?%]EHR6T9M[W36OXIRYW+AE&TKC_:SG- '
M2T5PH^()BT&\O[ZW@M3;ZR^DM*TA,*;6V^:YP"%]OH,CK4/C+Q!K]GX%O[ZV
M^Q1NMU##'<PR,RS02&-=Z>A)<CJ<8.">* /0**BMS.;=#<K&LW\0B)*_@2 :
MEH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M5Y%,@P-HPY7 SZ^U>F44 <PFBWVK>*-+UW5H+>U.EP3)!!#,92TDH4,Q;:.
MJX [[B3C%9GQ-,RP>%C;JC3#Q%:%%D8JI.'X) ./K@UW59^IZ)IVL-;G4+83
MFWD$L.YF'EN.C#!X8=CUH R8-%OI_%DOB2[A@CGBL?L5I;"4MP6WLSMMX)(4
M  ' !/? YBT\!^(K'P3X?MK6ZL(=?T&X>:W?>[P3*Q?<C?*" 5?' [5Z!9:M
MIU_<W5I97L-Q-9E5N$CD#F(G. WH>#[U=H X;6?#7B+Q;X4NK;5KBRL-1+Q2
MV:6I:2*&2-MP9F(!;<>#QP ,9H;2O%.H^*O#>MZE;:3:KID=RERD5T[[O,5!
MN7*#'W2<'\Z[FB@#R/3K36+NVN=9L](T+4M)NKZ34(V;4Y8$<!R4=HMIC# *
MIR>XR>:W7T[Q.NO)XK\-1V1CUBS@^W:=J,C(8W5?D964'D!L$8[=^W0Q^"?"
M\5^;V/0;!;@OO+"  ;O[V.F??%;U %;3XKJ&QB6^F2:ZY:5T7"[B2<*.NT9P
M,\X S7%P>#KZY\1:-K=W:6-CJMHQ^W7ME*?]-385VLNU<Y)4DGIC SV[VB@#
M@/#OA[QCX<C_ .$?@N=-DT&.1OL]ZS/]IAA+$[-F-I89(#9P.N#TI]MX?\5^
M'_$6KG0I-,GTG5KHWA^V,XDM)F WD!1\X. 0,CZCJ>\HH X^^T'6[7QM9:[I
M?V2[7^S/[.N!=S-&RX<.)1M4[CUR./K6 O@?Q*GA"+2,Z6\\>M_VD',[HI03
M&7&-AP3T[X]37I]% '+>*]$U76KKP[+9I: :=J*7LXFG9<A592JX0Y^]U..E
M-T_1-8TSQMK^J1"REL-4\F0;I6657CBV;<;2,$@'=GCT/;JZ* /,[7P'XAM/
M ^B6EO=6$&OZ)>275M('=X)0[.61OE! *R$' [>]=)'%XNN='N);Q-*COV,:
MQV:2,T&P.#)O<KDEER.%P..N36VNKZ<^KMI*WL#:@L1F:V5P75,@;B.PRPZ^
MM7: .1\*>$_[ US5K^VMHM.LKY8L:=!(6C61=VZ0# "YR!@?W<]\":]T35)O
MB)I^NQ):&QMK&6U8-,PD)=E;(781@;?7O7444 >>#PAKQ\)^,=*9=.$^N7ES
M/ PN7*QK*H&&_=YR,=@<U;F\/:_;:WX>UFQAT^:XL]/?3[J"6Y=% .PAT<(2
M<%>A ZUW%5+[4[+3$@:^NH[=9YEMXC(V-\C<*H]S0!QNC^&O$6EZ;J5M-#I-
MZE[K,]Y+#(S!)H),Y4@JV#G:0.1V)JE+\.;M/!WB#2=--O9I?7D5U96+2L\-
MML:-BN[&1N9"< 8&1UKTJB@""S-TUI&;U(4N2,ND+%D4^@) )QZX&?05/110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %>
M7:?<^(K7Q+XZ?P]86-S)'J$<CK=3,F_$"?(@4'YCZD@=.O;U&N0MM"U[2=>\
M076G'3Y8=7E29))I'1K=Q&$Y0*0XXS]Y?3WH KV7Q BUNQT=M,B,4^HV;WC>
M9!).(%5@A!6,98[R0.0/E)] =GPGK=]KFF3RZEIDUA=6]R]NRO&Z+*%Z21[P
M#L8'C/N*YN7P%J6@KH-UX0O+9;W2[5K*6._#>7=Q,P9MQ7E6WY88]:[+1X=3
MCLR^KSP27DK;W6W!$4?  5,\D<9R>I)Z=  8&K^+9K?Q)=:%9R6,-_':+<6T
M-[E?MS-N^2,Y &-H'\1YZ<5;CU^];QU+X=>* (=+%_', <JQDV;6&>1WR"*I
M>+?"]YXFAU"PNK'3+NSFC'V.6>1DFM)=N"PPA[X/!'0@\'ADOAG7+#Q3IFL:
M9<VET8]*73+HWS.K$*P82C:#N.<Y4D?6@#F]>\077B'P?H.HRVD2W,?BFWA$
M4;_*QCN"@P3TSC\,UT=IXIU^W\3S^']9TRP6[EM'O+"6VN',4H4@,C$KD,,@
MYQC':LRW\!:W%X2@TY[RP:\M-:&JP'YPDF)C)L8XRN<]0#CWKHET/4+O7_[?
MOH[5+N"S>UL[6.9F1-Y!=F<H#DX4<+P >N> #G(/B#KS^&?#_B-])L38ZE<1
M6\D*S-YH,CE5921M !QP>OMTK>TWQ#K#>+KWP]J=G8BX6Q6_M7MI7V%"Y0HY
M9<Y!'4#IVK$C\#ZY%\/_  _X>#Z>UQIEY#.\IF<(ZQR;P!\F<GI[>];HT351
M\0W\1;;/[,=*%B(O/;?N$ADW?<QC)Q^OM0!RM_XLUB_^&FG:M8Q6FG2W.JK:
MS1Q@L OVHQX4\=<<G'<],\;4FH>(?^%J6.EO<6?V4:1)<-&J/@GSHU8]>OIZ
M9/K5*+P)K*_#B/0#/8#4+:_%["X=S$Y%P9MK?*".I' -;,^@:VWC33/$,4VG
M[DL'LKN-M^%#2*^8_P"\1MQSCU]J ,ZY\>Z@U@FKZ7I4M_8_:3%]EAM)VFDB
M#E#*K@;.V[;Z=P>!K2:[?:MJ.LV.C1VI32P(YGN0Q$TS+N\M<$;0 1ECGD].
M*R=%\,>+?#TDVC6&HZ:?#KS/)!-*K_:[9'8LR*!\IP2<,3QG.#TJS!X;U[1/
M%6L7NCR6$VFZPRS3173NCV\P7:67:I#@@9P2OU% #_A/_P DL\/_ /7M_P"S
M&J5^^JO\9M/BCDM?*71YWC5U8X4S1!N_WN![8K<\":%?>&O!FG:-J$MO)/:1
ME"UOG:1DGO@]_05%<:'JC_$6V\01BS-E#I[V11IF$AW.K[L;,<;<8S^- &;#
MXCNE\-ZEJOAS3; :3I<LT<=H%*-<+$3YC(5^5.0V!M.<9.,TEQXWU.^U31K3
MP_86<\6KZ;)>VTUU,R[2H4X< <#YL<9)/IUI;'PGK6BZ?K>B:=+92:7J,LTM
MO--(RR6GFCYUV!2' ))'S+Z'UJ:W\'W>F^)?#EQI_P!F_LS1]/>QVR2L)7#!
M?FP%QD;/7G/:@#JH7OCI<;S0P?VAY(+Q+(1&),<@-@G;GOC\*\X3XD^(4\':
M?XQGT2Q&ANP%VJ7#&=%,A3>HQC .."<GV[>HUY)X)T34?$_P:TC1)UM8M,N!
M^^G65C(8A,6*A-N QQMSNX!S[4 =++XF\277BS5M#TK3--<V,=O,LL]RX#QR
M%LYPO#8' Z#!Y/ J"^\=ZC]@FU72-+DO[2&Z:#[+%:3/-.BR&-W1U&P'()"\
MY Z@\#6TW0M2L_'NL:U(+3[%?6\$**DK&1/*W8)&W'.[UXQWK)TOPSXM\/WE
MYINE:CIA\/W-Q)/$\ZN;FT$C%G5 /E;DD@D]3SGI0!U_]LZ8+E;5M0M4N6(4
M0-,HDR>@VDYSSTKG9/$VM7^G7NJ:!IL%[;6EVULEJS$2W01]DC*V0J8.[ (.
M0O;.*W&\-:$^H+J$FC:>]\&5Q=/;(9=PQAMY&<C YSVKE],\,>*O#^HZC9:1
M?Z;_ &%>W4ETCSJYN+0R'+JBCY6&<D9/'?/2@!T\\=M\9WN9CLCC\,,[L>RB
MXR:2'QMJD[Z+>0Z1+<Z=J<J(\<-I/YMJCC*R,Y&QE'&[&,9X+=:OW/AB\NO'
M<FK2_9FTR32&TQT,S>:07W%ONX]NOO[52\+Z#XQT2&VT2ZU+39M%LRJPW2*X
MNWB4_+&P^Z. %)R>/?D ":OXVU'1YDFN[2U@A?5%LDLI'_TB2%G""X4@XP2<
MA=O3O4M_XF\2OXNU'P_I&EZ:\MM:174<MS<N%96<J0<+D'Y3@<COGM6/=>!?
M$\VD7^GB[TJ1GU9=1CNI3)YLX$H<+)Q\NT# QNX &!UKI+'0M6@\?7>NW!LF
MM;BPBM"(Y'#AD9FW;2N,$L>-W'J: ,[6_&VI:)YEU=6EI! FHI:)9RO^_GA+
MJGGH0<8RV0"O0=1FK5SXCU^;QEJ/AW3K#3P\%G'=17%Q.^TAF9?F 7.?EZ#Z
MY['"O_ OB>ZTG6M.6[TJ3[7J:W\-U,9/-D42JZQR8'R[0N 1NX &!UKHK30]
M8@\<WFOR_8'BGTZ*T"+*ZMO1F;=C:< EL=3CWH J:/XZEUK1_#K06D<6IZSY
MP\MV+1PB$D2N<<L,@ #C.X<CDU8F\4:II-A<'6=,6.Z_M!;&S>(DQW>_&V0*
M-S* ,DKR?E.,USUK\/\ Q#IV@>'VL;S3X]=T*XN'A+,[07$<[LSH_P H8<$#
M(!Z>_&YK/AC7O$7AW%[J5M:ZW#<Q7=FULK-!;R1GY1\W+9RV3@=1QQR 6]"\
M0ZG>>(KS2;_3Y/)C@6>#4([26&*0$X,9$@X<=>"<CGC%5/'VHZO8S^&XM-G@
MBCO-7AMYMZDEOO.!D'A<ISW/YYUM B\3,QG\1RZ<LBIL2#3MY0G(R[%^<\<
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MWYN&E'FL;D%7!D8X'SG=DCG)_B%:=YX.O]6UC3-0OH-.AOK"_$ZZG;2,)I(
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M?Z3XRL)[FUB_MZ4S0NA9O*.U5 8$#(^0<CUZ5W]8\7BG1IM6ATQ+T&ZN-_D
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M:F0NZQ,J! '&!D87.1^1KL:* (X!*+>,3E#-M'F%!A2V.<9[9J2BB@ HHHH
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M$>I1)XAAO89%2TF!FMN\C$=0OE%^2!G*^HKN888[>"."% D4:A$51PH P *
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MPQKO"L"6^;)"$D+C#=L56U?QGK&CW,;W,=B@;5DL_L !>46[OL64NK$*3G<
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M?&]5;!!&1G!'>G5Y[XI\8:SX?@U2]=K-#9W<20V(0RM-;LR*9'93^[)+-MR
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MMG;ST2)9-N-XVD@GYLGKT&*OZGXZ%K/HHNKJ+1[/4[!;B*]N(3)$9FP1$S9
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MSNP.1TP>.]9=KX"N[7PS<>$EU*-O#\KL$S&?M$<+-N:(-G!ZD!L9 /2NZHH
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M'(Q7644 <YHWA[4-!M=!TZRU16TS3[=H;F.6'+W!V@(0V?D .3CGCBNCHHH
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MD8SUH ZBBN=NO%]C:>,K;PVRS&>2V:X=Q"Y5<,BJ,@8.=QR>@QSUKHB<#)H
M**R+?Q/HUS>06L5\IDN<_9RR,J3XZ^6Y&U_^ DU7;QOX96^6R_MFU-PURMHJ
M*Q;,QZ+D<9Y'MS0!OT5Y_P#$GQ8ECX3OFTG5IK>^@GCB$D$64+^8H:,R%2H;
M:3P"&&*ZW4_$&EZ/O^W7)CV)YDFV-Y/+3^\^T':O!Y.!P?2@#3HK$OO&/AW3
MC$+K6+1#+ ;B/#[MT8&=PQGC!&/7/&:&\7:&+1+L7P>V:%)_.CB=T5'&5+$
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M/P5T^%I(RPUP%HR>=OVTN<CTV\_2O<:* ."DN;,_&ZVE,T! \/.@?<,;C.K
M9]=N3CTS7&7MS;O\'?&422HS/K<YC13DL&N592H[@@$C'8&O<** ."U&]M[7
MXNZ->R.3;76C3002HI=9)#+&P4$9R<#-='XOL[W4/!VLV>FDB]GLI8X<'!+%
M2  >V>F:VJ* /*+ZYMO%'@;POIFE,%UFWN[(FV'$MDT1'F,Z]4"@,,G&<C'4
M5K>$7@N/%WCP6TD)N)+R-HFX.<0J P]0&S]#7H-% 'A%QK5F/@5<>';HO%KU
MB\<=U92(3,'%RK%\8Y#9SNZ$GKFNAN]7TC2O&^OP^*)+^WL=76&6PN$:=8IX
M_*5&B(3^($'@C)W>XSZM10!Y@8=+T_QWX"M+:V^QVUO9WJQ6\[$O"'">6&W$
ME6(S@'GJ.U1>+7;3=9US4= U:*+4(TC2]T.\0/%J*^4NT1K]X,5.SY<Y(P:]
M4HH 9"[201N\9C=E!9"<[3CI7G?@2SO/^%?>(M*B8IJ45]J%ON)P1*22IS_P
M)3FO1ZSXM*CMM8FU"V?RC= ?:H\965E&%?V8# SW  [ @ \V\*7_ (7URST#
M3+FTU)_$&E/"6T^:2X'V26,!3(<G8% !(SP1@8R<4:_<VUGXE'CVQCCFTB"Y
MCL]0BC8DW)7*B<*#AFC+ #()(!(X"FO6:* /-[_Q+9>'OB3_ &QJDQ&B:II<
M4-G?JI>))$=F*$@'&[<#[X%4_$%S8:+<^%]:73;JP\+1&[BE^RI)";?S2I29
MD3#*K%6_!N>3BO5** /'_%2>'F\ ZEJ>BV\S6-YJEG+-=3-*XNF$R;F DR2,
M<9'7GTKI+B*VUKXI^']3T>6&>.PLKD7UQ P9-KA1%&6'&<[F [ 9K;\8^'KG
MQ/HR:?;W<5KBXBG:22(R?ZMPX  8=2M;Z;MB[]N_'S;>F?:@#AOA#<QM\.M,
ML?G6YLE:*XC9"IC?S&^4Y'7V]QZBG^-X()=:TV6W\0'0=:A@F:UNI-I@D0E-
M\4@;@@D*>N>"1TKN** /)Y-5N9%^'>MZQ9I8A;RY6X\F-O+#-'(J,!C(#G!'
M^]67XUU:"_T'QY9)')87,<@/V*&V/F72A4_TB1MI.T@8&-H&WDG->V44 >>1
MZA8W/QAT^Z69/+/AYPKN-N&,RD#GH2N3].>E<A%=/;^&X-0B5IM.T[QA-=WR
M0C<4@\QRLFT<E02&_(]J]RHH \YLM<TO4?C(M]9723VK^'=HN(P3&2)]WWL8
MX /?L:Y,7%JWP8MX&DC+?V]DQGKM^VE\X]-G/TKW*B@#@FGM9OC4 LZ%9/#I
MCW(W5O/#  COMR0.N.:XO0M:\.3:'X:T&^\0V=I#I&HK=1-.LD4[B-F\M'5E
M"H?F&X[CT/KQ[5?6QO;"YM1/+ 9HFC$L1P\>01N4]B,Y%<S9>&=>33%T?4-=
ML[G2EA$!$6G>7,\>,;2WF%1QQD+],4 =83A20,\9P.]>'_VW:7NE>$+I ]HM
MMXA0S:9;VS".P'[[Y6^7)<DCJ><G"BO<%4*H51@ 8 ':EH \NMKJR.M_$^1I
M80)8H@"Q W@6H4@>OS<?7BLS1M531;CX?ZMJ<FS15T'[";AN8[6Y(3.\_P )
M(7;D^]>R44 <#X#O;:Z\7^-6MRS1RWT4J.(V"LODH,@XP<G\^O2I?B7/%%%X
M7\R15QX@LY#D]$5B68^P[GM7<T4 <')=VR?&V-VGB"CP\R%BPP&\\-C/KM!.
M/3FN*FEM6^ >M0AHS*^HRD1C&YLW88<=3\HS]!7N-% ' ZG>69^+?AIXKB$Q
M_P!FW2[E<8^8QE1GWP<?2N2NL7GPJ^(D=J/.<ZS=3!(^24,J,& '4$ G/L:]
MKHH K:??VVIV4=Y9R>9;R#*/M(##U&>WO5FBB@ HHHH **** "BBB@ HHHH
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MY-?M)G Y*QJQW.?11W/2@"_XNUNYLM0T'1+&4PW6L79B,P +1PHN^0KG(W8
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M>[/WXMC+Y3F)93T0R ; W;!/6JU[XZ\-:=>W-G=:K&EQ;/''-&(W8H9"0N<
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M<QM9-DA17WA3MPQ&X=*Y&VMKR/X,>%[%M-U 7EOJ%NTMO]BE\R,)<;F)7;D
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M/#=V&\_7H-(U>WNK:4Q>5/J$"J-ZX&-S+G ;^(KWQ6S&_A_6M+U/4(/"6HO
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MZAI.H:SJ?Q,LK2WN8Y-1MK9+226%TCF9(2K*KD 'GY>O>M'PW?Z9KUY82_\
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M]DCT^8PW9CL928" "2XVY51GJ>N#C.#5R#QGHMQK%IIL<TQDO%8VLQMW$,Y
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M"(2%BJJS= 21_CB@#KJ*Q;KQ-9VLUR@@NITM)4AN)88PRQ.P4A3SGHZDD @
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MQSM(!]J -^BN9TCQUI&N7T-K817\GFRRP^:;-UCC>/.Y78C"GC@'GIZBNFH
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M;)O.$FK(SVC>7\K[4WD$]CMYYKC]-UR3P]+\0K^07E]%IUV)(X6E:1@H@5B
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M-B=,BL4\Z)HS/()&=FVL < %5R1SSCI78T4 <9X@N[Y/&UA:R:?J#Z3)9/\
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M_972"[C9"4);&%?G:WJ>>>:M>&+RUU26P%QX&N;#5;(;KB>ZL0L<# 88Q/\
MQECP-O8Y/3GT.B@#SWP;?3^'_!FLW5SH^JO)#J5U.MJEFXFE1Y25**P&[@@^
MU=M8Z@FIZ-;ZC:(Y2Y@6:))!M;#+D ^AYJQ/"MQ \+EPCC!V.5./J.12Q11P
M0I#$BQQQJ%1%& H'  'I0!X\CZM?P^$K^ZT/6OM]IJP>^A6T:.&W&V0;8TX7
M;R/G /\ M-S6S#%= _$@G3M0'V[)M<V<O[__ $<1_+\O/S#''UZ5Z710!Y/I
MBZCX?U/P?KESI>HRV">'DTFZCBM9'EM)AL8LT8&[!*[<@'I]*Z'P(+G^W?%L
MTVGWMM%=:D)X'N(#&)$\I%R,^X/T[X/%=O10!YWXFEU*Z\0ZYILVEZDUK)I@
M6P>QA(6YD*ON$LHQC:2 $+ $$\$D5EV^E1:CX5\*6][:Z]H^I6.EJEOJ5K;R
M"2"15161U4'Y6QT8#.T],C/K%% &)X0DU>7PII[Z\@74RA\[";-WS':Q7^$E
M<$CL2:\UOFUC4M-TV>\T/6!J-EXBAGN;>&U98(85G)S&HP),K@EQN.2<D BO
M9:* .;\=)-=?#[6X(+:XEN+FPEBC@BC,CEV0@#"Y[GZ5SWB6SU"X\$^&;^ST
MJ>]?2IH+BXTYXBLDL8B:-U", =PW9 ]J]%HH \\9=&UC0M3ND\$WD5G/%'!<
M+)8F&ZG4NN0JCYR$&6SZ@8Z&L]-&UU_#_BW0[6[O]4TJ72BNGRZA$4G$K*X,
M.Y@"X'R\D<;L>M>IT4 >71W=UJ6M?#^YAT75TAL!-'=--9O'Y3&WV8(8 X#'
M[W3T)YP]=/OKRV^)MO'87BR:@)/LGF6[H)_]&"?*6 !^88KTZB@#$\(W#S^%
M-,$EI=6KQ6T<31W41C?<J 'Y3SC.1SUQZ8-<;%#>V5K\1=/DTO4&DO9KB>V>
M.V9TE5X%5=K ?,=PQ@9([XKTVB@#R]H+O^SOAHG]G:AOL'B-V/L<N8,6YC.[
MY>/F./UZ57TR :5<:GX<UOP7=:I-)>SS6ETMF)8+F.20NOF2'A""W.[IBO6*
M* ,K6[.:X\)ZC8V\2F:2QEACCCX!8H0 ,]!FN%2PN/$'@KPEX?CL;V&[L9+)
M[Q[BU>(6P@ WX9@ Q)&T;<YW9Z9->GT4 </X5AN#XI\:^9;7MLEY=1O;SRVS
MQJZB%4+*S  X8&N=M+#43\(KGP-<Z7=?VS'&]DG^CN89,N2LPEQLVX(8Y.00
M1C.!7K5% 'D/B+PWJEYXUSIQO4ET_1;<6US):R&WN+B&5G\N3C# C!^N".16
MCX@OM1UO2O#GB5?#6H2MIUPS:AH\ULPEVO&48HK ;RI.1CKGMS7IM% 'EOB.
M"#5OAYXDET7PI=V4E];I"BFP*7-RX/=%!;:HZ%O?MC/I5C*)K""14D0-&#MD
MC*,..ZD C\:L44 >:Z)?:CX8U+7=!U#P]J5^+S49[RRN+>W\R"=)3NVNY^5"
M#P=W;];UNE]X=^)&JZC?VUQ-I^L6=N$N+6!YEAEA!4QD*"P!W%@2,=NM=Y10
M!Y)>>&]3L_!-_>I87,C3^)AK0LXT+2I!YRG 0<[MJ[MO7G'6MRQNI[OXKOJZ
MZ5J46GR:"L*3RVKH"PG=L$$9!Q_"0#[<C/?T4 >,VFFZS;^ /#]U%I-^\VC:
M])?7-@UNR2R0F64Y16 W$*X( KI["[EU+XLQ:K!INI)82:%]G%Q/9O$HD\_=
M@[P". >HKOZ* /,?C%::I>1^&XX+.]NM(34EEU)+*$RN%4C:=@!R/O=B,X]J
MT=/N[70;[[3:>&M?OKS7)#YE[+ /,<J!CS<[?)3G"@@=#\HQSWM% 'DWPUT_
M6/"&J>)/#4FBSX-R;FRO%B(MRC+POF'L.,#DY9NG)K*^'.@->Z7]A\2Z1KDV
MI?VF]Y=075N8[9Y,\2NY4>9@=%W$9_A[U[=10!Y/X5:_T[QOXU@USP_J5W/J
MEW_H\HM3)!-;#<J(7/R !2."?;KQ574[375^+FI:C9Z#=>1I.B>1IDB0X@5B
MFXE>S'YG4*HY. <#)'L5% 'S]'HWB"R^ $MA#H^I'5-7U &\!@8RX9\ER@&[
M&$4<CN>V"=[Q7IU_:^+_  .!I^KKX<TVU(0V5KY[P3!2J,R!6&0!&1D''..]
M>QT4 8?A72++2=*<6=A/:_:)FGD-RVZ>9VZR2'GYCZ=ACIT'GGC-=8UC2O&F
MFRZ-JK7.[_0([2W8031!4_>%UP)'.""I)(P %X->OT4 5[&8W%A!,898=Z ^
M7*NUQ]1V/MUKR!;74D^"D.@OHNJC4+2\C5XA9NV[;=^82N!R-HSNZ<X!SQ7L
M]% ''>*[^]CUCP^(K&_DTJ<R_:KBSMF>>([1L7@;HU;)R1@\ 9%<-+8:DOP\
M\1:8-#U9;A_$)GBC:V>1GC^TH^01G=A5)+9(/J:]JHH \_U;SF^)0OUTN]NK
M0>'IX#_HDFQY&D5Q&3MP"0#_ "ZUGZ)8ZIH6H>7X9_M*[T5]/GD_LW5H77['
M, #'&CN <,>"N2  3GI7J%% 'D6GG4+G7/ FJ2:/KC2V_GQWQEM6C2"1H-H5
M8^%1 > P &,9).:T?"]]J?AVVO/"=]X=U"ZNDO)WM+E8-UM<))(9%=Y.BX+<
MYY&.,GBO3** .)@2ZT_XL:E<RV%Y);7VFVZ17$4):,,C/N#-T4@$'!Y/;-<F
MNC:S<^#;V2TTZ\%W8^*7U9+26!HFN81,7 7<!G(.0/48ZU[%10!P]U$?$7CC
MPYK=K;WD5II$%U)/)/:R1,QD156,*P#,?O$X!Q@=S7)FRU#_ (4H^F?V5J7V
M\ZGY@M_L4N_;]M\W.-O39S^G6O9** &JRRQ!L':XSAE(.#Z@\CZ&O(Y/!VN-
MX=U;28DDC3P]=/<Z P)_>ON$T?UV@F,=OG;TKUZB@#SOQ78:A<?"+5D:QN)-
M7U2/SI+:")I'$CD$)P/X%"IG_8JQJ2S77Q#\)74-G??9XK.[CFF^R2!8FD6,
M(&)7@_*>O3O7>44 >2^%+9;33+7PKK/@B:?5K)Q$MW)9A[255;Y9O-/'3!(^
M]D<<UIP1W*ZG\1Y&T^_"7BI]F/V.7]_BW$9V?+\WS<<?7I7H]% '/^!8Y8/
M>@V\\$T$\%A##+%-&R,CJ@!!! /45T%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M)G>68D'D?*>?8"@#=\.>,3J?A+3=7OK.>&>^VB&%0I,SL"P6/![ 'EL8 ).
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MMILADM+E2R,RE3P2""#T(((_"LSQ?>Z1:6VF)JZ7C)-J,"0?9MXQ-O&S<RD
M+GL3SZ&MC39;B>PCENK7[+(^6\C()C4G@-@D;L8SCC.>O6N8^(UO<W6F:1':
MVEQ<O'J]K<.L$3.5C20,S' [#\Z +UWXUL+;6;W2([+4[J_M(5F:&WM22ZL2
M/ES@'H>>!VSGBL3QAXS\WX8_V[H/VEH[T1)'/& IA#RI&V<D$-RP&,X([=:M
M62SQ?%/6-1>SO!92:9!$D_V9]K.C.S <=<,/K7)_V9J:_ BWT7^R=0.IBZ4F
MV%L^X 78E)Z8QLY_3K0!VEB-,T'56>RL]12_U2/S/[)612%$9PTH4ML3.Y<G
M=SQWS4ES\0-$M?#E[K4HNQ%8S&"[@$!,L$@(&UAT'4<YP<]:S]2BO+#XD6'B
MA+2[N=+N-,;3YQ% [26["3S%<Q@;L'H<#CO7.>)/#VHW/ASQW?VUA=M+KT]L
M+.S6%C(5B" N5_AW$,><' &>3B@#L9_B!I=H\:W5CJT"RWJ64+R6+JLK.,JR
MGNI'X\=*6/QY8RW=]8KI>K_VC:!7-E]E_>R(V<.O.-O!Y)'/'4@54\<K/J$/
MA>2TLKR81:U;7<H2W<F.)=VYF&,C&1QU]J+1)X_BMJNH/9W8LWTJ&%)_L[[6
M='=F4''/##Z]J -*#QMI-WI>DWUIY]P=6=H[2W1 )'=0Q<$,0%V[6SDXX^E9
MFO?$".S\":OKNFV5Q+<6$KVLL$@53!,IVG?S@@$@_*3G(Q7,:$-=TGPOX:L9
M-(U1+07UY_:(M[=A<1JSNT6WN%;<-S+R!QD5%)H.L3_#WQ]I$.AWL,]SJ,MS
M:QRX/FH3&0%.X[CA3TSSW)H [G4]4TN37O#<6HVFHP7\T\ALTY"JP1L^85;:
M?E!P,D\CBK5]XMLK(7[I;7EW!IQVWL]M&K+ <!B#E@6(4@D*&QFL/7Y+K5/$
M7@O4(M*U!(8+N6:</;MNA1HF0%P,XR2..H[XJOH<5]X9;Q3I5]IM[="\OI[Z
MRF@@:1+A9AG8S 81@>#O('.>E '07GC?1[2\TNV7[3<MJD+36;6T#.LJJN[@
M]S@CIZ\X'-7/#_B.S\1VUS+;17$$EK<-;7%O<ILDBD7!((!(Z$'()ZUPNE>'
M+_P_J7PZL9;>XG&EVMTEY/%$SQQ/(@P-P'3=D?0<XK2T*YN]$N/&NI/HVISB
M34/M-O#%;,'N$\M$^0'&>0>.N!0!W]<)X^TEK/POXGUR/4]42[%LTMOY-_-$
MD&V, !45PO4%NG5J[F-_,B1RC(64':W4>Q]ZYOXA0SW?@'6K.UMY[BYN;5X8
MHH8R[,Q&!TZ?4T 9UEH"OX6M-374M6$KZ7F=7U*X<2%H@=V&<[6#<@C'<50\
M">,;2U\)^$K"]BO]]]!'!'>O$3"TVTG87)R6.#SC&>_!KI=/,B?#^"-[>Y6:
M/3EB:$PL) XC *[<9//'%<1'I^H)X#^'UF=,O_M.G:E:2W<8MGS"D88.QXZ#
M(Z=>U '<:MXPL-(AO+B2VO)[.Q8)>7-NBLEN< G(+!C@$$[0V,\UNPS1W$$<
M\+K)%(H='4Y#*1D$5Y?;V\FA^(-;T[5?!4^M1:A?27=E>P6D<J,LIR8Y6;&S
M:<C)XQ^OIEG$8+&WA,4,1CC53'",(N!C"CL!V]J .-U;5;K6_B1!X0M[F:UL
M;6R-_J$D#E))<L%2(..5'.XD8)Z9%;,WAH0WFGW.F7=U;"WN \T'VEVCG3!!
M!5B1D9SD=<<UAZWI6H:'\1(/&.GV4U_:7%G]AU&WMQNE0!@RRHO\70 @<XZ
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MK1DX.V$@[P.^Y"8CZ;EH [C3[Q=1TZWO4AEA2>,2*DR@. >1D G!QVJS110
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MP1Q;-A+KM;=E23P<=16W10 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %(02I ."1U]*6B@#%\/>&XO#@U 0
MWES<"^NY+R3S]G$CG+8VJ./:MJBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "L23PW%)XOB\1_;K
MH7,5J;00C9Y9C+!B#\N[.0.<UMT4 %%%% !6)HGAF'1;FXN6U#4=0N)2P66_
MN/-:)"V[8G PN<>YP/08VZ* "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ K.U'1;;4;NUO6:6"]M-P@N86 =0V-R\@@J<#
M@@C@'J*T:* *>GZ9;Z:LYAW-+<2>;/-(<O*^ ,D_0  #     JY110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
-10 4444 %%%% '__V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>22
<FILENAME>a191insidertradingpolicy009.jpg
<TEXT>
begin 644 a191insidertradingpolicy009.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "N.'BV/6KWQ)H]NE]:2:=&(UG%NZG?L+D[BN%&-N,X)ZCJ*[&O.K
M.<Z?XO\ 'L-S!<I]K$,T#^0Y1T%L%)# 8^\-N,YS0!8\"^--/E\,^&;+4=0G
MDU.^MD EECD999=N2IEQM+X!XSFNCU3Q7H^C^<;VXD6.W95N)4@D>. MC&]E
M!"]0>3P"">#7G$68_A[\-X3%*)K75+-[B/RFW0JJN'+C&5 R,D^M3Q3V&F:W
MXAT+Q1I>K7'V^_EN+,VZSR0WD,N"$PAVY'W3NP.F30!V^I^._#FCW4MK>7Y$
M\5N+EDC@DD)C)QN&U3N'TSP">@-3ZAXNT73(Y);FXE$$6WSIDMY'2'< 1O95
M(7@@\] 03@&N:L(X[;XMVJBU-O%'X;2U4*"T<<@FSY0?&"0OZ5CQSV.EZ[XB
MT+Q1I>K3_;[Z6XLS;K/)#>128Q'A#MW#[IW8'3)H Z'Q3XF2+Q3X?T57OOL=
M[Y\MR]I#,6D58LH$>,9(RP)*'(P,X!YO6FL:;X6TZ>SO=8O[];)B9[J:%YC;
MJWS*LKJIQA2.6YQ@G K'U7R[/QYX$C%N;>&SMKI)50%X[;="BHK/C Z$ GKB
MH-"N/[!7Q?HVN0S&>YO[F[MOW3,+V&4#:$P/F88VE1R.* .LU+QCH.DSVL-W
M?@27<336XCC>3S45=Q*E00>,8 Y.1CK0?%^C_P!GPWT<MQ-#+;BZ AM99'6(
M]'954E1P>H&<''0UP6E:7=:#J?PRL-1#M/86MVMRP4LL#/&NU68<#GY1]*O:
MQ>0^'OB)J=QKUKJ;:7JD$'V6[L_/94= 5:)Q$<Y.<CCN: /1+"_M-4L(+ZQG
M2>UG0/%*AR&4]ZX/XF^*H8/ ^L-I>HWL%U;L(A<VD;A%D# %#*%P#R0>1@\9
MSQ76^';.VLO#EM;6&GG3+8!C#;,#F-68D9!Z$YR1V)Q7D<MY-!\$=3\(WEE>
MCQ!:!HI;<6LC^:3/O$BL!@JV<YSU^HR >J2WFG-XULK1M4O$U%;.1EL%+"&1
M,KEV&,%AP!SW-6;?Q)IEU=V]O#),QN7>."3[/((Y64,6VOC:>%;OSCC-<S=3
MK/\ %C0+A(YA%_95PC.\+*$9F0JK9 VL0#P<&L?P_'<:;K>C_P#".WMQ/I-[
M.YNM&O8RSZ82C$R(Q **#\N#P=W&<T =Q<>+M$M;B.*:[95>Y^R+/Y+F'SLX
MV>9C;G((Z]1CKQ4NH>)]*TR2Y2XFE8VJ![DPV\DH@4C(+E =O'//;GIS7">"
M]62QT"W\&ZSHMU/KEC.R"&2S9XI?WA99_,*E O(.XG.1QDXK0\/W0\-Z[XML
M-=CE O=0>_M)3$SK<Q.BKY:8!W,NW;MZ\\"@#K3XCTD7VFV8NPTNIHSV92-F
M28!=Q*N!M^[SUJO-XRT&WM=3N9KUHXM+<)>;K>0&)B-PXVY/'.1FO.[#2[SP
MAI7PWGU>*=8M.ENA=LD;2FW\Z-]BL%!/&X+GI27\TESIGQ1"V5\AO0AM@]JX
M,N;=5 7CKG^'J.X'- 'H$/CKP].L[1WS'R7AC(\B3+O+_JPGR_.3@_=STJ[9
M>(]*OH+^6.Y\L:>Q6\$Z-$T!"[OF# 8&.<],5R_B#4S9>#O#<\-EYMN;FV26
MX^R&9K%0IS*J8.&4C:"1P3T/2N?AAMYF^)=O=VVL/:75M',LC0.))4%M@E2P
M W9Z*<?0 < '?IXQT1KRTM&N98Y[Q ]LDEM(OG*>ZY7D<C/ID9ZT^]\6Z+I\
MP2ZN7CC\\6[7'D.84E)QM:0#:#GCD\'@\UPF@Z[HVI^(/#,NJ:N4O],MVMK:
M(Z?/;B66550EFD4 <+@+W)Z]!531SI\-C>>$/$NB:K=ZHMU-Y<&)VM[Y6E,B
M2 @[%'())Q@C/6@#TN[\2:993S12R3'R)$BF>.WD=(W;&U6900"0RGVR,XR*
ML:OK%AH.F3:CJ4_D6D(S))M+8'T )KSGQ%'<6.LZKJ?AJ\N(=6^T1I<Z+<1F
M2#4_E0!D!'!VX!9>FWG')KJ?B9_R3+Q%G_GQD_E0!:L?''AW4=;31[;4,WLB
M%XD:)T64#D[&("OCO@GOZ&L;PQK)L+GQI/K&J2M9:?J1 EN7R(H_*0X'H,D\
M =ZIWT4'B6[\#II8+RZ=<I=W$@0C[-$L1#(_]TLQ4;3SP3C K+>\FL]+^(EQ
M!I0U!WU%98K>:V,B2Q[8E,@7'SJN&/']V@#T;3_$.G:EJ$VGPO*EY#&LSP3P
M/$_EL2 P# 9&01QT/!JN/%VB&\M;;[6P^US&"WF,+B*:09^19,;2>#C!YP<5
MQ%H7OOB-<26DFJ3+?^'#!#?W-M(@:7S6.?N@( "#T ],D\VO!&N6\N@Z+X9O
MM"NAKFE^7#);SV;;(3'\OGB0C8/ER00<DG ZYH Z"WU_0K*^\27S:U>2I:-&
M;V*8.T=IA.!&NW@$#<<9]:LV/C70-1U*SL+:\=I[V(RVQ:"14F 7<0KE=I8#
MJ <COTKBKM\W/Q5Q'*?M5JBV_P"[;]\1:E"$X^;YN.,\U+*Z[?AB0DG^C;?/
MQ&W[D?9BGS\?+\W'..: .TO_ !?HFFB[>ZNV6&SD6*ZF6%WC@<XPKLH(!Y'T
MR,XR*U;:\@O+-+N&3,#C<'8%>/H<$5X_J5[I-M)XQ\.7E]=V-CJ6HO)*TFFS
MRNI94,A1D4J0V/ES]WKSTKU:"ZL;GPZMS9%;NQ:VS%M.1(FWI^(XH KV_BC3
M+IXUA:Y;S8&N(2+27$T:XRR';\WWA@#DY&*R] \?:;JWAG^V[I9K.$SO$JR6
M\@+?OFCC5>/G<X&57."<5S_A&*ZTOQ#I5EHVHSZCX=G@D9K6]CS/I6%!5=Y
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M*@L5&/J>.O>K7A?4-%UO^R8)]#U5=;TXJTT=Z)PEDZC#/O<[,<' ')R. ,X
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MK*WDL,9+X7Y5^8?,>/?BN"L;XW5_X!U'[)J ,$\J7-O%I\D4%DS0,HB1 H&
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M29Q,+B4V\7G7 MX&E,,?/S-M''0G'7 /%*WB33#!92V\S7?VV(S6R6R&1I4
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M/';Z9]5HH Y>YTRU\8^$=2LVL)-/M[\L83)%Y4N[@K,R]5;>,C// SUQ5?P
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M0\@FW'(( C&.V%'H.1GTFB@#B?A3YUMX#L=,NK.[MKJQWQ3+<0-&-WF.<*6
MW<8.1D<]:/$OG6GQ'\+:D;.[FM4M[N!GMX&DVNXCVAMH^7.#R<#CDBNVHH \
MK59CHWQ.C^Q7N^]DG-LIM),SAK<(-GR_-E@1Q5=I)=%O_#FLZCI.I76D2Z%#
M83?9X9#):3H=V708;!R1TZBO7** .)F\,V6O^!+ZQT[36T?[3(;JSWH8Y$F&
M&29AU5BRYQUQUP215WP+)?:GHP\0ZI"L-_J21L8P<A(T7"@'T)+N/^NE7]>T
M.YUIK58M:OM/@C+">*UVC[0K #:202O?D<\GO@C7AACMX(X845(HU"(BC 4
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MIS$\J+M&U 25!!7('I0L.H2>&_B5$VCZE'+J$T[6L9MF)EWP*BA=N<\CMP*
M.VL-:@L- T&*8RSWMY:Q^3!&-TDI$8+'DX '<D@<CG)%8OP\O7O=8\7YEO&B
MBU,)''=NS/$/*7*_,3@ YZ<>G%98-_HGB+PKXAET[4)],&B_V;<I%:R/+:2$
MJVYHP-V"5VD@=OI6OX&^T'Q'XNGEL+VVANK])H'N(&C$B>4BY&?<=.W?!XH
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M577<I!(QN7)&W/&<UZ77B<QU-/@Q-X0FT+5?[:L6BA:.*SD>.4+<*V]) -K
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M+!3N)!QBN>NO#NHV/AZ-_L%T\M_XM76#;11,[6\'F@_-MS@[5!(]3CM7KE%
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MG=T.>,UU%S%>:3\2QXA:TN[G2=1TQ;5GAMWD>VD1RR[HP"P4ACSC@]<5W-%
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M2B@#G[#PL;'6?[1_M_7+D;G;[+<78:#YL\;=O09XY["MYW"(SD$A02=H)/X
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M_NH?2O1Z* "N&;[9H_Q2U&];2KZZMM2T^WC@EMHMR"2-GRKMT3A@<G KN:*
M/'-*T[58? G@&SGT;48[C3]:2XN4-LQ,<0,V7(&2!\Z\'GVK0U_0=3US6?'E
MK:6US$=1TRW@M9Y(F2.5X]Y9=Q&.<@9Z<UZG10!Y??ZCJ6N+X,=/#>L0W%AJ
M4;WL3VI018B=3AC@,N3PPXQUP2!4.GVKZ-J6K:)J_@>;6&N;Z:XLKZ.TCEAF
M25RX65V^X5)(.>W3MGU:B@#B+*VN(?BS)<&QG2T_L.*T$\=NRP^:LK,5!Q@#
M!&.W;.:[>BB@#S*.UU&STWXB:;)I-^TE_/=7%K)'"6259(%1 I'4EAC';OBE
M>UO#;_#<#3[[.GE/M8^RO^XQ;F,[N/[QQ^O2O3** /*-)LY-'N-0\/:MX&DU
M69[R:6SOQ:1R03QR2%U\V1ON$%N<YX'&>,^JQ)Y<2)A1M4#"C 'T'84ZB@#A
MM/2>W^(7B^\ELKT6MQ:6J0R_9G*RM&L@<+@<X+#Z]LUR%AI.JZ5X7\$ZE<>'
M+G4H]*MY[34=-:WW3()"I#HC?>(*#IV/UQ[110!YUJ,][#H,5]H/A2?3K:XU
M"#[5'#9(MYY SOE$8SALX ZL!D\<8P-0\-ZOJT7Q L+#2M0MO[3ALY;.2[/$
MOEH-REV8G<Q!&">,\XKV2B@#S6_U._\ $&N>#+Z+P[K$)L[N1[Q)K4QB$M"R
M]6P",G[PXQ[\56GL[Y]'^)<2Z;?F34GD^QK]E?\ ?[H!&-O']X'^=>IT4 >=
M7$%T^K_#N9;"^,=BDGVIOLK_ +G-OY8W<<?-Q^O3FL.^9$N?%>CMI/B$Z1J6
MH,T_V'3_ +2KG"B0I(K?+N(((*DKST/3V&N6M/!7]G2R+I_B'6K6QDD:4V22
MQL@+,68*S(74$DGAN] &[I-W:7^DVMS89^RO&/+#*5*@<8(/((Q@@],5<J*V
MMH;.VCMX$V11KM5<D_J>2?<U+0 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %</<6WC3^S=?CCMK)[G[8)+%_M3+]I@\S<8V
M_P">>(\)QUY/?)[BB@#'U74;K3O#8G\F)=2D1(885.Y/M#X55![J&/)] 36#
M\-=3O7TN_P##^KSM-JVAW36LTC_>EC/S12?1E/Z5>U*W.N>++6RN;:_CT^QB
M:=)XS)$LEP?E&'0@C:A?V._VK!NM)N?#'Q/L-5TFQU*[L+^U:VU5MTD^PJ08
MI-SDECU& 3@#IS0!L^)]?MYM(UZRMK2^N_L=NZW4MHP40,4W 9W*Q8 AB%R<
M'WQ5;PAKD-CX&\)6ACFN[^[TV)HK>'!=E6-=SDL0 HR.2>I &2:R;.'6/#\O
MC'1YM&O[R/5+JXOK&[MD#HXE3&QB2-I4C'/7MVS0T2PUWPY=^$M;GT2^FMX=
M#72+VVB57FMV!5A($!Y!(P>X Y% %GPY?V<6E_$.XU.UU#[ E_*+BW9F>98_
M(7>,ACVW<AL>AK9G\5MILW@S3M(TFZEL-4AW)\Z%Q$L!94^=_O?=))., \DF
MLJVL]5?1_B(LFBW\3:H\S6:NBDREX @  )/4=>@]:EEL=3@A^'=^FDWD_P#9
M<;17<$: 21LUMY?1B. W4YQWH Z*PU'16\::XJ07,&I6]I"UY/.2L1B^?;M!
M;''S9( ^IIP\;:>JZ=<3VMY;Z?J4BQVE]*BB*1F^YG#;E#=BRC\*P+O1+[5_
M%OC" V]Q;0:IH\=E#=-&=GF!9 W/H-XY[]JJSZ;J?B+X>Z5X3N=+NK348'M8
M;J1X\11)"REI%D^ZVX)P%).6YQR: .BNO'UE!>ZQ9PZ5JUU<:2$:Y2"W'W64
MMN!9@,8&><$YX!YQ<_X3#3I8M&:RCGO)-8A:>SBB"AFC50S,2Q & PZG.36%
M9V]W#XL\=W4EA>""^AMUM7\AB)BD)1@O']X@<XSUZ5DZ/'K^GZ)X-TVXTC4F
MTZ&R:&_BM0$E6<!0BL201'UY!P3C)QQ0!9\>ZU:>(_A%?ZK8FYAV31IL9C&\
M;K<*CJP4X/<=Q7I$D:RQM&XRK#!&:\>?1=97X1Z[H8T*\CO'U-W@A55(D4W(
MDRN#T"CJ< ]LUZ]YZ_9O/VR;=N[;Y;;O^^<9S[8H \,MKR.V^&&LZJ-?OX-<
MM=0G2R8:A(SLRR8CC\LL0X(XP0>.:]$7QY]@2PT[4M)U.;7)-+6^EM[2VW;F
M 4.JY(R02>/;&<X!K?##3)[#1+N+4M,EM;S^T+B=//AP=COE2&_'IG-6[FWN
MO^%NV5^+*Y:R32)+5K@1$HLC2HX&?HIYZ4 :<GBJ'?/'::;J%Y-:PI-=0PH@
M>#>NX*P9AE\<[1D_F,NB\7:5=:=IEY82/>C4\_8XH -\N 2WWB NW!SDC!XZ
MD"L+2H;[PMXQ\2/<V-W=:?JLR7EK<6T1EPX0*T3@<J>!@GY<=Q7.VOAC7O!U
MKX7UB#3I=0>QDO/M]A;,&D1+E@W[L9PQ3 ! //;CF@#N[/QEIUW974_E7,,]
MK>?8)+21!YOGY&$&"5;.000<8Y) !PR/QMI:7&JVVHK/IMQID(N+B.Z"Y\H]
M'4HS!AVX.<\8K#\5P:YXD\.6NI6NAL)+#4(KV+2[S:)+F-0RNKC)520YP.?N
MCN<#/UO2;OQ=X,U1-%\*'1+DQQF-;N".&6X=)$DV?*>$^3&6QDD= #0!8UC4
M9;OXG^"';3M1LR_VQ@L[*%D'V=L#:KD!AGN >?RZ!_'>FQ^'-4UQK2^^SZ7<
MR6UW'L3S$:,X8XW8(!/8UA75YJFO>+O!FJ1^&]5MX[*2Y-V)XU3RB\.SJ6&0
M">O<=,]*Q=2TW6X_"?CKP[%H5_-<W]_=75M,BCRI(Y6#+AL\MVV@9SZ#) !W
M.K>-['2=5ATPV&I75Y/:O=0QVUOO,BKC*KR,MS]/>GW7C&WMK">[33-1G2U@
M6>\2.- ]L&0/M=68'>%.2JY(_$9QVAOI/B)X=OVTR\CMX=,F@G<QY$4CE"JD
MJ2/X3R,@=ZSKBTNM!\::TU[X0EU[3M6E2YMKFV@CE>)_+5&C?>1M7Y00<X_7
M !UJ^+;&Y\D:;#<:D9;-;X+;;,^2Q(5L.RY)((P.>#G'%;%E=)?6-O=QJRI/
M$LJAQ@@,,C/OS7 >(M COIK?S-.O]*U*TL%:RU'148B*0L^8#MX*C"_> !W'
ME<UV>B/J47AJQ?6@#J2VJ&[$2YS(%^; 7J<^GX4 <I\2M2UJ*RV>'W(N-+1=
M6NU'\<2/Q$?]_$A_[9D=ZZ<^(['_ (14>(T\V6P-J+H>4FYMFW=T'<"L?1=%
MCUI+[5-5@U.UO+R=P\!N9H-L2_+&NU&"GY ">O+-7,Z#!?Z'X%\7>';FPO(M
M/M(KQM+N)HR%>W96(7)Y!!)ZXSD4 =);?$G2;B[TB.2RU.VMM6""TO9[<+ \
MC+D1[LYW<XZ8)'!/6F7?Q+TRV34VCTK6;D:9,8KSR+3/E *&+G)'RX/UX/&!
MFL.TLYO%7@/P3I<%G<QFW^PW-Q-+$42*.) <JQX8M@ ;<_>YQ@U+X?U VVK>
M/K==/N[J234F\I(H2RR,84&PMT7MRV!SUX- %O7KVVU/Q7\/M4L+AY+:[N)F
M1E=@CH;=V!*],_AFM?3M6T%/$WBF5([BUN[..!]2GN"5C*!&*%03@ *"20!G
M/>N9@\-7^@Q_#O3_ +//=?V2\C7LT,99(]T3+U[C<V..<#-/O_#VH:WK'Q#M
M$MY[=-7L[>&SN)(RL<CI&RL,]AN('N,XS0!U=OXOM)M6TW3YK*^M6U.-Y;*2
M:-=LP5=Q'#$J=ISA@/SXJ"T\=Z;>2:8R6UXMGJD[V]G>,J^7*Z[N,!MPSL;&
M5'2J_AG7]>U*UM;.[\-WFGW=O'MO)KK:(2RKC]T0Q+Y;'., 9YZ9X_[-XBOX
M/"]_?^'M5DU:RU=9;]F*!5&)!B)=V G*\@ =,DGF@"[I'B./POK7C5GT_5]0
MAAU(._V6,S&&/R4)9BS#CKP"3[8K2UJ_M=5\8_#W5=/N7EM;N6X9&5V"NGV=
MR,KTS^&>U2Z8+_0O$'BTS:/>3G4;I;BR\J/?',/*5=I<<(<J<[\<5EVGAB^\
M//\ #O3Q;SW2Z2T[7LT,99(S)$PZ]QN;'K@9.* .LU;QI8Z1;75Y+:7DVGV<
MODW5Y"JM'"V0#D%@S!20"5!QSZ'&MJ6H_8M%N-2@@:\$4)F6.)E!D &>"2!T
MKSK3[*[T+5M6TB_\$MK NKZ:YL=0CAB>-DE<OMF9N4VDG)YXZ#IGT2]M)9M
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MQVL:212$%E8* <X)';UK3H **** "BBB@ HHHH **** "BBB@ HHHH ****
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M6&YLIMCA6QN4@@JP.T<$'I6W10!FZ9HT>FDR/=7=[<LNTW%W(&?;Z  !5'T
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M5>>_L[:XAMY[N"*:8XBCDD"M(?\ 9!Y/X4ZYNK>SB\VZN(H(\XW2N%&?3)H
MFHHKGO&OBN'P7X8GUN>U>YCA=$,2,%)W,!U/UH Z&BO(&^.WV:TBOK[P3KMM
MI\@5A=,GR%6Z$$@ YSQSS7I%KXGT6[T>RU5=2MHK.]3?!)/((]P[CYB.1W':
M@#7HJG9ZMINH.4LM0M+E@,D0S*Y _ T7^K:;I2*^HZA:6:N<*;B98P?IN(H
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MKO4M&L1I^HZ6BS6]Y%(PDW*P^\<\D_SQBM+3O@_;K\/+SPMJE_YS2WS7L-U
MFTPN0 " 3ST(/J">G6J]U\-O&6OVD.C^)?&RW6B1LIDCM[4)+<!3P';\.ISS
MSR>: //_ !5<Z_KOC#PMKVEMC6H/#,&I[0/]8RNY< #U!;COT[UUWAGQ+9^+
MOC9I6LV9 2?PV=\><F-Q*P93]#^8P>]=PO@@0?$/3O$=M/'%9V6E#3DM AR
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M9(B -W\(!/3.3^-9L_P?N$T+Q3H6GZK#!I>L7$5Q;0F$G[*RN&(Z\@@ ?@*
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MH5UH^IQE[6X7!VG#*0<AE/8@X- #O#T5I#X:TR*Q5!9BTB$(7H4VC'Z5\]:
M$AT_XP6UAC^S$63R@OW1B24+C_@/\A79P?"OQYIEBVBZ5\0&BT4Y55:$^8B'
MLIY(_!A^%=-I_P +K#1?ASJ?A;3;@B?4(F6>]F7)=R,9('0#L/ZY- 'GOP_L
M/#]Y8Z!#<?#/4Y)I%B#ZL8#Y);C][NS]WOFJNHIIS_&7Q?\ VCX/O?$B@P[(
M[2(N83L7DX/?^E>Z>%]'?P_X6TS2))EF>SMTA,BK@,5&,XK'T+P=+I'C[Q%X
MD>\22/5EB"PA"#'L ')SSTH \Y^(%I86OPY\*G3M#ET2&;7HI&L9E*O&V) =
MP/<X!^F*OZ+H]CX_^+?BZ7Q' +V#1FCM;.TE)\M%.X%MO?.S/_ OI7;^/_!T
MOC/3M-M8;Q+4V=_'>%G0MN"AAMX/^U69KOP_U9?%<_B?PAKJ:3J%W&([R*:
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%9VOZ
MQ!X?\/W^KW/^JM(&E(S]X@<+]2<#\: -&BO$?A7XH\2P>*X=-\5WLTZ^(+ :
MA8>:Y8(<L=BYZ97)Q["H?$WC[6?"GQMO7DN+J;P[;I;I>6^XLD*2(H\P+V(;
MG/?IWH ]THKR?_A(=1F\??$"&'4YWLK;18[BS5924C8P*V].PR3G(K \.:+X
MNU?X91>+K7QWK*:B()IUMII/,B8QLPVX/J%[YZT >[UC^(/%6A>%K9)];U."
MS1R0@<DL^.NU1DG\!5'X?>)9/%W@?3-:G14N)T99@HP-ZL58CV)7/XUYAH>F
MVOCOX]^))=>B6\M](4Q6UK,-T8VL$&5/!'WCCU;- 'I_A_XA>%/%-T;71]:@
MN+G!(A96C=@.N%< G\*Z:O$/CCX8TO0-#T[Q/HEI!IFIVE[&BR6D8CW AB,@
M8!(*C!],T[XEPZ[8>#V\:V/BS6;5[E;=Q813%88]ZJ"!CGWH ]MHKQOQ?I^M
M^"_A7JVJ0^+M:O;N?[*8Y+B<[H/W@W;".F0V#]*I^/OBKI4_PXCA\/\ B9AK
M?[C<8&=).,;_ )L#WSS0![A17AGQ UZ>#XF:7IU[XOU'0=)DT=)I);:5@/,W
M2<X&>3@#/M6EI=[:1^$/%U_HGQ U77IK72Y6_?NW^C-L8JZY P?E/3TH ]AH
MKYJBULIX!76S\5M3771;F4:<USYF9 >$V]>>.O3->]>#[[4=3\':1>ZM$8[^
M>U1YU*[3N(ZX[9ZX[9H S-1^*'@S2=1GT^^UV&&ZMW*2QF.0E6';A<5KZ%XI
MT+Q/%))HNJ6]Z(_OB-OF3/3*GD?E7D7@W1],UCXY>.(M4TZTOHT+,J74"RA3
MO'(# X-)KFF6?@;X]^&)- @2RM]4017%M"-L9W,4/RC@#[IQTRN: /=:*^>)
M=?2Y\=^*[77?B)J^A0VM^R6<,$KE67<V0  < 87\ZZ76=5U+2?@[<ZAX5\2Z
MCKN^\_>:E*"\T,/ ?:".Q ^FXGWH ]BHKQ'P5J'VOQ1I<GAGXC7&K6[Y_M#3
M==F<2LO?R@5Y(Y/![=2,U;7QMJ.A>*/B7>7-S-=6VE1PM:6TLA,:.PP !V!8
MC.* /8Z*\4@\/>(]0\)VOB;5OB5>Z9JM_"+BVA-R(+12R[D0KD \8SCIZ'',
M/Q!\1>+;3PAX0>PUF&?6I[IH99=)FW17+C[HX #9XR,8R2* /<:*\=O_ (@3
M>(F^'>H:7>36J7VI^1?VT4A W#9NC8=QSD9[$>M6OBWK>OW&K:9X4\*7D]OJ
M<D,U_.\#E&$:(VU<C^\0P^H6@#UBBN"T"]F^)/PQTZX@UB[TR\D55N+BS;;(
MLJ<./8$C/T(KA_".A^(-?\7^*-)G\=^(8XM%N(XHW6X),H;?G=G_ '1T]: /
M=:*^?]:U[S/BEXFL-9\?:KH%C;-']E2WE;:24&X  ''K^-:.OZJ^F?!O5M4\
M/>-M4UAOML2+?2RL'B.5W(IX.,$?G0![?17B?B2S\5_#_P -VWBZS\8ZEJD4
M+0M=6.H$.CHY P#VY('KSG/%>RV=RE[8P7<6?+GC61<^C#(_G0!0T'Q/HWB>
MWFGT6^2[B@D\N1E5AM;&<<@5K5\S>"M0O-*^!_C:]L+F6VNHKZ,QS1,59<M&
M#@CV)%;_ /PL35KSX*ZW;W-Y<6?BC1Q DDH<K*\;2IMD!'JIP3WZ_P 5 'O5
M%>,^(YM:UGXB^$= M_$>IZ9;WVC^=,]I,5+.%=MQ'0D[0*OZ+?Z_X-^*5EX2
MU37)]:TW5;5YK::Z \V%U#$@GN,*?S'3G(!ZO17SC;>)O%,/P^7Q8NLZA.=*
M\1O'=1-.Q66W(C^5N>0&P /]LUZ!XUUZ]UCQAX.\.:!J,\"7[?VA=36TA0FV
M R!D=F ?\0* /3J*\)N?$VN+H7Q6E75KP2:=J"I9L)CFW7SF&$_NC''%2W^F
M^+O#OP^M/&UAXVU2[GCM8+N:RO3YD3JX4LO/IN_(=C0![C17E#^*[[4_BIX"
M-M=W$.G:KI3W4MHLAV,3%(PW#H2#C\JT-6U?48OCYH.E1WLZZ?-I4DLEL'(C
M=P9<,5Z$\#\J /1Z*\,^)7B[Q*?&-ZWAJ\FCL/"]O%<7\<;D+,[2+E6 ZC:1
MP>P>NH^*/BBX3X1KK^@WTULUP;>2*:%MK!7(.,CZX- 'I=%0V;,]E S$EFC4
MDGN<5\[-XCN]1U?6X?$GCO6?#?B"&YD2SM 7CLU4?<W;0<CW/;GF@#Z/HK(\
M+/J,GAC3WU:\L[V^,0\RYLVW13>CJ<#.1@],9SBM>@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ KS[XK:)K?BG3-+\/:7;R&SO+Q#J-RK*!#
M"I!Z$\\G/&?N5Z#10!XIXE^%.M:/'I6M^'M:UC6M4TJYC:WM;ZX5E6,'E4SC
M X7(Z8S6_;^$+K5_B5XIO-7TQUT75M*AMPSLO+;4W+P2000>?4<5Z910!X;X
M(^'OB;P[?>,K>^@>XAGTQ[.QN3(I\\!2J #.1\NT8/3I2^'Q\1]*^'D?@ZU\
M$>7+Y,L']H3:A&%02,Q+;!Z!O4]/PKW&B@#GO _AH>$/!NG:(91+);H3+(O1
MG9BS8]LDX]JX'Q-X/\5>&?B%-XV\%6\-^MXFV^T]V"ENF2,D9!*@\'(/8BO7
MZ* /#]6T/Q]\5]0L+/7]'C\/^'[6833*90TDC=..<DX) X &3UKL_BSX=U#7
M?AQ/I.B69GN/,A\N%&"_*K#U(' KO:* ."^)V@ZGKOPLN-)TRT:XOF$&V$,H
M)VNI/)(' !K+^(O@F?4_A?'I^C:) ^JC[/E8DC1^,;OFX_G7J-% 'C_BS1/$
M5M\3],\0V'A3^W;.#2%M7B:>.-?,W/G[V>F0>G>M/S?$6N^&?$FER> %T)KC
M2YDA>.[B?SY2I54PH&/O'DG%>FT4 >,2?"NYF^%^C26-C'IOC'2XQ-')&$5Y
M'!)V.PX;(Q@D]<=B:]1\-7FIW_AZSGUJP:QU(IBX@)! <<$C!(P>H^M:U% '
MA::;X^\+?$_Q+KNC>%!J-OJ,C+&TEPB KN!!'S9[=ZV/#_A'Q9XF^(EMXR\:
M6EMIZ6$>RSL(9 YSS@G!/0L3G.<XXQ7KE% 'B5GIGBGPYXU\67J^ %UVVU.^
M,L$LEU"FU07Y 8,>=P].E=->2^.=3\%O-H>AQ^&M6M;P,NGF6*5;N(#)&[:
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MYPW LV0% QCO7KU% 'C6N6GC[Q]H5MX6N/"J:%I[/$+N]GODF.Q"#\JK@YR
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MAO22!;B9=Y(ZC;G.1W':LCQIXCAT7PYJKV^JV=KJ<%H\T*2LK-N"DJ-I/<C
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M1+6Z@CV2.T9#;N<G&"H!P._6NG&NZ0;2>[&JV)MK=S'-,+A-D;>C'. >>AH
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M/#_:"(EO%(,-'"@/!]R[2'W!6K.L:=K;-;0>'KC3M/M7WB\:2W+2 $ !H]I
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M\YQC@\UI444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MM]\2O"$RSVTN=$F*,6!^;,>"/R;!^M '?VNMZ7>Z3_:MMJ%M+I^TM]I64>6
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MIQD8V@<#)SBNKTKQ!8Z=\3O$HUJ\AMEOK>TDTR:X8(DMNJ'<$+<<.Q)'?.:
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M;6&YCB\YXGD&\)D#)';)( ]<\5:TS5;'6M/CO]-NH[JUDSLEC.0<'!'U![4
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MLJR,V=D1;[H=NB$Y&-Q&<UB>,O%*:/>Z+IJ7/D/J%XL<TJKEHX=K,2O!&25
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M/G)%YY5R4S'_ 'UW8W+_ +0R/>@#59%<890P]QFA55!A5"CT Q7-R>-O#%W
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M2E#)$CE#N4LH.T^H]*\_\/Z])J'POT&_UCQ(=/O;QT)NCL#S-YI^0*1@Y''
MXKL]1UO3=)_X_;I8CL,A4 L0@ZN0 2%'=CP* +QC1FW%%)'<BD\J/G]VO/7C
MK26]Q#=VT=Q;RI-!*H>.2-@RLIY!!'45A6NKZ;#JNNW,GB2&:"V$7GV[N@CL
M/E(Y8=V()()XQ0!O>5'L*>6NT\E<<4IBC+[RBE\;=Q'./2L>U\7^'KZ^M;&V
MU>UEN;J,2P1J_,BE=W'OMYQUQS7.W_B$ZUXTOO#5KK$VG""R1HIH$!8W#.PY
MR#D*%'' .3[8 .Z\M-JKL7"?=&.GTIK01/*DK1(TB?=<J"5^A[5D6_B#3K1;
M:PO]7@FO05MI)]FR.2<#!7/W58G^#.>U&I>,/#FD33PW^LV<$MNH:5&D&Y 3
M@9 Z9]* -NF>3%YWG>4GFXV[]HW8],UAW'C?PQ;1SR2ZY9;+=PDI60-M)&<<
M9[=?3O5A/%6@R:I!ID>K6KWEPNZ*)9 =XQNX/0G'..N.: -.2"&9D:6*-RAR
MI90=I]1Z4YHT8Y9%)]2*S+GQ+HUG=-;7&H11R+(L+DYVI(V-J,V-JL<C )!Y
M'K5.3QAIL?C'_A&RY%PMMY[N5(4$L%50<8.<L2>V* -[RH^?W:<]?E'-<UKW
MAV[U/Q/H&I6XM!;:6\SR12DYE\R,QD<*0, Y[Y]JMZ'J-DUEJ=XOB%-2M8[N
M5GG9D"6P !,6X8&U1W/KR:MV>OZ7?W,EM!>(9XX_-:)P4;9_?PP!*_[0XH O
MK#$D0B2-%C P$"@ ?A1Y,6 /+3 _V16$WCGPNOE$Z[8D2S&%&$H(+YQC(XQG
MC/3-=!0 PPQ%BQC0LR[22HR1Z?2CRH\@^6N1TXJ*]OK73;5KF\G2"%2 7<XY
M)P /4DD #J2:I1^)-&DL[NZ.HP1PV;;;DS'RS <9PX;!7@]Z -,1HH(5% /7
M ZTD4,4$8CAC2-!T5%  _ 5DVGBWP_?ZA;V%KJUK+=7,0FAB5^77;NX]]I!Q
MUQS6;XV\26^E^&]9%MJGV74;:T>1'C0/Y;[24#Y4JNX@ !L9SQ0!T\<$4)<Q
M1(A<[F*J!N/J?6I*S/#EQ+=^%])N;B0R3364,DCGJS% 2?SJCH7C'3=?U#5+
M2U<C[!<&$LRD;\*I9N1T!;'OC/2@#?V)MV[5V@YQCC.<_P Z&1'QN56QZC-9
MMIXCTB^O([2WOXGGE0R0KR/.4=6C)X<>ZY%:$\\-K;R7%Q*D4,2EWD=@JJHY
M))/04 .,:$Y**2!C..WI2>3%C'EIC_=%9UKXCTF]DFC@O%:6&(3O&497\L]'
M"D E3ZCBB#Q)H]UH[:O!?Q2Z<N<W*9*<'!Y] >,T :@  P!@"F>3%M9?+3##
M!&T<BJ%]K^EZ;C[7=K&?+\XKM9BL?]]@ 2J^YP*IZWJ=@UII;KXBCT];JZA-
MO)$Z-]K!88C7.<ALCD4 ;BQHI!5%! VC Z#T^E*% )( R>OO6;JFL6%@&@N;
M_P"S3-&7RB[WC0<&0C!PH_O,,5C_  VU2]UKX?Z7J.HW)N;N82F28@#=B5P.
M!QT Z4 =3L39LVKLQC;CBDAABMX_+AB2-,YVHH _(5S\?BW3[WQ5?>&X9GCN
MK:%"TH3H[EN%R""0%SGISCL:P_ ?C6UG\+:1'KVMPOK%[-/&OFD*TA$\BJ,
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M]LC;]1BJNFZYI]EH/PYBG>WMFDL"BZI*-WV9A$@:-?X1(W3YLXVG@FO7,4F
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M2"0K  @C:.!DDFNP.IV</QE@N))MD-]H"1VS,I'FM]H)(7CG@@_3GI7?X'/
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MK&H8Y) &.3W/J: +"L'174Y5AD'VI:** "BBB@ HHHH **** "BBB@ HHHH
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M"\ <YR21CD\5D:>VG:E\$=2T*(0SZI<W-U'#:+CS7F-PVQ@O4XX.[H IYX-
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MW_=NHRRD$9W#N.HKDKV^MIOBEX2D2XC=3IMT-P8$9;R]HSZG!QZXJ'6=-O\
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M.';,[MM]?F3 'J"* /2+/Q+I%_J(L(+O_2FC\Z..2-XS*G]Y-P =?=<BF_\
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M&0>XR&&?7-9_A&:XTS7=&T_2]636_#L\$C1).H-SI2JF0K,.=IX3# $' [4
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M:W.T<&IB. RHTACC\M#T1?E7+=< 5W,^MZ?!;6]Q]H\U+E=T MT:9I1C.55
M2PQSD#% &A17 ^.?$BWGPUO=:\/:M-&89HD\R#Y&#><B.C!AN4@,<C@UU]_K
M-CITR03R2-.Z&188(7FD*CJVU 3C) SC&2!0!?HK#D\8Z#%IEGJ)U -9WDHA
M@ECB=PTA. AV@[6SQ@X.>*LQ:_IL^N3Z-'-(=0@C$LD)@<;4/1MQ7&#VYYH
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ KB/B6+R'3M$U*"WFN+73=7@N[V*%2
MS&%=V6"CD[20<>V>U=O10!Y=>7T7B'XBS2:.\TB77AB>V@NE@D""5I<KEMO'
M?GU&.M1>$[W0M7L]#TF]TC56\0:6\.^SN3<;+62/ ,H8GRPH )'KD#'->K44
M >5:>9]-\06,GAW4'NM/O=387FA7:;GLRS,7FC/WD4'+<_*=W!Y%+X8U>UT[
M3+WP;X@TF>ZU:.^G>.VDM&DCO@\K2)(&VE0,L,LQ&,9KU2B@#A=$DB/Q=\3L
M<9DL[1(WQPQ7?O4'N1E<BN<GAEO_  Y\4;:TADFGN;F1X(XT):5?)090?Q#(
M(XKUVB@#SJ]6V\47/@M='99I--NTNKB=%XMXEB(:-C_"S,5&T\\$XP*P]+ET
MJ*TU#PAXITS5;G4_MD[1VH-PT-^KRM(CKM.P#)&2< $9/>O8:* /.-(U-?#?
MCSQ/9ZW'-$=1DAGL)A$\BSQB,)Y:D Y92,;>IS6E\)2P^&.C1/%+$\<;*RRQ
M,A^^QXR!D8(Y'%=K10!YQI5Y9:3KGCBVU:)@]Y>>;#;/$2UW&857$8Q^\R01
M@9K M[&[\"V_@^X\017SZ=!I<ME=RV;R9LY7=9 6\LY*X&WC(^4>U>S44 >4
M^*X=*/PJUN71-/N(8=0O(9T,BR&6[?S8BTNU_GY"GKU"YZ<UL?;!HWQ3N]3U
M&4+I.J:;#':7K']TCQLQ,9;HI.XL,\'ZUWU% 'F>G^$9]7\(>,+?:\$>K:G/
M>::&!4H1M,<F#RN73=],'O6>[^);B70/'$%G+'J-_&-+FM&'^JCD7Y'8>@F!
M?/\ =<#M7KE% &18WNGZ?J-OX8@$XG@L5F3,;%/+!V<OC&[/;KWK7HHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MZ=;K.+I+@N) =A V[1CA_4]* .QHHHH **3(QG(Q1D8SD8ZYH 6B@$'H<T4
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MTD3"_D8J/+<N<*@^7).<9S@G%<WX49SHOQ@TYUB6UM?/>&VB;=#"VV?_ %?
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MZ7H]AHT4L=A!Y8FD,LK,[.\CGJS,Q+,>!R35Z@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M!=HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M!?6SVPE61E& Z'<-C8XZ$'N#6=;_  ZFMO".AZ"FMEETJ]CO$F>U!WLCEU7
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MHQX/GN9]'?5=2BO!I-QY]O(+79,2 0%9]YRO/. ,[1GOD WM7U*'1M&OM3N
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M/3KF@#LJ*X/P7XH?7-3CMI]6N4U"&U;^T-(OK=(98I<IADPH)0?..IZK7>4
M%%8WBFZO++0WFLKRULW\V-7N+D\1QEP&*C!!?!.T$')QUZ5RUCXDU^2Y\:6-
MF)[^?3+:"?3A=P+'*[21N=K* N1E. 0#S@T >A45Q_@WQ)!X@N[HVVLW%R(8
MD6:POH$AN;67)SN557@C'J,@\UUDZ/+!)''*T+LI"R* 2I]0""/S% $E%>2W
M7C+7K/P0MY/J,IU?3-5DM=4CBMXSYD4;%G905^4"+#!O?'.174:QXFFTRRU[
M7H+DW&G:=:(L,.%V23D;MVX#.W#Q]\<MZ4 =BQ"J6.< 9X&:YA_'VC)X:U'7
MRE[]BL)Y+>8?9SO#H<-\O89XR<57LG\61^)=/)2ZN-(FC=;TWGV93"X&4:+R
MCD@G@ALX&.:XJY_Y(_\ $+_L*ZA_Z-% 'L<;B2-9%SA@",^].J&T_P"/.#_K
MFO\ *L7Q+>7EK<:6D-_'9VLTS+<,B[[B3Y"52%-K;B3R>. #0!T%%>:V?BW7
MW\&:C>&*ZNY]/UF2RFD@@0W/V9'&7$8&TN%/( QU.*ZCP=K,&N:=<WMIK0U6
MU:XQ"Y14DB78N8Y%"KA@VX\CH10!OB.-"65%4]R!BLO4O$=AI>H:793^<TFI
MR^5;M'&60G!;EN@X!]ZS?B0TZ?#K7I;:[FM98[.1P\) 8X4\9(. ?;!]"*YO
MQ!;W44/P^CCO7EG;44*37"*=N;=^R!00/\F@#TVBO-SXNU;P\GC2#4+L:FVC
M&V:UFEB2,GSUX5PFT$*W?CCO6W8-XKB\4VJR)=3Z++"XN6O?LRO!(!E3'Y1R
M5/0@YQP<T =:>!FN=@\:Z5=7M[9V\6H37%DXCN4CL96,;$9 .%[CFNBKRW0I
MM<B\;?$+^Q;.QN)?M,)!NKEH\-Y/& $;/YB@#T;2]4MM8T]+VT\WRF9TQ+$T
M;!E8JP*L 005(Y%7*Y;5KN_M9M%B6^2Q@N%D:Y6"(-=2R[00(TV,",EBQQQ@
M=.:Y0^,/$4GPZM-42\CCODU@6$SO;J3*GVCR^0.%..N!],4 >J53U745TG2[
MB_>WN;E85W&*UB,DC<XPJCJ:X[[1XD7X@3^&SK^ZWN=,^WK/]DC$ENPE"%8^
M,$'(/S[L8[]:R[CQ9XAC^$FN:HM_'_:VDW5Q;?:C;K^]$<NP-L^Z"1CMCCI0
M!W5UXCLK37],T65;@7>HK(T'[H[,(NYLL>,X[#)Y%:]</XB);XE^ R3R5O\
MG_MBM0VOB+4M)U'Q3I6LWTES=VL:W.FD1QH9H'^5 H"X+B3Y"3QDKQ0!WU8G
MB+Q-H_A6"*]UB1H(9'$0G$+.JL>@)4''3O6CIL-U!IMM%?7/VF[6,":;:%WO
MCD@   9Z>U8'CG2[;6M/T[3+Q-]O=7HBD'L8Y!D>_>@#J 0P!!!!Y!%8^A^*
M=)\237L>E3O<+9S-!-((F""0=5#$8;\,UQ/AC7M0/A"3PG/,5\1V-U_8Q<?>
MVX)6<>PA#,">I3WJCX5U&'P;X7^(%Y:0)Y>GZW.D$1X4?+&B ^V2,^U 'KM%
M<=:GQ<GB.U4"YETF:&1;I[Y;8&WE RC1B)LL">"ISCCFN47Q/XK7X:VWBQM9
MC:>"],4EM]D01W"?:C%ACC(XQ@KCISD\T >LRR"&)Y&#$*,D(I8GZ <FL_P_
MKMGXET2WU>P$OV6<N$\U-K?*Y4Y';E37/VFH:UI_Q'AT6^U,7UG>Z=)=*IMT
MC\B1'484KR5(;HQ)XZUPVAW?B70?A!9^)-,U6$6NGM-(^FO;*5GC%P^[,A^8
M-R2",#@#'>@#VRBN#N=>UG7;[6[31#>P-IZQQPM MN0TKQ"3,GFG.WYE&% Z
M-STQ6N]4\82Z[X9TF6\M]+N=2L+AKM(X%F\J6-5^9220>6R!G [YH ]$ "]
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M(N+UBMLL5L\GF,!D@;0><5M5YY\0FG7QGX$-K''),+^?8DLA12?*[L 2/R-
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MR<@<UV%% '*^'_">I:/Y:WGB>\U2*U4K91W$**(N"H+E<-(0"1R>Y[X(I?\
M"O#_ ,(*?"O]KM]F-QY_G_9QOSYOG8^]C[_MTX]Z[>B@#GY/#DTWB^R\0R7Z
M^9;6K6ODK!A65B"QSNR#E1CT]ZS;/P$MMH8\.RZF\^@"8R?9FA E92YD,;2
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MED1F95=2R'# 'E>_-.H YX>&)$\6R>((=2DBDGM8[>Y@6)2DI0DJ<GE1\QR
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M[8RRD$9'.1DX&".<ZMGX%AMM+MM%EU&XN=$M9EEALY57.%;>B,_5D5@"!C/
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M<:UXI_X1+Q=JZ^(I$FT/4[F.W1;:+;*D>W"R97D8S]W!R223P!T]I\/FMY=
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MV_.K!<[LHIYX&,8ZYT=(\+SV<$JZKK=[K$KPM;K)<!$\N,]0 H&2<#+')X%
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M/AZ>W,%Z(8\S13;2H=2NW< 2"0!VKK1X(CA&B7%KJ$L.I:/;_98;KRU/FPX
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M*/O9SD'D#@5Y;_Q'XFAUV30[B6WNK&_EL[3;+&L2M$0#YBE26W')/H",8ZD
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M%>O(ZUTU<)J]QJ6C7'@R&VU:Z:&\U!8+A)!&?,0Q,V"0H(P5'2GQ7.K>+/\
MA)?[.U:33KG3KYK&R50"BLBH2\@(.[<6(QT  P,Y- '<45PESJ.L:YK6L:19
MW$L<FG6T $EI*D>9I$+^8=P.5Z #IP<YXQ2O)_%;:SX/TJ]UHV=UJ%M=I?\
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M\2ZMKOC/QI81W]S96F@:<S6JP-M)F"Y\Q_[W(/RGC':@#UNBO!M7^(7B._\
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M?7-W"8'O)RA=$((P@"[1U/8DGKG Q0N_AW876@:/IJZCJ$%QHP L-0B=5GB
M4+C(7!!  (QSBNQHH Y.[\"07NE6UO/J^I/?V]VEZFI,Z&;S4!"\%=NT D;=
MN.?4DEC?#^V9]>=M8U-CK=NL%V6>,YPFPL/DX)4D8Z#/ '&+OAWQEIWB;5=9
MTVT@NH;G2)EANEG50-Q+#Y2K'/W#^E=%0!S-_P""[>_\.Z5I+:E>QOI4L4UI
M>(4$J/&"JDC;M/!(((YJLW@"V:379&UC4V;6[=8+LL\9SA"FX?)P2I(QT&>
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M@NH@PCFC61=PYP1D9_.IJ "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MW>G/+^T5:6+ZEJ/EII&Y7^T'>N 1@'T..?4YKN;_ .'6E:A;^'TDN]0CGT$
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M> V^ T?EA,8P 4_'K0!YKX3\2^)+_P"$OB2^/B*&"^MM2:)+[4G.V*("/(!
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MM Z=L\=: ,&\LGO/VDA;O?WRH-+\Q?+G*E/]E?1?;O7KM]_QX7/_ %R;^1K
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MG]\X-:/CK4=4L=5UFU35Y#!!H<D]C:6%Q(MS!*BY,\Q! *<?Q,<\  G.>_\
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M<TO_ *](O_0!6C5:PLTT[3[>RCDDDC@C6-6D(+$ 8&2 .U6: "BBB@ HHHH
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M[F0QMC<ZD-@$ X!Y.<YH ]:HKP:'QAKEY\'/%LDFHW8OM%OA!;7R2E9&3S%
M#,/O'!(.>H([\U9TO5M9L/'7P\W:WJ-U'K6E+)>Q7$Y>-V,9.0O0$<<]3CDG
M)R >X5G0:U;76LW&F6P>:6U -S(N-D)(RJ$]V(YP,X'7&1F]*YCA=PNXJI(
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MLC1KS4?LTUS]FA:7R(%W/)@9PH]: ,%/A_I:>(M*UW[5?-?:7;+:VQ,B[1&
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M=YI-]O\ LUW&8W*'##W!]0>:T** . M?A#X?M)O#LT=SJ)ET)B8',PS+\YD
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M_6;=N<]>G;.*U-5\#Z5JVLV6L2R7D.IVD?DK=VTYBDD3G*L1U')Z8/- '$?
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MJ!@*N %4# X 'OF@#P,ZA?ZU^S9J=[J>HWUY<Q:HJK)/<NY*YC&TY/(Y/!R
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MO^N+?^AQUH?$NZU2V^(O@>RTO5;RPCOYGBG6"9@C ,G)3.TD!FZ@^^:['2_
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M[R.#:J7 9-VXEE^;[IXXSC-<]XM>Z\._ SPE?:1J>J6ES.UIYCQZA-T:!B5
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MX6( C:1C!R&;D\\TW4/A[H6H3ZD[K<10ZHZ/J%M#+MCN60Y!88R#Z[2,]\T
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M;]HW59>9GCT$-P,%R!'_ #H ]AHKP[P1-XH\6^']-\265Y"-1BU=I+^XGO'
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M%.<G(]2.A(KLZP?%6OWWA^TLYK'0KO5WGND@>.VZQ*<Y<\'@8]ASR10!!?>
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M,"QG2)I(],C#LAFC&1.-S'& 0" ,'C/-=:WA?2);._M;FU^U1Z@ +LW#%VF
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MC6/DP6J1R%3 CQ;O.4 _?+$_-VV@>N8)9YKKQ7I?A>344O;=-&\Y9+IF O)
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M SSTZUROB3PC;6&AVFG:9H5SJ&E&_P#M5[;PWK>>IPQWQ%W&#O()PP.,XZ\
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MGI"=IP_X=?PK@?"]T]EKPT?6M%.EZTNG2JDML^^VOT!3=(#UW@@9W<X;D]*
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M=7:O93.Q+O9RY9FW'G=&$D4-Z[* /5:K0ZA:W%]=6<,JO/:A/.4?P%@2 ??
MS]"/6IHHDAB2*)0L:*%51T '05YWX:T>P/C3QZ%@\MEN80KQ.R,NZW4MA@00
M223F@#T>BO'= T[3H/A!:>(K_4]4M[VXT\6TEW#<.TA#RC"(I.T$G"YX^\23
MU-;NC020?$S5-+-LNGV=QHD4[6=K.P57\UTW97;M? P2OIU/6@#T6BO#]+MO
M(^&O@OQ MS=MJG]J6\?GO<.24>X963&<8(//'-;_ (GN)]%UK4=1UG3_ .T-
M EN8F74[23-QIA4(-C+U\O<,G;_>.0<T >HT5Y)XX>.XT[QK?6$DMS<V*H#=
MRR;/L$B(I"6^!NSSN8_*,MU."*WHKR+7/B"VB:OMEMX]&AN;>VD^Y*SLPDDQ
MT)&% ].<=: .TNM0M;.XM()Y526[E,4"]W8*6('X*34<4FHG6+B.6W@73EB0
MPS+(3(TF3N!7&  ,<Y_^MYOJ/A[3K;Q'X!T]KF;5%@NKRV-Q=-OD95B<["PQ
MG:>/^ ^U:0N)]-^(?BZ6T\Z9H=$AN(8'D9UWCS#A03P#M' H ]#HKR"^=T^#
MFF^,=.G=O$$:6]T;L,2\\KR*LD;_ -Y269=O08& ,5K0Z+;:S\2/%MEJ#W<M
MJ;*S?R#=2;0S"3.,'MC@=.^.E 'I-4KJ344U&Q2UMX)+-V?[7))(5>,!?EVC
M'S9/!Z8KG_AC>7%_\-="N+N9YIFMMK2.<LV&*C)[\ 56\3AD^)7@=DEF422W
MBN@E;8P$#$97.,\]<9H [:BO'9](@O-&^)4MQ/>R/I]S/+:%KN0^2ZVZNK#Y
MN2#ZYQT&,G/J'AZXEN_#.E7,[EYIK.&1V/=B@)/YT 4M5\2BUURVT'3K7[;J
M\\1G,1D\N.&(''F2-@D G@  DG\Z=_:^JVNKZ=8WVE1>7>R.@NK:X+I&5C9\
M,"H()V\=1UY' /*Z/FQ^/'B..\.U]0TZWDL2W\:( KA?^!9./QKT"YGC@5=V
M&E8D1)W=@I.!^ - $]%>/)*VI_!63Q?]H>/Q#&DMY]N5B)$E20_N_P#<P-FS
MICM6O%9#6/BAY&I_:?*N?#<4\]I]HD""0S$,,9X''0<<4 >E45X;-:>5\'=0
MU<75XVH:/?RQV$[7+DP*EUM4#G!XXYR2..@&.LOM&MM9^+FH:;?37DEC)HD4
MSVPNY%1F,SKV;(& .!@9&<4 >C45Y#HLS1>'/[$U"_OKE+7Q/+8:?$'!:^BC
MY$4C-_ #NW'T3'/2HKG[3#X6^)MF7:U2Q?S+>&UN'"0$P*Y"$;3MSSC '7B@
M#V.BO,ET^+3/&?@>6WDG+ZI:W$5\9)F<7"K '7<"<<'I@#'2H( VA:AKW@4E
MS-JDJS:7*Y+,8)>).3_SQP[#VQ0!ZI145O;Q6EM';P)LBC4*J^@%2T %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 52U;2+#7=,ET[4K=;BTEQOC)(S@@@@@@@@@'(J[6-XF\01^&])
M6[>(2RS3Q6T$9?8K22,%7<W.U><DX. #UH (O"VCPZG;:C';.MW:Q&&&07$G
MRH>2,;L')Y.>IY.35>]\#>&M0N[^YNM+2234$V70\QPLO& 2H.W=C^(#/O3H
M]3URVUFPL=0TZT-O=EQ]KMIV(1E0MM*LHZXX.>QX'&=^@#%@\)Z+;7UK>P6C
MQW%K"8(76>0;(SR5QNP<GDYZGD\U&G@S0HH)(8[69%DN_MK%;N8-YYSF0-NR
M&.3G!YK>HH PKOP=H-]8265W8^='+.MR[O,_F&50 K^9NW[@  #G@<=*=:^#
M_#]E=7=S!I<(EO(A#<%B7$J 8^8$D$D$Y/4YY)K;JEJ3:FJVW]F1VKL;A!<?
M:'9<0Y^<K@'+>@/% &=H/@SP_P"&)))-(T];=W!7)D>3:I.2J[B=HSC@8' J
M,>!/#2Z-/HZZ:%T^=P\D"S2!20VX#[W"@DD*. >U:\6I6D^J7.FQRAKJVCCE
MF0?P!RVW/N=AX^GK3=+;4WM"=6CM8[GS7 %L[,NS<=AR0#G&,^] %>_\.Z9J
M3V<ES#(9[//V>X2>1)H\C! D5@V".H)Y[U'=>%-%O='.DW%F7L6D\UXQ*X\Q
M]V[<S Y8[N<DGGFMFB@#+_X1[33K,.KF&5K^&+R8YFN)"0G=<;L$' )R.36A
M/ ES;R02[O+D4JVURIP?<$$?A4E% &%#X/T2VLK&TM[::&&Q+&U$5U*IBW=0
M&#9P?3I6G8:=:Z9;?9[.+RXR[2-\Q8LS'+,S')8DGDDYJU10!DZWX:TGQ#]F
M.I6IDDM7\R":.5XI(F[E70AAGV-16?A#0+%-02'38]NHC%V)&:3SN,'=N)SD
M=?7KUJ#2?$%Y?^,]?T2XMH(HM-CMWBDC<LT@E#GYL@8^Z.!^9KHJ .>T;P-X
M=\/PW$6EZ>;=;A/+=A/(S!/[JL6)4>P(IP\%Z -+LM-%G(+.QE$UM$+F4")P
M<@CYL\'IZ5'K?B"\TOQ5X=TN.V@>UU266.25G.]"D;/PN,=ASG\*Z.@#,@\/
MZ;;ZS/J\<#B^GC$4LK3.V]!T!4G&!].]9^D^ _#.A:H^I:;I4=O<L68%78JA
M/!*(3M4D<?*!QQ71T4 <S=?#_P ,7DU_)-IIQ?G==1)<2)%*W]XQJP7=_M8S
M3AX0L(_%6G:S;VR026-L;=9$E?<\>& C*_=V@L6SR20/3EU_X@N[/QUH^A"V
M@-K?P3R^=O)<&,+QC&!]X=S^%2^,=:NO#GA+4=8L[>&XEM(3+Y<SE5('7H#G
MZ<?6@#<=%D1D=0RL,$$9!%<['X$\-Q6%M8QZ>R6UM.+B%%N91LD7E2#NSQV'
M09XQ6[:3&XLX)F #21JY Z D9J:@#+C\/:9'K$VK"W<WTT0@DD>9V#QCHI4G
M&.3V[U0T;P)X9\/W\E[I>EI;3ONP5D<A-W78I)"9_P!D"NCJIJ&I6FEQ0R7<
MHC$T\=O&#U:1V"J!Z\G\@3VH RSX*T Z3>:6;*0V-Y*9KB$W,I$CDY)/S9Y/
M)]:VX84MX$ACW;$ 4;F+''N3DG\:DJEIC:FT,QU2.UCD$[B(6S,P,6?D)R!\
MV.O:@"JOAG2DOM0O4@E6YU!0EU(MS*#( , ?>XP"0,8QFJESX%\-7GA^#0KC
M3%DTZW;=!$TKDQ'_ &&W;E_ UT5<FWB'6-2NM2_L"SM+B/3+];*>*X<H\QVH
MSE&SA=H<=0<X/3B@#>TG1[#0K!;'3;98+=26V@EB2>I+$DL?<DFDU;1=/URV
MC@U"W$JQR"6)@Q1XW'1E92&4CU!%7Z* ,D^&]*;3[RR>WD>&]&+IGGD,DPQM
MPSEMQ&.,9Z<5=T_3[;2["&QLT9+:! D:,[/M4<  L2<"K-% %#4='LM4EMI;
MI)?-MF+0R13/$R$C!P5(/(XJG-X1T.XM[:"6S<I;7/VN/$\@/GY)\PD-EGR3
M\QR>:VZ* ,N/P[I<6K7&J+;L;RYB$,SO,[!T'12I)7')XQW-4M$\#>&_#E\]
MYI.EI;SOG!$CL$SUV*Q(3/\ L@5T-% $-W:PWUG/:7,8D@GC:*1"2-RL,$<>
MQK.@\,Z7;G*Q3LP@-NKR74KM'&<95&9B5!P,X(S@>@K7HH P!X*T :79::+.
M06=C,)[:(7,H$3@Y!'S9X/3TJ>[\+Z1>:A)?R6\J74L0AFD@N)(C,@Z!]C#?
MCWS5MM3MSJ;Z9%(CWRV_V@Q%L87. 6/.,G/;L:R_!>OW/B7P]_:%W;Q03?:9
MX3'$Q91Y<C)U/7I0!:U/PQHVKV-I97=D/(LW5[80NT)A*C V,A!7CC@U##X,
M\/VXU$0Z>(_[101W921U,JA0N,@\<#G'7G/4UNT4 8-UX,T"\TBRTN>Q+6MB
M5-IB>0/ 5&!L<-N7 XX/:I]*\,:/HM]=7UA:>7=7043S-*[M)M&!DL3S@=>I
MY)ZUKT4 9VLZ'IWB"Q^Q:G T]MN#F,2N@)!R"=I&<$ _45%K7AG1_$6EKINK
MV:W=LA#()';<K#HP?.X'WSFM:B@#%B\):)!X?ET.*R*:=+GS8EF<&7(P=[9W
M-D<')/'%)-X1T6XMM/MY;:9HM.=9+1?M4O[EE&%(.[J!P/2MNB@#'U#PMHNJ
M:K!J=Y8K+>01^2LN]ANCSG8P! =<\X8$553P+X;BTJWTR/3O+L[>?[1%$D\B
M[9 <ALALY!Z>G:NBHH RD\.:9'JT^J)%,M]/$(99A<RY9!T'WL<<X]*ET;1=
M/\/Z<FGZ9 8+1"2L7F,X4DY.-Q..23^-:%,FE2"&2:0X2-2S'T &30!GZMX?
MTW7#:G48'E^RRK/!B9TV2+T8;2.1V-(OAW3%UQ=:$,O]HK#]G$QN)"?+SG:1
MNP1GGIUYZUE:#KFMZV-*U..RM#HFHP-*3O*S6PQE,Y)#[N,X P3WZUN-J=NV
MI2Z9#(CW\< G,1; "DD+N/.,D'MV- %*Z\*:-=W]S>R6KK-=($N?*GDC6X4#
M $BJP#\<<@\<=*FN/#VEW6I6.H2VS?:;!2MJR2N@B!&" JD#D  \=*I>"M?N
M?$WAF+4[N"*"9YIHFCB8E1LE9!R>OW:Z&@#%3PGHR#4@MO*/[3_X_/\ 2I?W
MW&.?F]...W'2M#3M.M=)T^"PLHS';0($B0NS;5'0 L2<"K5% &;<Z!IMWK-M
MJ\\+M?6RLD,HF==BMU  ..>_'.*I?\(7H/\ 9M]IQLY#:7\K3741N92)7;[Q
M/S=^_K6_10!D?\(SI1U"QOS!*;JP0QVTC7,A,:G@C[V#G SG.<4P>$M#674I
M5L=CZGN^UE)77S-V W0_+G SC&<<YJ_8ZE::D;K[)*)1;3M;R,O0.H!(_#.#
M[@TW5FU---D;2([62^ROEK=.RQD;ANR5!/W<X]\4 9DO@GP]-;Z; ]@=FF K
M9D3R!H5( *A@V2N !M)QCM0O@CPVFEZAIB:3"MEJ$GFW,(9@';.[(Y^7!Y 7
M !Z5T%5+O4K2QN;.WGE"S7DIA@3N[!2Q_(*: *1\+:.;O3[K[*_GZ<&%JXGD
M'E[OO?Q<ENY.2>^:B'@_0Q::C:"TE\C4G:2\3[5+B9F&&)^;N.#ZBM"-M3.L
MSK)':C3!"IA=7;S3)D[@PQC;C&*NT ><>)O#"2:U9)<>%;K5M&M+,06K6-[L
MN(7+?,&+2(67 3'S'&#Z\=#X0T,Z-%=-'!>65I/L,5C=79N'B(SN8L68*6R/
ME#$?*#G)('344 9>L^'=*U\VIU*U\U[63S()%D>-XVQ@X92#R.HS@UGMX"\,
M/:7UI_92+;WT@EN8DD=%D88[!A@< X&!D UTE% &1/X?T_\ M"#5Q;33:A:0
MM';N;J3.".5Y;'.!G/7O6?H,&H:KJO\ PD&LZ,NEW26WV6WMVE6615+;G8LO
M&"0@ [;3ZUT]% !60WAC1VU:ZU7[)MOKM DTR2NI<!=H/!P&V\;ASCC-:]%
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M$\PN)8!,XA>7(.\Q;MA.0#G'4 ]:L'P_IIUM]9\F0:@\/V<S">0'R\YVXW8
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M;4,8W?/Q\I[=_P JBC\"7UCK-]/I'B:ZL-*U"=KBZT]($?\ >-]\QR'F/=[
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M[.'@'#/</S@D D ' ) SBNJ\/>%]6TA88]0\2SZI%:(4LTDMECV<;07(.9"
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MC1+>F-9O.1CEQ(AP&RWS=L$GVQT.D:?-IUEY=S>R7MU(WF37$BA2[8 X4<*
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M?=>./ ABOK<WDNF7A>[1 Z$E(MSH 0#GMVY[]"VW\;ZK8>'M1BO)H;K4X/$
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MZO(;-K24&&-%E0L&Z ?+R,\<GUQQ7544 8">$=-7Q%JNLNADDU.V6WFB;[F
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M?A78+(CLZJZL4.U@#G:< X/IP0?QIU '-3>$MVOZ)JD-^Z#28I8HXGCWF42
M!R[$Y+':#GU]:?=^%?MGBQM<DO6 ;3WTYK=8\#RF;<3NSG=GOZ=N]=$3@9-8
MVH>)K+3M4TBPD2>1]5<I;RQ*#'D*6Y;/H.V: .=M/AS+;6VA0-XDO771)MUI
MB&(8CVE-IXY.#C<?3I6[I/AU]+\1ZSK!O?..JM&TD1BVA#&NQ=ISZ=<]_2MZ
MB@#$\6>'O^$I\/SZ.UVUK%.R%Y$0,WRL'&,G Y45#/X:DNO%=GKL]\C/;VCV
MA@$'R.CD%LY8G.5&/ZUN75U!96LMU=3)#;PJ7DDD;:JJ.I)K%3Q;:O8G41I^
MIC3-GF?;/LWRE.N[9GS,8YSLZ<]* ,RV\ QVVB-X=_M&23PZ9?,6S>(&14W[
M_*\S/^KSVQG'&ZM*+PW-!XMO?$$5^HDN;5+7R6@RJ*A)4YW DY8Y]?:MFQO(
MM0L+:]MR3#<1++&2,':P!'Z&IZ /)/$6BQ^%-(\%:$FL+F#7EECGD159582L
M2PS@KN?';@@=>:[V+PS%->:A?ZE.+N[OK7[$SHGEI'!S\B#)(R6))).3CL *
MWJ* .&M_AY<)::%;7'B2\E31)TDM-L$:X14*JIX.3@@;CG@< 9)K1'A&>WOM
M8DL=8EM[;5Y/-NHS"K.CE0I,3Y&W( ZAL=JZ<G )YX]*P+#Q;:ZGH^JZC:6.
MH2_V;/-;R6ZP@S221@;@BYY/.!TH ANO!L#W/AYK"X%G;Z$2;:!8MP;*%,,2
M<XVD^^><TZ'PC&-;\07]W<BY@UR%(+FV,6U0B*R  YSR&.?TQ7002^?;Q3>6
M\?F(&V2##+D9P1V-24 <EX<\%W6@_9[:;Q%?7^F6?_'G9S1HHC ^[N<#<^WL
M#@#CC@8ZMPYC81L%?'READ _3(S3J* .'3X>&/PG:>'EUA_(M;T7J2FW&\L)
M3* ><8W$_A6P/#DX\8-XC^WKYYL/L/D^1\FW=OW?>SG<?7IQ[UT%% '(6G@&
MV7PWJ^@ZC=M>V.ISRW$N8PCH\C;B5()'#<CC@^M7+;PQ.T^F2ZMJ9U%M+RUK
MF )ERI7S).3N8*2.-HY)QG&)(_%EI=1RSZ=9WVHVD3,CW-I$&CRIP=N2#)@\
M?(&YXZUI6&KZ?J>E)J=G=QRV3*7$P.  .N<]",'(/(QS0!E^'_#<^@1ZL(]1
M$S:C>2WI+P8$<DF,X ;E>!@=?>LE/AZ8_!>G^&5U9OL]E<).DQMQO8K)YB@\
MX^][=*NMX]TV)8Y[BSU&"QGMOM5O>O"#%.A(  *DE6.Y<!@I.15BU\6_:?$
MT9] UJWGS\\TENIA1=I8,9%8K@X(&"3G@@4 5]2\&?VMKMSJ5UJ# 7.E2:5+
M#%%M'E.<LP.20V>G;';O56S\ SP77AZYG\17D\NB*\4/[B-0T3($VD8ZX RW
M)^E=I10!RD'@MK6W\0VUOJTZVVLR32F)XE(A>88D(/!/MDX&>AIA\#(NG^'E
MAU%XM1T",16=Z(AS'L"%)$SA@R@9P1R,C%==10!S,_A!;JQUQ9KW-_K4/V>Y
MNA%@+'M*!47/  9B,D\DDYZ5$_@Z5_\ A&O^)GC^P<>3_H_^M^3R_F^;^[Z8
MYY]JV=4UJ'2I;:)[>[N);@L(X[:$R'Y1DDXZ#D<GU%8L/Q"TJ>"^GBL]5>*P
MF:"Z=;-B(77&X-CTSS0!TM[:QWUC<6<Q813Q-$^TX.&&#@^O-<=9_#R:V7P^
M)/$=[(=#8BU(@B7]T4*;#QR=IQN.>G !YKH=+\16FK:SJVEPPW$<^EM&DYE0
M*"74LNWG)&.>0.M:] ')IX,D@.LV]MJ\L6G:Q<27%U#Y(,BM( '$<F1M! QR
MI([$5--X.@@UFQU;1;@:;=VMH+';Y7F12VXY5&7(/RD<$$'ZUTU% '*7O@2S
MO/#5]I1NYDN+VZ%]+>A1O^T!E8/CI@;5 7T&/>GV/A&XM_%4/B*[URYNKQ;(
MV<B^2B(Z[]_0#@9QP.?<UU%% &#X3\,_\(II7]FQZA/=6L;L;=)44>4I8MC(
M&6.6/)]!TIWB7PX/$,6GE;V6SN+"\2\@FC16PRAA@AN""&-;E% '.6OAFXL_
M$U[KB:GOFNK6.V*2P @!,[6R",G+$GL?05C+\,X8_"^E:3#K%S!>:1,\UAJ,
M2!9(BQ)8,.C Y((XR,?CWE% &5HFDW&F0.U]J<^IWTN/-N945,@=%5% "@9/
MXD\TWQ)X;L?%&F"ROO,0QR+-!/"VV2"5?NNA[$5JK(CLZJZL4.UP#G:< X/I
MP0?QIU &%;:/JYA%OJ>O?:[<##>7:"&20>CL&(P>^T+45SX79/$SZ_I-Z+*\
MG@6WND>'S8IU7[I*Y4AEZ @].,5T5% '(W?@."72K"QMKYX?LVI#5))FC#O<
M7 <N6;H,%B<@#I@#&*O)X<G3QA-XB%^OG2V0LO),'R!0Q8'[V<[B?PX]ZL^)
M/$5IX7TDZE>PW$D D2,^0@8@LP49R0 ,D=ZUZ /)/%.B1^%?#WAO2O[84EO$
ML%RDSHJM'N=W9B,X*@M_C7:77@^'6/[2GU6\-Q<7]@VGB2!/*6&!LDA 2W))
M!)).<#M73T4 <;:^!;J'4=#OY_$5W/<Z3%) A,$:J\;!1M( X^Z,G.3ZBHY/
MAZ9?"6K>'GU9O(U.Z>YEE%N-ZEWWL%YQC(&,CIG\-_Q!XBM/#=K;W%Y#<2)/
M<1VR^2@;:SL%&<D8&36K(_EQL^UFV@G"C)/T% '"^+)-,\3K_P (3*\UQJRR
MV\LC1021B!0P8RA\;1\H(&&ZD#O6UJ6GZD/$&B/I=_-;V5ON2XLUB'DO'CJ6
M[$8  'KGH#5WPYK]KXGT2+5K*.:."5Y$59U"N"CLAR 3W4UJT 5M1L8M3TR[
ML)RPANH7A<H<,%92#@^N#7)6GP_GMY?#TLOB.\FDT,-';GR(U!B9-FTC'7:
M-W)],'FM_5/$5II.KZ5IL\-PTNIRF&%T0%%8*6^8D\< ],UKT <8? ;MX?\
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MRO">L;J?O+W'((/>JFH^!+34O#^J:7+>SK)JTPFO;M57S)"-N .,* %4 8X
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MU8].G37I]1.HW+P20+$MD<>4C DEQQG)SC_(P 7RJEPY4;@" <<@'K_(?E7
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ML+N3[0H'S%0H*JQSTZ5NVUAXH3Q%#F\F71[BW>.Z$]RCRK+C*R183@]<CIW
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M*@$< X&>YQUKE?-U33?!WC;7-.U>XM)=/UZ]FCAC1"DA$BY$FX$L"., C\:
M/:**XFZU;4-;\3W^C6C7$,5G902G[/.L3EY=YW98'(4*, <9)SGBM[PL-;3P
M[:Q^(I+>358P4GDMSE7P3@]!@D8R,=<T ;%%<'JCZS??$U]!M]>NK+3Y=&-T
M1#''O1_."?(Q4XXQR=W?&,Y&7I.O:XVBWNFZEK2)<Z9KPT^2\\K]]>08#!(U
M4']ZP(' Z9/7F@#U"D9E1"[L%51DDG  KSBQUKQ)+9>-+*P6YGO--N8A8Q7+
M1^<J.B.R;N5)P6VYSU&<]*RM:UVWUWX?>,&L=6U2&2VLE\W3KP>7<6K@/N5L
MC)5LCN>A&<<4 >MHZR(KHP96&01T(IU9VA0-;Z)9HUQ+.?*4[Y2">0.. .*Y
M+QEK]UH>ML=2?4K/0I+15AU*Q3>MK<;FW-,N"<8V8R"O7CG@ [&>_DAU6SLE
ML;J5+A9&:Y108H=H& YSD$YXX[5=KB+C5+^/QSX1M8=5:?3]0L;F25$"F.1D
M1"KA@,G.\GKCI65<:CK6G>/)/"]SKLQMM3>.>QO3L#VZC<7@QMP6;;A2>V3R
M1@@'IE%(HVJ%R3@8R>II: "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH *;(B2QM'(H9&!5E(R"#VIU%
M '*I\/M#3PWIFA>5(UIIUREU$6;+%U8GYCW!!*D>AQ5_6_#<6N:AI=Y+>W4#
MZ;/]HA6'9M9\%?FW*2>"1QCK6W10!S+^"-.GO=?N+R>YNH]<C2*[MY=@0!%*
MKMVJ"" >N?>CPYX.&@/&9-;U74TMUV6L=]*K+ N,<8 R<<9.<#(&,FNFHH X
MH?#:Q7P[_82ZOJBV"W(N(HPT1\K$AD"KE.FXYYR>V<5L'PO"WBI?$$E]=27
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MHHYMYL'=&VUT8'*LI[$$9K4HH Y_0_#$FCH[3ZYJ>I71C\J.XO'5FB3CA0%
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M)(!(!.< X&*A3P!9QZ!JNB)JFI+8:B\I,8:/]R)&+.J?)T))Y;)'8CG/744
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M$T*APX8_-M8'!&<>F*UI_!6D7>AWNEW2S3K>S?:9[AGQ,TV01(& &&&%Q@
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MC&3W[\YK-NOA_IE]#KT5U=W\J:VR/<@N@VNF-C(0H((VKZCCG- &9H][>O\
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M"KM%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MM@?.O $8^6C @KSABV0  <D"@#0\0ZP/#_A^^U9K66Y2TA:9XXBH8JHR3\Q
MZ#_ZU6M/NQ?Z;:W@0H+B%)0I.=NX X_6O,Q?WUU\.OB/:WLD[K8O>00+/+YC
MQQ^0&"%^2V"QY)/U-:.IWVIZ;HGAF[CL;^_T:/3Q]NATV9DN$8I'LD 4AG4
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M.O7%[=QR$7:PP13LJ0Q1EE"% =K$A<DL"?FXQ@8]-T/_ ) &F_\ 7K%_Z"*
M*?AOQ&OB)-39;.6U:POY+%TE922R!23\I(_B]3TK;KR/3M&O=0T[QQ=V>O:C
MIL]KKEY+ +:0(F]40Y<8^<' !!.,5HZ7XDU3Q3<Z)82J$:XT&/4ID2\DM#([
MMM)#(I; QG (^^,YP* /2Z*P?"5IK-AHS6>N7\-[=0SNJ2QN7;RS@H')49<
M\G'(P>]<R]IJ.N?$/Q)H\GB'5;6QBL[66-+641M&S[_NL!P./J>,G'! /1**
M\<M]:\17?AWPU'<:U=1W<?B0Z1<7$6!]IC4R#<>.3\H'IQR#71;+ZW\41^$(
MM0O+V&'3FOC)=ZB\,TI>9E_UD:[B$ P!Q]X9S@4 >@T5Y;J*>*M)LO#%A>^(
MW-U+K@LY);5PY:!D=U$A902X '48/!(.:?\ :-4\,>*?$&AOXDN#I\FB-J5O
M?:DWG-92!S&>>Z_Q >V![@'I]%><Z/>W\7CW3]-2XU-+*\T625OMDQ=I)$=
M)E5BQC)#'Y3CW48K$T_4-7L?AW>>+I]?U*XN[&6[ACBEE!A8&<QJTBX^8K]X
M>F,8Q0![#6)XI\1KX8TR.^DLIKE'N(X#Y;* A=PH)R<XR>P-8+6VNZ+JD6M+
M>QG28[28W=K+J,ERUPRH71HMR *WRG(& 1VXKE]?6;5_A1I'B&ZO[J2\O+NS
MN)569O)^>=/W8CSM 7( (&?EY)R<@'L-107$-RC/!(LBJ[1DJ<X9258?@01^
M%.EC$T+QL6 =2I*,5(SZ$<@^XKQSP_J,WA[X5Z7+:7%Q'-J>M'3VG>9I! CW
M<@9P&) .T'G'4@G- 'LU%<1=3WGAWXBZ!I]K=74^FZS%<1S07$S3>5)$@<2*
MSDD9!P1G'3C-:'CG6I]%T>S^SR^0U[J%O9-<8'[E)' 9QGC(&<9Z$B@#IZ*X
MCQ U[X+T_7==M=4GN;9-.+P:==.TQ293CS [,6V_,N5Z51UFYO\ P]IWAC7+
M+4KRZ>ZN[:VO8YIFD2Z2;@L%)PC D$; !VZ4 >BT5Y<8]2U"7Q]%+X@U5%TV
M7=:&&?RS&?(#CE0. 3TZ'OFDCOM5AL? 'B!]8OI;G5Y[:"\@:3$#I+ S'$8&
M 00"#UH ]2K$U?Q&ND:YHNF/932?VI,T*3AE"1E4+<C.2<#TQ[UQ=KIVL>(K
M[QC:'Q3JUL;"^V6;0RA-C>4K#=@<J"?NC ZYR<$5K76;OQ!9_"[5;X#[5<7<
MAE(&-S"&0;L>^,_C0!ZQ17GCZM-X2\8:U9ZE=7EU:7UG]KTI99V/S+\LENN3
M]XLRD=\-UXKM-$LI].T:TM;JYDN;E(QYTTCEB[X^8Y/.,YP/2@"_17FNH7%Y
MIOB#Q/H<^I:ANOK..[T9Q<MN1R?+,:G/42LAQZ-SP*M>#]5G\1Z?H,,EQ=1W
M>G)(=57[0V[SD)BV/SR&<.XSV3'0XH ["TU&9UOY+ZR>QAM9F5))9%(EC4 ^
M:,'@=>#SQ5+4/$T=CXBT/2?L<L@U<R>7<AE"+LC+G(SDG ';'/6O.]7EN[[X
M;_$>*]U"\N?L6HW$<+O,5*HJ1D)\N!MY/R]#GI6OKFG[?$GP]M8+JYCWO=?O
M3*9)%S;'.&?/T]J /2JRM9UV'2)+*W\F6YO;Z4Q6UM%@-(0I9CEB % !))/Y
MD@5@^!Y[N+6/%.CSWUS>0:=?(MO)=2&214>)7VECR0"3C-6O&?AF'Q,EC%#J
M<NF:S:.USI]W#RR$ *V1W4[@"/\ Z] %ZQ\0276J3Z9/I-Y:W<,'GXD*%)%S
M@;&#$'G/7&._6J&C^-3KT5W)I_A_5)%M+J2TEW/;KB1#A@,R^_6LOPKXBUV/
MQ4WACQ?8VPU9+5I[74;7_5W408!N/X6S@D<=.@XSE> K?79])\6#2=0L;8G7
M;\()[-I&#Y'.X2*!V_A/XT =M<>*["RT*#5+V*YMC/)Y$=HR!IWFW%1$%4D%
ML@]#COG%1WGB:YTRS%WJ&@WT,!95W(\<A0L0!O"MP,GDC('K7)>)GD3XH?#Q
M;U\VR"Y1B6R!<^2,!O\ :Y&/K7I4ZPO;R+<!#"5(D#_=VXYS[4 .=BL;,J%R
M!D*",G\ZXR#XD6T^CWVKC0-9%A8320W4P6!O+,9PYVB4L0.Y -=K7@UO>ZK9
M^ ]>5&CCT.ZUZ\MM2N8XB\]M"[[6=1G!'.">HSG![ 'N-A?6VIZ?;WUE,LUK
M<1K+%(O1E(R#4[$A20"Q Z#J:X#QA%'X9^%$0T"[G@CL1:I:S0S'+(98U))'
M#95C[<UHW%W=0_%NQLDNIQ:3Z1--) 9"4+K(@#!>@.">E &IX9\1)XELKNY2
MTEM3;7DMHT<K MNC.">,CK[FMNO)-,UFXT?POJ?V5UCDO?%\]F96?:(U>?!.
M[!V\ C.#C.:['1-,UW3O%%R]Q>Q?V/<6P,=G)>R7,J3*PRRM(H.P@\C)P<>M
M '0ZA>IIUA/>21RR)"A<I"FYB ,\"J^@ZQ!X@T&RU>VCDC@O(A,BR8W 'IG'
M&:FU3_D$WO\ UP?_ -!-<9X6U.?1_@MHU];6<]W.EA$(X88FD8LV%!VKR0,Y
M..< T =$_BJP7QC#X90227LEN]P[*/DC"[?E)_O$,#CL,'N*/%7BJP\):4M]
M?"23?*D4<40RSEF _ #/)/\ ,BO.K/7+.'XF>'5BT[7-QLKF.62YTZ1))99'
MCS(01]W/4]%&!P,54\=^(TO_  QJUQ>:/KD5Y+/!%#YVFRK%!"MPAV[R,;FV
MY/J=J\[10![915:PO%U"QANTAGA65=PCN(C'(O\ O*>0:\R\2ZMJ%G8ZEJEC
MJM[=SVVM11BXBD,=M#&940VY3=B0@$@MMZD\@C% 'JU%<#-!?:G\3]5T>36]
M2AT_^RH;@16\PC*,TCK\I R/NCD<^^.#C>'O%&IZEI'@?2+N^F\W59KU+J[#
M;99([8N H8<@MA<D<X![G- '>:;XC74?%&KZ']BFADTU(7:61E(E$F[!4 G
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MWG.,+W ZTWQ9XJL/!^A2ZK?B1U4A4BB&7D8]A^&23V K&\-_\E2\<?[FG_\
MHIZXKXA^(4O_  KXB>\TC6HKEE%M:F73I5AAB$JDG>1C+E02?]P=LD ]FGGB
MM;>2XGD6.&)2[NQP%4#))/I67X8\1VWBK1AJEG%-% 9I8E69=K?(Y7)';..G
M6N;UCQ5'=W=A%/HGB!M,,8NI%32YF,KAB%C8 ?* 5W$'K\G;.8/A!JD=[X9N
MX$MKR(Q7US(6F@9%8/,Y 4G@D=QV/6@#T.BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "LKQ%H%
MMXFT:?2;V6=+2<!95A8*7&0<9(..1VK5JEJUU>6>ESW&GZ>=0NT \NU$JQ>9
MR ?F;@<9/X4 2V-H+&RAM1-+,L2A%>7&X@<#. *PCX(TP'4(H9[R"PU*0RWE
MA'(HAE9OO'[NY=W<*P!K0U?6TTN6PM5C$M[J$Q@MH6?:"P4NQ9L' "J><'MQ
MS3]$U"]U&R>34-+DTZYCE:)H6D$@;!X=6&,J>Q(!]J *[^&;1O$MMKJSW$=S
M;VYM8XT*B,1$@E=NWID ]<\<4D'AJWMM<U+5X;R\2[U%$CF.Y"H" A-H*\8R
M?SYS6W10!RB^ -,3PU8Z MW?+86,RSP*)$W*RMN7)V\@-S74-'OA,3,YW+M+
M [6Z=<CH?I3Z* ,+2O"T&FB 3:CJ6HBW.Z 7]QYGE'ID<#)P2 6R1V-78=)C
M@URZU475VTES$D1@>8F% N>53L3GDUH44 -D4O&RK(T9(P'7&1],@BL?PWX9
MM/"UE+9V,]R\$DK3%9W#8=CEB" #R:VJ* .9'@BP%AK=G]LOC#K3O)> NF6+
MJ%;'R\94 <5%J?P_TK4X=,S=ZC;7FF1^3;7]I<>5.(\8V%@,$?4?S.>KHH J
M:9IL&DV$=I;F1D7)+RR%W=B<EF8\DD]ZI0>'+:#Q/<>(%N;HW=Q"L$B%E\LH
MI)48V]B2<YSS6Q10!R=U\/-(N->N=5BN=2M&NR&O+:TNVB@NCZR*.N>^",\^
MIJ;4?!FEW&NC7DN-0L;I81%/]@G:,7$:]%=5&3CMC!]ZZ!+J"2ZEM4E5IXE5
MY$'50V=N?KM/Y43W4%J(S/*J>;((DS_$QZ 4 >=^#/"\.L_#?3],U*'4-/N+
M*_FNH6"-!-"_G2,C+N7^ZWH1@UU%EX*TJSU'4+YFN[J74(%M[H7,Y=95 (^8
M=^">O3.!@<5+I_B,WWBW5M!:Q>%M/BAE\YI ?-$F[& .GW>Y_ 5NT <MX?\
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MTQ\$:9_9FD:<)KP6VD2I-9J)1F-T!"DG'S8!/!SUJ*^^'NAWVNS:OF^MY[D
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBJFHZ
MI8:1:FZU&\AM+<<&69PJCZD\"@"W16);>,O#-Y/#!;^(-,DEG_U2+=)F3_=&
M>?PJW-KFE6^K0Z5-J-M'J$PS%;/*!(XYY"]3T/Y4 :%%%% !15#5-<TK1$B?
M5=1MK))6V1M<2A S>@)[U?H **** "BBD!# $$$'H10 M%8UYXL\/:=?&QO=
M:L;>[ SY,LZJ^/7!.>QJ]I^J:?JUM]ITV^MKR#./,MY5D7/ID&@"W1110 45
M1T_6=,U6:[AL+Z"YDLY?)N%B<,8G]&]#P?R-7J "BJNH:C9:59O=ZA=16MLG
MWI9F"JOU)Z4^SO+;4+2*[LYX[BVE7='+$P97'J".M $]%%% !1110 45GZKK
MNDZ&D;ZKJ-K9)(=J-<2A Q] 3WK0H **S[[7=*TVYCMKS4+>*YD&Y("^9&'J
M%')'OBI=/U2PU:W,^G7L%U$&*LT,@<*PZ@XZ'V- %NBHKBZ@M+>6>XF2**)=
M\CN<!5]3Z"H=.U.PUBS6\TV\@N[9B0LL#AU)'!Y% %NBBB@ HHK&N?%OAZSO
MS87.M6,-X.L$DZJ__?)YH V:*HZ;K.EZPCOIFHVEZL9PYMYEDV'T.#P?K5Z@
M HHI"0" 2,GI0 M%%48]9TR769M'COH&U*&,2R6H<>8J'&"1Z<C\QZT 7J**
M3(SC(SUQ0 M%4=*UG3=<M7N=*OH+R!)#$TD#A@&'49'?D?F*O4 %%%% !111
M0 4444 %%9>H>)-$TF[%IJ&JV=K<M'YHBFF56*9(W8/;(//M56'QOX6N/+\G
MQ#IDGF2")-MRAW.>BCGK[4 ;U%%% !116>FNZ3+J[:2FHVK:BJEFM1*/, '?
M;UQ0!H451T[6=,U<W(TZ^@NC:RF&<1.&\MQU!J]0 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %<
M;\5_^26^(?\ KV_]F%=E7/\ C;0[OQ+X2O\ 1;.2")[Q/+,LQ.$&0<X YZ>U
M '@FN227_P '/!>GWEC)I^FK.&?6I0)$C^^,*L9+\Y[@?=_&NX\1M$_QH^'3
MP7/VF)K-RD^<^:NQL-GOGK^-7KCX8Z[J/@'3/!EWJUA!IUJX::>"%WEE 8D
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ML=6!Q@]#SSQHZ1\-M6TWPWXNTM[VR=]?>1TD&\"$OD$$8YP#5<_"[6/L7@B
M7UCGPS.9F/S_ .D?O%? X^7A<=^M %B_^(6LRZMXSATV&S@@\,VWFD7,3.UR
M^"QZ,-JX4@=>H/M78>"M9O/$7A'3]8OEA2:\C$NR&-D50>V"2?QSS7F6MKXC
MU;Q[XEDTGPOIFOV<;16<C-<?9]H5 QBD!9?,Y.>0PZ >@])\#:[+XA\*V][-
MI@TV1'>W:V5@R*8V*?(1P5XXQ0!T=%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110!GW6@Z/?7!N+O2;&XG(P9)K='8CZD9J]'&D,:QQ(J1H,*J
MC  ] *=10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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MIGVB!E!1>4.>@.8XCCKR:G:W\6WO[/<NAII=_#K5M&MM) T15Y( X^Y_>^3
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MUC-,+")(_P#2);9?]6-IY!)W$*>0"![5WUO*9[:*8Q21&1 QCD&&3(S@^XH
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MY\0-,\00V]U!9:;8S1L\]N\3RR2%<($8!B% ))QC)&,\XC\">?8CQ.UY97L
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MG.T>N,XSQGKQ7*^+= U%?%.C>+M%MQ=WFGH]O<V>\(;B!^NTGC<I)(!(!]:
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M#S:S8S6 LKNRPGG0%7+JZAC@_>((!JQJVD1ZSI5E;:QX6:.SFE>;99$"?3V
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M("5;<K&/."P/()[@'J!6R652H+ %N ">M<S\0M?O?#/@C4M5T^ 2W$4>%9F
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MHKE;#QM'-XC?1-4TF\TBY:!KFV:Z9"D\:_>(9&(!'4J>@J'_ (6'IZW6D^;
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M>U>&4C)B+JQ_,''->6ZWKE[XI^%GC.75-.6(6TMS%%\ZNL9B(4*.^1@G/N:
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MW2%6=E084NQ8X[9)Y/X\U+7!^$O&CS> ['5]5M6A-Q*8;91*I\UC(ZJ@)/\
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MG)Q0!T]%5=-O#J&FVUXUO);M-&',,N-\9/\ "<<9%6J "BBB@ HHHH ****
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M.T#)"@9)[8/8TV26.&-I)75(U&69C@ >YH XWQY9OK&I^$]*A&9/[7COY/\
M9A@!9B?Q9%^K"K?Q!T*_U_PL8=**&_MKB&[@CD;"R-&X;:3VSC\\5T4=G!'=
M2W2IF>4!6D8Y.T=%'H/8>N>M3T <"XUW6/'/AC67\.7=E;6EO=17/GS0DQM(
M$ ("N<C*GW// [X$FB^*[ZRT6?4/#TMQK5AK<=U=W3741\V)7;'D_-\J %?E
M.WIT)R:]<9E12S$*H&22< "A'61%=&#*PR&!R"/6@#A/&VAW5WK^A7NG3K;7
MEYOTN\ )S):NA=\'U3:2IXY/X5:\6^'K36IK6RN]"N)[."$FVOK"18YK.4'
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M)8F+!8@F" _!)7C/K6)HWAB^C^'NE>'M>\,"_A2:?[7!YT19 SNZ21MO'(W
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MT:/2(K33WEN%2.VE52K,Z'DL?EPP!QC'&30!TD?BVVO+/17T^!Y[G68/M%K
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M0 5&WCY0 3Q7>V?B]_\ A(;_ $C5]-.FO;67]H)(9Q*KP;BI+8'RL".1S]:
M.HHKB8OB);-J.CQ/;P&TU:010207BRRQ,PR@EC ^3/3(8X/!KL;FXAM+66YN
M)%CAA0R2.W15 R2?PH EHKCKKQM=VMEI&I-HH_L[5;J"V@<W6)5$S ([IMP!
M@YP&)Z XYQ=@\4S3ZEXCT\:>HN-%6)S^_P#EF#H7'.W*\#T/- &WJ%C#J>GS
MV5P7\F=#'($<J2I&",CD<4S2=+MM%TNWTZS\P6UL@CB5W+E5 P!D\X K"LO%
M\VJ:7H%U8:3(\FL0-./,D*Q6ZJH8^9(%."<@#CGGTK/D^)$:>#X]?329I?\
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M;;I-!]HDFPQ=,JSQIM((5L\[@3M..V0#TE65T#HP96&00<@BEJEHW_(#T_\
MZ]H__015V@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "N5^(.E:CK?AH6.F6PGN#=038,BH L<BN<D
MGN%Q755!<WEK9(KW5S# C,$5I7"@L3@ 9[GTH Y3Q9I>O-JVB^)?#]O%/>V"
MRQ3Z?<2B/SX9-N5#\@,"H/I_(T_%1U?4_!KP:GIMFE_?W4,5KIOVKE2&#';*
M!_K<*S @87:.N#GOJSM9T+3/$%FMIJEHES"KB1 259&'1E8$%3[@B@#D]#EU
M&'Q&&UOPS<VEWJ,?V1=1>_BN>$5G$>$"[5P'.0O)Z]JP[;PQXM3P=X=T$Z3;
M*^B:G;S-,;Q=MPD<A;<H RHQZ\^Q[>B:5X<TS1G,EI#*92NWS;BXDG<+Z!I&
M8@<#@<<5?%Y;&]:S%Q";I8Q*8-XWA"<!MO7&>,T <E-I&MM\0=0U>WMUAAFT
M46,%P9%8).'9PQ7.=OS#MGCI6!8>&O$ZW7A*^GT6U2\TV:3^T)GO0\ERS1%#
M*6P21DYQDGG& !7J5% ')^#=+U+3+[Q&]_9F&._U22]@;S%;*,JJ 0"<'Y<^
MG/6MW6XYYM#OH;: SSRP/&B!@N25(&22 !5^B@#SO2]+\2V/PRA\+C0H6O!9
M-:-+/=)Y'S C<<98CGICFH[;P)J7AN#P?=:;(-0N="BEM[F%G"&XBE^]L+<
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M2:M]K4>>FWR_M(FZYZX&,>M=++87X^)4&OR6ABTV+2'M9)7E0%',BR9(W?=
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MAV2RU*V\B;[7/,,2*X*R2,XY!Z@'!I/$VEZC?>*O"]]:6AEM].N)9;AO,52
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MD'IFM)1M4*,X QR<T >9:=X=\56.C^$+*XTVVN[.PMGAO;#[6 I? $<C$C#
M<_+SC.1DXQ6;PEXF7P9>Z.=,MS.VN?;HC'<KM:/SQ*>N,<# [^H%>KT4 <GX
MMTO5+^^\-ZGIMHDTFG7IFEMY)A&=K1LA^;D9!8?TK,BL?%_AKQ+JDFEZ79ZK
MIFK3"Z(>\\AK2<HJODE260[0>!FN_JK?:G8:7$)=0OK:TC)P'N)5C!/IDD4
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M"=K$9]NG/IO6=EX@NOB+!XBN=&2TM/[(:S>-[M'D5S*'Z+D'IZXYZCI7<44
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M4#*L@0KO8*#T.>3TK.L_&.I'Q4?#VJZ$MA=W%NUQI[_:Q)'.%^\K$+\C#J0
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MM+9I1E$.\EY&''+,.!GA?? ZKP[;7-EX;TVSO(A'<6]M'#(JL&&54*2#W'%
M&%XQUK6=-UWPS9Z;';-#?7ICE\R9D9]L;,%R%.%XR3R>,8[UAVMQJ&G?$CQG
M)I.DP75R;2QE>-KCR8\A)"?FVDDGM\O/<BNC\7Z-J>H7WA_4-+B@GETR_P#/
M>&:4QAT,;(<-@\C<#TJMI^DZQ:>,?$>K2V:-#J%K;Q0[)ADO$K Y!Z EN.O
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MCO+"YBN;63.R:)@RM@D'!'7D$5D/X'\+O?R7K:'9^?(V^0B/"NWJR_=)^HH
MTM'U ZKH]I?-;FW:>,.8BP;:?9AP1Z$=1@U>I      !T I: "BBB@ HHHH
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M,YQCO7)Z7:ZU<64VNVFG>'=0TJXO)-1C>34)H%;YR4=HMIC5@ O)YR,GYLT
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M0*DSJV]&9LX*' );'4XQWH JZ?X_&H>&]"O1:K#?:LTD:Q'<ZQ&+<)&.T98
MKP!UW#IR1I^%_$%]K%QJ=I?Z>]O+8RJJ7"Q.D-RC#(9-X!R,$$<X/?FN4M?
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MU?J"RBF@LXH[F?SYP/WDFW:&8\G [#/0=ABIZ "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ K"B\%^&(=0^WQ:!IR76[?YBVZ@[O[W3&??K6[10 4444 %%%% !5
M/4])T[6;,VFIV-O>6Y.?+GC#KGUP>_O5RB@#.TK0=)T*-X]*TZVLU?&_R8PI
M;'3)ZG\:T:** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "J!T32VUD:PVGVQU)8_+%T8QY@7T#=>YJ_10 4444 %
M%%% !1110 4444 %%%% &1JOA;0=<GCGU32+.[FC&%EEA!8#TSUQ[5HVEI;6
M%K';6EO%;V\8PD42!54>P' J:B@ HHHH **** *6J:/I^M6PMM2M8[J ,&\N
M3E<CD''?%6XT6.-47.U1@9)/ZFG44 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 5DZCKBVFIVVE6T!NM1N
M(WF6$.%"1J0"[MV&6 '!))Z<$C6KD=:T35HO'-AXHTE(+G99O87=K-+Y9,9;
M>&1L$9#=0>U &SH.O6^O6]R8XY(+FTG:VNK>7&Z&1>H.."""""."#6K7G_PV
M%SJ&I^*_$4D:1VVI:@$MQ&Y9'6%?++J2!D$@\X&<5Z!0 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %4=2TN/583;W$]P+9AMDAC?8)!Z,0-V/8$
M9[U>HH C@@AM;>.WMXDBAC4(D:*%55'0 #H*DHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#
"_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>23
<FILENAME>a191insidertradingpolicy010.jpg
<TEXT>
begin 644 a191insidertradingpolicy010.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MF5&"QC!9L@%BQR2<CM@=W86A?]I#5+V:UE-J=,$44[1'RS)B,%0V,9QN'YT
M2W/B^[N_C!X1@TO4ISH>KZ<UTT!7"O\ )*5.",C[J\>U:_@S7X)+SQ==7?BI
MM0M;2[+/'<6S0#3T&[*$L!G&,<<?+GO6)XC@D7]H+PG=1V\OV.VLGBEF2(^7
M$S+*%4L!@?>7\Q7(VNAZKJVA?%:RLK6Y%Q?7XN;56B93<1K.SG9D?-E?3U'K
M0![3IOC#1]5N/L]M+,)VM1>1120.C30'@2(",L/UZ<<BLJU^*O@Z^-D+;5&D
M:]NQ9PJ+>0'S#C (*\#YAR>.OH<<_P" #HFK#2-8>TU==:TRQ^S7#W:RI';
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MLY;'D^8!\V5^;G)% '>45@7/C+1K0&6:>5;-9_LSWODL8$DW;=I?&!\WRYZ
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M>&2*>./=C) /=>1Q5S3O$%M9:)H-O<//<7]W8I*D,:F220*BEV/MR.2>I]:
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MPH(\A"0,YVG&/3Z5U6AZKH=U/-K]EX>U* V]HR37-S9R"?&01"BG+/SDG;D
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MTTN]=KN&%"[!)(RGF!1RVW.>,G!K/O[5M1\7:QXDM8IS8)X>:P#"%\W$K.6
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M\R[0-IY.>*Y^RT.^T#0/A]87-K<F:VU5[J=(H6D%M&XE(#%00,;U'US7K]%
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M@>I[\5WE% 'CGB'1[S_A$?&E[%97;)K.JV\UI:I;.TC)')%NDV 9&[:QY X
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MA::W>-9$\M%W*6 !Y4T>(8YW^)GA"XCM+N2WMH[P3S1V[M'&9$0)N8# R0:
M)O\ A8^B?V==W@@U-OL4C1WD"V3F2VVC),@Q\HP<YSR,XS@XV9_$-A$ECY+/
M=2W\?FVL-N-S2H "6&< * 1R2!R!U(KB+:*Z%K\2 =/U &]DD:U!LY1YX-N$
M&WY>?F&./KTJ#1[;4-%U;PAKMQ8WK6(\/)I-V@MG,EI*-C;FCQNP2NTD#C'I
M0!UT_CS0K;P_>ZS++<+;V,IANHQ;N98)!QM=0..HY/'(YJ>T\7Z9>:V=)1;N
M.Y:!KB$RV[(EPBD!C&2/FQD?7.1D5Y_XFT._NM!^(6IVMA>.-<-M%96J6[F6
M3RE52Y3&5!.>H'"Y[BNFU+SKGXE>%+R*ROFMHK.Z26;[)(%C+B/:&)7C.T]>
MG>@#'UOQ9/XC^''BZYB@O].DL6N(X75FB9?*PN"RGKG.1T[<UU6B^+=.N;RP
MT8_:DNIK02P230,L=P% W;'/WL9!^G(R*XB6VU"+P#X[T4Z1J1O)[Z]D@"6C
MLLPE?*;"!\V0>W3'..,[MXL\WC'P#<QV-\8;:WN5N)/LD@$)>%54.=ORY((Y
MH [;4=1M-)L)+V]F$4$>,M@DDDX  ')))  '))JA:^);*XU5]*DBN;74!#]H
M2WN(]K2QYQN0@D-SU&<CN!63\1M,U'4/#UI/I<+7%QIVH6]^;9#\TZQMDH/4
M]P.^*KW,)\2^.O#6L6<%W%:Z3#=23RSVSPDF5 BQ@, 2>I.!QM]2* ,[1I&\
M;:KKRWCZO9RV6J^7:36[M%]G2-(SL/;+$MN!!R&]ACHO$GBMM"UW0M-2QN)S
MJ4[JSQIN"JL;-@<\MD#CTS[5G^ 1-%J'BL3V=Y;BYUJ6YA:>VDC$D92-0P+
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M !1110 4444 %%%% !1110 4444 %%%% !4<\;RV\D<<GENRD!]N=OOBI**
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M56;3-+U/XPS07%K;7-HOAV'9$RAHL>?(!\O0X[>E 'H#7$*0>>\T:PXW>86
M7'KGI5'5=>TW1]"N-9NKJ,6,$9D,BL"&QT"^I)X ]:\O\-7%DO@SP=I\Z-+=
M'5[I+"-Y=D(,<DV/,X.0J_=7J3M QUK.OQ#)\./B5;M):SF+5)9(Q"H"*=L6
MYD7)V\D]^Y]: /<(I4GB62-@RL,@@YI]5=/2UCLHTLUA6)1]V$ *#U[?6K5
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MY[[3DQ[<;0I( /\ LY'?CI: .$UV\T]O'=Q:AH(+^/13Y]Q>OF);=I#\J1Y
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M@9)D"$J,?7%>47MSH]U\)_!5U%+;O(FI6#/(S#>)]X\XDGG=G<3^=>SUD_\
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MFDZ=+?"^DT^U>\48%PT*F0#TW8S4(\/:(L$L T?3Q#,VZ6,6R;7/JPQ@GZT
M<$=-TW4_BKHW]H6EO<?:/#9=UE0,)G$B8+ \-@9/.>F>U<[J=B-,^&'Q(M+0
M;-'CU%ELD'W4YC\Q4_V0^1QW!KO+KPDUQX_L]1;2K!]%MM-:S6)MN58R!PRI
MMP  ".N>:ZF72-,GL$L)=.M)+),;;=X%,:XZ84C H Y)KIO^%SK:W^/(;1MV
MG;_NE_,_>[?]K&W/?:*Q-,\*?V]H/C70DPFGKJLC:2^/EMY0 QV>BB3(P/\
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M_A*(#:"4G<+<S.8^O^S@CV(KJKJ/R_C1*UFD:W<GAB0J< %G\]=I/K0!V?\
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MV_GE@L]0M+F6+_61PS*[)]0#Q7E>M)/9WWQ1AT>+8XL[&3RK< '!1O,( [E
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MP7EK=/*EO<PRO"VV18W#%#Z''0UG>(_$FF^%]+-_J5PD:%A'&I8 R.3@*/\
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MU&\D*H K,)) "5Z9 Q^E<[_8NGS_  B\&WFF6\ UTW%D;6XB4>:TNX!P6')
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MQMC!M\X2W"+Y>[[N[)XS@XSUQ4TFJZ=#8QWLE];+:2X\N8RKL?/3:<X.>V*
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M)N,F,[ ,_>P1QUYH DET;2YK$6,NFV<EH#N$#P*8P?7;C&:GMK&TLRYM;6"
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MJ]@]S)$)TA6X0NT9&X,!G.,<Y].:=:^(-&OK*:\M-6L9[6 E99HKA&2,CLS
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MOW0>.<=O2F_V-I>8C_9MGF'B+]POR<Y^7CCGTI[ZKIT<=M(]_:JETP6W9IE
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MD,.&'49X^M=REC:11R1QVL")(,.JQ@!AZ$=Z1K"S8QEK2 F,!4S&/E Z >E
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MU2SL+>T2\O;66W$L@V8WJ5))"DGKG'>@#SVXTO3[GPQ\.)M'BMQJ@N[.2.6
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M444 %%%% !1110 4444 %%%% !1110 5#=7EO8P&>ZF2&($#<YQDDX 'J2>
M*FKEO'5O;W6G:?%)J[:1=F_0V-X I5)PCE0P;@J0&&.Y(H U?^$DT00+.=6L
MUB:;[.':90/-X^3D_>Y''7FK!U?35OIK(W]L+N&(SR0&4;TC_OE>H7WZ5Y3K
MFI:C=> M8.L6UHMSINMVOVJ\LL^3<!7A)E&>A"X##L16];:UIE[\:H9K6_MY
MH7\/,B2I("CL+@$A6Z-@ ],]#Z&@!++Q3)XBFU*[M/%%MIJ:;J;1"!A$\4ML
MA569L_-\Q)PP8 ?*/7-*S\17OB3PK;>(8O'5MH2R!S=PR10R) K,WE@;L$/A
M>Y.>>.E:?P[U"S-CXLD^UP;$U^]=F\P8"[AS]/>N1-Q;/^RS@S1$BR"8W#A_
M-Z?6@#V&\U.QTR*-KZ\BBWCY2YP7P,G [^O%9NIZK9W-MI4UIXDM;*.YNXC%
M(K1R"\7.#$F>N[(&5Y%<O>>(K+0/BC'=ZU=1P:9?:.D=A>R-B$.LA9TW= 2"
MI]\#VJGXG.AV?ASPB-*ABL]._P"$DM9+<'Y0RF1BSJ#SM)).?0@]#0!Z#J.O
M:3I+!=0U&VM3@$^;(%P"< GT&>,GBFW?B+1;"=X;O5K*"5(O/=))U!6/CYB,
M\#D<^]>=2ZIH]MXF\7:)XMU6>P%_-YL(=@L=U;/$B *=IR1M(P#U/'.:MVD&
MF6GQ/\+VL:>6EOX?D6&.Z8&6,!X]@;/(;;GWZT =3J_CC0]*\-)KJWT%S:3,
M([=H9 PE<MMP".@!ZGM@U2U+7;H>//"MO8ZBDFDZE%=M*B*K*YC0%2&Z]2>A
M[5P%S/;_ /"L_%ABEC,%OXK9SL8$1Q_:XSGCH,<UV&N:G8W7Q,\"307<$D<D
M=^4=7!# QJ 1Z@X.#W[4 =A9Z[I.HP7$]EJ=I<Q6Q(G>&97$9')#$'@_6I1J
MNGG3!J8OK;[ 4WBY\U?+V^N[.,>]<!JUI?:'XSO-+T^*3[!XM7.^/I:W"X$S
M^VZ++ ]V2NR\1);VG@[5(R(XK>.PE0 X"JH0@"@ B\5^'Y[N"TBUJP>XGB\Z
M*,3KN=-N[<!GIMY^G-3:;X@T?6(;B;3=3M+N.W.V9X9E81G&>2.G%>6S'3?^
M$!^%JN;7:;^RW E<<PMOS^.,^_6KVL:CI]EXP\?R3VZWL/\ 84!GLXY-K3 "
M0,"1R.",GJ : /1+3Q#H]\\B6VIVLK1Q>>P60?ZO^_[K_M#BJ/A_QEH_B+3[
MJ^M;N%8+>216+R!2$1BN]@?N@X)&>U<-I6K6,WQ)\,3IJUK<I-H\T,8M0!"C
M;HR(D/)) Z@DD8S@5DP:D+;X<2+#)([:7XB>XU."W^:6*!;IF)*\XQ\K#/\
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ME%%OLHH$CE ;="H <   Y'7@ ?2@#&@\7:7?>)M0\.V]Y&M[:QIEBPYD;?\
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MQSW&GR^3=1KG,3\\'/T/3T/I7+?$*:WBUGP5YLL:/_;D9&Y@#CRY!^62/TH
MZ*[\6^';$7!NM<T^+[,ZQS;KA?W;'.%//!X/'M6O%+'-$DL3K)&ZAD=3D,#T
M(/<5YI9OIS>-/B6TC6I(MK96+%>%^SD,/IG&:Z/X:2K-\-?#K+('VV,2D@YP
M0H&/PH G@\6Z;JFOZIX?LKZ..^LT0;\@DR,')"J?O;0H)ZCGVK*\!>-+;4_"
MV@KK&L6K:Y?PL_E,Z))(=S=%&.PXX[5!H^H6=A\5?&<-W<Q02W$-C)"DC!2Z
MK$^YAZ@=ST%<7ITMC!\&_ D@DMXW76K1V8$ AA.=Q/OCK[4 >Q:AKVDZ2X34
M-1MK9B 3YL@7:"< GT!/&36@""NX$$8SFO)GU/18?$'B[0O%NJSV'VZX,L2L
MP6.[MGB5%"':22-I7 .?3G->EZ+;PVFA6%M!%-%!%;HD<<Y)D50H #9[@=:
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M7B&>21H8Q@[7=02RJV,%AM.0#D8.:M7E];6$(EN90BLP11@DLQZ!0.2?8<T
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MAVA?)CVCH-HP*SU\1Z.^HQZ>-0A^TRLRQ*3@2,OWE5NC$=P#D8KD+GQ*VO\
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M* H_"LVW\3:-=3S0PZA$TL,7GO'R&\O^^ 1\R_[0R*?#XBT>XT<ZO#J$,FG
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M,Y=T8<[5.XD,. ??-.MVL-0E^*EL]X5AD/SO;_.X3[, S*H^]@@C'KQ7J81
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MV<@<X .,UT4'B'3M \9^)['Q.DD=OK+13V4DML[K=1&)4,6 I.1@C:1GD\4
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M4 %%%% !1110 4444 %%%% !116?J^NZ9H4$4VJ7D=M'+(L49?/S,3@ 8^M
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M6&X+YF-H8CG:3GVJ&_\ B!X6TQ[M+K5XU>T<).J1O(4)&>0JGC'4]!D9QD4
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M08 [MQSG<<\"M*RUJQU"[DM8&F%Q'&LK1S6\D1"DD _.HR,@_E6A0 45B_\
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M9E90<8*<AM_08-;%E<3>$OB-?MK2W4MIJ.GVD5I>I \J[X58/&=H)!8L6]Z
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M;RF\R_CS\Q"]RA8%#CDACTVUIZI?(WQ#\+:S';W<EC-874*R1VSL1(QC*JP
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M<1I3@_%W79 K^5+IULB2;"$=E9RP#8P2 177W\,MSIUU!!)Y4TD3HDG]UB"
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M;'*XR  H&": /758,H92"",@CO2U0T6<7.AV,JI*@:!,++&48<8Y4\C\:OT
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M?M'Q,\,S66H32:=?:9<S[%F;R9 !&4?;TSACS70P^*=+FTA]5,DT=D&"K))
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M.0'4 '<,@CC)!X(H VJ*Y6T^(GAV]&FO!/<M!J,@AM[@VL@B,A)"H7(P&..
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M4U"\L8GGAN;2,2R)=6[P$QG.)!O RO!YIL'B[2IM3L[ M/%)?*SV;S0,B7
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M;_@+8S@''&: .@HK'D\2V$=R8L7#HMTMFTT<+-&LS,%"$CIRP!/0'C.>*V*
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M8<GZ5A:OJ\=_HFN6L/VZSO+:Q:?)5HG4%7V,K#W0]#QCF@#I:*X7P7XRT]]
M\+:;=W%TU]>V$(6XEAD,<THB#,OFD;6?@YYZ@CKQ6]?^+-+T[[8TK3R16) O
M)H8&D2WX!^<@=@03C. <G% &Y163_P )'IG]K6&FB=FGU"%I[5E0E)D4 DJX
MXZ$=^XKG_%7B"WU7X?\ BJ?2KN[@N=,BFCD=-\,D4R)NQG@]QTXH [:BL*TU
MJWL=%T9+AY9KN[MT\J&-2\DI" L?H.Y.!R.>16%\.]0DU"_\6%KF\FBBU8QQ
M+=LY>)1&F4PW( .>* .ZHHKF;OQ[H=I=:E:EKV6XTT*;J*&RE=D# G=@+]W
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M1:C>O<V<]M;O-%<1R 9B;!P",$?-@8ZX'7TS3H!:Z9:6ZV\=L(H4001G*QX
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M .&'?O4GA6\L-9?2[>X\):A;ZS8E3,UY;N([5U&&=9&X.<?+MY.1VR:](HH
M*X7QWHU__;GAWQ9IEK)>3Z+-()[6+F26"1=KE!W8#D#OFNZHH P[?Q/::C&!
MIL-W/<-P(Y+66((?]LNH"@=\\\< GBN>T>6;PSXU\4)JL%R;;4IX[RSNHX'E
M60; C1_*#AEVC"]QTKO:* /'[/0[_0]%\"VD]E=;X=:DO9HHH'D%K$_FD!BH
M(7&]0?<FNGTEVM_B5XNNI;:[6WEM;01RFUDV2%%?<%.W#$9'2NYHH \3TQGT
MOPM\,4OK6Z@EMM1D2:&2W<2(=DO\)&<8(/ Z5N:Y;W[ZQXJ\4Z/I/VV/^QX[
M**": LMY*'+,P0\N%4@>^"!79:[X=DUK5-(O5OO(.F3FXC3RMV]RI7YCD<8)
MZ?G6]0!YCI,Q'Q,L=52VUN>SFT.2$W=U:2+F3S48@J0!&, \ *#VR3SC1VUX
MOP3T^P.FZ@+U-361K?[%+YBJ+PR$[=N<;.<U[/10!PGCBVU"RU32/%&@1J^H
M9_LV6-_E$L4QPA/?Y)-K8]-U=CIEA%I>F6UA"28[>-8PS=6P.I]2>I]S69%X
M=D_X2.35;O5KVZA#^9;64FT16[[=I88&2<$XR>-Q[\UNT (Y(1BJ[F X&<9-
M>,"YOK^S\)WL^CZO'>6FMJ]Y:16$D<%H,2#:B  ,.0=_S=3DC.*]HHH \MO+
M6[M/$$VI^&7U"VO9M4"7VC7,#/;W0\P*TZDC"?*-^]3CC'7KZE110!RGCN^N
M[&QTQ[>SEFA;4(Q<SPVOVB6UCP<R(F#\V<#.#C)XK+\"I+!XQ\7!K+4HH+F:
MWF@EO(W_ 'BB%1G<W4YSQU'0@8Q7?T4 %</XKTW5;?Q?I.L:)$QEO8I-*O'7
M_EDC NDQ_P!PJWUW8[UW%% 'G_@SP_?:-KM[HTL+C1-)N'N-,=R3N\]<A03U
M\O,P]_,'I64([AO#_P 38OL-]YE[-<&U4VDF9PUNJ+L&WYLL".*]5HH \QTQ
M;O1O%'A[7+NVNSID_AZ/396\ARUK.K!_G7&5!Z9QU S575]'O&\,?$748;2Z
M,>ML!96JP.9)-L80OL R-S9ZCH >]>L44 >67LYT7Q7;:OJ6D:E>:/J&E6]N
M);:"1GM9HRYVO&OS '>>W6NDM=:TSPOIFEQ+H5YI]KJ-T8XHH;8D0;CP\V/N
M;B0?49YZ&NOJO<V<-V8O/!98G$@3/RE@<J2.^",CWYZ@4 6*Y7QY>W=CIVG2
M6UE)/$=0B6YFAM?M$EK'SF5$P?F!P,X.,YP:ZJB@#QZ2&X6W^)D$6F:P1J%H
MAM&FMY7:;-ML&"0226_AZCN!C V+@3-JOPWD6SO2MJDGVAOLDG[G-L4&_P"7
MY?FXYKTFB@#Q/??67PAUSP;>Z9J3:Y;BX1?+LY)%N@\I<2*X!4@[NYSD>M>Q
MZ=)YNFVTFR1,Q+\LB%&''0@\@U9HH Q_%,=K-X9OX;VQFOK62/9-;P*S2.A(
M!VA>20#D8YXKB=.AU;3[7Q#IZ7U]K.AC2B;2XN;=C<1RG<H@SM#2<<],C('%
M>G44 >4>5<KX6^&4/V&^\VQN;4W2?9),P!8&1BXV_* Q YJ_H;S>'X/%FBZO
M97<LUS?7-W:M';O(MY',,@*0"-P/RD'IQVKTBB@#R>VTJ\\'R?#J34H+J:+3
MK.ZM;N2V@>?R9)$0JI" DC(*Y ["F!+R7PC\2X3I>HI-?75P]M&UJY,H>%%7
M;@')R#TZ=Z];HH \Q,UUHGBOPSX@N;*]DTE]$_LZ4QVSNUI-N5MSH!N .T+G
M':M7P&\K:[XND>SO(([G4Q/"\]L\8D3RD&1N [@\=1WKN:* "O/K$R1>,O'\
M\EI>"&X@M1!(;63;,4A96"';\V"0.*]!HH \@T&UU'2+?X?ZS<6-[]CL;"6P
MOHC;OYEJ[A<.4QNQE0"<<#FK^K:)>:J?B!J]C;3&'4=)6TM8_+*M<R)&V6"D
M GJ%!QSSCBO4** ,CPO=B\\-:>X@N8=L$:%;B%HFR% /RL >N1R.<<<8-:YZ
M444 >.V6FW.I_!>W\%?8;I-9;%O)%-;.HMR)MQD9B,;0O((// &36A.T>@^,
M-?M-?T+4]0LM5F6XL[FU@DG63,21M$X7H?DXSU!["O4J* *6CVR6FCVEO'9)
M9(D8"VJ8Q"/[O'''3CBKM%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %5-1U*UTJT^T7<A5"ZQHJ
MJ69W8X55 Y))/2K=<=\1+34VL-(U32[22]ETG4HKV6TBY>:,*RL%'=@&R![4
M :EMXNTJ675(;AWL9]+19;R*Z 4Q1E=P?()!! /0FE@\56$FIVEA/%=6<]ZC
M26GVF+8+@ 9.WDX8#G:V&QVKF?$RWWC[P+K5OI.E7=C)- GE-?P^1+.Z.'V;
M3R%PI&3P2W' -2:IYWC2Y\*-;V-[:2V.H)?WAN;9XO("(V8\L &)8@?+GC)Z
M4 :$WQ'T**SO[L1ZC)!I]PUO=LEE)^Y*@%F8$9"C=WYX/'%7H/&>DW&M6FF)
M]J#7JLUI</;LL-QM&XA'/7CGT(Z$UQ<5O>'P=\1[?^S=1$U_>WCVD9LY0TRR
M0JJ%1MYR0?ZU<NX[E[SX<NMA?E;,DW)%G+^YS;F/Y_E^7YCCGZ]* -J;XC:'
M%::A=+'J,L.G7#07;1V4G[DJ 69@0"%&[OSP< XJ[#XTTF?6;/34%UNO59K2
MX:W98;@JNXA'/!..?0]C7'0V]Y_PBGQ(@_LW4!+?W=V]HALY09E>%44J-O.6
M!JS=17+2?#EET^_(LF!NL6<O[D?9RGS_ "\?,<<_7I0!U'_"9Z7_ &/JNJ%;
MD6^E3O!>CROFB9 "W&>0 1R,TEWXUTBTU"TL&%Y)=7=L;F".*U=C(@ ^[@<G
MD<#..^*X6^CO[/0OB+H?]CZG-=ZA<W-U:M#:LT<L<D2@$/\ =)R"-N<YZ UK
MVR71\;^$;EM.U".&#1Y89G:U?;$[>7A6(& ?E/>@#3U3Q7X?U7P%J6I74NHP
MZ=&SVUT(HY$N('4X92%Y4@XYZ<\GFMVXUJULFMK2-+BZNI83+';PC=(8Q@%B
M6( '(&2>2>,FO-;JSOY?A[\0;--+U$W-]JMS):Q?8I0TR/LVLHV\@[3].];%
M]=W_ (>\;6/B(Z3J-]I-[I,=E+]EMF>:VE1RP+1XW!3N(Z=: .EM_&VC7NG:
M;=V4DMR=2E>&U@1,2.Z EU(; 7;M.22!QUY%9NN_$"VLO!5_KNG6UQ/);3FS
M>)H]I@F#!")!GH"1TSG(QUS5?6]2U,2^'Y!HE[;:9<7$QN3:6WF75NI7Y 0@
M)3>2=Q7D#C(.37*RZ3JLGPZ\<:;%HFIK<2:RUW!%+&6>6/S8G&TY.\[5;H3T
MZYH ]0FUZ&)84%I>27<J-(MHD8\T(IP6()  R1U/.>,U6M_&.C7FBVVJ6T[R
MQW4WV>&%8SYK39(,>P\AA@YSP "2<<UR6OS2VWC&R\2W/AO4-2T6\T\6CQI:
M&2>UD61F5S%]X*P;ZCOCI4>J65QIU[X7\2Z9X:FMM,L;RX>YTZVMP)PDT803
M-&O5@020,G!&><X -/PK?R7?Q.\61L;Z...WM#]FNY&;RF/F$[1DJ >#\IQ6
MSXR\3OX8T^SFBLYKF2ZO(;4;%R$WN 2>>N"<#N<>]9'AR6:Z^)GB#4%T[4(K
M*[LK189[BU>)6*;\CY@"#\PX(S[5;^)%K=7'AZSEM;2>Z-KJ=I<R16\9=S&D
MH+$*.3@=A0!M7&OV\$T%LMO=37TT)G6SC0>:L8."S9("C)QR>3TS4VC:W8:_
M8?;-/E+QAVBD5E*O'(IPR,IY5@>QKDF:\TOXDGQ!/97K:3J>F);AT@:1[:1'
M+ .B@E58,3G'!X.*T/!.D7%C<>(=2FBD@CU74WN8(9%*LL>T*&93RI8@G!YP
M1GGB@#:U+7+73+RTL626>]O-Y@MH0"[A!ECDD  9'4CJ*S)?'N@PZ#:ZR\TX
MM+FX^RJ?L[927?L*OQA,,".?3C-5/%-Y?0^*-&A^P7TFE21S":YL(&>42?+M
MC++\T:'DEAC) Y !KAXK'4HOA\FFMHFJI<0^)!.8S:NY\L7)D+#&<@+_ !=#
MV)H ]'M_&>FW-SJ-JMOJ"75C"+EX);5DDDB)(#HIY89!]_:I8/%FG77ANVUZ
M!;B2RNG1(=L?SL7<(ORYSRQ ]:QXTF?XQ->BTO!:-H2VXN&MI!'YGG%]NXC&
M=IS^G6J/A[0[S3_&E]HF%.@6$_\ :MH ?N/,& BQ_=5O-<#W4T >ACD=,>U<
M[)XUTB&**ZD,ZZ;+/]G34?+_ '!DW;<;LY W<;B-N>];EY US97%NDAC:6-D
M#CJI(QFO*HM/U&\^$#>!I]+NH]:2,6.TV[^20)!B82XV%-HW9SG(QC.!0!V;
M>*G?Q\_AD6%UY:60G><+]XL^T$$'(48;GU^G/+^%O&%GX>TW7?[5EU&>"#7[
MN%KDI).MO&) B>8YS@=!U)K6%O=:7\5HKEK*]N+2;1([1+F*$NHD29B=[#A?
ME.>>O;)XKF+FROYOA?XYLDTO43=7NJW<MM";*4/*DDH9& V]"!^'>@#TW4==
MM["9X%@N;RX2+SWAM8][)'D@,<D#D@X'4X. <&LI_B%X>$&DSQ3W$\>K*QLV
MAMG<2%025X'WN"-O7/:N9U)GT?QK+JNH>&[[5M(U6R@2.2WLVFDM98]P*M'C
M<H(;.?6I[ZS-OK7@9[/P_/8VEM=W,TEO:V;%;9'C=5+[ 55B6!([$GZT =YI
M6I1:MI<&H0Q7$4<R[A'<1&.1><8*GD'BN9N?B=X>MH;V;;J4D5C<M;W;QV,A
M%N5 RS\?*OS8R>N#@'%=E7EN@WT:6?Q!L#97=U-/K-VL<45N[K*6BC4)N VC
MGKDC .3Q0!WTVOV:1VIMA)?274/GP16H#-)'Q\XR0 OS#DD9R .:RG^(7AY-
M)LM2,\_V>[NA9KBW?,<V<%'&/D(.>#Z<9KBSH=YX,N?#=QJ.BW&MZ=#HR:;=
M+:0^>]O,K;PX3J5.2N1Z#V!T-?M =$T&33/#5S8PGQ#;7S6UO9-YBQ*?GEE5
M =K'K@\XQWR  =9:>+[.^"+;V.HM<OYC?97M_*E5(V"LY5R.,D8[G/ X.+'_
M  DUB]OI[PI<33ZA%YUM:I'B5D !)(8@*!D9+$<D#J<5@>,M,M-5U6T=FU?3
MKZ"W9[/5]/AD;RR3S$X52"#A3M;KR..^/IB>(M.\2>'?$VO64T@GT=M.O1;0
M%C;R>;YBR-&@) 8  X'!ZXH ZJ?Q[H5MX>O-:EDN!;V4I@NHQ;L989 <;74#
MY>HY/'(YJS8^+=-O]>.C(MU%<M"9X3/;M&DZ @%HR?O $C\\C(YKS[Q+H5_<
M^'_B!J5M87C_ -N26R6=JENYD<1*JERF,KD[NH'"@]ZZ;4?.N/B;X8O(K.]:
MUBLKI)9OLD@2-GV;0Q*\9VGKT[T =Q7 ?$ZZDL)/"\R:C=64-QK4%K=-%=O"
MK0L&+!MK #IUZ^]=?I&J_P!KVLD_V&]L]DSP^7=Q>6S;3C<!GE3U!KD?B5'/
M/<^%!;V-[="UUNWN[@V]K)*(XE#!F.T'U''7VH U-/&C2:W$=&UNYNY;>-I)
M[==3DND=""H!#.P!W8(/L:N6/B[3=1T;4=4@2Y%OITDD=P)(MKJT?+C:3G(_
M_5FHTU6TGUNU^P:5?&YF!BDN);":!(HA\QW,ZJ#R, <G+>F:Q)- U"V^(=U!
M;0DZ#K*QWUVW:.>$@%1V_>?NL^H5J .GNO$$%MM1;2\N+GR!</:P1!I(XSG!
M8$@#D$ 9R<' .#6:?B#X>,&D3Q7,\T6K;OLCQ6SL'*@DKP/O?*1M^]GM7/Z\
MLFA_$&YU/4/#UWK&DZE:0Q++:6WVA[:6,M\I0<A6#9SZT7UD8=7\$/9>'YK"
MTM[VXGDM[:T)6W1XW52^P%58E@2.Q)],T =CH7B2Q\0"\6U2XAGLY?)N+>YB
M,<D;8!&5/8@@@U4\8WNE6>E0#5Y;V*"2[A5&M-X;S-XV@LO0$XZD UF^%XYT
M\?\ C*>2TNHH+J6U:"66W=$E"0A6VL0 <$8I?B;#<7/A>&"UM+FYE-_:R;+>
M!I"%2568D*#@  T 0>*M:D_X3?0M!>UO9+">.YEN$A4CSRJ+M (() WDD>N/
M2NHTK3D\/Z*MI'<7MY' '9&N)/-E(R2%SU.,X&>P%<UK9ED^)WA>[CLKY[6W
MM;M9ITM)"D9D5-@)"X&=I^G?%=O0!Y+XC\67'B7X.ZGK*17VG2QW'[MTD:/Y
M1=>7@E6^;Y1AATR37?6'BO3M1UZ31D2[BNUA^T1_:+=HUFCSM+(3U )'YUYK
M+9ZFOP5U/P\=%U3^T8KMQY8M'(DS>&0%"!\PV<Y''OFNMU!)KKXI:1=16MZ+
M7^RKB%KC[+($1W9"H)*X!P#UZ=Z -B;QGI5O-:>=]H2TN[C[+!?&/]P\N2 N
M[.1D@@,1M/8UOR.L4;2.=J*"S$]@*\G\)VZ6VF6?A?6/ \TNKV+"(74ED&M'
M"GY9O-/'3G'WL\#FO5Y8TFA>*091U*L/4&@#A?!4\_CO2I/$NI7-VEK=3R+8
M6<%P\*0PHQ4%MA!9R0222<<8Q6Y#'_PB_P#:M]J6JSRZ7B-X3<N9&AZJ4'5F
MR<8ZL2V.:YKP.]SX"TQO"NLV5\8+2:0V-];VDD\<\3,6&3&I*."3D$#VS5[Q
MS:ZKXB\*-+I=E*7M+NWO(+>4%)+D1N&8;3RN>P.#D=!Q0!O6_B>REU7^R[B*
MZL[YH3/%#<1X,T8ZE-I(8CNOWAZ5DM\2_#ZZ=_:.+\V*W!MYKG[&X2!@^S,A
M(^49_'ID#-5KV-O$_B_POJMI;7L-OI0N+BXDN+62%AOC"",!@"6)R2!G&WW&
M>5GL=0D^#?B73ETK4OMMQJ%P\-O]BE#NKW&]2!MZ;><]J /1+7Q?IEUK9TD1
MWD5P86GA,ULZK<(I 8QG'S8R/KG(S62_Q3\-):1WA-_]A,Q@DN_L4GE0,&V_
MO&Q\F3V//3(&13-4\VY^)?A2\BL[UK:&UNUEF^R2!8S($V!B5XSM/7IWQ7*Z
M,YU3X3ZYH-M97,]]=W=[;PK]G?RRSS-AR^-H"DY))XV_3(!UES+(GQBTY4N9
MS;S:+/(T7G,T9821@,%S@'!Z@<U8TGQ#X>L=)\0ZO%=WBV=KJ$OVU[L2$I,
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MF$R6<J^;'Y:+E<KSRIXZURVE66MZ-X,\!ZNFCW\\FA23)?Z>(&6<)(K(65"
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MZBVKG#+O!4[L'Y>>OZUS7B?4X=6'@+6+":X2WO=6@*KO90\;1NP#)G!/ ZT
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MK$*>>F>>*V([B^U3XFZ-J\6B:G#8#3)X&EN(/+*,SH?F!.5^Z>O)],<GOZ*
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M4YKL7 .GK;IBW: %"'X(\R0X.<[B.   #74^++#5KJ?0/$6AVC+J=M,8'AF
M!$$XVL7 SPK;'QVVFNVHH \_\/>%+W1/&-Y8HKMX>5DU*"1SDFY9#&RD]^09
M#Z$J:Q?&,&NZSI_C+39]%U.:8C_B6BV3%N\6U?G)!&^3(/!R1P !S7K5% '!
M0?:YOB9H^HMIE_%;#19+9W>W;$<C2(RJQ&0.%/?CH<&LU[>70?%NNP:IX.N-
M<LM4N?M5I=VUI'/@LBJT4FXC8 5X)..:]/HH JZ=";?3;:$V\%L4B4&" 8CC
MX^ZOL.E6J** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M2*IY.2VU6/S;PA/ 8KCIV(-/O/&=M;:]=:)#IFIW>H6]NMQY4$*XD0DCY2S
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M1SQHGVJ,-MRA+<') P^T\TSP)XDNO%7AB#5;JQDMC,TC*2R%67S' "X)/R@
M$D#-4IH+J7XK:=J265T;%=)EMVG,1"K(TB,%.>>BGZ5G>#/#EY<?#^R\/ZK'
MJ^D3:?*^Z6VN?(:4[Y#\K(<E,,#S@$X]* .SU+68=.NK.T\F6XN[PN(8(BH9
M@@RQRQ P!COWK(O/'6GZ?#ILEU8ZE&VH7$EM'%Y&YED0L"IVDC)*' &<\5FZ
M_P"%]/:PTS2+V#6;^VC:65-42:26ZLY<@JP<9;!RPZ'H.,=.>OSK6GV/@?\
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M]ZAMDBX9<]B.QJ2H+*[AU"QM[VV8M!<1++&Q!&589!P>G!J>@ HHHH ****
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M %&TM689"S3*A(SC/)Z9[T 7J*HQZUI4TMK%'J5F\EVI>W19U)F4#)*#/S#
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MC=^=#V5K(\KO;0L\J[)&,8)=?0^H]J . L]?LH/BO=2ZE>P):W6D0_V5<22
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M1Y3C/5=H 7_=KT:'3;&W;=#96\;;R^4B4'<>">!U]Z66QM)[B.XFM8))HO\
M5R/&"R?0GD4 8O@.#4+;P%H<.J[_ +:EG&)!)]X<< ^X& ?I7!K;Z<VA_%EO
M*MBRRW(!VKD?Z,I'T^;/XUZ]5;^SK$!@+*WPW7]TO/Z4 >;Z+?M;^-?",U_*
M/L%UX92&RE<_)]IRC.,]-Q0#ZXQ6+XBM9(O"?Q-FM>='EOH'MMOW#(#&9V7V
MW=2.ZGTKV.2PLYK7[++:0/;YSY31@I^6,5(((1!Y B00[=OE[1MQZ8Z8H 9:
M7EM?VRW-G/'/ ^=LL3!E;''!'!J>FHB1HJ(H5%&%51@ >@IU !1110 4444
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M@ 2&S]TX(.#ZUY]<V?A:\TR]N]+URYM?M^HV\BZR) \7VM<E"-V%(X"G'!+
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M!U9">''NN152Y\;>&;1)WFUNR"V\GE2D2;MC=2#CTR,^F>: -PPQ&83&)/-
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M=Z]J2B^U&%0K2#!GD)Z  8)]A72W>K6%M-+;3WL=O*D)F8N=NQ.F\D\8SZT
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MLGB>[6(@PQGD1L2.I;G;UX)^OG\NIV4G[.-K;"X3S[<6L,B'@I(MPA9>?X@
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MS%1NQ*]ZJZ%I5QIMO+)?W@O=1N6#W-PL?EJQ "@*N3M4 =,]23WH U"0H))
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M(D"1HJ(.BJ, 4ZBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "N7\?Z_<^&_"SZA;%HP)X8YKA8_,
M-M$S@/+M[D G /&<=:ZBLCQ%JT&CV,,MW;F>UGG6WF41F3",#DE0#D#OQTS0
M!FZ8MY/>:7J&E>(I-5T6;?YP?RG_ (#M8.J@XSP1ZD=,&M%O%.BK>I:F^42/
M<?95?8WEF;_GGYF-F_MMSG/%>?6.CZ5I'Q%TF?P%?*UK>/)_:UA:3>9;)&%.
M)" 2$;=@ =^PQFLC4]9MKW1;>0(]B]IXFBDGTR"V(6V N>9)6VY+-][.0/FP
M!QF@#T&TOK\?%F_TV2^FEL1I$5S' P4+&[2LIQ@#/"CKDUL1^)]&DU&"Q6]
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M>/-:B-[@QWL$B*H15C."PQM(QGH.U 'I=YK-A8>4)IRSS*7BCAC:5W48RP5
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M8$_BW=!S[9J^,-5AO?#GC*T6-[&XM]44M86]L<S!98O])E;:2=P&000.!U-
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MI[R[N(K<1L6:)XDVN./N\'G_ .M0!ZG>>(M*L?*$UR2TL)N%2*)Y6\H8RY5
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MTZP6T0R\C=!DX'U))  '))JA%XIT:47^;LPM8(KW27$+Q-$K#(8JX!P<'D4
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M.1@UWFG0R6^FVT,UX][(D8#7+A093C[V%XY]J +5%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M<1\2Q>0Z=HFI06\UQ:Z;J\%W>Q0J68PKG+!1R=I(./;/:NWHH \XM];T^^^+
MD&IVSRR6+>'WC^U>0XC!\\-@L1@< \GC/'6F>!GC@^"'E2#RI(K6Z62-EVLK
M%I, @\Y.1CUR*]*HH \TAT:?6O@EHT=CE=6TZSM[FTR/FCN85!"D=B<%2/\
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M.N_&&''K@C.,C-0H^F^,-.OI-!TG4HM7_LZX@6ZU!9D:U=T($8:0\L6(^[D
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ K \3>'9?$+:44OEMAI]]'?*##OWNF< _,..3GO[UOT4 (,X&>3WQ2
MT44 %%%% !5>TLHK/S3'N:29_,ED<Y9VP!D_@ /0 58HH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ K"U;P]<:OJT,TFLW4>EK&%GTU$3RYR&
MW99B-P!X! /(&.YSNT4 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M..IK2H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MPUKMGI]BFF>);)VM)+>XGRD3D##AU7D;3D''4>G-9GP^CTK3O$%YI5QX2MM
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M*E5 P64Y.3C/ S26&D^+?#.O:Q!I-I87VE:I>/?1SW%P8VLY).7#(%)=<\@
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M?TYYXSQ[\5&WAS6CIG@6W%DA?0WB:[_?+@A(3&=GKR<\XKM[G4K&R<)=WMM
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M4[/EY)W9YQTH U$\4I:ZYXQ$VCQ1OHMI#<230,&DNU*2, ?E&" N #GJ:TM
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MMY(W$'(&?3GB;6=#\1:E/X;NG%E-/87_ -MN@)61 -C+LC^4DX#=3C..V<
MZ?2)M1N-+AEU:SBL[T[O,ABF\U5P2!AL#.1@].]7J** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
MK:AJ%GI5C+>ZA<Q6UK$ 9)I6"JN3@9)]R!5FN:\>ZU)X>\&W^J)I]O?K %+P
M7#X4@L!G&TYP2#CCZT =*"",@Y%%<IJGB35[?QI!X=L=-M)?M%C)=1SRW#*
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MBEAED^6,O=LH(^4[L$CTZ9KJFU36V^+9TI7MO[/CTD7"QDL#\TP5B?5ODX[
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MHH **** "BBB@ HHHH **** "BBB@ KF_'NA7WB7P9?Z-IQMUGN@JA[ARJJ
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M7"N"H.,,5.,]<^U=7H"^)I"9_$1TZ%U38EO8,[(3D9=F8 YXX Z9.2<\;M%
M!7+Z3HFJ6?CO7-:G2T^QZC%;QH$F8R)Y089(* <[O7C'>NG9E12S$!0,DD\
M54TW5M/UBW>XTV\ANH4D:(R0MN7<.HSWH YQO#FJ:9?:^VBM:^1K1\X^=(RF
MVG*;&< *=X("MC(Y&,X.16D\%7&D-X1?0_(F3P_'+$8;B0QF99$"E@P#8;(+
M8Q@YZBNXHH Y2+1-9LY]<UVU%@VO:@(5BAF=S!%''P$+ !B2"Y)QU(XP.;MI
MIM_?ZK9ZMK,-K!/9QND%O;2M*%9\!G+E5SP,  <9/)R,3S>*_#EO</;SZ_I<
M4\?WXWO(U9?J"<BM.&>*YA2:"5)8G&5=&#*P]01UH S=/\+^'])NS=Z;H>G6
M=R05,UO:I&^#U&0,UFZ=HFJ6WQ U;6YDM/L5[;0P($F8R+Y>XY(V <[O7C'>
MNHJE;:OIUYJ-UI]M>PS7=H%-Q#&X9HMV<;L=#P>* +M>>Z7+J,7Q4\:FPM;>
MX!@L-PFG,>&\M]O16XZY[].M>A5GVVB:;9ZG<:E;VJQWES@3S G=)CINYYQV
M].U ''77@34(/"6BZ1I\MI-<6NJ1ZE=2SNT:R.)3*P4!6ZDD#/0 =:36?"7B
M/4+WQ2(Y=-DM]9LO(@FN)',EJ/+*F,*%QL+<Y!'7)!Z5WL-Q#<>9Y,BOY;E&
M*G(##J,^HJ6@#A[7PUKR:]X6U"X&G%-)L9;6<1S/EBZH,J"G.-G<C.>U:/A'
M1-2T6YUY[\6NW4=2DO8O(E9RH95&ULJ.?E[>M=&T\23)"TB"5P2J$\L!U('M
MD?G52ZUO2;&V^TWFIV=O!N*>;-.J+N!P1DG&0>* &Z]:W5]H%_9V:Q&XN+=X
M4\YRJ@LI&20">_I7(OX+U9O#'A:..2SBUKPX8O)(D9H9PJ!'5CM!4,.^#CWK
MJ;?Q1X?NYXX+;7=,FED_U<<=W&S/] #S6M0!QUYX:U'5-3U#6KB*TBOI-+?3
M;2W$[,B!R69W?9US@ !3P/?C7\):;>:+X3TO2K\0?:+*VCMV:!RRML4+D$@'
MG'3%:\TT5O"\T\B11("SN[!54#J23T%06&I6.JVWVG3KVVO(,E?-MY5D7(ZC
M*DC- %/Q1I$FO^%=5TF*18I+RUDA1WZ*S*0"?;-<W-X>\275SX2N9H]+#Z/(
MSSHEQ)A@8C'A3Y?/4MSCT]SW5,EFBMX7FFD2.)!EG=@ H]23TH X_5?#NO7'
MBZ[U"VDL)K&ZT\6D?VIGWV;?-N9% PV[(SRIX'/%9FG>#O$5K9>"H9O[,8Z
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ME4]"P[@'([T 9-CHFK67CG7=;\NR>VOK>"&%//8.#%N^]\F #N[$XQWKGHO
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M# @!.Q."<XQWS7844 >8:AX'\33>&/$OANV?2Q9ZC>2W5O<R2OOQ)('*,@7
MQS\P)SZ<Y'1VNB:ROQ"_X2"X2Q%JVEK8NL<[EPPD+[@"F,<XZ^_M7644 <E:
M>'-23Q?XEU*?[*MEJUM#!%LE9I$\M77)4J!SO['C%8DG@WQ)+\,;/PNYTK[3
M:O;JL@GDV,D4BON)V9R=H&,<>IZ5Z110!Q&HZ%XHT_Q;/K_AR339%U&".._L
MKZ1U4.@(5T=5)Z'!!'_UKNJ:)J6HVMO9:E::;K-E)"_VR&X)C_>ELJT?RM@
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MQ%K/EV+0:C;P10)]H<,#$&'S?)@ [NV<8[UO6.MZ9J6F_P!HV=]!+9@D&8.
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MD*[I&CE5@B]B>>!P>>G%/TW5+'6+);W3;J*ZM69E66)MRL5)!P>_(- '"/\
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %8/BWQ&GAG2X+R4I'%+=1V[W$JEH[<-GYW P<<8ZCDCFMZLS6
M[?4+FW@2P2SE43?Z3!=DA)HBK KD*V#DJ>AZ4 <WK7B[5]&\.C5$M].U!'OX
M;>&6WE(2:*0H ZC)!.688+ #'4TD?C'5M(\5G2/$]E9007%G+>6ES92.XQ$,
MR(^X#+!><@ >W/',^)O"[^&/!-ZEL+>W6\UVTN(+.)F:&VS)&, D X)!8X
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M>V$&EP;HYH@P9]P_B!)'0UP7P\\8IX,^"MM=B*.6YNM5>UMUE;:@=L?,Y[*
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MGBF03,6<RJH)7Y.VWOUSVH S)O'FIRV$&L:5I4U_8/<^6;6&QG:9H=Y7S5D
MV$\;MN.G\6:[;49Y[73;FXMHXY)HHV=$D<JK$#/) ./RKBM#\+>+/#S2:+9:
MIIQ\.&5W@ED1_M=O&S%C&N/E.,G#$\9S@]*[74(II].N8K<1F:2-D02,57)&
M.2 ?Y4 <1IOCC6W\*P>)]2TZQ33;FTB,$4$KF9KB21452,$!"6[9(].PNQ^+
M]0L=7N8M6L9'TJ.Q>\.HQ6,\"1%,EHW$G4X&00>>F*BA\#W5Q\+(/"5]=10W
M5O"B17=L2P5XV#(^" >JC(_6K%MHGBC6=(N]-\6WNF^1-:R6V--5P9=ZE2[E
MNF 3A0,9.>P% %>^\5ZY9:?H.JO:V(M=7O;:W^S$/YL"3,,,7SAFQU&  3U.
M.;EOXEU"?5/%FGF.U$FBK$\,FUL2!XS)AAGC&,<'W]JY#6M/\3:5H7A;3M;N
MM-G@L]=L(8)K97\R95?"EPW"G Y SD]QWZ:Y\,ZY#XGU^]TV?3_L>MV\2RF?
M?YD+I&4^4 88$$=2,>AZ$ A/C2]FT/P7J9TZT*ZY=012[G),#2(S908YX!YS
M^%2P^)/$VH>*]9T>QT[2PFEW%L)))IW^>*1=QQA?O8]L#'?-5(_!>MQ^&?!^
MF&?3WET*[AN)7WNHD$:LH5?E/)#=3CITK;T30]2T_P 8^(M7N#:&VU4P&-8Y
M&+Q^5'LYRH!SUZ\>] &-<>.]3DT^/6-)TJ6_L3<F/[)#8SM-)$'*&59 -F>-
MVW'3^+/%7#XB\17OBC7M#TZRTU'T^&"6&:XE<JPD#GY@ #GY0,#ISR>E5-%\
M+>+/#\DVC6&J:<?#CS/)#)(C_:[9'8LR)CY3@DX8GC.<'I6K8Z'JEEXTUW6\
M6;P:A!!%%'YS!E,0;!;Y,<[NV<8[T 8-O\0-9G\-Z#XE;3;*/3+^XAMKB(RL
MTREW\LNIQMP&[')([BM35O%VH>;K$>B6HGDTIO+,;6<\WVF4(',:M&,)PRC)
MSR>@ R<N/P+K<7PZTCPT)=/-Q87<<[3>:X1U27S  -F<GI[=?:KTGASQ5I/B
MC4-2\.7FE_8M59);NUOQ(?)F"A2\93&[( R#CIVH 4^,-<NM?TC3+31X+9M2
MTQ[P"]=UD@=2H*NNWC!;H.O'W:Q==\7Z[>?#?5+N/[+9:C8ZI_9EV8@S*V)D
MC)C)((R''7)Z]^1TS>'=4'C32M9\^WG@LK"2TD:61EEE9RI+X"D#E>F>_:L:
M;P)J]SX2\2:4]Q8QW&I:J=3MW#NR*3*D@1_E!_@QD>O2@#6U/Q5<:;K]MH-Q
M>:;:7LUIY\4UTC+%<OO*^4AW#:1@$Y)/S# KJ+*2>6PMY+J,17#Q*TL8/"N1
MR/P.:Y?6] U77K:6SU2QT;4;.>U"F&5W3R)\OED.QCC#*,\'Y<\9Q6]H.FR:
M-X?T_3);E[J2TMTA:=^LA50,_I0!R\GC/4KCPK>^+-+M;6?2K5Y2MN^X2SPQ
M,5>0/G"GY6(4J<@#D9XH^(=0O-4\8> ;O3+BW^QWAGN+<2QL<YM6(+ ,,_*Q
MQCIFK5EX,U?2_#FJ^%;.>S;1KQIEM[B1V$UK%-G>FS:0Y&YL'<.O(J[?^%;U
M=:\*3Z6MHMAH"R((YI6#NK1>4 ,*0,#GW]J .JMK6&UC988(8C(YDD\I H9S
M]YCCN3WKP;3+Z&\^$4'A)=/>6_UB[NH+*28!(%D$S'=YAZ$#D <D\ 5[Y*91
M$QA1'DQ\JNQ4$^Y ./RK@-'^'4P^'LOA;6I+<N)Y+BWN[1V+12,Y=77(!!4G
MUY'UH T]3U+4?!^A^&+8O%>O)=6FF7,DN[<Q?"&0'/7()P1SFKUIKUU)X\O_
M  _+%"88+&.\CE0$-\[LNTC..-O7WK(U/P[XGUGPI86M]<::VM:=>6]Y#.K/
MY5P\39^<;<ID=<9Y]*L:=H.OQ>-KGQ%>2Z<1/IR6IMXB_P KJ[, &(Z?,/FQ
MD\\"@#G_  +KRZ)\,?#<$<9>ZO[JXMX%$;.%Q+,[,54%B JG@=3CD=1U?AO7
M=4U'5-3T_4M.EB6T*-!?"UE@BN48=EDY#*>",FN;M_A_K5OX(T?3X-0M+?6]
M%NWN[.Y7<\3EF<E'! (4B0J<9Z?A78:##K^QY_$,]B;E@%2"P#^4@'4Y?EF/
MX  #'<D S?B9!#/\-O$'FQ))LL973<H.U@IP1Z&L3Q_=30_"VPMHF9!?O9V<
MK*<$1N5##\1D?C75^+]*N]=\)ZEI-D85FO8&@WS,55 PQG@'/TJMJGAEM>\$
M#0KYT@G$,86:$EQ'+'@HXR!GE0<<=Q0!D>)93IGQ,\$-:@(+I;NSF1!@/$(P
MZCZ*R@C\:Y?PYKWB'PW\/'U:RTRQNM)LKV[>Z1YF$[I]H?<R #:-H]3S@]._
M?1:#?:AXFT[7-9^RI)IL$D=M#;.SKYD@ >0EE7' P%P<9/)K&M/!FLP^%;[P
MI)/9?V;=33%KU';SO)ED+NOEE<!L,5SNQSG!QB@!?%^G:]K,NGZSHMIHVJZ?
M#;%QINHQDF8O@[E/W0VT  GIEO6MKP]XET.X\):=J<?V;2;.<%4@F981$ZDA
MTQP,A@W3TJ62'Q):Z@+?38]'_L=84CA\UI5FA(&.0 0XZ8&5^M26WA;28]%M
M],N[*VOXH6:3_2H5?=(S%G?!& 2S,>/6@"IXP:RU3X>:Y-&UO=VYTZX:-U(D
M7(C;D'ID&KGA#_D2M!_[!UO_ .BUI-8T7S?"-_HFD6UI;+<6TMO&@'E1Q[U(
M)PJGNV<8YJHMOK&B_#^&TMY]-AU.RLXX$FN'9K?*A5W'@'D \>N.M '2T52T
M>>[NM%L;B_A6"\E@1YXE! 1RH+#GD<YZU=H **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H)P,GI17G
M_P 7;VXA\.:9IL,CQ1:OJMO87$B'!$3DEAGMG;CZ$T ;>H:IX0UJ-8M0N--O
M+>.3Y7GPT(<'LY^7=GWS706SPRVL,ENRM R!HV7H5(XQ^%,^P6AT[^S_ +-%
M]C\KR?(VC9LQC;CIC'&*YV/49;?6X/"&C/#&UAIR32W%RAE"KG9&NT,N2=I)
M.>,#@YX .JHKSB]^(>JVWA;5;I;"T&JZ1J*6%Y$S-Y;;G55D3O@AP<$\8/6M
M&37_ !/#XS_X1YXM))N[)KNUF428@VN%97&?WGWA@C9GVH [:BO-YO'^MV_@
MV\U%K&QDU#3]8.EW(4L(W(E5-R G/.X<$\5J6OB77[#QS::!K]II_DZG!++8
M363/\K1C+1ONZG!SN 'T] #M**X&#QIJT.LZ!::C#8))J<\D%Q919:6R;:S(
M&D#E6.%Y&!UR.E07'B_Q2]KXLFM;72$_L"9_];YC^:BQ"0KP1AB"?FZ=.#UH
M ]%HKC'\6Z@FL^&'>*UBT7781MD9&,D4QCWK&3NQ\PS@XZC&*W='O[O4;K4I
M)# ;*&Y:"U9$(9]@ <DDD'#[EX ^Z?6@"2_U_2=+N!!>W\,,Q3S"C-DJG3<0
M.B^YXJU97UIJ-JMU97,5S;N2%EA<,K8)!P1P>017GVM3^(? WB[5?$,&E/K6
M@ZGY3W2VW-S:-&@3(7^),#..V3T[W['Q9H=IX5TRX\-L)K?5+YXK=1"S>5([
M/+)NC4;OEP_RCKQR <T =U17"-XWU/2;?79]8TR22VL4CDL[N.UDMDNBY"B,
MK)DJP8@9R1@Y[5MQ2^*H]82VGAT^6REMF?[7$A7[/,",(R%R74@]1MZ4 =!1
M7GL'CS5)_ /A[Q&+>S674+V*VGAVL5 >8QY4[N",9YS5N3Q!XIO/&&LZ%I=M
MI"BP2VF26Y:0[DD+;@=O\6%XXP,=\\ '5VFJV-_>WMG:W"R7%BZQW* ',;,N
MX _@>U&H:K8Z5]E^W7"P_:[A+6#<#\\K9VJ,=S@UP^J>*=;DT;Q\L)L[*ZT1
M"8)8XVD+#R?,R<D?-C !Q@>AJQ)KNKZ'X?\ !^\65T-1N[2SDD,;J421,Y W
M'+#!YSWZ4 =Y17$ZIXMU*236DT*!99=+D\D1/83S_:90BN4#QX5/O!<G//)
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MLTI)!C92S%3GR_?YCQQ3H?$^L6VOP07UF9]*EMY)9KR+3Y[<6;(N[#F3(92
M0",<CIS0!T>JZUINB01S:E>1VT<DBQH7/+,3@  <GK5^O)_&.JZKK_PZL=9(
MM(M/O;ZTE2W,;>:D1G0HQ?=@L?E)&T8W=>.?0/%.OQ>&/#EWJTL9E\D*J1 X
M\QV8*JY[98CGM0!L45R5[XAU;0-?T:RU865Q:ZLYMXYK:-HS#/MW*K99MRM@
MC(P1CI5;PUX@\4:_J%T6MM)AL;#5;BQN?FD,CJ@P"G;.<9SUST&.0#MJ*Y3Q
M)XL71-?T_3)KNTTZ.\A=X[R]B9HFD! $>0RA3@DY)[8I?^$BU&35-(T!4M(M
M8N=/-]>.5,D4*KM4A5# MEVP/FX )YH Z#4M2LM(L);[4+F.VM8AN>60X %/
MC:VU"TAF4)-!*JRQEER"."IP?P->?ZSXCN-4\'>/]%U*&*/4M(L95E:$$1RQ
MR0LT;J"25R,Y&3@CJ:U-/UV=%\-^'=.\D7MQI:W<LLREEAA147.T$%BS, .1
MC!/L0#I-.UK3=7ENX]/O([EK27RI_+.0CXSC/0\'M5^N#^'PNAX@\:B],)N!
MJJAVA4JK?N4P0"21D8.,G'J:OOX@U6+QCJFA3M80HNG_ &[3YGB;#J&*N'^?
M^$XSC'# \=* .MJG:ZK8WNH7MA;W"R75B4%S& <QEUW+GZCGBN4\.>+]0\1>
M&=&O(A:1ZC>W307$)A?;"$W>8,;L@@+P3W9>!FF7'B;69CXYM(A9VEQHL*/;
M3+&TF[="9,L"1DXP!V'OTH ZN_UK3=+N+.WO;R.&:\E$-O&Q^:1ST  J_7DM
M_)J+^"/AO/<2PW=S)J>GO'\K1YS V [$MDYZL!^%=!'XWO-(F\50^(H[5_[$
MMXKM)+)642QR!L+AB<-E<9S@Y'2@#NJ*XR^\3ZQH1T*\U:.RDL-4N([65;=&
M5[22090[BQ#KGY2<+Z^U1IXMU4Z1XRG*67VC0)95B(C;9*J1"3YANR"<XX-
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MLPN+: '?8RI'Y@1G#,K' (/"GO[4 =Y5#5-:TW18X9-1O([=9I5ABWGEW8X
M ')Y-<EI/BGQ)J%SJT\T.D6^FZ/J<UM>.6D+M"D88E.VX9SSP<]L9.+XNU/5
MM<\#:-K#BTBL+W4;*9+;RV\V.-IE*$ONP21C(VCKUXY /5J*Y?XBWM_IWP_U
MJ\TVY6WN8;9F$ACW$#'.WD8/H><>E01ZY?V]WH?AZ.6TDU*\M6N7G,#".*%
MHSLWY9B6 ^\.Y[8(!U]%<UX=\1W5_KFLZ!J<4*:CI;1L9( 1'/%(,HX!)*G@
M@C)P1U--N-<U34-5UK3M!%HLVDQH'-TC.)IG3>J##+M&-N6)/+=..0#IZ*Y&
M?Q3?BXT[3)+06.JSV/VRZ0V\EX+?D+MVQ'YLL3SD#Y>^:R)_&_B6VT/3+B?1
M(8+R?6H]+E2X62)959L++&&Y"L/[V<'/!Q0!Z+17G&HW?C"/QGX3L;V_TJ%K
MF6]<I;6\CQG9&=I;+@GY7Z# !YR>,6?$/C35]!6ZNKB&QBC@OXX([%\O//;L
MZIYP97PF2QP"O;'4T =DVJV*ZRFD-<*+]X#<+!@Y,88*6].I JY7,2:]?I\1
M5T 6]K]F?2I+R.4EO,+B14VD] .3V/:N7_X3WQ*GA"3Q-)9Z4+6SOVMKF%?,
M+R()_*RASA2,@\YSSP* ._U;3M*OK<2ZM:6]Q#:GSE,\8<1E>=PST(]:FTV^
MM-3TVVOK"59;2>,/#(H(#*1P>>:;JUQ/9Z1>7-JD;SPPM(BRDA20,\XYKBO^
M$UUDZ#X+O;>QL&?77CBE1F=0C-&S_+UP/EZG/TH ]!I&941G8X51DGT%</;^
M+M9M?^$NM=1LK:[OM"A2XB%BKJLZO&SJNUBQ!!4@X//I5[0O$5UKEG/>Z=J&
MDZG:?9P\4L"M$5EYRDBEF(XP>QZT =!IFIV>LZ;!J.GSK/:3KNBE4$!AT[\U
M';:UIMYJMUIEO>1RWMHJM/$AR8PV<9[=CQ7):5XXNM0\->%9$M[9-6U\LL48
M!\J)4#,[D9R0%7ID9)'(K,AU6;P]X]\::KJ[0S"RTBVFS;(4\Q1YA VDG#9X
MZGUXZ4 >GT5QMOXB\0?V_I]J^G?:K*\C?S98["X@%G(%RNYWX=2?ER #WQVI
MG@_Q!XG\2"*]N+?2H=.2YN;>X5#(928W*J4[8R,'/UXZ4 =K17#WUWK1^+MG
M807UNMD-(EN%@>W8_P#+6-6R0XRQQP<8 SP<YI/#_B+Q5KEY?LMGI*VFG:I<
M65PH:3S)%11CRSTSDC[W!SVQR =S534]4L=&T^6_U&ZCMK6(9>60X KCK'QE
MJH\1>'],U%+#S-5$RW%M "9+&1(S($9PS*QP"",*>_M6?XIUS4?$GPW\5:AI
MYLTTR.*YMT66-FDF1,J[A@P"\AL#:>@SUX .\_MS3?MMA9_:E^T:A$TUK'@Y
MD10"2.., CK6A7%6FO7UGK?A+15M[9K2_P!->3S23Y@:.-#@=@#N'KTK(G\<
M>*5\/>(]7BM-(6/0M0F@DC;S"9XX]N0IR-IP2=QSZ;>,D ],HKF;SQ)/)XET
MK0[%8HI+VRDO3/<(7 5=H"A01EB6R>> /?A/!7B#4O$-E?3:C;VL+6MY+9_N
M"V':-BK-SV/&.3WH Z>BN(B\0>*=0\7:WHUA;:0D>ES6I,D[2$O%(I9@,?Q8
MZ<8&.^>*MQXXU>XTT:QHNG/?6PN3&+)+"=I98ED*%UF'R \%L8/'&<T >@T5
MQ4WC"XE\3ZAH=M<6%M?6LL8ALKR-A)=Q,JLTD;[@.[   \ISUX@TB]U^;X@^
M+X3>VDT-E':K#"\#* K1NZ@$.<'+<G!W?[/& #N+B>*UMI;B=PD,2%W8]%4#
M)/Y5'87UMJ>GV]]9RB:UN(UEBD (#*1D'FN'T#Q3XKUCPBOB62TT=+-]/EG6
M'=()/-4G&>HV$ \=<X]<"[IWBZ[U'3O"MO#%;1ZEK5C]L<E"8H$5%9B%R">7
M50,CJ3GC! .SJG<:K8VNIV>FSW"I>7H<V\1!S)L +8[< BN#\8ZIXLMO!-\]
MT+6PN(]2BMA-$FY;JW>5%#J-^8\[B""2>#TSD;UYKFJ:?XR\.:+.EE-%J,=R
M99T1E8-&@;Y5+':#D=ST- '545P[>+=7O_#NJ>(M'BLI+&QEF$=M,C>9<I"2
M'8.& 0G:VT;6Z#/7AO\ PF>J:GKVBVFBV]C]CU?2VOH9KDON3&S[P'INZ#KZ
MB@#NJ*\]C\?WMOX3N]0U.&VBN;'5VTN[N(HW>"(*X!FVYW;<$<9ZGK76>'[^
MXU*SFN);JQN[=I?]%N;+[DL6U3G&YL'<6'7M0!K4444 %%%% !1110 4444
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M:SC72KI[.-+B)G-Q,B@N"0PVKEMHZGC/M65;^/M2UG_A#9])@M([;7Q.LBW
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M_NC@<YT(+&TM6+6]K!"Q&"8XPI(_"@#D?""JGC[QVJJ%'VNUX _Z=UKLI_\
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MUIR^+=8.A>-+HBQ^TZ!-,L!$+[)%2(2#<-^<G.,@_A4TO@_4WT_PE;"[M =
MDB=F*-^_V1F/ _NY!SWYJ&]\$ZN[^*K:QU2TBT[7U=V$D#-+'*T0C(!SC:<
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MEOS(1R,LV,+Z@#GUQD')M?#&IZ)K&LW&B7EJMIJTIN9(;E&)MYR,-(N#\P.
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M-<5\*9]0O/ =E>ZA>BY>X>9\F/:P8S2;B3GG)]ABHWEU5_C.+4:BHLTT43K
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MK.>2XAFB9VMY8U7/(?#+EL@<?6J*^(_%TFA^*'6]TQ;GP[/,IF-HQ%VJ1B0
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ K
MG_&/AZ?Q1H7]FP7D=IF>*9I'A,G^K<.  &'4J*Z"B@#G)/#M[)XWMO$?VZW
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M@WQ2*<,C;AR".17*SSPG6O"4?@N\DFU 31?VK':SM+"ML5^<S<E0W]W//7%
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MSW#:O<7<5MYB*9(9),AMV2!@9)!YXKT.HKBVANH3#/&)(C]Y&Z-[$=Q[&@"
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M'D$4M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %<MX^\07_ASPX+O3[82RR7$,!<N!Y8=U7.#U/.!
M^9Z<]37+?$+2K_6/",MOIMO]HNH[FWG6'>%,@CE5R 20,X!ZF@#!U*>2U^+F
MEWL>DRO?3:).&MXBFYB)4QN<D* !W)]N3@5O6/CFPNO#_P#:<UO-;3"\:P:T
MD9=XN%8J4W9V]B<YQCFJ;VFL7'Q(TO6GT6>.SCTR:WE;SH24=W5@"-^3PO.
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MT&88GTS4+B(@]61G,B-]"K@__JH >OQ"MGT+0=833K@VNL7"VT;&1!Y,C,5
MDYXY!'&<'BL_XH7<=_X(\56#V19+*T607#$%?,/(4#J& Y/LP]:JS_#R\O8/
M$VDRNJ:6TLEUH^#S%/* Y;V"2 X]G:KNLZ%KE]\)M0L'M#=>(-4@WW$<;HH$
MKXR,LP&% "]>BB@#6TWQ7G7+#0[K2[NT-W:M-9W$I3;.(PNX;025.&!PP!QU
MP>*JZ3XCT*S@\4:BNFRZ:+._*7V\*7GFVI@@*2"3N4 9Y/UIE[I^K7/C;P?J
M*:3.+6PMKF.Z=I8OW32(@48WY."ISC/XUB7/A'7=4T;QK:"T:QN+_4TO]/DF
MDC97*>65!VL2,F/N.XH Z\:T;[5)-!U/19X#/9FX1GQ+$Z9VE&8<!QD<<CT)
MKB_A]XK_ +%\ ^$;>YTN[^Q7;K9B^!0(LKNVT;<[B">-V,?6NOT?5_$>I0&3
M4?#DFF>3$?,B:XCD:>3&-L>#@+U.6([>YKC[;PWXAA^&GA/1VT2<WVG:E;SW
M,0G@^5(Y2Y(._!R#P.OTH ]*U;5+31-(N]4OG*6MK$TLC 9. .P[FL3_ (3%
MHM:TK2KG1KM)]5B,UL8Y(V 5<%]^67!4$$A=W'3-6_&7EOX*U99K:*X$EJZ+
M;S/M61V&%3(YR6( QSDC%<AHLUU8ZOH\^O>'->62UC6PMKRZFMIHX#(53)\H
M@Y8A5W$'\,DT ;FL?$/3](M[J^,!GT^SN/L]S-',F]2&VL5C)RP5N#T/!P#4
MLWC5FUV]T?3]#OKV[MK:.Y78\2I*CDX(8M@#CO@^W>L+2++Q+X;O]0T9/#4&
MIV<]Y+<66I&>-4C65RY64'YOE+'H#GM6M8Z?JMK\2-5U233)WL9=-@MXYU>(
M>8\;.3A=^1G<,9 H M6GCK3;[0M)U&V1M^JAOL\$SK&04SOW$G "D8)YZC .
M:SI?B=I\'A_5=3?3[II-*N5MKRWB>-C&S$!6#;L,AR,$9/M7,Z;X9\4:/X;\
M*WT6B"?4-%>[CN=,EGBS/#.^[*,&*[AA3S[_ ([GBJQU_P 1?#W4K:#P[]FN
M[MX1!8K-%O4)(K%I&W!02 < $XP/4@ &Y_PEMR+B*UD\/W\%S<W;6]JDQ4+(
MH3>9&92=BX!X/.>,=<<_XPUFU\4?"?Q5(UHT4MAY]M-%+AO+FCQDJ1P1R"#[
MUM>*AKMQ<Z%)9:;<W.F>:YU.RBGCCE8%?W8)+A2H;.X!N>.HS7*KX9\01^!O
M&^C1Z"(Y=1O9Y;*.&XBV,L@4 #)  &TYSCM@&@#4UF"(>-OAQ/Y:^:?M"%\<
ME?LQ.,^E=%I/BN/4[O6[26RDLY](<+.L\B\@KN5A@GY2.03_ $K'U+3=7N?$
M'@B\BTBX,.G>:UX?-A!BW0F,#[_S<G/&>*C\5^'YKOQKI4UC,L:ZG"]EJL1_
MY:VJ8?=]>L>?^FHH [#2[]]2T>VU!K26W,\0E$$A&]01D \X!Q[UR4OQ+2/1
M;_5U\/ZDUEIUW);7K%H@8=C!6.-WS8)Z+G@=:[D_*O S@< 5Y:_A[Q!)\.O&
M&E?V+.+W4]0NIK6(SP_,DK[E)._ P.N3GZT ==!XO#^);/1[G2KNU74(I)+&
MYE*;9]@!8;02R'!!&X X]#Q5&^^(^F6$45Z\1?2GN?LQNDF0LIW;-_EYW;-W
M&>O?&.:CU#3M6NO%_@R_CTFX^S:?%<"[<RP_NC)$$ QOR>1SC-9GABP\3>'K
M<>&)?#D%S#!(ZVNLF:/R_)+$AG0_-N4'& .<#D#F@#>U?QS#I,6JW;:;<R6&
MDS)#>3Y"D%MIRBG[X =<G(]LU/?^+C:>*#X>@T:^NKTV1O(S&T8210X7&2W'
M).2V.G&<BN,\6Z#XHU[3?%NGW&BO?7$TF=+N6N8Q"D VX1%+963ALG SGEL
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M@<87&?4_C7+MX8\0M\)KCP__ &1)_:,FH&=4\^+;L-UYV=V_'W>/K^=>K44
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% &)JWA+1-;O8[Z]M&^V1IY:W$$\D$FW.=I:-E)'L:T-/TRSTJV\BR
MA$:$[F.XLSGU9B26/ Y))XJW10 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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MNZRP(YP&&<A\$CCBO1Q(A*@,,L,@9Y->&6=I)9>"?!.KZU+-J7A..&,7MFX
M2U<G]W,0@!= >"K9QG/-=UXM^SOXX\!7B^40UY.JS#!R&MWP WH>U '5:W?3
MV6@ZA>6)A>XMH'E029*DJI.#@@]JA\-ZM)JGA#2=7O3%'+=6,-Q,5^5%9D#'
M&3P,GUKA[(V_]K_%06QBV"./B/&,_9/FZ=\YS[YJC:Z@MOI_PTL[VZAMM.N=
M(&U[B,/$;@11; V2!G:7QGN?6@#UM'25%>-E=&&0RG(-.KE_!NCV6B_VK;V&
MHF[BDNS,\:*!%;R,,LB < =#M[9]ZZB@#F] \0WNJ>)?$6E7EI!!_94D"(8I
M"^\2)OR20.Q'&..>35*;Q;?W2:_>:3;V\MEH<CPRK)G?=21J&D5"#A, @ D-
MDYZ#FH_"W_)2O'G_ %UL?_285C>&6&B>$?'UO>G9+::C?32!N"4= Z-]&!&*
M -V/Q?-=^*] M[1K9M&U;3I;U9&4B0;0A&3G 'S^G:NEOM4L].TFXU2XG06<
M$33/(""-H&3CUKR?1O#T?]H_#O1]:M5E"Z)<F:WF&5)/E-M9>AQGH>.*WO".
MEZ;IVJ^,M(>.W_X1A;Z!+>"XPT"RM&#+&H;C&\KQV/% &YX7U3Q/JTXNM1@T
M-=*DC+126%VT[ELC )P%Z9R03R*ZJN"TSPY;^&?B*Z>'(U@T^\T^26^L4.(8
MI5=!$X'\)8%Q@<80^E;^B7?BF>\==<TK3;2V$9*O:WC3,7R, @HO&,\Y["@"
M'0_$-[J7BOQ#H]W:00+I?V?RVBD+F02JS9)(&.@XQZ\FNDKBO#7_ "5#QS_N
MZ?\ ^BFKM: .1\2>(M7TOQ=X?T6QCL736#.HDG5\Q&) YZ'YL_ABJMMXVU"6
MX\2Z-<65M;ZWHMO]H4AVD@GC*[E8=&'H1[]353QO&TWQ.^'T:7$EN[27^)(P
MI9?W Z;@1[<BM:7PM9:)I?B74EFN+O4=0M9#<W=RP+L%C(50% 55 [ "@#3\
M-:R^J>#M)UB_:&*2[LXIY2/E0,R@G&3P,GUK7\V/RA+YB^61G?GC'UKR_1Y;
M*71/AM9,AFU%M.\VUCE?%N (%#NXP=Q ;Y0,'D\@<USD\=O/\)M8B9H)?LGB
M9E@,7RB-3>(/W8R2JD$XP>AZT >YI+'([HDBLR'# ')4^_I3ZX"STZRT?XS)
M#IUM%:Q7.@O),D*A1*ZSJ [8ZMR>3SS7?T 1R7$,08R31H%QNW,!C/3-*98Q
M*(C(GF$;@FX9(]<5Y;!H&D7WB#XDPW6GV\T49A9$= 51C:@EE'0-DDY'/-9\
M-A:0>$?AGK,<"#5)M0L8Y+SK,Z/&P92YY*D8&,XXH ]B\V/!.]<#J<]*22>&
M% \DJ(A( 9F !)Z5YC''9P7GQ4AE2".("-BC !?FM1@X]S^M1V5IJL_A;P;?
M:']@O[JTT*,2Z3>\+/$Z1Y9&Z*X*@9/'//N >BWFN:?8ZAIUC/<(+C4)'2!
MPR=J,['Z +C/J1ZUHUY$AT76-3^&EU%I<=O9R?;(C;W4:L8PD+C821R%8''Y
MUZXI4J"I!4CC'3% #99HH(S)-(D:#JSL /S-!EC !,B@$9&3UK@==O(Y?BA#
MI6HW5M;VTFE![(7<*R1R2&1A*!N(&[:$]\9]35"^\'Z.WP]&D6E^]]<V]XW]
MD7.U6:*X#;E2,]"BG<#V #9^[P >GAU8D!@2.H!Z4R.>&9G6*5'9#APK E3Z
M'TKRHZLZ?"SQ+J$$#6_B6)RNM!% E20,H<C'\(CR4(/0#G.36B-/TX7=KXBT
M'6+:6^_LZ>.TM["!$2Y7RRRAU7)(5@,9Q@D#O0!Z()X3,81*AE49*;AN ]<4
MOFQ[=WF+MSC.>*\Y\*1>&-:\*>$]5>X4ZC T;>9'(!-)=,NV59/XFRQ8L#V&
M>E8DR6</P\^*$$BP(J:I>%$8 !6,:;<#USTH ]4N-;L+;6;329)U^VW4;RI&
M",A%QECZ#) 'K^%7&GA2986E197Y5"P!/T%>:FTT^3X@^#Y;BWM65]"F=GD1
M2"5$6"2?09Y[5FV=OI_BO0-:BUK6H+'4;;4YVNG\I1<V[),3&4<G(&P*HP.F
M0* /8*CFGBMTWS2I&F<;G8 ?K2Q9\E-Q8G:,EA@GZBN/UY[&Y\>Z?9;$DU&/
M3II@+M@;:*$NJL^S^-\C& 1\N[)Z4 =B9$50Q=0IP 2>#GI2)+'*6$<BN4.U
MMIS@^AKP^TBM[WX4>"!*R221>(88D=6PR(;MU 4@Y48  P>P]*W=13_A%_%O
MC#_A';2*U<>&DNTAMXPJF96E ?:."<#\: .M\6>([K1;K1([%K207>JV]E<I
M)EG1)">1@C!X[^M=37D6I6^CR>$_AQJ%FL#.VKV!%P,%W9LF3<W4DL,MGN.>
M:]=H CGFC@B,DDD<:C^*1L#-<]X,UZ]UVSU:34!;K)9:I<60,"D*5C( /)/7
MDUDR74=Y\8Y-+U-4:&'25ET^&4 J[,Y$K@'@M@ >H&?4UQ5O=P:-X6O(HI([
M;2!XUFM[I@NZ..WW';N'39N$>>V..AH ]?U._>+0KV]TZ2WEEAA>1"QW(2HS
M@X/M65HVJZQK7A+PYJL,EA#->+!->B56VF-ERRQX/#9(QG-8T6CZ?I]QXCOK
M+5HYY;W3&:>VM4581M4A9"%SAB,C/< ^E<^T$+>!/A3<&-/.74-/17QR 8FR
M,^G _*@#UT2(S%0ZDCJ :3S8_+,F]=B\EL\#\:\[USRO!7Q#36X+-6@U^V-F
MZHF-UXF6B&?^F@ROU )IOB..'PS+X.TN>>"VTR6XE%W<20CR7N2F4+C@?,Y<
MC/ .#VX /15GA:#SEE0Q8SY@8;<>N:<LB.6".K%3M;!S@^AKQ[QGX?TS3? /
MC,VU^EWYLEO=-#&BK%:REP"8P/NLPY(SZ>M>I:5H6EZ(;@Z;9QVYN7$DY3K(
M^,;CZGU/<Y/4T :!( ))P!U)ID,\5PF^&5)$SC<C C]*YOX@7&GP^%S'J0G:
M&XNH(4CBD$?F.9%VJS$$!"1\V1]W-8OA0FW^*/BFVD>T1GM;-VBM1M0/B3(Q
MGEL 9.!D#H* /0J9YT6,^8F.F=PI_6O(-2T&"+5/$_@..TA$>OE-0TXF/Y8B
MPQ,W'384W ?[0'>@#UWS$R!O7+=.>M07$S/;S)9S0?:S&YA\PY7<. 2!S@'K
MBN(\$S1>+K2RO=0T^(2:5:MI\L<D0PMSG;,,8Z (N,=I&%<]X1\,Z)/\')-3
METZ"2]6QOXUG<995\R7Y1[# (]#D]2: /2/[;BTVWT>WU>ZMCJ-_MB46YPDD
M@0LS("<[!@\^X]:LQ:W83ZY<:/%.KWEO"DTJ @[ Y(4'W.TG'ICUKS+['9W&
MF_"9KFV@E#QQQL94#;E^R$A3GMGG'K6G;V]I!\3/%=Q9VEH;E-*M9;0B->9#
MYN"ON3@<=>* /1A/"9C")4,H&2@8;@/7%#7$*??FC7Y@G+ ?,>@^M>4^&[/2
M/$'AWPMK#:]%%?6L\,C&")5N7N#\LD4AR6;<2=V1R.>E49- TB?PQ\3Y);"W
M=[6\NWMRR ^0PMT8%!_"<]Q@\#TH ]HHK.\/RO/X;TN:5R\DEI$S,3DDE 2:
MT: "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHH
MH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *J:AIECJUJ
M;74;."[MVZQ3('4_4'BK=07-[:V2JUU<PP*QVJ99 H)]!F@"(:58+IITT6<
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M 6.,X'KP":;;W,%W%YMM/'-'DC?&X89'7D4 1:AIMEJUE)9:C:0W5K)]^*9
MRG\#5)/"V@1Z-_8Z:-8C3=VXVOD+Y9;U*XP3[FG:UK(TQK*UB59+^_F\BUB)
MX)P69C_LJH+'Z =ZNM<PVL0%U=0JR1[W9V"# X+8)X&: *W]@Z3]MM[S^SK8
MW5LNV&8QC?&OHIZ@40^']&MX[V.'2K*-+YBUTJP*!.3UWC'S=3U]35S[3;^3
M'-Y\7E2$!'WC:Q/3![Y[4PW]F+5KHW< MU)#2^8-@(.#D].M %"P\*Z!IFGW
M%A8Z/96]I<_Z^*.$!9/][U_&IAH&D#23I(TRT&G$8^R^4/*QZ;>E6OMMK]G2
MX^TP^2_W9/,&UOH>AIQNK<>7F>(>;_J_G'S_ $]: **^'=&2XM;A=+M!-:+L
MMY!$-T*^BG^$>PK&\1>%5;1+F#0-+TL27-PDMY!,@1+Q V61F ."V!\Q!_K6
MYIC7IEOQ>W=I< 73" 6ZD&*/ (1^3EN<]NHK"OO$\Z>/- TFRNK&>POUNA.(
MQND1XD# ;@V!G=TQGB@#/T+P9;Q:Q::DGA/3O#\ELY<O:W&^23Y2-F%4+M.>
M<YZ=.X[VH#>VBW8M#=0BY(W"$R#>1Z[>M4]=U(:;IEP\=U:0WGE,UNMR<AV
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M>9<R?V38[[H8N&^SIF8>CG'S?C0V@:.^FKIS:59&Q5@RV_D+Y:L.A"XP#[T
M>6^(;(V\'Q1MK:)?[)6RCG6,#Y([IHB9"H[$C:Q^H]:]0\/FU_L&R%IY.P0Q
MY$6,9*@]N_(/XU9ATVQM[)K*&SMX[5P0T*Q@(P/7(Z'/?UI]E8VFG6D=I8VT
M-M;1C"10H$1?H!P* /'/&UY8W'A7QO/8/##Y6IHD[W+[YY+A#$/W8R/+50..
MN<-@ 5U/BV6V\/>+-%\8QQ":UN$?2[XPJ'+J_P T1&.IWKM_X%BNNF\.:'<7
M%U<3Z/I\DUTFRXD>V0M*OHQ(Y' Z^E7&L[5K>.W:WB,$10QQ[!M4H05P.V"
M1Z8% 'E_A6RN+/4+KP#?VL01+M-5PB?N_LS?O"@]0)QLYZKGTJGXWN;"ZT;X
M@FS,,3Q>7'=O=ONDDE6-=BQ+D;%'&#SEMV!WKU\6\(N3<")//9 ADVC<5!)
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M^/6+_<'\JEJ.&"*VA2&")(HD&%1%"JH] !TJ2@ HHHH **** "BBB@ HHHH
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M)R>IR<=:JVKZ'KFF>)=$\4:_+8WBZI.US;%H4D8"3="\>Y"[?*$"X)/  [4
M>N3SPVL#S7$L<42#+/(P55'N3TJ*+4+*XNIK2"\MY+F'_61)(K/'_O*#D?C7
M&?%:")_A'JWG(9#%;QLK3@%U8,O)]&]Q535M#T^S\?\ @N[T&VA@NG:?[0UN
MH'FVWEY9G(^\-Q7!/=O6@#=\':[?:G%XA;5I[<_V=J\]HDD:>6@B14()R3ZD
MDDUT%IJ5A?Q/)9WMM<QQG#M#*KA3[D'BO*A>:;:>$_'1U.%KBV?Q2\9C64Q
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MI:"-;A"TH&<E1G+#@]/0T 3+I>GI?&^2QMENSUG$*B0_\"QFHQHFD@3 :79
M3_ZX"W3]YW^;CG\:OU0?6])2Y-L^IV2S@D&,SJ&!'48SU% "'0M(9(D.E6)2
M'F)3;IA/]WCC\*5]#TB1KEI-*L6:Z(-P6MT)E(.06X^;!&>:=>ZQIFFA#?:C
M:6H<94SS*FX>HR>G-3SWEM;6INI[B**W !,KN%7!Z<GB@!KZ?92W274EI;O<
M1H8TF:,%U4]5!QD#VIEOI>GV<4L5M86L$<W^M2*%5#_4 <_C3[*_L]1@\^QN
MX+F+<5WPR!UR.HR.]<EKOBPQ^*/#=CI.K6,L-W>M!=P1E9'P$<]<G:,KCI^-
M '46>CZ9IT4D5EIUI;1R##I! J!A[@#GK4?]@:-]G-O_ &18>06W>5]F3;GU
MQC&:NW%Q!:0//<S1PPH,O)(P55'N3P*X7PYXFN_$MI:Z_;Z_86]FDTQOM/EV
M$16X=U1MP^97PH.6.TY/ Q0!W$MI;36C6DMO%);,NPPL@*%?3;TQ[5%;Z5IU
MI)%);6%K"\4?E1M'"JE$SG:"!P,\XZ4EMJNGW\$TEEJ%K.D7$CQ2JXC.,_-@
M\>O-8#>*['P[H&DOK.O6FH7%Y.ENEU%LC6<L^TN "0%4'DYQQZF@#=MM&TNS
MNWN[73;."YDR7FB@57;/7+ 9-+>Z/IFI21R7^G6ET\>=C3P*Y7Z$CBN8'BI[
M;X@7=I>ZI9)H2Z/'?Q2G:B*6E* F0GD8'!R!STKL+>X@N[>.XMIHYH)%#))&
MP96!Z$$<$4 17NG66I6AM+ZSM[JV."89XE=#CIP1BB'3K&V>1X+*WB:50DC)
M$JEU P <#D   >U1WVL:9IC*M_J-I:LPW 3S*A(SC/)Z9I\^I6%K)''<7MM$
M\JLT:R2JI< $D@$\@ $GV% $EI9VMA;K;V=M#;P+G;'"@11] .*KR:+I4HG$
MFF63BX<23;H%/F,.C-QR?<U)8ZE8:G:?:["]M[JVR1YT$JNF1UY!Q7*W7BMI
M?B%X>TS3-5LKG3[V*Z:XB@*NP,: J2P)P#N]!T[T =.-'TL30S#3;,2P ")Q
M NZ,#^Z<<?A0='TLZF-3.FV9U # NO(7S<8QC?C/3WJ>ZNK>RMGN+NXB@@09
M>25PJJ/<G@5!;ZQIEU?26-OJ-I-=QH'>".96D53T)4'('(_.@":[LK2_A\F\
MM8;F+.=DT8=<^N#5:;0='N3&9])L93&GEH7MT;:O]T9' ]J?+K.EP7RV4NHV
MD=VY"K \ZAR3T 7.<FJ$_B[1K?Q5%X=DO8%OG@,Q5I0-OS*JJ<_Q-NR!UP/I
M0!?N]'TN_D62\TVSN71=JM- KD#T!(Z<TZ\TK3M1ABAOK"UNHHF#1I/"KJA'
M0@$<&K3NL:,[L%11EF)P /6JECJ^FZFTBV&H6MTT8!<03*Y4'H3@\9H DCT^
MRA6=8K2!%N"6F"Q@>83U+<<Y]ZKV^A:19V4ME;:58PVLIS)!';HJ.?4J!@T^
MVUC3+RY-M;:C:37 !)BCF5FP#@G .>#4]U>6UC#YUW<0V\60-\KA%R>@R: "
MUL[:Q@$%I;PV\(.1'$@11^ J"[T;2[^YCN;S3;.XGC&$EF@5V49S@$C(YI;3
M5]-O[F>VL]0M+B>W.V:*&97:,^C '(_&FQ:UI<]]]AAU*SDN\L/(2=2_R_>^
M7.>._I0 ^YTO3[V:.:ZL;:>6/[CRPJS+]"1Q4\\$-U \-Q$DL3C#)(H96'N#
MUJE-X@T6WD,<^KV$3B3RBKW* A\9V\GKCG'6JOAWQ5I/BB">;3+N*98I7CPL
M@+$*Q7=CJ%)!P>XH O'1]+:R6R.FV9M%8.L!@78&'<+C&:271=*N+O[7-IEG
M)<Y!\YX%+Y'3YB,\8'Y5-=WUII\/G7MU#;1$[0\T@09],GO56[U[3+30Y=8-
M[;/9)&7699EV/CL&S@DXQ0!=N;6WO;=[>Z@BG@?[T<J!E;G/(/!YJ.TTZQL(
MFBL[.WMXW.62&)4#'&.0!Z5RWA'5-4\10Z7K<>M6<]G<VH>]T]41C;R,H951
MEY&,X(?/3M737VK:;I84ZAJ%K:!@2OGS*F0.IY/:@!-/TC3-)$HT[3K2S$IW
M2?9X%CWGU.T#-%MI&F65Y->6NG6D%U/_ *V:*!5>3_>8#)_&K<<B2QK)&ZNC
M ,K*<@@]"#52XUC3+6Z%K<:C:0W#$ 123*K$GH,$YY[4 ,?0='EGN)Y-)L7E
MN0!/(UNA:7!!&XX^;! //H*E;2M.:[2[:PM3<Q@!)C"N]<=,-C(IM[K&F::Z
M)?ZC:6K/]U9YE0MSCC)]>*YV^\0W6G_$B'3[N^MH=&;29;M_,4)L99$7+.3T
MPQ]!S0!TJZ;8+?&^6RMA=D8,XB7S#_P+&:B.B:2UN]N=+LC#)(97C-NFUG/\
M1&,$^]30ZC97-@+^"\MY;,J7%PD@,94=3N!QBHK;6M*O+>:XMM2LYH(#B62.
M=66,_P"T0>/QH 6[T;2]0M$M+W3;.YMHR"D,T"NBXZ84C I;C2--NXH8KG3[
M2:.$8B22%6$8_P!D$<=!T]*CBU[1Y[J*UBU6QDN)8A-'$MPA=XR,AP,Y*XYS
MTQ4FGZKIVK1R2:=?VMXD;;':WF60*WH2"<&@"Q!!#;0)!!$D42#"1QJ%51Z
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M2X2$E9)(9E=8V'][!X_&@!IT'1S!' =)L##&Q9(_LR;5)[@8X-7P     !T
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MR/A][S28? #ZBSC01J%\L3RGY4#!A:%L]L%MI/J/:O8)M)T^ZC@2ZLK>Y$
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ML_@WX[4$+IAO;W^S1GY1 6  3_9W[\?_ %Z];O-/LM1C6.]L[>Y13N59XE<
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M;&X-O%;HD1N?]9L  7=[XQ6C110 4444 %%%% !1110 4444 %%%% !1110
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MMACC..@YY!Q7-R^+/%D?@+4]?:_L?.T2[FMYHQ:\7@BEVDD[ODR.R]QG/.
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MJ=A;VVE7%HRDV98R1NF]D^]P<<;O88 IOA7Q=/KFJP6EQJ/V;5(FD_M'1KF
M1O$ #M,1QEE!V\Y;(.>.E '?45B>)KV]L;.U>TN+:VC>Z1+FXF89CB.<F,'A
MG)VJ!@]>AKC9O&>N1^$O&=S!/&UUH<[+;SW-H5:2/RU<;T^7#?,>< =/EH ]
M-K-U[7;'PWH\^JZD\B6D(R[1Q-(1^"@X^IXKF8=:UZR\8^'K._O+:YL]:MIF
M\F.#8;=XT5P0V26R"0<X]0!TKFO%FK:AXK^#6M>(8;Q8;*=9/(M/*4JT"R[,
MLWWMYVEN" ,@8/6@#UQ6#H&'0C(I:C@_X]XO]P?RJ2@ HHHH **** "BBB@
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M!Y^H!)X__P"2=>)/^P9<?^BVKEX-6\2^&XO"5U<WEG=Z/J3VU@]HEN4>W:1
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MMK\T&JZ&S-9:BENORAN&5H\X92.H)["KVJ^#-1UOPE>Z1J'B#SKR^*":\-H
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M#J=[!:7%HEMC*RN4WA\Y!!P< 8^O6N^\2W=]9:#<7&G26D5PI7][=OMCC0L
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MN&( '3 Y]0#?T>#4;;3(XM6O8KV\4MOGBA\H,-QV_+DXXP*O4=N:* "BBB@
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M[0<]>>.^*ZRN2\:Z7#JWAMO"MK$GFZCMC"@<0QAPSRGZ=O5BH[T =8
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MM A>6(@I(Q499<<8/45C^+]>FT2TTZ&UV"\U._BL('<96,N3ER.^%#$#N<4
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M08KD$3IIUNL@;J&$:YS[T ;=%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !VK(TCP[:Z+>7]U;37#27\OGW'FN&#28 W8QQP ,#CVK7HH PKGPEI=U
M-=&191;WDJSW5HKXAGD&,,R]?X5R 0&QR#6[110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% '_
!V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>24
<FILENAME>a191insidertradingpolicy011.jpg
<TEXT>
begin 644 a191insidertradingpolicy011.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M1T X_2MB#Q;HUQ=6ENMRZF]S]DDD@=([C S\CL K<<C!Y'(R*XB^L+O5]?\
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M;QB)MTRL(PK(,?,#M/(]#72ZC-'+\0O \T09H8[6[6214.V,O'&%#'&%)((
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MREM)I;$R%K9V=75R(SN*G;C\![4 =IH^M:?KUC]LTVX$T.]HVRI5D=3AE96
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M.Q7:1"%+= 2 3BN7;+?#?XB0+#*9KK4[YX(_*;=*'QL*C&6!P<$>E 'KX(8
M@@@\@BEJCHTBRZ)8NI)!MTZC!SM&<^]7J "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M )RS2W$GE00QKN>5\$X4?0$DG@ $DBLY?&.D_9-4FF-Q#)I0W7MN\#&6$8W
ME5SE2.0PR/?BLGQC:WUOXJ\+>(H+>>ZLM-EGBNXH$+NJ3(%$@4<MM(YP"<'I
M65JVFW&H:KXL\06UK=_9I] .G01_9W$ES*=YW!,;L#*J"1Z]A0!UVA>*M/\
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M7M@B/-!!9R,VULX*\<C Z].1SDU;7Q3I4NCZ?J<$S3PZCM%FD2$O,Q!. OJ
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MU=0P##(W*5/Y'D4Z@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M "O!)QS7J%% %738/LVF6T/V:"UV1J/(@ $<7'W5QV'2K5%% !1110 4444
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MEB %&Y>2>X R:Y#1[/4_#VD>)/#USIEW=O<W-S-8311[X[A)LD!FZ(P)(.[
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 5FZYHRZYIWV-K^_LAYBR":QG,,G!Z;AV/<5I
M44 5["QM]-L8;.U0K#$N%!8L3W))/)).22>23FK%%% !1110 5BMX;A?Q:GB
M/[;=BZ2U-H(@4\KRRP8C&W/4 YS6U10 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 8VO
M>&[37VM)9;B\M+JS=GM[FSF\N2,L,-Z@@CJ"#4NF:&FG2>=+?7M_<[2@GO)
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MP,3P@;-NT8(/^\<F@#U2BBN.UW49;CXAZ)X<DDEBL9[2>ZD$;E#.ZX"ID$'
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MC/4U?\'64=A\2?'$$3RM&!8,HED+E<QN< DDX]!VZ4 =[1110 4444 %%%%
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MP+AP\+JVX%7SN!!)[]ZZ6B@#%_X1K38M9M]:'VG[7:6YMXV\YV CZD$<[B2
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M&2&VTN5)K2*"0H(W3[K<=<9/7/7FGQ^&+"'5M1U..2Z6[U"-8[AQ,?F500H
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MGZ?;64!<Q6\2Q)O<LVU1@9)Y)XZU8HHH **** "BBB@ HHHH **** "BBB@
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MI1$BXFE8[F.=H '8'D@ <UUOA?Q;#XDN-3L_)2&[TV58YA%,)HG##*ND@ W
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M$\+3M )8S,JAFC##< >A(ZXKQ..S@?P_X ;PE:>7XA!M&NIK. H!!Y8\WSV
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M]2\L9VD5@&C$97<%)(^:,=CP?PKH_#M]XLOWC&NZ/:Z6L*_O6BNA-]I;&/E
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M><<4LGAG7I? WC+2O[-(N]7U"YN+4&:/&R4@C<=W!&.1^6:].HH J69FCTJ
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M(H3*XCC\QPN]CP%&>I/I0!YE/X4\02_"_6] &FXO[V_DGB4SQ[=CSB49.[C
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MSCFO2:* .->PUFX^(6E:Y+IA2VATZ:WEV3HVUW=6 &2"<!<$^IXR.:P1X/\
M$,OA_5A!%'::HGB*36]/$TBM'("^51]I.,@D'ZCFO4** ..DD\5:YX;U6/4-
M#BT^66REMXK1+M)FED=<;RW 51Z9).3Z#.QX3M+K3_".D6%[ 8;FTM(K>1-P
M8;D0*2"">#BMFD9E1"[L%51DDG  H \_\9>%KKQ%=7KQZ.\>IP[?[(UFUN$B
M>([1_K#N#;0^[C#9!X -:/\ 96K1_$BUUA[5I[2+1FLI)U= 7E,BOD*3T^7'
MU/IS75V]S!=VZ7%M-'-"XRLD3!E;Z$<&I: /+)/"OB!_A5J'A\:9C4+B_:=
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MCC3).U0, 9/-3T44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M$Y=&  VL!R1DCW]<7P7?R:+X3U9[+39;N3_A(;J"*W@& -T^T$D [4&<DX.
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M9X4  G@')YP)?#'_  FR1VNFZY9Z?##9@+)J$%P7:Z"C VQE?E)XR2?7 &>
M#GK*Y%UJGCZ3Q38V,NDP2Q?:U:X:3RTC@5E5%,8W<G/53DG /?I9?&%QIO\
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MR\D[L\XZ5Z'10!P\OA'4+GQ#XM2<6QT?Q#;QH\HE/G1%83$0$VX/.#G/X'M
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M.&G2Z58O8AMPMFMT,8/KMQC-..BZ45G4Z99E;@*)@8%Q(% "AN.<  #/3 H
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M*U*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MVXZD+Q^5=)HLWA;Q!KV@ZQI^OS7]]!!(MO!$T*F*)D^82HB A1@  ]&(QUH
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MW'/%<!J6O6-O\3/^)CK?V#3[S2T73[L&+R799'\U-[JR@GY/3.T=>*RKS1=
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M4;V* N\B@PQ-N+2X/&,*0">,D=>E8<OB>?3M?LO#]WXNLY8KXS7"Z@ODI+#
M$0QHW&PLQ?(;;RHX'.0 >A7%K;W<8CN8(ID#!@LB!@".AP>]0'2=-:624Z?:
MF27/F.85R^>N3CFL+PY<W=C'J9U[Q=8:HUNRB0QQQPK:#D?.0>K8!.<8.<<5
MHGQ7X="2N==TT+%&DLA-TGRHXRK'G@$<CUH NG2M.-D]D;"U^R.<M!Y*[&^J
MXP:FM[>"TMT@MH8X84&$CC4*JCV X%41XDT,W-W;#6+#S[-2]S']H3="HZEQ
MGY0/>I+;6]*O-+.J6VI6DNGJ"6NDF4QC'7+9P,4 22Z5ITUQ]HEL+62?.?,:
M%2WYXS5H@,"" 0>"#68?$>BBPN[X:I:M;68S<.L@/E<9PP'()[#OVK(7Q/9:
M_P"%K+4M.\06FE&X>%M\ACD*Y()A()P&8''J,T =!::5IU@DB6=A:VZ2_P"L
M6&%4#_7 YHCTK3H8988K"UCBE_UB+"H5_J,<TB:OIDNI/IL>HVCWZ#<UJLZF
M51ZE,Y'Y4@U?3&MY[A=1M## _ES2"92L;?W6.>#R.#0 AT72FB2(Z99F-"2J
M&!<*3U(&.*D33;&*Z^U1V5NEQ_SU6)0_IUQFBPU.PU6!I]/O(+J)6*,T,@<*
MPZ@XZ'VHOM1L].B5[R[@M@YVH97 W'&<#U]: +51Q010ES%$D?F,7?:H&YCU
M)]3[UR?@7Q#<:OIFN7>HZC!<0VFJW$$5RH5(_(3;M.1QC!SG/?K6_!K^CW4%
MQ/!JME)%;$"=UG7$6>FXY^7\: +D]K;W007$$4P1PZ"1 VUAT(ST/O5?^R-,
MW2M_9UINEXD/D+E^<\\<\UQOAKQ)=^)[2UU^#Q%9V]LD\QO=.<1LL=N'=4.[
MAT;"JV2<')XQBNMA\0:-<6MQ=1:K9/!;'$\@G7;$?]HY^7\: )O[)TT)"G]G
MVFV!]\0\E<1MZKQP?<4\Z=8FWEMS9VY@F8O+'Y2[78G)+#&"2?6JUMX@T:\O
MUL+;5;*:\:(3+!'.K.4(R&V@YQ@@_0T\ZWI8O19'4;471?RQ"95W%NNT#/7'
M;K0!>5510J@*H&  , "JCZ3ILJR+)I]HZR/YCAH5(9_[QXY/O3+K7-)L;M+6
M[U*T@N'8*L<LRJQ)Z#!/4]O6K] %1=*TY9HYEL+42Q@!'$*[E Z8..*5-,L(
M[]K]+&V6\<;6N!$HD8>A;&:BBUO2I[_[!%J5H]W\V(%F4N=OWL#/;OZ43ZYI
M-K>+9W&I6D5RS!!$\RAMQZ#!/4]AWH O,JNI5@&4C!!&015(Z-I96)3IMF5A
M&(P8%P@SG XXYIMWKVD6$LL5YJEE;R0Q>=*DLZJ43(&X@G@9(&?<5+%JFGSZ
M8-3BOK9[ IO%RLJF/;Z[LXQ0!)+96DUS%<RVT,D\6?+E>,%DSUP>HJ-M+T][
M V#6-LUF>MN85,?7/W<8Z\URMAXHDO?B9=:;#JMM<:3'I NMD87]U)YNT[FZ
M_=YYQUZ5/)XKL?#?@\:IJ>OV^K S/'%<Q!$$S&0A4 4D?+]TG_9)- '36VGV
M5D2;6T@@)4*?*C"Y Z#@=!3;33+"PDEDL[&VMWF.Z5H8E0N?4D#G\:SI=0@N
M]:T@V?B*T2&196-FGER&]&W@JV<@*03QG/>KEYKFDZ?<""\U*TMY3CY)9E4\
M\#J>_;UH OU$+:!8HXA#&(XL>6H483'3 [8JO=ZQIEA.(+O4;2WE*-($EF56
MV*,EL$] .IIMOK>E7>F?VG;:E:36'/\ I*3*8^N/O9QUXH L7%E:W;1-<VT,
MS0MOC,D88HWJ,]#44FDZ;-"\,NGVCQ/(961H5*LYZL1CD^].LM2L=261K*[@
MN!&VR3RG#;&QG!QT..QH_M/3_M[V/VZV^V)'YKV_FKYBI_>*YR!R.: );>V@
MM(%@MH8X8E^['&H51] *A.EZ>T[SFPM3-("'D,*[F!ZY..:A_P"$@T;[&+L:
MM8FV:3RA,+A"A?.-H.<;L]NM/L=:TO4[FYM[#4;2ZFMFVSQPS*[1GT8 \=#^
M5 !_8NE>3Y/]F67E;MVSR%VY]<8ZT\Z7I[2F4V-L9#%Y)<PKGR^FS./N^W2N
M2\<^+?[-MK./2-8M$O#J4%O-"-DCLK2*KK@]" >>,CVKJ=0UO2M*95U#4K2T
M+8($\RIP3C/)Z9XS0!)<:5IUW:1VMS86LUM'C9#)"K(F.F 1@8J6&SM;=)$A
MMH8UD)9PB !B>I..M5+W7]'TYV2]U6RMW6(S,LLZJ0@Q\V">G(Y]ZNQW$$ML
MES'-&\#H)%E5@5*D9# ],8YS0!%9:=8Z;&T=C9V]K&S;F6")4!/J0!UKG?%?
MAV_US7/#]S##82V>G7#S3QW4C R!HV3:%",#][/)K<L=;TK4YFAL=1M;F54$
MA2*56.T]&P#T/KTK'^(.L7_A[P3J6L:;*B7-F@=5DC#JWS $$=>A[&@#H;:T
MMK. 06MO#!",_NXD"KSUX'%06^CZ9:B,6^G6D(C8N@C@5=K'J1@<$]S7':GX
MFUSPUJ?A@7D]KJ-GK5REHZ+ 8I8G< AU(8@J.X(_'FNT_M/3_M[V/VZV^V)'
MYKV_FKYBI_>*YR!R.: "#3+"U,AM[&VA,@P_EQ*NX>AP.:2TTO3["1Y+.QMK
M=WX=H850M]2!S7,>.O$LMI\/=3UOPYJELTMM@":+9.N=X5E[C//O737VJZ?I
M<*RZA>V]JC X::0+G'7KZ4 (-'TP/*XTZTWS.))6\A<NX.0S<<D>IJ233K&:
M=YY;*W>:2,Q/(T2EF0]5)QDCVJ6"XANK>.XMY8YH9%#))&P96!Z$$<$5S7B?
M6M3TKQ!X:MK5[<6>HWWV:<-&3)]QFX.< ?+Z?C0!N_V5IWFQR_V?:^9$ L;^
M2N4 Z ''&*$TG38XI8DT^T6.88E185 <?[0QS^-8VO:[/#XBT;P[8.L=UJ/F
MRR3E0WDPQKDD \;B2%&<@<G!QBN:\0>,-7L?#GC"UANHXM8\/^6ZW'DAA-%(
MH9&VG@-C(/&,KG'.  >D(B11K'&JHB@!548 'H!4<=I;0O,\5O$CS'=*RH 9
M#ZMZ_C5+3]>TJ_NGL+?5+.>_A0&:WCF5I$]<J#D<UQ\_BN^U[QA>:-X>\2Z+
M9/9R>0]M<P&6:5U&79?F P,E<#/*DT =S9:9I^F[_L-C;6OF'+^1$J;C[X'-
M33V\-U \%Q#'-"XPT<BAE8>X/6I!TKEO%^M:GHU]X=%FUN+:_P!5ALK@/&2^
MU@Q)4YP/NXZ'KVH Z**QM+>19(;6".18Q$&2, A!T7([>U,NM-L;YE:[LK:X
M91A3+$KD#\15JN#CU7Q'?>/]<T"UU2VA@L;6&>!I;,2$F0'AL,N0".V* .Y$
M4:Q"((HC"[0@'&/3'I54:/I8MI;8:;9B"7'F1"!=KXZ9&,&O.#\0-9U3X>IK
M,'DV-_;:O'I]VL:>8DA\U$8H6Z AO<_SKT6_UO2M+<)?ZE:VK%=^)IE0[<XW
M<GIGC/2@"1M+T]PX:PM6#HJ-F%3N5?N@\<@=AVIIT;2R(P=-L\1?ZL>0OR<Y
MXXXHN=8TRSECBN=1M(9)4:1$DF52R@%BP!/0 $DT[3M4T_6+07>FWMO>6Q)4
M2V\@=<CJ,CO0!:=%D1D=0R,,,I&01Z53_L?3/W/_ !+K3]R,1?N%^09SA>./
MPJ[10!3&DZ:OG8T^T'G*5EQ"O[P'J&XY'UJ2'3[*W>-X+2WB>./RD9(PI5,Y
MVC X&>U6** (K>UM[166V@BA5F+L(T"@L>I.._O49TZQ-T;HV5N;@\&4Q+O/
M&.N,]*LT4 5+72]/L9'DL["UMY'&&:&%4+#W('-2W-G;7L8CNK>&>,'(65 P
MSZX-344 4QI.FB591I]IYB *K^2N5 X !Q0FDZ;%#+#'I]JD4PQ*BPJ%<?[0
MQS^-7** *EUI>GWMLEM=V-K<01XV12PJZKCI@$8%+-IEA<F,SV5M*8AB/S(E
M;8/09'%6J* *T6G64%P]Q#9V\<SYW2)$H9L]<D#)J*WT72K1P]MIEE"P<R!H
MX%4ACP6X'7WJ]10!5?3+"6_2^DL;9[Q!A+AHE,BCT#8R*+C3;&\N(9[JRMIY
MH#F*26)6:,_[)(R/PJU10!%;VT%I D%M#'#"@PL<:A57Z 4"UMQ=&Z$$7V@K
ML,NP;RO7&>N/:I:* *D.EZ?;WDEY!86L5U)G?,D*J[9]6 R:L2Q1SQ-%-&DD
M;##(XR#]0:?10!4MM+T^SADAM;&V@BEXD2*%55^,<@#FEATRPMC"8+*VB\@%
M8MD2KY8/4+@<9[XJU10!4?2M.D25'L+5EE?S)%,*D._]X\<GWIDVBZ5<)&D^
MF6<JQC:BO K!!Z#(XZFKU% %6XTRPNRAN;&VF,8PADB5MH]!D<5C3Z7K=]KO
ME74NFIX=@DBF@AA1_/=D (5R3M"AP&&/[H'K71T4 %5Y;"SGF::6T@DE9/+9
MWC!)3^Z3Z>U6** *)T72C$L1TRR\M265/(7 )ZD#'L*?<Z7I]Y)"]U86L[P'
M,32PJQC/^SD<?A5NB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ KRCQ=JNG/>^/+".2"PNQI2I<&1MTU\?)<H(U8X"J&() )))Z8
MS7J]1-:V[S><\$32[=F\H"VWTSZ>U 'E^I:A:3^&?AC(EU$X.IV0W!P<D0.I
M_(G!]^*W-<GA7XO^%$,J!_L-[\I89Y\O'\C^1KL6L;1U16M8&5%VJ#&#M'H/
M04K6-HSAVM8"PQ@F,9XZ4 >9$VG]I_%A,P[!;Q$KQ@'[(?Z_K537;+2X_P!G
M1+J*WM%E?1[16F5%W,?D."W4G<3^)->K_8+,EC]D@RWWOW8Y[\TIL[4Q"(VT
M/E@Y">6, ^N* .$UJ#3A\4_!2)%:[?L=YM4!<8"QE,#V.2/QKG7U+2].TSQJ
M+NWAN+8^)X@$:0I%$[>21(Y7D*&&3ZXQWKUW[#:;E;[+!N7&T^6,C'3%(+"S
M".@M(-D@PZ^6,,/0\<T >8:??03^-_&D:ZG!?376CP&-H0 LI590=@&<@<#J
M<=":H7E_I]S\#?#)CN;>1[>338W(8'RW#IN4GL0 <CK7L26\,;ATAC5@@0,J
M@':.@^GM49L;0QB,VL!122%\L8!/4XH XOQLTGASQ'HWC&UMY)U&=-OHHAEI
M(I3F(CZ2[1_P.J7BUI/#%KX4N[^XEBL(;]Y-3NH%#".:5'Q(001M\QSU'&1W
MQ7HYBC*!"BE%P0N.!CD?E@421I-&T<J*\;##*PR"/0B@#E?"4.@RZOK&J:)J
M,NHO>>4;NZ617A=U! "[ %W!<9QZC-9EYJL.F?&5!K$Z6]I-H^S3I9F"Q^9Y
MF95!/ 8@+^ %=W!;PVL*PV\,<,2_=2-0JCZ 4VYM+:\14NK>*=5;<%E0, ?7
MGO0!XI'J4,'A/Q!<V,V^RM/&+75X+3:[+:^8IWA<$$9 ;ICBN\\.OX:U'Q1/
MKNE:S)JEXUB(KBX61#$D88,H<*H ?KC/. :[%((HU94B15<EF"J "3U)^M1P
MV-I;V[6\-K!%"Q),:1A5)^@XH \:T_4#:?!;PS?QRR?8;36#+J#VX#M'"+B7
MYL8.<,8VZ=JW-4'AF_T;Q;K.F:LVJW,VARQW-P)$:)0$/EJVT ;^N.X&<XR*
M]+CM+:)76.WB17&&"H &^OK38["SAMOLT5I D&<^4L8"Y]<8Q0!YCMLK8_"E
MX!!$Q.-R8!(:U.[\SC/J:?;W%YHNK6;V-U;:UX<OM;:,6T@VW5A<O*V\J1]Y
M58N2#R![9->E_8+/Y?\ 1(/E^[^[''TXH2PLX[DW,=I EP1@RK& Q'UQF@#R
M:WO="O8/$WAKQ;K$]I<OJ<[2V3;%:YC9]T31Y0LV5V !23\H]J]*U6*]_P"$
M/OH=.\Y;[[!(MOO;+B3RR%R?7..?6M![.UEN8[F2VA>>,825D!9?H>HJ>@#S
MCPCK/A+7=!\*VZ^3-J^GHBQ6:L1/;2JFR1F7(( ^8DMP>.Y%9.F3V\_PD\5:
M5K13^UX9;U;R*3_6/.S,T3 =3G*;2.N!BO5X[.VAGDGBMX8YI?\ 62*@#/\
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M*%1V$T;8#'@G'-=V+: 0>0((Q$?^6>P;?RIC6-FZQ*UK RPMOC!C!"-ZCT-
M'BUW?6LOP:\=!)TW#6;DE2<,NZY4KD'D9'K74:OK=KI/Q,8ZQJ\FF6%[I<2V
M-WF,0EE=S(A9U(!.Y3VS@>U>A&SM6C\LVT)3<7VE!C<>IQZ\GFDFL;.X@6">
MU@EA4@K&\890?8'B@#'\%V&E:;X:AM]$:=]-#NT#RMG>"Q)9?]DDDCL1R."*
MQ_'DT4?B/P0'D13_ &QG!../)D'\R/SKN    !@#H*AEM+:=PTUO%(P& 70$
MX_&@#C=?MFLOBGX:UJ7BSEMI]/>0_=CD;#ID]MV"![X'>N0\3VDE[8?%+7(@
M7LY[>"TMW7D2&%!YA'J QQGU!]*]DEABGA:&:-)(F&&1U!!'N#2I&D<:QQHJ
MQJ,!5& !Z8H \ZU33].NO$_@>;0([7[5!*TLDMH%PMIY1#;BO\)8J!GN3CO3
M_&@\/>+]!9M(N[*YUZ*8#3IK9U,\5PK#T^8 8^;/ '/;-=[;65K9!Q:VT, <
M[F$487<?4XHAL[6WFDFAMH8Y93F1TC 9_J1UH QM4A\7/J8;2KW1HK#"Y2YM
MI'ES_%\RN!].*Q_B/-''/X/#R(I_X2.V/S''&R2NXJ&:TM[A@TUO%(0, N@.
M/SH FKS*SMK35/C/XIMI+J9#_9UJ,6UTT3'@Y&5(/<?3->F    # '0"H5LK
M5)?-2VA63.=PC /YT <!\0-+TOPY\.K;3]/@BL[.+4;39&#Q_KT)))Y)ZDD\
MU2\5ZMIK:MXTL$EM["[&D(L\DK;I;X&*0HL2DX"C<02 22W;&:]/FMX;@ 30
MQR = Z@X_.F_9+;S%D^SQ;U3RU;8,A?[H/I[4 >3V,NG:AJ?PF8O;7'^@3*Q
M)#99;9./J&'X$>HK;\*ZIINCZKX^N;FZAM[*WU42R-GY4S$F3@>I_6N[^PVG
MR?Z+!^[ "?NQ\H'0#TH_L^RV2)]D@VR#:Z^6,,/0\<T 312)-$DL;!XW4,K
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MZ -6BBN=\1^+8="T(:M!;-?P?:5MF,<@4*QD\HY)]&XX!Z4 =%1110 4444
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M9Z\C%3?".V2'X9Z+*K3%IK<,V^9W .YON@DA?H,5TEAH5O97DE[)-/>7KQ"
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M0HUS.MBI6S2XG:06X(Q\N?;@$Y(&0#@FI;+PW8Z?KE]K$#7'VR^V"Y9IF99
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M/:1F*V\^=Y?)0XR%W$]0 ,]<#&<4 <U\'K."W^'&FRQ*P:4S!LN2.)I , G
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MG/'% '(:K?7&C>(Y9M>M)Y=+N-4B>TUNRF+"WPZ@03(#\J;E*GJ#NY&:N:=
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M2N@,8.X*R@A6 /(R#@\U':>$]%LK+4;..T9[;4I'ENXIYGE65W^\2&)P3[4
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MXXYSQQTJM-X"\,3^(&UR328SJ#,'=P[A78=&9 =K'OD@UT=(V=IV@%L< G%
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MD<@H)&QD #D]>X_&@"Z_AS2I-5M=3-LRW=K%Y,#I,Z"-.ZA00N.!QCL*K?\
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M>:='X=34M:T31I]0U2[9#-"MV5,^"%SEV*C:O3V&*L>'=-EM8[V_N[:.WO\
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MD @$C)P<9'8URQ^)'V[PQHFN:39*8K_4X;"XCN7*O;LT@1N ,,1SW';Z5WU
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MVH+ =2.N*\L\/:78:WHOA;Q%'K5I#<121,\]M;D7%Q(P"R0ROO);<2=W';/
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M9KS:_P##FE:Y\7M2LM2MOM%K+H4,DD+2,%9O/<;N#U&!BL'Q6;-_#GB'5-+
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M&TSC]Y:",9BV-U4* I&.^3W- '<^(M<.C_V;;Q*K76I7B6<)<$JA(9BQ ()
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M*** "BBB@ HHHH **** "BBB@ KBOB1J(TZQT,W3;-*FU>"+4&/W?)(8X?\
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M76^$AEC4A@L0(!SUQR?:JN@067B5?',&OQ1274>I30.90"T-L$'DE2?NKC+
MCOD]:[S4-'TW5O(_M&PMKO[._F1>?$'V-ZC/0U#>>'M'U"\-W=Z;;37#)Y;2
M,@RZ_P!UO[P]CD4 97PYN=1O/AWH=QJS.UY):@NTGWF7)VD^I*[3^-<9IUG8
M6WAKXGM';6T4RW>H1H5158)]G4[1WQWQ7K0    P!T K,E\-:'-<7EQ+I-D\
MUZNRZ<PKNF7T8XY' Z^E 'G-MIEEIMU\,+^SMHX;RY01SSJ/GF4VA.';JPR!
M@'ICC%0V=OI_BO0-:CUG68+'4;74YVNI/*475LR3$QE')R $"@8'3(%>F'PW
MHA%F#I5IBR_X]1Y0_<?[G]W\*9/X6T"ZUJ/6)]'LI-2C(*W+0J7!'0Y]1V/:
M@#4BSY*;BQ.T9+#!/U%>"Z;87\GPQ34!-<WVAV^J7+ZKI,9"^=;^:<E64!\K
M]XJ6P17O4L231-'(H9&&"I[U3TW1-+T:%X=,T^VLXG.6C@C"*3ZD#B@#BO',
MNF7?A7PO?Z?]G>Q75]/:WEC VI'Y@'']T8P*LV9MQ\<-2$/E!SH,)E"8SN\]
M^N.^-OX8KI%\*Z FESZ6FC6*6$_^MME@41L<YR5 QG/.:=;>&-"LIDFMM(LH
MI8X?LZ.D*AECR25!Z@$LQ/KF@#RG3-1^P?#3PE]HG2#3)M;GBO99$W1A3+/L
MWC(&W>%)SQP,UW_AK1K#3/$FK7-EJB3O>QQRSVMNBK#&1D!P%SAF /UQGM6Q
M'X<T2'2I=*CTFS73Y<^9:B%?+;//*XQUYJ72-$TO0;/[)I-A;V5N6W%($"@G
MU/J: ,/XF?\ ),_$?_7C)_*L;XB6\DGP[TN[4%HK"ZLKN<#_ )Y*PW'Z ')]
MA7=7^G66JVC6NH6L-U;M]Z*9 RM]0>M/BLK:"S%G%!&ML%V"$*-NWTQZ>U '
M&>)(7O\ XJ>"DM_F^QQWMW.5_@C:-44GZL<5PL/AW2KCX)W6LFW"ZS;SW+V=
MXA/G)*+EQ&J'J,M@;1P2V<9.:]GL-(T_2]_V&SAMRX 8HN"0.@SZ#L.@[5!#
MX;T2WO3>0Z7:QSF3S2RQ@?O/[^.F[_:ZT 9.K>%_#WBK3O*\065E+J$=L@GG
M&U9[<XSD./F49R1VJAH%SXM@\":-]EMK74[S:ZR2WMRT)>(,1$^0K$EDVDY]
M:Z.Z\,:%?:H-3NM)LYKW:%\^2$%B!TSZX]ZUJ .0\927LGPHUY]1@A@O#ID_
MFQPR%T4[#P&(&?RK?T'_ )%[3/\ KTB_] %3WVGV>J6CVM_;17-N_P!Z*50R
MM]0>M/M;6WLK:.VM84A@C&U(T&%4>@':@#@O&<3S?%7P!''<26[E=1Q)&%+#
M]RO3<"/TK;B\+66A66OZ@DMQ=:AJ,3/=7=RP+OM0A5^4 !0.@ %:]UH&D7U_
M%?W6FVLUY#_JYY(P73_=;J/PJY<6\-W;R6]Q$LL,B[71QD,/0B@#RW0I;*3P
MQ\-K*2,S:A+;-):0R2;;<[8<.\@P=Q4-\H'.3U R:P+R.WE^$OBN%V@E^R^(
MW%N8AM6,?:8O]6,G:OS'&#WKUZ7PGX>GL;:RET6P>UMGWP0M I2,_P"R,8%#
M^$_#TL5S$^B6#1W4HFG0VZXE<=&88Y(H Y>'3;+1OC)9QZ=;16JW6BS-<")<
M><RS)AF_O-R?F///6M+XCZ(=7\)37%O!'+J.F.M_9[E!.^(AMO\ P( KCWK>
M&AZ6-0BU#^S[?[;$GEQW'EC>J_W0W4#VK0H \?\ [=CM?%UIXUL+"-M-\06I
MT^$"/#27*KOC+'MO;?%_P &M?Q-H=GHI\ V\,,0D@UJ*,RJ@4N3'(7/']YAD
M^]=\FEV"6MK:I:0K!:%6MXP@VQ%>%*CMBFW^CZ;JDD$E_8V]R]NV^%I8PQC;
MU7/0^XH Y;1/^2N>+/\ KQL?Y2T?"3_DF>E?[UQ_Z/DKIET/2DOKB^33[=;N
MX7;-.(P'D'HQZD5)INE:?H]J+73;."TMP21% @103UX'% '#3:)IFN_%W6;;
M5;.*\@&CVQ$4PW)GS)!G;T)'8]NU<MIMW)I&F:)875V(O#?_  D-[;6\]R/,
MB\E0PMPV3RN_=C)Q\H/:O7;[0-)U.Z2ZO=/MYKA%*+*R?/M/5<]2OMTJ2[TC
M3;_3#IEW86TUB5"?9WB!CP.@"]!CMZ4 87A31K'2-8UMK+4Q<?:WBGFMH458
M8'((RH&<%L9(SV![UA:OH.E:Q\94MM0LHIX)_#TIFC8<2$3H!N]<=O3 /85W
M6E:/IVAV*V6EV4%G;*2PBA0*,GJ>.I]Z1]%TQ]575'L+=M05=BW)C'F!?0-U
MQ[4 >:PV>FZ_>>+]!U:^L[.2"X\A(YXE\R&U$:>4\;,?E Y(QT//>M'1+BUN
M_'C:3JUS]MCM=%M7TTWJC,X8-YLVT_QG"@GKC/O78:EX6T#6+^&^U+1[*[NH
M<>7--"K,,<@9/4?6GZOX=T76W@EU32;6^DMCNA,T2L5/H,_RZ4 >0+#9I\.I
M)(8X1;V_C#]RZ@;8X_M0 VGL,8'TKMT2TD^.%W$JPL7\.@3* #N/GGAA]".O
M;%6?"?AJ2/0=8TK7]+B-O>ZC<7(AD*2(\<C[E! )Y''XXQ6[:^%]!LI8I;72
M+**2*'R(W2%0R(225!ZC)8D^N: /(S96S_!*V4QJ/)U[;$PX,8-\5^4]N*ZC
MQ#::7X9\3>'-.MX[33-(U">YEF+Q PM=[$$98$@9(W8]_>NQ/A/P\;#[ =%L
M/L?F>;Y'D+LW_P![;C&?>K>H:-INK:=_9^H6-O=6?'[F9 RC'3KW'K0!Y?KU
MM:>%M+:WM=4,^E:AX@M1JB1J$@M8I"3(@QPJMA=PST;_ &JWA9V-G\;[-K2"
M"%I= EWB)0N[$R ' ]OT'M77P^']'@T4Z-%IEHFF%2IM1"OED'KE>AJO8>$_
M#VF3PSV6C6,$T*E8I%A&Y!['J* -2WNK>\A$UM/%/$20'B<,I(.#R/<8J6JF
MG:98Z19+9Z=:0VMLI++%"H502<G@>Y-6Z "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M>OF$;@N><>N* '452TW43J4=PYLKNU\FX>#;=1["^TXWKSRA['O5V@ HHHH
M**** "BLC5_$5IHM_I=G<Q7#/J5P+:%HTRJN03\Q)&. ?6K46HF76+G3_L5V
M@@B23[2\>(9-V?E5L\L,<CMD4 7:*** "BJ&FZJE_I@OI;6YL%W.ICO4\MUV
ML5R1GH<9'J"*OT %%8WB+Q-8^&]$EU:Z2:>VCD$;?9E#D,6"<\@#YCCK6S0
M444R66."%YII%CBC4L[N<!0.22>PH ?16!;^++6[M?MUK8:E/IV-PO$M_D9?
M[RKGS&'NJD'M6IIFHVVKZ7:ZC9N7MKF)98F(P2I&1QVH MT444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M+%3$C9W;=V-VS/.W.#WSSGH/$&A6/B71+G2=11FMYP 2C89"#E64]B" 1]*
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MK>X\U6MHL6[1JK!HOER#AB/G+>ISTK5U#P-:ZEH6L:?->SB;6'#7UVJKO?
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M^.M<W\/P#XG\> C(.K\@_P#7-:J+I]U?_$CQG#::I<:=BRL3YELJ;\[)-O+
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MUM 38W\0%Q8RJ'))#J<AOEZY'!QB@#N-/NVOM.MKM[6:U::-7,$X DC)&=K
M="*LUYQI?B;4+ZS\!:5)=R)/K5BUU=W2@!V$<2L54XP"S-R0. #C&<A;K6=9
MTW4?%N@_VC._V/2_[3T^\94:2($,#&V5PPW+P2,XSSWH ]&HKS&RU+7+3_A
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MYK'=)CE@0/4X'XCO7T3QAJ^J^'O!EM)(SWVKI<&XFC98WD$&00I(PI;@G Z
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M>1I648+L "WN< #\A3Z* .?F\+ >(+S6;'5+NQN+Z*.*Z6-8W5P@(0C<IVL
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M7!V[N=HXSCV]-.?PJ\RW4?\ ;5^8KRV%M<I((W#@ @N,KPY!.<<=..!7144
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MP7SS--$A!W*[%5R,CY2<GKD\53E^'&E3^&+/1);W4W6Q='LKO[0!/;%1A=C
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MOB6.VYY'*$# QQG=GC;3;+4/$D^G>.(;&[EOK^SU+R;,2LB-LV1DHI "@X+
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MS;:J$+.(N."V .<XZ]>:Z*[\%V-]I6K65Q=7;/JV/MMT"@ED4#:%^[M50.
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M&TG[9(%+1QF9QN QMSM0@<8!(XK>N+F_T3XA:9HL5]=2Z;K-I.0)7\Q[:6(
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M)"P&!GGYF^@QWS4GQA^'FL/,-7\-6=S<)J:)%J5G;QEB73!63:/I@GL?]XT
M>Z7ME;:GI\UE>PK-;3QF.6-NC*>H->!^._!?AS3/BSX-TNRTF"&QO7 N(5SM
MD^?'//I7T(/NCZ5Y1X_T35;_ .+W@K4+33KF>SM7!GGCB+)%^\S\Q' XH S_
M !I W@KQ+X;T'PCJ,'ABSU9YC=S+$CIN4+ACO].1U'6I-'\3^(]'^)FC>'Y?
M%]IXJLM1C<R^3!&C6^ 2"2A/IW/3/'0UJ?$;PS-XA^(G@OS=*DOM+B:<7A\H
MM&BD+C>>W2J&F>&;SX:_$[?I&CRW?AG6%P[06YEDL7]-P!;9G'&<8/JM "?%
MCQKXDT_78=(\)3^7/863ZEJ)"*_[H$8!R#CC)/\ O"M[QEXQN&^"\_BO0KDV
M\\L$$L4B@,8RTJ*RX((R,LM<CH/@3Q9XIU3Q!XGN=8N_#D^J3O!]EEL0[O;
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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MVS@):^?A@<=%. I]B1WKO_\ A&_"M_JNH)$L4IU.P6.YMH6!A:('"N5' ;G
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MUK9W-G!I=I';71)N(5B&R4GJ6'0Y[YJHFBP>&-"NX_"FBV,=R1O2W&(4E?\
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M:WT/0T\W, ,8,T8,GW!N'S?3UH ISZ!I-RMHLFGP8LU*6Q1=A@4@ A",%1@
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M]2;44T^U6^<;6N1"HD(]"V,U%#H.D6U\U]!IEG'=,Y<S)"H8L>"V<=3W/4T
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M6_&FV@O40(MP(%\Q5'0!L9Q[4 6I8HYXGBFC62-P59'&0P]".]>&6.F6%O\
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M_F*\4L+"P@^"_AK4(K>%+M-7@*W 4;QB\*\-UQCC%>UZF<:3>$]/(?\ ]!-
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M-=;X,TW2--BU0:+J,U];SWK3R2,Z-$LK %A'L4#'3(' /OF@"^?$^DCQ-_8
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M7F<\[0^(?B=_9KQKJ;V=NUD$(\QG^R,<IW)X)XJUH \+:Z?"NIVGB">:\M%
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ML]0B:6RNX+F-6*L\,@< CJ"1WKQ/3;:RN_ GPR-Y'%(IU=K<L_>/,XV9_NG
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ME70Y!'L:?4<$D,L*O;LC1'[IC(*GZ8J2@ HHHH **** "BBB@ HHHH ****
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M_$F@!;S3[+48A%?6=O=1@Y"3Q*X!]<$5#>Z)I.I10Q7VF65U' <PI/ KB/\
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MH[+5-/U(S"PO[6Z,#;)1!,K^6WHV#P?8T 6)8HYHFBE19(W&&1QD$>A%4/\
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MB]^M\UE;M>*-JW!B4R >@;&<4 61TKR+39(+WX.>*K/6=O\ :T$M[]N1_O\
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M8J5+D!E;YL@<C:#@Y%=O_8VEB(Q#3;/RR=Q3R%P3ZXQ7+ZGX:U=M>N+JWL]
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M7FMC;6EO\-_AI=110QSMK%EF55 8[MP;)Z\CC\/:O8UL;-+5K5+6!;=NL0C
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M(C;4/VA0QXR9#DCO@>@I+J]TGP]KWA00W<VD^&6LKF"RN25*)*74@EI0P 9
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MK:]L]6AE>&Y2+RI(7C7<V\;B"I'?C]*J_&>6*/X?.LLBINO;8#+8)_>J3C\
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M^U6R0 23@"N2\)0Z#+JVL:IHFHRZB]YY1N[L2*T+NH( 7: NX+C./49YKK:
M,'0/%^C^([C4(=/O(9#9W#0D"09<*JEG Z[<MMST./>K]GKFE:A<-;V>I6EQ
M,J[S'%,K-MZ;L \CWZ5Y+=SW$G@?XDZ;ILF_5/[9N9C:QM^],&Z+><#G!3<,
M]ZZ;Q#-::[J?@2]\/3123B_69&A(RMGY;>;G'1?N+CU('6@#T.N-\?ZSJVB#
M06TN[CA.H:M!I\@DA$@59-WS#H<C'KBNRKSWXK7,$">$#--'&!XELW.]@,*-
M^3]!ZT 6_$^N>(/!5DNLW,EMJNCQ.JWJ+ 8IXD) WJ0Q5@"1E2!]?3<:_BN-
M=TYK?7[=(9+9Y#I^$+W"D K("3N 49Z#!S7,_$G6;?5O"]UX:T62/4=8U0+!
M%;V[!_+4L-TCD?<4#/)J%[*WTCXC^"=-,D;/;Z/<V[,< OM6)1GZX/ZT =I!
MXDT.YNX;6#6+"6XF9UBBCN%9G*_>  /.._I3X-=TFYU V$&I6DEY@GR$F4N<
M<' SSCOZ5YWX3L8;KP?XQETN"W?54U+4Q:2HJEXY#N";3U'48QZTGAF]\+>(
M[7PN1J]U/JNG,GDZ<"B2VTBJ%<,JH&"  YR<$#N2* /1I]<TJVODLI]2M([I
MV"+$\RABQY"XSU/8=ZH6?B_1[[Q1?:!#=PF[LTC+ R %G;?E%'<J$R<=-WM7
M">&-7\/77A:[\-^*/+DUJ#4IC<6$C$3W$YF,D;(,@MG*X(XP.>*N3W,L/CKQ
M_:6<ZQ:M>:7:_P!GQEL/)((I@"@[X.,GM0!WL>NZ3-?BQCU*T>[)8"%9E+$K
M]X 9Y([CM4<_B70K6=X)]8L(I4D2)T>X0%7?.U2,\$X.![&O-+V2WUCX,^'+
M;264:S#+916L2\2Q74;JLF1U! $A.>V2:W="M-,O/BOXU2>WM)W6.P*JZ*Q!
M",20#[A3]0* .S76]+:^6Q74;4W3.46$2KN9@"2H'<C!R.U7Z\KTNXO-&U71
MA9W=MKGAR_U.1;:-QB[T^9_,+<CAU7,@.>0#7JE %2^U2PTQ4:^O(+</G9YK
MA2V!DX]<"HVUO2D@M)VU*S$5XRI;/YZXF+' "'/S$Y'2N6\1:OI]I\0=,M9I
M+>PO6T^9UU&Y?@1EU!BC4D*7) .3G '0YK@-/FT^X^%_@NVED@E,7BB..5),
M94&ZE.UAV^4@X]".U 'M.FZUI>L>=_9FHVEYY#;)?L\RR;&]#@\5ROC#Q;]C
MN]"M]'UBT$T^LV]I<P+LD9XV?:X&>F.AQR,]JQ]5:>+QUXSBT4JNH/X:C:%(
M2 QE'FA< ?Q#Y<?A61?:[X?NO 7P_P#LUY:*UKJNG>9$74/ 4.)-PZK@YR3Z
MY[T >SUS?B_Q.WAZ"PM[2%+C5-3NEM+*)R0F\]7?'.U1R<<]!WS71@AE#*00
M1D$=ZX#XE6%Q'J'A?Q+%$\UOHM_YEVD:EF6%P TF!R=N 3[?2@#3U^?7_#6A
M3ZVFH+J?V.,S75I) L:O&O+^65Y4@9(W%NF/>JVO^/=/M],\/S66H6\(UJ>
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MZ9IIT^R:9YFM+<RR8WN8QEL'(R<<X(!_"N,\8^+5MKC0H='UF-99]9M[6>)
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M\C;C[V>V.M $T5K;P$F&"*,GKL0#/Y4V"QM+42"WM8(1(<N(XPNX^^.M4O\
MA(]%_LR34SJEJ+*)RDD[2@+&PX*L3]T^QJ<ZOIRP6LYO8!%=L%MWWC$I/("G
MOF@"7[!9A2OV2#:3DCRQ@G\J<+2V#HXMX@\:E48(,J#U ]!5.?Q#H]K?)93Z
MC;QW#R")49P,N>0F>FX]AUK2H KFQM&1$-K 40813&,*/0>E6*XO4O$,VD_$
MN*UOM42#13H\ET\<H15202H@.[&>AZ9[UTMOK6EW6D+JT&H6SZ<5+"Y$@\O
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M,&1@&4CN#3J "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MZ%H]Y<A!*;:W\J,!<[0%R3_$W)))SV&  #D]2O;&U^+=B\1B<#P[<*(86&9
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M/ZAX2\3^(=-U?2M0NM1U*W@< F1O]&C8?,)!@ <X !YSR. 37? !5"J  !@
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M)]F),,S"1MTD9/56;)_.N)CO+(Z)\6 +B @RW!QO'.;8#]6R/K7K0 50J@
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %4M1U:PTE(GO[E;=)9!$CN#M+DX"YZ D]/6KM<5\5,KX*-P58
MQ6U]:3RD#.U%F0LW'8#F@#I9-<TN+4)[&6^ABN8(?M$D<AV%8LXW\\;<\9Z5
MG1>.O"T]Y9VD6NV3SWG_ ![H)/\ 6<X&#TR3T]>U<W::SI^I_&6.XLKE9[>7
MP\4CF0$I(?M&?E;H> >1QP?0UQ]A%8:U^S]I>BV#02:S+)&+:&,CS4G\_._
MY&%R2W]WVH ]CU#7M,TIV2\NUC9$\V0!6<QI_??:#M7@_,<#@TVZ\2:)8_9/
MM.JV<7VP;K<M,/WJXSN'JN.<]*Y'1-1AT/QSXNM?$-Q%;->2Q7-K-<L%2> 1
MA=JD\':1@CWKE;&T_LC0_A[::D5AQK<L\4-QPT4#"4QY!Z=5Z]"0* /6](U[
M2M>BFDTN^BNEAD\N78>4;T(/(K1KA/#%S;M\5/&Z1S1EG6Q("L/F*Q,&^N.
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M^[C /3TK6O;ZUTVT>ZO)T@@3&YW.!DG 'U)( '<FI+>>&Y@2:"5)8G&5=&#
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MH$.E6^J2:K;"RN7$<,H;(=B<;0!SG/!';O0!M45DZ7XFT;6;ZYLM/OXY[BV
M:2, @[3T89 W*?49%7KV_M=.M_/NYEBCW! 3R68G 4 <DD\ #DT 6*0*%S@
M9.3BLVT\0Z9>I=FWN&9[,@7$)A=98LC(S&1NY'3CGM7(^$]1N_&*0ZS'J]]:
M3PW\QDMA$WD26ZR,BQD, N< '</F!S]  >@TA (((R#V-4+_ %O3]-D,=U,X
M=8_-98XGD*)_>;:#M7@\G X/I3;G7M.M+>">2=V6>/SHUAA>5V3 );8H+8&1
MDXXR* -(  8 P!2!5'10/H*Q)/&7AR*UL;IM8M?)O\_9G#Y$F,YQCIC!SGIB
MF:5XT\/:W=06VG:@)YIXVEC01.-R*Q4MRHX# C/KQ0!OTC*&&& (]"*YSQ%K
MFD_V!JHGUR;2H[=A#->1J4>%^#A=R\G!'0'@^XK6N]5L]-2!;B9R\H/EHD;2
M228&20B DX[X'&: +U%9</B+2+G28=4M[V.:TF;9$\8+%VR1M"@;BW!^7&>#
MQ4NE:UI^M12R:?<B7R9#%*A5D>)QU5E8!E/L10!?I H!)  )Y.!UI:* "BBB
M@!-HW!L#([TM%% !1110 BHJ#"*%'H!B@J"P8@9'0XI:* "BBB@#F]1\/7E[
MXVTO75GMQ;V,$L!@9"6D$FW)ST&-HXP:Z3 QC''I110 4444 8&FZ)JB:S+J
M&LZLE\L;R?888[81+ KG^+D[F &T'C@GUK?HHH **** &OO\MO+"E\?+NZ9]
MZY_P7X>N/#&@KIMU/#<LDLLBRQH5R))&<C!)Z%O6NBHH 0J&&& (]Q00"""
M0>QI:* $P , <>E  4    = *6B@! JKT4#Z"EHHH **** # I-JDYVC/KBE
MHH **** .9U'0]>'B&;5M(U>T1;B%(9+6_M#,BA22"A5U(SN.0<YK4TG2FT_
MSY[B6.:]N2K3R10^4AP, *N3@#GJ2>>O3&E10 4444 (% S@ 9.3B@*%S@ 9
M.3CO2T4 %%%% "%02"0"1T]J6BB@ I H7. !DY.!UI:* "D*AL9 .#GD4M%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !7(_$'4H]+TS2YIK6.2)M3A5KJ6$R+9=3YV!W&,
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **X
M_P ??$"R\#6-L7MI+[4;Q_+M+*(X:0\<DX.!R!T))(P*XZ7XN>*/#EQ:S>,O
M!CZ=I=RX07,,NXQY]1SDX['!X- 'L-%9]_KNE:7I:ZG?ZC;6UDP!6>60*K9&
M1@]\CTJKH?B_P]XD=TT;6+2\DC&6CC?YP/7:><>] &U163:^*-#O=:FT:VU2
MVEU*'<)+97^==O7(]J1/%&ARZ\VA)JELVJKD&T#_ +P87<>/IS0!KT5R\OQ'
M\&0W#P2^)=.25&*.K3 ;2#@@UT=O<P7EM'<VTT<T$BADEC8,K ]P1P10!+16
M;H_B#2-?CFDTC4;>]2%]DA@<-M;T-.@UW2KK6;C2(+^"34;90\ULK_.BG')'
MIR/S% &A16-=>+= LFOUN=6MHCIY07>Y_P#4%_N[O3/:K5SK>EV>C?VO<7]O
M%IQ19!<LXV%6QM.??(Q]: +]%0VEU!?6D-W:RK+;S('CD7HRGD$>U>9?$/XQ
MIX'\3V^CPZ:M[^Z66Z?S2IB#'@ 8ZXYY]10!ZG144%S#<VL=U#(KP2H)$<'@
MJ1D'\JYZ#XA^#[G4AIT/B/3WNF;8J"889O0-T)_&@#IJ*R=<\3:)X:ACEUG4
M[:R60D()7P7QUP.IHL/$^AZII,^JV.JVMQ8P*S331R B, 9.[TP.>: -:BLB
M;Q5H-OH<>MS:M:1Z9+_J[EI $?KP/4\'@>E1:5XR\.:W:W-SINLVES%:H9)R
MDG,:@9+,#R!QUH W**Y/_A9W@C_H9]-_[_"MU-<TN31#K*WT!TP1F7[5N^38
M.ISZ<4 7Z*J:9JEAK-A'?Z;=Q75I)G9+$VY6P<'GZ@U%I6NZ5KBSMI=_!=BW
MD\J7RGSL;T/I0!H45GV&N:5JEC+?65_;SVD+,DDRN-J%?O GMBLW3O'OA35]
M2&GV&OV%Q=DX6))1ESZ+V;\,T =%16!JOC;PSH=\UEJFMV=I=*H8Q2R88 ]#
M5G1?$^A^(S.-&U2VOC!M\WR'W;-V<9^N#^5 &M1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M0-4\6+>.\NH6Z6[6Y0!4"A!D'O\ <_6@#?GGM]/L99Y66&VMXR[G& B*,G\
M!7RC;>+?#VL2>-M0\1)=F_UM#'9>7"'$*@[DR<]BL0^B^]?3GBO0F\3>&;W1
MEO7LENT$;S1IN8+D9&">XX^AH\+^&[3PKX:L=%M3YD5JFWS&4 NQ)+,?J230
M!YG\+=<B\5_!K4M"O-06TFLH)+%[AV \N)U(C<DGH,E?^ 5R=UIU[X:\'P:?
MXK\#Z=J?AV$HRZUH\JK(5)XDW#DYSC)V@YZUZI:_"S3;;Q-X@U+[7(UCKL3Q
M7>GE $^;!+!@<@YW$>FXUC?\*:NGTY-$G\;:M)X=5AC3RB@[0<A=^>GX8]J
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M @]#FB@ HHHH **** "BBB@ HHHH **** "BBB@ HHID<L<R!XI%D0DC<IR,
M@X/ZT /HHHH **9++'#$TLLBQQJ,LSG  ]S3Z "BBB@ HHHH **** "BBB@
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MW)>H7N%Q(-RGG"#</EX(Z!:TM3\+7VH:_'J]EI,NE:[%J SJ5O.@AN;42?\
M+50V6)CXP5SG'..@!Z/7/:QXDGT^]N[6UTQ[EK.R^VS222>5'MR0%5MI#/\
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MG Y'/7'05Q6G:9JWAGQ9K]S!ITNHZ;J\BW<9AEC5X9@NUE8.R_*< @C..F*
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M%/A2'1S?6][]K>PODN8T7$P8[) Q#!@2>0"#GJ!S0!Z!X;_Y%;2/^O*'_P!
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M54@GWZU8L_#^N6OB/6;^+0[2VL[[28[>.""Y7,;KO^7& ,DN"3T'/)->B44
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MI%SII%]*UV8E69"K><SLOS9XQNY^G&:JW_AW7+GX3:5X=CT[_B8VJV<<BF9
MG[ED9B&ST.SCZUZ-10!PNHZ;XDTCQO+XCT/3HM1MM2M8X+VREN5ADB>/.QPQ
MR",,011KFD>*H]1T;Q+IL=I>:K:1S07=@9?+26&0AMB.1U4JN"0,XS[5W5%
M'!>(M/\ $^O:1I<DNF1)=1:K;7K6D=PK"&*)@Q!<XW.>>@P.G;)Z#6-8U33]
M5T:*WTM)[*\E\JYE:<+)"3C;M7^+^(G'0*:W:88HS*LIC0R*"JN5&0#U /X4
M 1WMI!J%C<65R@>"XC:*1#_$K#!'Y&O-E^'^O+X7TQA?1_\ "2:;=1I;7?\
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MW%[%Y$QD^61LX.5'I^O04 85Y+?V/Q?U-M&TJ*\NY-#A8H\P@3/G29+-@G/
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MMO$S%MICVG>PR<<@=,^E &MJ>N3:HNNV&F:=;WL.GH8KEIYMBO*4W&-!M;)
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "N$^,.K7^B?#:_OM,NY;6Z22$++$V& ,B@\_2N[KSCXZ
M_P#))]2_ZZP?^C%H Y6W\,?$=O!MKXFT[X@75Q<2627JV4T/!R@?9DD@GMR,
M'VK=TKXOAOA*OBZ]L//N;>X%G=0POL!DX^8$YP"&4X]Z;IGQ/\):+\+M/CDU
MFVDOK?28H_LL9W2&41 ;,#ISQSTKSN#P]?:?^S+J%Q/"ZF[U!+U5(Y$640-C
MWQGZ$&@#W#QMXVB\&>%HM<ELGNDDECC\I9 I&X$YS@^E8GC+XFZCX.N;MKCP
M??3Z9;NJC4!.JQON Z#![G'X5RWQ=\1Z-K_PUTFQTK4[6\N[NZM_*@@E#R?=
M/51R.2!SW.*Z/X\?\DJOO^N\/_H8H FF^)NH6'A/5-?U7P??6$-D(3&DTZ_Z
M1YC[?E..,9!_&C6OBC<:=KVGZ-IWAFZU2[O=/2_5()PI56SQ@CG&.M0_%_\
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M2C$MOI]MC=MQG<S=AUYQV/H:9X6^(@USQ!-X>U;1;O1-:CB\Y;:X8.LJ>JL
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MBG7+3X>6GCI;I9$*QW4^F^6GE^0[ ;5;&\.JL#DD@D'CG ]'1Q)&KK]U@"*
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MOK*1JR&V.(MB%%(^?G@\^_ITKIJ* /)M4TK_ (1G5OASH4>L0"6SGN$CGEC
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M[^U,?P[,WC=?$BWR@K8FQ%N8,C87WYW;NN1Z8Q^=;]% '#3?#R6?PIKF@OK
M\O5[U[R646OS1EW#LJC?C&0,9[9Z]M>[\.75YXHT?7)-1B$FG12Q");8XD\P
M*'.=_'W1CT]ZZ*B@#C&\"SOI/B:P;5DVZ_*\LS"UYB+J$8+\_HHQFK5YX0FN
M9_#MU'JSV]YHR21++' I$J.@1AM8G!PHP><'M74T4 <7_P (+>V>O7UYHWB6
M[TVPU&8SWEBD"2!I#]YHW;F,MW(!Y_#%FX\&RP>)_P"W=#U0Z;-+;I;7<+0"
M:.=$X0X)!5@. <GZ=<]710!@^$O#3>%M(>P.H2WH:>2</)&J;2[%B,#W)_\
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MH&R0<*I)&%))&<=\9J\WB'2ETVRU 7BO;7Q46K1J7,Q89 50,DXR>G !ST-
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M%LI9O(61HW!$F[:5*XRI!X.0,5-IGBC1]8U*XT^RNR]U;H)'C>)T)0G ==P
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MNS#=TR 02*[JB@#P_3&N-.\%^%-5DM+^:RTS4;W^T(+7S$FB25Y0DF%(; #
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MB@ HHHH **** "BJ45[/)K%Q9-I\\<$42.EVQ79(23E0,YR,>G>KM !1110
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MAC9%4J  %!'RDCKWH JV>DWWVK2=1B\0SR6LMNRWT4K%A=%T&QH^0(B#S\H
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MEZC8/<QI/(9'MY8V .'.6*L&'!)P>F.E7?$L\G]MZ1:B^G$4JS,^GVA*SW)
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M:V<*\<B9P1D$="1@CO4,7A:WA\1G7$O[[[6;,6.&=&7R@=PZJ23N).23[\4
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MO*C%)X1TN_U\ZO/?>)-;Q8ZU>VL217.P-&#M ; YQP1C !'3KD ])H) &2<
M5YGH.I7]WI*^$KR^NCK]KJ9M[NX$["1H5/F^<#G(5X\*.V6%=9XW@67P%KJ%
MY5"Z?.P*2,K95"1R#GMSZ]Z -RWN(KJVBN()%DAE0/&Z]&4C((_"I*\RT^]D
MLK/X>^'H;BYBM]8M3-<2^>Y<B.V5A&C$Y0$D?=QP"!C-;.BWE]IWQ'U3PV]S
M/=:<;"/4+=IY#(\!+E&3>V202,C)..: .THKB/&\E^/$OA.VM-4N[.&\O)()
MT@8 ,OE.WIUXX[#KBJ<27[^([GPE'?7EW#IVGQ2K+<ZG)!<2M(\F7,D:9;:
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M $EKW5=:TR;23J4<,K>?/'(L@0HA.,ALY ]:K_$#61XA^%OB-FTK6=,-M$C
M7L9@\PENVUCN [@\<B@#TX$$ CH:*XB^NWB\9:#X4CN+N*RGM)[N9_M+F28K
M@*@D)W #)8X/8#ID&OI>O7^A^(O%.D3Q:CJ]GIWV:XM%B7S[A5F!S&23E@""
M02<XSR<4 =_6'%XC63QI-X;-E+')'8B]$[,NUU+[,  D]<]<=.E<[K7C&XN[
M?1;6"RU/1VU354L9'O(A%*L>W>Q3DX+8V@]LG'(%5?LJ:3\6M3:._EB3_A&?
M-$UW,TP@Q,W.7).T8W8)]: /2*BBN(9WF2*17:%_+D /W6P&P??# _C7FVE:
MA?P>*O!T,=[J,UKJ=G<"YGNIFVWC)&KB5(V8F($DD?=.#C& *R]+O'\,>%/%
MFH6D\ZS#Q)-9+)/<NR1H\\:;SN+#< ?O$$^N>E 'L5%<EI>E:]I_BI;E[V--
M(GMS&]G+J$MTQF'(=#(H*\9! ..^*C^(4UWI6GV.OVUU=1P:;>127T,4K*LM
ML6VOD \D9#?0&@#L:I7=W=P:A8P0:?)<03LXGN%D51;@+D$@\MD\<5Y]'XCE
MTSQKKL+SW=S8W]J6T<27+E'FC(CDBCYXS(RX/48..*TM16_T;Q;X$T]=6O98
MI6N(KI7E)%PRP,VYNY.[G&<#C XH ZO4]8AT_3M1NHXVNGL(C)+!"R[ON[L<
MD <<T[0]476] T[54B,2WMM'<",G)4.H;&>^,UYWH]A%"/B5(LMTS1W$R 27
M,C@@VRGD$X)YX)Z#@<5!I'VW1])^&M]!JM\POQ;V<]LTO[@QM;D@!.@(*CYN
MOJ: /5;J22&TFEA@:>5$9DB5@#(P'"@G@9Z<TRQGFN=/MY[FU:UGDC5Y+=F#
M&)B,E21P<'C(JCXG::/PKJTEO<2V\T=I+(DL1 96521C(/I7"->ZK<:=\,BN
MLWT+:C#&MV4<$RDVI<LQ(.6SZY&><4 >HTR5V2%W2,R.JDJ@(!8^F3Q7G5A)
MKL,OCO0M,U&>YGL6@.G/>S[W5I8@Q3>WOTSTS4FAZW%J<>O6T<VM:3JL-DIE
MTZ^E:1[=AO\ WL;N6#*V0,C^Z.F: .ZTVYN+S3;>XN[-[*XDC#26SN',1/\
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M7DRW8C"VTL@,4&P8_=C'&[J?4T :%%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %<\GA"S2;6Y5O+T/K( N
MSN3G"[!M^7Y?EX_^OS70T4 <E>_#O1[W2-*L&GOX9-)4)8WEO/Y=Q N -H<#
MD8 '(/2K%[X%T;4/#RZ/=?:I4687"W;7#&Y$PZ2^8>=W;/IQC'%=+10!ST7@
MS2CH5YI-\UUJ45ZH2YEOIVEED ^[\W;'48Q@\]235;3_  #IMAIUS9-J&K7:
MSP&V62[O&D>",]5C/1.@Y SP.>!7544 8$OA*SN3<O>W=Y=7$]FUE]HD=5DC
MB8Y(4HJX)(!S@G@<TRX\&Z=?K<C5);G4'N+-K$R7#*&6%CDJ-BKR2 <G)X'-
M=%10!RUKX#TVUO\ 3;_[;JDUWI\;112S7;,60X^5NQ VCCC/?-6M/T>V\(:=
MJMS:?VA>":66^E@&V2225N6V  <MCITSTQ6_10!RWART34]=O/%DNDSZ?/=6
M\5K%'=1A)_+4EBSJ"=I+,!@\X0>M=%>6D-_8W%G<IO@N(VBD7.-RL,$?D:GH
MH Y@>!-*_L2QTTS7S'3Y%EL[IIR9X&487:Q&  !C;C!'4&M;3M&M].N;F[\R
M6YO;D*)KF<KO=5SM7Y0% &3P .23U-:-% &/J_ARVUG4=-O9[FZBETZ4S6XA
M90 Y!!)RISP2,=*I^(?!6F^(M1M=2DN+ZQU&V0QI>6%P89=A.2A(ZKGM7244
M <\_@[3S=:1<)/=QOI)=K;$H;+."'9RP)=F!.23W)ZTZ+PG:PW>LW27EZ)=7
M"BZ.Y.=J[1M^7C"\?_7YK?HH Y1?A_I4<&C)%=:A"^D(T5K-%<;'$3  QL0.
M5X'O[TUOAWHIT+4]&$U^MEJ5P;B=/M!;DMN(4D' SSZGN376T4 8G_",P?\
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MZRIY<1O[IIO)3CY4!X4<#MG@<\5LWUE!J6GW-C=)OM[F)HI5]588(_(U8HH
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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E** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH __V0$!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>25
<FILENAME>a191insidertradingpolicy012.jpg
<TEXT>
begin 644 a191insidertradingpolicy012.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
M'P   04! 0$! 0$           $" P0%!@<("0H+_\0 M1   @$# P($ P4%
M! 0   %] 0(#  01!1(A,4$&$U%A!R)Q%#*!D:$((T*QP152T? D,V)R@@D*
M%A<8&1HE)B<H*2HT-38W.#DZ0T1%1D=(24I35%565UA96F-D969G:&EJ<W1U
M=G=X>7J#A(6&AXB)BI*3E)66EYB9FJ*CI*6FIZBIJK*SM+6VM[BYNL+#Q,7&
MQ\C)RM+3U-76U]C9VN'BX^3EYN?HZ>KQ\O/T]?;W^/GZ_\0 'P$  P$! 0$!
M 0$! 0        $" P0%!@<("0H+_\0 M1$  @$"! 0#! <%! 0  0)W  $"
M Q$$!2$Q!A)!40=A<1,B,H$(%$*1H;'!"2,S4O 58G+1"A8D-.$E\1<8&1HF
M)R@I*C4V-S@Y.D-$149'2$E*4U155E=865IC9&5F9VAI:G-T=79W>'EZ@H.$
MA8:'B(F*DI.4E9:7F)F:HJ.DI::GJ*FJLK.TM;:WN+FZPL/$Q<;'R,G*TM/4
MU=;7V-G:XN/DY>;GZ.GJ\O/T]?;W^/GZ_]H # ,!  (1 Q$ /P#W^BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M,*LXS@%]@7!Z[23W-<U>Q68^&/CQK9(?L\7B??$8P-JKYMODKC@#&>G:@#W
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M9K9608CD\A6W*.Q+<D]^]<M>S66K?L[ZA?WGDR:J9C)>/(!YJW7V@ Y[@[<
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M-I5E)9P8\F![=3''CIM7&!^%-U/P[HNM1PQZGI-E>)!_JA/ K[/ID<=*TZ*
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M-IYM8'WQ0FV39&WJJXP#[BEU'PYHFKS6\VHZ397<MO\ ZEYX%<I[ D=*TZ*
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M2(&?8ZI&C98]2?F]JO6WB;7(?%.@V&I6U@+/6K>5X?LY?S(7C0.=Q)PP()Z
M8/<]2 =G17GVI^/-2A\/^(]=L;>T-MHE^]FUM,K>9,(RJLV\-A<EL@;3P!Z\
M=U9O/)9Q/=+&L[*"ZQDE0?;(!H GHK@CXTU:TU+1(=0@L8GU&_-I-IZ9:>T!
M#F-F<,5.0H.-H^]QTIC>)_&.H7GB.UTC3]'\W1[@(HGDD;S@8PX48Q\QSU.
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MJ&4Y4C(/K7%?$YK2_P#A3K=S$T-Q$;,R12H0ZGD8*D?S%=A:?\>4'_7-?Y4
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
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M^%/$EW=P:A;:L]M'=6IMQ&Z&9-V8V4]O0@Y]J /4:*SK_7M)TN0QWVHV]NP
M9A)(!L!. 6_N@GN<"L/QEJNH:;>^%VL+WRX+W5X;6= BL)(V5FZD$C[HZ>M
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MOJ#F0[3L!8@'/8%?TKFXWTW_ (5!\/UD:UVG5K'>&*X_UA#Y_ G/MUKVP0Q
M$"- #U 4<TGD0XQY28]-HH X6&[LH_C7?K]H@53X?B+C> "1,_7Z+C\*XBRG
ML'^#O@2.:6W:/^W;=65V4C N'W @]L'GV->Y>3%G/E)GUVBD\B'&/*3'^Z*
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M$1=L;F*#)QR,GVITD,4K(TD2.4.Y"R@[3ZCTH \-@O+!?@A81K/ IBUU1M+
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MQ2>1#Y_G^4GG8V^9M&['IF@#,L=6T*Y\1:EI]G-;'5[=8S>HB8DQCY=QQ\P
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MR7-[J%J]H;A;39'#&RD';&&^\<Y)+=AV&* .=\83:AJ6@>!+S[8(WNM4T]G
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MYX89&6Z<=.M0P>,=8TWPQXPGODBU&^\/SO'&\<7EB9=BNI903C&[G'85K?\
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M11EAC! ],YZ]NWK4FJ^$+B_MM&:+6&34--O/MGVJ> 2"9BK!@4!7 (8XP>
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M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !4:6\$<K2I#&LC_>95 +?4U)10 4444 %%%% !1110 4
M444 0Q6EM Y>&WBC<C!9$ )_*IJ** "BBB@ HHHH **** "BBB@ HHHH *.M
M%% $<-O#;@B&&.,$Y(10,G\*DHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH *ADM+::022V\3N.C,@)_.IJ* "BBB@ HHHH **** "B
MBB@ HHHH *8L,22-(L:"1_O,%&6^II]% !1110 4444 %%%% !1110 4444
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M!T1\?>&!;6%Q_:B^5?[Q;L(G^8J"6!XX88(P<'/&,U/H_C'0M<M;ZXL[X!;
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M:JFMZ3!J,=M=VR3 D0W<1CE7!(^93TZ9^F*OT4 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M7QM;^*C+.+V"R-DD2E?*V;BV<8SGYCWQ[4 >4>!O%?\ PF/QET[49(S%>1Z
MUO>1%<;)DE.X8]\@^V<5[K7*6/P]T73?'=UXNM#<17UU&R2PAE\HEL;FQC.3
MC/7J375T %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M*KSWUI:SV\%Q<PQ37+%($=PK2L!DA0>IP,\58H **CGGAMHC+/+'%&.KR,%
M_$U#;ZG87DGEVU];3OC.V*56/Y T 6J**K76H65B85N[N" SR"*(2R!3(Y.
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M_P"Q]5/Q)C\0&" 60TDV)'G?O YD$F<;<8XQUH I_#-52P\0JJA5'B"^  &
M/WE6=2\5:Q%XOG\-Z;HD%S<+8"]BFEN_+0J7*?-\I(Y!Z9SD=.2)O!.C:EHE
MOJ\>HQP*;O4[B]C,,I<;9&R <@<BLBZFNX?C<[6MJMS_ ,4X@=/,",!]H?!&
M>#S]/Z4 3:;\1H;W1(IKBR%GJIU!],ELY9?EBG12SY<#[H49R!Z"HKCXA7MI
MI?B.9](CFFT:-9Q)',P@N8R,Y1RGWAT*X_&J]UX#U>/3!J.FW5K%XC76)-8
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MVB F.\LC,V2-N #NQU[5)\/]%U'P[X0MM)U-(!/ \IW02%U8/(SCJ!_>Q^%
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M//\ WF9=N2HVX(&WU'6N:E\'^+Q\.Y/!:PZ;-';R1"UOVN63S(DF5U#)L."
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M23S/E;S<;5V]?O#I7HNF:IJ<$FG^%4>&?6+32XI[^ZG)9%; 0# Y9F8,<Y&
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M 2V=Y;:A9PWEG/'/;3('CEC;*LIZ$&IZX%/&M[#H'@ZYL]&M2FN&.+REFV"
MM&6"@;<;?EZYX]#6SX;\0W^I:UK>C:K:6\%[I;0DM;2,\<B2J64C< <C!!XH
M Z6JEIJFGW]Q<V]G>P7$UJ0LZ12!C$3G ;'0\'BN6\5:IK5KXV\*:?I[VRVU
MY)<%UD+ NR0L0&(_AYSCU ]*Q(;W5M-\:?$*YTBRM)Y(?LDS_:92BX6V!*C:
M"23[X% 'I]9FG^'M(TJ[GNK&PB@FF=W=E!^\Q!8CTR0"<8S@>E8:^.([RST3
M['&L=SJMC]O E5G6"/"]0@RQW. .G0G/&#H>$]>N]?T^Y>^TZ2RN;6Y>W<,K
M!)0O22,L 2C \<>M &K?ZE9:7;^??7,5O'T#2-C/&>/7@$_A3[.\M=0LXKNR
MN(KBVE7='+$X96'J".M</J\NJM\7]&AB^RF)=-N7B5V;&"T08G ^]Z>U6+?7
MYHM#U6[\,Z38_P!EZ1/-$+8?NS<&,YE,>T;4^;=C(.XCMF@#MZ*X.7QWJ%_J
M6D6OA_3+6YCU;37OK66XN"F"NWY7 4[<;L<9R?3K4UOXG\2WFO:AH<6CZ;%?
M6EG!<%Y+MVCW2;L@D)G@K@ #WSVH [:BO.H?B'JLWAC2/$QT>VCTNYN([>Y1
MKDF96:3RBR +@J&]3DCTKO[N9K:SGG2%YWCC9UBC^\Y SM'N>E $U%<78>,;
MYO$FDZ/?VUFMQJ5G)<>3%*?,LY$56,4H[\-UXY!XKG%\2^*5\ >,M5,]E]IL
M[R[B20;_ -WY9"?(OL!QD]>3GN >KT5RHU?6+2RTF%[>U430-)<:A(Q,%NJJ
MNW=G!+,6]1T/6JFF>/O[2\.:9=K9Q_VCJ%\]A% LN8S(C.&?=C.P*A;IGH/>
M@#K+_4++2[-[O4+N"UMD^]+-($4?B:GCD2:))8V#(ZAE8="#T-<!XQO=6N/
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M;]WVQGC/I[UWU% 'G]SX6\36$^A:SHDNG?VI9:<NG7EK<2/Y%Q$,$%7"Y!#
MD<=_SM:YX?\ $FL6&BF233GO;75H=1G7S72)%C_Y9Q_(Q/U..<G'.!VU% ''
M>)=!U\^(['Q+X;FLOM\-NUI<VEXS"*>$MN&&49#!LD''?\"W7?#WB#6=#TYY
M)[!M6M-4@U'RMSI;@1G_ %2M@MC'\1')SP!P.SHH XZVT#6M'\7:AKEBMG=1
MZO#$+VV>5HO+GC7:'0[6RI'!! /?VJ;2=!U;PYH]O;Z8UC-=76I-=ZF\^\*5
MD8M)Y>/XA\H7/''-=710 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 (3@$^GI6+H'B2'Q!/JL,5I<6S:==FUD$X4%F"ALC!/'S5MUQ7@7_D8
M/&W_ &&3_P"B8Z #5?B&FCR"ZN]!U)=!$HA;5OD\L$G:'V;M^S/\6.>V<C/:
M]:YGQ19)XDMSX8C ,$S1M?N.D4(8-M_WGVX [ D]AGI1C QC';% "T444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 ':LC2/#MKHMY?W5M-<M)?R^?<>
M:X8-)@#=C''  P./:M>B@#C6^&VDM)._]J:^IG=I)0FJS*&8]20#BNN@ACMK
M>."% D4:A$4=  , 5)10 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
@4 %%%% !1110 4444 %%%% !1110 4444 %%%% '_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>26
<FILENAME>a191insidertradingpolicy013.jpg
<TEXT>
begin 644 a191insidertradingpolicy013.jpg
M_]C_X  02D9)1@ ! @   0 !  #_VP!#  @&!@<&!0@'!P<)"0@*#!0-# L+
M#!D2$P\4'1H?'AT:'!P@)"XG("(L(QP<*#<I+# Q-#0T'R<Y/3@R/"XS-#+_
MVP!# 0D)"0P+#!@-#1@R(1PA,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C(R
M,C(R,C(R,C(R,C(R,C(R,C(R,C(R,C+_P  1" 55!!\# 2(  A$! Q$!_\0
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MBBDNU/G^8VTX(7C'!Z<YJM\>BI^%<Y7!7[3#C'3&ZI/C3_R1J^_[=O\ T8E
M$VM_$Z]T_P 26>A:7X6GU6[N;!+X+%=*A56SD<KVQU]Z???$;5M'\'ZGK^M>
M$+G3_L<D21V\EVI,P=MI(8+QC([5Q.I:3>ZU\9-%M+#6+C29SX<B;[3;J&8
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M93<RJ.& ; '\0].*VO#ES=7]K<ZA/<M+;7%P[6:E5&V '"G( SNP6!/8K[T
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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MMJFH7,^IRW-O<F,P6SHH6V"K@A2.3N//-:%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M;C?RVX]<<>^2*Q].FGN?%'@74A8ZRX2WN8;II+*2*."1HD C6/ 5%!!&0,8
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M+#Y844Y9AG).. <=<G'HU% 'GD=I9W?PET#3]5L=2$8@M89?(BD2XM)$4?O
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MEMW19$$2+E2P /(/2NVHHH X"X,G_"\+2[%K=FU717MFN!;2&(2F;<%WXQG
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M&)I'SM49.%)/Y#FO./A9H5B_ALMJ6AJFH17T\JM>V)2109"58%UST/:O2J*
M.%8W'A_XI:CJ5]%.VEZK8PQPW*1-(L,D1;,;;0=N=Q8$\'IUKF-8T2^M_AOX
MK9+*[9]8UO[;:VD=N[2",S1G)0#*DA&;!Z C//%>PT4 <1JK/-\4_#%U%;W3
M6\=E=*\PMWV(7V;0S8P"=IZUC^%M2N=#L;OPAJN@7UU?QWD[VS?92]O=(\K2
M+(9,;5 +<YZ8[GBO3Z* .#\<6>IZ=KFD^(M"5&OY<Z5.C' =)?\ 5N?7RY,-
M]"U=GIUC#IFFVUC;Y\JWC6-<G)( QD^IK+@\.R+XBEU6[U>\O(PYDM;.7:(K
M9BNTE<#)."0,GC<>YS6[0!P[6\EI\;X[J4$0WV@M#"Q[O',&9?\ OEP?SHM'
METSXK:]-<6=X8+ZQM3!-';N\9\OS-^6 P",C@G)[9R*ZS4--@U%83)N2:"3S
M8)DX>)\$9'U!((/!!(-6QG R<GO0!XS#;WB?!;1[$Z=J O(M421[?['+YBJ+
MLR%BNW.-ISFM6>:+1/&6O0Z[H>IWUAJ\B7-G<VEO),K@Q+&T3JO0_+P".AYQ
M7J5% %'1[9+31[2WBLDL8TC 6U3&(1V7CCCIQQ5ZBB@ HHHH **** "BBB@
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MSX<ZQ96=K<W5U<1!(HK>%I&8[E/10<?C72:1)YNCV;;)4/DJ"LL;1L" ."K
M$4 0W^NV>FZMIVFW(E6;47:.W8)E695+$$]C@9YJH_C#2HAK?G?:4.BA3>KY
M#,4#+O! 7.1MYR.G>LCQW'<0:OX5U=+.ZN;;3]09KD6L+2NBO$R!MB@D@$C.
M!6$5OI[OXES'1]3C34;.(6FZU8F8_9=F !GG)'';/."#@ ZVQ\=:/?W^FVD:
MWB?VG%YEI-+;,L4IV[RH<\%@/PX/-9OCOQ%;GPAXDBLS?M)96TJ275D646\V
MS*@LI!."5SC(&?FQ61)#=?8_AJO]G:ANL6C-T!9RY@Q;E#N^7CYCC]>E4(CJ
M.D>#?&?A:]TG4Y;^8WTMI/!:/+'=),&96#J" W/()!Z 9/% '<Z7K4=IX=T6
M)H[B\O9=/BF\F!=\A4(N6.2 .3W/)Z9J)OB%X=73=.OQ<3M!J%Q]FA*VSDB7
MD%&X^5A@_*>3C@&N.DCNM'U/0=9U'PW?ZCIDVB06$\45J99K2:,D@F/KM.XC
M\/IF]K=H!9^%7T[PW<V-NOB"*^>VM[)BT<01U,DBH"%8D@XZX(SR#@ ZFV\9
MV-Y"7M[+4FD2)IIK=K8I+"@9EW,C$'DHV ,DX/%59_&@'BW2='M["ZDAO;)K
MPS"//'R[0!GMNR3VX]\9?C334O=<:[LY-8TO6K:Q5K34K*WDDCGRSGR9%"E6
MP0#M.#\]1@:S!XO\(ZKJ>E7#2MH\EM="SA+I#<-Y;;6QP@X/)...M '1/XVT
MA)U!,YMC??V=]K$>8A<9QLSG/WN-V-N>])=^-M*M-5O=+6'4+B^LXUED@M[-
MW8JV<%>.1QUZ=.<G%>?:PVKZII+-=:'K U"TUZ.9[>WM7$"0K."&0+@2DKR6
M^8Y)Z"NMTUIH_BAK=_+87\5M+IELB2-:R%2Z%RR@@$$C<.A.>V: -V+Q9I,^
MAV&K6\[36^H%5M$C0F29SGY0OJ,'.>!@DX KG?"E_)=_$WQ;&3?1QQ06?^C7
M;L?*8B0MM!) !X/RG%<GHMEK&C>'_ >KOI&HO'HT]Y'?V:VS^<BS%@L@0C+!
M0<\9X/UKKO#<LUS\2_$6H#3M0BLKNSM!!/<6KQ*Q0/N'S $'YAP1F@#MKF?[
M-:RS^5)+L4MY<0RS>P'K7EFN>*YO$7PQT_Q !=Z>S:A;ME9&C0QM<!<$@X<;
M>N>,UZN1E2*\9@MM27X-:/HKZ+JJW]C>VZRQ?8Y"?DN-[$8'*A1G=T.>"3G
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M4(WP<?,ZC@,<9QUQC/.:Q?'_ (>O=3_L76=+B$^H:)>K=);[@#/'T= 3P&(
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MNQ9CGA2 N/QKJ*\XGTN_N/%GCS3A:7<0URQA2TO!$?)!%NZ$E^@(8CCKSTH
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M^=$,9*[&;GD?*<'GI572_'^DZO*@MK;41 6G62ZDM2L,!BSN$CGA.AQG\<4
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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M8DDDYR#CH,5T=I\/?#UCK4FIVT%Q$TDWVAK5;EQ;F7.=_E9VYSSTP#R*DN_
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MG!!+G Q\N!C&*O6&BIK7Q&\76MW?ZG]GLY+":"..^D4(Q1F.,'IG/'3D\=,
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M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M3DY4<'N#6I!X:TRVU34-2ACG2[U!56YD%S)\X487C=@8!.,8Q6O10!SP\#Z
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M?UK5TU2\LY/M@01O)#<21>:@Z+)M(WCZ_2NCHH ;'&D4:QQHJ(@"JJC  '0
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M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M5#6-:L- T][_ %.9H+2/[\OELX3G&3M!P.>] %^BL:P\5Z)J5]'8V][B[EC\
MR.">)X7D3^\JN 6'N,ULT %%4M+U2VUBT:YM1*(UE>(^;$T9W(Q4\, <9'6K
MM !12 @]#FEH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
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MUQ)!*;O?&Q5MME,PS[$(0?PJ/_A*M*];W_P7S_\ Q% &U16+_P )5I7K>_\
M@OG_ /B*/^$JTKUO?_!?/_\ $4 ;5%8O_"5:5ZWO_@OG_P#B*/\ A*M*];W_
M ,%\_P#\10!M45B_\)5I7K>_^"^?_P"(H_X2K2O6]_\ !?/_ /$4 ;5%8O\
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MC_A*M*];W_P7S_\ Q% &U16+_P )5I7K>_\ @OG_ /B*/^$JTKUO?_!?/_\
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MNA3G!)[8ZT 7:*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH *Q?$^H:58:4BZVD+:;=S+:S>?CRP
M'R 6SQC.![9SVK:IKQI)C>BMCD9&<<8_D30!Y99:(W@;QYHMEX6U.6;1M5>3
M[3I#R^:MN@4MYT9ZJN<#GJ2!DYX6"&UDB^*MM]K6RA+G?-&N?*'V89; Y/?@
M>]>E6FFV%@SM9V5M;-)RYAB5"WUP.:SM=T$WVAWMII3P:=>7";1<+ #QD$JP
M&"0P!!Y[T </H4VF>)=:\'W#ZEHBS:/9NC6T-[',\\C1JH"J.0J[=W/.0..]
M4A9Z<WA[XL-Y%L62>Y .U<KBW4@#T^;]176VOA6]O)X&U?3/#EL()HYA+I\#
M&5F1@PPS ;.0,_>.,CCK74#2]/ 8"QM<-]X>2O/UXH \[L]9TY-9\/023V]G
M?/X;B=M1N7SOA8KF*-2=I<LNXDYQ@<'/'.:1?VJ_##X<RO=1".TU^%9W9P!%
M_K^&/\/4=?45[4+"S4PD6D ,))B(C'[O/7;QQ^%*;*T-O]G-K#Y&=WE^6-N<
MYSCIUYH X.RU73K+XI^(I;J\@A2\TRRDMR[@><H\P93^]R0./6N-TDZ==_#W
MX9K(UO+MUI(I 2"1_KLJ?Q(X]Q7M\EG:S7$5Q+;0O/%GRY&0%DSUP>HJ,Z98
M-''&UC;%(QM13$N%'H!CB@#S_6+RP\,_$FUAO+T:'I-SIA2SGB2*.$3>:S2J
M2RE5+ H2>,X&:U-%M_!^C^&K6(3Q3:5)J6ZQEOMKH]PS9!BXP!NW8( [D<<U
MU]U96M[#Y-W;0SQ9!V2QAER/8TY[:WE2-)((G2-@R*R A2.A'H1VH EHK(GL
MM<>>1H=:@CB+$HALMQ4=AG?S3/[/\0?]!ZW_ /!>/_BZ -JBL7^S_$'_ $'K
M?_P7C_XNC^S_ !!_T'K?_P %X_\ BZ -JBL7^S_$'_0>M_\ P7C_ .+H_L_Q
M!_T'K?\ \%X_^+H VJ*Q?[/\0?\ 0>M__!>/_BZ/[/\ $'_0>M__  7C_P"+
MH VJ*Q?[/\0?]!ZW_P#!>/\ XNC^S_$'_0>M_P#P7C_XN@#:HK%_L_Q!_P!!
MZW_\%X_^+H_L_P 0?]!ZW_\ !>/_ (N@#:HK%_L_Q!_T'K?_ ,%X_P#BZ/[/
M\0?]!ZW_ /!>/_BZ -JBL7^S_$'_ $'K?_P7C_XNC^S_ !!_T'K?_P %X_\
MBZ -JBL7^S_$'_0>M_\ P7C_ .+H_L_Q!_T'K?\ \%X_^+H VJ*Q?[/\0?\
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M]+U[7=:\/:3J-MH@M+F:Y$=_:WS-&T$8)#LN1ECP",@9!KJ* "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MO_"4>'_^@[IG_@7'_C1_PE'A_P#Z#NF?^!<?^-:7V>'_ )XQ_P#?(H^SP_\
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M\BC[/#_SQC_[Y% #U97171@RL,@@Y!%+1T&!10 4444 %%%% !1110 4444
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% "$X!/IZ5BZ!XDA\03ZK#%:7%LVG79M
M9!.%!9@H;(P3Q\U;=<5X%_Y&#QM_V&3_ .B8Z +.J>-VTC4+<7>A7Z:5/<K:
M+J64V"1CM4E-V\(3QN(^F01GK*X3XF'6+'28-;LFM+BRTJ=+N?3YH23/M;J'
MW<%<[@,=0#SC%=V#D T %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !VK(TCP[:Z+>7]U;37#27\OGW'FN&#28 W8QQP ,#CVK7HH P;;PG:0LPFO
M=2O;<S>>MO>732QJV=PZ\D \@$D# XXK>HHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
L* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#_]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>GRAPHIC
<SEQUENCE>27
<FILENAME>hbnc-20241231_g1.jpg
<TEXT>
begin 644 hbnc-20241231_g1.jpg
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M#\ ?^(3;_@J9_P!)=O\ RH:Y_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _
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M_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _ '_B$V_X*F?\ 27;_ ,J&N?\
MQZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_XA-O^"IG_ $EV_P#*AKG_ ,>H
M_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;_@J9_P!)=O\ RH:Y_P#'J/\
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M_P!)=O\ RH:Y_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _ '_B$V_X*F?\
M27;_ ,J&N?\ QZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_XA-O^"IG_ $EV
M_P#*AKG_ ,>H_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;_@J9_P!)=O\
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M#\ ?^(3;_@J9_P!)=O\ RH:Y_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _
M'_B$V_X*F?\ 27;_ ,J&N?\ QZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_X
MA-O^"IG_ $EV_P#*AKG_ ,>H_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;
M_@J9_P!)=O\ RH:Y_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _ '_B$V_X*
MF?\ 27;_ ,J&N?\ QZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_XA-O^"IG_
M $EV_P#*AKG_ ,>H_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;_@J9_P!)
M=O\ RH:Y_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _ '_B$V_X*F?\ 27;_
M ,J&N?\ QZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_XA-O^"IG_ $EV_P#*
MAKG_ ,>H_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;_@J9_P!)=O\ RH:Y
M_P#'J/\ B$V_X*F?])=O_*AKG_QZOW^HH _ '_B$V_X*F?\ 27;_ ,J&N?\
MQZC_ (A-O^"IG_27;_RH:Y_\>K]_J* /P!_XA-O^"IG_ $EV_P#*AKG_ ,>H
M_P"(3;_@J9_TEV_\J&N?_'J_?ZB@#\ ?^(3;_@J9_P!)=O\ RH:Y_P#'J/\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH *_A"_:P_P"3IOB7_P!E UG_
M -+IJ_N]K^$+]K#_ ).F^)?_ &4#6?\ TNFH _;_ /X--O\ E*9^UW_V\?\
MI\GK]_J_ '_@TV_Y2F?M=_\ ;Q_Z?)Z_?Z@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** /GG_@K
ME_RBJ_:4_P"R#>+?_3/=5^=__!DY_P H[_BC_P!EHG_]-&G5^B'_  5R_P"4
M57[2G_9!O%O_ *9[JOSO_P"#)S_E'?\ %'_LM$__ *:-.H ]X_X.%?\ @MGX
MJ_X)5_#GPG\+?V=?"%CX@^+_ ,2I)E\/0ZC;O/;Z39QLD;73PH0T\KR2+'#%
MD*S*[-D1^6_Q-\=OCC_P=N_\$X_@E;_\% ?VCOC#X(\9>#K-[:Y\8> 'TC3)
MY-'@F=$5;N.TL[=HT#ND;-:7#E"V6.T,PG_X.\OA/\3_ (._M@_LY_\ !2K2
M_!ESK?A'PD]IIFK^6A,-M>V6IG48(IFP1&+E9954G@F!@>P/J/\ P6*_X.-_
M^"9/QW_X)2>.?AK^SM\79O%7C7XI>%O['T_PBVA74%SI/V@J+B2\:6,1Q&%-
M^ KOOD";-R$R* <S_P %H_VX?C__ ,%/O^#?S1/VROV0]2TWP[\-]15HOV@?
M">J-!-=P2Q:A8PPVD$CPEVV7P60/&8B\+HS#YB@N_P#!IQ;?\%,_"?[)1^(_
MBG5](\1?LWV_@OQ')\./ NDK9)K$_B./5E9D,C0I(!(4OD7S9S&#*F0  5X+
MP#^QU\8_V7_^#-WXJ^'OBGX9O=.UWQI/'XR&AW<++<6%C+JVE"+S$/*%K>T6
MX*GE5E^8 A@.M_X(._\ !3OX4_"C_@@WXJ^!G[/WC:VUK]H#X4_#;QSXR@\"
M/I-R[Q10WDLT-RQ,8BF0&[MF\I7+N"P ^5MH!8LO^(NW]L>7QS\<E^,7@G]F
MC0?#FIS+I'@3Q7I]E;"5$C\P>3.]A=M/$%94,\\RQ,^=H4*VWWG_ (-BO^"P
M?[2?_!47X4?$OP/^UH^EZCXQ^%]_I8/B;3=.CLSJMK?K=[?.AA A66-[.0%H
ME1661/D!4LWY=?\ !/OQ'_P3+_;O^!OCC]KG_@O'_P %+OB'XF\:Z#XCG>V^
M%NJ^-YX(KNQ$$<L3VEK&IDG:20RQK':M$D6P JH*M7T1_P &/-YIJ>+OVH+!
M$%O++#X2DM[-VRZQK)K08<\G:70$^XH ?_P8X_\ (<_:B_W/!W_H6N5_0#7\
M_P!_P8X_\AS]J+_<\'?^A:Y7] - '\IO_!#+_@JQ^S#_ ,$H_P!N[X[_ !+_
M &G[#Q3<:=XIBN=,TQ?"VDQ7<@G35&E)=9)H@J[0>03SVKUG_@NK_P %@?V?
M/^"['P^^'O[(O_!/O]DGXC^*/'EAXV74H=:U+PK +Q+?[// UG;):S3RE)7F
MCDD+^6B_9D)#'E-C_@U/^#'P>^-?_!1C]I?P_P#&7X4>&O%MA#HEP\-EXGT*
MWOX8V;5RK%4G1E!*D@D#D'%5?^"K7[-?Q\_X-LO^"C_A[_@H+_P3[%UIGP>\
M?ZJ/MGA6"9QID=P"9+K0+I!E?L\J;Y;8D;H_G$>#;AB ?H1^TW^VEXU_X-W_
M /@A3\(?#'BW1K#Q'\6[3PSIGA/0=(O+AI;*+5C;--</*T;!I+:U577Y"/,*
MQ*"@?<OR/XW_ &C_ /@ZQ_97_8_TS_@K1\5?VAO 'B/P'/96.MZS\++KP]8_
M:;+2;MX_(>>&"QA:-,2Q[A#=&>-7!?[LFSH/^#HC7=-_X*3?\$A?@;_P4:_9
M>^T:UX(TK7GO=<CA3=+I<%] ('-R%R$:WNX!:R<G;)*,9'-?*NO^$O\ @W/T
MG_@G_P"'OCGXK_;J_:3\4^*-3TC3K;6_@OHWQ#MAJ$-ZWEK=P&&XT_RD@A(E
M99'?RW6-0K,644 ?67_!>7]L/]HW_@I!_P $#/ G[:W[+VHZ9H/P?\16H?X\
M>%=0>":\6]CUG3;6RMK>1X3(1#J44Q+HT1>/8S A@HT_^#:V]_X*@?#+_@F%
MKOQA\8?$KPZ?@#IOPC\5WOP8TBVM+-]0T[6X-3O))II_]'$CI]HCO&"R22*0
MRC:!@"7]KCX&? OX9?\ !H/XRM/V3/!'Q1TCP5KQT?Q+H^D_%O[&VN16\_BC
M3I&ED%D/*$+JOGQD<F*17;&<#LO^#=O]K+]GGX\_\$1H/^"=GPN^),.I_&3P
M_P###QM-K/@J.PN5FMH;G5K_ ,B3S6C$+AO[0M,!7)S+C'RM@ ]&_P"#73_@
MI+^V)_P4G_9Z^)_CW]L7XH0>*-4\-^,[6PT>X@T"RT\06[V@D9"MI#&KY8YR
MP)]ZXG_@G;_P56_;E^/G_!P[\<OV"OBG\7;?4?A;X+?Q0/#GAU/#=A ]M]CO
M[>&WS<Q0+/)M21A\[G=G)R17Q_\ \&GW_!3_ /8E_8-^#GQI^%'[8GQQL/A_
MJ-UXAL]9TP:Y:SXO(H[=X9XX_+C8F9&1,Q8WMY@VAL-A?^#?CXUZ+^TE_P '
M,WQN_:#\+Z9?6FC^-]%\7:YH<.IVQAN#876I6<UJ[H?NEH'C?'(^;@D<T =3
M\2O^"R__  7,^)W_  5X^-__  35_8Q\:Z-KEY/XIUSP]\.K?4_#NE01^%8K
M2\69M1:X:WS*8K2WGB N&D4F<';)($4^F?\ !1C]N'_@N=_P2K_X) _#KXC?
MM#_M(Z8GQQU[XVWFE:MJD'AO1+U(]"%G=M;6_P EL8'+-;+<"0()0LRHY!5E
M'GO_  21LX+K_@[F_:6GFC#-;S^-I(B1]UCJ=JF1^#$?C7MO_![)_P H]/A;
M_P!EFA_]-.HT >5?M)?M;_\ !S[XM_8-L_\ @K7X(^,G@'X;?#*R\-6.M6GP
M^TO3+*[UJ\TJ01JNK7(NK"2*03*ZW!C6:,"-\K"I !_2W_@A?_P40\;?\%.O
M^"=WAG]I3XIZ'8V/BV+4KW1/%"Z7$8[:XN[5P!/&A)*"2)XG*YPKLP'R@5Y/
M^U3%''_P:UWL2( J_LB:.%4#@ :+:XK@_P#@SL_Y1"/_ -E5UO\ ]%6= 'V-
M_P %A/\ E%%^TE_V0[Q1_P"FNXK\5_\ @V,_X+0_\$[?^";?[$?CGX1?M>_&
MJ\\.>(M7^*%SK6FZ=:^%-1O_ #[-M-L(%?S+:"2-29()5VLP/RY(P03^U'_!
M83_E%%^TE_V0[Q1_Z:[BOR4_X--/^"<?["O[8O[!WC[XA?M1_LL>#O'6MZ=\
M7+G3K'5/$6E+/-!:+I>G2B%6/1 \LC8]7- 'SIX'^)WP_P#^"K/_  =%_#_X
M_?\ !.WX2ZAI'A/3_&^AZ]KU^NE"S-S::88Y-1U.XC3Y8!.J&$;B&D9X]P$D
MI6OO/_@I?_P5W_X*,_'_ /X*C0?\$<O^"/&J:!X:\3:2N/&7Q$UVSAG$,ZVP
MN;A%,\4T<%M!$RJ[B&29YB4C VCS/U+_ &>/V0OV6/V2-%NO#W[,/[._@WP#
M:7[*VH)X4\.V]DUXRYVM,\2!IB,G!<DC/%?S9?MT_LU_ /X'?\')'Q"\-?\
M!2/XE^/?AS\,OB5K-YKVC_$'P3J)LI8XM0C\ZWE\[R)B;9;@26LN$.UD))"H
M30!]V?LT_P#!4S_@J]_P3:_X*?>!_P#@FE_P63\:^%?B)HOQ4-I#X-^(_ARR
MA@:WFNYFM[5U>&WMA+$;E?(ECFA66,LL@<H ).?_ ."R_P#P6H_X*A_L??\
M!9O2OV.?V/\ 7+#7=&UWP]I5KX=^'UYX>L'&H:SJ4,MO;EKEXO/"BZ>"38)4
M4^7M+*K$UX)\-/V?/^"!WC7_ (*I?#']F?\ 9V^+7[5GQQ\41:UIE[H/CCP]
MXPTK4M(L+R*X-RRS-<VL,AM8$B6::6$L I<+EU(KO?\ @HQ9V]]_P>*_ Z&Y
MC#*L_A60 C^)(YW4_@5!_"@!W[=7P=_X.B-%_P"":GQDUC]M;]I[P3>^#[>Q
MEE\6Z+]AT5I;S1&@WSK;RVEB'#>:R($+1%?+<JQ5@:M_\&H4O_!0OX;? !_C
MSXD^-'A#3/V0_#UQXEO?%.AW%M!_:<6H06B2271?[*9?*7:C$"?&$/R]C^H?
M_!>#_E#Q^T/_ -DUO?\ V6OAK_@W/^#&N?M'_P#!ME\4OV>O#-TD&I>.V\<^
M'M.FD?:L<][IRV\;,>P#2#/M0!Y'\*?^"FO_  <$?\%UOC5XXU;_ ()6^*?"
MOP9^%'@N^6&WO_$%G:%IRQ9H([FYGM+N26Z=%+M';QK%&I57)RKO[A_P2(_X
M+8?MRZ;_ ,%!]4_X(]_\%@/#FFI\3H7EB\,^,M.LX+8WEREM]K6"X6V"V\D<
M]M^]@GB2//RHRLT@*?+O_!L7_P %6OV5?^"8?@'XM?L*_P#!07Q'<_"SQ';?
M$";68+OQ!H]R5-P+:&SNK";RHW:&6)K16 <!6\Q@#D -'^SQXYB_X+3?\'3N
MG?MA?LJ>']2E^%GPRDLK[4/%ES826ZR6EA9-%#*ZN 4:ZNSLBB?$ABRS*-CJ
MH!V/[5?_  6>_P""U#?\%IOBM_P35_8K\5Z1K\VHZK-H'PTT+4?#NF(FAR_9
M8+J34'G> /+Y$"73XF=D&=S+($$;=7^W]^VI_P %[_\ @E/_ ,$D_#?Q._:?
M_:9TD_&36_C^VC1:G:>'-#OHE\.'2;J6.([+7RG9[BW:3>4$JKM4XY%<5^Q_
M9V]S_P 'HWQ,FFC#-;SZ])$2/NL=#C3(_!B/QKW;_@]?_P"4;OPT_P"RWVG_
M *9]5H \*_:K_;H_X.9]._8"T+_@L'8_&_P!\/?A6-.T>[MO 6DZ19W>J7%A
M=R0VUOJ=V+FP='6YDFB<I',FU;A2L48!QJ#_ (*'_P#!Q[_P4A_8-UO_ (*-
M_LK>,?AS\&OAU\-_#=S<:IIEC;17&J>+[C3;?S=2O+87EG<JL0=)=D!>(?*8
M]TS+O/T-_P %.$5/^#0+3$10 /@'\,0 .W^E:#4/_!&]$7_@TTU0JH!;X4_$
MLM@=3]KUD?TH ]1_X(9_\%;OVCO^"AG_  2T\9?M$>/_ (71^,/BO\-]2U+1
MSHWAX0V/_"6W4%C#=VA4,5BMI)C.L+XP@9&<*H8(/D:]O?\ @[O^-GPG\<_M
MB>*_VCO!'P&TKPM)?7-G\-O$.C6%E,\%O'YC"#S=/N@\;<I&]U<_.PY(7#UY
MA_P0#_:%^,O[*/\ P;O_ +7'[0_[/NG?:/&/A7Q?<W>B.;03BS<Z;IT;WAC8
M%7%O&[SX8%?W/S KD5XC^R;_ ,.J_P!JW]AOQ;^VA_P6 _X*+?$3XB?&:RGU
M06'PIUSQW<[VG5#]A2VME!GN/-8I\\<B01AMC!!&S$ _4[_@A3_P6*_:._X*
M,?\ !-CXN_$[XY-I:_$?X4PWL*^(M*TY((]10Z<]S:W,EN 8EE$B2*RHHC8(
MIV#)%?&G_!+?_@IM_P ''O\ P5\^%?C#X1_LV?&CX>Z1J_AC5H[SQ%\8_&6@
MV=J+*VGA"VNE6MM:V$D;2,\-U*\K02$*5&^+"^99_P"#2:\LG_X)P?MAZ>EP
MIN8K022Q _,J-H]Z$8CT)1Q_P$UZ)_P9!1H/V:OCK*%&X^.=*!;') LY,?S/
MYT =9_P0"_X*[_\ !1#XJ?\ !0/XE_\ !+'_ (*5:_I_B;Q3X,LM3>S\26^F
MVMO<6][IUW%;W%J[6D<<5Q ZR-(DNP/^[Y+!QMY[]JC_ (*Y_P#!5O\ X**_
M\%0_%O\ P3%_X(P^)?#/@;3_ (=R7T'BCX@:]903&9[*9+>\N)))[>Y$%LMT
MZP1K!"\LA(?=M?:GF_\ P3" '_!X!^T( /\ EIXN_P#1UM7G'_!/3]HKX=?\
M$//^#AC]H/P?^WK?7?A7PWXW?6K;2?%ESITTT(ANM5CU#3[QQ&K.8)H592Z!
M@DC -@(Y4 ^VO^":_P"UK_P7T^ ?_!11OV!_^"G7PDU'XK^#+ZV'E?&CP;X+
M;^S='D>$RP2M?6UI;PR6[LIA=)XTG1R&SM4JWGG[47_!6#_@JK_P4?\ ^"I'
MB[_@F)_P1I\:^&?A_I7PU-[#XO\ B'KUE#,T\EE,EO>3/)-;W A@6Z=;>)8(
MFED;]X7",1'[E\'/^#D?PK^UM_P5;T/]@7]AKX +\4? FHV\9U7XHP:Q<:<N
MFK&CRWMX();1O-MXE\N-2YB\V4[58AXRWY!^'OV6/V4/@9_P7.^./[-W_!5;
MXY?$3X1>'-6U[6;WPMXW\'ZW_9JW+75^+NQDN9C;S?Z+/:NQWXPDH56(PQ !
M^F__  3B_P""LG_!2']G3_@J./\ @CK_ ,%A]4\.>*?$6OVOF^!OB3X>LX;=
M;F1K=YX5;R88(YK>9(I(T8PQRI,FQPV[*?L+7\\W_!/7X'_\$0?B!_P6?\(_
M#+]D7QI^U-\5_&/@35H=:T'XF2^)M+O_  V191BYD>Z>6VAN5LTD/D;T!$DC
MJJ9$BL?Z&: "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH *_A"_:P_Y.F^)?_90-9_\ 2Z:O[O:_
MA"_:P_Y.F^)?_90-9_\ 2Z:@#]O_ /@TV_Y2F?M=_P#;Q_Z?)Z_?ZOP!_P"#
M3;_E*9^UW_V\?^GR>OW^H **** "BBB@ HHHH **** "BBB@ HHHH **** "
MBBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **
M** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@#(^('@+P9\5? NL_#'XC
M>&[36?#_ (BTJXTW7-(OXM\%[:3QM%-#(O\ $CHS*1W!-<A^S5^R-^S-^QSX
M0OO /[+GP2\/^!=%U+4CJ%_IOAVQ$$4]T8TC,S*.K;(T7/HHKT:B@#)\<^ _
M _Q/\(ZA\/\ XE>#=*\0Z#JUN8-4T77-/CN[2\B/6.6&56213@<,"*^=/AE_
MP14_X)0_!WXDP?%SX=_L%_#NPU^TN1<65X^C?:$M)@=RR0PS%XH64\JR*I4@
M;<5]0T4 9_BWPEX6\>^%]1\$>.?#=AK.BZO92V>JZ3JEHEQ;7EO(I22&6)P5
MD1E)4JP(()!%>)?LQ?\ !+;_ ()[_L8^/K_XI?LO_LG^$_!OB'4[*2SN]7TN
MU<S&VD=7>%3([>7&S(A*)A3M7C@5[[10!\R:'_P1C_X)5>&_C"/CSHG[!7PV
MM_%"7WVR*\7P\A@BN-VX3):G-O&X8;@RQ@AN1@\UZ+\%_P!AO]D/]G3XI^)/
MC9\"OV>O#'A3Q7XO:9O$^N:)IX@GU(RS^?(92O#9E^?IP2<8R:]6HH \G_9C
M_85_8^_8OEUR;]E/]G7POX"?Q+]G_M]O#>G"W-]Y'F^3YF/O;/.EQZ>8WK7K
M%%% 'D7[/G[!'[&?[*'C36_B+^S?^S=X5\&:[XCB,6NZIH.FB&:^0R>:5D8?
M>&_YOK75_'K]GGX'?M1_#:[^#W[1/PKT3QEX7O9HIKK1-?L5N+=Y(G#QOM;H
MRL 01@]1T)KLJ* /-_@E^Q]^R]^SA\)]0^!'P/\ @7X<\.>"]5GGFU+PK8Z<
MOV"Y>>-8YM\#Y1@Z*JL",,!R#7C>@_\ !#?_ ()$^&?B''\4=%_X)\_#6+5X
M;K[1#OT,26D<F<AEM')MUP0" (P!V KZLHH R?&G@+P1\1_!>H_#?X@>$-,U
MOP_K%A)8ZKHFJV23VEY;.I5X9(G!5T*D@J0017CW[*W_  3$_8$_8B\:ZE\1
M_P!E+]EGPOX)U[5[!['4-7TFW<W$EJTB2M 'D=BD1>*-BBX4F-3CY1CW>B@#
MYM\=?\$>?^"7?Q,^-$W[0GCW]A7X<:KXNNKTWE[J=WX>C*7ER6W--/!_J9Y&
M;YF>1&9CR237>^!/V'/V0OAA\?-5_:E^'O[._A;1OB'KEM);ZMXOT_3%CO;J
M)_+#(SCJI\J/C_8'I7JM% 'D_P /_P!A7]C[X5?'[6_VJ/AQ^SMX7T;XB^)/
MM/\ ;WC&PTX)?7WVB19)_,DZMO=%9O4J*TOVE?V1?V9?VQO"-CX"_:D^"/A_
MQUHVF:D-0T_3?$5B)XH+H1O&)54]&V2.N?1C7HU% ''Z]\ /@MXG^!S?LT^(
M/AII-YX!?P_'H;^$Y[8&R.FI$L26OE]/+$:JH7T JK^SQ^S)^S_^R7\/C\*/
MV:OA)HG@KPV;^6].C:!:""#[1(%#R[1_$P1<G_9%=U10!C_$/X?>"?BSX#UG
MX7_$GPS::UX>\0Z9/IVN:1?Q;X+VTF0QRPR+_$C(S*1W!KD_V:_V2?V:?V.O
M!M[\//V7/@IH'@71-1U-M1OM+\.V0@AGNVCCB,S*.KE(HUSZ(*]$HH *\P_:
M@_8L_9._;3\+6W@S]JS]GWPOX[L+&1I-.7Q!I:2RV3L &:";B2 L  3&RY
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MT!_X*=+_ /B*/^'/W[=?_2>G]H#_ ,%.E_\ Q% 'W]17P#_PY^_;K_Z3T_M
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M3%_:S_8P\(?\$"?AY\6?&'BGPW)X$\"_!:WTSXB:9<O;R*M[:V7E:A83V\I
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MAK^PO[$T3_A!="O/LWVC0M/NIOWUU8RS/NFGE?YG.-V!A0 /U _X<_?MU_\
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MJ$O@CQ8?'T?B33K'Q!=:;]J6'3K.>+=-;2QR+MEC0@AAW'0D'#_X*,?\$?\
M_@EA^QG^QOX__:3^"OQV\:_!?QGX2\+WFI^#_%.D?&[5FFEU6"%I+6V6*YO)
M/.,LP2+RXP)#YGRD'!K6_P""XW[.7P7_ &MO^"OG[!?[/'[0W@B/Q'X-\2-\
M0(];T66]GMUN5BTVSGC!DMW21<211M\K#.W!X)!\I_X*A_\ !#O]EK_@F>GA
MW_@J'^P=^Q_X?\3Z'\+KU+KXL_!CQ8DNMZ=K&A;E\Z_MOM[3O;W-O@.6!*!
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M036:R76FL+:6\C6*:/RBGF!7D!;]T5'BO@__ )11?\$F_P#LZ_PC_P"EVHT
M?NW7YV>"?^"+>I?M<^//B3\?O^"O/C/Q%XM\3ZUXUOO^%;^'O"?Q/U:PT;P9
MX=3:+%+2.SEMQ]IQN,CR*X9E4D%B[/\ HG7Y,_M2_M]S?\%8_P!H3QC^P)\
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M=\7?&.E:%\1/A;\6_%1^,5KK-_';3VEPUZ\GV^X\U@1"T6Q1.WR'R6&[Y3@
MRO\ @@?^U[\&O#O[!?[37[8WQ)^+26WP[L_VH/&^NKXGU9IMD6DO'830LJ./
M,&Y9%"0A=Y9P@7<0M>GZ+_P7_P#@=;V>@_$OXQ?L;_'_ .&WPE\47UO;:%\:
M/''@2*WT BX8+;W%RT=S)-:6TQ9/+FDC"L'4G:#FOS&\30VWQO\ ^#=K]KWQ
MS^S?!/+X'E_;:UCQ$8=*LA(?^$9%]I4RNL)P&2.-H)BK?*%B); 4D?4O[<WP
MN^)6M_\ !-S5_BM^U1_P<;-XC^ WC708+<Q:3^SWX48Z[;SO'Y5O9K:A)VF#
M%#MB*R1["QV;"0 ?H;\6?^"BWP2^!O[9WP[_ &*OBIX7\4Z/J7Q6TZ>;P%XW
MN;.U_P"$=U6\BY?3%N1<&5+S!0K&T(5_-C"N6=5,OP2_X*$_!C]HK]KKXC_L
MA?!WPOXHUJ[^%$4,?C?QS;65M_PCUEJ4IXTI;@W'FRWB@.71(2D?ENK.K#:?
MAW_@L#IG@WQ%_P $^?V=O^"7?PZL-2\<?'WQTGAB#X-ZC?1R:9JWA^?3((#<
M>*KH*6EL!#"DOF+DMF611N$;E?2/^#=+Q?X!^'/[-/BC_@G]XF\ Q>#_ (V_
M!;Q;=VOQDT>>Z:>XUV^N96DC\1":3Y[J*\CV%9#G 15&(_*+ 'Z(T444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 5_"%^UA_R=-\2_\ LH&L_P#I=-7]WM?P
MA?M8?\G3?$O_ +*!K/\ Z734 ?M__P &FW_*4S]KO_MX_P#3Y/7[_5^ /_!I
MM_RE,_:[_P"WC_T^3U^_U !1110 4444 %%%% !1110 4444 %%%% !1110
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M?QD_9<\!Z]^QKXG_ &2?A%\+/!>G:%?^#+O1-!\*7NF&WT* 21,L<4L%J 1
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MHHH **** "BBB@ HHHH **** "OD#]J/_@@K_P $GOVT?CMKO[2_[2_[*?\
MPDOC;Q+]E_MO6_\ A.M=L_M/V>UBM8?W-K?10IMA@B3Y4&=N3EB2?K^B@#X
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M?'%/VD/@_P#L2^!M!\90737-CJUGIK%;&8Y_>VT#,8;5QDX:)$*YX(KZ5HH
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MXY\,:5<Z;X?\32HQN;&TN/\ 70H<X"OWXKLJ* .-U[]GKX*^)_C;H/[2&O\
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MB@ HHHH **** "OX0OVL/^3IOB7_ -E UG_TNFK^[VOX0OVL/^3IOB7_ -E
MUG_TNFH _;__ (--O^4IG[7?_;Q_Z?)Z_?ZOP!_X--O^4IG[7?\ V\?^GR>O
MW^H **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ KY0_:\_X+&?LN
M_L5?&2?X&_%?X>?%C4M7M]/@O'NO"'PTOM4LC',"5 GA4J6&.5ZBOJ^B@#X!
M_P"(D#]A3_HCW[0'_ADM4_\ B:/^(D#]A3_HCW[0'_ADM4_^)K[^HH ^ ?\
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MS2/83O%EXF5WD9", M+G?&45AXU^T7\,?^"]O_!3WX1ZA^Q;\<_V<OA#\ _
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M5XT\*>%M/_X5'H/B=_B]::3KC/#8ZAJ>D10+'9"10]Q$+@.,G!"@$YZG[JH
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MU<ABN,(ZLA8*H9'?._9]\,?\'#__  3N^%>E?LA^"OV?/@]^T)X/\'64>D^
MO'LWCAM OXM*B&RUBOK>?AFBB")B+.%0#S)"-YZOX&?\$O?VN5^!G[77QW_:
MH\6>$=8_:&_:F\!W>D7&D>$3)#H6@0PZ-<6&FZ?%+,-[X$J"69@?N+R^UI'
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MC]%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %?PA?M8?\G3?$O_ +*!K/\ Z735_=[7
M\(7[6'_)TWQ+_P"R@:S_ .ETU '[?_\ !IM_RE,_:[_[>/\ T^3U^_U?@#_P
M:;?\I3/VN_\ MX_]/D]?O]0 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !7FGP=_9&^!GP'^,WQ
M+^/OPT\-7%GXG^+FI6-_XYO9=2FF2\GLX&@@9(W8K"%C=@0@ .<G)KTNB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
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MA?M8?\G3?$O_ +*!K/\ Z735_=[7\(7[6'_)TWQ+_P"R@:S_ .ETU '[?_\
M!IM_RE,_:[_[>/\ T^3U^_U?@#_P:;?\I3/VN_\ MX_]/D]?O]0 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 >%_\$]_^2)ZM_V/
M>L_^E)KW2O"_^">__)$]6_['O6?_ $I->Z4 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4
M444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !11
M10 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M !1110 4444 %%%% !7\(7[6'_)TWQ+_ .R@:S_Z735_=[7\(7[6'_)TWQ+_
M .R@:S_Z734 ?M__ ,&FW_*4S]KO_MX_]/D]?O\ 5^ /_!IM_P I3/VN_P#M
MX_\ 3Y/7[_4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M%%%% 'A?_!/?_DB>K?\ 8]ZS_P"E)KW2O"_^">__ "1/5O\ L>]9_P#2DU[I
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %
M%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 44
M44 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !111
M0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 %%%% !1110 4444 %?PA?M8?\G3?$O_LH
M&L_^ETU?W>U_"%^UA_R=-\2_^R@:S_Z734 ?M_\ \&FW_*4S]KO_ +>/_3Y/
M7[_5^ /_  :;?\I3/VN_^WC_ -/D]?O]0 4444 %%%% !1110 4444 %%%%
M!1110 4444 %%%% !1110 4444 >%_\ !/?_ )(GJW_8]ZS_ .E)KW2O"_\
M@GO_ ,D3U;_L>]9_]*37NE !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%
M%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 444
M4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !
M1110 5_"%^UA_P G3?$O_LH&L_\ I=-7]WM?PA?M8?\ )TWQ+_[*!K/_ *73
M4 ?M_P#\&FW_ "E,_:[_ .WC_P!/D]?O]7X _P#!IM_RE,_:[_[>/_3Y/7[_
M % !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110!X7_
M ,$]_P#DB>K?]CWK/_I2:]TKPO\ X)[_ /)$]6_['O6?_2DU[I0 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %?PA?M8?\G3?$O_ +*!K/\
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M_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\
MA,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/
M_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0
M!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP
M_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:
M?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_
M9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H
M4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP
M_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9
MVG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN
M?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_O
MJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@
M_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\
MA,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[Z
MH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[
MZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!
MJ#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A
M,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4
M4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ
M% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_
M]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__
M #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%
M']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]
M^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,
M/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__
M #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[Z
MJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/
M^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!
MJ#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'
M_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^
MJ/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:
M@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0
M:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ
M_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4
M_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\
M?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C
M#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\
MSXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V
M=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_
M 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#S
MXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_
M ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V
M=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:
M@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#'_0:@_[ZH_X3'PQ_
MT&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?#'_0:@_[ZH_X3'PQ
M_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X3'PQ_P!!J#_OJC_A
M,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?H4 4_P#A,?#'_0:@
M_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SXP_\ ?H4 4_\ A,?#
M'_0:@_[ZH_X3'PQ_T&H/^^JN?V=I_P#SXP_]^A1_9VG_ //C#_WZ% %/_A,?
M#'_0:@_[ZH_X3'PQ_P!!J#_OJKG]G:?_ ,^,/_?H4?V=I_\ SXP_]^A0!3_X
M3'PQ_P!!J#_OJC_A,?#'_0:@_P"^JN?V=I__ #XP_P#?H4?V=I__ #XP_P#?
MH4 4_P#A,?#'_0:@_P"^J/\ A,?#'_0:@_[ZJY_9VG_\^,/_ 'Z%']G:?_SX
MP_\ ?H4 2HZR()$;*L,@CN*6@  8 P!T HH **** "BBB@ K^$+]K#_DZ;XE
M_P#90-9_]+IJ_N]K^$+]K#_DZ;XE_P#90-9_]+IJ /V__P"#3;_E*9^UW_V\
M?^GR>OW^K\ ?^#3;_E*9^UW_ -O'_I\GK]_J "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@#PO_@GO_R1/5O^Q[UG_P!*37NE>%_\
M$]_^2)ZM_P!CWK/_ *4FO=* "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M'O6?_2DU[I0 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M/?\ Y(GJW_8]ZS_Z4FO=*\+_ .">_P#R1/5O^Q[UG_TI->Z4 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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M'_OT*/[.T_\ Y\8?^_0H I_\)CX8_P"@U!_WU1_PF/AC_H-0?]]5<_L[3_\
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M#4'_ 'U5S^SM/_Y\8?\ OT*/[.T__GQA_P"_0H I_P#"8^&/^@U!_P!]4?\
M"8^&/^@U!_WU5S^SM/\ ^?&'_OT*/[.T_P#Y\8?^_0H I_\ "8^&/^@U!_WU
M1_PF/AC_ *#4'_?57/[.T_\ Y\8?^_0H_L[3_P#GQA_[]"@"G_PF/AC_ *#4
M'_?5'_"8^&/^@U!_WU5S^SM/_P"?&'_OT*/[.T__ )\8?^_0H I_\)CX8_Z#
M4'_?5'_"8^&/^@U!_P!]5<_L[3_^?&'_ +]"C^SM/_Y\8?\ OT* *?\ PF/A
MC_H-0?\ ?5'_  F/AC_H-0?]]5<_L[3_ /GQA_[]"C^SM/\ ^?&'_OT* *?_
M  F/AC_H-0?]]4?\)CX8_P"@U!_WU5S^SM/_ .?&'_OT*/[.T_\ Y\8?^_0H
M I_\)CX8_P"@U!_WU1_PF/AC_H-0?]]5<_L[3_\ GQA_[]"C^SM/_P"?&'_O
MT* *?_"8^&/^@U!_WU1_PF/AC_H-0?\ ?57/[.T__GQA_P"_0H_L[3_^?&'_
M +]"@"G_ ,)CX8_Z#4'_ 'U1_P )CX8_Z#4'_?57/[.T_P#Y\8?^_0H_L[3_
M /GQA_[]"@"G_P )CX8_Z#4'_?5'_"8^&/\ H-0?]]5<_L[3_P#GQA_[]"C^
MSM/_ .?&'_OT* *?_"8^&/\ H-0?]]4?\)CX8_Z#4'_?57/[.T__ )\8?^_0
MH_L[3_\ GQA_[]"@"G_PF/AC_H-0?]]4?\)CX8_Z#4'_ 'U5S^SM/_Y\8?\
MOT*/[.T__GQA_P"_0H I_P#"8^&/^@U!_P!]4?\ "8^&/^@U!_WU5S^SM/\
M^?&'_OT*/[.T_P#Y\8?^_0H I_\ "8^&/^@U!_WU1_PF/AC_ *#4'_?57/[.
MT_\ Y\8?^_0H_L[3_P#GQA_[]"@"G_PF/AC_ *#4'_?5'_"8^&/^@U!_WU5S
M^SM/_P"?&'_OT*/[.T__ )\8?^_0H I_\)CX8_Z#4'_?5'_"8^&/^@U!_P!]
M5<_L[3_^?&'_ +]"C^SM/_Y\8?\ OT* *?\ PF/AC_H-0?\ ?5'_  F/AC_H
M-0?]]5<_L[3_ /GQA_[]"C^SM/\ ^?&'_OT* *?_  F/AC_H-0?]]4?\)CX8
M_P"@U!_WU5S^SM/_ .?&'_OT*/[.T_\ Y\8?^_0H I_\)CX8_P"@U!_WU1_P
MF/AC_H-0?]]5<_L[3_\ GQA_[]"C^SM/_P"?&'_OT* *?_"8^&/^@U!_WU1_
MPF/AC_H-0?\ ?57/[.T__GQA_P"_0H_L[3_^?&'_ +]"@"G_ ,)CX8_Z#4'_
M 'U1_P )CX8_Z#4'_?57/[.T_P#Y\8?^_0H_L[3_ /GQA_[]"@"G_P )CX8_
MZ#4'_?5'_"8^&/\ H-0?]]5<_L[3_P#GQA_[]"C^SM/_ .?&'_OT* *?_"8^
M&/\ H-0?]]4?\)CX8_Z#4'_?57/[.T__ )\8?^_0H_L[3_\ GQA_[]"@"G_P
MF/AC_H-0?]]4?\)CX8_Z#4'_ 'U5S^SM/_Y\8?\ OT*/[.T__GQA_P"_0H I
M_P#"8^&/^@U!_P!]4?\ "8^&/^@U!_WU5S^SM/\ ^?&'_OT*/[.T_P#Y\8?^
M_0H I_\ "8^&/^@U!_WU1_PF/AC_ *#4'_?57/[.T_\ Y\8?^_0H_L[3_P#G
MQA_[]"@"G_PF/AC_ *#4'_?5'_"8^&/^@U!_WU5S^SM/_P"?&'_OT*/[.T__
M )\8?^_0H I_\)CX8_Z#4'_?5'_"8^&/^@U!_P!]5<_L[3_^?&'_ +]"C^SM
M/_Y\8?\ OT* *?\ PF/AC_H-0?\ ?5'_  F/AC_H-0?]]5<_L[3_ /GQA_[]
M"C^SM/\ ^?&'_OT* *?_  F/AC_H-0?]]4?\)CX8_P"@U!_WU5S^SM/_ .?&
M'_OT*/[.T_\ Y\8?^_0H I_\)CX8_P"@U!_WU1_PF/AC_H-0?]]5<_L[3_\
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M#4'_ 'U5S^SM/_Y\8?\ OT*/[.T__GQA_P"_0H I_P#"8^&/^@U!_P!]4?\
M"8^&/^@U!_WU5S^SM/\ ^?&'_OT*/[.T_P#Y\8?^_0H I_\ "8^&/^@U!_WU
M1_PF/AC_ *#4'_?57/[.T_\ Y\8?^_0H_L[3_P#GQA_[]"@"G_PF/AC_ *#4
M'_?5'_"8^&/^@U!_WU5S^SM/_P"?&'_OT*/[.T__ )\8?^_0H I_\)CX8_Z#
M4'_?5'_"8^&/^@U!_P!]5<_L[3_^?&'_ +]"C^SM/_Y\8?\ OT* *?\ PF/A
MC_H-0?\ ?5'_  F/AC_H-0?]]5<_L[3_ /GQA_[]"C^SM/\ ^?&'_OT* *?_
M  F/AC_H-0?]]4?\)CX8_P"@U!_WU5S^SM/_ .?&'_OT*/[.T_\ Y\8?^_0H
M I_\)CX8_P"@U!_WU1_PF/AC_H-0?]]5<_L[3_\ GQA_[]"C^SM/_P"?&'_O
MT* *?_"8^&/^@U!_WU1_PF/AC_H-0?\ ?57/[.T__GQA_P"_0H_L[3_^?&'_
M +]"@"G_ ,)CX8_Z#4'_ 'U1_P )CX8_Z#4'_?57/[.T_P#Y\8?^_0H_L[3_
M /GQA_[]"@"G_P )CX8_Z#4'_?5'_"8^&/\ H-0?]]5<_L[3_P#GQA_[]"C^
MSM/_ .?&'_OT* *?_"8^&/\ H-0?]]4?\)CX8_Z#4'_?57/[.T__ )\8?^_0
MH_L[3_\ GQA_[]"@"G_PF/AC_H-0?]]4?\)CX8_Z#4'_ 'U5S^SM/_Y\8?\
MOT*/[.T__GQA_P"_0H I_P#"8^&/^@U!_P!]4?\ "8^&/^@U!_WU5S^SM/\
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M5Y@\+F:_O+988KIT(LR5LBS+"'N)U<JJJB.6_7>OS#_X*U_M<?\ !1OXP?\
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH ***Y;XG?''X*_!/3?[9^,WQ
M@\+>$;/;N^U^)_$%M81;?7=.ZC'![T 9'[4?[4?P)_8N^!.N_M+_ +2_CG_A
M&O!/AK[+_;>M_P!F75Y]F^T745K#^YM8I9GW33Q)\J'&[)PH)'R!_P 11W_!
M"C_H^;_S&7B?_P"5E?./_!R#_P %=O\ @FG\;/\ @E7\5_V6?@O^V1X-\8^.
MO$CZ$NBZ-X4NWU)+DV^NZ?=3?Z3;H]N@6&"5\M( =N!EB ?YD* /[/?V7/\
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M_P /A?V[/BZ-O[(O_!"3X\:PDO%O>?%W5-.\#Q$'I(1=M*2O<8Y(Z8H_M?\
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M$?PA\(?B_P#\%3M0\1>)O$6H0-K>B>&O@HDL_AW27.&U&Y4ZW^*0#$DH#$8
M!(!^CO\ P1<_X*\?\%M?VNOV3X+KX-?LY?!;XR6OPT%KX;UBTO/'-SH/B>41
M6R>1<W37)DMI#,BMB9=H=XI<J"IKZ_\ ^'O_ .WQ\,LC]IS_ ((*?'G2_*_X
M^&^%6MZ9XT''4H+5HM_TKR'_ (('_P#!##_AW9\1X_VQ/V>_^"FVG_%?X<?$
M;P>(;S1M/^''V*UUF!B);6ZCN1JDPCEADW=8F(62:,A2Q*_J_0!\ VW_  <I
M?\$V?#=Q'9?M%6/Q=^#=P[!#!\4?@_JUFR.>BL;>*=0<\=<>]>S?"K_@LO\
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M3F^ 7Q;$7^L/PK^+D^@F8#KL&LHVW/O0!UOQK_X-\_\ @EG\6O$A^(7@_P"
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M  ;<_P#!-;4=6A\3_M(1?$_XY:S ^^/6/C'\5-3U24OW9DAD@B<GG(9".>E
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M]?H)10!_ '17]_E% "1QQPQK%$@55 "JHP !T %+110 4444 %%%% !1110
M4444 %%%% !117B'[6O_  4D_82_86TU[[]JW]J/PEX0N%B\R/1KO41/J<Z8
MSNBL8 ]S*.G*1D<CUH ]OHK\\?\ A[Y^VY^UW_Q+O^"6/_!+?QGKNE7'%O\
M%;XYRCPKX="GI<00.3=:A">.(MC]?EXH_P"'4?\ P40_;!_T_P#X*>_\%3/$
MB:-<\W7PH_9UM?\ A&=%"G[T$U^P-Y?0GH5E56XX;T /?/VN_P#@KO\ \$Y_
MV';F30OV@OVI/#MIXA1_+C\':)*VJZU)*3A8_L-F))D+'@&147/\0P:\#_X>
M2_\ !5[]LO\ T+_@G/\ \$O[OP1X?NN+?XI_M07[:+;A3TDCT:V+7DR$?,LB
ML5(QE><5])?LB?\ !+O_ ()__L)VT9_9;_98\*^&M11-K^(C9&\U:4$<[[^Y
M,ERP/)V^9MY. *]\H _/(?\ !%']H+]J\C5?^"L?_!2_XB_%"RN/FNOA?\.7
M'A+PGM/6":*T/G7J <"1VCDYY[Y^M/V7/V$?V-_V*?#_ /PCG[*G[-GA'P/"
MT0CN+K1=(1;RZ4=//NFW3W!X',CL>*[KXD_%7X7_  :\+3^.?B_\2-!\*:);
M?\?.L>)-8@L;6+C/S2SLJ+P#U/:OC#XA?\'$/[ <7BB?X:?LH6'Q!_:+\80G
M:?#OP,\#W6L!&.0K/=L([;R\CETD<  G'% 'W=222)$C2RN%502S,< #U-?G
ML/C;_P '"W[7GR?!_P#92^%/[,/AJY^[KGQ6\1MXE\0>4>DL-E8@00R=_*N1
MQTSWIT?_  06N?V@I%U3_@I__P %%?C1\?FD(:\\)1:U_P (MX5E/<?V9IK#
M'IE95X[4 ;__  4Y_P""VW[(G[+'P,\9>$?@A^V'\.+WXVOH\UOX'\,VQGU]
M_P"U2,113V^F),\3==HE"KNV[OE)K^1[]H3Q'\=_&'QK\2>+?VG+GQ%-X^U3
M4WN_%$WBR"6+4'N9 ')F24!D)4KA2  NT  8%?VV_LR_L#?L5_L::<FG_LN?
MLO\ @KP2RQ>7)?Z)H,27LZXQ^]NF!GFXXR[L:^??^"HW_! _]BK_ (*J?$?P
MA\7OB_;:AX=\3>'=0@76];\-!(I_$6DH<MIURQ'X).,R1 L!D$  'XN?\&UG
M_!3KXZ_\$Z[FZE_:ENO%VE?LG^(#=D^)KSP)JVI:7IFMH4&;.YM872$L6Q.@
MW*< [0_-?T4?LU?MY?L7_MBZ>M_^R_\ M0>"?&[&/S)+'0O$$,MY N,_O;4L
M)H3CG#HIKN/AA\)/AG\%OAGI'P9^%'@;3= \*Z!IJ:?H^@Z;;".VMK91@1JO
M<=<DY+$DDDDFOG+]I7_@A]_P2S_:IU!O$OQ%_9 \-:7XA\WSHO%7@A'T#4HY
M\Y$YGT]HC+(#R#*'Z=#0!]7T5^>W_#J;_@I'^R__ *5_P3V_X+$>-Y],MQ_H
M_@+]H?28?%EC(O:%;_:EU:Q#H!&I8#C/J?\ #PK_ (+*?LK'[/\ MN_\$EQ\
M1M'MSBZ\<_LO^)AJN\#J8]%O2MX>.<EU';Z 'Z$T5\9_ ;_@OW_P2R^./B'_
M (0'5/VCHOAOXMC<1WG@_P"+VF3>&KZUD/2-VO52!G/0*DK'/'I7V%HNMZ-X
MDTFWU[P[J]K?V-W$)+6]LKA98ID/1D=20P/J#B@"U1110 54UO0=#\2Z;)HW
MB/1K34+.88FM+VW66-QZ%6!!_$5;HH ^>_BK_P $FO\ @F-\;!(_Q+_8%^$N
MH7$V?-OX_ ME;739_P"GB"-)?_'J\*U;_@VH_P""55EJ,NN_!3X?^.OA5J<Q
MW/J7PU^*6L6$F[LP62XEC4CV4#VK[YHH _/W_ARY^U;\-!G]F'_@N?\ M,:$
M$YMH/B/?6/C&&'T4)=1190= I/3C-+_PH'_@Y"^$ASX!_P""@/[//Q=6+[H^
M*/PJNM :8?[7]C.P4GVXK] :* /S[F_:Z_X.!/A?"]I\6/\ @D1\,OBA:[2M
MW=_"WXW0:<K)C!*V^JQEY!C^#J:^5/VD]8_X)S_&6\?6OVZO^#:W]H?X>:X)
M/-F\<_#+X; K:S@Y$\FHZ+<0-(P/(9T?..AQBOVOHH _ SP=^VS^SG\#=5_L
M7]AS_@XR^*GPZN;< I\+_P!K/X<7^N62+VMQ>75I&UG$#P/+9F &,]Z^AOA5
M_P %[/VU/!7EVWQ4^"7P#_:&TI,"?Q1^RK\<;">^ '3_ (D6H2_;9)&')5=@
M!Z<$5^JWC+X?^ _B+I9T/X@^"=(UVR.<V>LZ;%=1'/7Y)58?I7SS\5?^"+7_
M  2<^-!ED\>?\$]_A69I\^==:-X3@TN>0GNTMD(G)]R<T ><_"+_ (.(O^"8
M?C_Q'%\/_BU\3]?^"GBV0*9/"GQQ\*W/ARY@![O-,#:J,\<SU]F>!OB!X#^)
M_AN#QE\-?&VD>(='NAFUU70]2BN[:8>JRQ,RMU'0U^?/Q*_X-7O^"3OC;P]<
M^%/!&@_$KP!IMUDRZ?X/^)M^UN2>I\K4&NH_P*D>U>$V/_!HE9_ SQ._C7]A
M'_@JQ\8/A1JHQY=Y'9QRRL%Z+(^GS6&\=CD$')R#TH _9.BOR_\ #G[.O_!T
M?^RG9SM\//VU_@-^T)I-C:;;/2?BEX<N=+U&;!Z))91Q[Y/]J>[(]2>*Y+X@
M_P#!>+_@KG^QO;;OV[/^"$/B@6%NF[4/%OPV\7'4-.B '+DP6]W%&#U DN%(
MZ'F@#];:*_)OX'_\'A?_  3F^+&H1>'O$?P,^,^@:FR;Y8[?PM:ZK"B]SFTN
MGF..^81VK'_;G_X/"/V+/V>[;PF_[(_PSN/C5<ZNU^GBS3K[4M0\*7'AEX?L
MWD+(EYI<OV@S>;-]PX3[.<D[Q@ _7RBOY@?^(O']H[_AXY_PV;_PSW_Q;W_A
M7_\ PB__  IC_A.V\G_6?:/M_P!N^Q8^T_:.=_V;_4_NO^FE?J__ ,$:O^#B
M;X6?\%4_^%C_ /"R_A/X?^"G_"!_V/\ 8O[=^)\%[_;/VW[;OV>;:6FSR?LB
M9QOSYXSMP-P!^C]%>8R_ML?L:02M#-^UO\,4=&*NC>/=.!4CJ"/.X-<AXZ_X
M*J_\$R_AI937WC;_ (*!_!JR\@9>W_X63ILLY]EACF:1S[*I- 'OM%?GA\3?
M^#H[_@D+X)N)M,^'OQ7\6_$S4("0^G_#SP#?W+%O19+F."%\^JR$<]:\ON?^
M#EKXB_%>=K+]EO\ X)]VD<;G"ZC\;OCYX9\&M;#L\EI-<22M[HIW4 ?J_17Y
M.?\ #<G_  5?^.7_ "&/^"EO[ 'P+TV;[G]@>,E\3:Q;YZ[_ +3<"T<CMMXR
M.:7_ (9N\#_%[]Y^V'_P=5^)O$@DYNK'X6_$GPYX'M9O5&CLY)<H>A&1D>E
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M?\0Z_P"S1\1OWW[8O[7G[2/QT,O-UI_Q#^,-X-/;U5+>R$'EI_LAS]:^A/\
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MV<? O@>-4V >$_"=GIY(Q@Y,$:EB>Y.2>]>@4 ?GW_PM'_@Y+^/G'@[]EO\
M9R^ 5A/_ *P^/_&M[XHU.W4_\\_[,5;9W'^V-M'_  ZN_P""H7QM_>?M<_\
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M;/\ I'[4G[;/A/\ 9K\(W7+^"/@#IAO]>>$_\LY]9NS_ *-,.?WEKN0X''H
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ML4@>)QV>-AVKT"BB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M"BBB@ HHKG/B+\8OA'\']-_MGXM?%/PYX6L]I;[7XBURWL8L#J=TSJ,?C0!T
M=<_\5?BK\./@=\.-:^+WQ>\::?X=\,^'=/DOM;UO5+@106D"#+.S'\@!DDD
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MBWXF^*]/T3Q?\'?CWXHGU[3-5O$@D31KF5+BUU0AR/\ 194+E93\N%R< @D
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M  +:C_A!](_Y^;W_ ,"VH V**Q_^$'TC_GYO?_ MJ/\ A!](_P"?F]_\"VH
MV**Q_P#A!](_Y^;W_P "VH_X0?2/^?F]_P# MJ -BBL?_A!](_Y^;W_P+:C_
M (0?2/\ GYO?_ MJ -BBL?\ X0?2/^?F]_\  MJ/^$'TC_GYO?\ P+:@#8HK
M'_X0?2/^?F]_\"VH_P"$'TC_ )^;W_P+:@#8HK'_ .$'TC_GYO?_  +:C_A!
M](_Y^;W_ ,"VH V**Q_^$'TC_GYO?_ MJ/\ A!](_P"?F]_\"VH V**Q_P#A
M!](_Y^;W_P "VH_X0?2/^?F]_P# MJ -BBL?_A!](_Y^;W_P+:C_ (0?2/\
MGYO?_ MJ -BBL?\ X0?2/^?F]_\  MJ/^$'TC_GYO?\ P+:@#8KS?]H3]CW]
ME3]K+1/^$>_:8_9T\&>.K98RD/\ PD_AVWNY+<'O%+(A>$\GYD92/6NP_P"$
M'TC_ )^;W_P+:C_A!](_Y^;W_P "VH ^%-1_X-[?@E\)+^;Q)_P3F_:X^-7[
M-NHO(94TKP3XVGU#P_+(3DM/IE^TBS#/.SS%4=AC&(?._P"#CC]DC_76GP3_
M &M/#MMWB<^"/%-T!Z@[M.3(]-QS^OWC_P (/I'_ #\WO_@6U'_"#Z1_S\WO
M_@6U 'PKI?\ P<+? +X5:C!X8_X*)?LK_&C]FO4WD$3:AX^\#7%YH4TI. MO
MJ5BLJS+GC>8T7U-?7_[/_P"UQ^RY^U;H7_"2?LU?M#>#?'5FL8>9_"WB*WO6
M@![2I&Y>)O57"D=Q71ZG\-/"VM:?-I&LP2W=I<QF.XM;J4R1RH1@JRMD,#Z&
MOD[XZ_\ !OS_ ,$K/CIKG_";#]G"+P/XICD,MIXM^&&I3>'K^VF/69?L92)W
M[[I(WYYH ^T:*_.:\_X)=_\ !67]F0_:OV&?^"M^H^-=)MQ_HO@7]IG0_P"V
M$EQ]T/K%GLNU&.,+&/T%5_\ AX?_ ,%*?V7?]&_;_P#^"0?CC5]*MSBX\>_L
MW>)4\3VLJ_Q2_P!F.R7=O&O4F1R<=N.0#](:*^,/V</^"S/_  29_:>U1?"G
M@[]L'3/#_B02^3<>$_B#=3>'M1AG[P>5J"Q"60>D3/\ 7@U]9VWA'P_>VT=Y
M9ZC<S0S('BEBOBRNI&0P(."".<T ;E%8_P#P@^D?\_-[_P"!;4?\(/I'_/S>
M_P#@6U &Q16/_P (/I'_ #\WO_@6U'_"#Z1_S\WO_@6U &Q16/\ \(/I'_/S
M>_\ @6U'_"#Z1_S\WO\ X%M0!L45C_\ "#Z1_P _-[_X%M1_P@^D?\_-[_X%
MM0!L45C_ /"#Z1_S\WO_ (%M1_P@^D?\_-[_ .!;4 ;%%8__  @^D?\ /S>_
M^!;4?\(/I'_/S>_^!;4 ;%%8_P#P@^D?\_-[_P"!;4?\(/I'_/S>_P#@6U &
MQ16/_P (/I'_ #\WO_@6U'_"#Z1_S\WO_@6U &Q16/\ \(/I'_/S>_\ @6U'
M_"#Z1_S\WO\ X%M0!L45C_\ "#Z1_P _-[_X%M1_P@^D?\_-[_X%M0!L45C_
M /"#Z1_S\WO_ (%M1_P@^D?\_-[_ .!;4 ;%%8__  @^D?\ /S>_^!;4?\(/
MI'_/S>_^!;4 ;%%8_P#P@^D?\_-[_P"!;4?\(/I'_/S>_P#@6U &Q16/_P (
M/I'_ #\WO_@6U'_"#Z1_S\WO_@6U &Q16/\ \(/I'_/S>_\ @6U'_"#Z1_S\
MWO\ X%M0!L45C_\ "#Z1_P _-[_X%M1_P@^D?\_-[_X%M0!L45C_ /"#Z1_S
M\WO_ (%M1_P@^D?\_-[_ .!;4 ;%%8__  @^D?\ /S>_^!;4?\(/I'_/S>_^
M!;4 ;%%8_P#P@^D?\_-[_P"!;4?\(/I'_/S>_P#@6U &Q16/_P (/I'_ #\W
MO_@6U>3_ !>_:X_8-^ 'FI\</VQ_A_X2EAR'MO$/Q$LK28D=5$<DP=F]@"?:
M@#W"BOS\\:_\'"'_  1L\-ZN?"W@S]IW6_'VN?\ ++1?AWX3U?5IIN<?(\5O
MY+<_]-*Q_P#A\%\9/BA^Z_90_P""+?[5GBS><6VH>-]'M_"5A<^C)<7<KY3_
M &BH[\4 ?HW17YR?\+$_X.*_C)_R3W]@_P" WP:CE'!^*GQ<O/$,L*G_ + R
MJI8#\,]:FA_X)W?\%QOBTWF?&G_@LGX>\!VDG_'SHOPD^#UO+N'<)>W\OG1X
M[$*: /T5KA?BQ^U%^S/\!(FG^.?[1'@7P8B+N=_%?BVSTX*.N3]HE2OC!/\
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M'_/S>_\ @6U'_"#Z1_S\WO\ X%M0!^?'_! __@@?\./^"5?PXC^+WQ>MM/\
M$7QS\1:>%UO6XP)8/#L#@%M.L6(_"6<8,I&!A  ?T?I(T$4:QJ3A5 &3S2T
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M0!B^"OAQ\/\ X;^!-/\ A=\/_!.E:)X:TJP6QTS0-+T^."SM;95VB&.% $5
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M=^%'_#_G1?#9\OXN_P#!)G]M/PEM_P!;>7OP-:XLP!U(FAN6W =\+TQZT?\
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MV YY=E)X[<_9?P"_92_9E_96\._\(I^S9\ /!_@6P*!98/"OAZWLO/QWE:)
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M2_\ XNC_ (? _MU_](%OV@/_  ;:7_\ %T ??U%? /\ P^!_;K_Z0+?M ?\
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M=^"-'T"P7&VRT73(K6$8Z?)$JK^E;%%% !1110 4444 %%%% !1110 4444
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M **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "B
MBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ***
M* "BBB@ HHHH **** "BBB@ HHHH **** "OX0OVL/\ DZ;XE_\ 90-9_P#2
MZ:O[O:_A"_:P_P"3IOB7_P!E UG_ -+IJ /V_P#^#3;_ )2F?M=_]O'_ *?)
MZ_?ZOP!_X--O^4IG[7?_ &\?^GR>OW^H **** "BBB@ HHHH **** "BBB@
MHHHH **** "BBB@ HHHH **** /"_P#@GO\ \D3U;_L>]9_]*37NE>%_\$]_
M^2)ZM_V/>L_^E)KW2@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M**** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ H
MHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BB
MB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH
M*_A"_:P_Y.F^)?\ V4#6?_2Z:O[O:_A"_:P_Y.F^)?\ V4#6?_2Z:@#]O_\
M@TV_Y2F?M=_]O'_I\GK]_J_ '_@TV_Y2F?M=_P#;Q_Z?)Z_?Z@ HHHH ****
M "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH \+_X)[_\D3U;_L>]
M9_\ 2DU[I7A?_!/?_DB>K?\ 8]ZS_P"E)KW2@ HHHH **** "BBB@ HHHH *
M*** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HH
MHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB
M@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH **** "BBB@ HHHH ****
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M*\%_X=U? _\ Z&[QW_X5\]'_  [J^!__ $-WCO\ \*^>@#WJBO!?^'=7P/\
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M*^>@#WJBO!?^'=7P/_Z&[QW_ .%?/1_P[J^!_P#T-WCO_P *^>@#WJBO!?\
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MT >]45X+_P .ZO@?_P!#=X[_ /"OGH_X=U? _P#Z&[QW_P"%?/0![U17@O\
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M5%>"_P##NKX'_P#0W>.__"OGH_X=U? __H;O'?\ X5\] 'O5%>"_\.ZO@?\
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M_:MII=RR75F&)"/+;3*DT:,00KL@5BI )P:]DH **** "BBB@ HHHH ****
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MW'BCXD'X>?#Z_N8O-ABTWPS:&R%Q'_>AEU&:]D('WBGIBODRU_83\5_LA_\
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M_!2#]GS6/CTW_!1C_@J=\&_CYX\^.S33IX,\/:;\&[V;PW\-=/,C>7;:5$[
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MV%-$LKBY'QX^-&@Z!XE2VB8F'PY9S?VKJLQ(X5?(L1$<XSY^.A-<1_P<!?\
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MF^'/^"=7P0\+?M[Z[_P43U_5KG5O$D_@6Q\+^&M,UBWMVL?".GVV6?\ L_Y
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M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !7\(7[6'_)TWQ+_P"R@:S_ .ETU?W>U_"%^UA_
MR=-\2_\ LH&L_P#I=-0!^W__  :;?\I3/VN_^WC_ -/D]?O]7X _\&FW_*4S
M]KO_ +>/_3Y/7[_4 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %?P
MA?M8?\G3?$O_ +*!K/\ Z735_=[7\(7[6'_)TWQ+_P"R@:S_ .ETU '[?_\
M!IM_RE,_:[_[>/\ T^3U^_U?@#_P:;?\I3/VN_\ MX_]/D]?O]0 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
M4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1
M110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%
M% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444
M %%%% !1110 4444 %%%% !1110 4444 %%%% !1110 4444 %%%% !1110
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+8C@D!\$CTH __]D!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>29
<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545188656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cover Page - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Mar. 12, 2025</div></th>
<th class="th"><div>Jun. 30, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CoverAbstract', window );"><strong>Cover [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">10-K<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentAnnualReport', window );">Document Annual Report</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Dec. 31,  2024<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--12-31<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">000-10792<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">Horizon Bancorp, Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">IN<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityTaxIdentificationNumber', window );">Entity Tax Identification Number</a></td>
<td class="text">35-1562417<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">515 Franklin Street<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Michigan City<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">IN<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">46360<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">219<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">879-0211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common stock, no par value<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">HBNC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NASDAQ<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityWellKnownSeasonedIssuer', window );">Entity Well-known Seasoned Issuer</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityVoluntaryFilers', window );">Entity Voluntary Filers</a></td>
<td class="text">No<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInteractiveDataCurrent', window );">Entity Interactive Data Current</a></td>
<td class="text">Yes<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFilerCategory', window );">Entity Filer Category</a></td>
<td class="text">Accelerated Filer<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntitySmallBusiness', window );">Entity Small Business</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_IcfrAuditorAttestationFlag', window );">ICFR Auditor Attestation Flag</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFinStmtErrorCorrectionFlag', window );">Document Financial Statement Error Correction</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag', window );">Document Financial Statement Restatement Recovery Analysis</a></td>
<td class="text">true<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityShellCompany', window );">Entity Shell Company</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityPublicFloat', window );">Entity Public Float</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 441.4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">44,014,506<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentsIncorporatedByReferenceTextBlock', window );">Documents Incorporated by Reference</a></td>
<td class="text"><div style="margin-top:6pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Documents Incorporated by Reference</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.150%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:2.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:50.012%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Document</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Part of Form 10&#8211;K into which portion of document is incorporated</span></td></tr><tr><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Portions of the Registrant&#8217;s Proxy Statement to be filed for </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">its May&#160;2, 2025 annual meeting of shareholders</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Part III</span></td></tr></table></div><span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2024<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000706129<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentTransitionReport', window );">Document Transition Report</a></td>
<td class="text">false<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CoverAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cover page.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CoverAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentAnnualReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as an annual report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentAnnualReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFinStmtErrorCorrectionFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates whether any of the financial statement period in the filing include a restatement due to error correction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection w<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFinStmtErrorCorrectionFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFinStmtRestatementRecoveryAnalysisFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates whether any of the financial statement periods include restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to &#167;240.10D-1(b).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection w<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFinStmtRestatementRecoveryAnalysisFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentTransitionReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as a transition report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Forms 10-K, 10-Q, 20-F<br> -Number 240<br> -Section 13<br> -Subsection a-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentTransitionReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentsIncorporatedByReferenceTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Documents incorporated by reference.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-23<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentsIncorporatedByReferenceTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFilerCategory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFilerCategory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:filerCategoryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInteractiveDataCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-T<br> -Number 232<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInteractiveDataCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityPublicFloat">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityPublicFloat</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityShellCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityShellCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntitySmallBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates that the company is a Smaller Reporting Company (SRC).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntitySmallBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityTaxIdentificationNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityTaxIdentificationNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:employerIdItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityVoluntaryFilers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityVoluntaryFilers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityWellKnownSeasonedIssuer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Securities Act<br> -Number 230<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityWellKnownSeasonedIssuer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_IcfrAuditorAttestationFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_IcfrAuditorAttestationFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>30
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547571904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Audit Information<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AuditInformationAbstract', window );"><strong>Audit Information [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorName', window );">Auditor Name</a></td>
<td class="text">Forvis Mazars, LLP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorLocation', window );">Auditor Location</a></td>
<td class="text">Indianapolis, Indiana<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorFirmId', window );">Auditor Firm ID</a></td>
<td class="text">686<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorFirmId">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>PCAOB issued Audit Firm Identifier</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorFirmId</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:nonemptySequenceNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorLocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorLocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AuditInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Audit Information</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AuditInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>31
<FILENAME>R3.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181551846976">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Balance Sheets - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 92,300<span></span>
</td>
<td class="nump">$ 112,772<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">201,131<span></span>
</td>
<td class="nump">413,528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">2,205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Investment securities, available for sale</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">547,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Investment securities, held to maturity (fair value of $1,566,268 and $1,668,758)</a></td>
<td class="nump">1,867,690<span></span>
</td>
<td class="nump">1,945,638<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="nump">67,597<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net of allowance for credit losses of $51,980 and $50,029</a></td>
<td class="nump">4,795,060<span></span>
</td>
<td class="nump">4,367,601<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Premises and equipment, net</a></td>
<td class="nump">93,864<span></span>
</td>
<td class="nump">94,583<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Federal Home Loan Bank stock</a></td>
<td class="nump">53,826<span></span>
</td>
<td class="nump">34,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">155,211<span></span>
</td>
<td class="nump">155,211<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherIntangibleAssetsNet', window );">Other intangible assets</a></td>
<td class="nump">10,223<span></span>
</td>
<td class="nump">13,626<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestReceivable', window );">Interest receivable</a></td>
<td class="nump">39,747<span></span>
</td>
<td class="nump">38,710<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashSurrenderValueOfLifeInsurance', window );">Cash value of life insurance</a></td>
<td class="nump">37,450<span></span>
</td>
<td class="nump">36,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">152,635<span></span>
</td>
<td class="nump">177,061<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">7,801,146<span></span>
</td>
<td class="nump">7,940,485<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsAbstract', window );"><strong>Deposits</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing</a></td>
<td class="nump">1,064,818<span></span>
</td>
<td class="nump">1,116,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing</a></td>
<td class="nump">4,535,834<span></span>
</td>
<td class="nump">4,548,888<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">5,600,652<span></span>
</td>
<td class="nump">5,664,893<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">1,232,252<span></span>
</td>
<td class="nump">1,353,050<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinatedDebentures', window );">Subordinated notes</a></td>
<td class="nump">55,738<span></span>
</td>
<td class="nump">55,543<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_JuniorSubordinatedDebentures', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">57,477<span></span>
</td>
<td class="nump">57,258<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">11,137<span></span>
</td>
<td class="nump">22,249<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">80,308<span></span>
</td>
<td class="nump">68,680<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Liabilities', window );">Total liabilities</a></td>
<td class="nump">7,037,564<span></span>
</td>
<td class="nump">7,221,673<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingencies', window );">Commitments and contingent liabilities</a></td>
<td class="text"> <span></span>
</td>
<td class="text"> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityAbstract', window );"><strong>Stockholders&#8217; Equity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockValue', window );">Preferred stock, Authorized, 1,000,000 shares, Issued 0 shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockValue', window );">Common stock, no par value, authorized 99,000,000 shares issued and outstanding 0 and 43,937,889 shares</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdditionalPaidInCapital', window );">Additional paid-in capital</a></td>
<td class="nump">363,761<span></span>
</td>
<td class="nump">356,400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RetainedEarningsAccumulatedDeficit', window );">Retained earnings</a></td>
<td class="nump">436,122<span></span>
</td>
<td class="nump">429,021<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax', window );">Accumulated other comprehensive income (loss)</a></td>
<td class="num">(36,301)<span></span>
</td>
<td class="num">(66,609)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total stockholders&#8217; equity</a></td>
<td class="nump">763,582<span></span>
</td>
<td class="nump">718,812<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders&#8217; equity</a></td>
<td class="nump">$ 7,801,146<span></span>
</td>
<td class="nump">$ 7,940,485<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InterestBearingTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest-Bearing Time Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InterestBearingTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_JuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Junior subordinated debentures</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_JuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-14A<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdditionalPaidInCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdditionalPaidInCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-25<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 12: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 30: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashSurrenderValueOfLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of amounts which could be received based on the terms of the insurance contract upon surrendering life policies owned by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashSurrenderValueOfLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingencies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingencies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtLongtermAndShorttermCombinedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the aggregate of total long-term debt, including current maturities and short-term debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtLongtermAndShorttermCombinedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 325<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477974/942-325-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482598/350-20-45-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477263/942-210-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest payable on debt, including, but not limited to, trade payables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477802/946-310-45-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(3)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(21))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-25<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-3<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 15: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 28: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 29: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 948<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477011/948-310-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated amortization of finite-lived and indefinite-lived intangible assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(21))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478451/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RetainedEarningsAccumulatedDeficit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated undistributed earnings (deficit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30)(a)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480016/944-40-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(23)(a)(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RetainedEarningsAccumulatedDeficit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>32
<FILENAME>R4.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181659369568">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Balance Sheets (Parenthetical) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementOfFinancialPositionAbstract', window );"><strong>Statement of Financial Position [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Investment securities, held to maturity fair value</a></td>
<td class="nump">$ 1,566,268<span></span>
</td>
<td class="nump">$ 1,668,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit loss</a></td>
<td class="nump">$ 51,980<span></span>
</td>
<td class="nump">$ 50,029<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesAuthorized', window );">Preferred stock, shares authorized (in shares)</a></td>
<td class="nump">1,000,000<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PreferredStockSharesIssued', window );">Preferred stock, shares issued (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesAuthorized', window );">Common stock, shares authorized (in shares)</a></td>
<td class="nump">99,000,000<span></span>
</td>
<td class="nump">99,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesIssued', window );">Common stock, shares issued (in shares)</a></td>
<td class="nump">44,226,819<span></span>
</td>
<td class="nump">44,106,174<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesOutstanding', window );">Common stock, shares outstanding (in shares)</a></td>
<td class="nump">44,226,819<span></span>
</td>
<td class="nump">44,106,174<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of common shares permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(16)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PreferredStockSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PreferredStockSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfFinancialPositionAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfFinancialPositionAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>33
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546612656">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Income - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperatingAbstract', window );"><strong>Interest Income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndFeeIncomeLoansAndLeases', window );">Interest and fees on loans</a></td>
<td class="nump">$ 291,069<span></span>
</td>
<td class="nump">$ 244,544<span></span>
</td>
<td class="nump">$ 173,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxable', window );">Investment securities &#8211; taxable</a></td>
<td class="nump">30,295<span></span>
</td>
<td class="nump">34,410<span></span>
</td>
<td class="nump">33,202<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeSecuritiesTaxExempt', window );">Investment securities &#8211; tax exempt</a></td>
<td class="nump">25,439<span></span>
</td>
<td class="nump">28,384<span></span>
</td>
<td class="nump">29,025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherInterestAndDividendIncome', window );">Other</a></td>
<td class="nump">9,680<span></span>
</td>
<td class="nump">4,967<span></span>
</td>
<td class="nump">306<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestAndDividendIncomeOperating', window );">Total interest income</a></td>
<td class="nump">356,483<span></span>
</td>
<td class="nump">312,305<span></span>
</td>
<td class="nump">236,033<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseAbstract', window );"><strong>Interest Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseDeposits', window );">Deposits</a></td>
<td class="nump">115,042<span></span>
</td>
<td class="nump">85,857<span></span>
</td>
<td class="nump">17,809<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestExpenseBorrowedFunds', window );">Short and long-term borrowings</a></td>
<td class="nump">44,930<span></span>
</td>
<td class="nump">42,478<span></span>
</td>
<td class="nump">12,465<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseSubordinatedNotesAndDebentures', window );">Subordinated notes</a></td>
<td class="nump">3,319<span></span>
</td>
<td class="nump">3,511<span></span>
</td>
<td class="nump">3,522<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">4,588<span></span>
</td>
<td class="nump">4,715<span></span>
</td>
<td class="nump">2,719<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpenseOperating', window );">Total interest expense</a></td>
<td class="nump">167,879<span></span>
</td>
<td class="nump">136,561<span></span>
</td>
<td class="nump">36,515<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseNet', window );">Net Interest Income</a></td>
<td class="nump">188,604<span></span>
</td>
<td class="nump">175,744<span></span>
</td>
<td class="nump">199,518<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments', window );">Credit loss expense (recovery)</a></td>
<td class="nump">5,389<span></span>
</td>
<td class="nump">2,459<span></span>
</td>
<td class="num">(1,816)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss', window );">Net Interest Income after Credit Loss Expense (Recovery)</a></td>
<td class="nump">183,215<span></span>
</td>
<td class="nump">173,285<span></span>
</td>
<td class="nump">201,334<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestIncomeOtherAbstract', window );"><strong>Non&#8211;interest Income</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ServiceChargesOnDepositAccounts', window );">Service charges on deposit accounts</a></td>
<td class="nump">12,940<span></span>
</td>
<td class="nump">12,227<span></span>
</td>
<td class="nump">11,598<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_WireTransferFees', window );">Wire transfer fees</a></td>
<td class="nump">461<span></span>
</td>
<td class="nump">448<span></span>
</td>
<td class="nump">595<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterchangeFees', window );">Interchange fees</a></td>
<td class="nump">13,799<span></span>
</td>
<td class="nump">12,861<span></span>
</td>
<td class="nump">12,402<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FiduciaryActivities', window );">Fiduciary activities</a></td>
<td class="nump">5,394<span></span>
</td>
<td class="nump">5,080<span></span>
</td>
<td class="nump">5,381<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtAndEquitySecuritiesGainLoss', window );">Gains (losses) on sale of investment securities</a></td>
<td class="num">(39,140)<span></span>
</td>
<td class="num">(32,052)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sale of mortgage loans</a></td>
<td class="nump">4,215<span></span>
</td>
<td class="nump">4,323<span></span>
</td>
<td class="nump">7,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingIncomeLossNetOfImpairment', window );">Mortgage servicing income, net</a></td>
<td class="nump">1,677<span></span>
</td>
<td class="nump">2,708<span></span>
</td>
<td class="nump">4,800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BankOwnedLifeInsuranceIncome', window );">Increase in cash value of bank owned life insurance</a></td>
<td class="nump">1,300<span></span>
</td>
<td class="nump">3,709<span></span>
</td>
<td class="nump">2,594<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome', window );">Death benefit on bank owned life insurance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">644<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_NoninterestIncomeOtherOperatingIncomeExpense', window );">Other income</a></td>
<td class="nump">2,325<span></span>
</td>
<td class="nump">2,694<span></span>
</td>
<td class="nump">2,272<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestIncome', window );">Total non&#8211;interest income</a></td>
<td class="nump">2,971<span></span>
</td>
<td class="nump">11,998<span></span>
</td>
<td class="nump">47,451<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestExpenseAbstract', window );"><strong>Non&#8211;interest Expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="nump">88,244<span></span>
</td>
<td class="nump">80,809<span></span>
</td>
<td class="nump">80,283<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OccupancyNet', window );">Net occupancy expenses</a></td>
<td class="nump">13,376<span></span>
</td>
<td class="nump">13,355<span></span>
</td>
<td class="nump">13,323<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InformationTechnologyAndDataProcessing', window );">Data processing</a></td>
<td class="nump">10,861<span></span>
</td>
<td class="nump">11,626<span></span>
</td>
<td class="nump">10,567<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfessionalFees', window );">Professional fees</a></td>
<td class="nump">2,733<span></span>
</td>
<td class="nump">2,645<span></span>
</td>
<td class="nump">1,843<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_OutsideServicesAndConsultants', window );">Outside services and consultants</a></td>
<td class="nump">14,564<span></span>
</td>
<td class="nump">9,942<span></span>
</td>
<td class="nump">10,850<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoanExpense', window );">Loan expense</a></td>
<td class="nump">4,076<span></span>
</td>
<td class="nump">4,980<span></span>
</td>
<td class="nump">5,411<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense', window );">FDIC insurance expense</a></td>
<td class="nump">5,032<span></span>
</td>
<td class="nump">3,880<span></span>
</td>
<td class="nump">2,558<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Core deposit intangible amortization</a></td>
<td class="nump">3,403<span></span>
</td>
<td class="nump">3,612<span></span>
</td>
<td class="nump">3,702<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal', window );">Other losses</a></td>
<td class="nump">1,199<span></span>
</td>
<td class="nump">1,051<span></span>
</td>
<td class="nump">1,046<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherNoninterestExpense', window );">Other expense</a></td>
<td class="nump">15,348<span></span>
</td>
<td class="nump">14,384<span></span>
</td>
<td class="nump">13,618<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestExpense', window );">Total non&#8211;interest expense</a></td>
<td class="nump">158,836<span></span>
</td>
<td class="nump">146,284<span></span>
</td>
<td class="nump">143,201<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income Before Income Taxes</a></td>
<td class="nump">27,350<span></span>
</td>
<td class="nump">38,999<span></span>
</td>
<td class="nump">105,584<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax (benefit) expense</a></td>
<td class="num">(8,079)<span></span>
</td>
<td class="nump">11,018<span></span>
</td>
<td class="nump">12,176<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net Income Available to Common Shareholders</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in USD per share)</a></td>
<td class="nump">$ 0.81<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 2.14<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in USD per share)</a></td>
<td class="nump">$ 0.80<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 2.14<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_BankOwnedLifeInsuranceDeathBenefitIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Bank Owned Life Insurance Death Benefit Income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_BankOwnedLifeInsuranceDeathBenefitIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FiduciaryActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiduciary activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FiduciaryActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InterchangeFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interchange fees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InterchangeFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InterestExpenseBorrowedFunds">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense borrowed funds.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InterestExpenseBorrowedFunds</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoanExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loan expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoanExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageServicingIncomeLossNetOfImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing income net of impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageServicingIncomeLossNetOfImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_NoninterestIncomeOtherOperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Noninterest income other operating income (expense) earned.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_NoninterestIncomeOtherOperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_OutsideServicesAndConsultants">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Outside services and consultants.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_OutsideServicesAndConsultants</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ServiceChargesOnDepositAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Service charges on deposit accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ServiceChargesOnDepositAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_WireTransferFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Wire transfer fees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_WireTransferFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482686/350-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BankOwnedLifeInsuranceIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BankOwnedLifeInsuranceIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndEquitySecuritiesGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized and realized gain (loss) on investment in debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(9)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(7)(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtAndEquitySecuritiesGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of gain (loss) recognized on the sale or disposal of a disposal group. Excludes discontinued operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-3<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482130/360-10-45-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-15<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-7<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-15<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-7<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalDepositInsuranceCorporationPremiumExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalDepositInsuranceCorporationPremiumExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477363/944-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InformationTechnologyAndDataProcessing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses incurred in the period for information technology and data processing products and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InformationTechnologyAndDataProcessing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 39<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477346/946-830-45-39<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndDividendIncomeOperatingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndDividendIncomeOperatingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestAndFeeIncomeLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestAndFeeIncomeLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate amount of interest expense on all deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseJuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseJuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest expense classified as operating.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpenseSubordinatedNotesAndDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpenseSubordinatedNotesAndDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income (expense) classified as operating.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxExempt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1402<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1402<br> -Paragraph b<br> -Subparagraph (1)(Instruction 4)<br> -Publisher SEC<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxExempt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestIncomeSecuritiesTaxable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1402<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1402<br> -Paragraph b<br> -Subparagraph (1)(Instruction 4)<br> -Publisher SEC<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestIncomeSecuritiesTaxable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total aggregate amount of all noninterest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestIncomeOtherAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestIncomeOtherAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OccupancyNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(14)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 840<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481161/840-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OccupancyNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherInterestAndDividendIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherInterestAndDividendIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherNoninterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noninterest expense classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherNoninterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfessionalFees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (k)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-3<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(2)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfessionalFees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>34
<FILENAME>R6.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552825424">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Comprehensive Income (Loss) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract', window );"><strong>Statement of Comprehensive Income [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Other Comprehensive Income (Loss)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax', window );">Change in fair value of derivative instruments for the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(523)<span></span>
</td>
<td class="nump">5,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Reclassification adjustment for swap termination (gains) realized in income</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,453)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax', window );">Income tax effect</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">415<span></span>
</td>
<td class="num">(1,186)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax', window );">Changes from derivative instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,561)<span></span>
</td>
<td class="nump">4,463<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Change in securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gain (loss) for the period on AFS securities</a></td>
<td class="num">(120)<span></span>
</td>
<td class="nump">20,728<span></span>
</td>
<td class="num">(147,345)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax', window );">Reclassification of securities from available for sale to held to maturity</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(794)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax', window );">Amortization from transfer of securities from available for sale to held to maturity securities</a></td>
<td class="num">(657)<span></span>
</td>
<td class="num">(691)<span></span>
</td>
<td class="num">(1,236)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for securities (gains) losses realized in income</a></td>
<td class="nump">39,140<span></span>
</td>
<td class="nump">32,052<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax', window );">Income tax effect</a></td>
<td class="num">(8,055)<span></span>
</td>
<td class="num">(10,939)<span></span>
</td>
<td class="nump">31,369<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains (losses) on securities</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">41,150<span></span>
</td>
<td class="num">(118,006)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other Comprehensive Income (Loss), Net of Tax</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">39,589<span></span>
</td>
<td class="num">(113,543)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive Income</a></td>
<td class="nump">$ 65,737<span></span>
</td>
<td class="nump">$ 67,570<span></span>
</td>
<td class="num">$ (20,135)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income reclassification adjustments for available for sale transferred to held to maturity securities before tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(26))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after adjustment, of tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax and reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480627/815-20-45-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 815<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -SubTopic 10<br> -Topic 220<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-15<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-17A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and adjustment, of unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>35
<FILENAME>R7.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546143024">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statements of Stockholders' Equity - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Preferred Stock</div></th>
<th class="th"><div>Common Stock</div></th>
<th class="th"><div>Additional Paid-in Capital</div></th>
<th class="th"><div>Retained Earnings</div></th>
<th class="th"><div>Accumulated Other Comprehensive Income (Loss)</div></th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Beginning balance at Dec. 31, 2021</a></td>
<td class="nump">$ 723,209<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 352,122<span></span>
</td>
<td class="nump">$ 363,742<span></span>
</td>
<td class="nump">$ 7,345<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">93,408<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">93,408<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss), net of tax</a></td>
<td class="num">(113,543)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(113,543)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition', window );">Amortization of unearned compensation</a></td>
<td class="nump">2,462<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,462<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="nump">145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition', window );">Stock option expense</a></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_StockIssuedDuringPeriodValueStockOptionsVested', window );">Stock awards vested</a></td>
<td class="num">(1,824)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,824)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans', window );">Stock retirement plans</a></td>
<td class="nump">1,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends on common stock</a></td>
<td class="num">(27,765)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(27,765)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2022</a></td>
<td class="nump">677,375<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">354,188<span></span>
</td>
<td class="nump">429,385<span></span>
</td>
<td class="num">(106,198)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">27,981<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">27,981<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss), net of tax</a></td>
<td class="nump">39,589<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">39,589<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition', window );">Amortization of unearned compensation</a></td>
<td class="nump">3,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Net settlement of share awards</a></td>
<td class="num">(1,221)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,221)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans', window );">Stock retirement plans</a></td>
<td class="num">(153)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(153)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends on common stock</a></td>
<td class="num">(28,345)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(28,345)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2023</a></td>
<td class="nump">718,812<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">356,400<span></span>
</td>
<td class="nump">429,021<span></span>
</td>
<td class="num">(66,609)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward', window );"><strong>Increase (Decrease) in Stockholders' Equity [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">35,429<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">35,429<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other comprehensive income (loss), net of tax</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">30,308<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition', window );">Amortization of unearned compensation</a></td>
<td class="nump">4,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,586<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Net settlement of share awards</a></td>
<td class="num">(1,371)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1,371)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans', window );">Stock retirement plans</a></td>
<td class="nump">4,146<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,146<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsCommonStockCash', window );">Cash dividends on common stock</a></td>
<td class="num">(28,328)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(28,328)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Ending balance at Dec. 31, 2024</a></td>
<td class="nump">$ 763,582<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 363,761<span></span>
</td>
<td class="nump">$ 436,122<span></span>
</td>
<td class="num">$ (36,301)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments to Additional Paid in Capital, Stock Retirement Plans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_StockIssuedDuringPeriodValueStockOptionsVested">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Stock Issued During Period, Value, Stock Options Vested</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_StockIssuedDuringPeriodValueStockOptionsVested</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of decrease to equity for grantee's tax withholding obligation for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase to additional paid-in capital (APIC) for recognition of cost for option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsCommonStockCash">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of paid and unpaid common stock dividends declared with the form of settlement in cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsCommonStockCash</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInStockholdersEquityRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInStockholdersEquityRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of stock issued as a result of the exercise of stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>36
<FILENAME>R8.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544444080">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Stockholders' Equity (Parenthetical) - $ / shares<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementOfStockholdersEquityAbstract', window );"><strong>Statement of Stockholders' Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockDividendsPerShareDeclared', window );">Dividends declared (in USD per share)</a></td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 0.63<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockDividendsPerShareDeclared">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Aggregate dividends declared during the period for each share of common stock outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockDividendsPerShareDeclared</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementOfStockholdersEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementOfStockholdersEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>37
<FILENAME>R9.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544447056">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statements of Cash Flows - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Operating Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Items not requiring (providing) cash</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments', window );">Provision for (recovery of) credit losses</a></td>
<td class="nump">5,389<span></span>
</td>
<td class="nump">2,459<span></span>
</td>
<td class="num">(1,816)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepreciationDepletionAndAmortization', window );">Depreciation and amortization</a></td>
<td class="nump">10,331<span></span>
</td>
<td class="nump">10,938<span></span>
</td>
<td class="nump">10,754<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share based compensation</a></td>
<td class="nump">4,586<span></span>
</td>
<td class="nump">3,586<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfMortgageServicingRightsMSRs', window );">Amortization of mortgage servicing rights</a></td>
<td class="nump">1,971<span></span>
</td>
<td class="nump">1,032<span></span>
</td>
<td class="nump">2,345<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageServicingRightsMSRImpairmentRecovery', window );">Impairment (recovery) of mortgage servicing rights</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,594)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments', window );">Net amortization of premiums and discounts on securities</a></td>
<td class="nump">8,407<span></span>
</td>
<td class="nump">10,069<span></span>
</td>
<td class="nump">12,148<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefit', window );">Deferred income taxes</a></td>
<td class="num">(17,000)<span></span>
</td>
<td class="num">(3,322)<span></span>
</td>
<td class="nump">2,177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtAndEquitySecuritiesGainLoss', window );">(Gain) loss on sale of investment securities</a></td>
<td class="nump">39,140<span></span>
</td>
<td class="nump">32,052<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sale of mortgage loans</a></td>
<td class="num">(4,215)<span></span>
</td>
<td class="num">(4,323)<span></span>
</td>
<td class="num">(7,165)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale', window );">Proceeds from sales of loans</a></td>
<td class="nump">435,522<span></span>
</td>
<td class="nump">145,922<span></span>
</td>
<td class="nump">225,928<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale', window );">Loans originated for sale</a></td>
<td class="num">(499,688)<span></span>
</td>
<td class="num">(138,430)<span></span>
</td>
<td class="num">(215,174)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance', window );">Gain on cash value life insurance</a></td>
<td class="num">(1,300)<span></span>
</td>
<td class="num">(3,709)<span></span>
</td>
<td class="num">(2,594)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate', window );">Gain on other real estate owned</a></td>
<td class="num">(450)<span></span>
</td>
<td class="num">(300)<span></span>
</td>
<td class="num">(722)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract', window );"><strong>Net change in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet', window );">Interest receivable</a></td>
<td class="num">(1,037)<span></span>
</td>
<td class="num">(3,416)<span></span>
</td>
<td class="num">(9,157)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInInterestPayableNet', window );">Interest payable</a></td>
<td class="num">(11,112)<span></span>
</td>
<td class="nump">16,869<span></span>
</td>
<td class="nump">3,145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(9,698)<span></span>
</td>
<td class="nump">13,199<span></span>
</td>
<td class="num">(13,964)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Other liabilities</a></td>
<td class="nump">10,093<span></span>
</td>
<td class="num">(21,671)<span></span>
</td>
<td class="num">(4,814)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">6,368<span></span>
</td>
<td class="nump">88,936<span></span>
</td>
<td class="nump">94,380<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Investing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt', window );">Purchases of securities available for sale</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,525)<span></span>
</td>
<td class="num">(180,198)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt', window );">Proceeds from sales of securities available for sale</a></td>
<td class="nump">293,138<span></span>
</td>
<td class="nump">439,285<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities', window );">Proceeds from maturities, calls and principal repayments of securities available for sale</a></td>
<td class="nump">16,712<span></span>
</td>
<td class="nump">29,408<span></span>
</td>
<td class="nump">69,113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities', window );">Purchases of securities held to maturity</a></td>
<td class="num">(312)<span></span>
</td>
<td class="num">(10,141)<span></span>
</td>
<td class="num">(430,457)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities', window );">Proceeds from maturities of securities held to maturity</a></td>
<td class="nump">71,649<span></span>
</td>
<td class="nump">80,201<span></span>
</td>
<td class="nump">72,968<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks', window );">Net change in interest earning time deposits</a></td>
<td class="nump">1,470<span></span>
</td>
<td class="nump">607<span></span>
</td>
<td class="nump">1,970<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock', window );">Purchase of FHLB stock</a></td>
<td class="num">(19,317)<span></span>
</td>
<td class="num">(7,832)<span></span>
</td>
<td class="num">(2,435)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock', window );">Redemption of FHLB stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">198<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLoansReceivable', window );">Purchase of loans</a></td>
<td class="num">(240,020)<span></span>
</td>
<td class="num">(124,946)<span></span>
</td>
<td class="num">(55,195)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PaymentsForProceedsFromFinancingReceivable', window );">Net change in loans</a></td>
<td class="num">(217,055)<span></span>
</td>
<td class="num">(140,510)<span></span>
</td>
<td class="num">(448,284)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleOfOtherRealEstate', window );">Proceeds on the sale of OREO and repossessed assets</a></td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">2,981<span></span>
</td>
<td class="nump">5,263<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment', window );">Premises and equipment expenditures</a></td>
<td class="num">(5,084)<span></span>
</td>
<td class="num">(7,775)<span></span>
</td>
<td class="num">(6,429)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies', window );">Purchases of bank owned life insurance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(50,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromLifeInsurancePolicies', window );">Proceeds from bank owned life insurance</a></td>
<td class="nump">44,043<span></span>
</td>
<td class="nump">69,765<span></span>
</td>
<td class="nump">3,554<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAcquiredFromAcquisition', window );">Net cash received in branch acquisition</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
<td class="num">(52,776)<span></span>
</td>
<td class="nump">329,518<span></span>
</td>
<td class="num">(1,019,932)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Financing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInDeposits', window );">Net change in deposits</a></td>
<td class="num">(64,241)<span></span>
</td>
<td class="num">(192,881)<span></span>
</td>
<td class="nump">54,783<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromOtherDebt', window );">Proceeds from borrowings</a></td>
<td class="nump">512,759<span></span>
</td>
<td class="nump">866,099<span></span>
</td>
<td class="nump">1,178,746<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfOtherDebt', window );">Repayment of borrowings</a></td>
<td class="num">(563,523)<span></span>
</td>
<td class="num">(654,157)<span></span>
</td>
<td class="num">(755,608)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase', window );">Net change in repurchase agreements</a></td>
<td class="num">(46,118)<span></span>
</td>
<td class="num">(1,841)<span></span>
</td>
<td class="nump">7,072<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Net settlement of share awards</a></td>
<td class="num">(1,371)<span></span>
</td>
<td class="num">(1,221)<span></span>
</td>
<td class="num">(1,824)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ProceedsFromSaleOfSharesSERPAmendment', window );">Proceeds from sale of SERP shares</a></td>
<td class="nump">4,146<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchase of outstanding stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSubordinatedDebt', window );">Repayment of subordinated notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,132)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Dividends paid on common stock</a></td>
<td class="num">(28,328)<span></span>
</td>
<td class="num">(28,311)<span></span>
</td>
<td class="num">(27,765)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="num">(186,676)<span></span>
</td>
<td class="num">(15,444)<span></span>
</td>
<td class="nump">455,549<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net Change in Cash and Cash Equivalents</a></td>
<td class="num">(233,084)<span></span>
</td>
<td class="nump">403,010<span></span>
</td>
<td class="num">(470,003)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, Beginning of Period</a></td>
<td class="nump">526,515<span></span>
</td>
<td class="nump">123,505<span></span>
</td>
<td class="nump">593,508<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, End of Period</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
<td class="nump">123,505<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SupplementalCashFlowInformationAbstract', window );"><strong>Additional Supplemental Information</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPaidNet', window );">Interest paid</a></td>
<td class="nump">178,891<span></span>
</td>
<td class="nump">119,692<span></span>
</td>
<td class="nump">33,370<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxesPaidNet', window );">Income taxes paid</a></td>
<td class="nump">10,710<span></span>
</td>
<td class="nump">2,137<span></span>
</td>
<td class="nump">802<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets', window );">Transfer of loans to other real estate and repossessed assets</a></td>
<td class="nump">2,690<span></span>
</td>
<td class="nump">3,299<span></span>
</td>
<td class="nump">2,009<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale', window );">Transfer of loans held for investment to loans held for sale</a></td>
<td class="nump">87,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TransferOfLoanToFromOtherRealEstateOwned', window );">Transfer of premises to other real estate</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,479<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities', window );">Transfer of available for sale securities to held to maturity securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">120,881<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled', window );">Redemption of cash value of life insurance, not settled</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">43,962<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendsPayableCurrentAndNoncurrent', window );">Cash dividends declared, not paid</a></td>
<td class="nump">7,081<span></span>
</td>
<td class="nump">7,156<span></span>
</td>
<td class="nump">7,122<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset', window );">Qualified affordable housing investments obtained in exchange for funding commitments</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 14,491<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Change in cash surrender value of life insurance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PaymentsForProceedsFromFinancingReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments For (Proceeds From) Financing Receivable</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PaymentsForProceedsFromFinancingReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ProceedsFromSaleOfSharesSERPAmendment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds From Sale Of Shares, SERP Amendment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ProceedsFromSaleOfSharesSERPAmendment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Redemption of Cash Value of Life Insurance, Not Settled</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer Of Available For Sale Securities To Held To Maturity Securities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TransferOfLoanToFromOtherRealEstateOwned">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer of loan to from other real estate owned.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TransferOfLoanToFromOtherRealEstateOwned</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer Of Loans Held For Investment To Loans Held For Sale</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer Of Loans To Real Estate and Other repossessed assets category.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfMortgageServicingRightsMSRs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfMortgageServicingRightsMSRs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAcquiredFromAcquisition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAcquiredFromAcquisition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477401/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of beneficial interest received as consideration for transferring noncash financial asset. Includes, but is not limited to, trade receivable in securitization transaction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtAndEquitySecuritiesGainLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unrealized and realized gain (loss) on investment in debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(9)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(7)(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtAndEquitySecuritiesGainLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepreciationDepletionAndAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepreciationDepletionAndAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendsPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 405<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478790/946-405-45-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendsPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477363/944-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnSalesOfOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(14)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnSalesOfOtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxesPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after refund, of cash paid to foreign, federal, state, and local jurisdictions as income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 23<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-23<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-22<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxesPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the amount due from borrowers for interest payments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 230<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479024/942-230-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInInterestPayableNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInInterestPayableNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) during the reporting period in the value of mortgage loans that are held with the intention to sell or be securitized in the near future.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingCapitalAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingCapitalAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPaidNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-17<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPaidNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageServicingRightsMSRImpairmentRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(6)<br> -SubTopic 50<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageServicingRightsMSRImpairmentRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow through purchase of long-term held-to-maturity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLifeInsurancePolicies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for payment of premium on corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21C<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLifeInsurancePolicies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquireLoansReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of loan receivable arising from the financing of goods and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquireLoansReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsToAcquirePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsToAcquirePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromLifeInsurancePolicies">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow for proceeds from settlement of corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21C<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromLifeInsurancePolicies</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromOtherDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from debt classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromOtherDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net cash inflow or outflow in Interest-bearing Deposits by banks in other financial institutions for relatively short periods of time including, for example, certificates of deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-9<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 230<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479024/942-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flow from investments sold under the agreement to repurchase such investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfLoansHeldForSale">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-16<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfLoansHeldForSale</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleOfOtherRealEstate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleOfOtherRealEstate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from exercise of option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-11<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 205<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478009/946-205-45-3<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-19<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 31: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4J<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481175/810-10-55-4J<br><br>Reference 32: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 4K<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481175/810-10-55-4K<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 34: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-2<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1A<br><br>Reference 37: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfOtherDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow for the payment of debt classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfOtherDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfSubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfSubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SupplementalCashFlowInformationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SupplementalCashFlowInformationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>38
<FILENAME>R10.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552709152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Nature of Operations and Summary of Significant Accounting Policies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation of Financial Statements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock', window );">Nature of Operations and Summary of Significant Accounting Policies</a></td>
<td class="text">Nature of Operations and Summary of Significant Accounting Policies<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Nature of Business </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The consolidated financial statements of Horizon Bancorp, Inc. (&#8220;Horizon&#8221;) and its wholly owned subsidiary, Horizon Bank (&#8220;Bank&#8221;) together referred to as &#8220;Horizon,&#8221; conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank is a full&#8211;service commercial bank offering a broad range of commercial and retail banking and other services incident to banking along with a trust department that offers corporate and individual trust and agency services and investment management services. The Bank maintains 71 full service offices. The Bank has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#8220;Horizon Investments&#8221;), Horizon Properties, Inc. (&#8220;Horizon Properties&#8221;), Horizon Insurance Services, Inc. (&#8220;Horizon Insurance&#8221;) and Horizon Grantor Trust. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#8217;s Wealth Management to sell certain insurance products. Horizon Grantor Trust holds title to certain company owned life insurance policies. Horizon conducts no business except that incident to its ownership of the subsidiaries.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#8220;Trust II&#8221;) and Horizon Bancorp Capital Trust III in 2006 (&#8220;Trust III&#8221;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the following acquisitions: Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#8220;Alliance Trust&#8221;); American Trust &amp; Savings Bank in 2010, which formed Am Tru Statutory Trust I (&#8220;Am Tru Trust&#8221;); Heartland Bancshares, Inc. in 2013, which formed Heartland (IN) Statutory Trust II (&#8220;Heartland Trust&#8221;); LaPorte Bancorp, Inc. in 2016, which had acquired City Savings Statutory Trust I (&#8220;City Savings Trust&#8221;); and Salin Bancshares, Inc. in 2019, which formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;). See Note 13 of the Consolidated Financial Statements for further discussion regarding these previously consolidated entities that are now reported separately. The business of Horizon is not seasonal to any material degree.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Basis of Reporting </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The consolidated financial statements include the accounts of Horizon and subsidiaries. All material inter-company accounts and transactions have been eliminated in consolidation.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Use of Estimates </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. The allowance for credit losses and the fair values of financial instruments are particularly subject to change.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Business Combinations </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Business combinations are accounted for using the acquisition method of accounting. The accounts of an acquired entity are included as of the date of acquisition, and any excess of purchase price over the fair value of the net assets acquired is capitalized as goodwill. Horizon typically issues Common Stock and/or pays cash for an acquisition, depending on the terms of the acquisition agreement. The value of Common Stock issued is determined based on the market price of the stock as of the closing of the acquisition. Acquisition costs are expensed when incurred. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and Cash Equivalents </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Cash and cash equivalents includes cash, deposits with other financial institutions with original maturities under 90 days, and federal funds sold.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair Value Measurements </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon uses fair value measurements to record fair value adjustments, to certain assets, and liabilities and to determine fair value disclosures. Horizon has adopted Accounting Standards Codification (ASC) 820, Fair Value Measurements and Disclosures for all applicable financial and nonfinancial assets and liabilities. This accounting guidance defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. This guidance applies only when other guidance requires or permits assets or liabilities to be measured at fair value; it does not expand the use of fair value in any new circumstances.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As defined in codification, fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants. It represents an exit price at the measurement date. Market participants are buyers and sellers, who are independent, knowledgeable, and willing and able to transact in the principal (or most advantageous) market for the asset or liability being measured. Current market conditions, including imbalances between supply and demand, are considered in determining fair value. Horizon values its assets and liabilities in the principal market where it sells the particular asset or transfers the liability with the greatest volume and level of activity. In the absence of a principal market, the valuation is based on the most advantageous market for the asset or liability (i.e., the market where the asset could be sold or the liability transferred at a price that maximizes the amount to be received for the asset or minimizes the amount to be paid to transfer the liability).</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In measuring the fair value of an asset, Horizon assumes the highest and best use of the asset by a market participant to maximize the value of the asset, and does not consider the intended use of the asset.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When measuring the fair value of a liability, Horizon assumes that the nonperformance risk associated with the liability is the same before and after the transfer. Nonperformance risk is the risk that an obligation will not be satisfied and encompasses not only Horizon&#8217;s own credit risk (i.e., the risk that Horizon will fail to meet its obligation), but also other risks such as settlement risk. Horizon considers the effect of its own credit risk on the fair value for any period in which fair value is measured.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There are three acceptable valuation techniques that can be used to measure fair value: the market approach, the income approach and the cost approach. Selection of the appropriate technique for valuing a particular asset or liability takes into consideration the exit market, the nature of the asset or liability being valued, and how a market participant would value the same asset or liability. Ultimately, determination of the appropriate valuation method requires significant judgment, and sufficient knowledge and expertise are required to apply the valuation techniques.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions which market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from a source independent of Horizon. Unobservable inputs are assumptions based on Horizon&#8217;s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy which gives the highest ranking to quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1) and the lowest ranking to unobservable inputs (Level 3). Fair values for assets or liabilities classified as Level 2 are based on one or a combination of the following factors: (i) quoted prices for similar assets; (ii) observable inputs for the asset or liability, such as interest rates or yield curves; or (iii) inputs derived principally from or corroborated by observable market data. The level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company considers an input to be significant if it drives 10% or more of the total fair value of a particular asset or liability.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly (i.e., daily, weekly, monthly or quarterly). Recurring valuation occurs at a minimum on the measurement date. Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, nonrecurring valuation is the result of the application of other accounting pronouncements which require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The fair value of assets or liabilities transferred in or out of Level 3 is measured on the transfer date, with any additional changes in fair value subsequent to the transfer considered to be realized or unrealized gains or losses.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Available for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon designates a portion of its investment portfolio as available for sale based on management&#8217;s plans to use such securities for asset and liability management, liquidity and not to hold such securities as long-term investments. Management repositions the portfolio to take advantage of future expected interest rate trends when Horizon&#8217;s long-term profitability can be enhanced. Investment securities available for sale and marketable equity securities are carried at estimated fair value and any net unrealized gains/losses (after tax) on these securities are included in accumulated other comprehensive income. Amortization of premiums and accretion of discounts are recorded as interest income from securities. Gains/losses on the disposition of securities available for sale are recognized at the time of the transaction and are determined by the specific identification method.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Held to Maturity </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Includes any security for which Horizon has the positive intent and ability to hold until maturity. These securities are carried at amortized cost.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. <span style="-sec-ix-hidden:f-548"><span style="-sec-ix-hidden:f-549">Accrued interest receivable</span></span> totaling $25.6 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$23.7 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">at December&#160;31, 2024 and 2023 was excluded from the Allowance for Credit Losses (&#8220;ACL&#8221;) calculation and was reported in accrued interest receivable on the consolidated balance sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the effective yield method without anticipating prepayments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest on commercial, mortgage and installment loans is recognized over the term of the loans based on the principal amount outstanding. When principal or interest is past due 90 days or more, and the loan is not well secured or in the process of collection, or when serious doubt exists as to the collectability of a loan, the accrual of interest is discontinued. Loan origination fees, net of direct loan origination costs, are deferred and recognized over the life of the loan as a yield adjustment. Discounts and premiums on purchased loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">From time to time, the Bank obtains information that may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of this, it is management's policy to convert the loan from an &#8220;earning asset&#8221; to a non&#8211;accruing loan. The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Further, it is management's policy to generally place a loan on non&#8211;accrual status when the payment is delinquent in excess of 90 days or the loan has had the accrual of interest discontinued by management. The officer responsible for the loan and the Chief Commercial Banking and/or the Chief Operations Officer must review all loans placed on non&#8211;accrual status. Subsequent payments on non&#8211;accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non&#8211;accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal in accordance with the loan terms. The Company requires a period of satisfactory performance of not less than six months before returning a non&#8211;accrual loan to accrual status.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modified loan will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with regulatory guidance, charge&#8211;offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company's policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For all loan portfolio segments except 1&#8211;4 family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower's ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">charge&#8211;off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company charges off 1&#8211;4 family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge&#8211;down or specific allocation of family first and junior lien mortgages to the net realizable value less costs to sell when the value is known but no later than when a loan is 180 days past due. Pursuant to such guidelines, the Company also charge off unsecured open&#8211;end loans when the loan is contractually 90 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well&#8211;secured and in the process of collection, such that collection in full will occur regardless of delinquency status, are not charged off. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A loan is individually evaluated when, based on current information, a creditor may be experiencing financial difficulty and repayment is substantially expected through operation or sale of collateral. For collateral&#8211;dependent assets individually evaluated, the Company utilizes, as a practical expedient, the fair value of collateral, adjusted for estimated costs to sell, when determining the allowance for credit losses.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Smaller&#8211;balance, homogeneous loans are evaluated in total. Such loans include residential first mortgage loans secured by 1&#8211;4 family residences, residential construction loans, automobile, home equity, second mortgage loans and mortgage warehouse loans. Commercial loans and mortgage loans secured by other properties are evaluated individually. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Modifications for Borrowers Experiencing Financial Difficulty - </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company may renegotiate the terms of existing loans for a variety of reasons. When refinancing or restructuring a loan, the Company evaluates whether the borrower is experiencing financial difficulty. In making this determination, the Company considers whether the borrower is currently in default on any of its debt. In addition, the Company evaluates whether it is probable that the borrower would be in payment default on any of its debt in the foreseeable future without the modification and if the borrower (without the current modification) could obtain equivalent financing from another creditor at a market rate for similar debt. Modifications of loans to borrowers in these situations may indicate that the borrower is facing financial difficulty</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. For disclosure purposes, an other-than-insignificant payment delay represents a deferral of payments of greater than 3 months within a 12 month period.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Purchased Credit Deteriorated (&#8220;PCD&#8221;) Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has purchased loans, some of which have experienced credit deterioration since origination. PCD loans are recorded at the amount paid. An ACL on loans is determined using the same methodology as other loans held for investment. The initial ACL on loans determined on a collective basis is allocated to individual loans. The sum of the loan&#8217;s purchase price and ACL on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized or accreted into interest income over the remaining life of the loan. Subsequent changes to the ACL on loans are recorded through credit loss expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Held for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans held for sale generally consist of mortgage loans originated and intended for sale in the secondary market and are carried at the lower of cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non&#8211;interest income. Gains and losses on loan sales are recorded in non&#8211;interest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in non&#8211;interest income upon sale of the loan.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During the three months ended December 31, 2024, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. At December 31, 2024, loans held for sale consisted of mortgage loans originated for sale with a carrying value of $2.8 million and the mortgage warehouse loan portfolio with a carrying value of $64.8 million. The change in classification resulted in a reversal of $0.9 million in the allowance for credit losses for the year ended December 31, 2024. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party.  </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Concentrations of Credit Risk </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Bank grants commercial, real estate, and consumer loans to customers located primarily in Indiana and Michigan. Commercial loans make up approximately 64% of the loan portfolio and are secured by both real estate and business assets. These loans are expected to be repaid from cash flows from operations of the businesses. The Bank does not have a concentration in speculative commercial real estate loans. Residential real estate loans make up approximately 17% of the loan portfolio and are secured by residential real estate. Installment loans make up approximately 20% of the loan portfolio and are primarily secured by consumer assets</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses (&#8220;ACL&#8221;) on Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The ACL on loans is a valuation account that is deducted from the loans&#8217; amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the ACL when management believes the loan balance is confirmed to be no longer collectible. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management estimates the ACL balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan&#8211;specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, changes in economic conditions, or other relevant factors.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company considers the following when estimating credit losses: 1) available information relevant to assessing the collectibility of cash flows including internal information, external information or a combination of both relating to past events, current conditions and reasonable and supportable forecasts; 2) relevant qualitative and quantitative factors relating to the environment in which the Company operates and factors specific to the borrower; 3) off&#8211;balance sheet credit exposures; and credit support.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For periods beyond the reasonable and supportable forecast period, management applies a reversion method to estimate expected credit losses. The reversion method involves gradually reverting to historical loss experience over a specified period. Typically, the Company used a straight-line reversion method over a four-quarter period. Subsequent to the four quarter reversion period, the historical loss rate is applied to the remaining life of the loan. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ACL on loans is measured on a collective basis and reflects impairment in groups of loans aggregated on the basis of similar risk characteristics which may include any one or a combination of the following: internal credit ratings, risk ratings or classification, financial asset type, collateral type, size, industry of the borrower, historical or expected credit loss patterns, and reasonable and supportable forecast periods. The ACL for a specific portfolio segment is computed by multiplying the loss rate by the amortized cost balance of the segment with adjustments for other qualitative factors as described above. As appropriate, newer credit products or portfolios with limited historical loss may use applicable external data for determining the ACL until experience justifies that sufficient product maturity supports the estimate of expected credit losses.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to ASC 326&#8211;20&#8211;30&#8211;9, an entity shall not rely solely on past events to estimate expected credit losses, and should consider adjustments to historical information to reflect the extent to which management expects current conditions and forecasted conditions to differ from the periods utilized for the historical loss rate calculation. Management has incorporated an adjustment of the historical loss rate calculated within the model to reflect current and forecasted condition and has applied this adjustment on a qualitative factor basis to the aggregate pool loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The qualitative adjustment is based on a combination of external econometric data and internal factors such as portfolio composition, changes in management, changes in loan policy and other factors. The economic forecast is based in part on economic indexes and quantitative matrices with a twenty&#8211;four month forecast. The qualitative adjustment is calculated based on current and forecasted conditions and evaluated each quarter by management, and therefore is dynamic in nature. The qualitative economic adjustment is then reverted over a twelve month period to the historical base loss rate which is preserved in the calculation of &#8220;all in&#8221; loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Specific reserves reflect collateral shortfalls on loans identified for evaluation or individually considered non&#8211;performing, including troubled debt restructurings and receivables where the Company has determined foreclosure is probable. These loans no longer have similar risk characteristics to collectively evaluated loans due to changes in credit risk, borrower circumstances, recognition of write&#8211;offs, or cash collections that have been fully applied to principal on the basis of non&#8211;accrual policies. At a minimum, the population of loans subject to individual evaluation </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">include individual loans and leases where it is probable we will be unable to collect all amounts due, according to the original contractual terms. These include commercial impaired loans, jumbo residential mortgages (as defined), and jumbo home equity loans with a balance exceeding $250,000, and other loans as determined by management. ACL for residential and consumer loans are, primarily, determined by pools of similar loans and are evaluated on a quarterly basis.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Off&#8211;Balance Sheet (&#8220;OBS&#8221;) Credit Exposures </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Available for Sale Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security&#8217;s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Held to Maturity Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#8220;NRSRO&#8221;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Premises and Equipment </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Land is carried at cost. Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Buildings and major improvements are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 3 to 40 years. Furniture and equipment are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 2 to 20 years. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on disposition are included in current operations.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Repossessed Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">- Repossessed assets consist of property that has been repossessed and is comprised of commercial and residential real estate and other non-real estate property, including auto and recreational and marine vehicles. The assets are initially recorded at fair value less estimated selling costs, establishing a new cost basis. Initial valuation adjustments are charged to the allowance for credit losses. Fair values are estimated primarily based on appraisals, third-party price opinions, or internally developed pricing models. After initial </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">recognition, fair value estimates are updated periodically. Declines in fair value below cost are recognized through valuation allowances which may be reversed when supported by future increases in fair value. These valuation adjustments, in addition to gains and losses realized on sales and net operating expenses, are recorded in other non-interest expense. Repossessed assets are included in other assets on the consolidated balance sheet.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The stock is a required investment for institutions that are members of the Federal Reserve Bank (&#8220;FRB&#8221;) and Federal Home Loan Bank (&#8220;FHLB&#8221;) systems. The required investment in the common stock is based on a predetermined formula.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Partnership Investments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company invests in partnerships that generate qualified affordable housing and solar tax credits. The Company has elected to account for partnership investments in qualified affordable housing using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized to income tax expense in proportion to the tax credits and other tax benefits received. This net investment performance is recognized in the income statement as a component of income tax expense. The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method. The investment in the limited partnerships totaling </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$24.9 million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $27.2&#160;million at December&#160;31, 2024 and 2023, respectively is included in other assets in the consolidated balance sheets. The Company investments in qualified affordable housing tax credits and had funding commitments of </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$14.9 million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> at December&#160;31, 2024. There has not been any significant amortization or tax credits recorded related to the qualified affordable housing tax credits at December&#160;31, 2024. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage Servicing Rights </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets and included in other assets on the balance sheet. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to non&#8211;interest income.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as loan term, rate type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported with mortgage servicing income net of impairment on the income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Servicing fee income, which is reported on the income statement as <span style="-sec-ix-hidden:f-580">mortgage servicing income, net</span>, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees t</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">otaled $1.7 million, $2.7 million and</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $4.8 million for the years ended December&#160;31, 2024, 2023, and 2022, respectively. Late fees and ancillary fees related to loan servicing were not material. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Goodwill and Intangible Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Goodwill is tested annually for impairment or more frequently should potential triggering events be identified that may indicate potential impairment. At December&#160;31, 2024, Horizon had core deposit intangibles of $10.2 million subject to amortization and $155.2 million of goodwill, which is not subject to </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. Horizon&#8217;s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of Horizon to provide quality, cost effective banking services in a competitive marketplace. The goodwill value is supported by revenue that is in part driven by the volume of business transacted. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. A large majority of the goodwill relates to the acquisitions of Heartland, Summit, Peoples, Kosciusko, LaPorte, Lafayette, Wolverine and Salin.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Advertising Costs </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Advertising costs are expensed as incurred and included in non-interest expenses in the Consolidated Statement of Income</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. For the year ended December 31, 2024, 2023, and 2023, the Company incurred advertising costs of $1.2&#160;million, $1.2&#160;million, and $0.9&#160;million, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Bank Owned Life Insurance (&#8220;BOLI&#8221;) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8211; BOLI has been purchased on certain employees and directors of the Company. The Company records the life insurance at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company purchases certain securities, generally U.S. government&#8211;sponsored entity and agency securities, under agreements to resell. The amounts advanced under these agreements represent short&#8211;term secured loans and are reflected as assets in the accompanying consolidated balance sheets. We also sell certain securities under agreements to repurchase. These agreements are treated as collateralized financing transactions. These and other secured borrowings such as loans sold not qualifying for sale accounting treatment, are reflected as liabilities in the accompanying consolidated balance sheets and are recorded at the amount of cash received in connection with the transaction. Short&#8211;term securities sold under agreements to repurchase generally mature within one to four days from the transaction date. Securities, generally U.S. government agency securities, pledged as collateral under these financing arrangements can be re&#8211;pledged by the secured party. Additional collateral may be required based on the fair value of the underlying securities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Income Taxes </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management&#8217;s judgment.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company files consolidated income tax returns with its subsidiaries.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trust Assets and Income </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Property, other than cash deposits, held in a fiduciary or agency capacity is not included in the consolidated balance sheets since such property is not owned by Horizon.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transfer of Financial Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The transfer of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company and put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per Common Share </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted&#8211;average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock. The following table shows computation of basic and diluted earnings per share.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.296%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,702,314&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,630,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,568,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.81&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.64&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.14&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income available to common shareholders</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,702,314&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,630,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,568,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effect of dilutive securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Restricted stock</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">359,704&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,827&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,381&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock options</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,472&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,893&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,911&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44,064,490&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,843,880&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,699,115&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.80&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.64&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.14&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">85,512</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, 226,028 and 319,760 shares for the years ended December&#160;31, 2024, 2023 and 2022, respectively, which were not included in the computation of diluted earnings per share because they were non-dilutive.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On July 16, 20</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">19, the Board of Directors of the Company authorized a stock repurchase program for up to 2,250,000 shares of Horizon&#8217;s issued and outstanding common stock, no par value. As of December&#160;31, 2024, Horizon had repurchased a total of 803,349 shares at an average price per share of $16.89. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Cash Flows </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For purposes of reporting cash flows, cash and cash equivalents are defined to include cash and due from banks, money market investments and federal funds sold with maturities of one day or less. Horizon reports net cash flows for customer loan transactions, deposit transactions, short&#8211;term investments and short-term borrowings.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Comprehensive Income (Loss) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized gain (loss) on available for sale securities, unrealized and realized gains and losses in cash flow derivative financial instruments and accretion (amortization) of available for sale securities transferred to held to maturity.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share&#8211;Based Compensation </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; At December&#160;31, 2024, Horizon had share&#8211;based compensation plans, which are described more fully in Note 20. All share&#8211;based payments are to be recognized as expense, based upon their fair values, in the financial statements over the vesting period of the awards. Horizon has recorded approximately $4.6 million, $3.6 million, and $2.5 million in compensation expense relating to vesting of stock options and restricted stock awards less estimated forfeitures for the year ended December&#160;31, 2024, 2023 and 2022, respectively. The Company recognizes forfeitures as a reduction to expense only when they have occurred.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivative Financial Instruments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company occasionally enters into derivative financial instruments as part of its interest rate risk management strategies. These derivative financial instruments consist primarily of interest rate swaps. All derivative instruments are recorded on the Consolidated Balance Sheets, as either an asset or liability, at their fair value. The accounting for the gain or loss resulting from the change in fair value depends on the intended use of the derivative. For a derivative used to hedge changes in fair value of a recognized asset or liability, or an unrecognized firm commitment, the gain or loss on the derivative will be recognized in earnings together with the offsetting loss or gain on the hedged item. This results in an earnings impact only to the extent that the hedge is ineffective in achieving offsetting changes in fair value. If it is determined that the derivative instrument is not highly effective as a hedge, hedge accounting is discontinued and the adjustment to fair value of the derivative instrument is recorded in earnings. For a derivative used to hedge changes in cash flows associated with forecasted transactions, the gain or loss of the effective portion of the derivative will be deferred, and reported as accumulated other comprehensive income, a component of stockholders&#8217; equity, until such time the hedged transaction affects earnings. For derivative instruments not accounted for as hedges, changes in fair value are recognized in non&#8211;interest income or non&#8211;interest expense.  See Note 21 - Derivative Financial Instruments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Revenue Recognition </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Accounting Standards Codification 606, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Revenue from Contracts with Customers&#8221; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(ASC 606) provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance enumerates five steps that entities should follow in achieving this core principle. Revenue generated from financial instruments, including loans and investment securities, are not included in the scope of ASC 606. The adoption of ASC 606 did not result in a change to the accounting of any of the Company&#8217;s revenue streams that are within the scope of the amendments. Revenue&#8211;gathering activities that are within the scope of ASC 606 and that are presented as non-interest income in the Company&#8217;s consolidated statements of income include:</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Service charges and fees on deposit accounts &#8211; these include general service fees charged for deposit account maintenance and activity and transaction-based fees charged for certain services, such as debit card, wire transfer and overdraft activities. Revenue is recognized when the performance obligation is completed, which is generally after a transaction is completed or monthly for account maintenance services.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Fiduciary activities &#8211; this includes periodic fees due from trust and wealth management customers for managing the customers&#8217; financial assets. Fees are charged based on a standard agreement and are recognized as they are earned.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has identified one reporting unit and one operating segment, community banking, which encompasses commercial and consumer banking services to serve a similar base of clients utilizing company-wide offerings of similar products and services managed through similar processes and platforms offered to individuals, businesses, municipalities and other entities. See Note 26 - Segment Reporting for more details.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%">Revision of Previously Issued Financial Statements </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">In connection with the preparation of its financial statements for the second quarter of 2024, management corrected a prior computation of the Company&#8217;s total capital (to risk-weighted assets), Tier 1 capital (to risk-weighted assets), and Tier 1 capital (to average assets) ratios for purposes of the Company&#8217;s consolidated financial statements for holding companies filed with the Federal Reserve (the &#8220;Regulatory Filings&#8221;), which involved an incorrect classification of the Company&#8217;s subordinated notes as Tier 1 capital. This incorrect classification affected the Company's regulatory capital disclosures in certain prior period filings with the SEC, as those disclosures were sourced from the Regulatory Filings. The Company evaluated the effects of the incorrect classification to its previously filed Regulatory Filings and previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon qualitative and quantitative factors, determined the errors were not material to the previously filed Regulatory Filings or the previously issued financial statements and disclosures included in our Annual Reports on Form 10-K for the years ended December 31, 2020, 2021, 2022 and 2023, or for any of the quarterly reports included therein or through our Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2024. The Company has amended its Regulatory Filings for the periods ended March 31, 2024 and December 31, 2023 to reclassify the subordinated notes balance from Tier 1 capital into Tier 2 capital. The correction of the classification had no effect on the Company&#8217;s consolidated financial statements and related disclosures or the amounts or disclosure of the regulatory capital ratios of the Bank as included in its call reports. The Company continues to exceed regulatory proxy ratios to be considered &#8220;well capitalized&#8221;, plus the capital conservation buffer, at December&#160;31, 2024</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">We evaluated the aggregate effects of this error to our previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon quantitative and qualitative factors, determined that the error was not material to the previously issued financial statements and disclosures included in our Annual Report on Form 10&#8211;K for the year ended December 31, 2023.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Adoption of New Accounting Standards</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023&#8211;02, "</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2023-02") allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. ASU 2023-02 was adopted as of January 1, 2024 without a material impact to the Company's financial</span></div><div style="margin-top:18pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023-07, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-07") expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment&#8217;s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. These amendments should be applied retrospectively. ASU 2023-07 was adopted as January 1, 2024. See Note 26 - Segment Reporting for more details.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Accounting Guidance Issued But Not Yet Adopted</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU No. 2023-09 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Taxes (Topic 740): Improvements to Income Tax Disclosures"</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-09") requires additional annual disclosures including further disaggregation of information in the rate reconciliation, additional information for reconciling items meeting a quantitative threshold, further disaggregation of income taxes paid and other required disclosures. ASU 2023-09 is effective for the Company in the annual period beginning on January 1, 2025 and applied on a prospective basis with both early adoption and retrospective application permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-01</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Compensation &#8212; Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-01&#8221;) clarifies how an entity determines whether a profits interest or similar award is within the scope of Topic 718 or is not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 provides an illustrative example with multiple fact patterns and also amends certain language in the &#8220;Scope&#8221; and &#8220;Scope Exceptions&#8221; sections of Topic 718 to improve its clarity and operability without changing the guidance. Entities can apply the amendments either retrospectively to all prior periods presented in the financial statements or prospectively to profits interest and similar awards granted or modified on or after the date of adoption. If prospective application is elected, an entity must disclose the nature of and reason for the change in accounting principle. ASU 2024-01 is effective for fiscal years beginning after December 15, 2024, including interim periods, and is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-03 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Statement &#8212; Reporting Comprehensive Income &#8212; Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2024-03") requires disaggregated disclosure of income statement expenses for public business entities. ASU 2024-03 requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. Additionally, entities must disclose the total amount of selling expenses and, in annual reporting periods, an entity&#8217;s definition of selling expenses. ASU 2024-03 is effective for the Company, on a prospective basis, for annual periods beginning in 2027, and interim periods within fiscal years beginning in 2028, though early adoption and retrospective application is permitted. ASU 2024-03 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-04</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Debt - Debt with Conversion and Other Options (Subtopic 470-20)&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-04&#8221;) clarifies wither the settlement of convertible debt, including debt containing cash conversion features at terms that are different from the terms included in the existing debt instrument, should be accounted for as an induced conversion or a debt extinguishment. ASU 2024-04 is effective for public business entities January 1, 2025 and is not expected to have a significant impact on our financial statements.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows. Describes procedure if disclosures are provided in more than one note to the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 235<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/235/tableOfContent<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 275<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/275/tableOfContent<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/810/tableOfContent<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 205<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/205/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>39
<FILENAME>R11.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553826176">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cash Equivalents<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAbstract', window );"><strong>Cash and Cash Equivalents [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsDisclosureTextBlock', window );">Cash Equivalents</a></td>
<td class="text">Cash Equivalents<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December&#160;31, 2024 and 2023, cash equivalents consisted primarily of money market accounts with brokers and certificates of deposit.</span></div>The Federal Reserve Act requires that the banks maintain cash reserve balances with the Federal Reserve Bank based principally on the type and amount of their deposits. At its option, the Company maintains additional balances to compensate for clearing and safekeeping services. At December&#160;31, 2024, the Company&#8217;s cash accounts exceeded federally insured limits by approximately $248.7 million. Approximately $195.5 million of this amount was held by either the Federal Reserve Bank or the Federal Home Loan Bank of Indianapolis, which is not federally insured.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>40
<FILENAME>R12.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552710208">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock', window );">Securities</a></td>
<td class="text">Securities<div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of securities is as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">243,521&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,984&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282,022&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.022%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.350%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.391%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,253)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">239,130&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,048,862&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">958&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(183,114)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">866,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(54,904)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">294,822&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,958)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,320&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,599&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,309)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,290&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">958&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(302,538)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(158)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,690&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.181%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72,938&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353,299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,269)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,061&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,317&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">455&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">634,615&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">455&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,819)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:49.193%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,299)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245,960&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,088,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,185&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(150,323)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">939,361&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(56,467)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">318,507&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,595)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,734&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">162,734&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,538)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">137,196&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,185&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(278,222)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,758&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(157)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,638&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr></table></div><div><span><br/></span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amortized cost and fair value of securities available for sale and held to maturity at December&#160;31, 2024 and December&#160;31, 2023, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,505&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100,301&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,650&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">173,533&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,915&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">167,764&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,203&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90,505&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77,219&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">195,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">170,113&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">264,038&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">219,134&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">469,554&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">406,374&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,061&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282,022&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">634,615&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">59,129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58,304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,483&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,169&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">298,362&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,007&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,957&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">216,354&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">366,493&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">312,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">350,843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,067&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">764,860&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">597,067&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">928,209&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">768,927&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,488,844&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,246,126&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,538,492&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322,517&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">294,822&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">318,507&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,320&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,734&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,758&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show the gross unrealized losses and the fair value of the Company&#8217;s available for sale investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.595%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.996%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.595%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.996%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,387&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(236)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">301,643&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,033)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,269)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,869&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,869&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,387&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(236)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">543,248&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,583)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">545,635&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,819)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. As of December&#160;31, 2024 and 2023, the Company had 2,115 and 2,290 securities, respectively, with market values below their cost basis. The total fair value of these investments at December&#160;31, 2024 and 2023 was $1.8 billion and $2.1 billion, which is approximately 86% and 85%, respectively, of the Company's available for sale and held to maturity securities portfolio. These declines resulted primarily from fluctuations in market interest rates after purchase. Management believes the declines in fair value for these securities are temporary.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No allowance for credit losses for available for sale debt securities was needed at December&#160;31, 2024 and December&#160;31, 2023.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The allowance for credit losses for held to maturity securities is a contra asset valuation account that is deducted from the carrying amount of held to maturity securities to present the net amount expected to be collected. Held to maturity securities are charged off against the allowance for credit loss when deemed uncollectible. Adjustments to the allowance for credit loss are reported in our Consolidated Statements of Income in credit loss expense. We measure expected credit losses on held to maturity securities on a collective basis by major security type with each type sharing similar risk characteristics, and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. With regard to U.S. Government&#8211;sponsored treasuries, agency and mortgage&#8211;backed securities, all these securities are issued by a U.S. government&#8211;sponsored entity and have an implicit or explicit government guarantee; therefore, no allowance for credit losses has been recorded for these securities. With regard to obligations of states and municipal, private label mortgage&#8211;backed and corporate note held to maturity securities, we consider (1) issuer bond ratings, (2) historical loss rates for given bond ratings, (3) the financial condition of the issuer, and (4) whether issuers continue to make timely principal and </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">interest payments under the contractual terms of the securities. Historical loss rates associated with securities having similar grades as those in our portfolio have been insignificant. As of December&#160;31, 2024, there were no past due principal and interest payments associated with these securities. An allowance for credit loss of $158 thousand and $157 thousand was recorded on these securities based on applying the long&#8211;term historical rating agency credit loss rate for similarly rated securities at December 31, 2024 and December 31, 2023. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On a quarterly basis, the Company refreshes the credit quality indicator of each held-to-maturity security. The Company applies ratings derived from Nationally Recognized Statistical Rating Organizations ("NRSRO"), specifically Moody's and Standard &amp; Poor's. For state and municipal securities where no rating is available from the NRSROs, a consistent internally-assigned rating methodology is applied. The amortized cost of these securities in the following tables subject to this methodology totaled $125.0&#160;million as of December 31, 2024, and $143.7 million as of December 31, 2023.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes credit ratings of our held-to-maturity securities at amortized cost for the periods indicated:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.730%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.286%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">273,629&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">698,428&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,079&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,048,862&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,176&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,549&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">75,603&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,728&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,599&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">652,633&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">982,987&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77,628&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,329&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,543&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,728&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">285,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">730,907&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69,658&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,186&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,088,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,260&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,831&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">78,197&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,556&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,890&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">162,734&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">693,051&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,022,426&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,489&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,383&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,556&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,890&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table details activity in the allowance for credit losses on held-to-maturity securities for the year ended December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.257%"><tr><td style="width:1.0%"></td><td style="width:42.814%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.584%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.754%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.348%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning balance</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">157&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">257&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (benefit)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ending balance</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">158&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Accrued interest receivable on available for sale debt securities and held to maturity securities totaled </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$12.7 million </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">and $14.7 million at December&#160;31, 2024 and December&#160;31, 2023, respectively, and is excluded from the estimate of credit losses.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The U.S. government sponsored entities and agencies and mortgage&#8211;backed securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. Therefore, for those securities, we do not record expected credit losses.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on an evaluation of available evidence, management believes the unrealized losses on available for sale state and municipal securities, private labeled mortgage&#8211;backed pools and corporate notes were due to changes in interest rates. Due to the contractual terms, the issuers of state and municipal securities are not allowed to settle for less than the amortized cost of the security. In addition, the Company does not intend to sell these securities prior to the recovery of the amortized cost, which may not occur until maturity. No allowance for credit losses was recognized for available for sale debt securities at December&#160;31, 2024 and December&#160;31, 2023.  </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Information regarding security proceeds, gross gains and gross losses are presented below.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.296%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Sales of securities available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,138&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">439,285&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross gains</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross losses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,145)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,267)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tax benefit of the proceeds from the sale of securities available for sale was $8.2&#160;million, $6.7 million and $0 for the years ended December&#160;31, 2024, 2023 and 2022, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company pledges securities related to borrowings capacity at the Federal Reserve and Federal Home Loan Bank. The following table represents the fair value and amortized costs of these pledged securities.</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:44.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.386%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.994%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.654%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for borrowing availability at the Federal Reserve</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">851,384&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,032,916&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,441,920&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,682,935&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for FHLB borrowings</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279,136&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">333,613&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for investments in certain debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 940<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/940-320/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1403<br> -Paragraph b<br> -Publisher SEC<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/320/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6B<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/942-320/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>41
<FILENAME>R13.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554176992">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock', window );">Loans</a></td>
<td class="text">Loans<div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below identifies the Company's loan portfolio segments and classes.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.730%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:49.340%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Portfolio Segment</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Class of Financing Receivable</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Portfolio segment is defined as a level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. Class of financing receivable is defined as a group of financing receivables determined on the basis of both of the following, 1) risk characteristics of the financing receivable, and 2) an entity&#8217;s method for monitoring and assessing credit risk. Generally, the Bank does not move loans from a revolving loan to a term loan other than construction loans. Construction loans are reviewed and rewritten prior to being originated as a term loan.</span></div><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents total outstanding loans held of investment by portfolio class, as of December&#160;31, 2024 and 2023.</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:62.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.929%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,501,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial &amp; industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">875,297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,961&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654,295&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total residential real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,214&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,366&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">303,901&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399,946&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,884&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,144&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loans held for investment</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for credit losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(51,980)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(50,029)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans held for investment, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,795,060&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,367,601&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:6pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Total loans include net unearned discounts and deferred loan costs of $14.9 million and $21.9 million at December&#160;31, 2024 and 2023, respectively. </span></div><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The risk characteristics of each loan portfolio segment are as follows:</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Commercial</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected, and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves larger loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets, the general economy or fluctuations in interest rates. The properties securing the Company&#8217;s commercial real estate portfolio are diverse in terms of property type, and are monitored for concentrations of credit. Management monitors and evaluates commercial real estate loans based on collateral, cash flow and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner occupied commercial real estate loans versus non-owner occupied loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Real Estate and Consumer</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">With respect to residential loans that are secured by 1-4 family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage Warehousing</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon&#8217;s mortgage warehouse lending has specific mortgage companies as customers of Horizon Bank. Individual mortgage loans originated by these mortgage companies are funded as a secured borrowing with a pledge of collateral under Horizon&#8217;s agreement with the mortgage company. Each mortgage loan funded by Horizon undergoes an underwriting review by Horizon to the end investor guidelines and is assigned to Horizon until the loan is sold to the secondary market by the mortgage company. In addition, Horizon takes possession of each original note and forwards such note to the end investor once the mortgage company has sold the loan. At the time a loan is transferred to the secondary market, the mortgage company reacquires the loan under its option within the agreement. Due to the reacquire feature contained in the agreement, the transaction does not qualify as a sale and therefore is accounted for as a secured borrowing with a pledge of collateral pursuant to the agreement with the mortgage company. When the individual loan is sold to the end investor by the mortgage company, the proceeds from the sale of the loan are received by Horizon and used to pay off the loan balance with Horizon along with any accrued interest and any related fees. The remaining balance from the sale is forwarded to the mortgage company. These individual loans typically are sold by the mortgage company within 30 days and are seldom held more than 90 days. Interest income is accrued during this period and collected at the time each loan is sold. Fee income for each loan sold is collected when the loan is sold, and no costs are deferred due to the term between each loan funding and related payoff, which is typically less than 30 days.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on the agreements with each mortgage company, at any time a mortgage company can reacquire from Horizon its outstanding loan balance on an individual mortgage and regain possession of the original note. Horizon also has the option to request that the mortgage company reacquire an individual mortgage. Should this occur, Horizon would return the original note and reassign the assignment of the mortgage to the mortgage company. Also, in the event that the end investor would not be able to honor the purchase commitment and the mortgage company would not be able to reacquire its loan on an individual mortgage, Horizon would be able to exercise its rights under the agreement.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Non&#8211;performing Loans</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans and loans past due over 90 days still on accrual by class of loans at December&#160;31, 2024:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.800%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;accruing Loans with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,419&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,232&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,239&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,636&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">338&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">128&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,542&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">358&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,039&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">680&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,919&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,792&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,636&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans, loans past due over 90 days still on accrual by class of loan at December&#160;31, 2023:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.274%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.032%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;performing Loans  with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,789&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,242&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">624&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,362&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,668&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">899&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,303&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,290&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">559&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,710&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">559&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,668&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There was no interest income recognized on non&#8211;accrual loans during the years ended December&#160;31, 2024 or 2023 while the loans were in non&#8211;accrual status. </span></div><div style="margin-top:12pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The amount of accrued interest receivable written off by the Company by reversing interest income was not material for the year ended December&#160;31, 2024 and 2023, respectively.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the payment status by class of loan at December&#160;31, 2024:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.606%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Loans</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">665,875&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,195&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">95&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,290&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,500,229&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">931&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">296&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,227&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,501,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">872,893&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,155&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">179&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,404&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">875,297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,073,235&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,281&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">570&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,921&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">773,214&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,163&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,584&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,747&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,961&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">792,162&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,163&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,584&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,747&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">95,337&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,325&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">181&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">347&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,853&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">298,048&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,179&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">806&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">868&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,853&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">303,901&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">551,483&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,143&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,537&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,721&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,401&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,884&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">944,868&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,647&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,524&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,936&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,107&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,810,265&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,928&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,757&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,090&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,775&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The following table presents the payment status by class of loan at December&#160;31, 2023:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.606%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">638,389&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,342&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,342&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,791&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development&#160;&amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,036&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">710,567&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,659&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">583&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,296&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,669,272&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,001&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,057&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">630&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,688&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">646,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,135&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,311&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654,295&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,903&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,823&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,135&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,311&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,214&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,001&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">365&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,366&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">393,615&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,958&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">736&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">637&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,331&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399,946&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">558,062&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,217&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,117&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,082&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,144&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003,678&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,010&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,963&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,805&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,778&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,391,853&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,834&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,373&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,570&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,777&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Modified Loans</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables detail the amortized cost as of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, respectively, of loans that were modified to borrowers experiencing financial difficulty during the year ended: </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:22.646%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.551%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.666%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.675%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,038&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">651&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.77&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">740&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.51&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,486&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,391&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,654&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.20&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.572%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.457%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.58&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,953&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.37&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,670&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.13&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the financial impacts of loan modifications and payment deferrals, as applicable, during the year ended December&#160;31, 2024 and 2023, respectively. </span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.958%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.974%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension (In Months) &amp; Rate Reduction (In Percentage Terms)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 60 months &amp; Weighted average interest rate reduction of 1.04%</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 21 months &amp; Weighted average interest rate reduction of 2.25%</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:24.046%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.642%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.935%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.835%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (Int Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension <br/>(In Months) &amp; <br/>Rate Reduction <br/>(In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 105 months &amp; </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average interest rate reduction of 1.22%</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 32 months &amp; Weighted average payment deferral of 4 months</span></div></td></tr><tr><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals.</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The financial impacts of the modifications did not significantly impact our determination of the allowance for credit losses during the periods presented above.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2024 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.063%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.302%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2023 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:30.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.521%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The Company did not have any loans to borrowers experiencing financial difficulty that had a payment default during the years ended December&#160;31, 2024 and 2023, respectively, and were modified within the twelve months prior to the payment default. For purposes of this disclosure, the Company considers &#8220;default&#8221; to mean 30 days or more past due of contractual interest or principal.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:107%">Collateral Dependent Financial Assets</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A collateral dependent financial loan relies solely on the operation or sale of the collateral for repayment. In evaluating the overall risk associated with the loan, the Company considers character, overall financial condition and resources, and payment record of the borrower; the prospects for support from any financially responsible guarantors; and the nature and degree of protection provided by the cash flow and value of any underlying collateral. However, as other sources of repayment become inadequate over time, the significance of the collateral's value increases and the loan may become collateral dependent.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tables below present the amortized cost basis and allowance for credit losses (&#8220;ACL&#8221;) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses, at December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,756&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,232&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,182&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">955&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,182&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">955&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $3.4 million at December&#160;31, 2024</span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">699&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">563&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">625&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">604&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,301&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,363&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,493&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,301&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,363&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,493&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $6.3 million at December&#160;31, 2023</span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of December&#160;31, 2024, the Company had a carrying value </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of  </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$0.4 million </span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">of repossessed assets. As of December&#160;31, 2024, the Company had a recorded net investment</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> of $0.3 million o</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">f consumer mortgage loans in which foreclosure proceedings have commenced. Repossessed assets are a component of other assets within the consolidated balance sheet.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Credit Quality Indicators</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bank&#8217;s processes for determining credit quality differ slightly depending on whether a new loan or a renewed loan is being underwritten, or whether an existing loan is being re&#8211;evaluated for credit quality. The latter usually occurs upon receipt of current financial information or other pertinent data that would trigger a change in the credit quality grade.</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;For new and renewed commercial loans, the Bank&#8217;s Credit Department, which acts independently of the loan officer, assigns the credit quality grade to the loan. Loan grades for loans with an aggregate credit exposure that exceeds the authorities in the respective regions (ranging from $3,000,000 to $6,000,000) are validated by the Loan Committee, which is chaired by the Chief Commercial Banking Officer (&#8220;CCBO&#8221;).</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Commercial loan officers are responsible for reviewing their loan portfolios and promptly assessing any adverse change in credit quality and revising the risk rating appropriately. When circumstances warrant a change in the credit quality grade, loan officers are required to notify the Credit Department of the change in the credit quality grade. Downgrades are accepted immediately, however, lenders must present their factual information to the Credit Department when recommending an upgrade. Downgrades to impaired status require the concurrence of the CCBO and the Senior Workout Loan Manager.</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The CCBO, or a designee, meets periodically with loan officers to discuss the status of past due loans and classified loans. These meetings are also designed to give the loan officers an opportunity to identify an existing loan that should be downgraded to a classified grade.</span></div><div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Monthly, senior management meets as members of the Watch Committee, which reviews all of the past due, classified, and impaired loans and the relative trends of these assets. This committee also reviews the actions taken by management regarding foreclosure mitigation, loan extensions, loan modifications, other real estate owned and personal property repossessions. The information reviewed in this meeting acts as a precursor for developing management&#8217;s analysis of the adequacy of the Allowance for Credit Losses on Loans and Leases.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For residential real estate and consumer loans, Horizon uses a grading system based on delinquency. Loans that are 90 days or more past due, on non&#8211;accrual, or are classified as modified loans are graded &#8220;Substandard.&#8221; After being 90 to 120 days delinquent a loan is charged off unless it is well secured and in the process of collection. If the latter case exists, the loan is placed on non&#8211;accrual. Occasionally a mortgage loan may be graded as &#8220;Special Mention.&#8221; When this situation arises, it is because the characteristics of the loan and the borrower fit the definition of a Risk Grade 5 described below, which is normally used for grading commercial loans. Loans not graded Substandard are considered Pass.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bank employs a nine&#8211;grade rating system to determine the credit quality of commercial loans. The first five grades represent acceptable quality, and the last four grades mirror the criticized and classified grades used by the bank regulatory agencies (special mention, substandard, doubtful, and loss). The loan grade definitions are detailed below.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 1: Excellent (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans secured by liquid collateral, such as certificates of deposit, reputable bank letters of credit, or other cash equivalents or loans to any publicly held company with a  current long&#8211;term debt rating of A or better and meeting defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 2: Good (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans to businesses that have strong financial statements containing an unqualified opinion from a CPA firm and at least three years consecutive years of profits; loans supported by unaudited financial statements containing strong balance sheets, five years consecutive years of profits, a five year satisfactory relationship with the Bank, and key balance sheet and income statement trends that are either stable or positive; loans secured by publicly traded marketable securities with required margins where there is no impediment to liquidation; loans to individuals backed by liquid personal assets and unblemished credit histories; or loans to publicly held companies with current long&#8211;term debt ratings of Baa or better and meeting defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 3: Satisfactory (Pass)</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans supported by financial statements (audited or unaudited) that indicate average or slightly below average risk and having some deficiency or vulnerability to changing economic conditions; loans with some weakness but offsetting features of other support are readily available; loans that are meeting the terms of repayment, but which may be susceptible to deterioration if adverse factors are encountered and meeting defined key financial metric ranges. Loans may be graded Satisfactory when there is no recent information on which to base a current risk evaluation and the following conditions apply:</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;At inception, the loan was properly underwritten, did not possess an unwarranted level of credit risk, and the loan met the above criteria for a risk grade of Excellent, Good, or Satisfactory;</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;At inception, the loan was secured with collateral possessing a loan value adequate to protect the Bank from loss.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The loan has exhibited <span style="-sec-ix-hidden:f-1499">two</span> or more years of satisfactory repayment with a reasonable reduction of the principal balance.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the borrower is in an industry known to be experiencing problems. If any of these credit weaknesses is observed, a lower risk grade may be warranted.</span></div><div style="margin-top:9pt;text-align:justify"><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 4: Satisfactory/Monitored</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans in this category are considered to be of acceptable credit quality, but contain greater credit risk than Satisfactory rated loans and meet defined key financial metric ranges. Borrower displays acceptable liquidity, leverage, and earnings performance within the Bank&#8217;s minimum underwriting guidelines. The level of risk is acceptable but conditioned on the proper level of loan officer supervision. Loans that normally fall into this grade include acquisition, construction and development loans and income producing properties that have not reached stabilization.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 4W: Management Watch</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans in this category are considered to be of acceptable quality and meet defined key financial metric ranges, but with above normal risk. Borrower displays potential indicators of weakness in the primary source of repayment resulting in a higher reliance on secondary sources of repayment. Balance sheet may exhibit weak liquidity and/or high leverage. There is inconsistent earnings performance without the ability to sustain adverse economic conditions. Borrower may be operating in a declining industry or the property type, as for a commercial real estate loan, may be high risk or in decline. These loans require an increased level of loan </span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">officer supervision and monitoring to assure that any deterioration is addressed in a timely fashion. Commercial construction loans are graded as 4W Management Watch until the projects are completed and stabilized.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 5: Special Mention</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans which possess some temporary (normally less than one year) credit deficiency or potential weakness which deserves close attention. Such loans pose an unwarranted financial risk that, if not corrected, could weaken the loan by adversely impacting the future repayment ability of the borrower. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk and (2) weaknesses are considered &#8220;potential,&#8221; not &#8220;defined,&#8221; impairments to the primary source of repayment. These loans may be to borrowers with adverse trends in financial performance, collateral value and/or marketability, or balance sheet strength and must meet defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 6: Substandard</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">One or more of the following characteristics may be exhibited in loans classified Substandard:</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans which possess a defined credit weakness. The likelihood that a loan will be paid from the primary source of repayment is uncertain. Financial deterioration is under way and very close attention is warranted to ensure that the loan is collected without loss.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans are inadequately protected by the current net worth and paying capacity of the obligor.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and the Bank is forced to rely on a secondary source of repayment, such as collateral liquidation or guarantees.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have a distinct possibility that the Bank will sustain some loss if deficiencies are not corrected.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Unusual courses of action are needed to maintain a high probability of repayment.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower is not generating enough cash flow to repay loan principal; however, it continues to make interest payments.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The lender is forced into a subordinated or unsecured position due to flaws in documentation.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have been restructured so that payment schedules, terms, and collateral represent concessions to the borrower when compared to the normal loan terms.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;There is a significant deterioration in market conditions to which the borrower is highly vulnerable.</span></div><div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 7: Doubtful</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">One or more of the following characteristics may be present in loans classified Doubtful:</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;Loans have all of the weaknesses of those classified as Substandard. However, based on existing conditions, these weaknesses make full collection of principal highly improbable.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The possibility of loss is high but because of certain important pending factors which may strengthen the loan, loss classification is deferred until the exact status of repayment is known.</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.</span></div><div style="margin-top:9pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Risk Grade 8: Loss</span></div><div style="margin-top:6pt;padding-left:27pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans are considered uncollectible and of such little value that continuing to carry them as assets is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.</span></div><div style="margin-bottom:3pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present loans by credit grades and origination year at December&#160;31, 2024.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:19.806%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.708%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">75,649&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">74,305&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">90,872&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">68,978&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,778&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">178,936&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">92,227&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,365&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">630,110&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,724&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,769&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">142&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,759&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">100&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,623&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,970&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,761&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,051&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,307&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,843&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">500&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">24,432&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">78,748</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">83,066</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">93,647</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">77,054</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">36,920</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,538</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">92,227</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12,965</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">667,165</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">194,167&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">115,378&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">244,266&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">133,689&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">100,688&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">344,558&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">298,288&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,442,760&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,211&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,409&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31,083&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52,952&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,364&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,744&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">194,250</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">119,886</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">260,675</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">134,938</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">100,688</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">381,005</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">298,288</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">11,726</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,501,456</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">420&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,986&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">362</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">420</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">10,986</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">3,843</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">15,611</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">819&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,139&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">788&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,133&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">328&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,931&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">599&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">17,776&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">317&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">317&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">819</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,139</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">788</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,133</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">328</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,356</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">8,465</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">599</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,627</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">242,562&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">105,877&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">128,707&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">73,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,954&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">54,764&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">48,313&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">179,370&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">839,555&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,246&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">324&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,245&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,573&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,519&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,281&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">23,217&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,599&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">318&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">217&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">266&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,170&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,109&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,525&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">244,651</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">108,800</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">130,270</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">73,253</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,221</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">59,507</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">58,835</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,760</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">875,297</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">108&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">153&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.005%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.539%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">69,264&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">145,927&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">160,780&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">140,310&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">78,563&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177,902&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">772,746&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,125&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,472&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">706&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,092&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">69,465</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">147,546</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">162,905</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">141,782</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">79,269</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">182,994</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">783,961</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,948</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,948</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59,850&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,510&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,398&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,679&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,918&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">96,724&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">374&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">46&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">466&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">11,307</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">60,224</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">9,556</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,417</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,679</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">6,029</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">60</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,918</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">97,190</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">169&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">35&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">78&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">457&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,839&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">70,143&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">130,610&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49,458&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">17,647&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">302,001&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">425&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">800&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">304&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">242&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">129&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,900&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,839</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">70,568</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">131,410</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">49,762</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">17,889</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,433</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">303,901</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">449&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,345&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">527&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">188&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,769&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,552&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,845&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,136&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,110&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,902&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,210&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,657&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">470,753&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">557,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">421&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">426&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">296&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,465&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">81&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,719&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">13,552</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">22,266</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">16,562</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,110</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,932</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">9,506</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">25,122</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">470,834</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">564,884</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">23&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">39&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">110&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">323&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents loans by credit grades and origination year at December&#160;31, 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:14.126%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">66,814&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">101,620&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">73,199&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">44,067&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">41,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">173,913&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,432&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,226&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">602,997&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,920&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">490&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,777&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,038&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,128&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">452&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,376&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,490&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">966&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">228&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,339&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">530&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,929&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72,110&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">102,110&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,466&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,033&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">43,992&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">191,380&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,962&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,678&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">401&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">404&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">116,031&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">197,702&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">149,540&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">104,591&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,394&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">303,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">246,569&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,878&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,210,896&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,366&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,135&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,334&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">254&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">845&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,590&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">56,524&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">185&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,233&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">117,397&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">213,837&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">150,874&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">105,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">84,239&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">346,014&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">246,569&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,878&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">498&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,852&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,139&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">498&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,852&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,139&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,133&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">990&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">390&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">247&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,146&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20,236&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">170&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31,789&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">104&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">721&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,133&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,477&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">990&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">390&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">247&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,250&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">22,382&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">170&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">121,969&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">151,847&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,709&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,154&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20,497&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59,041&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">147,773&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">667,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">265&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,137&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">119&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,305&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,375&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,836&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,197&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,595&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">703&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">223&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">211&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">768&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,404&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,863&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,370&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:14.126%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">124,998&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">153,276&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">94,197&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,502&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,384&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">62,750&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72,777&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">168,979&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">123&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">25&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">344&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">597&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Term Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">40,920&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">154,803&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">157,480&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">85,159&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30,464&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">646,237&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">118&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,591&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">647&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,695&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">41,038</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">156,394</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">158,228</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">85,418</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">31,111</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">182,106</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">654,295</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">48&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,841</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,841</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">45,078</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">45,078</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,835&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,447&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,859&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,246&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,449&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,074&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,362&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52,278&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">44&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">14,835</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">13,491</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,869</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,246</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,476</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,081</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">6</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,362</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">52,366</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">32&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">167&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">65,260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">191,871&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">80,773&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">35,995&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,690&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,159&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">398,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">424&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">312&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">229&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">124&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,198&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">65,309</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,295</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">81,085</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">36,224</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">16,814</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">8,219</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">399,946</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">86&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,388&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">708&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">137&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">58&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,451</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,376&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,379&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,121&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,447&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,885&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,987&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,713&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">478,673&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">560,581&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">212&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,860&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,563&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,376</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">21,591</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,121</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,501</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,062</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">10,247</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">15,573</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">478,673</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">564,144</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">103&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">91&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">217&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for claims held for amounts due to entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/310-10/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>42
<FILENAME>R14.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554196320">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Allowance for Credit and Loan Losses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesTextBlock', window );">Allowance for Credit and Loan Losses</a></td>
<td class="text">Allowance for Credit and Loan Losses<div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"><tr><td style="width:1.0%"></td><td style="width:26.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.555%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.951%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,018&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(481)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,133&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,854&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(154)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,549)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,708)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,419&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,953&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,715&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,312&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,980&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:28.432%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.502%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,445&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,577&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,020&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,422&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,464&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,765)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,107)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(539)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,501&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,090&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,403)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,835)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,286)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,221&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,761&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The accrued interest receivable on our loan receivables is excluded from the allowance for credit loss estimate and is included in interest receivable on our consolidated balance sheets. As of December&#160;31, 2024 and December&#160;31, 2023, the accrued interest on our loan portfolio was $25.6 million and $23.7&#160;million, respectively.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company utilized the Cumulative Loss Rate method in determining expected future credit losses. The loss rate method measures the amount of loan charge&#8211;offs, net of recoveries, (&#8220;loan losses&#8221;) recognized over the life of a closed pool and compares those loan losses to the outstanding loan balance of that pool as of a specific point in time (&#8220;pool date&#8221;).</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">To estimate a CECL loss rate for the pool, management first identifies the loan losses recognized between the pool date and the reporting date for the pool and determines which loan losses were related to loans outstanding at the pool date. The loss rate method then divides the loan losses recognized on loans outstanding as of the pool date by the outstanding loan balance as of the pool date.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company&#8217;s historical look&#8211;back period includes January 2009 through the current period, on a monthly basis. When historical credit loss experience is not sufficient for a specific portfolio, the Company may supplement its own portfolio data with external models or data. The Company supplemented data for 2009 and 2010 with the use of adjusted Uniform Bank Performance Report peer group data.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Qualitative reserves reflect management&#8217;s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration other analytics performed within the organization, such as enterprise and concentration management, along with other credit&#8211;related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s CECL estimate applies to a forecast that incorporates macroeconomic trends and other environmental factors. Management utilized Moody's economic forecast scenarios including both National and Regional econometrics, as well as management judgment, as the basis for the forecast period. The historical loss rate was utilized as the base rate, and qualitative adjustments were utilized to reflect the forecast and other relevant factors.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company segments the loan portfolio into pools based on the following risk characteristics: financial asset type, loan purpose, collateral type, loan characteristics, credit characteristics, outstanding loan balances, contractual terms and prepayment assumptions, industry of the borrower and concentrations, and historical or expected credit loss patterns.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Liability for Commitments to Extend Credit and Standby Letters of Credit</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables represent, by loan portfolio segment, a summary of changes in the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:21.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.742%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.350%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.602%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">61&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">161&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(97)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">152&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">703&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">242&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">309&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,534</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,149</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">403</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">212</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -Publisher FASB<br> -URI https://asc.fasb.org/310/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>43
<FILENAME>R15.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545247200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Premises and Equipment<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock', window );">Premises and Equipment</a></td>
<td class="text">Premises and Equipment<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Land</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,310&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,310&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Buildings and improvements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91,911&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,637&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Furniture and equipment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,655&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,879&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">163,876&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">158,826&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated depreciation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(70,012)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(64,243)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premises and equipment</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,864&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,583&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Depreciation of premises and equipment included in net occupancy expense for the years ended December&#160;31, 2024, 2023 and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> was approximat</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ely $5.8 million, $5.9 million, and $5.7 million, r</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">espectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/360/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>44
<FILENAME>R16.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545958784">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Servicing<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract', window );"><strong>Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoanServicingTextBlock', window );">Loan Servicing</a></td>
<td class="text">Loan Servicing<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of loans serviced for others totaled approximately </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$1.438 billion</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $1.479 billion at December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Activity for mortgage servicing rights and the related impairment allowance were as follows: </span></div><div><span><br/></span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,780&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Servicing rights capitalized</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,220&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of servicing rights</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,971)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,032)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,345)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impairment allowance</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,594)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reductions</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,594&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights, net</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, beginning of period</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,891&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,992&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,236&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, end of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,766&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,891&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,992&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoanServicingTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loan servicing.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoanServicingTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>45
<FILENAME>R17.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547164400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock', window );">Goodwill</a></td>
<td class="text">Goodwill<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The carrying amount of goodwill was $155.2&#160;million as of  December&#160;31, 2024 and December&#160;31, 2023, respectively.  There were no changes in the carrying amount of goodwill for the year ended  December&#160;31, 2024 and 2023. Goodwill is assessed for impairment annually, or more frequently if events occur or circumstances change that indicate an impairment may exist. When assessing goodwill for impairment, first, a qualitative assessment can be made to determine whether it is more likely than not that the estimated fair value of a reporting unit is less than its estimated carrying value. If the results of the qualitative assessment are not conclusive, a quantitative goodwill test is performed. Alternatively, a quantitative goodwill test can be performed without performing a qualitative assessment. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">No goodwill impairment charges were recorded for the year ended December&#160;31, 2024 and 2023. As of December&#160;31, 2024, Horizon elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a result of acquisitions, the Company has recorded certain amortizable intangible assets related to core deposit intangibles. These core deposit intangibles are being amortized over 7 years to 10 years using an accelerated method and had a weighted average remaining life of 4.14 years and 4.96 years as of December&#160;31, 2024 and December&#160;31, 2023. Amortizable intangible assets are summarized as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"><tr><td style="width:1.0%"></td><td style="width:25.455%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.537%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.537%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.074%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.079%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortizable intangible assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core deposit intangible</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,633&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,410)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,190&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,564)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Amortization expense for intangible assets totaled $3.4 million, $3.6 million and $3.7 million for the years ended December&#160;31, 2024, 2023 and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. Estimated amortization for the years ending December 31 is as follows:</span></div><div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.766%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Year</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,044&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,566&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,119&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,754&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">512&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,223&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for goodwill and intangible assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/350-30/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/350-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>46
<FILENAME>R18.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545968832">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatisticalDisclosureForBanksAbstract', window );"><strong>Statistical Disclosure for Banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock', window );">Deposits</a></td>
<td class="text">Deposits<table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing demand deposits</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits: </span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing demand deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,767,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,688,986&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">960,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">897,125&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Savings deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,689&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,038&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of $250,000 or more</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">549,361&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">632,846&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of less than $250,000</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">539,792&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">546,893&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest-bearing deposits</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,535,834&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,548,888&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,600,652&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,664,893&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no overdraft customer transaction deposits reclassified as loan balances at </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The aggregate amount of certificate of deposits (CD) and other time deposits (TD) in denominations of $100,000 or more at December&#160;31, 2024 and 2023 were $775.7 million and $863.5 million, respectively.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certificates and other time deposits for both retail and brokered maturing in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Retail</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Brokered</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">924,549&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,509&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,024,058&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,733&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,023&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,756&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">974,621&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114,532&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,089,153&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Deposits received in the ordinary course of business from the directors and officers of the Company and their related interests amounted to $1.3 million and $0.7 million for the years ended December&#160;31, 2024 and 2023, respectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatisticalDisclosureForBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatisticalDisclosureForBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositLiabilitiesDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Paragraph e<br> -Publisher SEC<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1406<br> -Publisher SEC<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositLiabilitiesDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>47
<FILENAME>R19.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545916080">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureTextBlock', window );">Borrowings</a></td>
<td class="text">Borrowings<div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034</span></div></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,130,148&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">750,264&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds purchased</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Reserve Bank - Bank Term Funding Program</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">430,000&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043 </span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,192&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,756&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,353,050&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The weighted average interest rate for FHLB advances was 3.51% at December 31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Federal Home Loan Bank advances are secured by first and second mortgage loans, commercial real estate loans and mortgage warehouse loans totaling approximately $2.3 billion. Advances are subject to restrictions or penalties in the event of prepayment. At December&#160;31, 2024, the Bank had a tota</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">l of $930 million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> in putable advances. The initial call dates for these advances range from January 31, 2025 to March 19, 2025 even though maturity dates extend beyond those dates. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">At December&#160;31, 2024, the Bank had available approximately</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $1.5 billion in </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">credit lines with various money center banks, including the FHLB. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Contractual maturities in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:71.783%"><tr><td style="width:1.0%"></td><td style="width:76.089%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.818%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.693%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">294,638&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">75&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">937,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477092/405-40-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477092/405-40-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477092/405-40-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477092/405-40-50-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 405<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477092/405-40-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 470<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/470/tableOfContent<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1C<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1C<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>48
<FILENAME>R20.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181559398736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Repurchase Agreements<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract', window );"><strong>Disclosure of Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_RepurchaseAgreementsTextBlock', window );">Repurchase Agreements</a></td>
<td class="text">Repurchase Agreements<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company transfers various securities to customers in exchange for cash at the end of each business day and agrees to acquire the securities at the end of the next business day for the cash exchanged plus interest. The process is repeated at the end of each business day until the agreement is terminated. The securities underlying the agreement remained under the Company&#8217;s control.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">34,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">34,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">55,721&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">55,721&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">128,594&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">128,594&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">7,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">7,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Securities sold under agreements to repurchase are secured by securities with a carrying amount of </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$96.8 million</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and $145.2 million at December&#160;31, 2024 and December&#160;31, 2023, respectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_RepurchaseAgreementsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_RepurchaseAgreementsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfRepurchaseAgreementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>49
<FILENAME>R21.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546014704">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated Notes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedBorrowingsDisclosureTextBlock', window );">Subordinated Notes</a></td>
<td class="text">Subordinated Notes<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On June 24, 2020, Horizon issued $60.0&#160;million in aggregate principal amount of 5.625% fixed&#8211;to&#8211;floating rate subordinated notes (the &#8220;Notes&#8221;). The Notes were offered in denominations of $1,000 and integral multiples of $1,000 in excess thereof. The Notes mature on July 1, 2030 (the &#8220;Maturity Date&#8221;). From and including the date of original issuance to, but excluding, July 1, 2025 or the date of earlier redemption (the &#8220;fixed rate period&#8221;), the Notes bear interest at an initial rate of 5.625% per annum, payable semi&#8211;annually in arrears on January 1 and July 1 of each year, commencing on January 1, 2021. The last interest payment date for the fixed rate period will be July 1, 2025. From and including July 1, 2025 to, but excluding, the Maturity Date or the date of earlier redemption (the &#8220;floating rate period&#8221;), the Notes bear interest at a floating rate per annum equal to the benchmark rate, which is expected to be Three&#8211;Month Term SOFR (the &#8220;Benchmark Rate&#8221;), plus 549 basis points, payable quarterly in arrears on January 1, April 1, July 1, and October 1 of each year, commencing on October 1, 2025. Notwithstanding the foregoing, in the event that the Benchmark Rate is less than zero, the Benchmark Rate shall be deemed to be zero.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon may, at its option, beginning with the interest payment date of July 1, 2025 and on any interest payment date thereafter, redeem the Notes, in whole or in part. The Notes will not otherwise be redeemable by Horizon prior to maturity, unless certain events occur. The redemption price for any redemption is 100% of the principal amount of the Notes, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any early redemption of the Notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations, including capital regulations.     </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Notes are unsecured subordinated obligations, and rank pari passu, or equally, with all of Horizon's future unsecured subordinated debt and are junior to all existing and future senior debt. The Notes are structurally </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">subordinated to all existing and future liabilities of Horizon's subsidiaries, including the deposit liabilities and claims of other creditors of Horizon Bank, and are effectively subordinated to Horizon&#8217;s existing and future secured indebtedness. There is no sinking fund for the Notes. The Notes are obligations of Horizon only and are not obligations of, and are not guaranteed by, any of Horizon&#8217;s subsidiaries.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%">On December 8, 2023, Horizon cancelled $3.5 million of the $60.0 million in Notes at a price of 89.5 recording a gain of $368 thousand. The balance net of unamortized issuance costs of the Notes was $55.7 million and $55.5 million at December&#160;31, 2024 and December&#160;31, 2023, respectively. Unamortized debt issuance costs were $0.8 million and $1.0 million at December&#160;31, 2024 and December&#160;31, 2023, respectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedBorrowingsDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478878/942-470-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedBorrowingsDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>50
<FILENAME>R22.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552709152">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Junior Subordinated Debentures Issued to Capital Trusts<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinatedDebenturesTextBlock', window );">Junior Subordinated Debentures Issued to Capital Trusts</a></td>
<td class="text">Junior Subordinated Debentures Issued to Capital Trusts<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In October of 2004, Horizon formed Horizon Statutory Trust II (&#8220;Trust II&#8221;), a wholly owned statutory business trust. Trust II sold</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $10.0&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust II and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.21% (6.73% at December&#160;31, 2024) and mature on November 23, 2034, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In December of 2006, Horizon formed Horizon Bancorp Capital Trust III (&#8220;Trust III&#8221;), a wholly owned statutory business trust. Trust III sold $12.0&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust III and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 1.91% (6.50% at December&#160;31, 2024) and mature on January 30, 2037, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the acquisition of Alliance Bank Corporation in 2005. In June 2004, Alliance formed Alliance Financial Statutory Trust I a wholly owned business trust (&#8220;Alliance Trust&#8221;), to sell $5.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Alliance. The junior subordinated debentures are the sole assets of Alliance Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.91% (7.26% at December&#160;31, 2024) and mature in June 2034, and securities may be called at any quarterly interest payment date at par.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the American Trust &amp; Savings Bank purchase and assumption in 2010. In March 2004, Am Tru Inc., the holding company for American Trust &amp; Savings Bank, formed Am Tru Statutory Trust I a wholly owned business trust (&#8220;Am Tru Trust&#8221;), to sell $3.5&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Am Tru Inc. The junior subordinated debentures are the sole assets of Am Tru Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.85% (8.05% at December&#160;31, 2024) and mature in December 2033, and securities may be called at any quarterly interest payment date at par. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the Heartland merger in July 2012. In December 2006, Heartland formed Heartland (IN) Statutory Trust II a wholly owned business trust (&#8220;Heartland Trust&#8221;), to sell $3.0&#160;million </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Heartland. The junior subordinated </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">debentures are the sole assets of Heartland Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 1.93% (6.29% at December&#160;31, 2024) and mature in December 2036, and securities may be called at any quarterly interest payment date at par. The carrying value was $2.2&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the LaPorte merger in July 2016. In October 2007, LaPorte as</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">sumed debentures as the result of its acquisition of City Savings Financial Corporation (&#8220;City Savings&#8221;). In June 2003, City Savings formed City Savings Statutory Trust I a wholly owned business trust (&#8220;City Savings Trust&#8221;), to sell $5.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equiv</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">alent amount of subordinated debentures from City Savings. The junior subordinated debentures are the sole assets of City Savings Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 3.10% (8.02% at December&#160;31, 2024) and mature in June 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $4.6&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company assumed additional debentures as the result of the Salin merger </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">in March 2019. In October 2003, Salin Bancshares, Inc. (&#8220;Salin&#8221;) formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;), to sell $19.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Salin. The junior subordinated debentures are the so</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">le assets of Salin Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.95% (3.21% at December&#160;31, 2024) and mature in October 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $18.4&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Trust Preferred Capital Securities, subject to certain limitations, are included in Tier 1 Capital for regulatory purposes. Dividends on the Trust Preferred Capital Securities are recorded as interest expense.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SubordinatedDebenturesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SubordinatedDebenturesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>51
<FILENAME>R23.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552708384">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Supplemental Executive Retirement Plan<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Share-Based Payment Arrangement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EmployeeStockOwnershipPlanTextBlock', window );">Supplemental Executive Retirement Plan</a></td>
<td class="text">Supplemental Executive Retirement Plan<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company sponsors a supplemental retirement plan for a select group of management or highly compensated employees of the Company under the 2005 Supplemental Executive Retirement Plan (the &#8220;SERP&#8221;). This plan was effective January 1, 2005, to replace the SERP originally effective January 1, 1993, which has been frozen. The SERP provides participating officers with the ability to defer income in addition to the benefits provided under the Company's Employee Thrift Plan.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The SERP is a deferred compensation plan under which benefits are derived based on a notional account balance to be funded by the Company for each participating officer. The account balance was credited each year with a Company matching contribution of $20,000 or $35,000 based on the officer's plan. Plan participants could select from two investment options which included cash or stock units of the Company's stock. Assets of the SERP (i.e. the participants' account balances) were not physically invested in the investments selected by the participants; rather, they are utilized for the purpose of debiting or crediting additional amounts to each participants' account. The Company informally funded its obligation to plan participants in a rabbi trust, which is consolidated by the Company, and is comprised of a money market fund and Company stock reported at fair value based on quoted market prices. The assets held in the rabbi trust were reported at their estimated fair value of $10.7 million at December&#160;31, 2024 and were included in cash and other assets in the Company's consolidated balance sheets. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Effective December 3, 2024, the Company eliminated its common stock as an investment alternative available under Horizon&#8217;s 2005 Supplemental Executive Retirement Plan, as amended (the &#8220;Amended SERP&#8221;).  As a result, the 203,440 shares of Horizon common stock beneficially owned under the SERP were liquidated. The amounts held in the rabbi trust were reported at their estimated fair value of $10.6 million at December&#160;31, 2023 and were included in cash a</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">nd stockholders' equity in</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> the Company's consolidated balance sheets. The related accrued benefit cost (representing the Company's benefit obligation to participants) of $10.7 million and $10.6 million at </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024 and December&#160;31, 2023, respectively, was recorded in other liabilities in the Company's consolidated balance sheets.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The SERP is accounted for pursuant to FASB ASC section 710-10, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Compensation - Overall&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASC 710-10&#8221;). SERP participants are credited with a contribution to an account and will receive, upon separation, a benefit based upon the vested amount accrued in their account, which includes both the officer's and Company's contributions plus or minus the increase or decrease in the fair market value of the SERP assets selected by the participant. ASC 710-10 requires the Company to record a liability and related compensation expense during the service period. The Company is accruing the expense under the assumption that all participants in the SERP will achieve full vesting (five years of service). Following the vesting period, the liability continues to be remeasured each reporting period until extinguishment of the liability, with offsetting adjustments to compensation costs. The Company matching contribution and related expense was $433 thousand, $344 thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$404 thousand for the years ended December&#160;31, 2024, December&#160;31, 2023 and December&#160;31, 2022, respectively.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EmployeeStockOwnershipPlanTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Employee stock ownership plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EmployeeStockOwnershipPlanTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>52
<FILENAME>R24.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553807504">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PostemploymentBenefitsAbstract', window );"><strong>Postemployment Benefits [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock', window );">Employee Benefit Plans</a></td>
<td class="text">Employee Benefit Plans<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Employee Thrift Plan (&#8220;Plan&#8221;) provides that all employees of Horizon with the requisite hours of service are eligible for the Plan. The Plan permits voluntary employee contributions and Horizon may make discretionary matching and profit sharing contributions. Each eligible employee is vested according to a schedule based upon years of service. Employee voluntary contributions are vested at all times. The Bank&#8217;s expense related to the Plan totaled approximately </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$1.7 million in 2024, $1.9 million in 2023 and $1.9 million in 2022</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Plan owned a total of 680,785 shares of Horizon&#8217;s stock or 1.5% of the outstanding shares as of December&#160;31, 2024.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CompensationAndEmployeeBenefitPlansTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 710<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/710/tableOfContent<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 712<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/712/tableOfContent<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 715<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/715/tableOfContent<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/718/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CompensationAndEmployeeBenefitPlansTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PostemploymentBenefitsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PostemploymentBenefitsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>53
<FILENAME>R25.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181542792160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Tax<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureTextBlock', window );">Income Tax</a></td>
<td class="text">Income Tax<div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:56.648%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.500%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Currently payable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,558&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,980&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,111&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">363&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(640)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">888&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,528)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,393)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,208&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,472)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total income tax expense</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Reconciliation of federal statutory to actual tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal statutory income tax at 21% </span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,743&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,173&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt interest</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,427)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,777)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,623)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt BOLI income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(273)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(779)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(746)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock compensation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">150&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(88)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(232)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revaluation of deferred tax assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other tax exempt income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(371)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(454)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax, net of federal tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,185)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax credit investments, net of amortization</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,290)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,976)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,774)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption ordinary income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,316&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption excise</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nondeductible and other</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">156&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Actual tax expense</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,590&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,546&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net operating loss and tax credits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,805&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,592&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Director and employee benefits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,334&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,471&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized loss on securities and cash flow hedge</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,355&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basis difference in partnership equity investments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,940&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital loss carryover</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">883&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,938&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,845&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,694&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Depreciation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,061)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,512)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(253)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock dividends</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(353)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(365)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Difference in basis of intangible assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,553)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,545)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,142)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,003)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,131)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11,970)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,948)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation allowance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net deferred tax asset/(liability)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,875&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,545&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">During </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, the Company generated a state net operating loss of $15.1 million that may be carried forward for 15 years. The Company has federal general business tax credits of $10.2 million that can be carried forward twenty years and expire beginning in 2044.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method. Investment tax credits totaled $7.5 million and $19.7 million for </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2024</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2023</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, respectively.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company recorded no</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">valuation allowance as of December&#160;31, 2024 and a valuation allowance of $5.2 million for December&#160;31, 2023. The Company believes all of its deferred tax assets as of December&#160;31, 2024 will be realized. </span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Retained earnings of the Bank include approximately $12.8 million for which no deferred income tax liability has been recognized. This amount represents an allocation of previously acquired institutions income to bad debt deductions as of December 31, 1987 for tax purposes only. Reductions of amounts so allocated for purposes other than tax bad debt losses including redemption of bank stock or excess dividends, or loss of &#8220;bank&#8221; status would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The unrecorded deferred income tax liability on the above amount for the Company was approximately $2.7 million at December&#160;31, 2024.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company files income tax returns in U.S. federal, state and local jurisdictions. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2019.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12C<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 270<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477891/740-270-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.5.Q1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-13<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/740/tableOfContent<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-14<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-21<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-17<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 11.C)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-2<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482603/740-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R26.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546020976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stockholders' Equity<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock', window );">Stockholders' Equity</a></td>
<td class="text">Stockholders' Equity<div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Accumulated Other Comprehensive Income (Loss)</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The components of accumulated other comprehensive loss, net of tax included in capital are as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) on securities available for sale, net of tax</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(38,193)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(69,018)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,892&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,409&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain on derivative instruments, net of tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total accumulated other comprehensive income (loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(36,301)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(66,609)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-14<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477968/946-235-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477968/946-235-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478448/946-505-50-6<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480237/815-40-50-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(e)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/505/tableOfContent<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-13<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-14<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-14<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-16<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-18<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-18<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>55
<FILENAME>R27.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181542792160">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Off-Balance Sheet Arrangements, Commitments, and Contingencies<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock', window );">Off-Balance Sheet Arrangements, Commitments, and Contingencies</a></td>
<td class="text">Off-Balance Sheet Arrangements, Commitments, and Contingencies<div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk to meet the financing needs of its clients. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of amounts recorded in the consolidated balance sheets. </span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Commitments to extend credit are legally binding agreements to lend to a client, so long as there is no violation of any condition established in the commitment contract. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. </span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a client to a third party. The credit risk involved in issuing letters of credit is essentially the same as the credit risk involved in extending loan facilities to clients. The Company&#8217;s policy for obtaining collateral, and determining the nature of such collateral, is essentially the same as in the Company&#8217;s policies for making commitments to extend credit. The methodology for estimating the liability for unfunded loan commitments is consistent with the allowance for credit losses on loans.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"><tr><td style="width:1.0%"></td><td style="width:34.813%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.082%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.085%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to extend credit</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,018,302&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,118,417&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Standby letters of credit</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23,457&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16,493&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,041,759&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,134,910&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for commitments and contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 405<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/405-30/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 450<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/450/tableOfContent<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 954<br> -SubTopic 440<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478522/954-440-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 440<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482648/440-10-50-4<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 440<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/440/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>56
<FILENAME>R28.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546020976">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Regulatory Capital<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract', window );"><strong>Regulatory Capital Requirements under Banking Regulations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Regulatory Capital</a></td>
<td class="text">Regulatory Capital<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. These capital requirements implement changes arising from the Dodd&#8211;Frank Wall Street Reform and Consumer Protection Act and the U.S. Basel Committee on Banking Supervision&#8217;s capital framework (known as &#8220;Basel III&#8221;). Failure to meet the minimum regulatory capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators, which if undertaken, could have a direct material effect on the Company&#8217;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective actions, the Company and Bank must meet specific capital guidelines involving quantitative measures of the Bank&#8217;s assets, liabilities, and certain off&#8211;balance&#8211;sheet items as calculated under regulatory accounting </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">practices. The Company&#8217;s and Bank&#8217;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company and Bank are subject to minimum regulatory capital requirements as defined and calculated in accordance with the Basel III&#8211;based regulations. As allowed under Basel III rules, the Company made the decision to opt&#8211;out of including accumulated other comprehensive income in regulatory capital. The minimum regulatory capital requirements are set forth in the table below.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition, to be categorized as well capitalized, the Company and Bank must maintain Total risk&#8211;based, Tier I risk&#8211;based, common equity Tier I risk&#8211;based and Tier I leverage ratios as set forth in the table below. As of December&#160;31, 2024 and December&#160;31, 2023, the Company and Bank met all capital adequacy requirements to be considered well capitalized. There have been no conditions or events since the end of the year 2024 that management believes have changed the Bank&#8217;s classification as well capitalized. There is no threshold for well capitalized status for bank holding companies.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents Horizon and the Bank&#8217;s actual and required capital ratios as of December&#160;31, 2024 and December&#160;31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.826%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required for Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required For Capital Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Well Capitalized Under</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Prompt Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800,209&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.91&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">460,266&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">604,099&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">725,383&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">602,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">573,799&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">345,199&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">489,033&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">344,279&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">487,729&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">632,760&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,900&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">402,733&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,209&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,659&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">372,969&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.64&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388,174&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;for&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;For&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Well&#160;Capitalized&#160;</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Under&#160;Prompt</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">782,598&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.04&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">446,000&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">585,374&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">786,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.11&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">446,000&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">585,374&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">714,402&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.87&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,147&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">582,943&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">555,184&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.826%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676,411&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.13&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334,500&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">473,874&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735,792&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.20&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334,500&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">473,874&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">333,111&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">471,907&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,147&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">619,153&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.11&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">250,875&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">390,250&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">249,833&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388,629&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">360,870&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.61&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735,792&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.36&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.41&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">315,550&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">315,550&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394,438&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">As defined by regulatory agencies</span></div></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">*Prior periods have been revised (see  FN 1 disclosures for the Revision of Previously Issued Financial Statements)</span></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory Capital Requirements under Banking Regulations</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1D<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1A<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1F<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R29.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545954000">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Share-Based Payment Arrangement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock', window );">Share-Based Compensation</a></td>
<td class="text">Share&#8211;Based Compensation<div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On June 18, 2013, the Board of Directors adopted the Horizon Bancorp 2013 Omnibus Equity Incentive Plan (&#8220;2013 Plan&#8221;), which was approved by the Company&#8217;s shareholders on May 8, 2014. Under the 2013 Plan, Horizon may issue up to 1,556,325 common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2013 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The 2013 Plan limits the number of shares available to 225,000 for incentive stock options and to 900,000 for the grant of non&#8211;option awards. The shares available for issuance under the 2013 Plan may be divided among the various types of awards and among the participants as the Committee determines. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2013 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. The 2013 Plan was amended on May 3, 2018, upon shareholder approval, primarily to allow grants of other types of stock&#8211;based awards, such as awards valued in whole or in part by reference to the value of shares of Horizon common stock. All share data has been adjusted for the 3:2 stock split on June 15, 2018 and November 14, 2016.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2013 Plan generally cliff vest at the end of three years of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of s</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">tockholders&#8217; equity. The cost of these shares is being amortized against earnings using the straight&#8211;line method over the vesting period. There were no unvested restricted shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#8217;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $1 billion and $5 billion on the SNL Bank Index. Holders of performance share awards receive</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> pass&#8211;through dividends but do not have any voting rights before the performance shares are earned and vested. </span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There were no unvested performance shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024.  </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The options shares granted under the 2013 Plan vest at a rate designated per the individual agreements.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of options granted is estimated on the date of the grant using an option&#8211;pricing model. There have been no options granted since 2019.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of option activity under the 2013 Plan as of December&#160;31, 2024, and changes during the year then ended, is presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Exercise Price</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Remaining<br/>Contractual<br/>Term</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Aggregate<br/>Intrinsic<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">120,680&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14.64&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,560&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercised/Converted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(25,882)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.69&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Expired</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, end of year</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2.84 years</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">56,985&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercisable, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2.84 years</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">56,985&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There have been no options gr</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">anted under the 2013 Plan during the years 2024, 2023 and 2022.  The total intrinsic value of stock options exercised was approximately </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$418 thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$355 thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$726 thousand</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> for the years ended December 31, 2024, 2023, and 2022. </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">On January 19, 2021, the Board of Directors adopted the Horizon Bancorp 2021 Omnibus Equity Incentive Plan (&#8220;2021 Plan&#8221;), which was approved by the Company&#8217;s shareholders on May 6, 2021. Under the 2021 Plan, Horizon may issue up to 1,787,548 common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2021 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2021 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2021 Plan generally cliff vest at the end of three years of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of stockholders&#8217; equity. The cost of these shares is being amortized against earnings using the straight&#8211;line method over the vesting period.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#8217;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $5 billion and $10 billion on the SNL Bank Index. Holders of performance awards receive pass&#8211;through dividends but do not have any voting rights before the performance shares are earned and vested.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The option shares granted under the 2021 Plan vest at a rate designated per the individual agreements. As of December 31, 2024, there have been no stock options granted under the 2021 Plan.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of the status of Horizon&#8217;s non&#8211;vested restricted and performance shares under the 2021 Plan as of December&#160;31, 2024 are presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"></td><td style="width:66.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.571%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted<br/>Average<br/>Grant Date<br/>Fair Value</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">630,721&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.36&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vested</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(159,006)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.10&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">270,343&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,861)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.46&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,197&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.73&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The total fair value of shares vested during 2024, 2023 and 2022 were $2.0 million, $1.8 million, and $1.9 million, respectively.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company did not have option-based compensation expense applicable to the Company&#8217;s share-based compensation plans for the year ended December&#160;31, 2024 or 2023.  Compensation expense recognized in the income statement for option&#8211;based payment arrangements during the year ended December&#160;31, 2022 was</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> $13 thousand and the recognized tax benefit related thereto was approximately $3 thousand. </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company does not have any unrecognized option-based compensation expense related to unvested options as of December&#160;31, 2024.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Compensation expense recognized in the income statement for restricted share and performance share based payment arrangements during 2024, 2023 and 2022 was $4.6 million, $3.6 million, and $2.5 million. The recognized tax benefit related thereto was approximately $963 thousand, $753 thousand, and $517 thousand for the years ended December&#160;31, 2024, 2023 and 2022.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There was no cash received from option exercise under all share&#8211;based payment arrangements for the years ended December&#160;31, 2024 and 2023. For the year ended December&#160;31, 2022, cash received from option exercise under all share&#8211;based payment arrangements </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$145 thousand. The actual tax benefit realized for the tax deductions from option exercise of the share&#8211;based payment arrangements totaled $72 thousand, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$58 thousand, and $126 thousand, for the years ended December&#160;31, 2024, 2023 and 2022.</span></div>As of December&#160;31, 2024, there was $2.0 million of total unrecognized compensation cost related to all non&#8211;vested share&#8211;based compensation arrangements granted under all of the plans. That cost is expected to be recognized over a weighted&#8211;average period of 11 months.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/718/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (l)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>58
<FILENAME>R30.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547180480">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock', window );">Derivative Financial Instruments</a></td>
<td class="text">Derivative Financial Instruments<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Our hedging policy allows the use of interest rate derivative instruments to manage our exposure to interest rate risk or hedge specified assets and liabilities. All derivative instruments are carried on the balance sheet at their estimated fair value and are recorded in other assets or other liabilities, as appropriate, and in the net change in each of these financial statement line items in the accompanying consolidated statement of cash flows. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Cash Flow Hedges</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flow due to interest rate fluctuations, the Company entered into an interest rate swap agreement for a portion of its floating rate debt on July 20, 2018. The agreement provides for the Company to receive interest from the counterparty at one month LIBOR and to pay interest to the counterparty at a fixed rate of 2.81% on a notional amount of $50.0 million. Under the agreement, the Company paid or received the net interest amount monthly, with the monthly settlements in interest expense. The Company terminated this interest rate swap agreement on May 23, 2023 and recorded a related gain of $1.5 million as a reduction of interest expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For derivative instruments that are designated and qualify as a cash flow hedge, the effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Fair Value Hedges</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value hedges are intended to reduce the interest rate risk associated with the underlying hedged item. The Company enters into fixed rate loan agreements as part of its lending policy. To mitigate the risk of changes in fair value based on fluctuations in interest rates, the Company previously entered into interest rate swap agreements on individual loans, converting the fixed rate loans to a variable rate. The Company also previously entered into interest rate swap agreements on individual investment securities, converting the fixed rate security to a variable rate. During the year ended December 31, 2024, the Company terminated the fair value hedges on loans and securities, recording a deferred gain of $2.3 million on the loan termination that will be accreted into interest income over the remaining life of the underlying loans, and a mark-to-market adjustment of $0.3 million that was recorded in non-interest income on the termination of the fair value hedges against investment securities. </span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The change in fair value of both the hedge instruments and the underlying loan and security agreements are recorded as gains or losses in non&#8211;interest income. The fair value hedges are considered to be highly effective.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Other Derivative Instruments</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">From time to time, we may enter into certain interest rate swaps that are not designated as hedging instruments. These interest rate derivative contracts relate to transactions in which we enter into an interest rate swap with a customer while concurrently entering into an offsetting interest rate swap with a third-party financial institution. We agree to pay interest to the customer on a notional amount at a variable rate and receive interest from the customer on a similar notional amount at a fixed interest rate. At the same time, we agree to pay a third-party financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. These interest rate derivative contracts allow our customers to effectively convert a variable rate loan to a fixed rate loan.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company enters into non&#8211;hedging derivatives in the form of mortgage loan forward sale commitments with investors and commitments to originate mortgage loans as part of its mortgage banking business. At December 31, 2024, the Company&#8217;s fair value of these derivatives were recorded and over the next 12 months are not expected to have a significant impact on the Company&#8217;s net income.</span></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The change in fair value of both the forward sale commitments and commitments to originate mortgage loans were recorded and the net gains or losses included in the Company&#8217;s gain on sale of loans.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the fair value of our derivative financial instruments utilized by Horizon on a gross basis for the periods indicated. </span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.321%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.501%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,155&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.321%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.501%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,468&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,950&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,468&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,950&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">504,696&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,606&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,844&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,351&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 20.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">513,891&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,764&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">While the Company is party to master netting arrangements with most of its swap derivative counterparties, the Company has elected to not offset derivative assets and liabilities under these agreements on its consolidated balance sheets. Collateral exchanged between the Company and dealer bank counterparties is generally subject to thresholds and transfer minimums, and usually consists of marketable securities. At December&#160;31, 2024, the Company pledged marketable securities as collateral with a carrying value of</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$6.0 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">.</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"><br/></span></div><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative instruments on the consolidated statements of comprehensive income (loss) for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.654%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,463&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivatives in cash flow hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.379%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.548%"></td><td style="width:0.1%"></td></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; cash flow hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense &#8211; Borrowings</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,832&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(628)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative and the hedged item in fair value hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.519%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.373%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.648%"></td><td style="width:0.1%"></td></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain (loss)<br/>recognized on derivative and hedged item</span></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative and Hedged Item Years Ended December 31</span></td></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - loans receivable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,169&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,166)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,169)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - investment securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(220)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">240&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(99)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">220&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(240)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of derivatives not designated as hedging instruments on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.818%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.742%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.916%"></td><td style="width:0.1%"></td></tr><tr style="height:21pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized on derivative</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31 </span></td></tr><tr style="height:23pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">68&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(67)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(159)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(753)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(76)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(565)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span><br/></span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.666%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.525%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost of Hedged Items</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,788&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,532)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480237/815-40-50-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-5C<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/815/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>59
<FILENAME>R31.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546718880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock', window );">Disclosures about Fair Value of Assets and Liabilities</a></td>
<td class="text">Disclosures about Fair Value of Assets and Liabilities<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Fair Value Measurements topic of the FASB ASC defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. There are three levels of inputs that may be used to measure fair value:</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;1 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Quoted prices in active markets for identical assets or liabilities</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;2 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Observable inputs other than Level&#160;1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities</span></div><div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Level&#160;3 &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying consolidated financial statements, as well as the general classification of such instruments pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended December&#160;31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Available for sale securities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include U.S. Treasury and federal agency securities, state and municipal securities, US. government agency mortgage-backed securities, and mortgage&#8211;backed pools and corporate notes. Level 2 securities are valued by a third party pricing service commonly used in the banking industry utilizing observable inputs. Observable inputs include dealer quotes, market spreads, cash flow analysis, the U.S. Treasury yield curve, trade execution data, market consensus prepayment spreads and available credit information and the bond&#8217;s terms and conditions. The pricing provider utilizes evaluated pricing models that vary based on asset class. These models incorporate available market information including quoted prices of securities with similar characteristics and, because many fixed&#8211;income securities do not trade on a daily basis, apply available information through processes such as benchmark curves, benchmarking of like securities, sector grouping, and matrix pricing. In addition, model processes, such as an option adjusted spread model, is used to develop prepayment and interest rate scenarios for securities with prepayment features.</span></div><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Equity securities</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of the Company's equity investments is estimated by a third party utilizing readily determinable fair values quoted on an active market. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Interest rate swap agreements</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of the Company&#8217;s interest rate swap agreements is estimated by a third party using inputs that are primarily unobservable including a yield curve, adjusted for liquidity and credit risk, contracted terms and discounted cash flow analysis, and therefore, are classified within Level 2 of the valuation hierarchy.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%">Commitments to originate mortgage loans and mortgage loan contract assets/liabilities</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company&#8217;s forward commitments are valued based on quoted prices for similar assets in an active market with </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">inputs that are observable.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the fair value measurements of assets and liabilities recognized in the accompanying financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.291%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.040%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,817)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,817)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,556&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,556&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,024)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,024)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(1) Prior period equity securities were included in available-for-sale. Updated to align with comparable period.</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment):</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Collateral Dependent Loans: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For loans identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Transferred to Held for Sale: </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Once a decision has been made to sell loans not previously classified as held for sale, these loans are transferred into the held for sale category and carried at the lower of cost or fair value, less estimated costs to sell. At the time of transfer into held for sale classification, any amount by which cost exceeds fair value is accounted for as a valuation allowance. This activity generally pertains to loans with observable inputs, and </span></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">therefore, are classified within Level 2 of the fair value hierarchy. However, should these loans include adjustments for changes in loan characteristics based on unobservable inputs, the loans would then be classified within Level 3 of the fair value hierarchy. As of December&#160;31, 2024 and 2023, there were $64.8 million and $0 loans transferred to held for sale on the accompanying Consolidated Balance Sheets, respectively.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents qualitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements, other than goodwill, at December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.800%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.350%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral based measurement</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Discount to reflect current market conditions and ultimate collectability</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.1%&#8211;40.1% (36.6%)</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.800%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.350%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral based measurement</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Discount to reflect current market conditions and ultimate collectability</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.9%&#8211;34.2% (21.5%)</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosures about fair value of assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>60
<FILENAME>R32.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552878752">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresTextBlock', window );">Fair Value of Financial Instruments</a></td>
<td class="text">Fair Value of Financial Instruments<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair value amounts of the Company&#8217;s financial instruments were determined using available market information, current pricing information applicable to Horizon and various valuation methodologies. Where market quotations were not available, considerable management judgment was involved in the determination of estimated fair values. Therefore, the estimated fair value of financial instruments shown below may not be representative of the amounts at which they could be exchanged in a current or future transaction. Due to the inherent uncertainties of expected cash flows of financial instruments, the use of alternate valuation assumptions and methods could have a significant effect on the estimated fair value amounts.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table does not include certain financial instruments that are recorded at fair value on a recurring basis, including some non-recurring financial instruments. See Note 22 for more details.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The estimated fair values of financial instruments, as shown below, are not intended to reflect the estimated liquidation or market value of Horizon taken as a whole. The disclosed fair value estimates are limited to Horizon&#8217;s significant financial instruments at December&#160;31, 2024 and December&#160;31, 2023. These include financial instruments recognized as assets and liabilities on the consolidated balance sheet as well as certain off&#8211;balance sheet financial instruments. The estimated fair values shown below do not include any valuation of assets and liabilities which are not financial instruments as defined by the FASB ASC fair value hierarchy.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following methods and assumptions were used to estimate the fair value of each class of financial instrument:</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and Cash Equivalents &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> Cash and cash equivalents are composed of: cash and due from banks, interest-bearing deposits in banks, and federal funds sold. The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest-Earning Time Deposits &#8211;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Held-to-Maturity Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For debt securities held to maturity, fair values are based on quoted market prices or dealer quotes. For those securities where a quoted market price is not available, carrying amount is a reasonable estimate of fair value based upon comparison with similar securities.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Held for Sale &#8212; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For mortgage loans, the fair value is derived from third party pricing models, based on active quotes. For non-mortgage loans, the assets are carried at the lower of cost or fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Net Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of net loans are estimated on an exit price basis incorporating discounts for credit, liquidity and marketability factors.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">FHLB Stock </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Fair value of FHLB stock is based on the price at which it may be resold to the FHLB</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Interest Payable </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The carrying amounts approximate fair value.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Deposits </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of demand deposits, savings accounts, interest bearing checking accounts and money market deposits is the amount payable on demand at the reporting date and are classified within Level 1. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturity and are classified within Level 2.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Borrowings </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Rates currently available to Horizon for debt with similar terms and remaining maturities are used to estimate fair values of existing borrowings.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Subordinated Notes </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The fair value of subordinated notes is based on discounted cash flows based on current borrowing rates for similar types of instruments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Junior Subordinated Debentures to Capital Trusts </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Rates currently available for debentures with similar terms and remaining maturities are used to estimate fair values of existing debentures.</span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span><br/></span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present estimated fair values of the Company&#8217;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,131&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,131&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,431&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,431&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,690&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67,597&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,824&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,773&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,795,060&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,611,702&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,535,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,446,680&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,084,986&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,230,860&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,738&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,284&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,559&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,772&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,772&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">413,528&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">413,528&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526,515&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526,515&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,205&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,638&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,601&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,367,601&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,072,568&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,509&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,509&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,548,888&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,369,149&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,171,452&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,353,050&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,347,129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,283&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,063&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 107<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-107<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-6A<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 940<br> -SubTopic 820<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478119/940-820-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>61
<FILENAME>R33.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545954000">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>General Litigation<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LegalMattersAndContingenciesTextBlock', window );">General Litigation</a></td>
<td class="text">General Litigation<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of April 20, 2023, a putative class action lawsuit entitled Chad Key, et al. v. Horizon Bancorp, Inc., et al., Case No. 1:23-cv-02961 (&#8220;Securities Action&#8221;) was filed against the Company and two of its officers in the U.S. District Court for the Eastern District of New York. The Securities Action asserts claims under &#167;&#167; 10(b) and 20(a) of the Securities Exchange Act of 1934 alleging, among other things, the Company made materially false and misleading statements and failed to disclose material adverse facts which allegedly resulted in harm to a putative class of purchasers of our securities from March 9, 2022 and March 10, 2023. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As of (1) August 28, 2023, a lawsuit related to the Securities Action was filed by Sally Hundley, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors and (2) August 31, 2023, a lawsuit also related to the Securities Action was filed by Aziz Chowdhury, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors (the &#8220;Derivatives Actions&#8221;) in the U.S. District Court for the Eastern District of New York. The Derivative Actions allege, among other things, breach of the officers and directors' fiduciary duties. The Derivative Actions have been consolidated and stayed pending resolution of any motion to dismiss in the Securities Action.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Based on our initial review of these actions, management believes that the Company has strong defenses to the claims and intends to vigorously defend against them. As of December 31, 2024, no liabilities related to the above matters were recorded because we have concluded such liabilities are not probable and the amounts of such liabilities are not reasonably estimable.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In addition to the matters described above, from time to time, Horizon and its subsidiaries are involved in various legal proceedings incidental to the conduct of their business. Management does not expect that the outcome of any such proceedings will have a material adverse effect on our consolidated financial position or results of operations.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LegalMattersAndContingenciesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for legal proceedings, legal contingencies, litigation, regulatory and environmental matters and other contingencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 450<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/450/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LegalMattersAndContingenciesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>62
<FILENAME>R34.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552776016">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock', window );">Condensed Financial Information (Parent Company Only)</a></td>
<td class="text">Condensed Financial Information (Parent Company Only)<div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Presented below is condensed financial information as to financial position, results of operations and cash flows of Horizon Bancorp, Inc.:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Balance Sheets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cash and cash equivalents</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,938&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment in subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">803,799&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">765,299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,806&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">900,543&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">852,056&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,738&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,748&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,443&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Stockholders&#8217; Equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763,580&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,812&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities and stockholders&#8217; equity</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">900,543&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">852,056&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="12" style="background-color:#ffffff;padding:0 1pt 0 13pt"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Income (Expense)</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividend income from subsidiaries</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38,000&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,500&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,750&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,906)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,226)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,258)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">117&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">431&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Salaries and employee benefits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,351)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,502)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,551)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(434)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(370)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(411)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Undistributed Income (Dividends in Excess) of Subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,426&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,833&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,575&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Undistributed income (dividends in excess) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,198&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(17,838)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,473&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,624&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,995&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,048&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax benefit</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,986&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,360&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income Available to Common Shareholders</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Comprehensive Income (Loss)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss)</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments for the period</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(523)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,649&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for swap termination gain realized in income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,453)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">415&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,186)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Changes from derivative instruments</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,561)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,463&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) for the period on available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(120)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,728&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(147,345)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification of gain (loss) from available for sale securities to held to maturity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(794)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(657)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(691)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,236)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for securities (gains) losses realized in income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,140&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,052&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,055)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,939)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,369&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on securities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,308&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41,150&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(118,006)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss), Net of Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,308&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,589&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(113,543)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Comprehensive Income (Loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65,737&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67,570&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,135)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Cash Flows</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Activities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Items not requiring (providing) cash</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends in excess (equity in undistributed net income) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,198)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,838&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(66,473)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Share based compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,586&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,586&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,475&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,621)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(284)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(413)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by operating activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,913&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">56,176&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,246&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital contribution to subsidiary</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investing activities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,829&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,762&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by investing activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,829&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,762&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other change in borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">378&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase of outstanding stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends paid on common shares</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,328)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,311)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,765)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,371)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,221)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,824)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,146&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock option exercises</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repayment of subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,132)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash used in financing activities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,553)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,286)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29,056)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Change in Cash and Cash Equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,189&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,652&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at Beginning of Year</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,097&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,907&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at End of Year</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,938&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,097&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>63
<FILENAME>R35.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547638896">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segment Reporting<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingDisclosureTextBlock', window );">Segment Reporting</a></td>
<td class="text">Segment Reporting<div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon Bancorp has one reportable segment. Business activities are managed on a consolidated basis and revenues are derived primarily through commercial banking, offering retail banking and private wealth management from North America. Horizon Bancorp&#8217;s chief operating decision maker (&#8220;CODM&#8221;) is the Chief Executive Officer. The CODM  assesses performance and allocates resources based on consolidated net income, as reported on the </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Consolidated Statement of Income</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, and the same accounting policies are applied as described in the Note 1 - Nature of Operations and Su</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">mmary of Significant Accounting Policies</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">. </span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The CODM uses net income to evaluate income generated from segment assets in deciding whether to reinvest </span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">profits into the business or distribute dividends to shareholders.</span> The CODM also uses net income in competitive analysis by benchmarking against Horizon Bancorp&#8217;s competitors. The competitive analysis, along with the monitoring of budgeted versus actual results, is used in assessing performance of the segment and in establishing management&#8217;s compensation.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingDisclosureTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 34<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-34<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 26C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26C<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 26B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26B<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-15<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-42<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-40<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/280/tableOfContent<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 26<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-26<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 41<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-41<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-21<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-21<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingDisclosureTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>64
<FILENAME>R36.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553557216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent Events<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventsAbstract', window );"><strong>Subsequent Events [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventsTextBlock', window );">Subsequent Events</a></td>
<td class="text">Subsequent Events<span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As previously disclosed, during the three months ended </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party, resulting in a pre-tax gain of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$7.0 million</span> to be recognized during the three months ended March 31, 2025.<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 855<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/855/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 855<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483399/855-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>65
<FILENAME>R37.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544239232">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Pay vs Performance Disclosure - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_PvpTable', window );"><strong>Pay vs Performance Disclosure</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_PvpTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection v<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_PvpTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>66
<FILENAME>R38.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545353312">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insider Trading Arrangements<br></strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_TradingArrByIndTable', window );"><strong>Trading Arrangements, by Individual</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrAdoptedFlag', window );">Rule 10b5-1 Arrangement Adopted</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrAdoptedFlag', window );">Non-Rule 10b5-1 Arrangement Adopted</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_Rule10b51ArrTrmntdFlag', window );">Rule 10b5-1 Arrangement Terminated</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_NonRule10b51ArrTrmntdFlag', window );">Non-Rule 10b5-1 Arrangement Terminated</a></td>
<td class="text">false<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_NonRule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_NonRule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_Rule10b51ArrTrmntdFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_Rule10b51ArrTrmntdFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_TradingArrByIndTable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection a<br> -Paragraph 2<br> -Subparagraph A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_TradingArrByIndTable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>67
<FILENAME>R39.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552706400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Insider Trading Policies and Procedures<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_InsiderTradingPoliciesProcLineItems', window );"><strong>Insider Trading Policies and Procedures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ecd_InsiderTrdPoliciesProcAdoptedFlag', window );">Insider Trading Policies and Procedures Adopted</a></td>
<td class="text">true<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_InsiderTradingPoliciesProcLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection b<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16<br> -Subsection J<br> -Paragraph a<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_InsiderTradingPoliciesProcLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ecd_InsiderTrdPoliciesProcAdoptedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 408<br> -Subsection b<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16<br> -Subsection J<br> -Paragraph a<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ecd_InsiderTrdPoliciesProcAdoptedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ecd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>68
<FILENAME>R40.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181550816064">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cybersecurity Risk Management and Strategy Disclosure<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementStrategyAndGovernanceLineItems', window );"><strong>Cybersecurity Risk Management, Strategy, and Governance [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock', window );">Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]</a></td>
<td class="text"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Board established the Cyber Security Committee of the Board in December 2022 to augment the Board's oversight with cybersecurity focus and expertise and to complement the risk framework activities of the Enterprise Risk Management and Credit Policy Committee. The Cyber Security Committee considers risks associated with Horizon's overall cyber security and information technology programs; information technology audits; the security risk insurance that Horizon maintains for information technology, cyber security and privacy risks; Horizon's information security training programs; and compliance with all rules and regulations and risk control policies and procedures relating to information technology and cyber security.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to the Cyber Security Committee Charter, the Cyber Security Committee is required to meet at least three times per year and report to the Board annually. The Cyber Security Committee met three times in 2024. In addition, the Cyber Security Committee Charter provides that a majority of the Cyber Security Committee's voting members </span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">must qualify as independent directors under SEC rules and NASDAQ listing standards. During 2024, 3 of the Cyber Security Committee's members qualified as independent.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon's senior management briefs the Cyber Security Committee at each Cyber Security Committee meeting (see below for detailed discussion). In 2024, Horizon's information technology/cyber security program was audited by RSM and internal audit. The Cyber Security Committee Charter is posted on Horizon's website at www.horizonbank.com in the section headed &#8220;About Us &#8211; Investor Relations &#8211; Corporate Information&#8221; under the caption &#8220;Corporate Governance.&#8221;</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Through Horizon's enterprise risk management framework and reporting functions, the Board, its Committees and Management assess and manage cybersecurity risks created by cybersecurity threats. Horizon's Vice President, Information Security and Audit Information Security officer (&#8220;Information Security Officer&#8221;) provides an annual Information Security Program report to the Board and as needed when cybersecurity risk is elevated. Horizon's Senior Vice President, Senior Technology Officer is a member of the Cyber Security Committee and reports on cyber security risks at each meeting a minimum of three times a year. The Senior Vice President, Senior Technology Officer reports to the Executive Vice President, Senior Operations Officer, who also is a member of the Cyber Security Committee. For independence, the Information Security Officer reports to Horizon's Senior Vice President, Senior Auditor and Compliance Officer. Horizon's risk escalation framework requires progressive escalation of cyber security risks to Management and its Committees, then to Board Committees and, ultimately, to the Board.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementProcessesIntegratedFlag', window );">Cybersecurity Risk Management Processes Integrated [Flag]</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementProcessesIntegratedTextBlock', window );">Cybersecurity Risk Management Processes Integrated [Text Block]</a></td>
<td class="text"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Board established the Cyber Security Committee of the Board in December 2022 to augment the Board's oversight with cybersecurity focus and expertise and to complement the risk framework activities of the Enterprise Risk Management and Credit Policy Committee. The Cyber Security Committee considers risks associated with Horizon's overall cyber security and information technology programs; information technology audits; the security risk insurance that Horizon maintains for information technology, cyber security and privacy risks; Horizon's information security training programs; and compliance with all rules and regulations and risk control policies and procedures relating to information technology and cyber security.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementThirdPartyEngagedFlag', window );">Cybersecurity Risk Management Third Party Engaged [Flag]</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag', window );">Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag', window );">Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskBoardOfDirectorsOversightTextBlock', window );">Cybersecurity Risk Board of Directors Oversight [Text Block]</a></td>
<td class="text">Management's Operations Committee meets quarterly and provides oversight and governance of the technology and cyber security programs.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock', window );">Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]</a></td>
<td class="text">Management's Operations Committee meets quarterly and provides oversight and governance of the technology and cyber security programs.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock', window );">Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]</a></td>
<td class="text">Horizon's senior management briefs the Cyber Security Committee at each Cyber Security Committee meeting (see below for detailed discussion).<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskRoleOfManagementTextBlock', window );">Cybersecurity Risk Role of Management [Text Block]</a></td>
<td class="text"><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Vice President, Senior Operations Officer has 35 years of experience in operations and technology with an educational background in Business Administration. In the role of Senior Bank Operations Officer and Executive for the past 24 years, she oversees and works closely with Horizon's technology and security teams to develop and implement robust security measures to protect the Bank's systems, networks, and customer data. The Senior Bank Operations Officer stays current on the latest industry trends and emerging cyber threats through publications, webinars, seminars and banking association training around cyber security. She also collaborates with external agencies, such as law enforcement and regulatory bodies, to address cyber threats and ensure compliance with industry best practices.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Senior Vice President, Senior Technology Officer has 28 years of experience in information technology, with the last 13 as the information technology leader for the Bank. He holds a Bachelor's Degree in Computer Science. He is an active member of FS&#8211;ISAC's Mergers an Acquisition Working Group, and a named author of their 2023 &#8220;Cybersecurity Best Practices in Mergers, Acquisitions and Divestiture Deals&#8221; publication. He also serves as an advisory member of the Indiana Governor's Executive Council on Cybersecurity. He attends numerous industry training sessions including those put on by the SANS Institute, PaloAlto, Cisco, Microsoft, the Cybersecurity and Infrastructure Security Agency (CISA), and FS&#8211;ISAC.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Vice President, Information Security and Audit Information Security Officer has 28 years as an IT Professional, with the last 9 as the cybersecurity leader for Horizon Bank with an education background in Technology. He has achieved numerous certifications throughout his career including the Microsoft Certified Systems Engineer (MCSE) and Certified Novell Engineering (CNE 5/6) and has demonstrated a continued commitment to excellence and has attained certification as a Certified Information Systems Security Professional (CISSP) issued by ISC2 in 2022. Through continuous learning and professional development, the Information Security Officer has honed his expertise in cybersecurity frameworks, threat detection, incident response, and risk management. He also serves as a member of the Indiana Bankers Association (IBA) Cyber Security Committee and attends numerous industry training sessions including those put on by Microsoft, FS&#8211;ISAC, SANS Institute.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag', window );">Cybersecurity Risk Management Positions or Committees Responsible [Flag]</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock', window );">Cybersecurity Risk Management Positions or Committees Responsible [Text Block]</a></td>
<td class="text">Horizon's Senior Vice President, Senior Technology Officer is a member of the Cyber Security Committee and reports on cyber security risks at each meeting a minimum of three times a year. The Senior Vice President, Senior Technology Officer reports to the Executive Vice President, Senior Operations Officer, who also is a member of the Cyber Security Committee. For independence, the Information Security Officer reports to Horizon's Senior Vice President, Senior Auditor and Compliance Officer. Horizon's risk escalation framework requires progressive escalation of cyber security risks to Management and its Committees, then to Board Committees and, ultimately, to the Board.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock', window );">Cybersecurity Risk Management Expertise of Management Responsible [Text Block]</a></td>
<td class="text"><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Executive Vice President, Senior Operations Officer has 35 years of experience in operations and technology with an educational background in Business Administration. In the role of Senior Bank Operations Officer and Executive for the past 24 years, she oversees and works closely with Horizon's technology and security teams to develop and implement robust security measures to protect the Bank's systems, networks, and customer data. The Senior Bank Operations Officer stays current on the latest industry trends and emerging cyber threats through publications, webinars, seminars and banking association training around cyber security. She also collaborates with external agencies, such as law enforcement and regulatory bodies, to address cyber threats and ensure compliance with industry best practices.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Senior Vice President, Senior Technology Officer has 28 years of experience in information technology, with the last 13 as the information technology leader for the Bank. He holds a Bachelor's Degree in Computer Science. He is an active member of FS&#8211;ISAC's Mergers an Acquisition Working Group, and a named author of their 2023 &#8220;Cybersecurity Best Practices in Mergers, Acquisitions and Divestiture Deals&#8221; publication. He also serves as an advisory member of the Indiana Governor's Executive Council on Cybersecurity. He attends numerous industry training sessions including those put on by the SANS Institute, PaloAlto, Cisco, Microsoft, the Cybersecurity and Infrastructure Security Agency (CISA), and FS&#8211;ISAC.</span></div><div style="text-align:justify"><span><br/></span></div><div style="text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Vice President, Information Security and Audit Information Security Officer has 28 years as an IT Professional, with the last 9 as the cybersecurity leader for Horizon Bank with an education background in Technology. He has achieved numerous certifications throughout his career including the Microsoft Certified Systems Engineer (MCSE) and Certified Novell Engineering (CNE 5/6) and has demonstrated a continued commitment to excellence and has attained certification as a Certified Information Systems Security Professional (CISSP) issued by ISC2 in 2022. Through continuous learning and professional development, the Information Security Officer has honed his expertise in cybersecurity frameworks, threat detection, incident response, and risk management. He also serves as a member of the Indiana Bankers Association (IBA) Cyber Security Committee and attends numerous industry training sessions including those put on by Microsoft, FS&#8211;ISAC, SANS Institute.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock', window );">Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]</a></td>
<td class="text">The Senior Vice President, Senior Technology Officer and Information Security Officer are members of this committee and report monthly on the technology and cyber security programs. The Senior Vice President, Senior Technology Officer also is a member of Management's Enterprise Risk &amp; Disclosure Committee, which meets a minimum of four times a year, to report on the technology and cyber security programs.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag', window );">Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]</a></td>
<td class="text">true<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskBoardOfDirectorsOversightTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskBoardOfDirectorsOversightTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph iii<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph iii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementProcessesIntegratedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph i<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementProcessesIntegratedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementProcessesIntegratedTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph i<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph i<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementProcessesIntegratedTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementStrategyAndGovernanceLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementStrategyAndGovernanceLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskManagementThirdPartyEngagedFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph ii<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph ii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskManagementThirdPartyEngagedFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 2<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 1<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph ii<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br> -Subparagraph ii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskRoleOfManagementTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection c<br> -Paragraph 2<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection c<br> -Paragraph 2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskRoleOfManagementTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_cyd_CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Section 106<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph iii<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Section 16K<br> -Subsection b<br> -Paragraph 1<br> -Subparagraph iii<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">cyd_CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>cyd_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>i:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>69
<FILENAME>R41.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541306112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Nature of Operations and Summary of Significant Accounting Policies (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation of Financial Statements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_NatureOfBusinessPolicyTextBlock', window );">Nature of Business</a></td>
<td class="text"><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Nature of Business </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The consolidated financial statements of Horizon Bancorp, Inc. (&#8220;Horizon&#8221;) and its wholly owned subsidiary, Horizon Bank (&#8220;Bank&#8221;) together referred to as &#8220;Horizon,&#8221; conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Bank is a full&#8211;service commercial bank offering a broad range of commercial and retail banking and other services incident to banking along with a trust department that offers corporate and individual trust and agency services and investment management services. The Bank maintains 71 full service offices. The Bank has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#8220;Horizon Investments&#8221;), Horizon Properties, Inc. (&#8220;Horizon Properties&#8221;), Horizon Insurance Services, Inc. (&#8220;Horizon Insurance&#8221;) and Horizon Grantor Trust. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#8217;s Wealth Management to sell certain insurance products. Horizon Grantor Trust holds title to certain company owned life insurance policies. Horizon conducts no business except that incident to its ownership of the subsidiaries.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#8220;Trust II&#8221;) and Horizon Bancorp Capital Trust III in 2006 (&#8220;Trust III&#8221;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the following acquisitions: Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#8220;Alliance Trust&#8221;); American Trust &amp; Savings Bank in 2010, which formed Am Tru Statutory Trust I (&#8220;Am Tru Trust&#8221;); Heartland Bancshares, Inc. in 2013, which formed Heartland (IN) Statutory Trust II (&#8220;Heartland Trust&#8221;); LaPorte Bancorp, Inc. in 2016, which had acquired City Savings Statutory Trust I (&#8220;City Savings Trust&#8221;); and Salin Bancshares, Inc. in 2019, which formed Salin Statutory Trust I (&#8220;Salin Trust&#8221;). See Note 13 of the Consolidated Financial Statements for further discussion regarding these previously consolidated entities that are now reported separately. The business of Horizon is not seasonal to any material degree.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock', window );">Basis of Reporting</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Basis of Reporting </span>&#8212; The consolidated financial statements include the accounts of Horizon and subsidiaries.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConsolidationPolicyTextBlock', window );">Consolidation</a></td>
<td class="text">All material inter-company accounts and transactions have been eliminated in consolidation.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_UseOfEstimates', window );">Use of Estimates</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Use of Estimates </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. The allowance for credit losses and the fair values of financial instruments are particularly subject to change.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BusinessCombinationsPolicy', window );">Business Combinations</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Business Combinations </span>&#8212; Business combinations are accounted for using the acquisition method of accounting. The accounts of an acquired entity are included as of the date of acquisition, and any excess of purchase price over the fair value of the net assets acquired is capitalized as goodwill. Horizon typically issues Common Stock and/or pays cash for an acquisition, depending on the terms of the acquisition agreement. The value of Common Stock issued is determined based on the market price of the stock as of the closing of the acquisition. Acquisition costs are expensed when incurred.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy', window );">Cash and Cash Equivalents</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Cash and Cash Equivalents </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Cash and cash equivalents includes cash, deposits with other financial institutions with original maturities under 90 days, and federal funds sold.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock', window );">Fair Value Measurements</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Fair Value Measurements </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon uses fair value measurements to record fair value adjustments, to certain assets, and liabilities and to determine fair value disclosures. Horizon has adopted Accounting Standards Codification (ASC) 820, Fair Value Measurements and Disclosures for all applicable financial and nonfinancial assets and liabilities. This accounting guidance defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. This guidance applies only when other guidance requires or permits assets or liabilities to be measured at fair value; it does not expand the use of fair value in any new circumstances.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">As defined in codification, fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants. It represents an exit price at the measurement date. Market participants are buyers and sellers, who are independent, knowledgeable, and willing and able to transact in the principal (or most advantageous) market for the asset or liability being measured. Current market conditions, including imbalances between supply and demand, are considered in determining fair value. Horizon values its assets and liabilities in the principal market where it sells the particular asset or transfers the liability with the greatest volume and level of activity. In the absence of a principal market, the valuation is based on the most advantageous market for the asset or liability (i.e., the market where the asset could be sold or the liability transferred at a price that maximizes the amount to be received for the asset or minimizes the amount to be paid to transfer the liability).</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">In measuring the fair value of an asset, Horizon assumes the highest and best use of the asset by a market participant to maximize the value of the asset, and does not consider the intended use of the asset.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">When measuring the fair value of a liability, Horizon assumes that the nonperformance risk associated with the liability is the same before and after the transfer. Nonperformance risk is the risk that an obligation will not be satisfied and encompasses not only Horizon&#8217;s own credit risk (i.e., the risk that Horizon will fail to meet its obligation), but also other risks such as settlement risk. Horizon considers the effect of its own credit risk on the fair value for any period in which fair value is measured.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">There are three acceptable valuation techniques that can be used to measure fair value: the market approach, the income approach and the cost approach. Selection of the appropriate technique for valuing a particular asset or liability takes into consideration the exit market, the nature of the asset or liability being valued, and how a market participant would value the same asset or liability. Ultimately, determination of the appropriate valuation method requires significant judgment, and sufficient knowledge and expertise are required to apply the valuation techniques.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions which market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from a source independent of Horizon. Unobservable inputs are assumptions based on Horizon&#8217;s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy which gives the highest ranking to quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1) and the lowest ranking to unobservable inputs (Level 3). Fair values for assets or liabilities classified as Level 2 are based on one or a combination of the following factors: (i) quoted prices for similar assets; (ii) observable inputs for the asset or liability, such as interest rates or yield curves; or (iii) inputs derived principally from or corroborated by observable market data. The level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company considers an input to be significant if it drives 10% or more of the total fair value of a particular asset or liability.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly (i.e., daily, weekly, monthly or quarterly). Recurring valuation occurs at a minimum on the measurement date. Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, nonrecurring valuation is the result of the application of other accounting pronouncements which require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The fair value of assets or liabilities transferred in or out of Level 3 is measured on the transfer date, with any additional changes in fair value subsequent to the transfer considered to be realized or unrealized gains or losses.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesPolicy', window );">Investment Securities Available for Sale</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Available for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Horizon designates a portion of its investment portfolio as available for sale based on management&#8217;s plans to use such securities for asset and liability management, liquidity and not to hold such securities as long-term investments. Management repositions the portfolio to take advantage of future expected interest rate trends when Horizon&#8217;s long-term profitability can be enhanced. Investment securities available for sale and marketable equity securities are carried at estimated fair value and any net unrealized gains/losses (after tax) on these securities are included in accumulated other comprehensive income. Amortization of premiums and accretion of discounts are recorded as interest income from securities. Gains/losses on the disposition of securities available for sale are recognized at the time of the transaction and are determined by the specific identification method.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy', window );">Investment Securities Held to Maturity</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Investment Securities Held to Maturity </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Includes any security for which Horizon has the positive intent and ability to hold until maturity. These securities are carried at amortized cost.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy', window );">Loans and Loans Held for Sale</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. <span style="-sec-ix-hidden:f-548"><span style="-sec-ix-hidden:f-549">Accrued interest receivable</span></span> totaling $25.6 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">$23.7 million</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">at December&#160;31, 2024 and 2023 was excluded from the Allowance for Credit Losses (&#8220;ACL&#8221;) calculation and was reported in accrued interest receivable on the consolidated balance sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the effective yield method without anticipating prepayments.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Interest on commercial, mortgage and installment loans is recognized over the term of the loans based on the principal amount outstanding. When principal or interest is past due 90 days or more, and the loan is not well secured or in the process of collection, or when serious doubt exists as to the collectability of a loan, the accrual of interest is discontinued. Loan origination fees, net of direct loan origination costs, are deferred and recognized over the life of the loan as a yield adjustment. Discounts and premiums on purchased loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">From time to time, the Bank obtains information that may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of this, it is management's policy to convert the loan from an &#8220;earning asset&#8221; to a non&#8211;accruing loan. The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Further, it is management's policy to generally place a loan on non&#8211;accrual status when the payment is delinquent in excess of 90 days or the loan has had the accrual of interest discontinued by management. The officer responsible for the loan and the Chief Commercial Banking and/or the Chief Operations Officer must review all loans placed on non&#8211;accrual status. Subsequent payments on non&#8211;accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non&#8211;accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal in accordance with the loan terms. The Company requires a period of satisfactory performance of not less than six months before returning a non&#8211;accrual loan to accrual status.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modified loan will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Consistent with regulatory guidance, charge&#8211;offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company's policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For all loan portfolio segments except 1&#8211;4 family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower's ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">charge&#8211;off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company charges off 1&#8211;4 family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge&#8211;down or specific allocation of family first and junior lien mortgages to the net realizable value less costs to sell when the value is known but no later than when a loan is 180 days past due. Pursuant to such guidelines, the Company also charge off unsecured open&#8211;end loans when the loan is contractually 90 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well&#8211;secured and in the process of collection, such that collection in full will occur regardless of delinquency status, are not charged off. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A loan is individually evaluated when, based on current information, a creditor may be experiencing financial difficulty and repayment is substantially expected through operation or sale of collateral. For collateral&#8211;dependent assets individually evaluated, the Company utilizes, as a practical expedient, the fair value of collateral, adjusted for estimated costs to sell, when determining the allowance for credit losses.</span></div>Smaller&#8211;balance, homogeneous loans are evaluated in total. Such loans include residential first mortgage loans secured by 1&#8211;4 family residences, residential construction loans, automobile, home equity, second mortgage loans and mortgage warehouse loans. Commercial loans and mortgage loans secured by other properties are evaluated individually.<div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Loans Held for Sale </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Loans held for sale generally consist of mortgage loans originated and intended for sale in the secondary market and are carried at the lower of cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non&#8211;interest income. Gains and losses on loan sales are recorded in non&#8211;interest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in non&#8211;interest income upon sale of the loan.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock', window );">Modifications for Borrowers Experiencing Financial Difficulty</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Modifications for Borrowers Experiencing Financial Difficulty - </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company may renegotiate the terms of existing loans for a variety of reasons. When refinancing or restructuring a loan, the Company evaluates whether the borrower is experiencing financial difficulty. In making this determination, the Company considers whether the borrower is currently in default on any of its debt. In addition, the Company evaluates whether it is probable that the borrower would be in payment default on any of its debt in the foreseeable future without the modification and if the borrower (without the current modification) could obtain equivalent financing from another creditor at a market rate for similar debt. Modifications of loans to borrowers in these situations may indicate that the borrower is facing financial difficulty</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. For disclosure purposes, an other-than-insignificant payment delay represents a deferral of payments of greater than 3 months within a 12 month period.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock', window );">Purchased Credit Deteriorated (&#8220;PCD&#8221;) Loans</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Purchased Credit Deteriorated (&#8220;PCD&#8221;) Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has purchased loans, some of which have experienced credit deterioration since origination. PCD loans are recorded at the amount paid. An ACL on loans is determined using the same methodology as other loans held for investment. The initial ACL on loans determined on a collective basis is allocated to individual loans. The sum of the loan&#8217;s purchase price and ACL on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized or accreted into interest income over the remaining life of the loan. Subsequent changes to the ACL on loans are recorded through credit loss expense.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ConcentrationRiskCreditRisk', window );">Concentrations of Credit Risk</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Concentrations of Credit Risk </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Bank grants commercial, real estate, and consumer loans to customers located primarily in Indiana and Michigan. Commercial loans make up approximately 64% of the loan portfolio and are secured by both real estate and business assets. These loans are expected to be repaid from cash flows from operations of the businesses. The Bank does not have a concentration in speculative commercial real estate loans. Residential real estate loans make up approximately 17% of the loan portfolio and are secured by residential real estate. Installment loans make up approximately 20% of the loan portfolio and are primarily secured by consumer assets</span>.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy', window );">Allowance for Credit Losses (&#8220;ACL&#8221;) on Loans and Modified Loans</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses (&#8220;ACL&#8221;) on Loans </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The ACL on loans is a valuation account that is deducted from the loans&#8217; amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the ACL when management believes the loan balance is confirmed to be no longer collectible. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Management estimates the ACL balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan&#8211;specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, changes in economic conditions, or other relevant factors.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company considers the following when estimating credit losses: 1) available information relevant to assessing the collectibility of cash flows including internal information, external information or a combination of both relating to past events, current conditions and reasonable and supportable forecasts; 2) relevant qualitative and quantitative factors relating to the environment in which the Company operates and factors specific to the borrower; 3) off&#8211;balance sheet credit exposures; and credit support.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">For periods beyond the reasonable and supportable forecast period, management applies a reversion method to estimate expected credit losses. The reversion method involves gradually reverting to historical loss experience over a specified period. Typically, the Company used a straight-line reversion method over a four-quarter period. Subsequent to the four quarter reversion period, the historical loss rate is applied to the remaining life of the loan. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ACL on loans is measured on a collective basis and reflects impairment in groups of loans aggregated on the basis of similar risk characteristics which may include any one or a combination of the following: internal credit ratings, risk ratings or classification, financial asset type, collateral type, size, industry of the borrower, historical or expected credit loss patterns, and reasonable and supportable forecast periods. The ACL for a specific portfolio segment is computed by multiplying the loss rate by the amortized cost balance of the segment with adjustments for other qualitative factors as described above. As appropriate, newer credit products or portfolios with limited historical loss may use applicable external data for determining the ACL until experience justifies that sufficient product maturity supports the estimate of expected credit losses.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Pursuant to ASC 326&#8211;20&#8211;30&#8211;9, an entity shall not rely solely on past events to estimate expected credit losses, and should consider adjustments to historical information to reflect the extent to which management expects current conditions and forecasted conditions to differ from the periods utilized for the historical loss rate calculation. Management has incorporated an adjustment of the historical loss rate calculated within the model to reflect current and forecasted condition and has applied this adjustment on a qualitative factor basis to the aggregate pool loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The qualitative adjustment is based on a combination of external econometric data and internal factors such as portfolio composition, changes in management, changes in loan policy and other factors. The economic forecast is based in part on economic indexes and quantitative matrices with a twenty&#8211;four month forecast. The qualitative adjustment is calculated based on current and forecasted conditions and evaluated each quarter by management, and therefore is dynamic in nature. The qualitative economic adjustment is then reverted over a twelve month period to the historical base loss rate which is preserved in the calculation of &#8220;all in&#8221; loss rate.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Specific reserves reflect collateral shortfalls on loans identified for evaluation or individually considered non&#8211;performing, including troubled debt restructurings and receivables where the Company has determined foreclosure is probable. These loans no longer have similar risk characteristics to collectively evaluated loans due to changes in credit risk, borrower circumstances, recognition of write&#8211;offs, or cash collections that have been fully applied to principal on the basis of non&#8211;accrual policies. At a minimum, the population of loans subject to individual evaluation </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">include individual loans and leases where it is probable we will be unable to collect all amounts due, according to the original contractual terms. These include commercial impaired loans, jumbo residential mortgages (as defined), and jumbo home equity loans with a balance exceeding $250,000, and other loans as determined by management. ACL for residential and consumer loans are, primarily, determined by pools of similar loans and are evaluated on a quarterly basis.</span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock', window );">Allowance for Credit Losses on Off&#8211;Balance Sheet (&#8220;OBS&#8221;) Credit Exposures</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Off&#8211;Balance Sheet (&#8220;OBS&#8221;) Credit Exposures </span>&#8212; The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock', window );">Allowance for Credit Losses on Available for Sale Securities and Held to Maturity Securities</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Available for Sale Securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security&#8217;s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. </span></div><div style="margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met.</span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Allowance for Credit Losses on Held to Maturity Securities </span>&#8212; For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#8220;NRSRO&#8221;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock', window );">Premises and Equipment</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Premises and Equipment </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Land is carried at cost. Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Buildings and major improvements are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 3 to 40 years. Furniture and equipment are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 2 to 20 years. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on disposition are included in current operations.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_RepossessedAssetsPolicyPolicyTextBlock', window );">Repossessed Assets</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Repossessed Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">- Repossessed assets consist of property that has been repossessed and is comprised of commercial and residential real estate and other non-real estate property, including auto and recreational and marine vehicles. The assets are initially recorded at fair value less estimated selling costs, establishing a new cost basis. Initial valuation adjustments are charged to the allowance for credit losses. Fair values are estimated primarily based on appraisals, third-party price opinions, or internally developed pricing models. After initial </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">recognition, fair value estimates are updated periodically. Declines in fair value below cost are recognized through valuation allowances which may be reversed when supported by future increases in fair value. These valuation adjustments, in addition to gains and losses realized on sales and net operating expenses, are recorded in other non-interest expense. Repossessed assets are included in other assets on the consolidated balance sheet.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock', window );">Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The stock is a required investment for institutions that are members of the Federal Reserve Bank (&#8220;FRB&#8221;) and Federal Home Loan Bank (&#8220;FHLB&#8221;) systems. The required investment in the common stock is based on a predetermined formula.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityMethodInvestmentsPolicy', window );">Partnership Investments</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Partnership Investments </span>&#8212; The Company invests in partnerships that generate qualified affordable housing and solar tax credits. The Company has elected to account for partnership investments in qualified affordable housing using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized to income tax expense in proportion to the tax credits and other tax benefits received. This net investment performance is recognized in the income statement as a component of income tax expense. The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingRightsPolicyPolicyTextBlock', window );">Mortgage Servicing Rights</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Mortgage Servicing Rights </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets and included in other assets on the balance sheet. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to non&#8211;interest income.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as loan term, rate type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported with mortgage servicing income net of impairment on the income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.</span></div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Servicing fee income, which is reported on the income statement as <span style="-sec-ix-hidden:f-580">mortgage servicing income, net</span>, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees t</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">otaled $1.7 million, $2.7 million and</span> $4.8 million for the years ended December&#160;31, 2024, 2023, and 2022, respectively. Late fees and ancillary fees related to loan servicing were not material.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy', window );">Goodwill and Intangible Assets</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Goodwill and Intangible Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Goodwill is tested annually for impairment or more frequently should potential triggering events be identified that may indicate potential impairment. At December&#160;31, 2024, Horizon had core deposit intangibles of $10.2 million subject to amortization and $155.2 million of goodwill, which is not subject to </span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. Horizon&#8217;s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of Horizon to provide quality, cost effective banking services in a competitive marketplace. The goodwill value is supported by revenue that is in part driven by the volume of business transacted. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. A large majority of the goodwill relates to the acquisitions of Heartland, Summit, Peoples, Kosciusko, LaPorte, Lafayette, Wolverine and Salin.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvertisingCostsPolicyTextBlock', window );">Advertising Costs</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Advertising Costs </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Advertising costs are expensed as incurred and included in non-interest expenses in the Consolidated Statement of Income</span>.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_BankOwnedLifeInsurancePolicyTextBlock', window );">Bank Owned Life Insurance (BOLI)</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Bank Owned Life Insurance (&#8220;BOLI&#8221;) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8211; BOLI has been purchased on certain employees and directors of the Company. The Company records the life insurance at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock', window );">Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company purchases certain securities, generally U.S. government&#8211;sponsored entity and agency securities, under agreements to resell. The amounts advanced under these agreements represent short&#8211;term secured loans and are reflected as assets in the accompanying consolidated balance sheets. We also sell certain securities under agreements to repurchase. These agreements are treated as collateralized financing transactions. These and other secured borrowings such as loans sold not qualifying for sale accounting treatment, are reflected as liabilities in the accompanying consolidated balance sheets and are recorded at the amount of cash received in connection with the transaction. Short&#8211;term securities sold under agreements to repurchase generally mature within one to four days from the transaction date. Securities, generally U.S. government agency securities, pledged as collateral under these financing arrangements can be re&#8211;pledged by the secured party. Additional collateral may be required based on the fair value of the underlying securities.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxPolicyTextBlock', window );">Income Taxes</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Income Taxes </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Income Taxes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management&#8217;s judgment.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company recognizes interest and penalties on income taxes as a component of income tax expense.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The Company files consolidated income tax returns with its subsidiaries.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TrustAssetsAndIncomePolicyTextBlock', window );">Trust Assets and Income</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Trust Assets and Income </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Property, other than cash deposits, held in a fiduciary or agency capacity is not included in the consolidated balance sheets since such property is not owned by Horizon.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy', window );">Transfer of Financial Assets</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Transfer of Financial Assets </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The transfer of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company and put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerSharePolicyTextBlock', window );">Earnings per Common Share</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Earnings per Common Share </span>&#8212; Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted&#8211;average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock.<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock', window );">Consolidated Statements of Cash Flows</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Consolidated Statements of Cash Flows </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; For purposes of reporting cash flows, cash and cash equivalents are defined to include cash and due from banks, money market investments and federal funds sold with maturities of one day or less. Horizon reports net cash flows for customer loan transactions, deposit transactions, short&#8211;term investments and short-term borrowings.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock', window );">Comprehensive Income (Loss)</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Comprehensive Income (Loss) </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized gain (loss) on available for sale securities, unrealized and realized gains and losses in cash flow derivative financial instruments and accretion (amortization) of available for sale securities transferred to held to maturity.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy', window );">Share-Based Compensation</a></td>
<td class="text"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Share&#8211;Based Compensation </span>&#8212; At December&#160;31, 2024, Horizon had share&#8211;based compensation plans, which are described more fully in Note 20. All share&#8211;based payments are to be recognized as expense, based upon their fair values, in the financial statements over the vesting period of the awards.<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesPolicyTextBlock', window );">Derivative Financial Instruments</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Derivative Financial Instruments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company occasionally enters into derivative financial instruments as part of its interest rate risk management strategies. These derivative financial instruments consist primarily of interest rate swaps. All derivative instruments are recorded on the Consolidated Balance Sheets, as either an asset or liability, at their fair value. The accounting for the gain or loss resulting from the change in fair value depends on the intended use of the derivative. For a derivative used to hedge changes in fair value of a recognized asset or liability, or an unrecognized firm commitment, the gain or loss on the derivative will be recognized in earnings together with the offsetting loss or gain on the hedged item. This results in an earnings impact only to the extent that the hedge is ineffective in achieving offsetting changes in fair value. If it is determined that the derivative instrument is not highly effective as a hedge, hedge accounting is discontinued and the adjustment to fair value of the derivative instrument is recorded in earnings. For a derivative used to hedge changes in cash flows associated with forecasted transactions, the gain or loss of the effective portion of the derivative will be deferred, and reported as accumulated other comprehensive income, a component of stockholders&#8217; equity, until such time the hedged transaction affects earnings. For derivative instruments not accounted for as hedges, changes in fair value are recognized in non&#8211;interest income or non&#8211;interest expense.  See Note 21 - Derivative Financial Instruments.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RevenueRecognitionPolicyTextBlock', window );">Revenue Recognition</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Revenue Recognition </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; Accounting Standards Codification 606, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Revenue from Contracts with Customers&#8221; </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">(ASC 606) provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance enumerates five steps that entities should follow in achieving this core principle. Revenue generated from financial instruments, including loans and investment securities, are not included in the scope of ASC 606. The adoption of ASC 606 did not result in a change to the accounting of any of the Company&#8217;s revenue streams that are within the scope of the amendments. Revenue&#8211;gathering activities that are within the scope of ASC 606 and that are presented as non-interest income in the Company&#8217;s consolidated statements of income include:</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Service charges and fees on deposit accounts &#8211; these include general service fees charged for deposit account maintenance and activity and transaction-based fees charged for certain services, such as debit card, wire transfer and overdraft activities. Revenue is recognized when the performance obligation is completed, which is generally after a transaction is completed or monthly for account maintenance services.</span></div><div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8226;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt">Fiduciary activities &#8211; this includes periodic fees due from trust and wealth management customers for managing the customers&#8217; financial assets. Fees are charged based on a standard agreement and are recognized as they are earned.</span></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingPolicyPolicyTextBlock', window );">Segments</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Segments </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">&#8212; The Company has identified one reporting unit and one operating segment, community banking, which encompasses commercial and consumer banking services to serve a similar base of clients utilizing company-wide offerings of similar products and services managed through similar processes and platforms offered to individuals, businesses, municipalities and other entities. See Note 26 - Segment Reporting for more details.</span></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock', window );">Adoption of New Accounting Standards and Accounting Guidance Issued But Not Yet Adopted</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Adoption of New Accounting Standards</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023&#8211;02, "</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2023-02") allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. ASU 2023-02 was adopted as of January 1, 2024 without a material impact to the Company's financial</span></div><div style="margin-top:18pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2023-07, </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">&#8220;Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-07") expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment&#8217;s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. These amendments should be applied retrospectively. ASU 2023-07 was adopted as January 1, 2024. See Note 26 - Segment Reporting for more details.</span></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Accounting Guidance Issued But Not Yet Adopted</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU No. 2023-09 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Taxes (Topic 740): Improvements to Income Tax Disclosures"</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> ("ASU 2023-09") requires additional annual disclosures including further disaggregation of information in the rate reconciliation, additional information for reconciling items meeting a quantitative threshold, further disaggregation of income taxes paid and other required disclosures. ASU 2023-09 is effective for the Company in the annual period beginning on January 1, 2025 and applied on a prospective basis with both early adoption and retrospective application permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-01</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Compensation &#8212; Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-01&#8221;) clarifies how an entity determines whether a profits interest or similar award is within the scope of Topic 718 or is not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 provides an illustrative example with multiple fact patterns and also amends certain language in the &#8220;Scope&#8221; and &#8220;Scope Exceptions&#8221; sections of Topic 718 to improve its clarity and operability without changing the guidance. Entities can apply the amendments either retrospectively to all prior periods presented in the financial statements or prospectively to profits interest and similar awards granted or modified on or after the date of adoption. If prospective application is elected, an entity must disclose the nature of and reason for the change in accounting principle. ASU 2024-01 is effective for fiscal years beginning after December 15, 2024, including interim periods, and is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-03 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%">"Income Statement &#8212; Reporting Comprehensive Income &#8212; Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses" </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">("ASU 2024-03") requires disaggregated disclosure of income statement expenses for public business entities. ASU 2024-03 requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. Additionally, entities must disclose the total amount of selling expenses and, in annual reporting periods, an entity&#8217;s definition of selling expenses. ASU 2024-03 is effective for the Company, on a prospective basis, for annual periods beginning in 2027, and interim periods within fiscal years beginning in 2028, though early adoption and retrospective application is permitted. ASU 2024-03 is not expected to have a significant impact on our financial statements.</span></div><div style="margin-top:6pt;text-align:justify;text-indent:36pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">ASU 2024-04</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"> &#8220;Debt - Debt with Conversion and Other Options (Subtopic 470-20)&#8221;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> (&#8220;ASU 2024-04&#8221;) clarifies wither the settlement of convertible debt, including debt containing cash conversion features at terms that are different from the terms included in the existing debt instrument, should be accounted for as an induced conversion or a debt extinguishment. ASU 2024-04 is effective for public business entities January 1, 2025 and is not expected to have a significant impact on our financial statements.</span></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_BankOwnedLifeInsurancePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Bank owned life insurance policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_BankOwnedLifeInsurancePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Borrowers Experiencing Financial Difficulties, Modifications, Policy</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Consolidated statements of cash flows supplemental disclosures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal reserve and federal home loan bank of Indianapolis stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing Receivable, Deteriorated Loans Transferred in, Policy</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageServicingRightsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageServicingRightsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_NatureOfBusinessPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Nature of business.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_NatureOfBusinessPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_RepossessedAssetsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repossessed Assets, Policy</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_RepossessedAssetsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities Purchased under Agreements to Resell and Securities Sold Under Agreements to Repurchase</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TrustAssetsAndIncomePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trust assets and income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TrustAssetsAndIncomePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingCostsPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for advertising cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -SubTopic 35<br> -Topic 720<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483406/720-35-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingCostsPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BasisOfAccountingPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BasisOfAccountingPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BusinessCombinationsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 805<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479515/805-10-05-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 805<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479515/805-10-05-4<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 805<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479515/805-10-05-4<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 805<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 05<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479515/805-10-05-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BusinessCombinationsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for cash and cash equivalents with respect to unrestricted balances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomePolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomePolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConcentrationRiskCreditRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for credit risk.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 825<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478898/942-825-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConcentrationRiskCreditRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ConsolidationPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 810<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ConsolidationPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CreditLossFinancialInstrumentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for credit loss on financial instrument measured at amortized cost basis, net investment in lease, off-balance sheet credit exposure, and available-for-sale debt security. Includes, but is not limited to, methodology used to estimate allowance for credit loss, how writeoff of uncollectible amount is recognized, and determination of past due status and nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.M.2.Q4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483530/326-20-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 5A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479391/326-20-30-5A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 8A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479366/326-20-35-8A<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3D<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-5<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479175/326-30-30-1B<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3C<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3D<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-3D<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 13A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479148/326-30-35-13A<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 30<br> -Paragraph 4A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479391/326-20-30-4A<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 7A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479148/326-30-35-7A<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-21<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-11<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-7<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-17<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CreditLossFinancialInstrumentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for its derivative instruments and hedging activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 815<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(n))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativesPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerSharePolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 260<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerSharePolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityMethodInvestmentsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for equity method of accounting for investments and other interests. Investment includes, but is not limited to, unconsolidated subsidiary, corporate joint venture, noncontrolling interest in real estate venture, limited partnership, and limited liability company. Information includes, but is not limited to, ownership percentage, reason equity method is or is not considered appropriate, and accounting policy election for distribution received.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 21D<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-21D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityMethodInvestmentsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueMeasurementPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueMeasurementPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for financing receivables classified as held-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-6<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinanceLoansAndLeasesReceivablePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481569/310-20-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-6<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481569/310-20-50-2<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481569/310-20-50-1<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-15<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-15<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-9<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinanceLoansAndLeasesReceivablePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482548/350-20-55-24<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/350-20/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for premium paid to acquire option for investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-20<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-19<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-25<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(h)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 17<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-17<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482525/740-10-45-28<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for investment classified as marketable security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 320<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-9<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 21<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-21<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-6<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (d)<br> -SubTopic 360<br> -Topic 958<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477798/958-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RevenueRecognitionPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (e)<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483426/235-10-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RevenueRecognitionPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingPolicyPolicyTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for segment reporting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 41<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-41<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 36<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-36<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-29<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingPolicyPolicyTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)(v)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.C.Q3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.1.Q5)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.3.Q2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.D.2.Q6)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/718/tableOfContent<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for transfers of financial assets, including securitization transactions. The disclosure is generally expected to include how the entity determines whether a transaction is accounted for as a sale or financing, and the initial and subsequent accounting for such a transaction. The disclosure also may address how interests that are obtained and sold, or those that continue to be held, in such transactions are measured and accounted for, and the methodology and significant assumptions used to value such interests, and the gains or losses resulting from the sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Subparagraph (a)<br> -Paragraph 4<br> -SubTopic 20<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 860<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481326/860-20-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -SubTopic 10<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481268/860-10-50-4<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 25<br> -Paragraph 2<br> -SubTopic 30<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481557/860-30-25-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_UseOfEstimates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-9<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-4<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-11<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -SubTopic 10<br> -Topic 275<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-12<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 275<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482861/275-10-50-8<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_UseOfEstimates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>70
<FILENAME>R42.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546031984">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Nature of Operations and Summary of Significant Accounting Policies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract', window );"><strong>Organization, Consolidation and Presentation of Financial Statements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock', window );">Schedule of Computation of Basic and Diluted Earnings Per Share</a></td>
<td class="text">The following table shows computation of basic and diluted earnings per share.<div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.296%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,702,314&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,630,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,568,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Basic earnings per share</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.81&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.64&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.14&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income available to common shareholders</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,702,314&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,630,160&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,568,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Effect of dilutive securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Restricted stock</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">359,704&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">208,827&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,381&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock options</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,472&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,893&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,911&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average common shares outstanding</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">44,064,490&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,843,880&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,699,115&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Diluted earnings per share</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.80&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.64&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2.14&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>71
<FILENAME>R43.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552899920">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesTextBlock', window );">Schedule of Fair Value of Securities</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The fair value of securities is as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">243,521&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,984&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282,022&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.022%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.350%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.391%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,253)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">239,130&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,048,862&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">958&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(183,114)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">866,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(54,904)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">294,822&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,958)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,320&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,599&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,309)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,290&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">958&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(302,538)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(158)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,690&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:43.344%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.181%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">72,938&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353,299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,269)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,061&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,317&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">455&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">634,615&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">455&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,819)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"><tr><td style="width:1.0%"></td><td style="width:49.193%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.533%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.630%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Gains</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross<br/>Unrealized<br/>Losses</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,299)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">245,960&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,088,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,185&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(150,323)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">939,361&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(56,467)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">318,507&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,595)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,734&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">162,734&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,538)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">137,196&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,185&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(278,222)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,758&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Less: Allowance for credit losses</span></td><td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(157)</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Held to maturity securities, net of allowance for credit losses</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,638&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentTableTextBlock', window );">Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized<br/>Cost</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,505&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">100,301&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,650&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">173,533&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,915&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">167,764&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">141,203&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">90,505&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77,219&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">195,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">170,113&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">264,038&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">219,134&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">469,554&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">406,374&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">165,061&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">282,022&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">634,615&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Held to maturity</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Within one year</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">59,129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">58,304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,483&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,169&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">One to five years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">298,362&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,007&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">225,957&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">216,354&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Five to ten years</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">366,493&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">312,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">350,843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,067&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">After ten years</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">764,860&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">597,067&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">928,209&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">768,927&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,488,844&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,246,126&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,538,492&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322,517&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">294,822&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">318,507&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,320&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,734&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total held to maturity investment securities</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,758&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock', window );">Schedule of Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show the gross unrealized losses and the fair value of the Company&#8217;s available for sale investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.595%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.996%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(457)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(41,687)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3,441)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,760)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48,345)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:35.595%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.987%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.996%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Less than 12 Months</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">12 Months or More</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unrealized<br/>Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Available for Sale Investment Securities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,387&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(236)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">301,643&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,033)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(49,269)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,869&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,869&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,184)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,805)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale investment securities</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,387&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(236)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">543,248&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,583)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">545,635&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(87,819)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock', window );">Debt Securities, Held-to-Maturity, Credit Quality Indicator</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table summarizes credit ratings of our held-to-maturity securities at amortized cost for the periods indicated:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.730%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.280%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.286%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">278,383&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">273,629&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">698,428&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,079&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,048,862&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">349,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,278&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,176&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,549&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">75,603&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,728&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">161,599&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">652,633&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">982,987&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">77,628&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,329&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,543&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,728&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,848&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AAA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">AA</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BBB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">BB</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Not Rated</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">287,259&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">285,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">730,907&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">69,658&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,186&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,088,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">374,974&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage-backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,329&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,260&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,831&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">78,197&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,556&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,890&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">162,734&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">693,051&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,022,426&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81,489&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">80,383&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,556&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">63,890&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,795&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock', window );">Debt Securities, Held-to-Maturity, Allowance for Credit Loss</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table details activity in the allowance for credit losses on held-to-maturity securities for the year ended December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.257%"><tr><td style="width:1.0%"></td><td style="width:42.814%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.584%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.754%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.348%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Beginning balance</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">157&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">257&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (benefit)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(100)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Ending balance</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">158&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">157&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfRealizedGainLossTableTextBlock', window );">Schedule of Sales of Securities Available for Sale</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Information regarding security proceeds, gross gains and gross losses are presented below.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:62.296%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Sales of securities available for sale</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Proceeds</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,138&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">439,285&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross gains</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Gross losses</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39,145)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,267)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock', window );">Fair Value And Amortized Costs Of Pledged Securities</a></td>
<td class="text">The following table represents the fair value and amortized costs of these pledged securities.<div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:44.180%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.386%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.994%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.654%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair Value</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for borrowing availability at the Federal Reserve</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">851,384&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,032,916&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,441,920&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,682,935&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Pledge securities for FHLB borrowings</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">279,136&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">333,613&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value And Amortized Costs Of Pledged Securities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-6<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of credit quality indicator for investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -Name Accounting Standards Codification<br> -Publisher FASB<br> -URI https://asc.fasb.org/320/tableOfContent<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Topic 321<br> -Publisher FASB<br> -URI https://asc.fasb.org/321/tableOfContent<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Topic 325<br> -Publisher FASB<br> -URI https://asc.fasb.org/325/tableOfContent<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of marketable securities. This may consist of investments in certain debt and equity securities, short-term investments and other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfRealizedGainLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfRealizedGainLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>72
<FILENAME>R44.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181543588608">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock', window );">Schedule of Loan Portfolio Segments and Classes</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The table below identifies the Company's loan portfolio segments and classes.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.730%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:49.340%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Portfolio Segment</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Class of Financing Receivable</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoansOutstandingByPortfolioClassTableTextBlock', window );">Schedule of Loans Outstanding by Portfolio Class</a></td>
<td class="text"><div style="margin-top:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents total outstanding loans held of investment by portfolio class, as of December&#160;31, 2024 and 2023.</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:62.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.929%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31,<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,501,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial &amp; industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">875,297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,961&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654,295&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total residential real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,214&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,366&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">303,901&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399,946&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,884&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,144&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total loans held for investment</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Allowance for credit losses</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(51,980)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(50,029)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans held for investment, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,795,060&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,367,601&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock', window );">Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans and loans past due over 90 days still on accrual by class of loans at December&#160;31, 2024:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.800%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;accruing Loans with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,419&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,232&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,239&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,636&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">338&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">128&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,542&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">358&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,039&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">680&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,919&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,792&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,636&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents non&#8211;accrual loans, loans past due over 90 days still on accrual by class of loan at December&#160;31, 2023:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:48.753%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.274%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:17.032%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total <br/>Non&#8211;accrual</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Loans Past<br/>Due Over 90<br/>Days Still<br/>Accruing</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Non&#8211;performing Loans  with no Allowance for Credit Losses</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,789&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,242&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">624&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,362&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,668&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">899&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,303&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,290&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">559&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,710&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">559&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,668&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PastDueFinancingReceivablesTableTextBlock', window );">Schedule of Payment Status by Class of Loan</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the payment status by class of loan at December&#160;31, 2024:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.606%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Loans</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">665,875&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,195&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">95&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,290&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">667,165&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,500,229&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">931&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">296&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,227&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,501,456&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,627&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">872,893&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,155&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">179&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,404&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">875,297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,073,235&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,281&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">70&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">570&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,921&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,078,156&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">773,214&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,163&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,584&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,747&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,961&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">792,162&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,163&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,584&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,747&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">802,909&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">95,337&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,325&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">181&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">347&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,853&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">97,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">298,048&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,179&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">806&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">868&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,853&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">303,901&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">551,483&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,143&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,537&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,721&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,401&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,884&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">944,868&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,647&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,524&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,936&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">21,107&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">965,975&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,810,265&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16,928&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,757&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,090&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,775&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,847,040&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> The following table presents the payment status by class of loan at December&#160;31, 2023:</span></div><div style="margin-bottom:6pt"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.606%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;59 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">60&#8211;89 Days<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or<br/>Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total Past Due</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">638,389&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,342&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,342&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,791&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">47&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development&#160;&amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,036&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">710,567&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,659&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">583&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,296&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,669,272&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,001&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,057&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">630&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,688&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,674,960&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential mortgage</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">646,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,823&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,135&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,311&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">654,295&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential construction</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage warehouse</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total real estate</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,903&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,823&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,353&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,135&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,311&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">726,214&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Installment</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,001&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">365&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">52,366&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Indirect auto</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">393,615&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,958&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">736&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">637&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,331&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">399,946&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Home equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">558,062&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,217&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,117&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,082&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">564,144&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total consumer</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,003,678&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,010&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,963&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,805&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,778&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,016,456&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,391,853&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,834&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,373&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,570&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,777&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,417,630&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the financial impacts of loan modifications and payment deferrals, as applicable, during the year ended December&#160;31, 2024 and 2023, respectively. </span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.069%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.958%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:26.974%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension (In Months) &amp; Rate Reduction (In Percentage Terms)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 60 months &amp; Weighted average interest rate reduction of 1.04%</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 21 months &amp; Weighted average interest rate reduction of 2.25%</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:24.046%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.642%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.935%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.835%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Term Extension (In Months)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Interest Rate Reduction (Int Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted Average Payment Delay (In Months)</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension <br/>(In Months) &amp; <br/>Rate Reduction <br/>(In Percentage Terms)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 105 months &amp; </span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average interest rate reduction of 1.22%</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Weighted average term extension of 32 months &amp; Weighted average payment deferral of 4 months</span></div></td></tr><tr><td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:middle"><div style="padding-left:6pt"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1 </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals.</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock', window );">Financing Receivable, Modified</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables detail the amortized cost as of </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">December&#160;31, 2024</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> and </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">2023</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">, respectively, of loans that were modified to borrowers experiencing financial difficulty during the year ended: </span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"><tr><td style="width:1.0%"></td><td style="width:22.646%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.551%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.666%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.782%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.389%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.675%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr style="height:3pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,038&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">651&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.77&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">740&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">236&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.51&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,486&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,391&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,654&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.20&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.572%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.457%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other-Than-Insignificant Payment Delay</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Term Extension and Interest Rate Reduction</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Multiple</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span></div></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">% of Loans Held for Investment</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.58&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,953&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.37&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,670&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">562&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">131&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0.13&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. </span></div></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock', window );">Schedule of Modified Loans, Past Due</a></td>
<td class="text"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2024 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:31.063%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.297%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.302%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,107&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">0</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,424</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,531&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents the amortized cost basis at December&#160;31, 2023 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:</span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"><tr><td style="width:1.0%"></td><td style="width:30.664%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.517%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.388%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.521%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Current</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30-89 Days Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">90 Days or Greater<br/>Past Due</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr style="height:6pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,646&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,363&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock', window );">Schedule of Allowance for Credit Loss Allocated for Collateral Dependent Loans</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The tables below present the amortized cost basis and allowance for credit losses (&#8220;ACL&#8221;) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses, at December&#160;31, 2024 and 2023.</span></div><div style="margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,448&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">224&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,756&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,232&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">731&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,182&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">955&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,182&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">476&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,658&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">955&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $3.4 million at December&#160;31, 2024</span></div></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accounts Receivable/Equipment</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">ACL Allocation</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Owner occupied real estate</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,636&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,485&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">699&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Residential spec homes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Development &amp; spec land</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial and industrial</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">563&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">625&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">604&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total commercial</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,301&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,363&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,493&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total collateral dependent loans</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,301&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">42&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,363&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,493&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"> Collateral dependent loans had a collateral fair value of $6.3 million at December&#160;31, 2023</span></div></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock', window );">Schedule of Loans by Credit Grades</a></td>
<td class="text"><div style="margin-bottom:3pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present loans by credit grades and origination year at December&#160;31, 2024.</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:19.806%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:6.648%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.708%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">75,649&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">74,305&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">90,872&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">68,978&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,778&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">178,936&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">92,227&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,365&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">630,110&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,724&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,769&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">142&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,759&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">100&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,623&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,970&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,761&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,051&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,307&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,843&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">500&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">24,432&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">78,748</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">83,066</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">93,647</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">77,054</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">36,920</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,538</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">92,227</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">12,965</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">667,165</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">194,167&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">115,378&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">244,266&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">133,689&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">100,688&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">344,558&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">298,288&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,442,760&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,211&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,409&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31,083&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52,952&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">297&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,364&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,744&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">194,250</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">119,886</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">260,675</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">134,938</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">100,688</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">381,005</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">298,288</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">11,726</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,501,456</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">362&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">420&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10,986&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">15,611&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">362</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">420</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">10,986</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">3,843</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">15,611</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">819&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,139&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">788&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,133&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">328&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,931&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">599&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">17,776&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">317&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">317&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">534&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">819</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,139</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">788</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,133</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">328</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,356</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">8,465</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">599</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,627</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">242,562&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">105,877&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">128,707&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">73,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,954&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">54,764&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">48,313&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">179,370&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">839,555&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,246&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">324&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,245&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,573&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,519&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,281&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">23,217&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">843&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,599&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">318&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">217&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">266&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,170&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,003&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,109&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,525&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">244,651</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">108,800</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">130,270</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">73,253</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,221</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">59,507</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">58,835</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,760</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">875,297</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">108&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">153&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:16.005%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.539%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">69,264&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">145,927&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">160,780&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">140,310&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">78,563&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177,902&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">772,746&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,125&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,472&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">706&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,092&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">69,465</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">147,546</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">162,905</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">141,782</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">79,269</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">182,994</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">783,961</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,948&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,948</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">18,948</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59,850&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,510&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,398&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,679&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,003&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,918&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">96,724&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">374&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">46&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">466&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">11,307</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">60,224</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">9,556</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,417</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,679</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">6,029</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">60</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,918</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">97,190</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">169&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">35&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">78&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">457&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,839&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">70,143&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">130,610&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49,458&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">17,647&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,304&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">302,001&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">425&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">800&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">304&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">242&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">129&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,900&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,839</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">70,568</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">131,410</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">49,762</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">17,889</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,433</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">303,901</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">161&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">449&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,345&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">527&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">188&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">99&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,769&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,552&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,845&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,136&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,110&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,902&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,210&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,657&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">470,753&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">557,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">421&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">426&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">296&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,465&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">81&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,719&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">13,552</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">22,266</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">16,562</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,110</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">1,932</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">9,506</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">25,122</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">470,834</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">564,884</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">23&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">39&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">110&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">323&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents loans by credit grades and origination year at December&#160;31, 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:14.126%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">66,814&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">101,620&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">73,199&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">44,067&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">41,726&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">173,913&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,432&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,226&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">602,997&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,920&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">490&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,777&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,038&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,128&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">452&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,376&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,490&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">966&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">228&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,339&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">530&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,929&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72,110&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">102,110&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,466&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,033&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">43,992&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">191,380&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,962&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,678&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">640,731&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">401&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">404&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">116,031&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">197,702&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">149,540&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">104,591&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">83,394&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">303,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">246,569&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,878&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,210,896&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,366&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,135&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,334&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">254&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">845&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">36,590&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">56,524&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">185&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,233&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total non&#8211;owner occupied real estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">117,397&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">213,837&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">150,874&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">105,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">84,239&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">346,014&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">246,569&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,878&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,273,838&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential spec homes</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">498&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,852&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,139&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential spec homes</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">498&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,852&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,139&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,489&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">29&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Development &amp; spec land</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,133&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">990&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">390&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">247&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,146&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20,236&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">170&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31,789&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">104&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">617&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">721&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total development &amp; spec land</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,133&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,477&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">990&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">390&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">247&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,250&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">22,382&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">170&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,039&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Commercial &amp; industrial</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Pass</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">121,969&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">151,847&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">93,709&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,154&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20,497&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">59,041&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">147,773&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">667,529&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Special Mention</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,434&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">726&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">265&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,137&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">119&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,305&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,375&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">18,836&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">34,197&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Substandard</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,595&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">703&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">223&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">211&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">768&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,404&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,863&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,370&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:14.126%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.538%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.385%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:9.011%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Doubtful</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total commercial &amp; industrial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">124,998&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">153,276&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">94,197&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,502&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,384&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">62,750&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72,777&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">168,979&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">712,863&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">123&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">25&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">72&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">344&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">597&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Term Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Real estate</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential mortgage</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">40,920&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">154,803&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">157,480&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">85,159&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">30,464&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">646,237&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">118&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,591&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">259&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">647&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,695&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,058&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential mortgage</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">41,038</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">156,394</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">158,228</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">85,418</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">31,111</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">182,106</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">654,295</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">20&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">48&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Residential construction</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,841&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total residential construction</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,841</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,841</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Mortgage warehouse</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">45,078&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total mortgage warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">45,078</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">45,078</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.525%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.540%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2021</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2020</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2019</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Prior</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving Term <br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Revolving<br/>Loans</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Direct installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">14,835&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13,447&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7,859&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,246&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">4,449&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,074&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,362&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">52,278&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">44&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">7&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total direct installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">14,835</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">13,491</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">7,869</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,246</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,476</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,081</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">6</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,362</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">52,366</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">28&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">31&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">32&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">6&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">167&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Indirect installment</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">65,260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">191,871&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">80,773&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">35,995&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">16,690&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">8,159&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">398,748&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">49&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">424&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">312&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">229&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">124&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">60&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,198&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total indirect installment</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">65,309</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">192,295</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">81,085</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">36,224</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">16,814</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">8,219</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">&#8212;</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">399,946</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">86&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">1,388&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">708&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">137&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">58&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">74&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,451</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Home equity</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Performing</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">26,376&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">21,379&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">5,121&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,447&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,885&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">9,987&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">12,713&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">478,673&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">560,581&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Non&#8211;performing</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">212&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">54&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">177&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">260&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">2,860&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">3,563&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Total home equity</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">26,376</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">21,591</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">5,121</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2,501</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">4,062</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">10,247</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">15,573</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">478,673</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">564,144</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Gross charge&#8211;offs for the year ended December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">10&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">103&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">91&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">13&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">217&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loan Portfolio Segments and Classes</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoansOutstandingByPortfolioClassTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans Outstanding By Portfolio Class</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoansOutstandingByPortfolioClassTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of allowance for credit loss on accounts receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-29<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModifiedPastDueTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of aging analysis for financing receivable modified for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModifiedPastDueTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PastDueFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of aging analysis for financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7A<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PastDueFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivable on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 34<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 33<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>73
<FILENAME>R45.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553541360">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Allowance for Credit and Loan Losses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock', window );">Schedule of Allowance for Credit Losses</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span><br/></span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"><tr><td style="width:1.0%"></td><td style="width:26.090%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.555%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.948%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.404%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.951%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,018&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">184&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(481)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,133&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,854&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(154)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,549)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,708)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">353&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,419&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,953&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,715&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,312&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,980&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:28.432%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.502%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year Ended December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Commercial</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Real Estate</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Consumer</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, beginning of period</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,445&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,577&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,020&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,422&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,464&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,765)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,107)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(539)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,501&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,090&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Charge&#8211;offs</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,403)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(48)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,835)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,286)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Recoveries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">81&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,221&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,761&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balance, end of period</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,736&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,503&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">481&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,309&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,029&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock', window );">Schedule of Fair Value, off-Balance-Sheet Risks</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables represent, by loan portfolio segment, a summary of changes in the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:21.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.742%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.350%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.602%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">61&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">161&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(97)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">152&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">703&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">242&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">309&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,534</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,149</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">403</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">212</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"><tr><td style="width:1.0%"></td><td style="width:34.813%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.082%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.085%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to extend credit</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,018,302&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,118,417&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Standby letters of credit</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23,457&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16,493&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,041,759&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,134,910&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of allowance for credit loss on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11B<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>74
<FILENAME>R46.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547173264">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Premises and Equipment (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentAbstract', window );"><strong>Property, Plant and Equipment [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentTextBlock', window );">Schedule of Premises and Equipment</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Land</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,310&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,310&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Buildings and improvements</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">91,911&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,637&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Furniture and equipment</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,655&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,879&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cost</span></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">163,876&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">158,826&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Accumulated depreciation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(70,012)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(64,243)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net premises and equipment</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,864&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">94,583&#160;</span></td><td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>75
<FILENAME>R47.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547167024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Servicing (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract', window );"><strong>Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock', window );">Schedule of Originated Mortgage Servicing Rights</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Activity for mortgage servicing rights and the related impairment allowance were as follows: </span></div><div><span><br/></span></div><div><span><br/></span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,780&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Servicing rights capitalized</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,359&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,220&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization of servicing rights</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,971)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,032)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,345)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Impairment allowance</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, beginning of period</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,594)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Additions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reductions</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,594&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Balances, December 31</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Mortgage servicing rights, net</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,195&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,807&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">18,619&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:8pt"><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, beginning of period</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,891&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,992&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,236&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Fair value, end of period</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,766&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,891&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19,992&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Summary of changes in mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>76
<FILENAME>R48.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554199840">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract', window );"><strong>Goodwill and Intangible Assets Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock', window );">Schedule of Finite-Lived Intangible Assets</a></td>
<td class="text">Amortizable intangible assets are summarized as follows:<div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"><tr><td style="width:1.0%"></td><td style="width:25.455%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.537%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:19.537%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.074%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.406%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.079%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Gross Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Accumulated<br/>Amortization</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortizable intangible assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Core deposit intangible</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,633&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,410)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,190&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(21,564)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock', window );">Schedule of Estimated Amortization</a></td>
<td class="text">Estimated amortization for the years ending December 31 is as follows:<div style="text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.766%"><tr><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:48.900%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Year</span></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,044&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,566&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,119&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,754&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">512&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">228&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,223&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>77
<FILENAME>R49.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181661407024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StatisticalDisclosureForBanksAbstract', window );"><strong>Statistical Disclosure for Banks [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CompositionOfDepositsTableTextBlock', window );">Schedule of Deposits</a></td>
<td class="text"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing demand deposits</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits: </span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing demand deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,767,984&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,688,986&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Money market</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">960,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">897,125&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Savings deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,689&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">783,038&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of $250,000 or more</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">549,361&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">632,846&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Certificates of deposit of less than $250,000</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">539,792&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">546,893&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total interest-bearing deposits</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,535,834&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,548,888&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total deposits</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,600,652&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,664,893&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesTableTextBlock', window );">Schedule of Certificates and Other Time Deposits for Both Retail and Brokered</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certificates and other time deposits for both retail and brokered maturing in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.508%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Retail</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Brokered</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">924,549&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99,509&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,024,058&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,733&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,023&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,756&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,165&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2029</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,329&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">19&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">974,621&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">114,532&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,089,153&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CompositionOfDepositsTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Composition of deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CompositionOfDepositsTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StatisticalDisclosureForBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StatisticalDisclosureForBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of time deposit liability maturities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>78
<FILENAME>R50.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553254224">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Borrowings (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtDisclosureAbstract', window );"><strong>Debt Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock', window );">Schedule of Borrowings</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034</span></div></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,130,148&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">750,264&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous</span></div></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds purchased</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Reserve Bank - Bank Term Funding Program</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">430,000&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043 </span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,192&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">36,756&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,353,050&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock', window );">Schedule of Contractual Maturities</a></td>
<td class="text"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Contractual maturities in years ending December&#160;31 are as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:71.783%"><tr><td style="width:1.0%"></td><td style="width:76.089%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.818%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:20.693%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Year</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2025</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">294,638&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2026</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">75&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2027</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2028</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Thereafter</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">937,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDebtInstrumentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-3<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-8<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-6<br><br>Reference 10: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDebtInstrumentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of maturity and sinking fund requirement for long-term debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>79
<FILENAME>R51.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554198768">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Repurchase Agreements (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract', window );"><strong>Disclosure of Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfRepurchaseAgreements', window );">Schedule of Repurchase Agreements Accounted as Secured Borrowings</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S Treasury and federal agencies</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">34,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">34,191&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">55,721&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">55,721&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">89,912&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:37.496%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.595%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.604%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Remaining Contractual Maturity of the Agreements</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Overnight<br/>and<br/>Continuous</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Up to 30 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">30&#8211;90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Greater Than 90 Days</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Repurchase Agreements and repurchase&#8211;to&#8211;maturity transactions</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">US government agency mortgage-backed securities</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">128,594&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">128,594&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Private labeled mortgage&#8211;backed pools</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">7,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">7,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total borrowings</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,030&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase Agreements subject to offsetting arrangements</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfRepurchaseAgreementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure for repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfRepurchaseAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>80
<FILENAME>R52.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552709440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Tax (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxDisclosureAbstract', window );"><strong>Income Tax Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock', window );">Schedule of Reconciliation of Income Taxes</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:56.648%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.500%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Currently payable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,558&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,980&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,111&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">363&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(640)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">888&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Deferred</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(15,528)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,393)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,208&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,472)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">71&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(31)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total income tax expense</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Reconciliation of federal statutory to actual tax expense</span></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal statutory income tax at 21% </span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,743&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,173&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt interest</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,427)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,777)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,623)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax exempt BOLI income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(273)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(779)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(746)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock compensation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">150&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(88)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(232)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Revaluation of deferred tax assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other tax exempt income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(371)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(454)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax, net of federal tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,185)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">142&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Tax credit investments, net of amortization</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,290)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,976)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,774)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption ordinary income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,316&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">BOLI redemption excise</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,532&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Nondeductible and other</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">404&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">156&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Actual tax expense</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,079)</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,018&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,176&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock', window );">Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities</a></td>
<td class="text"><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Allowance for credit losses</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,590&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12,546&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net operating loss and tax credits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10,805&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,592&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Director and employee benefits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,334&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,471&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized loss on securities and cash flow hedge</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,355&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,706&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Basis difference in partnership equity investments</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,940&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,322&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital loss carryover</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,201&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">883&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,938&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">61,845&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">51,694&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Depreciation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,061)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,512)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(253)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal Home Loan Bank stock dividends</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(353)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(365)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Difference in basis of intangible assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,553)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,545)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Fair value adjustment on acquisitions</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,142)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,003)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,131)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(11,970)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(12,948)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Valuation allowance</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,201)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net deferred tax asset/(liability)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">49,875&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33,545&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>81
<FILENAME>R53.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544007376">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Stockholders' Equity (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquityAbstract', window );"><strong>Equity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of Components of Accumulated Other Comprehensive Loss</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The components of accumulated other comprehensive loss, net of tax included in capital are as follows:</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) on securities available for sale, net of tax</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(38,193)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(69,018)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,892&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2,409&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain on derivative instruments, net of tax</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total accumulated other comprehensive income (loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(36,301)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(66,609)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the components of accumulated other comprehensive income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 14A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-14A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481674/830-30-50-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-20<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>82
<FILENAME>R54.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554190112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock', window );">Schedule of Fair Value, off-Balance-Sheet Risks</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables represent, by loan portfolio segment, a summary of changes in the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):</span></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:21.122%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.204%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.081%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.742%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.350%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.602%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Balance, beginning of period</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Credit loss expense (reversal)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ending balance</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commercial</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,385&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Real Estate</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(3)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">61&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">161&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(97)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage Warehouse</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consumer</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">152&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">703&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">242&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">309&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">551&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">1,534</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">2,149</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">403</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">212</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%">615</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table represents the</span><span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"> commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:</span></div><div style="margin-top:6pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"><tr><td style="width:1.0%"></td><td style="width:34.813%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.082%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.660%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:30.085%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to extend credit</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,018,302&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,118,417&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Standby letters of credit</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">23,457&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16,493&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,041,759&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">1,134,910&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td><td colspan="3" style="border-top:3pt double #000;padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>83
<FILENAME>R55.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554201808">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Regulatory Capital (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract', window );"><strong>Regulatory Capital Requirements under Banking Regulations [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock', window );">Schedule of Regulatory Capital Requirement</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents Horizon and the Bank&#8217;s actual and required capital ratios as of December&#160;31, 2024 and December&#160;31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.826%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required for Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Required For Capital Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Well Capitalized Under</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Prompt Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">800,209&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.91&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">460,266&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">604,099&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">725,383&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.64&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">602,489&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">573,799&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">345,199&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">489,033&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">344,279&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">487,729&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">459,039&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">632,760&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,900&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">402,733&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.70&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">258,209&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">401,659&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">372,969&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.50&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">690,183&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.88&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,825&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">671,095&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.64&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">310,539&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388,174&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Actual</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;for&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Required&#160;For&#160;Capital</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Adequacy Purposes</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">with Capital Buffer</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Well&#160;Capitalized&#160;</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Under&#160;Prompt</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Corrective Action</span></div><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Provisions</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline">(1)</span></div></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Ratio</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline">December 31, 2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Total capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">782,598&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.04&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">446,000&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">585,374&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">786,436&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.11&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">446,000&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">585,374&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">714,402&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.87&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,147&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">582,943&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">555,184&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">10.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:22.438%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.818%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:7.826%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676,411&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">12.13&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334,500&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">473,874&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735,792&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.20&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">334,500&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">473,874&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">333,111&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">471,907&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">444,147&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Common equity tier 1 capital (to risk&#8211;weighted assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">619,153&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.11&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">250,875&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">390,250&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">249,833&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388,629&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">360,870&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6.50&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">Tier 1 capital (to average assets)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Revised)*</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">676,411&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.61&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Consolidated (As Reported)</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735,792&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9.36&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">314,306&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">N/A</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Bank</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">663,758&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8.41&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">315,550&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">315,550&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">394,438&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5.00&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">%</span></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">As defined by regulatory agencies</span></div></td></tr><tr><td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">*Prior periods have been revised (see  FN 1 disclosures for the Revision of Previously Issued Financial Statements)</span></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Regulatory Capital Requirements under Banking Regulations</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>84
<FILENAME>R56.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547174592">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract', window );"><strong>Share-Based Payment Arrangement [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock', window );">Schedule of Option Activity under 2013 Plan</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of option activity under the 2013 Plan as of December&#160;31, 2024, and changes during the year then ended, is presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"><tr><td style="width:1.0%"></td><td style="width:49.851%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.613%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.532%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.614%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Exercise Price</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted&#8211;<br/>Average<br/>Remaining<br/>Contractual<br/>Term</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Aggregate<br/>Intrinsic<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">120,680&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">14.64&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">136,560&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercised/Converted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">(25,882)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">10.69&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Expired</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Outstanding, end of year</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2.84 years</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">56,985&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Exercisable, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">94,798&#160;</span></td><td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">16.87&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">2.84 years</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">56,985&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock', window );">Schedule of Status of Non-vested, Restricted and Performance Shares</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">A summary of the status of Horizon&#8217;s non&#8211;vested restricted and performance shares under the 2021 Plan as of December&#160;31, 2024 are presented below:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.023%"><tr><td style="width:1.0%"></td><td style="width:66.400%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.761%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.284%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.571%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Shares</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Weighted<br/>Average<br/>Grant Date<br/>Fair Value</span></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, beginning of year</span></td><td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">630,721&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15.36&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Vested</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(159,006)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17.10&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Granted</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">270,343&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11.96&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Forfeited</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(23,861)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14.46&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;vested, end of year</span></td><td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,197&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">13.73&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the changes in outstanding nonvested shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>85
<FILENAME>R57.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181542845008">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock', window );">Schedule of Fair Value of Derivative Financial Instruments</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the fair value of our derivative financial instruments utilized by Horizon on a gross basis for the periods indicated. </span></div><div style="margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.321%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.501%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,155&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">6,856&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">534,531&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,046&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">521,520&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:42.321%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.501%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Asset Derivatives</span></td><td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Liability Derivatives</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Notional<br/>Amount</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Fair<br/>Value</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; fair value hedges</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,468&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,950&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives designated as hedging instruments</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,468&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,950&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; customer accommodation</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">504,696&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,606&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,844&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,351&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 20.5pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives not designated as hedging instruments</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">513,891&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,764&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, gross </span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Less: Gross amounts offset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%">Total derivatives subject to enforceable master netting arrangements, net</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">567,359&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,714&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">514,881&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,024&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock', window );">Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)</a></td>
<td class="text"><div style="margin-bottom:6pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative instruments on the consolidated statements of comprehensive income (loss) for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:50.654%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.546%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts</span></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,561)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,463&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock', window );">Schedule of Effect of Derivative Instruments on Consolidated Statement of Income Derivative in Fair Value Hedging Relationship</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivatives in cash flow hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.379%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:16.443%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.548%"></td><td style="width:0.1%"></td></tr><tr style="height:23pt"><td colspan="3" rowspan="2" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31</span></td></tr><tr style="height:14pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives in cash flow hedging relationship</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts &#8211; cash flow hedges</span></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense &#8211; Borrowings</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,832&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(628)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of the derivative and the hedged item in fair value hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.519%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:15.712%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.373%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.496%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:12.648%"></td><td style="width:0.1%"></td></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain (loss)<br/>recognized on derivative and hedged item</span></td><td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative and Hedged Item Years Ended December 31</span></td></tr><tr style="height:26pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - loans receivable</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,166&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,169&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(39)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,166)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,169)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate contracts - fair value hedge</span></td><td colspan="3" rowspan="2" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest income - investment securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(220)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">240&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(99)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Hedged item</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">220&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(240)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">99&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The effect of derivatives not designated as hedging instruments on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:32.818%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.911%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.742%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.916%"></td><td style="width:0.1%"></td></tr><tr style="height:21pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Location of gain<br/>(loss)<br/>recognized on derivative</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amount of Gain (Loss) Recognized on Derivative Years Ended December 31 </span></td></tr><tr style="height:23pt"><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Derivatives not designated as hedging instruments</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">68&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">83&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">188&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non-interest income - Gain on sale of loans</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(67)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(159)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(753)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Total</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(76)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(565)</span></td><td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock', window );">Schedule of Derivative Instruments</a></td>
<td class="text"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables summarize the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships.</span></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:38.666%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.519%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.384%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:13.525%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Amortized Cost of Hedged Items</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">40,788&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,532)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of gain (loss) on derivative and nonderivative instruments designated and qualifying as cash flow hedge recorded in accumulated other comprehensive income (AOCI) and reclassified into earnings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4E<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativeInstrumentsTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 815<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1B<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-8<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-5<br><br>Reference 9: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativeInstrumentsTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of derivative instruments (including nonderivative instruments that are designated and qualify as hedging instruments) of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 815<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>86
<FILENAME>R58.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545878192">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock', window );">Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following table presents the fair value measurements of assets and liabilities recognized in the accompanying financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following:</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:47.291%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:10.449%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.040%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,801&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,834&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">14,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">15,499&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">233,677&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">595&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">28,817&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">202&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,817)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,817)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets:</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Available for sale securities</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">U.S. Treasury and federal agencies</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,377&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">State and municipal</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">304,030&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#160;&#160;&#160;U.S. government agency mortgage-backed securities</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">140,877&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Corporate notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">37,967&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total available for sale securities</span></td><td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">547,251&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><div><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Equity securities </span><span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline">(1)</span></div></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">628&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements asset</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,556&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">26,556&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Commitments to originate mortgage loans</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">125&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Mortgage loan contracts</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">33&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest rate swap agreements liability</span></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,024)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(24,024)</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="padding:0 1pt"></td><td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%">(1) Prior period equity securities were included in available-for-sale. Updated to align with comparable period.</span></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock', window );">Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment):</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock', window );">Schedule of Qualitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%">The following table presents qualitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements, other than goodwill, at December&#160;31, 2024 and 2023.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.800%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.350%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,797&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral based measurement</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Discount to reflect current market conditions and ultimate collectability</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.1%&#8211;40.1% (36.6%)</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:25.361%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:8.695%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.104%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:25.800%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:18.350%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Valuation<br/>Technique</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Unobservable<br/>Inputs</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Range<br/>(Weighted&#160;Average)</span></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral dependent loans</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,918&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Collateral based measurement</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Discount to reflect current market conditions and ultimate collectability</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">16.9%&#8211;34.2% (21.5%)</span></div></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByBalanceSheetGroupingTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 825<br> -SubTopic 10<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByBalanceSheetGroupingTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>87
<FILENAME>R59.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553257792">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value Disclosures [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock', window );">Schedule of Estimated Fair Values of Financial Instruments</a></td>
<td class="text"><div style="margin-top:12pt;text-align:justify"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%">The following tables present estimated fair values of the Company&#8217;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall.</span></div><div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2024</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,300&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,131&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">201,131&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,431&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">293,431&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">735&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,867,690&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,566,268&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67,597&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">64,824&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,773&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,795,060&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,611,702&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,826&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,064,818&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,535,834&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,446,680&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,084,986&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,232,252&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,230,860&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,738&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,284&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">48,559&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">11,137&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><div><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:45.245%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.765%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.770%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31, 2023</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Carrying<br/>Amount</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Quoted Prices in<br/>Active Markets<br/>for Identical<br/>Assets<br/>(Level 1)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Other<br/>Observable<br/>Inputs<br/>(Level 2)</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Significant<br/>Unobservable<br/>Inputs<br/>(Level 3)</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and due from banks</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,772&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">112,772&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest-bearing deposits in banks</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">413,528&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">413,528&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Federal funds sold</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">215&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Cash and cash equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526,515&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">526,515&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest earning time deposits</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,205&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,190&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment securities, held to maturity</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,945,638&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,668,601&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans held for sale</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,418&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Loans, net</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,367,601&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,072,568&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock in FHLB</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,509&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,509&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Non&#8211;interest bearing deposits</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,116,005&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest bearing deposits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,548,888&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,369,149&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,171,452&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Borrowings</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,353,050&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,347,129&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,283&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">50,063&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest payable</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">22,249&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of financial instrument measured at fair value on recurring or nonrecurring basis. Includes, but is not limited to, instrument classified in shareholders' equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>88
<FILENAME>R60.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181667995456">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only) (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Dec. 31, 2024</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract', window );"><strong>Condensed Financial Information Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock', window );">Condensed Balance Sheets</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Balance Sheets</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:66.882%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.543%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:14.545%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2024</span></td><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">December 31<br/>2023</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Assets</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total cash and cash equivalents</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,938&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Investment in subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">803,799&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">765,299&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">9,806&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,008&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total assets</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">900,543&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">852,056&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Liabilities</span></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Subordinated notes</span></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,738&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,543&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Junior subordinated debentures issued to capital trusts</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,477&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">57,258&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">23,748&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,443&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Stockholders&#8217; Equity</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">763,580&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">718,812&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Total liabilities and stockholders&#8217; equity</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">900,543&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">852,056&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr style="height:15pt"><td colspan="12" style="background-color:#ffffff;padding:0 1pt 0 13pt"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock', window );">Condensed Statements of Income</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Income</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Income (Expense)</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividend income from subsidiaries</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">38,000&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">55,500&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">34,750&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Interest expense</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(7,906)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,226)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(6,258)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">117&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">431&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">45&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Salaries and employee benefits</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(5,351)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,502)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(2,551)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other expense</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(434)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(370)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(411)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Undistributed Income (Dividends in Excess) of Subsidiaries</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">24,426&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">43,833&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,575&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Undistributed income (dividends in excess) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">8,198&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(17,838)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">66,473&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Income Before Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,624&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,995&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">92,048&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax benefit</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,805&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,986&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,360&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income Available to Common Shareholders</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock', window );">Condensed Statements of Comprehensive Income (Loss)</a></td>
<td class="text"><div style="text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Comprehensive Income (Loss)</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Income</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss)</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in fair value of derivative instruments for the period</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(523)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">5,649&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for swap termination gain realized in income</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,453)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">415&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,186)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Changes from derivative instruments</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,561)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,463&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in securities:</span></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gain (loss) for the period on available for sale securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(120)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">20,728&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(147,345)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification of gain (loss) from available for sale securities to held to maturity securities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(794)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(657)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(691)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,236)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Reclassification adjustment for securities (gains) losses realized in income</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,140&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">32,052&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Income tax effect</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,055)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(10,939)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">31,369&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Unrealized gains (losses) on securities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,308&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">41,150&#160;</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(118,006)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Other Comprehensive Income (Loss), Net of Tax</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,308&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">39,589&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(113,543)</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Comprehensive Income (Loss)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">65,737&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">67,570&#160;</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(20,135)</span></td><td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock', window );">Condensed Statements of Cash Flows</a></td>
<td class="text"><div style="margin-bottom:6pt;margin-top:12pt;text-align:center"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%">Condensed Statements of Cash Flows</span><table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"><tr><td style="width:1.0%"></td><td style="width:60.157%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.326%"></td><td style="width:0.1%"></td><td style="width:0.1%"></td><td style="width:0.530%"></td><td style="width:0.1%"></td><td style="width:1.0%"></td><td style="width:11.331%"></td><td style="width:0.1%"></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Years Ended December 31</span></td></tr><tr><td colspan="3" style="padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2024</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2023</span></td><td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">2022</span></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Operating Activities</span></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net income</span></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">35,429&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">27,981&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">93,408&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Items not requiring (providing) cash</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends in excess (equity in undistributed net income) of subsidiaries</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(8,198)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">17,838&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(66,473)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Change in:</span></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Share based compensation</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,586&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,586&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">2,475&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other assets</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(4,621)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,184&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(284)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other liabilities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">3,717&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(413)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">120&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by operating activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">30,913&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">56,176&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">29,246&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Investing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Capital contribution to subsidiary</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other investing activities</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,829&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,762&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash provided by investing activities</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,829&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">1,762&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Financing Activities</span></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other change in borrowings</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">378&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">388&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repurchase of outstanding stock</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Dividends paid on common shares</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,328)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(28,311)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(27,765)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net settlement of share awards</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,371)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,221)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(1,824)</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Other</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">4,146&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Stock option exercises</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">145&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td><td colspan="3" style="display:none"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Repayment of subordinated notes</span></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(3,132)</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">&#8212;&#160;</span></td><td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31.75pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">Net cash used in financing activities</span></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(25,553)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(32,286)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">(29,056)</span></td><td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Net Change in Cash and Cash Equivalents</span></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">7,189&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">25,652&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">190&#160;</span></td><td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at Beginning of Year</span></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,097&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#ffffff;padding:0 1pt"></td><td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">53,907&#160;</span></td><td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr><tr><td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%">Cash and Cash Equivalents at End of Year</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">86,938&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">79,749&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td><td colspan="3" style="background-color:#cceeff;padding:0 1pt"></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">$</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"><span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%">54,097&#160;</span></td><td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"></td></tr></table></div><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CondensedStatementOfComprehensiveIncomeTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed statement of comprehensive income (loss) including, but not limited to, statements of comprehensive income (loss) of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CondensedStatementOfComprehensiveIncomeTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedBalanceSheetTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedBalanceSheetTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedCashFlowStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedCashFlowStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ScheduleOfCondensedIncomeStatementTableTextBlock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Regulation S-X (SX)<br> -Number 210<br> -Section 12<br> -Subsection 04<br> -Paragraph a<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ScheduleOfCondensedIncomeStatementTableTextBlock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>89
<FILENAME>R61.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181555996688">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($) </div>
<div>segment </div>
<div>office </div>
<div>reporting_unit </div>
<div>$ / shares </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Jul. 16, 2019 </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FullServiceFacilitiesMaintainedByBank', window );">Full service facilities maintained by bank | office</a></td>
<td class="nump">71<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList', window );">Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]</a></td>
<td class="text">Interest receivable<span></span>
</td>
<td class="text">Interest receivable<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss', window );">Accrued interest receivable</a></td>
<td class="nump">$ 25,600<span></span>
</td>
<td class="nump">$ 23,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MinimumRequirePeriodForSatisfactoryPerformance', window );">Minimum period required for satisfactory performance to return loan from non-accrual to accrual status</a></td>
<td class="text">6 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">$ (3,854)<span></span>
</td>
<td class="num">(2,090)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PercentageOfCommercialLoan', window );">Commercial loans as a percentage of total loan</a></td>
<td class="nump">64.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PercentageOfResidentialRealEstateLoan', window );">Residential real estate loans as a percentage of total loan</a></td>
<td class="nump">17.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PercentageOfInstallmentLoans', window );">Installment loans as a percentage of total loan</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InvestmentInLimitedPartnerships', window );">Investment in limited partnerships</a></td>
<td class="nump">$ 24,900<span></span>
</td>
<td class="nump">27,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment', window );">Investment program, proportional amortization method, elected, commitment</a></td>
<td class="nump">$ 14,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration', window );">Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration]</a></td>
<td class="text">Mortgage servicing income, net<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ContractuallySpecifiedServicingFeesAmount', window );">Contractually specified servicing fees, amount</a></td>
<td class="nump">$ 1,700<span></span>
</td>
<td class="nump">2,700<span></span>
</td>
<td class="nump">$ 4,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Gross Carrying Amount</a></td>
<td class="nump">10,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Goodwill</a></td>
<td class="nump">155,211<span></span>
</td>
<td class="nump">155,211<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvertisingExpense', window );">Advertising expense</a></td>
<td class="nump">$ 1,200<span></span>
</td>
<td class="nump">$ 1,200<span></span>
</td>
<td class="nump">$ 900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition', window );">Uncertain tax positions recognized</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount', window );">Shares, non-dilutive (in shares) | shares</a></td>
<td class="nump">85,512<span></span>
</td>
<td class="nump">226,028<span></span>
</td>
<td class="nump">319,760<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased', window );">Number of shares authorized to be repurchased (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,250,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockRepurchasedDuringPeriodShares', window );">Number of shares repurchased (in shares) | shares</a></td>
<td class="nump">803,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare', window );">Average price per share repurchased (in USD per share) | $ / shares</a></td>
<td class="nump">$ 16.89<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Compensation expense</a></td>
<td class="nump">$ 4,600<span></span>
</td>
<td class="nump">$ 3,600<span></span>
</td>
<td class="nump">$ 2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfReportingUnits', window );">Number of reporting units | reporting_unit</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfOperatingSegments', window );">Number of operating segments | segment</a></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">$ (184)<span></span>
</td>
<td class="nump">$ 3,107<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Transfer from held-in-portfolio to held-for-sale</a></td>
<td class="nump">2,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1', window );">Transfer from held-in-portfolio to held-for-sale</a></td>
<td class="nump">64,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential Mortgage And Mortgage Warehousing Loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">$ 900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoanReceivablePeriodForDelinquencyStatus', window );">Loan delinquency period</a></td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Buildings and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful Life for depreciation</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful Life for depreciation</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod', window );">Allowance for loan losses charge down family first and junior lien mortgages past due period</a></td>
<td class="text">180 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod', window );">Allowance for loan losses charge down unsecured open end loans past due period</a></td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Buildings and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful Life for depreciation</a></td>
<td class="text">40 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentUsefulLife', window );">Useful Life for depreciation</a></td>
<td class="text">20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember', window );">Measurement Input, Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfAccountingPoliciesLineItems', window );"><strong>Schedule Of Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AlternativeInvestmentMeasurementInput', window );">Factor considered to be significant for fair value measurement</a></td>
<td class="nump">0.10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance for loan losses charge down family first and junior lien mortgages past due period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance for loan losses charge down unsecured open end loans past due period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FullServiceFacilitiesMaintainedByBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Full service facilities maintained by bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FullServiceFacilitiesMaintainedByBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InvestmentInLimitedPartnerships">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment in Limited Partnerships</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InvestmentInLimitedPartnerships</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoanReceivablePeriodForDelinquencyStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loan receivable period for delinquency status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoanReceivablePeriodForDelinquencyStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MinimumRequirePeriodForSatisfactoryPerformance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum require period for satisfactory performance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MinimumRequirePeriodForSatisfactoryPerformance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percent of likely event consider for unrecognized tax benefit recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PercentageOfCommercialLoan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of commercial loan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PercentageOfCommercialLoan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PercentageOfInstallmentLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of installment loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PercentageOfInstallmentLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PercentageOfResidentialRealEstateLoan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of residential real estate loan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PercentageOfResidentialRealEstateLoan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ScheduleOfAccountingPoliciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Schedule Of Accounting Policies [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ScheduleOfAccountingPoliciesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares authorized to be purchased under share repurchase plan. Includes, but is not limited to, repurchase of stock and unit of ownership.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 505<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481520/505-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>srt_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvertisingExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 720<br> -SubTopic 35<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483385/720-35-55-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 720<br> -SubTopic 35<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483406/720-35-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvertisingExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AlternativeInvestmentMeasurementInput">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of input used to measure alternative investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AlternativeInvestmentMeasurementInput</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of income or comprehensive income that includes contractually specified servicing fee income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ContractuallySpecifiedServicingFeesAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>All amounts that, per contract, are due to the servicer in exchange for servicing the financial asset and would no longer be received by a servicer if the beneficial owners of the serviced assets (or their trustees or agents) were to exercise their actual or potential authority under the contract to shift the servicing to another servicer. Depending on the servicing contract, those fees may include some or all of the difference between the interest rate collected on the asset being serviced and the rate to be paid to the beneficial owners of the asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ContractuallySpecifiedServicingFeesAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of accrued interest on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates line item in statement of financial position that includes accrued interest, after allowance for credit loss, on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>enum2:enumerationSetItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCoreDepositsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedCoreDepositsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482598/350-20-45-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfOperatingSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfOperatingSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfReportingUnits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of reporting units tested for impairment of goodwill. A reporting unit is an operating segment or one level below an operating segment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfReportingUnits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of commitment and contingent commitment, including amount of delayed equity contribution, for investment that generates income tax credit and other income tax benefit under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, commitment and contingent commitment related to investment under tax credit program not meeting condition for accounting under proportional amortization method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/recommendedDisclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478156/740-323-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockRepurchasedDuringPeriodShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478448/946-505-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-03(i)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479886/946-10-S99-3<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockRepurchasedDuringPeriodShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-4<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-3<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TreasuryStockAcquiredAverageCostPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total cost of shares repurchased divided by the total number of shares repurchased.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 505<br> -SubTopic 30<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481549/505-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TreasuryStockAcquiredAverageCostPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=hbnc_FurnitureAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=hbnc_FurnitureAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>90
<FILENAME>R62.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545251024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details) - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasicAbstract', window );"><strong>Basic earnings per share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic', window );">Weighted average common shares outstanding (in shares)</a></td>
<td class="nump">43,702,314<span></span>
</td>
<td class="nump">43,630,160<span></span>
</td>
<td class="nump">43,568,823<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareBasic', window );">Basic earnings per share (in USD per share)</a></td>
<td class="nump">$ 0.81<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 2.14<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDilutedAbstract', window );"><strong>Diluted earnings per share</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted', window );">Net income available to common shareholders</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract', window );"><strong>Effect of dilutive securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding', window );">Weighted average common shares outstanding (in shares)</a></td>
<td class="nump">44,064,490<span></span>
</td>
<td class="nump">43,843,880<span></span>
</td>
<td class="nump">43,699,115<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EarningsPerShareDiluted', window );">Diluted earnings per share (in USD per share)</a></td>
<td class="nump">$ 0.80<span></span>
</td>
<td class="nump">$ 0.64<span></span>
</td>
<td class="nump">$ 2.14<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember', window );">Restricted stock</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract', window );"><strong>Effect of dilutive securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Effect of dilutive securities (in shares)</a></td>
<td class="nump">359,704<span></span>
</td>
<td class="nump">208,827<span></span>
</td>
<td class="nump">92,381<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract', window );"><strong>Effect of dilutive securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements', window );">Effect of dilutive securities (in shares)</a></td>
<td class="nump">2,472<span></span>
</td>
<td class="nump">4,893<span></span>
</td>
<td class="nump">37,911<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-15<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-7<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareBasicAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareBasicAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 52<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-52<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482635/260-10-55-15<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (e)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-7<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-2<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(27))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EarningsPerShareDilutedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EarningsPerShareDilutedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480454/718-10-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 23<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-23<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-28A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 40<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-40<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 16<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_WeightedAverageNumberOfSharesOutstandingBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_WeightedAverageNumberOfSharesOutstandingBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_RestrictedStockMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>91
<FILENAME>R63.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554146816">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cash Equivalents (Details)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAbstract', window );"><strong>Cash and Cash Equivalents [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CashEquivalentMaximumMaturityPeriod', window );">Cash equivalent maximum maturity period</a></td>
<td class="text">3 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits', window );">Increase in cash account over the insured limit</a></td>
<td class="nump">$ 248.7<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock', window );">Federal home loan bank stock and federal reserve bank stock</a></td>
<td class="nump">$ 195.5<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash amount exceed over FDIC insured limit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CashEquivalentMaximumMaturityPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash equivalent maximum maturity period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CashEquivalentMaximumMaturityPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of Federal Home Loan Bank (FHLB) and Federal Reserve Bank stock.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>92
<FILENAME>R64.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554115760">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities - Schedule of Fair Value of Securities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">$ 282,022<span></span>
</td>
<td class="nump">$ 634,615<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">455<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(48,345)<span></span>
</td>
<td class="num">(87,819)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">547,251<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,867,848<span></span>
</td>
<td class="nump">1,945,795<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">958<span></span>
</td>
<td class="nump">1,185<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(302,538)<span></span>
</td>
<td class="num">(278,222)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">1,566,268<span></span>
</td>
<td class="nump">1,668,758<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest', window );">Less: Allowance for credit losses</a></td>
<td class="num">(158)<span></span>
</td>
<td class="num">(157)<span></span>
</td>
<td class="num">$ (257)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Held to maturity securities, net of allowance for credit losses</a></td>
<td class="nump">1,867,690<span></span>
</td>
<td class="nump">1,945,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">2,258<span></span>
</td>
<td class="nump">72,938<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(457)<span></span>
</td>
<td class="num">(8,561)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">1,801<span></span>
</td>
<td class="nump">64,377<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">278,383<span></span>
</td>
<td class="nump">287,259<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(39,253)<span></span>
</td>
<td class="num">(41,299)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">239,130<span></span>
</td>
<td class="nump">245,960<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">243,521<span></span>
</td>
<td class="nump">353,299<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(41,687)<span></span>
</td>
<td class="num">(49,269)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">201,834<span></span>
</td>
<td class="nump">304,030<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,048,862<span></span>
</td>
<td class="nump">1,088,499<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">958<span></span>
</td>
<td class="nump">1,185<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(183,114)<span></span>
</td>
<td class="num">(150,323)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">866,706<span></span>
</td>
<td class="nump">939,361<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">17,984<span></span>
</td>
<td class="nump">165,061<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(3,441)<span></span>
</td>
<td class="num">(24,184)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,877<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">349,726<span></span>
</td>
<td class="nump">374,974<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(54,904)<span></span>
</td>
<td class="num">(56,467)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">294,822<span></span>
</td>
<td class="nump">318,507<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">29,278<span></span>
</td>
<td class="nump">32,329<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(3,958)<span></span>
</td>
<td class="num">(4,595)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">25,320<span></span>
</td>
<td class="nump">27,734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">18,259<span></span>
</td>
<td class="nump">43,317<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">455<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax', window );">Gross Unrealized Losses</a></td>
<td class="num">(2,760)<span></span>
</td>
<td class="num">(5,805)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">15,499<span></span>
</td>
<td class="nump">37,967<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">161,599<span></span>
</td>
<td class="nump">162,734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain', window );">Gross Unrealized Gains</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss', window );">Gross Unrealized Losses</a></td>
<td class="num">(21,309)<span></span>
</td>
<td class="num">(25,538)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair Value</a></td>
<td class="nump">$ 140,290<span></span>
</td>
<td class="nump">$ 137,196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesClassifiedAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesClassifiedAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>93
<FILENAME>R65.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541444400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis', window );">Amortized cost within one year</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 5,505<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis', window );">Amortized cost one to five years</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">100,301<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis', window );">Amortized cost for five to ten years</a></td>
<td class="nump">173,533<span></span>
</td>
<td class="nump">167,764<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis', window );">Amortized cost for after ten years</a></td>
<td class="nump">90,505<span></span>
</td>
<td class="nump">195,984<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis', window );">Amortized cost, available for sale</a></td>
<td class="nump">264,038<span></span>
</td>
<td class="nump">469,554<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">282,022<span></span>
</td>
<td class="nump">634,615<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue', window );">Fair value within one year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">Fair value for one to five years</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">89,650<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">Fair value for five to ten years</a></td>
<td class="nump">141,915<span></span>
</td>
<td class="nump">141,203<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue', window );">Fair value for after ten years</a></td>
<td class="nump">77,219<span></span>
</td>
<td class="nump">170,113<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue', window );">Fair value, available for sale</a></td>
<td class="nump">219,134<span></span>
</td>
<td class="nump">406,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">547,251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost', window );">Within one year, amortized cost</a></td>
<td class="nump">59,129<span></span>
</td>
<td class="nump">33,483<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost', window );">One to five years, amortized cost</a></td>
<td class="nump">298,362<span></span>
</td>
<td class="nump">225,957<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost', window );">Five to ten years, amortized cost</a></td>
<td class="nump">366,493<span></span>
</td>
<td class="nump">350,843<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost', window );">After ten years, amortized cost</a></td>
<td class="nump">764,860<span></span>
</td>
<td class="nump">928,209<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost', window );">Amortized cost, held to maturity</a></td>
<td class="nump">1,488,844<span></span>
</td>
<td class="nump">1,538,492<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,867,848<span></span>
</td>
<td class="nump">1,945,795<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue', window );">Within one year, fair value</a></td>
<td class="nump">58,304<span></span>
</td>
<td class="nump">33,169<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue', window );">One to five years, fair value</a></td>
<td class="nump">278,007<span></span>
</td>
<td class="nump">216,354<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue', window );">five to ten years, fair value</a></td>
<td class="nump">312,748<span></span>
</td>
<td class="nump">304,067<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue', window );">After ten years, fair value</a></td>
<td class="nump">597,067<span></span>
</td>
<td class="nump">768,927<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate', window );">Fair value, held to maturity</a></td>
<td class="nump">1,246,126<span></span>
</td>
<td class="nump">1,322,517<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair value, held to maturity, mortgage obligations and backed pools</a></td>
<td class="nump">1,566,268<span></span>
</td>
<td class="nump">1,668,758<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost', window );">Amortized cost, available for sale, mortgage obligations and backed pools</a></td>
<td class="nump">17,984<span></span>
</td>
<td class="nump">165,061<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">17,984<span></span>
</td>
<td class="nump">165,061<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,877<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">349,726<span></span>
</td>
<td class="nump">374,974<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair value, held to maturity, mortgage obligations and backed pools</a></td>
<td class="nump">294,822<span></span>
</td>
<td class="nump">318,507<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract', window );"><strong>Available for sale</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis', window );">Amortized Cost</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract', window );"><strong>Held to maturity</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">29,278<span></span>
</td>
<td class="nump">32,329<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HeldToMaturitySecuritiesFairValue', window );">Fair value, held to maturity, mortgage obligations and backed pools</a></td>
<td class="nump">$ 25,320<span></span>
</td>
<td class="nump">$ 27,734<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Available for sale securities debt maturities rolling fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Held to maturity securities debt maturities amortized cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Held To Maturity Securities Debt Maturities Fair Value Aggregate</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldToMaturitySecuritiesFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldToMaturitySecuritiesFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477268/942-320-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>94
<FILENAME>R66.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544307824">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Schedule of Available-for-sale Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Fair value less than 12 months</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 2,387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Unrealized losses less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(236)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">Fair value more than 12 months</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">543,248<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Unrealized losses more than 12 months</a></td>
<td class="num">(48,345)<span></span>
</td>
<td class="num">(87,583)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total fair value</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">545,635<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total unrealized losses</a></td>
<td class="num">(48,345)<span></span>
</td>
<td class="num">(87,819)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Schedule of Available-for-sale Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Fair value less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Unrealized losses less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">Fair value more than 12 months</a></td>
<td class="nump">1,801<span></span>
</td>
<td class="nump">64,377<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Unrealized losses more than 12 months</a></td>
<td class="num">(457)<span></span>
</td>
<td class="num">(8,561)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total fair value</a></td>
<td class="nump">1,801<span></span>
</td>
<td class="nump">64,377<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total unrealized losses</a></td>
<td class="num">(457)<span></span>
</td>
<td class="num">(8,561)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Schedule of Available-for-sale Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Fair value less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Unrealized losses less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(236)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">Fair value more than 12 months</a></td>
<td class="nump">201,834<span></span>
</td>
<td class="nump">301,643<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Unrealized losses more than 12 months</a></td>
<td class="num">(41,687)<span></span>
</td>
<td class="num">(49,033)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total fair value</a></td>
<td class="nump">201,834<span></span>
</td>
<td class="nump">304,030<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total unrealized losses</a></td>
<td class="num">(41,687)<span></span>
</td>
<td class="num">(49,269)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Schedule of Available-for-sale Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Fair value less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Unrealized losses less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">Fair value more than 12 months</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,869<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Unrealized losses more than 12 months</a></td>
<td class="num">(3,441)<span></span>
</td>
<td class="num">(24,184)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total fair value</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,869<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total unrealized losses</a></td>
<td class="num">(3,441)<span></span>
</td>
<td class="num">(24,184)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems', window );"><strong>Schedule of Available-for-sale Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months', window );">Fair value less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss', window );">Unrealized losses less than 12 months</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger', window );">Fair value more than 12 months</a></td>
<td class="nump">15,499<span></span>
</td>
<td class="nump">36,359<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss', window );">Unrealized losses more than 12 months</a></td>
<td class="num">(2,760)<span></span>
</td>
<td class="num">(5,805)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition', window );">Total fair value</a></td>
<td class="nump">15,499<span></span>
</td>
<td class="nump">36,359<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss', window );">Total unrealized losses</a></td>
<td class="num">$ (2,760)<span></span>
</td>
<td class="num">$ (5,805)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-7<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-7<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479081/326-30-55-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>95
<FILENAME>R67.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552850128">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities - Additional Information (Details)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($) </div>
<div>security</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>security</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesLineItems', window );"><strong>Marketable Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions', window );">Number of securities in unrealized loss positions | security</a></td>
<td class="nump">2,115<span></span>
</td>
<td class="nump">2,290<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition', window );">Unrealized loss positions</a></td>
<td class="nump">$ 1,800,000,000<span></span>
</td>
<td class="nump">$ 2,100,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio', window );">Percentage of portfolio</a></td>
<td class="nump">86.00%<span></span>
</td>
<td class="nump">85.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss', window );">Allowance for credit losses for available for sale debt securities</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit loss</a></td>
<td class="nump">158,000<span></span>
</td>
<td class="nump">157,000<span></span>
</td>
<td class="nump">$ 257,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,867,848,000<span></span>
</td>
<td class="nump">1,945,795,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DebtSecuritiesAccruedInterest', window );">Accrued interest receivable on available for sale debt securities</a></td>
<td class="nump">12,700,000<span></span>
</td>
<td class="nump">14,700,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax', window );">Income tax expense from reclassification</a></td>
<td class="nump">8,200,000<span></span>
</td>
<td class="nump">6,700,000<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesLineItems', window );"><strong>Marketable Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,048,862,000<span></span>
</td>
<td class="nump">1,088,499,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal | Internally-Assigned Rating Methodology</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecuritiesLineItems', window );"><strong>Marketable Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">$ 125,000,000<span></span>
</td>
<td class="nump">$ 143,700,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DebtSecuritiesAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Debt Securities, Accrued Interest</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DebtSecuritiesAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position, Percentage Of Portfolio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479106/326-30-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -SubTopic 10<br> -Topic 220<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=hbnc_InternallyAssignedRatingMethodologyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=hbnc_InternallyAssignedRatingMethodologyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>96
<FILENAME>R68.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546605632">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">$ 1,867,848<span></span>
</td>
<td class="nump">$ 1,945,795<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">278,383<span></span>
</td>
<td class="nump">287,259<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,048,862<span></span>
</td>
<td class="nump">1,088,499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">349,726<span></span>
</td>
<td class="nump">374,974<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">29,278<span></span>
</td>
<td class="nump">32,329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">161,599<span></span>
</td>
<td class="nump">162,734<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">652,633<span></span>
</td>
<td class="nump">693,051<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">273,629<span></span>
</td>
<td class="nump">285,748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">349,726<span></span>
</td>
<td class="nump">374,974<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">29,278<span></span>
</td>
<td class="nump">32,329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember', window );">AAA | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">982,987<span></span>
</td>
<td class="nump">1,022,426<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">278,383<span></span>
</td>
<td class="nump">287,259<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">698,428<span></span>
</td>
<td class="nump">730,907<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember', window );">AA | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">6,176<span></span>
</td>
<td class="nump">4,260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">77,628<span></span>
</td>
<td class="nump">81,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">66,079<span></span>
</td>
<td class="nump">69,658<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember', window );">A | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">11,549<span></span>
</td>
<td class="nump">11,831<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">86,329<span></span>
</td>
<td class="nump">80,383<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">10,726<span></span>
</td>
<td class="nump">2,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember', window );">BBB | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">75,603<span></span>
</td>
<td class="nump">78,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">4,543<span></span>
</td>
<td class="nump">4,556<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember', window );">BB | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">4,543<span></span>
</td>
<td class="nump">4,556<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">63,728<span></span>
</td>
<td class="nump">63,890<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated | Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember', window );">Not Rated | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems', window );"><strong>Schedule of Held-to-Maturity Securities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">$ 63,728<span></span>
</td>
<td class="nump">$ 63,890<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (aaa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5A<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5B<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5B<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5B<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5B<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=srt_MoodysAaaRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=hbnc_MoodysAARatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=hbnc_MoodysARatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=hbnc_MoodysBBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=hbnc_MoodysBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CreditRatingMoodysAxis=hbnc_MoodysNotRatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>97
<FILENAME>R69.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181539891744">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward', window );"><strong>Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest', window );">Beginning balance</a></td>
<td class="nump">$ 157<span></span>
</td>
<td class="nump">$ 257<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal', window );">Credit loss expense (benefit)</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(100)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest', window );">Ending balance</a></td>
<td class="nump">$ 158<span></span>
</td>
<td class="nump">$ 157<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss on investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>98
<FILENAME>R70.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553175632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Securities - Sales of Securities Available for Sale (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract', window );"><strong>Investments, Debt and Equity Securities [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities', window );">Proceeds</a></td>
<td class="nump">$ 293,138<span></span>
</td>
<td class="nump">$ 439,285<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain', window );">Gross gains</a></td>
<td class="nump">6<span></span>
</td>
<td class="nump">215<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss', window );">Gross losses</a></td>
<td class="num">$ (39,145)<span></span>
</td>
<td class="num">$ (32,267)<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleRealizedGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from sale, maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>99
<FILENAME>R71.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547281264">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Securities - Fair Value and Amortized Cost of Securities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosuresAbstract', window );"><strong>Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue', window );">Pledge securities for borrowing availability at the Federal Reserve</a></td>
<td class="nump">$ 851,384<span></span>
</td>
<td class="nump">$ 1,441,920<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1', window );">Pledge securities for FHLB borrowings</a></td>
<td class="nump">279,136<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AmortizedCostAbstract', window );"><strong>Amortized Cost [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve', window );">Pledge securities for borrowing availability at the Federal Reserve</a></td>
<td class="nump">1,032,916<span></span>
</td>
<td class="nump">1,682,935<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1', window );">Pledge securities for FHLB borrowings</a></td>
<td class="nump">$ 333,613<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AmortizedCostAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized Cost</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AmortizedCostAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value 1</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pledged Assets Separately Reported, Securities Pledged for Federal Reserve, at Fair Value</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank1</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pledged Financial Instruments, Not Separately Reported, Securities for Federal Reserve</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosuresAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosuresAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>100
<FILENAME>R72.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553344400">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans - Schedule of Loans Outstanding by Portfolio Class (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">$ 4,847,040<span></span>
</td>
<td class="nump">$ 4,417,630<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit losses</a></td>
<td class="num">(51,980)<span></span>
</td>
<td class="num">(50,029)<span></span>
</td>
<td class="num">$ (50,464)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans held for investment, net</a></td>
<td class="nump">4,795,060<span></span>
</td>
<td class="nump">4,367,601<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">3,078,156<span></span>
</td>
<td class="nump">2,674,960<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit losses</a></td>
<td class="num">(30,953)<span></span>
</td>
<td class="num">(29,736)<span></span>
</td>
<td class="num">(32,445)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">667,165<span></span>
</td>
<td class="nump">640,731<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,501,456<span></span>
</td>
<td class="nump">1,273,838<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">34,039<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">875,297<span></span>
</td>
<td class="nump">712,863<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">802,909<span></span>
</td>
<td class="nump">726,214<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit losses</a></td>
<td class="num">(2,715)<span></span>
</td>
<td class="num">(2,503)<span></span>
</td>
<td class="num">(5,577)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">783,961<span></span>
</td>
<td class="nump">654,295<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">965,975<span></span>
</td>
<td class="nump">1,016,456<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Allowance for credit losses</a></td>
<td class="num">(18,312)<span></span>
</td>
<td class="num">(17,309)<span></span>
</td>
<td class="num">$ (11,422)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">97,190<span></span>
</td>
<td class="nump">52,366<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">303,901<span></span>
</td>
<td class="nump">399,946<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccountsNotesAndLoansReceivableLineItems', window );"><strong>Accounts, Notes, Loans and Financing Receivable [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">$ 564,884<span></span>
</td>
<td class="nump">$ 564,144<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccountsNotesAndLoansReceivableLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 40<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481628/310-20-40-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccountsNotesAndLoansReceivableLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DirectInstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DirectInstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectInstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectInstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>101
<FILENAME>R73.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181539626112">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans - Additional Information (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DeferredFeesCostsLoansAndLeases', window );">Deferred fees costs loans and leases</a></td>
<td class="nump">$ 14,900,000<span></span>
</td>
<td class="nump">$ 21,900,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PeriodOfLoanSoldByMortgageCompany', window );">Period in which loan sold by mortgage company</a></td>
<td class="text">30 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MinimumPeriodSeldomHeld', window );">Minimum period loan held by mortgage company</a></td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageWarehousingMaximumPayOffPeriod', window );">Mortgage warehousing maximum pay off period</a></td>
<td class="text">30 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableNonaccrualInterestIncome', window );">Nonaccrual interest income</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ForeclosedAssets', window );">Repossessed assets</a></td>
<td class="nump">400,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoansWithAggregateCreditExposure', window );">Loans with an aggregate credit exposure</a></td>
<td class="nump">$ 6,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PeriodForLoansMovedToNonAccrualStatus', window );">Loans classified as TDR after a period</a></td>
<td class="text">120 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Satisfactory Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment', window );">Minimum number of years of satisfactory repayment required for satisfactory pass rating</a></td>
<td class="text">2 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoansWithAggregateCreditExposure', window );">Loans with an aggregate credit exposure</a></td>
<td class="nump">$ 3,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PeriodForLoansMovedToNonAccrualStatus', window );">Loans classified as TDR after a period</a></td>
<td class="text">90 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Good Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired', window );">Number of consecutive years of profit for good pass rating</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation', window );">Number of consecutive years of profit unaudited financial information for good pass rating</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank', window );">Number of years of satisfactory relationship with bank for good pass rating</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount', window );">Mortgage loans in process of foreclosure, amount</a></td>
<td class="nump">$ 300,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit quality classification consecutive profit period loans supported financial information.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit quality classification consecutive profit period required.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit quality classification period satisfactory relationship with bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit quality classification period satisfactory repayment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DeferredFeesCostsLoansAndLeases">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred fees costs loans and leases</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DeferredFeesCostsLoansAndLeases</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoansWithAggregateCreditExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans with an aggregate credit exposure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoansWithAggregateCreditExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MinimumPeriodSeldomHeld">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum period seldom held.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MinimumPeriodSeldomHeld</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageWarehousingMaximumPayOffPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage warehousing maximum pay off period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageWarehousingMaximumPayOffPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PeriodForLoansMovedToNonAccrualStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period for loans moved to non accrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PeriodForLoansMovedToNonAccrualStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PeriodOfLoanSoldByMortgageCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of loan sold by mortgage company.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PeriodOfLoanSoldByMortgageCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 34<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 33<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableNonaccrualInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest income on financing receivable on nonaccrual status.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableNonaccrualInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ForeclosedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481990/310-10-45-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ForeclosedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MortgageLoansInProcessOfForeclosureAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 35<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-35<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MortgageLoansInProcessOfForeclosureAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=hbnc_SatisfactoryPassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=hbnc_SatisfactoryPassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=hbnc_GoodPassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=hbnc_GoodPassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>102
<FILENAME>R74.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181557988992">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">$ 25,792<span></span>
</td>
<td class="nump">$ 19,710<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">3,636<span></span>
</td>
<td class="nump">3,668<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">5,658<span></span>
</td>
<td class="nump">7,362<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">3,636<span></span>
</td>
<td class="nump">3,668<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">2,448<span></span>
</td>
<td class="nump">2,636<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">1,419<span></span>
</td>
<td class="nump">1,789<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">444<span></span>
</td>
<td class="nump">3,485<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">444<span></span>
</td>
<td class="nump">1,242<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">2,232<span></span>
</td>
<td class="nump">624<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">1,239<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">11,215<span></span>
</td>
<td class="nump">8,058<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">11,215<span></span>
</td>
<td class="nump">8,058<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">8,919<span></span>
</td>
<td class="nump">4,290<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">559<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">338<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">128<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">1,542<span></span>
</td>
<td class="nump">899<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">358<span></span>
</td>
<td class="nump">299<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual', window );">Total Non&#8211;accrual</a></td>
<td class="nump">7,039<span></span>
</td>
<td class="nump">3,303<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing', window );">Loans Past Due Over 90 Days Still Accruing</a></td>
<td class="nump">680<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance', window );">Non&#8211;performing Loans with no Allowance for Credit Losses</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 16<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-16<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_InstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_InstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectAutoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectAutoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>103
<FILENAME>R75.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552279376">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans - Schedule of Payment Status by Class of Loan (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">$ 4,810,265<span></span>
</td>
<td class="nump">$ 4,391,853<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">4,847,040<span></span>
</td>
<td class="nump">4,417,630<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">36,775<span></span>
</td>
<td class="nump">25,777<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">4,847,040<span></span>
</td>
<td class="nump">4,417,630<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember', window );">30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">16,928<span></span>
</td>
<td class="nump">15,834<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember', window );">60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">6,757<span></span>
</td>
<td class="nump">5,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember', window );">90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">13,090<span></span>
</td>
<td class="nump">4,570<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">3,073,235<span></span>
</td>
<td class="nump">2,669,272<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">3,078,156<span></span>
</td>
<td class="nump">2,674,960<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">4,921<span></span>
</td>
<td class="nump">5,688<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">3,078,156<span></span>
</td>
<td class="nump">2,674,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">4,281<span></span>
</td>
<td class="nump">4,001<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">70<span></span>
</td>
<td class="nump">1,057<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">570<span></span>
</td>
<td class="nump">630<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">665,875<span></span>
</td>
<td class="nump">638,389<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">667,165<span></span>
</td>
<td class="nump">640,731<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">1,290<span></span>
</td>
<td class="nump">2,342<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">667,165<span></span>
</td>
<td class="nump">640,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,195<span></span>
</td>
<td class="nump">2,342<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">1,500,229<span></span>
</td>
<td class="nump">1,273,791<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,501,456<span></span>
</td>
<td class="nump">1,273,838<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">1,227<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">1,501,456<span></span>
</td>
<td class="nump">1,273,838<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">931<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">296<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">33,036<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">34,039<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,003<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">34,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,003<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">872,893<span></span>
</td>
<td class="nump">710,567<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">875,297<span></span>
</td>
<td class="nump">712,863<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">2,404<span></span>
</td>
<td class="nump">2,296<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">875,297<span></span>
</td>
<td class="nump">712,863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">2,155<span></span>
</td>
<td class="nump">1,659<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">70<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">179<span></span>
</td>
<td class="nump">583<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">792,162<span></span>
</td>
<td class="nump">718,903<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">802,909<span></span>
</td>
<td class="nump">726,214<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">10,747<span></span>
</td>
<td class="nump">7,311<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">802,909<span></span>
</td>
<td class="nump">726,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">4,163<span></span>
</td>
<td class="nump">2,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">6,584<span></span>
</td>
<td class="nump">2,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">773,214<span></span>
</td>
<td class="nump">646,984<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">783,961<span></span>
</td>
<td class="nump">654,295<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">10,747<span></span>
</td>
<td class="nump">7,311<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">783,961<span></span>
</td>
<td class="nump">654,295<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">4,163<span></span>
</td>
<td class="nump">2,353<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">6,584<span></span>
</td>
<td class="nump">2,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">944,868<span></span>
</td>
<td class="nump">1,003,678<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">965,975<span></span>
</td>
<td class="nump">1,016,456<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">21,107<span></span>
</td>
<td class="nump">12,778<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">965,975<span></span>
</td>
<td class="nump">1,016,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">12,647<span></span>
</td>
<td class="nump">9,010<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">2,524<span></span>
</td>
<td class="nump">1,963<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">5,936<span></span>
</td>
<td class="nump">1,805<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">95,337<span></span>
</td>
<td class="nump">52,001<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">1,853<span></span>
</td>
<td class="nump">365<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">97,190<span></span>
</td>
<td class="nump">52,366<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,325<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">181<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">347<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">298,048<span></span>
</td>
<td class="nump">393,615<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">5,853<span></span>
</td>
<td class="nump">6,331<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">303,901<span></span>
</td>
<td class="nump">399,946<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">4,179<span></span>
</td>
<td class="nump">4,958<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">806<span></span>
</td>
<td class="nump">736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">868<span></span>
</td>
<td class="nump">637<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent', window );">Current</a></td>
<td class="nump">551,483<span></span>
</td>
<td class="nump">558,062<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">564,884<span></span>
</td>
<td class="nump">564,144<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue', window );">Total Past Due</a></td>
<td class="nump">13,401<span></span>
</td>
<td class="nump">6,082<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans', window );">Total Loans</a></td>
<td class="nump">564,884<span></span>
</td>
<td class="nump">564,144<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity | 30&#8211;59 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">7,143<span></span>
</td>
<td class="nump">3,748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity | 60&#8211;89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,537<span></span>
</td>
<td class="nump">1,217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems', window );"><strong>Financing Receivable, Past Due [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">$ 4,721<span></span>
</td>
<td class="nump">$ 1,117<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableRecordedInvestmentNotPastDue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing receivable recorded investment not past due.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableRecordedInvestmentNotPastDue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable classified as current. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-14<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 80<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-80<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables30To59DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivables60To89DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_InstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_InstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectAutoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectAutoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>104
<FILENAME>R76.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181554121248">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans - Modified Loans (Details) - Commercial - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 9,531<span></span>
</td>
<td class="nump">$ 6,363<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent', window );">% of Loans Held for Investment</a></td>
<td class="nump">0.20%<span></span>
</td>
<td class="nump">0.13%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Term Extension</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 5,486<span></span>
</td>
<td class="nump">$ 5,670<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Other-Than-Insignificant Payment Delay</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">1,391<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Term Extension and Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">2,654<span></span>
</td>
<td class="nump">562<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Multiple</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">131<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 5,107<span></span>
</td>
<td class="nump">$ 3,717<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent', window );">% of Loans Held for Investment</a></td>
<td class="nump">0.77%<span></span>
</td>
<td class="nump">0.58%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Term Extension</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 2,038<span></span>
</td>
<td class="nump">$ 3,717<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification', window );">Weighted Average Term Extension (In Months)</a></td>
<td class="text">6 months<span></span>
</td>
<td class="text">12 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification', window );">Weighted average interest rate reduction (in percent)</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Other-Than-Insignificant Payment Delay</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 651<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod', window );">Weighted Average Payment Delay (In Months)</a></td>
<td class="text">5 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Term Extension and Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 2,418<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification', window );">Weighted Average Term Extension (In Months)</a></td>
<td class="text">60 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification', window );">Weighted average interest rate reduction (in percent)</a></td>
<td class="nump">1.04%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Multiple</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent', window );">% of Loans Held for Investment</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Term Extension</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Other-Than-Insignificant Payment Delay</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Term Extension and Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Multiple</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 4,424<span></span>
</td>
<td class="nump">$ 2,646<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent', window );">% of Loans Held for Investment</a></td>
<td class="nump">0.51%<span></span>
</td>
<td class="nump">0.37%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Term Extension</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 3,448<span></span>
</td>
<td class="nump">$ 1,953<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod', window );">Weighted Average Payment Delay (In Months)</a></td>
<td class="text">6 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification', window );">Weighted Average Term Extension (In Months)</a></td>
<td class="text">29 months<span></span>
</td>
<td class="text">23 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification', window );">Weighted average interest rate reduction (in percent)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.22%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Other-Than-Insignificant Payment Delay</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">740<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Term Extension and Interest Rate Reduction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 236<span></span>
</td>
<td class="nump">$ 562<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification', window );">Weighted Average Term Extension (In Months)</a></td>
<td class="text">21 months<span></span>
</td>
<td class="text">105 months<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification', window );">Weighted average interest rate reduction (in percent)</a></td>
<td class="nump">2.25%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Multiple</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 131<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod', window );">Weighted Average Payment Delay (In Months)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">4 months<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification', window );">Weighted Average Term Extension (In Months)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">32 months<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financing Receivable, Modified, Weighted Average Payment Deferral, Period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 34<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 33<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of decrease in weighted average contractual interest rate of financing receivable modified for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period of increase in weighted average maturity of financing receivable modified for debtor experiencing financial difficulty, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=us-gaap_ContractualInterestRateReductionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=us-gaap_ContractualInterestRateReductionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=us-gaap_PaymentDeferralMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityAndInterestRateReductionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=us-gaap_ExtendedMaturityAndInterestRateReductionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoanRestructuringModificationAxis=hbnc_MultipleModificationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoanRestructuringModificationAxis=hbnc_MultipleModificationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>105
<FILENAME>R77.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181555990208">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans - Modified Loans Past Due (Details) - Commercial - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">$ 9,531<span></span>
</td>
<td class="nump">$ 6,363<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">9,531<span></span>
</td>
<td class="nump">6,363<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">5,107<span></span>
</td>
<td class="nump">2,646<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">5,107<span></span>
</td>
<td class="nump">2,646<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Owner occupied real estate | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Non&#8211;owner occupied real estate | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">4,424<span></span>
</td>
<td class="nump">3,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | Current</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">4,424<span></span>
</td>
<td class="nump">3,717<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | 30-89 Days Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial &amp; industrial | 90 Days or Greater Past Due</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableModificationsLineItems', window );"><strong>Financing Receivable, Troubled Debt Restructuring [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months', window );">Total</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable 12 months after modification for debtor experiencing financial difficulty.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableModificationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 34<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-34<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 33<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-33<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481933/310-10-55-12A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 42<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-42<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableModificationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancialAssetNotPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=hbnc_FinancialAsset30To89DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=hbnc_FinancialAsset30To89DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablesPeriodPastDueAxis=us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>106
<FILENAME>R78.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541410368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans - Schedule of Collateral Pledged Loans (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">$ 4,847,040<span></span>
</td>
<td class="nump">$ 4,417,630<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">3,078,156<span></span>
</td>
<td class="nump">2,674,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">667,165<span></span>
</td>
<td class="nump">640,731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,501,456<span></span>
</td>
<td class="nump">1,273,838<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">34,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">875,297<span></span>
</td>
<td class="nump">712,863<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">5,658<span></span>
</td>
<td class="nump">7,363<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">955<span></span>
</td>
<td class="nump">1,493<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">5,658<span></span>
</td>
<td class="nump">7,363<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">955<span></span>
</td>
<td class="nump">1,493<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesHeldAsCollateralAtFairValue', window );">Securities Held as Collateral, at Fair Value</a></td>
<td class="nump">3,400<span></span>
</td>
<td class="nump">6,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">2,448<span></span>
</td>
<td class="nump">2,636<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">224<span></span>
</td>
<td class="nump">190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">444<span></span>
</td>
<td class="nump">3,485<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">699<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged | Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">2,232<span></span>
</td>
<td class="nump">625<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_AllowanceForCreditLossesAllocation', window );">ACL Allocation</a></td>
<td class="nump">731<span></span>
</td>
<td class="nump">604<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">5,182<span></span>
</td>
<td class="nump">7,301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">5,182<span></span>
</td>
<td class="nump">7,301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">2,448<span></span>
</td>
<td class="nump">2,636<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">444<span></span>
</td>
<td class="nump">3,485<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember', window );">Real Estate | Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">1,756<span></span>
</td>
<td class="nump">563<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember', window );">Accounts Receivable/Equipment | Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">476<span></span>
</td>
<td class="nump">42<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=hbnc_OtherMember', window );">Other | Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems', window );"><strong>Financing Receivable, Allowance for Credit Loss [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total loans held for investment</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 20<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_AllowanceForCreditLossesAllocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance For Credit Losses allocation</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_AllowanceForCreditLossesAllocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Regulation S-K (SK)<br> -Number 229<br> -Section 1405<br> -Paragraph c<br> -Publisher SEC<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesHeldAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The carrying amount (fair value) as of the balance sheet date of securities held that had been pledged by counterparties under financing and lending arrangements, pursuant to which the entity has the right by agreement or custom to sell or re-pledge such securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 310<br> -SubTopic 10<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesHeldAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_RealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_RealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_EquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_EquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=hbnc_OtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=hbnc_OtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>107
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533167760">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans - Schedule of Loans by Credit Grades (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">$ 4,847,040<span></span>
</td>
<td class="nump">$ 4,417,630<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">3,708<span></span>
</td>
<td class="nump">4,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">3,078,156<span></span>
</td>
<td class="nump">2,674,960<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">154<span></span>
</td>
<td class="nump">1,403<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">78,748<span></span>
</td>
<td class="nump">72,110<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">83,066<span></span>
</td>
<td class="nump">102,110<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">93,647<span></span>
</td>
<td class="nump">83,466<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">77,054<span></span>
</td>
<td class="nump">45,033<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">36,920<span></span>
</td>
<td class="nump">43,992<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">192,538<span></span>
</td>
<td class="nump">191,380<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">92,227<span></span>
</td>
<td class="nump">93,962<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">12,965<span></span>
</td>
<td class="nump">8,678<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">667,165<span></span>
</td>
<td class="nump">640,731<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">401<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">75,649<span></span>
</td>
<td class="nump">66,814<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">74,305<span></span>
</td>
<td class="nump">101,620<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">90,872<span></span>
</td>
<td class="nump">73,199<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">68,978<span></span>
</td>
<td class="nump">44,067<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">36,778<span></span>
</td>
<td class="nump">41,726<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">178,936<span></span>
</td>
<td class="nump">173,913<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">92,227<span></span>
</td>
<td class="nump">93,432<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">12,365<span></span>
</td>
<td class="nump">8,226<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">630,110<span></span>
</td>
<td class="nump">602,997<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">129<span></span>
</td>
<td class="nump">3,920<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">490<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">1,724<span></span>
</td>
<td class="nump">3,777<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">1,769<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">142<span></span>
</td>
<td class="nump">2,038<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">8,759<span></span>
</td>
<td class="nump">8,128<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">100<span></span>
</td>
<td class="nump">452<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">12,623<span></span>
</td>
<td class="nump">18,805<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">2,970<span></span>
</td>
<td class="nump">1,376<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">8,761<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">1,051<span></span>
</td>
<td class="nump">6,490<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">6,307<span></span>
</td>
<td class="nump">966<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">228<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">4,843<span></span>
</td>
<td class="nump">9,339<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">530<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">500<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">24,432<span></span>
</td>
<td class="nump">18,929<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Owner occupied real estate | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">194,250<span></span>
</td>
<td class="nump">117,397<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">119,886<span></span>
</td>
<td class="nump">213,837<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">260,675<span></span>
</td>
<td class="nump">150,874<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">134,938<span></span>
</td>
<td class="nump">105,030<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">100,688<span></span>
</td>
<td class="nump">84,239<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">381,005<span></span>
</td>
<td class="nump">346,014<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">298,288<span></span>
</td>
<td class="nump">246,569<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">11,726<span></span>
</td>
<td class="nump">9,878<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">1,501,456<span></span>
</td>
<td class="nump">1,273,838<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">194,167<span></span>
</td>
<td class="nump">116,031<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">115,378<span></span>
</td>
<td class="nump">197,702<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">244,266<span></span>
</td>
<td class="nump">149,540<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">133,689<span></span>
</td>
<td class="nump">104,591<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">100,688<span></span>
</td>
<td class="nump">83,394<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">344,558<span></span>
</td>
<td class="nump">303,191<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">298,288<span></span>
</td>
<td class="nump">246,569<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">11,726<span></span>
</td>
<td class="nump">9,878<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">1,442,760<span></span>
</td>
<td class="nump">1,210,896<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,366<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">4,211<span></span>
</td>
<td class="nump">16,135<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">16,409<span></span>
</td>
<td class="nump">1,334<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">1,249<span></span>
</td>
<td class="nump">254<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">845<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">31,083<span></span>
</td>
<td class="nump">36,590<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">52,952<span></span>
</td>
<td class="nump">56,524<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">83<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">297<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">5,364<span></span>
</td>
<td class="nump">6,233<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">5,744<span></span>
</td>
<td class="nump">6,418<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Non&#8211;owner occupied real estate | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">362<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">498<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">420<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">10,986<span></span>
</td>
<td class="nump">5,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">3,843<span></span>
</td>
<td class="nump">7,139<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">362<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">498<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">420<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">10,986<span></span>
</td>
<td class="nump">5,852<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">3,843<span></span>
</td>
<td class="nump">7,139<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">15,611<span></span>
</td>
<td class="nump">13,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Residential spec homes | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">819<span></span>
</td>
<td class="nump">5,133<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">4,139<span></span>
</td>
<td class="nump">1,477<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">788<span></span>
</td>
<td class="nump">990<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">1,133<span></span>
</td>
<td class="nump">390<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">328<span></span>
</td>
<td class="nump">247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">2,356<span></span>
</td>
<td class="nump">3,250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">8,465<span></span>
</td>
<td class="nump">22,382<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">599<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">18,627<span></span>
</td>
<td class="nump">34,039<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">819<span></span>
</td>
<td class="nump">5,133<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">4,139<span></span>
</td>
<td class="nump">1,477<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">788<span></span>
</td>
<td class="nump">990<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">1,133<span></span>
</td>
<td class="nump">390<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">328<span></span>
</td>
<td class="nump">247<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">2,039<span></span>
</td>
<td class="nump">3,146<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">7,931<span></span>
</td>
<td class="nump">20,236<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">599<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">17,776<span></span>
</td>
<td class="nump">31,789<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">317<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,529<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">317<span></span>
</td>
<td class="nump">1,529<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">104<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">617<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">534<span></span>
</td>
<td class="nump">721<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Development &amp; spec land | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">244,651<span></span>
</td>
<td class="nump">124,998<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">108,800<span></span>
</td>
<td class="nump">153,276<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">130,270<span></span>
</td>
<td class="nump">94,197<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">73,253<span></span>
</td>
<td class="nump">14,502<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">7,221<span></span>
</td>
<td class="nump">21,384<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">59,507<span></span>
</td>
<td class="nump">62,750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">58,835<span></span>
</td>
<td class="nump">72,777<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">192,760<span></span>
</td>
<td class="nump">168,979<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">875,297<span></span>
</td>
<td class="nump">712,863<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">123<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">108<span></span>
</td>
<td class="nump">344<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">153<span></span>
</td>
<td class="nump">597<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | Pass</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">242,562<span></span>
</td>
<td class="nump">121,969<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">105,877<span></span>
</td>
<td class="nump">151,847<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">128,707<span></span>
</td>
<td class="nump">93,709<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">73,008<span></span>
</td>
<td class="nump">12,154<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">6,954<span></span>
</td>
<td class="nump">20,497<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">54,764<span></span>
</td>
<td class="nump">59,041<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">48,313<span></span>
</td>
<td class="nump">60,539<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">179,370<span></span>
</td>
<td class="nump">147,773<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">839,555<span></span>
</td>
<td class="nump">667,529<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | Special Mention</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">1,246<span></span>
</td>
<td class="nump">1,434<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">324<span></span>
</td>
<td class="nump">726<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">1,245<span></span>
</td>
<td class="nump">265<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">28<span></span>
</td>
<td class="nump">2,137<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">119<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">1,573<span></span>
</td>
<td class="nump">1,305<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">9,519<span></span>
</td>
<td class="nump">9,375<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">9,281<span></span>
</td>
<td class="nump">18,836<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">23,217<span></span>
</td>
<td class="nump">34,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | Substandard</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">843<span></span>
</td>
<td class="nump">1,595<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">2,599<span></span>
</td>
<td class="nump">703<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">318<span></span>
</td>
<td class="nump">223<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">217<span></span>
</td>
<td class="nump">211<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">266<span></span>
</td>
<td class="nump">768<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">3,170<span></span>
</td>
<td class="nump">2,404<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">1,003<span></span>
</td>
<td class="nump">2,863<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">4,109<span></span>
</td>
<td class="nump">2,370<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">12,525<span></span>
</td>
<td class="nump">11,137<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial | Commercial &amp; industrial | Doubtful</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">802,909<span></span>
</td>
<td class="nump">726,214<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">69,465<span></span>
</td>
<td class="nump">41,038<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">147,546<span></span>
</td>
<td class="nump">156,394<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">162,905<span></span>
</td>
<td class="nump">158,228<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">141,782<span></span>
</td>
<td class="nump">85,418<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">79,269<span></span>
</td>
<td class="nump">31,111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">182,994<span></span>
</td>
<td class="nump">182,106<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">783,961<span></span>
</td>
<td class="nump">654,295<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">69,264<span></span>
</td>
<td class="nump">40,920<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">145,927<span></span>
</td>
<td class="nump">154,803<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">160,780<span></span>
</td>
<td class="nump">157,480<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">140,310<span></span>
</td>
<td class="nump">85,159<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">78,563<span></span>
</td>
<td class="nump">30,464<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">177,902<span></span>
</td>
<td class="nump">177,411<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">772,746<span></span>
</td>
<td class="nump">646,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential mortgage | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">201<span></span>
</td>
<td class="nump">118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">1,619<span></span>
</td>
<td class="nump">1,591<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">2,125<span></span>
</td>
<td class="nump">748<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">1,472<span></span>
</td>
<td class="nump">259<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">706<span></span>
</td>
<td class="nump">647<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">5,092<span></span>
</td>
<td class="nump">4,695<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">11,215<span></span>
</td>
<td class="nump">8,058<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">18,948<span></span>
</td>
<td class="nump">26,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Residential construction | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">45,078<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate | Mortgage warehouse | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">965,975<span></span>
</td>
<td class="nump">1,016,456<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">3,549<span></span>
</td>
<td class="nump">2,835<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">11,307<span></span>
</td>
<td class="nump">14,835<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">60,224<span></span>
</td>
<td class="nump">13,491<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">9,556<span></span>
</td>
<td class="nump">7,869<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">5,417<span></span>
</td>
<td class="nump">4,246<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">2,679<span></span>
</td>
<td class="nump">4,476<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">6,029<span></span>
</td>
<td class="nump">5,081<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">60<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">1,918<span></span>
</td>
<td class="nump">2,362<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">97,190<span></span>
</td>
<td class="nump">52,366<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">72<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">93<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">169<span></span>
</td>
<td class="nump">31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">35<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">78<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">457<span></span>
</td>
<td class="nump">167<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">11,306<span></span>
</td>
<td class="nump">14,835<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">59,850<span></span>
</td>
<td class="nump">13,447<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">9,510<span></span>
</td>
<td class="nump">7,859<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">5,398<span></span>
</td>
<td class="nump">4,246<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">2,679<span></span>
</td>
<td class="nump">4,449<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">6,003<span></span>
</td>
<td class="nump">5,074<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">60<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">1,918<span></span>
</td>
<td class="nump">2,362<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">96,724<span></span>
</td>
<td class="nump">52,278<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Installment | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">374<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">26<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">466<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">26,839<span></span>
</td>
<td class="nump">65,309<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">70,568<span></span>
</td>
<td class="nump">192,295<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">131,410<span></span>
</td>
<td class="nump">81,085<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">49,762<span></span>
</td>
<td class="nump">36,224<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">17,889<span></span>
</td>
<td class="nump">16,814<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">7,433<span></span>
</td>
<td class="nump">8,219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">303,901<span></span>
</td>
<td class="nump">399,946<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">161<span></span>
</td>
<td class="nump">86<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">449<span></span>
</td>
<td class="nump">1,388<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">1,345<span></span>
</td>
<td class="nump">708<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">527<span></span>
</td>
<td class="nump">137<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">188<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">99<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">2,769<span></span>
</td>
<td class="nump">2,451<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">26,839<span></span>
</td>
<td class="nump">65,260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">70,143<span></span>
</td>
<td class="nump">191,871<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">130,610<span></span>
</td>
<td class="nump">80,773<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">49,458<span></span>
</td>
<td class="nump">35,995<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">17,647<span></span>
</td>
<td class="nump">16,690<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">7,304<span></span>
</td>
<td class="nump">8,159<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">302,001<span></span>
</td>
<td class="nump">398,748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Indirect auto | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">425<span></span>
</td>
<td class="nump">424<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">800<span></span>
</td>
<td class="nump">312<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">304<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">242<span></span>
</td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">129<span></span>
</td>
<td class="nump">60<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">1,900<span></span>
</td>
<td class="nump">1,198<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">13,552<span></span>
</td>
<td class="nump">26,376<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">22,266<span></span>
</td>
<td class="nump">21,591<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">16,562<span></span>
</td>
<td class="nump">5,121<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">5,110<span></span>
</td>
<td class="nump">2,501<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">1,932<span></span>
</td>
<td class="nump">4,062<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">9,506<span></span>
</td>
<td class="nump">10,247<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">25,122<span></span>
</td>
<td class="nump">15,573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">470,834<span></span>
</td>
<td class="nump">478,673<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">564,884<span></span>
</td>
<td class="nump">564,144<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff', window );">Current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff', window );">Fiscal year before current fiscal year, charge-offs</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff', window );">Two year before current fiscal year, charge-offs</a></td>
<td class="nump">52<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff', window );">Three year before current fiscal year, charge-offs</a></td>
<td class="nump">88<span></span>
</td>
<td class="nump">103<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff', window );">Four year before current fiscal year, charge-offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff', window );">Prior, charge-offs</a></td>
<td class="nump">39<span></span>
</td>
<td class="nump">91<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff', window );">Revolving term loans, charge-offs</a></td>
<td class="nump">110<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff', window );">Revolving Loans</a></td>
<td class="nump">11<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Total charge-offs</a></td>
<td class="nump">323<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity | Performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">13,552<span></span>
</td>
<td class="nump">26,376<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">21,845<span></span>
</td>
<td class="nump">21,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">16,136<span></span>
</td>
<td class="nump">5,121<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">5,110<span></span>
</td>
<td class="nump">2,447<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">1,902<span></span>
</td>
<td class="nump">3,885<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">9,210<span></span>
</td>
<td class="nump">9,987<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">18,657<span></span>
</td>
<td class="nump">12,713<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">470,753<span></span>
</td>
<td class="nump">478,673<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">557,165<span></span>
</td>
<td class="nump">560,581<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer | Home equity | Non&#8211;performing</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems', window );"><strong>Financing Receivable, Credit Quality Indicator [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear', window );">Current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear', window );">Fiscal year before current fiscal year</a></td>
<td class="nump">421<span></span>
</td>
<td class="nump">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear', window );">Two year before current fiscal year</a></td>
<td class="nump">426<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear', window );">Three year before current fiscal year</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">54<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear', window );">Four year before current fiscal year</a></td>
<td class="nump">30<span></span>
</td>
<td class="nump">177<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear', window );">Prior</a></td>
<td class="nump">296<span></span>
</td>
<td class="nump">260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan', window );">Revolving Term Loans</a></td>
<td class="nump">6,465<span></span>
</td>
<td class="nump">2,860<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving', window );">Revolving Loans</a></td>
<td class="nump">81<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Total</a></td>
<td class="nump">$ 7,719<span></span>
</td>
<td class="nump">$ 3,563<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolving">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable that can be withdrawn, repaid, and redrawn.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestRevolving</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of revolving financing receivable converted to term loan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of revolving financing receivable converted to term loan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable that can be withdrawn, repaid, and redrawn.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable originated in current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 29<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481962/310-10-50-29<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 79<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479294/326-20-55-79<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_OwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_PassMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SpecialMentionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_SubstandardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InternalCreditAssessmentAxis=us-gaap_DoubtfulMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_NonOwnerOccupiedRealEstateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialSpecHomesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DevelopmentAndSpecLandLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_CommercialAndIndustrialLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialMortgageLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_PerformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentPerformanceStatusAxis=us-gaap_NonperformingFinancingReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_ResidentialConstructionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehousingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DirectInstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_DirectInstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectInstallmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_IndirectInstallmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=us-gaap_HomeEquityLoanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>108
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533930464">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, beginning of period</a></td>
<td class="nump">$ 50,029<span></span>
</td>
<td class="nump">$ 50,464<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">3,854<span></span>
</td>
<td class="nump">2,090<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Charge&#8211;offs</a></td>
<td class="num">(3,708)<span></span>
</td>
<td class="num">(4,286)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery', window );">Recoveries</a></td>
<td class="nump">1,805<span></span>
</td>
<td class="nump">1,761<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, end of period</a></td>
<td class="nump">51,980<span></span>
</td>
<td class="nump">50,029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember', window );">Mortgage warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, beginning of period</a></td>
<td class="nump">481<span></span>
</td>
<td class="nump">1,020<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">(481)<span></span>
</td>
<td class="num">(539)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Charge&#8211;offs</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery', window );">Recoveries</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, end of period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">481<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, beginning of period</a></td>
<td class="nump">29,736<span></span>
</td>
<td class="nump">32,445<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">1,018<span></span>
</td>
<td class="num">(1,765)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Charge&#8211;offs</a></td>
<td class="num">(154)<span></span>
</td>
<td class="num">(1,403)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery', window );">Recoveries</a></td>
<td class="nump">353<span></span>
</td>
<td class="nump">459<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, end of period</a></td>
<td class="nump">30,953<span></span>
</td>
<td class="nump">29,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, beginning of period</a></td>
<td class="nump">2,503<span></span>
</td>
<td class="nump">5,577<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">184<span></span>
</td>
<td class="num">(3,107)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Charge&#8211;offs</a></td>
<td class="num">(5)<span></span>
</td>
<td class="num">(48)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery', window );">Recoveries</a></td>
<td class="nump">33<span></span>
</td>
<td class="nump">81<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, end of period</a></td>
<td class="nump">2,715<span></span>
</td>
<td class="nump">2,503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward', window );"><strong>Financing Receivable, Allowance for Credit Loss [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, beginning of period</a></td>
<td class="nump">17,309<span></span>
</td>
<td class="nump">11,422<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">3,133<span></span>
</td>
<td class="nump">7,501<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff', window );">Charge&#8211;offs</a></td>
<td class="num">(3,549)<span></span>
</td>
<td class="num">(2,835)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery', window );">Recoveries</a></td>
<td class="nump">1,419<span></span>
</td>
<td class="nump">1,221<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest', window );">Balance, end of period</a></td>
<td class="nump">$ 18,312<span></span>
</td>
<td class="nump">$ 17,309<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>109
<FILENAME>R81.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533888992">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Allowance for Credit and Loan Losses - Additional Information (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ReceivablesAbstract', window );"><strong>Receivables [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss', window );">Accrued interest</a></td>
<td class="nump">$ 25.6<span></span>
</td>
<td class="nump">$ 23.7<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allowance for credit loss, of accrued interest on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ReceivablesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ReceivablesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>110
<FILENAME>R82.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181543910880">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward', window );"><strong>Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Balance, beginning of period</a></td>
<td class="nump">$ 615<span></span>
</td>
<td class="nump">$ 403<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">(1,534)<span></span>
</td>
<td class="num">(212)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Ending balance</a></td>
<td class="nump">2,149<span></span>
</td>
<td class="nump">615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember', window );">Mortgage Warehouse</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward', window );"><strong>Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Balance, beginning of period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Ending balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember', window );">Commercial</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward', window );"><strong>Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Balance, beginning of period</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">(1,385)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Ending balance</a></td>
<td class="nump">1,385<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember', window );">Real Estate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward', window );"><strong>Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Balance, beginning of period</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="nump">3<span></span>
</td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Ending balance</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">64<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember', window );">Consumer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward', window );"><strong>Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Balance, beginning of period</a></td>
<td class="nump">551<span></span>
</td>
<td class="nump">242<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal', window );">Credit loss expense (reversal)</a></td>
<td class="num">(152)<span></span>
</td>
<td class="num">(309)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OffBalanceSheetCreditLossLiability', window );">Ending balance</a></td>
<td class="nump">$ 703<span></span>
</td>
<td class="nump">$ 551<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 460<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482454/460-10-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 13<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-13<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OffBalanceSheetCreditLossLiabilityRollforward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OffBalanceSheetCreditLossLiabilityRollforward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis=hbnc_MortgageWarehouseLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_CommercialRealEstatePortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivablePortfolioSegmentAxis=us-gaap_ConsumerPortfolioSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>111
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181720003904">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Premises and Equipment (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total cost</a></td>
<td class="nump">$ 163,876<span></span>
</td>
<td class="nump">$ 158,826<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment', window );">Accumulated depreciation</a></td>
<td class="num">(70,012)<span></span>
</td>
<td class="num">(64,243)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentNet', window );">Net premises and equipment</a></td>
<td class="nump">93,864<span></span>
</td>
<td class="nump">94,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Depreciation', window );">Depreciation</a></td>
<td class="nump">5,800<span></span>
</td>
<td class="nump">5,900<span></span>
</td>
<td class="nump">$ 5,700<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember', window );">Land</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total cost</a></td>
<td class="nump">31,310<span></span>
</td>
<td class="nump">31,310<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember', window );">Buildings and improvements</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total cost</a></td>
<td class="nump">91,911<span></span>
</td>
<td class="nump">89,637<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=hbnc_FurnitureAndEquipmentMember', window );">Furniture and equipment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentLineItems', window );"><strong>Property, Plant and Equipment [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PropertyPlantAndEquipmentGross', window );">Total cost</a></td>
<td class="nump">$ 40,655<span></span>
</td>
<td class="nump">$ 37,879<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(14))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Depreciation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 360<br> -SubTopic 10<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Depreciation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(13))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 360<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 360<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482099/360-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 842<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478964/842-20-50-7A<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 360<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478451/942-360-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_LandMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=us-gaap_BuildingAndBuildingImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PropertyPlantAndEquipmentByTypeAxis=hbnc_FurnitureAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PropertyPlantAndEquipmentByTypeAxis=hbnc_FurnitureAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>112
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181550838672">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loan Servicing - Additional Information (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PrincipalAmountOfServiceLoanOutstanding', window );">Unpaid principal balances of loans serviced for others totaled</a></td>
<td class="nump">$ 1,438<span></span>
</td>
<td class="nump">$ 1,479<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember', window );">Measurement Input, Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetMeasurementInput', window );">Servicing asset, measurement input</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.110<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Measurement Input, Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetMeasurementInput', window );">Servicing asset, measurement input</a></td>
<td class="nump">0.090<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Measurement Input, Prepayment Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetMeasurementInput', window );">Servicing asset, measurement input</a></td>
<td class="nump">0.056<span></span>
</td>
<td class="nump">0.064<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Measurement Input, Discount Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetMeasurementInput', window );">Servicing asset, measurement input</a></td>
<td class="nump">0.115<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Measurement Input, Prepayment Rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems', window );"><strong>Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetMeasurementInput', window );">Servicing asset, measurement input</a></td>
<td class="nump">0.133<span></span>
</td>
<td class="nump">0.095<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PrincipalAmountOfServiceLoanOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Principal amount of service loan outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PrincipalAmountOfServiceLoanOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetMeasurementInput">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of input used to measure servicing asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetMeasurementInput</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputDiscountRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputPrepaymentRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MeasurementInputTypeAxis=us-gaap_MeasurementInputPrepaymentRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>113
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544475216">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmountRollForward', window );"><strong>Mortgage servicing rights</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FiniteLivedMortgageServicingRights', window );">Beginning balance</a></td>
<td class="nump">$ 18,807<span></span>
</td>
<td class="nump">$ 18,619<span></span>
</td>
<td class="nump">$ 17,780<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalizedMortgageServicingRights', window );">Servicing rights capitalized</a></td>
<td class="nump">1,359<span></span>
</td>
<td class="nump">1,220<span></span>
</td>
<td class="nump">3,184<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfMortgageServicingRightsMSRs', window );">Amortization of servicing rights</a></td>
<td class="num">(1,971)<span></span>
</td>
<td class="num">(1,032)<span></span>
</td>
<td class="num">(2,345)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FiniteLivedMortgageServicingRights', window );">Ending balance</a></td>
<td class="nump">18,195<span></span>
</td>
<td class="nump">18,807<span></span>
</td>
<td class="nump">18,619<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingRightsImpairmentAllowance', window );">Beginning balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,594)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingRightsAdditions', window );">Additions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingRightsReductions', window );">Reductions</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,594<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_MortgageServicingRightsImpairmentAllowance', window );">Ending balance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment', window );">Mortgage servicing rights, net</a></td>
<td class="nump">18,195<span></span>
</td>
<td class="nump">18,807<span></span>
</td>
<td class="nump">18,619<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value, beginning of period</a></td>
<td class="nump">19,891<span></span>
</td>
<td class="nump">19,992<span></span>
</td>
<td class="nump">15,236<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ServicingAssetAtFairValueAmount', window );">Fair value, end of period</a></td>
<td class="nump">$ 19,766<span></span>
</td>
<td class="nump">$ 19,891<span></span>
</td>
<td class="nump">$ 19,992<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CapitalizedMortgageServicingRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capitalized mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CapitalizedMortgageServicingRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FiniteLivedMortgageServicingRights">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Finite lived mortgage servicing rights.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FiniteLivedMortgageServicingRights</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Finite lived mortgage servicing rights net of impairment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageServicingRightsAdditions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing rights additions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageServicingRightsAdditions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageServicingRightsImpairmentAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing rights impairment allowance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageServicingRightsImpairmentAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_MortgageServicingRightsReductions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mortgage servicing rights reductions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_MortgageServicingRightsReductions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfMortgageServicingRightsMSRs">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfMortgageServicingRightsMSRs</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481229/860-50-50-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481260/860-50-45-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481260/860-50-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 50<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481260/860-50-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ServicingAssetAtFairValueAmountRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ServicingAssetAtFairValueAmountRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>114
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547021024">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill - Additional Information (Details) - USD ($)<br></strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Goodwill', window );">Acquisition of goodwill</a></td>
<td class="nump">$ 155,211,000<span></span>
</td>
<td class="nump">$ 155,211,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GoodwillImpairmentLoss', window );">Goodwill impairment loss</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AmortizationOfIntangibleAssets', window );">Core deposit intangible amortization</a></td>
<td class="nump">$ 3,403,000<span></span>
</td>
<td class="nump">$ 3,612,000<span></span>
</td>
<td class="nump">$ 3,702,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Core deposit intangible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Core deposit intangible amortization period</a></td>
<td class="text">7 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Core deposit intangible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Core deposit intangible amortization period</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_WeightedAverageMember', window );">Weighted Average | Core deposit intangible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife', window );">Core deposit intangible amortization period</a></td>
<td class="text">4 years 1 month 20 days<span></span>
</td>
<td class="text">4 years 11 months 15 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AmortizationOfIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482686/350-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AmortizationOfIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482686/350-30-45-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483154/926-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Goodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482598/350-20-45-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Goodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GoodwillImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of impairment loss from asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482548/350-20-55-24<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482573/350-20-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482598/350-20-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GoodwillImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_WeightedAverageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>115
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552917008">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill - Schedule of Amortizable Intangible Assets (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Gross Carrying Amount</a></td>
<td class="nump">$ 10,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember', window );">Core deposit intangible</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsLineItems', window );"><strong>Finite-Lived Intangible Assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedCoreDepositsGross', window );">Gross Carrying Amount</a></td>
<td class="nump">33,633<span></span>
</td>
<td class="nump">$ 35,190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization', window );">Accumulated Amortization</a></td>
<td class="num">$ (23,410)<span></span>
</td>
<td class="num">$ (21,564)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedCoreDepositsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedCoreDepositsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480265/350-10-S45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482686/350-30-45-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483154/926-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis=us-gaap_CoreDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>116
<FILENAME>R88.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533028032">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Goodwill - Schedule of Estimated Amortization (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract', window );"><strong>Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths', window );">2025</a></td>
<td class="nump">$ 3,044<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo', window );">2026</a></td>
<td class="nump">2,566<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree', window );">2027</a></td>
<td class="nump">2,119<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour', window );">2028</a></td>
<td class="nump">1,754<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive', window );">2029</a></td>
<td class="nump">512<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive', window );">Thereafter</a></td>
<td class="nump">228<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FiniteLivedIntangibleAssetsNet', window );">Estimated amortization</a></td>
<td class="nump">$ 10,223<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 40<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482640/350-30-55-40<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 985<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481283/985-20-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FiniteLivedIntangibleAssetsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 350<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482665/350-30-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 926<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483154/926-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FiniteLivedIntangibleAssetsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>117
<FILENAME>R89.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544522512">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits - Schedule of Deposits (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DepositsLineItems', window );"><strong>Deposits [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing demand deposits</a></td>
<td class="nump">$ 1,064,818<span></span>
</td>
<td class="nump">$ 1,116,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositDemand', window );">Interest bearing demand deposits</a></td>
<td class="nump">1,767,984<span></span>
</td>
<td class="nump">1,688,986<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsMoneyMarketDeposits', window );">Money market</a></td>
<td class="nump">960,008<span></span>
</td>
<td class="nump">897,125<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DepositsSavingsDeposits', window );">Savings deposits</a></td>
<td class="nump">718,689<span></span>
</td>
<td class="nump">783,038<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_OtherCertificateAndTimeDeposit', window );">Certificates of deposit of less than $250,000</a></td>
<td class="nump">539,792<span></span>
</td>
<td class="nump">546,893<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilitiesDomestic', window );">Total interest-bearing deposits</a></td>
<td class="nump">4,535,834<span></span>
</td>
<td class="nump">4,548,888<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">5,600,652<span></span>
</td>
<td class="nump">5,664,893<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAxis=hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember', window );">Certificates of deposit of $250,000 or more</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DepositsLineItems', window );"><strong>Deposits [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits', window );">Certificates of deposit of $250,000 or more</a></td>
<td class="nump">$ 549,361<span></span>
</td>
<td class="nump">$ 632,846<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_OtherCertificateAndTimeDeposit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other certificate and time deposit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_OtherCertificateAndTimeDeposit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsMoneyMarketDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsMoneyMarketDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DepositsSavingsDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DepositsSavingsDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilitiesDomestic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total amount of interest-bearing domestic deposit liabilities, which may include brokered, retail, demand, checking, notice of withdrawal, money market and other interest-bearing deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilitiesDomestic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest-bearing domestic certificate of deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDomesticDepositDemand">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of money in interest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDomesticDepositDemand</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAxis=hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAxis=hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>118
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181557961024">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits - Additional Information (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DepositsLineItems', window );"><strong>Deposits [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits100000OrMore', window );">Time deposits, $100,000 or more</a></td>
<td class="nump">$ 775,700<span></span>
</td>
<td class="nump">$ 863,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">5,600,652<span></span>
</td>
<td class="nump">5,664,893<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_TitleOfIndividualAxis=hbnc_DirectorAndExecutiveOfficersMember', window );">Director And Executive Officers</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DepositsLineItems', window );"><strong>Deposits [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Deposits', window );">Total deposits</a></td>
<td class="nump">$ 1,300<span></span>
</td>
<td class="nump">$ 700<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits100000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits100000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_TitleOfIndividualAxis=hbnc_DirectorAndExecutiveOfficersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_TitleOfIndividualAxis=hbnc_DirectorAndExecutiveOfficersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>119
<FILENAME>R91.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181543942736">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TimeDepositsByMaturityLineItems', window );"><strong>Time Deposits By Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2025</a></td>
<td class="nump">$ 1,024,058<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2026</a></td>
<td class="nump">48,756<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2027</a></td>
<td class="nump">9,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2028</a></td>
<td class="nump">2,826<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2029</a></td>
<td class="nump">4,329<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">Thereafter</a></td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Certificates and other time deposits</a></td>
<td class="nump">1,089,153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hbnc_RetailDepositMember', window );">Retail</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TimeDepositsByMaturityLineItems', window );"><strong>Time Deposits By Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2025</a></td>
<td class="nump">924,549<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2026</a></td>
<td class="nump">33,733<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2027</a></td>
<td class="nump">9,165<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2028</a></td>
<td class="nump">2,826<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2029</a></td>
<td class="nump">4,329<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">Thereafter</a></td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Certificates and other time deposits</a></td>
<td class="nump">974,621<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentAxis=hbnc_BrokeredDepositMember', window );">Brokered</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TimeDepositsByMaturityLineItems', window );"><strong>Time Deposits By Maturity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearOne', window );">2025</a></td>
<td class="nump">99,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearTwo', window );">2026</a></td>
<td class="nump">15,023<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearThree', window );">2027</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFour', window );">2028</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesYearFive', window );">2029</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDepositMaturitiesAfterYearFive', window );">Thereafter</a></td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TimeDeposits', window );">Certificates and other time deposits</a></td>
<td class="nump">$ 114,532<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TimeDepositsByMaturityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Time Deposits By Maturity [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TimeDepositsByMaturityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesAfterYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing after fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesAfterYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFive">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFive</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearOne">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearOne</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDepositMaturitiesYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDepositMaturitiesYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of time deposit liabilities, including certificates of deposit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 405<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478353/942-405-50-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hbnc_RetailDepositMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hbnc_RetailDepositMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentAxis=hbnc_BrokeredDepositMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentAxis=hbnc_BrokeredDepositMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>120
<FILENAME>R92.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552889728">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Borrowings - Schedule of Borrowings (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Jun. 24, 2020</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdvancesFromFederalHomeLoanBanks', window );">Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034</a></td>
<td class="nump">$ 1,130,148<span></span>
</td>
<td class="nump">$ 750,264<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase', window );">Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous</a></td>
<td class="nump">89,912<span></span>
</td>
<td class="nump">136,030<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsPurchased', window );">Federal funds purchased</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FederalReserveBankFunding', window );">Federal Reserve Bank - Bank Term Funding Program</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">430,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebt', window );">Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043</a></td>
<td class="nump">12,192<span></span>
</td>
<td class="nump">36,756<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Total borrowings</a></td>
<td class="nump">$ 1,232,252<span></span>
</td>
<td class="nump">$ 1,353,050<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.625%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd', window );">Federal Home Loan Bank advances, variable and fixed rates</a></td>
<td class="nump">2.63%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate', window );">Securities sold under agreements to repurchase, interest rate, overnight and continuous</a></td>
<td class="nump">0.01%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="nump">3.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentLineItems', window );"><strong>Debt Instrument [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd', window );">Federal Home Loan Bank advances, variable and fixed rates</a></td>
<td class="nump">4.07%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate', window );">Securities sold under agreements to repurchase, interest rate, overnight and continuous</a></td>
<td class="nump">4.43%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="nump">9.75%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FederalReserveBankFunding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal Reserve Bank, Funding</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FederalReserveBankFunding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdvancesFromFederalHomeLoanBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478878/942-470-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdvancesFromFederalHomeLoanBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest rate on the amount to be repaid to the counterparty to the repurchase agreement when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under the repurchase agreement exceeds 10 percent of total assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481420/860-30-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(ii)(A)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69E<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69F<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69F<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1F<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1F<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1I<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1I<br><br>Reference 26: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 27: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsPurchased">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsPurchased</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>States the interest rate applicable to Federal Home Loan Bank advances outstanding as of the Balance Sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478878/942-470-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesSoldUnderAgreementsToRepurchase">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.12-12A(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.12-12(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column A)(Footnote 2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-12B(Column A)(Footnote 4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-3<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(ii)(A)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesSoldUnderAgreementsToRepurchase</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>121
<FILENAME>R93.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547671312">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Borrowings - Additional Information (Details)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate', window );">Federal home loan bank, advances, weighted average interest rate</a></td>
<td class="nump">3.51%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1', window );">Federal Home Loan Bank advances are secured by first and second mortgage loans and mortgage warehouse loans</a></td>
<td class="nump">$ 2,300<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable', window );">Available credit lines with various money center banks</a></td>
<td class="nump">1,500<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankAdvancesOptionAxis=us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember', window );">Federal Home Loan Bank, Advances, Putable Option</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShortTermDebtLineItems', window );"><strong>Short-term Debt [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure', window );">Putable advances</a></td>
<td class="nump">$ 930<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the collateral pledged in support of federal home loan bank advances outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478878/942-470-45-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 470<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of maximum advances or credit lines available from the Federal Home Loan Bank (FHLB).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13)(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478878/942-470-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of borrowing from Federal Home Loan Bank (FHLBank).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2E<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(13)(3)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShortTermDebtLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShortTermDebtLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankAdvancesOptionAxis=us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankAdvancesOptionAxis=us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>122
<FILENAME>R94.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181559390896">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Borrowings - Schedule of Contractual Maturities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtByMaturityAbstract', window );"><strong>Long-Term Debt, Fiscal Year Maturity [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths', window );">2025</a></td>
<td class="nump">$ 294,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo', window );">2026</a></td>
<td class="nump">75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree', window );">2027</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour', window );">2028</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LongTermDebtMaturityAfterYearFour', window );">Thereafter</a></td>
<td class="nump">937,539<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongTermDebt', window );">Total borrowings</a></td>
<td class="nump">$ 1,232,252<span></span>
</td>
<td class="nump">$ 1,353,050<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LongTermDebtMaturityAfterYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Long-Term Debt, Maturity, after Year Four</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LongTermDebtMaturityAfterYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtByMaturityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtByMaturityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.12-04(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-3<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1E<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1E<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 10<br> -Topic 470<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481544/470-10-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>123
<FILENAME>R95.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181542776368">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">$ 89,912<span></span>
</td>
<td class="nump">$ 136,030<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement', window );">Repurchase Agreements subject to offsetting arrangements</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOvernightMember', window );">Overnight and Continuous</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">89,912<span></span>
</td>
<td class="nump">136,030<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityUpTo30DaysMember', window );">Up to 30 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_Maturity30To90DaysMember', window );">30&#8211;90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOver90DaysMember', window );">Greater Than 90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">34,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies | Overnight and Continuous</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">34,191<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies | Up to 30 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies | 30&#8211;90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies | Greater Than 90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">55,721<span></span>
</td>
<td class="nump">128,594<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities | Overnight and Continuous</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">55,721<span></span>
</td>
<td class="nump">128,594<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities | Up to 30 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities | 30&#8211;90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities | Greater Than 90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7,436<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools | Overnight and Continuous</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">7,436<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools | Up to 30 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools | 30&#8211;90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember', window );">Private labeled mortgage&#8211;backed pools | Greater Than 90 Days</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems', window );"><strong>Assets Sold under Agreements to Repurchase [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuredDebtRepurchaseAgreements', window );">Total borrowings</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481420/860-30-50-7<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(m)(1)(ii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuredDebtRepurchaseAgreements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value, as of the balance sheet date, of securities sold under agreements to repurchase where the transferor maintains effective control over the assets, accounting for them as secured debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 860<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481420/860-30-50-7<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuredDebtRepurchaseAgreements</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after effect of master netting arrangement and deduction of obligation to return financial collateral not offset and financial instrument subject to master netting arrangement not offset, of fund outstanding borrowed in form of security repurchase agreement for sale and repurchase of identical or substantially same security at date certain for specified price. Excludes security sold under agreement to repurchase not subject to master netting arrangement or similar agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOvernightMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOvernightMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityUpTo30DaysMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityUpTo30DaysMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_Maturity30To90DaysMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_Maturity30To90DaysMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOver90DaysMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis=us-gaap_MaturityOver90DaysMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>124
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547445072">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Repurchase Agreements - Additional Information (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract', window );"><strong>Disclosure of Repurchase Agreements [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement', window );">Securities loaned, gross including not subject to master netting arrangement</a></td>
<td class="nump">$ 96.8<span></span>
</td>
<td class="nump">$ 145.2<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DisclosureOfRepurchaseAgreementsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DisclosureOfRepurchaseAgreementsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before effects of master netting arrangements, of securities loaned to entities in exchange for collateral. Includes liabilities not subject to a master netting arrangement and elected not to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>125
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552882352">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated Notes (Details)<br></strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Dec. 08, 2023 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Jun. 24, 2020 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionLineItems', window );"><strong>Debt Instrument, Redemption [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentFaceAmount', window );">Debt instrument, face amount</a></td>
<td class="nump">$ 60,000,000.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 60,000,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.625%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.49%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionPricePercentage', window );">Redemption price, percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ExtinguishmentOfDebtPriceToPar', window );">Extinguishment of debt, price to par</a></td>
<td class="nump">89.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet', window );">Unamortized debt issuance costs</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 800,000<span></span>
</td>
<td class="nump">$ 1,000,000.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SecuredDebtMember', window );">Secured Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionLineItems', window );"><strong>Debt Instrument, Redemption [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ExtinguishmentOfDebtAmount', window );">Debt extinguished</a></td>
<td class="nump">$ 3,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainsLossesOnExtinguishmentOfDebt', window );">Gain on extinguishment</a></td>
<td class="nump">$ 368,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember', window );">Subordinated Debt</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentRedemptionLineItems', window );"><strong>Debt Instrument, Redemption [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFinanceCostsNet', window );">Debt issuance costs, net</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 55,700,000<span></span>
</td>
<td class="nump">$ 55,500,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ExtinguishmentOfDebtPriceToPar">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Extinguishment Of Debt, Price To Par</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ExtinguishmentOfDebtPriceToPar</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentFaceAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Face (par) amount of debt instrument at time of issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentFaceAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentRedemptionPricePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage price of original principal amount of debt at which debt can be redeemed by the issuer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 470<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477734/942-470-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentRedemptionPricePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of unamortized debt discount (premium) and debt issuance costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482949/835-30-55-8<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 69C<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481568/470-20-55-69C<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-4<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFinanceCostsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-1A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482925/835-30-45-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 835<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482900/835-30-50-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1D<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFinanceCostsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ExtinguishmentOfDebtAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross amount of debt extinguished.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ExtinguishmentOfDebtAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainsLossesOnExtinguishmentOfDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 470<br> -SubTopic 50<br> -Section 40<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481303/470-50-40-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainsLossesOnExtinguishmentOfDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SecuredDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_SecuredDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LongtermDebtTypeAxis=us-gaap_SubordinatedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>126
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544033680">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Junior Subordinated Debentures Issued to Capital Trusts (Details) - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="6">1 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2006</div></th>
<th class="th"><div>Oct. 31, 2004</div></th>
<th class="th"><div>Jun. 30, 2004</div></th>
<th class="th"><div>Mar. 31, 2004</div></th>
<th class="th"><div>Oct. 31, 2003</div></th>
<th class="th"><div>Jun. 30, 2003</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Jun. 24, 2020</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.49%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5.625%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_RelatedPartyMember', window );">Related Party</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 19.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.95%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.21%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 18.4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_HorizonStatutoryTrustTwoMember', window );">Horizon Statutory Trust II</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 10.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.21%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.73%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_HorizonBancorpCapitalTrustThreeMember', window );">Horizon Bancorp Capital Trust III</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="nump">$ 12.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="nump">1.91%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_AllianceFinancialStatutoryTrustOneMember', window );">Alliance Financial Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.91%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.26%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_AmTruStatutoryTrustOneMember', window );">Am Tru Statutory Trust I</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 3.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.85%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.05%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_HeartlandStatutoryTrustTwoMember', window );">Heartland Trust</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="nump">$ 3.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="nump">1.93%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.29%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LegalEntityAxis=hbnc_CitySavingsTrustMember', window );">City Savings Trust</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinateDebentureLineItems', window );"><strong>Subordinate Debenture [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust', window );">Trust preferred capital securities sold</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1', window );">Junior subordinated debentures and the securities variable rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtInstrumentInterestRateStatedPercentage', window );">Interest rate on junior subordinated debentures and securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.02%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4.6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Preferred capital securities sold by entity wholly owned trust.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SubordinateDebentureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinate Debenture [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SubordinateDebentureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentBasisSpreadOnVariableRate1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage points added to the reference rate to compute the variable rate on the debt instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentBasisSpreadOnVariableRate1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtInstrumentInterestRateStatedPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual interest rate for funds borrowed, under the debt agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22)(a)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481139/470-20-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtInstrumentInterestRateStatedPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_RelatedPartyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RelatedPartyTransactionsByRelatedPartyAxis=us-gaap_RelatedPartyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_HorizonStatutoryTrustTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_HorizonStatutoryTrustTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_HorizonBancorpCapitalTrustThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_HorizonBancorpCapitalTrustThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_AllianceFinancialStatutoryTrustOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_AllianceFinancialStatutoryTrustOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_AmTruStatutoryTrustOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_AmTruStatutoryTrustOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_HeartlandStatutoryTrustTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_HeartlandStatutoryTrustTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=hbnc_CitySavingsTrustMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=hbnc_CitySavingsTrustMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>127
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552615200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Supplemental Executive Retirement Plan (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 03, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems', window );"><strong>Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonStockSharesHeldInEmployeeTrust', window );">Assets held in rabbi trust</a></td>
<td class="nump">$ 10,700<span></span>
</td>
<td class="nump">$ 10,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount', window );">Common stock beneficially owned, liquidated (in shares)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">203,440<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EmployeeStockOwnershipPlanESOPLiability', window );">ESOP liability</a></td>
<td class="nump">$ 10,700<span></span>
</td>
<td class="nump">10,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod', window );">Service period</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP', window );">Matching contribution</a></td>
<td class="nump">$ 433<span></span>
</td>
<td class="nump">$ 344<span></span>
</td>
<td class="nump">$ 404<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems', window );"><strong>Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP', window );">Matching cash contributions and expense recorded for the ESOP</a></td>
<td class="nump">20<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems', window );"><strong>Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP', window );">Matching cash contributions and expense recorded for the ESOP</a></td>
<td class="nump">$ 35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Stock, Beneficially Owned, Liquidated Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Employee Stock Ownership Plan (ESOP), Award Service Period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EmployeeStockOwnershipPlanESOPLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Employee Stock Ownership Plan (ESOP), Liability</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EmployeeStockOwnershipPlanESOPLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Employee Stock Ownership Plan (ESOP), Matching Contributions to ESOP</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonStockSharesHeldInEmployeeTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value of common stock issued to a trust (for example, but not limited to, rabbi trust) set up specifically to accumulate stock for the sole purpose of distribution to participating employees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonStockSharesHeldInEmployeeTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This item represents the amount of cash contributions during the period made by the entity to the Employee Stock Ownership Plan (ESOP).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 40<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480489/718-40-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>128
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544245440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefit Plans (Details) - Employee Thrift Plan - USD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanDisclosureLineItems', window );"><strong>Defined Benefit Plan Disclosure [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PensionAndOtherPostretirementBenefitExpense', window );">Bank's expense related to the thrift plan</a></td>
<td class="nump">$ 1.7<span></span>
</td>
<td class="nump">$ 1.9<span></span>
</td>
<td class="nump">$ 1.9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets', window );">Thrift plan owns outstanding shares (in shares)</a></td>
<td class="nump">680,785<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PercentageOfCompanySharesOwnedByPlan', window );">Percentage of outstanding shares owns with thrift plan</a></td>
<td class="nump">1.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PercentageOfCompanySharesOwnedByPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of company shares owned by plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PercentageOfCompanySharesOwnedByPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanDisclosureLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanDisclosureLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares of employer stock in which defined benefit plan asset is invested. Includes, but is not limited to, stock issued or managed by related party of employer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 715<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (n)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480506/715-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PensionAndOtherPostretirementBenefitExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost (reversal of cost) for pension and other postretirement benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PensionAndOtherPostretirementBenefitExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis=hbnc_EmployeeThriftPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis=hbnc_EmployeeThriftPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>129
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553880736">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Tax - Schedule of Reconciliation of Income Taxes (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Currently payable</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentFederalTaxExpenseBenefit', window );">Federal</a></td>
<td class="nump">$ 8,558<span></span>
</td>
<td class="nump">$ 14,980<span></span>
</td>
<td class="nump">$ 9,111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit', window );">State</a></td>
<td class="nump">363<span></span>
</td>
<td class="num">(640)<span></span>
</td>
<td class="nump">888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract', window );"><strong>Deferred</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit', window );">Federal</a></td>
<td class="num">(15,528)<span></span>
</td>
<td class="num">(3,393)<span></span>
</td>
<td class="nump">2,208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit', window );">State</a></td>
<td class="num">(1,472)<span></span>
</td>
<td class="nump">71<span></span>
</td>
<td class="num">(31)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax expense</a></td>
<td class="num">(8,079)<span></span>
</td>
<td class="nump">11,018<span></span>
</td>
<td class="nump">12,176<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract', window );"><strong>Reconciliation of federal statutory to actual tax expense</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate', window );">Federal statutory income tax at 21%</a></td>
<td class="nump">5,743<span></span>
</td>
<td class="nump">8,190<span></span>
</td>
<td class="nump">22,173<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome', window );">Tax exempt interest</a></td>
<td class="num">(6,427)<span></span>
</td>
<td class="num">(6,777)<span></span>
</td>
<td class="num">(6,623)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome', window );">Tax exempt BOLI income</a></td>
<td class="num">(273)<span></span>
</td>
<td class="num">(779)<span></span>
</td>
<td class="num">(746)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost', window );">Stock compensation</a></td>
<td class="nump">150<span></span>
</td>
<td class="num">(88)<span></span>
</td>
<td class="num">(232)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance', window );">Revaluation of deferred tax assets</a></td>
<td class="num">(5,201)<span></span>
</td>
<td class="nump">5,201<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationOtherAdjustments', window );">Other tax exempt income</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(371)<span></span>
</td>
<td class="num">(454)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes', window );">State tax, net of federal tax effect</a></td>
<td class="num">(1,185)<span></span>
</td>
<td class="nump">142<span></span>
</td>
<td class="nump">676<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment', window );">Tax credit investments, net of amortization</a></td>
<td class="num">(1,290)<span></span>
</td>
<td class="num">(2,976)<span></span>
</td>
<td class="num">(2,774)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount', window );">BOLI redemption ordinary income</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5,316<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount', window );">BOLI redemption excise</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,532<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther', window );">Nondeductible and other</a></td>
<td class="nump">404<span></span>
</td>
<td class="nump">628<span></span>
</td>
<td class="nump">156<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Total income tax expense</a></td>
<td class="num">$ (8,079)<span></span>
</td>
<td class="nump">$ 11,018<span></span>
</td>
<td class="nump">$ 12,176<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Exercise, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Ordinary Income, Amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax reconciliation nondeductible expense benefit and other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax reconciliation nondeductible expense (benefit) share-based compensation cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_IncomeTaxReconciliationTaxExemptInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax reconciliation tax exempt interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_IncomeTaxReconciliationTaxExemptInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentFederalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentFederalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CurrentStateAndLocalTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CurrentStateAndLocalTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredFederalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredFederalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h)(1)(Note 1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(6)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationOtherAdjustments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Subparagraph (b)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationOtherAdjustments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxCreditsInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to investment tax credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxCreditsInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxReconciliationTaxExemptIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12A<br> -Subparagraph (a)(7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12A<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxReconciliationTaxExemptIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>130
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181558753936">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Income Tax - Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComponentsOfDeferredTaxAssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses', window );">Allowance for credit losses</a></td>
<td class="nump">$ 12,590<span></span>
</td>
<td class="nump">$ 12,546<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards', window );">Net operating loss and tax credits</a></td>
<td class="nump">10,805<span></span>
</td>
<td class="nump">9,592<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits', window );">Director and employee benefits</a></td>
<td class="nump">3,334<span></span>
</td>
<td class="nump">2,471<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross', window );">Unrealized loss on securities and cash flow hedge</a></td>
<td class="nump">29,355<span></span>
</td>
<td class="nump">17,706<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsEquityMethodInvestments', window );">Basis difference in partnership equity investments</a></td>
<td class="nump">1,940<span></span>
</td>
<td class="nump">1,322<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards', window );">Capital loss carryover</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">5,201<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions', window );">Fair value adjustment on acquisitions</a></td>
<td class="nump">883<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsOther', window );">Other</a></td>
<td class="nump">2,938<span></span>
</td>
<td class="nump">2,856<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsGross', window );">Total assets</a></td>
<td class="nump">61,845<span></span>
</td>
<td class="nump">51,694<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesDeferredExpense', window );">Depreciation</a></td>
<td class="num">(4,061)<span></span>
</td>
<td class="num">(4,512)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DeferredTaxLiabilitiesStateTax', window );">State tax</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(253)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends', window );">Federal Home Loan Bank stock dividends</a></td>
<td class="num">(353)<span></span>
</td>
<td class="num">(365)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets', window );">Difference in basis of intangible assets</a></td>
<td class="num">(6,553)<span></span>
</td>
<td class="num">(4,545)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions', window );">Fair value adjustment on acquisitions</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(2,142)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilitiesOther', window );">Other</a></td>
<td class="num">(1,003)<span></span>
</td>
<td class="num">(1,131)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredIncomeTaxLiabilities', window );">Total liabilities</a></td>
<td class="num">(11,970)<span></span>
</td>
<td class="num">(12,948)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Valuation allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(5,201)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsLiabilitiesNet', window );">Net deferred tax asset/(liability)</a></td>
<td class="nump">$ 49,875<span></span>
</td>
<td class="nump">$ 33,545<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax assets fair value adjustments on acquisitions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax liabilities fair value adjustments on acquisitions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax liabilities federal home loan bank stock dividends.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DeferredTaxLiabilitiesStateTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax liabilities state tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DeferredTaxLiabilitiesStateTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComponentsOfDeferredTaxAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComponentsOfDeferredTaxAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredIncomeTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(26)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredIncomeTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsCapitalLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible capital loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsCapitalLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences from employee benefits, classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesDeferredExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from capitalized costs.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesDeferredExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilitiesOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability attributable to taxable temporary differences classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-6<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilitiesOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181661358560">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Income Tax - Additional Information (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InvestmentTaxCredit', window );">Investment tax credit</a></td>
<td class="nump">$ 7,500<span></span>
</td>
<td class="nump">$ 19,700<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxAssetsValuationAllowance', window );">Valuation allowance</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">$ 5,201<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender', window );">Previously acquired institutions amount of allocated income to bad debt deductions</a></td>
<td class="nump">12,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender', window );">Unrecorded deferred income tax liability</a></td>
<td class="nump">2,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember', window );">State and Local Jurisdiction</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwards', window );">Operating loss carry forwards</a></td>
<td class="nump">15,100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember', window );">Federal | General Business Tax Credit Carryforward</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingLossCarryforwardsLineItems', window );"><strong>Operating Loss Carryforwards [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TaxCreditCarryforwardAmount', window );">Tax credit carryforward</a></td>
<td class="nump">$ 10,200<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of bad debt reserves for tax purposes of qualified lenders excluded in calculating deferred taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 25<br> -Paragraph 3<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482620/740-10-25-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -SubTopic 740<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477617/942-740-50-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)<br> -SubTopic 740<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478822/944-740-50-1<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 25<br> -Paragraph 1<br> -Subparagraph (a)<br> -SubTopic 740<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478010/942-740-25-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxAssetsValuationAllowance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxAssetsValuationAllowance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of deferred tax liability not recognized because of the exceptions to comprehensive recognition of deferred taxes related to bad debt reserve for tax purposes of a qualified lender.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)<br> -SubTopic 740<br> -Topic 942<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477617/942-740-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InvestmentTaxCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount deducted from an entities' taxes, reflecting a percentage of an amount invested in certain assets spread over the useful life of those assets; includes deferred investment tax credits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InvestmentTaxCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLossCarryforwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingLossCarryforwardsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingLossCarryforwardsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxCreditCarryforwardAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxCreditCarryforwardAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_StateAndLocalJurisdictionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxAuthorityAxis=us-gaap_DomesticCountryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TaxCreditCarryforwardAxis=us-gaap_GeneralBusinessMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TaxCreditCarryforwardAxis=us-gaap_GeneralBusinessMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>132
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547021104">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total accumulated other comprehensive income (loss)</a></td>
<td class="nump">$ 763,582<span></span>
</td>
<td class="nump">$ 718,812<span></span>
</td>
<td class="nump">$ 677,375<span></span>
</td>
<td class="nump">$ 723,209<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember', window );">Unrealized gain (loss) on securities available for sale, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total accumulated other comprehensive income (loss)</a></td>
<td class="num">(38,193)<span></span>
</td>
<td class="num">(69,018)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember', window );">Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total accumulated other comprehensive income (loss)</a></td>
<td class="nump">1,892<span></span>
</td>
<td class="nump">2,409<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember', window );">Unrealized gain on derivative instruments, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total accumulated other comprehensive income (loss)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember', window );">Accumulated Other Comprehensive Income (Loss)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems', window );"><strong>Accumulated Other Comprehensive Income (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Total accumulated other comprehensive income (loss)</a></td>
<td class="num">$ (36,301)<span></span>
</td>
<td class="num">$ (66,609)<span></span>
</td>
<td class="num">$ (106,198)<span></span>
</td>
<td class="nump">$ 7,345<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-4<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481674/830-30-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-17<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-20<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-20<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-20<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481694/830-30-45-20<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StatementEquityComponentsAxis=us-gaap_AccumulatedOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>133
<FILENAME>R105.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545834880">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract', window );"><strong>Commitments and Contingencies Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit', window );">Commitments to extend credit</a></td>
<td class="nump">$ 1,018,302<span></span>
</td>
<td class="nump">$ 1,118,417<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit', window );">Standby letters of credit</a></td>
<td class="nump">23,457<span></span>
</td>
<td class="nump">16,493<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability', window );">Total</a></td>
<td class="nump">$ 1,041,759<span></span>
</td>
<td class="nump">$ 1,134,910<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Standby Letters Of Credit</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Unused Commitments To Extend Credit</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommitmentsAndContingenciesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommitmentsAndContingenciesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>134
<FILENAME>R106.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541424240">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)<br> $ in Thousands</strong></div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems', window );"><strong>Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital (to risk-weighted assets), actual, amount</a></td>
<td class="nump">$ 800,209<span></span>
</td>
<td class="nump">$ 782,598<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), actual, ratio</a></td>
<td class="nump">0.1391<span></span>
</td>
<td class="nump">0.1404<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital (to risk-weighted assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 460,266<span></span>
</td>
<td class="nump">$ 446,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), For capital adequacy purposes, Ratio</a></td>
<td class="nump">0.0800<span></span>
</td>
<td class="nump">0.0800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 604,099<span></span>
</td>
<td class="nump">$ 585,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="nump">$ 690,183<span></span>
</td>
<td class="nump">$ 676,411<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="nump">0.1200<span></span>
</td>
<td class="nump">0.1213<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 345,199<span></span>
</td>
<td class="nump">$ 334,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="nump">0.0600<span></span>
</td>
<td class="nump">0.0600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 489,033<span></span>
</td>
<td class="nump">$ 473,874<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">8.50%<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapital', window );">Common equity tier 1 capital, actual amount</a></td>
<td class="nump">$ 632,760<span></span>
</td>
<td class="nump">$ 619,153<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRatio', window );">Common equity tier 1 capital, actual ratio</a></td>
<td class="nump">0.1100<span></span>
</td>
<td class="nump">0.1111<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy', window );">Common equity tier 1 capital, for capital adequacy purposes, amount</a></td>
<td class="nump">$ 258,900<span></span>
</td>
<td class="nump">$ 250,875<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Common equity tier 1 capital, for capital adequacy purpose, ratio</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 402,733<span></span>
</td>
<td class="nump">$ 390,250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="nump">$ 690,183<span></span>
</td>
<td class="nump">$ 676,411<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="nump">0.0888<span></span>
</td>
<td class="nump">0.0861<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 310,825<span></span>
</td>
<td class="nump">$ 314,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="nump">0.0400<span></span>
</td>
<td class="nump">0.0400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 310,825<span></span>
</td>
<td class="nump">$ 314,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RestatementAxis=srt_ScenarioPreviouslyReportedMember', window );">Consolidated (As Reported)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems', window );"><strong>Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital (to risk-weighted assets), actual, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 786,436<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), actual, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.1411<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital (to risk-weighted assets), for capital adequacy purposes, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 446,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), For capital adequacy purposes, Ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 585,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 735,792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.1320<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 334,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 473,874<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 735,792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0936<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 314,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 314,306<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember', window );">Bank</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems', window );"><strong>Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Capital', window );">Total capital (to risk-weighted assets), actual, amount</a></td>
<td class="nump">$ 725,383<span></span>
</td>
<td class="nump">$ 714,402<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), actual, ratio</a></td>
<td class="nump">0.1264<span></span>
</td>
<td class="nump">0.1287<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacy', window );">Total capital (to risk-weighted assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 459,039<span></span>
</td>
<td class="nump">$ 444,147<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), For capital adequacy purposes, Ratio</a></td>
<td class="nump">0.0800<span></span>
</td>
<td class="nump">0.0800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 602,489<span></span>
</td>
<td class="nump">$ 582,943<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalized', window );">Total capital (to risk-weighted assets), for well capitalized purpose, amount</a></td>
<td class="nump">$ 573,799<span></span>
</td>
<td class="nump">$ 555,184<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Total capital (to risk-weighted assets), for well capitalized purpose, ratio</a></td>
<td class="nump">0.1000<span></span>
</td>
<td class="nump">0.1000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="nump">$ 671,095<span></span>
</td>
<td class="nump">$ 663,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="nump">0.1170<span></span>
</td>
<td class="nump">0.1196<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 344,279<span></span>
</td>
<td class="nump">$ 333,111<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="nump">0.0600<span></span>
</td>
<td class="nump">0.0600<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 487,729<span></span>
</td>
<td class="nump">$ 471,907<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">8.50%<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized', window );">Tier 1 capital (to average assets), for well capitalized purpose, amount</a></td>
<td class="nump">$ 459,039<span></span>
</td>
<td class="nump">$ 444,147<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Tier 1 capital (to average assets), for well capitalized purposes, ratio</a></td>
<td class="nump">0.0800<span></span>
</td>
<td class="nump">0.0800<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapital', window );">Common equity tier 1 capital, actual amount</a></td>
<td class="nump">$ 671,095<span></span>
</td>
<td class="nump">$ 663,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRatio', window );">Common equity tier 1 capital, actual ratio</a></td>
<td class="nump">0.1170<span></span>
</td>
<td class="nump">0.1196<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy', window );">Common equity tier 1 capital, for capital adequacy purposes, amount</a></td>
<td class="nump">$ 258,209<span></span>
</td>
<td class="nump">$ 249,833<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets', window );">Common equity tier 1 capital, for capital adequacy purpose, ratio</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 401,659<span></span>
</td>
<td class="nump">$ 388,629<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets', window );">Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized', window );">Common equity tier 1 capital, for well capitalized purpose, amount</a></td>
<td class="nump">$ 372,969<span></span>
</td>
<td class="nump">$ 360,870<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets', window );">Common equity tier 1 capital, for well capitalized purposes, ratio</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">6.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapital', window );">Tier 1 capital (to average assets), actual, amount</a></td>
<td class="nump">$ 671,095<span></span>
</td>
<td class="nump">$ 663,758<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalToAverageAssets', window );">Tier 1 capital (to average assets), actual, ratio</a></td>
<td class="nump">0.0864<span></span>
</td>
<td class="nump">0.0841<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy', window );">Tier 1 capital (to average assets), for capital adequacy purposes, amount</a></td>
<td class="nump">$ 310,539<span></span>
</td>
<td class="nump">$ 315,550<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets', window );">Tier 1 capital (to average assets), for capital adequacy purpose, ratio</a></td>
<td class="nump">0.0400<span></span>
</td>
<td class="nump">0.0400<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount</a></td>
<td class="nump">$ 310,539<span></span>
</td>
<td class="nump">$ 315,550<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets', window );">Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized', window );">Tier 1 capital (to average assets), for well capitalized purpose, amount</a></td>
<td class="nump">$ 388,174<span></span>
</td>
<td class="nump">$ 394,438<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets', window );">Tier 1 capital (to average assets), for well capitalized purposes, ratio</a></td>
<td class="nump">0.0500<span></span>
</td>
<td class="nump">0.0500<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital required for capital adequacy with capital buffer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital required for capital adequacy with capital buffer to risk weighted assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one risk based capital required for capital adequacy with capital buffer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one leverage capital required for capital adequacy with capital buffer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one leverage capital required for capital adequacy with capital buffer to average assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one risk based capital required for capital adequacy with capital buffer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Capital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of total capital as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Capital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of Tier 1 leverage capital as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneLeverageCapitalToAverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of Tier 1 capital to average assets as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneLeverageCapitalToAverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of Tier 1 risk-based capital as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 505<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477270/942-505-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RestatementAxis=srt_ScenarioPreviouslyReportedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RestatementAxis=srt_ScenarioPreviouslyReportedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_SubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>135
<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181544108400">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation - Additional Information (Details)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="3">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jan. 19, 2021 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th"><div>Jun. 15, 2018</div></th>
<th class="th">
<div>Dec. 31, 2024 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2023 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Dec. 31, 2022 </div>
<div>USD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Jun. 18, 2013 </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions', window );">Unrecognized compensation cost</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,801,146<span></span>
</td>
<td class="nump">$ 7,940,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue', window );">Total intrinsic value of stock options exercised</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">418<span></span>
</td>
<td class="nump">355<span></span>
</td>
<td class="nump">$ 726<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue', window );">Total fair value of shares vested</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,000<span></span>
</td>
<td class="nump">1,800<span></span>
</td>
<td class="nump">1,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,600<span></span>
</td>
<td class="nump">3,600<span></span>
</td>
<td class="nump">2,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1', window );">Weighted-average period cost over which cost is expected to be recognized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">11 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember', window );">Stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AllocatedShareBasedCompensationExpense', window );">Compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense', window );">Tax benefit associated with compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AwardTypeAxis=hbnc_RestrictedStockAndPerformanceSharesMember', window );">Restricted and Performance Shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense', window );">Tax benefit associated with compensation expense</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 963<span></span>
</td>
<td class="nump">753<span></span>
</td>
<td class="nump">517<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Exercise of stock options</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions', window );">Actual tax benefit realized for the tax deductions</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">72<span></span>
</td>
<td class="nump">$ 58<span></span>
</td>
<td class="nump">$ 126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum | Performance Based Share Awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">$ 5,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum | Performance Based Share Awards</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">$ 10,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,000,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=hbnc_TwoThousandThirteenEquityIncentivePlanMember', window );">Option Activity Under the 2013 Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Maximum common issued under the plan (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,556,325<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum', window );">Number of shares available incentive stock options (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">225,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber', window );">Non-option awards granted (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">900,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1', window );">Stock split</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Granted (in shares) | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PlanNameAxis=hbnc_TwoThousandTwentyOneEquityIncentivePlanMember', window );">Option Activity Under the 2021 Plan</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_ScheduleOfStockBasedCompensationLineItems', window );"><strong>Schedule Of Stock Based Compensation [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized', window );">Maximum common issued under the plan (in shares) | shares</a></td>
<td class="nump">1,787,548<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1', window );">Vesting period</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Stock Available Under Incentive Stock Options Maximum</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_ScheduleOfStockBasedCompensationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Schedule Of Stock Based Compensation [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_ScheduleOfStockBasedCompensationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AllocatedShareBasedCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for award under share-based payment arrangement. Excludes amount capitalized.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 14.F)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479830/718-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AllocatedShareBasedCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-25<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 12: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 30: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cost to be recognized for nonvested award under share-based payment arrangement. Excludes share and unit options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of tax benefit for recognition of expense of award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (h)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of tax benefit from exercise of option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from exercise of option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of share-based awards for which the grantee gained the right by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of equity instruments other than options outstanding, including both vested and non-vested instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares authorized for issuance under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (d)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquityNoteStockSplitConversionRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 4<br> -Subparagraph (SAB Topic 4.C)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquityNoteStockSplitConversionRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_EmployeeStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=hbnc_RestrictedStockAndPerformanceSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hbnc_RestrictedStockAndPerformanceSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=us-gaap_PerformanceSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=hbnc_TwoThousandThirteenEquityIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=hbnc_TwoThousandThirteenEquityIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=hbnc_TwoThousandTwentyOneEquityIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=hbnc_TwoThousandTwentyOneEquityIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>136
<FILENAME>R108.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181559441600">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation - Schedule of Option Activity (Details) - Option Activity Under the 2013 Plan - USD ($)<br> $ / shares in Units, $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward', window );"><strong>Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Outstanding, beginning of year (in shares)</a></td>
<td class="nump">120,680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross', window );">Granted (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised', window );">Exercised (in shares)</a></td>
<td class="num">(25,882)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod', window );">Forfeited (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod', window );">Expired (in shares)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber', window );">Outstanding, end of year (in shares)</a></td>
<td class="nump">94,798<span></span>
</td>
<td class="nump">120,680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber', window );">Exercisable, end of year (in shares)</a></td>
<td class="nump">94,798<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward', window );"><strong>Weighted&#8211; Average Exercise Price</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding, beginning of year (in dollars per share)</a></td>
<td class="nump">$ 14.64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice', window );">Granted (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice', window );">Exercised (in dollars per share)</a></td>
<td class="nump">10.69<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice', window );">Forfeited (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice', window );">Expired (in dollars per share)</a></td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice', window );">Outstanding, end of year (in dollars per share)</a></td>
<td class="nump">16.87<span></span>
</td>
<td class="nump">$ 14.64<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice', window );">Exercisable, end of year (in dollars per share)</a></td>
<td class="nump">$ 16.87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2', window );">Outstanding, weighted average remaining contractual term</a></td>
<td class="text">2 years 10 months 2 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1', window );">Exercisable, weighted average remaining contractual term</a></td>
<td class="text">2 years 10 months 2 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Beginning balance, aggregate intrinsic value</a></td>
<td class="nump">$ 136,560<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue', window );">Ending balance, aggregate intrinsic value</a></td>
<td class="nump">56,985<span></span>
</td>
<td class="nump">$ 136,560<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1', window );">Exercisable, aggregate intrinsic value</a></td>
<td class="nump">$ 56,985<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross number of share options (or share units) granted during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of options outstanding, including both vested and non-vested options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which option holders acquired shares when converting their stock options into shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 718<br> -SubTopic 10<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 718<br> -SubTopic 10<br> -Subparagraph (e)(1)<br> -Name Accounting Standards Codification<br> -Paragraph 2<br> -Section 50<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of share options (or share units) exercised during the current period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -SubTopic 10<br> -Topic 505<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481112/505-10-50-2<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(28))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(1)(iv)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 505<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.3-04)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480008/505-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=hbnc_TwoThousandThirteenEquityIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=hbnc_TwoThousandThirteenEquityIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>137
<FILENAME>R109.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181547209136">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details) - Restricted and Performance Shares - Option Activity Under the 2021 Plan<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2024 </div>
<div>$ / shares </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward', window );"><strong>Shares</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Non-vested, beginning of year (in shares) | shares</a></td>
<td class="nump">630,721<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod', window );">Vested (in shares) | shares</a></td>
<td class="num">(159,006)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod', window );">Granted (in shares) | shares</a></td>
<td class="nump">270,343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod', window );">Forfeited (in shares) | shares</a></td>
<td class="num">(23,861)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber', window );">Non-vested, end of year (in shares) | shares</a></td>
<td class="nump">718,197<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward', window );"><strong>Weighted Average Grant Date Fair Value</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Non-vested, beginning of year (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 15.36<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue', window );">Vested (in dollars per share) | $ / shares</a></td>
<td class="nump">17.10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue', window );">Granted (in dollars per share) | $ / shares</a></td>
<td class="nump">11.96<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue', window );">Forfeited (in dollars per share) | $ / shares</a></td>
<td class="nump">14.46<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue', window );">Non-vested, end of year (in dollars per share) | $ / shares</a></td>
<td class="nump">$ 13.73<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(03)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(01)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(ii)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 718<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (c)(2)(iii)(02)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AwardTypeAxis=hbnc_RestrictedStockAndPerformanceSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AwardTypeAxis=hbnc_RestrictedStockAndPerformanceSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PlanNameAxis=hbnc_TwoThousandTwentyOneEquityIncentivePlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PlanNameAxis=hbnc_TwoThousandTwentyOneEquityIncentivePlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>138
<FILENAME>R110.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546595776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Additional Information (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>May 23, 2023</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 534,531<span></span>
</td>
<td class="nump">$ 567,359<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge', window );">Gain on discontinuation of fair value hedge</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment', window );">Mark-To-Market Adjustment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember', window );">Collateral Pledged</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_MarketableSecurities', window );">Marketable securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 6,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate swap agreements liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAverageFixedInterestRate', window );">Weighted average fixed rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2.81%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate swap agreements liability | Cash Flow Hedging</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLineItems', window );"><strong>Derivative [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 50,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">$ 1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative Instrument, Fair Value Hedge, Mark-To-Market Adjustment</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount as of the balance sheet date of the unamortized adjustment to the carrying value of an interest-bearing hedged item made under an effective fair value hedge that is amortized upon discontinuation of the fair value hedge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 25<br> -Name Accounting Standards Codification<br> -Section 35<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480295/815-25-35-9<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payments on the derivative asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5A<br> -Subparagraph (SX 210.12-13A(Column D))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1B<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAverageFixedInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average fixed interest rate related to the group of interest rate derivatives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAverageFixedInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeGainLossOnDerivativeNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeGainLossOnDerivativeNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480237/815-40-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_MarketableSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in marketable security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_MarketableSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CollateralAxis=us-gaap_CollateralPledgedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>139
<FILENAME>R111.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545499232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">$ 534,531<span></span>
</td>
<td class="nump">$ 567,359<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">29,046<span></span>
</td>
<td class="nump">26,714<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">521,520<span></span>
</td>
<td class="nump">514,881<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">24,024<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset', window );">Less: Gross amounts offset, notional amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset', window );">Total derivatives subject to enforceable master netting arrangements, net, notional amount</a></td>
<td class="nump">534,531<span></span>
</td>
<td class="nump">567,359<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetFairValueGrossLiability', window );">Less: Gross amounts offset, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement', window );">Total derivatives subject to enforceable master netting arrangements, net, fair value</a></td>
<td class="nump">29,046<span></span>
</td>
<td class="nump">26,714<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset', window );">Less: Gross amounts offset, notional amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset', window );">Total derivatives subject to enforceable master netting arrangements, net, notional amount</a></td>
<td class="nump">521,520<span></span>
</td>
<td class="nump">514,881<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityFairValueGrossAsset', window );">Less: Gross amounts offset, fair value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement', window );">Total derivatives subject to enforceable master netting arrangements, net, fair value</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">24,024<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember', window );">Derivatives designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">53,468<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,950<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember', window );">Derivatives designated as hedging instruments | Interest Rate Contract</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">53,468<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">2,950<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">534,531<span></span>
</td>
<td class="nump">513,891<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">29,046<span></span>
</td>
<td class="nump">23,764<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">521,520<span></span>
</td>
<td class="nump">514,881<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">24,024<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments | Interest Rate Contract</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">521,520<span></span>
</td>
<td class="nump">504,696<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">23,606<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">521,520<span></span>
</td>
<td class="nump">514,881<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">24,024<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments | Mortgage loan contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">6,155<span></span>
</td>
<td class="nump">4,844<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments | Commitments to originate mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativesFairValueLineItems', window );"><strong>Derivatives, Fair Value [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssetNotionalAmount', window );">Derivative Asset, Notional Amount</a></td>
<td class="nump">6,856<span></span>
</td>
<td class="nump">4,351<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeAsset', window );">Fair Value</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilityNotionalAmount', window );">Notional Amount</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeFairValueOfDerivativeLiability', window );">Fair Value</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, Liability Offset</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, Asset Offset</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, after effect of master netting arrangement, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and contract can be net settled by means outside contract or delivery of asset. Includes derivative subject to master netting arrangement not elected or qualified to offset. Excludes derivative not subject to master netting arrangement or similar agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetFairValueGrossLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -SubTopic 20<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -SubTopic 20<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column F))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetFairValueGrossLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssetNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payments on the derivative asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5A<br> -Subparagraph (SX 210.12-13A(Column D))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1B<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssetNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-7<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -SubTopic 20<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeFairValueOfDerivativeLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-7<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4D<br> -Subparagraph (c)(2)<br> -SubTopic 20<br> -Topic 860<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481326/860-20-50-4D<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeFairValueOfDerivativeLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, after effect of master netting arrangement, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and contract can be net settled by means outside contract or delivery of asset. Includes derivative subject to master netting arrangement not elected or qualified to offset. Excludes derivative not subject to master netting arrangement or similar agreement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityFairValueGrossAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (b)<br> -SubTopic 20<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 8<br> -SubTopic 20<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-8<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 4: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4B<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column F))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 20<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-20<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityFairValueGrossAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilityNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Nominal or face amount used to calculate payments on the derivative liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column D))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5A<br> -Subparagraph (SX 210.12-13A(Column D))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1B<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilityNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativesFairValueLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativesFairValueLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>140
<FILENAME>R112.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546589776">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems', window );"><strong>Derivative Instruments and Hedging Activities Disclosures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 1,453<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember', window );">Cash Flow Hedging | Interest rate contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems', window );"><strong>Derivative Instruments and Hedging Activities Disclosures [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="num">$ (1,561)<span></span>
</td>
<td class="nump">$ 4,463<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 815<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>141
<FILENAME>R113.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541300256">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember', window );">Derivatives designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember', window );">Derivatives not designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">1<span></span>
</td>
<td class="num">(76)<span></span>
</td>
<td class="num">(565)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember', window );">Interest rate contracts | Cash Flow Hedging | Derivatives designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">1,832<span></span>
</td>
<td class="num">(628)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember', window );">Interest rate contracts | Fair Value Hedging | Derivatives designated as hedging instruments | Interest income - loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">1,166<span></span>
</td>
<td class="nump">1,169<span></span>
</td>
<td class="num">(39)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember', window );">Interest rate contracts | Fair Value Hedging | Derivatives designated as hedging instruments | Interest income - investment securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="num">(220)<span></span>
</td>
<td class="nump">240<span></span>
</td>
<td class="num">(99)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_HedgedItemMember', window );">Hedged item | Derivatives designated as hedging instruments | Interest income - loans receivable</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="num">(1,166)<span></span>
</td>
<td class="num">(1,169)<span></span>
</td>
<td class="nump">39<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_HedgedItemMember', window );">Hedged item | Derivatives designated as hedging instruments | Interest income - investment securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">220<span></span>
</td>
<td class="num">(240)<span></span>
</td>
<td class="nump">99<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember', window );">Mortgage loan contracts | Derivatives not designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="nump">68<span></span>
</td>
<td class="nump">83<span></span>
</td>
<td class="nump">188<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember', window );">Commitments to originate mortgage loans | Derivatives not designated as hedging instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsGainLossLineItems', window );"><strong>Derivative Instruments, Gain (Loss) [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeGainLossOnDerivativeNet', window );">Amount of gain (loss) recognized on derivative</a></td>
<td class="num">$ (67)<span></span>
</td>
<td class="num">$ (159)<span></span>
</td>
<td class="num">$ (753)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeGainLossOnDerivativeNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in the fair value of derivatives recognized in the income statement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeGainLossOnDerivativeNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4E<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4E<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_DesignatedAsHedgingInstrumentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgingDesignationAxis=us-gaap_NondesignatedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_CashFlowHedgingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis=us-gaap_FairValueHedgingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=hbnc_InterestIncomeLoansReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=hbnc_InterestIncomeLoansReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeStatementLocationAxis=hbnc_InterestIncomeInvestmentSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeStatementLocationAxis=hbnc_InterestIncomeInvestmentSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_HedgedItemMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_HedgedItemMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R114.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181559441232">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract', window );"><strong>Derivative Instruments and Hedging Activities Disclosure [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost', window );">Amortized Cost of Hedged Items</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 40,788<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease', window );">Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="num">$ (2,532)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk, in portfolio layer hedging relationship.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 181<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480401/815-10-55-181<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4EEE<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4EEE<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost of closed portfolio of financial asset used to designate hedging relationship in which hedged item is expected to be outstanding for designated hedged period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 181<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480401/815-10-55-181<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4EEE<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4EEE<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>143
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533139856">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">$ 233,677<span></span>
</td>
<td class="nump">$ 547,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent', window );">Equity securities</a></td>
<td class="nump">595<span></span>
</td>
<td class="nump">628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember', window );">U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">1,801<span></span>
</td>
<td class="nump">64,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember', window );">State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">201,834<span></span>
</td>
<td class="nump">304,030<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember', window );">U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember', window );">Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">15,499<span></span>
</td>
<td class="nump">37,967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember', window );">Interest rate swap agreements liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">26,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liability</a></td>
<td class="num">(28,817)<span></span>
</td>
<td class="num">(24,024)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember', window );">Commitments to originate mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember', window );">Mortgage loan contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent', window );">Equity securities</a></td>
<td class="nump">595<span></span>
</td>
<td class="nump">628<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Interest rate swap agreements liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liability</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Commitments to originate mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Quoted Prices in Active Markets for Identical Assets (Level 1) | Mortgage loan contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">233,677<span></span>
</td>
<td class="nump">547,251<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent', window );">Equity securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">1,801<span></span>
</td>
<td class="nump">64,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">201,834<span></span>
</td>
<td class="nump">304,030<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">14,543<span></span>
</td>
<td class="nump">140,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">15,499<span></span>
</td>
<td class="nump">37,967<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | Interest rate swap agreements liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">28,817<span></span>
</td>
<td class="nump">26,556<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liability</a></td>
<td class="num">(28,817)<span></span>
</td>
<td class="num">(24,024)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | Commitments to originate mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Other Observable Inputs (Level 2) | Mortgage loan contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">27<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent', window );">Equity securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | U.S. Treasury and federal agencies</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | State and municipal</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | U.S. government agency mortgage-backed securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | Corporate notes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities', window );">Fair Value</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | Interest rate swap agreements liability</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeLiabilities', window );">Derivative liability</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | Commitments to originate mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember', window );">Recurring Basis | Significant Unobservable Inputs (Level 3) | Mortgage loan contracts</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems', window );"><strong>Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DerivativeAssets', window );">Derivative asset</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AvailableForSaleSecuritiesDebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (aa)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481830/320-10-45-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479130/326-30-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AvailableForSaleSecuritiesDebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-12<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477439/946-210-55-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 20: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(3)(c))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column H)(Footnote 7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(3)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column A)(Footnote 3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column H))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5A<br> -Subparagraph (SX 210.12-13A(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 30: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-10<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(4)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (c)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 16: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Subparagraph (a)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478795/946-210-50-6<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(9)(e))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column H)(Footnote 7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(9)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(9)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column G)(Footnote 8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5C<br> -Subparagraph (SX 210.12-13C(Column H))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5C<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SX 210.12-13(Column G))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5A<br> -Subparagraph (SX 210.12-13A(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5B<br> -Subparagraph (SX 210.12-13B(Column E)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-5B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483466/210-20-50-3<br><br>Reference 28: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-22<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483444/210-20-55-10<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-10<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 80<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480078/944-80-55-14<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 944<br> -SubTopic 80<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480078/944-80-55-9<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482736/825-10-45-1A<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(1)(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-3<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USTreasuryAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_USStatesAndPoliticalSubdivisionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancialInstrumentAxis=us-gaap_CorporateDebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=us-gaap_InterestRateSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_CommitmentsToOriginateMortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DerivativeInstrumentRiskAxis=hbnc_MortgageLoanContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsRecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>144
<FILENAME>R116.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533012256">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CollateralDependentLoansFairValueDisclosure', window );">Collateral dependent loans</a></td>
<td class="nump">$ 3,797<span></span>
</td>
<td class="nump">$ 2,918<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Nonrecurring | Quoted Prices in Active Markets for Identical Assets (Level 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CollateralDependentLoansFairValueDisclosure', window );">Collateral dependent loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Nonrecurring | Significant Other Observable Inputs (Level 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CollateralDependentLoansFairValueDisclosure', window );">Collateral dependent loans</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember', window );">Fair Value, Nonrecurring | Significant Unobservable Inputs (Level 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CollateralDependentLoansFairValueDisclosure', window );">Collateral dependent loans</a></td>
<td class="nump">$ 3,797<span></span>
</td>
<td class="nump">$ 2,918<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CollateralDependentLoansFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Collateral Dependent Loans, Fair Value Disclosure</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CollateralDependentLoansFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>145
<FILENAME>R117.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181533087408">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities - Narrative (Details) - Fair Value, Nonrecurring - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Significant Other Observable Inputs (Level 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure', window );">Loans transferred to held for sale</a></td>
<td class="nump">$ 64,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Significant Unobservable Inputs (Level 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems', window );"><strong>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure', window );">Loans transferred to held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_LoansTransferredToHeldForSaleFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans Transferred To Held For Sale, Fair Value Disclosure</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_LoansTransferredToHeldForSaleFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementFrequencyAxis=us-gaap_FairValueMeasurementsNonrecurringMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>146
<FILENAME>R118.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181774353312">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details) - Significant Unobservable Inputs (Level 3) - Collateral dependent loans - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems', window );"><strong>Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosure', window );">Carrying Amount</a></td>
<td class="nump">$ 3,797<span></span>
</td>
<td class="nump">$ 2,918<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueMeasurementsValuationTechnique', window );">Valuation Technique</a></td>
<td class="text">Collateral based measurement<span></span>
</td>
<td class="text">Collateral based measurement<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill', window );">Unobservable Inputs</a></td>
<td class="text">Discount to reflect current market conditions and ultimate collectability<span></span>
</td>
<td class="text">Discount to reflect current market conditions and ultimate collectability<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MinimumMember', window );">Minimum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems', window );"><strong>Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability', window );">Range (Weighted&#160;Average)</a></td>
<td class="nump">16.10%<span></span>
</td>
<td class="nump">16.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_MaximumMember', window );">Maximum</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems', window );"><strong>Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability', window );">Range (Weighted&#160;Average)</a></td>
<td class="nump">40.10%<span></span>
</td>
<td class="nump">34.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_RangeAxis=srt_WeightedAverageMember', window );">Weighted Average</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems', window );"><strong>Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability', window );">Range (Weighted&#160;Average)</a></td>
<td class="nump">36.60%<span></span>
</td>
<td class="nump">21.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Discount to reflect current market conditions and ultimate collectability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types1:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value measurement with unobservable inputs recurring and nonrecurring basis excluding goodwill.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_FairValueMeasurementsValuationTechnique">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair Value Measurements Valuation Technique</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_FairValueMeasurementsValuationTechnique</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value portion of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 100<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-100<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 103<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482078/820-10-55-103<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)(i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 820<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Subparagraph (bbb)(1)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482106/820-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByAssetClassAxis=hbnc_CollateralDependentLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByAssetClassAxis=hbnc_CollateralDependentLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MinimumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MinimumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_MaximumMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_MaximumMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_RangeAxis=srt_WeightedAverageMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_RangeAxis=srt_WeightedAverageMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>147
<FILENAME>R119.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181546556560">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value of Financial Instruments (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">$ 92,300<span></span>
</td>
<td class="nump">$ 112,772<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">201,131<span></span>
</td>
<td class="nump">413,528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">2,205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,867,848<span></span>
</td>
<td class="nump">1,945,795<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="nump">67,597<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net</a></td>
<td class="nump">4,795,060<span></span>
</td>
<td class="nump">4,367,601<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB</a></td>
<td class="nump">53,826<span></span>
</td>
<td class="nump">34,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing deposits</a></td>
<td class="nump">1,064,818<span></span>
</td>
<td class="nump">1,116,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
<td class="nump">4,535,834<span></span>
</td>
<td class="nump">4,548,888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">1,232,252<span></span>
</td>
<td class="nump">1,353,050<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">11,137<span></span>
</td>
<td class="nump">22,249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member', window );">Quoted Prices in Active Markets for Identical Assets (Level 1)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">92,300<span></span>
</td>
<td class="nump">112,772<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">201,131<span></span>
</td>
<td class="nump">413,528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing deposits</a></td>
<td class="nump">1,064,818<span></span>
</td>
<td class="nump">1,116,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
<td class="nump">3,446,680<span></span>
</td>
<td class="nump">3,369,149<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member', window );">Significant Other Observable Inputs (Level 2)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">2,190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,566,268<span></span>
</td>
<td class="nump">1,668,601<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="nump">64,824<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB</a></td>
<td class="nump">53,826<span></span>
</td>
<td class="nump">34,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
<td class="nump">1,084,986<span></span>
</td>
<td class="nump">1,171,452<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">1,230,860<span></span>
</td>
<td class="nump">1,347,129<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="nump">55,284<span></span>
</td>
<td class="nump">53,283<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">48,559<span></span>
</td>
<td class="nump">50,063<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">11,137<span></span>
</td>
<td class="nump">22,249<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member', window );">Significant Unobservable Inputs (Level 3)</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="nump">2,773<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net</a></td>
<td class="nump">4,611,702<span></span>
</td>
<td class="nump">4,072,568<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember', window );">Carrying Amount</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsFairValueDisclosureAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndDueFromBanks', window );">Cash and due from banks</a></td>
<td class="nump">92,300<span></span>
</td>
<td class="nump">112,772<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositsInBanks', window );">Interest-bearing deposits in banks</a></td>
<td class="nump">201,131<span></span>
</td>
<td class="nump">413,528<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalFundsSold', window );">Federal funds sold</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InterestBearingTimeDeposits', window );">Interest earning time deposits</a></td>
<td class="nump">735<span></span>
</td>
<td class="nump">2,205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss', window );">Federal funds sold</a></td>
<td class="nump">1,867,690<span></span>
</td>
<td class="nump">1,945,638<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup', window );">Loans held for sale</a></td>
<td class="nump">67,597<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss', window );">Loans, net</a></td>
<td class="nump">4,795,060<span></span>
</td>
<td class="nump">4,367,601<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_FederalHomeLoanBankStock', window );">Stock in FHLB</a></td>
<td class="nump">53,826<span></span>
</td>
<td class="nump">34,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesFairValueDisclosureAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NoninterestBearingDepositLiabilities', window );">Non&#8211;interest bearing deposits</a></td>
<td class="nump">1,064,818<span></span>
</td>
<td class="nump">1,116,005<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestBearingDepositLiabilities', window );">Interest bearing deposits</a></td>
<td class="nump">4,535,834<span></span>
</td>
<td class="nump">4,548,888<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DebtLongtermAndShorttermCombinedAmount', window );">Short and long-term borrowings</a></td>
<td class="nump">1,232,252<span></span>
</td>
<td class="nump">1,353,050<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubordinatedDebt', window );">Subordinated notes</a></td>
<td class="nump">55,738<span></span>
</td>
<td class="nump">55,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">57,477<span></span>
</td>
<td class="nump">57,258<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestPayableCurrentAndNoncurrent', window );">Interest payable</a></td>
<td class="nump">$ 11,137<span></span>
</td>
<td class="nump">$ 22,249<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InterestBearingTimeDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest-Bearing Time Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InterestBearingTimeDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsFairValueDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsFairValueDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndDueFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndDueFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtLongtermAndShorttermCombinedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Represents the aggregate of total long-term debt, including current maturities and short-term debt.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtLongtermAndShorttermCombinedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3B<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-3B<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 5<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479319/326-20-50-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalFundsSold">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalFundsSold</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FederalHomeLoanBankStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 325<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477974/942-325-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FederalHomeLoanBankStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 326<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479344/326-20-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate of all domestic and foreign interest-bearing deposit liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestBearingDepositsInBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 942<br> -SubTopic 210<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477263/942-210-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestBearingDepositsInBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestPayableCurrentAndNoncurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest payable on debt, including, but not limited to, trade payables.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestPayableCurrentAndNoncurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, the carrying value of junior subordinated long-term debt owed to unconsolidated subsidiary trusts as of the balance sheet date. Such debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets and was initially scheduled to be repaid after one year or beyond the normal operating cycle if longer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesFairValueDisclosureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesFairValueDisclosureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481990/310-10-45-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 948<br> -SubTopic 310<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477011/948-310-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NoninterestBearingDepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NoninterestBearingDepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(22))<br> -SubTopic 10<br> -Topic 210<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(16))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(16)(a)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel2Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByFairValueHierarchyLevelAxis=us-gaap_FairValueInputsLevel3Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_FairValueByMeasurementBasisAxis=us-gaap_CarryingReportedAmountFairValueDisclosureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>148
<FILENAME>R120.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181555970048">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
<th class="th"><div>Dec. 31, 2021</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">$ 293,431<span></span>
</td>
<td class="nump">$ 526,515<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">152,635<span></span>
</td>
<td class="nump">177,061<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">7,801,146<span></span>
</td>
<td class="nump">7,940,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinatedDebentures', window );">Subordinated notes</a></td>
<td class="nump">55,738<span></span>
</td>
<td class="nump">55,543<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_JuniorSubordinatedDebentures', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">57,477<span></span>
</td>
<td class="nump">57,258<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">80,308<span></span>
</td>
<td class="nump">68,680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders&#8217; Equity</a></td>
<td class="nump">763,582<span></span>
</td>
<td class="nump">718,812<span></span>
</td>
<td class="nump">$ 677,375<span></span>
</td>
<td class="nump">$ 723,209<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders&#8217; equity</a></td>
<td class="nump">7,801,146<span></span>
</td>
<td class="nump">7,940,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashAndCashEquivalentsAtCarryingValue', window );">Total cash and cash equivalents</a></td>
<td class="nump">86,938<span></span>
</td>
<td class="nump">79,749<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_InvestmentInBank', window );">Investment in subsidiaries</a></td>
<td class="nump">803,799<span></span>
</td>
<td class="nump">765,299<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherAssets', window );">Other assets</a></td>
<td class="nump">9,806<span></span>
</td>
<td class="nump">7,008<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_Assets', window );">Total assets</a></td>
<td class="nump">900,543<span></span>
</td>
<td class="nump">852,056<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAbstract', window );"><strong>Liabilities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_SubordinatedDebentures', window );">Subordinated notes</a></td>
<td class="nump">55,738<span></span>
</td>
<td class="nump">55,543<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_JuniorSubordinatedDebentures', window );">Junior subordinated debentures issued to capital trusts</a></td>
<td class="nump">57,477<span></span>
</td>
<td class="nump">57,258<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherLiabilities', window );">Other liabilities</a></td>
<td class="nump">23,748<span></span>
</td>
<td class="nump">20,443<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_StockholdersEquity', window );">Stockholders&#8217; Equity</a></td>
<td class="nump">763,580<span></span>
</td>
<td class="nump">718,812<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LiabilitiesAndStockholdersEquity', window );">Total liabilities and stockholders&#8217; equity</a></td>
<td class="nump">$ 900,543<span></span>
</td>
<td class="nump">$ 852,056<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_InvestmentInBank">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment in bank.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_InvestmentInBank</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_JuniorSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Junior subordinated debentures</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_JuniorSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_SubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_SubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of asset recognized for present right to economic benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (bb)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-25<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 12: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 13: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 17: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 18: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 19: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481404/852-10-50-7<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 30: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashAndCashEquivalentsAtCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483467/210-10-45-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashAndCashEquivalentsAtCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LiabilitiesAndStockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(25))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(23))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(32))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LiabilitiesAndStockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-03(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478546/942-210-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(3))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(12)(b)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 944<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-03(a)(17))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478777/944-210-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_StockholdersEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(29))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(30))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 210<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.5-02(31))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480566/210-10-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 852<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481372/852-10-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-12<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 210<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.6-05(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479170/946-210-S99-2<br><br>Reference 8: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(4)(b))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(6))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(7))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 11: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 12: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 13: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 14: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 310<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SAB Topic 4.E)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480418/310-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_StockholdersEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>149
<FILENAME>R121.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181552885632">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingIncomeLossAbstract', window );"><strong>Operating Income (Expense)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_NoninterestIncomeOtherOperatingIncomeExpense', window );">Other income</a></td>
<td class="nump">$ 2,325<span></span>
</td>
<td class="nump">$ 2,694<span></span>
</td>
<td class="nump">$ 2,272<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="num">(88,244)<span></span>
</td>
<td class="num">(80,809)<span></span>
</td>
<td class="num">(80,283)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income Before Income Taxes</a></td>
<td class="nump">27,350<span></span>
</td>
<td class="nump">38,999<span></span>
</td>
<td class="nump">105,584<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit</a></td>
<td class="nump">8,079<span></span>
</td>
<td class="num">(11,018)<span></span>
</td>
<td class="num">(12,176)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net Income Available to Common Shareholders</a></td>
<td class="nump">35,429<span></span>
</td>
<td class="nump">27,981<span></span>
</td>
<td class="nump">93,408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OperatingIncomeLossAbstract', window );"><strong>Operating Income (Expense)</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_DividendIncomeOperating', window );">Dividend income from subsidiaries</a></td>
<td class="nump">38,000<span></span>
</td>
<td class="nump">55,500<span></span>
</td>
<td class="nump">34,750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_InterestExpense', window );">Interest expense</a></td>
<td class="num">(7,906)<span></span>
</td>
<td class="num">(8,226)<span></span>
</td>
<td class="num">(6,258)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_NoninterestIncomeOtherOperatingIncomeExpense', window );">Other income</a></td>
<td class="nump">117<span></span>
</td>
<td class="nump">431<span></span>
</td>
<td class="nump">45<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_LaborAndRelatedExpense', window );">Salaries and employee benefits</a></td>
<td class="num">(5,351)<span></span>
</td>
<td class="num">(3,502)<span></span>
</td>
<td class="num">(2,551)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherOperatingIncomeExpenseNet', window );">Other expense</a></td>
<td class="num">(434)<span></span>
</td>
<td class="num">(370)<span></span>
</td>
<td class="num">(411)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments', window );">Income Before Undistributed Income (Dividends in Excess) of Subsidiaries</a></td>
<td class="nump">24,426<span></span>
</td>
<td class="nump">43,833<span></span>
</td>
<td class="nump">25,575<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Undistributed income (dividends in excess) of subsidiaries</a></td>
<td class="nump">8,198<span></span>
</td>
<td class="num">(17,838)<span></span>
</td>
<td class="nump">66,473<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest', window );">Income Before Income Taxes</a></td>
<td class="nump">32,624<span></span>
</td>
<td class="nump">25,995<span></span>
</td>
<td class="nump">92,048<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeTaxExpenseBenefit', window );">Income tax benefit</a></td>
<td class="nump">2,805<span></span>
</td>
<td class="nump">1,986<span></span>
</td>
<td class="nump">1,360<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic', window );">Net Income Available to Common Shareholders</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_NoninterestIncomeOtherOperatingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Noninterest income other operating income (expense) earned.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_NoninterestIncomeOtherOperatingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_DividendIncomeOperating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of operating dividend income on securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column E)(1))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column E)(Footnote 4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480990/946-20-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 39<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477346/946-830-45-39<br><br>Reference 7: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 946<br> -SubTopic 320<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 6<br> -Subparagraph (SX 210.12-14(Column E)(Footnote 6)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477271/946-320-S99-6<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(1)(a))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_DividendIncomeOperating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 6: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(11))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 9: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 235<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-05(b)(2))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477314/942-235-S99-1<br><br>Reference 11: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 12: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(15))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 30<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-30<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://fasb.org/us-gaap/role/ref/otherTransitionRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(8))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 31<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-31<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeTaxExpenseBenefit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-12<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 231<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482663/740-10-55-231<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SAB Topic 6.I.7)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479360/740-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482685/740-10-50-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (h)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -Subparagraph (a)<br> -SubTopic 20<br> -Topic 740<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482659/740-20-45-2<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(h))<br> -SubTopic 10<br> -Topic 235<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeTaxExpenseBenefit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of interest expense classified as operating and nonoperating. Includes, but is not limited to, cost of borrowing accounted for as interest expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 48<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-48<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 49<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-49<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-24<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 835<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483013/835-20-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_LaborAndRelatedExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(4))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_LaborAndRelatedExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 5<br> -Subparagraph (SAB Topic 6.B)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-5<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482662/260-10-50-1<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-10<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-11<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OperatingIncomeLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OperatingIncomeLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherOperatingIncomeExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherOperatingIncomeExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>150
<FILENAME>R122.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181553361440">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CondensedComprehensiveIncomeLineItems', window );"><strong>Condensed Comprehensive Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract', window );"><strong>Change in fair value of derivative instruments:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax', window );">Change in fair value of derivative instruments for the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(523)<span></span>
</td>
<td class="nump">5,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Reclassification adjustment for swap termination (gains) realized in income</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,453)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax', window );">Income tax effect</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">415<span></span>
</td>
<td class="num">(1,186)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax', window );">Changes from derivative instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,561)<span></span>
</td>
<td class="nump">4,463<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Change in securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gain (loss) for the period on AFS securities</a></td>
<td class="num">(120)<span></span>
</td>
<td class="nump">20,728<span></span>
</td>
<td class="num">(147,345)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax', window );">Reclassification of gain (loss) from available for sale securities to held to maturity securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(794)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax', window );">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</a></td>
<td class="num">(657)<span></span>
</td>
<td class="num">(691)<span></span>
</td>
<td class="num">(1,236)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for securities (gains) losses realized in income</a></td>
<td class="nump">39,140<span></span>
</td>
<td class="nump">32,052<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax', window );">Income tax effect</a></td>
<td class="num">(8,055)<span></span>
</td>
<td class="num">(10,939)<span></span>
</td>
<td class="nump">31,369<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains (losses) on securities</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">41,150<span></span>
</td>
<td class="num">(118,006)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other Comprehensive Income (Loss), Net of Tax</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">39,589<span></span>
</td>
<td class="num">(113,543)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive Income</a></td>
<td class="nump">65,737<span></span>
</td>
<td class="nump">67,570<span></span>
</td>
<td class="num">(20,135)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_CondensedComprehensiveIncomeLineItems', window );"><strong>Condensed Comprehensive Income [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">35,429<span></span>
</td>
<td class="nump">27,981<span></span>
</td>
<td class="nump">93,408<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract', window );"><strong>Change in fair value of derivative instruments:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax', window );">Change in fair value of derivative instruments for the period</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(523)<span></span>
</td>
<td class="nump">5,649<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax', window );">Reclassification adjustment for swap termination (gains) realized in income</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,453)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax', window );">Income tax effect</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">415<span></span>
</td>
<td class="num">(1,186)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax', window );">Changes from derivative instruments</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(1,561)<span></span>
</td>
<td class="nump">4,463<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract', window );"><strong>Change in securities:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax', window );">Unrealized gain (loss) for the period on AFS securities</a></td>
<td class="num">(120)<span></span>
</td>
<td class="nump">20,728<span></span>
</td>
<td class="num">(147,345)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax', window );">Reclassification of gain (loss) from available for sale securities to held to maturity securities</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(794)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax', window );">Amortization (accretion) from transfer of securities from available for sale to held to maturity securities</a></td>
<td class="num">(657)<span></span>
</td>
<td class="num">(691)<span></span>
</td>
<td class="num">(1,236)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax', window );">Reclassification adjustment for securities (gains) losses realized in income</a></td>
<td class="nump">39,140<span></span>
</td>
<td class="nump">32,052<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax', window );">Income tax effect</a></td>
<td class="num">(8,055)<span></span>
</td>
<td class="num">(10,939)<span></span>
</td>
<td class="nump">31,369<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax', window );">Unrealized gains (losses) on securities</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">41,150<span></span>
</td>
<td class="num">(118,006)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent', window );">Other Comprehensive Income (Loss), Net of Tax</a></td>
<td class="nump">30,308<span></span>
</td>
<td class="nump">39,589<span></span>
</td>
<td class="num">(113,543)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ComprehensiveIncomeNetOfTax', window );">Comprehensive Income</a></td>
<td class="nump">$ 65,737<span></span>
</td>
<td class="nump">$ 67,570<span></span>
</td>
<td class="num">$ (20,135)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_CondensedComprehensiveIncomeLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Condensed Comprehensive Income [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_CondensedComprehensiveIncomeLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income reclassification adjustments for available for sale transferred to held to maturity securities before tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ComprehensiveIncomeNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(24))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(26))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 220<br> -SubTopic 10<br> -Section 45<br> -Paragraph 5<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-5<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ComprehensiveIncomeNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after adjustment, of tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after tax and reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(19))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, after reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480627/815-20-45-3<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4A<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4A<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-15<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4C<br> -Subparagraph (c)<br> -SubTopic 10<br> -Topic 815<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480434/815-10-50-4C<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount after tax of other comprehensive income (loss) attributable to parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 810<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 19<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-19<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 20<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481231/810-10-45-20<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1A<br> -Subparagraph (c)(3)<br> -SubTopic 10<br> -Topic 810<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481203/810-10-50-1A<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -SubTopic 10<br> -Topic 220<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-15<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 17A<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-17A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and adjustment, of unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 10<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-10<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 320<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Subparagraph (d)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481800/320-10-50-9<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 10A<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-10A<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 11<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-11<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>151
<FILENAME>R123.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545568672">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Operating Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">$ 35,429<span></span>
</td>
<td class="nump">$ 27,981<span></span>
</td>
<td class="nump">$ 93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract', window );"><strong>Change in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share based compensation</a></td>
<td class="nump">4,586<span></span>
</td>
<td class="nump">3,586<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(9,698)<span></span>
</td>
<td class="nump">13,199<span></span>
</td>
<td class="num">(13,964)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Other liabilities</a></td>
<td class="nump">10,093<span></span>
</td>
<td class="num">(21,671)<span></span>
</td>
<td class="num">(4,814)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">6,368<span></span>
</td>
<td class="nump">88,936<span></span>
</td>
<td class="nump">94,380<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Investing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
<td class="num">(52,776)<span></span>
</td>
<td class="nump">329,518<span></span>
</td>
<td class="num">(1,019,932)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Financing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchase of outstanding stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Dividends paid on common shares</a></td>
<td class="num">(28,328)<span></span>
</td>
<td class="num">(28,311)<span></span>
</td>
<td class="num">(27,765)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Net settlement of share awards</a></td>
<td class="num">(1,371)<span></span>
</td>
<td class="num">(1,221)<span></span>
</td>
<td class="num">(1,824)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock option exercises</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(145)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSubordinatedDebt', window );">Repayment of subordinated notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,132)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="num">(186,676)<span></span>
</td>
<td class="num">(15,444)<span></span>
</td>
<td class="nump">455,549<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net Change in Cash and Cash Equivalents</a></td>
<td class="num">(233,084)<span></span>
</td>
<td class="nump">403,010<span></span>
</td>
<td class="num">(470,003)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, Beginning of Period</a></td>
<td class="nump">526,515<span></span>
</td>
<td class="nump">123,505<span></span>
</td>
<td class="nump">593,508<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, End of Period</a></td>
<td class="nump">293,431<span></span>
</td>
<td class="nump">526,515<span></span>
</td>
<td class="nump">123,505<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember', window );">Parent Company</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Operating Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetIncomeLoss', window );">Net Income</a></td>
<td class="nump">35,429<span></span>
</td>
<td class="nump">27,981<span></span>
</td>
<td class="nump">93,408<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract', window );"><strong>Items not requiring (providing) cash</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncomeLossFromEquityMethodInvestments', window );">Dividends in excess (equity in undistributed net income) of subsidiaries</a></td>
<td class="num">(8,198)<span></span>
</td>
<td class="nump">17,838<span></span>
</td>
<td class="num">(66,473)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract', window );"><strong>Change in:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ShareBasedCompensation', window );">Share based compensation</a></td>
<td class="nump">4,586<span></span>
</td>
<td class="nump">3,586<span></span>
</td>
<td class="nump">2,475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets', window );">Other assets</a></td>
<td class="num">(4,621)<span></span>
</td>
<td class="nump">7,184<span></span>
</td>
<td class="num">(284)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities', window );">Other liabilities</a></td>
<td class="nump">3,717<span></span>
</td>
<td class="num">(413)<span></span>
</td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInOperatingActivities', window );">Net cash provided by operating activities</a></td>
<td class="nump">30,913<span></span>
</td>
<td class="nump">56,176<span></span>
</td>
<td class="nump">29,246<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract', window );"><strong>Investing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_PaymentsForContributedCapital', window );">Capital contribution to subsidiary</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities', window );">Other investing activities</a></td>
<td class="nump">1,829<span></span>
</td>
<td class="nump">1,762<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInInvestingActivities', window );">Net cash provided by (used in) investing activities</a></td>
<td class="nump">1,829<span></span>
</td>
<td class="nump">1,762<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract', window );"><strong>Financing Activities</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_hbnc_IncreaseDecreaseInBorrowings', window );">Other change in borrowings</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">378<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsForRepurchaseOfCommonStock', window );">Repurchase of outstanding stock</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsOfDividendsCommonStock', window );">Dividends paid on common shares</a></td>
<td class="num">(28,328)<span></span>
</td>
<td class="num">(28,311)<span></span>
</td>
<td class="num">(27,765)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation', window );">Net settlement of share awards</a></td>
<td class="num">(1,371)<span></span>
</td>
<td class="num">(1,221)<span></span>
</td>
<td class="num">(1,824)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities', window );">Proceeds from sale of SERP shares</a></td>
<td class="nump">4,146<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_ProceedsFromStockOptionsExercised', window );">Stock option exercises</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="num">(145)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_RepaymentsOfSubordinatedDebt', window );">Repayment of subordinated notes</a></td>
<td class="nump">0<span></span>
</td>
<td class="num">(3,132)<span></span>
</td>
<td class="nump">0<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NetCashProvidedByUsedInFinancingActivities', window );">Net cash provided by (used in) financing activities</a></td>
<td class="num">(25,553)<span></span>
</td>
<td class="num">(32,286)<span></span>
</td>
<td class="num">(29,056)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect', window );">Net Change in Cash and Cash Equivalents</a></td>
<td class="nump">7,189<span></span>
</td>
<td class="nump">25,652<span></span>
</td>
<td class="nump">190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, Beginning of Period</a></td>
<td class="nump">79,749<span></span>
</td>
<td class="nump">54,097<span></span>
</td>
<td class="nump">53,907<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents', window );">Cash and Cash Equivalents, End of Period</a></td>
<td class="nump">$ 86,938<span></span>
</td>
<td class="nump">$ 79,749<span></span>
</td>
<td class="nump">$ 54,097<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_IncreaseDecreaseInBorrowings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Borrowings.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_IncreaseDecreaseInBorrowings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_hbnc_PaymentsForContributedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Payments For Contributed Capital</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">hbnc_PaymentsForContributedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>hbnc_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482913/230-10-50-8<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Topic 230<br> -SubTopic 10<br> -Section 45<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-4<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 230<br> -Topic 830<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477401/830-230-45-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncomeLossFromEquityMethodInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of income (loss) for proportionate share of equity method investee's income (loss).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 270<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (i)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482964/270-10-50-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 32<br> -Subparagraph (ee)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-32<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(10))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481664/323-10-45-1<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 22<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-22<br><br>Reference 7: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(12))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 8: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(13)(f))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncomeLossFromEquityMethodInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOperatingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOperatingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating assets classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_IncreaseDecreaseInOtherOperatingLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase (decrease) in operating liabilities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_IncreaseDecreaseInOtherOperatingLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 24<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-24<br><br>Reference 3: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 25<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-25<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NetIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The portion of profit or loss for the period, net of income taxes, which is attributable to the parent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-6<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 9<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-9<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 805<br> -SubTopic 60<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (g)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147476176/805-60-65-1<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 740<br> -SubTopic 323<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 2<br> -Subparagraph (g)(3)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478666/740-323-65-2<br><br>Reference 5: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 2<br> -Subparagraph (SX 210.5-03(20))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483621/220-10-S99-2<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 235<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.4-08(g)(1)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480678/235-10-S99-1<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 323<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Subparagraph (c)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481687/323-10-50-3<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 825<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 28<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482907/825-10-50-28<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 6<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482765/220-10-50-6<br><br>Reference 10: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 3<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-3<br><br>Reference 11: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -Subparagraph (b)(2)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-1<br><br>Reference 12: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 815<br> -SubTopic 40<br> -Name Accounting Standards Codification<br> -Section 65<br> -Paragraph 1<br> -Subparagraph (f)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480175/815-40-65-1<br><br>Reference 13: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 8<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-8<br><br>Reference 14: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 15: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 11<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-11<br><br>Reference 16: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 250<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 4<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483443/250-10-50-4<br><br>Reference 17: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 946<br> -SubTopic 830<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 10<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479168/946-830-55-10<br><br>Reference 18: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479105/946-220-45-7<br><br>Reference 19: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 944<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.7-04(18))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477250/944-220-S99-1<br><br>Reference 20: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.6-07(9))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-1<br><br>Reference 21: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 946<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 3<br> -Subparagraph (SX 210.6-09(1)(d))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147479134/946-220-S99-3<br><br>Reference 22: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 23: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(ii))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 24: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 25: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 26: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1A<br> -Subparagraph (SX 210.13-01(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1A<br><br>Reference 27: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(i))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 28: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(A))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 29: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iii)(B))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 30: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(4)(iv))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 31: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 470<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1B<br> -Subparagraph (SX 210.13-02(a)(5))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480097/470-10-S99-1B<br><br>Reference 32: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 260<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 60B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482689/260-10-45-60B<br><br>Reference 33: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 205<br> -SubTopic 20<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 7<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483499/205-20-50-7<br><br>Reference 34: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 35: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1A<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1A<br><br>Reference 36: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 220<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1B<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482790/220-10-45-1B<br><br>Reference 37: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 942<br> -SubTopic 220<br> -Name Accounting Standards Codification<br> -Section S99<br> -Paragraph 1<br> -Subparagraph (SX 210.9-04(22))<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147478524/942-220-S99-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NetIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForProceedsFromOtherInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash (inflow) outflow from investing activities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 13<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-13<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 12<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForProceedsFromOtherInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsForRepurchaseOfCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to reacquire common stock during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsForRepurchaseOfCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsOfDividendsCommonStock">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsOfDividendsCommonStock</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromPaymentsForOtherFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow (outflow) from financing activities classified as other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br><br>Reference 2: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromPaymentsForOtherFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ProceedsFromStockOptionsExercised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of cash inflow from exercise of option under share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 14<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-14<br><br>Reference 2: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2A<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 718<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147480429/718-10-50-2A<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ProceedsFromStockOptionsExercised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_RepaymentsOfSubordinatedDebt">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Topic 230<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 15<br> -Subparagraph (b)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-15<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_RepaymentsOfSubordinatedDebt</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_ShareBasedCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of noncash expense for share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (a)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_ShareBasedCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidatedEntitiesAxis=srt_ParentCompanyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>R124.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181545265200">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Segment Reporting (Details)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Dec. 31, 2024 </div>
<div>reportable_segment</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SegmentReportingAbstract', window );"><strong>Segment Reporting [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_NumberOfReportableSegments', window );">Number of reportable segments</a></td>
<td class="nump">1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_NumberOfReportableSegments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 47<br> -Subparagraph (a)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-47<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 55<br> -Paragraph 54<br> -Subparagraph (e)<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482785/280-10-55-54<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Topic 280<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 18<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482810/280-10-50-18<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_NumberOfReportableSegments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:integerItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SegmentReportingAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SegmentReportingAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>153
<FILENAME>R125.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.0.1</span><table class="report" border="0" cellspacing="2" id="idm46181541311696">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subsequent Events (Details) - USD ($)<br> $ in Thousands</strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Mar. 31, 2025</div></th>
<th class="th"><div>Dec. 31, 2024</div></th>
<th class="th"><div>Dec. 31, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventLineItems', window );"><strong>Subsequent Event [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sale of mortgage loans</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,215<span></span>
</td>
<td class="nump">$ 4,323<span></span>
</td>
<td class="nump">$ 7,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember', window );">Subsequent Event</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_SubsequentEventLineItems', window );"><strong>Subsequent Event [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_us-gaap_GainLossOnSaleOfMortgageLoans', window );">Gain on sale of mortgage loans</a></td>
<td class="nump">$ 7,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_GainLossOnSaleOfMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://fasb.org/us-gaap/role/ref/legacyRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 28<br> -Subparagraph (b)<br> -SubTopic 10<br> -Topic 230<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147482740/230-10-45-28<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-1<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 45<br> -Paragraph 2<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477409/944-310-45-2<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 1<br> -SubTopic 310<br> -Topic 944<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147477363/944-310-50-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_GainLossOnSaleOfMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Detail information of subsequent event by type. User is expected to use existing line items from elsewhere in the taxonomy as the primary line items for this disclosure, which is further associated with dimension and member elements pertaining to a subsequent event.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 830<br> -SubTopic 30<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147481674/830-30-50-2<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Topic 855<br> -SubTopic 10<br> -Name Accounting Standards Codification<br> -Section 50<br> -Paragraph 2<br> -Publisher FASB<br> -URI https://asc.fasb.org/1943274/2147483399/855-10-50-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>us-gaap_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">us-gaap_SubsequentEventTypeAxis=us-gaap_SubsequentEventMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>EXCEL
<SEQUENCE>154
<FILENAME>Financial_Report.xlsx
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 Financial_Report.xlsx
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M$_3^(\&0L7MC1@/S7;^W<'W8Q#*!4(?.].#0)*=\71X^"12Q;2&KPX;F:7/
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MQ,/:&73Y=X<;B@2S. RMP4-TC%%SBB(R2N+884<C%/$RQLVK7R#?>=T']WZ
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M/2CG83[S$I$W'H>SE@;W%F5")C/%"10!<J%SO56HSV[S+Z#%_RG>(%8=A0F
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MQV3\Z*UW^H*8K23[(VS S?Q.Y+;"='KJ./L=:)8505+^&3D-H#)*1N<15CO
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MY+5+>Z-DD[W($]LM :$YMJAVMOTZ7VO^*U!55=$EJ.AJE)T'S<+S)"2$M?#
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MM<N22=EQPK.R'>@$Z,H$A>=IRGQ0VEE1<[X ZJ?^1R[] '.A;\V[;BUQ-5^
M]B1-PC2)9$SR2"=HH+GHOO%[*G@GX3T*\R$.N3S#W7G<%EYVS8*)#0X$KEC+
M(:?4>;TCG-(Z?-S]Y:?K[/'5-\)ZKR[DC\?ZQ_?DNI;&>MTFETXD+>K]DCZ"
M;""*IGMP2.G9L*&@A_5VR8_J0DEB3Z,W/F:ET4;THD9]D];NCDE*I6=.2M-?
ML&E:TF QF%B14' LM)GD=ZY")-%^-U1U9;V]"VJN8SM6VCXYI>3IE=J]"-0P
MCP[=Y['-<2^/W/%C:J;F8$ >>WAUHMF3&@?8OSA"R>P@42;BS+[ST@'/M O"
MRE_H8?^Q.X2Q4%,B1'6-; 9Y2Z.-$9TRZ?-OW==BHE(27FS>GJB4IH8:T[,=
M4.2P)639*&Q3\45TG41] IKE<G_M^WX+P.SE9I%$Y2B-+G,7$ATE'&1A'*=I
M,IHLOAVP.XT*\D5:)2I.N):S=-$^WM<Y[U :QQQ":%A(0>TY3(T*3C!= _9?
MW80D-*5TY2@?M^;(W\()^D()2Y/QU5A 2.(@R*D7AI8L. +]9"81S]/%JQ,%
M*W EH"MJ/A 5$2D]U"0.EZ;6IEDD+L,NNIPE.9H*XZ)UT(."LJBH%F+1IQ%\
M56RT=*QS3<9\$,[%HNCD)>CH8N"IJRMZ!<@K=5+OH1(15;>2+"")@['?V=TK
MU\!I%N/$2<?!V;A0!6U-GY%+QAX94S'#221@['6,Z4Y[KU6ZPJV1:G>87!Z;
MTK]TO0I8@=TU.T=.DC@2>]ZZ2)XC 54+QW$^Z5R7=W9\H_2$VV!YV$.M#09E
MV]PJ4UPO!3:SY'Q]9X)9>O4X(]W\FPJ9<R^FF:$ST#*VBR9Q ,;$P >Y=8<\
MGTD"(8YV^3J:;\?<3?4T=B4AJ%]=?7TQN[BXF#E&*\A)&WNDE2VJ5)Y.Y$2/
MR"QZ%F>C"5$\)>I]/)4TX4?%'O>WT/"I*\,5#QGU4I^^+(<3IJGT?LKI3"/+
MR*-4QW$JO3-\(N5IN[NH8R1YJGE_C"G,CJAEA[V)#EL>.TXYF<$_RG?#Y#;.
MCY9RQJ2>XI2[%R#XQ3P"KX2R/I%'0#W!O[SZ9)Y@>?A']1),)BY$#^01!$P6
MCXQ;SGDNS'E3C32,\RWL;LJ<W?XVCVOHARHR*JZZ_DR+0?@],'$@ON'C+Y1!
M^,V.DI9CYF%,7QYC(1:N1#)P<GGH, J%^U0U9)0.K3X:L0C9C2'KWGG:$XTV
M7$&_'B<5-!QV&R 9ZBKNN??L*#*>12W1GZ$D2'.[E#29C&+W+DNST1PSZO!3
ME9\#M9#+:^ZH04&%WKBZ+UKDYR7NSV:;U4))49J$^Z:S.=ZN1H5"2Y2<<(_<
MZQ.D-P Q3EHY>><+>5/Z% 9+.YD,=,#_4#[WF)F**=XPDV,(FDR@60&4^30Z
MAHF3\AR5*AB(A! 3""T<#I$C[^T^*8Q<@Q%&_6$V5)<O(5Z.XZ47O1VK_:/<
M1B8'UHH=AQTUL1P9GVF;I5@ EV)WEDD%@T]@D=(3<W$HC6 '5?F-7_HD'>L+
M=, %K^6K_T4\BY7F'_GYTIRUN/?5>--)(2(E&:81D)**PDEGDE!8S'V.KO"C
M\3"SK6VC7)X"!]U&J">)<H0A ?Z_"$=R2L>6G$WN7EK D*[BRV&L4B,^,3-W
M4?1O61!R)&;O!1'FONV]OU,4Y$Z:Q(;Z,/]I M2R/MEGYCJJ]NJE&M?G4OR+
M_,"P[1ES'LNDF!W+N3)=0R.%/O094RU.!D G.(O1TD0\-*T8TYX+_R,<]4[!
M=M"+YHA8V\BXZ->S<0?)U>R8E/[,<F5%?IR89MR%QY(-23NG"E(T6*C]<%[7
MIKJ2OE*39"?O2SG9:XG]^I:#ZLJZ*$;([T"A5LJLRE-5.YEO;!_[BF+)&P%+
M;R5=V \*W29#?Y,,;JKQK4=*#"<YC_R)(D!Z649+G,?(,#TA[0>1IQ-S#A8]
MW44>^'-NNMW'F+2&+\HAZP(@^,A/^Y=[FA+\\\=/'W])WCN6- &^'W.W%P_]
M/Y?_+W/Y.;Y<=5OJ6W;PG24[PK8EE)([L_/YG=QA*7DNV'.4I=/G?1QJS5I\
MJ[ "T\6Q,[GUT7+]P? %/655F$]IF__.]:' N/5%'91RZMY84[LY+9$Z)O#0
MN2211=?P!X,?V*BDHG:8^ 9-JUUXC.?RY(+RY#IJR5&7=",/=_U_ <X5@G-E
MX+S/B=?S&SRD' TK<9.7U+ +GUY1@QH?-41%?&I]BKR(\P1VIY-G?6.U<26]
MNG=CWMF<WDJFW1VEE^;#Y$M)J'))RE+NM(^J@J@)[B$A3U0&RH[3.P]>?3J=
MBA:].W53/_2_Z+K>\XG%7^KAQ#(&;O0H??GP!&\"J-.5O<]*NH6VEKA."FZL
M#'#J$W=4,%,W<3^X%\)(YPE\(8JWL20MWJ6+N9"45UB4=9VJS_.]AM,6%9%X
M8U!$ZZ*)WY9M\9"R-_5U2]Q3A+VC&A"ANF20JX#?PCI14U (]4/J?*)Y_L[I
MFKS7Q;U>#:OJI4:;_1UL2,PQEY4*<D<&U@)?B\[8.Y)D/I%B[J/I"\U("%)"
M+E%,UI*ES*K$.@/RH":KJX-S\J"H$XO>2&KK,[YQL2&HI:QC3\Q@EPP0J2]H
MFQVDLT<ZMU1RTVTG[N#X/DO1N[10O;LEW!MYS]1'CED0J/K=3^B)I4HK[D*U
MTD1;=')WV8,W/[U[]?9<7O'E'6*=O/0KRZ.3PBEUG"KN7HQE'02VE-=L\GD,
M7/(NZ3<?7R7O53T"M0T'8&U\M^_ZL+54FD,0S3%*+S&S_;@H(XB,-#Z" A.$
M+=PK?:>L?Y'OE+^0U^LTYB>/"3JX%J278!AW"U^ML*<.FAB8IZTO#X*SS:D/
MJ+"(D?**S-A5#&B*ZHI:-$9@72M6!.CDJK'X"?DO]SJ(]3YI \W?:GVQREUC
M]447I93U=JZW<CR8;K)A&^Y>K@FATY:R[D41/4Z<X+<+0/2JI!<P<*<O>>,6
M7EC?7M>U($I;!)9:]420V-L:N:*;@L>UVD\'P(XZ.^A[!U>-))FL]FPGQI<U
MNWW<_QA8<<,"?MRVOG"._5M2 *CG]>L(WY):+!Z&E$ZQT)OC,$]<40.WSOQV
M?G6_UIDSUP^!7EEXG)^5=_&S$>G_%9H>$PBV3<.7[[%\W\+VK3CRJ\MDNQ.;
MTQ?$)#X3:@GKRC*3<VJ2&QPEPLC3=O\M3$+U7FL]^+WE^-!'U&PC?[(1G8UP
MDL91?7P?+LO7EN?AEV^J8UIDM3D"R*SA[[0$9?*E?'=)M)$0BSSF$.IQ$_B)
ME_OAZP:S[[ZY>/CUQ?G,32%;8D>O:?:T3,YN'C7S_QQ%=5V=4AI#&:F9T^_>
M.W@=K+W<*6YTDG\>@.[Z6SY_U+]X_JCLX#]+^'_;W,)_"7^O\SY_\1ST\'6X
MII>K$89^.+L\<]]B+L,/9R\OG[Z\.GL$3\;A+Y[O@%[>@^:*>E 55O#HQ?S;
MK\\8"/W0-SN<$M..^V9+?VY"#MO! ?#[JFEZ_8 +X*L4";P7_PE02P,$%
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MQ9=+F4(_U #OYPJIHKFA";H_DGGQ7U!+ P04    " #'@&Y:3JB#6-$I  "
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MZCNP5'OX>RM:%[#Q/5GO&YJ@^ .9)0IV&CB>]2B@:2 / 9]WRM3C_=L*U&Q
MS2AKYS:O!K$"'>MZ6[\-;V@80S"Z&EAIMMOLP)!AK?0/-P.X(?!%ZKIN0&\/
M;S=2="SW*V6S!D=V3Q- XD#RFA96%,G+G2/,OJF!GMT  E#W0CPWO.A0#;L]
MK/X3[3!XAL"=0P[B2Q((*Z'G@/YZ!=K-O(*U1C[S?=8\9XAE#YK?YF65WY05
M:C[B!%CDCI0,OVW%,;\G^6,1&3$=2.J&&_13:)\J!#X0>19T-9-CC3N2+S!
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M%LQV$FC/F[:@N,7H'.C$[/Q9)30NG/6O^MNI\P00>FC /<"\0(O *\$BHYC
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M[D763YX, <4/&#2,:%9T +EJDC3^KB&;-3;FG,VPKP6CB$\2E*K#. OT<S>
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M8+FBE*W< _5=7-CUD-!?75(!%L("AP9#^ZX'2&#\[FJF/FQBD  "N'&""I#
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MG7O^D/!<[&J?8+I6IS=--X^G/_P^E+PC0ND?:9MA]E17PWCN,^K6;*_#WP5
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M08"!&2H+>-2H.3A%.@V.0JQ$;(KTE%QA^EM.W%IS%AE3S?<6A&<U0O$.-_]
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MUP/G@K$=3DXGRS&/SAL_J$RP6N2]^1/.KX/"=\]5SS=.X/."#G4^P!J@&C]
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MA=LZFMIR"T?*YV$_7%I=)=;4^*:3/>%&Q]ZXF,)LT1F>2XP$5!6#DDG5,M9
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MIZ,>N0;OD3@AM?K #)P[**<4)XP]55_!F7CD5<L#-RDGMJCS2*+5"N;Z!G=
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M(SAZ+RW ^Y4&M[H;4C!\L;[^+U!+ P04    " #'@&Y:GO F>.T"  !X!@
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MK MX]A%A/H_IX1D\&W7C)M8$R;U)@:"[J+W&?;9ES)=*XHMDX\X".Q(X:)3
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MG06@NV=$U[%J[Z]N%"7N>-_<X<N+:S<![1NE[*GC%AC><HM_ 5!+ P04
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MD4X4$:X8"R0$W99<AN05BD*!@%M*6M KH-K<\+U/84)[0Y8X+ \B5)RT#KQ
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M=@8MIOU;=7]C5>'>9(^5M2ISES/!$Z%) ,\G2MGJAAS4_]IP^#]02P,$%
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M&I^25-M.S+N)-TT0T(7Q),=A6-'[AY8-:']IC-]/.$#_HD[_ %!+ P04
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MLXK=<BU59]"4HWK9J^M]6'F%BI7&"BTJMKQW]E8"4$-PV8.-SF]+*<R4?=X
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ME*E?K-JXG_XLE+6J<(]K-%]"TP+,+Y6R]0LQ:'X+=OU?4$L#!!0    ( ,>
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M%L!J4SZ&\$8;!XT"6+C1;JWS%DFU7P+SMO)&?A=K$"MEFR 2(C0%O[.J!EA
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MNI.[UC24VQN;MGEVL$"_"$DGEA7MC[R///^@DAJ#)$G62SV)X?CVSN"ZDD#
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M[AJJ+]NN)RV_$Y1"A."A4*7P9N8>D;=STLDVSHI25M)Z UI9/<:,<WTX)4@
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M=,*T_R;E;ZQ:N^] 2V6MJMQE(3AZD0CP?J40R?:&%/0?!B__!U!+ P04
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M7&!QP&,48X), ]U/PY!.@FSV_>KDOLP!IF>S3@J,3HN2I,1TRLT.5O<1R^B
MSVF0@W;IU)DBF<(XG;W-3M2\?/2-TI\^&<_I"ZOSFDQ7WV6H3U!LJ1U!@'"
M&Q(RW1B-8P##6==)?7A]*K!I?][CS?;94=(.>E^?'%-_=,Q8=W0@M_S1,6+!
MXX[;_5<>VCA "X2Z3$N >\9B?XVP+7W>ETT3'#;(U!QTD@#D(IGMZ8/0!N'<
MQOD*I:AL#Y)WL7.9>N#'7>,*),03G A_&<8LS7B8PX"21TG6-Y$O@+_L6S,T
MT1TH9#UJ;$#B\55Q[^Z[#F,G=:0_Y 4"&/(\>RJ5O=;_X=W]-\)SXSL+JH%2
MT8?B PB+GA@ISE$%10$NV&P-5EI_ .FMLPX-$,GS[>&;3CYETT8H3\%5=ZQ;
M"KVEV/$X*F;=@#JA*;(6S?C,.XQHN]I7BT\OGR[B7I@ED36/\YZMHNY>1$,>
M)&";[)4UOA=&R'V4Y(,TE;)[Z#=$GP>'Q>.@^'4[/U!UC */9J_#M+4=_ZT&
MY$<AFE)C1N?F%(08T9$X19:A?>[<?CKE+G=?.7YP-?K*H=POJ=_*P*=A&1Q8
M*APZM5O5MF0%W"&FV7T:I0D/2GQ,Q&B#\\,R0$W#[M??6$<[4?N^J^>C/R:-
M-+?^OQ!]>FY;U_T\&=X.OY[.NS\N3\N[_U:_"'-+_%_+%;8&[_)TPDSW+ZA[
M<'KC_[\LM'.Z\<.U%.@R: 'F5QH![!](P?!#[NQ_4$L#!!0    ( ,> ;EH
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M+G/]@P!A O3^BG.U,TR"[I<3_P502P,$%     @ QX!N6BQU:+Y# @  B@8
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MSY7N7798ZI\%"!.@G^><J^/$;##\?I(W4$L#!!0    ( ,> ;EH\I3,X$0(
M -T$   9    >&PO=V]R:W-H965T<R]S:&5E=#,Y+GAM;*54VX[3,!#]%<M(
M/*$Z22^@DD1J=T&LQ$K5+I<'Q(,;3Q-K?0FVLUG^'MM)0T'="HF7V&//.7..
MXW'>:_-@&P"'GJ10ML"-<^V:$%LU(*F=Z1:4WSEH(ZGSH:F);0U0%D%2D"Q)
M5D12KG"9Q[6=*7/=.<$5[ RRG934_-R"T'V!4WQ<N.-UX\("*?.6UG /[G.[
M,SXB$POC$I3E6B$#AP)OTO5V$?)CPA<.O3V9H^!DK_5#"&Y8@9,@" 14+C!0
M/SS"%0@1B+R,'R,GGDH&X.G\R/X^>O=>]M3"E19?.7--@=]@Q.! .^'N=/\!
M1C_+P%=I8>,7]4/N<HY1U5FGY0CV"B17PTB?QG,X :2K9P#9",BB[J%05'E-
M'2USHWMD0K9G"Y-H-:*].*["3[EWQN]RCW/EC3]>!@9],I1Q5:.=%KSB8!%5
M#.V,KH!U!FQ.G"\6(*0:B;<#<?8,<9JA6ZU<8]$[Q8#]24"\RDEJ=I2ZS2XR
M7D,U0_/T%<J2;'&!;SY9GT>^^?]91]\^>B"Z<2#M]W/G,%19G*\2FFIM6UI!
M@7W76#"/@,N7+])5\O:"A\7D87&)_9\];)ANW=]_89!_N8 S'9S324ZNG 13
MQ\:RJ-*=<L/MFU:GWMT,5_9W^M#XM]347%DDX."AR>SU$B,S--,0.-W&"[S7
MSK=#G#;^_0$3$OS^06MW#$*!Z44K?P%02P,$%     @ QX!N6ENT=('&"P
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M<12+\<SA8D(%%4=;JA!Y&1A*D:!+1_72<S98$&YW2-5^W-N*RAA:8@GY& =
M>8+L,;Z*D.(I]67AW@%W6OL"_'AA'%'"UC5#2S5QH$^2+Y?+[CS<F,CBKHN0
M)N>+ ,0LSU%T@L*WW[P>#([?#">H,<6OCJ_[_3<0^![I!/JX4>MH7]\:&8N(
M '9B4:4"IH.;P6]HHT0N>*.X0_U4G>Z[ZZ>0"4TY:\*PJK, (TS#^HWD484G
M&7):%BR:Z]21VA% WEJ%KD[ ,:-PGN9OPPY;>2UDBX3R=##<YFT?,GC36W_3
MP,UK@)Y.N=1IZ*BV*>TW)(OOOFVF4U"QXEG4W<Y%OX1%487/:X201<2GW<2O
MHT?NQC4.Q$(I\HWE7!4[]$'^AS[@GE32E'P<XG1; ?'KVQKJ(^=$1T8D. 09
M#5,[\OJM*(M)/8;\.K(EE?@Z+_- O<9AR>@>HNW!7*^YB(J[^ 0FJ!?:1^(7
M9),809%$!YI%C94Y\Q 5=,5[+@;6&)FHX.=MSM%D]G,-Q7YI0NX;U:5 I-@T
M.#N#<HD,"-$(S)AF78 _JH2AG\9*B+K3@F!SJ]S;#%^6N*!EP5\W [LCT#QJ
MJ$)E*(^:CMUM*?]?5N7_RZ]2_E\"N6:6\>*/]YF<[2SIV[?RME0M'+^J.'[U
MU3D^T(JT;_C4BCRU(O^;K4A+-'Y71>-W7Q"-MW.- +A&@;>"V\WP=1M\M.]T
M #Y>5PR_?BC#32Y_J8*0]!6G'#H)VJS!9;\0[;L?$.+[2HCO'ZYU1+6F]DT,
MIU.4PU1(4Z$KG2F 6BOQL[Y#"@G9:&LMELW0_UCJ2O>+UL[3%*F_3;;^<3UN
M/'ZH= %) 6#G52]76^H0O!_8KO97Q'&CKMELJKBKHT8E6R-!+$S-AL?,ZJE?
MA-O6$*R0H2T6^XU!;?]QFFND)L!W.4FJZQOE%H3=DTPQ&#Y K>V\_/75.JC5
M.GBH6B,4L,I"K4KH^Q]4=CN'?ZFY0IO.ZU%[OW7JO4OG-R9C\S<2S$&UM6]R
M^[A61\S13IZ\Y'Z+RRJNR31U+U3MF?H!+M%J3PWIOA#(VB&EH)V=R.1N9DW)
M]8\X*QUXA&,-4VKS")-I'<]JN+J+.HB\G<GB;A>#M&\M&%F*'E[02'#P(O#=
M$:AC0YBM1PA\SB?H (<2Q5;=MA5P=9&C$&>455)U#[]8A$JN*DFMF=!HKEJ>
M(R%QR8(G$*6>L@]7P9"$W'?EZ)BD@V[=,SOA="&<<D&P5'JYT>+NTP!*]15D
M*:TE+DS0'HHDU/#4;H*>I0(-36<LJT&=SR\"DL09"/WE&<ZB1.$?; :6EFJB
MBZ!#E?,GID%3*6[18_'+%=BZ!I3!QMO3X#'8XJ8Y,5DF)SQ,<D'W<.TX1IO!
MM30UBJY$D,+Y,KD4BF GJ0OW6#@:R#4Q*2^G3B--J57=$HLEIMI8_:D:K90S
M(54M+#40@+I'SA4H4@:O]T7*OLJ;&0D& P_]$Q*9+O>4MAE-_6SEYN02Z.B5
MF)N,K(LODCE<T\*_SM$3*MZ;I@ E#1['"?/#3^@P:.)CX,8$X_TXC@DOQ\,1
MJ%S!5Q0;70R3CZ5V//06O\-AR=0_PM2+X+A2%.C$\+?T<[.>AFAN!$^J(>(&
MU)V1VJ_7:B=.XVZ=YE[!A.>:YIG:DQW/%=QH/7ILN"O+Q1[&1X?4FK&,Z;UV
MY"N;<YK+(H4OR#C.9)75.#*"!R<ZHVC:X#EL@3Q!P524B"13NF:4Q1#@TT/B
M71=)AIZ-^I4YP ;L<HA.5LS#>/AA#$98,*\ZJ,PS,\R\Z8@1L@S^7.G$&F>F
MOG',L-&F(2-;>(XM$U9-E<^&%$@K\6P$.SX/!MHP;7#RKS'LW.G_0?.7MU0]
M3(,N9+;M[=^OG7US -#P\747R]#WIY2RE5#JF PA03PD<PVL3FM3)3116+<Y
M%>C1\'R.B$@D0L9N&$W5-A"C\##HC0-X4ZN')$:CWJO1^.)Y&"M4JS[ M=#Q
MKA=Q53'Z<"%>]EZ%I<1CJG)PXL/\1G+_JXM2<?.,DB1,.PS@) $MAI/UD_!#
MN!NM; K%NF\PL6&TR'9SF%R9AYUE?/T<T.#*,"V_'(\&\=1KT*VF_)%%4B=L
M90/FAXJV)A9S9/B]P,$Y)XDS-R0+F:$>_.CM 78U[N%9(D$\56;A3*1#AF-/
M1H;@\E-UZL%"72?NQ(D]Z$">1_@W;"2Z9Y=GP^?MH^ZO Q&-Z-\(WLX6<+36
MH?7/(_I?]/L(LX9CQ&5C;MLL]/<WU >V/C LZ-<SWOX7#7D_1X9#=78[ T_'
M*4_'*?_5QRG]^G2B_R7'$Q<5AF_VL0^*M</'%4\][5-/^]33/O6T3SWM4T_[
MU-,^];1//>W_0T];G]GW'WQHO_L\JU&A?D%OV,[,HU)P!,3];H;PKGZ.RX:F
MF-_1*(J<7CE!91BKJ<\\5GQ<X;"KF]LX)MW^:<ZW,E^\H7^-%VMJ,U"+J&,K
MZS8;V:DI[48?RW53%/EAHK9Y7/VCB_Z#?W7QP G$3?7#SM#5M4Q5'O<3C%[C
M!2FJF_DU,'*:LO#A7:GJV^I5LV%XP:I>'MY3NY)4=A-F3O'H<?>[ET= )G[U
M*UQXL^#7K2;&HP7@C_S+94L+<']JT$3$"]J@>@'O]-]02P,$%     @ QX!N
M6M"&'4FB.P  8-   !D   !X;"]W;W)K<VAE971S+W-H965T-#$N>&ULS7U[
MC]M&EN]7(;RSNVY ;G>K'3NQDP!V.Y[QWCR,M+.#BXO[!R65),84J?#1;<VG
MO^==IRB*;7LRBPL,)FV1K.>I\_R=4]_>U<V'=AM"EWW<E57[W8-MU^V?/W[<
M+K=AE[?G]3Y4\&1=-[N\@W\VF\?MO@GYBC[:E8_G%Q=/'^_RHGKP_;?TV[OF
M^V_KOBN+*KQKLK;?[?+F\"J4]=UW#RX?Z ^_%IMMAS\\_O[;?;X)-Z'[;?^N
M@7\]ME96Q2Y4;5%761/6WSUX>?G\U=4W^ &]\=]%N&O=WQE.95'7'_ ?;U??
M/;C $84R+#ML(H?_W(;K4);8$HSC#VGT@?6)'_J_M?4W-'F8S")OPW5=_KU8
M==OO'GS](%N%==Z7W:_UW=^"3.@K;&]9ERW]?W8G[UX\R)9]V]4[^1A&L"LJ
M_F_^41;B4SZ8RP=S&C=W1*-\G7?Y]]\V]5W6X-O0&OY!4Z6O87!%A;MRTS7P
MM(#ONN]_SKN^"5F]SG[9AR;'E6JSO%IE-[Q-^.2FV%3%NECF59>]7"[KONJ*
M:I.]J\MB680V>ZA_G7W[N(,Q8<N/E]+_*^Y_?J+_RWGV4UUUVS;[H5J%5=K
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ML@&1Q8XDAYSE:.(R3J!T7-..UEGHQ83V,:7P&W$52!#@3V ZH [19;=U"0H
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M54"T5XN0L.DZR53FD:G,O^#D_PWU.R#GGSAH=AAE*7]&P\90WFJ8#TE+EO=
M2\I2R<>2^-3A;MR*QTXPE^JTD..-4LX"?V8VGB;WG*D+_H&R:G)](_#Z<A+X
M_/V/=2Y@=/Z+%F"24W]*>[IJ_"_Q[QJ'TC6:6!K5^]&;V(; ],N<BB297SB*
M)>6'>KT6RM:X_]&*Z?F4?[O8COC.5:T!Z8UQ(@PWS(B1X%D&JQQ&'M)#;><8
MG3NB 90PZVP=)!2)/6&X"4Y_G_!7\FK3S/"UO\ROSI^!^EB6=.BZ[#4\WRV
MU2C.GEZ#/ZZRNYPPC\R>!(40T YVH(-K=BG^* Q/H6W7/QK"$*Q-U,+MD&.K
MMGC,]$Z.6-A.@JX:Z(1O!WR,@Y=-'S6@OB(G_='RGQ/=:&B<QH>K:3NA 6 !
M#_OW:+%GPJ\TTD"(:V-W!%I-A\8.J.B:Q7/+-J1XX5 Y0XTNKQP DU [!Q'
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M+<]Y=A/M;B/JT0_B<?=Z/3JG,'7!3 -AT#,1#4?2TOE<$-M %DMDZ_@4B/[
M;Q(:>5$RLI^"@#]/#@O8126AH&,BF"F;K_= R#Q<;["FT$MO=Y!K"%VHZ%/!
M[)XEF=X=XR,H:0.MQL#Q3!NV< 4G(I G$7K;LQ);H]HOQ(@/WR@&Y>@@]<$"
M:KGR4K27*+!,'FL*LUJ$&I[AN2R1[('!@6@K/K)KL-58-R\FA[C&:>%XF<^S
M']3>'H!#F^"L6N/_GM<?Z08#IF^6O./X?+9=H/%<DP;39D6I;&,CX6/'Z<'0
M30,\Y2XO6XG81, 40A9IB4+!T9>CE!'&A3T?6@&YIP'N4_11#RG&%@CVR_
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M6ZKF_$H-08K06/:^EG[14TV1B?V),XW,A_-5_ TR.[3:A6&QJYOOE6#?EEY
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M4 7;WA5 ;$'R:]=1\/(NWU*>@KY;IH!?2 U3*.XZ' [Y#/#0GL-U"X^DZXC
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M,Y6+6>VWC//8=4<*VAQ%M'/501RJ"_O+&GBW)JZON^C4;C:H2^*]&KFY\?3
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MPG'8U.ZGTY[$R(Y"@C$-7$@"$&)M'! 7DW8B)7LZG"L!1,,$D]4 E02D,1Q
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M ?P^,YB9FTG8H/W;,OH;4$L#!!0    ( ,> ;EK46&-$HP(  +X%   9
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MA$! ;AT"P^41WH(0#@AI_#I@!JU+9W@L-^@??.P8RXH9>*O$=U[8[308!Z2
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MRM)X\6)%\QRU.T#?2Z7L07$.AG\(RW\!4$L#!!0    ( ,> ;EI31U(]B ,
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M;F['#LCF&=%,M*CLU1T*30\!*V;T\D)I%.A_(H0^3HR#[BVW_ =02P,$%
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M:'S^^E4 IM.^;N%TW>K-2CM2K]:LZ'>!QCO0>:FUVR]\@OX'-/\#4$L#!!0
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M^L%\"J<;VS>.+-:GS(_NL7!<?;ZK'P'T=^S_,OUX6*(P@E0@":##.!Y"[M,
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M(!M '&0]=Z"AG_K#K'^D8U_H__2\HL%^I\'^JS6X--SL7,%_E>+=(VIC*_A
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MGH45=UNJPR#/(Z[[[%3W+->WB>WXWR_5;=<*1S8:,@R\AX8TIGHP!!0C7(?
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M+&[^BP\MEN:V?2HT''3-ZX)1*(\X /IG0NC5!TY0_?TR_A=02P,$%     @
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M]R_S?F#5TK^&Y\K"V]IW:_B8X=H9P'JE()/K@=M@^#R:_0M02P,$%     @
MQX!N6A-:4ZW,!P  P10  !D   !X;"]W;W)K<VAE971S+W-H965T-C N>&UL
MK5AI;]LX&OXKA"<8R !1ZS[2)$"2MI@N9J9%TYG%8K$?:)F.N95$CTCEF%^_
MSTO)BI(X[H'](E$B^9[/>Y GM[K]8C926G975XTYG6VLW1XO%J;<R%J85WHK
M&\RL=5L+B\_V>F&VK10KMZFN%J'OIXM:J&9V=N+^?6S/3G1G*]7(CRTS75V+
M]OY"5OKV=!;,=C\^J>N-I1^+LY.MN)97TOZQ_=CB:S%26:E:-D;IAK5R?3H[
M#XXO,EKO%ORIY*V9C!EILM3Z"WV\7YW.?!)(5K*T1$'@=2,O9541(8CQUT!S
M-K*DC=/QCOH[ISMT60HC+W7U3[6RF]-9/F,KN19=93_IVU_DH$]"]$I=&?=D
MM_W:-)JQLC-6U\-F2%"KIG^+N\$.DPVY_\*&<-@0.KE[1D[*-\**LY-6W[*6
M5H,:#9RJ;C>$4PTYY<JVF%789\\N=;."B>6*O5.-:$HE*O:^Z9U-5O,^BE8V
MEEWJ>BN:>_:AJ>[GS/LLEI4T\Y.%A0Q$:5$._"YZ?N$+_(*0_:8;NS'L+1BO
M'A-80/A1@W"GP45XD.(;6;YB4<!9Z(?Q 7K1:)'(T8M^T")OE"DK;;I6LG^?
M+XUM :S_[#-$SR;>SX:"[=AL12E/9X@F(]L;.3O[^:<@]5\?4"(>E8@/49\H
M<2$J*"'9%4'$[)/S(*7]<KY$GL$9LE[*%@YY-#XWAJ8_:PMKEL)LF&A6_4#^
MU:D;40%DAAVQ/.5%E&.0%3R+"UC^1AI;$P15@]2Q-&JE1*ND8;D?\:PH6)8F
M/,3[@]V F>@Y%3SW4Y9QW\\'KL/$$2M\GR=Q1,R2D/M)RGY58JDJ98GJ5;?4
M[0J>M]"NT5;2EB3AF9,* ]KZCZY1FE+;9.U*+B$E8&&8,J;#'ZNAX581<]LB
ME U+,AYG&;W")!\$KB;,0V@4YT RC\'ERNKRRT97*]F:GW_*PR![S=["6O8>
M.D<\R7V6!3G/$5.]BE-29%^SAX#L">PSPP'<)2/NDF_$W96%56KG5;V&&TM=
MRWWH.TCO:^C;QX3]2XIV2"^/,$CY@1X1/4+V82M;1'1SO=OGO;W;$MDY0OQ&
M@<,*D',SZU;7C[%WQ*(<V/('2+A!%/,L\4'-2HAJF>S),2_CA9\B:>8\#.F=
MDO?G@_L'%D&0L1A"Q@F[0DBU.Q?*>EOI>RD9P"77"HIZ"8^2 &2  #_$.^0)
M???D1J9Q%-.:S,<S#C _:'DAD<HD^Z-9*>0NM>P(NSL+[!0W%&QO[TIIS)PL
M>S75/8QY'*:0EN<1; GUL^0)O4$I;S6E)Q_H/8YC'A0Y\X(,]&"6-$6,1$_$
M_2SN6!3RE#R8\*)(6 ',(E2&91;S@X58B-!/6,"+/,4S2GWV.YJ;8>'YC5 5
M%2^*3A2U&AG]:H,:-X0)^3&!?@4&(1R7!Q0J$8^11P[$1SK&1_I#\4'E%3)0
MLW,C1W?\JLW^&OM_9_*M03.QY %#]5 \Q.YR(YIK2:A8"]4RY/].DHAP 8H!
M-6J8 YXZ)_SQ=ZYGP R## PAKO2*N=P7OD;HA-&<)3Q%8?DDRPHE0:U5V==U
ML?IO-U0:VFYNQ98ADFM*[S1_C0X7;:BHU-\.X3N0C\0#'B<@O_N>(%.NUVA"
MQYDX2&AUD*<[0Y@^Q;R@S81#DB*2$7]I-#&)D677NJQ_C#@<170">Y6S]Q.#
MD+IC(#AM48 G=, J1.) '<I""LTXXU&<S)\;#2YXQ(:T.$P98;>1E2N.:*CH
M[_UT>J?KJ'-6((^=U[JUZN^A)15EV4H:#@S1@C5F#<119GD@]9(P7Y' 2Y.,
MDG1!.3;@893NT?LI6";;R1XP!1D$GWL $Q4\B'U*9WX2'H +ZH6?)"2$CYZH
MF%.3&Z7%4Q>;WOB2,NL4"RSR>81@C($TE"4O"*ABI?.O1R=W80YCNJS;4X'0
M25X0E8BZAOG!Z#YB*35,&0TRE >JCA[ %$3)_$ 2S<8DFOU8?J-V\AV.F7O;
MW(,TOZ_1>&#T_<W&.1U#>P>1E=57D^E[,#;4B0)+Z-U:(N)M6XW*BN&\;Z+?
M/"^TS!M:/?SI'E7G9N3[O!A[KAK/65^-$0:N&D\2]G%?+MU1&!T\4  +]4$1
M R(IB]PSQ+;D<4ONQ:C?"*H,F2\&'O)XOJ<%1@>,5@@M"Y@B"3DC.15[E<%S
M><_T:$[Q8$X@M0@BEJ0\R"! P<,X'<X/3PQ_.73E)4ZBSB@D/=+!:(G[9WEH
M]]XU;3NJ$_X!S^' @&?I0U3OE?Z;=P\'T,?"]Q*48_;'$03Q@T4/R3/*$+!Y
MCK2U[5JL-*Y6ZLX:BYZ2Z+F3P8M*/J!I*Y2K%F7?*1ERO2'?\2C,Y_V FDL/
MJ,4Y;.X4AK=MY:+%P<O!1=R*=D5UA4?9D%C#_IV'(PYB),;TF33N& 27.R_)
M.]F6RNRI% %:9R@L[D?&ST]R8U6)D(O"^7,W=:9/U>O1\A,7>=3K4HGWD+M#
MJMX>4(:34Z_V0T&^W!UPW>#MY(!+V"^HA4V1^H/"/[!46#2_UZII2 JH0YEF
M=RI.8NX7.$=&.%EDAVD@-8V[GQ^OCW:D]J7EQ>1:J9;MM;L\,\!"U]C^AFG\
M.][/G??74@_+^\N]WT1[3:6JDFML]5]E./:U_859_V'UUEU2+;6UNG;#C11H
MB&@!YM<:#AP^B,%X:WGV/U!+ P04    " #'@&Y:/ / K]T+   A7P  &0
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MQ@1+1P+KZ.@ZA][*^9^*:?.B3NT+G# (DEZ1O#=9^C'\Q?UR:K0,D\1U)^8
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M90#/EXS)_8UZ07ON.?\74$L#!!0    ( ,> ;EK:VJ\JC0(   X&   9
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MWV7S4-1UL=Y_?):I>KP; _7[QT(A=GO1?#W.\?N3YO\#4$L#!!0    ( ,>
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MBL-M$H<G,M_6=QK<YU+FF_KA6G#U=50"]?XRS^73D^KFA?9FE=E_4$L#!!0
M   ( ,> ;EJW?^.0J 4  %PA   9    >&PO=V]R:W-H965T<R]S:&5E=#8V
M+GAM;+V:76_;-AB%_PKA%5L+++%(ZLN=8Z!-T"U !Q1UVUT,NV!L.A8JB1Y)
M.\U^_2A9%2638JG R$TBR8>O#H\E/J3D^0/C7\664@F^%7DIKB9;*7>OIU.Q
MVM*"B$NVHZ7Z9,-X0:3:Y?=3L>.4K.M&13Y%01!/"Y*5D\6\/O:!+^9L+_.L
MI!\X$/NB(/SQ+<W9P]4$3KX?^)C=;V5U8+J8[\@]75+Y>?>!J[UI6V6=%;04
M&2L!IYNKR1OX^CH,J@:UXDM&'T1G&U1=N6/L:[5SN[Z:!)4CFM.5K$H0]>]
MKVF>5Y64CW^;HI/VG%7#[O;WZN_JSJO.W!%!KUG^5[:6VZM).@%KNB'[7'YD
M#W_0ID-156_%<E'_!0^--IB U5Y(5C2-E8,B*X__R;<FB$X#& XT0$T#Y-L
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MN3'1%"E54:F920&J4A0FFNJZ8YT:QD+,Q6FCAW"ZV=?P@$X"KC-Z2Z9H[2C
M)N7&*U.D1$6E9LY< J***;RRN&N$R4CX[>=N;6&*Q2>>8(R!<&*<<.R-!/R@
ML?M I69>(@!2[,8>BTGIB$K-3 K044QAC\5=WRN,PDYMVJ*B$V ; ZO$.*N<
MT47 E4=OU10]GQBP*'9CA\6D9$2E9B8%R"BFL,/B?CL,#3$7!X02XX0RIHF
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M:5(OO0FH?W^?UZ5\^*;Y',WC!Z=>_1]02P,$%     @ QX!N6GQ5!"C$ @
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M.ATX70<2G-,5US=B<XV5G[;EBP57Q1,V5:SG0+Q26F05V"C(6%Z^Z4.5ARV
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MH+0!YOM<"/W4L?=._9L1_0%02P,$%     @ QX!N6GV@Z=.*!P  LSX  !D
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MON2AY3[56Z\.A6YEXU0K8E4WJL)K593VEEJ2\>KG:FT65"OM*W69N+S-CQR
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M6JGU^2(\?;X=F3Z+%MH$8HFX1J5V3O1ND\_9'$..UJ*4-BN[U+)"$2YO\UP
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M!7,,= 24\A59V25!2P6GYR,'OR2 2+!8I!*<J&R/Z.35C3MDQLRD ++-3LP
M$D6D@^<5#9\ZW0R[\;:[Q4N9]IJ\=%SNG#0 U"6S,DV"5Z68S9V3#X"\:/%?
MLDN2"(UD% 2_ST>!R.I5NFU"*!EH!PM^\6"!Z *;1K7:?1<',]1U)=O@Z08
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MJ=5.W^(&C>TP$))S9'\-6\2P)#"NJSL'3:FI7@ N<Z;>7G.,(IDI-=4]C2-
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MV-XPWCY(OBXOZ=YS*7E2OEPQNF"B"%"?+SF73P_%O=_ZGO?T?U!+ P04
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MC[]/Z3I9+]+UDW,O%S)]2;YF\JWS,:OU7G]?.O7*<6X+N4RK.B=EZ?SG<^W
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MC 74)*=@D\QE (5)ZD;T) JE2P,'J7$ EN046I*E&B"@1P%3!RA9[[A'(!R
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M4>:Z(A.;L3ITWX50.?9F):!.!84Z=49-0?&E,MY53\G2R%Y]028K$*K:>H(
M2WF'=Z(1LI[M40!\*FCPJ>I2@L)/Q1X%'B'S;!D!T%-!04]5EQ$4>:I#%W)"
ME;DGJ .@3@6%.L67$ 0O*DV5.C)&,#DR>\,34*6"0I4REP\$/ H%M*@I+(*
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MJY02<2C]""!'4<8$M=GHT1/AA5[_0:D">VD ^:9@B!KM]2 (1"7,D-1P72?
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M -B4%&#3&?4#P6>*Z+WJM(IKX #'*2D<I]K2@0 T#1V:;4(5'+.!)P&04])
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M[_?'TU^>#O!Y?_C;%]MO_S]02P,$%     @ QX!N6N(A E1[!0  KAT  !D
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M#P>/%Y+OJO.U!RXESZJ/6V Q%&6 ^G[-N7RZ* =HCFB7_P%02P,$%     @
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M4::#*$[ %R:5V.F!5%*CJ@WX?;6ZOL=)IO&<S;PYE2_@XH$H3!-YJ;._/3^
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M3GVC^*XZ :RXTN>)ZG*KSXA$&(!^O^9<O=V8#[2GSN1_4$L#!!0    ( ,>
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M*AM9[RV4PA*75-WRZA.T?@:&+^%4UE=4M;&.A9)2*IZW8*T@)ZRYXX<V#UL
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M&&1=;^L.BF55XV8"=<6LFJE^HD":!7I^+@2^=4S9;!Z]Z"]02P,$%     @
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MP6/*V<&#!\KA6<P9T8/'G+.S!P^@P[.D,]('CU%GQP\>6(>G83<-(#QFGHU
M>$ >GF;>:QF$QSA<Q$%$L"70P$0\#<67KR"CZ:3TE8N9#'@DWEM]];P%/LF
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MGFB+!S3G3"4L!^9M3,MA!GNL!L,A=AI$CUMA-[!=NT&TT^<3B?HU4?]54;L
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M,$F+\I^)\D3Q=?&N?L:5XEEQN*($@E4W@/L+SM73B7[]7_\_-/D?4$L#!!0
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MAB[WLAG3:XK*+J#YC91FW[$W?/,^!S\!4$L#!!0    ( ,> ;EI$>!L=NP(
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M^4GKYHEDZ_Q7H1,F)5OE#Y>4J*7+#-3[<\;D\Y/LAZ;E#XM'_P-02P,$%
M  @ QX!N6K,TZK1; @  8@4  !D   !X;"]W;W)K<VAE971S+W-H965T.38N
M>&ULK53!;MLP#/T5P2N&%NABQTZ[KG,,I F&]E"@2-#M,.R@V(RM598\B4ZZ
MOQ\E.T:*I4,/N]BBR/=$/HE,=]H\V0H V7,ME9T&%6)S'88VKZ#F=J0;4.39
M:%-S)-.4H6T,\,*#:AG&4709UERH($O]WH/)4MVB% H>#+-M77/S^P:DWDV#
M<;#?6(JR0K<19FG#2U@!/C8/AJQP8"E$#<H*K9B!S328C:_GB8OW 5\%[.S!
MFKE*UEH_.>.NF :12P@DY.@8./VV, <I'1&E\:OG#(8C'?!PO6?_XFNG6M;<
MPES+;Z+ :AI<!:R #6\E+O7N%OIZ+AQ?KJ7U7[;K8Z. Y:U%7?=@RJ 6JOOS
MYUZ' \!X\@H@[@'Q6P%)#_#*A5UFOJP%1YZE1N^8<='$YA9>&X^F:H1RM[A"
M0UY!.,R6T+0FKT@(-BL- %T06O:!S8I".)VY9'>J>RQ.]=,%(!?2GE'(XVK!
M3D_.V D3BMT+*2G IB%25HX[S/L,;KH,XE<R6$ ^8LGXG,51/#D"G[\=GKR$
MAZ3%($@\"!)[ON0U/F%SJ6UK@.D-.R[/]]G:HJ$7^.-8N1W_Y#B_Z\IKV_ <
MI@&UG06SA2![_VY\&7T^5OQ_(GLA13)(D?R+/5M!WAIZ!6"9U%Q!<<Y*HZVE
M^\YE6PA5,J61!L#Z)S4E0TT/TR(8I@#1>;DQ7)5>M&-"=:=?^-/=M-EFGRY'
M5VFX/13@[Z#QY&(4#U%=9>%!![CI<\]-*13E#1O"1:./1&"ZCNX,U(UOBK5&
M:C&_K&@(@G$!Y-]HC7O#]=DP5K,_4$L#!!0    ( ,> ;EJE9/8R: 0  (X9
M   9    >&PO=V]R:W-H965T<R]S:&5E=#DW+GAM;+6976_;-A2&_PJA#4,'
M!-:'+<?.; -MI'4IUB%(D.UBV 4M'=M<)=(CJ3C;KQ\I*;*4,*P-L+F()9OG
M(?F^TB&/M#@P_D7L "1Z*@LJEMY.ROV5[XML!R46([8'JG[9,%YBJ4[YUA=[
M#CBO@\K"CX)@ZI>84&^UJ+^[Y:L%JV1!*-QR)*JRQ/S?#U"PP](+O><O[LAV
M)_47_FJQQUNX!_FPO^7JS.\H.2F!"L(HXK!9>N_#JS2<ZH"ZQ>\$#J)WC/14
MUHQ]T2<W^=(+](B@@$QJ!%8?CW -1:%):AS_M%"OZU,']H^?Z3_7DU>366,!
MUZSX@^1RM_1F'LIA@ZM"WK'#+]!.*-:\C!6B_H\.3=OIQ$-9)20KVV U@I+0
MYA,_M4+T J+HC8"H#8A.#1BW >-3 R9MP.34@+@-J*?N-W.OA4NPQ*L%9P?$
M=6M%TP>U^G6TTHM0?:'<2ZY^)2I.KNZK->,YH5A"CGYC$@1ZEX#$I! _+GRI
M>M#M_*RE73>TZ U:&*'/C,J=0"G-(1\"?#6T;GS1\_@^1%9B MD(!;,+% 71
M&#W<)^C=]\:!G8 9AS5F8L$DIV-LHTGMF$\5':%H4F,",V8@UK@S<UQSQV\.
M;RW1#1625^I>EA?H#G(H]_4=^>>OJC&ZD5"*OPPC_M"0)V:R3E=78H\S6'HJ
M'PG@C^"M?O@NG 8_F<QP"4M<PE)'L($]D\Z>B8W>V$-Z]FQ43PB7K*+29$E#
MNZQI.N$_KJ9!\[?P'_MR6[L]5VZ7L/2$*0RDC#LI8ZN4-U2"ZEXBKA(74I?W
MWQ4E3"^ O726PUK)7*EV"-,<"<@J3B0!81+;VM^YU[]+6.(2EC:P<-QS)!@%
M\32*S89,.T.F5D,^?5U_N8.>!^@1<X+7!=06FARQ=GBN(PTL#%_,>S(?WDJ)
MRTY31["!(9>=(9=60WJI?\])!A=H#SQ3?JCMGTEM*^U<M1O8O"=V^$)GE]VE
MCF #G6>=SC.KSNF3)'1;$;'3.1VQC;[L56ZO14>2H3WF)KT;:CCI:32;C^(7
MF=W:][F)Q"4L=00;:#[O-)];-7^@:M'DDOS7)!FUJ I18:KTSIB0QO1N!9Y[
M><]?K6HSP[*<O&X6FI;OU-'8!E*&P;$ "*QBWNN4K(34NQ.3<O;P<Z5S2DN<
MTE)7M*$1O4HL_&:[]Q;MRB27M,0I+75%&YH4'4V*OKZ'AR[GOZQQ6S>B5W?^
M.#9MW.V=G2VT2UKJBC84^EC*AM92;/41$ZHW]C!87XUJCU^K/9T9Q'9:E3JE
MI:YH0[&/A6EHKTP'3X'>7 A<5H;73FF)4UKJBC9TXUC;AO&W6PB<UK%.:8E3
M6NJ*-C3I6.^&]H(W>;WOO$ 4S'>.TU*VI?7S71Q?FC:@QI:FA2AU-<)&3+_W
M/+H$OJU?! @E4D5E\VBZ^[9[V?"^?L3N'YLW;RH^8[XE5* "-BHT&%TJUWGS
M\+\YD6Q?/]U>,RE961_N .? =0/U^X8Q^7RB.^A>P:S^!U!+ P04    " #'
M@&Y:%(3\2P()  #!>   &0   'AL+W=O<FMS:&5E=',O<VAE970Y."YX;6R]
MW6]/XT8"!O"O8N6J4RO=D7CL!+(%I 7/OU-772W7NQ?5O3#) +XZ-K4GT.VG
M[]CQQAEC9F/M8_JB"R'S&P-/$H\?8I\_Y\5OY8-2VOMCDV;EQ>1!Z\=WTVFY
M>E";N#S)'U5FOG*7%YM8FT^+^VGY6*AX70_:I%,RFRVFFSC))I?G]6T?B\OS
M?*O3)%,?"Z_<;C9Q\?E*I?GSQ<2??+GA4W+_H*L;II?GC_&]NE'ZE\>/A?EL
MNE?6R49E99)G7J'N+B;O_7<R#*H!]3W^DZCG\N!CK_I6;O/\M^H3N;Z8S*HM
M4JE:Z8J(S3]/ZEJE:269[?B]02?[.:N!AQ]_T5G]S9MOYC8NU76>_C=9ZX>+
MR=G$6ZN[>)OJ3_FS4,TW-*^\59Z6]?^]Y^:^LXFWVI8ZWS2#S19LDFSW;_Q'
M\X,X&&"<_@&D&4"Z \)7!@3-@.#8 6$S(#QVP+P9,#]VP*(9L#AVP&DSX+0[
M8/'*@+-FP-FQ,RR; <LZ#KO?7_W+CV(=7YX7^;-75/<V6O5!G:!ZM/F=)UD5
M]AM=F*\F9IR^_-<V2_+"N]G>YL4ZR6*MUEZD;E6FMX4J/5F66W.+SKWK^#'1
M<>K]NS ;57K?1TK'25K^X/W3^^4F\K[_[@?O.R_)O ])FIH4E^=3;3:OFF2Z
M:C;E:K<IY)5-\;T/>:8?2H]F:[7N&2^^,IXX@*GYN>Q_..3+#^>*.,5(K4Z\
MP/^'5SUU]&S0M7OXSRN]'Q[V#(_<P\VOQ@R?O3J<NH=_B OG[.SXC0]ZAO/C
M-[YON#CZ)T_Z-EX>,3L)Z^$S1Q""_:,DJ+W@%>_@X=$^.KQ??S)W\Z16F_)_
M?7'?F6&_6;V*O2L?XY6ZF)B7J5(53VIR^?>_^8O9CWU10V(1$J-(C"$QCL0$
M$I,@S ISN ]SZ-*_/.67AT_YZ_8I/\[,\_V#\DJUVA:)3LQ-3W&1Q+>I\@IS
MY[ZD.R<<FG0D%B$QBL08$N-(3.PP?[?+4.TM/UW.3F;S<'D^?3H,,6A2*\3S
M?8CGSA#+3"NCZCJ2GMEK_O_74]TFNB_#SOF&9AB)14B,(C&&Q#@2$TA,[C _
MZ#P@%F2^?T18(5[L0[QPAOB32NN<?HP+_;DOD\[A0S.)Q"(D1I$80V(<B0DD
M)D&8E=O3?6Y/1]@=/D6&&8E%2(PB,8;$.!(32$R","O,9_LPGSF?A.L#&IZ!
M[U11F"?C57.@XV#_M\S3ON,15TYX:**16(3$*!)C.^STX*74[^Q7<N1\ HE)
M$&;E=+G/Z?*MEVW."8?F%XE%2(PB,;;L71R1Y;P38N2D HE)$&:%V)^UQYMG
M;[QP<T\X-,90+8)J%*HQJ,:AFFBT[L,L('[G& 1J6CO-!^V)[TRSU9MDN7XE
MH4YD<$*16@35*%1C4(U#-=%H\\,=F;.3L!M/T)QV/$D;3^*,I\B+Y$_S''NC
M8[W5>?%Y5]]Y4O;&U(D-CBE2BZ :A6H,JG&H)J":1&EVG-L6SA^CAO.A/1Q4
MBZ :A6H,JG&H)J":1&EVK-L^SG<7<M]P!,(M#\YV^')Q/K-?T2+HC!2J,:C&
MH9J :A*EV8EMRS??W;Z-<"S"/>/@),_[E^G=]4,$G99"-0;5.%034$VB-#O.
M;0WGNWNX$8Y)0)L[J!9!-0K5&%3C4$TT6O<Y97$:=!=]8W1S?EO.^<ZZ9+_H
MNXJS55X\VG^Y:99^_6L_:#L'U2*H1J$:@VH<J@FH)E&:G>JVI?//QEC[02LZ
MJ!9!-0K5&%3C4$U -8G2[%BWI9[O;O6^9>VW?+E:(_9+T;5[]L&)A=9R4(U!
M-0[5!%23*,U^2T1;X!%W@3?"VH_TMSW^LK-:NW9OVM X0S4*U1A4XU!-0#6)
MTNPXMPT><3=X^+6?>\*A^QQ0+8)J%*HQJ,:AFFBT%VN_SE]]2-2L=IC;OH^X
M^[[W:9J859_RF ENMDK,CL2+ZJ\WLM#F#ZI%4(U"-0;5.%034$VB-#O8;?-'
MQFC^"+3Y@VH15*-0C4$U#M4$5),HS8YUV_R1T9H_MSPXVT@M(B][Q,X+)85.
MR* :AVH"JDF49@>V+?[(FQ=_[AD'!QGZSCOR2HW879A2Z+0,JG&H)J":1&EV
MG-OBC[QU\>>><'":H<4?5*-0C4$U#M4$Z2_^3LFBN_H;H_@C;?%'W,7?^TVU
MQCMRQ0?M^Z!:!-4H5&-0C4,U =4D2K/#W/9]9(R^CT#[/J@6034*U1A4XU!-
M0#6)TNQ8MWT?&:WO<\N#LPUM!J$:;;3#]U8$)YT5)(-.R:&:@&H2I=FGOFH+
MO^#-"S_WC$.C#-4BJ$:#_FJ3G'7C#)V60S4!U21*L^/<%G[!6Q=^[@D'IQE:
M^$$U"M485.-0303]A=_9K-OXH::UT]PV?L%7WN&GXD*G54;K/8O>>$++/:@6
M034*U1A4XU!-0#6)TNP,'YQ<<Y2S:V)/KXD]OR;V!)O8,VQB3[&)/<<F]B2;
M8Y1[05ON!:.5>\'+ JWS)H-K]^2# XO4*%1C4(U#-0'5)$JS ]N6>\&;EWM!
M?X'F+U_$&=K;034*U1A4XU!-0#6)TNPXM^5>\-;EGGO"P;L<T'(/JE&HQJ :
MAVHB>.5=?:1[MF/4M'::VW(O<)=[QYUIR(T,3BBTUH-J%*HQJ,:AFFBTPZ/A
MY(1TTSE&6Q>T;5W@/HGF=:(_>S?Q4Y+=EXXC$=!V#JI%4(U"-0;5.%034$VB
M-#O&;3L7+,<X$@$MYJ!:!-4H5&-0C4,U =4D2K.O]]$V>*&[P?N&(Q%N>6BV
MH5H$U2A48U"--YKC#ZH%=$*)TNS MAU=Z.[HQKA$#;2D@VH15*-0C4$U'O;7
M:H'?33-R5HG2[#2W'5WH[NCP!R+<$PX.,[32@VH4JC&HQJ&::+27C;._//RO
M>PVF,:J[L*WN0F>'<N11"3<R.*[0J@ZJ4:C&H!J':J+1#H]*A"?=/XA'3;E+
MY_3@,J<;5=S7U\@MO56^S?3NHI[[6_?7X7U?7WVV<_N5_X[OKJ;;,KN+^WZ(
MB_LD*[U4W1ER=G)JOK]B=[W<W2<Z?ZPOIGJ;:YUOZ@\?5+Q6174'\_6[W#P(
MFD^J"?97+;[\"U!+ P04    " #'@&Y:;U#"BS8$  #*%@  &0   'AL+W=O
M<FMS:&5E=',O<VAE970Y.2YX;6R]6%UOVS84_2N$5@P)T$6?MM/,-I!$*E9@
M08UXW1Z&/=#2M46$$E62BI-_/U)29,N1-7L@^F*+%,_AY3G4E2ZG6\:?1 H@
MT4M&<S&S4BF+&]L6<0H9%E>L@%S=63.>8:F:?&.+@@-.*E!&;<]QQG:&26[-
MIU7?@L^GK)24Y+#@2)19AOGK'5"VG5FN]=;Q2#:IU!WV?%K@#2Q!?BL67+7L
MEB4A&>2"L!QQ6,^L6_<F<@,-J$;\26 K]JZ17LJ*L2?=^)+,+$='!!1BJ2FP
M^GN&>Z!4,ZDXOC>D5CNG!NY?O[%_KA:O%K/" NX9_8LD,IU9UQ9*8(U+*A_9
M]C=H%C32?#&CHOI%VWKL)+!07 K)L@:L(LA(7O_CET:(/8 [/@+P&H!W"#@V
M@]\ _%,!00,(3@6,&D"U=+M>>R5<B"6>3SG;(JY'*S9]4:E?H95>)-<;92FY
MNDL43LZ795%04,Y+3%'T G&IC4./( FONM&"XAQ=A" QH>(2_8*^+4-T\>$2
M?4 D1W^DK!0X3\34EBH<36K'S=1W]=3>D:E=#SVP7*8"17D"29? 5NMH%^.]
M+>;.&V0,(;Y"OOL1>8X7] 1T?SK<[X&'I\.]'GAT MSQ^X+OB.&WSOH5GW^$
M+\H*REX!T%*R^ E]W>; 14J*QM!H^75QB4(B8LI$R4&@OW]7#.B+A$S\T^=F
M/5W0/YU.:#>BP#',+)6Q!/!GL.8__^2.G5_[G#!)%IHDBPR1=3P+6L^"(?;Y
MK1 @!4J!)OKAXGBU(DARE0;Z#*FY)A67?B$\SUUGXCA3^WE?Z;Y1X\-1X6!<
MYTIHB*PCX:B5<#0HX3W+,O4"$M6F7T$.:Q(33.DK8NH)2#XB2KZ7),$2$G2A
M-!8I5D%<]ND[.-&Y&]XD66B2+*K)QGL;Q'/\(-CMD(X/X]:'\: /.K\HK?&*
M4")?^^0=G[1]Q^^BZ]N^@[&<*X@ALHYLDU:VR:!L2\5'8D %<,*2/MF&\2/T
M"ICWO8WO!X'G[D"39)$ALH[@UZW@UX."/6 9IR3?H%A]BW"R*O7W:Y_NU^^V
M:^#[!YOU_1CU(!ULU1X>YV!,-!CR_Q3D4RO(IV%!2$ZR,NN38!!X;D(T21::
M)(L,D774=YW=![GS8[_;FOD,V6:4+33*%IEBZSJW5TJY)Z82+-)./A%(E4@(
M7E1Y+T#5US'CJN)!JLY',@6D/>UUSNUY-1^DG.&8SO;#)%MDBJWKA[?SP_L/
M/UZ.9;)AY-G/A$FVT"A;9(JMZ\&N"'5_<!7J&BU#C;*%1MDB4VQ=YW:EJ#M<
MBYK/9N\K47]TF,U,UJ&A4;;(%%OMA[UW9I<!WU2'I4+I7.:R/O%J>]L#V=OJ
M&/*@_\Z]">MCU1U-?<K[@/F&*+<HK!6E<S51E1ZO#T[KAF1%=3*X8E*RK+I,
M 2? ]0!U?\V8?&OH"=KCZ_F_4$L#!!0    ( ,> ;EK 7^;F] (  "P)   :
M    >&PO=V]R:W-H965T<R]S:&5E=#$P,"YX;6RM5FM/VS 4_2M6AC:0MN;1
M!XRUD2AA&M*0*A[;AVD?3'+36#AV9KLM_/M=.R&T*.V8U ]M_+CG^)[CQ-?C
ME50/N@ PY+'D0D^\PICJU/=U6D!)=4]6(' FEZJD!KMJ[NM* <T<J.1^% 0C
MOZ1,>/'8C<U4/)8+PYF F2)Z4994/4V!R]7$"[WG@6LV+XP=\.-Q1>=P ^:N
MFBGL^2U+QDH0FDE!%.03[RP\348VW@7\8+#2:VUBE=Q+^6 [E]G$"VQ"P"$U
MEH'B8PGGP+DEPC3^-)Q>NZ0%KK>?V;\Z[:CEGFHXE_PGRTPQ\4X\DD%.%]Q<
MR]4W:/0,+5\JN7;_9-7$!AY)%]K(L@%C!B43]9,^-CZL <+1%D#4 *+7@,$6
M0+\!]-\*&#2 @7.FEN)\2*BA\5C)%5$V&MELPYGIT"B?";OM-T;A+$.<B2_*
MBLLG #(% 3DS9,:IT.0P 4,9UT?D$VE#;@O%\CH"A^]N$G)X<$0."!/DBG&.
MVZC'OL&D++6?-@E,ZP2B+0F$$;F2PA2:7(@,LDT"']6TDJ)G2=-H)V,":8_T
MPX\D"J)!1T+G;X?W.^#)V^'1#C7]=H/ZCJ^_E2_'D6QC?TC"=,JE7B@@O[[C
M-+DT4.K?7>[7[(-N=GNHG.J*IC#Q\-30H);@Q>_?A:/@2Y=S^R1+]D2VX>J@
M=76PBSV>4O'P01-XQ.-3 YY?G!HTV4AB"L"?>]$KM+K+TIIZZ*CML;J,P][Q
MV%^N.]45\WDS)MD=LZ%KV.H:[M1U^Y(YD2O\D/&DUX:*C(DYT05%)\DA?J]U
M\ZA+7;W :"VKT4EP?#)\)7!G'O_[*NR);,.R46O9:*=E,U I"(,UCLB\RR_G
MXXJ9XE_O1;U.&*Y9%_2"\+5S.]/Y7^?V1%8[YZ_5D1+4W-5C35*Y$*8^?]O1
MMN2?N4KW:GR*5X&Z<K_0U/>(*ZKF#/WDD"-ET#O&K5=U;:X[1E:N6MU+@[7/
M-0N\SH"R 3B?2VF>.W:!]H(4_P502P,$%     @ QX!N6@-.+LX9!0  \!4
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M"IM-5J59B?L9922FZQ&-E [Q7:AQFG-T_/$^B!HT.\PU/N0YR<R*I7,T1\,
M0;ZK5M^LHV,:@V9 \YKA3RJ/,^J$9^*;'> R!52V#",/?;9[CJ<RT4&!^CD0
M&T#0G]A&:- (Z#L:X7^HYLY5>#1J=-EL@)ETLPEF$,[VZ"BL(-5C<Z3(Q.RL
M2]Z>&_5/^V/+3\UAG?+\"E[$[>'CX*8]"_V"J\>L9" G&^'2.0_%3*G:X\7V
MAM-=<^#V0#FG17.Y)5CT40D0OV\HY:\W\@7](>_J/U!+ P04    " #'@&Y:
MX#&\,\$$  !H$0  &@   'AL+W=O<FMS:&5E=',O<VAE970Q,#(N>&ULK9AM
M;]LV$,>_"N$510K,D:@'/Z2.@21&T +=%N2A>TU+9YN+)+HD;2?]]#M*MNR(
ME%8,>9-8\MWI=Z?C_4E/=D(^JQ6 )B]Y5JC+WDKK]87GJ60%.5/G8@T%?K,0
M,F<:+^724VL)+"V=\LP+?'_@Y8P7O>FDO'<GIQ.QT1DOX$X2M<ES)E^O(1.[
MRQ[M'6[<\^5*FQO>=+)F2W@ _;2^DWCEU5%2GD.AN"B(A,5E[XI>W 2E0VGQ
MG<-.G7PF)I6Y$,_FXFMZV?,-$620:!."X;\MW$"6F4C(\6,?M%<_TSB>?CY$
MORV3QV3F3,&-R/[FJ5Y=]D8]DL*";3)]+W9?8)]0;.(E(E/E7[+;V_H]DFR4
M%OG>&0ER7E3_V<N^$"<.-&IQ"/8.P:\ZA'N'L$RT(BO3FC'-IA,I=D0::XQF
M/I2U*;TQ&UZ8U_B@)7[+T4]/OQ:)R($\LA?2)P_8).DF R(6Y!X2420\XZPL
M-]Z9P0*DA+0TOE(*M"(?6;[^3+YQ-D=+S4&1LQEHQC/U">,]/<S(V8=/Y /A
M!7E<B8UB1:HFGD9P\W@OV4->5Y!!"^0,DG,2TM])X >1P_WFU]W#M^X>EJNN
M65#7+"CCA2WQJMQ=:51^D=O/K,@+M68)7/9PR2F06^A-/_Y&!_YG5U+O%.Q-
MBF&=8M@5?7J5X?IF10($)P5)\*US33*!B3OSKH(-RV!F<&RG-(C'_L3;GB;D
MM(H&M=4;TJ@FC3I)_\11AT--8IL6RQ*18),1C3U:83N!JYB#4Q1_Y,<-8-MJ
M'(\#-V]<\\:=O#,N<8)A40TEY.M,O *0.12P:&&-+8HP#*,&JFT41$/J1AW4
MJ(-.U*<"A2'C/W')EW7%,: @V<AJH1O^A*D566"K$!P<2W#1#VRP<1@W*VU;
MT>'0;VF-8<T_[.2_9HHKDO(%SBTPO8Q3:,VD+D"J%5\3^+'A^A7O;D%IE"9W
M^8<VVCAJMK;#* Q:.F54XX\Z\6_8FFN65;5/F)2O8@O2A3BRGM[DLRWBP&]I
MCW'--^[DNV5<DBW+-D!8^L^F*B$II1D+J[C1#6=%QQ;,:!0V@&T;WTU+_:/2
M^9V\?^F5NWQ[OT:/CAI$+JM1W-*B]$1_:2?5HS#OF+5*RM[]]+$#.HJ:"\AA
M%M/!.&K!.TH=[=:Z$VEWTKVKXKU7M+>Y'C6/=HO>##!L4FUXG,F&5HW[D3^@
MS5?A,HMIRS2@1Z&CW4KWH)D&(VQ.-ENKFC/ 8=(/XK %ZZAGM%O0;B%%]<W(
M%[./_"980:Y9\4QPYYH\X_#=\A3:-GVV:/7#N#D)G%:#N 7[J&VT6]QF;V1A
M7DH%;G)YH5FQY'/<!'>L25NN^H/8)G>817'4AGZ4-=JM:_][\%);IJPFL4WZ
M 8W:FO>H9;1;S-J'KRU-?>K[5BU=9C1LD3!ZU##:+6+5^,W^8\K9:H0/'P^M
MXKGL@G$T<E,&1^D*NJ7K.[[LZAS&#AMSY_'#EJ@FHL.DW[X5"(XR%G3+F-F&
MIX<#HME\EZO'.SM4]O63$YA:1X)H/!HVQ<UA%H;V0O).CL'F-X@_F%SR0I$,
M%NCGGP]QDLCJ6%]=:+$N3\9SH?&<77Y< <-Q9@SP^X40^G!A#MOUCRO3?P%0
M2P,$%     @ QX!N6B;T4=:\ P  " X  !H   !X;"]W;W)K<VAE971S+W-H
M965T,3 S+GAM;+57VV[;.!#]%4(M%BVP&UU\2[*V@-CI)46+#9JD?5CL RV-
M;:(4Z9*4G0#[\1U2LBQ'BM &[HM-4IS#.8?#X7"\E>J;7@$8<I]QH2?>RICU
MN>_K9 49U2=R#0*_+*3*J,&N6OIZK8"FSBCC?A0$0S^C3'CQV(U=JW@L<\.9
M@&M%=)YE5#U,@<OMQ N]W<!GMEP9.^#'XS5=P@V8N_6UPIY?H:0L Z&9%$3!
M8N)=A.>SL&<-W(PO#+:ZUB:6RES*;[9SE4Z\P'H$'!)C(2C^;6 &G%LD].-[
M">I5:UK#>GN'_M:11S)SJF$F^5>6FM7$._5("@N:<_-9;M]#26A@\1+)M?LE
MVW)NX)$DUT9FI3%ZD#%1_-/[4HB:03A\PB J#:+'!OTG#'JE@5/.+SQSM"ZI
MH?%8R2U1=C:BV8;3QEDC&R;L-MX8A5\9VIGX2B0R W)+[\E?Y")-F167<G(E
MBA"Q4K^Z!$,9UZ]QRMW-)7GU\C5Y29@@MRN9:RI2/?8-^F(1_:1<=UJL&SVQ
M;AB13U*8E29O1 KI(8"/)"HFT8[)-.I$O(3DA/3"/TD41/T6AV8_;][K<*=7
M"=MS>+TG\/Y9@T+YQ))\E%J3&57J 27=4I5J\N]'G$VN#&3ZOS;M"NA^.[0]
MV>=Z31.8>'AT-:@->/$?+\)A\'<;[R.!':C0KU3H=Z%C>&U &SSVAA@,L40!
M1E@;XP)FY&!LZMG$HT$0C/U-G4ES4G@VJLTZ<'%0N3CH=/$+Y7D1YY1C4J,B
M@38'"Y!A;>W'W@T:W@VB(&QW;E@Y-^QT[EK!AN$AXP^8\+[G#/7#@Z<-,[EU
M61.:R1S%E0OG?4*-F^#.M)&8X%+,:7.#/VGN\F;K41TVN(71:4/]3D^?&4>C
M2H=1IPYW0D$B%=*P.1J4JM'$N.*,SAEGYJ&-W:C!+AHUR'4N_TQRIQ6YTTYR
M-P:WC6 >Q5218.[]D"NF4^;VJXU0)]JO9H<C@1T0/ZN(G_V^''EV3!6.!':@
M0ACL[^"@,P#V.G"K0V)U(#LA6N_6H'EB!V$CJ+N7?2ZM6FD1=M)Z"RGRXN1_
M\@Z$:TUSC7.0HJTW9NXR.-CU5JZ=B_SJ1A\+[5"2:"])]/LBOL0^EA)'0CM4
M8E\>A9UU1WQ;E0-%O'=%0*]Y[P=1,]J/6NCXM9HZ [5T3PT\F_:Z+8K2:K1Z
MSERX(O[1^-0^<URMOH<IWDB?J%KB94XX+! R.!EA!:&*9T?1,7+M*O>Y-/@.
M<,T5/M5 V0GX?2&EV77L M7C+_X!4$L#!!0    ( ,> ;EJPW\CP4P0  #0:
M   :    >&PO=V]R:W-H965T<R]S:&5E=#$P-"YX;6R]6=%NHS@4_16+'>UV
MI+9@((1TDTB=PF@KS6JKR73G8;4/+C@%U>",;9)VOWYMH"0DE ;)DY<$PSW'
MU_? P3;3#65//,%8@.>,Y'QF)$*LKDR31PG.$+^D*YS+*TO*,B1DDSV:?,4P
MBDM01DS;LCPS0VENS*?EN3LVG])"D#3'=PSP(LL0>_F$"=W,#&B\GOB:/B9"
MG3#GTQ5ZQ LL[E=W3+;,AB5.,YSSE.: X>7,N(97(1PI0!GQ=XHW?.<8J*$\
M4/JD&K?QS+!41IC@2"@*)/_6^ 83HIAD'C]J4J/I4P%WCU_9/Y>#EX-Y0!S?
M4/(]C44R,WP#Q'B)"B*^TLT?N!Y0F6!$"2]_P::.M0P0%5S0K ;+#+(TK_[1
M<UV('0!TWP#8-< ^%N#4 .=8@%L#W&,!HQI0#MVLQEX6+D "S:>,;@!3T9)-
M'935+]&R7FFN;I2%8/)J*G%BOA T>DHHB3'COX'P1Y&*%W !%O*&C N" 5V"
M&YJM:(YSP57K.HJ*K"!(X!C\)1+,RNL,)^KF66-PFT<TP^#L"^7\(S@+L$ I
MD4<7X'X1@+,/'\$'D.;@6T(+CO*83TTAAZ&2,:,ZY4]5RO8;*0<XN@0./ >V
M9;L=\)OCX4X'/#@>;G? P^/AL TWI72-?G:CGUWR.6_P#9/CGR\2#FX%SOB_
M786O^G*[^U*>=<57*,(S0_; ,5MC8_[K+]"S?N^202=9H),LU$36$LQI!'/Z
MV.??J$!$^N-6-EK*%K5D2VO9B)*M2ZFJDW'9B7H9K.=CSQGY\HY<[VK0$09]
M'^Z%!8=AWGCLC$?ML+"#S79L:]*$M2KB-A5Q>RMRG\LW'$G_DZ5XE&^V>M!
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M5M/V, U1V!ZF/;C)36/AV)U]V\*_G^V$*&6AXF$OB:]]S_&YQ_%-NI/J45<
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M$<XPU&UT9T72T> RP]2AHH%*>+2*HV?.NNVF[RGCV!IAD)TV=,V=V/ -]K+
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MZ6[+3C/=WZ(P&_3W->?J:6$,M!US_ ]02P,$%     @ QX!N6F;N*ER !
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MF0+Z_HQS]7QB*FB_"$W^ U!+ P04    " #'@&Y:1D6[Y$H&  "C*0  &@
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MS*;WFCW'ECNS$L[.L^7.3KKE?JIH]218J\#.L.7.FJ8@&/N-%SR:*$;]%N/
MK'%@QQ@'YG $'MEGU@1AXK<0LZ:!';WKS@[ONH.0^CLQ5J+]8QKN8O (( 5"
M=J2&E3?HLM<7/_#4E!6%(K$T8[R7([/8T]T;@;L#+3?Y2W5W4FL9YQ_7@B]$
MF@',[TLI]>-!]IY>^5[F[']02P,$%     @ QX!N6F:3U*A) P  1PL  !H
M  !X;"]W;W)K<VAE971S+W-H965T,3$R+GAM;,U6;6_3,!#^*U9 :)-@:5[:
MHM%&VI:-30(QK;Q\0'SPDDMCX=C%=MJ!^/&<G2RD6U>&5 F^)+9SSV/?<W?.
M3592?=4E@"$W%1=ZZI7&+ Y]7V<E5%0?R 4(_%)(55&#4S7W]4(!S1VHXGXX
M&(S\BC+A)1.W=JF2B:P-9P(N%=%U55'U_1BX7$V]P+M=N&+STM@%/YDLZ!QF
M8#XL+A7._(XE9Q4(S:0@"HJI=Q0<IF-K[PP^,ECIWIA83ZZE_&HG%_G4&]@#
M 8?,6 :*KR6< .>6"(_QK>7TNBTML#^^93]SOJ,OUU3#B>2?6&[*J??2(SD4
MM.;F2J[.H?5G:/DRR;5[DE5K._!(5FLCJQ:,)ZB8:-[TIM6A!PA&#P#"%A#>
M!<0/ *(6$#T6$+> V"G3N.)T2*FAR43)%5'6&MGLP(GIT.@^$S;L,Z/P*T.<
M25)0;$FM]N2,"2HR1CFY$-JH&H-K-'E!9IAJ><V!R(*<%@4&S(YZP+XYAO)$
MBASS G([TI*SG!J<S R^6J,",9FLH,_"$$EU2<XP$\DYY',FYN0*.+7YH4NV
M('LI&,JXWL=#?9BE9._I/GEJ<>]+66LJ<CWQ#6IB/?.SUO_CQO_P ?^#D+R5
MPI2:G.*I\W4"'\7L% UO%3T.MS*FD!V0*'A.PD$8;SC0R>/AT09X^GAXN,6;
MJ,N/R/%%?\Z/?IA1["Y&1[9TF6&@2<ITQJ6N%8X_OT$J<H$QUU\VQ:79-]Z\
MK[WM#O6"9C#U\#K3H);@)<^>!*/!JTV:[I(LW1'9FMYQIW>\C3TYJF0M7(&]
MQCN;[+V1&O/]"C(Y%^P'EA$NOC,E*"RN"O<O[0WL@N/JJ;7'*OP=N$WB-X<8
MNT/8/\,R&4S\95_1^Q9!/(S6C=)M-&ON#SOWAUO=OW\#_$37#*#0ABB\0$B&
MU:KP;[&QUK>2_VU.[9(LW1'9FJBC3M31/ZKAT2[UWB59NB.R-;W'G=[C_Z&&
MQW^LX?L6+X+A*+A3Q/>MXG@4W:ECO]=B5*#FKE736(WH:?-O[%:[;O#(-4%W
MUH^Q2VR:NM\T38OYEBK,14TX%$@Y.!ACS:BF;6LF1BY<(W,M#;9%;EABIPO*
M&N#W0DIS.[$;=+US\@M02P,$%     @ QX!N6AN86+2.!0  'B<  !H   !X
M;"]W;W)K<VAE971S+W-H965T,3$S+GAM;+U:76_;-A3]*X17#"U0UQ9ERW;F
M&&C"I@W0 $6S=@_#'AB+MHE*I$?223?TQX^4%,GZ,!MWUWV))>7>(_*01Y='
MXOQ!JB]ZPYA!7]-$Z//>QICMV6"@EQN64OU*;IFP_UE)E5)C3]5ZH+>*T3A+
M2I,!'@ZC04JYZ"WFV;4/:C&7.Y-PP3XHI'=I2M4_%RR1#^>]H/=XX2-?;XR[
M,%C,MW3-;IGYM/V@[-F@1(EYRH3F4B#%5N>]U\$9P3.7D$5\YNQ![QTCUY4[
M*;^XD^OXO#=T+6()6QH'0>W//;MD2>*0;#O^+D![Y3U=XO[Q(_I5UGG;F3NJ
MV:5,_N"QV9SWICT4LQ7=)>:C?'C'B@Z-'=Y2)CK[BQZ*V&$/+7?:R+1(MBU(
MN<A_Z=>"B+V$(#J0@(L$W$P8'4@(BX3PJ0FC(F&4,9-W)>.!4$,7<R4?D'+1
M%LT=9&1FV;;[7+AQOS7*_I?;/+,@3/%[ZKA'5UQ0L>0T0=="&[6SHVLTZJ-;
M.]?B7<*07*$WJY4=,'=D-@SM)1.F^5I0PV)$-:+H'8O77*SWH) =99=T*866
M"8^SV%MC?_(;6<QKL91I#98+=$6Y0I]ILF,EZ$>64#=K](9OT7/"#.6)?F&;
M^NF6H.?/7J!G+O'WC=QI*F(]'QC+E.OO8%FP<I&S@@^P$F!T(X79:/1&Q"RN
M PPLQ27/^)'G"^Q%)&SY"H7!2X2'>-31H,NGIX<=Z>3IZ=C3F["<-6&&-_KN
MK-%69/LCORF&B%=3J(M^+[Q[UIWI+5VR\YY]F&FF[EEO\>LO033\K8LZ2# "
M!%:C=532.LK0P^^+<4^"+]%;^_Q&S]]+;2?YG^]M$KJVJM%_=3$[@F06$HP
M@=68'9?,CKT3]G4J=R)[;JTS+I.,2\66<BWXOW;JVH=37++?Q6N./\GP73&]
M7PSG@_M]LKX;07P1M6Y%9;>B)^M02/-C6O3>XM@9 PE&@,!JU$Y*:B<GU^($
MDEE(, ($5F-V6C([/;$6<_QH3T=!0XOMB/XD:JBQ(V8<C;L%.2O[-O/V[5H8
M9ADS2%D1HJ5=0RB[LM7H&[JD>H.N[#*[7,5\0_^[C'H;<^P$@P0C0&"U00B&
MU:)V>'+Q%K< (A<4C4"AU>G=\PS!B15<W"#RE-..D& :XH:(.Z+Z$9YVJSC
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ME-8NS\+0Y"56S!RI)4K:F2M=,4M3O0C-4B,K/*@281Q%QV'%N RR@5^[TME
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M?@15<1LJ!D8N\@O%1!J\GN2/<[Q!@K(&.#^5V &5 WM'J>ZDT5]02P,$%
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M;"]W;W)K<VAE971S+W-H965T,3$X+GAM;,U8VV[C-A#]%4)=% F01A??4UN
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M'FX)EF!5@'S]CLEMJCI1S]+K7V?,_P=02P,$%     @ QX!N6HD[A 7Z!
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M 9CC.#HLA-AL[Z2A=J615AIYHPM*IDHF$:NF!JB$]!N7%YBNK@2 ^82XNA(
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M.FW'8>(HIJ,.#H-KPH;MC*W5]+)BZ7,U:2(Y5*PFJZ(.=2;M"$V8B[%G+&B
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MJXW:J;3/5D>X2BH/K4.J#@FK+V TJ36@7C\W1B&)$](58XP6=CNM)-5YKXX
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MBI?88\\Y<V8RXW00\D&U !H]=HRK#+=:][=!H,H6.J(6H@=N;FHA.Z*-*9M
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M1!=> P  <A8   T   !X;"]S='EL97,N>&ULW5C1;MHP%/V5*%VG5IH:0M9
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M>QT!3 !@<C) \6HN">0(0(Z."+EH()H/.&%6_HYGAD". >3X9)"79KLCD!,
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M9A$%H%!$<01774;<@T-]TR>>RS8 A>LN(V89X2D420 *EV!&[#K:FT1!G]4
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MH7H/@-Y#]1X O8>+=0!Z6_"Y#L!O"R[8"0#!+;AD)P ,M^"BG0!0W(++=@+
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M2P$"% ,4    " #'@&Y:G387&.X    K @  $0              @ &O
M9&]C4')O<',O8V]R92YX;6Q02P$"% ,4    " #'@&Y:F5R<(Q &  "<)P
M$P              @ ', 0  >&PO=&AE;64O=&AE;64Q+GAM;%!+ 0(4 Q0
M   ( ,> ;EKGTTGVY@<  ,DQ   8              " @0T(  !X;"]W;W)K
M<VAE971S+W-H965T,2YX;6Q02P$"% ,4    " #'@&Y:PS;!9#8"  "[!0
M&               @($I$   >&PO=V]R:W-H965T<R]S:&5E=#(N>&UL4$L!
M A0#%     @ QX!N6D?V^;A/!P  *AX  !@              ("!E1(  'AL
M+W=O<FMS:&5E=',O<VAE970S+GAM;%!+ 0(4 Q0    ( ,> ;EKNK2HT& ,
M )0)   8              " @1H:  !X;"]W;W)K<VAE971S+W-H965T-"YX
M;6Q02P$"% ,4    " #'@&Y:QK];5Q4)  "[*@  &               @(%H
M'0  >&PO=V]R:W-H965T<R]S:&5E=#4N>&UL4$L! A0#%     @ QX!N6IIQ
M0H+R!   &A0  !@              ("!LR8  'AL+W=O<FMS:&5E=',O<VAE
M970V+GAM;%!+ 0(4 Q0    ( ,> ;EI/]QB%( <  #\W   8
M  " @=LK  !X;"]W;W)K<VAE971S+W-H965T-RYX;6Q02P$"% ,4    " #'
M@&Y:R_@ILX "  "[!@  &               @($Q,P  >&PO=V]R:W-H965T
M<R]S:&5E=#@N>&UL4$L! A0#%     @ QX!N6K61LN!B#   <CX  !@
M         ("!YS4  'AL+W=O<FMS:&5E=',O<VAE970Y+GAM;%!+ 0(4 Q0
M   ( ,> ;EH[[I74BRD  (N'   9              " @7]"  !X;"]W;W)K
M<VAE971S+W-H965T,3 N>&UL4$L! A0#%     @ QX!N6L>*=HQ^ @  H 4
M !D              ("!06P  'AL+W=O<FMS:&5E=',O<VAE970Q,2YX;6Q0
M2P$"% ,4    " #'@&Y:D4!5+"T0   P,P  &0              @('V;@
M>&PO=V]R:W-H965T<R]S:&5E=#$R+GAM;%!+ 0(4 Q0    ( ,> ;EI.J(-8
MT2D  ("0   9              " @5I_  !X;"]W;W)K<VAE971S+W-H965T
M,3,N>&UL4$L! A0#%     @ QX!N6JGUY4WE"   O18  !D
M ("!8JD  'AL+W=O<FMS:&5E=',O<VAE970Q-"YX;6Q02P$"% ,4    " #'
M@&Y:GO F>.T"  !X!@  &0              @(%^L@  >&PO=V]R:W-H965T
M<R]S:&5E=#$U+GAM;%!+ 0(4 Q0    ( ,> ;EKN@"^5@@,  (L(   9
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M970R,"YX;6Q02P$"% ,4    " #'@&Y:D2.=@*0&  "@$   &0
M    @(&GS   >&PO=V]R:W-H965T<R]S:&5E=#(Q+GAM;%!+ 0(4 Q0    (
M ,> ;EHV[_M&908  .8@   9              " @8+3  !X;"]W;W)K<VAE
M971S+W-H965T,C(N>&UL4$L! A0#%     @ QX!N6L>X;I4O!P  JA(  !D
M             ("!'MH  'AL+W=O<FMS:&5E=',O<VAE970R,RYX;6Q02P$"
M% ,4    " #'@&Y:H.0A-D@#  !=!P  &0              @(&$X0  >&PO
M=V]R:W-H965T<R]S:&5E=#(T+GAM;%!+ 0(4 Q0    ( ,> ;EJ,X'C:O0<
M +(1   9              " @0/E  !X;"]W;W)K<VAE971S+W-H965T,C4N
M>&UL4$L! A0#%     @ QX!N6DDU*(_[ @  G 8  !D              ("!
M]^P  'AL+W=O<FMS:&5E=',O<VAE970R-BYX;6Q02P$"% ,4    " #'@&Y:
M<40+A;\$  #="P  &0              @($I\   >&PO=V]R:W-H965T<R]S
M:&5E=#(W+GAM;%!+ 0(4 Q0    ( ,> ;EKO;^)F; @  +L7   9
M      " @1_U  !X;"]W;W)K<VAE971S+W-H965T,C@N>&UL4$L! A0#%
M  @ QX!N6B".6S>("@  %R8  !D              ("!POT  'AL+W=O<FMS
M:&5E=',O<VAE970R.2YX;6Q02P$"% ,4    " #'@&Y:!O=URQ@,  !X*@
M&0              @(&!" $ >&PO=V]R:W-H965T<R]S:&5E=#,P+GAM;%!+
M 0(4 Q0    ( ,> ;EJ%V9D_FPL  '\C   9              " @= 4 0!X
M;"]W;W)K<VAE971S+W-H965T,S$N>&UL4$L! A0#%     @ QX!N6D_BD_J9
M"0  )!P  !D              ("!HB ! 'AL+W=O<FMS:&5E=',O<VAE970S
M,BYX;6Q02P$"% ,4    " #'@&Y:E<M8IYH%  !-#0  &0
M@(%R*@$ >&PO=V]R:W-H965T<R]S:&5E=#,S+GAM;%!+ 0(4 Q0    ( ,>
M;EJS\@$JU <  )P3   9              " @4,P 0!X;"]W;W)K<VAE971S
M+W-H965T,S0N>&UL4$L! A0#%     @ QX!N6@"6M;>> P  PP<  !D
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M=#,Y+GAM;%!+ 0(4 Q0    ( ,> ;EI;M'2!Q@L  (PW   9
M  " @81& 0!X;"]W;W)K<VAE971S+W-H965T-# N>&UL4$L! A0#%     @
MQX!N6M"&'4FB.P  8-   !D              ("!@5(! 'AL+W=O<FMS:&5E
M=',O<VAE970T,2YX;6Q02P$"% ,4    " #'@&Y:J"@*MG8#  #_!P  &0
M            @(%:C@$ >&PO=V]R:W-H965T<R]S:&5E=#0R+GAM;%!+ 0(4
M Q0    ( ,> ;EKTC):]9@H  (<C   9              " @0>2 0!X;"]W
M;W)K<VAE971S+W-H965T-#,N>&UL4$L! A0#%     @ QX!N6F<+FQ'>%0
MD&(  !D              ("!I)P! 'AL+W=O<FMS:&5E=',O<VAE970T-"YX
M;6Q02P$"% ,4    " #'@&Y: 9C/PL $  #"#   &0              @(&Y
ML@$ >&PO=V]R:W-H965T<R]S:&5E=#0U+GAM;%!+ 0(4 Q0    ( ,> ;EK4
M6&-$HP(  +X%   9              " @;"W 0!X;"]W;W)K<VAE971S+W-H
M965T-#8N>&UL4$L! A0#%     @ QX!N6G:$\- G P  N0<  !D
M     ("!BKH! 'AL+W=O<FMS:&5E=',O<VAE970T-RYX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( ,> ;EJX=;KS604  "(,   9              "
M@87, 0!X;"]W;W)K<VAE971S+W-H965T-3(N>&UL4$L! A0#%     @ QX!N
M6K3 ,0,$ P  C 8  !D              ("!%=(! 'AL+W=O<FMS:&5E=',O
M<VAE970U,RYX;6Q02P$"% ,4    " #'@&Y:R]\H Z0#  "["   &0
M        @(%0U0$ >&PO=V]R:W-H965T<R]S:&5E=#4T+GAM;%!+ 0(4 Q0
M   ( ,> ;EJHFU</;04  ' /   9              " @2O9 0!X;"]W;W)K
M<VAE971S+W-H965T-34N>&UL4$L! A0#%     @ QX!N6@S#V8B? P  S0@
M !D              ("!S]X! 'AL+W=O<FMS:&5E=',O<VAE970U-BYX;6Q0
M2P$"% ,4    " #'@&Y:!VUB%J<&  "*&0  &0              @(&EX@$
M>&PO=V]R:W-H965T<R]S:&5E=#4W+GAM;%!+ 0(4 Q0    ( ,> ;EJ3#9O%
M(@8  (P2   9              " @8/I 0!X;"]W;W)K<VAE971S+W-H965T
M-3@N>&UL4$L! A0#%     @ QX!N6B$5G%+=!   *@T  !D
M ("!W.\! 'AL+W=O<FMS:&5E=',O<VAE970U.2YX;6Q02P$"% ,4    " #'
M@&Y:$UI3K<P'  #!%   &0              @('P] $ >&PO=V]R:W-H965T
M<R]S:&5E=#8P+GAM;%!+ 0(4 Q0    ( ,> ;EH\ \"OW0L  "%?   9
M          " @?/\ 0!X;"]W;W)K<VAE971S+W-H965T-C$N>&UL4$L! A0#
M%     @ QX!N6OSF,M&4!    Q4  !D              ("!!PD" 'AL+W=O
M<FMS:&5E=',O<VAE970V,BYX;6Q02P$"% ,4    " #'@&Y:VMJO*HT"   .
M!@  &0              @('2#0( >&PO=V]R:W-H965T<R]S:&5E=#8S+GAM
M;%!+ 0(4 Q0    ( ,> ;EJWS0AZ. D  $M)   9              " @980
M @!X;"]W;W)K<VAE971S+W-H965T-C0N>&UL4$L! A0#%     @ QX!N6IMJ
M4QU]!@  N"(  !D              ("!!1H" 'AL+W=O<FMS:&5E=',O<VAE
M970V-2YX;6Q02P$"% ,4    " #'@&Y:MW_CD*@%  !<(0  &0
M    @(&Y( ( >&PO=V]R:W-H965T<R]S:&5E=#8V+GAM;%!+ 0(4 Q0    (
M ,> ;EH_YEUKB00  !P5   9              " @9@F @!X;"]W;W)K<VAE
M971S+W-H965T-C<N>&UL4$L! A0#%     @ QX!N6ERA%5- "P  1'4  !D
M             ("!6"L" 'AL+W=O<FMS:&5E=',O<VAE970V."YX;6Q02P$"
M% ,4    " #'@&Y:?%4$*,0"  !,!P  &0              @('/-@( >&PO
M=V]R:W-H965T<R]S:&5E=#8Y+GAM;%!+ 0(4 Q0    ( ,> ;EJP^"N&S (
M "0(   9              " @<HY @!X;"]W;W)K<VAE971S+W-H965T-S N
M>&UL4$L! A0#%     @ QX!N6K!YM F\ @  <@@  !D              ("!
MS3P" 'AL+W=O<FMS:&5E=',O<VAE970W,2YX;6Q02P$"% ,4    " #'@&Y:
M?:#ITXH'  "S/@  &0              @(' /P( >&PO=V]R:W-H965T<R]S
M:&5E=#<R+GAM;%!+ 0(4 Q0    ( ,> ;EI3]H"^:04  &@=   9
M      " @8%' @!X;"]W;W)K<VAE971S+W-H965T-S,N>&UL4$L! A0#%
M  @ QX!N6EHH"8W7!P  ID$  !D              ("!(4T" 'AL+W=O<FMS
M:&5E=',O<VAE970W-"YX;6Q02P$"% ,4    " #'@&Y:2_"8WNH2  "BQ@
M&0              @($O50( >&PO=V]R:W-H965T<R]S:&5E=#<U+GAM;%!+
M 0(4 Q0    ( ,> ;EHJ[1:[0 D  "=3   9              " @5!H @!X
M;"]W;W)K<VAE971S+W-H965T-S8N>&UL4$L! A0#%     @ QX!N6GBM:_&/
M!0  \RT  !D              ("!QW$" 'AL+W=O<FMS:&5E=',O<VAE970W
M-RYX;6Q02P$"% ,4    " #'@&Y:P-I+1*D*  !K:P  &0
M@(&-=P( >&PO=V]R:W-H965T<R]S:&5E=#<X+GAM;%!+ 0(4 Q0    ( ,>
M;EK<^4'[R2T   :T 0 9              " @6V" @!X;"]W;W)K<VAE971S
M+W-H965T-SDN>&UL4$L! A0#%     @ QX!N6N(A E1[!0  KAT  !D
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M=#@T+GAM;%!+ 0(4 Q0    ( ,> ;EI VRR/Q@,  ($.   9
M  " @4G% @!X;"]W;W)K<VAE971S+W-H965T.#4N>&UL4$L! A0#%     @
MQX!N6K(>T)?1 P  ;!0  !D              ("!1LD" 'AL+W=O<FMS:&5E
M=',O<VAE970X-BYX;6Q02P$"% ,4    " #'@&Y:Q&;[W[8"  "@"   &0
M            @(%.S0( >&PO=V]R:W-H965T<R]S:&5E=#@W+GAM;%!+ 0(4
M Q0    ( ,> ;EKL^Y  K@(    '   9              " @3O0 @!X;"]W
M;W)K<VAE971S+W-H965T.#@N>&UL4$L! A0#%     @ QX!N6LQE/454 P
MXPL  !D              ("!(-," 'AL+W=O<FMS:&5E=',O<VAE970X.2YX
M;6Q02P$"% ,4    " #'@&Y:>22ISY\"   \"   &0              @(&K
MU@( >&PO=V]R:W-H965T<R]S:&5E=#DP+GAM;%!+ 0(4 Q0    ( ,> ;EJ8
M]*3.N@,   L0   9              " @8'9 @!X;"]W;W)K<VAE971S+W-H
M965T.3$N>&UL4$L! A0#%     @ QX!N6@^[_&OS!   *QH  !D
M     ("!<MT" 'AL+W=O<FMS:&5E=',O<VAE970Y,BYX;6Q02P$"% ,4
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M+GAM;%!+ 0(4 Q0    ( ,> ;EJE9/8R: 0  (X9   9              "
M@5SR @!X;"]W;W)K<VAE971S+W-H965T.3<N>&UL4$L! A0#%     @ QX!N
M6A2$_$L""0  P7@  !D              ("!^_8" 'AL+W=O<FMS:&5E=',O
M<VAE970Y."YX;6Q02P$"% ,4    " #'@&Y:;U#"BS8$  #*%@  &0
M        @($T  , >&PO=V]R:W-H965T<R]S:&5E=#DY+GAM;%!+ 0(4 Q0
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M965T,3 S+GAM;%!+ 0(4 Q0    ( ,> ;EJPW\CP4P0  #0:   :
M      " @0L6 P!X;"]W;W)K<VAE971S+W-H965T,3 T+GAM;%!+ 0(4 Q0
M   ( ,> ;EI',:5IC (  (T&   :              " @98: P!X;"]W;W)K
M<VAE971S+W-H965T,3 U+GAM;%!+ 0(4 Q0    ( ,> ;EJJR&#H, D  "%-
M   :              " @5H= P!X;"]W;W)K<VAE971S+W-H965T,3 V+GAM
M;%!+ 0(4 Q0    ( ,> ;EJFL2AZ6 @  &],   :              " @<(F
M P!X;"]W;W)K<VAE971S+W-H965T,3 W+GAM;%!+ 0(4 Q0    ( ,> ;EJW
MICI__P0  /X<   :              " @5(O P!X;"]W;W)K<VAE971S+W-H
M965T,3 X+GAM;%!+ 0(4 Q0    ( ,> ;EJ599*(9@,  #T+   :
M      " @8DT P!X;"]W;W)K<VAE971S+W-H965T,3 Y+GAM;%!+ 0(4 Q0
M   ( ,> ;EIF[BI<@ 0  !T:   :              " @2<X P!X;"]W;W)K
M<VAE971S+W-H965T,3$P+GAM;%!+ 0(4 Q0    ( ,> ;EI&1;OD2@8  *,I
M   :              " @=\\ P!X;"]W;W)K<VAE971S+W-H965T,3$Q+GAM
M;%!+ 0(4 Q0    ( ,> ;EIFD]2H20,  $<+   :              " @6%#
M P!X;"]W;W)K<VAE971S+W-H965T,3$R+GAM;%!+ 0(4 Q0    ( ,> ;EH;
MF%BTC@4  !XG   :              " @>)& P!X;"]W;W)K<VAE971S+W-H
M965T,3$S+GAM;%!+ 0(4 Q0    ( ,> ;EHS,X*.E@(  '0&   :
M      " @:A, P!X;"]W;W)K<VAE971S+W-H965T,3$T+GAM;%!+ 0(4 Q0
M   ( ,> ;EH-EKOP+@H  !9I   :              " @79/ P!X;"]W;W)K
M<VAE971S+W-H965T,3$U+GAM;%!+ 0(4 Q0    ( ,> ;EI:=-W!9@,  )\.
M   :              " @=Q9 P!X;"]W;W)K<VAE971S+W-H965T,3$V+GAM
M;%!+ 0(4 Q0    ( ,> ;EK1(L$ V@(  ,4)   :              " @7I=
M P!X;"]W;W)K<VAE971S+W-H965T,3$W+GAM;%!+ 0(4 Q0    ( ,> ;EKH
MF%\#) 0  (H1   :              " @8Q@ P!X;"]W;W)K<VAE971S+W-H
M965T,3$X+GAM;%!+ 0(4 Q0    ( ,> ;EJ7(:(0;@D   9!   :
M      " @>AD P!X;"]W;W)K<VAE971S+W-H965T,3$Y+GAM;%!+ 0(4 Q0
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M965T,3(S+GAM;%!+ 0(4 Q0    ( ,> ;EJSD%U>&P(  *8$   :
M      " @;*( P!X;"]W;W)K<VAE971S+W-H965T,3(T+GAM;%!+ 0(4 Q0
M   ( ,> ;EKPA@JWY0(  %\,   :              " @06+ P!X;"]W;W)K
M<VAE971S+W-H965T,3(U+GAM;%!+ 0(4 Q0    ( ,> ;EJP;D077@,  '(6
M   -              "  2*. P!X;"]S='EL97,N>&UL4$L! A0#%     @
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H0V]N=&5N=%]4>7!E<UTN>&UL4$L%!@    "% (4 M"0  *.A P    $!

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>155
<FILENAME>Show.js
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
// Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission.  Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105.
var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0);
e.removeAttribute('id');a.parentNode.appendChild(e)}}
if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'}
e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>156
<FILENAME>report.css
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
/* Updated 2009-11-04 */
/* v2.2.0.24 */

/* DefRef Styles */
.report table.authRefData{
	background-color: #def;
	border: 2px solid #2F4497;
	font-size: 1em;
	position: absolute;
}

.report table.authRefData a {
	display: block;
	font-weight: bold;
}

.report table.authRefData p {
	margin-top: 0px;
}

.report table.authRefData .hide {
	background-color: #2F4497;
	padding: 1px 3px 0px 0px;
	text-align: right;
}

.report table.authRefData .hide a:hover {
	background-color: #2F4497;
}

.report table.authRefData .body {
	height: 150px;
	overflow: auto;
	width: 400px;
}

.report table.authRefData table{
	font-size: 1em;
}

/* Report Styles */
.pl a, .pl a:visited {
	color: black;
	text-decoration: none;
}

/* table */
.report {
	background-color: white;
	border: 2px solid #acf;
	clear: both;
	color: black;
	font: normal 8pt Helvetica, Arial, san-serif;
	margin-bottom: 2em;
}

.report hr {
	border: 1px solid #acf;
}

/* Top labels */
.report th {
	background-color: #acf;
	color: black;
	font-weight: bold;
	text-align: center;
}

.report th.void	{
	background-color: transparent;
	color: #000000;
	font: bold 10pt Helvetica, Arial, san-serif;
	text-align: left;
}

.report .pl {
	text-align: left;
	vertical-align: top;
	white-space: normal;
	width: 200px;
	white-space: normal; /* word-wrap: break-word; */
}

.report td.pl a.a {
	cursor: pointer;
	display: block;
	width: 200px;
	overflow: hidden;
}

.report td.pl div.a {
	width: 200px;
}

.report td.pl a:hover {
	background-color: #ffc;
}

/* Header rows... */
.report tr.rh {
	background-color: #acf;
	color: black;
	font-weight: bold;
}

/* Calendars... */
.report .rc {
	background-color: #f0f0f0;
}

/* Even rows... */
.report .re, .report .reu {
	background-color: #def;
}

.report .reu td {
	border-bottom: 1px solid black;
}

/* Odd rows... */
.report .ro, .report .rou {
	background-color: white;
}

.report .rou td {
	border-bottom: 1px solid black;
}

.report .rou table td, .report .reu table td {
	border-bottom: 0px solid black;
}

/* styles for footnote marker */
.report .fn {
	white-space: nowrap;
}

/* styles for numeric types */
.report .num, .report .nump {
	text-align: right;
	white-space: nowrap;
}

.report .nump {
	padding-left: 2em;
}

.report .nump {
	padding: 0px 0.4em 0px 2em;
}

/* styles for text types */
.report .text {
	text-align: left;
	white-space: normal;
}

.report .text .big {
	margin-bottom: 1em;
	width: 17em;
}

.report .text .more {
	display: none;
}

.report .text .note {
	font-style: italic;
	font-weight: bold;
}

.report .text .small {
	width: 10em;
}

.report sup {
	font-style: italic;
}

.report .outerFootnotes {
	font-size: 1em;
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>158
<FILENAME>FilingSummary.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version='1.0' encoding='utf-8'?>
<FilingSummary>
  <Version>3.25.0.1</Version>
  <ProcessingTime/>
  <ReportFormat>html</ReportFormat>
  <ContextCount>719</ContextCount>
  <ElementCount>680</ElementCount>
  <EntityCount>1</EntityCount>
  <FootnotesReported>false</FootnotesReported>
  <SegmentCount>120</SegmentCount>
  <ScenarioCount>0</ScenarioCount>
  <TuplesReported>false</TuplesReported>
  <UnitCount>9</UnitCount>
  <MyReports>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R1.htm</HtmlFileName>
      <LongName>0000001 - Document - Cover Page</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CoverPage</Role>
      <ShortName>Cover Page</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>1</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R2.htm</HtmlFileName>
      <LongName>0000002 - Document - Audit Information</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AuditInformation</Role>
      <ShortName>Audit Information</ShortName>
      <MenuCategory>Cover</MenuCategory>
      <Position>2</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R3.htm</HtmlFileName>
      <LongName>9952151 - Statement - Consolidated Balance Sheets</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedBalanceSheets</Role>
      <ShortName>Consolidated Balance Sheets</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>3</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R4.htm</HtmlFileName>
      <LongName>9952152 - Statement - Consolidated Balance Sheets (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical</Role>
      <ShortName>Consolidated Balance Sheets (Parenthetical)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>4</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R5.htm</HtmlFileName>
      <LongName>9952153 - Statement - Consolidated Statements of Income</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedStatementsofIncome</Role>
      <ShortName>Consolidated Statements of Income</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>5</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R6.htm</HtmlFileName>
      <LongName>9952154 - Statement - Consolidated Statements of Comprehensive Income (Loss)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss</Role>
      <ShortName>Consolidated Statements of Comprehensive Income (Loss)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>6</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R7.htm</HtmlFileName>
      <LongName>9952155 - Statement - Consolidated Statements of Stockholders' Equity</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity</Role>
      <ShortName>Consolidated Statements of Stockholders' Equity</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>7</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R8.htm</HtmlFileName>
      <LongName>9952156 - Statement - Consolidated Statements of Stockholders' Equity (Parenthetical)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical</Role>
      <ShortName>Consolidated Statements of Stockholders' Equity (Parenthetical)</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>8</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R9.htm</HtmlFileName>
      <LongName>9952157 - Statement - Consolidated Statements of Cash Flows</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows</Role>
      <ShortName>Consolidated Statements of Cash Flows</ShortName>
      <MenuCategory>Statements</MenuCategory>
      <Position>9</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R10.htm</HtmlFileName>
      <LongName>9952158 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies</Role>
      <ShortName>Nature of Operations and Summary of Significant Accounting Policies</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>10</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R11.htm</HtmlFileName>
      <LongName>9952159 - Disclosure - Cash Equivalents</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CashEquivalents</Role>
      <ShortName>Cash Equivalents</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>11</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R12.htm</HtmlFileName>
      <LongName>9952160 - Disclosure - Securities</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/Securities</Role>
      <ShortName>Securities</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>12</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R13.htm</HtmlFileName>
      <LongName>9952161 - Disclosure - Loans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/Loans</Role>
      <ShortName>Loans</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>13</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R14.htm</HtmlFileName>
      <LongName>9952162 - Disclosure - Allowance for Credit and Loan Losses</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AllowanceforCreditandLoanLosses</Role>
      <ShortName>Allowance for Credit and Loan Losses</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>14</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R15.htm</HtmlFileName>
      <LongName>9952163 - Disclosure - Premises and Equipment</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/PremisesandEquipment</Role>
      <ShortName>Premises and Equipment</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>15</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R16.htm</HtmlFileName>
      <LongName>9952164 - Disclosure - Loan Servicing</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoanServicing</Role>
      <ShortName>Loan Servicing</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>16</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R17.htm</HtmlFileName>
      <LongName>9952165 - Disclosure - Goodwill</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/Goodwill</Role>
      <ShortName>Goodwill</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>17</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R18.htm</HtmlFileName>
      <LongName>9952166 - Disclosure - Deposits</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/Deposits</Role>
      <ShortName>Deposits</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>18</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R19.htm</HtmlFileName>
      <LongName>9952167 - Disclosure - Borrowings</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/Borrowings</Role>
      <ShortName>Borrowings</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>19</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R20.htm</HtmlFileName>
      <LongName>9952168 - Disclosure - Repurchase Agreements</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RepurchaseAgreements</Role>
      <ShortName>Repurchase Agreements</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>20</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R21.htm</HtmlFileName>
      <LongName>9952169 - Disclosure - Subordinated Notes</LongName>
      <ReportType>Notes</ReportType>
      <Role>http://accesshorizon.com/role/SubordinatedNotes</Role>
      <ShortName>Subordinated Notes</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>21</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R22.htm</HtmlFileName>
      <LongName>9952170 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts</Role>
      <ShortName>Junior Subordinated Debentures Issued to Capital Trusts</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>22</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R23.htm</HtmlFileName>
      <LongName>9952171 - Disclosure - Supplemental Executive Retirement Plan</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan</Role>
      <ShortName>Supplemental Executive Retirement Plan</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>23</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R24.htm</HtmlFileName>
      <LongName>9952172 - Disclosure - Employee Benefit Plans</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/EmployeeBenefitPlans</Role>
      <ShortName>Employee Benefit Plans</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>24</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R25.htm</HtmlFileName>
      <LongName>9952173 - Disclosure - Income Tax</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/IncomeTax</Role>
      <ShortName>Income Tax</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>25</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R26.htm</HtmlFileName>
      <LongName>9952174 - Disclosure - Stockholders' Equity</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/StockholdersEquity</Role>
      <ShortName>Stockholders' Equity</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>26</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R27.htm</HtmlFileName>
      <LongName>9952175 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies</Role>
      <ShortName>Off-Balance Sheet Arrangements, Commitments, and Contingencies</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>27</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R28.htm</HtmlFileName>
      <LongName>9952176 - Disclosure - Regulatory Capital</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RegulatoryCapital</Role>
      <ShortName>Regulatory Capital</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>28</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R29.htm</HtmlFileName>
      <LongName>9952177 - Disclosure - Share-Based Compensation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ShareBasedCompensation</Role>
      <ShortName>Share-Based Compensation</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>29</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R30.htm</HtmlFileName>
      <LongName>9952178 - Disclosure - Derivative Financial Instruments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstruments</Role>
      <ShortName>Derivative Financial Instruments</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>30</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R31.htm</HtmlFileName>
      <LongName>9952179 - Disclosure - Disclosures about Fair Value of Assets and Liabilities</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>31</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R32.htm</HtmlFileName>
      <LongName>9952180 - Disclosure - Fair Value of Financial Instruments</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/FairValueofFinancialInstruments</Role>
      <ShortName>Fair Value of Financial Instruments</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>32</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R33.htm</HtmlFileName>
      <LongName>9952181 - Disclosure - General Litigation</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/GeneralLitigation</Role>
      <ShortName>General Litigation</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>33</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R34.htm</HtmlFileName>
      <LongName>9952182 - Disclosure - Condensed Financial Information (Parent Company Only)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly</Role>
      <ShortName>Condensed Financial Information (Parent Company Only)</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>34</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R35.htm</HtmlFileName>
      <LongName>9952183 - Disclosure - Segment Reporting</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SegmentReporting</Role>
      <ShortName>Segment Reporting</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>35</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R36.htm</HtmlFileName>
      <LongName>9952184 - Disclosure - Subsequent Events</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SubsequentEvents</Role>
      <ShortName>Subsequent Events</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>36</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R37.htm</HtmlFileName>
      <LongName>995410 - Disclosure - Pay vs Performance Disclosure</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ecd/role/PvpDisclosure</Role>
      <ShortName>Pay vs Performance Disclosure</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>37</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R38.htm</HtmlFileName>
      <LongName>995445 - Disclosure - Insider Trading Arrangements</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements</Role>
      <ShortName>Insider Trading Arrangements</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>38</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R39.htm</HtmlFileName>
      <LongName>995447 - Disclosure - Insider Trading Policies and Procedures</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc</Role>
      <ShortName>Insider Trading Policies and Procedures</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>39</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R40.htm</HtmlFileName>
      <LongName>995550 - Disclosure - Cybersecurity Risk Management and Strategy Disclosure</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure</Role>
      <ShortName>Cybersecurity Risk Management and Strategy Disclosure</ShortName>
      <MenuCategory>Notes</MenuCategory>
      <Position>40</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R41.htm</HtmlFileName>
      <LongName>9955511 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Policies)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies</Role>
      <ShortName>Nature of Operations and Summary of Significant Accounting Policies (Policies)</ShortName>
      <MenuCategory>Policies</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies</ParentRole>
      <Position>41</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R42.htm</HtmlFileName>
      <LongName>9955512 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables</Role>
      <ShortName>Nature of Operations and Summary of Significant Accounting Policies (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies</ParentRole>
      <Position>42</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R43.htm</HtmlFileName>
      <LongName>9955513 - Disclosure - Securities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesTables</Role>
      <ShortName>Securities (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/Securities</ParentRole>
      <Position>43</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R44.htm</HtmlFileName>
      <LongName>9955514 - Disclosure - Loans (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansTables</Role>
      <ShortName>Loans (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/Loans</ParentRole>
      <Position>44</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R45.htm</HtmlFileName>
      <LongName>9955515 - Disclosure - Allowance for Credit and Loan Losses (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables</Role>
      <ShortName>Allowance for Credit and Loan Losses (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/AllowanceforCreditandLoanLosses</ParentRole>
      <Position>45</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R46.htm</HtmlFileName>
      <LongName>9955516 - Disclosure - Premises and Equipment (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/PremisesandEquipmentTables</Role>
      <ShortName>Premises and Equipment (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/PremisesandEquipment</ParentRole>
      <Position>46</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R47.htm</HtmlFileName>
      <LongName>9955517 - Disclosure - Loan Servicing (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoanServicingTables</Role>
      <ShortName>Loan Servicing (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/LoanServicing</ParentRole>
      <Position>47</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R48.htm</HtmlFileName>
      <LongName>9955518 - Disclosure - Goodwill (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/GoodwillTables</Role>
      <ShortName>Goodwill (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/Goodwill</ParentRole>
      <Position>48</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R49.htm</HtmlFileName>
      <LongName>9955519 - Disclosure - Deposits (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DepositsTables</Role>
      <ShortName>Deposits (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/Deposits</ParentRole>
      <Position>49</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R50.htm</HtmlFileName>
      <LongName>9955520 - Disclosure - Borrowings (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/BorrowingsTables</Role>
      <ShortName>Borrowings (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/Borrowings</ParentRole>
      <Position>50</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R51.htm</HtmlFileName>
      <LongName>9955521 - Disclosure - Repurchase Agreements (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RepurchaseAgreementsTables</Role>
      <ShortName>Repurchase Agreements (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/RepurchaseAgreements</ParentRole>
      <Position>51</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R52.htm</HtmlFileName>
      <LongName>9955522 - Disclosure - Income Tax (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/IncomeTaxTables</Role>
      <ShortName>Income Tax (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/IncomeTax</ParentRole>
      <Position>52</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R53.htm</HtmlFileName>
      <LongName>9955523 - Disclosure - Stockholders' Equity (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/StockholdersEquityTables</Role>
      <ShortName>Stockholders' Equity (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/StockholdersEquity</ParentRole>
      <Position>53</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R54.htm</HtmlFileName>
      <LongName>9955524 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables</Role>
      <ShortName>Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies</ParentRole>
      <Position>54</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R55.htm</HtmlFileName>
      <LongName>9955525 - Disclosure - Regulatory Capital (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RegulatoryCapitalTables</Role>
      <ShortName>Regulatory Capital (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/RegulatoryCapital</ParentRole>
      <Position>55</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R56.htm</HtmlFileName>
      <LongName>9955526 - Disclosure - Share-Based Compensation (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ShareBasedCompensationTables</Role>
      <ShortName>Share-Based Compensation (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/ShareBasedCompensation</ParentRole>
      <Position>56</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R57.htm</HtmlFileName>
      <LongName>9955527 - Disclosure - Derivative Financial Instruments (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables</Role>
      <ShortName>Derivative Financial Instruments (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/DerivativeFinancialInstruments</ParentRole>
      <Position>57</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R58.htm</HtmlFileName>
      <LongName>9955528 - Disclosure - Disclosures about Fair Value of Assets and Liabilities (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities</ParentRole>
      <Position>58</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R59.htm</HtmlFileName>
      <LongName>9955529 - Disclosure - Fair Value of Financial Instruments (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables</Role>
      <ShortName>Fair Value of Financial Instruments (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/FairValueofFinancialInstruments</ParentRole>
      <Position>59</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R60.htm</HtmlFileName>
      <LongName>9955530 - Disclosure - Condensed Financial Information (Parent Company Only) (Tables)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables</Role>
      <ShortName>Condensed Financial Information (Parent Company Only) (Tables)</ShortName>
      <MenuCategory>Tables</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly</ParentRole>
      <Position>60</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R61.htm</HtmlFileName>
      <LongName>9955531 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails</Role>
      <ShortName>Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>61</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R62.htm</HtmlFileName>
      <LongName>9955532 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails</Role>
      <ShortName>Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>62</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R63.htm</HtmlFileName>
      <LongName>9955533 - Disclosure - Cash Equivalents (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CashEquivalentsDetails</Role>
      <ShortName>Cash Equivalents (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CashEquivalents</ParentRole>
      <Position>63</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R64.htm</HtmlFileName>
      <LongName>9955534 - Disclosure - Securities - Schedule of Fair Value of Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails</Role>
      <ShortName>Securities - Schedule of Fair Value of Securities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>64</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R65.htm</HtmlFileName>
      <LongName>9955535 - Disclosure - Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails</Role>
      <ShortName>Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>65</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R66.htm</HtmlFileName>
      <LongName>9955536 - Disclosure - Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails</Role>
      <ShortName>Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>66</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R67.htm</HtmlFileName>
      <LongName>9955537 - Disclosure - Securities - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails</Role>
      <ShortName>Securities - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>67</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R68.htm</HtmlFileName>
      <LongName>9955538 - Disclosure - Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails</Role>
      <ShortName>Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>68</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R69.htm</HtmlFileName>
      <LongName>9955539 - Disclosure - Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails</Role>
      <ShortName>Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>69</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R70.htm</HtmlFileName>
      <LongName>9955540 - Disclosure - Securities - Sales of Securities Available for Sale (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails</Role>
      <ShortName>Securities - Sales of Securities Available for Sale (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>70</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R71.htm</HtmlFileName>
      <LongName>9955541 - Disclosure - Securities - Fair Value and Amortized Cost of Securities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails</Role>
      <ShortName>Securities - Fair Value and Amortized Cost of Securities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>71</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R72.htm</HtmlFileName>
      <LongName>9955542 - Disclosure - Loans - Schedule of Loans Outstanding by Portfolio Class (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails</Role>
      <ShortName>Loans - Schedule of Loans Outstanding by Portfolio Class (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>72</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R73.htm</HtmlFileName>
      <LongName>9955543 - Disclosure - Loans - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansAdditionalInformationDetails</Role>
      <ShortName>Loans - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>73</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R74.htm</HtmlFileName>
      <LongName>9955544 - Disclosure - Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails</Role>
      <ShortName>Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured ("TDRs") by Class of Loans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>74</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R75.htm</HtmlFileName>
      <LongName>9955545 - Disclosure - Loans - Schedule of Payment Status by Class of Loan (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails</Role>
      <ShortName>Loans - Schedule of Payment Status by Class of Loan (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>75</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R76.htm</HtmlFileName>
      <LongName>9955546 - Disclosure - Loans - Modified Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansModifiedLoansDetails</Role>
      <ShortName>Loans - Modified Loans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>76</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R77.htm</HtmlFileName>
      <LongName>9955547 - Disclosure - Loans - Modified Loans Past Due (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails</Role>
      <ShortName>Loans - Modified Loans Past Due (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>77</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R78.htm</HtmlFileName>
      <LongName>9955548 - Disclosure - Loans - Schedule of Collateral Pledged Loans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails</Role>
      <ShortName>Loans - Schedule of Collateral Pledged Loans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>78</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R79.htm</HtmlFileName>
      <LongName>9955549 - Disclosure - Loans - Schedule of Loans by Credit Grades (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails</Role>
      <ShortName>Loans - Schedule of Loans by Credit Grades (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>79</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R80.htm</HtmlFileName>
      <LongName>9955550 - Disclosure - Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails</Role>
      <ShortName>Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>80</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R81.htm</HtmlFileName>
      <LongName>9955551 - Disclosure - Allowance for Credit and Loan Losses - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails</Role>
      <ShortName>Allowance for Credit and Loan Losses - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>81</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R82.htm</HtmlFileName>
      <LongName>9955552 - Disclosure - Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails</Role>
      <ShortName>Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>82</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R83.htm</HtmlFileName>
      <LongName>9955553 - Disclosure - Premises and Equipment (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/PremisesandEquipmentDetails</Role>
      <ShortName>Premises and Equipment (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/PremisesandEquipmentTables</ParentRole>
      <Position>83</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R84.htm</HtmlFileName>
      <LongName>9955554 - Disclosure - Loan Servicing - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails</Role>
      <ShortName>Loan Servicing - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>84</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R85.htm</HtmlFileName>
      <LongName>9955555 - Disclosure - Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails</Role>
      <ShortName>Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>85</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R86.htm</HtmlFileName>
      <LongName>9955556 - Disclosure - Goodwill - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/GoodwillAdditionalInformationDetails</Role>
      <ShortName>Goodwill - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>86</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R87.htm</HtmlFileName>
      <LongName>9955557 - Disclosure - Goodwill - Schedule of Amortizable Intangible Assets (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails</Role>
      <ShortName>Goodwill - Schedule of Amortizable Intangible Assets (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>87</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R88.htm</HtmlFileName>
      <LongName>9955558 - Disclosure - Goodwill - Schedule of Estimated Amortization (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails</Role>
      <ShortName>Goodwill - Schedule of Estimated Amortization (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>88</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R89.htm</HtmlFileName>
      <LongName>9955559 - Disclosure - Deposits - Schedule of Deposits (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DepositsScheduleofDepositsDetails</Role>
      <ShortName>Deposits - Schedule of Deposits (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>89</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R90.htm</HtmlFileName>
      <LongName>9955560 - Disclosure - Deposits - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DepositsAdditionalInformationDetails</Role>
      <ShortName>Deposits - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>90</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R91.htm</HtmlFileName>
      <LongName>9955561 - Disclosure - Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails</Role>
      <ShortName>Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>91</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R92.htm</HtmlFileName>
      <LongName>9955562 - Disclosure - Borrowings - Schedule of Borrowings (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails</Role>
      <ShortName>Borrowings - Schedule of Borrowings (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>92</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R93.htm</HtmlFileName>
      <LongName>9955563 - Disclosure - Borrowings - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails</Role>
      <ShortName>Borrowings - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>93</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R94.htm</HtmlFileName>
      <LongName>9955564 - Disclosure - Borrowings - Schedule of Contractual Maturities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails</Role>
      <ShortName>Borrowings - Schedule of Contractual Maturities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>94</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R95.htm</HtmlFileName>
      <LongName>9955565 - Disclosure - Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails</Role>
      <ShortName>Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>95</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R96.htm</HtmlFileName>
      <LongName>9955566 - Disclosure - Repurchase Agreements - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails</Role>
      <ShortName>Repurchase Agreements - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>96</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R97.htm</HtmlFileName>
      <LongName>9955567 - Disclosure - Subordinated Notes (Details)</LongName>
      <ReportType>Notes</ReportType>
      <Role>http://accesshorizon.com/role/SubordinatedNotesDetails</Role>
      <ShortName>Subordinated Notes (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/SubordinatedNotes</ParentRole>
      <Position>97</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R98.htm</HtmlFileName>
      <LongName>9955568 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails</Role>
      <ShortName>Junior Subordinated Debentures Issued to Capital Trusts (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts</ParentRole>
      <Position>98</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R99.htm</HtmlFileName>
      <LongName>9955569 - Disclosure - Supplemental Executive Retirement Plan (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails</Role>
      <ShortName>Supplemental Executive Retirement Plan (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan</ParentRole>
      <Position>99</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R100.htm</HtmlFileName>
      <LongName>9955570 - Disclosure - Employee Benefit Plans (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/EmployeeBenefitPlansDetails</Role>
      <ShortName>Employee Benefit Plans (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/EmployeeBenefitPlans</ParentRole>
      <Position>100</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R101.htm</HtmlFileName>
      <LongName>9955571 - Disclosure - Income Tax - Schedule of Reconciliation of Income Taxes (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails</Role>
      <ShortName>Income Tax - Schedule of Reconciliation of Income Taxes (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>101</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R102.htm</HtmlFileName>
      <LongName>9955572 - Disclosure - Income Tax - Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails</Role>
      <ShortName>Income Tax - Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>102</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R103.htm</HtmlFileName>
      <LongName>9955573 - Disclosure - Income Tax - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails</Role>
      <ShortName>Income Tax - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>103</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R104.htm</HtmlFileName>
      <LongName>9955574 - Disclosure - Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails</Role>
      <ShortName>Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>104</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R105.htm</HtmlFileName>
      <LongName>9955575 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails</Role>
      <ShortName>Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables</ParentRole>
      <Position>105</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R106.htm</HtmlFileName>
      <LongName>9955576 - Disclosure - Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails</Role>
      <ShortName>Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>106</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R107.htm</HtmlFileName>
      <LongName>9955577 - Disclosure - Share-Based Compensation - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails</Role>
      <ShortName>Share-Based Compensation - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>107</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R108.htm</HtmlFileName>
      <LongName>9955578 - Disclosure - Share-Based Compensation - Schedule of Option Activity (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails</Role>
      <ShortName>Share-Based Compensation - Schedule of Option Activity (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>108</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R109.htm</HtmlFileName>
      <LongName>9955579 - Disclosure - Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails</Role>
      <ShortName>Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>109</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R110.htm</HtmlFileName>
      <LongName>9955580 - Disclosure - Derivative Financial Instruments - Additional Information (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails</Role>
      <ShortName>Derivative Financial Instruments - Additional Information (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>110</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R111.htm</HtmlFileName>
      <LongName>9955581 - Disclosure - Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails</Role>
      <ShortName>Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>111</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R112.htm</HtmlFileName>
      <LongName>9955582 - Disclosure - Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails</Role>
      <ShortName>Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>112</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R113.htm</HtmlFileName>
      <LongName>9955583 - Disclosure - Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails</Role>
      <ShortName>Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>113</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R114.htm</HtmlFileName>
      <LongName>9955584 - Disclosure - Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails</Role>
      <ShortName>Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>114</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R115.htm</HtmlFileName>
      <LongName>9955585 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>115</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R116.htm</HtmlFileName>
      <LongName>9955586 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>116</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R117.htm</HtmlFileName>
      <LongName>9955587 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Narrative (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities - Narrative (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables</ParentRole>
      <Position>117</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R118.htm</HtmlFileName>
      <LongName>9955588 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails</Role>
      <ShortName>Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <Position>118</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R119.htm</HtmlFileName>
      <LongName>9955589 - Disclosure - Fair Value of Financial Instruments (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails</Role>
      <ShortName>Fair Value of Financial Instruments (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables</ParentRole>
      <Position>119</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R120.htm</HtmlFileName>
      <LongName>9955590 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails</Role>
      <ShortName>Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables</ParentRole>
      <Position>120</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R121.htm</HtmlFileName>
      <LongName>9955591 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails</Role>
      <ShortName>Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables</ParentRole>
      <Position>121</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R122.htm</HtmlFileName>
      <LongName>9955592 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails</Role>
      <ShortName>Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables</ParentRole>
      <Position>122</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R123.htm</HtmlFileName>
      <LongName>9955593 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails</Role>
      <ShortName>Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables</ParentRole>
      <Position>123</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R124.htm</HtmlFileName>
      <LongName>9955594 - Disclosure - Segment Reporting (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SegmentReportingDetails</Role>
      <ShortName>Segment Reporting (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/SegmentReporting</ParentRole>
      <Position>124</Position>
    </Report>
    <Report instance="hbnc-20241231.htm">
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <HtmlFileName>R125.htm</HtmlFileName>
      <LongName>9955595 - Disclosure - Subsequent Events (Details)</LongName>
      <ReportType>Sheet</ReportType>
      <Role>http://accesshorizon.com/role/SubsequentEventsDetails</Role>
      <ShortName>Subsequent Events (Details)</ShortName>
      <MenuCategory>Details</MenuCategory>
      <ParentRole>http://accesshorizon.com/role/SubsequentEvents</ParentRole>
      <Position>125</Position>
    </Report>
    <Report>
      <IsDefault>false</IsDefault>
      <HasEmbeddedReports>false</HasEmbeddedReports>
      <LongName>All Reports</LongName>
      <ReportType>Book</ReportType>
      <ShortName>All Reports</ShortName>
    </Report>
  </MyReports>
  <InputFiles>
    <File doctype="10-K" isDefinitelyFs="true" isUsgaap="true" original="hbnc-20241231.htm">hbnc-20241231.htm</File>
    <File>hbnc-20241231.xsd</File>
    <File>hbnc-20241231_cal.xml</File>
    <File>hbnc-20241231_def.xml</File>
    <File>hbnc-20241231_lab.xml</File>
    <File>hbnc-20241231_pre.xml</File>
  </InputFiles>
  <SupplementalFiles>
    <File>hbnc-20241231_g1.jpg</File>
  </SupplementalFiles>
  <BaseTaxonomies>
    <BaseTaxonomy items="5">http://fasb.org/srt/2024</BaseTaxonomy>
    <BaseTaxonomy items="3186">http://fasb.org/us-gaap/2024</BaseTaxonomy>
    <BaseTaxonomy items="17">http://xbrl.sec.gov/cyd/2024</BaseTaxonomy>
    <BaseTaxonomy items="39">http://xbrl.sec.gov/dei/2024</BaseTaxonomy>
    <BaseTaxonomy items="5">http://xbrl.sec.gov/ecd/2024</BaseTaxonomy>
  </BaseTaxonomies>
  <HasPresentationLinkbase>true</HasPresentationLinkbase>
  <HasCalculationLinkbase>true</HasCalculationLinkbase>
</FilingSummary>
</XML>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>JSON
<SEQUENCE>161
<FILENAME>MetaLinks.json
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
{
 "version": "2.2",
 "instance": {
  "hbnc-20241231.htm": {
   "nsprefix": "hbnc",
   "nsuri": "http://accesshorizon.com/20241231",
   "dts": {
    "inline": {
     "local": [
      "hbnc-20241231.htm"
     ]
    },
    "schema": {
     "local": [
      "hbnc-20241231.xsd"
     ],
     "remote": [
      "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xl-2003-12-31.xsd",
      "http://www.xbrl.org/2003/xlink-2003-12-31.xsd",
      "http://www.xbrl.org/2005/xbrldt-2005.xsd",
      "http://www.xbrl.org/2006/ref-2006-02-27.xsd",
      "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd",
      "http://www.xbrl.org/lrr/role/reference-2009-12-16.xsd",
      "https://www.xbrl.org/2020/extensible-enumerations-2.0.xsd",
      "https://www.xbrl.org/dtr/type/2020-01-21/types.xsd",
      "https://www.xbrl.org/dtr/type/2022-03-31/types.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-roles-2024.xsd",
      "https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-gaap-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-roles-2024.xsd",
      "https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd",
      "https://xbrl.sec.gov/country/2024/country-2024.xsd",
      "https://xbrl.sec.gov/cyd/2024/cyd-2024.xsd",
      "https://xbrl.sec.gov/cyd/2024/cyd-af-2024.xsd",
      "https://xbrl.sec.gov/cyd/2024/cyd-af-sub-2024.xsd",
      "https://xbrl.sec.gov/dei/2024/dei-2024.xsd",
      "https://xbrl.sec.gov/ecd/2024/ecd-2024.xsd",
      "https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd"
     ]
    },
    "calculationLink": {
     "local": [
      "hbnc-20241231_cal.xml"
     ]
    },
    "definitionLink": {
     "local": [
      "hbnc-20241231_def.xml"
     ]
    },
    "labelLink": {
     "local": [
      "hbnc-20241231_lab.xml"
     ]
    },
    "presentationLink": {
     "local": [
      "hbnc-20241231_pre.xml"
     ]
    }
   },
   "keyStandard": 547,
   "keyCustom": 133,
   "axisStandard": 38,
   "axisCustom": 0,
   "memberStandard": 72,
   "memberCustom": 48,
   "hidden": {
    "total": 10,
    "http://xbrl.sec.gov/dei/2024": 5,
    "http://fasb.org/us-gaap/2024": 4,
    "http://accesshorizon.com/20241231": 1
   },
   "contextCount": 719,
   "entityCount": 1,
   "segmentCount": 120,
   "elementCount": 1136,
   "unitCount": 9,
   "baseTaxonomies": {
    "http://fasb.org/us-gaap/2024": 3186,
    "http://xbrl.sec.gov/dei/2024": 39,
    "http://xbrl.sec.gov/cyd/2024": 17,
    "http://xbrl.sec.gov/ecd/2024": 5,
    "http://fasb.org/srt/2024": 5
   },
   "report": {
    "R1": {
     "role": "http://accesshorizon.com/role/CoverPage",
     "longName": "0000001 - Document - Cover Page",
     "shortName": "Cover Page",
     "isDefault": "true",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "1",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "dei:DocumentType",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R2": {
     "role": "http://accesshorizon.com/role/AuditInformation",
     "longName": "0000002 - Document - Audit Information",
     "shortName": "Audit Information",
     "isDefault": "false",
     "groupType": "document",
     "subGroupType": "",
     "menuCat": "Cover",
     "order": "2",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "dei:AuditorName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "dei:AuditorName",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R3": {
     "role": "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
     "longName": "9952151 - Statement - Consolidated Balance Sheets",
     "shortName": "Consolidated Balance Sheets",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "3",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:CashAndDueFromBanks",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:OtherIntangibleAssetsNet",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R4": {
     "role": "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical",
     "longName": "9952152 - Statement - Consolidated Balance Sheets (Parenthetical)",
     "shortName": "Consolidated Balance Sheets (Parenthetical)",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "parenthetical",
     "menuCat": "Statements",
     "order": "4",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:HeldToMaturitySecuritiesFairValue",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:PreferredStockSharesAuthorized",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R5": {
     "role": "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
     "longName": "9952153 - Statement - Consolidated Statements of Income",
     "shortName": "Consolidated Statements of Income",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "5",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InterestAndFeeIncomeLoansAndLeases",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R6": {
     "role": "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss",
     "longName": "9952154 - Statement - Consolidated Statements of Comprehensive Income (Loss)",
     "shortName": "Consolidated Statements of Comprehensive Income (Loss)",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "6",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": null
    },
    "R7": {
     "role": "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
     "longName": "9952155 - Statement - Consolidated Statements of Stockholders' Equity",
     "shortName": "Consolidated Statements of Stockholders' Equity",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "7",
     "firstAnchor": {
      "contextRef": "c-13",
      "name": "us-gaap:StockholdersEquity",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-8",
      "name": "us-gaap:StockholdersEquity",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R8": {
     "role": "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical",
     "longName": "9952156 - Statement - Consolidated Statements of Stockholders' Equity (Parenthetical)",
     "shortName": "Consolidated Statements of Stockholders' Equity (Parenthetical)",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "parenthetical",
     "menuCat": "Statements",
     "order": "8",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CommonStockDividendsPerShareDeclared",
      "unitRef": "usdPerShare",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CommonStockDividendsPerShareDeclared",
      "unitRef": "usdPerShare",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R9": {
     "role": "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
     "longName": "9952157 - Statement - Consolidated Statements of Cash Flows",
     "shortName": "Consolidated Statements of Cash Flows",
     "isDefault": "false",
     "groupType": "statement",
     "subGroupType": "",
     "menuCat": "Statements",
     "order": "9",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ProfitLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ProfitLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R10": {
     "role": "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies",
     "longName": "9952158 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies",
     "shortName": "Nature of Operations and Summary of Significant Accounting Policies",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "10",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R11": {
     "role": "http://accesshorizon.com/role/CashEquivalents",
     "longName": "9952159 - Disclosure - Cash Equivalents",
     "shortName": "Cash Equivalents",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "11",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CashAndCashEquivalentsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R12": {
     "role": "http://accesshorizon.com/role/Securities",
     "longName": "9952160 - Disclosure - Securities",
     "shortName": "Securities",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "12",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R13": {
     "role": "http://accesshorizon.com/role/Loans",
     "longName": "9952161 - Disclosure - Loans",
     "shortName": "Loans",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "13",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R14": {
     "role": "http://accesshorizon.com/role/AllowanceforCreditandLoanLosses",
     "longName": "9952162 - Disclosure - Allowance for Credit and Loan Losses",
     "shortName": "Allowance for Credit and Loan Losses",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "14",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:AllowanceForCreditLossesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:AllowanceForCreditLossesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R15": {
     "role": "http://accesshorizon.com/role/PremisesandEquipment",
     "longName": "9952163 - Disclosure - Premises and Equipment",
     "shortName": "Premises and Equipment",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "15",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R16": {
     "role": "http://accesshorizon.com/role/LoanServicing",
     "longName": "9952164 - Disclosure - Loan Servicing",
     "shortName": "Loan Servicing",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "16",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:LoanServicingTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:LoanServicingTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R17": {
     "role": "http://accesshorizon.com/role/Goodwill",
     "longName": "9952165 - Disclosure - Goodwill",
     "shortName": "Goodwill",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "17",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R18": {
     "role": "http://accesshorizon.com/role/Deposits",
     "longName": "9952166 - Disclosure - Deposits",
     "shortName": "Deposits",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "18",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DepositLiabilitiesDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R19": {
     "role": "http://accesshorizon.com/role/Borrowings",
     "longName": "9952167 - Disclosure - Borrowings",
     "shortName": "Borrowings",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "19",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DebtDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R20": {
     "role": "http://accesshorizon.com/role/RepurchaseAgreements",
     "longName": "9952168 - Disclosure - Repurchase Agreements",
     "shortName": "Repurchase Agreements",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "20",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:RepurchaseAgreementsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:RepurchaseAgreementsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R21": {
     "role": "http://accesshorizon.com/role/SubordinatedNotes",
     "longName": "9952169 - Disclosure - Subordinated Notes",
     "shortName": "Subordinated Notes",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "21",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SubordinatedBorrowingsDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R22": {
     "role": "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts",
     "longName": "9952170 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts",
     "shortName": "Junior Subordinated Debentures Issued to Capital Trusts",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "22",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:SubordinatedDebenturesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:SubordinatedDebenturesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R23": {
     "role": "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan",
     "longName": "9952171 - Disclosure - Supplemental Executive Retirement Plan",
     "shortName": "Supplemental Executive Retirement Plan",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "23",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:EmployeeStockOwnershipPlanTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:EmployeeStockOwnershipPlanTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R24": {
     "role": "http://accesshorizon.com/role/EmployeeBenefitPlans",
     "longName": "9952172 - Disclosure - Employee Benefit Plans",
     "shortName": "Employee Benefit Plans",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "24",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CompensationAndEmployeeBenefitPlansTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R25": {
     "role": "http://accesshorizon.com/role/IncomeTax",
     "longName": "9952173 - Disclosure - Income Tax",
     "shortName": "Income Tax",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "25",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:IncomeTaxDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R26": {
     "role": "http://accesshorizon.com/role/StockholdersEquity",
     "longName": "9952174 - Disclosure - Stockholders' Equity",
     "shortName": "Stockholders' Equity",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "26",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:StockholdersEquityNoteDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R27": {
     "role": "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies",
     "longName": "9952175 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies",
     "shortName": "Off-Balance Sheet Arrangements, Commitments, and Contingencies",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "27",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CommitmentsAndContingenciesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R28": {
     "role": "http://accesshorizon.com/role/RegulatoryCapital",
     "longName": "9952176 - Disclosure - Regulatory Capital",
     "shortName": "Regulatory Capital",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "28",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R29": {
     "role": "http://accesshorizon.com/role/ShareBasedCompensation",
     "longName": "9952177 - Disclosure - Share-Based Compensation",
     "shortName": "Share-Based Compensation",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "29",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R30": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstruments",
     "longName": "9952178 - Disclosure - Derivative Financial Instruments",
     "shortName": "Derivative Financial Instruments",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "30",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R31": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities",
     "longName": "9952179 - Disclosure - Disclosures about Fair Value of Assets and Liabilities",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "31",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R32": {
     "role": "http://accesshorizon.com/role/FairValueofFinancialInstruments",
     "longName": "9952180 - Disclosure - Fair Value of Financial Instruments",
     "shortName": "Fair Value of Financial Instruments",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "32",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueDisclosuresTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R33": {
     "role": "http://accesshorizon.com/role/GeneralLitigation",
     "longName": "9952181 - Disclosure - General Litigation",
     "shortName": "General Litigation",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "33",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:LegalMattersAndContingenciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:LegalMattersAndContingenciesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R34": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly",
     "longName": "9952182 - Disclosure - Condensed Financial Information (Parent Company Only)",
     "shortName": "Condensed Financial Information (Parent Company Only)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Notes",
     "order": "34",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R35": {
     "role": "http://accesshorizon.com/role/SegmentReporting",
     "longName": "9952183 - Disclosure - Segment Reporting",
     "shortName": "Segment Reporting",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "35",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SegmentReportingDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SegmentReportingDisclosureTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R36": {
     "role": "http://accesshorizon.com/role/SubsequentEvents",
     "longName": "9952184 - Disclosure - Subsequent Events",
     "shortName": "Subsequent Events",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "36",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SubsequentEventsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:SubsequentEventsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R37": {
     "role": "http://xbrl.sec.gov/ecd/role/PvpDisclosure",
     "longName": "995410 - Disclosure - Pay vs Performance Disclosure",
     "shortName": "Pay vs Performance Disclosure",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "37",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": null
    },
    "R38": {
     "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements",
     "longName": "995445 - Disclosure - Insider Trading Arrangements",
     "shortName": "Insider Trading Arrangements",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "38",
     "firstAnchor": {
      "contextRef": "c-719",
      "name": "ecd:Rule10b51ArrAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ecd:NonRule10b51ArrAdoptedFlag",
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-719",
      "name": "ecd:Rule10b51ArrAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ecd:NonRule10b51ArrAdoptedFlag",
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R39": {
     "role": "http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc",
     "longName": "995447 - Disclosure - Insider Trading Policies and Procedures",
     "shortName": "Insider Trading Policies and Procedures",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "39",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "ecd:InsiderTrdPoliciesProcAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "a",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "ecd:InsiderTrdPoliciesProcAdoptedFlag",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "a",
       "span",
       "div",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R40": {
     "role": "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure",
     "longName": "995550 - Disclosure - Cybersecurity Risk Management and Strategy Disclosure",
     "shortName": "Cybersecurity Risk Management and Strategy Disclosure",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "",
     "menuCat": "Notes",
     "order": "40",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "cyd:CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "cyd:CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R41": {
     "role": "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies",
     "longName": "9955511 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Policies)",
     "shortName": "Nature of Operations and Summary of Significant Accounting Policies (Policies)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "policies",
     "menuCat": "Policies",
     "order": "41",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:NatureOfBusinessPolicyTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:NatureOfBusinessPolicyTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R42": {
     "role": "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables",
     "longName": "9955512 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies (Tables)",
     "shortName": "Nature of Operations and Summary of Significant Accounting Policies (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "42",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R43": {
     "role": "http://accesshorizon.com/role/SecuritiesTables",
     "longName": "9955513 - Disclosure - Securities (Tables)",
     "shortName": "Securities (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "43",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:MarketableSecuritiesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:MarketableSecuritiesTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R44": {
     "role": "http://accesshorizon.com/role/LoansTables",
     "longName": "9955514 - Disclosure - Loans (Tables)",
     "shortName": "Loans (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "44",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:LoanPortfolioSegmentsAndClassesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:LoanPortfolioSegmentsAndClassesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R45": {
     "role": "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables",
     "longName": "9955515 - Disclosure - Allowance for Credit and Loan Losses (Tables)",
     "shortName": "Allowance for Credit and Loan Losses (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "45",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R46": {
     "role": "http://accesshorizon.com/role/PremisesandEquipmentTables",
     "longName": "9955516 - Disclosure - Premises and Equipment (Tables)",
     "shortName": "Premises and Equipment (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "46",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:PropertyPlantAndEquipmentTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R47": {
     "role": "http://accesshorizon.com/role/LoanServicingTables",
     "longName": "9955517 - Disclosure - Loan Servicing (Tables)",
     "shortName": "Loan Servicing (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "47",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R48": {
     "role": "http://accesshorizon.com/role/GoodwillTables",
     "longName": "9955518 - Disclosure - Goodwill (Tables)",
     "shortName": "Goodwill (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "48",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R49": {
     "role": "http://accesshorizon.com/role/DepositsTables",
     "longName": "9955519 - Disclosure - Deposits (Tables)",
     "shortName": "Deposits (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "49",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:CompositionOfDepositsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:CompositionOfDepositsTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R50": {
     "role": "http://accesshorizon.com/role/BorrowingsTables",
     "longName": "9955520 - Disclosure - Borrowings (Tables)",
     "shortName": "Borrowings (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "50",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfDebtInstrumentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfDebtInstrumentsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R51": {
     "role": "http://accesshorizon.com/role/RepurchaseAgreementsTables",
     "longName": "9955521 - Disclosure - Repurchase Agreements (Tables)",
     "shortName": "Repurchase Agreements (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "51",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfRepurchaseAgreements",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfRepurchaseAgreements",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R52": {
     "role": "http://accesshorizon.com/role/IncomeTaxTables",
     "longName": "9955522 - Disclosure - Income Tax (Tables)",
     "shortName": "Income Tax (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "52",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R53": {
     "role": "http://accesshorizon.com/role/StockholdersEquityTables",
     "longName": "9955523 - Disclosure - Stockholders' Equity (Tables)",
     "shortName": "Stockholders' Equity (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "53",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R54": {
     "role": "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables",
     "longName": "9955524 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)",
     "shortName": "Off-Balance Sheet Arrangements, Commitments, and Contingencies (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "54",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": null
    },
    "R55": {
     "role": "http://accesshorizon.com/role/RegulatoryCapitalTables",
     "longName": "9955525 - Disclosure - Regulatory Capital (Tables)",
     "shortName": "Regulatory Capital (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "55",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R56": {
     "role": "http://accesshorizon.com/role/ShareBasedCompensationTables",
     "longName": "9955526 - Disclosure - Share-Based Compensation (Tables)",
     "shortName": "Share-Based Compensation (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "56",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R57": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables",
     "longName": "9955527 - Disclosure - Derivative Financial Instruments (Tables)",
     "shortName": "Derivative Financial Instruments (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "57",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R58": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables",
     "longName": "9955528 - Disclosure - Disclosures about Fair Value of Assets and Liabilities (Tables)",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "58",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueByBalanceSheetGroupingTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueByBalanceSheetGroupingTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R59": {
     "role": "http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables",
     "longName": "9955529 - Disclosure - Fair Value of Financial Instruments (Tables)",
     "shortName": "Fair Value of Financial Instruments (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "tables",
     "menuCat": "Tables",
     "order": "59",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R60": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables",
     "longName": "9955530 - Disclosure - Condensed Financial Information (Parent Company Only) (Tables)",
     "shortName": "Condensed Financial Information (Parent Company Only) (Tables)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Tables",
     "order": "60",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "srt:ScheduleOfCondensedBalanceSheetTableTextBlock",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R61": {
     "role": "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
     "longName": "9955531 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)",
     "shortName": "Nature of Operations and Summary of Significant Accounting Policies - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "61",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:FullServiceFacilitiesMaintainedByBank",
      "unitRef": "office",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "hbnc:NatureOfBusinessPolicyTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:FullServiceFacilitiesMaintainedByBank",
      "unitRef": "office",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "hbnc:NatureOfBusinessPolicyTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R62": {
     "role": "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails",
     "longName": "9955532 - Disclosure - Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details)",
     "shortName": "Nature of Operations and Summary of Significant Accounting Policies - Schedule of Computation of Basic and Diluted Earnings Per Share (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "62",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:WeightedAverageNumberOfSharesOutstandingBasic",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "0",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R63": {
     "role": "http://accesshorizon.com/role/CashEquivalentsDetails",
     "longName": "9955533 - Disclosure - Cash Equivalents (Details)",
     "shortName": "Cash Equivalents (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "63",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:CashEquivalentMaximumMaturityPeriod",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:CashEquivalentMaximumMaturityPeriod",
      "unitRef": null,
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": null,
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R64": {
     "role": "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
     "longName": "9955534 - Disclosure - Securities - Schedule of Fair Value of Securities (Details)",
     "shortName": "Securities - Schedule of Fair Value of Securities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "64",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:InvestmentTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:MarketableSecuritiesTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R65": {
     "role": "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
     "longName": "9955535 - Disclosure - Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details)",
     "shortName": "Securities - Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "65",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:InvestmentTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:InvestmentTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R66": {
     "role": "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails",
     "longName": "9955536 - Disclosure - Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details)",
     "shortName": "Securities - Schedule of Gross Unrealized Losses and Fair Value of Company's Investments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "66",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R67": {
     "role": "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
     "longName": "9955537 - Disclosure - Securities - Additional Information (Details)",
     "shortName": "Securities - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "67",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
      "unitRef": "security",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
      "unitRef": "security",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R68": {
     "role": "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
     "longName": "9955538 - Disclosure - Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details)",
     "shortName": "Securities - Schedule of Credit Quality Indicators of Held-To-Maturity Securities at Amortized Cost (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "68",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:InvestmentTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-98",
      "name": "us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R69": {
     "role": "http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails",
     "longName": "9955539 - Disclosure - Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details)",
     "shortName": "Securities - Schedule of Allowance for Credit Losses on Held-To-Maturity Securities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "69",
     "firstAnchor": {
      "contextRef": "c-5",
      "name": "us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R70": {
     "role": "http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails",
     "longName": "9955540 - Disclosure - Securities - Sales of Securities Available for Sale (Details)",
     "shortName": "Securities - Sales of Securities Available for Sale (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "70",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfRealizedGainLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfRealizedGainLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R71": {
     "role": "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails",
     "longName": "9955541 - Disclosure - Securities - Fair Value and Amortized Cost of Securities (Details)",
     "shortName": "Securities - Fair Value and Amortized Cost of Securities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "71",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R72": {
     "role": "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
     "longName": "9955542 - Disclosure - Loans - Schedule of Loans Outstanding by Portfolio Class (Details)",
     "shortName": "Loans - Schedule of Loans Outstanding by Portfolio Class (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "72",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "hbnc:LoansOutstandingByPortfolioClassTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": null
    },
    "R73": {
     "role": "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
     "longName": "9955543 - Disclosure - Loans - Additional Information (Details)",
     "shortName": "Loans - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "73",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:DeferredFeesCostsLoansAndLeases",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:DeferredFeesCostsLoansAndLeases",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R74": {
     "role": "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
     "longName": "9955544 - Disclosure - Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured (\"TDRs\") by Class of Loans (Details)",
     "shortName": "Loans - Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured (\"TDRs\") by Class of Loans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "74",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R75": {
     "role": "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
     "longName": "9955545 - Disclosure - Loans - Schedule of Payment Status by Class of Loan (Details)",
     "shortName": "Loans - Schedule of Payment Status by Class of Loan (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "75",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:PastDueFinancingReceivablesTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:PastDueFinancingReceivablesTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R76": {
     "role": "http://accesshorizon.com/role/LoansModifiedLoansDetails",
     "longName": "9955546 - Disclosure - Loans - Modified Loans (Details)",
     "shortName": "Loans - Modified Loans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "76",
     "firstAnchor": {
      "contextRef": "c-289",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-289",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R77": {
     "role": "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
     "longName": "9955547 - Disclosure - Loans - Modified Loans Past Due (Details)",
     "shortName": "Loans - Modified Loans Past Due (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "77",
     "firstAnchor": {
      "contextRef": "c-150",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FinancingReceivableModifiedPastDueTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-150",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FinancingReceivableModifiedPastDueTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R78": {
     "role": "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
     "longName": "9955548 - Disclosure - Loans - Schedule of Collateral Pledged Loans (Details)",
     "shortName": "Loans - Schedule of Collateral Pledged Loans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "78",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "hbnc:LoansOutstandingByPortfolioClassTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-357",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:AccountsReceivableAllowanceForCreditLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R79": {
     "role": "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
     "longName": "9955549 - Disclosure - Loans - Schedule of Loans by Credit Grades (Details)",
     "shortName": "Loans - Schedule of Loans by Credit Grades (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "79",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "hbnc:LoansOutstandingByPortfolioClassTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-140",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R80": {
     "role": "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
     "longName": "9955550 - Disclosure - Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details)",
     "shortName": "Allowance for Credit and Loan Losses - Schedule of Allowance for Credit Losses (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "80",
     "firstAnchor": {
      "contextRef": "c-5",
      "name": "us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R81": {
     "role": "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails",
     "longName": "9955551 - Disclosure - Allowance for Credit and Loan Losses - Additional Information (Details)",
     "shortName": "Allowance for Credit and Loan Losses - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "81",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R82": {
     "role": "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
     "longName": "9955552 - Disclosure - Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details)",
     "shortName": "Allowance for Credit and Loan Losses - Financial Instruments with Off-Balance Sheet Risk (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "82",
     "firstAnchor": {
      "contextRef": "c-5",
      "name": "us-gaap:OffBalanceSheetCreditLossLiability",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-22",
      "name": "us-gaap:OffBalanceSheetCreditLossLiability",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R83": {
     "role": "http://accesshorizon.com/role/PremisesandEquipmentDetails",
     "longName": "9955553 - Disclosure - Premises and Equipment (Details)",
     "shortName": "Premises and Equipment (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "83",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "us-gaap:PropertyPlantAndEquipmentTextBlock",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:PropertyPlantAndEquipmentGross",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "us-gaap:PropertyPlantAndEquipmentTextBlock",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R84": {
     "role": "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
     "longName": "9955554 - Disclosure - Loan Servicing - Additional Information (Details)",
     "shortName": "Loan Servicing - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "84",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:PrincipalAmountOfServiceLoanOutstanding",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-6",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:PrincipalAmountOfServiceLoanOutstanding",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-6",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R85": {
     "role": "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails",
     "longName": "9955555 - Disclosure - Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details)",
     "shortName": "Loan Servicing - Schedule of Originated Mortgage Servicing Rights (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "85",
     "firstAnchor": {
      "contextRef": "c-5",
      "name": "hbnc:FiniteLivedMortgageServicingRights",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-13",
      "name": "hbnc:FiniteLivedMortgageServicingRights",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R86": {
     "role": "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
     "longName": "9955556 - Disclosure - Goodwill - Additional Information (Details)",
     "shortName": "Goodwill - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "86",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:Goodwill",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:GoodwillImpairmentLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "us-gaap:GoodwillImpairmentLoss",
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R87": {
     "role": "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails",
     "longName": "9955557 - Disclosure - Goodwill - Schedule of Amortizable Intangible Assets (Details)",
     "shortName": "Goodwill - Schedule of Amortizable Intangible Assets (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "87",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FiniteLivedCoreDepositsGross",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-497",
      "name": "us-gaap:FiniteLivedCoreDepositsGross",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R88": {
     "role": "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails",
     "longName": "9955558 - Disclosure - Goodwill - Schedule of Estimated Amortization (Details)",
     "shortName": "Goodwill - Schedule of Estimated Amortization (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "88",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R89": {
     "role": "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails",
     "longName": "9955559 - Disclosure - Deposits - Schedule of Deposits (Details)",
     "shortName": "Deposits - Schedule of Deposits (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "89",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:NoninterestBearingDepositLiabilities",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:InterestBearingDomesticDepositDemand",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "ix:continuation",
       "hbnc:CompositionOfDepositsTableTextBlock",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R90": {
     "role": "http://accesshorizon.com/role/DepositsAdditionalInformationDetails",
     "longName": "9955560 - Disclosure - Deposits - Additional Information (Details)",
     "shortName": "Deposits - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "90",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:TimeDeposits100000OrMore",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:TimeDeposits100000OrMore",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R91": {
     "role": "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails",
     "longName": "9955561 - Disclosure - Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)",
     "shortName": "Deposits - Schedule of Certificates and Other Time Deposits for Both Retail and Brokered (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "91",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:TimeDepositMaturitiesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:TimeDepositMaturitiesYearOne",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:TimeDepositMaturitiesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R92": {
     "role": "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
     "longName": "9955562 - Disclosure - Borrowings - Schedule of Borrowings (Details)",
     "shortName": "Borrowings - Schedule of Borrowings (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "92",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AdvancesFromFederalHomeLoanBanks",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfDebtInstrumentsTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AdvancesFromFederalHomeLoanBanks",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfDebtInstrumentsTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R93": {
     "role": "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails",
     "longName": "9955563 - Disclosure - Borrowings - Additional Information (Details)",
     "shortName": "Borrowings - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "93",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate",
      "unitRef": "number",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "4",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate",
      "unitRef": "number",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "4",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R94": {
     "role": "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails",
     "longName": "9955564 - Disclosure - Borrowings - Schedule of Contractual Maturities (Details)",
     "shortName": "Borrowings - Schedule of Contractual Maturities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "94",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R95": {
     "role": "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
     "longName": "9955565 - Disclosure - Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details)",
     "shortName": "Repurchase Agreements - Schedule of Repurchase Agreements Accounted as Secured Borrowings the Related Securities, at Fair Value, Pledged (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "95",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:SecuredDebtRepurchaseAgreements",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:SecuredDebtRepurchaseAgreements",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R96": {
     "role": "http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails",
     "longName": "9955566 - Disclosure - Repurchase Agreements - Additional Information (Details)",
     "shortName": "Repurchase Agreements - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "96",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R97": {
     "role": "http://accesshorizon.com/role/SubordinatedNotesDetails",
     "longName": "9955567 - Disclosure - Subordinated Notes (Details)",
     "shortName": "Subordinated Notes (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "97",
     "firstAnchor": {
      "contextRef": "c-536",
      "name": "us-gaap:DebtInstrumentFaceAmount",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-536",
      "name": "us-gaap:DebtInstrumentFaceAmount",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R98": {
     "role": "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails",
     "longName": "9955568 - Disclosure - Junior Subordinated Debentures Issued to Capital Trusts (Details)",
     "shortName": "Junior Subordinated Debentures Issued to Capital Trusts (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "98",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:DebtInstrumentBasisSpreadOnVariableRate1",
      "unitRef": "number",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-551",
      "name": "hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R99": {
     "role": "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails",
     "longName": "9955569 - Disclosure - Supplemental Executive Retirement Plan (Details)",
     "shortName": "Supplemental Executive Retirement Plan (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "99",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:CommonStockSharesHeldInEmployeeTrust",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:CommonStockSharesHeldInEmployeeTrust",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R100": {
     "role": "http://accesshorizon.com/role/EmployeeBenefitPlansDetails",
     "longName": "9955570 - Disclosure - Employee Benefit Plans (Details)",
     "shortName": "Employee Benefit Plans (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "100",
     "firstAnchor": {
      "contextRef": "c-554",
      "name": "us-gaap:PensionAndOtherPostretirementBenefitExpense",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-554",
      "name": "us-gaap:PensionAndOtherPostretirementBenefitExpense",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R101": {
     "role": "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails",
     "longName": "9955571 - Disclosure - Income Tax - Schedule of Reconciliation of Income Taxes (Details)",
     "shortName": "Income Tax - Schedule of Reconciliation of Income Taxes (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "101",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:CurrentFederalTaxExpenseBenefit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R102": {
     "role": "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails",
     "longName": "9955572 - Disclosure - Income Tax - Schedule of Reconciliation of Deferred Tax Assets & Liabilities (Details)",
     "shortName": "Income Tax - Schedule of Reconciliation of Deferred Tax Assets & Liabilities (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "102",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R103": {
     "role": "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails",
     "longName": "9955573 - Disclosure - Income Tax - Additional Information (Details)",
     "shortName": "Income Tax - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "103",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InvestmentTaxCredit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:InvestmentTaxCredit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R104": {
     "role": "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails",
     "longName": "9955574 - Disclosure - Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details)",
     "shortName": "Stockholders' Equity - Schedule of Components of Accumulated Other Comprehensive Income (Loss) (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "104",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:StockholdersEquity",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-560",
      "name": "us-gaap:StockholdersEquity",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R105": {
     "role": "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails",
     "longName": "9955575 - Disclosure - Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details)",
     "shortName": "Off-Balance Sheet Arrangements, Commitments, and Contingencies (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "105",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R106": {
     "role": "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails",
     "longName": "9955576 - Disclosure - Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)",
     "shortName": "Regulatory Capital - Schedule of Regulatory Capital Requirement (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "106",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:Capital",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:Capital",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R107": {
     "role": "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
     "longName": "9955577 - Disclosure - Share-Based Compensation - Additional Information (Details)",
     "shortName": "Share-Based Compensation - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "107",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "ix:continuation",
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "ix:continuation",
       "span",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R108": {
     "role": "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails",
     "longName": "9955578 - Disclosure - Share-Based Compensation - Schedule of Option Activity (Details)",
     "shortName": "Share-Based Compensation - Schedule of Option Activity (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "108",
     "firstAnchor": {
      "contextRef": "c-572",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-573",
      "name": "us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R109": {
     "role": "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails",
     "longName": "9955579 - Disclosure - Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details)",
     "shortName": "Share-Based Compensation - Schedule of Status of Non-vested, Restricted and Performance Shares (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "109",
     "firstAnchor": {
      "contextRef": "c-581",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-581",
      "name": "us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
      "unitRef": "shares",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R110": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
     "longName": "9955580 - Disclosure - Derivative Financial Instruments - Additional Information (Details)",
     "shortName": "Derivative Financial Instruments - Additional Information (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "110",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DerivativeAssetNotionalAmount",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DeferredGainLossOnDiscontinuationOfFairValueHedge",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R111": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails",
     "longName": "9955581 - Disclosure - Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details)",
     "shortName": "Derivative Financial Instruments - Schedule of Fair Value of Derivative Financial Instruments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "111",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DerivativeAssetNotionalAmount",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:DerivativeFairValueOfDerivativeAsset",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R112": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
     "longName": "9955582 - Disclosure - Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details)",
     "shortName": "Derivative Financial Instruments - Schedule of Effect of Derivative Instruments on Condensed Consolidated Statements of Income Derivative in Cash Flow Hedging Relationship (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "112",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-603",
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R113": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
     "longName": "9955583 - Disclosure - Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details)",
     "shortName": "Derivative Financial Instruments - Schedule of Effect of the Derivative Designated as a Hedging Instrument on the Consolidated Statements of Income Derivative in Fair Value Hedging Relationship (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "113",
     "firstAnchor": {
      "contextRef": "c-621",
      "name": "us-gaap:DerivativeGainLossOnDerivativeNet",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-621",
      "name": "us-gaap:DerivativeGainLossOnDerivativeNet",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R114": {
     "role": "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails",
     "longName": "9955584 - Disclosure - Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details)",
     "shortName": "Derivative Financial Instruments - Amortized Cost and Cumulative Amount of Fair Value Heading Adjustments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "114",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R115": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
     "longName": "9955585 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details)",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities - Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "115",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:AvailableForSaleSecuritiesDebtSecurities",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FairValueByBalanceSheetGroupingTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R116": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
     "longName": "9955586 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details)",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities - Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "116",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:CollateralDependentLoansFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-4",
      "name": "hbnc:CollateralDependentLoansFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R117": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
     "longName": "9955587 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Narrative (Details)",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities - Narrative (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "117",
     "firstAnchor": {
      "contextRef": "c-688",
      "name": "hbnc:LoansTransferredToHeldForSaleFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-688",
      "name": "hbnc:LoansTransferredToHeldForSaleFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R118": {
     "role": "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
     "longName": "9955588 - Disclosure - Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details)",
     "shortName": "Disclosures about Fair Value of Assets and Liabilities - Schedule of Qualitative Information about Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "118",
     "firstAnchor": {
      "contextRef": "c-693",
      "name": "us-gaap:AssetsFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-693",
      "name": "us-gaap:AssetsFairValueDisclosure",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R119": {
     "role": "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails",
     "longName": "9955589 - Disclosure - Fair Value of Financial Instruments (Details)",
     "shortName": "Fair Value of Financial Instruments (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "119",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:CashAndDueFromBanks",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-704",
      "name": "us-gaap:CashAndDueFromBanks",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R120": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
     "longName": "9955590 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details)",
     "shortName": "Condensed Financial Information (Parent Company Only) - Condensed Balance Sheets (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "120",
     "firstAnchor": {
      "contextRef": "c-4",
      "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-711",
      "name": "us-gaap:CashAndCashEquivalentsAtCarryingValue",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "srt:ScheduleOfCondensedBalanceSheetTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R121": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
     "longName": "9955591 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details)",
     "shortName": "Condensed Financial Information (Parent Company Only) - Condensed Statements of Income (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "121",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "hbnc:NoninterestIncomeOtherOperatingIncomeExpense",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-713",
      "name": "us-gaap:DividendIncomeOperating",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "srt:ScheduleOfCondensedIncomeStatementTableTextBlock",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R122": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
     "longName": "9955592 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details)",
     "shortName": "Condensed Financial Information (Parent Company Only) - Condensed Statements of Comprehensive Income (Loss) (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "122",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-713",
      "name": "us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "srt:CondensedStatementOfComprehensiveIncomeTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R123": {
     "role": "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
     "longName": "9955593 - Disclosure - Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details)",
     "shortName": "Condensed Financial Information (Parent Company Only) - Condensed Statements of Cash Flows (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "parenthetical",
     "menuCat": "Details",
     "order": "123",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NetIncomeLoss",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-713",
      "name": "us-gaap:ShareBasedCompensation",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "ix:continuation",
       "srt:ScheduleOfCondensedCashFlowStatementTableTextBlock",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    },
    "R124": {
     "role": "http://accesshorizon.com/role/SegmentReportingDetails",
     "longName": "9955594 - Disclosure - Segment Reporting (Details)",
     "shortName": "Segment Reporting (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "124",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NumberOfReportableSegments",
      "unitRef": "reportable_segment",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     },
     "uniqueAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:NumberOfReportableSegments",
      "unitRef": "reportable_segment",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "INF",
      "ancestors": [
       "span",
       "div",
       "ix:continuation",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true,
      "unique": true
     }
    },
    "R125": {
     "role": "http://accesshorizon.com/role/SubsequentEventsDetails",
     "longName": "9955595 - Disclosure - Subsequent Events (Details)",
     "shortName": "Subsequent Events (Details)",
     "isDefault": "false",
     "groupType": "disclosure",
     "subGroupType": "details",
     "menuCat": "Details",
     "order": "125",
     "firstAnchor": {
      "contextRef": "c-1",
      "name": "us-gaap:GainLossOnSaleOfMortgageLoans",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-3",
      "ancestors": [
       "span",
       "td",
       "tr",
       "table",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "first": true
     },
     "uniqueAnchor": {
      "contextRef": "c-718",
      "name": "us-gaap:GainLossOnSaleOfMortgageLoans",
      "unitRef": "usd",
      "xsiNil": "false",
      "lang": "en-US",
      "decimals": "-5",
      "ancestors": [
       "span",
       "ix:continuation",
       "div",
       "body",
       "html"
      ],
      "reportCount": 1,
      "baseRef": "hbnc-20241231.htm",
      "unique": true
     }
    }
   },
   "tag": {
    "us-gaap_AccountsNotesAndLoansReceivableLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccountsNotesAndLoansReceivableLineItems",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accounts, Notes, Loans and Financing Receivable [Line Items]",
        "label": "Accounts, Notes, Loans and Financing Receivable [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r401",
      "r1240"
     ]
    },
    "us-gaap_AccountsReceivableAllowanceForCreditLossTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccountsReceivableAllowanceForCreditLossTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Allowance for Credit Loss Allocated for Collateral Dependent Loans",
        "label": "Accounts Receivable, Allowance for Credit Loss [Table Text Block]",
        "documentation": "Tabular disclosure of allowance for credit loss on accounts receivable."
       }
      }
     },
     "auth_ref": [
      "r1268"
     ]
    },
    "us-gaap_AccretionAmortizationOfDiscountsAndPremiumsInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccretionAmortizationOfDiscountsAndPremiumsInvestments",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Net amortization of premiums and discounts on securities",
        "label": "Accretion (Amortization) of Discounts and Premiums, Investments",
        "documentation": "The sum of the periodic adjustments of the differences between securities' face values and purchase prices that are charged against earnings. This is called accretion if the security was purchased at a discount and amortization if it was purchased at premium. As a noncash item, this element is an adjustment to net income when calculating cash provided by or used in operations using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r133"
     ]
    },
    "us-gaap_AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/PremisesandEquipmentDetails": {
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Accumulated depreciation",
        "label": "Accumulated Depreciation, Depletion and Amortization, Property, Plant, and Equipment",
        "documentation": "Amount of accumulated depreciation, depletion and amortization for physical assets used in the normal conduct of business to produce goods and services."
       }
      }
     },
     "auth_ref": [
      "r55",
      "r273",
      "r842"
     ]
    },
    "us-gaap_AccumulatedGainLossNetCashFlowHedgeParentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedGainLossNetCashFlowHedgeParentMember",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized gain on derivative instruments, net of tax",
        "label": "Accumulated Gain (Loss), Net, Cash Flow Hedge, Parent [Member]",
        "documentation": "Accumulated other comprehensive income (loss) from gain (loss) of derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness, attributable to parent."
       }
      }
     },
     "auth_ref": [
      "r290",
      "r300",
      "r301",
      "r687",
      "r977",
      "r1199"
     ]
    },
    "us-gaap_AccumulatedNetUnrealizedInvestmentGainLossMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedNetUnrealizedInvestmentGainLossMember",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized gain (loss) on securities available for sale, net of tax",
        "label": "AOCI, Accumulated Gain (Loss), Debt Securities, Available-for-Sale, Parent [Member]",
        "documentation": "Accumulated unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), attributable to parent."
       }
      }
     },
     "auth_ref": [
      "r285",
      "r286",
      "r287",
      "r290",
      "r300",
      "r301",
      "r1199"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedOtherComprehensiveIncomeLossLineItems",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Line Items]",
        "label": "Accumulated Other Comprehensive Income (Loss) [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r299",
      "r300",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedOtherComprehensiveIncomeLossNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accumulated other comprehensive income (loss)",
        "label": "Accumulated Other Comprehensive Income (Loss), Net of Tax",
        "documentation": "Amount, after tax, of accumulated increase (decrease) in equity from transaction and other event and circumstance from nonowner source."
       }
      }
     },
     "auth_ref": [
      "r31",
      "r32",
      "r120",
      "r279",
      "r837",
      "r864",
      "r868"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeLossTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedOtherComprehensiveIncomeLossTable",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accumulated Other Comprehensive Income (Loss) [Table]",
        "label": "Accumulated Other Comprehensive Income (Loss) [Table]",
        "documentation": "Disclosure of information about components of accumulated other comprehensive income (loss)."
       }
      }
     },
     "auth_ref": [
      "r299",
      "r300",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744"
     ]
    },
    "us-gaap_AccumulatedOtherComprehensiveIncomeMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AccumulatedOtherComprehensiveIncomeMember",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accumulated Other Comprehensive Income (Loss)",
        "label": "AOCI Attributable to Parent [Member]",
        "documentation": "Accumulated increase (decrease) in equity from transactions and other events and circumstances from non-owner sources, attributable to the parent. Excludes net income (loss), and accumulated changes in equity from transactions resulting from investments by owners and distributions to owners."
       }
      }
     },
     "auth_ref": [
      "r3",
      "r19",
      "r32",
      "r699",
      "r702",
      "r756",
      "r859",
      "r860",
      "r1199",
      "r1200",
      "r1201",
      "r1217",
      "r1218",
      "r1219",
      "r1221"
     ]
    },
    "ecd_Additional402vDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "Additional402vDisclosureTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional 402(v) Disclosure",
        "label": "Additional 402(v) Disclosure [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1106"
     ]
    },
    "us-gaap_AdditionalPaidInCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdditionalPaidInCapital",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional paid-in capital",
        "label": "Additional Paid in Capital",
        "documentation": "Amount of excess of issue price over par or stated value of stock and from other transaction involving stock or stockholder. Includes, but is not limited to, additional paid-in capital (APIC) for common and preferred stock."
       }
      }
     },
     "auth_ref": [
      "r113",
      "r1035",
      "r1402"
     ]
    },
    "us-gaap_AdditionalPaidInCapitalMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdditionalPaidInCapitalMember",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional Paid-in Capital",
        "label": "Additional Paid-in Capital [Member]",
        "documentation": "Excess of issue price over par or stated value of the entity's capital stock and amounts received from other transactions involving the entity's stock or stockholders."
       }
      }
     },
     "auth_ref": [
      "r878",
      "r1217",
      "r1218",
      "r1219",
      "r1221",
      "r1346",
      "r1405"
     ]
    },
    "ecd_AdjToCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AdjToCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adjustment to Compensation, Amount",
        "label": "Adjustment to Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "ecd_AdjToCompAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AdjToCompAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adjustment to Compensation:",
        "label": "Adjustment to Compensation [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "ecd_AdjToNonPeoNeoCompFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AdjToNonPeoNeoCompFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adjustment to Non-PEO NEO Compensation Footnote",
        "label": "Adjustment to Non-PEO NEO Compensation Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "ecd_AdjToPeoCompFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AdjToPeoCompFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adjustment To PEO Compensation, Footnote",
        "label": "Adjustment To PEO Compensation, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "us-gaap_AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Net settlement of share awards",
        "label": "Share-Based Payment Arrangement, Decrease for Tax Withholding Obligation",
        "documentation": "Amount of decrease to equity for grantee's tax withholding obligation for award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortization of unearned compensation",
        "label": "APIC, Share-Based Payment Arrangement, Restricted Stock Unit, Increase for Cost Recognition",
        "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for restricted stock unit under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock option expense",
        "label": "APIC, Share-Based Payment Arrangement, Option, Increase for Cost Recognition",
        "documentation": "Amount of increase to additional paid-in capital (APIC) for recognition of cost for option under share-based payment arrangement."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Stock retirement plans",
        "label": "Adjustments to Additional Paid in Capital, Stock Retirement Plans",
        "documentation": "Adjustments to Additional Paid in Capital, Stock Retirement Plans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdjustmentsToReconcileNetIncomeLossToCashProvidedByUsedInOperatingActivitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Items not requiring (providing) cash",
        "verboseLabel": "Items not requiring (providing) cash",
        "label": "Adjustments to Reconcile Net Income (Loss) to Cash Provided by (Used in) Operating Activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AdvancesFromFederalHomeLoanBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdvancesFromFederalHomeLoanBanks",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May\u00a022, 2034",
        "label": "Advance from Federal Home Loan Bank",
        "documentation": "Amount of borrowings as of the balance sheet date from the Federal Home Loan Bank, which are primarily used to cover shortages in the required reserve balance and liquidity shortages."
       }
      }
     },
     "auth_ref": [
      "r203"
     ]
    },
    "us-gaap_AdvertisingCostsPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdvertisingCostsPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Advertising Costs",
        "label": "Advertising Cost [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for advertising cost."
       }
      }
     },
     "auth_ref": [
      "r236"
     ]
    },
    "us-gaap_AdvertisingExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AdvertisingExpense",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Advertising expense",
        "label": "Advertising Expense",
        "documentation": "Amount charged to advertising expense for the period, which are expenses incurred with the objective of increasing revenue for a specified brand, product or product line."
       }
      }
     },
     "auth_ref": [
      "r640",
      "r1018"
     ]
    },
    "ecd_AggtChngPnsnValInSummryCompstnTblForAplblYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AggtChngPnsnValInSummryCompstnTblForAplblYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table",
        "label": "Aggregate Change in Present Value of Accumulated Benefit for All Pension Plans Reported in Summary Compensation Table [Member]"
       }
      }
     },
     "auth_ref": [
      "r1164"
     ]
    },
    "ecd_AggtErrCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AggtErrCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Erroneous Compensation Amount",
        "label": "Aggregate Erroneous Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1077",
      "r1088",
      "r1098",
      "r1131"
     ]
    },
    "ecd_AggtErrCompNotYetDeterminedTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AggtErrCompNotYetDeterminedTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Erroneous Compensation Not Yet Determined",
        "label": "Aggregate Erroneous Compensation Not Yet Determined [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1080",
      "r1091",
      "r1101",
      "r1134"
     ]
    },
    "ecd_AggtPnsnAdjsSvcCstMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AggtPnsnAdjsSvcCstMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Pension Adjustments Service Cost",
        "label": "Aggregate Pension Adjustments Service Cost [Member]"
       }
      }
     },
     "auth_ref": [
      "r1165"
     ]
    },
    "ecd_AllAdjToCompMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AllAdjToCompMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "All Adjustments to Compensation",
        "label": "All Adjustments to Compensation [Member]"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "ecd_AllExecutiveCategoriesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AllExecutiveCategoriesMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "All Executive Categories",
        "label": "All Executive Categories [Member]"
       }
      }
     },
     "auth_ref": [
      "r1126"
     ]
    },
    "ecd_AllIndividualsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AllIndividualsMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure",
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure",
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements",
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "All Individuals",
        "label": "All Individuals [Member]"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1126",
      "r1135",
      "r1139",
      "r1147"
     ]
    },
    "ecd_AllTradingArrangementsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AllTradingArrangementsMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "All Trading Arrangements",
        "label": "All Trading Arrangements [Member]"
       }
      }
     },
     "auth_ref": [
      "r1145"
     ]
    },
    "hbnc_AllianceFinancialStatutoryTrustOneMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AllianceFinancialStatutoryTrustOneMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Alliance Financial Statutory Trust I",
        "label": "Alliance Financial Statutory Trust One [Member]",
        "documentation": "Alliance financial statutory trust one."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AllocatedShareBasedCompensationExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AllocatedShareBasedCompensationExpense",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation expense",
        "label": "Share-Based Payment Arrangement, Expense",
        "documentation": "Amount of expense for award under share-based payment arrangement. Excludes amount capitalized."
       }
      }
     },
     "auth_ref": [
      "r629",
      "r638"
     ]
    },
    "hbnc_AllowanceForCreditLossesAllocation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AllowanceForCreditLossesAllocation",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "ACL Allocation",
        "label": "Allowance For Credit Losses allocation",
        "documentation": "Allowance For Credit Losses allocation"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Allowance for Credit Losses",
        "label": "Financing Receivable, Allowance for Credit Loss [Table Text Block]",
        "documentation": "Tabular disclosure of allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r208",
      "r1268"
     ]
    },
    "us-gaap_AllowanceForCreditLossesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AllowanceForCreditLossesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLosses"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Credit and Loan Losses",
        "label": "Allowance for Credit Losses [Text Block]",
        "documentation": "The entire disclosure for allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r52"
     ]
    },
    "hbnc_AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for loan losses charge down family first and junior lien mortgages past due period",
        "label": "Allowance For Loan Losses Charge Down Family First And Junior Lien Mortgages Past Due Period",
        "documentation": "Allowance for loan losses charge down family first and junior lien mortgages past due period."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for loan losses charge down unsecured open end loans past due period",
        "label": "Allowance For Loan Losses Charge Down Unsecured Open End Loans Past Due Period",
        "documentation": "Allowance for loan losses charge down unsecured open end loans past due period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AlternativeInvestmentMeasurementInput": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AlternativeInvestmentMeasurementInput",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Factor considered to be significant for fair value measurement",
        "label": "Alternative Investment, Measurement Input",
        "documentation": "Value of input used to measure alternative investment."
       }
      }
     },
     "auth_ref": [
      "r1027",
      "r1351",
      "r1352",
      "r1353"
     ]
    },
    "hbnc_AmTruStatutoryTrustOneMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AmTruStatutoryTrustOneMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Am Tru Statutory Trust I",
        "label": "Am Tru Statutory Trust One [Member]",
        "documentation": "Am Tru statutory trust one."
       }
      }
     },
     "auth_ref": []
    },
    "dei_AmendmentFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AmendmentFlag",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amendment Flag",
        "label": "Amendment Flag",
        "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AmortizationOfIntangibleAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AmortizationOfIntangibleAssets",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Core deposit intangible amortization",
        "label": "Amortization of Intangible Assets",
        "documentation": "The aggregate expense charged against earnings to allocate the cost of intangible assets (nonphysical assets not used in production) in a systematic and rational manner to the periods expected to benefit from such assets. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r503",
      "r509",
      "r1005"
     ]
    },
    "us-gaap_AmortizationOfMortgageServicingRightsMSRs": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AmortizationOfMortgageServicingRightsMSRs",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortization of mortgage servicing rights",
        "negatedLabel": "Amortization of servicing rights",
        "label": "Amortization of Mortgage Servicing Rights (MSRs)",
        "documentation": "The periodic amortization (in proportion to and over the period of estimated net servicing income or loss) of capitalized servicing rights, which contractually entitle the servicer to receive fees and ancillary revenues for performing billing, collection, disbursement and recordkeeping services in connection with a mortgage portfolio. As a noncash expense, this element is added back to net income when calculating cash provided by or used in operations using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r1384"
     ]
    },
    "hbnc_AmortizedCostAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AmortizedCostAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized Cost [Abstract]",
        "label": "Amortized Cost [Abstract]",
        "documentation": "Amortized Cost"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Shares, non-dilutive (in shares)",
        "label": "Antidilutive Securities Excluded from Computation of Earnings Per Share, Amount",
        "documentation": "Securities (including those issuable pursuant to contingent stock agreements) that could potentially dilute basic earnings per share (EPS) or earnings per unit (EPU) in the future that were not included in the computation of diluted EPS or EPU because to do so would increase EPS or EPU amounts or decrease loss per share or unit amounts for the period presented."
       }
      }
     },
     "auth_ref": [
      "r364"
     ]
    },
    "us-gaap_Assets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Assets",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total assets",
        "terseLabel": "Total assets",
        "label": "Assets",
        "documentation": "Amount of asset recognized for present right to economic benefit."
       }
      }
     },
     "auth_ref": [
      "r171",
      "r206",
      "r277",
      "r317",
      "r367",
      "r373",
      "r389",
      "r392",
      "r448",
      "r533",
      "r534",
      "r535",
      "r536",
      "r537",
      "r538",
      "r539",
      "r540",
      "r541",
      "r683",
      "r688",
      "r738",
      "r830",
      "r910",
      "r988",
      "r989",
      "r1035",
      "r1055",
      "r1295",
      "r1296",
      "r1376"
     ]
    },
    "us-gaap_AssetsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets",
        "label": "Assets [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AssetsFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Carrying Amount",
        "label": "Assets, Fair Value Disclosure",
        "documentation": "Fair value portion of asset recognized for present right to economic benefit."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r1023"
     ]
    },
    "us-gaap_AssetsFairValueDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsFairValueDisclosureAbstract",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets",
        "label": "Assets, Fair Value Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AssetsSoldUnderAgreementsToRepurchaseInterestRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsSoldUnderAgreementsToRepurchaseInterestRate",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities sold under agreements to repurchase, interest rate, overnight and continuous",
        "label": "Assets Sold under Agreements to Repurchase, Interest Rate",
        "documentation": "Interest rate on the amount to be repaid to the counterparty to the repurchase agreement when the carrying amount (or market value, if higher than the carrying amount) of securities or other assets sold under the repurchase agreement exceeds 10 percent of total assets."
       }
      }
     },
     "auth_ref": [
      "r327",
      "r782"
     ]
    },
    "us-gaap_AssetsSoldUnderAgreementsToRepurchaseLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsSoldUnderAgreementsToRepurchaseLineItems",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets Sold under Agreements to Repurchase [Line Items]",
        "label": "Assets Sold under Agreements to Repurchase [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r328",
      "r782"
     ]
    },
    "us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodDomain",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]",
        "label": "Repurchase Agreements and Similar Transactions, Maturity Periods [Domain]",
        "documentation": "Maturity period remaining for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements. Element name and standard label in Maturity [numeric lower end] to [numeric higher end] [date measure] [Member] or Maturity Greater Than [low end numeric value] [date measure] [Member] or Maturity Less Than [high end numeric value] [date measure] [Member] formats."
       }
      }
     },
     "auth_ref": [
      "r328",
      "r781",
      "r1036"
     ]
    },
    "us-gaap_AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]",
        "label": "Repurchase Agreements and Similar Transactions, Maturity Periods [Axis]",
        "documentation": "Information by maturity period remaining for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements. Element name and standard label in Maturity [numeric lower end] to [numeric higher end] [date measure] [Member] or Maturity Greater Than [low end numeric value] [date measure] [Member] or Maturity Less Than [high end numeric value] [date measure] [Member] formats."
       }
      }
     },
     "auth_ref": [
      "r328",
      "r781",
      "r1036"
     ]
    },
    "hbnc_AuditInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AuditInformationAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Audit Information [Abstract]",
        "documentation": "Audit Information"
       }
      }
     },
     "auth_ref": []
    },
    "dei_AuditorFirmId": {
     "xbrltype": "nonemptySequenceNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AuditorFirmId",
     "presentation": [
      "http://accesshorizon.com/role/AuditInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Auditor Firm ID",
        "label": "Auditor Firm ID",
        "documentation": "PCAOB issued Audit Firm Identifier"
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084"
     ]
    },
    "dei_AuditorLocation": {
     "xbrltype": "internationalNameItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AuditorLocation",
     "presentation": [
      "http://accesshorizon.com/role/AuditInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Auditor Location",
        "label": "Auditor Location"
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084"
     ]
    },
    "dei_AuditorName": {
     "xbrltype": "internationalNameItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "AuditorName",
     "presentation": [
      "http://accesshorizon.com/role/AuditInformation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Auditor Name",
        "label": "Auditor Name"
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gross Unrealized Gains",
        "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Gain, before Tax",
        "documentation": "Amount, before tax, of unrealized gain in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r418"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Gross Unrealized Losses",
        "label": "Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax",
        "documentation": "Amount, before tax, of unrealized loss in accumulated other comprehensive income (AOCI) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r419"
     ]
    },
    "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleDebtSecuritiesAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Amortized Cost",
        "label": "Debt Securities, Available-for-Sale, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r415",
      "r483",
      "r828"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Available for sale",
        "label": "Debt Securities, Available-for-Sale [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized cost within one year",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1249"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value within one year",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1249"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized cost for after ten years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1252"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value for after ten years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value",
        "documentation": "Fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1252"
     ]
    },
    "hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Fair value, available for sale",
        "label": "Available For Sale Securities Debt Maturities Rolling Fair Value",
        "documentation": "Available for sale securities debt maturities rolling fair value."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized cost for five to ten years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1251"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value for five to ten years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value",
        "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in rolling sixth through tenth fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1251"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized cost one to five years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1250"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value for one to five years",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value",
        "documentation": "Fair value of investment in debt security, measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year through fifth year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": [
      "r1250"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Amortized cost, available for sale",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), with single maturity date and allocated without single maturity date."
       }
      }
     },
     "auth_ref": [
      "r1247",
      "r1248",
      "r1387"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasisRollingMaturityAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Available for sale",
        "label": "Debt Securities, Available-for-Sale, Maturity, Allocated and Single Maturity Date, Amortized Cost, Rolling Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized cost, available for sale, mortgage obligations and backed pools",
        "label": "Debt Securities, Available-for-Sale, Maturity, without Single Maturity Date, Amortized Cost",
        "documentation": "Amortized cost of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), without single maturity date and not allocated over maturity grouping."
       }
      }
     },
     "auth_ref": [
      "r1247",
      "r1248"
     ]
    },
    "us-gaap_AvailableForSaleSecuritiesDebtSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AvailableForSaleSecuritiesDebtSecurities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Investment securities, available for sale",
        "terseLabel": "Fair Value",
        "label": "Debt Securities, Available-for-Sale",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r416",
      "r483",
      "r711",
      "r808",
      "r1023",
      "r1027",
      "r1244",
      "r1351",
      "r1352",
      "r1353"
     ]
    },
    "ecd_AwardExrcPrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardExrcPrice",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercise Price",
        "label": "Award Exercise Price"
       }
      }
     },
     "auth_ref": [
      "r1142"
     ]
    },
    "ecd_AwardGrantDateFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardGrantDateFairValue",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value as of Grant Date",
        "label": "Award Grant Date Fair Value"
       }
      }
     },
     "auth_ref": [
      "r1143"
     ]
    },
    "ecd_AwardTmgDiscLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgDiscLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Award Timing Disclosures [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "ecd_AwardTmgHowMnpiCnsdrdTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgHowMnpiCnsdrdTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Timing, How MNPI Considered",
        "label": "Award Timing, How MNPI Considered [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "ecd_AwardTmgMethodTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgMethodTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Timing Method",
        "label": "Award Timing Method [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "ecd_AwardTmgMnpiCnsdrdFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgMnpiCnsdrdFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Timing MNPI Considered",
        "label": "Award Timing MNPI Considered [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "ecd_AwardTmgMnpiDiscTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgMnpiDiscTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Timing MNPI Disclosure",
        "label": "Award Timing MNPI Disclosure [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "ecd_AwardTmgPredtrmndFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardTmgPredtrmndFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Timing Predetermined",
        "label": "Award Timing Predetermined [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "us-gaap_AwardTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "AwardTypeAxis",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails",
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Type [Axis]",
        "label": "Award Type [Axis]",
        "documentation": "Information by type of award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r600",
      "r601",
      "r602",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628"
     ]
    },
    "ecd_AwardUndrlygSecuritiesAmt": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardUndrlygSecuritiesAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Underlying Securities",
        "label": "Award Underlying Securities Amount"
       }
      }
     },
     "auth_ref": [
      "r1141"
     ]
    },
    "ecd_AwardsCloseToMnpiDiscIndName": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardsCloseToMnpiDiscIndName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Name",
        "label": "Awards Close in Time to MNPI Disclosures, Individual Name"
       }
      }
     },
     "auth_ref": [
      "r1140"
     ]
    },
    "ecd_AwardsCloseToMnpiDiscTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardsCloseToMnpiDiscTable",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Awards Close in Time to MNPI Disclosures",
        "label": "Awards Close in Time to MNPI Disclosures [Table]"
       }
      }
     },
     "auth_ref": [
      "r1139"
     ]
    },
    "ecd_AwardsCloseToMnpiDiscTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "AwardsCloseToMnpiDiscTableTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Awards Close in Time to MNPI Disclosures, Table",
        "label": "Awards Close in Time to MNPI Disclosures [Table Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1139"
     ]
    },
    "us-gaap_BadDebtReserveForTaxPurposesOfQualifiedLender": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "BadDebtReserveForTaxPurposesOfQualifiedLender",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Previously acquired institutions amount of allocated income to bad debt deductions",
        "label": "Bad Debt Reserve, Tax Purpose of Qualified Lender",
        "documentation": "Amount of bad debt reserves for tax purposes of qualified lenders excluded in calculating deferred taxes."
       }
      }
     },
     "auth_ref": [
      "r0",
      "r16",
      "r17",
      "r642"
     ]
    },
    "hbnc_BankOwnedLifeInsuranceDeathBenefitIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "BankOwnedLifeInsuranceDeathBenefitIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Death benefit on bank owned life insurance",
        "label": "Bank Owned Life Insurance Death Benefit Income",
        "documentation": "Bank Owned Life Insurance Death Benefit Income"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BankOwnedLifeInsuranceIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "BankOwnedLifeInsuranceIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Increase in cash value of bank owned life insurance",
        "label": "Bank Owned Life Insurance Income",
        "documentation": "Earnings on or other increases in the value of the cash surrender value of bank owned life insurance policies."
       }
      }
     },
     "auth_ref": [
      "r188"
     ]
    },
    "hbnc_BankOwnedLifeInsurancePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "BankOwnedLifeInsurancePolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Bank Owned Life Insurance (BOLI)",
        "label": "Bank Owned Life Insurance [Policy Text Block]",
        "documentation": "Bank owned life insurance policy."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BasisOfAccountingPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "BasisOfAccountingPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Basis of Reporting",
        "label": "Basis of Accounting, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for basis of accounting, or basis of presentation, used to prepare the financial statements (for example, US Generally Accepted Accounting Principles, Other Comprehensive Basis of Accounting, IFRS)."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Modifications for Borrowers Experiencing Financial Difficulty",
        "label": "Borrowers Experiencing Financial Difficulties, Modifications, Policy [Policy Text Block]",
        "documentation": "Borrowers Experiencing Financial Difficulties, Modifications, Policy"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_BrokeredDepositMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "BrokeredDepositMember",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Brokered",
        "label": "Brokered Deposit [Member]",
        "documentation": "Brokered deposit."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BuildingAndBuildingImprovementsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "BuildingAndBuildingImprovementsMember",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Buildings and improvements",
        "label": "Building and Building Improvements [Member]",
        "documentation": "Facility held for productive use including, but not limited to, office, production, storage and distribution facilities and any addition, improvement, or renovation to the structure, for example, but not limited to, interior masonry, interior flooring, electrical, and plumbing."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_BusinessCombinationsPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "BusinessCombinationsPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Business Combinations",
        "label": "Business Combinations Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for completed business combinations (purchase method, acquisition method or combination of entities under common control). This accounting policy may include a general discussion of the purchase method or acquisition method of accounting (including for example, the treatment accorded contingent consideration, the identification of assets and liabilities, the purchase price allocation process, how the fair values of acquired assets and liabilities are determined) and the entity's specific application thereof. An entity that acquires another entity in a leveraged buyout transaction generally discloses the accounting policy followed by the acquiring entity in determining the basis used to value its interest in the acquired entity, and the rationale for that accounting policy."
       }
      }
     },
     "auth_ref": [
      "r156",
      "r157",
      "r158",
      "r159"
     ]
    },
    "us-gaap_Capital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Capital",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), actual, amount",
        "label": "Banking Regulation, Total Capital, Actual",
        "documentation": "Amount of total capital as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_CapitalRequiredForCapitalAdequacy": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CapitalRequiredForCapitalAdequacy",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), for capital adequacy purposes, amount",
        "label": "Banking Regulation, Total Risk-Based Capital, Capital Adequacy, Minimum",
        "documentation": "Amount of minimum total risk-based capital required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "us-gaap_CapitalRequiredForCapitalAdequacyToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CapitalRequiredForCapitalAdequacyToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), For capital adequacy purposes, Ratio",
        "label": "Banking Regulation, Total Risk-Based Capital Ratio, Capital Adequacy, Minimum",
        "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBuffer": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CapitalRequiredForCapitalAdequacyWithCapitalBuffer",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount",
        "label": "Capital required for capital adequacy with capital buffer",
        "documentation": "Capital required for capital adequacy with capital buffer."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio",
        "label": "Capital required for capital adequacy with capital buffer to risk weighted assets",
        "documentation": "Capital required for capital adequacy with capital buffer to risk weighted assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CapitalRequiredToBeWellCapitalized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CapitalRequiredToBeWellCapitalized",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), for well capitalized purpose, amount",
        "label": "Banking Regulation, Total Risk-Based Capital, Well Capitalized, Minimum",
        "documentation": "Amount of minimum total risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), for well capitalized purpose, ratio",
        "label": "Banking Regulation, Total Risk-Based Capital Ratio, Well Capitalized, Minimum",
        "documentation": "Ratio of minimum total risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_CapitalToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CapitalToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total capital (to risk-weighted assets), actual, ratio",
        "label": "Banking Regulation, Total Risk-Based Capital Ratio, Actual",
        "documentation": "Ratio of total risk-based capital to risk-weighted assets as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "hbnc_CapitalizedMortgageServicingRights": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CapitalizedMortgageServicingRights",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Servicing rights capitalized",
        "label": "Capitalized Mortgage Servicing Rights",
        "documentation": "Capitalized mortgage servicing rights."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CarryingReportedAmountFairValueDisclosureMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CarryingReportedAmountFairValueDisclosureMember",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Carrying Amount",
        "label": "Reported Value Measurement [Member]",
        "documentation": "Measured as reported on the statement of financial position (balance sheet)."
       }
      }
     },
     "auth_ref": [
      "r88",
      "r89"
     ]
    },
    "us-gaap_CashAcquiredFromAcquisition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAcquiredFromAcquisition",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net cash received in branch acquisition",
        "label": "Cash Acquired from Acquisition",
        "documentation": "The cash inflow associated with the acquisition of business during the period (for example, cash that was held by the acquired business)."
       }
      }
     },
     "auth_ref": [
      "r36"
     ]
    },
    "us-gaap_CashAndCashEquivalentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndCashEquivalentsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and Cash Equivalents [Abstract]",
        "label": "Cash and Cash Equivalents [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CashAndCashEquivalentsAtCarryingValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndCashEquivalentsAtCarryingValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total cash and cash equivalents",
        "terseLabel": "Total cash and cash equivalents",
        "label": "Cash and Cash Equivalents, at Carrying Value",
        "documentation": "Amount of currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Excludes cash and cash equivalents within disposal group and discontinued operation."
       }
      }
     },
     "auth_ref": [
      "r39",
      "r271",
      "r974"
     ]
    },
    "us-gaap_CashAndCashEquivalentsAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndCashEquivalentsAxis",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and Cash Equivalents [Axis]",
        "label": "Cash and Cash Equivalents [Axis]",
        "documentation": "Information by type of cash and cash equivalent balance."
       }
      }
     },
     "auth_ref": [
      "r271"
     ]
    },
    "us-gaap_CashAndCashEquivalentsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndCashEquivalentsDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CashEquivalents"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash Equivalents",
        "label": "Cash and Cash Equivalents Disclosure [Text Block]",
        "documentation": "The entire disclosure for cash and cash equivalent footnotes, which may include the types of deposits and money market instruments, applicable carrying amounts, restricted amounts and compensating balance arrangements. Cash and equivalents include: (1) currency on hand (2) demand deposits with banks or financial institutions (3) other kinds of accounts that have the general characteristics of demand deposits (4) short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates. Generally, only investments maturing within three months from the date of acquisition qualify."
       }
      }
     },
     "auth_ref": [
      "r271",
      "r834"
     ]
    },
    "us-gaap_CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and Cash Equivalents",
        "label": "Cash and Cash Equivalents, Unrestricted Cash and Cash Equivalents, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for cash and cash equivalents with respect to unrestricted balances."
       }
      }
     },
     "auth_ref": [
      "r42"
     ]
    },
    "us-gaap_CashAndDueFromBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashAndDueFromBanks",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and due from banks",
        "verboseLabel": "Cash and due from banks",
        "label": "Cash and Due from Banks",
        "documentation": "For banks and other depository institutions: Includes cash on hand (currency and coin), cash items in process of collection, noninterest bearing deposits due from other financial institutions (including corporate credit unions), and noninterest bearing balances with the Federal Reserve Banks, Federal Home Loan Banks and central banks."
       }
      }
     },
     "auth_ref": [
      "r169"
     ]
    },
    "hbnc_CashCashEquivalentsInExcessOfFdicInsuredLimits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CashCashEquivalentsInExcessOfFdicInsuredLimits",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/CashEquivalentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Increase in cash account over the insured limit",
        "label": "Cash, Cash Equivalents In Excess Of FDIC Insured Limits",
        "documentation": "Cash amount exceed over FDIC insured limit."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Cash and Cash Equivalents, Beginning of Period",
        "periodEndLabel": "Cash and Cash Equivalents, End of Period",
        "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents",
        "documentation": "Amount of cash and cash equivalents, and cash and cash equivalents restricted to withdrawal or usage. Excludes amount for disposal group and discontinued operations. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": [
      "r39",
      "r131",
      "r314"
     ]
    },
    "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net Change in Cash and Cash Equivalents",
        "label": "Cash, Cash Equivalents, Restricted Cash, and Restricted Cash Equivalents, Period Increase (Decrease), Including Exchange Rate Effect",
        "documentation": "Amount of increase (decrease) in cash, cash equivalents, and cash and cash equivalents restricted to withdrawal or usage; including effect from exchange rate change. Cash includes, but is not limited to, currency on hand, demand deposits with banks or financial institutions, and other accounts with general characteristics of demand deposits. Cash equivalents include, but are not limited to, short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": [
      "r2",
      "r131"
     ]
    },
    "hbnc_CashEquivalentMaximumMaturityPeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CashEquivalentMaximumMaturityPeriod",
     "presentation": [
      "http://accesshorizon.com/role/CashEquivalentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash equivalent maximum maturity period",
        "label": "Cash Equivalent Maximum Maturity Period",
        "documentation": "Cash equivalent maximum maturity period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CashFlowHedgingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashFlowHedgingMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash Flow Hedging",
        "label": "Cash Flow Hedging [Member]",
        "documentation": "Hedge of the exposure to variability in the cash flows of a recognized asset or liability, or of a forecasted transaction, that is attributable to a particular risk."
       }
      }
     },
     "auth_ref": [
      "r74"
     ]
    },
    "us-gaap_CashSurrenderValueOfLifeInsurance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CashSurrenderValueOfLifeInsurance",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash value of life insurance",
        "label": "Cash Surrender Value of Life Insurance",
        "documentation": "Carrying amount as of the balance sheet date of amounts which could be received based on the terms of the insurance contract upon surrendering life policies owned by the entity."
       }
      }
     },
     "auth_ref": [
      "r1195"
     ]
    },
    "us-gaap_CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CertainLoansAcquiredInTransferAccountedForAsDebtSecuritiesAccretableYieldMovementScheduleLineItems",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]",
        "label": "Certain Loans Acquired in Transfer Accounted for as Debt Securities Accretable Yield Movement Schedule [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Certificates of deposit of $250,000 or more",
        "label": "Certificates Of Deposit Two Hundred Fifty Thousand And More [Member]",
        "documentation": "Certificates of deposit two hundred fifty thousand and more."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_ChangedPeerGroupFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ChangedPeerGroupFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Changed Peer Group, Footnote",
        "label": "Changed Peer Group, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1117"
     ]
    },
    "ecd_ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ChngInFrValAsOfVstngDtOfPrrYrEqtyAwrdsVstdInCvrdYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year",
        "label": "Change in Fair Value as of Vesting Date of Prior Year Equity Awards Vested in Covered Year [Member]"
       }
      }
     },
     "auth_ref": [
      "r1114"
     ]
    },
    "ecd_ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ChngInFrValOfOutsdngAndUnvstdEqtyAwrdsGrntdInPrrYrsMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested",
        "label": "Year-over-Year Change in Fair Value of Equity Awards Granted in Prior Years That are Outstanding and Unvested [Member]"
       }
      }
     },
     "auth_ref": [
      "r1112"
     ]
    },
    "dei_CityAreaCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CityAreaCode",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "City Area Code",
        "label": "City Area Code",
        "documentation": "Area code of city"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CitySavingsTrustMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CitySavingsTrustMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "City Savings Trust",
        "label": "City Savings Trust [Member]",
        "documentation": "City savings trust."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_CoSelectedMeasureAmt": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CoSelectedMeasureAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Company Selected Measure Amount",
        "label": "Company Selected Measure Amount"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "ecd_CoSelectedMeasureName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CoSelectedMeasureName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Company Selected Measure Name",
        "label": "Company Selected Measure Name"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "us-gaap_CollateralAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CollateralAxis",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral [Axis]",
        "label": "Collateral Held [Axis]",
        "documentation": "Information by category of collateral or no collateral, from lender's perspective."
       }
      }
     },
     "auth_ref": [
      "r998"
     ]
    },
    "hbnc_CollateralDependentLoansFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CollateralDependentLoansFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral dependent loans",
        "label": "Collateral Dependent Loans, Fair Value Disclosure",
        "documentation": "Collateral Dependent Loans, Fair Value Disclosure"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CollateralDependentLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CollateralDependentLoansMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral dependent loans",
        "label": "Collateral Dependent Loans [Member]",
        "documentation": "Collateral Dependent Loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CollateralDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CollateralDomain",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral [Domain]",
        "label": "Collateral Held [Domain]",
        "documentation": "Category of collateral or no collateral, from lender's perspective."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CollateralPledgedMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CollateralPledgedMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Collateral Pledged",
        "label": "Collateral Pledged [Member]",
        "documentation": "Pledge of specific property to serve as protection against default."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommercialAndIndustrialLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommercialAndIndustrialLoanMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commercial &amp; industrial",
        "label": "Commercial and Industrial Loan [Member]",
        "documentation": "Commercial and industrial loan."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommercialPortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommercialPortfolioSegmentMember",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commercial",
        "label": "Commercial Portfolio Segment [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial receivables."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommercialRealEstatePortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommercialRealEstatePortfolioSegmentMember",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Real estate",
        "verboseLabel": "Real Estate",
        "label": "Commercial Real Estate Portfolio Segment [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to commercial real estate."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommitmentsAndContingencies": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommitmentsAndContingencies",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commitments and contingent liabilities",
        "label": "Commitments and Contingencies",
        "documentation": "Represents the caption on the face of the balance sheet to indicate that the entity has entered into (1) purchase or supply arrangements that will require expending a portion of its resources to meet the terms thereof, and (2) is exposed to potential losses or, less frequently, gains, arising from (a) possible claims against a company's resources due to future performance under contract terms, and (b) possible losses or likely gains from uncertainties that will ultimately be resolved when one or more future events that are deemed likely to occur do occur or fail to occur."
       }
      }
     },
     "auth_ref": [
      "r106",
      "r180",
      "r833",
      "r897"
     ]
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommitmentsAndContingenciesDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commitments and Contingencies Disclosure [Abstract]",
        "label": "Commitments and Contingencies Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommitmentsAndContingenciesDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommitmentsAndContingenciesDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingencies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Off-Balance Sheet Arrangements, Commitments, and Contingencies",
        "label": "Commitments and Contingencies Disclosure [Text Block]",
        "documentation": "The entire disclosure for commitments and contingencies."
       }
      }
     },
     "auth_ref": [
      "r139",
      "r524",
      "r525",
      "r967",
      "r1288",
      "r1293"
     ]
    },
    "hbnc_CommitmentsToOriginateMortgageLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommitmentsToOriginateMortgageLoansMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commitments to originate mortgage loans",
        "label": "Commitments to Originate Mortgage Loans [Member]",
        "documentation": "Commitments to Originate Mortgage Loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonEquityTierOneCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonEquityTierOneCapital",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, actual amount",
        "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Actual",
        "documentation": "Amount of Common Equity Tier 1 risk-based capital as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_CommonEquityTierOneCapitalRatio": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonEquityTierOneCapitalRatio",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, actual ratio",
        "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital Ratio, Actual",
        "documentation": "Ratio of Common Equity Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_CommonEquityTierOneCapitalRequiredForCapitalAdequacy": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonEquityTierOneCapitalRequiredForCapitalAdequacy",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, for capital adequacy purposes, amount",
        "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Capital Adequacy, Minimum",
        "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "us-gaap_CommonEquityTierOneCapitalRequiredToBeWellCapitalized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonEquityTierOneCapitalRequiredToBeWellCapitalized",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, for well capitalized purpose, amount",
        "label": "Banking Regulation, Common Equity Tier 1 Risk-Based Capital, Well Capitalized, Minimum",
        "documentation": "Amount of minimum Common Equity Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, for capital adequacy purpose, ratio",
        "label": "Common Equity Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets",
        "documentation": "Common Equity Tier One Risk Based Capital Required For Capital Adequacy To Risk Weighted Assets"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, amount",
        "label": "Common Equity Tier One Risk Based Capital Required For Capital Adequacy With Capital Buffer",
        "documentation": "Common equity tier one risk based capital required for capital adequacy with capital buffer."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital (to risk-weighted assets), required for capital1 adequacy purposes with capital buffer, ratio",
        "label": "Common equity tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets",
        "documentation": "Common equity tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common equity tier 1 capital, for well capitalized purposes, ratio",
        "label": "Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets",
        "documentation": "Common Equity Tier One Risk Based Capital Required to be Well Capitalized to Risk Weighted Assets"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommonStockAvailableUnderIncentiveStockOptionsMaximum": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonStockAvailableUnderIncentiveStockOptionsMaximum",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of shares available incentive stock options (in shares)",
        "label": "Common Stock Available Under Incentive Stock Options Maximum",
        "documentation": "Common Stock Available Under Incentive Stock Options Maximum"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CommonStockBeneficiallyOwnedLiquidatedAmount": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CommonStockBeneficiallyOwnedLiquidatedAmount",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common stock beneficially owned, liquidated (in shares)",
        "label": "Common Stock, Beneficially Owned, Liquidated Amount",
        "documentation": "Common Stock, Beneficially Owned, Liquidated Amount"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonStockDividendsPerShareDeclared": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockDividendsPerShareDeclared",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquityParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Dividends declared (in USD per share)",
        "label": "Common Stock, Dividends, Per Share, Declared",
        "documentation": "Aggregate dividends declared during the period for each share of common stock outstanding."
       }
      }
     },
     "auth_ref": [
      "r145"
     ]
    },
    "us-gaap_CommonStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockMember",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common Stock",
        "label": "Common Stock [Member]",
        "documentation": "Stock that is subordinate to all other stock of the issuer."
       }
      }
     },
     "auth_ref": [
      "r1041",
      "r1042",
      "r1043",
      "r1045",
      "r1046",
      "r1047",
      "r1050",
      "r1217",
      "r1218",
      "r1221",
      "r1346",
      "r1399",
      "r1405"
     ]
    },
    "us-gaap_CommonStockSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockSharesAuthorized",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common stock, shares authorized (in shares)",
        "label": "Common Stock, Shares Authorized",
        "documentation": "The maximum number of common shares permitted to be issued by an entity's charter and bylaws."
       }
      }
     },
     "auth_ref": [
      "r111",
      "r898"
     ]
    },
    "us-gaap_CommonStockSharesHeldInEmployeeTrust": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockSharesHeldInEmployeeTrust",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets held in rabbi trust",
        "label": "Common Stock, Shares Held in Employee Trust",
        "documentation": "Value of common stock issued to a trust (for example, but not limited to, rabbi trust) set up specifically to accumulate stock for the sole purpose of distribution to participating employees."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CommonStockSharesIssued": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockSharesIssued",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common stock, shares issued (in shares)",
        "label": "Common Stock, Shares, Issued",
        "documentation": "Total number of common shares of an entity that have been sold or granted to shareholders (includes common shares that were issued, repurchased and remain in the treasury). These shares represent capital invested by the firm's shareholders and owners, and may be all or only a portion of the number of shares authorized. Shares issued include shares outstanding and shares held in the treasury."
       }
      }
     },
     "auth_ref": [
      "r111"
     ]
    },
    "us-gaap_CommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockSharesOutstanding",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Common stock, shares outstanding (in shares)",
        "label": "Common Stock, Shares, Outstanding",
        "documentation": "Number of shares of common stock outstanding. Common stock represent the ownership interest in a corporation."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r111",
      "r898",
      "r916",
      "r1405",
      "r1406"
     ]
    },
    "us-gaap_CommonStockValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CommonStockValue",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Common stock, no par value, authorized 99,000,000 shares issued and outstanding 0 and 43,937,889 shares",
        "label": "Common Stock, Value, Issued",
        "documentation": "Aggregate par or stated value of issued nonredeemable common stock (or common stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable common shares, par value and other disclosure concepts are in another section within stockholders' equity."
       }
      }
     },
     "auth_ref": [
      "r111",
      "r836",
      "r1035"
     ]
    },
    "ecd_CompActuallyPaidVsCoSelectedMeasureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CompActuallyPaidVsCoSelectedMeasureTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation Actually Paid vs. Company Selected Measure",
        "label": "Compensation Actually Paid vs. Company Selected Measure [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1123"
     ]
    },
    "ecd_CompActuallyPaidVsNetIncomeTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CompActuallyPaidVsNetIncomeTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation Actually Paid vs. Net Income",
        "label": "Compensation Actually Paid vs. Net Income [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1122"
     ]
    },
    "ecd_CompActuallyPaidVsOtherMeasureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CompActuallyPaidVsOtherMeasureTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation Actually Paid vs. Other Measure",
        "label": "Compensation Actually Paid vs. Other Measure [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1124"
     ]
    },
    "ecd_CompActuallyPaidVsTotalShareholderRtnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "CompActuallyPaidVsTotalShareholderRtnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation Actually Paid vs. Total Shareholder Return",
        "label": "Compensation Actually Paid vs. Total Shareholder Return [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1121"
     ]
    },
    "us-gaap_CompensationAndEmployeeBenefitPlansTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CompensationAndEmployeeBenefitPlansTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlans"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Benefit Plans",
        "label": "Compensation and Employee Benefit Plans [Text Block]",
        "documentation": "The entire disclosure for an entity's employee compensation and benefit plans, including, but not limited to, postemployment and postretirement benefit plans, defined benefit pension plans, defined contribution plans, non-qualified and supplemental benefit plans, deferred compensation, share-based compensation, life insurance, severance, health care, unemployment and other benefit plans."
       }
      }
     },
     "auth_ref": [
      "r147",
      "r148",
      "r149",
      "r150"
     ]
    },
    "us-gaap_ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]",
        "label": "Compliance with Regulatory Capital Requirements under Banking Regulations [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r1392",
      "r1393"
     ]
    },
    "us-gaap_ComponentsOfDeferredTaxAssetsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComponentsOfDeferredTaxAssetsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Assets",
        "label": "Components of Deferred Tax Assets [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComponentsOfDeferredTaxAssetsAndLiabilitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Components of Deferred Tax Assets and Liabilities [Abstract]",
        "label": "Components of Deferred Tax Assets and Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComponentsOfDeferredTaxLiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComponentsOfDeferredTaxLiabilitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Liabilities",
        "label": "Components of Deferred Tax Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CompositionOfDepositsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CompositionOfDepositsTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DepositsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Deposits",
        "label": "Composition Of Deposits [Table Text Block]",
        "documentation": "Composition of deposits."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ComprehensiveIncomeNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComprehensiveIncomeNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Comprehensive Income",
        "label": "Comprehensive Income (Loss), Net of Tax, Attributable to Parent",
        "documentation": "Amount after tax of increase (decrease) in equity from transactions and other events and circumstances from net income and other comprehensive income, attributable to parent entity. Excludes changes in equity resulting from investments by owners and distributions to owners."
       }
      }
     },
     "auth_ref": [
      "r33",
      "r295",
      "r297",
      "r302",
      "r810",
      "r850",
      "r851"
     ]
    },
    "us-gaap_ComprehensiveIncomePolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ComprehensiveIncomePolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Comprehensive Income (Loss)",
        "label": "Comprehensive Income, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for comprehensive income."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ConcentrationRiskCreditRisk": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ConcentrationRiskCreditRisk",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Concentrations of Credit Risk",
        "label": "Concentration Risk, Credit Risk, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for credit risk."
       }
      }
     },
     "auth_ref": [
      "r97",
      "r239"
     ]
    },
    "srt_CondensedBalanceSheetStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedBalanceSheetStatementTable",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Balance Sheet Statement [Table]",
        "label": "Condensed Balance Sheet Statement [Table]",
        "documentation": "Disclosure of information about condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedBalanceSheetStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedBalanceSheetStatementsCaptionsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Balance Sheet Statements, Captions [Line Items]",
        "label": "Condensed Balance Sheet Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedCashFlowStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedCashFlowStatementTable",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Cash Flow Statement [Table]",
        "label": "Condensed Cash Flow Statement [Table]",
        "documentation": "Disclosure of information about condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedCashFlowStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedCashFlowStatementsCaptionsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Cash Flow Statements, Captions [Line Items]",
        "label": "Condensed Cash Flow Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "hbnc_CondensedComprehensiveIncomeLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CondensedComprehensiveIncomeLineItems",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Comprehensive Income [Line Items]",
        "label": "Condensed Comprehensive Income [Line Items]",
        "documentation": "Condensed Comprehensive Income [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CondensedComprehensiveIncomeTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CondensedComprehensiveIncomeTable",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Comprehensive Income [Table]",
        "label": "Condensed Comprehensive Income [Table]",
        "documentation": "Condensed Comprehensive Income."
       }
      }
     },
     "auth_ref": []
    },
    "srt_CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Financial Information Disclosure [Abstract]",
        "label": "Condensed Financial Information Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnly"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Condensed Financial Information (Parent Company Only)",
        "label": "Condensed Financial Information of Parent Company Only Disclosure [Text Block]",
        "documentation": "The entire disclosure for condensed financial information, including the financial position, cash flows, and the results of operations of the registrant (parent company) as of the same dates or for the same periods for which audited consolidated financial statements are being presented. Alternatively, the details of this disclosure can be reported by the specific parent company taxonomy elements, indicating the appropriate date and period contexts in an instance document."
       }
      }
     },
     "auth_ref": [
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedIncomeStatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedIncomeStatementTable",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Income Statement [Table]",
        "label": "Condensed Income Statement [Table]",
        "documentation": "Disclosure of information about condensed income statement including, but not limited to, income statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedIncomeStatementsCaptionsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedIncomeStatementsCaptionsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Income Statements, Captions [Line Items]",
        "label": "Condensed Income Statements, Captions [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330",
      "r1170"
     ]
    },
    "srt_CondensedStatementOfComprehensiveIncomeTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CondensedStatementOfComprehensiveIncomeTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Statements of Comprehensive Income (Loss)",
        "label": "Condensed Statement of Comprehensive Income [Table Text Block]",
        "documentation": "Tabular disclosure of condensed statement of comprehensive income (loss) including, but not limited to, statements of comprehensive income (loss) of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1191",
      "r1216"
     ]
    },
    "us-gaap_ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Qualified affordable housing investments obtained in exchange for funding commitments",
        "label": "Consideration Received for Beneficial Interest Obtained for Transferring Financial Asset",
        "documentation": "Amount of beneficial interest received as consideration for transferring noncash financial asset. Includes, but is not limited to, trade receivable in securitization transaction."
       }
      }
     },
     "auth_ref": [
      "r45"
     ]
    },
    "srt_ConsolidatedEntitiesAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ConsolidatedEntitiesAxis",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consolidated Entities [Axis]",
        "label": "Consolidated Entities [Axis]",
        "documentation": "Information by consolidated entity or group of entities."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r264",
      "r330",
      "r683",
      "r684",
      "r688",
      "r689",
      "r761",
      "r968",
      "r1192",
      "r1193",
      "r1194",
      "r1294",
      "r1297",
      "r1298"
     ]
    },
    "srt_ConsolidatedEntitiesDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ConsolidatedEntitiesDomain",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consolidated Entities [Domain]",
        "label": "Consolidated Entities [Domain]",
        "documentation": "Entity or group of entities consolidated into reporting entity."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r264",
      "r330",
      "r683",
      "r684",
      "r688",
      "r689",
      "r761",
      "r968",
      "r1192",
      "r1193",
      "r1194",
      "r1294",
      "r1297",
      "r1298"
     ]
    },
    "hbnc_ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consolidated Statements of Cash Flows",
        "label": "Consolidated Statements Of Cash Flows Supplemental Disclosures Policy [Policy Text Block]",
        "documentation": "Consolidated statements of cash flows supplemental disclosures."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ConsolidationPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ConsolidationPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consolidation",
        "label": "Consolidation, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy regarding (1) the principles it follows in consolidating or combining the separate financial statements, including the principles followed in determining the inclusion or exclusion of subsidiaries or other entities in the consolidated or combined financial statements and (2) its treatment of interests (for example, common stock, a partnership interest or other means of exerting influence) in other entities, for example consolidation or use of the equity or cost methods of accounting. The accounting policy may also address the accounting treatment for intercompany accounts and transactions, noncontrolling interest, and the income statement treatment in consolidation for issuances of stock by a subsidiary."
       }
      }
     },
     "auth_ref": [
      "r69",
      "r978"
     ]
    },
    "us-gaap_ConsumerPortfolioSegmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ConsumerPortfolioSegmentMember",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consumer",
        "label": "Consumer Portfolio Segment [Member]",
        "documentation": "Portfolio segment of the company's total financing receivables related to consumer receivables."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ContractualInterestRateReductionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ContractualInterestRateReductionMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest Rate Reduction",
        "label": "Contractual Interest Rate Reduction [Member]",
        "documentation": "Loan modification for a reduction of contractual interest rate."
       }
      }
     },
     "auth_ref": [
      "r405",
      "r406",
      "r408",
      "r994"
     ]
    },
    "us-gaap_ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration]",
        "label": "Contractually Specified Servicing Fee Income, Statement of Income or Comprehensive Income [Extensible Enumeration]",
        "documentation": "Indicates line item in statement of income or comprehensive income that includes contractually specified servicing fee income."
       }
      }
     },
     "auth_ref": [
      "r786"
     ]
    },
    "us-gaap_ContractuallySpecifiedServicingFeesAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ContractuallySpecifiedServicingFeesAmount",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Contractually specified servicing fees, amount",
        "label": "Contractually Specified Servicing Fees, Amount",
        "documentation": "All amounts that, per contract, are due to the servicer in exchange for servicing the financial asset and would no longer be received by a servicer if the beneficial owners of the serviced assets (or their trustees or agents) were to exercise their actual or potential authority under the contract to shift the servicing to another servicer. Depending on the servicing contract, those fees may include some or all of the difference between the interest rate collected on the asset being serviced and the rate to be paid to the beneficial owners of the asset."
       }
      }
     },
     "auth_ref": [
      "r786"
     ]
    },
    "us-gaap_CoreDepositsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CoreDepositsMember",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Core deposit intangible",
        "label": "Core Deposits [Member]",
        "documentation": "Entity's long-term relationships with depositors, commonly known as core deposit intangibles, which are separate from the financial instruments themselves."
       }
      }
     },
     "auth_ref": [
      "r93",
      "r1277",
      "r1278",
      "r1279",
      "r1280",
      "r1281",
      "r1283",
      "r1285",
      "r1286"
     ]
    },
    "us-gaap_CorporateDebtSecuritiesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CorporateDebtSecuritiesMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Corporate notes",
        "label": "Corporate Debt Securities [Member]",
        "documentation": "Debt securities issued by domestic or foreign corporate business, banks and other entities with a promise of repayment."
       }
      }
     },
     "auth_ref": [
      "r1012",
      "r1014",
      "r1023",
      "r1036",
      "r1039",
      "r1398"
     ]
    },
    "dei_CoverAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CoverAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cover [Abstract]",
        "label": "Cover [Abstract]",
        "documentation": "Cover page."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CreditLossFinancialInstrumentPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CreditLossFinancialInstrumentPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Credit Losses on Available for Sale Securities and Held to Maturity Securities",
        "label": "Credit Loss, Financial Instrument [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for credit loss on financial instrument measured at amortized cost basis, net investment in lease, off-balance sheet credit exposure, and available-for-sale debt security. Includes, but is not limited to, methodology used to estimate allowance for credit loss, how writeoff of uncollectible amount is recognized, and determination of past due status and nonaccrual status."
       }
      }
     },
     "auth_ref": [
      "r453",
      "r454",
      "r455",
      "r457",
      "r458",
      "r463",
      "r469",
      "r470",
      "r473",
      "r474",
      "r479",
      "r480",
      "r481",
      "r482",
      "r484",
      "r485",
      "r486",
      "r492"
     ]
    },
    "hbnc_CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of consecutive years of profit unaudited financial information for good pass rating",
        "label": "Credit Quality Classification Consecutive Profit Period Loans Supported Financial Information",
        "documentation": "Credit quality classification consecutive profit period loans supported financial information."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CreditQualityClassificationConsecutiveProfitPeriodRequired": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CreditQualityClassificationConsecutiveProfitPeriodRequired",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of consecutive years of profit for good pass rating",
        "label": "Credit Quality Classification Consecutive Profit Period Required",
        "documentation": "Credit quality classification consecutive profit period required."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of years of satisfactory relationship with bank for good pass rating",
        "label": "Credit Quality Classification Period Satisfactory Relationship With Bank",
        "documentation": "Credit quality classification period satisfactory relationship with bank."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_CreditQualityClassificationPeriodSatisfactoryRepayment": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "CreditQualityClassificationPeriodSatisfactoryRepayment",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Minimum number of years of satisfactory repayment required for satisfactory pass rating",
        "label": "Credit Quality Classification Period Satisfactory Repayment",
        "documentation": "Credit quality classification period satisfactory repayment."
       }
      }
     },
     "auth_ref": []
    },
    "srt_CreditRatingMoodysAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "CreditRatingMoodysAxis",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Credit Rating [Axis]",
        "label": "Credit Rating, Moody's [Axis]",
        "documentation": "Information by Moody's rating."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r999",
      "r1270",
      "r1344"
     ]
    },
    "us-gaap_CurrentFederalTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CurrentFederalTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal",
        "label": "Current Federal Tax Expense (Benefit)",
        "documentation": "Amount of current federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current national tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1178",
      "r1215",
      "r1339"
     ]
    },
    "dei_CurrentFiscalYearEndDate": {
     "xbrltype": "gMonthDayItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "CurrentFiscalYearEndDate",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current Fiscal Year End Date",
        "label": "Current Fiscal Year End Date",
        "documentation": "End date of current fiscal year in the format --MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CurrentIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Currently payable",
        "label": "Current Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_CurrentStateAndLocalTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "CurrentStateAndLocalTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State",
        "label": "Current State and Local Tax Expense (Benefit)",
        "documentation": "Amount of current state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, current regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1178",
      "r1215",
      "r1339"
     ]
    },
    "cyd_CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Board Committee or Subcommittee Responsible for Oversight [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1069",
      "r1158"
     ]
    },
    "cyd_CybersecurityRiskBoardOfDirectorsOversightTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskBoardOfDirectorsOversightTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Board of Directors Oversight [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1069",
      "r1158"
     ]
    },
    "cyd_CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Expertise of Management Responsible [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1071",
      "r1160"
     ]
    },
    "cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Positions or Committees Responsible [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1071",
      "r1160"
     ]
    },
    "cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Positions or Committees Responsible Report to Board [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1073",
      "r1162"
     ]
    },
    "cyd_CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Positions or Committees Responsible [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1071",
      "r1160"
     ]
    },
    "cyd_CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Processes for Assessing, Identifying, and Managing Threats [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1064",
      "r1153"
     ]
    },
    "cyd_CybersecurityRiskManagementProcessesIntegratedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementProcessesIntegratedFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Processes Integrated [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1065",
      "r1154"
     ]
    },
    "cyd_CybersecurityRiskManagementProcessesIntegratedTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementProcessesIntegratedTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Processes Integrated [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1065",
      "r1154"
     ]
    },
    "cyd_CybersecurityRiskManagementStrategyAndGovernanceAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementStrategyAndGovernanceAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management, Strategy, and Governance [Abstract]"
       }
      }
     },
     "auth_ref": [
      "r1063",
      "r1152"
     ]
    },
    "cyd_CybersecurityRiskManagementStrategyAndGovernanceLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementStrategyAndGovernanceLineItems",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management, Strategy, and Governance [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1063",
      "r1152"
     ]
    },
    "cyd_CybersecurityRiskManagementStrategyAndGovernanceTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementStrategyAndGovernanceTable",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management, Strategy, and Governance [Table]"
       }
      }
     },
     "auth_ref": [
      "r1063",
      "r1152"
     ]
    },
    "cyd_CybersecurityRiskManagementThirdPartyEngagedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskManagementThirdPartyEngagedFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Management Third Party Engaged [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1066",
      "r1155"
     ]
    },
    "cyd_CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1068",
      "r1157"
     ]
    },
    "cyd_CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Materially Affected or Reasonably Likely to Materially Affect Registrant [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1068",
      "r1157"
     ]
    },
    "cyd_CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Process for Informing Board Committee or Subcommittee Responsible for Oversight [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1069",
      "r1158"
     ]
    },
    "cyd_CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Process for Informing Management or Committees Responsible [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1072",
      "r1161"
     ]
    },
    "cyd_CybersecurityRiskRoleOfManagementTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskRoleOfManagementTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Role of Management [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1070",
      "r1159"
     ]
    },
    "cyd_CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/cyd/2024",
     "localname": "CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag",
     "presentation": [
      "http://xbrl.sec.gov/cyd/role/CybersecurityRiskManagementAndStrategyDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "label": "Cybersecurity Risk Third Party Oversight and Identification Processes [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1067",
      "r1156"
     ]
    },
    "us-gaap_DebtAndEquitySecuritiesGainLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtAndEquitySecuritiesGainLoss",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 5.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gains (losses) on sale of investment securities",
        "negatedLabel": "(Gain) loss on sale of investment securities",
        "label": "Debt and Equity Securities, Gain (Loss)",
        "documentation": "Amount of unrealized and realized gain (loss) on investment in debt and equity securities."
       }
      }
     },
     "auth_ref": [
      "r125",
      "r126"
     ]
    },
    "us-gaap_DebtDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Disclosure [Abstract]",
        "label": "Debt Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/Borrowings"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Borrowings",
        "label": "Debt Disclosure [Text Block]",
        "documentation": "The entire disclosure for information about short-term and long-term debt arrangements, which includes amounts of borrowings under each line of credit, note payable, commercial paper issue, bonds indenture, debenture issue, own-share lending arrangements and any other contractual agreement to repay funds, and about the underlying arrangements, rationale for a classification as long-term, including repayment terms, interest rates, collateral provided, restrictions on use of assets and activities, whether or not in compliance with debt covenants, and other matters important to users of the financial statements, such as the effects of refinancing and noncompliance with debt covenants."
       }
      }
     },
     "auth_ref": [
      "r141",
      "r315",
      "r517",
      "r518",
      "r519",
      "r520",
      "r521",
      "r531",
      "r532",
      "r542",
      "r548",
      "r549",
      "r550",
      "r551",
      "r552",
      "r553",
      "r558",
      "r565",
      "r566",
      "r568",
      "r748"
     ]
    },
    "us-gaap_DebtInstrumentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentAxis",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Instrument [Axis]",
        "label": "Debt Instrument [Axis]",
        "documentation": "Information by type of debt instrument, including, but not limited to, draws against credit facilities."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r99",
      "r100",
      "r175",
      "r179",
      "r330",
      "r543",
      "r544",
      "r545",
      "r546",
      "r547",
      "r549",
      "r554",
      "r555",
      "r556",
      "r557",
      "r559",
      "r560",
      "r561",
      "r562",
      "r563",
      "r564",
      "r1006",
      "r1007",
      "r1008",
      "r1009",
      "r1010",
      "r1034",
      "r1213",
      "r1289",
      "r1290",
      "r1291",
      "r1368",
      "r1369"
     ]
    },
    "us-gaap_DebtInstrumentBasisSpreadOnVariableRate1": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentBasisSpreadOnVariableRate1",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails",
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Junior subordinated debentures and the securities variable rate",
        "label": "Debt Instrument, Basis Spread on Variable Rate",
        "documentation": "Percentage points added to the reference rate to compute the variable rate on the debt instrument."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtInstrumentFaceAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentFaceAmount",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt instrument, face amount",
        "label": "Debt Instrument, Face Amount",
        "documentation": "Face (par) amount of debt instrument at time of issuance."
       }
      }
     },
     "auth_ref": [
      "r543",
      "r748",
      "r749",
      "r1007",
      "r1008",
      "r1034"
     ]
    },
    "us-gaap_DebtInstrumentInterestRateStatedPercentage": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentInterestRateStatedPercentage",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails",
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest rate on junior subordinated debentures and securities",
        "label": "Debt Instrument, Interest Rate, Stated Percentage",
        "documentation": "Contractual interest rate for funds borrowed, under the debt agreement."
       }
      }
     },
     "auth_ref": [
      "r102",
      "r544"
     ]
    },
    "us-gaap_DebtInstrumentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentLineItems",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Instrument [Line Items]",
        "label": "Debt Instrument [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r330",
      "r543",
      "r544",
      "r545",
      "r546",
      "r547",
      "r549",
      "r554",
      "r555",
      "r556",
      "r557",
      "r559",
      "r560",
      "r561",
      "r562",
      "r563",
      "r564",
      "r567",
      "r1006",
      "r1007",
      "r1008",
      "r1009",
      "r1010",
      "r1034",
      "r1213",
      "r1368",
      "r1369"
     ]
    },
    "us-gaap_DebtInstrumentNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentNameDomain",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Instrument, Name [Domain]",
        "label": "Debt Instrument, Name [Domain]",
        "documentation": "The name for the particular debt instrument or borrowing that distinguishes it from other debt instruments or borrowings, including draws against credit facilities."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r330",
      "r543",
      "r544",
      "r545",
      "r546",
      "r547",
      "r549",
      "r554",
      "r555",
      "r556",
      "r557",
      "r559",
      "r560",
      "r561",
      "r562",
      "r563",
      "r564",
      "r1006",
      "r1007",
      "r1008",
      "r1009",
      "r1010",
      "r1034",
      "r1213",
      "r1289",
      "r1290",
      "r1291",
      "r1368",
      "r1369"
     ]
    },
    "us-gaap_DebtInstrumentRedemptionLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentRedemptionLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Instrument, Redemption [Line Items]",
        "label": "Debt Instrument, Redemption [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtInstrumentRedemptionPricePercentage": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentRedemptionPricePercentage",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Redemption price, percentage",
        "label": "Debt Instrument, Redemption Price, Percentage",
        "documentation": "Percentage price of original principal amount of debt at which debt can be redeemed by the issuer."
       }
      }
     },
     "auth_ref": [
      "r204"
     ]
    },
    "us-gaap_DebtInstrumentRedemptionTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentRedemptionTable",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Instrument Redemption [Table]",
        "label": "Debt Instrument Redemption [Table]",
        "documentation": "Disclosure of information about debt instruments or arrangements with redemption features. Includes, but is not limited to, description of debt redemption features, percentage price at which debt can be redeemed by the issuer, and period start and end for debt maturity or redemption."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtInstrumentTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentTable",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Borrowings [Table]",
        "label": "Schedule of Long-Term Debt Instruments [Table]",
        "documentation": "Disclosure of information about long-term debt instrument or arrangement."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r59",
      "r60",
      "r94",
      "r143",
      "r144",
      "r330",
      "r543",
      "r544",
      "r545",
      "r546",
      "r547",
      "r549",
      "r554",
      "r555",
      "r556",
      "r557",
      "r559",
      "r560",
      "r561",
      "r562",
      "r563",
      "r564",
      "r567",
      "r1006",
      "r1007",
      "r1008",
      "r1009",
      "r1010",
      "r1034",
      "r1213",
      "r1368",
      "r1369"
     ]
    },
    "us-gaap_DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unamortized debt issuance costs",
        "label": "Debt Instrument, Unamortized Discount (Premium) and Debt Issuance Costs, Net",
        "documentation": "Amount of unamortized debt discount (premium) and debt issuance costs."
       }
      }
     },
     "auth_ref": [
      "r554",
      "r569",
      "r747",
      "r748",
      "r749",
      "r1007",
      "r1008",
      "r1034"
     ]
    },
    "us-gaap_DebtLongtermAndShorttermCombinedAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtLongtermAndShorttermCombinedAmount",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Short and long-term borrowings",
        "label": "Debt, Long-Term and Short-Term, Combined Amount",
        "documentation": "Represents the aggregate of total long-term debt, including current maturities and short-term debt."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DebtSecuritiesAccruedInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DebtSecuritiesAccruedInterest",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued interest receivable on available for sale debt securities",
        "label": "Debt Securities, Accrued Interest",
        "documentation": "Debt Securities, Accrued Interest"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesAvailableForSaleAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleAllowanceForCreditLoss",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for credit losses for available for sale debt securities",
        "label": "Debt Securities, Available-for-Sale, Allowance for Credit Loss",
        "documentation": "Amount of allowance for credit loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r417",
      "r483",
      "r494",
      "r495"
     ]
    },
    "hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized loss positions",
        "label": "Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position",
        "documentation": "Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Percentage of portfolio",
        "label": "Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position, Percentage Of Portfolio",
        "documentation": "Debt Securities, Available-for-Sale And Held To Maturity, Unrealized Loss Position, Percentage Of Portfolio"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value more than 12 months",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for more than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r230",
      "r491",
      "r1003"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Unrealized losses more than 12 months",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for 12 months or longer, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r230",
      "r491"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value less than 12 months",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r230",
      "r491",
      "r1003"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Unrealized losses less than 12 months",
        "label": "Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in continuous unrealized loss position for less than 12 months, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r230",
      "r491"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleExcludingAccruedInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleExcludingAccruedInterest",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_AvailableForSaleDebtSecuritiesAmortizedCostBasis",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value",
        "label": "Debt Securities, Available-for-Sale, Excluding Accrued Interest",
        "documentation": "Amount excluding accrued interest, of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r1271"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleRealizedGain": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleRealizedGain",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gross gains",
        "label": "Debt Securities, Available-for-Sale, Realized Gain",
        "documentation": "Amount of realized gain on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r444"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleRealizedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleRealizedLoss",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Gross losses",
        "label": "Debt Securities, Available-for-Sale, Realized Loss",
        "documentation": "Amount of realized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r444"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleTable",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Available-for-sale Securities [Table]",
        "label": "Debt Securities, Available-for-Sale [Table]",
        "documentation": "Disclosure of information about investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r414",
      "r415",
      "r416",
      "r417",
      "r418",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPosition": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPosition",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total fair value",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position",
        "documentation": "Amount of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position without allowance for credit loss."
       }
      }
     },
     "auth_ref": [
      "r227",
      "r488",
      "r1003"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTotalLabel": "Total unrealized losses",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Accumulated Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r228",
      "r489"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Debt Securities, Available-for-sale, Unrealized Loss Position, Fair Value",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Fair Value [Table Text Block]",
        "documentation": "Tabular disclosure of fair value of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r226",
      "r1003",
      "r1272"
     ]
    },
    "us-gaap_DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions": {
     "xbrltype": "integerItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of securities in unrealized loss positions",
        "label": "Debt Securities, Available-for-Sale, Unrealized Loss Position, Number of Positions",
        "documentation": "Number of investments in debt securities measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale), in unrealized loss position, without allowance for credit loss. Includes beneficial interest in securitized financial asset."
       }
      }
     },
     "auth_ref": [
      "r229",
      "r490"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Less: Allowance for credit losses",
        "terseLabel": "Allowance for credit loss",
        "periodStartLabel": "Beginning balance",
        "periodEndLabel": "Ending balance",
        "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss, Excluding Accrued Interest",
        "documentation": "Amount, excluding accrued interest, of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r1267"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityAllowanceForCreditLossRollForward",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]",
        "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss",
        "label": "Debt Securities, Held-to-Maturity, Allowance for Credit Loss [Table Text Block]",
        "documentation": "Tabular disclosure of allowance for credit loss on investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r1268"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityCreditLossExpenseReversal": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityCreditLossExpenseReversal",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAllowanceforCreditLossesonHeldToMaturitySecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Credit loss expense (benefit)",
        "label": "Debt Securities, Held-to-Maturity, Credit Loss Expense (Reversal)",
        "documentation": "Amount of expense (reversal of expense) for expected credit loss on investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r460"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Securities, Held-to-Maturity, Credit Quality Indicator",
        "label": "Debt Securities, Held-to-Maturity, Credit Quality Indicator [Table Text Block]",
        "documentation": "Tabular disclosure of credit quality indicator for investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r1270"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 12.0
      },
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Investment securities, held to maturity (fair value of $1,566,268 and $1,668,758)",
        "totalLabel": "Held to maturity securities, net of allowance for credit losses",
        "label": "Debt Securities, Held-to-Maturity, Excluding Accrued Interest, after Allowance for Credit Loss",
        "documentation": "Amount excluding accrued interest, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r429",
      "r431",
      "r1267"
     ]
    },
    "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Federal funds sold",
        "terseLabel": "Federal funds sold",
        "label": "Debt Securities, Held-to-Maturity, Excluding Accrued Interest, before Allowance for Credit Loss",
        "documentation": "Amount excluding accrued interest, before allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r476",
      "r1267"
     ]
    },
    "us-gaap_DeferredFederalIncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredFederalIncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal",
        "label": "Deferred Federal Income Tax Expense (Benefit)",
        "documentation": "Amount of deferred federal tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred national tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1215",
      "r1338",
      "r1339"
     ]
    },
    "hbnc_DeferredFeesCostsLoansAndLeases": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DeferredFeesCostsLoansAndLeases",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred fees costs loans and leases",
        "label": "Deferred fees costs loans and leases",
        "documentation": "Deferred fees costs loans and leases"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredFinanceCostsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredFinanceCostsNet",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt issuance costs, net",
        "label": "Debt Issuance Costs, Net",
        "documentation": "Amount, after accumulated amortization, of debt issuance costs. Includes, but is not limited to, legal, accounting, underwriting, printing, and registration costs."
       }
      }
     },
     "auth_ref": [
      "r1300",
      "r1367",
      "r1368",
      "r1369"
     ]
    },
    "us-gaap_DeferredGainLossOnDiscontinuationOfFairValueHedge": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredGainLossOnDiscontinuationOfFairValueHedge",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gain on discontinuation of fair value hedge",
        "label": "Deferred (Gain) Loss on Discontinuation of Fair Value Hedge",
        "documentation": "Amount as of the balance sheet date of the unamortized adjustment to the carrying value of an interest-bearing hedged item made under an effective fair value hedge that is amortized upon discontinuation of the fair value hedge."
       }
      }
     },
     "auth_ref": [
      "r1345"
     ]
    },
    "us-gaap_DeferredIncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredIncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 17.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred income taxes",
        "label": "Deferred Income Tax Expense (Benefit)",
        "documentation": "Amount of deferred income tax expense (benefit) pertaining to income (loss) from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r247",
      "r1215"
     ]
    },
    "us-gaap_DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredIncomeTaxExpenseBenefitContinuingOperationsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deferred",
        "label": "Deferred Income Tax Expense (Benefit), Continuing Operations [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredIncomeTaxLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredIncomeTaxLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTotalLabel": "Total liabilities",
        "label": "Deferred Tax Liabilities, Gross",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences."
       }
      }
     },
     "auth_ref": [
      "r107",
      "r108",
      "r176",
      "r659"
     ]
    },
    "us-gaap_DeferredStateAndLocalIncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredStateAndLocalIncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State",
        "label": "Deferred State and Local Income Tax Expense (Benefit)",
        "documentation": "Amount of deferred state and local tax expense (benefit) attributable to income (loss) from continuing operations. Includes, but is not limited to, deferred regional, territorial, and provincial tax expense (benefit) for non-US (United States of America) jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r1215",
      "r1338",
      "r1339"
     ]
    },
    "us-gaap_DeferredTaxAssetsCapitalLossCarryforwards": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsCapitalLossCarryforwards",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Capital loss carryover",
        "label": "Deferred Tax Assets, Capital Loss Carryforwards",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible capital loss carryforwards."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsEquityMethodInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsEquityMethodInvestments",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Basis difference in partnership equity investments",
        "label": "Deferred Tax Assets, Equity Method Investments",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences from equity method investments."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "hbnc_DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair value adjustment on acquisitions",
        "label": "Deferred Tax Assets Fair Value Adjustments On Acquisitions",
        "documentation": "Deferred tax assets fair value adjustments on acquisitions."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxAssetsGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsGross",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total assets",
        "label": "Deferred Tax Assets, Gross",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible temporary differences and carryforwards."
       }
      }
     },
     "auth_ref": [
      "r660"
     ]
    },
    "us-gaap_DeferredTaxAssetsLiabilitiesNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsLiabilitiesNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net deferred tax asset/(liability)",
        "label": "Deferred Tax Assets, Net",
        "documentation": "Amount, after allocation of valuation allowances and deferred tax liability, of deferred tax asset attributable to deductible differences and carryforwards, without jurisdictional netting."
       }
      }
     },
     "auth_ref": [
      "r1335"
     ]
    },
    "us-gaap_DeferredTaxAssetsOperatingLossCarryforwards": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsOperatingLossCarryforwards",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net operating loss and tax credits",
        "label": "Deferred Tax Assets, Operating Loss Carryforwards",
        "documentation": "Amount before allocation of valuation allowances of deferred tax asset attributable to deductible operating loss carryforwards."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsOther": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsOther",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other",
        "label": "Deferred Tax Assets, Other",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences, classified as other."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Director and employee benefits",
        "label": "Deferred Tax Assets, Tax Deferred Expense, Compensation and Benefits, Employee Benefits",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary differences from employee benefits, classified as other."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for credit losses",
        "label": "Deferred Tax Asset, Tax Deferred Expense, Reserve and Accrual, Financing Receivable, Allowance for Credit Loss",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsGross",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized loss on securities and cash flow hedge",
        "label": "Deferred Tax Asset, Debt Securities, Available-for-Sale, Unrealized Loss",
        "documentation": "Amount, before allocation of valuation allowance, of deferred tax asset attributable to deductible temporary difference from unrealized loss on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxAssetsValuationAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxAssetsValuationAllowance",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredTaxAssetsLiabilitiesNet",
       "weight": -1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails",
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Valuation allowance",
        "terseLabel": "Valuation allowance",
        "label": "Deferred Tax Assets, Valuation Allowance",
        "documentation": "Amount of deferred tax assets for which it is more likely than not that a tax benefit will not be realized."
       }
      }
     },
     "auth_ref": [
      "r661"
     ]
    },
    "us-gaap_DeferredTaxLiabilitiesDeferredExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxLiabilitiesDeferredExpense",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Depreciation",
        "label": "Deferred Tax Liabilities, Deferred Expense",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from capitalized costs."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "hbnc_DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Fair value adjustment on acquisitions",
        "label": "Deferred Tax Liabilities Fair Value Adjustments on Acquisitions",
        "documentation": "Deferred tax liabilities fair value adjustments on acquisitions."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Federal Home Loan Bank stock dividends",
        "label": "Deferred Tax Liabilities Federal Home Loan Bank Stock Dividends",
        "documentation": "Deferred tax liabilities federal home loan bank stock dividends."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Difference in basis of intangible assets",
        "label": "Deferred Tax Liabilities, Intangible Assets",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences from intangible assets other than goodwill."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "us-gaap_DeferredTaxLiabilitiesOther": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxLiabilitiesOther",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Other",
        "label": "Deferred Tax Liabilities, Other",
        "documentation": "Amount of deferred tax liability attributable to taxable temporary differences classified as other."
       }
      }
     },
     "auth_ref": [
      "r1337"
     ]
    },
    "hbnc_DeferredTaxLiabilitiesStateTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DeferredTaxLiabilitiesStateTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails": {
       "parentTag": "us-gaap_DeferredIncomeTaxLiabilities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofDeferredTaxAssetsLiabilitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "State tax",
        "label": "Deferred Tax Liabilities State Tax",
        "documentation": "Deferred tax liabilities state tax."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrecorded deferred income tax liability",
        "label": "Deferred Tax Liability Not Recognized, Amount of Unrecognized Deferred Tax Liability, Bad Debt Reserve for Tax Purposes of Qualified Lender",
        "documentation": "Amount of deferred tax liability not recognized because of the exceptions to comprehensive recognition of deferred taxes related to bad debt reserve for tax purposes of a qualified lender."
       }
      }
     },
     "auth_ref": [
      "r18"
     ]
    },
    "us-gaap_DefinedBenefitPlanDisclosureLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DefinedBenefitPlanDisclosureLineItems",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Defined Benefit Plan Disclosure [Line Items]",
        "label": "Defined Benefit Plan Disclosure [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thrift plan owns outstanding shares (in shares)",
        "label": "Defined Benefit Plan, Plan Assets, Employer, Related Party, Number of Shares",
        "documentation": "Number of shares of employer stock in which defined benefit plan asset is invested. Includes, but is not limited to, stock issued or managed by related party of employer."
       }
      }
     },
     "auth_ref": [
      "r1304"
     ]
    },
    "us-gaap_DepositLiabilitiesDisclosuresTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DepositLiabilitiesDisclosuresTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/Deposits"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Deposit Liabilities Disclosures [Text Block]",
        "documentation": "The entire disclosure for deposit liabilities including data and tables. It may include a description of the entity's deposit liabilities, the aggregate amount of time deposits (including certificates of deposit) in denominations of $100,000 or more at the balance sheet date; the aggregate amount of any demand deposits that have been reclassified as loan balances, such as overdrafts, at the balance sheet date; deposits that are received on terms other than those in the normal course of business, the amount of accrued interest on deposit liabilities; securities, mortgage loans or other financial instruments that serve as collateral for deposits; for time deposits having a remaining term of more than one year, the aggregate amount of maturities for each of the five years following the balance sheet date; and the weighted average interest rate for all deposit liabilities held by the entity."
       }
      }
     },
     "auth_ref": [
      "r15",
      "r172",
      "r256",
      "r257"
     ]
    },
    "us-gaap_Deposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Deposits",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 4.0
      },
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total deposits",
        "terseLabel": "Total deposits",
        "label": "Deposits",
        "documentation": "The aggregate of all deposit liabilities held by the entity, including foreign and domestic, interest and noninterest bearing; may include demand deposits, saving deposits, Negotiable Order of Withdrawal (NOW) and time deposits among others."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_DepositsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DepositsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Deposits [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DepositsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DepositsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits [Line Items]",
        "label": "Deposits [Line Items]",
        "documentation": "Deposits [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DepositsMoneyMarketDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DepositsMoneyMarketDeposits",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_InterestBearingDepositLiabilitiesDomestic",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Money market",
        "label": "Deposits, Money Market Deposits",
        "documentation": "Amount of deposits in accounts that offer many of the same services as checking accounts although transactions may be somewhat more limited, share some of the characteristics of a money market fund and are insured by the Federal government, also known as money market accounts."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_DepositsSavingsDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DepositsSavingsDeposits",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_InterestBearingDepositLiabilitiesDomestic",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Savings deposits",
        "label": "Deposits, Savings Deposits",
        "documentation": "Amount of interest bearing deposits with no stated maturity, which may include passbook and statement savings accounts and money-market deposit accounts (MMDAs)."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "hbnc_DepositsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DepositsTable",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits [Table]",
        "label": "Deposits [Table]",
        "documentation": "Deposits [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_Depreciation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Depreciation",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Depreciation",
        "label": "Depreciation",
        "documentation": "The amount of expense recognized in the current period that reflects the allocation of the cost of tangible assets over the assets' useful lives. Includes production and non-production related depreciation."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r54"
     ]
    },
    "us-gaap_DepreciationDepletionAndAmortization": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DepreciationDepletionAndAmortization",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Depreciation and amortization",
        "label": "Depreciation, Depletion and Amortization",
        "documentation": "The aggregate expense recognized in the current period that allocates the cost of tangible assets, intangible assets, or depleting assets to periods that benefit from use of the assets."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r367",
      "r375",
      "r392",
      "r988",
      "r989"
     ]
    },
    "us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total derivatives subject to enforceable master netting arrangements, net, fair value",
        "label": "Derivative Asset, Subject to Master Netting Arrangement, after Offset",
        "documentation": "Fair value, after effect of master netting arrangement, of financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and contract can be net settled by means outside contract or delivery of asset. Includes derivative subject to master netting arrangement not elected or qualified to offset. Excludes derivative not subject to master netting arrangement or similar agreement."
       }
      }
     },
     "auth_ref": [
      "r281",
      "r976"
     ]
    },
    "us-gaap_DerivativeAssetFairValueGrossLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeAssetFairValueGrossLiability",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less: Gross amounts offset, fair value",
        "label": "Derivative Asset, Subject to Master Netting Arrangement, Liability Offset",
        "documentation": "Fair value of liability associated with financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset."
       }
      }
     },
     "auth_ref": [
      "r25",
      "r29",
      "r163",
      "r164",
      "r956",
      "r958"
     ]
    },
    "us-gaap_DerivativeAssetNotionalAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeAssetNotionalAmount",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Asset, Notional Amount",
        "label": "Derivative Asset, Notional Amount",
        "documentation": "Nominal or face amount used to calculate payments on the derivative asset."
       }
      }
     },
     "auth_ref": [
      "r947",
      "r951",
      "r954",
      "r957",
      "r1340",
      "r1341",
      "r1342"
     ]
    },
    "hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total derivatives subject to enforceable master netting arrangements, net, notional amount",
        "label": "Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset",
        "documentation": "Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, After Offset"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "hbnc_DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less: Gross amounts offset, notional amount",
        "label": "Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, Liability Offset",
        "documentation": "Derivative Asset, Notional Amount, Subject To Master Netting Arrangement, Liability Offset"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeAssets",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative asset",
        "label": "Derivative Asset",
        "documentation": "Fair value, after the effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets not subject to a master netting arrangement and not elected to be offset."
       }
      }
     },
     "auth_ref": [
      "r281",
      "r283",
      "r711",
      "r712",
      "r725",
      "r737",
      "r880",
      "r881",
      "r882",
      "r883",
      "r884",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r904",
      "r905",
      "r947",
      "r952",
      "r955",
      "r956",
      "r959",
      "r960",
      "r976",
      "r1023",
      "r1027",
      "r1043",
      "r1351",
      "r1352",
      "r1353",
      "r1400"
     ]
    },
    "us-gaap_DerivativeAverageFixedInterestRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeAverageFixedInterestRate",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted average fixed rate",
        "label": "Derivative, Average Fixed Interest Rate",
        "documentation": "Average fixed interest rate related to the group of interest rate derivatives."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeContractTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeContractTypeDomain",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Contract [Domain]",
        "label": "Derivative Contract [Domain]",
        "documentation": "Financial instrument or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset."
       }
      }
     },
     "auth_ref": [
      "r887",
      "r889",
      "r903",
      "r904",
      "r905",
      "r906",
      "r907",
      "r908",
      "r909",
      "r911",
      "r912",
      "r913",
      "r914",
      "r925",
      "r926",
      "r927",
      "r928",
      "r931",
      "r932",
      "r933",
      "r934",
      "r947",
      "r949",
      "r955",
      "r959",
      "r1041",
      "r1043",
      "r1354",
      "r1355",
      "r1356",
      "r1357",
      "r1358",
      "r1359",
      "r1361",
      "r1362"
     ]
    },
    "us-gaap_DerivativeFairValueOfDerivativeAsset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeFairValueOfDerivativeAsset",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "us-gaap_DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value",
        "label": "Derivative Asset, Subject to Master Netting Arrangement, before Offset",
        "documentation": "Fair value, before effects of master netting arrangements, of a financial asset or other contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes assets elected not to be offset. Excludes assets not subject to a master netting arrangement."
       }
      }
     },
     "auth_ref": [
      "r27",
      "r119",
      "r163",
      "r164",
      "r280",
      "r976"
     ]
    },
    "us-gaap_DerivativeFairValueOfDerivativeLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeFairValueOfDerivativeLiability",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value",
        "label": "Derivative Liability, Subject to Master Netting Arrangement, before Offset",
        "documentation": "Fair value, before effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities elected not to be offset. Excludes liabilities not subject to a master netting arrangement."
       }
      }
     },
     "auth_ref": [
      "r27",
      "r119",
      "r163",
      "r164",
      "r280",
      "r976"
     ]
    },
    "us-gaap_DerivativeGainLossOnDerivativeNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeGainLossOnDerivativeNet",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amount of gain (loss) recognized on derivative",
        "label": "Derivative, Gain (Loss) on Derivative, Net",
        "documentation": "Amount of increase (decrease) in the fair value of derivatives recognized in the income statement."
       }
      }
     },
     "auth_ref": [
      "r1343"
     ]
    },
    "hbnc_DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mark-To-Market Adjustment",
        "label": "Derivative Instrument, Fair Value Hedge, Mark-To-Market Adjustment",
        "documentation": "Derivative Instrument, Fair Value Hedge, Mark-To-Market Adjustment"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeInstrumentRiskAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentRiskAxis",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Instrument [Axis]",
        "label": "Derivative Instrument [Axis]",
        "documentation": "Information by type of derivative contract."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r80",
      "r81",
      "r165",
      "r887",
      "r889",
      "r903",
      "r904",
      "r905",
      "r906",
      "r907",
      "r908",
      "r909",
      "r911",
      "r912",
      "r913",
      "r914",
      "r925",
      "r926",
      "r927",
      "r928",
      "r931",
      "r932",
      "r933",
      "r934",
      "r947",
      "r949",
      "r955",
      "r959",
      "r976",
      "r1041",
      "r1043",
      "r1354",
      "r1355",
      "r1356",
      "r1357",
      "r1358",
      "r1359",
      "r1361",
      "r1362"
     ]
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Instruments and Hedging Activities Disclosure [Abstract]",
        "label": "Derivative Instruments and Hedging Activities Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstruments"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Financial Instruments",
        "label": "Derivative Instruments and Hedging Activities Disclosure [Text Block]",
        "documentation": "The entire disclosure for derivative instruments and hedging activities including, but not limited to, risk management strategies, non-hedging derivative instruments, assets, liabilities, revenue and expenses, and methodologies and assumptions used in determining the amounts."
       }
      }
     },
     "auth_ref": [
      "r162",
      "r696",
      "r704"
     ]
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosuresLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Instruments and Hedging Activities Disclosures [Line Items]",
        "label": "Derivative Instruments and Hedging Activities Disclosures [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsAndHedgingActivitiesDisclosuresTable",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Instruments and Hedging Activities Disclosures [Table]",
        "label": "Derivative Instruments and Hedging Activities Disclosures [Table]",
        "documentation": "Disclosure of information about derivatives and hedging activities."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeInstrumentsGainLossByHedgingRelationshipAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsGainLossByHedgingRelationshipAxis",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Hedging Relationship [Axis]",
        "label": "Hedging Relationship [Axis]",
        "documentation": "Information by type of hedging relationship."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r78",
      "r80"
     ]
    },
    "us-gaap_DerivativeInstrumentsGainLossLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeInstrumentsGainLossLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative Instruments, Gain (Loss) [Line Items]",
        "label": "Derivative Instruments, Gain (Loss) [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r692"
     ]
    },
    "us-gaap_DerivativeLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeLiabilities",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Derivative liability",
        "label": "Derivative Liability",
        "documentation": "Fair value, after the effects of master netting arrangements, of a financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset. Includes liabilities not subject to a master netting arrangement and not elected to be offset."
       }
      }
     },
     "auth_ref": [
      "r281",
      "r283",
      "r711",
      "r712",
      "r725",
      "r737",
      "r880",
      "r881",
      "r882",
      "r883",
      "r885",
      "r886",
      "r887",
      "r888",
      "r889",
      "r911",
      "r913",
      "r914",
      "r949",
      "r950",
      "r952",
      "r955",
      "r956",
      "r959",
      "r960",
      "r976",
      "r1351",
      "r1352",
      "r1353",
      "r1400"
     ]
    },
    "us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total derivatives subject to enforceable master netting arrangements, net, fair value",
        "label": "Derivative Liability, Subject to Master Netting Arrangement, after Offset",
        "documentation": "Fair value, after effect of master netting arrangement, of financial liability or contract with one or more underlyings, notional amount or payment provision or both, and contract can be net settled by means outside contract or delivery of asset. Includes derivative subject to master netting arrangement not elected or qualified to offset. Excludes derivative not subject to master netting arrangement or similar agreement."
       }
      }
     },
     "auth_ref": [
      "r281",
      "r976"
     ]
    },
    "us-gaap_DerivativeLiabilityFairValueGrossAsset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeLiabilityFairValueGrossAsset",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "us-gaap_DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less: Gross amounts offset, fair value",
        "label": "Derivative Liability, Subject to Master Netting Arrangement, Asset Offset",
        "documentation": "Fair value of asset associated with financial liability or contract with one or more underlyings, notional amount or payment provision or both, and the contract can be net settled by means outside the contract or delivery of an asset."
       }
      }
     },
     "auth_ref": [
      "r25",
      "r29",
      "r163",
      "r164",
      "r956",
      "r958",
      "r975"
     ]
    },
    "us-gaap_DerivativeLiabilityNotionalAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeLiabilityNotionalAmount",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Notional Amount",
        "label": "Derivative Liability, Notional Amount",
        "documentation": "Nominal or face amount used to calculate payments on the derivative liability."
       }
      }
     },
     "auth_ref": [
      "r948",
      "r951",
      "r953",
      "r957",
      "r1340",
      "r1341",
      "r1342"
     ]
    },
    "hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total derivatives subject to enforceable master netting arrangements, net, notional amount",
        "label": "Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset",
        "documentation": "Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, After Offset"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails": {
       "parentTag": "hbnc_DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Less: Gross amounts offset, notional amount",
        "label": "Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, Asset Offset",
        "documentation": "Derivative Liability, Notional Amount, Subject To Master Netting Arrangement, Asset Offset"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativeLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative [Line Items]",
        "label": "Derivative [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r704"
     ]
    },
    "us-gaap_DerivativeTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativeTable",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivative [Table]",
        "label": "Derivative [Table]",
        "documentation": "Disclosure of information about derivative instrument or group of derivative instruments, including, but not limited to, type of derivative instrument, risk being hedged, notional amount, hedge designation, related hedged item, inception date, and maturity date."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r70",
      "r71",
      "r72",
      "r75",
      "r79",
      "r80",
      "r82",
      "r84",
      "r87",
      "r704"
     ]
    },
    "us-gaap_DerivativesFairValueLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativesFairValueLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivatives, Fair Value [Line Items]",
        "label": "Derivatives, Fair Value [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DerivativesPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DerivativesPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Derivative Financial Instruments",
        "label": "Derivatives, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for its derivative instruments and hedging activities."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r70",
      "r71",
      "r75",
      "r83",
      "r329",
      "r346"
     ]
    },
    "us-gaap_DesignatedAsHedgingInstrumentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DesignatedAsHedgingInstrumentMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivatives designated as hedging instruments",
        "label": "Designated as Hedging Instrument [Member]",
        "documentation": "Derivative instrument designated as hedging instrument under Generally Accepted Accounting Principles (GAAP)."
       }
      }
     },
     "auth_ref": [
      "r21"
     ]
    },
    "hbnc_DevelopmentAndSpecLandLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DevelopmentAndSpecLandLoansMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Development &amp; spec land",
        "label": "Development And Spec Land Loans [Member]",
        "documentation": "Development and spec land loans."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DirectInstallmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DirectInstallmentMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Installment",
        "label": "Direct Installment [Member]",
        "documentation": "Direct installment."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DirectorAndExecutiveOfficersMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DirectorAndExecutiveOfficersMember",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Director And Executive Officers",
        "label": "Director And Executive Officers [Member]",
        "documentation": "Director And Executive Officers"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Share-Based Compensation",
        "label": "Share-Based Payment Arrangement [Text Block]",
        "documentation": "The entire disclosure for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r595",
      "r599",
      "r630",
      "r631",
      "r633",
      "r1016"
     ]
    },
    "us-gaap_DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DisclosureOfCompensationRelatedCostsSharebasedPaymentsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Share-based Payment Arrangement [Abstract]",
        "label": "Share-Based Payment Arrangement [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DisclosureOfRepurchaseAgreementsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DisclosureOfRepurchaseAgreementsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Disclosure of Repurchase Agreements [Abstract]",
        "label": "Disclosure of Repurchase Agreements [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilities"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Disclosures about Fair Value of Assets and Liabilities",
        "label": "Disclosures About Fair Value Of Assets And Liabilities [Text Block]",
        "documentation": "Disclosures about fair value of assets and liabilities."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_DiscountToReflectCurrentMarketConditionsAndUltimateCollectability": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "DiscountToReflectCurrentMarketConditionsAndUltimateCollectability",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Range (Weighted\u00a0Average)",
        "label": "Discount To Reflect Current Market Conditions And Ultimate Collectability",
        "documentation": "Discount to reflect current market conditions and ultimate collectability."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_DisposalGroupNotDiscontinuedOperationGainLossOnDisposal": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DisposalGroupNotDiscontinuedOperationGainLossOnDisposal",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Other losses",
        "label": "Disposal Group, Not Discontinued Operation, Gain (Loss) on Disposal",
        "documentation": "Amount before tax of gain (loss) recognized on the sale or disposal of a disposal group. Excludes discontinued operations."
       }
      }
     },
     "auth_ref": [
      "r515",
      "r1211",
      "r1287"
     ]
    },
    "us-gaap_DividendIncomeOperating": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DividendIncomeOperating",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Dividend income from subsidiaries",
        "label": "Dividend Income, Operating",
        "documentation": "Amount of operating dividend income on securities."
       }
      }
     },
     "auth_ref": [
      "r193",
      "r876",
      "r919",
      "r962",
      "r963",
      "r1052",
      "r1053",
      "r1408"
     ]
    },
    "us-gaap_DividendsCommonStockCash": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DividendsCommonStockCash",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Cash dividends on common stock",
        "label": "Dividends, Common Stock, Cash",
        "documentation": "Amount of paid and unpaid common stock dividends declared with the form of settlement in cash."
       }
      }
     },
     "auth_ref": [
      "r145"
     ]
    },
    "us-gaap_DividendsPayableCurrentAndNoncurrent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DividendsPayableCurrentAndNoncurrent",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash dividends declared, not paid",
        "label": "Dividends Payable",
        "documentation": "Carrying value as of the balance sheet date of dividends declared but unpaid on equity securities issued by the entity and outstanding."
       }
      }
     },
     "auth_ref": [
      "r100",
      "r105",
      "r177",
      "r1051",
      "r1394"
     ]
    },
    "dei_DocumentAnnualReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentAnnualReport",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Annual Report",
        "label": "Document Annual Report",
        "documentation": "Boolean flag that is true only for a form used as an annual report."
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084"
     ]
    },
    "dei_DocumentFinStmtErrorCorrectionFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentFinStmtErrorCorrectionFlag",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Financial Statement Error Correction",
        "label": "Document Financial Statement Error Correction [Flag]",
        "documentation": "Indicates whether any of the financial statement period in the filing include a restatement due to error correction."
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084",
      "r1127"
     ]
    },
    "dei_DocumentFinStmtRestatementRecoveryAnalysisFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentFinStmtRestatementRecoveryAnalysisFlag",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Financial Statement Restatement Recovery Analysis",
        "label": "Document Financial Statement Restatement Recovery Analysis [Flag]",
        "documentation": "Indicates whether any of the financial statement periods include restatements that required a recovery analysis of incentive-based compensation received by any of the registrant's executive officers during the relevant recovery period pursuant to \u00a7240.10D-1(b)."
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084",
      "r1127"
     ]
    },
    "dei_DocumentFiscalPeriodFocus": {
     "xbrltype": "fiscalPeriodItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentFiscalPeriodFocus",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Fiscal Period Focus",
        "label": "Document Fiscal Period Focus",
        "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentFiscalYearFocus": {
     "xbrltype": "gYearItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentFiscalYearFocus",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Fiscal Year Focus",
        "label": "Document Fiscal Year Focus",
        "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentPeriodEndDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentPeriodEndDate",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Period End Date",
        "label": "Document Period End Date",
        "documentation": "For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentTransitionReport": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentTransitionReport",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Transition Report",
        "label": "Document Transition Report",
        "documentation": "Boolean flag that is true only for a form used as a transition report."
       }
      }
     },
     "auth_ref": [
      "r1105"
     ]
    },
    "dei_DocumentType": {
     "xbrltype": "submissionTypeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentType",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Document Type",
        "label": "Document Type",
        "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'."
       }
      }
     },
     "auth_ref": []
    },
    "dei_DocumentsIncorporatedByReferenceTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "DocumentsIncorporatedByReferenceTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Documents Incorporated by Reference",
        "label": "Documents Incorporated by Reference [Text Block]",
        "documentation": "Documents incorporated by reference."
       }
      }
     },
     "auth_ref": [
      "r1058"
     ]
    },
    "us-gaap_DomesticCountryMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DomesticCountryMember",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal",
        "label": "Domestic Tax Jurisdiction [Member]",
        "documentation": "Designated federal jurisdiction entitled to levy and collect income tax in country of domicile. Includes, but is not limited to, national jurisdiction for non-U.S. jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r646"
     ]
    },
    "us-gaap_DoubtfulMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "DoubtfulMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Doubtful",
        "label": "Doubtful [Member]",
        "documentation": "A category of financing receivables that have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "ecd_DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "DvddsOrOthrErngsPdOnEqtyAwrdsNtOthrwsRflctdInTtlCompForCvrdYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year",
        "label": "Dividends or Other Earnings Paid on Equity Awards not Otherwise Reflected in Total Compensation for Covered Year [Member]"
       }
      }
     },
     "auth_ref": [
      "r1116"
     ]
    },
    "us-gaap_EarningsPerShareBasic": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EarningsPerShareBasic",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Basic earnings per share (in USD per share)",
        "label": "Earnings Per Share, Basic",
        "documentation": "The amount of net income (loss) for the period per each share of common stock or unit outstanding during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r303",
      "r336",
      "r337",
      "r339",
      "r340",
      "r341",
      "r343",
      "r348",
      "r351",
      "r361",
      "r362",
      "r363",
      "r366",
      "r678",
      "r681",
      "r708",
      "r709",
      "r811",
      "r852",
      "r980"
     ]
    },
    "us-gaap_EarningsPerShareBasicAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EarningsPerShareBasicAbstract",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Basic earnings per share",
        "label": "Earnings Per Share, Basic [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EarningsPerShareDiluted": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EarningsPerShareDiluted",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Diluted earnings per share (in USD per share)",
        "label": "Earnings Per Share, Diluted",
        "documentation": "The amount of net income (loss) for the period available to each share of common stock or common unit outstanding during the reporting period and to each share or unit that would have been outstanding assuming the issuance of common shares or units for all dilutive potential common shares or units outstanding during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r303",
      "r336",
      "r337",
      "r339",
      "r340",
      "r341",
      "r343",
      "r351",
      "r361",
      "r362",
      "r363",
      "r366",
      "r678",
      "r681",
      "r708",
      "r709",
      "r811",
      "r852",
      "r980"
     ]
    },
    "us-gaap_EarningsPerShareDilutedAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EarningsPerShareDilutedAbstract",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Diluted earnings per share",
        "label": "Earnings Per Share, Diluted [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EarningsPerSharePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EarningsPerSharePolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Earnings per Common Share",
        "label": "Earnings Per Share, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for computing basic and diluted earnings or loss per share for each class of common stock and participating security. Addresses all significant policy factors, including any antidilutive items that have been excluded from the computation and takes into account stock dividends, splits and reverse splits that occur after the balance sheet date of the latest reporting period but before the issuance of the financial statements."
       }
      }
     },
     "auth_ref": [
      "r47",
      "r48",
      "r365"
     ]
    },
    "hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "BOLI redemption excise",
        "label": "Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Exercise, Amount",
        "documentation": "Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Exercise, Amount"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "BOLI redemption ordinary income",
        "label": "Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Ordinary Income, Amount",
        "documentation": "Effective Income Tax Rate Reconciliation, Bank Owned Life Insurance, Redemption Ordinary Income, Amount"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted-average period cost over which cost is expected to be recognized",
        "label": "Share-Based Payment Arrangement, Nonvested Award, Cost Not yet Recognized, Period for Recognition",
        "documentation": "Weighted-average period over which cost not yet recognized is expected to be recognized for award under share-based payment arrangement, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r632"
     ]
    },
    "us-gaap_EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrecognized compensation cost",
        "label": "Share-Based Payment Arrangement, Nonvested Award, Excluding Option, Cost Not yet Recognized, Amount",
        "documentation": "Amount of cost to be recognized for nonvested award under share-based payment arrangement. Excludes share and unit options."
       }
      }
     },
     "auth_ref": [
      "r1331"
     ]
    },
    "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tax benefit associated with compensation expense",
        "label": "Share-Based Payment Arrangement, Expense, Tax Benefit",
        "documentation": "Amount of tax benefit for recognition of expense of award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r629"
     ]
    },
    "us-gaap_EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Actual tax benefit realized for the tax deductions",
        "label": "Share-Based Payment Arrangement, Exercise of Option, Tax Benefit",
        "documentation": "Amount of tax benefit from exercise of option under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r243"
     ]
    },
    "us-gaap_EmployeeStockOptionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeStockOptionMember",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock options",
        "label": "Share-Based Payment Arrangement, Option [Member]",
        "documentation": "Share-based payment arrangement granting right, subject to vesting and other restrictions, to purchase or sell certain number of shares at predetermined price for specified period of time."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_EmployeeStockOwnershipPlanESOPAwardServicePeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EmployeeStockOwnershipPlanESOPAwardServicePeriod",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Service period",
        "label": "Employee Stock Ownership Plan (ESOP), Award Service Period",
        "documentation": "Employee Stock Ownership Plan (ESOP), Award Service Period"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPCashContributionsToESOP": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeStockOwnershipPlanESOPCashContributionsToESOP",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Matching contribution",
        "label": "Employee Stock Ownership Plan (ESOP), Cash Contributions to ESOP",
        "documentation": "This item represents the amount of cash contributions during the period made by the entity to the Employee Stock Ownership Plan (ESOP)."
       }
      }
     },
     "auth_ref": [
      "r68"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Stock Ownership Plan (ESOP) Name [Axis]",
        "label": "Employee Stock Ownership Plan (ESOP) Name [Axis]",
        "documentation": "Information by name of employee stock ownership plan."
       }
      }
     },
     "auth_ref": [
      "r67"
     ]
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPDisclosuresLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeStockOwnershipPlanESOPDisclosuresLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]",
        "label": "Employee Stock Ownership Plan (ESOP) Disclosures [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_EmployeeStockOwnershipPlanESOPLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EmployeeStockOwnershipPlanESOPLiability",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "ESOP liability",
        "label": "Employee Stock Ownership Plan (ESOP), Liability",
        "documentation": "Employee Stock Ownership Plan (ESOP), Liability"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Matching cash contributions and expense recorded for the ESOP",
        "label": "Employee Stock Ownership Plan (ESOP), Matching Contributions to ESOP",
        "documentation": "Employee Stock Ownership Plan (ESOP), Matching Contributions to ESOP"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EmployeeStockOwnershipPlanESOPPlanDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EmployeeStockOwnershipPlanESOPPlanDomain",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Stock Ownership Plan (ESOP), Plan [Domain]",
        "label": "Employee Stock Ownership Plan (ESOP), Plan [Domain]",
        "documentation": "Entities identify multiple employee stock ownership plans by unique name."
       }
      }
     },
     "auth_ref": [
      "r68"
     ]
    },
    "hbnc_EmployeeStockOwnershipPlanTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EmployeeStockOwnershipPlanTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlan"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Supplemental Executive Retirement Plan",
        "label": "Employee Stock Ownership Plan [Text Block]",
        "documentation": "Employee stock ownership plan."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_EmployeeThriftPlanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "EmployeeThriftPlanMember",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Thrift Plan",
        "label": "Employee Thrift Plan [Member]",
        "documentation": "Employee thrift plan."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressAddressLine1": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressAddressLine1",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Address Line One",
        "label": "Entity Address, Address Line One",
        "documentation": "Address Line 1 such as Attn, Building Name, Street Name"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressCityOrTown": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressCityOrTown",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, City or Town",
        "label": "Entity Address, City or Town",
        "documentation": "Name of the City or Town"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressPostalZipCode": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressPostalZipCode",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, Postal Zip Code",
        "label": "Entity Address, Postal Zip Code",
        "documentation": "Code for the postal or zip code"
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityAddressStateOrProvince": {
     "xbrltype": "stateOrProvinceItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityAddressStateOrProvince",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Address, State or Province",
        "label": "Entity Address, State or Province",
        "documentation": "Name of the state or province."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCentralIndexKey": {
     "xbrltype": "centralIndexKeyItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCentralIndexKey",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Central Index Key",
        "label": "Entity Central Index Key",
        "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityCommonStockSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCommonStockSharesOutstanding",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Common Stock, Shares Outstanding",
        "label": "Entity Common Stock, Shares Outstanding",
        "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityCurrentReportingStatus": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityCurrentReportingStatus",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Current Reporting Status",
        "label": "Entity Current Reporting Status",
        "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityDomain",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity [Domain]",
        "label": "Entity [Domain]",
        "documentation": "All the names of the entities being reported upon in a document. Any legal structure used to conduct activities or to hold assets. Some examples of such structures are corporations, partnerships, limited liability companies, grantor trusts, and other trusts. This item does not include business and geographical segments which are included in the geographical or business segments domains."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityEmergingGrowthCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityEmergingGrowthCompany",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Emerging Growth Company",
        "label": "Entity Emerging Growth Company",
        "documentation": "Indicate if registrant meets the emerging growth company criteria."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityFileNumber": {
     "xbrltype": "fileNumberItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFileNumber",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity File Number",
        "label": "Entity File Number",
        "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityFilerCategory": {
     "xbrltype": "filerCategoryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityFilerCategory",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Filer Category",
        "label": "Entity Filer Category",
        "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityIncorporationStateCountryCode": {
     "xbrltype": "edgarStateCountryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityIncorporationStateCountryCode",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Incorporation, State or Country Code",
        "label": "Entity Incorporation, State or Country Code",
        "documentation": "Two-character EDGAR code representing the state or country of incorporation."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityInteractiveDataCurrent": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityInteractiveDataCurrent",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Interactive Data Current",
        "label": "Entity Interactive Data Current",
        "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files)."
       }
      }
     },
     "auth_ref": [
      "r1167"
     ]
    },
    "dei_EntityPublicFloat": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityPublicFloat",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Public Float",
        "label": "Entity Public Float",
        "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityRegistrantName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityRegistrantName",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Registrant Name",
        "label": "Entity Registrant Name",
        "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityShellCompany": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityShellCompany",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Shell Company",
        "label": "Entity Shell Company",
        "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntitySmallBusiness": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntitySmallBusiness",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Small Business",
        "label": "Entity Small Business",
        "documentation": "Indicates that the company is a Smaller Reporting Company (SRC)."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityTaxIdentificationNumber": {
     "xbrltype": "employerIdItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityTaxIdentificationNumber",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Tax Identification Number",
        "label": "Entity Tax Identification Number",
        "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS."
       }
      }
     },
     "auth_ref": [
      "r1057"
     ]
    },
    "dei_EntityVoluntaryFilers": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityVoluntaryFilers",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Voluntary Filers",
        "label": "Entity Voluntary Filers",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act."
       }
      }
     },
     "auth_ref": []
    },
    "dei_EntityWellKnownSeasonedIssuer": {
     "xbrltype": "yesNoItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "EntityWellKnownSeasonedIssuer",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Entity Well-known Seasoned Issuer",
        "label": "Entity Well-known Seasoned Issuer",
        "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A."
       }
      }
     },
     "auth_ref": [
      "r1168"
     ]
    },
    "ecd_EqtyAwrdsAdjFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "EqtyAwrdsAdjFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Awards Adjustments, Footnote",
        "label": "Equity Awards Adjustments, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1110"
     ]
    },
    "ecd_EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "EqtyAwrdsAdjsExclgValRprtdInSummryCompstnTblMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Awards Adjustments, Excluding Value Reported in Compensation Table",
        "label": "Equity Awards Adjustments, Excluding Value Reported in the Compensation Table [Member]"
       }
      }
     },
     "auth_ref": [
      "r1163"
     ]
    },
    "ecd_EqtyAwrdsAdjsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "EqtyAwrdsAdjsMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Awards Adjustments",
        "label": "Equity Awards Adjustments [Member]"
       }
      }
     },
     "auth_ref": [
      "r1163"
     ]
    },
    "ecd_EqtyAwrdsInSummryCompstnTblForAplblYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "EqtyAwrdsInSummryCompstnTblForAplblYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table",
        "label": "Aggregate Grant Date Fair Value of Equity Award Amounts Reported in Summary Compensation Table [Member]"
       }
      }
     },
     "auth_ref": [
      "r1163"
     ]
    },
    "us-gaap_EquipmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EquipmentMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accounts Receivable/Equipment",
        "label": "Equipment [Member]",
        "documentation": "Tangible personal property used to produce goods and services."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EquityAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity [Abstract]",
        "label": "Equity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_EquityComponentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EquityComponentDomain",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Component [Domain]",
        "label": "Equity Component [Domain]",
        "documentation": "Components of equity are the parts of the total Equity balance including that which is allocated to common, preferred, treasury stock, retained earnings, etc."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r268",
      "r299",
      "r300",
      "r301",
      "r331",
      "r332",
      "r333",
      "r335",
      "r341",
      "r344",
      "r346",
      "r368",
      "r449",
      "r452",
      "r514",
      "r585",
      "r668",
      "r669",
      "r675",
      "r676",
      "r677",
      "r679",
      "r680",
      "r681",
      "r698",
      "r699",
      "r700",
      "r701",
      "r702",
      "r703",
      "r707",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r751",
      "r753",
      "r756",
      "r848",
      "r859",
      "r860",
      "r861",
      "r878",
      "r937"
     ]
    },
    "us-gaap_EquityMethodInvestmentsPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EquityMethodInvestmentsPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Partnership Investments",
        "label": "Equity Method Investments [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for equity method of accounting for investments and other interests. Investment includes, but is not limited to, unconsolidated subsidiary, corporate joint venture, noncontrolling interest in real estate venture, limited partnership, and limited liability company. Information includes, but is not limited to, ownership percentage, reason equity method is or is not considered appropriate, and accounting policy election for distribution received."
       }
      }
     },
     "auth_ref": [
      "r9",
      "r90",
      "r447"
     ]
    },
    "us-gaap_EquitySecuritiesFvNiCurrentAndNoncurrent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "EquitySecuritiesFvNiCurrentAndNoncurrent",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity securities",
        "label": "Equity Securities, FV-NI",
        "documentation": "Amount of investment in equity security measured at fair value with change in fair value recognized in net income (FV-NI)."
       }
      }
     },
     "auth_ref": [
      "r278",
      "r711",
      "r735",
      "r826",
      "r827",
      "r1023",
      "r1038",
      "r1040",
      "r1351",
      "r1352",
      "r1353"
     ]
    },
    "ecd_EquityValuationAssumptionDifferenceFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "EquityValuationAssumptionDifferenceFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Valuation Assumption Difference, Footnote",
        "label": "Equity Valuation Assumption Difference, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1120"
     ]
    },
    "ecd_ErrCompAnalysisTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ErrCompAnalysisTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Erroneous Compensation Analysis",
        "label": "Erroneous Compensation Analysis [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1077",
      "r1088",
      "r1098",
      "r1131"
     ]
    },
    "ecd_ErrCompRecoveryTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ErrCompRecoveryTable",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Erroneously Awarded Compensation Recovery",
        "label": "Erroneously Awarded Compensation Recovery [Table]"
       }
      }
     },
     "auth_ref": [
      "r1074",
      "r1085",
      "r1095",
      "r1128"
     ]
    },
    "ecd_ExecutiveCategoryAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ExecutiveCategoryAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Executive Category:",
        "label": "Executive Category [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1126"
     ]
    },
    "us-gaap_ExtendedMaturityAndInterestRateReductionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ExtendedMaturityAndInterestRateReductionMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Term Extension and Interest Rate Reduction",
        "label": "Extended Maturity and Interest Rate Reduction [Member]",
        "documentation": "Loan modification for extension of term of loan in which it must be paid, reduction of contractual interest rate, and reduction of interest rate to lower than current market rate for new debt with similar risk."
       }
      }
     },
     "auth_ref": [
      "r994"
     ]
    },
    "us-gaap_ExtendedMaturityMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ExtendedMaturityMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Term Extension",
        "label": "Extended Maturity [Member]",
        "documentation": "Loan modification for an extension of the term of a loan in which it must be paid."
       }
      }
     },
     "auth_ref": [
      "r405",
      "r994"
     ]
    },
    "srt_ExternalCreditRatingMoodysMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ExternalCreditRatingMoodysMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "External Credit Rating, Moody's [Domain]",
        "label": "External Credit Rating, Moody's [Domain]",
        "documentation": "Credit-ratings as used by Moody's. Contact Moody's for a complete list of ratings and their definitions."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ExtinguishmentOfDebtAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ExtinguishmentOfDebtAmount",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt extinguished",
        "label": "Extinguishment of Debt, Amount",
        "documentation": "Gross amount of debt extinguished."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ExtinguishmentOfDebtPriceToPar": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ExtinguishmentOfDebtPriceToPar",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Extinguishment of debt, price to par",
        "label": "Extinguishment Of Debt, Price To Par",
        "documentation": "Extinguishment Of Debt, Price To Par"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value And Amortized Costs Of Pledged Securities",
        "label": "Fair Value And Amortized Costs Of Pledged Securities [Table Text Block]",
        "documentation": "Fair Value And Amortized Costs Of Pledged Securities"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]",
        "label": "Fair Value, Assets and Liabilities Measured on Recurring and Nonrecurring Basis [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r725",
      "r1023"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTable",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value, Recurring and Nonrecurring [Table]",
        "label": "Fair Value, Recurring and Nonrecurring [Table]",
        "documentation": "Disclosure of information about asset and liability measured at fair value on recurring and nonrecurring basis."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r725",
      "r1023"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Estimated Fair Values of Financial Instruments",
        "label": "Fair Value Measurements, Recurring and Nonrecurring [Table Text Block]",
        "documentation": "Tabular disclosure of financial instrument measured at fair value on recurring or nonrecurring basis. Includes, but is not limited to, instrument classified in shareholders' equity."
       }
      }
     },
     "auth_ref": [
      "r1023",
      "r1349",
      "r1350",
      "r1361"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Line Items]",
        "label": "Fair Value Measurement Inputs and Valuation Techniques [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r715",
      "r1027"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTable",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Measurements, Recurring and Nonrecurring, Valuation Techniques [Table]",
        "label": "Fair Value Measurement Inputs and Valuation Techniques [Table]",
        "documentation": "Disclosure of information about input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r715",
      "r1027"
     ]
    },
    "us-gaap_FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Qualitative Information About Unobservable Inputs Used in Recurring and Nonrecurring Level 3 Fair Value Measurements, Other than Goodwill",
        "label": "Fair Value Measurement Inputs and Valuation Techniques [Table Text Block]",
        "documentation": "Tabular disclosure of input and valuation technique used to measure fair value and change in valuation approach and technique for each separate class of asset and liability measured on recurring and nonrecurring basis."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r1027"
     ]
    },
    "us-gaap_FairValueAssetsMeasuredOnNonrecurringBasisTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsMeasuredOnNonrecurringBasisTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Other Assets Measured at Fair Value on Nonrecurring Basis",
        "label": "Fair Value Measurements, Nonrecurring [Table Text Block]",
        "documentation": "Tabular disclosure of assets and liabilities by class, including financial instruments measured at fair value that are classified in shareholders' equity, if any, that are measured at fair value on a nonrecurring basis in periods after initial recognition (for example, impaired assets). Disclosures may include, but are not limited to: (a) the fair value measurements recorded and the reasons for the measurements and (b) the level within the fair value hierarchy in which the fair value measurements are categorized in their entirety (levels 1, 2, 3)."
       }
      }
     },
     "auth_ref": [
      "r1349",
      "r1350"
     ]
    },
    "us-gaap_FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueAssetsMeasuredOnRecurringBasisUnobservableInputReconciliationByAssetClassDomain",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Asset Class [Domain]",
        "label": "Asset Class [Domain]",
        "documentation": "Class of asset."
       }
      }
     },
     "auth_ref": [
      "r716",
      "r717",
      "r718",
      "r719",
      "r720",
      "r721",
      "r726",
      "r1025"
     ]
    },
    "us-gaap_FairValueByAssetClassAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueByAssetClassAxis",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Asset Class [Axis]",
        "label": "Asset Class [Axis]",
        "documentation": "Information by class of asset."
       }
      }
     },
     "auth_ref": [
      "r716",
      "r717",
      "r718",
      "r719",
      "r720",
      "r721",
      "r726",
      "r1025"
     ]
    },
    "us-gaap_FairValueByBalanceSheetGroupingTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueByBalanceSheetGroupingTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Fair Value Measurements of Assets and Liabilities Recognized on a Recurring Basis",
        "label": "Fair Value, by Balance Sheet Grouping [Table Text Block]",
        "documentation": "Tabular disclosure of the fair value of financial instruments, including financial assets and financial liabilities, and the measurements of those instruments, assets, and liabilities."
       }
      }
     },
     "auth_ref": [
      "r88"
     ]
    },
    "us-gaap_FairValueByFairValueHierarchyLevelAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueByFairValueHierarchyLevelAxis",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value, Hierarchy [Axis]",
        "label": "Fair Value Hierarchy and NAV [Axis]",
        "documentation": "Information by level within fair value hierarchy and fair value measured at net asset value per share as practical expedient."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r710",
      "r712",
      "r713",
      "r714",
      "r715",
      "r724",
      "r725",
      "r727",
      "r768",
      "r769",
      "r770",
      "r1007",
      "r1008",
      "r1012",
      "r1013",
      "r1014",
      "r1023",
      "r1027"
     ]
    },
    "us-gaap_FairValueByMeasurementBasisAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueByMeasurementBasisAxis",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Basis [Axis]",
        "label": "Measurement Basis [Axis]",
        "documentation": "Information by measurement basis."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r1007",
      "r1008"
     ]
    },
    "us-gaap_FairValueByMeasurementFrequencyAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueByMeasurementFrequencyAxis",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Frequency [Axis]",
        "label": "Measurement Frequency [Axis]",
        "documentation": "Information by measurement frequency."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r713",
      "r715",
      "r1023",
      "r1352",
      "r1363"
     ]
    },
    "us-gaap_FairValueDisclosureItemAmountsDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueDisclosureItemAmountsDomain",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Measurement [Domain]",
        "label": "Fair Value Measurement [Domain]",
        "documentation": "Measurement basis, for example, but not limited to, reported value, fair value, portion at fair value, portion at other than fair value."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r1007",
      "r1008"
     ]
    },
    "hbnc_FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails": {
       "parentTag": "us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Standby letters of credit",
        "label": "Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Standby Letters Of Credit",
        "documentation": "Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Standby Letters Of Credit"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails": {
       "parentTag": "us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commitments to extend credit",
        "label": "Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Unused Commitments To Extend Credit",
        "documentation": "Fair Value Disclosure, Off-Balance-Sheet Risks, Amount, Unused Commitments To Extend Credit"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueDisclosureOffbalanceSheetRisksAmountLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueDisclosureOffbalanceSheetRisksAmountLiability",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total",
        "label": "Fair Value Disclosure, off-Balance-Sheet Risks, Amount, Liability",
        "documentation": "The fair value of financial liabilities, which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition."
       }
      }
     },
     "auth_ref": [
      "r737"
     ]
    },
    "us-gaap_FairValueDisclosuresAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueDisclosuresAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value",
        "label": "Fair Value Disclosures [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueDisclosuresTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueDisclosuresTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstruments"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value of Financial Instruments",
        "label": "Fair Value Disclosures [Text Block]",
        "documentation": "The entire disclosure for the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments as well as disclosures related to the fair value of non-financial assets and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the entity is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risks are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information."
       }
      }
     },
     "auth_ref": [
      "r720",
      "r722",
      "r723",
      "r724",
      "r727",
      "r728",
      "r729",
      "r730",
      "r731",
      "r806",
      "r1023",
      "r1028"
     ]
    },
    "us-gaap_FairValueHedgingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueHedgingMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Fair Value Hedging",
        "label": "Fair Value Hedging [Member]",
        "documentation": "A hedge of the exposure to changes in the fair value of a recognized asset or liability, or of an unrecognized firm commitment, that are attributable to a particular risk."
       }
      }
     },
     "auth_ref": [
      "r73"
     ]
    },
    "us-gaap_FairValueInputsLevel1Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueInputsLevel1Member",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Quoted Prices in Active Markets for Identical Assets (Level 1)",
        "label": "Fair Value, Inputs, Level 1 [Member]",
        "documentation": "Quoted prices in active markets for identical assets or liabilities that the reporting entity can access at the measurement date."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r587",
      "r592",
      "r712",
      "r725",
      "r768",
      "r1012",
      "r1013",
      "r1014",
      "r1023"
     ]
    },
    "us-gaap_FairValueInputsLevel2Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueInputsLevel2Member",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Significant Other Observable Inputs (Level 2)",
        "label": "Fair Value, Inputs, Level 2 [Member]",
        "documentation": "Inputs other than quoted prices included within level 1 that are observable for an asset or liability, either directly or indirectly, including, but not limited to, quoted prices for similar assets or liabilities in active markets, or quoted prices for identical or similar assets or liabilities in inactive markets."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r587",
      "r592",
      "r712",
      "r713",
      "r725",
      "r769",
      "r1007",
      "r1008",
      "r1012",
      "r1013",
      "r1014",
      "r1023"
     ]
    },
    "us-gaap_FairValueInputsLevel3Member": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueInputsLevel3Member",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Significant Unobservable Inputs (Level 3)",
        "verboseLabel": "Significant Unobservable Inputs (Level 3)",
        "label": "Fair Value, Inputs, Level 3 [Member]",
        "documentation": "Unobservable inputs that reflect the entity's own assumption about the assumptions market participants would use in pricing."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r712",
      "r713",
      "r714",
      "r715",
      "r725",
      "r770",
      "r1007",
      "r1008",
      "r1012",
      "r1013",
      "r1014",
      "r1023",
      "r1027"
     ]
    },
    "us-gaap_FairValueMeasurementFrequencyDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueMeasurementFrequencyDomain",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Frequency [Domain]",
        "label": "Measurement Frequency [Domain]",
        "documentation": "Measurement frequency."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r713",
      "r715",
      "r1023",
      "r1352",
      "r1363"
     ]
    },
    "us-gaap_FairValueMeasurementPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueMeasurementPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Measurements",
        "label": "Fair Value Measurement, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for fair value measurements of financial and non-financial assets, liabilities and instruments classified in shareholders' equity. Disclosures include, but are not limited to, how an entity that manages a group of financial assets and liabilities on the basis of its net exposure measures the fair value of those assets and liabilities."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unobservable Inputs",
        "label": "Fair Value Measurement With Unobservable Inputs Recurring And Nonrecurring Basis Excluding Goodwill",
        "documentation": "Fair value measurement with unobservable inputs recurring and nonrecurring basis excluding goodwill."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValueMeasurementsFairValueHierarchyDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueMeasurementsFairValueHierarchyDomain",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Hierarchy [Domain]",
        "label": "Fair Value Hierarchy and NAV [Domain]",
        "documentation": "Categories used to prioritize the inputs to valuation techniques to measure fair value."
       }
      }
     },
     "auth_ref": [
      "r556",
      "r587",
      "r588",
      "r589",
      "r590",
      "r591",
      "r592",
      "r710",
      "r712",
      "r713",
      "r714",
      "r715",
      "r724",
      "r725",
      "r727",
      "r768",
      "r769",
      "r770",
      "r1007",
      "r1008",
      "r1012",
      "r1013",
      "r1014",
      "r1023",
      "r1027"
     ]
    },
    "us-gaap_FairValueMeasurementsNonrecurringMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueMeasurementsNonrecurringMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value, Nonrecurring",
        "label": "Fair Value, Nonrecurring [Member]",
        "documentation": "Infrequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, not frequently measured at fair value."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r713",
      "r715",
      "r1023",
      "r1352"
     ]
    },
    "us-gaap_FairValueMeasurementsRecurringMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValueMeasurementsRecurringMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Recurring Basis",
        "label": "Fair Value, Recurring [Member]",
        "documentation": "Frequent fair value measurement. Includes, but is not limited to, fair value adjustment for impairment of asset, liability or equity, frequently measured at fair value."
       }
      }
     },
     "auth_ref": [
      "r1023",
      "r1349",
      "r1350",
      "r1351",
      "r1352",
      "r1353",
      "r1363"
     ]
    },
    "hbnc_FairValueMeasurementsValuationTechnique": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueMeasurementsValuationTechnique",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Valuation Technique",
        "label": "Fair Value Measurements Valuation Technique",
        "documentation": "Fair Value Measurements Valuation Technique"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]",
        "label": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]",
        "documentation": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FairValueOfAssetsAndLiabilitiesMeasuredOnNonRecurringBasisTable",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofOtherAssetsMeasuredatFairValueonNonrecurringBasisDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]",
        "label": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]",
        "documentation": "Fair Value Of Assets And Liabilities Measured On Non Recurring Basis [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FairValuesDerivativesBalanceSheetLocationByDerivativeContractTypeByHedgingDesignationTable",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]",
        "label": "Fair Values Derivatives, Balance Sheet Location, by Derivative Contract Type [Table]",
        "documentation": "Disclosure of information about location and fair value of derivative instrument and nonderivative instrument designated as hedging instrument."
       }
      }
     },
     "auth_ref": [
      "r77",
      "r79",
      "r86"
     ]
    },
    "us-gaap_FederalDepositInsuranceCorporationPremiumExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalDepositInsuranceCorporationPremiumExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "FDIC insurance expense",
        "label": "Federal Deposit Insurance Corporation Premium Expense",
        "documentation": "Amount of expense for Federal Deposit Insurance Corporation (FDIC) insurance."
       }
      }
     },
     "auth_ref": [
      "r191"
     ]
    },
    "us-gaap_FederalFundsPurchased": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalFundsPurchased",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal funds purchased",
        "label": "Federal Funds Purchased",
        "documentation": "Amount of short term borrowing where a bank borrows, at the federal funds rate, from another bank."
       }
      }
     },
     "auth_ref": [
      "r173"
     ]
    },
    "us-gaap_FederalFundsSold": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalFundsSold",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal funds sold",
        "label": "Federal Funds Sold",
        "documentation": "The amount outstanding of funds lent to other depository institutions, securities brokers, or securities dealers in the form of Federal Funds sold; for example, immediately available funds lent under agreements or contracts that mature in one business day or roll over under a continuing contract, regardless of the nature of the transaction or the collateral involved, excluding overnight lending for commercial and industrial purposes. Also include Federal Funds sold under agreements to resell on a gross basis, excluding (1) sales of term Federal Funds, (2) due bills representing purchases of securities or other assets by the reporting bank that have not yet been delivered and similar instruments, (3) resale agreements that mature in more than one business day involving assets other than securities, and (4) yield maintenance dollar repurchase agreements."
       }
      }
     },
     "auth_ref": [
      "r183"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank advances are secured by first and second mortgage loans and mortgage warehouse loans",
        "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Collateral Pledged",
        "documentation": "Amount of the collateral pledged in support of federal home loan bank advances outstanding."
       }
      }
     },
     "auth_ref": [
      "r96",
      "r203"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank advances, variable and fixed rates",
        "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Disclosures, Interest Rate at Period End",
        "documentation": "States the interest rate applicable to Federal Home Loan Bank advances outstanding as of the Balance Sheet date."
       }
      }
     },
     "auth_ref": [
      "r95",
      "r203"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Available credit lines with various money center banks",
        "label": "Federal Home Loan Bank, Advances, General Debt Obligations, Maximum Amount Available",
        "documentation": "Amount of maximum advances or credit lines available from the Federal Home Loan Bank (FHLB)."
       }
      }
     },
     "auth_ref": [
      "r103",
      "r174",
      "r203"
     ]
    },
    "us-gaap_FederalHomeLoanBankAdvancesOptionAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesOptionAxis",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank, Advances, Option [Axis]",
        "label": "Federal Home Loan Bank, Advances, Option [Axis]",
        "documentation": "Information by option for advance made and reported by Federal Home Loan Bank (FHLBank). Includes, but is not limited, to callable, putable, and convertible options."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesOptionDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesOptionDomain",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank, Advances, Option [Domain]",
        "label": "Federal Home Loan Bank, Advances, Option [Domain]",
        "documentation": "Options related to the advances made and reported by Federal Home Loan Bank (FHLBank), including but not limited to callable, putable and convertible options."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesPutableOptionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesPutableOptionMember",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank, Advances, Putable Option",
        "label": "Federal Home Loan Bank, Advances, Putable Option [Member]",
        "documentation": "Right, but not the obligation, Federal Home Loan Bank (FHLBank) has to require the borrower to return the advance at par."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankAdvancesWeightedAverageInterestRate": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankAdvancesWeightedAverageInterestRate",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal home loan bank, advances, weighted average interest rate",
        "label": "Federal Home Loan Bank, Advances, Weighted Average Interest Rate",
        "documentation": "Weighted average interest rate on advances made and reported by Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FederalHomeLoanBankBorrowingsFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankBorrowingsFairValueDisclosure",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Putable advances",
        "label": "Federal Home Loan Bank Borrowings, Fair Value Disclosure",
        "documentation": "Fair value portion of borrowing from Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": [
      "r174",
      "r1349",
      "r1350",
      "r1360"
     ]
    },
    "us-gaap_FederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankStock",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Federal Home Loan Bank stock",
        "terseLabel": "Stock in FHLB",
        "label": "Federal Home Loan Bank Stock",
        "documentation": "Federal Home Loan Bank (FHLB) stock represents an equity interest in a FHLB. It does not have a readily determinable fair value because its ownership is restricted and it lacks a market (liquidity)."
       }
      }
     },
     "auth_ref": [
      "r202"
     ]
    },
    "us-gaap_FederalHomeLoanBankStockAndFederalReserveBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FederalHomeLoanBankStockAndFederalReserveBankStock",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/CashEquivalentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal home loan bank stock and federal reserve bank stock",
        "label": "Federal Home Loan Bank Stock and Federal Reserve Bank Stock",
        "documentation": "Amount of Federal Home Loan Bank (FHLB) and Federal Reserve Bank stock."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock",
        "label": "Federal Reserve And Federal Home Loan Bank Of Indianapolis Stock [Policy Text Block]",
        "documentation": "Federal reserve and federal home loan bank of Indianapolis stock."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FederalReserveBankFunding": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FederalReserveBankFunding",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Reserve Bank - Bank Term Funding Program",
        "label": "Federal Reserve Bank, Funding",
        "documentation": "Federal Reserve Bank, Funding"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FiduciaryActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FiduciaryActivities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fiduciary activities",
        "label": "Fiduciary Activities",
        "documentation": "Fiduciary activities."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinanceLoanAndLeaseReceivablesHeldForSalePolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinanceLoanAndLeaseReceivablesHeldForSalePolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans and Loans Held for Sale",
        "label": "Financing Receivable, Held-for-Sale [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for financing receivables classified as held-for-sale."
       }
      }
     },
     "auth_ref": [
      "r209",
      "r218",
      "r1233",
      "r1234",
      "r1236"
     ]
    },
    "us-gaap_FinanceLoansAndLeasesReceivablePolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinanceLoansAndLeasesReceivablePolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Credit Losses (\u201cACL\u201d) on Loans and Modified Loans",
        "label": "Financing Receivable [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r209",
      "r210",
      "r211",
      "r218",
      "r221",
      "r409",
      "r1233",
      "r1234",
      "r1235",
      "r1236",
      "r1241",
      "r1242"
     ]
    },
    "hbnc_FinancialAsset30To89DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancialAsset30To89DaysPastDueMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "30-89 Days Past Due",
        "label": "Financial Asset, 30 To 89 Days Past Due [Member]",
        "documentation": "Financial Asset, 30 To 89 Days Past Due"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancialAssetNotPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancialAssetNotPastDueMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current",
        "label": "Financial Asset, Not Past Due [Member]",
        "documentation": "Financial asset not past due."
       }
      }
     },
     "auth_ref": [
      "r463",
      "r1002"
     ]
    },
    "us-gaap_FinancialInstrumentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancialInstrumentAxis",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Instrument [Axis]",
        "label": "Financial Instrument [Axis]",
        "documentation": "Information by type of financial instrument."
       }
      }
     },
     "auth_ref": [
      "r414",
      "r415",
      "r416",
      "r417",
      "r418",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425",
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r442",
      "r443",
      "r458",
      "r459",
      "r463",
      "r464",
      "r475",
      "r487",
      "r492",
      "r493",
      "r567",
      "r583",
      "r704",
      "r732",
      "r765",
      "r766",
      "r767",
      "r768",
      "r769",
      "r770",
      "r771",
      "r772",
      "r773",
      "r774",
      "r775",
      "r776",
      "r777",
      "r778",
      "r780",
      "r787",
      "r788",
      "r789",
      "r790",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r796",
      "r797",
      "r798",
      "r799",
      "r800",
      "r801",
      "r849",
      "r1003",
      "r1023",
      "r1025",
      "r1027",
      "r1028",
      "r1029",
      "r1030",
      "r1031",
      "r1032",
      "r1033",
      "r1036",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1348",
      "r1351",
      "r1352",
      "r1353",
      "r1360",
      "r1363"
     ]
    },
    "us-gaap_FinancialInstrumentPerformanceStatusAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancialInstrumentPerformanceStatusAxis",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Instrument Performance Status [Axis]",
        "label": "Financial Instrument Performance Status [Axis]",
        "documentation": "Information by category of performance or non-performance status of financial instruments."
       }
      }
     },
     "auth_ref": [
      "r1270"
     ]
    },
    "us-gaap_FinancialInstrumentPerformanceStatusDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancialInstrumentPerformanceStatusDomain",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Instrument Performance Status [Domain]",
        "label": "Financial Instrument Performance Status [Domain]",
        "documentation": "Category of performance or non-performance status of financial instruments, including but not limited to, financing receivables, loans, debt, and investments."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued interest receivable",
        "label": "Financing Receivable, Accrued Interest, after Allowance for Credit Loss",
        "documentation": "Amount, after allowance for credit loss, of accrued interest on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r457",
      "r471"
     ]
    },
    "us-gaap_FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList": {
     "xbrltype": "enumerationSetItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]",
        "label": "Financing Receivable, Accrued Interest, after Allowance for Credit Loss, Statement of Financial Position [Extensible Enumeration]",
        "documentation": "Indicates line item in statement of financial position that includes accrued interest, after allowance for credit loss, on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r471"
     ]
    },
    "us-gaap_FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accrued interest",
        "label": "Financing Receivable, Accrued Interest, before Allowance for Credit Loss",
        "documentation": "Amount, before allowance for credit loss, of accrued interest on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r472"
     ]
    },
    "hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total Loans",
        "label": "Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans",
        "documentation": "Financing Receivable, after Allowance for Credit Loss, Including Non-accrual Loans"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Allowance for credit loss",
        "negatedTerseLabel": "Allowance for credit losses",
        "periodStartLabel": "Balance, beginning of period",
        "periodEndLabel": "Balance, end of period",
        "label": "Financing Receivable, Allowance for Credit Loss, Excluding Accrued Interest",
        "documentation": "Amount excluding accrued interest, of allowance for credit loss on financing receivable. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r1267"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAllowanceForCreditLossesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Allowance for Credit Loss [Line Items]",
        "label": "Financing Receivable, Allowance for Credit Loss [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r255",
      "r1268"
     ]
    },
    "us-gaap_FinancingReceivableAllowanceForCreditLossesRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableAllowanceForCreditLossesRollForward",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Allowance for Credit Loss [Roll Forward]",
        "label": "Financing Receivable, Allowance for Credit Loss [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FinancingReceivableCreditLossExpenseReversalIncludingAdjustments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancingReceivableCreditLossExpenseReversalIncludingAdjustments",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": -1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 12.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Credit loss expense (recovery)",
        "verboseLabel": "Provision for (recovery of) credit losses",
        "label": "Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments",
        "documentation": "Financing Receivable, Credit Loss, Expense (Reversal), Including Adjustments"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableCreditQualityIndicatorsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableCreditQualityIndicatorsTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Loans by Credit Grades",
        "label": "Financing Receivable Credit Quality Indicators [Table Text Block]",
        "documentation": "Tabular disclosure of financing receivables by credit quality indicator. The credit quality indicator is a statistic about the credit quality of financing receivables. Examples include, but not limited to, consumer credit risk scores, credit-rating-agency ratings, an entity's internal credit risk grades, loan-to-value ratios, collateral, collection experience and other internal metrics."
       }
      }
     },
     "auth_ref": [
      "r212",
      "r1270"
     ]
    },
    "hbnc_FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Purchased Credit Deteriorated (\u201cPCD\u201d) Loans",
        "label": "Financing Receivable, Deteriorated Loans Transferred in, Policy [Policy Text Block]",
        "documentation": "Financing Receivable, Deteriorated Loans Transferred in, Policy"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans Past Due Over 90 Days Still Accruing",
        "label": "Financing Receivable, Excluding Accrued Interest, 90 Days or More Past Due, Still Accruing",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable 90 days or more past due and still accruing. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r467"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 8.0
      },
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "netLabel": "Loans, net of allowance for credit losses of $51,980 and $50,029",
        "totalLabel": "Loans held for investment, net",
        "verboseLabel": "Loans, net",
        "label": "Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss",
        "documentation": "Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r1267"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails": {
       "parentTag": "hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current",
        "label": "Financing Receivable, Excluding Accrued Interest, after Allowance for Credit Loss, Current",
        "documentation": "Amortized cost excluding accrued interest, after allowance for credit loss, of financing receivable classified as current. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r1267"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Recoveries",
        "label": "Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery",
        "documentation": "Amount, excluding accrued interest, of increase in allowance for credit loss on financing receivable from recovery. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r462"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total charge-offs",
        "negatedLabel": "Charge\u2013offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff",
        "documentation": "Amount, excluding accrued interest, of decrease in allowance for credit loss on financing receivable from writeoff. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r461",
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Total loans held for investment",
        "totalLabel": "Total",
        "label": "Financing Receivable, Excluding Accrued Interest, before Allowance for Credit Loss",
        "documentation": "Amortized cost excluding accrued interest, before allowance for credit loss, of financing receivable. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r476",
      "r1267"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Credit loss expense (reversal)",
        "terseLabel": "Credit loss expense (reversal)",
        "label": "Financing Receivable, Excluding Accrued Interest, Credit Loss Expense (Reversal)",
        "documentation": "Amount, excluding accrued interest, of credit loss expense (reversal of expense) on financing receivable. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r460"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPast12Months": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestModifiedPast12Months",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total",
        "label": "Financing Receivable, Excluding Accrued Interest, Modified, after 12 Months",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable 12 months after modification for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r407"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestModifiedPeriod": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestModifiedPeriod",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total",
        "label": "Financing Receivable, Excluding Accrued Interest, Modified in Period, Amount",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r405"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrual": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestNonaccrual",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total Non\u2013accrual",
        "label": "Financing Receivable, Excluding Accrued Interest, Nonaccrual",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable on nonaccrual status. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r465"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013performing Loans with no Allowance for Credit Losses",
        "label": "Financing Receivable, Excluding Accrued Interest, Nonaccrual, No Allowance",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable on nonaccrual status with no allowance for credit loss. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r468"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Prior",
        "label": "Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable originated more than five years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Prior, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Originated, More than Five Years before Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated more than five years before current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestRevolving": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestRevolving",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revolving Loans",
        "label": "Financing Receivable, Excluding Accrued Interest, Revolving",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable that can be withdrawn, repaid, and redrawn."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revolving Term Loans",
        "label": "Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan",
        "documentation": "Amortized cost excluding accrued interest, of revolving financing receivable converted to term loan."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r478",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revolving term loans, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Revolving, Converted to Term Loan, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of revolving financing receivable converted to term loan."
       }
      }
     },
     "auth_ref": [
      "r478"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestRevolvingWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestRevolvingWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revolving Loans",
        "label": "Financing Receivable, Excluding Accrued Interest, Revolving, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable that can be withdrawn, repaid, and redrawn."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Four year before current fiscal year",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable originated four years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Four year before current fiscal year, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Five, Originated, Four Years before Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated four years before current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Three year before current fiscal year",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable originated three years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Three year before current fiscal year, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Four, Originated, Three Years before Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated three years before current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current fiscal year",
        "label": "Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable originated in current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Current fiscal year, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Year One, Originated, Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated in current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Two year before current fiscal year",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest, of financing receivable originated two years prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Two year before current fiscal year, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Three, Originated, Two Years before Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated two years before current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fiscal year before current fiscal year",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year",
        "documentation": "Amortized cost excluding accrued interest of financing receivable originated in fiscal year prior to current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r472",
      "r477",
      "r1001"
     ]
    },
    "us-gaap_FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails": {
       "parentTag": "us-gaap_FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Fiscal year before current fiscal year, charge-offs",
        "label": "Financing Receivable, Excluding Accrued Interest, Year Two, Originated, Fiscal Year before Current Fiscal Year, Writeoff",
        "documentation": "Amount, excluding accrued interest, of writeoff of financing receivable originated in fiscal year before current fiscal year. Excludes net investment in lease."
       }
      }
     },
     "auth_ref": [
      "r477"
     ]
    },
    "us-gaap_FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "% of Loans Held for Investment",
        "label": "Financing Receivable, Excluding Accrued Interest, Modified in Period, to Total Financing Receivables, Percentage",
        "documentation": "Percentage, excluding accrued interest, of financing receivable modified during period for debtor experiencing financial difficulty to total financing receivables."
       }
      }
     },
     "auth_ref": [
      "r405"
     ]
    },
    "us-gaap_FinancingReceivableModificationsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableModificationsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Line Items]",
        "label": "Financing Receivable, Modified [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r216",
      "r217",
      "r405",
      "r406",
      "r994"
     ]
    },
    "us-gaap_FinancingReceivableModifiedPastDueTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableModifiedPastDueTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Modified Loans, Past Due",
        "label": "Financing Receivable, Modified, Past Due [Table Text Block]",
        "documentation": "Tabular disclosure of aging analysis for financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r994",
      "r1239"
     ]
    },
    "us-gaap_FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification": {
     "xbrltype": "percentItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted average interest rate reduction (in percent)",
        "label": "Financing Receivable, Modified, Weighted Average Interest Rate Decrease from Modification",
        "documentation": "Percentage of decrease in weighted average contractual interest rate of financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r994"
     ]
    },
    "hbnc_FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted Average Payment Delay (In Months)",
        "label": "Financing Receivable, Modified, Weighted Average Payment Deferral, Period",
        "documentation": "Financing Receivable, Modified, Weighted Average Payment Deferral, Period"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted Average Term Extension (In Months)",
        "label": "Financing Receivable, Modified, Weighted Average Term Increase from Modification",
        "documentation": "Period of increase in weighted average maturity of financing receivable modified for debtor experiencing financial difficulty, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r994"
     ]
    },
    "us-gaap_FinancingReceivableNonaccrualInterestIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableNonaccrualInterestIncome",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Nonaccrual interest income",
        "label": "Financing Receivable, Nonaccrual, Interest Income",
        "documentation": "Amount of interest income on financing receivable on nonaccrual status."
       }
      }
     },
     "auth_ref": [
      "r466"
     ]
    },
    "us-gaap_FinancingReceivablePortfolioSegmentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivablePortfolioSegmentAxis",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable Portfolio Segment [Axis]",
        "label": "Financing Receivable Portfolio Segment [Axis]",
        "documentation": "Information by the level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r252",
      "r253",
      "r254",
      "r255",
      "r458",
      "r459",
      "r995",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1188",
      "r1189",
      "r1190"
     ]
    },
    "us-gaap_FinancingReceivablePortfolioSegmentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivablePortfolioSegmentDomain",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable Portfolio Segment [Domain]",
        "label": "Financing Receivable Portfolio Segment [Domain]",
        "documentation": "Level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r252",
      "r253",
      "r254",
      "r255",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1188",
      "r1189",
      "r1190"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Financing Receivable [Axis]",
        "label": "Class of Financing Receivable [Axis]",
        "documentation": "Information by class of financing receivable determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk."
       }
      }
     },
     "auth_ref": [
      "r214",
      "r219",
      "r220",
      "r222",
      "r252",
      "r253",
      "r254",
      "r255",
      "r401",
      "r405",
      "r406",
      "r407",
      "r408",
      "r463",
      "r464",
      "r475",
      "r994",
      "r996",
      "r997",
      "r1001",
      "r1002",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1188",
      "r1189",
      "r1190",
      "r1240"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableRecordedInvestmentClassOfFinancingReceivableDomain",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Class of Financing Receivable [Domain]",
        "label": "Class of Financing Receivable [Domain]",
        "documentation": "Financing receivables determined on the basis of initial measurement attribute, risk characteristics and method of monitoring and assessing credit risk."
       }
      }
     },
     "auth_ref": [
      "r222",
      "r252",
      "r253",
      "r254",
      "r255",
      "r401",
      "r405",
      "r406",
      "r407",
      "r408",
      "r994",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1188",
      "r1189",
      "r1190",
      "r1240"
     ]
    },
    "us-gaap_FinancingReceivableRecordedInvestmentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableRecordedInvestmentLineItems",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Credit Quality Indicator [Line Items]",
        "label": "Financing Receivable, Credit Quality Indicator [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r214",
      "r1001",
      "r1270"
     ]
    },
    "hbnc_FinancingReceivableRecordedInvestmentNotPastDue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FinancingReceivableRecordedInvestmentNotPastDue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails": {
       "parentTag": "hbnc_FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total Past Due",
        "label": "Financing Receivable Recorded Investment Not Past Due",
        "documentation": "Financing receivable recorded investment not past due."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FinancingReceivableRecordedInvestmentPastDueLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivableRecordedInvestmentPastDueLineItems",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Past Due [Line Items]",
        "label": "Financing Receivable, Past Due [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r1002",
      "r1269"
     ]
    },
    "us-gaap_FinancingReceivables30To59DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivables30To59DaysPastDueMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "30\u201359 Days Past Due",
        "label": "Financial Asset, 30 to 59 Days Past Due [Member]",
        "documentation": "Financial asset more than 29 days past due but fewer than 60 days past due."
       }
      }
     },
     "auth_ref": [
      "r1002"
     ]
    },
    "us-gaap_FinancingReceivables60To89DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivables60To89DaysPastDueMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "60\u201389 Days Past Due",
        "label": "Financial Asset, 60 to 89 Days Past Due [Member]",
        "documentation": "Financial asset more than 59 days past due but fewer than 90 days past due."
       }
      }
     },
     "auth_ref": [
      "r1002"
     ]
    },
    "us-gaap_FinancingReceivablesEqualToGreaterThan90DaysPastDueMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivablesEqualToGreaterThan90DaysPastDueMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "90 Days or Greater Past Due",
        "label": "Financial Asset, Equal to or Greater than 90 Days Past Due [Member]",
        "documentation": "Financial asset equal to or greater than 90 days past due."
       }
      }
     },
     "auth_ref": [
      "r1002"
     ]
    },
    "us-gaap_FinancingReceivablesPeriodPastDueAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivablesPeriodPastDueAxis",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Asset, Period Past Due [Axis]",
        "label": "Financial Asset, Aging [Axis]",
        "documentation": "Information by period in which financial asset is past due or not past due."
       }
      }
     },
     "auth_ref": [
      "r220",
      "r463",
      "r1002"
     ]
    },
    "us-gaap_FinancingReceivablesPeriodPastDueDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FinancingReceivablesPeriodPastDueDomain",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Asset, Period Past Due [Domain]",
        "label": "Financial Asset, Aging [Domain]",
        "documentation": "Period in which financial asset is past due or not past due. For past due, element name and standard label in Financial Asset, [numeric lower end] to [numeric higher end] [date measure] Past Due [Member] or Financial Asset, Greater than [low end numeric value] [date measure] Past Due [Member] or Financial Asset, Less than [high end numeric value] [date measure] Past Due [Member] formats."
       }
      }
     },
     "auth_ref": [
      "r220",
      "r463",
      "r1002"
     ]
    },
    "us-gaap_FiniteLivedCoreDepositsGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedCoreDepositsGross",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Gross Carrying Amount",
        "label": "Finite-Lived Core Deposits, Gross",
        "documentation": "Bank deposits belonging to an acquired bank that can be counted on as a stable source of lending funds. These deposits have the following attributes: predictable costs and low sensitivity to interest rates. This intangible asset is usually amortized over its estimated useful life."
       }
      }
     },
     "auth_ref": [
      "r1283"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetUsefulLife": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetUsefulLife",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Core deposit intangible amortization period",
        "label": "Finite-Lived Intangible Asset, Useful Life",
        "documentation": "Useful life of finite-lived intangible assets, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsAccumulatedAmortization": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAccumulatedAmortization",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Accumulated Amortization",
        "label": "Finite-Lived Intangible Assets, Accumulated Amortization",
        "documentation": "Accumulated amount of amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r275",
      "r496",
      "r508",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thereafter",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, after Year Five",
        "documentation": "Amount of amortization for asset, excluding financial asset and goodwill, lacking physical substance with finite life expected to be recognized after fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r1284",
      "r1410"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year One",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r510",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFive",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2029",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Five",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fifth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r510",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearFour",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2028",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Four",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r510",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearThree",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2027",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Three",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r510",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": "us-gaap_FiniteLivedIntangibleAssetsNet",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2026",
        "label": "Finite-Lived Intangible Asset, Expected Amortization, Year Two",
        "documentation": "Amount of amortization for assets, excluding financial assets and goodwill, lacking physical substance with finite life expected to be recognized in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r510",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsByMajorClassAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsByMajorClassAxis",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Finite-Lived Intangible Assets by Major Class [Axis]",
        "label": "Finite-Lived Intangible Assets by Major Class [Axis]",
        "documentation": "Information by major type or class of finite-lived intangible assets."
       }
      }
     },
     "auth_ref": [
      "r502",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r511",
      "r512",
      "r804",
      "r805",
      "r971"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsFutureAmortizationExpenseAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]",
        "label": "Finite-Lived Intangible Assets, Net, Amortization Expense, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_FiniteLivedIntangibleAssetsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Finite-Lived Intangible Assets [Line Items]",
        "label": "Finite-Lived Intangible Assets [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r502",
      "r508",
      "r511",
      "r512",
      "r513",
      "r804",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsMajorClassNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsMajorClassNameDomain",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Finite-Lived Intangible Assets, Major Class Name [Domain]",
        "label": "Finite-Lived Intangible Assets, Major Class Name [Domain]",
        "documentation": "The major class of finite-lived intangible asset (for example, patents, trademarks, copyrights, etc.) A major class is composed of intangible assets that can be grouped together because they are similar, either by their nature or by their use in the operations of a company."
       }
      }
     },
     "auth_ref": [
      "r502",
      "r504",
      "r505",
      "r506",
      "r507",
      "r508",
      "r511",
      "r512",
      "r971"
     ]
    },
    "us-gaap_FiniteLivedIntangibleAssetsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "FiniteLivedIntangibleAssetsNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/GoodwillScheduleofEstimatedAmortizationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Estimated amortization",
        "label": "Finite-Lived Intangible Assets, Net",
        "documentation": "Amount after amortization of assets, excluding financial assets and goodwill, lacking physical substance with a finite life."
       }
      }
     },
     "auth_ref": [
      "r804",
      "r1283"
     ]
    },
    "hbnc_FiniteLivedMortgageServicingRights": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FiniteLivedMortgageServicingRights",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails": {
       "parentTag": "hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Beginning balance",
        "periodEndLabel": "Ending balance",
        "label": "Finite Lived Mortgage Servicing Rights",
        "documentation": "Finite lived mortgage servicing rights."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FiniteLivedMortgageServicingRightsNetOfImpairment",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Mortgage servicing rights, net",
        "label": "Finite Lived Mortgage Servicing Rights Net Of Impairment",
        "documentation": "Finite lived mortgage servicing rights net of impairment."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ForeclosedAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ForeclosedAssets",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repossessed assets",
        "label": "Repossessed Assets",
        "documentation": "Carrying amount as of the balance sheet date of all assets obtained in full or partial satisfaction of a debt arrangement through foreclosure proceedings or defeasance; includes real and personal property; equity interests in corporations, partnerships, and joint ventures; and beneficial interests in trusts."
       }
      }
     },
     "auth_ref": [
      "r402",
      "r403"
     ]
    },
    "ecd_ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ForgoneRecoveryDueToDisqualificationOfTaxBenefitsAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forgone Recovery due to Disqualification of Tax Benefits, Amount",
        "label": "Forgone Recovery due to Disqualification of Tax Benefits, Amount"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1135"
     ]
    },
    "ecd_ForgoneRecoveryDueToExpenseOfEnforcementAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ForgoneRecoveryDueToExpenseOfEnforcementAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forgone Recovery due to Expense of Enforcement, Amount",
        "label": "Forgone Recovery due to Expense of Enforcement, Amount"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1135"
     ]
    },
    "ecd_ForgoneRecoveryDueToViolationOfHomeCountryLawAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ForgoneRecoveryDueToViolationOfHomeCountryLawAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forgone Recovery due to Violation of Home Country Law, Amount",
        "label": "Forgone Recovery due to Violation of Home Country Law, Amount"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1135"
     ]
    },
    "ecd_ForgoneRecoveryExplanationOfImpracticabilityTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ForgoneRecoveryExplanationOfImpracticabilityTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forgone Recovery, Explanation of Impracticability",
        "label": "Forgone Recovery, Explanation of Impracticability [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1135"
     ]
    },
    "ecd_ForgoneRecoveryIndName": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "ForgoneRecoveryIndName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Name",
        "label": "Forgone Recovery, Individual Name"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1135"
     ]
    },
    "ecd_FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "FrValAsOfPrrYrEndOfEqtyAwrdsGrntdInPrrYrsFldVstngCondsDrngCvrdYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year",
        "label": "Prior Year End Fair Value of Equity Awards Granted in Any Prior Year that Fail to Meet Applicable Vesting Conditions During Covered Year [Member]"
       }
      }
     },
     "auth_ref": [
      "r1115"
     ]
    },
    "hbnc_FullServiceFacilitiesMaintainedByBank": {
     "xbrltype": "integerItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FullServiceFacilitiesMaintainedByBank",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Full service facilities maintained by bank",
        "label": "Full Service Facilities Maintained By Bank",
        "documentation": "Full service facilities maintained by bank."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_FurnitureAndEquipmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "FurnitureAndEquipmentMember",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Furniture and equipment",
        "label": "Furniture And Equipment [Member]",
        "documentation": "Furniture and equipment."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GainLossOnSaleOfMortgageLoans": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GainLossOnSaleOfMortgageLoans",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 6.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gain on sale of mortgage loans",
        "negatedLabel": "Gain on sale of mortgage loans",
        "label": "Gain (Loss) on Sale of Mortgage Loans",
        "documentation": "The gains (losses) included in earnings that represent the difference between the sale price and the carrying value of loans made to finance real estate acquisitions. This element refers to the gain (loss) and not to the cash proceeds of the sale. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r232",
      "r233",
      "r235"
     ]
    },
    "us-gaap_GainsLossesOnExtinguishmentOfDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GainsLossesOnExtinguishmentOfDebt",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gain on extinguishment",
        "label": "Gain (Loss) on Extinguishment of Debt",
        "documentation": "Difference between the fair value of payments made and the carrying amount of debt which is extinguished prior to maturity."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r57",
      "r58"
     ]
    },
    "us-gaap_GainsLossesOnSalesOfOtherRealEstate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GainsLossesOnSalesOfOtherRealEstate",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Gain on other real estate owned",
        "label": "Gains (Losses) on Sales of Other Real Estate",
        "documentation": "The net gain (loss) resulting from sales and other disposals of other real estate owned, increases (decreases) in the valuation allowance for foreclosed real estate, and write-downs of other real estate owned after acquisition or physical possession."
       }
      }
     },
     "auth_ref": [
      "r190"
     ]
    },
    "us-gaap_GeneralBusinessMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GeneralBusinessMember",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "General Business Tax Credit Carryforward",
        "label": "General Business Tax Credit Carryforward [Member]",
        "documentation": "Tax credit carryforwards which include, but are not limited to, investment, alcohol fuels, low income housing, alternative fuels, alternative motor vehicles, hurricane relief, disabled access, renewable resources electricity production, employer social security, orphan drug, new markets, employer provided child care facilities and services, biodiesel fuels, low sulfur diesel fuel production, distilled spirits and the advanced nuclear power facilities credit."
       }
      }
     },
     "auth_ref": [
      "r1336"
     ]
    },
    "hbnc_GoodPassMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "GoodPassMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Good Pass",
        "label": "Good Pass [Member]",
        "documentation": "Good pass."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_Goodwill": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Goodwill",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Goodwill",
        "terseLabel": "Acquisition of goodwill",
        "label": "Goodwill",
        "documentation": "Amount, after accumulated impairment loss, of asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized."
       }
      }
     },
     "auth_ref": [
      "r274",
      "r498",
      "r807",
      "r989",
      "r1004",
      "r1024",
      "r1035",
      "r1274",
      "r1275"
     ]
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GoodwillAndIntangibleAssetsDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill and Intangible Assets Disclosure [Abstract]",
        "label": "Goodwill and Intangible Assets Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_GoodwillAndIntangibleAssetsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GoodwillAndIntangibleAssetsDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/Goodwill"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill",
        "label": "Goodwill and Intangible Assets Disclosure [Text Block]",
        "documentation": "The entire disclosure for goodwill and intangible assets."
       }
      }
     },
     "auth_ref": [
      "r1273",
      "r1276"
     ]
    },
    "us-gaap_GoodwillAndIntangibleAssetsGoodwillPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GoodwillAndIntangibleAssetsGoodwillPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill and Intangible Assets",
        "label": "Goodwill and Intangible Assets, Goodwill, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for goodwill. This accounting policy also may address how an entity assesses and measures impairment of goodwill, how reporting units are determined, how goodwill is allocated to such units, and how the fair values of the reporting units are determined."
       }
      }
     },
     "auth_ref": [
      "r497",
      "r501",
      "r1004"
     ]
    },
    "us-gaap_GoodwillImpairmentLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "GoodwillImpairmentLoss",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Goodwill impairment loss",
        "label": "Goodwill, Impairment Loss",
        "documentation": "Amount of impairment loss from asset representing future economic benefit arising from other asset acquired in business combination or from joint venture formation or both, that is not individually identified and separately recognized."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r499",
      "r500",
      "r501",
      "r1004",
      "r1024"
     ]
    },
    "hbnc_HeartlandStatutoryTrustTwoMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HeartlandStatutoryTrustTwoMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Heartland Trust",
        "label": "Heartland Statutory Trust Two [Member]",
        "documentation": "Heartland statutory trust two."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items",
        "label": "Hedged Asset, Fair Value Hedge, Portfolio Layer Method, Hedged Layer, Fair Value, Cumulative Increase (Decrease)",
        "documentation": "Amount of cumulative increase (decrease) in fair value of hedged asset in fair value hedge, attributable to hedged risk, in portfolio layer hedging relationship."
       }
      }
     },
     "auth_ref": [
      "r694",
      "r1022"
     ]
    },
    "hbnc_HedgedItemMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HedgedItemMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Hedged item",
        "label": "Hedged Item [Member]",
        "documentation": "Hedged Item"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HedgingDesignationAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HedgingDesignationAxis",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Hedging Designation [Axis]",
        "label": "Hedging Designation [Axis]",
        "documentation": "Information by designation of purpose of derivative instrument."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r692"
     ]
    },
    "us-gaap_HedgingDesignationDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HedgingDesignationDomain",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Hedging Designation [Domain]",
        "label": "Hedging Designation [Domain]",
        "documentation": "Designation of purpose of derivative instrument."
       }
      }
     },
     "auth_ref": [
      "r21"
     ]
    },
    "us-gaap_HedgingRelationshipDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HedgingRelationshipDomain",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Hedging Relationship [Domain]",
        "label": "Hedging Relationship [Domain]",
        "documentation": "Nature or intent of a hedge."
       }
      }
     },
     "auth_ref": [
      "r21"
     ]
    },
    "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Gross Unrealized Gains",
        "label": "Debt Securities, Held-to-Maturity, Accumulated Unrecognized Gain",
        "documentation": "Amount of accumulated unrecognized gain on investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r224",
      "r437"
     ]
    },
    "us-gaap_HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Gross Unrealized Losses",
        "label": "Debt Securities, Held-to-Maturity, Accumulated Unrecognized Loss",
        "documentation": "Amount of accumulated unrealized loss on investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r225",
      "r438"
     ]
    },
    "us-gaap_HeldToMaturitySecuritiesClassifiedAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesClassifiedAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Held to maturity",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, before Allowance for Credit Loss [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Amortized cost, held to maturity",
        "label": "Held To Maturity Securities Debt Maturities Amortized Cost",
        "documentation": "Held to maturity securities debt maturities amortized cost."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Fair value, held to maturity",
        "label": "Held To Maturity Securities Debt Maturities Fair Value Aggregate",
        "documentation": "Held To Maturity Securities Debt Maturities Fair Value Aggregate"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Within one year, fair value",
        "label": "Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling within One Year, Fair Value",
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "After ten years, fair value",
        "label": "Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years, Fair Value",
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing after tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "five to ten years, fair value",
        "label": "Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years, Fair Value",
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "One to five years, fair value",
        "label": "Debt Securities, Held-to-Maturity, Maturity, Allocated and Single Maturity Date, Rolling after One Through Five Years, Fair Value",
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity), with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following latest fiscal year. For interim and annual periods when interim period is reported on rolling approach, from latest statement of financial position date."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HeldToMaturitySecuritiesFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesFairValue",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails": {
       "parentTag": "us-gaap_DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Investment securities, held to maturity fair value",
        "terseLabel": "Fair Value",
        "netLabel": "Fair value, held to maturity, mortgage obligations and backed pools",
        "label": "Debt Securities, Held-to-Maturity, Fair Value",
        "documentation": "Fair value of investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r223",
      "r436",
      "r712",
      "r724",
      "r808",
      "r828"
     ]
    },
    "us-gaap_HeldToMaturitySecuritiesPurchasedOptionsPricePolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldToMaturitySecuritiesPurchasedOptionsPricePolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment Securities Held to Maturity",
        "label": "Debt Securities, Held-to-Maturity, Premium on Purchased Options, Price [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for premium paid to acquire option for investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r85"
     ]
    },
    "us-gaap_HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Within one year, amortized cost",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling within One Year",
        "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in next rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach."
       }
      }
     },
     "auth_ref": [
      "r1255",
      "r1388"
     ]
    },
    "us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "After ten years, amortized cost",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after 10 Years",
        "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing after rolling tenth fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach."
       }
      }
     },
     "auth_ref": [
      "r1258",
      "r1391"
     ]
    },
    "us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Five to ten years, amortized cost",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after 5 through 10 Years",
        "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in sixth through tenth rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach."
       }
      }
     },
     "auth_ref": [
      "r1257",
      "r1390"
     ]
    },
    "us-gaap_HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails": {
       "parentTag": "hbnc_HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "One to five years, amortized cost",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling after One through Five Years",
        "documentation": "Amount, after allowance for credit loss, of investment in debt security measured at amortized cost (held-to-maturity) with single maturity date and allocated without single maturity date, maturing in second through fifth rolling fiscal year following current statement of financial position date. For interim and annual periods when interim period is reported on rolling approach."
       }
      }
     },
     "auth_ref": [
      "r1256",
      "r1389"
     ]
    },
    "us-gaap_HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HeldtomaturitySecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostRollingMaturityAbstract",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Held to maturity",
        "label": "Debt Securities, Held-to-Maturity, Amortized Cost, after Allowance for Credit Loss, Maturity, Allocated and Single Maturity Date, Rolling Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_HomeEquityLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "HomeEquityLoanMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Home equity",
        "label": "Home Equity Loan [Member]",
        "documentation": "Loan based on the equity of the borrower's residential property in which the borrower receives the loan amount upfront. Excludes home equity lines of credit."
       }
      }
     },
     "auth_ref": [
      "r1232"
     ]
    },
    "hbnc_HorizonBancorpCapitalTrustThreeMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HorizonBancorpCapitalTrustThreeMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Horizon Bancorp Capital Trust III",
        "label": "Horizon Bancorp Capital Trust Three [Member]",
        "documentation": "Horizon Bancorp capital trust three."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_HorizonStatutoryTrustTwoMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "HorizonStatutoryTrustTwoMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Horizon Statutory Trust II",
        "label": "Horizon Statutory Trust Two [Member]",
        "documentation": "Horizon statutory trust two."
       }
      }
     },
     "auth_ref": []
    },
    "dei_IcfrAuditorAttestationFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "IcfrAuditorAttestationFlag",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "ICFR Auditor Attestation Flag",
        "label": "ICFR Auditor Attestation Flag"
       }
      }
     },
     "auth_ref": [
      "r1060",
      "r1061",
      "r1084"
     ]
    },
    "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Income Before Income Taxes",
        "label": "Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest",
        "documentation": "Amount of income (loss) from continuing operations, including income (loss) from equity method investments, before deduction of income tax expense (benefit), and income (loss) attributable to noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r121",
      "r192",
      "r205",
      "r813",
      "r845",
      "r982",
      "r988",
      "r1223",
      "r1225",
      "r1226",
      "r1227",
      "r1228"
     ]
    },
    "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Income Before Undistributed Income (Dividends in Excess) of Subsidiaries",
        "label": "Income (Loss) from Continuing Operations before Equity Method Investments, Income Taxes, Noncontrolling Interest",
        "documentation": "Amount of income (loss) from continuing operations before deduction of income tax expense (benefit) and income (loss) attributable to noncontrolling interest, and addition of income (loss) from equity method investments."
       }
      }
     },
     "auth_ref": [
      "r205",
      "r853",
      "r982",
      "r1223",
      "r1225",
      "r1226",
      "r1227",
      "r1228"
     ]
    },
    "us-gaap_IncomeLossFromEquityMethodInvestments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeLossFromEquityMethodInvestments",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Undistributed income (dividends in excess) of subsidiaries",
        "negatedLabel": "Dividends in excess (equity in undistributed net income) of subsidiaries",
        "label": "Income (Loss) from Equity Method Investments",
        "documentation": "Amount of income (loss) for proportionate share of equity method investee's income (loss)."
       }
      }
     },
     "auth_ref": [
      "r11",
      "r122",
      "r187",
      "r367",
      "r376",
      "r392",
      "r446",
      "r844"
     ]
    },
    "us-gaap_IncomeStatementAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeStatementAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Statement [Abstract]",
        "label": "Income Statement [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeStatementLocationAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeStatementLocationAxis",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Statement Location [Axis]",
        "label": "Statement of Income Location, Balance [Axis]",
        "documentation": "Information by location in statement of income where disaggregated amount has been reported."
       }
      }
     },
     "auth_ref": [
      "r516",
      "r522",
      "r523",
      "r717",
      "r721",
      "r726",
      "r856",
      "r858",
      "r922",
      "r971",
      "r1026",
      "r1397"
     ]
    },
    "us-gaap_IncomeStatementLocationDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeStatementLocationDomain",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Statement Location [Domain]",
        "label": "Statement of Income Location, Balance [Domain]",
        "documentation": "Location in statement of income where disaggregated amount has been reported."
       }
      }
     },
     "auth_ref": [
      "r522",
      "r523",
      "r717",
      "r721",
      "r726",
      "r856",
      "r858",
      "r922",
      "r971",
      "r1026",
      "r1397"
     ]
    },
    "us-gaap_IncomeTaxAuthorityAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxAuthorityAxis",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax Jurisdiction [Axis]",
        "label": "Income Tax Jurisdiction [Axis]",
        "documentation": "Information by income tax jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r313",
      "r646",
      "r647",
      "r656",
      "r665",
      "r1019",
      "r1336"
     ]
    },
    "us-gaap_IncomeTaxAuthorityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxAuthorityDomain",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax Jurisdiction [Domain]",
        "label": "Income Tax Jurisdiction [Domain]",
        "documentation": "Income tax jurisdiction."
       }
      }
     },
     "auth_ref": [
      "r313",
      "r646",
      "r647",
      "r656",
      "r665",
      "r1019",
      "r1336"
     ]
    },
    "us-gaap_IncomeTaxDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxDisclosureAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax Disclosure [Abstract]",
        "label": "Income Tax Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTax"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Tax",
        "label": "Income Tax Disclosure [Text Block]",
        "documentation": "The entire disclosure for income tax."
       }
      }
     },
     "auth_ref": [
      "r318",
      "r641",
      "r646",
      "r653",
      "r654",
      "r655",
      "r657",
      "r663",
      "r670",
      "r672",
      "r673",
      "r674",
      "r875",
      "r1019"
     ]
    },
    "us-gaap_IncomeTaxExpenseBenefit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxExpenseBenefit",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic",
       "weight": -1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails_1": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome",
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income tax (benefit) expense",
        "totalLabel": "Total income tax expense",
        "negatedLabel": "Income tax benefit",
        "label": "Income Tax Expense (Benefit)",
        "documentation": "Amount of current income tax expense (benefit) and deferred income tax expense (benefit) pertaining to continuing operations."
       }
      }
     },
     "auth_ref": [
      "r234",
      "r248",
      "r345",
      "r346",
      "r367",
      "r377",
      "r392",
      "r645",
      "r646",
      "r671",
      "r854",
      "r1019"
     ]
    },
    "us-gaap_IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxExpenseBenefitContinuingOperationsIncomeTaxReconciliationAbstract",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Reconciliation of federal statutory to actual tax expense",
        "label": "Income Tax Expense (Benefit), Effective Income Tax Rate Reconciliation, Amount [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income Taxes",
        "label": "Income Tax, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for income taxes, which may include its accounting policies for recognizing and measuring deferred tax assets and liabilities and related valuation allowances, recognizing investment tax credits, operating loss carryforwards, tax credit carryforwards, and other carryforwards, methodologies for determining its effective income tax rate and the characterization of interest and penalties in the financial statements."
       }
      }
     },
     "auth_ref": [
      "r298",
      "r643",
      "r644",
      "r657",
      "r658",
      "r662",
      "r667",
      "r872"
     ]
    },
    "us-gaap_IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revaluation of deferred tax assets",
        "label": "Effective Income Tax Rate Reconciliation, Change in Deferred Tax Assets Valuation Allowance, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to increase (decrease) in the valuation allowance for deferred tax assets."
       }
      }
     },
     "auth_ref": [
      "r650",
      "r1019",
      "r1332"
     ]
    },
    "us-gaap_IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal statutory income tax at 21%",
        "label": "Effective Income Tax Rate Reconciliation at Federal Statutory Income Tax Rate, Amount",
        "documentation": "The amount of income tax expense or benefit for the period computed by applying the domestic federal statutory tax rates to pretax income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r646",
      "r1019"
     ]
    },
    "hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Nondeductible and other",
        "label": "Income tax reconciliation nondeductible expense benefit and other",
        "documentation": "Income tax reconciliation nondeductible expense benefit and other."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock compensation",
        "label": "Income Tax Reconciliation Nondeductible Expense Benefit Share Based Compensation Cost",
        "documentation": "Income tax reconciliation nondeductible expense (benefit) share-based compensation cost."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxReconciliationOtherAdjustments": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationOtherAdjustments",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other tax exempt income",
        "label": "Effective Income Tax Rate Reconciliation, Other Adjustments, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to other adjustments."
       }
      }
     },
     "auth_ref": [
      "r1019",
      "r1332",
      "r1333"
     ]
    },
    "us-gaap_IncomeTaxReconciliationStateAndLocalIncomeTaxes": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationStateAndLocalIncomeTaxes",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "State tax, net of federal tax effect",
        "label": "Effective Income Tax Rate Reconciliation, State and Local Income Taxes, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to state and local income tax expense (benefit)."
       }
      }
     },
     "auth_ref": [
      "r649",
      "r1019",
      "r1332"
     ]
    },
    "us-gaap_IncomeTaxReconciliationTaxCreditsInvestment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationTaxCreditsInvestment",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Tax credit investments, net of amortization",
        "label": "Effective Income Tax Rate Reconciliation, Tax Credit, Investment, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to investment tax credit."
       }
      }
     },
     "auth_ref": [
      "r1332",
      "r1334"
     ]
    },
    "us-gaap_IncomeTaxReconciliationTaxExemptIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxReconciliationTaxExemptIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Tax exempt BOLI income",
        "label": "Effective Income Tax Rate Reconciliation, Tax Exempt Income, Amount",
        "documentation": "Amount of the difference between reported income tax expense (benefit) and expected income tax expense (benefit) computed by applying the domestic federal statutory income tax rates to pretax income (loss) from continuing operations attributable to income (loss) exempt from income taxes."
       }
      }
     },
     "auth_ref": [
      "r651",
      "r652",
      "r1332"
     ]
    },
    "hbnc_IncomeTaxReconciliationTaxExemptInterestIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IncomeTaxReconciliationTaxExemptInterestIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails": {
       "parentTag": "us-gaap_IncomeTaxExpenseBenefit",
       "weight": -1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxScheduleofReconciliationofIncomeTaxesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Tax exempt interest",
        "label": "Income Tax Reconciliation Tax Exempt Interest Income",
        "documentation": "Income tax reconciliation tax exempt interest income."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncomeTaxesPaidNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncomeTaxesPaidNet",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income taxes paid",
        "label": "Income Taxes Paid, Net",
        "documentation": "Amount, after refund, of cash paid to foreign, federal, state, and local jurisdictions as income tax."
       }
      }
     },
     "auth_ref": [
      "r43",
      "r313",
      "r664",
      "r665"
     ]
    },
    "us-gaap_IncreaseDecreaseInAccruedInterestReceivableNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInAccruedInterestReceivableNet",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Interest receivable",
        "label": "Increase (Decrease) in Accrued Interest Receivable, Net",
        "documentation": "The increase (decrease) during the reporting period in the amount due from borrowers for interest payments."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "hbnc_IncreaseDecreaseInBorrowings": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IncreaseDecreaseInBorrowings",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Other change in borrowings",
        "label": "Increase Decrease In Borrowings",
        "documentation": "Borrowings."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_IncreaseDecreaseInCashSurrenderValueOfLifeInsurance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IncreaseDecreaseInCashSurrenderValueOfLifeInsurance",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Gain on cash value life insurance",
        "label": "Increase Decrease In Cash Surrender Value Of Life Insurance",
        "documentation": "Change in cash surrender value of life insurance."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncreaseDecreaseInDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInDeposits",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net change in deposits",
        "label": "Increase (Decrease) in Deposits",
        "documentation": "The net cash inflow or outflow for the increase (decrease) in the beginning and end of period deposits balances."
       }
      }
     },
     "auth_ref": [
      "r40",
      "r200"
     ]
    },
    "us-gaap_IncreaseDecreaseInInterestPayableNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInInterestPayableNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 15.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest payable",
        "label": "Increase (Decrease) in Interest Payable, Net",
        "documentation": "The increase (decrease) during the reporting period in interest payable, which represents the amount owed to note holders, bond holders, and other parties for interest earned on loans or credit extended to the reporting entity."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "us-gaap_IncreaseDecreaseInMortgageLoansHeldForSale": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInMortgageLoansHeldForSale",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 18.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Loans originated for sale",
        "label": "Increase (Decrease) in Loan, Mortgage, Held-for-Sale",
        "documentation": "The increase (decrease) during the reporting period in the value of mortgage loans that are held with the intention to sell or be securitized in the near future."
       }
      }
     },
     "auth_ref": [
      "r1210"
     ]
    },
    "us-gaap_IncreaseDecreaseInOperatingAssetsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInOperatingAssetsAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Change in:",
        "label": "Increase (Decrease) in Operating Assets [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncreaseDecreaseInOperatingCapitalAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInOperatingCapitalAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net change in:",
        "label": "Increase (Decrease) in Operating Capital [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInOtherOperatingAssets",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 3.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": -1.0,
       "order": 16.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Other assets",
        "negatedNetLabel": "Other assets",
        "label": "Increase (Decrease) in Other Operating Assets",
        "documentation": "Amount of increase (decrease) in operating assets classified as other."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "us-gaap_IncreaseDecreaseInOtherOperatingLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInOtherOperatingLiabilities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 14.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other liabilities",
        "label": "Increase (Decrease) in Other Operating Liabilities",
        "documentation": "Amount of increase (decrease) in operating liabilities classified as other."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "us-gaap_IncreaseDecreaseInStockholdersEquityRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncreaseDecreaseInStockholdersEquityRollForward",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Increase (Decrease) in Stockholders' Equity [Roll Forward]",
        "label": "Increase (Decrease) in Stockholders' Equity [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_IncrementalCommonSharesAttributableToShareBasedPaymentArrangements": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "IncrementalCommonSharesAttributableToShareBasedPaymentArrangements",
     "calculation": {
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails": {
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Effect of dilutive securities (in shares)",
        "label": "Incremental Common Shares Attributable to Dilutive Effect of Share-Based Payment Arrangements",
        "documentation": "Additional shares included in the calculation of diluted EPS as a result of the potentially dilutive effect of share based payment arrangements using the treasury stock method."
       }
      }
     },
     "auth_ref": [
      "r352",
      "r353",
      "r354",
      "r363",
      "r598"
     ]
    },
    "hbnc_IndirectAutoMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IndirectAutoMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Indirect auto",
        "label": "Indirect Auto [Member]",
        "documentation": "Indirect installment."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_IndirectInstallmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "IndirectInstallmentMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Indirect auto",
        "label": "Indirect Installment [Member]",
        "documentation": "Indirect installment."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_IndividualAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "IndividualAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure",
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure",
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements",
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Individual:",
        "label": "Individual [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1126",
      "r1135",
      "r1139",
      "r1147"
     ]
    },
    "us-gaap_InformationTechnologyAndDataProcessing": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InformationTechnologyAndDataProcessing",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Data processing",
        "label": "Information Technology and Data Processing",
        "documentation": "The amount of expenses incurred in the period for information technology and data processing products and services."
       }
      }
     },
     "auth_ref": [
      "r124"
     ]
    },
    "ecd_InsiderTradingArrLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "InsiderTradingArrLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Insider Trading Arrangements [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1145"
     ]
    },
    "ecd_InsiderTradingPoliciesProcLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "InsiderTradingPoliciesProcLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Insider Trading Policies and Procedures [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1151"
     ]
    },
    "ecd_InsiderTrdPoliciesProcAdoptedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "InsiderTrdPoliciesProcAdoptedFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Insider Trading Policies and Procedures Adopted",
        "label": "Insider Trading Policies and Procedures Adopted [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1151"
     ]
    },
    "ecd_InsiderTrdPoliciesProcNotAdoptedTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "InsiderTrdPoliciesProcNotAdoptedTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingPoliciesProc"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Insider Trading Policies and Procedures Not Adopted",
        "label": "Insider Trading Policies and Procedures Not Adopted [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1062",
      "r1151"
     ]
    },
    "hbnc_InstallmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InstallmentMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Installment",
        "label": "Installment [Member]",
        "documentation": "Direct installment."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InterchangeFees": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InterchangeFees",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interchange fees",
        "label": "Interchange Fees",
        "documentation": "Interchange fees."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestAndDividendIncomeOperating": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestAndDividendIncomeOperating",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total interest income",
        "label": "Interest and Dividend Income, Operating",
        "documentation": "Represents the total of interest and dividend income, including any amortization and accretion (as applicable) of discounts and premiums, earned from (1) loans and leases whether held-for-sale or held-in-portfolio; (2) investment securities; (3) federal funds sold; (4) securities purchased under agreements to resell; (5) investments in banker's acceptances, commercial paper, or certificates of deposit; (6) dividend income; or (7) other investments not otherwise specified herein."
       }
      }
     },
     "auth_ref": [
      "r185",
      "r193",
      "r195",
      "r196",
      "r197",
      "r1409"
     ]
    },
    "us-gaap_InterestAndDividendIncomeOperatingAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestAndDividendIncomeOperatingAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest Income",
        "label": "Interest and Dividend Income, Operating [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestAndFeeIncomeLoansAndLeases": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestAndFeeIncomeLoansAndLeases",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest and fees on loans",
        "label": "Interest and Fee Income, Loans and Leases",
        "documentation": "The aggregate interest and fee income generated by: (1) loans the Entity has positive intent and ability to hold for the foreseeable future, or until maturity or payoff, including commercial and consumer loans, whether domestic or foreign, which may consist of: (a) industrial and agricultural; (b) real estate; and (c) real estate construction loans; (d) trade financing; (e) lease financing; (f) home equity lines-of-credit; (g) automobile and other vehicle loans; and (h) credit card and other revolving-type loans and (2) loans and leases held-for-sale which may include mortgage loans, direct financing, and sales-type leases."
       }
      }
     },
     "auth_ref": [
      "r185"
     ]
    },
    "us-gaap_InterestBearingDepositLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestBearingDepositLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest bearing",
        "verboseLabel": "Interest bearing deposits",
        "label": "Interest-Bearing Deposit Liabilities",
        "documentation": "The aggregate of all domestic and foreign interest-bearing deposit liabilities."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_InterestBearingDepositLiabilitiesDomestic": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestBearingDepositLiabilitiesDomestic",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total interest-bearing deposits",
        "label": "Interest-Bearing Deposit Liabilities, Domestic",
        "documentation": "Total amount of interest-bearing domestic deposit liabilities, which may include brokered, retail, demand, checking, notice of withdrawal, money market and other interest-bearing deposits."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_InterestBearingDepositsInBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestBearingDepositsInBanks",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_CashAndCashEquivalentsAtCarryingValue",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Interest-bearing deposits in banks",
        "terseLabel": "Interest-bearing deposits in banks",
        "label": "Interest-Bearing Deposits in Banks and Other Financial Institutions",
        "documentation": "For banks and other depository institutions (including Federal Reserve Banks, if applicable): Interest-bearing deposits in other financial institutions for relatively short periods of time including, for example, certificates of deposits, which are presented separately from cash on the balance sheet."
       }
      }
     },
     "auth_ref": [
      "r91",
      "r181"
     ]
    },
    "us-gaap_InterestBearingDomesticDepositCertificatesOfDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestBearingDomesticDepositCertificatesOfDeposits",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_InterestBearingDepositLiabilitiesDomestic",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Certificates of deposit of $250,000 or more",
        "label": "Interest-Bearing Domestic Deposit, Certificates of Deposits",
        "documentation": "Amount of interest-bearing domestic certificate of deposit liabilities."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_InterestBearingDomesticDepositDemand": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestBearingDomesticDepositDemand",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_InterestBearingDepositLiabilitiesDomestic",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest bearing demand deposits",
        "label": "Interest-Bearing Domestic Deposit, Demand",
        "documentation": "Amount of money in interest-bearing domestic accounts that entitle the depositor to withdraw funds at any time without prior notice, also known as demand deposits."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "hbnc_InterestBearingTimeDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InterestBearingTimeDeposits",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest earning time deposits",
        "label": "Interest-Bearing Time Deposits",
        "documentation": "Interest-Bearing Time Deposits"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedNetLabel": "Interest expense",
        "label": "Interest Expense, Operating and Nonoperating",
        "documentation": "Amount of interest expense classified as operating and nonoperating. Includes, but is not limited to, cost of borrowing accounted for as interest expense."
       }
      }
     },
     "auth_ref": [
      "r367",
      "r373",
      "r374",
      "r378",
      "r392",
      "r746",
      "r988",
      "r989"
     ]
    },
    "us-gaap_InterestExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpenseAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest Expense",
        "label": "Interest Expense, Operating and Nonoperating [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InterestExpenseBorrowedFunds": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InterestExpenseBorrowedFunds",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestExpenseOperating",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Short and long-term borrowings",
        "label": "Interest Expense Borrowed Funds",
        "documentation": "Interest expense borrowed funds."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestExpenseDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpenseDeposits",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestExpenseOperating",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Deposits",
        "label": "Interest Expense, Deposits",
        "documentation": "Aggregate amount of interest expense on all deposits."
       }
      }
     },
     "auth_ref": [
      "r198"
     ]
    },
    "us-gaap_InterestExpenseJuniorSubordinatedDebentures": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpenseJuniorSubordinatedDebentures",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestExpenseOperating",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Junior subordinated debentures issued to capital trusts",
        "label": "Interest Expense, Junior Subordinated Debentures",
        "documentation": "Interest expense incurred during the reporting period on junior subordinated debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures."
       }
      }
     },
     "auth_ref": [
      "r199"
     ]
    },
    "us-gaap_InterestExpenseOperating": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpenseOperating",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestIncomeExpenseNet",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total interest expense",
        "label": "Interest Expense, Operating",
        "documentation": "Amount of interest expense classified as operating."
       }
      }
     },
     "auth_ref": [
      "r374",
      "r812",
      "r1202"
     ]
    },
    "us-gaap_InterestExpenseSubordinatedNotesAndDebentures": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestExpenseSubordinatedNotesAndDebentures",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestExpenseOperating",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinated notes",
        "label": "Interest Expense, Subordinated Notes and Debentures",
        "documentation": "Interest expense incurred during the reporting period on subordinated notes and debentures. Includes amortization of expenses incurred in the issuance of subordinated notes and debentures."
       }
      }
     },
     "auth_ref": [
      "r199"
     ]
    },
    "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestIncomeExpenseAfterProvisionForLoanLoss",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net Interest Income after Credit Loss Expense (Recovery)",
        "label": "Interest Income (Expense), after Provision for Loan Loss",
        "documentation": "Amount of interest income or expense, including any amortization and accretion (as applicable) of discounts and premiums, including consideration of the provisions for loan, lease, credit, and other related losses."
       }
      }
     },
     "auth_ref": [
      "r186"
     ]
    },
    "us-gaap_InterestIncomeExpenseNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestIncomeExpenseNet",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestIncomeExpenseAfterProvisionForLoanLoss",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net Interest Income",
        "label": "Interest Income (Expense), Operating",
        "documentation": "Amount of interest income (expense) classified as operating."
       }
      }
     },
     "auth_ref": [
      "r809",
      "r1225"
     ]
    },
    "hbnc_InterestIncomeInvestmentSecuritiesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InterestIncomeInvestmentSecuritiesMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest income - investment securities",
        "label": "Interest Income, Investment Securities [Member]",
        "documentation": "Interest Income, Investment Securities"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InterestIncomeLoansReceivableMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InterestIncomeLoansReceivableMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest income - loans receivable",
        "label": "Interest Income Loans Receivable [Member]",
        "documentation": "Interest Income, Loans Receivable"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InterestIncomeSecuritiesTaxExempt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestIncomeSecuritiesTaxExempt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment securities \u2013 tax exempt",
        "label": "Interest Income, Securities, Operating, Tax Exempt",
        "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities exempt from state, federal and other income tax."
       }
      }
     },
     "auth_ref": [
      "r193",
      "r249",
      "r250"
     ]
    },
    "us-gaap_InterestIncomeSecuritiesTaxable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestIncomeSecuritiesTaxable",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment securities \u2013 taxable",
        "label": "Interest Income, Securities, Operating, Taxable",
        "documentation": "Amount of operating interest income, including amortization and accretion of premiums and discounts, on securities subject to state, federal and other income tax."
       }
      }
     },
     "auth_ref": [
      "r193",
      "r249",
      "r250"
     ]
    },
    "us-gaap_InterestPaidNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestPaidNet",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest paid",
        "label": "Interest Paid, Excluding Capitalized Interest, Operating Activities",
        "documentation": "Amount of cash paid for interest, excluding capitalized interest, classified as operating activity. Includes, but is not limited to, payment to settle zero-coupon bond for accreted interest of debt discount and debt instrument with insignificant coupon interest rate in relation to effective interest rate of borrowing attributable to accreted interest of debt discount."
       }
      }
     },
     "auth_ref": [
      "r308",
      "r311",
      "r312"
     ]
    },
    "us-gaap_InterestPayableCurrentAndNoncurrent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestPayableCurrentAndNoncurrent",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest payable",
        "verboseLabel": "Interest payable",
        "label": "Interest Payable",
        "documentation": "Amount of interest payable on debt, including, but not limited to, trade payables."
       }
      }
     },
     "auth_ref": [
      "r177",
      "r1394"
     ]
    },
    "us-gaap_InterestRateContractMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestRateContractMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest Rate Contract",
        "verboseLabel": "Interest rate contracts",
        "label": "Interest Rate Contract [Member]",
        "documentation": "Derivative instrument whose primary underlying risk is tied to the right to receive or pay a sum of money at a given interest rate."
       }
      }
     },
     "auth_ref": [
      "r973",
      "r976",
      "r1012",
      "r1023"
     ]
    },
    "us-gaap_InterestRateSwapMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestRateSwapMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest rate swap agreements liability",
        "label": "Interest Rate Swap [Member]",
        "documentation": "Forward based contracts in which two parties agree to swap periodic payments that are fixed at the outset of the swap contract with variable payments based on a market interest rate (index rate) over a specified period."
       }
      }
     },
     "auth_ref": [
      "r973",
      "r1048",
      "r1049"
     ]
    },
    "us-gaap_InterestReceivable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InterestReceivable",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Interest receivable",
        "label": "Interest Receivable",
        "documentation": "Carrying amount as of the balance sheet date of interest earned but not received. Also called accrued interest or accrued interest receivable."
       }
      }
     },
     "auth_ref": [
      "r1197",
      "r1407"
     ]
    },
    "us-gaap_InternalCreditAssessmentAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InternalCreditAssessmentAxis",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Internal Credit Assessment [Axis]",
        "label": "Internal Credit Assessment [Axis]",
        "documentation": "Information by entity-defined rating."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r695",
      "r1000",
      "r1001",
      "r1270"
     ]
    },
    "us-gaap_InternalCreditAssessmentDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InternalCreditAssessmentDomain",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Internal Credit Assessment [Domain]",
        "label": "Internal Credit Assessment [Domain]",
        "documentation": "Entity defined credit risk rating."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InternallyAssignedRatingMethodologyMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InternallyAssignedRatingMethodologyMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Internally-Assigned Rating Methodology",
        "label": "Internally-Assigned Rating Methodology [Member]",
        "documentation": "Internally-Assigned Rating Methodology"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InvestmentInBank": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InvestmentInBank",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment in subsidiaries",
        "label": "Investment In Bank",
        "documentation": "Investment in bank."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_InvestmentInLimitedPartnerships": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "InvestmentInLimitedPartnerships",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment in limited partnerships",
        "label": "Investment in Limited Partnerships",
        "documentation": "Investment in Limited Partnerships"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InvestmentTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InvestmentTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Schedule of Amortized Cost and Fair Value of Securities Available for Sale and Held to Maturity",
        "label": "Investment [Table Text Block]",
        "documentation": "Tabular disclosure of investment."
       }
      }
     },
     "auth_ref": [
      "r1179",
      "r1180",
      "r1243"
     ]
    },
    "us-gaap_InvestmentTaxCredit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InvestmentTaxCredit",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment tax credit",
        "label": "Investment Tax Credit",
        "documentation": "The amount deducted from an entities' taxes, reflecting a percentage of an amount invested in certain assets spread over the useful life of those assets; includes deferred investment tax credits."
       }
      }
     },
     "auth_ref": [
      "r133"
     ]
    },
    "us-gaap_InvestmentsDebtAndEquitySecuritiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InvestmentsDebtAndEquitySecuritiesAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investments, Debt and Equity Securities [Abstract]",
        "label": "Investments, Debt and Equity Securities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/Securities"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities",
        "label": "Investments in Debt and Marketable Equity Securities (and Certain Trading Assets) Disclosure [Text Block]",
        "documentation": "The entire disclosure for investments in certain debt and equity securities."
       }
      }
     },
     "auth_ref": [
      "r201",
      "r251",
      "r410",
      "r413",
      "r733",
      "r734",
      "r1385"
     ]
    },
    "us-gaap_JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Junior subordinated debentures issued to capital trusts",
        "label": "Junior Subordinated Debenture Owed to Unconsolidated Subsidiary Trust",
        "documentation": "Including the current and noncurrent portions, the carrying value of junior subordinated long-term debt owed to unconsolidated subsidiary trusts as of the balance sheet date. Such debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets and was initially scheduled to be repaid after one year or beyond the normal operating cycle if longer."
       }
      }
     },
     "auth_ref": [
      "r179",
      "r1395"
     ]
    },
    "hbnc_JuniorSubordinatedDebentures": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "JuniorSubordinatedDebentures",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Junior subordinated debentures issued to capital trusts",
        "verboseLabel": "Junior subordinated debentures issued to capital trusts",
        "label": "Junior Subordinated Debentures",
        "documentation": "Junior subordinated debentures"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LaborAndRelatedExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LaborAndRelatedExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": -1.0,
       "order": 3.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Salaries and employee benefits",
        "negatedLabel": "Salaries and employee benefits",
        "label": "Labor and Related Expense",
        "documentation": "Amount of expense for salary, wage, profit sharing; incentive and equity-based compensation; and other employee benefit."
       }
      }
     },
     "auth_ref": [
      "r1203"
     ]
    },
    "us-gaap_LandMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LandMember",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Land",
        "label": "Land [Member]",
        "documentation": "Part of earth's surface not covered by water."
       }
      }
     },
     "auth_ref": [
      "r1302"
     ]
    },
    "dei_LegalEntityAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LegalEntityAxis",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Legal Entity [Axis]",
        "label": "Legal Entity [Axis]",
        "documentation": "The set of legal entities associated with a report."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LegalMattersAndContingenciesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LegalMattersAndContingenciesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/GeneralLitigation"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "General Litigation",
        "label": "Legal Matters and Contingencies [Text Block]",
        "documentation": "The entire disclosure for legal proceedings, legal contingencies, litigation, regulatory and environmental matters and other contingencies."
       }
      }
     },
     "auth_ref": [
      "r140"
     ]
    },
    "us-gaap_Liabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Liabilities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total liabilities",
        "label": "Liabilities",
        "documentation": "Amount of liability recognized for present obligation requiring transfer or otherwise providing economic benefit to others."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r99",
      "r100",
      "r101",
      "r104",
      "r105",
      "r106",
      "r109",
      "r317",
      "r448",
      "r533",
      "r534",
      "r535",
      "r536",
      "r537",
      "r538",
      "r539",
      "r540",
      "r541",
      "r684",
      "r688",
      "r689",
      "r738",
      "r896",
      "r981",
      "r1055",
      "r1295",
      "r1376",
      "r1377"
     ]
    },
    "us-gaap_LiabilitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LiabilitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Liabilities",
        "label": "Liabilities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LiabilitiesAndStockholdersEquity": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LiabilitiesAndStockholdersEquity",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total liabilities and stockholders\u2019 equity",
        "label": "Liabilities and Equity",
        "documentation": "Amount of liabilities and equity items, including the portion of equity attributable to noncontrolling interests, if any."
       }
      }
     },
     "auth_ref": [
      "r117",
      "r182",
      "r839",
      "r1035",
      "r1214",
      "r1264",
      "r1364"
     ]
    },
    "us-gaap_LiabilitiesFairValueDisclosureAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LiabilitiesFairValueDisclosureAbstract",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Liabilities",
        "label": "Liabilities, Fair Value Disclosure [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_LoanExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoanExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan expense",
        "label": "Loan Expense",
        "documentation": "Loan expense."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_LoanPortfolioSegmentsAndClassesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoanPortfolioSegmentsAndClassesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Loan Portfolio Segments and Classes",
        "label": "Loan Portfolio Segments and Classes [Table Text Block]",
        "documentation": "Loan Portfolio Segments and Classes"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_LoanReceivablePeriodForDelinquencyStatus": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoanReceivablePeriodForDelinquencyStatus",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan delinquency period",
        "label": "Loan Receivable Period For Delinquency Status",
        "documentation": "Loan receivable period for delinquency status."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoanRestructuringModificationAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LoanRestructuringModificationAxis",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan Restructuring Modification [Axis]",
        "label": "Loan Restructuring Modification [Axis]",
        "documentation": "Information by concessions made to the terms of loan contracts."
       }
      }
     },
     "auth_ref": [
      "r405",
      "r406",
      "r408",
      "r994"
     ]
    },
    "us-gaap_LoanRestructuringModificationDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LoanRestructuringModificationDomain",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan Restructuring Modification [Domain]",
        "label": "Loan Restructuring Modification [Domain]",
        "documentation": "Concessions made to the terms of loan contracts, including but not limited to, interest rate reductions, maturity extensions, principal forgiveness, and payment deferral."
       }
      }
     },
     "auth_ref": [
      "r405",
      "r406",
      "r408",
      "r994"
     ]
    },
    "hbnc_LoanServicingTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoanServicingTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicing"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loan Servicing",
        "label": "Loan Servicing [Text Block]",
        "documentation": "Loan servicing."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoansAndLeasesReceivableDisclosureTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LoansAndLeasesReceivableDisclosureTable",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans and Leases Receivable Disclosure [Table]",
        "label": "Loans and Leases Receivable Disclosure [Table]",
        "documentation": "Disclosure of information about loans and leases receivable."
       }
      }
     },
     "auth_ref": [
      "r207"
     ]
    },
    "us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LoansNotesTradeAndOtherReceivablesDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/Loans"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans",
        "label": "Loans, Notes, Trade and Other Receivables Disclosure [Text Block]",
        "documentation": "The entire disclosure for claims held for amounts due to entity, excluding financing receivables. Examples include, but are not limited to, trade accounts receivables, notes receivables, loans receivables. Includes disclosure for allowance for credit losses."
       }
      }
     },
     "auth_ref": [
      "r748",
      "r1230"
     ]
    },
    "hbnc_LoansOutstandingByPortfolioClassTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoansOutstandingByPortfolioClassTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Loans Outstanding by Portfolio Class",
        "label": "Loans Outstanding By Portfolio Class [Table Text Block]",
        "documentation": "Loans Outstanding By Portfolio Class"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LoansReceivableHeldForSaleNetNotPartOfDisposalGroup": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LoansReceivableHeldForSaleNetNotPartOfDisposalGroup",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans held for sale",
        "verboseLabel": "Loans held for sale",
        "label": "Financing Receivable, Held-for-Sale, Not Part of Disposal Group, after Valuation Allowance",
        "documentation": "Amount, after valuation allowance, of financing receivable held for sale and not part of disposal group. Excludes loan covered under loss sharing agreement and loan classified as investment in debt security."
       }
      }
     },
     "auth_ref": [
      "r966",
      "r1232"
     ]
    },
    "hbnc_LoansTransferredToHeldForSaleFairValueDisclosure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoansTransferredToHeldForSaleFairValueDisclosure",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesNarrativeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans transferred to held for sale",
        "label": "Loans Transferred To Held For Sale, Fair Value Disclosure",
        "documentation": "Loans Transferred To Held For Sale, Fair Value Disclosure"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_LoansWithAggregateCreditExposure": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LoansWithAggregateCreditExposure",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans with an aggregate credit exposure",
        "label": "Loans With Aggregate Credit Exposure",
        "documentation": "Loans with an aggregate credit exposure."
       }
      }
     },
     "auth_ref": []
    },
    "dei_LocalPhoneNumber": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "LocalPhoneNumber",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Local Phone Number",
        "label": "Local Phone Number",
        "documentation": "Local phone number for entity."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LongTermDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      },
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total borrowings",
        "label": "Long-Term Debt",
        "documentation": "Amount, after deduction of unamortized premium (discount) and debt issuance cost, of long-term debt. Excludes lease obligation."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r179",
      "r555",
      "r570",
      "r1007",
      "r1008",
      "r1034",
      "r1395"
     ]
    },
    "us-gaap_LongTermDebtByMaturityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebtByMaturityAbstract",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Long-Term Debt, Fiscal Year Maturity [Abstract]",
        "label": "Long-Term Debt, Fiscal Year Maturity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Long-Term Debt, Maturity, Year One",
        "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in next fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13",
      "r330",
      "r560"
     ]
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2028",
        "label": "Long-Term Debt, Maturity, Year Four",
        "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in fourth fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13",
      "r330",
      "r560"
     ]
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2027",
        "label": "Long-Term Debt, Maturity, Year Three",
        "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in third fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13",
      "r330",
      "r560"
     ]
    },
    "us-gaap_LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2026",
        "label": "Long-Term Debt, Maturity, Year Two",
        "documentation": "Amount of long-term debt payable, sinking fund requirement, and other securities issued that are redeemable by holder at fixed or determinable price and date, maturing in second fiscal year following current fiscal year. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13",
      "r330",
      "r560"
     ]
    },
    "hbnc_LongTermDebtMaturityAfterYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "LongTermDebtMaturityAfterYearFour",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofContractualMaturitiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thereafter",
        "label": "Long-Term Debt, Maturity, after Year Four",
        "documentation": "Long-Term Debt, Maturity, after Year Four"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_LongtermDebtTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongtermDebtTypeAxis",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Long-Term Debt, Type [Axis]",
        "label": "Long-Term Debt, Type [Axis]",
        "documentation": "Information by type of long-term debt."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r1289",
      "r1290",
      "r1291"
     ]
    },
    "us-gaap_LongtermDebtTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "LongtermDebtTypeDomain",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Long-Term Debt, Type [Domain]",
        "label": "Long-Term Debt, Type [Domain]",
        "documentation": "Type of long-term debt arrangement, such as notes, line of credit, commercial paper, asset-based financing, project financing, letter of credit financing. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the company, if longer."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r56",
      "r1289",
      "r1290",
      "r1291"
     ]
    },
    "us-gaap_MarketableSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MarketableSecurities",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Marketable securities",
        "label": "Marketable Securities",
        "documentation": "Amount of investment in marketable security."
       }
      }
     },
     "auth_ref": [
      "r184",
      "r1196"
     ]
    },
    "us-gaap_MarketableSecuritiesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MarketableSecuritiesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Marketable Securities [Line Items]",
        "label": "Marketable Securities [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MarketableSecuritiesPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MarketableSecuritiesPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment Securities Available for Sale",
        "label": "Marketable Securities, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for investment classified as marketable security."
       }
      }
     },
     "auth_ref": [
      "r92"
     ]
    },
    "us-gaap_MarketableSecuritiesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MarketableSecuritiesTable",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Marketable Securities [Table]",
        "label": "Marketable Securities [Table]",
        "documentation": "Disclosure of information about investment in marketable security."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MarketableSecuritiesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MarketableSecuritiesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Fair Value of Securities",
        "label": "Marketable Securities [Table Text Block]",
        "documentation": "Tabular disclosure of marketable securities. This may consist of investments in certain debt and equity securities, short-term investments and other assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_Maturity30To90DaysMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "Maturity30To90DaysMember",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "30\u201390 Days",
        "label": "Maturity 30 to 90 Days [Member]",
        "documentation": "Maturity period that is more than 29 days but fewer than 91 days from the reporting date for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements."
       }
      }
     },
     "auth_ref": [
      "r324",
      "r1036"
     ]
    },
    "us-gaap_MaturityOver90DaysMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MaturityOver90DaysMember",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Greater Than 90 Days",
        "label": "Maturity Greater than 90 Days [Member]",
        "documentation": "Maturity period of over 90 days from the reporting date for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements."
       }
      }
     },
     "auth_ref": [
      "r325",
      "r1036"
     ]
    },
    "us-gaap_MaturityOvernightMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MaturityOvernightMember",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Overnight and Continuous",
        "label": "Maturity Overnight [Member]",
        "documentation": "Maturity period of the day after the reporting date for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements."
       }
      }
     },
     "auth_ref": [
      "r322"
     ]
    },
    "us-gaap_MaturityUpTo30DaysMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MaturityUpTo30DaysMember",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Up to 30 Days",
        "label": "Maturity Less than 30 Days [Member]",
        "documentation": "Maturity period of up to 30 days from the reporting date for repurchase agreements and similar transactions, for example, but not limited to, securities lending arrangements."
       }
      }
     },
     "auth_ref": [
      "r323",
      "r1036"
     ]
    },
    "srt_MaximumMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "MaximumMember",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Maximum",
        "label": "Maximum [Member]",
        "documentation": "Upper limit of the provided range."
       }
      }
     },
     "auth_ref": [
      "r259",
      "r260",
      "r261",
      "r262",
      "r263",
      "r266",
      "r267",
      "r526",
      "r527",
      "r528",
      "r529",
      "r594",
      "r639",
      "r715",
      "r802",
      "r855",
      "r857",
      "r869",
      "r888",
      "r889",
      "r943",
      "r944",
      "r945",
      "r946",
      "r961",
      "r969",
      "r970",
      "r994",
      "r1011",
      "r1015",
      "r1027",
      "r1028",
      "r1032",
      "r1033",
      "r1037",
      "r1299",
      "r1378",
      "r1379",
      "r1380",
      "r1381",
      "r1382",
      "r1383"
     ]
    },
    "ecd_MeasureAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "MeasureAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measure:",
        "label": "Measure [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "ecd_MeasureName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "MeasureName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Name",
        "label": "Measure Name"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "us-gaap_MeasurementInputDiscountRateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MeasurementInputDiscountRateMember",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Input, Discount Rate",
        "label": "Measurement Input, Discount Rate [Member]",
        "documentation": "Measurement input using interest rate to determine present value of future cash flows."
       }
      }
     },
     "auth_ref": [
      "r1351",
      "r1352",
      "r1353"
     ]
    },
    "us-gaap_MeasurementInputPrepaymentRateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MeasurementInputPrepaymentRateMember",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Input, Prepayment Rate",
        "label": "Measurement Input, Prepayment Rate [Member]",
        "documentation": "Measurement input using principal prepayment at other than constant rate as proportion of outstanding loan principal."
       }
      }
     },
     "auth_ref": [
      "r1351",
      "r1352",
      "r1353"
     ]
    },
    "us-gaap_MeasurementInputTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MeasurementInputTypeAxis",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Input Type [Axis]",
        "label": "Measurement Input Type [Axis]",
        "documentation": "Information by type of measurement input used to determine value of asset and liability."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r715",
      "r1027"
     ]
    },
    "us-gaap_MeasurementInputTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MeasurementInputTypeDomain",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Measurement Input Type [Domain]",
        "label": "Measurement Input Type [Domain]",
        "documentation": "Measurement input used to determine value of asset and liability."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r715",
      "r1027"
     ]
    },
    "srt_MinimumMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "MinimumMember",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Minimum",
        "label": "Minimum [Member]",
        "documentation": "Lower limit of the provided range."
       }
      }
     },
     "auth_ref": [
      "r259",
      "r260",
      "r261",
      "r262",
      "r263",
      "r266",
      "r267",
      "r526",
      "r527",
      "r528",
      "r529",
      "r594",
      "r639",
      "r715",
      "r802",
      "r855",
      "r857",
      "r869",
      "r888",
      "r889",
      "r943",
      "r944",
      "r945",
      "r946",
      "r961",
      "r969",
      "r970",
      "r994",
      "r1011",
      "r1015",
      "r1027",
      "r1028",
      "r1032",
      "r1037",
      "r1299",
      "r1378",
      "r1379",
      "r1380",
      "r1381",
      "r1382",
      "r1383"
     ]
    },
    "hbnc_MinimumPeriodSeldomHeld": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MinimumPeriodSeldomHeld",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Minimum period loan held by mortgage company",
        "label": "Minimum Period Seldom Held",
        "documentation": "Minimum period seldom held."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MinimumRequirePeriodForSatisfactoryPerformance": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MinimumRequirePeriodForSatisfactoryPerformance",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Minimum period required for satisfactory performance to return loan from non-accrual to accrual status",
        "label": "Minimum Require Period For Satisfactory Performance",
        "documentation": "Minimum require period for satisfactory performance."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_MnpiDiscTimedForCompValFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "MnpiDiscTimedForCompValFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "MNPI Disclosure Timed for Compensation Value",
        "label": "MNPI Disclosure Timed for Compensation Value [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1138"
     ]
    },
    "hbnc_MoodysAARatingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MoodysAARatingMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "AA",
        "label": "Moody's, AA Rating [Member]",
        "documentation": "Moody's, AA Rating"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MoodysARatingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MoodysARatingMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "A",
        "label": "Moody's, A Rating [Member]",
        "documentation": "Moody's, A Rating"
       }
      }
     },
     "auth_ref": []
    },
    "srt_MoodysAaaRatingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "MoodysAaaRatingMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "AAA",
        "label": "Moody's, Aaa Rating [Member]",
        "documentation": "Aaa credit rating as defined by the external credit rating agency, Moody's."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MoodysBBBRatingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MoodysBBBRatingMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "BBB",
        "label": "Moody's, BBB Rating [Member]",
        "documentation": "Moody's, BBB Rating"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MoodysBBRatingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MoodysBBRatingMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "BB",
        "label": "Moody's, BB Rating [Member]",
        "documentation": "Moody's, BB Rating"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MoodysNotRatedMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MoodysNotRatedMember",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Not Rated",
        "label": "Moody's, Not Rated [Member]",
        "documentation": "Moody's, Not Rated"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Private labeled mortgage\u2013backed pools",
        "label": "Mortgage-Backed Securities, Issued by Private Enterprises [Member]",
        "documentation": "Debt securities collateralized by real estate mortgage loans (mortgages), issued by non-governmental sponsored enterprises."
       }
      }
     },
     "auth_ref": [
      "r1246",
      "r1248",
      "r1253",
      "r1254",
      "r1259",
      "r1303"
     ]
    },
    "us-gaap_MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "U.S. government agency mortgage-backed securities",
        "label": "Mortgage-Backed Security, Issued by US Government-Sponsored Enterprise [Member]",
        "documentation": "Debt security collateralized by real estate mortgage loan issued by U.S. government-sponsored enterprise (GSE), including, but not limited to, Federal Home Loan Mortgage Corporation (FHLMC or Freddie Mac), Federal National Mortgage Association (FNMA or Fannie Mae), and Federal Home Loan Bank (FHLBank)."
       }
      }
     },
     "auth_ref": [
      "r1248",
      "r1254",
      "r1259",
      "r1303"
     ]
    },
    "hbnc_MortgageLoanContractsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageLoanContractsMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage loan contracts",
        "label": "Mortgage Loan Contracts [Member]",
        "documentation": "Mortgage loan contracts."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MortgageLoansInProcessOfForeclosureAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MortgageLoansInProcessOfForeclosureAmount",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage loans in process of foreclosure, amount",
        "label": "Mortgage Loans in Process of Foreclosure, Amount",
        "documentation": "Recorded investment of consumer mortgage loan receivables secured by residential real estate properties for which formal foreclosure proceedings are in process."
       }
      }
     },
     "auth_ref": [
      "r404"
     ]
    },
    "hbnc_MortgageServicingIncomeLossNetOfImpairment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageServicingIncomeLossNetOfImpairment",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage servicing income, net",
        "label": "Mortgage Servicing Income Loss Net Of Impairment",
        "documentation": "Mortgage servicing income net of impairment."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageServicingRightsAdditions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageServicingRightsAdditions",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Additions",
        "label": "Mortgage Servicing Rights Additions",
        "documentation": "Mortgage servicing rights additions."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageServicingRightsImpairmentAllowance": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageServicingRightsImpairmentAllowance",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails": {
       "parentTag": "hbnc_FiniteLivedMortgageServicingRightsNetOfImpairment",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedPeriodStartLabel": "Beginning balance",
        "negatedPeriodEndLabel": "Ending balance",
        "label": "Mortgage Servicing Rights Impairment Allowance",
        "documentation": "Mortgage servicing rights impairment allowance."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_MortgageServicingRightsMSRImpairmentRecovery": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "MortgageServicingRightsMSRImpairmentRecovery",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Impairment (recovery) of mortgage servicing rights",
        "label": "Mortgage Servicing Rights (MSR) Impairment (Recovery)",
        "documentation": "The adjustment to the carrying value of the rights retained or purchased to service mortgages. These adjustments are made when the estimate of the fair value is changed. This element is a noncash adjustment to net income when calculating net cash generated by operating activities using the indirect method."
       }
      }
     },
     "auth_ref": [
      "r1174",
      "r1211"
     ]
    },
    "hbnc_MortgageServicingRightsPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageServicingRightsPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage Servicing Rights",
        "label": "Mortgage Servicing Rights Policy [Policy Text Block]",
        "documentation": "Mortgage servicing rights."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageServicingRightsReductions": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageServicingRightsReductions",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Reductions",
        "label": "Mortgage Servicing Rights Reductions",
        "documentation": "Mortgage servicing rights reductions."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageWarehouseLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageWarehouseLoansMember",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage warehouse",
        "verboseLabel": "Mortgage Warehouse",
        "label": "Mortgage Warehouse Loans [Member]",
        "documentation": "Mortgage Warehouse Loans Member"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageWarehousingMaximumPayOffPeriod": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageWarehousingMaximumPayOffPeriod",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage warehousing maximum pay off period",
        "label": "Mortgage Warehousing Maximum Pay Off Period",
        "documentation": "Mortgage warehousing maximum pay off period."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_MortgageWarehousingMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MortgageWarehousingMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage warehouse",
        "label": "Mortgage Warehousing [Member]",
        "documentation": "Mortgage warehousing."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_MtrlTermsOfTrdArrTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "MtrlTermsOfTrdArrTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Material Terms of Trading Arrangement",
        "label": "Material Terms of Trading Arrangement [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "hbnc_MultipleModificationsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "MultipleModificationsMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Multiple",
        "label": "Multiple Modifications [Member]",
        "documentation": "Multiple Modifications"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_NamedExecutiveOfficersFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NamedExecutiveOfficersFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Named Executive Officers, Footnote",
        "label": "Named Executive Officers, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "hbnc_NatureOfBusinessPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "NatureOfBusinessPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Nature of Business",
        "label": "Nature Of Business [Policy Text Block]",
        "documentation": "Nature of business."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInFinancingActivities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 3.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash provided by (used in) financing activities",
        "label": "Net Cash Provided by (Used in) Financing Activities",
        "documentation": "Amount of cash inflow (outflow) from financing activities, including discontinued operations. Financing activity cash flows include obtaining resources from owners and providing them with a return on, and a return of, their investment; borrowing money and repaying amounts borrowed, or settling the obligation; and obtaining and paying for other resources obtained from creditors on long-term credit."
       }
      }
     },
     "auth_ref": [
      "r310"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInFinancingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInFinancingActivitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Activities",
        "label": "Net Cash Provided by (Used in) Financing Activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInInvestingActivities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash provided by (used in) investing activities",
        "label": "Net Cash Provided by (Used in) Investing Activities",
        "documentation": "Amount of cash inflow (outflow) from investing activities, including discontinued operations. Investing activity cash flows include making and collecting loans and acquiring and disposing of debt or equity instruments and property, plant, and equipment and other productive assets."
       }
      }
     },
     "auth_ref": [
      "r310"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInInvestingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInInvestingActivitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investing Activities",
        "verboseLabel": "Investing Activities",
        "label": "Net Cash Provided by (Used in) Investing Activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInOperatingActivities",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net cash provided by operating activities",
        "label": "Net Cash Provided by (Used in) Operating Activities",
        "documentation": "Amount of cash inflow (outflow) from operating activities, including discontinued operations. Operating activity cash flows include transactions, adjustments, and changes in value not defined as investing or financing activities."
       }
      }
     },
     "auth_ref": [
      "r131",
      "r132",
      "r133"
     ]
    },
    "us-gaap_NetCashProvidedByUsedInOperatingActivitiesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetCashProvidedByUsedInOperatingActivitiesAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating Activities",
        "verboseLabel": "Operating Activities",
        "label": "Net Cash Provided by (Used in) Operating Activities [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NetIncomeLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetIncomeLoss",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss",
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails",
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net Income",
        "verboseLabel": "Net Income",
        "label": "Net Income (Loss) Attributable to Parent",
        "documentation": "The portion of profit or loss for the period, net of income taxes, which is attributable to the parent."
       }
      }
     },
     "auth_ref": [
      "r123",
      "r133",
      "r194",
      "r270",
      "r293",
      "r296",
      "r301",
      "r317",
      "r334",
      "r336",
      "r337",
      "r339",
      "r340",
      "r341",
      "r345",
      "r346",
      "r359",
      "r448",
      "r533",
      "r534",
      "r535",
      "r536",
      "r537",
      "r538",
      "r539",
      "r540",
      "r541",
      "r678",
      "r681",
      "r709",
      "r738",
      "r847",
      "r918",
      "r935",
      "r936",
      "r1053",
      "r1295"
     ]
    },
    "us-gaap_NetIncomeLossAvailableToCommonStockholdersBasic": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetIncomeLossAvailableToCommonStockholdersBasic",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Net Income Available to Common Shareholders",
        "label": "Net Income (Loss) Available to Common Stockholders, Basic",
        "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities; of income (loss) available to common shareholders."
       }
      }
     },
     "auth_ref": [
      "r304",
      "r336",
      "r337",
      "r339",
      "r340",
      "r348",
      "r349",
      "r360",
      "r363",
      "r681"
     ]
    },
    "us-gaap_NetIncomeLossAvailableToCommonStockholdersDiluted": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NetIncomeLossAvailableToCommonStockholdersDiluted",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net income available to common shareholders",
        "label": "Net Income (Loss) Available to Common Stockholders, Diluted",
        "documentation": "Amount, after deduction of tax, noncontrolling interests, dividends on preferred stock and participating securities, and addition from assumption of issuance of common shares for dilutive potential common shares; of income (loss) available to common shareholders."
       }
      }
     },
     "auth_ref": [
      "r304",
      "r350",
      "r355",
      "r356",
      "r357",
      "r358",
      "r360",
      "r363"
     ]
    },
    "us-gaap_NewAccountingPronouncementsPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NewAccountingPronouncementsPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adoption of New Accounting Standards and Accounting Guidance Issued But Not Yet Adopted",
        "label": "New Accounting Pronouncements, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy pertaining to new accounting pronouncements that may impact the entity's financial reporting. Includes, but is not limited to, quantification of the expected or actual impact."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_NonGaapMeasureDescriptionTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonGaapMeasureDescriptionTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-GAAP Measure Description",
        "label": "Non-GAAP Measure Description [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "ecd_NonNeosMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonNeosMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-NEOs",
        "label": "Non-NEOs [Member]"
       }
      }
     },
     "auth_ref": [
      "r1081",
      "r1092",
      "r1102",
      "r1126",
      "r1135"
     ]
    },
    "hbnc_NonOwnerOccupiedRealEstateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "NonOwnerOccupiedRealEstateMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013owner occupied real estate",
        "label": "Non Owner Occupied Real Estate [Member]",
        "documentation": "Non owner occupied real estate."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_NonPeoNeoAvgCompActuallyPaidAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonPeoNeoAvgCompActuallyPaidAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-PEO NEO Average Compensation Actually Paid Amount",
        "label": "Non-PEO NEO Average Compensation Actually Paid Amount"
       }
      }
     },
     "auth_ref": [
      "r1109"
     ]
    },
    "ecd_NonPeoNeoAvgTotalCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonPeoNeoAvgTotalCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-PEO NEO Average Total Compensation Amount",
        "label": "Non-PEO NEO Average Total Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1108"
     ]
    },
    "ecd_NonPeoNeoMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonPeoNeoMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-PEO NEO",
        "label": "Non-PEO NEO [Member]"
       }
      }
     },
     "auth_ref": [
      "r1126"
     ]
    },
    "ecd_NonRule10b51ArrAdoptedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonRule10b51ArrAdoptedFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-Rule 10b5-1 Arrangement Adopted",
        "label": "Non-Rule 10b5-1 Arrangement Adopted [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "ecd_NonRule10b51ArrTrmntdFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "NonRule10b51ArrTrmntdFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-Rule 10b5-1 Arrangement Terminated",
        "label": "Non-Rule 10b5-1 Arrangement Terminated [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "us-gaap_NondesignatedMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NondesignatedMember",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectoftheDerivativeDesignatedasaHedgingInstrumentontheConsolidatedStatementsofIncomeDerivativeinFairValueHedgingRelationshipDetails",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofFairValueofDerivativeFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Derivatives not designated as hedging instruments",
        "label": "Not Designated as Hedging Instrument [Member]",
        "documentation": "Derivative instrument not designated as hedging instrument under Generally Accepted Accounting Principles (GAAP)."
       }
      }
     },
     "auth_ref": [
      "r21"
     ]
    },
    "us-gaap_NoninterestBearingDepositLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoninterestBearingDepositLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_Deposits",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails",
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013interest bearing",
        "netLabel": "Non\u2013interest bearing demand deposits",
        "verboseLabel": "Non\u2013interest bearing deposits",
        "label": "Noninterest-Bearing Deposit Liabilities",
        "documentation": "The aggregate amount of all domestic and foreign noninterest-bearing deposits liabilities held by the entity."
       }
      }
     },
     "auth_ref": [
      "r172"
     ]
    },
    "us-gaap_NoninterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoninterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total non\u2013interest expense",
        "label": "Noninterest Expense",
        "documentation": "Total aggregate amount of all noninterest expense."
       }
      }
     },
     "auth_ref": [
      "r191"
     ]
    },
    "us-gaap_NoninterestExpenseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoninterestExpenseAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013interest Expense",
        "label": "Noninterest Expense [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NoninterestIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoninterestIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total non\u2013interest income",
        "label": "Noninterest Income",
        "documentation": "The total amount of noninterest income which may be derived from: (1) fees and commissions; (2) premiums earned; (3) insurance policy charges; (4) the sale or disposal of assets; and (5) other sources not otherwise specified."
       }
      }
     },
     "auth_ref": [
      "r188"
     ]
    },
    "us-gaap_NoninterestIncomeOtherAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NoninterestIncomeOtherAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013interest Income",
        "label": "Noninterest Income, Other [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_NoninterestIncomeOtherOperatingIncomeExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "NoninterestIncomeOtherOperatingIncomeExpense",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0,
       "order": 5.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other income",
        "verboseLabel": "Other income",
        "label": "Noninterest Income Other Operating Income Expense",
        "documentation": "Noninterest income other operating income (expense) earned."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_NonperformingFinancingReceivableMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NonperformingFinancingReceivableMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non\u2013performing",
        "label": "Nonperforming Financial Instruments [Member]",
        "documentation": "Category status of financial instruments in which payments are past due in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt, and investments."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "us-gaap_NumberOfOperatingSegments": {
     "xbrltype": "integerItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NumberOfOperatingSegments",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of operating segments",
        "label": "Number of Operating Segments",
        "documentation": "Number of operating segments. An operating segment is a component of an enterprise: (a) that engages in business activities from which it may earn revenues and incur expenses (including revenues and expenses relating to transactions with other components of the same enterprise), (b) whose operating results are regularly reviewed by the enterprise's chief operating decision maker to make decisions about resources to be allocated to the segment and assess its performance, and (c) for which discrete financial information is available. An operating segment may engage in business activities for which it has yet to earn revenues, for example, start-up operations may be operating segments before earning revenues."
       }
      }
     },
     "auth_ref": [
      "r989",
      "r1224"
     ]
    },
    "us-gaap_NumberOfReportableSegments": {
     "xbrltype": "integerItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NumberOfReportableSegments",
     "presentation": [
      "http://accesshorizon.com/role/SegmentReportingDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of reportable segments",
        "label": "Number of Reportable Segments",
        "documentation": "Number of segments reported by the entity. A reportable segment is a component of an entity for which there is an accounting requirement to report separate financial information on that component in the entity's financial statements."
       }
      }
     },
     "auth_ref": [
      "r983",
      "r993",
      "r1224"
     ]
    },
    "us-gaap_NumberOfReportingUnits": {
     "xbrltype": "integerItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "NumberOfReportingUnits",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of reporting units",
        "label": "Number of Reporting Units",
        "documentation": "Number of reporting units tested for impairment of goodwill. A reporting unit is an operating segment or one level below an operating segment."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OccupancyNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OccupancyNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net occupancy expenses",
        "label": "Occupancy, Net",
        "documentation": "Amount of net occupancy expense that may include items, such as depreciation of facilities and equipment, lease expenses, property taxes and property and casualty insurance expense."
       }
      }
     },
     "auth_ref": [
      "r124",
      "r189",
      "r231"
     ]
    },
    "us-gaap_OffBalanceSheetCreditExposurePolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OffBalanceSheetCreditExposurePolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Allowance for Credit Losses on Off\u2013Balance Sheet (\u201cOBS\u201d) Credit Exposures",
        "label": "Off-Balance-Sheet Credit Exposure, Policy [Policy Text Block]",
        "documentation": "Description of accounting policies and methodologies used to estimate the entity's liability for off-balance sheet credit exposures and related charges for those credit exposures."
       }
      }
     },
     "auth_ref": [
      "r221",
      "r470"
     ]
    },
    "us-gaap_OffBalanceSheetCreditLossLiability": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OffBalanceSheetCreditLossLiability",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Balance, beginning of period",
        "periodEndLabel": "Ending balance",
        "label": "Off-Balance-Sheet, Credit Loss, Liability",
        "documentation": "Amount of expected credit loss for credit exposure on off-balance-sheet commitment, including but not limited to, loan commitment, standby letter of credit, financial guarantee not accounted for as insurance. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging."
       }
      }
     },
     "auth_ref": [
      "r456",
      "r530"
     ]
    },
    "us-gaap_OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Credit loss expense (reversal)",
        "label": "Off-Balance-Sheet, Credit Loss, Liability, Credit Loss Expense (Reversal)",
        "documentation": "Amount of expense (reversal of expense) for expected credit loss for off-balance sheet credit exposure. Excludes off-balance sheet credit exposure accounted for as insurance and instrument accounted for under derivatives and hedging."
       }
      }
     },
     "auth_ref": [
      "r460"
     ]
    },
    "us-gaap_OffBalanceSheetCreditLossLiabilityRollforward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OffBalanceSheetCreditLossLiabilityRollforward",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]",
        "label": "Off-Balance-Sheet, Credit Loss, Liability [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingIncomeLossAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OperatingIncomeLossAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating Income (Expense)",
        "label": "Operating Income (Loss) [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OperatingLossCarryforwards": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OperatingLossCarryforwards",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating loss carry forwards",
        "label": "Operating Loss Carryforwards",
        "documentation": "Amount of operating loss carryforward, before tax effects, available to reduce future taxable income under enacted tax laws."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_OperatingLossCarryforwardsLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OperatingLossCarryforwardsLineItems",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating Loss Carryforwards [Line Items]",
        "label": "Operating Loss Carryforwards [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_OperatingLossCarryforwardsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OperatingLossCarryforwardsTable",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Operating Loss Carryforwards [Table]",
        "label": "Operating Loss Carryforwards [Table]",
        "documentation": "Disclosure of information about operating loss carryforward. Includes, but is not limited to, tax authority, amount and expiration date of operating loss carryforward, and likelihood of utilization."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Organization, Consolidation and Presentation of Financial Statements [Abstract]",
        "label": "Organization, Consolidation and Presentation of Financial Statements [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Nature of Operations and Summary of Significant Accounting Policies",
        "label": "Organization, Consolidation and Presentation of Financial Statements Disclosure and Significant Accounting Policies [Text Block]",
        "documentation": "The entire disclosure for the organization, consolidation and basis of presentation of financial statements disclosure, and significant accounting policies of the reporting entity. May be provided in more than one note to the financial statements, as long as users are provided with an understanding of (1) the significant judgments and assumptions made by an enterprise in determining whether it must consolidate a VIE and/or disclose information about its involvement with a VIE, (2) the nature of restrictions on a consolidated VIE's assets reported by an enterprise in its statement of financial position, including the carrying amounts of such assets, (3) the nature of, and changes in, the risks associated with an enterprise's involvement with the VIE, and (4) how an enterprise's involvement with the VIE affects the enterprise's financial position, financial performance, and cash flows. Describes procedure if disclosures are provided in more than one note to the financial statements."
       }
      }
     },
     "auth_ref": [
      "r98",
      "r134",
      "r135",
      "r160"
     ]
    },
    "us-gaap_OtherAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherAssets",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other assets",
        "verboseLabel": "Other assets",
        "label": "Other Assets",
        "documentation": "Amount of assets classified as other."
       }
      }
     },
     "auth_ref": [
      "r170",
      "r276",
      "r829",
      "r989",
      "r1055"
     ]
    },
    "hbnc_OtherCertificateAndTimeDeposit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "OtherCertificateAndTimeDeposit",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails": {
       "parentTag": "us-gaap_InterestBearingDepositLiabilitiesDomestic",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Certificates of deposit of less than $250,000",
        "label": "Other Certificate And Time Deposit",
        "documentation": "Other certificate and time deposit."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeAvailableForSaleSecuritiesAdjustmentNetOfTaxPeriodIncreaseDecreaseAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Change in securities:",
        "verboseLabel": "Change in securities:",
        "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeDerivativesQualifyingAsHedgesNetOfTaxPeriodIncreaseDecreaseAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other Comprehensive Income (Loss)",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Unrealized gains (losses) on securities",
        "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment and Tax",
        "documentation": "Amount, after tax and adjustment, of unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale."
       }
      }
     },
     "auth_ref": [
      "r285",
      "r286",
      "r288",
      "r848"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Income tax effect",
        "negatedTerseLabel": "Income tax effect",
        "label": "OCI, Debt Securities, Available-for-Sale, Gain (Loss), after Adjustment, Tax",
        "documentation": "Amount, after adjustment, of tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale) and tax expense (benefit) for unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale."
       }
      }
     },
     "auth_ref": [
      "r285",
      "r286",
      "r289"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Changes from derivative instruments",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification and Tax",
        "documentation": "Amount, after tax and reclassification, of gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness."
       }
      }
     },
     "auth_ref": [
      "r284",
      "r288",
      "r848"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Income tax effect",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), after Reclassification, Tax",
        "documentation": "Amount, after reclassification, of tax expense (benefit) for gain (loss) from derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness."
       }
      }
     },
     "auth_ref": [
      "r289"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Change in fair value of derivative instruments for the period",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), before Reclassification and Tax",
        "documentation": "Amount, before tax and reclassification, of gain (loss) from derivative instrument designated and qualifying cash flow hedge included in assessment of hedge effectiveness."
       }
      }
     },
     "auth_ref": [
      "r284",
      "r288",
      "r690",
      "r691",
      "r697"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax",
       "weight": -1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss",
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsScheduleofEffectofDerivativeInstrumentsonCondensedConsolidatedStatementsofIncomeDerivativeinCashFlowHedgingRelationshipDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Reclassification adjustment for swap termination (gains) realized in income",
        "verboseLabel": "Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative",
        "label": "Other Comprehensive Income (Loss), Cash Flow Hedge, Gain (Loss), Reclassification, before Tax",
        "documentation": "Amount, before tax, of reclassification of gain (loss) from accumulated other comprehensive income (AOCI) for derivative instrument designated and qualifying as cash flow hedge included in assessment of hedge effectiveness."
       }
      }
     },
     "auth_ref": [
      "r244",
      "r288",
      "r291"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_ComprehensiveIncomeNetOfTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss",
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Other Comprehensive Income (Loss), Net of Tax",
        "verboseLabel": "Other comprehensive income (loss), net of tax",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent",
        "documentation": "Amount after tax of other comprehensive income (loss) attributable to parent entity."
       }
      }
     },
     "auth_ref": [
      "r7",
      "r19",
      "r161",
      "r294",
      "r297",
      "r341"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParentAbstract",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Change in fair value of derivative instruments:",
        "label": "Other Comprehensive Income (Loss), Net of Tax, Portion Attributable to Parent [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Reclassification adjustment for securities (gains) losses realized in income",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, before Tax",
        "documentation": "Amount before tax of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities."
       }
      }
     },
     "auth_ref": [
      "r6",
      "r120",
      "r292",
      "r445"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Income tax expense from reclassification",
        "label": "Other Comprehensive Income (Loss), Reclassification Adjustment from AOCI for Sale of Securities, Tax",
        "documentation": "Amount of tax expense (benefit) of reclassification adjustment from accumulated other comprehensive income for unrealized gain (loss) realized upon the sale of available-for-sale securities."
       }
      }
     },
     "auth_ref": [
      "r4"
     ]
    },
    "us-gaap_OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Reclassification of securities from available for sale to held to maturity",
        "verboseLabel": "Reclassification of gain (loss) from available for sale securities to held to maturity securities",
        "label": "OCI, Debt Securities, Available-for-Sale, Transfer from Held-to-Maturity, Gain (Loss), before Adjustment and Tax",
        "documentation": "Amount, before tax and adjustment, of unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r412",
      "r1198"
     ]
    },
    "hbnc_OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortization from transfer of securities from available for sale to held to maturity securities",
        "verboseLabel": "Amortization (accretion) from transfer of securities from available for sale to held to maturity securities",
        "label": "Other Comprehensive Income Reclassification Adjustments For Available For Sale Transferred To Held To Maturity Securities Before Tax",
        "documentation": "Other comprehensive income reclassification adjustments for available for sale transferred to held to maturity securities before tax."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss": {
       "parentTag": "us-gaap_OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofComprehensiveIncomeLoss"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unrealized gain (loss) for the period on AFS securities",
        "label": "OCI, Debt Securities, Available-for-Sale, Unrealized Holding Gain (Loss), before Adjustment and Tax",
        "documentation": "Amount, before tax and adjustment, of unrealized holding gain (loss) on investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale). Excludes unrealized gain (loss) on investment in debt security measured at amortized cost (held-to-maturity) from transfer to available-for-sale."
       }
      }
     },
     "auth_ref": [
      "r285",
      "r288",
      "r445"
     ]
    },
    "us-gaap_OtherIntangibleAssetsNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherIntangibleAssetsNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other intangible assets",
        "label": "Other Intangible Assets, Net",
        "documentation": "Amount after accumulated amortization of finite-lived and indefinite-lived intangible assets classified as other."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherInterestAndDividendIncome": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherInterestAndDividendIncome",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_InterestAndDividendIncomeOperating",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other",
        "label": "Other Interest and Dividend Income",
        "documentation": "Amount, after discount, accretion and premium amortization, of interest income and dividend income classified as other."
       }
      }
     },
     "auth_ref": [
      "r196"
     ]
    },
    "us-gaap_OtherLiabilities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherLiabilities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other liabilities",
        "verboseLabel": "Other liabilities",
        "label": "Other Liabilities",
        "documentation": "Amount of liabilities classified as other."
       }
      }
     },
     "auth_ref": [
      "r178",
      "r831",
      "r892",
      "r893",
      "r1055",
      "r1396",
      "r1401"
     ]
    },
    "hbnc_OtherMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "OtherMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other",
        "label": "Other [Member]",
        "documentation": "Other"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_OtherNoninterestExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherNoninterestExpense",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other expense",
        "label": "Other Noninterest Expense",
        "documentation": "Amount of noninterest expense classified as other."
       }
      }
     },
     "auth_ref": [
      "r191"
     ]
    },
    "us-gaap_OtherOperatingIncomeExpenseNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "OtherOperatingIncomeExpenseNet",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails": {
       "parentTag": "us-gaap_IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other expense",
        "label": "Other Operating Income (Expense), Net",
        "documentation": "The net amount of other operating income and expenses, the components of which are not separately disclosed on the income statement, from items that are associated with the entity's normal revenue producing operations."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_OtherPerfMeasureAmt": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "OtherPerfMeasureAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other Performance Measure, Amount",
        "label": "Other Performance Measure, Amount"
       }
      }
     },
     "auth_ref": [
      "r1118"
     ]
    },
    "hbnc_OutsideServicesAndConsultants": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "OutsideServicesAndConsultants",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Outside services and consultants",
        "label": "Outside Services And Consultants",
        "documentation": "Outside services and consultants."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_OutstandingAggtErrCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "OutstandingAggtErrCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Outstanding Aggregate Erroneous Compensation Amount",
        "label": "Outstanding Aggregate Erroneous Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1079",
      "r1090",
      "r1100",
      "r1133"
     ]
    },
    "ecd_OutstandingRecoveryCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "OutstandingRecoveryCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Compensation Amount",
        "label": "Outstanding Recovery Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1082",
      "r1093",
      "r1103",
      "r1136"
     ]
    },
    "ecd_OutstandingRecoveryIndName": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "OutstandingRecoveryIndName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Name",
        "label": "Outstanding Recovery, Individual Name"
       }
      }
     },
     "auth_ref": [
      "r1082",
      "r1093",
      "r1103",
      "r1136"
     ]
    },
    "hbnc_OwnerOccupiedRealEstateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "OwnerOccupiedRealEstateMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Owner occupied real estate",
        "label": "Owner Occupied Real Estate [Member]",
        "documentation": "Owner occupied real estate."
       }
      }
     },
     "auth_ref": []
    },
    "srt_ParentCompanyMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ParentCompanyMember",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofComprehensiveIncomeLossDetails",
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofIncomeDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Parent Company",
        "label": "Parent Company [Member]",
        "documentation": "Registrant with controlling financial interest in one or more subsidiaries. Controlling interest in subsidiary includes, but is not limited to, primary beneficiary of variable interest entity (VIE). Controlling interest in subsidiary excludes broker-dealer with controlling financial interest in subsidiary but control is likely to be temporary."
       }
      }
     },
     "auth_ref": [
      "r258",
      "r330"
     ]
    },
    "us-gaap_PassMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PassMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pass",
        "label": "Pass [Member]",
        "documentation": "A category of financing receivables not considered to be special mention, substandard, doubtful, and loss receivables."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "us-gaap_PastDueFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PastDueFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Payment Status by Class of Loan",
        "label": "Financing Receivable, Past Due [Table Text Block]",
        "documentation": "Tabular disclosure of aging analysis for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r219",
      "r220",
      "r1002",
      "r1269"
     ]
    },
    "ecd_PayVsPerformanceDisclosureLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PayVsPerformanceDisclosureLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Pay vs Performance Disclosure [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1107"
     ]
    },
    "us-gaap_PaymentDeferralMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentDeferralMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansModifiedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Other-Than-Insignificant Payment Delay",
        "label": "Payment Deferral [Member]",
        "documentation": "Loan modification for a temporary postponement of loan payments."
       }
      }
     },
     "auth_ref": [
      "r405",
      "r406",
      "r408"
     ]
    },
    "hbnc_PaymentsForContributedCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PaymentsForContributedCapital",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Capital contribution to subsidiary",
        "label": "Payments For Contributed Capital",
        "documentation": "Payments For Contributed Capital"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PaymentsForProceedsFromFinancingReceivable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PaymentsForProceedsFromFinancingReceivable",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Net change in loans",
        "label": "Payments For (Proceeds From) Financing Receivable",
        "documentation": "Payments For (Proceeds From) Financing Receivable"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PaymentsForProceedsFromMortgageServicingRightsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsForProceedsFromMortgageServicingRightsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]",
        "label": "Payments for (Proceeds from) Mortgage Servicing Rights [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PaymentsForProceedsFromOtherInvestingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsForProceedsFromOtherInvestingActivities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Other investing activities",
        "label": "Payments for (Proceeds from) Other Investing Activities",
        "documentation": "Amount of cash (inflow) outflow from investing activities classified as other."
       }
      }
     },
     "auth_ref": [
      "r1171",
      "r1205"
     ]
    },
    "us-gaap_PaymentsForRepurchaseOfCommonStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsForRepurchaseOfCommonStock",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 3.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Repurchase of outstanding stock",
        "negatedNetLabel": "Repurchase of outstanding stock",
        "label": "Payments for Repurchase of Common Stock",
        "documentation": "The cash outflow to reacquire common stock during the period."
       }
      }
     },
     "auth_ref": [
      "r129"
     ]
    },
    "us-gaap_PaymentsOfDividendsCommonStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsOfDividendsCommonStock",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 6.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 9.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Dividends paid on common stock",
        "negatedTerseLabel": "Dividends paid on common shares",
        "label": "Payments of Ordinary Dividends, Common Stock",
        "documentation": "Amount of cash outflow in the form of ordinary dividends to common shareholders of the parent entity."
       }
      }
     },
     "auth_ref": [
      "r129"
     ]
    },
    "us-gaap_PaymentsRelatedToTaxWithholdingForShareBasedCompensation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsRelatedToTaxWithholdingForShareBasedCompensation",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 4.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Net settlement of share awards",
        "negatedLabel": "Net settlement of share awards",
        "label": "Payment, Tax Withholding, Share-Based Payment Arrangement",
        "documentation": "Amount of cash outflow to satisfy grantee's tax withholding obligation for award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r307"
     ]
    },
    "us-gaap_PaymentsToAcquireAvailableForSaleSecuritiesDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquireAvailableForSaleSecuritiesDebt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 11.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchases of securities available for sale",
        "label": "Payments to Acquire Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash outflow to acquire investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r37",
      "r305",
      "r411"
     ]
    },
    "us-gaap_PaymentsToAcquireFederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquireFederalHomeLoanBankStock",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Purchase of FHLB stock",
        "label": "Payments to Acquire Federal Home Loan Bank Stock",
        "documentation": "Amount of cash outflow to acquire Federal Home Loan Bank (FHLB) stock."
       }
      }
     },
     "auth_ref": [
      "r1206"
     ]
    },
    "us-gaap_PaymentsToAcquireHeldToMaturitySecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquireHeldToMaturitySecurities",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchases of securities held to maturity",
        "label": "Payments to Acquire Held-to-Maturity Securities",
        "documentation": "Amount of cash outflow through purchase of long-term held-to-maturity securities."
       }
      }
     },
     "auth_ref": [
      "r37",
      "r411"
     ]
    },
    "us-gaap_PaymentsToAcquireLifeInsurancePolicies": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquireLifeInsurancePolicies",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 14.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Purchases of bank owned life insurance",
        "label": "Payment to Acquire Life Insurance Policy, Investing Activities",
        "documentation": "Amount of cash outflow for payment of premium on corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy."
       }
      }
     },
     "auth_ref": [
      "r8",
      "r127"
     ]
    },
    "us-gaap_PaymentsToAcquireLoansReceivable": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquireLoansReceivable",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 13.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Purchase of loans",
        "label": "Payments to Acquire Loans Receivable",
        "documentation": "The cash outflow for the purchase of loan receivable arising from the financing of goods and services."
       }
      }
     },
     "auth_ref": [
      "r37"
     ]
    },
    "us-gaap_PaymentsToAcquirePropertyPlantAndEquipment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PaymentsToAcquirePropertyPlantAndEquipment",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": -1.0,
       "order": 12.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Premises and equipment expenditures",
        "label": "Payments to Acquire Property, Plant, and Equipment",
        "documentation": "The cash outflow associated with the acquisition of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale; includes cash outflows to pay for construction of self-constructed assets."
       }
      }
     },
     "auth_ref": [
      "r128"
     ]
    },
    "ecd_PeerGroupIssuersFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeerGroupIssuersFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Peer Group Issuers, Footnote",
        "label": "Peer Group Issuers, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1117"
     ]
    },
    "ecd_PeerGroupTotalShareholderRtnAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeerGroupTotalShareholderRtnAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Peer Group Total Shareholder Return Amount",
        "label": "Peer Group Total Shareholder Return Amount"
       }
      }
     },
     "auth_ref": [
      "r1117"
     ]
    },
    "us-gaap_PensionAndOtherPostretirementBenefitExpense": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PensionAndOtherPostretirementBenefitExpense",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Bank's expense related to the thrift plan",
        "label": "Pension and Other Postretirement Benefits Cost (Reversal of Cost)",
        "documentation": "Amount of cost (reversal of cost) for pension and other postretirement benefits."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_PeoActuallyPaidCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeoActuallyPaidCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "PEO Actually Paid Compensation Amount",
        "label": "PEO Actually Paid Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1109"
     ]
    },
    "ecd_PeoMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeoMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "PEO",
        "label": "PEO [Member]"
       }
      }
     },
     "auth_ref": [
      "r1126"
     ]
    },
    "ecd_PeoName": {
     "xbrltype": "normalizedStringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeoName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "PEO Name",
        "label": "PEO Name"
       }
      }
     },
     "auth_ref": [
      "r1119"
     ]
    },
    "ecd_PeoTotalCompAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PeoTotalCompAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "PEO Total Compensation Amount",
        "label": "PEO Total Compensation Amount"
       }
      }
     },
     "auth_ref": [
      "r1108"
     ]
    },
    "hbnc_PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Uncertain tax positions recognized",
        "label": "Percent Of Likely Event Consider For Unrecognized Tax Benefit Recognition",
        "documentation": "Percent of likely event consider for unrecognized tax benefit recognition."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PercentageOfCommercialLoan": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PercentageOfCommercialLoan",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Commercial loans as a percentage of total loan",
        "label": "Percentage Of Commercial Loan",
        "documentation": "Percentage of commercial loan."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PercentageOfCompanySharesOwnedByPlan": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PercentageOfCompanySharesOwnedByPlan",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Percentage of outstanding shares owns with thrift plan",
        "label": "Percentage Of Company Shares Owned By Plan",
        "documentation": "Percentage of company shares owned by plan."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PercentageOfInstallmentLoans": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PercentageOfInstallmentLoans",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Installment loans as a percentage of total loan",
        "label": "Percentage Of Installment Loans",
        "documentation": "Percentage of installment loans."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PercentageOfResidentialRealEstateLoan": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PercentageOfResidentialRealEstateLoan",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential real estate loans as a percentage of total loan",
        "label": "Percentage Of Residential Real Estate Loan",
        "documentation": "Percentage of residential real estate loan."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PerformanceSharesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PerformanceSharesMember",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Performance Based Share Awards",
        "label": "Performance Shares [Member]",
        "documentation": "Share-based payment arrangement awarded for meeting performance target."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PerformingFinancingReceivableMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PerformingFinancingReceivableMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Performing",
        "label": "Performing Financial Instruments [Member]",
        "documentation": "Category status of financial instruments in which payments are received or paid on a timely basis in accordance with the terms of the contract. Financial instruments include, but are not limited to, financing receivables, loans, debt instruments, and investments."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "hbnc_PeriodForLoansMovedToNonAccrualStatus": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PeriodForLoansMovedToNonAccrualStatus",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Loans classified as TDR after a period",
        "label": "Period For Loans Moved To Non Accrual Status",
        "documentation": "Period for loans moved to non accrual status."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PeriodOfLoanSoldByMortgageCompany": {
     "xbrltype": "durationItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PeriodOfLoanSoldByMortgageCompany",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Period in which loan sold by mortgage company",
        "label": "Period Of Loan Sold By Mortgage Company",
        "documentation": "Period of loan sold by mortgage company."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PlanNameAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PlanNameAxis",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Plan Name [Axis]",
        "label": "Plan Name [Axis]",
        "documentation": "Information by plan name for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1305",
      "r1306",
      "r1307",
      "r1308",
      "r1309",
      "r1310",
      "r1311",
      "r1312",
      "r1313",
      "r1314",
      "r1315",
      "r1316",
      "r1317",
      "r1318",
      "r1319",
      "r1320",
      "r1321",
      "r1322",
      "r1323",
      "r1324",
      "r1325",
      "r1326",
      "r1327",
      "r1328",
      "r1329",
      "r1330"
     ]
    },
    "us-gaap_PlanNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PlanNameDomain",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Plan Name [Domain]",
        "label": "Plan Name [Domain]",
        "documentation": "Plan name for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1305",
      "r1306",
      "r1307",
      "r1308",
      "r1309",
      "r1310",
      "r1311",
      "r1312",
      "r1313",
      "r1314",
      "r1315",
      "r1316",
      "r1317",
      "r1318",
      "r1319",
      "r1320",
      "r1321",
      "r1322",
      "r1323",
      "r1324",
      "r1325",
      "r1326",
      "r1327",
      "r1328",
      "r1329",
      "r1330"
     ]
    },
    "hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pledge securities for FHLB borrowings",
        "label": "Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value 1",
        "documentation": "Pledged Assets Separately Reported, Securities Pledged for Federal Home Loan Bank, at Fair Value 1"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pledge securities for borrowing availability at the Federal Reserve",
        "label": "Pledged Assets Separately Reported, Securities Pledged for Federal Reserve, at Fair Value",
        "documentation": "Pledged Assets Separately Reported, Securities Pledged for Federal Reserve, at Fair Value"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pledge securities for FHLB borrowings",
        "label": "Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank1",
        "documentation": "Pledged Financial Instruments, Not Separately Reported, Securities for Federal Home Loan Bank1"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesFairValueandAmortizedCostofSecuritiesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pledge securities for borrowing availability at the Federal Reserve",
        "label": "Pledged Financial Instruments, Not Separately Reported, Securities for Federal Reserve",
        "documentation": "Pledged Financial Instruments, Not Separately Reported, Securities for Federal Reserve"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_PnsnAdjsPrrSvcCstMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PnsnAdjsPrrSvcCstMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pension Adjustments Prior Service Cost",
        "label": "Pension Adjustments Prior Service Cost [Member]"
       }
      }
     },
     "auth_ref": [
      "r1110"
     ]
    },
    "ecd_PnsnAdjsSvcCstMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PnsnAdjsSvcCstMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pension Adjustments Service Cost",
        "label": "Pension Adjustments Service Cost [Member]"
       }
      }
     },
     "auth_ref": [
      "r1166"
     ]
    },
    "ecd_PnsnBnftsAdjFnTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PnsnBnftsAdjFnTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pension Benefits Adjustments, Footnote",
        "label": "Pension Benefits Adjustments, Footnote [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1109"
     ]
    },
    "us-gaap_PortionAtFairValueFairValueDisclosureMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PortionAtFairValueFairValueDisclosureMember",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Portion at Fair Value Measurement",
        "label": "Portion at Fair Value Measurement [Member]",
        "documentation": "Measured at fair value for financial reporting purposes."
       }
      }
     },
     "auth_ref": [
      "r736"
     ]
    },
    "us-gaap_PostemploymentBenefitsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PostemploymentBenefitsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Postemployment Benefits [Abstract]",
        "label": "Postemployment Benefits [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trust preferred capital securities sold",
        "label": "Preferred Capital Securities Sold By Entity Wholly Owned Trust",
        "documentation": "Preferred capital securities sold by entity wholly owned trust."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PreferredStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PreferredStockMember",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred Stock",
        "label": "Preferred Stock [Member]",
        "documentation": "Preferred shares may provide a preferential dividend to the dividend on common stock and may take precedence over common stock in the event of a liquidation. Preferred shares typically represent an ownership interest in the company."
       }
      }
     },
     "auth_ref": [
      "r1041",
      "r1042",
      "r1045",
      "r1046",
      "r1047",
      "r1050",
      "r1399",
      "r1405"
     ]
    },
    "us-gaap_PreferredStockSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PreferredStockSharesAuthorized",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred stock, shares authorized (in shares)",
        "label": "Preferred Stock, Shares Authorized",
        "documentation": "The maximum number of nonredeemable preferred shares (or preferred stock redeemable solely at the option of the issuer) permitted to be issued by an entity's charter and bylaws."
       }
      }
     },
     "auth_ref": [
      "r110",
      "r898"
     ]
    },
    "us-gaap_PreferredStockSharesIssued": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PreferredStockSharesIssued",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheetsParenthetical"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred stock, shares issued (in shares)",
        "label": "Preferred Stock, Shares Issued",
        "documentation": "Number of shares issued for nonredeemable preferred shares and preferred shares redeemable solely at option of issuer. Includes, but is not limited to, preferred shares issued, repurchased, and held as treasury shares. Excludes preferred shares classified as debt."
       }
      }
     },
     "auth_ref": [
      "r110",
      "r572"
     ]
    },
    "us-gaap_PreferredStockValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PreferredStockValue",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Preferred stock, Authorized, 1,000,000 shares, Issued 0 shares",
        "label": "Preferred Stock, Value, Issued",
        "documentation": "Aggregate par or stated value of issued nonredeemable preferred stock (or preferred stock redeemable solely at the option of the issuer). This item includes treasury stock repurchased by the entity. Note: elements for number of nonredeemable preferred shares, par value and other disclosure concepts are in another section within stockholders' equity."
       }
      }
     },
     "auth_ref": [
      "r110",
      "r835",
      "r1035"
     ]
    },
    "us-gaap_PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsAmortizedCostandCumulativeAmountofFairValueHeadingAdjustmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Amortized Cost of Hedged Items",
        "label": "Financial Asset, Closed Portfolio, Portfolio Layer Method, Amortized Cost",
        "documentation": "Amortized cost of closed portfolio of financial asset used to designate hedging relationship in which hedged item is expected to be outstanding for designated hedged period."
       }
      }
     },
     "auth_ref": [
      "r693",
      "r1022"
     ]
    },
    "hbnc_PrincipalAmountOfServiceLoanOutstanding": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "PrincipalAmountOfServiceLoanOutstanding",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unpaid principal balances of loans serviced for others totaled",
        "label": "Principal Amount Of Service Loan Outstanding",
        "documentation": "Principal amount of service loan outstanding."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ProceedsFromLifeInsurancePolicies": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromLifeInsurancePolicies",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from bank owned life insurance",
        "label": "Proceeds from Life Insurance Policy",
        "documentation": "Amount of cash inflow for proceeds from settlement of corporate-owned life insurance policy, classified as investing activities. Includes, but is not limited to, bank-owned life insurance policy."
       }
      }
     },
     "auth_ref": [
      "r8",
      "r34"
     ]
    },
    "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from maturities, calls and principal repayments of securities available for sale",
        "label": "Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash inflow from maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r305",
      "r306",
      "r1245"
     ]
    },
    "us-gaap_ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from maturities of securities held to maturity",
        "label": "Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities",
        "documentation": "The cash inflow associated with the maturity, prepayments and calls (requests for early payments) of debt securities designated as held-to-maturity."
       }
      }
     },
     "auth_ref": [
      "r35",
      "r1245"
     ]
    },
    "us-gaap_ProceedsFromOtherDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromOtherDebt",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Proceeds from borrowings",
        "label": "Proceeds from Other Debt",
        "documentation": "Amount of cash inflow from debt classified as other."
       }
      }
     },
     "auth_ref": [
      "r38"
     ]
    },
    "us-gaap_ProceedsFromPaymentsForInInterestBearingDepositsInBanks": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromPaymentsForInInterestBearingDepositsInBanks",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Net change in interest earning time deposits",
        "label": "Proceeds from (Payments for) in Interest-Bearing Deposits in Banks",
        "documentation": "The net cash inflow or outflow in Interest-bearing Deposits by banks in other financial institutions for relatively short periods of time including, for example, certificates of deposits."
       }
      }
     },
     "auth_ref": [
      "r1212",
      "r1386"
     ]
    },
    "us-gaap_ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net change in repurchase agreements",
        "label": "Proceeds from (Payments for) in Securities Sold under Agreements to Repurchase",
        "documentation": "The cash flow from investments sold under the agreement to repurchase such investment."
       }
      }
     },
     "auth_ref": [
      "r40",
      "r41"
     ]
    },
    "us-gaap_ProceedsFromPaymentsForOtherFinancingActivities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromPaymentsForOtherFinancingActivities",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 7.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from sale of SERP shares",
        "label": "Proceeds from (Payments for) Other Financing Activities",
        "documentation": "Amount of cash inflow (outflow) from financing activities classified as other."
       }
      }
     },
     "auth_ref": [
      "r1172",
      "r1207"
     ]
    },
    "us-gaap_ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesSalesofSecuritiesAvailableforSaleDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds",
        "label": "Proceeds from Sale and Maturity of Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash inflow from sale, maturity, prepayment and call of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r305",
      "r306",
      "r1245"
     ]
    },
    "us-gaap_ProceedsFromSaleOfAvailableForSaleSecuritiesDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromSaleOfAvailableForSaleSecuritiesDebt",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from sales of securities available for sale",
        "label": "Proceeds from Sale of Debt Securities, Available-for-Sale",
        "documentation": "Amount of cash inflow from sale of investment in debt security measured at fair value with change in fair value recognized in other comprehensive income (available-for-sale)."
       }
      }
     },
     "auth_ref": [
      "r35",
      "r305",
      "r411",
      "r444"
     ]
    },
    "us-gaap_ProceedsFromSaleOfFederalHomeLoanBankStock": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromSaleOfFederalHomeLoanBankStock",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 15.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Redemption of FHLB stock",
        "label": "Proceeds from Sale of Federal Home Loan Bank Stock",
        "documentation": "Amount of cash inflow from sale of Federal Home Loan Bank (FHLB) stock."
       }
      }
     },
     "auth_ref": [
      "r1204"
     ]
    },
    "us-gaap_ProceedsFromSaleOfLoansHeldForSale": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromSaleOfLoansHeldForSale",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from sales of loans",
        "label": "Proceeds from Sale, Loan, Held-for-Sale",
        "documentation": "The cash inflow resulting from the sale of loans classified as held-for-sale, including proceeds from loans sold through mortgage securitization."
       }
      }
     },
     "auth_ref": [
      "r1208",
      "r1209"
     ]
    },
    "us-gaap_ProceedsFromSaleOfOtherRealEstate": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromSaleOfOtherRealEstate",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInInvestingActivities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds on the sale of OREO and repossessed assets",
        "label": "Proceeds from Sale of Other Real Estate",
        "documentation": "The cash inflow associated with the sale of other real estate not otherwise defined in the taxonomy."
       }
      }
     },
     "auth_ref": [
      "r34"
     ]
    },
    "hbnc_ProceedsFromSaleOfSharesSERPAmendment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ProceedsFromSaleOfSharesSERPAmendment",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 10.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Proceeds from sale of SERP shares",
        "label": "Proceeds From Sale Of Shares, SERP Amendment",
        "documentation": "Proceeds From Sale Of Shares, SERP Amendment"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ProceedsFromStockOptionsExercised": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProceedsFromStockOptionsExercised",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 1.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercise of stock options",
        "negatedLabel": "Stock option exercises",
        "label": "Proceeds from Stock Options Exercised",
        "documentation": "Amount of cash inflow from exercise of option under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r5",
      "r24"
     ]
    },
    "us-gaap_ProfessionalFees": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProfessionalFees",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestExpense",
       "weight": 1.0,
       "order": 8.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Professional fees",
        "label": "Professional Fees",
        "documentation": "A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer."
       }
      }
     },
     "auth_ref": [
      "r988",
      "r1053",
      "r1403",
      "r1404"
     ]
    },
    "us-gaap_ProfitLoss": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ProfitLoss",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Net income",
        "label": "Net Income (Loss), Including Portion Attributable to Noncontrolling Interest",
        "documentation": "The consolidated profit or loss for the period, net of income taxes, including the portion attributable to the noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r270",
      "r293",
      "r296",
      "r309",
      "r317",
      "r334",
      "r341",
      "r345",
      "r346",
      "r448",
      "r533",
      "r534",
      "r535",
      "r536",
      "r537",
      "r538",
      "r539",
      "r540",
      "r541",
      "r678",
      "r681",
      "r682",
      "r685",
      "r686",
      "r709",
      "r738",
      "r813",
      "r846",
      "r877",
      "r918",
      "r935",
      "r936",
      "r1020",
      "r1021",
      "r1054",
      "r1201",
      "r1295"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Property, Plant and Equipment [Abstract]",
        "label": "Property, Plant and Equipment [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_PropertyPlantAndEquipmentByTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentByTypeAxis",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Property, Plant and Equipment, Type [Axis]",
        "label": "Long-Lived Tangible Asset [Axis]",
        "documentation": "Information by type of long-lived, physical assets used to produce goods and services and not intended for resale."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r754"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipment"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Premises and Equipment",
        "label": "Property, Plant and Equipment Disclosure [Text Block]",
        "documentation": "The entire disclosure for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections."
       }
      }
     },
     "auth_ref": [
      "r137",
      "r240",
      "r245",
      "r246"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentGross": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentGross",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/PremisesandEquipmentDetails": {
       "parentTag": "us-gaap_PropertyPlantAndEquipmentNet",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total cost",
        "label": "Property, Plant and Equipment, Gross",
        "documentation": "Amount before accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures."
       }
      }
     },
     "auth_ref": [
      "r138",
      "r272",
      "r843"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentLineItems",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Property, Plant and Equipment [Line Items]",
        "label": "Property, Plant and Equipment [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r754"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentNet": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentNet",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Assets",
       "weight": 1.0,
       "order": 11.0
      },
      "http://accesshorizon.com/role/PremisesandEquipmentDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Premises and equipment, net",
        "totalLabel": "Net premises and equipment",
        "label": "Property, Plant and Equipment, Net",
        "documentation": "Amount after accumulated depreciation, depletion and amortization of physical assets used in the normal conduct of business to produce goods and services and not intended for resale. Examples include, but are not limited to, land, buildings, machinery and equipment, office equipment, and furniture and fixtures."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r754",
      "r815",
      "r843",
      "r1035"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Premises and Equipment",
        "label": "Property, Plant and Equipment, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for long-lived, physical asset used in normal conduct of business and not intended for resale. Includes, but is not limited to, work of art, historical treasure, and similar asset classified as collections."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r240",
      "r245",
      "r841"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Premises and Equipment",
        "label": "Property, Plant and Equipment [Table Text Block]",
        "documentation": "Tabular disclosure of physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation."
       }
      }
     },
     "auth_ref": [
      "r12"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentTypeDomain",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Property, Plant and Equipment, Type [Domain]",
        "label": "Long-Lived Tangible Asset [Domain]",
        "documentation": "Listing of long-lived, physical assets that are used in the normal conduct of business to produce goods and services and not intended for resale. Examples include land, buildings, machinery and equipment, and other types of furniture and equipment including, but not limited to, office equipment, furniture and fixtures, and computer equipment and software."
       }
      }
     },
     "auth_ref": [
      "r138",
      "r754"
     ]
    },
    "us-gaap_PropertyPlantAndEquipmentUsefulLife": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "PropertyPlantAndEquipmentUsefulLife",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Useful Life for depreciation",
        "label": "Property, Plant and Equipment, Useful Life",
        "documentation": "Useful life of long lived, physical assets used in the normal conduct of business and not intended for resale, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days. Examples include, but not limited to, land, buildings, machinery and equipment, office equipment, furniture and fixtures, and computer equipment."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_PvpTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PvpTable",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pay vs Performance Disclosure",
        "label": "Pay vs Performance Disclosure [Table]"
       }
      }
     },
     "auth_ref": [
      "r1107"
     ]
    },
    "ecd_PvpTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "PvpTableTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Pay vs Performance Disclosure, Table",
        "label": "Pay vs Performance [Table Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1107"
     ]
    },
    "us-gaap_QualifiedAffordableHousingProjectInvestmentsCommitment": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "QualifiedAffordableHousingProjectInvestmentsCommitment",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Investment program, proportional amortization method, elected, commitment",
        "label": "Investment Program, Proportional Amortization Method, Elected, Commitment",
        "documentation": "Amount of commitment and contingent commitment, including amount of delayed equity contribution, for investment that generates income tax credit and other income tax benefit under tax credit program elected to be accounted for using proportional amortization method. Includes, but is not limited to, commitment and contingent commitment related to investment under tax credit program not meeting condition for accounting under proportional amortization method."
       }
      }
     },
     "auth_ref": [
      "r1169"
     ]
    },
    "srt_RangeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "RangeAxis",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Range [Axis]",
        "terseLabel": "Statistical Measurement [Axis]",
        "label": "Statistical Measurement [Axis]",
        "documentation": "Information by statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median."
       }
      }
     },
     "auth_ref": [
      "r259",
      "r260",
      "r261",
      "r262",
      "r263",
      "r266",
      "r267",
      "r526",
      "r527",
      "r528",
      "r529",
      "r586",
      "r594",
      "r625",
      "r626",
      "r627",
      "r639",
      "r715",
      "r771",
      "r782",
      "r802",
      "r855",
      "r857",
      "r869",
      "r888",
      "r889",
      "r943",
      "r944",
      "r945",
      "r946",
      "r961",
      "r969",
      "r970",
      "r994",
      "r1011",
      "r1015",
      "r1027",
      "r1028",
      "r1032",
      "r1033",
      "r1037",
      "r1043",
      "r1292",
      "r1299",
      "r1352",
      "r1379",
      "r1380",
      "r1381",
      "r1382",
      "r1383"
     ]
    },
    "srt_RangeMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "RangeMember",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails",
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Range [Domain]",
        "label": "Statistical Measurement [Domain]",
        "documentation": "Statistical measurement. Includes, but is not limited to, minimum, maximum, weighted average, arithmetic average, and median."
       }
      }
     },
     "auth_ref": [
      "r259",
      "r260",
      "r261",
      "r262",
      "r263",
      "r266",
      "r267",
      "r526",
      "r527",
      "r528",
      "r529",
      "r586",
      "r594",
      "r625",
      "r626",
      "r627",
      "r639",
      "r715",
      "r771",
      "r782",
      "r802",
      "r855",
      "r857",
      "r869",
      "r888",
      "r889",
      "r943",
      "r944",
      "r945",
      "r946",
      "r961",
      "r969",
      "r970",
      "r994",
      "r1011",
      "r1015",
      "r1027",
      "r1028",
      "r1032",
      "r1033",
      "r1037",
      "r1043",
      "r1292",
      "r1299",
      "r1352",
      "r1379",
      "r1380",
      "r1381",
      "r1382",
      "r1383"
     ]
    },
    "us-gaap_RealEstateMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RealEstateMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Real Estate",
        "label": "Real Estate [Member]",
        "documentation": "Property consisting of land, land improvement and buildings."
       }
      }
     },
     "auth_ref": [
      "r1302"
     ]
    },
    "us-gaap_ReceivablesAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ReceivablesAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Receivables [Abstract]",
        "label": "Receivables [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_RecoveryOfErrCompDisclosureLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "RecoveryOfErrCompDisclosureLineItems",
     "lang": {
      "en-us": {
       "role": {
        "label": "Recovery of Erroneously Awarded Compensation Disclosure [Line Items]"
       }
      }
     },
     "auth_ref": [
      "r1074",
      "r1085",
      "r1095",
      "r1128"
     ]
    },
    "hbnc_RedemptionOfCashValueOfLifeInsuranceNotSettled": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RedemptionOfCashValueOfLifeInsuranceNotSettled",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Redemption of cash value of life insurance, not settled",
        "label": "Redemption of Cash Value of Life Insurance, Not Settled",
        "documentation": "Redemption of Cash Value of Life Insurance, Not Settled"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Regulatory Capital Requirements under Banking Regulations [Abstract]",
        "documentation": "Regulatory Capital Requirements under Banking Regulations"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapital"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Regulatory Capital",
        "label": "Regulatory Capital Requirements under Banking Regulations [Text Block]",
        "documentation": "The entire disclosure for regulatory capital requirement for depository and lending institutions. Institutions include, but not are not limited to, finance company, insured depository institution, bank holding company, savings and loan association holding company, bank and savings institution not federally insured, mortgage company, foreign financial institution and credit union."
       }
      }
     },
     "auth_ref": [
      "r816",
      "r817",
      "r818",
      "r820",
      "r821",
      "r822",
      "r824",
      "r825"
     ]
    },
    "us-gaap_RelatedPartyDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RelatedPartyDomain",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Related Party [Domain]",
        "label": "Related and Nonrelated Parties [Domain]",
        "documentation": "Related and nonrelated parties. Related party includes, but is not limited to, affiliate, other entity for which investment is accounted for under equity method, trust for benefit of employee, principal owner, management, and member of immediate family, and other party that may be prevented from pursuing separate interests because of control, significant influence, or ownership interest."
       }
      }
     },
     "auth_ref": [
      "r400",
      "r593",
      "r757",
      "r758",
      "r832",
      "r840",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r915",
      "r917",
      "r942"
     ]
    },
    "us-gaap_RelatedPartyMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RelatedPartyMember",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Related Party",
        "label": "Related Party [Member]",
        "documentation": "Party related to reporting entity. Includes, but is not limited to, affiliate, entity for which investment is accounted for by equity method, trust for benefit of employees, and principal owner, management, and members of immediate family."
       }
      }
     },
     "auth_ref": [
      "r319",
      "r320",
      "r757",
      "r758",
      "r759",
      "r760",
      "r832",
      "r840",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r915",
      "r917",
      "r942"
     ]
    },
    "us-gaap_RelatedPartyTransactionsByRelatedPartyAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RelatedPartyTransactionsByRelatedPartyAxis",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Related Party [Axis]",
        "label": "Related and Nonrelated Parties [Axis]",
        "documentation": "Information by related and nonrelated parties. Related party includes, but is not limited to, affiliate, other entity for which investment is accounted for under equity method, trust for benefit of employee, principal owner, management, and member of immediate family, and other party that may be prevented from pursuing separate interests because of control, significant influence, or ownership interest."
       }
      }
     },
     "auth_ref": [
      "r400",
      "r593",
      "r757",
      "r758",
      "r832",
      "r840",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r915",
      "r917",
      "r942",
      "r1375"
     ]
    },
    "us-gaap_RepaymentsOfOtherDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RepaymentsOfOtherDebt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Repayment of borrowings",
        "label": "Repayments of Other Debt",
        "documentation": "Amount of cash outflow for the payment of debt classified as other."
       }
      }
     },
     "auth_ref": [
      "r130"
     ]
    },
    "us-gaap_RepaymentsOfSubordinatedDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RepaymentsOfSubordinatedDebt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 4.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInFinancingActivities",
       "weight": -1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Repayment of subordinated notes",
        "negatedNetLabel": "Repayment of subordinated notes",
        "label": "Repayments of Subordinated Debt",
        "documentation": "The cash outflow from the repayment of long-term borrowing where a lender is placed in a lien position behind debt having a higher priority of repayment (senior) in case of liquidation of the entity's assets or underlying collateral."
       }
      }
     },
     "auth_ref": [
      "r130"
     ]
    },
    "hbnc_RepossessedAssetsPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RepossessedAssetsPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repossessed Assets",
        "label": "Repossessed Assets, Policy [Policy Text Block]",
        "documentation": "Repossessed Assets, Policy"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_RepurchaseAgreementsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RepurchaseAgreementsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repurchase Agreements",
        "label": "Repurchase Agreements [Text Block]",
        "documentation": "Repurchase agreements."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ResidentialConstructionLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ResidentialConstructionLoanMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential construction",
        "label": "Residential Construction Loan [Member]",
        "documentation": "Residential Construction Loan [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ResidentialConstructionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ResidentialConstructionMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential construction",
        "label": "Residential Construction [Member]",
        "documentation": "Residential construction."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ResidentialMortgageAndMortgageWarehousingLoansMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ResidentialMortgageAndMortgageWarehousingLoansMember",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential Mortgage And Mortgage Warehousing Loans",
        "label": "Residential Mortgage And Mortgage Warehousing Loans [Member]",
        "documentation": "Residential Mortgage And Mortgage Warehousing Loans"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ResidentialMortgageLoanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ResidentialMortgageLoanMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails",
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential mortgage",
        "label": "Residential Mortgage Loan [Member]",
        "documentation": "Residential Mortgage Loan [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ResidentialSpecHomesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ResidentialSpecHomesMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails",
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails",
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Residential spec homes",
        "label": "Residential Spec Homes [Member]",
        "documentation": "Residential Spec Homes."
       }
      }
     },
     "auth_ref": []
    },
    "srt_RestatementAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "RestatementAxis",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revision of Prior Period [Axis]",
        "label": "Revision of Prior Period [Axis]",
        "documentation": "Information by adjustment to previously issued financial statements. Includes, but is not limited to, adjustment for retrospective application of amendment to accounting standards, other change in accounting principle, correction of error, and other revision."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r269",
      "r331",
      "r332",
      "r333",
      "r334",
      "r335",
      "r336",
      "r337",
      "r338",
      "r339",
      "r342",
      "r343",
      "r344",
      "r345",
      "r346",
      "r347",
      "r366",
      "r450",
      "r451",
      "r676",
      "r677",
      "r678",
      "r679",
      "r680",
      "r681",
      "r706",
      "r707",
      "r708",
      "r709",
      "r750",
      "r752",
      "r755",
      "r756",
      "r859",
      "r860",
      "r861",
      "r862",
      "r863",
      "r864",
      "r865",
      "r866",
      "r867",
      "r868",
      "r870",
      "r1229"
     ]
    },
    "ecd_RestatementDateAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "RestatementDateAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restatement Determination Date:",
        "label": "Restatement Determination Date [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1075",
      "r1086",
      "r1096",
      "r1129"
     ]
    },
    "ecd_RestatementDeterminationDate": {
     "xbrltype": "dateItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "RestatementDeterminationDate",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restatement Determination Date",
        "label": "Restatement Determination Date"
       }
      }
     },
     "auth_ref": [
      "r1076",
      "r1087",
      "r1097",
      "r1130"
     ]
    },
    "ecd_RestatementDoesNotRequireRecoveryTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "RestatementDoesNotRequireRecoveryTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restatement does not require Recovery",
        "label": "Restatement Does Not Require Recovery [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1083",
      "r1094",
      "r1104",
      "r1137"
     ]
    },
    "srt_RestatementDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "RestatementDomain",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revision of Prior Period [Domain]",
        "label": "Revision of Prior Period [Domain]",
        "documentation": "Adjustment to previously issued financial statements. Includes, but is not limited to, adjustment for retrospective application of amendment to accounting standards, other change in accounting principle, correction of error, and other revision."
       }
      }
     },
     "auth_ref": [
      "r265",
      "r269",
      "r331",
      "r332",
      "r333",
      "r334",
      "r335",
      "r336",
      "r337",
      "r338",
      "r339",
      "r342",
      "r343",
      "r344",
      "r345",
      "r346",
      "r347",
      "r366",
      "r450",
      "r451",
      "r676",
      "r677",
      "r678",
      "r679",
      "r680",
      "r681",
      "r706",
      "r707",
      "r708",
      "r709",
      "r750",
      "r752",
      "r755",
      "r756",
      "r859",
      "r860",
      "r861",
      "r862",
      "r863",
      "r864",
      "r865",
      "r866",
      "r867",
      "r868",
      "r870",
      "r1229"
     ]
    },
    "us-gaap_RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RestrictedCashAndCashEquivalentsCashAndCashEquivalentsMember",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofDepositsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Cash and Cash Equivalents [Domain]",
        "label": "Cash and Cash Equivalents [Domain]",
        "documentation": "Type of cash and cash equivalent. Cash is currency on hand as well as demand deposits with banks or financial institutions. Includes other kinds of accounts that have the general characteristics of demand deposits. Also includes short-term, highly liquid investments that are both readily convertible to known amounts of cash and so near their maturity that they present insignificant risk of changes in value because of changes in interest rates."
       }
      }
     },
     "auth_ref": [
      "r271"
     ]
    },
    "hbnc_RestrictedStockAndPerformanceSharesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RestrictedStockAndPerformanceSharesMember",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restricted and Performance Shares",
        "label": "Restricted Stock And Performance Shares [Member]",
        "documentation": "Restricted Stock And Performance Shares [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_RestrictedStockMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RestrictedStockMember",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Restricted stock",
        "label": "Restricted Stock [Member]",
        "documentation": "Stock including a provision that prohibits sale or substantive sale of an equity instrument for a specified period of time or until specified performance conditions are met."
       }
      }
     },
     "auth_ref": [
      "r47"
     ]
    },
    "hbnc_RetailDepositMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "RetailDepositMember",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Retail",
        "label": "Retail Deposit [Member]",
        "documentation": "Retail deposit."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_RetainedEarningsAccumulatedDeficit": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RetainedEarningsAccumulatedDeficit",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_StockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Retained earnings",
        "label": "Retained Earnings (Accumulated Deficit)",
        "documentation": "Amount of accumulated undistributed earnings (deficit)."
       }
      }
     },
     "auth_ref": [
      "r114",
      "r145",
      "r838",
      "r863",
      "r868",
      "r874",
      "r899",
      "r1035"
     ]
    },
    "us-gaap_RetainedEarningsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RetainedEarningsMember",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Retained Earnings",
        "label": "Retained Earnings [Member]",
        "documentation": "Accumulated undistributed earnings (deficit)."
       }
      }
     },
     "auth_ref": [
      "r268",
      "r331",
      "r332",
      "r333",
      "r335",
      "r341",
      "r344",
      "r346",
      "r449",
      "r452",
      "r514",
      "r668",
      "r669",
      "r675",
      "r676",
      "r677",
      "r679",
      "r680",
      "r681",
      "r698",
      "r700",
      "r701",
      "r703",
      "r707",
      "r751",
      "r753",
      "r859",
      "r861",
      "r878",
      "r1405"
     ]
    },
    "us-gaap_RevenueRecognitionPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "RevenueRecognitionPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Revenue Recognition",
        "label": "Revenue [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for revenue. Includes revenue from contract with customer and from other sources."
       }
      }
     },
     "auth_ref": [
      "r920",
      "r972",
      "r979"
     ]
    },
    "ecd_Rule10b51ArrAdoptedFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "Rule10b51ArrAdoptedFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 10b5-1 Arrangement Adopted",
        "label": "Rule 10b5-1 Arrangement Adopted [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "ecd_Rule10b51ArrTrmntdFlag": {
     "xbrltype": "booleanItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "Rule10b51ArrTrmntdFlag",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Rule 10b5-1 Arrangement Terminated",
        "label": "Rule 10b5-1 Arrangement Terminated [Flag]"
       }
      }
     },
     "auth_ref": [
      "r1146"
     ]
    },
    "hbnc_SatisfactoryPassMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SatisfactoryPassMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Satisfactory Pass",
        "label": "Satisfactory Pass [Member]",
        "documentation": "Satisfactory Pass."
       }
      }
     },
     "auth_ref": []
    },
    "srt_ScenarioPreviouslyReportedMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ScenarioPreviouslyReportedMember",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Consolidated (As Reported)",
        "label": "Previously Reported [Member]",
        "documentation": "Represents amount as previously reported before adjustment for retrospective application of amendment to accounting standards, other change in accounting principle, correction of error, and other revision."
       }
      }
     },
     "auth_ref": [
      "r269",
      "r331",
      "r333",
      "r334",
      "r335",
      "r336",
      "r337",
      "r346",
      "r366",
      "r676",
      "r678",
      "r679",
      "r680",
      "r681",
      "r706",
      "r707",
      "r708",
      "r750",
      "r752",
      "r859",
      "r860",
      "r861",
      "r862",
      "r863",
      "r864",
      "r865",
      "r866",
      "r867",
      "r868",
      "r870",
      "r1173",
      "r1175",
      "r1176",
      "r1177",
      "r1220",
      "r1229",
      "r1265",
      "r1266",
      "r1347",
      "r1370",
      "r1371"
     ]
    },
    "hbnc_ScheduleOfAccountingPoliciesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfAccountingPoliciesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Accounting Policies [Line Items]",
        "label": "Schedule Of Accounting Policies [Line Items]",
        "documentation": "Schedule Of Accounting Policies [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ScheduleOfAccountingPoliciesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfAccountingPoliciesTable",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Accounting Policies [Table]",
        "label": "Schedule Of Accounting Policies [Table]",
        "documentation": "Schedule Of Accounting Policies [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfAccountsNotesLoansAndFinancingReceivableTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfAccountsNotesLoansAndFinancingReceivableTable",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansOutstandingbyPortfolioClassDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Accounts and Financing Receivables [Table]",
        "label": "Accounts and Financing Receivables [Table]",
        "documentation": "Disclosure of information about accounts and financing receivables. Includes, but is not limited to, amount of receivable and allowance for credit loss."
       }
      }
     },
     "auth_ref": [
      "r112",
      "r118",
      "r401",
      "r1240"
     ]
    },
    "us-gaap_ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Components of Accumulated Other Comprehensive Loss",
        "label": "Schedule of Accumulated Other Comprehensive Income (Loss) [Table Text Block]",
        "documentation": "Tabular disclosure of the components of accumulated other comprehensive income (loss)."
       }
      }
     },
     "auth_ref": [
      "r32",
      "r1365",
      "r1366"
     ]
    },
    "us-gaap_ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfAssetsSoldUnderAgreementsToRepurchaseTable",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Asset Sold under Agreement to Repurchase [Table]",
        "label": "Asset Sold under Agreement to Repurchase [Table]",
        "documentation": "Disclosure of information about security and other asset sold under repurchase agreement that exceeds 10 percent of stockholders' equity by counterparty or group of counterparties by maturity of overnight, up to 30, 30 to 90, and over 90 days, and demand. Includes, but is not limited to, type of security and asset sold under repurchase agreement, carrying amount and market value of asset sold under repurchase agreement, repurchase liability, and interest rate."
       }
      }
     },
     "auth_ref": [
      "r328",
      "r782"
     ]
    },
    "us-gaap_ScheduleOfAvailableForSaleSecuritiesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfAvailableForSaleSecuritiesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Available-for-sale Securities [Line Items]",
        "label": "Debt Securities, Available-for-Sale [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r414",
      "r415",
      "r416",
      "r417",
      "r418",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425"
     ]
    },
    "us-gaap_ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss)",
        "label": "Schedule of Cash Flow Hedges Included in Accumulated Other Comprehensive Income (Loss) [Table Text Block]",
        "documentation": "Tabular disclosure of gain (loss) on derivative and nonderivative instruments designated and qualifying as cash flow hedge recorded in accumulated other comprehensive income (AOCI) and reclassified into earnings."
       }
      }
     },
     "auth_ref": [
      "r166"
     ]
    },
    "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTable",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Banking Regulation, Regulatory Capital Requirement, Compliance [Table]",
        "label": "Banking Regulation, Regulatory Capital Requirement, Compliance [Table]",
        "documentation": "Disclosure of information about compliance with regulatory capital requirement. Includes, but is not limited to, required and actual ratios and amount of regulatory capital."
       }
      }
     },
     "auth_ref": [
      "r1392",
      "r1393"
     ]
    },
    "us-gaap_ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Regulatory Capital Requirement",
        "label": "Schedule of Compliance with Regulatory Capital Requirements under Banking Regulations [Table Text Block]",
        "documentation": "Tabular disclosure of the capital amounts and ratios as of the balance sheet date, indicating whether the entity or entities are in compliance with regulatory capital requirements, by entity."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "srt_ScheduleOfCondensedBalanceSheetTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ScheduleOfCondensedBalanceSheetTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Balance Sheets",
        "label": "Condensed Balance Sheet [Table Text Block]",
        "documentation": "Tabular disclosure of condensed balance sheet, including, but not limited to, balance sheets of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1191",
      "r1216"
     ]
    },
    "srt_ScheduleOfCondensedCashFlowStatementTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ScheduleOfCondensedCashFlowStatementTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Statements of Cash Flows",
        "label": "Condensed Cash Flow Statement [Table Text Block]",
        "documentation": "Tabular disclosure of condensed cash flow statement, including, but not limited to, cash flow statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1191",
      "r1216"
     ]
    },
    "srt_ScheduleOfCondensedIncomeStatementTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "ScheduleOfCondensedIncomeStatementTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Condensed Statements of Income",
        "label": "Condensed Income Statement [Table Text Block]",
        "documentation": "Tabular disclosure of condensed income statement, including, but not limited to, income statements of consolidated entities and consolidation eliminations."
       }
      }
     },
     "auth_ref": [
      "r1191",
      "r1216"
     ]
    },
    "us-gaap_ScheduleOfDebtInstrumentsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDebtInstrumentsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Borrowings",
        "label": "Schedule of Long-Term Debt Instruments [Table Text Block]",
        "documentation": "Tabular disclosure of long-debt instruments or arrangements, including identification, terms, features, collateral requirements and other information necessary to a fair presentation. These are debt arrangements that originally required repayment more than twelve months after issuance or greater than the normal operating cycle of the entity, if longer."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r59",
      "r60",
      "r94",
      "r143",
      "r144",
      "r1007",
      "r1009",
      "r1216",
      "r1368"
     ]
    },
    "us-gaap_ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Reconciliation of Deferred Tax Assets &amp; Liabilities",
        "label": "Schedule of Deferred Tax Assets and Liabilities [Table Text Block]",
        "documentation": "Tabular disclosure of the components of net deferred tax asset or liability recognized in an entity's statement of financial position, including the following: the total of all deferred tax liabilities, the total of all deferred tax assets, the total valuation allowance recognized for deferred tax assets."
       }
      }
     },
     "auth_ref": [
      "r1335"
     ]
    },
    "us-gaap_ScheduleOfDefinedBenefitPlansDisclosuresTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDefinedBenefitPlansDisclosuresTable",
     "presentation": [
      "http://accesshorizon.com/role/EmployeeBenefitPlansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Defined Benefit Plan [Table]",
        "label": "Defined Benefit Plan [Table]",
        "documentation": "Disclosure of information about individual defined benefit pension plan or other postretirement defined benefit plan. It may be appropriate to group certain similar plans. Also includes schedule for fair value of plan assets by major categories of plan assets by the level within the fair value hierarchy in which the fair value measurements in their entirety fall, segregating fair value measurements using quoted prices in active markets for identical assets or liabilities (Level 1), Significant other observable inputs (Level 2), and significant unobservable inputs (Level 3)."
       }
      }
     },
     "auth_ref": [
      "r14",
      "r62",
      "r63",
      "r64",
      "r65"
     ]
    },
    "us-gaap_ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Effect of Derivative Instruments on Consolidated Statement of Income Derivative in Fair Value Hedging Relationship",
        "label": "Derivative Instruments, Gain (Loss) [Table Text Block]",
        "documentation": "Tabular disclosure of the location and amount of derivative instruments and nonderivative instruments designated as hedging instruments reported before netting adjustments, and the amount of gain (loss) on derivative instruments and nonderivative instruments designated and qualified as hedging instruments."
       }
      }
     },
     "auth_ref": [
      "r78",
      "r80",
      "r692"
     ]
    },
    "us-gaap_ScheduleOfDerivativeInstrumentsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDerivativeInstrumentsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Derivative Instruments",
        "label": "Schedule of Derivative Instruments [Table Text Block]",
        "documentation": "Tabular disclosure of pertinent information about a derivative or group of derivatives on a disaggregated basis, such as for individual instruments, or small groups of similar instruments. May include a combination of the type of instrument, risks being hedged, notional amount, hedge designation, related hedged item, inception date, maturity date, or other relevant item."
       }
      }
     },
     "auth_ref": [
      "r21",
      "r70",
      "r71",
      "r72",
      "r75",
      "r79",
      "r80",
      "r82",
      "r84"
     ]
    },
    "us-gaap_ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DerivativeFinancialInstrumentsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Fair Value of Derivative Financial Instruments",
        "label": "Schedule of Derivatives Instruments Statements of Financial Performance and Financial Position, Location [Table Text Block]",
        "documentation": "Tabular disclosure of derivative instruments (including nonderivative instruments that are designated and qualify as hedging instruments) of (a) the location and amount of gains and losses reported in the statement of financial performance and (b) the location and fair value amounts of the instruments reported in the statement of financial position."
       }
      }
     },
     "auth_ref": [
      "r76"
     ]
    },
    "us-gaap_ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Computation of Basic and Diluted Earnings Per Share",
        "label": "Schedule of Earnings Per Share, Basic and Diluted [Table Text Block]",
        "documentation": "Tabular disclosure of an entity's basic and diluted earnings per share calculations, including a reconciliation of numerators and denominators of the basic and diluted per-share computations for income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r1222"
     ]
    },
    "hbnc_ScheduleOfEarningsPerShareLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfEarningsPerShareLineItems",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Earnings Per Share [Line Items]",
        "label": "Schedule Of Earnings Per Share [Line Items]",
        "documentation": "Schedule of earnings per share."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ScheduleOfEarningsPerShareTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfEarningsPerShareTable",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Earnings Per Share [Table]",
        "label": "Schedule Of Earnings Per Share [Table]",
        "documentation": "Schedule of Earnings Per Share [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Reconciliation of Income Taxes",
        "label": "Schedule of Effective Income Tax Rate Reconciliation [Table Text Block]",
        "documentation": "Tabular disclosure of the reconciliation using percentage or dollar amounts of the reported amount of income tax expense attributable to continuing operations for the year to the amount of income tax expense that would result from applying domestic federal statutory tax rates to pretax income from continuing operations."
       }
      }
     },
     "auth_ref": [
      "r648",
      "r1019",
      "r1332"
     ]
    },
    "us-gaap_ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfEmployeeStockOwnershipPlanESOPDisclosuresTable",
     "presentation": [
      "http://accesshorizon.com/role/SupplementalExecutiveRetirementPlanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Employee Stock Ownership Plan (ESOP) [Table]",
        "label": "Employee Stock Ownership Plan (ESOP) [Table]",
        "documentation": "Disclosure of information about employee stock ownership plan (ESOP) by plan."
       }
      }
     },
     "auth_ref": [
      "r67"
     ]
    },
    "us-gaap_ScheduleOfFairValueOffBalanceSheetRisksTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFairValueOffBalanceSheetRisksTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesTables",
      "http://accesshorizon.com/role/OffBalanceSheetArrangementsCommitmentsandContingenciesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Fair Value, off-Balance-Sheet Risks",
        "label": "Schedule of Fair Value, off-Balance-Sheet Risks [Table Text Block]",
        "documentation": "Tabular disclosure of the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined) which are not recognized in the financial statements (off-balance sheet) because they fail to meet some other criterion for recognition."
       }
      }
     },
     "auth_ref": [
      "r88",
      "r167"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivableAllowanceForCreditLossesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFinancingReceivableAllowanceForCreditLossesTable",
     "presentation": [
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesFinancialInstrumentswithOffBalanceSheetRiskDetails",
      "http://accesshorizon.com/role/AllowanceforCreditandLoanLossesScheduleofAllowanceforCreditLossesDetails",
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Allowance for Credit Loss [Table]",
        "label": "Financing Receivable, Allowance for Credit Loss [Table]",
        "documentation": "Disclosure of information about allowance for credit loss on financing receivable."
       }
      }
     },
     "auth_ref": [
      "r255",
      "r1268"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFinancingReceivableRecordedInvestmentCreditQualityIndicatorTable",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Credit Quality Indicator [Table]",
        "label": "Financing Receivable, Credit Quality Indicator [Table]",
        "documentation": "Disclosure of information about credit quality indicator for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r214",
      "r1001",
      "r1270"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFinancingReceivableTroubledDebtRestructuringsTable",
     "presentation": [
      "http://accesshorizon.com/role/LoansAdditionalInformationDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansDetails",
      "http://accesshorizon.com/role/LoansModifiedLoansPastDueDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Troubled Debt Restructuring [Table]",
        "label": "Financing Receivable, Modified [Table]",
        "documentation": "Disclosure of information about financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r216",
      "r217",
      "r405",
      "r406",
      "r994"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Non-accrual, Loans Past Due Over 90 Days Still on Accrual, and Troubled Debt Restructured (\"TDRs\") by Class of Loans",
        "label": "Financing Receivable, Nonaccrual [Table Text Block]",
        "documentation": "Tabular disclosure of financing receivable on nonaccrual status."
       }
      }
     },
     "auth_ref": [
      "r219",
      "r464"
     ]
    },
    "us-gaap_ScheduleOfFinancingReceivablesPastDueTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFinancingReceivablesPastDueTable",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofNonaccrualLoansPastDueOver90DaysStillonAccrualandTroubledDebtRestructuredTDRsbyClassofLoansDetails",
      "http://accesshorizon.com/role/LoansScheduleofPaymentStatusbyClassofLoanDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Past Due [Table]",
        "label": "Financing Receivable, Past Due [Table]",
        "documentation": "Disclosure of information about aging analysis for financing receivable."
       }
      }
     },
     "auth_ref": [
      "r1002",
      "r1269"
     ]
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTable",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails",
      "http://accesshorizon.com/role/GoodwillScheduleofAmortizableIntangibleAssetsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Intangible Asset, Finite-Lived [Table]",
        "label": "Intangible Asset, Finite-Lived [Table]",
        "documentation": "Disclosure of information about finite-lived intangible asset. Excludes indefinite-lived intangible asset."
       }
      }
     },
     "auth_ref": [
      "r502",
      "r508",
      "r511",
      "r512",
      "r513",
      "r804",
      "r971",
      "r1005"
     ]
    },
    "us-gaap_ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Finite-Lived Intangible Assets",
        "label": "Schedule of Finite-Lived Intangible Assets [Table Text Block]",
        "documentation": "Tabular disclosure of assets, excluding financial assets and goodwill, lacking physical substance with a finite life, by either major class or business segment."
       }
      }
     },
     "auth_ref": [
      "r1005",
      "r1282"
     ]
    },
    "us-gaap_ScheduleOfHeldToMaturitySecuritiesLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfHeldToMaturitySecuritiesLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Held-to-Maturity Securities [Line Items]",
        "label": "Schedule of Held-to-Maturity Securities [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r442",
      "r443"
     ]
    },
    "us-gaap_ScheduleOfHeldToMaturitySecuritiesTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfHeldToMaturitySecuritiesTable",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Debt Securities, Held-to-Maturity [Table]",
        "label": "Debt Securities, Held-to-Maturity [Table]",
        "documentation": "Disclosure of information about investment in debt security measured at amortized cost (held-to-maturity)."
       }
      }
     },
     "auth_ref": [
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r442",
      "r443"
     ]
    },
    "us-gaap_ScheduleOfMaturitiesOfLongTermDebtTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfMaturitiesOfLongTermDebtTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Contractual Maturities",
        "label": "Schedule of Maturities of Long-Term Debt [Table Text Block]",
        "documentation": "Tabular disclosure of maturity and sinking fund requirement for long-term debt."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_ScheduleOfNonvestedShareActivityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfNonvestedShareActivityTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Status of Non-vested, Restricted and Performance Shares",
        "label": "Schedule of Nonvested Share Activity [Table Text Block]",
        "documentation": "Tabular disclosure of the changes in outstanding nonvested shares."
       }
      }
     },
     "auth_ref": [
      "r154"
     ]
    },
    "us-gaap_ScheduleOfPropertyPlantAndEquipmentTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfPropertyPlantAndEquipmentTable",
     "presentation": [
      "http://accesshorizon.com/role/PremisesandEquipmentDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Property, Plant and Equipment [Table]",
        "label": "Property, Plant and Equipment [Table]",
        "documentation": "Disclosure of information about physical assets used in the normal conduct of business and not intended for resale. Includes, but is not limited to, balances by class of assets, depreciation and depletion expense and method used, including composite depreciation, and accumulated deprecation."
       }
      }
     },
     "auth_ref": [
      "r12",
      "r754"
     ]
    },
    "us-gaap_ScheduleOfRealizedGainLossTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfRealizedGainLossTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SecuritiesTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Sales of Securities Available for Sale",
        "label": "Schedule of Realized Gain (Loss) [Table Text Block]",
        "documentation": "Tabular disclosure of the proceeds from sales of available-for-sale securities and the gross realized gains and gross realized losses that have been included in earnings as a result of those sales."
       }
      }
     },
     "auth_ref": [
      "r1260"
     ]
    },
    "us-gaap_ScheduleOfRepurchaseAgreements": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfRepurchaseAgreements",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Repurchase Agreements Accounted as Secured Borrowings",
        "label": "Schedule of Repurchase Agreements [Table Text Block]",
        "documentation": "The entire disclosure for repurchase agreements."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfShareBasedCompensationArrangementsByShareBasedPaymentAwardTable",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Share-based Compensation Arrangements by Share-based Payment Award [Table]",
        "label": "Schedule of Share-Based Compensation Arrangements by Share-Based Payment Award [Table]",
        "documentation": "Disclosure of information about share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r596",
      "r597",
      "r600",
      "r601",
      "r602",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628"
     ]
    },
    "us-gaap_ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Option Activity under 2013 Plan",
        "label": "Share-Based Payment Arrangement, Option, Activity [Table Text Block]",
        "documentation": "Tabular disclosure for stock option plans. Includes, but is not limited to, outstanding awards at beginning and end of year, grants, exercises, forfeitures, and weighted-average grant date fair value."
       }
      }
     },
     "auth_ref": [
      "r22",
      "r23",
      "r151"
     ]
    },
    "us-gaap_ScheduleOfShortTermDebtTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleOfShortTermDebtTable",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Federal Home Loan Bank, Advances, Option [Axis]",
        "label": "Short-Term Debt [Table]",
        "documentation": "Disclosure of information about short-term debt arrangement. Includes, but is not limited to, description of arrangement, lender, repayment term, weighted-average interest rate, borrowed amount, and description and amount of refinancing of short-term obligation when obligation is excluded from current liability."
       }
      }
     },
     "auth_ref": [
      "r99"
     ]
    },
    "hbnc_ScheduleOfStockBasedCompensationLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfStockBasedCompensationLineItems",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Stock Based Compensation [Line Items]",
        "label": "Schedule Of Stock Based Compensation [Line Items]",
        "documentation": "Schedule Of Stock Based Compensation [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ScheduleOfStockBasedCompensationTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfStockBasedCompensationTable",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Stock Based Compensation [Table]",
        "label": "Schedule Of Stock Based Compensation [Table]",
        "documentation": "Schedule Of Stock Based Compensation [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ScheduleOfStockOptionActivityLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfStockOptionActivityLineItems",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Stock Option Activity [Line Items]",
        "label": "Schedule Of Stock Option Activity [Line Items]",
        "documentation": "Schedule Of Stock Option Activity [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_ScheduleOfStockOptionActivityTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ScheduleOfStockOptionActivityTable",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule Of Stock Option Activity [Table]",
        "label": "Schedule Of Stock Option Activity [Table]",
        "documentation": "Schedule Of Stock Option Activity [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/GoodwillTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Estimated Amortization",
        "label": "Schedule of Finite-Lived Intangible Assets, Future Amortization Expense [Table Text Block]",
        "documentation": "Tabular disclosure of the amount of amortization expense expected to be recorded in succeeding fiscal years for finite-lived intangible assets."
       }
      }
     },
     "auth_ref": [
      "r1005",
      "r1284"
     ]
    },
    "us-gaap_SecuredDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuredDebt",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March\u00a028, 2043",
        "label": "Secured Debt",
        "documentation": "Carrying value as of the balance sheet date, including the current and noncurrent portions, of collateralized debt obligations (with maturities initially due after one year or beyond the operating cycle, if longer). Such obligations include mortgage loans, chattel loans, and any other borrowings secured by assets of the borrower."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r179",
      "r1395"
     ]
    },
    "us-gaap_SecuredDebtMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuredDebtMember",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Secured Debt",
        "label": "Secured Debt [Member]",
        "documentation": "Collateralized debt obligation backed by, for example, but not limited to, pledge, mortgage or other lien on the entity's assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SecuredDebtRepurchaseAgreements": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuredDebtRepurchaseAgreements",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total borrowings",
        "label": "Secured Debt, Repurchase Agreements",
        "documentation": "Carrying value, as of the balance sheet date, of securities sold under agreements to repurchase where the transferor maintains effective control over the assets, accounting for them as secured debt."
       }
      }
     },
     "auth_ref": [
      "r779"
     ]
    },
    "us-gaap_SecuritiesHeldAsCollateralAtFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuritiesHeldAsCollateralAtFairValue",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofCollateralPledgedLoansDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities Held as Collateral, at Fair Value",
        "label": "Securities Held as Collateral, at Fair Value",
        "documentation": "The carrying amount (fair value) as of the balance sheet date of securities held that had been pledged by counterparties under financing and lending arrangements, pursuant to which the entity has the right by agreement or custom to sell or re-pledge such securities."
       }
      }
     },
     "auth_ref": [
      "r53"
     ]
    },
    "us-gaap_SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities loaned, gross including not subject to master netting arrangement",
        "label": "Securities Loaned, Gross Including Not Subject to Master Netting Arrangement",
        "documentation": "Amount, before effects of master netting arrangements, of securities loaned to entities in exchange for collateral. Includes liabilities not subject to a master netting arrangement and elected not to be offset."
       }
      }
     },
     "auth_ref": [
      "r280"
     ]
    },
    "hbnc_SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings",
        "label": "Securities Purchased under Agreements to Resell and Securities Sold Under Agreements to Repurchase [Policy Text Block]",
        "documentation": "Securities Purchased under Agreements to Resell and Securities Sold Under Agreements to Repurchase"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SecuritiesSoldUnderAgreementsToRepurchase": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuritiesSoldUnderAgreementsToRepurchase",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails": {
       "parentTag": "us-gaap_LongTermDebt",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsScheduleofBorrowingsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous",
        "label": "Securities Sold under Agreements to Repurchase",
        "documentation": "Amount, after the effects of master netting arrangements, of funds outstanding borrowed in the form of a security repurchase agreement between the entity and another party for the sale and repurchase of identical or substantially the same securities at a date certain for a specified price. Includes liabilities not subject to a master netting arrangement and not elected to be offset."
       }
      }
     },
     "auth_ref": [
      "r173",
      "r281",
      "r283",
      "r321",
      "r326",
      "r943",
      "r944",
      "r946",
      "r961"
     ]
    },
    "dei_Security12bTitle": {
     "xbrltype": "securityTitleItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "Security12bTitle",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title of 12(b) Security",
        "label": "Title of 12(b) Security",
        "documentation": "Title of a 12(b) registered security."
       }
      }
     },
     "auth_ref": [
      "r1056"
     ]
    },
    "dei_SecurityExchangeName": {
     "xbrltype": "edgarExchangeCodeItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "SecurityExchangeName",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Security Exchange Name",
        "label": "Security Exchange Name",
        "documentation": "Name of the Exchange on which a security is registered."
       }
      }
     },
     "auth_ref": [
      "r1059"
     ]
    },
    "us-gaap_SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Repurchase Agreements subject to offsetting arrangements",
        "label": "Security Sold under Agreement to Repurchase, Subject to Master Netting Arrangement, after Offset and Deduction",
        "documentation": "Amount, after effect of master netting arrangement and deduction of obligation to return financial collateral not offset and financial instrument subject to master netting arrangement not offset, of fund outstanding borrowed in form of security repurchase agreement for sale and repurchase of identical or substantially same security at date certain for specified price. Excludes security sold under agreement to repurchase not subject to master netting arrangement or similar agreement."
       }
      }
     },
     "auth_ref": [
      "r282",
      "r976"
     ]
    },
    "us-gaap_SegmentReportingAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SegmentReportingAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Segment Reporting [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SegmentReportingDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SegmentReportingDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SegmentReporting"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Segment Reporting",
        "label": "Segment Reporting Disclosure [Text Block]",
        "documentation": "The entire disclosure for reporting segments including data and tables. Reportable segments include those that meet any of the following quantitative thresholds a) it's reported revenue, including sales to external customers and intersegment sales or transfers is 10 percent or more of the combined revenue, internal and external, of all operating segments b) the absolute amount of its reported profit or loss is 10 percent or more of the greater, in absolute amount of 1) the combined reported profit of all operating segments that did not report a loss or 2) the combined reported loss of all operating segments that did report a loss c) its assets are 10 percent or more of the combined assets of all operating segments."
       }
      }
     },
     "auth_ref": [
      "r206",
      "r367",
      "r369",
      "r370",
      "r371",
      "r372",
      "r373",
      "r379",
      "r380",
      "r381",
      "r390",
      "r391",
      "r392",
      "r393",
      "r394",
      "r396",
      "r397",
      "r399",
      "r983",
      "r986",
      "r987",
      "r988",
      "r990",
      "r992",
      "r993"
     ]
    },
    "us-gaap_SegmentReportingPolicyPolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SegmentReportingPolicyPolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Segments",
        "label": "Segment Reporting, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for segment reporting."
       }
      }
     },
     "auth_ref": [
      "r382",
      "r383",
      "r384",
      "r385",
      "r386",
      "r387",
      "r388",
      "r395",
      "r398",
      "r984",
      "r985",
      "r991"
     ]
    },
    "hbnc_ServiceChargesOnDepositAccounts": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "ServiceChargesOnDepositAccounts",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Service charges on deposit accounts",
        "label": "Service Charges On Deposit Accounts",
        "documentation": "Service charges on deposit accounts."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ServicingAssetAtFairValueAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ServicingAssetAtFairValueAmount",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Fair value, beginning of period",
        "periodEndLabel": "Fair value, end of period",
        "label": "Servicing Asset at Fair Value, Amount",
        "documentation": "Fair value of an asset representing net future revenue from contractually specified servicing fees, late charges, and other ancillary revenues, in excess of future costs related to servicing arrangements."
       }
      }
     },
     "auth_ref": [
      "r711",
      "r712",
      "r783",
      "r784",
      "r785",
      "r787"
     ]
    },
    "us-gaap_ServicingAssetAtFairValueAmountRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ServicingAssetAtFairValueAmountRollForward",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingScheduleofOriginatedMortgageServicingRightsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Mortgage servicing rights",
        "label": "Servicing Asset at Fair Value, Amount [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ServicingAssetMeasurementInput": {
     "xbrltype": "decimalItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ServicingAssetMeasurementInput",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Servicing asset, measurement input",
        "label": "Servicing Asset, Measurement Input",
        "documentation": "Value of input used to measure servicing asset."
       }
      }
     },
     "auth_ref": [
      "r713",
      "r714",
      "r715"
     ]
    },
    "us-gaap_ShareBasedCompensation": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensation",
     "crdr": "debit",
     "calculation": {
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 4.0
      },
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows": {
       "parentTag": "us-gaap_NetCashProvidedByUsedInOperatingActivities",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedStatementsofCashFlowsDetails",
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Share based compensation",
        "terseLabel": "Share based compensation",
        "label": "Share-Based Payment Arrangement, Noncash Expense",
        "documentation": "Amount of noncash expense for share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r10"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Vesting period",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Award Vesting Period",
        "documentation": "Period over which grantee's right to exercise award under share-based payment arrangement is no longer contingent on satisfaction of service or performance condition, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents reported fact of one year, five months, and thirteen days. Includes, but is not limited to, combination of market, performance or service condition."
       }
      }
     },
     "auth_ref": [
      "r1016"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Forfeited (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeited in Period",
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that were forfeited during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r617"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forfeited (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Forfeitures, Weighted Average Grant Date Fair Value",
        "documentation": "Weighted average fair value as of the grant date of equity-based award plans other than stock (unit) option plans that were not exercised or put into effect as a result of the occurrence of a terminating event."
       }
      }
     },
     "auth_ref": [
      "r617"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Granted (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period",
        "documentation": "The number of grants made during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)."
       }
      }
     },
     "auth_ref": [
      "r615"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Granted (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Grants in Period, Weighted Average Grant Date Fair Value",
        "documentation": "The weighted average fair value at grant date for nonvested equity-based awards issued during the period on other than stock (or unit) option plans (for example, phantom stock or unit plan, stock or unit appreciation rights plan, performance target plan)."
       }
      }
     },
     "auth_ref": [
      "r615"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Non-vested, beginning of year (in shares)",
        "periodEndLabel": "Non-vested, end of year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number",
        "documentation": "The number of non-vested equity-based payment instruments, excluding stock (or unit) options, that validly exist and are outstanding as of the balance sheet date."
       }
      }
     },
     "auth_ref": [
      "r612",
      "r613"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedRollForward",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Shares",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Number of Shares [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Non-vested, beginning of year (in dollars per share)",
        "periodEndLabel": "Non-vested, end of year (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value",
        "documentation": "Per share or unit weighted-average fair value of nonvested award under share-based payment arrangement. Excludes share and unit options."
       }
      }
     },
     "auth_ref": [
      "r612",
      "r613"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValueRollForward",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted Average Grant Date Fair Value",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Nonvested, Weighted Average Grant Date Fair Value [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Vested (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period",
        "documentation": "The number of equity-based payment instruments, excluding stock (or unit) options, that vested during the reporting period."
       }
      }
     },
     "auth_ref": [
      "r616"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total fair value of shares vested",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Fair Value",
        "documentation": "Fair value of share-based awards for which the grantee gained the right by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash."
       }
      }
     },
     "auth_ref": [
      "r619"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Vested (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Equity Instruments Other than Options, Vested in Period, Weighted Average Grant Date Fair Value",
        "documentation": "The weighted average fair value as of grant date pertaining to an equity-based award plan other than a stock (or unit) option plan for which the grantee gained the right during the reporting period, by satisfying service and performance requirements, to receive or retain shares or units, other instruments, or cash in accordance with the terms of the arrangement."
       }
      }
     },
     "auth_ref": [
      "r616"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardLineItems",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Share-based Compensation Arrangement by Share-based Payment Award [Line Items]",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r596",
      "r597",
      "r600",
      "r601",
      "r602",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Non-option awards granted (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Non-Option Equity Instruments, Outstanding, Number",
        "documentation": "Number of equity instruments other than options outstanding, including both vested and non-vested instruments."
       }
      }
     },
     "auth_ref": [
      "r152",
      "r153"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Maximum common issued under the plan (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Number of Shares Authorized",
        "documentation": "Number of shares authorized for issuance under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r1017"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercisable, end of year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Number",
        "documentation": "The number of shares into which fully or partially vested stock options outstanding as of the balance sheet date can be currently converted under the option plan."
       }
      }
     },
     "auth_ref": [
      "r606"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercisable, end of year (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Exercise Price",
        "documentation": "The weighted-average price as of the balance sheet date at which grantees can acquire the shares reserved for issuance on vested portions of options outstanding and currently exercisable under the stock option plan."
       }
      }
     },
     "auth_ref": [
      "r606"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total intrinsic value of stock options exercised",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period, Intrinsic Value",
        "documentation": "Amount of accumulated difference between fair value of underlying shares on dates of exercise and exercise price on options exercised (or share units converted) into shares."
       }
      }
     },
     "auth_ref": [
      "r619"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Expired (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Expirations in Period",
        "documentation": "Number of options or other stock instruments for which the right to exercise has lapsed under the terms of the plan agreements."
       }
      }
     },
     "auth_ref": [
      "r611"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Forfeited (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Forfeitures in Period",
        "documentation": "The number of shares under options that were cancelled during the reporting period as a result of occurrence of a terminating event specified in contractual agreements pertaining to the stock option plan."
       }
      }
     },
     "auth_ref": [
      "r610"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Granted (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Grants in Period, Gross",
        "documentation": "Gross number of share options (or share units) granted during the period."
       }
      }
     },
     "auth_ref": [
      "r608"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Beginning balance, aggregate intrinsic value",
        "periodEndLabel": "Ending balance, aggregate intrinsic value",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Intrinsic Value",
        "documentation": "Amount by which the current fair value of the underlying stock exceeds the exercise price of options outstanding."
       }
      }
     },
     "auth_ref": [
      "r66"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Outstanding, beginning of year (in shares)",
        "periodEndLabel": "Outstanding, end of year (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Number",
        "documentation": "Number of options outstanding, including both vested and non-vested options."
       }
      }
     },
     "auth_ref": [
      "r604",
      "r605"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingRollForward",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Shares",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding [Roll Forward]",
        "documentation": "A roll forward is a reconciliation of a concept from the beginning of a period to the end of a period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "periodStartLabel": "Outstanding, beginning of year (in dollars per share)",
        "periodEndLabel": "Outstanding, end of year (in dollars per share)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price",
        "documentation": "Weighted average price at which grantees can acquire the shares reserved for issuance under the stock option plan."
       }
      }
     },
     "auth_ref": [
      "r604",
      "r605"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePriceRollforward",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted\u2013 Average Exercise Price",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Exercise Price [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardAwardTypeAndPlanNameDomain",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails",
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Award Type [Domain]",
        "label": "Award Type [Domain]",
        "documentation": "Award under share-based payment arrangement."
       }
      }
     },
     "auth_ref": [
      "r600",
      "r601",
      "r602",
      "r604",
      "r605",
      "r606",
      "r607",
      "r608",
      "r609",
      "r610",
      "r611",
      "r612",
      "r613",
      "r614",
      "r615",
      "r616",
      "r617",
      "r618",
      "r619",
      "r620",
      "r621",
      "r624",
      "r625",
      "r626",
      "r627",
      "r628"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercised (in dollars per share)",
        "label": "Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Exercises in Period, Weighted Average Exercise Price",
        "documentation": "Weighted average price at which option holders acquired shares when converting their stock options into shares."
       }
      }
     },
     "auth_ref": [
      "r609"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Expired (in dollars per share)",
        "label": "Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Expirations in Period, Weighted Average Exercise Price",
        "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options of the plan that expired."
       }
      }
     },
     "auth_ref": [
      "r611"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Forfeited (in dollars per share)",
        "label": "Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Forfeitures in Period, Weighted Average Exercise Price",
        "documentation": "Weighted average price at which grantees could have acquired the underlying shares with respect to stock options that were terminated."
       }
      }
     },
     "auth_ref": [
      "r610"
     ]
    },
    "us-gaap_ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Granted (in dollars per share)",
        "label": "Share-Based Compensation Arrangements by Share-Based Payment Award, Options, Grants in Period, Weighted Average Exercise Price",
        "documentation": "Weighted average per share amount at which grantees can acquire shares of common stock by exercise of options."
       }
      }
     },
     "auth_ref": [
      "r608"
     ]
    },
    "us-gaap_ShareBasedCompensationOptionAndIncentivePlansPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShareBasedCompensationOptionAndIncentivePlansPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Share-Based Compensation",
        "label": "Share-Based Payment Arrangement [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for award under share-based payment arrangement. Includes, but is not limited to, methodology and assumption used in measuring cost."
       }
      }
     },
     "auth_ref": [
      "r595",
      "r603",
      "r622",
      "r623",
      "r624",
      "r625",
      "r628",
      "r634",
      "r635",
      "r636",
      "r637"
     ]
    },
    "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercisable, aggregate intrinsic value",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Intrinsic Value",
        "documentation": "Amount of difference between fair value of the underlying shares reserved for issuance and exercise price of vested portions of options outstanding and currently exercisable."
       }
      }
     },
     "auth_ref": [
      "r66"
     ]
    },
    "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercisable, weighted average remaining contractual term",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercisable, Weighted Average Remaining Contractual Term",
        "documentation": "Weighted average remaining contractual term for vested portions of options outstanding and currently exercisable or convertible, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r66"
     ]
    },
    "us-gaap_SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2": {
     "xbrltype": "durationItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Outstanding, weighted average remaining contractual term",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Outstanding, Weighted Average Remaining Contractual Term",
        "documentation": "Weighted average remaining contractual term for option awards outstanding, in 'PnYnMnDTnHnMnS' format, for example, 'P1Y5M13D' represents the reported fact of one year, five months, and thirteen days."
       }
      }
     },
     "auth_ref": [
      "r155"
     ]
    },
    "us-gaap_ShortTermDebtLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "ShortTermDebtLineItems",
     "presentation": [
      "http://accesshorizon.com/role/BorrowingsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Short-term Debt [Line Items]",
        "label": "Short-Term Debt [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SpecialMentionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SpecialMentionMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Special Mention",
        "label": "Special Mention [Member]",
        "documentation": "A category of financing receivables considered to have potential weaknesses that deserve management's close attention. If left uncorrected, those potential weaknesses may result in a deterioration of the repayment prospects for the asset or of the creditor's position at some future date."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "us-gaap_StateAndLocalJurisdictionMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StateAndLocalJurisdictionMember",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State and Local Jurisdiction",
        "label": "State and Local Jurisdiction [Member]",
        "documentation": "Designated state or local jurisdiction entitled to levy and collect income tax."
       }
      }
     },
     "auth_ref": [
      "r646"
     ]
    },
    "us-gaap_StatementEquityComponentsAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementEquityComponentsAxis",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Equity Components [Axis]",
        "label": "Equity Components [Axis]",
        "documentation": "Information by component of equity."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r111",
      "r115",
      "r116",
      "r268",
      "r299",
      "r300",
      "r301",
      "r331",
      "r332",
      "r333",
      "r335",
      "r341",
      "r344",
      "r346",
      "r368",
      "r449",
      "r452",
      "r514",
      "r585",
      "r668",
      "r669",
      "r675",
      "r676",
      "r677",
      "r679",
      "r680",
      "r681",
      "r698",
      "r699",
      "r700",
      "r701",
      "r702",
      "r703",
      "r707",
      "r739",
      "r740",
      "r741",
      "r742",
      "r743",
      "r744",
      "r751",
      "r753",
      "r756",
      "r848",
      "r859",
      "r860",
      "r861",
      "r878",
      "r937"
     ]
    },
    "us-gaap_StatementLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementLineItems",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement [Line Items]",
        "label": "Statement [Line Items]",
        "documentation": "Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table."
       }
      }
     },
     "auth_ref": [
      "r331",
      "r332",
      "r333",
      "r368",
      "r753",
      "r803",
      "r871",
      "r879",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r898",
      "r901",
      "r902",
      "r903",
      "r904",
      "r905",
      "r906",
      "r907",
      "r908",
      "r909",
      "r911",
      "r912",
      "r913",
      "r914",
      "r915",
      "r917",
      "r920",
      "r921",
      "r923",
      "r924",
      "r925",
      "r926",
      "r927",
      "r928",
      "r929",
      "r930",
      "r931",
      "r932",
      "r933",
      "r934",
      "r937",
      "r1044"
     ]
    },
    "us-gaap_StatementOfCashFlowsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementOfCashFlowsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement of Cash Flows [Abstract]",
        "label": "Statement of Cash Flows [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementOfFinancialPositionAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementOfFinancialPositionAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement of Financial Position [Abstract]",
        "label": "Statement of Financial Position [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementOfIncomeAndComprehensiveIncomeAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementOfIncomeAndComprehensiveIncomeAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement of Comprehensive Income [Abstract]",
        "label": "Statement of Comprehensive Income [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementOfStockholdersEquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementOfStockholdersEquityAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement of Stockholders' Equity [Abstract]",
        "label": "Statement of Stockholders' Equity [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StatementTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StatementTable",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statement [Table]",
        "label": "Statement [Table]",
        "documentation": "Disclosure of information about statement of comprehensive income, income, other comprehensive income, financial position, cash flows, and shareholders' equity."
       }
      }
     },
     "auth_ref": [
      "r331",
      "r332",
      "r333",
      "r368",
      "r400",
      "r753",
      "r803",
      "r871",
      "r879",
      "r890",
      "r891",
      "r892",
      "r893",
      "r894",
      "r895",
      "r898",
      "r901",
      "r902",
      "r903",
      "r904",
      "r905",
      "r906",
      "r907",
      "r908",
      "r909",
      "r911",
      "r912",
      "r913",
      "r914",
      "r915",
      "r917",
      "r920",
      "r921",
      "r923",
      "r924",
      "r925",
      "r926",
      "r927",
      "r928",
      "r929",
      "r930",
      "r931",
      "r932",
      "r933",
      "r934",
      "r937",
      "r1044"
     ]
    },
    "srt_StatisticalDisclosureForBanksAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "StatisticalDisclosureForBanksAbstract",
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Statistical Disclosure for Banks [Abstract]",
        "label": "Statistical Disclosure for Banks [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_StkPrcOrTsrEstimationMethodTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "StkPrcOrTsrEstimationMethodTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/ErrCompDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock Price or TSR Estimation Method",
        "label": "Stock Price or TSR Estimation Method [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1078",
      "r1089",
      "r1099",
      "r1132"
     ]
    },
    "us-gaap_StockAppreciationRightsSARSMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockAppreciationRightsSARSMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock Appreciation Rights (SARs)",
        "label": "Stock Appreciation Rights (SARs) [Member]",
        "documentation": "Right to receive cash or shares equal to appreciation of predetermined number of grantor's shares during predetermined time period."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockIssuedDuringPeriodSharesStockOptionsExercised": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockIssuedDuringPeriodSharesStockOptionsExercised",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedLabel": "Exercised (in shares)",
        "label": "Share-Based Compensation Arrangement by Share-Based Payment Award, Options, Exercises in Period",
        "documentation": "Number of share options (or share units) exercised during the current period."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r110",
      "r111",
      "r145",
      "r609"
     ]
    },
    "us-gaap_StockIssuedDuringPeriodValueStockOptionsExercised": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockIssuedDuringPeriodValueStockOptionsExercised",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Exercise of stock options",
        "label": "Stock Issued During Period, Value, Stock Options Exercised",
        "documentation": "Value of stock issued as a result of the exercise of stock options."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r111",
      "r115",
      "r116",
      "r145"
     ]
    },
    "hbnc_StockIssuedDuringPeriodValueStockOptionsVested": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "StockIssuedDuringPeriodValueStockOptionsVested",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "negatedTerseLabel": "Stock awards vested",
        "label": "Stock Issued During Period, Value, Stock Options Vested",
        "documentation": "Stock Issued During Period, Value, Stock Options Vested"
       }
      }
     },
     "auth_ref": []
    },
    "srt_StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of shares authorized to be repurchased (in shares)",
        "label": "Share Repurchase Program, Authorized, Number of Shares",
        "documentation": "Number of shares authorized to be purchased under share repurchase plan. Includes, but is not limited to, repurchase of stock and unit of ownership."
       }
      }
     },
     "auth_ref": [
      "r1301"
     ]
    },
    "us-gaap_StockRepurchasedDuringPeriodShares": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockRepurchasedDuringPeriodShares",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Number of shares repurchased (in shares)",
        "label": "Stock Repurchased During Period, Shares",
        "documentation": "Number of shares that have been repurchased during the period and have not been retired and are not held in treasury. Some state laws may govern the circumstances under which an entity may acquire its own stock and prescribe the accounting treatment therefore. This element is used when state law does not recognize treasury stock."
       }
      }
     },
     "auth_ref": [
      "r20",
      "r110",
      "r111",
      "r145",
      "r873",
      "r937",
      "r964"
     ]
    },
    "us-gaap_StockholdersEquity": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockholdersEquity",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets",
      "http://accesshorizon.com/role/ConsolidatedStatementsofStockholdersEquity",
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Total stockholders\u2019 equity",
        "periodStartLabel": "Beginning balance",
        "periodEndLabel": "Ending balance",
        "terseLabel": "Total accumulated other comprehensive income (loss)",
        "verboseLabel": "Stockholders\u2019 Equity",
        "label": "Equity, Attributable to Parent",
        "documentation": "Amount of equity (deficit) attributable to parent. Excludes temporary equity and equity attributable to noncontrolling interest."
       }
      }
     },
     "auth_ref": [
      "r111",
      "r115",
      "r116",
      "r136",
      "r900",
      "r916",
      "r938",
      "r939",
      "r1035",
      "r1055",
      "r1214",
      "r1264",
      "r1364",
      "r1405"
     ]
    },
    "us-gaap_StockholdersEquityAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockholdersEquityAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stockholders\u2019 Equity",
        "label": "Equity, Attributable to Parent [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_StockholdersEquityNoteDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockholdersEquityNoteDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquity"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stockholders' Equity",
        "label": "Equity [Text Block]",
        "documentation": "The entire disclosure for equity."
       }
      }
     },
     "auth_ref": [
      "r142",
      "r316",
      "r571",
      "r573",
      "r574",
      "r575",
      "r576",
      "r577",
      "r578",
      "r579",
      "r580",
      "r581",
      "r582",
      "r584",
      "r585",
      "r705",
      "r940",
      "r941",
      "r965"
     ]
    },
    "us-gaap_StockholdersEquityNoteStockSplitConversionRatio1": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "StockholdersEquityNoteStockSplitConversionRatio1",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Stock split",
        "label": "Stockholders' Equity Note, Stock Split, Conversion Ratio",
        "documentation": "Ratio applied to the conversion of stock split, for example but not limited to, one share converted to two or two shares converted to one."
       }
      }
     },
     "auth_ref": [
      "r146"
     ]
    },
    "hbnc_SubordinateDebentureLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SubordinateDebentureLineItems",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinate Debenture [Line Items]",
        "label": "Subordinate Debenture [Line Items]",
        "documentation": "Subordinate Debenture [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_SubordinateDebentureTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SubordinateDebentureTable",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinate Debenture [Table]",
        "label": "Subordinate Debenture [Table]",
        "documentation": "Subordinate Debenture [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubordinatedBorrowingsDisclosureTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubordinatedBorrowingsDisclosureTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotes"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinated Notes",
        "label": "Subordinated Borrowings Disclosure [Text Block]",
        "documentation": "The entire disclosure for borrowings under subordinated debt agreements that qualify as available in computing net capital under SEC's uniform net capital rule, including restrictive covenants, collateral, interest rates and due dates, amounts due by date and amount owed in total."
       }
      }
     },
     "auth_ref": [
      "r203"
     ]
    },
    "hbnc_SubordinatedDebentures": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SubordinatedDebentures",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets": {
       "parentTag": "us-gaap_Liabilities",
       "weight": 1.0,
       "order": 2.0
      },
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails": {
       "parentTag": "us-gaap_LiabilitiesAndStockholdersEquity",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/CondensedFinancialInformationParentCompanyOnlyCondensedBalanceSheetsDetails",
      "http://accesshorizon.com/role/ConsolidatedBalanceSheets"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Subordinated notes",
        "terseLabel": "Subordinated notes",
        "label": "Subordinated Debentures",
        "documentation": "Subordinated debentures."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_SubordinatedDebenturesTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SubordinatedDebenturesTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrusts"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Junior Subordinated Debentures Issued to Capital Trusts",
        "label": "Subordinated Debentures [Text Block]",
        "documentation": "Subordinated debentures."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubordinatedDebt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubordinatedDebt",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/FairValueofFinancialInstrumentsDetails",
      "http://accesshorizon.com/role/JuniorSubordinatedDebenturesIssuedtoCapitalTrustsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinated notes",
        "label": "Subordinated Debt",
        "documentation": "Including the current and noncurrent portions, carrying value as of the balance sheet date of subordinated debt (with initial maturities beyond one year or beyond the operating cycle if longer). Subordinated debt places a lender in a lien position behind debt having a higher priority of repayment in liquidation of the entity's assets."
       }
      }
     },
     "auth_ref": [
      "r30",
      "r99",
      "r179",
      "r1395"
     ]
    },
    "us-gaap_SubordinatedDebtMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubordinatedDebtMember",
     "presentation": [
      "http://accesshorizon.com/role/SubordinatedNotesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subordinated Debt",
        "label": "Subordinated Debt [Member]",
        "documentation": "This element represents domestic or foreign subordinated debt. Subordinated debt has a lower priority of repayment in liquidation of the entity's assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubsequentEventLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventLineItems",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Event [Line Items]",
        "label": "Subsequent Event [Line Items]",
        "documentation": "Detail information of subsequent event by type. User is expected to use existing line items from elsewhere in the taxonomy as the primary line items for this disclosure, which is further associated with dimension and member elements pertaining to a subsequent event."
       }
      }
     },
     "auth_ref": [
      "r745",
      "r763"
     ]
    },
    "us-gaap_SubsequentEventMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventMember",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Event",
        "label": "Subsequent Event [Member]",
        "documentation": "Identifies event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r745",
      "r763"
     ]
    },
    "us-gaap_SubsequentEventTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventTable",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Event [Table]",
        "label": "Subsequent Event [Table]",
        "documentation": "Disclosure of information about significant event or transaction occurring between statement of financial position date and date when financial statements were issued."
       }
      }
     },
     "auth_ref": [
      "r745",
      "r763"
     ]
    },
    "us-gaap_SubsequentEventTypeAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventTypeAxis",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Event Type [Axis]",
        "label": "Subsequent Event Type [Axis]",
        "documentation": "Information by event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r745",
      "r763"
     ]
    },
    "us-gaap_SubsequentEventTypeDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventTypeDomain",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEventsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Event Type [Domain]",
        "label": "Subsequent Event Type [Domain]",
        "documentation": "Event that occurred after the balance sheet date but before financial statements are issued or available to be issued."
       }
      }
     },
     "auth_ref": [
      "r745",
      "r763"
     ]
    },
    "us-gaap_SubsequentEventsAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventsAbstract",
     "lang": {
      "en-us": {
       "role": {
        "label": "Subsequent Events [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SubsequentEventsTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubsequentEventsTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/SubsequentEvents"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Subsequent Events",
        "label": "Subsequent Events [Text Block]",
        "documentation": "The entire disclosure for significant events or transactions that occurred after the balance sheet date through the date the financial statements were issued or the date the financial statements were available to be issued. Examples include: the sale of a capital stock issue, purchase of a business, settlement of litigation, catastrophic loss, significant foreign exchange rate changes, loans to insiders or affiliates, and transactions not in the ordinary course of business."
       }
      }
     },
     "auth_ref": [
      "r762",
      "r764"
     ]
    },
    "srt_SubsidiariesMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "SubsidiariesMember",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Bank",
        "label": "Subsidiaries [Member]",
        "documentation": "Entity in which controlling financial interest is held. Includes, but is not limited to, variable interest entity (VIE) consolidated by primary beneficiary. Excludes entity in which broker-dealer holds controlling financial interest but control is likely to be temporary."
       }
      }
     },
     "auth_ref": [
      "r1304",
      "r1372",
      "r1373",
      "r1375"
     ]
    },
    "us-gaap_SubstandardMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SubstandardMember",
     "presentation": [
      "http://accesshorizon.com/role/LoansScheduleofLoansbyCreditGradesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Substandard",
        "label": "Substandard [Member]",
        "documentation": "A category of financing receivables that are inadequately protected by the current sound worth and paying capacity of the obligor or of the collateral pledged, if any. Loans so classified have a well-defined weakness or weaknesses that jeopardize the liquidation of the debt. They are characterized by the distinct possibility that the creditor will sustain some loss if the deficiencies are not corrected."
       }
      }
     },
     "auth_ref": [
      "r213",
      "r214",
      "r215",
      "r1270"
     ]
    },
    "hbnc_SummaryOfChangesInMortgageServicingRightsTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "SummaryOfChangesInMortgageServicingRightsTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoanServicingTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Originated Mortgage Servicing Rights",
        "label": "Summary Of Changes In Mortgage Servicing Rights [Table Text Block]",
        "documentation": "Summary of changes in mortgage servicing rights."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_SupplementalCashFlowInformationAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "SupplementalCashFlowInformationAbstract",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Additional Supplemental Information",
        "label": "Supplemental Cash Flow Information [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "ecd_TabularListTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TabularListTableTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tabular List, Table",
        "label": "Tabular List [Table Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1125"
     ]
    },
    "us-gaap_TaxCreditCarryforwardAmount": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TaxCreditCarryforwardAmount",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tax credit carryforward",
        "label": "Tax Credit Carryforward, Amount",
        "documentation": "The amount of the tax credit carryforward, before tax effects, available to reduce future taxable income under enacted tax laws."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_TaxCreditCarryforwardAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TaxCreditCarryforwardAxis",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tax Credit Carryforward [Axis]",
        "label": "Tax Credit Carryforward [Axis]",
        "documentation": "Information by specific tax credit related to an unused tax credit."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_TaxCreditCarryforwardNameDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TaxCreditCarryforwardNameDomain",
     "presentation": [
      "http://accesshorizon.com/role/IncomeTaxAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tax Credit Carryforward, Name [Domain]",
        "label": "Tax Credit Carryforward, Name [Domain]",
        "documentation": "The name of the tax credit carryforward."
       }
      }
     },
     "auth_ref": [
      "r666"
     ]
    },
    "us-gaap_TierOneLeverageCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapital",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), actual, amount",
        "label": "Banking Regulation, Tier 1 Leverage Capital, Actual",
        "documentation": "Amount of Tier 1 leverage capital as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacy": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacy",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for capital adequacy purposes, amount",
        "label": "Banking Regulation, Tier 1 Leverage Capital, Capital Adequacy, Minimum",
        "documentation": "Amount of minimum Tier 1 leverage capital required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "us-gaap_TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for capital adequacy purpose, ratio",
        "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Capital Adequacy, Minimum",
        "documentation": "Ratio of minimum Tier 1 leverage capital to average assets required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount",
        "label": "Tier one leverage capital required for capital adequacy with capital buffer",
        "documentation": "Tier one leverage capital required for capital adequacy with capital buffer."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio",
        "label": "Tier one leverage capital required for capital adequacy with capital buffer to average assets",
        "documentation": "Tier one leverage capital required for capital adequacy with capital buffer to average assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalized",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for well capitalized purpose, amount",
        "label": "Banking Regulation, Tier 1 Leverage Capital, Well Capitalized, Minimum",
        "documentation": "Amount of minimum Tier 1 leverage capital categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for well capitalized purposes, ratio",
        "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Well Capitalized, Minimum",
        "documentation": "Ratio of minimum Tier 1 leverage capital to average assets categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneLeverageCapitalToAverageAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneLeverageCapitalToAverageAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), actual, ratio",
        "label": "Banking Regulation, Tier 1 Leverage Capital Ratio, Actual",
        "documentation": "Ratio of Tier 1 capital to average assets as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneRiskBasedCapital": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapital",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), actual, amount",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital, Actual",
        "documentation": "Amount of Tier 1 risk-based capital as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacy": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacy",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for capital adequacy purposes, amount",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital, Capital Adequacy, Minimum",
        "documentation": "Amount of minimum Tier 1 risk-based capital required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for capital adequacy purpose, ratio",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Capital Adequacy, Minimum",
        "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets required for capital adequacy as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819",
      "r823"
     ]
    },
    "hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, amount",
        "label": "Tier one risk based capital required for capital adequacy with capital buffer",
        "documentation": "Tier one risk based capital required for capital adequacy with capital buffer."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets": {
     "xbrltype": "percentItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), required for capital1 adequacy purposes with capital buffer, ratio",
        "label": "Tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets",
        "documentation": "Tier one risk based capital required for capital adequacy with capital buffer to risk weighted assets."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalized": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalized",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for well capitalized purpose, amount",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital, Well Capitalized, Minimum",
        "documentation": "Amount of minimum Tier 1 risk-based capital categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), for well capitalized purposes, ratio",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Well Capitalized, Minimum",
        "documentation": "Ratio of minimum Tier 1 risk-based capital to risk-weighted assets categorized as well capitalized as defined by regulatory framework for prompt corrective action."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TierOneRiskBasedCapitalToRiskWeightedAssets": {
     "xbrltype": "pureItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TierOneRiskBasedCapitalToRiskWeightedAssets",
     "presentation": [
      "http://accesshorizon.com/role/RegulatoryCapitalScheduleofRegulatoryCapitalRequirementDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Tier 1 capital (to average assets), actual, ratio",
        "label": "Banking Regulation, Tier 1 Risk-Based Capital Ratio, Actual",
        "documentation": "Ratio of Tier 1 risk-based capital to risk-weighted assets as defined by regulatory framework."
       }
      }
     },
     "auth_ref": [
      "r819"
     ]
    },
    "us-gaap_TimeDepositMaturitiesAfterYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesAfterYearFive",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 6.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Thereafter",
        "label": "Time Deposit Maturities, after Year Five",
        "documentation": "Amount of time deposit maturing after fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/DepositsTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Schedule of Certificates and Other Time Deposits for Both Retail and Brokered",
        "label": "Time Deposit Maturities [Table Text Block]",
        "documentation": "Tabular disclosure of time deposit liability maturities."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearFive": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesYearFive",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 5.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2029",
        "label": "Time Deposit Maturities, Year Five",
        "documentation": "Amount of time deposit maturing in fifth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearFour": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesYearFour",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 4.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2028",
        "label": "Time Deposit Maturities, Year Four",
        "documentation": "Amount of time deposit maturing in fourth fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearOne": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesYearOne",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 1.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2025",
        "label": "Time Deposit Maturities, Year One",
        "documentation": "Amount of time deposit maturing in next fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearThree": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesYearThree",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 3.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2027",
        "label": "Time Deposit Maturities, Year Three",
        "documentation": "Amount of time deposit maturing in third fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDepositMaturitiesYearTwo": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDepositMaturitiesYearTwo",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": "us-gaap_TimeDeposits",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "2026",
        "label": "Time Deposit Maturities, Year Two",
        "documentation": "Amount of time deposit maturing in second fiscal year following current fiscal year. Time deposit includes, but is not limited to, certificate of deposit. Excludes interim and annual periods when interim periods are reported from current statement of financial position date (rolling approach)."
       }
      }
     },
     "auth_ref": [
      "r13"
     ]
    },
    "us-gaap_TimeDeposits": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDeposits",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Certificates and other time deposits",
        "label": "Time Deposits",
        "documentation": "Amount of time deposit liabilities, including certificates of deposit."
       }
      }
     },
     "auth_ref": [
      "r15",
      "r172"
     ]
    },
    "us-gaap_TimeDeposits100000OrMore": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TimeDeposits100000OrMore",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Time deposits, $100,000 or more",
        "label": "Time Deposits, $100,000 or More",
        "documentation": "Amount of time deposit liabilities, including certificates of deposit, in denominations of $100,000 or more."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TimeDepositsByMaturityLineItems": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TimeDepositsByMaturityLineItems",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Time Deposits By Maturity [Line Items]",
        "label": "Time Deposits By Maturity [Line Items]",
        "documentation": "Time Deposits By Maturity [Line Items]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TimeDepositsByMaturityTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TimeDepositsByMaturityTable",
     "presentation": [
      "http://accesshorizon.com/role/DepositsScheduleofCertificatesandOtherTimeDepositsforBothRetailandBrokeredDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Time Deposits By Maturity [Table]",
        "label": "Time Deposits By Maturity [Table]",
        "documentation": "Time Deposits By Maturity [Table]"
       }
      }
     },
     "auth_ref": []
    },
    "srt_TitleOfIndividualAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "TitleOfIndividualAxis",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title and Position [Axis]",
        "label": "Title and Position [Axis]",
        "documentation": "Information by title and position of individual or group within organization."
       }
      }
     },
     "auth_ref": [
      "r1231",
      "r1374"
     ]
    },
    "srt_TitleOfIndividualWithRelationshipToEntityDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "TitleOfIndividualWithRelationshipToEntityDomain",
     "presentation": [
      "http://accesshorizon.com/role/DepositsAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title and Position [Domain]",
        "label": "Title and Position [Domain]",
        "documentation": "Title and position of individual or group within organization."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_TotalShareholderRtnAmt": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TotalShareholderRtnAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total Shareholder Return Amount",
        "label": "Total Shareholder Return Amount"
       }
      }
     },
     "auth_ref": [
      "r1117"
     ]
    },
    "ecd_TotalShareholderRtnVsPeerGroupTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TotalShareholderRtnVsPeerGroupTextBlock",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Total Shareholder Return Vs Peer Group",
        "label": "Total Shareholder Return Vs Peer Group [Text Block]"
       }
      }
     },
     "auth_ref": [
      "r1124"
     ]
    },
    "ecd_TradingArrAxis": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TradingArrAxis",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Arrangement:",
        "label": "Trading Arrangement [Axis]"
       }
      }
     },
     "auth_ref": [
      "r1145"
     ]
    },
    "ecd_TradingArrByIndTable": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TradingArrByIndTable",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Arrangements, by Individual",
        "label": "Trading Arrangements, by Individual [Table]"
       }
      }
     },
     "auth_ref": [
      "r1147"
     ]
    },
    "dei_TradingSymbol": {
     "xbrltype": "tradingSymbolItemType",
     "nsuri": "http://xbrl.sec.gov/dei/2024",
     "localname": "TradingSymbol",
     "presentation": [
      "http://accesshorizon.com/role/CoverPage"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trading Symbol",
        "label": "Trading Symbol",
        "documentation": "Trading symbol of an instrument as listed on an exchange."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer of available for sale securities to held to maturity securities",
        "label": "Transfer Of Available For Sale Securities To Held To Maturity Securities",
        "documentation": "Transfer Of Available For Sale Securities To Held To Maturity Securities"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TransferOfLoanToFromOtherRealEstateOwned": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TransferOfLoanToFromOtherRealEstateOwned",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer of premises to other real estate",
        "label": "Transfer Of Loan To From Other Real Estate Owned",
        "documentation": "Transfer of loan to from other real estate owned."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TransferOfLoansHeldForInvestmentToLoansHeldForSale": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TransferOfLoansHeldForInvestmentToLoansHeldForSale",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer of loans held for investment to loans held for sale",
        "label": "Transfer Of Loans Held For Investment To Loans Held For Sale",
        "documentation": "Transfer Of Loans Held For Investment To Loans Held For Sale"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TransferOfLoansToOtherRealEstateAndRepossessedAssets": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TransferOfLoansToOtherRealEstateAndRepossessedAssets",
     "crdr": "debit",
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofCashFlows"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer of loans to other real estate and repossessed assets",
        "label": "Transfer Of Loans To Other Real Estate And Repossessed Assets",
        "documentation": "Transfer Of Loans To Real Estate and Other repossessed assets category."
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_TransferOfPortfolioLoansAndLeasesToHeldForSale1": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TransferOfPortfolioLoansAndLeasesToHeldForSale1",
     "crdr": "credit",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer from held-in-portfolio to held-for-sale",
        "label": "Loan and Lease, Transfer from Held-in-Portfolio to Held-for-Sale",
        "documentation": "Value of loans and leases held in the entity's portfolio transferred to loans and leases held-for-sale in noncash transactions."
       }
      }
     },
     "auth_ref": [
      "r44",
      "r45",
      "r46"
     ]
    },
    "us-gaap_TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Transfer of Financial Assets",
        "label": "Transfers and Servicing of Financial Assets, Transfers of Financial Assets, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for transfers of financial assets, including securitization transactions. The disclosure is generally expected to include how the entity determines whether a transaction is accounted for as a sale or financing, and the initial and subsequent accounting for such a transaction. The disclosure also may address how interests that are obtained and sold, or those that continue to be held, in such transactions are measured and accounted for, and the methodology and significant assumptions used to value such interests, and the gains or losses resulting from the sale."
       }
      }
     },
     "auth_ref": [
      "r1",
      "r26",
      "r28",
      "r168"
     ]
    },
    "us-gaap_TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TransfersAndServicingOfFinancialInstrumentsTypesOfFinancialInstrumentsDomain",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofAmortizedCostandFairValueofSecuritiesAvailableforSaleandHeldtoMaturityDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financial Instruments [Domain]",
        "label": "Financial Instruments [Domain]",
        "documentation": "Instrument or contract that imposes a contractual obligation to deliver cash or another financial instrument or to exchange other financial instruments on potentially unfavorable terms and conveys a contractual right to receive cash or another financial instrument or to exchange other financial instruments on potentially favorable terms."
       }
      }
     },
     "auth_ref": [
      "r414",
      "r415",
      "r416",
      "r417",
      "r418",
      "r419",
      "r420",
      "r421",
      "r422",
      "r423",
      "r424",
      "r425",
      "r426",
      "r427",
      "r428",
      "r429",
      "r430",
      "r431",
      "r432",
      "r433",
      "r434",
      "r435",
      "r436",
      "r437",
      "r438",
      "r439",
      "r440",
      "r441",
      "r442",
      "r443",
      "r567",
      "r583",
      "r704",
      "r732",
      "r765",
      "r766",
      "r767",
      "r768",
      "r769",
      "r770",
      "r771",
      "r772",
      "r773",
      "r774",
      "r775",
      "r776",
      "r777",
      "r778",
      "r780",
      "r787",
      "r788",
      "r789",
      "r790",
      "r791",
      "r792",
      "r793",
      "r794",
      "r795",
      "r796",
      "r797",
      "r798",
      "r799",
      "r800",
      "r801",
      "r849",
      "r1023",
      "r1025",
      "r1027",
      "r1028",
      "r1029",
      "r1030",
      "r1031",
      "r1032",
      "r1033",
      "r1036",
      "r1181",
      "r1182",
      "r1183",
      "r1184",
      "r1185",
      "r1186",
      "r1187",
      "r1260",
      "r1261",
      "r1262",
      "r1263",
      "r1348",
      "r1351",
      "r1352",
      "r1353",
      "r1360",
      "r1363"
     ]
    },
    "ecd_TrdArrAdoptionDate": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrAdoptionDate",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Adoption Date",
        "label": "Trading Arrangement Adoption Date"
       }
      }
     },
     "auth_ref": [
      "r1148"
     ]
    },
    "ecd_TrdArrDuration": {
     "xbrltype": "durationItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrDuration",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Arrangement Duration",
        "label": "Trading Arrangement Duration"
       }
      }
     },
     "auth_ref": [
      "r1149"
     ]
    },
    "ecd_TrdArrExpirationDate": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrExpirationDate",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Expiration Date",
        "label": "Trading Arrangement Expiration Date"
       }
      }
     },
     "auth_ref": [
      "r1149"
     ]
    },
    "ecd_TrdArrIndName": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrIndName",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Name",
        "label": "Trading Arrangement, Individual Name"
       }
      }
     },
     "auth_ref": [
      "r1147"
     ]
    },
    "ecd_TrdArrIndTitle": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrIndTitle",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Title",
        "label": "Trading Arrangement, Individual Title"
       }
      }
     },
     "auth_ref": [
      "r1147"
     ]
    },
    "ecd_TrdArrSecuritiesAggAvailAmt": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrSecuritiesAggAvailAmt",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Aggregate Available",
        "label": "Trading Arrangement, Securities Aggregate Available Amount"
       }
      }
     },
     "auth_ref": [
      "r1150"
     ]
    },
    "ecd_TrdArrTerminationDate": {
     "xbrltype": "stringItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "TrdArrTerminationDate",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/InsiderTradingArrangements"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Termination Date",
        "label": "Trading Arrangement Termination Date"
       }
      }
     },
     "auth_ref": [
      "r1148"
     ]
    },
    "us-gaap_TreasuryStockAcquiredAverageCostPerShare": {
     "xbrltype": "perShareItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TreasuryStockAcquiredAverageCostPerShare",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Average price per share repurchased (in USD per share)",
        "label": "Shares Acquired, Average Cost Per Share",
        "documentation": "Total cost of shares repurchased divided by the total number of shares repurchased."
       }
      }
     },
     "auth_ref": [
      "r61"
     ]
    },
    "us-gaap_TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/LoansTables"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Financing Receivable, Modified",
        "label": "Financing Receivable, Modified [Table Text Block]",
        "documentation": "Tabular disclosure of financing receivable modified for debtor experiencing financial difficulty."
       }
      }
     },
     "auth_ref": [
      "r216",
      "r217",
      "r994",
      "r1237",
      "r1238"
     ]
    },
    "hbnc_TrustAssetsAndIncomePolicyTextBlock": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TrustAssetsAndIncomePolicyTextBlock",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Trust Assets and Income",
        "label": "Trust Assets And Income [Policy Text Block]",
        "documentation": "Trust assets and income."
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TwoThousandThirteenEquityIncentivePlanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TwoThousandThirteenEquityIncentivePlanMember",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofOptionActivityDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Option Activity Under the 2013 Plan",
        "label": "Two Thousand Thirteen Equity Incentive Plan [Member]",
        "documentation": "Two Thousand Thirteen Equity Incentive Plan [Member]"
       }
      }
     },
     "auth_ref": []
    },
    "hbnc_TwoThousandTwentyOneEquityIncentivePlanMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "TwoThousandTwentyOneEquityIncentivePlanMember",
     "presentation": [
      "http://accesshorizon.com/role/ShareBasedCompensationAdditionalInformationDetails",
      "http://accesshorizon.com/role/ShareBasedCompensationScheduleofStatusofNonvestedRestrictedandPerformanceSharesDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Option Activity Under the 2021 Plan",
        "label": "Two Thousand Twenty One Equity Incentive Plan [Member]",
        "documentation": "Two Thousand Twenty One Equity Incentive Plan"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_USStatesAndPoliticalSubdivisionsMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "USStatesAndPoliticalSubdivisionsMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/SecuritiesAdditionalInformationDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "State and municipal",
        "label": "US States and Political Subdivisions Debt Securities [Member]",
        "documentation": "Bonds or similar securities issued by state, city, or local US governments or the agencies operated by state, city, or local governments. Debt securities issued by state governments may include bond issuances of US state authorities including, for example, but not limited to, housing authorities, dormitory authorities, and general obligations while debt securities issued by political subdivisions of US states would include, for example, debt issuances by county, borough, city, or municipal governments."
       }
      }
     },
     "auth_ref": [
      "r1012",
      "r1036",
      "r1039",
      "r1398"
     ]
    },
    "us-gaap_USTreasuryAndGovernmentMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "USTreasuryAndGovernmentMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofFairValueMeasurementsofAssetsandLiabilitiesRecognizedonaRecurringBasisDetails",
      "http://accesshorizon.com/role/RepurchaseAgreementsScheduleofRepurchaseAgreementsAccountedasSecuredBorrowingstheRelatedSecuritiesatFairValuePledgedDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofCreditQualityIndicatorsofHeldToMaturitySecuritiesatAmortizedCostDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofFairValueofSecuritiesDetails",
      "http://accesshorizon.com/role/SecuritiesScheduleofGrossUnrealizedLossesandFairValueofCompanysInvestmentsDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "U.S. Treasury and federal agencies",
        "label": "US Treasury and Government [Member]",
        "documentation": "This category includes investments in debt securities issued by the United States Department of the Treasury, US Government Agencies and US Government-sponsored Enterprises. Such securities may include treasury bills (short-term maturities - one year or less), treasury notes (intermediate term maturities - two to ten years), and treasury bonds (long-term maturities - ten to thirty years), debt securities issued by the Government National Mortgage Association (Ginnie Mae) and debt securities issued by the Federal National Mortgage Association (Fannie Mae) or the Federal Home Loan Mortgage Corporation (Freddie Mac)."
       }
      }
     },
     "auth_ref": [
      "r814",
      "r1012",
      "r1036",
      "r1039",
      "r1398"
     ]
    },
    "hbnc_UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember",
     "presentation": [
      "http://accesshorizon.com/role/StockholdersEquityScheduleofComponentsofAccumulatedOtherComprehensiveIncomeLossDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax",
        "label": "Unamortized Unrealized Gains on Securities Transferred to Held to Maturity [Member]",
        "documentation": "Unamortized unrealized gains on securities transferred to held to maturity."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_UndrlygSecurityMktPriceChngPct": {
     "xbrltype": "pureItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "UndrlygSecurityMktPriceChngPct",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/AwardTimingDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Underlying Security Market Price Change",
        "label": "Underlying Security Market Price Change, Percent"
       }
      }
     },
     "auth_ref": [
      "r1144"
     ]
    },
    "us-gaap_UseOfEstimates": {
     "xbrltype": "textBlockItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "UseOfEstimates",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesPolicies"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Use of Estimates",
        "label": "Use of Estimates, Policy [Policy Text Block]",
        "documentation": "Disclosure of accounting policy for the use of estimates in the preparation of financial statements in conformity with generally accepted accounting principles."
       }
      }
     },
     "auth_ref": [
      "r49",
      "r50",
      "r51",
      "r237",
      "r238",
      "r241",
      "r242"
     ]
    },
    "ecd_VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "VstngDtFrValOfEqtyAwrdsGrntdAndVstdInCvrdYrMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year",
        "label": "Vesting Date Fair Value of Equity Awards Granted and Vested in Covered Year [Member]"
       }
      }
     },
     "auth_ref": [
      "r1113"
     ]
    },
    "srt_WeightedAverageMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://fasb.org/srt/2024",
     "localname": "WeightedAverageMember",
     "presentation": [
      "http://accesshorizon.com/role/DisclosuresaboutFairValueofAssetsandLiabilitiesScheduleofQualitativeInformationaboutUnobservableInputsUsedinRecurringandNonrecurringLevel3FairValueMeasurementsOtherthanGoodwillDetails",
      "http://accesshorizon.com/role/GoodwillAdditionalInformationDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Weighted Average",
        "label": "Weighted Average [Member]",
        "documentation": "Average of a range of values, calculated with consideration of proportional relevance."
       }
      }
     },
     "auth_ref": [
      "r715",
      "r782",
      "r969",
      "r970",
      "r1027",
      "r1378",
      "r1380",
      "r1383"
     ]
    },
    "us-gaap_WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract": {
     "xbrltype": "stringItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "WeightedAverageNumberDilutedSharesOutstandingAdjustmentAbstract",
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Effect of dilutive securities:",
        "label": "Weighted Average Number of Shares Outstanding, Diluted, Adjustment [Abstract]"
       }
      }
     },
     "auth_ref": []
    },
    "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "WeightedAverageNumberOfDilutedSharesOutstanding",
     "calculation": {
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails": {
       "parentTag": null,
       "weight": null,
       "order": null,
       "root": true
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "totalLabel": "Weighted average common shares outstanding (in shares)",
        "label": "Weighted Average Number of Shares Outstanding, Diluted",
        "documentation": "The average number of shares or units issued and outstanding that are used in calculating diluted EPS or earnings per unit (EPU), determined based on the timing of issuance of shares or units in the period."
       }
      }
     },
     "auth_ref": [
      "r350",
      "r363"
     ]
    },
    "us-gaap_WeightedAverageNumberOfSharesOutstandingBasic": {
     "xbrltype": "sharesItemType",
     "nsuri": "http://fasb.org/us-gaap/2024",
     "localname": "WeightedAverageNumberOfSharesOutstandingBasic",
     "calculation": {
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails": {
       "parentTag": "us-gaap_WeightedAverageNumberOfDilutedSharesOutstanding",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/NatureofOperationsandSummaryofSignificantAccountingPoliciesScheduleofComputationofBasicandDilutedEarningsPerShareDetails"
     ],
     "lang": {
      "en-us": {
       "role": {
        "verboseLabel": "Weighted average common shares outstanding (in shares)",
        "label": "Weighted Average Number of Shares Outstanding, Basic",
        "documentation": "Number of [basic] shares or units, after adjustment for contingently issuable shares or units and other shares or units not deemed outstanding, determined by relating the portion of time within a reporting period that common shares or units have been outstanding to the total time in that period."
       }
      }
     },
     "auth_ref": [
      "r348",
      "r363"
     ]
    },
    "hbnc_WireTransferFees": {
     "xbrltype": "monetaryItemType",
     "nsuri": "http://accesshorizon.com/20241231",
     "localname": "WireTransferFees",
     "crdr": "credit",
     "calculation": {
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome": {
       "parentTag": "us-gaap_NoninterestIncome",
       "weight": 1.0,
       "order": 2.0
      }
     },
     "presentation": [
      "http://accesshorizon.com/role/ConsolidatedStatementsofIncome"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Wire transfer fees",
        "label": "Wire Transfer Fees",
        "documentation": "Wire transfer fees."
       }
      }
     },
     "auth_ref": []
    },
    "ecd_YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember": {
     "xbrltype": "domainItemType",
     "nsuri": "http://xbrl.sec.gov/ecd/2024",
     "localname": "YrEndFrValOfEqtyAwrdsGrntdInCvrdYrOutsdngAndUnvstdMember",
     "presentation": [
      "http://xbrl.sec.gov/ecd/role/PvpDisclosure"
     ],
     "lang": {
      "en-us": {
       "role": {
        "terseLabel": "Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested",
        "label": "Year-end Fair Value of Equity Awards Granted in Covered Year that are Outstanding and Unvested [Member]"
       }
      }
     },
     "auth_ref": [
      "r1111"
     ]
    }
   }
  }
 },
 "std_ref": {
  "r0": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "25",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "SubTopic": "740",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478010/942-740-25-1"
  },
  "r1": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "25",
   "Paragraph": "2",
   "SubTopic": "30",
   "Topic": "860",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481557/860-30-25-2"
  },
  "r2": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "SubTopic": "230",
   "Topic": "830",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477401/830-230-45-1"
  },
  "r3": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "SubTopic": "10",
   "Topic": "220",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A"
  },
  "r4": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "SubTopic": "10",
   "Topic": "220",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-12"
  },
  "r5": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-14"
  },
  "r6": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "SubTopic": "10",
   "Topic": "220",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-15"
  },
  "r7": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-20"
  },
  "r8": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "21C",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-21C"
  },
  "r9": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "21D",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-21D"
  },
  "r10": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28"
  },
  "r11": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28"
  },
  "r12": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "10",
   "Topic": "360",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-1"
  },
  "r13": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "10",
   "Topic": "470",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481544/470-10-50-1"
  },
  "r14": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "20",
   "Topic": "715",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r15": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "405",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478353/942-405-50-1"
  },
  "r16": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "SubTopic": "740",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477617/942-740-50-1"
  },
  "r17": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "SubTopic": "740",
   "Topic": "944",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478822/944-740-50-1"
  },
  "r18": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "SubTopic": "740",
   "Topic": "942",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477617/942-740-50-1"
  },
  "r19": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c)(3)",
   "SubTopic": "10",
   "Topic": "810",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1A"
  },
  "r20": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "SubTopic": "10",
   "Topic": "505",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-2"
  },
  "r21": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "SubTopic": "10",
   "Topic": "815",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-2"
  },
  "r22": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r23": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r24": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2A",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2A"
  },
  "r25": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "SubTopic": "20",
   "Topic": "210",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483466/210-20-50-3"
  },
  "r26": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "SubTopic": "10",
   "Topic": "860",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481268/860-10-50-4"
  },
  "r27": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4D",
   "Subparagraph": "(c)(2)",
   "SubTopic": "20",
   "Topic": "860",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4D"
  },
  "r28": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Subparagraph": "(a)",
   "Paragraph": "4",
   "SubTopic": "20",
   "Topic": "860",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r29": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "SubTopic": "20",
   "Topic": "210",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483444/210-20-55-8"
  },
  "r30": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(22))",
   "SubTopic": "10",
   "Topic": "210",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r31": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14"
  },
  "r32": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14A"
  },
  "r33": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "220",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-5"
  },
  "r34": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r35": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r36": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r37": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13"
  },
  "r38": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "14",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-14"
  },
  "r39": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-4"
  },
  "r40": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-8"
  },
  "r41": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "45",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-9"
  },
  "r42": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-1"
  },
  "r43": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2"
  },
  "r44": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-3"
  },
  "r45": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-4"
  },
  "r46": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "230",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-5"
  },
  "r47": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "260",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1"
  },
  "r48": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "260",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-2"
  },
  "r49": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-4"
  },
  "r50": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-8"
  },
  "r51": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "275",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-9"
  },
  "r52": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/310/tableOfContent"
  },
  "r53": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "310",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-5"
  },
  "r54": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "360",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-1"
  },
  "r55": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "360",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-1"
  },
  "r56": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "470",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481544/470-10-50-5"
  },
  "r57": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "470",
   "SubTopic": "50",
   "Section": "40",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481303/470-50-40-2"
  },
  "r58": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "470",
   "SubTopic": "50",
   "Section": "40",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481303/470-50-40-4"
  },
  "r59": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-3"
  },
  "r60": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-8"
  },
  "r61": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "505",
   "SubTopic": "30",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481549/505-30-45-1"
  },
  "r62": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "715",
   "SubTopic": "20",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-2"
  },
  "r63": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "715",
   "SubTopic": "20",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-3"
  },
  "r64": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "715",
   "SubTopic": "20",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-4"
  },
  "r65": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "715",
   "SubTopic": "20",
   "Section": "55",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480482/715-20-55-17"
  },
  "r66": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r67": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480489/718-40-50-1"
  },
  "r68": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "718",
   "SubTopic": "40",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480489/718-40-50-1"
  },
  "r69": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "810",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1"
  },
  "r70": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1"
  },
  "r71": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1A"
  },
  "r72": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1B"
  },
  "r73": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-2"
  },
  "r74": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-2"
  },
  "r75": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4"
  },
  "r76": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A"
  },
  "r77": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A"
  },
  "r78": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A"
  },
  "r79": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4B"
  },
  "r80": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4C"
  },
  "r81": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "4D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4D"
  },
  "r82": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-5"
  },
  "r83": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-7"
  },
  "r84": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-8"
  },
  "r85": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-9"
  },
  "r86": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "10",
   "Section": "55",
   "Paragraph": "182",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480401/815-10-55-182"
  },
  "r87": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "815",
   "SubTopic": "25",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480238/815-25-50-1"
  },
  "r88": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-11"
  },
  "r89": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-12"
  },
  "r90": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "825",
   "SubTopic": "10",
   "Section": "50",
   "Paragraph": "28",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-28"
  },
  "r91": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "210",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477263/942-210-45-4"
  },
  "r92": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "320",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-5"
  },
  "r93": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477734/942-470-50-1"
  },
  "r94": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477734/942-470-50-3"
  },
  "r95": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477734/942-470-50-3"
  },
  "r96": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "470",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477734/942-470-50-3"
  },
  "r97": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Name": "Accounting Standards Codification",
   "Topic": "942",
   "SubTopic": "825",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478898/942-825-50-1"
  },
  "r98": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "205",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/205/tableOfContent"
  },
  "r99": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r100": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(20))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r101": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(21))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r102": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(22)(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r103": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(22)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r104": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(23))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r105": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(24))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r106": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(25))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r107": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(26)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r108": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(26)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r109": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(26))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r110": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(28))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r111": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(29))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r112": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r113": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r114": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r115": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r116": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(31))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r117": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(32))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r118": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r119": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483444/210-20-55-7"
  },
  "r120": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-11"
  },
  "r121": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r122": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(12))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r123": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(20))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r124": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r125": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(7)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r126": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(9)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r127": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13"
  },
  "r128": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13"
  },
  "r129": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15"
  },
  "r130": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15"
  },
  "r131": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-24"
  },
  "r132": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-25"
  },
  "r133": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28"
  },
  "r134": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "235",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/235/tableOfContent"
  },
  "r135": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "275",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/275/tableOfContent"
  },
  "r136": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SAB Topic 4.E)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480418/310-10-S99-2"
  },
  "r137": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "360",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/360/tableOfContent"
  },
  "r138": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "360",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-1"
  },
  "r139": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "440",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/440/tableOfContent"
  },
  "r140": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "450",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/450/tableOfContent"
  },
  "r141": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "470",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/470/tableOfContent"
  },
  "r142": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/505/tableOfContent"
  },
  "r143": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-6"
  },
  "r144": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-7"
  },
  "r145": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.3-04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480008/505-10-S99-1"
  },
  "r146": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "4",
   "Subparagraph": "(SAB Topic 4.C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480008/505-10-S99-4"
  },
  "r147": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "710",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/710/tableOfContent"
  },
  "r148": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "712",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/712/tableOfContent"
  },
  "r149": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "715",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/715/tableOfContent"
  },
  "r150": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/718/tableOfContent"
  },
  "r151": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r152": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r153": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r154": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r155": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "718",
   "SubTopic": "10",
   "Subparagraph": "(e)(1)",
   "Name": "Accounting Standards Codification",
   "Paragraph": "2",
   "Section": "50",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r156": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "805",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "05",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479515/805-10-05-4"
  },
  "r157": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "805",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "05",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479515/805-10-05-4"
  },
  "r158": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "805",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "05",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479515/805-10-05-4"
  },
  "r159": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "805",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "05",
   "Paragraph": "4",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479515/805-10-05-4"
  },
  "r160": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "810",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/810/tableOfContent"
  },
  "r161": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-19"
  },
  "r162": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "815",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/815/tableOfContent"
  },
  "r163": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4B"
  },
  "r164": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4B"
  },
  "r165": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4B",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4B"
  },
  "r166": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4C",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4C"
  },
  "r167": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-10"
  },
  "r168": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r169": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r170": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r171": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r172": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(12))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r173": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(13)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r174": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(13)(3)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r175": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r176": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(15)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r177": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(15)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r178": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r179": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r180": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r181": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r182": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(23))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r183": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r184": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r185": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r186": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(12))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r187": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(13)(f))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r188": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r189": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(14)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r190": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(14)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r191": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(14))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r192": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r193": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r194": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r195": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r196": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r197": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r198": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r199": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r200": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "230",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479024/942-230-45-1"
  },
  "r201": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/942-320/tableOfContent"
  },
  "r202": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "325",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477974/942-325-45-1"
  },
  "r203": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "470",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478878/942-470-45-1"
  },
  "r204": {
   "role": "http://fasb.org/us-gaap/role/ref/legacyRef",
   "Topic": "942",
   "SubTopic": "470",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477734/942-470-50-3"
  },
  "r205": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r206": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r207": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-2"
  },
  "r208": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B"
  },
  "r209": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11B"
  },
  "r210": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-15"
  },
  "r211": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-15"
  },
  "r212": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29"
  },
  "r213": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29"
  },
  "r214": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29"
  },
  "r215": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-29"
  },
  "r216": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "33",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-33"
  },
  "r217": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "34",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-34"
  },
  "r218": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-6"
  },
  "r219": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7"
  },
  "r220": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-7A"
  },
  "r221": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-9"
  },
  "r222": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "310",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "40",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481774/310-40-40-7A"
  },
  "r223": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(aa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r224": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r225": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r226": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6"
  },
  "r227": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6"
  },
  "r228": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6"
  },
  "r229": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-6"
  },
  "r230": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-7"
  },
  "r231": {
   "role": "http://fasb.org/us-gaap/role/ref/otherTransitionRef",
   "Topic": "840",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481161/840-30-50-1"
  },
  "r232": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "SubTopic": "310",
   "Topic": "944",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477409/944-310-45-1"
  },
  "r233": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "SubTopic": "310",
   "Topic": "944",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477409/944-310-45-2"
  },
  "r234": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "SubTopic": "20",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482659/740-20-45-2"
  },
  "r235": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "SubTopic": "310",
   "Topic": "944",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477363/944-310-50-1"
  },
  "r236": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "SubTopic": "35",
   "Topic": "720",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483406/720-35-50-1"
  },
  "r237": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-1"
  },
  "r238": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-1"
  },
  "r239": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-1"
  },
  "r240": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477798/958-360-50-1"
  },
  "r241": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-11"
  },
  "r242": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "SubTopic": "10",
   "Topic": "275",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482861/275-10-50-12"
  },
  "r243": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2A",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "718",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2A"
  },
  "r244": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4C",
   "Subparagraph": "(c)",
   "SubTopic": "10",
   "Topic": "815",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4C"
  },
  "r245": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477798/958-360-50-6"
  },
  "r246": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "SubTopic": "360",
   "Topic": "958",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477798/958-360-50-7"
  },
  "r247": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-9"
  },
  "r248": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h))",
   "SubTopic": "10",
   "Topic": "235",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r249": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r250": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "b",
   "Subparagraph": "(1)(Instruction 4)",
   "Publisher": "SEC"
  },
  "r251": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1403",
   "Paragraph": "b",
   "Publisher": "SEC"
  },
  "r252": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1404",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r253": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1404",
   "Paragraph": "b",
   "Publisher": "SEC"
  },
  "r254": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "a",
   "Subparagraph": "(4)",
   "Publisher": "SEC"
  },
  "r255": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "c",
   "Publisher": "SEC"
  },
  "r256": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Paragraph": "e",
   "Publisher": "SEC"
  },
  "r257": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1406",
   "Publisher": "SEC"
  },
  "r258": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "04",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r259": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "12",
   "Paragraph": "Column A",
   "Footnote": "2",
   "Publisher": "SEC"
  },
  "r260": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "12A",
   "Paragraph": "Column A",
   "Footnote": "2",
   "Publisher": "SEC"
  },
  "r261": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "12B",
   "Paragraph": "Column A",
   "Subparagraph": "(a)",
   "Footnote": "4",
   "Publisher": "SEC"
  },
  "r262": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "12B",
   "Paragraph": "Column A",
   "Subparagraph": "(b)",
   "Footnote": "4",
   "Publisher": "SEC"
  },
  "r263": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "14",
   "Paragraph": "Column A",
   "Footnote": "2",
   "Publisher": "SEC"
  },
  "r264": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "28",
   "Paragraph": "Column E",
   "Footnote": "4",
   "Publisher": "SEC"
  },
  "r265": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Staff Accounting Bulletin (SAB)",
   "Number": "Topic 11",
   "Section": "M",
   "Paragraph": "Question 2",
   "Publisher": "SEC"
  },
  "r266": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Staff Accounting Bulletin (SAB)",
   "Number": "Topic 5",
   "Section": "Y",
   "Paragraph": "Question 2",
   "Publisher": "SEC"
  },
  "r267": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Name": "Staff Accounting Bulletin (SAB)",
   "Number": "Topic 5",
   "Section": "Y",
   "Paragraph": "Question 4",
   "Publisher": "SEC"
  },
  "r268": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6"
  },
  "r269": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "105",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479343/105-10-65-6"
  },
  "r270": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "205",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483499/205-20-50-7"
  },
  "r271": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r272": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(13))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r273": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(14))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r274": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r275": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r276": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r277": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r278": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r279": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(30)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r280": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483466/210-20-50-3"
  },
  "r281": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483466/210-20-50-3"
  },
  "r282": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483466/210-20-50-3"
  },
  "r283": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483444/210-20-55-10"
  },
  "r284": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A"
  },
  "r285": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A"
  },
  "r286": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A"
  },
  "r287": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10A",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-10A"
  },
  "r288": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-11"
  },
  "r289": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-12"
  },
  "r290": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-14A"
  },
  "r291": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-15"
  },
  "r292": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "17A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-17A"
  },
  "r293": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A"
  },
  "r294": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A"
  },
  "r295": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1A"
  },
  "r296": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1B"
  },
  "r297": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-1B"
  },
  "r298": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-1"
  },
  "r299": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-4"
  },
  "r300": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-5"
  },
  "r301": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-6"
  },
  "r302": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(24))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r303": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(25))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r304": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SAB Topic 6.B)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-5"
  },
  "r305": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-11"
  },
  "r306": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r307": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15"
  },
  "r308": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "17",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-17"
  },
  "r309": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-2"
  },
  "r310": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-24"
  },
  "r311": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-25"
  },
  "r312": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2"
  },
  "r313": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-2A"
  },
  "r314": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482913/230-10-50-8"
  },
  "r315": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r316": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(e)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r317": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(g)(1)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r318": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r319": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(k)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r320": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(k)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r321": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r322": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r323": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r324": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r325": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r326": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r327": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r328": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(m)(1)(ii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r329": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(n))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r330": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-04(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-3"
  },
  "r331": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-23"
  },
  "r332": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-24"
  },
  "r333": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-5"
  },
  "r334": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1"
  },
  "r335": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-1"
  },
  "r336": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-11"
  },
  "r337": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-11"
  },
  "r338": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-12"
  },
  "r339": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-3"
  },
  "r340": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-4"
  },
  "r341": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-6"
  },
  "r342": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7"
  },
  "r343": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7"
  },
  "r344": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7"
  },
  "r345": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-8"
  },
  "r346": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-9"
  },
  "r347": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SAB Topic 11.M.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480530/250-10-S99-5"
  },
  "r348": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-10"
  },
  "r349": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-11"
  },
  "r350": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-16"
  },
  "r351": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-2"
  },
  "r352": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-22"
  },
  "r353": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-23"
  },
  "r354": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-28A"
  },
  "r355": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "40",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-40"
  },
  "r356": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "40",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-40"
  },
  "r357": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "40",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-40"
  },
  "r358": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "40",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-40"
  },
  "r359": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-60B"
  },
  "r360": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-60B"
  },
  "r361": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "60B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-60B"
  },
  "r362": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482689/260-10-45-7"
  },
  "r363": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1"
  },
  "r364": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1"
  },
  "r365": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1"
  },
  "r366": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482635/260-10-55-15"
  },
  "r367": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "270",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482964/270-10-50-1"
  },
  "r368": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "272",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483014/272-10-45-1"
  },
  "r369": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/280/tableOfContent"
  },
  "r370": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-15"
  },
  "r371": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-21"
  },
  "r372": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-21"
  },
  "r373": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r374": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r375": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r376": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r377": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r378": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-24"
  },
  "r379": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "26",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-26"
  },
  "r380": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "26B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-26B"
  },
  "r381": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "26C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-26C"
  },
  "r382": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r383": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r384": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r385": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r386": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r387": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r388": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "29",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-29"
  },
  "r389": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30"
  },
  "r390": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "31",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-31"
  },
  "r391": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r392": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(ee)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r393": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r394": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "34",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-34"
  },
  "r395": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "36",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-36"
  },
  "r396": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "40",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-40"
  },
  "r397": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "41",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-41"
  },
  "r398": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "41",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-41"
  },
  "r399": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-42"
  },
  "r400": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-13"
  },
  "r401": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-2"
  },
  "r402": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-3"
  },
  "r403": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-11"
  },
  "r404": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "35",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-35"
  },
  "r405": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r406": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r407": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r408": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "44",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-44"
  },
  "r409": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-4"
  },
  "r410": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/320/tableOfContent"
  },
  "r411": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-11"
  },
  "r412": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-10"
  },
  "r413": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-10"
  },
  "r414": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r415": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r416": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r417": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(aaa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r418": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r419": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r420": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r421": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r422": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r423": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r424": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r425": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r426": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r427": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r428": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(aaa)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r429": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r430": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r431": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r432": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r433": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r434": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r435": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r436": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A"
  },
  "r437": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A"
  },
  "r438": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5A",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5A"
  },
  "r439": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r440": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r441": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r442": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r443": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r444": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-9"
  },
  "r445": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-9"
  },
  "r446": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481664/323-10-45-1"
  },
  "r447": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481687/323-10-50-3"
  },
  "r448": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481687/323-10-50-3"
  },
  "r449": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4"
  },
  "r450": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4"
  },
  "r451": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4"
  },
  "r452": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-5"
  },
  "r453": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "30",
   "Paragraph": "4A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479391/326-20-30-4A"
  },
  "r454": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "30",
   "Paragraph": "5A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479391/326-20-30-5A"
  },
  "r455": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "8A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479366/326-20-35-8A"
  },
  "r456": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-2"
  },
  "r457": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-5"
  },
  "r458": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-11"
  },
  "r459": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13"
  },
  "r460": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13"
  },
  "r461": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13"
  },
  "r462": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13"
  },
  "r463": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-14"
  },
  "r464": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16"
  },
  "r465": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16"
  },
  "r466": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16"
  },
  "r467": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16"
  },
  "r468": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-16"
  },
  "r469": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-17"
  },
  "r470": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-21"
  },
  "r471": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-3A"
  },
  "r472": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-3B"
  },
  "r473": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-3C"
  },
  "r474": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-3D"
  },
  "r475": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5"
  },
  "r476": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5"
  },
  "r477": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-6"
  },
  "r478": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-6A"
  },
  "r479": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.M.2.Q4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483530/326-20-S99-1"
  },
  "r480": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "30",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479175/326-30-30-1B"
  },
  "r481": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "13A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479148/326-30-35-13A"
  },
  "r482": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "7A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479148/326-30-35-7A"
  },
  "r483": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479130/326-30-45-1"
  },
  "r484": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-3A"
  },
  "r485": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-3C"
  },
  "r486": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-3D"
  },
  "r487": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4"
  },
  "r488": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4"
  },
  "r489": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4"
  },
  "r490": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4"
  },
  "r491": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-5"
  },
  "r492": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-7"
  },
  "r493": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-9"
  },
  "r494": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-9"
  },
  "r495": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-9"
  },
  "r496": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480265/350-10-S45-1"
  },
  "r497": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/350-20/tableOfContent"
  },
  "r498": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482598/350-20-45-1"
  },
  "r499": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482598/350-20-45-2"
  },
  "r500": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-1"
  },
  "r501": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-2"
  },
  "r502": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482686/350-30-45-1"
  },
  "r503": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482686/350-30-45-2"
  },
  "r504": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r505": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r506": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r507": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r508": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r509": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r510": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r511": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r512": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r513": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-3"
  },
  "r514": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "350",
   "SubTopic": "60",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147476166/350-60-65-1"
  },
  "r515": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "360",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-3"
  },
  "r516": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "360",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482099/360-10-50-3"
  },
  "r517": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r518": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r519": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r520": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r521": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r522": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r523": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "420",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482017/420-10-50-1"
  },
  "r524": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "440",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482648/440-10-50-4"
  },
  "r525": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "440",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482648/440-10-50-4"
  },
  "r526": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483076/450-20-50-4"
  },
  "r527": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483076/450-20-50-9"
  },
  "r528": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 5.Y.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480102/450-20-S99-1"
  },
  "r529": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "450",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 5.Y.Q4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480102/450-20-S99-1"
  },
  "r530": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "460",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482454/460-10-45-1"
  },
  "r531": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481544/470-10-50-6"
  },
  "r532": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481544/470-10-50-6"
  },
  "r533": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r534": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r535": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r536": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r537": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r538": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iii)(A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r539": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iii)(B))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r540": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r541": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r542": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r543": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r544": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r545": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r546": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r547": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r548": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r549": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r550": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r551": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1C"
  },
  "r552": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1C"
  },
  "r553": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1C",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1C"
  },
  "r554": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1D"
  },
  "r555": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1D"
  },
  "r556": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1D"
  },
  "r557": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1E"
  },
  "r558": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1E"
  },
  "r559": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1E"
  },
  "r560": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1E",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1E"
  },
  "r561": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1F"
  },
  "r562": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1F"
  },
  "r563": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1F"
  },
  "r564": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1F"
  },
  "r565": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1I"
  },
  "r566": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1I"
  },
  "r567": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1I"
  },
  "r568": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1I",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1I"
  },
  "r569": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-4"
  },
  "r570": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-4"
  },
  "r571": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r572": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r573": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r574": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r575": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r576": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r577": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-14"
  },
  "r578": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-14"
  },
  "r579": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-14"
  },
  "r580": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "16",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-16"
  },
  "r581": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-18"
  },
  "r582": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-18"
  },
  "r583": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-18"
  },
  "r584": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-18"
  },
  "r585": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.3-04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480008/505-10-S99-1"
  },
  "r586": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r587": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r588": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r589": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(A)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r590": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(B)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r591": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(02)(C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r592": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r593": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(n)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r594": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480576/715-80-50-5"
  },
  "r595": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/718/tableOfContent"
  },
  "r596": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "1D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480483/718-10-35-1D"
  },
  "r597": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480483/718-10-35-3"
  },
  "r598": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480454/718-10-45-1"
  },
  "r599": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r600": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r601": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r602": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r603": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r604": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r605": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r606": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r607": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r608": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r609": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r610": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r611": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r612": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r613": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r614": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r615": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r616": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r617": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r618": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r619": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r620": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r621": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r622": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r623": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r624": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r625": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r626": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r627": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r628": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(v)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r629": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r630": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r631": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r632": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r633": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(l)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r634": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.C.Q3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479830/718-10-S99-1"
  },
  "r635": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.1.Q5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479830/718-10-S99-1"
  },
  "r636": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.2.Q6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479830/718-10-S99-1"
  },
  "r637": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.D.3.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479830/718-10-S99-1"
  },
  "r638": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 14.F)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479830/718-10-S99-1"
  },
  "r639": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "720",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483359/720-20-50-1"
  },
  "r640": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "720",
   "SubTopic": "35",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483406/720-35-50-1"
  },
  "r641": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/740/tableOfContent"
  },
  "r642": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "25",
   "Paragraph": "3",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482620/740-10-25-3"
  },
  "r643": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482525/740-10-45-25"
  },
  "r644": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482525/740-10-45-28"
  },
  "r645": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-10"
  },
  "r646": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12"
  },
  "r647": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12"
  },
  "r648": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r649": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r650": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r651": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r652": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r653": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12B"
  },
  "r654": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12C"
  },
  "r655": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-14"
  },
  "r656": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "15",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-15"
  },
  "r657": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "17",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-17"
  },
  "r658": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-19"
  },
  "r659": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-2"
  },
  "r660": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-2"
  },
  "r661": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-2"
  },
  "r662": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-20"
  },
  "r663": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-21"
  },
  "r664": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-22"
  },
  "r665": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "23",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-23"
  },
  "r666": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-3"
  },
  "r667": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-9"
  },
  "r668": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-8"
  },
  "r669": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(d)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482615/740-10-65-8"
  },
  "r670": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.I.5.Q1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479360/740-10-S99-1"
  },
  "r671": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.I.7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479360/740-10-S99-1"
  },
  "r672": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SAB Topic 11.C)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479360/740-10-S99-2"
  },
  "r673": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "270",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477891/740-270-50-1"
  },
  "r674": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482603/740-30-50-2"
  },
  "r675": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2"
  },
  "r676": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2"
  },
  "r677": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2"
  },
  "r678": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2"
  },
  "r679": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478666/740-323-65-2"
  },
  "r680": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "805",
   "SubTopic": "60",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1"
  },
  "r681": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "805",
   "SubTopic": "60",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147476176/805-60-65-1"
  },
  "r682": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "19",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-19"
  },
  "r683": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-25"
  },
  "r684": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "25",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-25"
  },
  "r685": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1A"
  },
  "r686": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1A"
  },
  "r687": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-1A"
  },
  "r688": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-3"
  },
  "r689": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481203/810-10-50-3"
  },
  "r690": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4A",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A"
  },
  "r691": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4C",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4C"
  },
  "r692": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4E",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4E"
  },
  "r693": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4EEE",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4EEE"
  },
  "r694": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4EEE",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4EEE"
  },
  "r695": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4K",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4K"
  },
  "r696": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5C",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-5C"
  },
  "r697": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480627/815-20-45-3"
  },
  "r698": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r699": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r700": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r701": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r702": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(h)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r703": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "6",
   "Subparagraph": "(i)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480528/815-20-65-6"
  },
  "r704": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480237/815-40-50-5"
  },
  "r705": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480237/815-40-50-6"
  },
  "r706": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r707": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r708": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r709": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r710": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "54B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482134/820-10-35-54B"
  },
  "r711": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r712": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r713": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r714": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r715": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r716": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r717": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r718": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r719": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r720": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r721": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r722": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(g)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r723": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r724": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2E",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2E"
  },
  "r725": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3"
  },
  "r726": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3"
  },
  "r727": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r728": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r729": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r730": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r731": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r732": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6B",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B"
  },
  "r733": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6B",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B"
  },
  "r734": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6B",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6B"
  },
  "r735": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482736/825-10-45-1A"
  },
  "r736": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482736/825-10-45-2"
  },
  "r737": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-10"
  },
  "r738": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "28",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-28"
  },
  "r739": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-17"
  },
  "r740": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20"
  },
  "r741": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20"
  },
  "r742": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20"
  },
  "r743": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20"
  },
  "r744": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481674/830-30-50-1"
  },
  "r745": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481674/830-30-50-2"
  },
  "r746": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483013/835-20-50-1"
  },
  "r747": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482925/835-30-45-1A"
  },
  "r748": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482925/835-30-45-2"
  },
  "r749": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482900/835-30-50-1"
  },
  "r750": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "5",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-5"
  },
  "r751": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-8"
  },
  "r752": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "8",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479832/842-10-65-8"
  },
  "r753": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "12A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479165/842-20-35-12A"
  },
  "r754": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "842",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478964/842-20-50-7A"
  },
  "r755": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2"
  },
  "r756": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2"
  },
  "r757": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1"
  },
  "r758": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1"
  },
  "r759": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-2"
  },
  "r760": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-3"
  },
  "r761": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481435/852-10-45-14"
  },
  "r762": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/855/tableOfContent"
  },
  "r763": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483399/855-10-50-2"
  },
  "r764": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "855",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483399/855-10-50-2"
  },
  "r765": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r766": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r767": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r768": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r769": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r770": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(bb)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r771": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r772": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r773": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r774": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r775": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r776": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r777": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r778": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481444/860-30-45-1"
  },
  "r779": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7"
  },
  "r780": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7"
  },
  "r781": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7"
  },
  "r782": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481420/860-30-50-7"
  },
  "r783": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-1"
  },
  "r784": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-2"
  },
  "r785": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481260/860-50-45-2"
  },
  "r786": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-2"
  },
  "r787": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3"
  },
  "r788": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3"
  },
  "r789": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3"
  },
  "r790": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(4)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-3"
  },
  "r791": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r792": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r793": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r794": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r795": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(5)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r796": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(6)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r797": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r798": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r799": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r800": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r801": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r802": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "910",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482546/910-10-50-6"
  },
  "r803": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "924",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 11.L)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479941/924-10-S99-1"
  },
  "r804": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "926",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483154/926-20-50-5"
  },
  "r805": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "928",
   "SubTopic": "340",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478859/928-340-50-1"
  },
  "r806": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "940",
   "SubTopic": "820",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478119/940-820-50-1"
  },
  "r807": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(10)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r808": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-03(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478546/942-210-S99-1"
  },
  "r809": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r810": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(26))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r811": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(27))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r812": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-04(9))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478524/942-220-S99-1"
  },
  "r813": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.9-05(b)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477314/942-235-S99-1"
  },
  "r814": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-2"
  },
  "r815": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "360",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478451/942-360-50-1"
  },
  "r816": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r817": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r818": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r819": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r820": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r821": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r822": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1A"
  },
  "r823": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1B"
  },
  "r824": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1D"
  },
  "r825": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1F"
  },
  "r826": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(1)(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r827": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(1)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r828": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r829": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r830": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(12))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r831": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r832": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r833": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r834": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r835": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(21))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r836": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r837": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(23)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r838": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(23)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r839": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(25))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r840": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r841": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r842": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r843": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r844": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(10))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r845": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(11))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r846": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(16))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r847": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r848": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r849": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r850": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(20))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r851": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(22))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r852": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(23))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r853": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r854": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-04(9))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477250/944-220-S99-1"
  },
  "r855": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5"
  },
  "r856": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-5"
  },
  "r857": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-7A"
  },
  "r858": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480081/944-40-50-9"
  },
  "r859": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r860": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r861": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r862": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r863": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r864": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r865": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r866": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(g)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r867": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(h)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r868": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(h)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480016/944-40-65-2"
  },
  "r869": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 5.W.Q2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479583/944-40-S99-1"
  },
  "r870": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480424/946-10-50-3"
  },
  "r871": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3"
  },
  "r872": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(h)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3"
  },
  "r873": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-03(i)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479886/946-10-S99-3"
  },
  "r874": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-11"
  },
  "r875": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-13"
  },
  "r876": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480990/946-20-50-9"
  },
  "r877": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478009/946-205-45-3"
  },
  "r878": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478009/946-205-45-4"
  },
  "r879": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477796/946-210-45-4"
  },
  "r880": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1"
  },
  "r881": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1"
  },
  "r882": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1"
  },
  "r883": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1"
  },
  "r884": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-12"
  },
  "r885": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r886": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r887": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r888": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r889": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r890": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r891": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r892": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r893": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r894": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(13)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r895": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(13)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r896": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(14))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r897": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(15))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r898": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(16)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r899": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r900": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(19))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r901": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r902": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(2)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r903": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r904": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r905": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(3)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r906": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r907": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r908": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r909": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(6)(e))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r910": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r911": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r912": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(c))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r913": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r914": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(9)(e))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r915": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.6-05(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-2"
  },
  "r916": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.6-05(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-2"
  },
  "r917": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-3"
  },
  "r918": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-7"
  },
  "r919": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(1)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r920": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r921": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(2)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r922": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(2)(g)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r923": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r924": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r925": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r926": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r927": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r928": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(a)(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r929": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r930": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r931": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r932": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(5))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r933": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r934": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(7)(c)(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r935": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(9))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r936": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(1)(d))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r937": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r938": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(6))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r939": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r940": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477968/946-235-50-2"
  },
  "r941": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "235",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477968/946-235-50-2"
  },
  "r942": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477802/946-310-45-1"
  },
  "r943": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1"
  },
  "r944": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-2"
  },
  "r945": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3"
  },
  "r946": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3"
  },
  "r947": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SX 210.12-13(Column A)(Footnote 3))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5"
  },
  "r948": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SX 210.12-13(Column D))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5"
  },
  "r949": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SX 210.12-13(Column G)(Footnote 8))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5"
  },
  "r950": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5",
   "Subparagraph": "(SX 210.12-13(Column G))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5"
  },
  "r951": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5A",
   "Subparagraph": "(SX 210.12-13A(Column D))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5A"
  },
  "r952": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5A",
   "Subparagraph": "(SX 210.12-13A(Column E))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5A"
  },
  "r953": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5B",
   "Subparagraph": "(SX 210.12-13B(Column A))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5B"
  },
  "r954": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5B",
   "Subparagraph": "(SX 210.12-13B(Column B))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5B"
  },
  "r955": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5B",
   "Subparagraph": "(SX 210.12-13B(Column E)(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5B"
  },
  "r956": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5B",
   "Subparagraph": "(SX 210.12-13B(Column E))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5B"
  },
  "r957": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column E))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r958": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column F))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r959": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column H)(Footnote 7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r960": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column H))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r961": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6"
  },
  "r962": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column E)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6"
  },
  "r963": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column E)(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6"
  },
  "r964": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478448/946-505-50-2"
  },
  "r965": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "946",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478448/946-505-50-6"
  },
  "r966": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "948",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477011/948-310-45-1"
  },
  "r967": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "954",
   "SubTopic": "440",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478522/954-440-50-1"
  },
  "r968": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "970",
   "SubTopic": "360",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-28(Column E)(Footnote 4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478979/970-360-S99-1"
  },
  "r969": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "976",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477332/976-310-50-1"
  },
  "r970": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "978",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479230/978-310-50-1"
  },
  "r971": {
   "role": "http://www.xbrl.org/2003/role/disclosureRef",
   "Topic": "985",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481283/985-20-50-2"
  },
  "r972": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(e)",
   "SubTopic": "10",
   "Topic": "235",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483426/235-10-50-4"
  },
  "r973": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4D",
   "Subparagraph": "(a)(1)",
   "SubTopic": "10",
   "Topic": "815",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4D"
  },
  "r974": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483467/210-10-45-1"
  },
  "r975": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483444/210-20-55-20"
  },
  "r976": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "210",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483444/210-20-55-22"
  },
  "r977": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482739/220-10-55-15"
  },
  "r978": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483426/235-10-50-4"
  },
  "r979": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483426/235-10-50-4"
  },
  "r980": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "52",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482635/260-10-55-52"
  },
  "r981": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30"
  },
  "r982": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "31",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-31"
  },
  "r983": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-47"
  },
  "r984": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-47"
  },
  "r985": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(bb)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-47"
  },
  "r986": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-47"
  },
  "r987": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "47",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-47"
  },
  "r988": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "48",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-48"
  },
  "r989": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "49",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-49"
  },
  "r990": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "54",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-54"
  },
  "r991": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "54",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-54"
  },
  "r992": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "54",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-54"
  },
  "r993": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "54",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482785/280-10-55-54"
  },
  "r994": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481933/310-10-55-12A"
  },
  "r995": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-10"
  },
  "r996": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-11"
  },
  "r997": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-12"
  },
  "r998": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-12"
  },
  "r999": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-15"
  },
  "r1000": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "15",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-15"
  },
  "r1001": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "79",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-79"
  },
  "r1002": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "80",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479294/326-20-55-80"
  },
  "r1003": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479081/326-30-55-8"
  },
  "r1004": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482548/350-20-55-24"
  },
  "r1005": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "40",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482640/350-30-55-40"
  },
  "r1006": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r1007": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69B"
  },
  "r1008": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69C",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69C"
  },
  "r1009": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69E",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69E"
  },
  "r1010": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "69F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481568/470-20-55-69F"
  },
  "r1011": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "505",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481112/505-10-50-13"
  },
  "r1012": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r1013": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r1014": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480482/715-20-55-17"
  },
  "r1015": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "715",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480547/715-80-55-8"
  },
  "r1016": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1017": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1018": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "720",
   "SubTopic": "35",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483385/720-35-55-1"
  },
  "r1019": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "231",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482663/740-10-55-231"
  },
  "r1020": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "4J",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481175/810-10-55-4J"
  },
  "r1021": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "4K",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481175/810-10-55-4K"
  },
  "r1022": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "181",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480401/815-10-55-181"
  },
  "r1023": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "100",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-100"
  },
  "r1024": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "100",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-100"
  },
  "r1025": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "101",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-101"
  },
  "r1026": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "102",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-102"
  },
  "r1027": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "103",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-103"
  },
  "r1028": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1029": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1030": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1031": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1032": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1033": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "107",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482078/820-10-55-107"
  },
  "r1034": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "8",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482949/835-30-55-8"
  },
  "r1035": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481372/852-10-55-10"
  },
  "r1036": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "860",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481395/860-30-55-4"
  },
  "r1037": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "944",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "29F",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480046/944-40-55-29F"
  },
  "r1038": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "944",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480078/944-80-55-14"
  },
  "r1039": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "944",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "17",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480078/944-80-55-17"
  },
  "r1040": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "944",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480078/944-80-55-9"
  },
  "r1041": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-1"
  },
  "r1042": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r1043": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477439/946-210-55-1"
  },
  "r1044": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477802/946-310-45-1"
  },
  "r1045": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.12-12(Column A)(Footnote 2)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-1"
  },
  "r1046": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.12-12A(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-2"
  },
  "r1047": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-12B(Column A)(Footnote 1)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-3"
  },
  "r1048": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column A)(Footnote 1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r1049": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "5C",
   "Subparagraph": "(SX 210.12-13C(Column B)(Footnote 1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-5C"
  },
  "r1050": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column A)(Footnote 2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6"
  },
  "r1051": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "405",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478790/946-405-45-2"
  },
  "r1052": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "39",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477346/946-830-45-39"
  },
  "r1053": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "10",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479168/946-830-55-10"
  },
  "r1054": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479168/946-830-55-11"
  },
  "r1055": {
   "role": "http://www.xbrl.org/2003/role/exampleRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479168/946-830-55-12"
  },
  "r1056": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b"
  },
  "r1057": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-2"
  },
  "r1058": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "b-23"
  },
  "r1059": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Exchange Act",
   "Number": "240",
   "Section": "12",
   "Subsection": "d1-1"
  },
  "r1060": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 10-K",
   "Number": "249",
   "Section": "310"
  },
  "r1061": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Number": "249",
   "Section": "220",
   "Subsection": "f"
  },
  "r1062": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16",
   "Subsection": "J",
   "Paragraph": "a"
  },
  "r1063": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K"
  },
  "r1064": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "b",
   "Paragraph": "1"
  },
  "r1065": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "i"
  },
  "r1066": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "ii"
  },
  "r1067": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "iii"
  },
  "r1068": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "b",
   "Paragraph": "2"
  },
  "r1069": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "c",
   "Paragraph": "1"
  },
  "r1070": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "c",
   "Paragraph": "2"
  },
  "r1071": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "i"
  },
  "r1072": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "ii"
  },
  "r1073": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "16K",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "iii"
  },
  "r1074": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1"
  },
  "r1075": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i"
  },
  "r1076": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "A"
  },
  "r1077": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "B"
  },
  "r1078": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "C"
  },
  "r1079": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "D"
  },
  "r1080": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "E"
  },
  "r1081": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "ii"
  },
  "r1082": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "1",
   "Subparagraph": "iii"
  },
  "r1083": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 20-F",
   "Section": "6",
   "Subsection": "F",
   "Paragraph": "2"
  },
  "r1084": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Number": "249",
   "Section": "240",
   "Subsection": "f"
  },
  "r1085": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a"
  },
  "r1086": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1"
  },
  "r1087": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "i"
  },
  "r1088": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "ii"
  },
  "r1089": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "iii"
  },
  "r1090": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "iv"
  },
  "r1091": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "v"
  },
  "r1092": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "2"
  },
  "r1093": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "a",
   "Subparagraph": "3"
  },
  "r1094": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form 40-F",
   "Section": "19",
   "Paragraph": "b"
  },
  "r1095": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a"
  },
  "r1096": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1"
  },
  "r1097": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "i"
  },
  "r1098": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "ii"
  },
  "r1099": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "iii"
  },
  "r1100": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "iv"
  },
  "r1101": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "1",
   "Sentence": "v"
  },
  "r1102": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "2"
  },
  "r1103": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "a",
   "Subparagraph": "3"
  },
  "r1104": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Form N-CSR",
   "Section": "18",
   "Paragraph": "b"
  },
  "r1105": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Forms 10-K, 10-Q, 20-F",
   "Number": "240",
   "Section": "13",
   "Subsection": "a-1"
  },
  "r1106": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v"
  },
  "r1107": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "1"
  },
  "r1108": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "ii"
  },
  "r1109": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii"
  },
  "r1110": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "B",
   "Clause": "1",
   "Subclause": "ii"
  },
  "r1111": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "i"
  },
  "r1112": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "ii"
  },
  "r1113": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "iii"
  },
  "r1114": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "iv"
  },
  "r1115": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "v"
  },
  "r1116": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1",
   "Subclause": "vi"
  },
  "r1117": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iv"
  },
  "r1118": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "vi"
  },
  "r1119": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "3"
  },
  "r1120": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "4"
  },
  "r1121": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "5",
   "Subparagraph": "i"
  },
  "r1122": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "5",
   "Subparagraph": "ii"
  },
  "r1123": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "5",
   "Subparagraph": "iii"
  },
  "r1124": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "5",
   "Subparagraph": "iv"
  },
  "r1125": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "6"
  },
  "r1126": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "6",
   "Subparagraph": "i"
  },
  "r1127": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w"
  },
  "r1128": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1"
  },
  "r1129": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i"
  },
  "r1130": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "A"
  },
  "r1131": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "B"
  },
  "r1132": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "C"
  },
  "r1133": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "D"
  },
  "r1134": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "i",
   "Sentence": "E"
  },
  "r1135": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "ii"
  },
  "r1136": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "1",
   "Subparagraph": "iii"
  },
  "r1137": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "w",
   "Paragraph": "2"
  },
  "r1138": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "1"
  },
  "r1139": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2"
  },
  "r1140": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2",
   "Subparagraph": "ii",
   "Sentence": "A"
  },
  "r1141": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2",
   "Subparagraph": "ii",
   "Sentence": "C"
  },
  "r1142": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2",
   "Subparagraph": "ii",
   "Sentence": "D"
  },
  "r1143": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2",
   "Subparagraph": "ii",
   "Sentence": "E"
  },
  "r1144": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "402",
   "Subsection": "x",
   "Paragraph": "2",
   "Subparagraph": "ii",
   "Sentence": "F"
  },
  "r1145": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a"
  },
  "r1146": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "1"
  },
  "r1147": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "2",
   "Subparagraph": "A"
  },
  "r1148": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "2",
   "Subparagraph": "B"
  },
  "r1149": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "2",
   "Subparagraph": "C"
  },
  "r1150": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "a",
   "Paragraph": "2",
   "Subparagraph": "D"
  },
  "r1151": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Number": "229",
   "Section": "408",
   "Subsection": "b",
   "Paragraph": "1"
  },
  "r1152": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106"
  },
  "r1153": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "b",
   "Paragraph": "1"
  },
  "r1154": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "i"
  },
  "r1155": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "ii"
  },
  "r1156": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "b",
   "Paragraph": "1",
   "Subparagraph": "iii"
  },
  "r1157": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "b",
   "Paragraph": "2"
  },
  "r1158": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "c",
   "Paragraph": "1"
  },
  "r1159": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "c",
   "Paragraph": "2"
  },
  "r1160": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "i"
  },
  "r1161": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "ii"
  },
  "r1162": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "106",
   "Subsection": "c",
   "Paragraph": "2",
   "Subparagraph": "iii"
  },
  "r1163": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "402",
   "Number": "229",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "C",
   "Clause": "1"
  },
  "r1164": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "A",
   "Number": "229"
  },
  "r1165": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "B",
   "Clause": "1",
   "Number": "229"
  },
  "r1166": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-K",
   "Section": "402",
   "Subsection": "v",
   "Paragraph": "2",
   "Subparagraph": "iii",
   "Sentence": "B",
   "Clause": "1",
   "Subclause": "i",
   "Number": "229"
  },
  "r1167": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Regulation S-T",
   "Number": "232",
   "Section": "405"
  },
  "r1168": {
   "role": "http://www.xbrl.org/2003/role/presentationRef",
   "Publisher": "SEC",
   "Name": "Securities Act",
   "Number": "230",
   "Section": "405"
  },
  "r1169": {
   "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef",
   "Topic": "740",
   "SubTopic": "323",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478156/740-323-50-2"
  },
  "r1170": {
   "role": "http://www.xbrl.org/2003/role/recommendedDisclosureRef",
   "Topic": "810",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481231/810-10-45-11"
  },
  "r1171": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r1172": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "15",
   "SubTopic": "10",
   "Topic": "230",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-15"
  },
  "r1173": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "SubTopic": "10",
   "Topic": "250",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-3"
  },
  "r1174": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(6)",
   "SubTopic": "50",
   "Topic": "860",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r1175": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "250",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7"
  },
  "r1176": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "SubTopic": "10",
   "Topic": "250",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-7"
  },
  "r1177": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "8",
   "SubTopic": "10",
   "Topic": "250",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-8"
  },
  "r1178": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "SubTopic": "10",
   "Topic": "740",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-9"
  },
  "r1179": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Topic": "321",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/321/tableOfContent"
  },
  "r1180": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Accounting Standards Codification",
   "Topic": "325",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/325/tableOfContent"
  },
  "r1181": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r1182": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "b",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1183": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "b",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1184": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "b",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r1185": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "c",
   "Subparagraph": "(2)(i)",
   "Publisher": "SEC"
  },
  "r1186": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "c",
   "Subparagraph": "(2)(ii)",
   "Publisher": "SEC"
  },
  "r1187": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1402",
   "Paragraph": "c",
   "Subparagraph": "(2)(iii)",
   "Publisher": "SEC"
  },
  "r1188": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "a",
   "Subparagraph": "(1)",
   "Publisher": "SEC"
  },
  "r1189": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "a",
   "Subparagraph": "(2)",
   "Publisher": "SEC"
  },
  "r1190": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-K (SK)",
   "Number": "229",
   "Section": "1405",
   "Paragraph": "a",
   "Subparagraph": "(3)",
   "Publisher": "SEC"
  },
  "r1191": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "12",
   "Subsection": "04",
   "Paragraph": "a",
   "Publisher": "SEC"
  },
  "r1192": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "01",
   "Paragraph": "a",
   "Subparagraph": "(4)(i)",
   "Publisher": "SEC"
  },
  "r1193": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "01",
   "Paragraph": "a",
   "Subparagraph": "(4)(iv)",
   "Publisher": "SEC"
  },
  "r1194": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Name": "Regulation S-X (SX)",
   "Number": "210",
   "Section": "13",
   "Subsection": "02",
   "Paragraph": "a",
   "Subparagraph": "(4)(iv)",
   "Publisher": "SEC"
  },
  "r1195": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r1196": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r1197": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "210",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.5-02(3)(a)(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480566/210-10-S99-1"
  },
  "r1198": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482790/220-10-45-11"
  },
  "r1199": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-4"
  },
  "r1200": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-5"
  },
  "r1201": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482765/220-10-50-6"
  },
  "r1202": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r1203": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "220",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "2",
   "Subparagraph": "(SX 210.5-03(4))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483621/220-10-S99-2"
  },
  "r1204": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "12",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-12"
  },
  "r1205": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13"
  },
  "r1206": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-13"
  },
  "r1207": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-14"
  },
  "r1208": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "16",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-16"
  },
  "r1209": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "21",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-21"
  },
  "r1210": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28"
  },
  "r1211": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "28",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-28"
  },
  "r1212": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "230",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482740/230-10-45-9"
  },
  "r1213": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(f))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r1214": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(g)(1)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r1215": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.4-08(h)(1)(Note 1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-1"
  },
  "r1216": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "235",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.12-04(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480678/235-10-S99-3"
  },
  "r1217": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "23",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-23"
  },
  "r1218": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "24",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-24"
  },
  "r1219": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483421/250-10-45-5"
  },
  "r1220": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-12"
  },
  "r1221": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "250",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483443/250-10-50-6"
  },
  "r1222": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "260",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482662/260-10-50-1"
  },
  "r1223": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "270",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482964/270-10-50-1"
  },
  "r1224": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "18",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-18"
  },
  "r1225": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "22",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-22"
  },
  "r1226": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "30",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-30"
  },
  "r1227": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(ee)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r1228": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "32",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-32"
  },
  "r1229": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "280",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "34",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482810/280-10-50-34"
  },
  "r1230": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/310-10/tableOfContent"
  },
  "r1231": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-13"
  },
  "r1232": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481990/310-10-45-2"
  },
  "r1233": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2"
  },
  "r1234": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2"
  },
  "r1235": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2"
  },
  "r1236": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-2"
  },
  "r1237": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r1238": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r1239": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "42",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481962/310-10-50-42"
  },
  "r1240": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "40",
   "Paragraph": "7",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481628/310-20-40-7"
  },
  "r1241": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-1"
  },
  "r1242": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "310",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481569/310-20-50-2"
  },
  "r1243": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/320/tableOfContent"
  },
  "r1244": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-1"
  },
  "r1245": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "11",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481830/320-10-45-11"
  },
  "r1246": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r1247": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-2"
  },
  "r1248": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r1249": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r1250": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r1251": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r1252": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-3"
  },
  "r1253": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1254": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1255": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1256": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1257": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1258": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Subparagraph": "(f)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5"
  },
  "r1259": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-5B"
  },
  "r1260": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "320",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481800/320-10-50-9"
  },
  "r1261": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3"
  },
  "r1262": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3"
  },
  "r1263": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "321",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479536/321-10-50-3"
  },
  "r1264": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "323",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481687/323-10-50-3"
  },
  "r1265": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4"
  },
  "r1266": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "4",
   "Subparagraph": "(e)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479654/326-10-65-4"
  },
  "r1267": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479344/326-20-45-1"
  },
  "r1268": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "13",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-13"
  },
  "r1269": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "14",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-14"
  },
  "r1270": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479319/326-20-50-5"
  },
  "r1271": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479130/326-30-45-1"
  },
  "r1272": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "326",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479106/326-30-50-4"
  },
  "r1273": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/350-20/tableOfContent"
  },
  "r1274": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-1"
  },
  "r1275": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(h)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482573/350-20-50-1"
  },
  "r1276": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/350-30/tableOfContent"
  },
  "r1277": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482686/350-30-45-1"
  },
  "r1278": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r1279": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r1280": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r1281": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-1"
  },
  "r1282": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r1283": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r1284": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r1285": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r1286": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "350",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482665/350-30-50-2"
  },
  "r1287": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "360",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "5",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482130/360-10-45-5"
  },
  "r1288": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "405",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/405-30/tableOfContent"
  },
  "r1289": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r1290": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r1291": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "405",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477092/405-40-50-1"
  },
  "r1292": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "410",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "10",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481931/410-30-50-10"
  },
  "r1293": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "450",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/450/tableOfContent"
  },
  "r1294": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(i))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r1295": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(ii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r1296": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iii))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r1297": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1A",
   "Subparagraph": "(SX 210.13-01(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1A"
  },
  "r1298": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1B",
   "Subparagraph": "(SX 210.13-02(a)(4)(iv))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480097/470-10-S99-1B"
  },
  "r1299": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1B"
  },
  "r1300": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "470",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1D",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481139/470-20-50-1D"
  },
  "r1301": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "505",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481520/505-30-50-4"
  },
  "r1302": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "606",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "55",
   "Paragraph": "91",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479777/606-10-55-91"
  },
  "r1303": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r1304": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "715",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(n)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480506/715-20-50-1"
  },
  "r1305": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1306": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1307": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1308": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1309": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1310": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1311": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1312": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1313": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1314": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1315": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)(iv)(04)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1316": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1317": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1318": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1319": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1320": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(02)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1321": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1322": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1323": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1324": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1325": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(e)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1326": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1327": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(ii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1328": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iii)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1329": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(iv)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1330": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(f)(2)(v)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1331": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "718",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480429/718-10-50-2"
  },
  "r1332": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12"
  },
  "r1333": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12"
  },
  "r1334": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "12A",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-12A"
  },
  "r1335": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-2"
  },
  "r1336": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-3"
  },
  "r1337": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-6"
  },
  "r1338": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "9",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482685/740-10-50-9"
  },
  "r1339": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "740",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SAB Topic 6.I.7)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479360/740-10-S99-1"
  },
  "r1340": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1A"
  },
  "r1341": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1A",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1A"
  },
  "r1342": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-1B"
  },
  "r1343": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4A",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4A"
  },
  "r1344": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4K",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480434/815-10-50-4K"
  },
  "r1345": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "25",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "9",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480295/815-25-35-9"
  },
  "r1346": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(e)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r1347": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "815",
   "SubTopic": "40",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "1",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480175/815-40-65-1"
  },
  "r1348": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "35",
   "Paragraph": "54B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482134/820-10-35-54B"
  },
  "r1349": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1350": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1351": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1352": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1353": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(bbb)(2)(i)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1354": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1355": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1356": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(1a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1357": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1358": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1359": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2"
  },
  "r1360": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2E",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-2E"
  },
  "r1361": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3"
  },
  "r1362": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-3"
  },
  "r1363": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "820",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6A",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482106/820-10-50-6A"
  },
  "r1364": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "825",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "28",
   "Subparagraph": "(f)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482907/825-10-50-28"
  },
  "r1365": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "20",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481694/830-30-45-20"
  },
  "r1366": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "830",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481674/830-30-50-1"
  },
  "r1367": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1A",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482925/835-30-45-1A"
  },
  "r1368": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482925/835-30-45-2"
  },
  "r1369": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "835",
   "SubTopic": "30",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147482900/835-30-50-1"
  },
  "r1370": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(01)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2"
  },
  "r1371": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "848",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "65",
   "Paragraph": "2",
   "Subparagraph": "(a)(3)(iii)(03)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483550/848-10-65-2"
  },
  "r1372": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1"
  },
  "r1373": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-1"
  },
  "r1374": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-2"
  },
  "r1375": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "850",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147483326/850-10-50-3"
  },
  "r1376": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481404/852-10-50-7"
  },
  "r1377": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "852",
   "SubTopic": "10",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "7",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481404/852-10-50-7"
  },
  "r1378": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r1379": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r1380": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-3"
  },
  "r1381": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r1382": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(2)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r1383": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(b)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481326/860-20-50-4"
  },
  "r1384": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "860",
   "SubTopic": "50",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "4",
   "Subparagraph": "(a)(4)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481229/860-50-50-4"
  },
  "r1385": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "940",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/940-320/tableOfContent"
  },
  "r1386": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "230",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479024/942-230-45-1"
  },
  "r1387": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3"
  },
  "r1388": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3"
  },
  "r1389": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(b)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3"
  },
  "r1390": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(c)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3"
  },
  "r1391": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(d)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477268/942-320-50-3"
  },
  "r1392": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(c)(1)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1"
  },
  "r1393": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "942",
   "SubTopic": "505",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1B",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477270/942-505-50-1B"
  },
  "r1394": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(15)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r1395": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(16)(a)(2))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r1396": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.7-03(a)(17))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478777/944-210-S99-1"
  },
  "r1397": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "3",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477363/944-310-50-3"
  },
  "r1398": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "944",
   "SubTopic": "80",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "1",
   "Subparagraph": "(e)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147480109/944-80-50-1"
  },
  "r1399": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "205",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "4",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478009/946-205-45-4"
  },
  "r1400": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "6",
   "Subparagraph": "(a)(3)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147478795/946-210-50-6"
  },
  "r1401": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(12)(b)(1))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r1402": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "210",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-04(18))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479170/946-210-S99-1"
  },
  "r1403": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "3",
   "Subparagraph": "(k)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479105/946-220-45-3"
  },
  "r1404": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "1",
   "Subparagraph": "(SX 210.6-07(2)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-1"
  },
  "r1405": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(4)(b))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r1406": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "220",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "3",
   "Subparagraph": "(SX 210.6-09(7))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147479134/946-220-S99-3"
  },
  "r1407": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "310",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "1",
   "Subparagraph": "(a)",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477802/946-310-45-1"
  },
  "r1408": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "320",
   "Name": "Accounting Standards Codification",
   "Section": "S99",
   "Paragraph": "6",
   "Subparagraph": "(SX 210.12-14(Column E)(Footnote 6)(a))",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477271/946-320-S99-6"
  },
  "r1409": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "946",
   "SubTopic": "830",
   "Name": "Accounting Standards Codification",
   "Section": "45",
   "Paragraph": "39",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147477346/946-830-45-39"
  },
  "r1410": {
   "role": "http://www.xbrl.org/2009/role/commonPracticeRef",
   "Topic": "985",
   "SubTopic": "20",
   "Name": "Accounting Standards Codification",
   "Section": "50",
   "Paragraph": "2",
   "Publisher": "FASB",
   "URI": "https://asc.fasb.org/1943274/2147481283/985-20-50-2"
  }
 }
}
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>ZIP
<SEQUENCE>162
<FILENAME>0000706129-25-000036-xbrl.zip
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
begin 644 0000706129-25-000036-xbrl.zip
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M"&T% ,B^''6O"GB1K7>!"<^70-M6J'P$EV! JH(H"[\#%NG@98;Y,1PT:-L
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ME<L,O!FI*^N;:Z  \XEWSJCC1F=A2,,P<PRY:O\U")P[$KY6['P#'X%7++H
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MJD^HUE VZZ.U#U(=_"B;S-+:6:D.?I3+T)7"JZD.?I1+-5;!_;EC[B.)J):
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M5+1!QW)T*)O_514=9V%(HW./A.%4E<+S2 2#\R[HF/HX?;U.D#@I=3*ZA#@
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M[L _M2GN8KDG'DZNVX$7L-._U?G_?>C## _Z9.1ZD]-_GC&7>/_<#XD?'H1
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MF$+QI+Q0?!I2GBB?P>.[QD_6$/0>@M"QB.>E2,Q#M$?E#?#.:51.H3&G(:>
M"9>Q/<-R8MS FM\Z9M2F/()I-"W>&1!:[^!]8+*M, 8?/ASB EMFB?9(>(9$
MLV-_(N&\(/&'Y1Q^ I7N.]:[IIAC#PP_7._] 3/ ^_FM\!".0KZ'[[;-!\$'
M2<+(.JE;#IF$-6M]F,GF"-$:A,Y?1*(X15NSOO<1)'8IW"RPQ J)<YE0CV@
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M=! P#@ .^B%< ,WB0>CJ<0%*!M>C^/E4^I-VB^P%Z)PF"4<DZ!C$#8O!\-2
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MJ!$EIQ\N*&C%&N!(-*^AX'@PDO&&J,8HE*QLG' C(Z 02#AM(%Q1TIXJ9_Z
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M& @#B]Q&LVHT%J2<BQ*I2KQ,[T;2%_'68+5=^I=8D%Z\MMMV&/JMB"3M7(]
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M-AKFS9+[X&E&['MP1Y&2DU9U_H93^'EE2JZX(@<%:9Q<DXP2T!*31NWMJ8/
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MMS?0^Y9C)$&QWIP/N5!91$6QMA?-)O#Q.)B1IRY%<L;]@F/"[9BCD^$=DYW
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M@)GB%17!N:!*]4L]V!(1GOD)_KQVS5IQ9T*P*ZQ<2'CPD[AB9R>G7U).?S0
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MM4;7O98KVL3G2\V(20B3!>XW^^%(@Q/+)%GH3T*LYJ%H!S!>D\ZY[-<&\W+
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M6=%8ETKC-NZ9JZ&U[[R]?DUOZC>:%$=K 9 ;KY<N@I0?2\SDQ!5+3EY5RE!
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M]DU->7W2',;&YANVR 3>J<6IH%D5_UL.9;U .V+E(:%@I9S\:^)GQBF4W$I
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M2)2YKWABAEW:4W=DZULZRN=C.=@:JI/0N,O&C]T=#1^)F%K(8U5+6T@4]RD
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MJ? 8(N*SV+ZF*.0[7WG&"[-]Q&0***EPQ3TO%<?"1&VQ(T)D6Q:-M7D( PA
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M*6U2:B5ED7FQYH$2.DZ&N8T$6CL4^44\]6R;DG*WMYQ,$<%;/CO&:_Z?3&:
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M$R\86'6#9P,,:8:A[E-#=G+Y7';%$3;<)76\!%F,D(Y)% 9TVWPJ<'6N<_B
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MGCNE+[]9*37U<JQ^]Z?RB),U[EB=SD_K'.[]D/CUUUBC)/X9FN7L'IM^@$1
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MH1!)RL10,(.[<%*>>7X3SDNI)YI?Z>/S0L?GG'?7HSA,_ECZ[X#-$FRG1P?
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M;!D7P-,AS4LZLF ,O)X0F-1/1?8CY9' ),6;95"+V@KCK%E>G<.?ZU^'OWV
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M'?C,LHQ\)'[P[VF64WO[_?&$M'_$$[)##_;!W4QUZVK@>>^9]DX *QO@YCV
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M7-=HM.%U<><8"!I4IY *Q*+X*YB)O^,9&'<I&_WUU9_"UJ#?A>,]:+6"7GO
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MG; A(G9&CWP*8N4+P(JI@4 *VSMB*9X__/=XKJI"F2>BF ,A3H$0IT0(:G>
M[3FF,0PKQQB*K&O8RB $H9$;_A0>+<8Y.,3C>5[G3.U7C*NJO!,XZ%R2\&16
M(@T)0MOJ5PC<LEKMG_ ;'RXJI X_%=C0)/=%,PH5*+<<\[084Q&N<DSOZ3&?
MDL%&(7X/C9@WY8U78&,^14B0)#ZZCA%CRR<B"D?R*;J5^:;^]NF"1(YMM;H_
MH<=YD2A4B6A;MKOXQW#O_9:DX7\16I$#BF><YP+VGRDV 8%Y8 N0IPS\$UR@
MTWIW=OZ9_F:_>X-R(66WT\A/J<'$?<@>9-\(M4F(&'U&D/FW(%.SW+CW80-
M=H+"$"?C<&B@7A>DR:1H \"W"%4N> VP:GS+#I*3HHK;Y*F8(S$(G%*[4(&>
MX!,_+A6749J,461X,[I7%0][YI9#"5$!JT<"WR<1R&VD;:W>(UJ(R!D$!BEX
M5<SL_(E+5VE!(EIG["'%:9RE % )W_4BAAUDQHW_G:V(5?K$:G<M#D.^J-S_
M7JC_*Z"Z(YN?]*Q6[TW!Z:K84UI6T%4(,K/0A.JLU84FXW;W90<X^DN;1*8
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MR-4\XH5%$(4UJ.NQXCQ%81N7(7R*#U5? &R-%<<H<'.<!+SU+ 4]"79,Q+O
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MZI]E7D33Y7%TIJ$_MTZ3G^#,@!#Y!RSDJ;C&VP 0$=P"-2<%$&A>$+SVF),
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MP+_K<IT"'@I#3W')XR68;J L&D,D>0F#T(VW\=,B*R<KOEX-=P_,@%Q2#0R
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M?W3@/;'>7'#O/AX-JAONX>TE%":EP>25HU/;,UJ[=[U!87<0I9SP=N:/E'9
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MT_N^.0*>749)""O*UEN/'VZ^-3(WWLH:IY^BAB!Y5)P/JUBFP+Q1$F"%OHH
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M[P<@R;2N+%T;+J+D^1(?><@<&5L$2R31/0@WV0?RTY P*(V<,RT\-R_C(JH
M$7AYNV;5!_JBIE 0UVG.51.PK2#4]6H>L/ >1/LT.%ODL]\'REU79B? X$ E
ML+)YFD0%&LS[V&A/660HO3]=W[S_"D^%('%K@VO)WVP^#N(>9MRPX+:SSIS#
MRXM6<[L\V; ?XF@> 7TC$TS 60L K<UA:KY#71T@%<8Q_INQVS)&!;)\0!75
M<.. JZ:$_!$!AQBU0406<9EC6>OTGAL:?%9^*07@S7.<I&(&I),&#XE=6P2@
M\I#94W@,QL5JZX)AT<:&<?.4E 7HI'\SK,U>K16? M>US)"HX=4*5[O04+%\
M)<71Q@6YSI(0=-I>%*J:?#S+08ZAFGR<&0+5Y$-&X%63#TDDTO":? !VHA V
M&O'&L^)_%NJ/=_SH2+>/YAH>VSZKUA^>;FI^'6CDK3H,%UMU'-[[P_4,S=@<
MT='L-B/R7B# UI5]M5P' >&-63H'LPVLGUN0#E6(=AT;S#"HA&ZBB","/'=!
M7')YG:!U U_!&PGQ].\U\A6'RA>,\^>Z/BJ"S",\6QPN B8[V)SS'-@!J1X,
M.IB+.P'9:LH)<DJ!$%6S<_Y^IL&)B"*B:U"U.OEG.1]C].Q/!&,U?]4 A2\[
MX(Y['-8^WCB(N>68SQ@KN$EZ!R,^#&IG; Z&+ PZ!2!K,/#U)0NRSC@:-R!'
MPTJ@PF;QB"" D?)([&-Z#UD^R:(Q.LCC](Z)4X*U88PQ_K0LX(T$3VYP0W?1
M^BM[I&O>*C3/78*[-+[#USAM(@462Q)O7BS?Y!%[Y&FCU1B[0OG !^\K!X /
MEJ39G%,Y=R2$6[^+Y."S38+W@>!_:< W:8Z,E+0FP"3EX(XYE7!/-P ZS,#+
MK?E.A-/YV.!Z3W$6AO,VP^*;G@P'5/@QPK'/&6R'B :D,>>-?".F$0>@Z*>1
M"&F@ "CG%8NM3EY$ R9Q:L/16KF5Y%,*X]IU: ,T+S^<X\"M%?)7) \1P  $
MW,#OQ'N6_"MW N6[9 RQ4]XS0=)17@FJ>,EID141.DZKL"?8A4_*^(=ATP?G
M-$ %,3C=B"X@F1 E3B)B-AOG77GEJE<1);(("O1$P;<=ETAT)4BSM30?/XIM
MB6Y(^;/=CMKBZ;S]CWQ?LPWG@/9'GM&NE\SNSC"NU:Z1TE/=:H[5DDG!I& Z
M+DR^ZGZDNA^I[D>JI<BQ]^JE'7W4%O[TCPA<5]7\2'&?XCXIN*^GES<_K@)H
M+[EI<@R*.2B#6\&F8.LR;$>JE<1SZ$?R29??X F,J%7QK)=<\^_%E:)MZY+P
MYH-C.M3U+E'*1A7+V%D^P-$N48!+^KNN R,#6_-5 X)V9*"TC)R(MG63ZI9J
M;B(33AR_]6W0H8N7/I*!K;5N5==I,CA2<$=6-^Q==,_8M]U^6)L+\5TA8=7"
M029L\!QE\^V0RF K2E"4T&-*^".:LYQ\8O?D2SH/DI<IJ,L115]%=D_0<YGU
M*O95]'%"YV&[JR2;TW"]6?/G9&ZS>E^]?^[W>^[O/W/L*I\V.H*[/[*I[:C&
M5S+AQ+*U2R!$^7ER;9*CV0=6F%1DT",R,$<^U?VVQWU*0I_TG,<XM/BK8LT^
MD8%V$;Z4];BOOL>:I G;+3S44_(\U=,0S-=R7!S<7*E:8O=+E'NZ3@WKP.3'
MRQ>B/U+J2/?Q>$BI^=-B47H[9&!I1XYFJ.PS)4*>2(+W#% %!Z:F*54@#1Z5
M*E"JX#F7U![4/8>S7B]^JK;M"=P848B,E^+#6F=Y$+-50=(C0.'B+<MGP=A2
M%!EER&M+VU*3"FM0B^J[5\;#<IU]/D2CH]8-["4,T []_1Y1I$%MHP='!EU\
MOZ<Q-=ZM_'$)U /-4-4E\YC[(:$ \G23^KK_(E]%VAZ9LJ9G2?"^XG_%_R+B
M9%+'.= 55?PO4WJG*[DW[6C>RQQ9XSE/]IA>]W[LL\WU9W].XC)D^;I<^KKW
M6%V#OU'?O"K!_W]MT;Z5?&5,5# W^)"\AGO(6Y3E6SSU[6U[+UR*?W>A\$;E
M_54G55$4'- 8Y]O:=/&"X=A\BS=?K#H/XHYQ(9%KY$.CE0(^C?5=Z8/V:J\,
MTV^6W(?'7AFVN:[D3V$2[ 4AFI91K%R>-4JJKSM.\&9S(,MX5^"T FF2)B%V
M'A!-L;2J-'W5)%&0!N^;*(K;8X']*.%$LBJ7/VE6J=_HY% UC"R310#R<P%K
MG40+ *EZ*&]VN7P\7]WI8V,[MK')3NES6NIY96@V&0L<')%[]YR](@3-J4'8
MW5=Y15HO:!)P]O[*P>UMQFYY)\<@RM;-4*J><[RL_DI*/>2LW7M!MY,5[*3?
MZ(W1;'G!23S(,MYA<@7&*\/3S/IYWJX/FT*@ 5%UE^-/5MV;B>@P@2//TY#%
MH@D*:(()MMMC>=6,F>786& UQ;0L2MXC,Y]AY^S[BH'+7, %HH8#W]@?C7P$
M]EF4&>@AP5US%N1"QD0 8)3AG0.0%U'^C4QF /"D  S!0).\8FM\5+3F8-F<
MBNXKQ7)1-ZBX@UFQZRQ\0C?!R7FOP*GH4MMH-;T31[N)<2C]\DS5+^_,$*A^
M>3("K_KE22*13M4O3^Z>-CSC04C*-DUM'$<;C8[3U,8PM9'G':T+R?9)>@.4
M;YVL-\KCQ[:$&TY?"?VA _]\9Y#C=2-0"^_@P@=#\\=H -2U!5M#6[!YN?2K
MLRWSMUUNL>KU(#EL74N^V.\TX%T5DJ7DOX*DQ("PH5H";%F7A.>@AD<]_1(%
MZ,]SG*_(ZF)DY1H'9M<HLE)DM8NL1G3D7>(J68=K2^VWLU\?'H(UCLJ&4&?*
MH);35EY)F)#<*XR8YB6*F"B,[*S[10VO;<;<D3#2U7YJ^VWL-9YS1_\6A_SI
M='^WOD<7 Z\,ZH\:E[*Z8RSV%!NZ92IL2((-DUJV<W9L=#UX^ERPJG$B\A(3
M=V>^=S,"*#N)@<-N^,YARGWO#>B +=879+8/ZBED2HO,]J&T<R"SZV<9V\_6
M;E:IKB2(X_0>=<5+"GOLA8)+W;#I$7!]-U9VGJSU,=*@^@8IG"B<[.48.KZ]
MOV.HHG'[1..J6WV#"+L=QM4JW*-PHG#2M4"<I/+V"PO+R>$"MV,J6YE1"B<*
M)\_CA%NVG3YLEDS,'N_<HTU\1G8R>Y%>ER)6?B1#3&%385-A<R GXRVO%5&2
ML$?=1O<\>]I>) VA?QF-=BW#^OB[(B'''B&+X @[<R$K7#&$8H@39&(HAE ,
MT2N&>&DVRX488GO%R1KH XO5'&'?U^5Y^#AO^*V=R=/FGKEA[OWWJDSGKQLE
MTW>L$5?DGF5!3]8;^B7-HG^GR:KJTZ.JH[P:'4MX5;I9D!,L<QE-H\GZ25ZI
M+XFPTEY.)K"&=(ZU(],IJ0;G%3LU<@.#W$5AV2B(696>;-2J&_/J=;")VX;/
M&)EB);$09PJP<F:)%0*!8+/T'@&\CXH9?+&(67@K2A5BI:*"93 G+T%&'JXW
MN,T8KWLEWL7*>0]F7FKDYV RVX2YA@/ K1?)Q[]-><%!\<=]%A7<_&=W$;MO
M/EO5-&3-@GZW913R8K2B8F&$VYD#68C:?NM9BBCF+W,PX"E>371'+=%J.[<L
M:1_R/!/#/4F?UT]4D6PN;+-([JH&ZCT0RBO7WE%7\I7M:,:ZK"NGV:VS6:LZ
ML3AI,0.:@:F38I8C#F&PIV!\+_:<L)A-BJJ@909;,@5RC(J=A7[796^QE*;
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ME?C=)U]DF+>Z53LC^7#B&M0TE$$O$TH.D/;*H)=9V@_I3N^520U+_ZLR'*7
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M^<-5;3@L+]*IH$^%</I:SM_VJ3=Z6:Y=%VOY*_)7Y,\K?E@8%.\6^>_5Q^"
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MP"!M5>TMD(F!>V^225QBB6,45#4<3V%&-*TP-'W5@ *>78"7'TV:3"=65LR
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MJ2^U)=79E3V_DKT0>&&_X&N13K[-TAC40%Z)&(*U20MN!T;)-"X96*MAH]_
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MH"#.4[1$8!MS+CZ0+DF6QJNL.@P%YA&G@*B:65S%BNY0.LR1%'#6-=CUE?X
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M[PR.V44< !!)!+^Q8T)_?2E\?,)@%L$[HH@B/A[3+)1,=R/R@UDH#&P/&(0
M>@B\9 A<X$8)7[C^*SP=^9]B;OXZ8H<^F";SW$E8)W#8U/:\=\$+8/OT=8MO
M"Q$9SD)X*8D^"V]C=S@6$*C)]H!TP@A/W!$&[XMW#. E^ [/M0>N1[\K?'((
M77SR?(<,XL^7PM,,'C>:,[GK1W$X2]8\ME^)\ H4I \BK\2CVXJ(CQ1X3;L
M#<>V_T+H#E-"?Z!K)$3X!CNB]*-/26B3_XR8?\KRK_![T900FF"ZY7.XJ=RO
M\6NO8%Q-2/*;CR>WZ3 2RB>_NUA#Q$OA=@4U0IC*PK<Q\47!F1&DB^..1O!!
M.+Z)'>/QO:-H(<DK0@*G-\1GTY>]VAYLX",>79"V0_CX* @WKG;DS8;Q##]M
M.V#)1@3 D%FAN(9M<*"$#0F 9@A66$R?FFP'R /2!'X8 <U],G]KLO2A'0%@
MO.#M<D4H;&U[<4PYT/=0P+^,*0A2=D9LA/80" (/ E0&$VH$X2?F!YY!>Y[7
M#+!=,)]@O]JNAZKD @[E(K(](B;HSG\&.-,/0*',0G@A4O#-C<?SUP <X%S@
MH+P,HS[6EL/[)Y?"HXU'LOK,B?T.)X@7T0A.A-L4Q P]80H..!=P8D""9.C>
MR"4I^!"N>.!3P*']3F7,BO@#=0F?QZU0.8 _B4/;23"[$!(^K, )A#>0C1X0
M#20^_>@T"+/%)%N?"S/\S2CPW(#*A.2)((8($=!*4J2O=P$N%/8&!@>]>X>%
M.\+"#GF*X0?TY=2L4KX^S294SL.[GD#SN"-PZ.!%_>$0_$*ZSP=XS! H2=\@
M?X7E#+T9BDP@T(,=QL+M/\"TA*<*LIXL&=0#T :6NHKR4ZN^]79:'P$K_);R
M][NP,#Z9V\!FW?T2V%0[4.Z;"RO4X-EF4&\CH*8AG)]/]6T<!O1+.34OPG?_
M/7/!7'U/]8(]=6/; ]=AZY-? I"B?J)*IREF1+JJ5+\$@W^1(0H(X"0GF"(P
M$XYZ=<E;\CU<W3?;_S&W^0>!'5+=Y;@A?#D(08E<HQX,IO2]V_<+G 9P?W%3
MWIT$O@N/0% O:]%$>*/\P26D0L)-GYCRX3)*,&_#C6,"@@SXN/_;U;V86AA
MC41E)GIW0DOR,_WOPH<7:VP*B\PU]R-2ZQ&H=5(EM<:02,&=:6$OB"C%1[,8
M3=:Y&@;J>X'_<H%:([V'2HV.C8)_V;+-;.,(3-@A583SI\,B_+P5!\(2=&4.
M%S88-L-X@?8ZC;H$RE[B7H[=*>C!^(T0/U5G@;]JK>4LN65S1W!A_\-XE74R
M0PK?@@]-&'*A'E/VQT=,W)_Y[^]X+<-&$@(BDP-H24QC=P)?7W?X>.K@.K^@
M?0E.!/&I[)V!@*$DL8=C%S PEV9+QP@'#<8D4L\&@0V_!5LFD1[@A<PH\9*Z
ML03LV5%DQG$.PW.6R?L@B$B03S9UZU(Y!X(F-;42U*[;TYL+1A@L)0_G]1X,
M:@5X1[)(^@IW0I@XV?6"[@ZV,"?5;;+;IP7%3HZZS,(<$ ]QLU;>?#CB:1B\
MN@Y)I., /P1G >*#JF(\D''P!M[5.VB:"_@/NB]N1'DY.5SJJ*]1EO#<D>N1
M2^%NQP( 8ZGF37 RBX%O_J1L[\\_[TYFB:""SSH@$='0GU&#09"5"RH9%.T"
M'Q2O1R1\ =QM-YA%R1HG0<)4@/RG^<.CY.FPCG_/P'0EH?>>V;-"-"0^/H"Z
MHB&9FT04Q8F4I<:[C06<!-X#WYU-!6K"O_G4DQ"FX"5Y'@KT4,!4AOF_@65]
M$EX*-Z"Y)_2)0#YG-DPHDE!X/2'0)AE07PA^Y(/C$.(606#.)M-D2\D&@)ZB
M,)C%U.OP0!HA5\;!%^&3_)D>/4JHQ/+9HC(^*9\%4!6CF"K*,(CM[!WT&>\N
M 3<*?*M7T&F?U,\Y7WSA(<(6AXGKG2.AL' /<QX0/$3[G'K[^) %;-!F0X&V
M-KCR(4J WTNB=C36DO?_X?'ZYT44)@"\Y;PVJD*3A2[B#4O"-\,$/,E(R$A2
MIEC6@I3D"VKAD29:39P'<<"03G3<R O DDW4XB?S,Y61@!/A)0S> -YID"-S
M+N>^9P*9.-.B&Y2F\(T,[5E$6?OCHL;9%JF7:4_A>:!]A%E$D3)7 ZN\+N9A
MF05L,F>=>N;H#]JH2X":\/HHSI2)C?K(RU'-7O#2)HV14"]]3P+JD'KWN,I4
MG"$>4#+BEP/Z>4#EFA.<QRR13.0G&<XPX(-;!^#2X ]2\9>=[@/XPR'RF/?.
MA.[:K!]&@><%;XCWI!\J #ZB3)/$2]:(ZB6),_>]@$;_2I3[XL36/2#5\ &L
MYAWC,6-PL?Z$IZ5<FC_P=7;UCC5128?R,A.EJ7A:E4CTB/$V$;XX_!A:WN]-
M7A0@,R",TW!*&O1%P]G.XA^42*G1FLK@G'GO"R05\1D'K.Y^;O9FC\]D*(HB
M6W@!(>GOXA*TYT#]7"R+*7QC?M7Y5<+Z9/T_%S&UG.C&5P5#9*'$=*2_'[DA
MO"Y1N>EF=I P/7JZ.-2*19=G2<=9GM!/Q%*F"0&F&_WP<TE7T#:G*_#, YYY
MP#,/>.9!0S,/CKGH996.UT^O-%BXN%W!6^<PF"0W)3D%F!I,.0L4K&<\(!$,
MG C4">QV0,;VJQN$B?.0F@9@-U!O)S%#\)7TVBGWRC1X1S4=&LMK%"7&]X&8
MZ,L.")B0B;).G-!@%D_!"G\+9O06#9PKU.LT)F53,&5]9Y-\"546!6RP*N;O
M$/\K6C6 \C?LR;5\9G+".A/?$LRZ&/T*\"E@^[ )^MZ<,;5\K0LV5&(*_(P%
M4#GH/ .9IX'K)[@'40S'MB9"5CH2O]$#..YD MCTI93HVB*C"53E4E*WM[:O
M\5';6O=7,R\!%[5CR$&9)LG=&NI2)J[C>.14_:.%E1[)U321WJ=H;GOM.(N4
M^P_A:NZQK8DAEZEGVDV7LZ3X?Q:@>&L[/2G+&BYTHS6M XJT;>!].]GOT?$)
M>\SJW=KZ7I^HC<Q>5>950):58[0N)7;.\+0CPMI8];SB?Q24SKR$[K3LV145
M4RM5G=V =AV-$9;J90&%5\59-$<@%NV^Q9[P6!&5(]OS2EJRYV?'-LN*U473
M+%JBW(1NB(>:L<TT8I5+MGH%-D=J?XS"I#'>I@GNE0C$!L%=Q"39FR(L\\4G
M6=24XM9C$32P;EJVXQRE2X.A4V1TD'>^K%NAO>B.<^FJIWEOTY ,B;-RK?<A
M$]G.+N[GY7EXQTCSX_*IBWBS&HWI72=^9D"K*%SB)$G[=@0_2=Y#[T'3+&KR
M<YK<7 ;)O3JFHB:7[9LO%L\EM4BOHA.**571"872>GT^TKKKVUW="YAK56!=
M"M]O[_IW5[?]WX2GYS[\XN;N^2E-OGEX^(W^N__X/\)U_[F_BLP]ST+M[!8!
MJW=&1ZU88S0):;_%[RS?973=:[+4DG4V(@7",BYE:_VOBF8;R/*EH6Q_5+4C
MF4]A/UE[W=,^@(P^)(W@!![/;I1+Q;BSP*#E]7U]U2UM?0\=VETM_4'<?S0V
MTN]?X(=W*$F>[[M!OQI+(/N65C,\837#FM3?/8!6E)W6ZQ0J4XYJ/:X]MLK?
MLW)L?E#XQ QSP\%PUN:L/0=*=XFU%UH#[:8L=XDS.&L,#N=F6)S!.8/O (JE
M;&5PS(8/R1BC4J\D:S#PZ;<@BCZ?"]=+1^)ZJ3S7XV$:7<[UG.MW 47?RO5/
M<3#\,0X\>'"4EI4)-W0<Z[DP?8-4/9ZE*7&FYTR_"RC6=E6/W3Z_>\$;=]@9
M9'(X.U/F3,Z9? =0NEJGMW];5<[IS'$Z'J"I<DZOB<_6>5G'Y?3M*]@?*+()
MAM\C[5R<QN(6_1H?R8N+%>C ]@^S@><.\RV2O[OA1/CT<-6__Y:'&7>FU]!7
MN+W^(E JN3_Q 7?8T@[(B<V(X?&/^*SAA=P1?'L"^W&(^Z4_<[![(%+YUNG0
M%(71A:YA/,[XZR\?'M,D2IQ-O*=!NH(>C*P:;=46W/HKK!.LM2V!$C6!O0JY
M%=@0SK:0L[?&<E>26[?V=3FW+$ZCDBQ.H^8L3B[;*NXJQUB&87O2.I=S>C:L
M^&/ZXU(#JE.T9;NF#=F$_@3=']J7[3GKR_:Y4>F>AG%I64HUZ9[:I:ZI%76\
MTM6*<E!Q4?II<U"//W!]9V,KJLU7>EN=(0'4(EFY5;5(2ER1HVV;#NW9)Q^W
M5+N5POVW]BD>KGIM%75922KUNBR6HM(+-SJ?<4:2%IL#V_^Q<OI%-MR*1@$-
M:;>21@2_ATG;4V'FNTD\<!8YG:4 H=:A@THFMA?]K7.A9N'"673Q8MO3+XB$
MON]<S\AW@ &.%(LZ6. WL6/P4G[&7_S9Y,()J F-#P$N@)T3R@]I?%'O]+J*
MJ$I2%F+,UM4[S5#U"DIW.?";#WR]=N"#AR[+BFB:"B/(K\@R85AQW2XW1IY/
M&P;O:JT.VZL*?PT=6"ZTKU#^9P3]EM#S.B7GK7\01YC8Y4(693"=2W+$%F0R
MW*.FC0#:(4>K!9#5Z6FR*NJ*Q0B VN\+?"<.#M6B\]TC.OZY3$.:-G+ #A&:
M$O [TN\)R/<1\R/W)W$N_B1AL ;NW4XO'2_-B 7!.RK6+2]7T;*,"D,"+2KK
MC""B2IM29=)+>@YBG'"5A43H7\B_9^XK',NV$O6SZ%E7?:@!_W.S(&\_OK)#
M.G?R'SACNJ#!8,C *UU5U"JS.'F_Q$9B;S]OOUKL*9V>KABB7EY6UXZ]]INQ
M\Z$6V9@C')\]#P]PDW8O43T>^,-EC^X9Z)AY=6N80,6<<5:,%6Z^UB5(=R.C
MF.S40&^+BL0*<,XA<OH*)Y>,:R;#64AGR8F"_6J['LU!P7EP$9P2#Z 6LFK[
M&0&_!^$3D.]I3MQK,H@7_RK*(#HPB*J*AFDR$@GCH=2ZC=2ZH&2 G:J9HJ*S
M$I4_]AB;PZJ_CB:#QSB9G<XSC?%G[\*GD>V&PBOZ))AR^A\5BJM?X5W/P>_I
MFQ:8^@YO/,@),CL]6=0-0U2,U9@]#:@46OX.%JE\^9CK+AJ&)9KZZO*7Y^1R
MYV$?B'T45A]/[.;GT)LA0?K#83@C3F91]C&;O>]YP1MF^H+\NPJ)X\;8[:?H
MB7;Q1"W#%(UNBS)2SAUS.^3":3&'';=EL:OIHJ&6OKCD'LV>\/DM@.\FRI/[
M+@=):DK!1S(D[BN:G<@VJ>EY1^*[('ZPP_A^=.U&X./;WM^!:M.BG"%CMT]1
M[W(OIC6@VB&*CP J!<6M)K<L1Z1Q[@P]:5'P28Q>BIUI4BJ-AU27"AXH4Q)5
M[<2DE<3^RP)FZ_7X)M5?%' J>-"@X*U5@[)R#^?H>]-@;Y(H*=V5O7'OIQIL
M'L$ U3L]332[NB@9W.EI#=2*BXHC0,U J*GH7TNEXXG<U]D3-0\AF;BH25'=
M8'+2%*.(5/=RGZ>0?'X(<>Y8_/[@V7[<]YV;C)A@G19E!;/3ZZJB96B,&*+<
MN:E;Y%:)'@O0HXFZI3*"GO;G"&6I[K]B*WGT7@0L4H!7!\,?/$/HD*1WI"02
M$NE(6W<798(N>!\@0A6#$5."6ZU'2H OBQQ+ZO14$)_2JM_*C=!Z0/#W('#>
M7,_C%F<A49F1K2C Y4Y/UG51D5E)V^#F9=VR\5"H**Q!I?VVY'T\)B&.T+;]
M%Q?S)^WM#73.U!C8(1LI%6_G1$R:$!7WI2P5&$ 2%:6T+\7-2%:0LT-45H4<
M#9N=B@8S#DC[S<AYI4XX#UMSB_*@IAV+N']1U.O@/'5%4^-I&:W!S)Y].@['
MC &8L413+GW!R&W,(FWZYFG@GCLB8'!&LQ#O\+BA6;CX_&D6ACBE),D4OQ_]
M!@2]S>A9E!M,X 93U'1^W=X:".U10UXIA"R D"'*>FDES$W/0DY["4^]Q?;#
M/IYZXF45Q3E69.B*:)0O$^?6)BMHV<<[/P@M7:RE,$U1,MH8RU1-%L5BT@%I
MO5C<M<L2;6;8V'SA)KE[[KCA#+ZK[/T@WI8[/5.TL$.H5E6\[?3]FK98U)QY
MSI-Y=A7Z'\0\"C)/5Y-$S:JJ;0I##:<:,23C-]<>N!ZM,:UH4H8*M'6"&5X@
MLC8H8^?2JC2,]K"+:COK]?Q^O:MU6-DHRRF^7ZF+K[*HD>X"G[;4E;^ZV3U3
MVBN^C-_0"A6\;E\-5[0[K%0 0X:"C_W)<X*\J!K&5 /P3C718J8 M0(=P9FA
M^<RPP^JL@QDP>T*494.4RK?R8S!<PZ:*N]VAV,[]'N>@D2<EF( 6W^JJ+EIJ
MZ4HP?AO("HH.FGM2 D6TKE;7+-&R> ^AXT:^2W6)/LMVZSM;P!W4%;AK=GJZ
M:$B2:.BE9ZKQ?OY-!MC.?F^' <RB $/GK5M5V2U#,=1R\;7C ^)I'(0Q;6G@
M!?[+!2C4B0#D#(,W6#XOI2C>=O,W("-2L>\[E+;X]ZM@,H#W.LD8^J(,0[MI
M*JHB*N4E,K=M68'2'MTT*X<2K!*QI.JJ*#&3-5FEA<NFB)VA?G)].R:.X ?Q
MEHNK,\UDVC8*)4\]8 KBQ[.PL&<G2S)8';IHEN\-RTZ\^-Q1LVU,2D6H42AJ
M=*V-_6&8E)7_!PX<&PGG1:8S/S_!C:(9H8WZA_;4Q;A!',XB7O);1* F)*Z(
M0; KIREJY2>D<,.4%>QL$ZN58D>CV%'6#'W@AFB]EU93^YV7_!Y\:?604.^*
MUB%A![J[P!\F_RC, SKX8[(HJ[P(N#4HVO/2JDH4&9V>HHB*5KH/%S=3BQ2Q
M>7NDHIZI$;%/)=OA%[6R9'9ZEB2J$BNV [<[CU+.5@8R5J=G6**Q9H! \\U-
MEF_VRTK)L[Q[W34UJ 0?=+&&15)-4:^L:3:_X&\DR'9-$3H<9+*$(%,4633,
ML[GD9ZQ0ZBJ83%PZZ30968!G#ZO%R:?[B.0]]K_[1!(^+"KY?D;N%]_U_M:)
M0YPFNM0"9+$M<)JNLDT-*4HS^,GPSM51.B>H'JJ%1'H5)%(VDJB==8.TP?4X
M\. X(EJ=9'X5<'1 _%ZFC/#4M8)U%026'H1F''<.VD-(1B0,":H1.&=1Z,_B
M<1#" QQ1V,A;T=BF@>LMMM?MW??5 13INRBDGN@S%J_;3U5*"T94MS#_^@7J
MQUT@+3"!,\/_KQ$9R]/8DC6+PFUR5W>$O25O6K=TO3!M#SG\S>\W.KW]2<9G
MO1TT2RA_'FOFCX_<G\2Y^).$P;H#,CL]J@R4KXQ$!7@@J6ZWIB1B+-80<R1S
MC36-CT9NX&?JW@^$J1TFC3KSRK]J]9.\M1J]VJU<.56X.@4\^&ZWL-K?H<.X
M1;W#'=HX5U@Y+G?5#<S[61S%MH\;+(Q,N?[E919=P96!3ZUIHJ(8HB6OF^6[
M;G!QW0*J#*6K=TVJHK1&*2U+ABB;JU'L3=(IRQ^T8^&:#,ED0$)!E45!D12-
M'L;R3U51@*]-"3SEE7COW$(_I.WSXLB+&EN*SIJQQ<WSVEL\EX"+P1I<6I]2
MV(=U(GUM#^QOU[EP_2PSFR<7%FOF.2?D ]#QUK]*J%CTXDW!GOB&*IK,M.[E
M&86UM[*L"#K8"U\W1&V-N\?3"&L!P2.);2SF%(@=^KS>NK#0S.AWDY*O/QS.
M)C,OJ4L8N4.W<"JMT@7' B="*+S4NC4HVB$_JT>1*@&*E*XH*:6U,#=$]S1$
M%X<F!#0[>QA,IB$9$S\"WUUP_2%.G/_D!5'T^1QLTT^EY&P$BX:_K9@:"RK3
M?-RK/(UO*8E_ P+?D?A^]&S_+,PW,AW'HTJK;+-R9MQN91]6*X+W1+!2.CW#
M$(TU<^J/#JOV3\Q+LKZC->E69'NZU1[6R7GEY^ZP?O,9;4DF6V'&4#L]TU!%
MW:K*VCU])GC!Q,OB%O)Y87"'[5P!!C7 H&R)ELP^!JNTHA6=7>&=RP^GUV+[
M"_,]D_B3C:V,MSBC63Q5TJ/A(F;_6B=LA%9>X.@53L"J\!@9G3K .99S[.&%
M8]5PK%'AV*T3<RPU(7Z)L?5#ED>2R_F:V.&+ZR?OK2SC2Y9V 4"A!3*$)-T)
M:7NMP*>;IO&TD>O;_M"E7AW\@!86?4R%R6TA?::&Y@UM$ QG]"4DX-R#+__U
MS77B<8:XW+?2<Y 67[$'L(!9O/DK.9H/"3;5."JU#',I&2CW)RX2H>M*@ZX)
MX!Q(DF-I Z)W=<.R1[*L2Z/AP!HH_S0Q!S3YTCA<)/Z]D(M!2.P?%_8(]O7%
M]M[L]PC1DX<*X"1/ZV4R;23&:%0Q,1+T _L&H4V/;H;3N?%3L!+[Q"L0QB'*
MK+_L<19@_2);"L%(P)JY!.5V;]TYGP"&*U5M%(:_WC_>_N_]G?"M?W=U__@@
M"K=W5Y="_^Y:>/KCV]/M]6W_\?;F:2.SGG;Q5WDA\S07+7@ 2=!OX[I3.9E*
M#>.C87$":?#I.O \.Q22KKR1X/K"\SB8P2.=2!1N?@X)J(H'$@HTZ5&XMF-[
M'GFDNF A!ZGB&>+CIA'YDOWEJ^-&4\]^_^+Z].WT2U\_D@&EP')2,5(E^?5"
M0%Q*B9!('=GTS>FO+^%7OZS^7)<O+45=^ROI4E[[\TV/DK5+6=(*/6KSSW5U
M_4O:LZCNUD?MB$ALC77)^LKGUICI"3<=TSY=7[_[/P3XZP;D^H<LW0]F7QEB
MY+RGG.UWJ6^U_EBD$^8R[U/1O,<N6T\HE1-J/T(I1?BLH0T"YMTQEVR/<L.%
M#\;,$:8+-WMMK<\.G ,20_ C HYYX M>  \LDSW4BEC<NGTU/*8F[]<VM.\[
MW\D\)P*6!C_XC=A1\1Y-*CB\2A?GZ)9N&\I.JB/GA.9S@G%T3K" $S2<_-BB
MV:&<$YK/">;1.0%GC9FJJ)>O >&)R_M:>:]PA!CX%"(RG(5)U@7-LI"_"K']
MDW?J/]A82ECB:4[6YX2:1;E"DSH]51*5+BOSU7EN\K&,C*H0A(GMFJC)K)36
M<00=2SE7A2 %$*2*BE354&:6$MF;J9@%\I-,IC&OV:Q*-]]0>A;F#!6\-UW4
MU!:%,<X=0X=KYP,QI &&+%&U6A0 .'<,':Z?#\20CO%445)*>PG<=2XPA8F[
MQH74+Z59+G!T[;ZZ#O&=A T*8][H]+I5S-3A;@TK^-FA>BO&C]GI:6+7X.,/
M6X.?'6IW%WY6(8)MB:2J"G58\GIEE46EFE0 NEGN@;L]&8;7RQY\C?\1^?=3
M@KGK^S9IS?%'-VW;994>M,1:#3>OU*[GVKPBY.EX+2(KHBI5Y?%PY#42>?M?
M4U>%/!E<;=40)95]F=?R9-F;GU/B1Y5ER[*;C]K8E;7^HN::T*)1WCSS,%,T
MY>",BH5EL=+IR;(N2AKOF-D:Z.QI2Y:%CMKI6;IHZ:7#/QPYK"!G3UNP+')P
M)B$V<6'ESK?U=RU/XR!,*E&\P'^Y@%.<"&"$A,';P7VK6QP$W:!ZQP-_N,P"
MWR@1B?,=*%.<#W0Z!Z>K\@N8UF!G@^ZM'CL&-JD6-=/BV&D+=C9HW^JQ8X+^
M!>P8K&1$M][)?9JAR^_ZM%<*;=/$W=TR[FZ>GG=(3HQ.D@'QXUE8O&Y&QTM*
M45TS](\[,@V%4S$7N&(XX9V>J,NL3(_@<#JR7UPMG R)PHF9D3:M=Y;_#R A
M"(4HK[.=^?%E4TBQS6(RJDN(PUET8 "[Q=9L,8V>$#W/.24X1L:\--WBKE%K
MP%1,GU<*)AP++9HR*[X2!].1M7FE8,)J)P!3:4^#0<>[$0F19$?" \\.*J7%
M#\X),O!*R#!%RZS*">?9:(W$6S%%?SC>=,";:HAZ^4G+'&]-QELQ6^!PO!ET
M-J)>WHQL2\KC\3NAWA'L#KI?F] ]+./SXI-"?0%2;@&"%^83O)JR+-&02M=R
M%SJF!GABYX6W0CT$2N#-PE0D733+-P_D>&LRW@KU&RB!-VS1U^V"(5!5<)(A
M0Z!IM_)7(7'<6,"AXEE@0/@4DF$ *WL_;,QXB^_ MF7%?4]F3/DOCV1(W%=L
MD940%P<_I]SR2&"[D>T!"WDSI$[?^=<L:=%4.(YF2IV>+JH6O[%O#;RV)<X=
M'5Y8H29J.H<7T_ J-,U^1<$O3;,_#="P_$:TY-4&"?N/MF?K6K\1;K] )_,)
MJ?['L\TJ(85/CZ7T_UG:SH?$!OIX @]A\.I&\/CO08BMK_$D"K.0BA$#550J
MNZ'E'EPC47A(Q* Z%&I)ZW6EZA&W'(7-0N$A<83J4(A-#"595%7VHUD511<8
MM#<"/VTS[.YYV;#'KFOH9;"/LW N*VM]3NL3"5_=(1&&8SM\26:1.4GUKF /
MA\',Y_FK1>)=*3FO$FK>^VDE=#\E96&Y;=""K*[&"T%; Y]M\:RJX9/4\RD*
M;\39&OALJP6M&CYX!RJ+>I>5?/G67SS]MQL2(0[A 2,2TN&@_+)I?^6+U'M.
MB?>=8!+V*J2[G9Y666H?#]^?' _;M.D>>+ D[+116KYQ/+""AVWJ<1\\R)V>
M7GX@'%M7+^SJ.QKU M?3?R&':[L6&WL[&PXEM$O 7,RXL_"&417-+BLE1]PW
MJ+_'4 FXJ-25M,K;3APNK,!E9UNA$G#1DDY"?*[AL0[^N^O,AJX=O@M(YU<Z
M](H[CT4R%5/Z]>?D*PQZG28?=OFTN=8@9GOR87G$&(@8J?R@+8X85A"S3:E6
M@1@S27!F)81U9!>UMGD(ZP_^[[;K1\(G+ 0@T6>\'(W@/(1@)+CKQ@B?@_M:
M*+=V1>$NY=9FV2_79(!S1&[^/7/C]\703B3_(>DN%O;MZXKRFFO3_=-GN9_"
M#(Q6M/"18(3]^A11TE>=& XC-F!4809>(?",W)_$N?B3A,$:W'2E3H]F>BE?
MN?=[/$6=5\^3((Q?[!<B> $\E/O!A?+R,\C?^T] SOO1[RDQ,?NTL!#MTIY[
M%23A<Q>'%?CL2*BO%CZTRYZJ5#41CL/GY/#9H8>KA8_:Z9FB7+ZA?3/=Y>,#
M(3LM\(HQ%PW6G,X:%@6?Q.?@(%<5D,XH^901,BD60-:X(_']Z'8RM=T0(Q"%
MF0(O9T3#Y%FAK0'2MCAUC4#2:==2B97\4 ZD6L/7-0()AQ:)EL1*F4/K_64X
MN9#8$0'E+ SM:"R\VMZ,>LX#V_\A!&\^<03/'>$'HEEH^\-2K7';R"D[G.AO
M0,=[).-O0,7;C(@)QQ1F#ZSC$-7R[,&=(%;0L\.'KA0]=(J1R<Q038Z>NEWH
M2M'311M/9R:II?4>]#6QX[$P(#X9N3'&M*O5R"VV7;=YT^M9@M+Z6T+J=>RQ
M[9I'D9B[YN'^3ZV.=!T8DCF&6H>A;3[T_AA:Q8K2Z1F5M2/F+O*.$[^/QR1,
M@]?<]]U?T]X%?M;?)H$R)>1\0,*'!D<%C5%%HF.25(65ZQSNRM2J<&N%DH90
M,ICQ:SB4:M6[M4*)7H,H9AL'L;(\O,U?;:A60EV?95?"'4'L%:XIS!H&LD;7
MK*IJE#>_;"3,=D2[R\/,I)V*NI5U*N(X:R3.=L3%R^/,ZO0T4]1T]N79.;51
MO=DQO/5<NI6RN[+6W]H\V9X=NB02;-\1R&3J!>^$9+<X9U$86*'9^9L-T.K[
MSB/Q<*SVH6Y9M].S+%%A)F3*0^MU&Y+5 $>6 #B2:)7/F.# 804X.RS#BH C
M4^ H5NEJ%7Y)LQ\$<(9/,!S.X'W#]VQ6'Z_W*Z9N[S,"%I];J<A)&SG57)U4
MQ>/H#87+#B5;"BYJ A>=W^"U!BX[5&LIN&@)7)@I_VR]'WMMQ[8P#8,AB2)8
M,'=<"TZT2_ -CWDFP[$/RWYY![,2J?HP)VIA+M"!"R3>>[--0-HYE*X6(!GT
MFL102AMK'$BL &GG7+E:@&12B:0;K)00M][1A;,:X5D%ONWQP2#%-7.>?@<T
M-%9DBY8ZJZP8HMQOJ5L%ET8,+9PR-.[IM@8Q.W1M6<0H$AWZKK$B8UKO[-[/
MXLAULEXUZ>4M''DT\V*;3[XLE/:?TC(=01>!B7FU(&1A3I"!$S2P+_G5;6O
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MS N0ZO%E@#$IBZI15?]CEF(*3)9*+>5Q1DDB)XD^8^YFR2N+(JFS;6*K6HR
MA2%]1^+[T2',A<W%)5&M?R[],2M0*G+CS@ZDM9@4%8#4PH)L4=:K"FIQD#(&
MTJ.F:-0.URX8Q#)X6E(%==UL54HU94K+S@;9HH"#7(*1 .?+R[Z/8\=D_/2
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MKFY8]DB6=6DT'%@#Y9^8/)%^:1PN).T+N1B$Q/YQ86,/KR^V]V:_1XB>/%0
M)WE:+Y-I(S%&HXJ)D: ?>#0(:7[?%_ ,28B?@I78)UZ!, Y1./UE]UF8G=XS
M+=D+1L(5RC6*<KNW[IQ/ ,,5KY+"\-<@=/\$L?P-&#0(IR(ZEI>"[3O"TVP0
MN8YKA_FK>K86?Y47,D]ST8('\!0'PQ_CP(-CC&A*I_E5N/GW+-_688/L3"6)
M\=&&.(&$^'0=>)X="OU),,-=N;[P/ YF\$@G$H6;GT,"ZN.!A,+3V Z)<&W'
M]EQE4?VPI+"&^+AI1+YD?_GJN-'4L]^_N#Y]._W2UX]D0,FPW+ .J9+\>B$T
M+J5$<*0!EO3-Z:\OX5>_K/Y<T2Z[BKKV5]*EO/;GFQ[5O;0,K="3-O]<5]>_
MHPUKDN$+NLD7M<>BU$M=[K*V*/B"86Q]U)YASAT]"[=$0Q-)>/IXZ /H95J!
M^-=!^$N/ROL]VEBV9__@!$T"_TPWWX<5HJ%F>Y0 #[;K7+@),:[LJ1O#S\^)
M'(\DMN&'"2O<V*$/Z]V<7]E&"O2'P]EDYJ$E2(E K\$2/.2#!?0G14>=MX=*
MS\$R9[0VA>>;[8%+0\!2_C^V/[/#=T$6!452E#*7DI?ZAW@.>Z''];38&'HL
MO>>31AS7;[9(P-':'LG/.Y&)\UB@F+"[I;]7=AY'"\.6SQC9!H,3)8QPSCU?
MSNW6R;DFYUS.N9QSZ^%<62K'NGO<Z5F=GJHKHJRL]H_@_,OYE_-O*?[=D596
M ?]V@7\-530USK^<?SG_5LR_2LW\JTI2I[=^W@'G7LZ]G'M+<:]:._?*P+V*
M*BK2:N$1Y]^63P?$JM;SZ>69!GEX3T%^)OQ,^)DTZDP*&0W:=J,!I/ZB2+2P
MO:!T>EU5U"IK <0!PYGX3,ZDP@:ZY7A898R'J^Q[RYZ5G;27&7XHZ,86>:+@
M)UUEXG)=99H"_\-$$N_UR<^$GPD_$WXF_$S*M%77F>RHHTI:A1UU.-!.#S0V
M.S>IDLX0SG;8^UFA(JR1;(8E_Q0[GVKW-<F'8:[@K\U\8H<^<:A/![Q+?\%O
M4'A0B9\)/Y/"T?H=_:5RHSF?@T4A)-9 WOII]2-M"?#-CHASE9-(CR0"NV$8
M$X>F"?P!BX@>R;]G;N3&Y(F$K^Z0/,#^ N>1#(,7GSZYL%UA='J*J!E\=AO3
MB.12@I\)/Y.C7M&P+KA-M@1WN^^ ;GZ2<.A&M%M4A(<J!%,D]F%CD1H6/^'!
M4WXF_$R.ZS90S7$;13/B7,]"V'VB,/YA>S-"?W>?R)],,#GK5(35Z<EK\OHY
M:!@"#6=D?B;\3(YJV5<B6[LLR=9VQ^^?<@:W0'ZBG\4+'GB @9\)/Q.&PO5Y
MS;%'M&=%H\@2:)35RWV.-(:0QKF?GPD_DX:$X4L+9)DA@<Q3KEKVJ2/?EQQ?
M!B1>F_UFATXDO)((>_WRRQ(>.^)GPL^D</;_!J]M//"'>X?S_D%E4-%[=AE'
MYHJ6HIT^[9HCB7,W/Q-^)B<I@SF>P%69$;C<Z6K9I_B!MNQ31[[X/+[0?B33
M63@<VTGJ83"+H]CV<>E8O#0)_"0;D=^&\C@O/Q-^)OQ,^)GP,^%GPL^$_0J6
M4]W(A"1V0SIZ6P!3FE>P\' 4/Q-^)E5DTBUURJ&QPKW2-U N/<[%T@-*I<)1
M0^S#)"JFQ$A&-@<89WI^)OQ,3I% =U(YK+,EARL*$.]MS#ON:_;L]!$7^/DO
M!L#UB/BYLJ.Q &MQ'>([D0 (RH>+A4__L0U@#R2D&95;@79[]WTY5?.*OH*B
MZ#I[=?:L:S+TX#^+4BII 1FCTY,NC=5,2V%*0B'";R]N_F!//,S-PQ+\3/B9
M\#-A[4R*Y?3M&',R5R$YM8)JK;!%@HUR3-$T5HMU]T\HX;CAO'Q>9U)%MECE
MK&RQP\H5W1:P-\SSFPU^WY!$H@ V.YD,P 9795%0))S/7LQYRT]V/+_!IBT>
M:[I/@XTM8TU'[D_B7/Q)PF =DW?G"J$-$TT;/8^8,VV+F-:JD6D5B3,M9UK.
MM)4S;;?N >**W.FINB;*UNHT0<ZYG',YYQ[&N: 1Z^9<I=/3E*ZH6JON,.=<
MSKF<<P^,9H%*W&\&6 4\C,6.DB'*W57M6[C<D7,3YR;V]*!2NQ[4.CW#-$75
MY'JPKOP71CO#WI%8<.G815X!R:_)^)GP,^%GPN:9%#(9U.TF TC]Q:S=PM:"
M3N^0NY;,2&='#AC.Q TYDR),O*//=CD>-ACCX78//Z.CSC&!?#'K/+6Z1<$'
M"SP8";']D]>1\E(9?B;\3/B9\#/A9U*#5[0C7YYJZ:N\DEX86&!MW8^>[9\/
M08COZ<=QZ YFL3WPR'/P8(?$CPO;8&:GIW9%W>HR4NG'(5:WS7YLA%F,(8QW
MCVS9I]I].=*?("_^26>AH(\V\XD=^L2AGEPV)(7?F_!0$C\3?B:%K5&]KK%-
MCR0"VV$8$X>F!OP!B]AG?%-!VZ(+M@68%@8C 42.2"XE^)GP,SF]D\>XX%8E
MM@1WNV]^L@GHZ#Y$N2G<O&DHCV;Q,^%GPL^$GPD_$WXF_$QX;O[Z;O.)O2B0
MG^@F\"Q][A_S,^%GPL^$GPD_$WXF_$QX&@K_%#_0MGV*'VC+/L4/M&6?:OVL
M/^R,$)$X]I))?WA_AY>V@OUFAPZ_ON/A5GXF_$P.:(VU?]K?(_'LF#C/P;/]
M\[_=>(P]?H >WX-P??I(X4P0F4Z:4E9K@ LWSN+(XMS.SX2?21,D\/[I>[4+
M8(49 7SDF]1&C^[FH58>_N9GTKHSJ<2,+SDJ=E5%8'M;?76R)Q^\Q@9H."/S
M,^%G<AP+O7+9JC$B6X\]":_-([:->D9LJSH=L:W5-&*[8?XVCX'P,^%GPL^D
MB6=2S,W;T4BYJKF\*O9CM415*S.7E^.&\_)YG4F5<?_*6-EDAY4KBNJS-RIH
M\XAMM:CS=D9CDXKMN.ECDW;P>ZEIO:K5W&F]A5!PHA 89]HS95JS3J;M<J;E
M3,N9MG*FM>H>4*AASRK=$(&5..=RSN6<6Q7G=FOG7#D9L2VM27+CG,LYEW/N
M@=$L53K:B&U-Z?0,0S2DU3$"A:_*.3-Q9F).#>XHR:F @]1.SY0MT9(5K@5K
MRGYAM(E7R0';#;N0X9=D_$SXF? S:>*9%+*^Y1J'\VH:1KM$<)L9&=O% <.9
MN"%G4H2):^5AG3$>;G>KW!H';#>LT((7O_ SX6?"SX2?"3^3HWM%"E/CCS4#
M;#!)5"6+D5%7'&)UV^S'1IC)&,)XF\V6?:K=ER/U#=AN6-B"AY+XF? SJ=@:
MW5&[R?B<5LWJ]+0JYK1R1'(IP<^$GTES)/<.)X]UP=UE2W!SG[!EG^('VK)/
MM?MNMH9!&@T+</)[#7XF_$QVGTFQ IC]W?NZ^[CK$O9Q5\TR?=PYLCBW\S/A
M9](@";R_FUZ[ ):9$<#<.6O9I_B!MNQ3K9]<6>&HFX8%F7G@GY\)/Y.ZK]&7
M&DV4',M0T-)3\')%UEBY7.$ XTS/SX2?R2ENQ4\JAU6VY/"Q.UVW>82.7,\(
M'5VK=81.PR)M//K)SX2?"3^3)IY)L7O:'=<$5<W=T/5D[H:R6HO%;V'9P WG
M9?;.I,H;O\I8V6"'E8\]F[.&@R\Z0D<KZKREO2&3/7Q1@<I.,!MX).D/>49=
M4ZND1\-[JJI:C9,\=+.YDSPJQ,B) G%<''!Q4%@<E.RQO%T<-'@:%Q<'7!R<
MH3@H.9QO#Q^BV^FIABJ:1O,&CW"9P&7"&<J$DK/_=LL$0^KT--409:5Y8QBX
M3. RH1TRH=CMP<ILP=K&'!DR6@RB*I6I(N!LRMFT'6Q:A$M+QOKVX$VETS/!
MFM<MKKD/N<#XA;:YS/)J<LE+$SM\<?WDO4I5N4NRM(N."JU3($3P@YA$0AP@
MH.BFL4Y,&+F^[0_A!; 0^ %-9_N8&I3;0OI,38>73H.(9KQ]";'BS'TE7]]<
M)QYGD,Y]*ST':?$5>P +F,6;OY*C^1!61,*C4LN4EI*C<G_B(I%37&G0-0&<
M TER+&U ]*YN6/9(EG5I-!Q8 ^6?EM7)OC0.%QEL+^1B$!+[QX4]@GU]L;TW
M^SU"].2A CC)TWJ93!N),1I53(P$_2 M@I"6"WX!;B,A?@I68I]X!<(X1*'X
ME]UG879ZS\B6V!+C"N4I1;G=6W?.)X#ABEJ@,/PU"-T_01U\ P8-PJDHW/K#
M2\'V'>%I-HA<Q[5#EVQFUM,N_BHO9)[FHH4> &92?O>"M\UK3V5E*CF,C];+
M"23"I^O \^Q0Z$] W< N7%]X'@<S>*03S2U6*O@70H]JF2%^;QJ1+]E?OF8U
M<JY/7T._]/7C?I'EEQO)X/:37R^DP:642(3TSCQ]<_KK2_C5+ZL_-Y1+55__
M*^E27OOS38^2I4O@M$*/VOQS76WWH@QI^Z-V)#]LS9&1]97/K3'Z$[8Y6H>B
M]:;N_Q#@HAN0X$X^%^*#@5>&$CE';).5M\;08XY*ZS)##MUCR^FD<CKM12>E
M"(]5E6IUY&W>3PG:B/Z+T =_]15\#;*Y%GN/W5:"FX/JKLYK<>UORK=^+''I
MQ%8&>*[PG/-BP;@C[Z;"#-V',!BY\2$##0UUXT!#U@-PI3*!\:RKR1YO%F.M
MIWQ3&:M\]>V.A)42C*6!*62*76OUVHGCG./\V#C?D811 N=ZI]=51>W$L[)2
MG+=[KM)M3"81WJT((7:W#]'[^#0-@U<7%_]9&-K1N(P/<FI+GKGO5^DLR"IS
M>'I Z$0H.H#GA4\A&0:PH'<A& &60N*XL>"!2-CBV-96,=<\6YSVZ?B>W'#Z
M+X]D2-Q7C+=?44*B:+WYB9TPR2.!O4:V=^L/O1F2)M?<H[#T-3H]750M;KTS
M6_O)L%&PP?@]#9)-L)=%35]%,@<6$\ JE-^W8FZN:VIT=(A9V$[8DE>;&QVI
M_+@&(Y5!J^*:3,&2<)/IGYA!8.?&@1Z_76GS+(EYW7V.D/!WC]#YQKZ3'Z]:
MF >ZP .2J*J-+9\YBF _:;^ZYED,=2+6E"ABNVKI  ,'T.D!M",.50N 9 H@
M4U]M47<" +4\I$"[!0H#G/P@E)[VS:9Y7+O>KV9XAJELFE?)NJ+G'MSIY?2N
M0NYJ((J7SU6,5.6(.3UB=I7Y5H,8C4:)3)T%Q+3<C\_;7)A*C_]\L5^($-&)
MRGCY1*ES@A$DS=7M>:+>CWY/2?J44?21$O3WI\?"P2U3Q^!6=\VL+-;5/7?+
M3B^\=ZC[^E!K(&HE=;7\DX.H<2#:80'4!R)Z=:1JI8T"[M_O3D&93&TWI./'
MYOD"GZNW#M@TDFNW#C8SQ8+NCRG5"S32,QO<2(^[=J<7[#NL@[I0V]V,6@XB
M)D!4:4Y >3CM-A4L"4T%O;MZ%<!3 "HN0[*7P@?3D$S<V22B*0&.&PV3ZG8<
M:D2&LW![ 5WSS.D:;(4-_-(?#L/DGNR#@7V=D;CO.P\I[6_]5W)@\HPE=WJ6
MJ$EFXRP([AHR:$&<%LL*O1&6C-+)AAQ;I\?6OG;%D;"E K844=:82%=I>33B
MFHQ(&!(GK7D68OOG&10KE)OMLX$[,E+>4DH^VS_3!-QOQ"<C-R[,!AJP@2G"
M[D]L:7.WK22 ]E7=50-(Q]P =4U+9XZ?4^.GTH2_:E&#(\9$V5SU4GA^0.52
MY.^VZW^F%8+4B[>3EH?NW';BCGU9E3R(P2A-6NL^S6F)9#^D4MLR0:)VP3)=
M5<G<A>=N5G5V0+6HM0"UBBCI/$6@!2#::0T4P,[6RR.KNLLC[H?OA  >4-X&
MF"<#> $\E#OD!5( ,JS?^T] S$6>S&](R:+"LXN3<41%7LV,X4[4J7FFG!->
M)VAD!(V*W4XY:)H,FAW*MEK0X"0/439.+6E:[G,_A &LUXF$41A,J+JE7>X/
M5[-L&IK':)A)Z?@=R)B@GZ+^5^(YWX,0?U*8 50<0J>+>G.'T''/B"7WNG;
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MM.^(1?"KK)#1]2$AZR$,@%.G9%&6RS@S/&9\^@RKPLJX NS@M94A6KQ131L
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MV>D9HFJL.O.L6Q!%<<*Z3]@DP-<>\Z\1\%:G9UEB5ZUJ-BX'8",!N"-@42,
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M1::03FX5<[?JR)'PZA"$]3RB:?+(3L,15#0B7AV"=)R$HRFK%;3<,Z^I\<O
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M1>%X:CB>]FS*5CN>%.I2*Z=N%-WN..?'E*=L>,K3S>-#HL';'^6L;)C9RO@
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M&0XGHD6D%4^SJTQ.2@P+E#%>C,U&.,#QB&HY-U(>E49F-/G!5R"@C4B9S#U
M90_"E<IR)^FQ3:>U-UK RJ:L)*-0D<%/B7]1=[-$^,LUL@T9VWZQFB/2A2Z5
MYPNXM%C3/X*MBE99G "#<$S0%E/)F7L+'./V^I*4!E5E*7"ZLI*=&:0'UJ[O
MYDO1NNT.\]3GTY4\K31-"Y22C,V@P,TX,8/?RK%00Z\:*_W!/#*D;$<E2+4/
M] ; I-BMRBSE1 3!!Y5@BSH?6C:QK&JD.7'^HL)Q2',FT@D&T(P:1'6<4FM)
MTNE2-2FXAHRB;(@FYKY ]JHU.IZ*<6G(9;%+L:F.^AN4T1.1!691X-7->Z?9
MZ(CSMU$3?S3E'WU*7D7O$J['Q!-]GB/T&PF<"92I6C_9XK@1K68GE)VM&GQ[
M:Q7Y! )(*.62A@*BB4AQHHTE^G:\3EV27,=(0/(7>!$K]-KHEF>TJ*[2J-VY
MAX<!4IMH;3&A]@C#,)J+E%',V%$SEARX\94"'$E$MN]"L"',Y9#S7#<Y;D'L
M&8<;5AN88\"3(,O@VK.0M+_G86B,\E1H'T5K0N_5\P\,.-C,^:.$#=M7_@*=
M<JJGK3J.E+XKK$,MLE%.BRA[PEXS(>V,R\+S2<A'^ 46O])J8X1*:>FI T3-
M@ HQ(MI2=1<VU_TEU/*$I@^<Q4U*10[,X@$&LQ+\3TH49Y/+S_#7UR^B0:^9
M\LOUG$=^"57LY6/K;ZF[#9)-9T123\0P<^@H6\T\GJ'HRIT=H5J%Y% 77/6#
M.JVOU$N8__3>3Z302^HW^!.G9C"IRJ E]UMTK\''3-AJ("3AF_2H@Z^$(STY
M-KI1OA&>;:S%D%:E0,(#]5-C5ZUZBGXKLL;4 'F(DD6N!JR13F(4J(C4L4";
MVPM024$C&'%]4:)L2ZJRJA,&.@4B/V%\3+Q$DCC1IRCA, J?DN$P[<2DR-5&
M39= :J6"G2A2%@GJG!!H<+_4:N%MKBX.&@;1<'F'3B7ALTM Y:+3R01K(Z\/
M>2=TG;C0>6C(!,V!1>,KT]PQ *Y3RGP6PY'$$_7UN3):F+)E-0_G!M&+6L_E
MX.]T<"=2[ T2L(A4CR9 =6T"E$V L@E0-@%JFP2H3FX"5'=#;!J#P"56.Z2G
M*%VAQ349%/06YWNJ:/G!5TBS2_;"Z$.9H#1E*!'.8E<@.1M.;P4@F\;<54DR
M<F1&CDH2K]%U_KZ\&X2); V-:/2*5) QZA^O78%\A'<;& P2>8>5=.FZX= H
M=4!JM&LN++IKV MB<1+J30KS7/J9-B-08>S,U7D7;NJ%: LF/'YZ5Y(@#M+&
MY+[HHO#M1'1>H\V7B$LS8^;J?-EI)R&-N>*/7YF/<:'@>0B:*0UI;'ALM0(E
M8 P,)T@"!LQ;K--MW36>&AI#HD=*$CM&CD0H_+E(RBE4&82086Q5T;W$Q+4N
MNOIHIQR:K^/Q.^:J&PP_<4[)1Q%\VES*W,F1M)W.4=,Y-R7(P%Y^53$W,6>'
M)JUR9[Z^NU&Y,^)AN10ZA^89<JOV!.:A1<\M@=:Y$VM(/1>N79C_N8%.1O<(
M8S:<#)/-N0\\SF54[]%@ON0?1:^E_+XKX=>)08T;@W@7X/'$9%/H?QK)2>,
MIE=!0\5KAC?<':"9W/*A*;T[*5Q!&:4500L."(KO%ISLI@N%E+YW35!&*/+6
MLFA.G\O.:?6Y?(2E<[I8&XU8CY?W1FCEV5:^Y*LQ.J4&,UD+9=3T.MIG:K*>
M (BDU(P44@U5'1M@9:$$L,%N7,XT^(D>& +.H';5E&NW4,JAV9Z'GQ<5RQP0
M4JTM1-<34>B57\Y_/4YU5!BBAP;654#SR401KL477Y:-E0BXDN*TB^08%.Y
M;OX?_'_T RT0H TA+N%-QHDMRZ!E/3/AE:2V(6>G3)6'X,F)\W$E<+2P.21%
M>&[;X",QP#I5)QJ#FU [/U&=R#GE2?D<I9W@*> D)@?V$1LJ4#(Y*!TP,@8
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M2"U6,Q3]H^:,U<(98)AB17+V+LMTLOPH%@W;C1PV#(=/*>S%2HB;<@EH-Y]
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M]>N>DMA]NB;=A[.[[38;>V<\6+>N[7]0 @[:#>+Y\,IR'Z.)G;K;+@WZLW6
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M!3(5 KF-KLV4>S$T5[0\[M6PPJ?M-AM[YUM8(BH+$75V@B [N.#JU>J@ S2
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M<V"8DNG-ST$*BXCVQ5AAS\&PF!"PT\SD9<]1"%H)=,LH&(.<X\JURX81>T9
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M<8T-7..ICK':2(MLZ),%VX9.9D<#F]/JF):JF7N+:#*@=\XUSR7TFFQS,FR
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MT 75-V@_A>LO90+J'5=: >W%77WZ5:'IE6$,WU+S_RD3V!LHX13X$]2BXFM
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M=KSL?=MK==P&G3\\>RSY=27O5V ) RZNJ$Y:!*;C@VF=X55+3K6CH::S-(L
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M4)?6%08Z7D'!+5A)UUH=WP)6$N8R/_ZQ->HF_"$S5<[#O1A+ZNB&Z@AKW4,
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ME>N[+\KC/S\_WGZYO7ZX_?E1TL'?Q1GCQ2"!T%RZ!5BF\Y>W$I"/>#YLE*_
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M_G137\14-!:!G4-5^Z6QG?G8&G]FGZH[[S2O$X]\F::XAIF?63].UCC==H^
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M8F[-MY3MUE],-IKXOR_CI//EYSQ)\S[-#\)%OE5[I=4D]&+XC5\2KL?UN/Y
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MVB^NV8A//-C2\H?L;O5G.ETF7.--0B\=\M#+XZ]1 ") [!G$9@%)K<#T 2;
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M D)R(M1K_Q>/T46Y 2$@)"="E 57/)876C/"BNK+  ; J 5,<SI$_3$C<&S
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M&L:Y/FZ_#,>M[I>Q?E^#6>AV_KSCM_$#U:"Z9ZK[\[TX-:X_6 !8 %@ 22Q
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M)"K&'UAT#D1([DPDUTA?-O0%?1&?N>^1')W3BDARRI<"_[Y8QC,MI<Q)[>#
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M'$^/;-,V&*8C<*0J1Z1E0AQ?CRS',URO<U=4$ -B)">F.1Z!'H5&T+VR!^
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MC<"7O[TFJ 25DE#9=Q.10!0P-%W#M*FZ\0!+8*D^EOVV) F8*$1E6#9587A
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MU&-]'UO%[E]@" P-5R#'5K&#&1 "0L-5F+%5[,(&A(!0'[UL;!5;Q@$6P')
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M9#')="\8/7Z&TPJWGV^_9DX:>3)N'JY7%*:V9[_08O7"V F  3HC^!NV*<9
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MAN[&ET?H2H&/EKP;&6:#^'<EWK1ZB3)6T/HMV9F;*2PB>A@SP!$\F(=Y%$;
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MK%ML7I'D[0:60@4/ZVX^>-7+?QMZI]]3T*-25\0WKUYP;K1QTMI(6LHI2<L
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MM6>SP/\!YQH1=W%((WNKSER%6Z3H"'_SS26C%S*24ZST,E#I8?)%04KJ@.6
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MEN71SIS5$MUJCDE"5RB#:$Y+ ?TLEOTG]NBC:,HF^C9,45?;TMYIAQ7F=&&
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M<U(%)6R/42F:SZZMLZMG1NT16]67?0URRXD63[X[^AW+0*9L[MG/"#(LK/E
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M<W267XZ<Z^;XC:BBHA^KJ.RA2#BXQ,HO(^>5]; ?L@1TFS6QAX^3-:R64C$
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MH%4#M&J]O&HVP'&$F0^;&2[1"GL6P.9NQJ@HW(!,</&/!!.(E(=AY&,-NNW
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MT<T?$F>63M&>S0+_%68>__NC;P<C_,<_:8T9/PB3;[[ >U 7>B1 ":]$>%K
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M;F.33N[J8TD*K<6QK=+5UNI"=,E9#9\2#ZVQ38L2QCL6;]:2?%:/-N;@X83
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M!,3^_LX>PQS?V^Z;O0AQHS-+F3I>,KJIP.O7E[QQ8>-QS0MC0 &<^P$]ZO<
M3!+@KV F]IEG($P"I.F_.-*@9P)-#21I9&D#HO=TP[+'LJQ+X^' &BC_:V)
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MOP2!#*IAE'R(8Q-0Z68(I&!.L%C1<NR_"VSTG$]MY6S61'WFE3!ZT2'$\LJ
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MBN%1PXR >".6D3LE-JH(*Q7FTR6R,OUBMFL\BP9+CL8?CV-PQ@I&_"\6<NO
MKM 2ZB"2AW&J&&N=DUE[W+0GV[>K1(7CJZGC:_$ZOB>> :_CV\3)\SJ^KR4T
MLPW*H-IDS6Q&+XU#LB$Z.1%S.:TD"6ZG\L@%4862+VZL@T5'W=#/*G>T'UPL
M]/X['[TPA2/6WI9Z G:<F$>92J@B"[5F2Z"]6/"%+.-Y##.'9S9W6<A>9Y3S
M;_5SD?JPI@275=5LVM*'=JFA)[ 4\0!M%.K!B$9/IP'5*ZHBU1A"^'&PO-T
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M$SDR,>VR]6^\SK< (7!H9[Z620 ;DP--.5BWX(IQL#&! K->OR+C&T+R]]3
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M 1SH5>HO-9(L>53Q6XDJ+DE+-=8ZRZ"E86>D]_3BQ-2<\.%PR'>K!4QR&H;
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MP\0'?)J-)$F0>).['C'<,X5A3K">I>>Y$XQ;@2],7I,WL:_0R $VRM4$F R
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MENQ/:OPND\EZD$!X87U]2PF$1R&4(GP7FT-KHJZE>_Y>K*7@K8.IIZ9Z1)^
M[?::IF5S)%5'DI;3+OAX?*G/^5+[T)1J=7L"OM0XYU"[K7\WF]5'N.5OBP;.
MQE#1(Z2+VG#8$*V(Z]<U,-14O^/C,]1^?>X4CJ3F(.DH<1L%^%)?YGRI?6@Z
M2MQ##E]JG$.BG7:_1S? H-:#PK8+*#[5>C1<(+&<*T2HCQX7515[_?X;:0_"
M8;B79Y\A-*=?GZ^&8[ -&#Q7.'U?Y\R0 S$!Q*/$0>0PP]H]*,=O%]2Z=,3=
MY4BY ;.(N,K6;TT GY_OK)N5YQ$G&#OFG>M,V3\R":#?&>E#O2':&[<#'%^F
MK(26 4=+R]"2(_T51TN)0W?8-*L11]+QQ;=C(&G0.+_(B>R/"\LT;7)*+.PM
M%,Z*%)X^P/#TRU".)'(B##_"$)YI#616JZ:T"CW U)*!.)#KTJ /@W^X#9<2
ML=-TU.1$$NY'30[#K,]APQ'3&,3H.0$NU?F,ROE,^U"3$QE8B<_4[F2HBIAV
MFLX*=KW@!K5M[.<$<:6QGX%Q]%](Z0[S7(6]6%3D!&15XHCU>1HX8IJ#F!S3
M?"$^TN=\I&6HR#'!5^(C]>567);)Z\22U1^9/<)X$FT*ZSD.A$(<< @<\+RJ
M)4\ZJQ44.;Z *@QPV+C24APQ-2"FM*D\ QDR9R/M L41+>'#AEC"VQ/<E=V%
MX>NZ9]EAK1B**!K\^=,_WTZQ?[^;.VK ]_H6U(!W1_)U)SA":4?4<+<C*M4L
MB)_PS3_AB_NZ=Z(FYYAOB".*PZ96;E/<XUV)V^B<VS0<-D?R>!_*;1I7D(M*
M:;_2KK:)SKJC"VF.JW<5K5R?UDMK^<H'57A0?=X<-[LYKGKDYK@7UQ&S6FO<
MRCU$+VZ]SMH6]^TM]RE;XO+5Y>UPC](.M[E-7?G(:A_9I;LF>!O<M_T\;X-[
MN-6!]W5KJ#7K*(6=BUA%^YU13Q/5VLKV-, TR@FB!01QG#K/.1;?QI4ZY]3
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M?D(,*G.;A,JU]' )[\'G9L2DGIC9"L\:H&R34>$T"LN*=<#ETG-_,D2LT=!
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MQB,EBNI=S';?D;#FYAD9Q6-*X'%(D*A]N)90J>T8-#0K(F9J_4+)U/66U'J
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M[[0./04SIZOQG<9Y+G($M:BQ$@R4[ ;:6[RKG:T6OEK&Q+)I_$25?@OG[@W
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M:,,,90^!._TQ=VV3>+1<@]S_(&#H6?#*1<R2C#*YE&P)RX-^B-$GJJ@/>+O
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M#KS7S, Y*'DO#[RW3!@Y(.^M:V!A?FNUO$W@DC2O9)+9%,DGYVAV<;\0M+O
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MENZ-/=BD5N"A%%XIGUV7ZUFUZ)9\D@,^6=;K;#,^J0"?-/+")Z?M!>K2B>_
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M!IKI$)0?0=I$%8(I$_@<EPSIR&"0X6J *TR-P,>%'W-=@0EQR1<72<<BOVG
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M/K854TJ'3KG=WUQO\3@F3]K+G'U*SGG&%)Y;(+B++?V_-]WO+.T4D[$T^,3
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MX_$6/:+@=>VRRD=WO'##M$;$-YL']\R?<@!4CI\ZF4T+7)=BR0)AD7%'<.X
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MH2_N4=UBE+EZT=B-XLM$\MJ<<-=Q-_8+[DL8B3?L1RL47H4BM-V-L'10[U]
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M);S.P<8":ZBZ&-@!9EON6J7NTDW8^O! M:&U<R#,8#+L3M&"_5VX(=+B06D
MVN,CM1&K]((T@?<]?&7U:'CY,[MHG>4H--]T;(>R^98?A7>Y+I'X?S;,"*7D
M":HLM%WA:0':/Z\_'S-6(V^!ENXOW_T_4$L#!!0    ( ,> ;EJ@29*#&$D
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M9*FOLX&# '(L>]@$(&W%T.[P\1H!7#B+D0?(P3L@0#*@ "]!SE;F7$J4V/I
M^EZ)[YGHO+X<$:P(06:03M8\1^3@R*&%)+/"E)3*OI>RBH&JN7TEO3&[N2^?
MV_AF'\\#,6\\K:5&Y&E2*'-.6VM4/)?>90Z^T-Y15B(Y$9Z!+$(F:Z-7Y39^
M-[MEFY\_))5TJ#!;L;&YE7J//VI*\T5WDE:C53*L<?7-J'"KM&8*A":UJ+3C
M$'RQ0*MWR7%=DFB=&-R"K"$5.;3:XZVET=YO1\X<2GIG=ICJ61H%#-XI^BN*
MK)D7);8^OMPE,CM6%4,K@>_%UZ;YH+>SZ6<"W1F![..7V7Q9OWXQ.POC:4[/
MSF;GA#@A2TB.$&=\7:"HN:I8. ARC7+47A:>>DCS/$[9D$H9VB&BN4S:&/__
M?3X=S^;WV"Z;"W$M!P@HR$,W2H(S7("12'Z))G]$WC81FUV A]XRI'J%)HY
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MD6>5;(9B'2FS),C="+3JXDH0FL7(6>OJHSU)W;$K2\_526WQ<PSIM3TUW\
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M^7V% X$\%%UL):MY5/@@25M!Z$^6$V\II1YUT8U,Z_6L1Q*%E\0LE%#IRZZ
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MZ3B_+#^%V80T.">YER/^KOPARWP1S!60@G%:%T.$4&IW6<%L4L$)PYMGXK<
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MEXX><8M4]-T-H;8__5@I&;W8>-I4UPW/E"NBG_ZX?7UX&]GU[5X';+LD93S
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M:STE>P7HMVF5$O,5H,B9+X)+0%4B^7\>P7E9@,E(6X$@;KEN4Z8V??IYF?(
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M><T1\H5>(CE ZL2^\)\HVI^UA[F ?OAM^VWZ;#R>_D[_$"]T*3JFDHE4C%Q
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MH&"CL%3CA=FJ$*?/&;0!Y?.FT1"J&NE.S37[;R(UU]\Y(.[T^(?V"#+M"/W
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MO^)D_M]X?D$W2SC3K3&+51DH6P)3K('HM82DI29%6(/5PY/P08S/E6;]%#/
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M"2F)MO-AJ"4HJ^P@/=)O@QC?@^FAG<U>]1ZB'<*/OF6?WT*E \KLD@$36]5
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M, NNZ^.]JX7]"M"AKKQ(P0O4EJT56WS%BBGW'C]^'\7X*=)#=?. JO<0;.]
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MNF1^%W4,<3GP>TQ7H>5M0 UUUW0=H.-DZCHJ[NY-OVY2'XT2)'(65560MAG
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MMZA11I0,J-'O;+7^LCWV.)'K3?3M.4[_Q$^T:J]+,LHLG 950QMMIC5OC5&
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M)J>2."=V:C^J^H*.N4<F/:3DB?>O/VCJ+E'26F3W(D6IIB8S=FPM-#YT-]
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MR\1%L'2OVL+ L$3N4S(,/"\6Z&:-(?O"8_/CZ2B*&?N8RQ@T)BMFM#DHXU&
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M="@Y(T>02B+YU61IP3@/WM=0C$ZN,JQMX)FI)6/EVF4\R]/?NNA0XB**(.K
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MD@X%!UMLD1__IFOEHDQJ^6VMIDJ.0'^3]'^ZOB0NMLX)AI28%!0WF%JCC-Y
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M-!7!!!)+7)IDY2[W/>?>#__]89\S[CCWC'%^BS$S2)ASKK?-YWV>),A'Y6Q
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M)9)-2&MKA,,Y]7BA9,>0S>.?%0.K-AD_KCIC5VF1N6EMRX=%[R.>97][\A!
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M-7RD",W9Z?R$EE%7M6$)9?>6<O>!JI?Y[$7YNY=MJWQPSTFM_$B?@:A<JHL
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MXE(RC']>US,J?G&LL:WIJH]@=JMA_[FORI'*]C87TR?JQ>6WD%6K$]%"HJI
M#9 #^<6(X'WS?G@*+?3S8UIS1J3:W^$%BQ"RAI;$L0Y!V$ZR<\*)<1]1V*LB
MA]<9T?6!/[4\1%TG7ATI- BS2TK>]LQ)<8,_JH'.+D0J@R9=.,1&2_5WTX^
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MR<-HX>E:(H7MG'UND>W+(#_^+XZ7BZ!M#IU'.-YPUPJ?HN]ZU-HB7M/TECJ
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MKRYF9XRD/EN,7<.;&\6*MT(EE4BA=J&UR8H1+E5SW>Z6_3NA]-,QFODC4;:
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M H,=KJ/AN_HJ&IWU*VXE+HBJ/^';N3'SKC4E@=Y ::&/:@GTQ#5-L1!1X#]
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MM,I.6P*4O,'.#!Q&7O5+@(^=6.$/H[^[G$/YNV>PT&78%TG8#S)=PH4V> F
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MJYF^R(Z83H \" HB7'T>8F=)323(FGZ-QGPMG;BQK, VZHAB">:U3@M_NH.
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M@D&\%_CBVZ:ZZS>>J.^HNU.TX,9 ;J :]]0?99]Q/%^A!<E87$OWS]9 NB7
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M85F[/J?AZB0 ZST]\^,B/35Q :+P.5?,O<?\0ELY:/9=S#0PN\6]]O%>5S-
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M'EJTZ-\*V-],5X4URO.26>SUL$>.?^Y>.0:?5;#B.NVLQDM#7#1&IL**0]V
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M_"OF/&DYP&=S0!?&Q6NO66DHDV<H__0T[YO+2CBS4JR2(9NC5.BRJ9^LGYG
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MKR-:(OYJ5M)B@N4 _QN'<8MJ+_&1W6(K'28CSR YIKF*;?YY#.7J;:31)I_
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M#-, (3"-)8IRAG7()Z(#KJF0)8HU[*M[Z<XM<(FDC5\?GM1:-IBQBB18BS+
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M1LS CF!,@Z5PT?F[CL=NRC%[5YB;RC&%E3W*RAGW.%L/'M1:88Y9B,'N\L9
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M\5%VEA?D P8T 3CKY>H^>T%\X]B9=UMB%A>?$Y<X7E]0+,>HKQ3G7.1$28E
MW7%2R/B",3G&HV@$KUG0/6HTI186<6:38B\'-,#@T. 3GTUU!9KZT7_FT/R>
MKT*JD,6\9&]2\CID/*LL4N "DP:=P9X)Q I]S)5 *$D5!0"?J!C0NF1-K8'K
M3;WL?BR-L#NZ0XY9B$-Y;3L4/@DK)+-H.']5)7EZ,[D1B--%+9!=,G9\,H]$
M'G3I0T=D/!$0B^\A+3S-TP52SO%J\;STAZW3O+SS;56O,8H],-YSP%U^"R^C
MLI:93,><N4:X0O\?[;UY.%3QVS ^)=EB+-D2DRTBM)"RC9*0I TA1B$D(63*
M-&,)V4-1*B.2K%/6+!F[2C7(.F(6E8B<48V3F3E^9[[O]?[Q?+?K^S[/^WN6
M]^J/SQ]<UYQSWY][O\^]2 7>4J!X33E4O*B::"<#(9%<J91>W_7\(=_K@"-*
MKP0X/AZS8Q02E9&!2@N!D1:4X \ZY)J=E.]!@:HRWW*>HJ/*<?O 'X\]@W]-
M^&T_%_QV5&;: -0ASB_B55 3\I"P,L<Z0%%HP2V]G&/F^JWI\LSB^2_&0;3E
M7L,U5I 8[-0(?N9EX_D#<XRYKEKS&(X[*-9#D^2&)W9Z*J>T0;MJAO1KXQMM
MY$UN) 6KFZF<6NN0WH9?L;TV>I_0O@W6#E]HX_D<2.0''26 'Y &O_6@E6N5
MS@/S4VL!^;A+OQX&=J7XE]4O#ZP[+K6K8T!HU^'';ZMO[4SF'H!1H>!'B35:
M"W<X(8$H2;1W<#1^$W@=&#W\8>$G67P,2VBOS]O>E)$C]NYZI&RU_FR^2X3@
M4H<V\V2L<%4V) P'$H(N+!>N= J[/9?IHR+^@F63T((IM'L$9G< %T)=[S><
M4WGOFQ<\V37P45"0%K.QYEJ_T$\CV+#S"<OBU9/#.";0:PMA7BX.%;%L=I9%
M.@&-LS1NY6>U/Z9FZ%-A#\2L:FDOVEBMF-]?)<*59OT:_$N;2AE^#"5-#E!V
M/(H.S$>J8#-K":)C)DN^<78UX<F3-AKEME]MG'HN$ZE$()2X<+WG'F,Q#EUM
MDU!US?[I1T)',+,\PERT+.A#AK)5D%>(>:CW85B$H_""7)>A A:&NS&070'V
M<0[//7^SU20XO<7//#UF0\$GH]9[7@,5NOE7%)4=0RWE(\C@=B&NE#%;X .#
M!VMI/Y0<B'$>RN2^-&60YA<9JN64L!T*VJ5/;-BA!@IJ=K(UHP]&7+C&O5RY
M^VP8(1M>,H%^IQXM6FM/!-FLT87]S)/>:J7?J9H)WUZ,25R]<@*[0!DG(,B^
M!N.Y;&=@D:M&K/%K0PJ!<FT%KEX *;%ROH4;>:?0<K#A\GL[K:Q <@&2@@'#
M40OO.(ZKB"?\B6IT$D;:J-("?\D"A9.H26RG[O5D+[V3C$H9RZB(0968"7C.
M<K83VI5A5KI'>_Z@?XZ\!NU-$78-W+$CG+6GQB<BR.7M>_N4OB\Y/AI+5W:E
MLA445MS^M<WK_\I9HE#1["V\#$(@3WL65;L\3Z&3-I/N?.X.8Z*0^\W?-:TB
M/BC%ME[4FC(^N8C9ZD%H)^,1H%;85GXN?ICWHG4/]#Y2M6\")%BR?/)H"0W9
M#P=GKZ7LO9\?_49(PSN/MQXV%.9DAC9,WS2T3\9OA59EKBROPFQ?$(6*,W_:
M$,MU-$FO8+U5<A3:')\J?=2FV+V?0&>L(L;]&-#S8#IM8I&.[$&-EY_)VR_:
MT(U"3"KK?#E)G3A6X^I]SP1BY1C1?W9?YSD9+0@<8!W-"&709+[FY.40KTJE
M?^^!QL\GA)L[#;0[JW0=$U('#-@/>0\( 8L2A X/SCXN%DA,K^TO>!W)<)1R
MQU2X+FAES7M?ZG9?IR+\+M*(E=CK"!K#LAW(*NHB ,]:3#D6J 05@[0^*K:3
M_H6$3@@.\C'W.5CCVZ#O:)J_==],(Z4+!3A14+ V<2+08]#KPC-2,6O1],)\
M,_ =O=+/)4C9$)-"0P9%-!IN]1_K#8NH+.K=>2[D>=&3T8A]0L4(? .ATXD_
MKG: !KPB $UFZ%6$F#$D!3MG9/  N58>5H)>DPWOEU81K 5R5# EC6QT39 @
M3 "&";617,-(KM$B5S]#DM#Q;A5Q(XX3#,E@&AHF(%ISY,,OA.GFT(;@UVED
M/8(M#3B* ?>FL.D\V R=UT/U!O]E*^HCEOS)9^\?5F$_M,G+ ?XKQ1\MA7)D
M&\6>9PA.'XHXI'$)$8] 50VYM*$!$#5!@F[I<2P)] G[50237\/0!DT2?L8$
M4P5@TT;%_*4=@' <@UA%=-()E\@KE@T+_._%00:KB)0B""7 B5A%# J2_9%<
MI0 "UP-QG6>-@W^*C.'!7#>[EE8K!(G7DB']#!"'Y*^RL)7C%:"!H&(8^7#^
M%PP R;408G];13P6P_>CP#V#<'35A&8 Z 8,;XL[.QHF0WWN*J*[7XCV!^1_
M+\AP#-A&H):S0WE/T?PJC81KX  LG0J$#A13)-Q1AG#V@AB:?9U+P,OW3B<H
M.K=3CTJ@10ET,@H(Z5V8*.%NRV"; 3/S&)8 .[25E4]4_]:JRHJ'$?>_L"G@
MMPK-,4MP++GK3H[3E1")-AD-XNM@4 O%W9C(O@/;&2_\@!RA%C4_S=2P$Q4C
M2&'#COD%H3VKW[M1OQBIJYL5Q:KL^7T[?3\"HGTEO4/%8.30]$_(B?L,H<16
M(_#<!/L2B&0096=+"4]<O^5)-)=BLZ@B^ZR,6CA!0W<Z$2&V7M<V?4,SAC#
M24SR=.0"O^#T*UAJN"MC:@RG"NS)92 UHPK/[/_2V.NG;@A?Q_!D95IM;F[#
MSLX-A]U<?4/*DDVR'!$N"5Q/&%HXZFO?"ZW]_1SGP6N$-G[-W3'S]L-W7,2Y
M45Q$=Y/MX(.H;:2'"S I#4 MQZ3O)X_QBKDVK.SIB,&]81$LOVF)<MS[Z:(=
M]5F3IV?R#YF7?VR5Y ]Z(--S"6MQI18*4!M9]&+5%H354P]PUPA[8>=LZ&7^
M--HJ?X&N7T207Y 5$%5J#Y,G!K^+!;/1I+-,W4]R/$TLXOJ!$Y-WW&S5TI(6
M$M6GRF!F8<#,DDPVF"^!)5\97"ZO*)'[P#T]'$Y;IXJ:"JYKZ9* ?BWWI#WZ
MVKKYP[F!%O/';F.N;<UG:ZL;3A>F7M-YBD 6E)]:PU\;(4+A;FY@Y4+6E!A"
M]6A[RC:;131#G[6GG*E\&''M(D=8;KZ31[K-+\6:XF\GYI[AS2SP71#*<*W[
M/L+(5[0P7G(VS^;.MVKH4 "EX TK=9G4K_.7EEO5=[PL[M4?T# <2*(65%GD
MM_L:&\!<UI,5]ZOFIVS.Z[&U"A/HH7F_"#?0@!41U'!L8\A@D9 ("QBTVR+P
MFMAU3?3;B4?*"G9/[TU$<EPI+Z^[6".\00/&<C1>:5; $HRDIZ$LGYT)JAX(
M?U5Y5F%VZ6 9N?CBOS@\ZC\W_OZ;LDH,5X8&V>;#(8+W5,TJHGCKR\&6O[<N
MX*^F+/[S@XI& Y<-N$H1Q(5%4!M^Q8<VS(_18V N0+&I7ZEM>D*4SBAWN%0T
M<A!UU9\_G8=,GZC@Y]W:89^6_@B_=A61[Y;8Z9APK;MAH'#82/CN]4U*5U2R
M]G+*,>2A_\N#M/_JG(&9'A./D;#8R]T[TBK)]00\B4R##6"*8U:O^X"1?>AV
M^9"]G>K;N.T*6Z+WKQ/P$-RX!H2UH:0O$L3.<.\$@SV8WW @U;O(=22,$%XA
M2Z"C!(K^E"]^$:<#.OVO<C%Y!K(#)3C[O\K%P/EP!QG[AK^4B^GH9+S-SK+3
MR+(SZO_7[YM_^/6+@FK\%>$0;/U/(<=[5A'L:[Q'X<C%,UB_KI%0@PDNFM @
M$G%I!D J_O8Y4WY%_8< )/P:M@&/")T&^ %JPP)_*J[H2V 5D8IF(%D")9WH
M#;/O9L8NJ+@+R#W'IEHDF#J_'Q$D[CU&"'[ZWWIU_3\[_QW6-?W/./\IJ\;^
MR1'X.\FS.W_;@/9_+93YGWITP0.\"O2GV5;8NQJWA#FZZ0*T&/BW_T3PR'\K
M-Z0VU-\*V+_\ZK_3_/?W;,J_6'G[__#Y_WF^^;^9=2X#4E@UD,AU%@42]>6<
MPG(@T6!.%$AI<_-+A-1GH0U@$ ,C@IUVKO4_=*^DN+7(U#W@M:[PU&<7:9.R
M15=+C>\"R]6MN_BSHKDA_&XC[FDRN!S*L< )#;8J@.4'P>SR<5QP?XO36;_
M\C-3AVAD<LO:@$BWPSTGJMY]SI'9O-9]BXHQ#.FT?!L!U,1P)7.9Z 5EV$\<
M FGEV.^='CFF&6O!&E=6'!C?4UKJ&%"<="[OW!C'PHRFFB!GZ^%ZV37P_2HB
M" -J$KBFCNQU+V$P;D#OT"@+C9(%9:#H2#7+.(4;68D[,/1+V.P2JT]JJ#)"
M:=],8&1]YJ;+3V\^#K)\^S%[B9QD(7(!+0M?:A8&.$:6QO=29<[@E#X0_%^T
M' <2.NUOKB+\/KH'Y([\N+ LI[.7HQ OH+J_)JAU(*T$54@ 7!<GXNA"70:@
M*BG-0@NWFP4]K+)FE;?7KZ ZT]!'F^RJZLH7[)CQ05Y)(@%:J;9?;-L^YI],
M0*0>$_J($8"V!6 VXT5!]+1GW,7^,;"S8P7?X"M6?R348\+&9)OY*U=$56'+
M#_9!T*.<*\'+AA1PLBP$I@%$,[XD%6*"O#K?USY+$&K?C,K;_>Z:,F*CLV-Z
MBW(Q=S^0QE^7UYSR(LA(8</NU]Z7^]^6V>ZS\3S%&G*Y!7OF+R&1543_Q#29
MN[V*T!.-_!L9Q?ER5"'80]A@H8O;T<I")N'LF:]*ZEE'BWTWS4(:.1MW=N]S
MTI"H3*\<&BV%']C4*@0_<!)^H.Y, ?):88L\I#P,H*&$19BH#(PY?R!9S"KB
MIS$6]AQ%?W\5F'I*$H0CS0C^L(5'S;T$T(5BPS4MIQ-XXE.F_''<UQ#+9;KM
M!,8D?\3;UTLL&B3[@^_?SX&H58159/HJ B#E1YO/)0,8,-*E;16QHM0"BT0\
M[B?A#S3_&YK?2NS'O"2\+&X7CVCF,KTH#I)Z' C%LP[F3YM9!P=[3N_*N.<X
MM?EG57D;#7!<C-M$BPV_?GZYNW6OC,>L\X\WZJR+<\WY1MXQ8SX_"Y!%7__?
MO*7_\=!<]>NEC4TSB#$66W$[@*E$)DG^?K ,MLQ>S_8CF.<7*AG]8NDU)RUS
MZ)C0>*U+[%_):]&_?1@B:EB63OXK_/X*-4N57]98@W^+'_K?H-8O]/*XI]A?
MXY?Q5ZBM63SU!YQ_"DZ/IPPOW4)QCES7FX+?Z($M[X:]M6LN\1<-@ES-'';<
M[=-]%D09SDT7NO +_=\?FS_@_&]P6FK8!_F$Y;J"?D^QV=V>.JQK']N9E8??
M[/1E!A0ZZBB^V6HY-S87U?]'9/^'@9.PBFBW^$ZJLA#"=!-*STPJ$10O]%MK
M#BVHWQRDEU6=GD&(+NO\5\1FNC-H:C DPG>SQWC5%AI:/4CJ2;8YD)AL=JQ\
MT[LJ2I#FRW?]EK*"G1,MYS_I1!>]H\4C)!"R/WTWKHFGH^)IXJVR7(L/D S7
M$)#+*,!B#E=S5.XS%M2/ID^]H=*(DQK:CV2O[D.$9><_:5%B.'*E*'"0 :"G
M'Q!JB1V$L8RV)E3JPO=WP^F5 4\>YNS.<KP?=.FM5WV(7:?U)MEYZ^MZ9]#M
MBU1[.F9A305(M@1WLG2/LI1'HUOLM1);SC0%[M:_7]J[R4ZS?-^QBKEJ_87X
MV >EJK>CUWP\CC'CYV_Y&TU +9MY\VE30B*Z#KT0P @6 1.^K+L7ONUSSI<E
M[0>^&CE*/IF,0YO+;3<:GPL<M1##A8#FG$/</1_P.[CKP=Q"L+ECI<7WYT*D
MY9#T%^I%Z8I'_;<43\OZ[O7UVH^(U18H*VQI_< >X.7JNS!]WZXB%,.;E=!Q
M>7FSJPCI7QZNOM7/^[^[476)^O;E-VPUU+85ZGUNOJ$O>S,XYP5QW \2A?7W
MNL^\.FY4*-# QO"J<%I,BK1[KP9QS'E4VGV2LFE#<Z=LQZ%1T:*L@?6(RT?W
M%2"M>7G0ACF"@)E@%$/<Q2T6LB=)TB[H&K5<+"LW*^[P6D;01PN&7);9)DZI
M*T]*H\3KZFKU]+J[NV+4DXW6U=2HR%JNR\(B7#0Y:*B?L)Y\(>-&GDMOQOAR
M[TB^-I#P8E3==O2BM'7"MU<O<J@G\L^52]98J?DIF%[>):PA4%WXXB[:GQ27
MBZYUZ)TG!DTC=_>R\\4SNEW<1 .6UUD]?AT^DOG1C(E6M3^27BZ5_4Y5,596
ML+1U-^]QJR#7'!RF4\8I/1CIG]]0FW$'TB'']>#Y0^>;AJ:K8ZKT/9Q.W3B8
MYIJR[UAHM!TSVC19]P:OB!"P.+[(M@9]PUC9['L@^1%6MW-/S7:#\L#1<E&[
MW6N=%487[74%SZE;OC^0);2^,7A<"1*5XLA"4R;.1>70*W)M<*)92).5]G!0
M>'."??..<=&EB2.EAOY=DE6O9)-OB;07('W^<5:IC]6;QE4%/K0WD;H<;ZJH
MUPS\U$,>S5M%G!Z.$.D*<9TX&/\IQ\9,IZQ48T44,5382+F!DH.4<5&@1P$N
M +1F8NM(8F#1X<03_1'^:IG2WT><Q#<_\G$*$;T5TH:Z\'NBBP"<"08U,FZT
M&KP&=+O0#>1.#D&J\SI;]V;ZXX6 =8SZNY]>GMKS_(Z74\/A/;?VP^"6:Y>Y
MY289BJ,Z<U4,ANJBL+7-[EHM+\@!^Y/TAL5JFQ.5#L2._R1)L4A<60&V,!C(
MV8G%L'O!;,[AK_G*8,1TX-[O+9I5@>SE/2?F6";?3PH^'M ;ND&BU%HW!XBG
M/=Z$^$FBBC$>+O=@8B$U$//D0JCKF<!K8>[6$29RMJ^W?(IYO=G%BJ&W"2.!
M/7D$^/EC>\;9DLY+2UO:+F>699FGZU+(OHX3WFQ'W@N<3!@+R78 ?S$6E0.<
M3U9LNM&D]\6W.C-&)[N#X1MS=ZUEYJEGZU*3QWF%Y "#&$(UIN.ZU73N@A++
MX"A C#=L5$U?/CUTKWY[UJOG/<E/*Y9,31&RI[)GH_T%7A0FLW[RR&COVZ#3
M-"'=K:1W4OXP0.@DR=- 3(^*QBANTN)]GW-UYKD7=:[Z)W:&.#M+)21>,_TL
M=2\&(3"F3<KGMWN".HM<F7+V-"N-TDD>Q[!K@(84W/Y @:,KLBW5$YYVTKS?
M:@F?U:]F7C8V/!O[R2=U9'3AZBI"4(F72/9Z6EO/_Y 2@); J@7Y[P[8LREU
MT#XR/#ED4+-%>.EN._UU@Y>93!Z"W:1["Y1E<>@E"_N OJ/@.XX%[M@ [BPC
MR.GT6&">^-+'_:HGZ_KOH'7+UU:D)9P0WJ*B2_HG66D&9((?Q*Q=19R_KF0]
M"IGB#G]H,0IDHJ7'L5'[ [^<&UUY^#'?XV6%;?+;[POY<:("NR7+;"?!-)86
M8[E]%2%P@2C3JHN=. S0$@WM#S4-_WIW"3)UM]_K4OYZ^PT="<O7YK;*7P4N
M)?\N9U_DS^F!3=@N0B M68#>,/^-XP/:=.%U<@GCAH9Y@:Z+HFM/NZ?<G9;7
MT*F1D@JKE?LJ0L* OSG6N,V\NSBI();\=&(J^GGX_7=1C@,7OSA8,+_;IQU8
M^:Q7&32=0-VG&9GE*H5WVK+6]:;3.83IA1^+J83U$>BD5G- *&4^XJF>-Q!Y
M$W.\,<%_K*[C;O+%$R:;'_SPC.(X$=J=R?2'Q.>H](N0(GZ(7%<2CU-GZHZ=
M\*\U+2W.G]M+_&ZWW7E6W3+MO8IE68BMENP\;0.DQ=T'4NAZ!LS<#K1R@,56
M8*KA@GYX6J05.7UN<$G-EK;Y>5;%+N&]9I+[/VU"3!:^("A"\$U#*MP+@-_\
MS+1!TK6(C'0+51N"5AQNM_INCPNAXY:C\OIE90?4#E5T/WBZMTV#Y8Z6;=4&
MQ>B)G4@IW'FPE+FWEK !=#S8-,S=7_9.J8GJZG[P@\.VT\,/ZPMW4LM.3R.D
M+0O$5W3;(?[*GJ-D+])X%,,E'F^([R?6OH]AB OU;CICDG'C?7UV9U2I6Y_T
MX>I>'V^.\UK;^)B;"GV"(27)<V3?C E3M@NOP4S(H(L\;C5-2N2&%;F?$3:X
M9&C_<M#US2'&9N"9J]?E?6)JI>JW=EJJ/+0.644HH_E25V.15O@-_J-5,V!J
M4QT+E72QQ;R@[L?.0-[1[X[Z4R,:UN<CKU#VQZ^Y=]-)(_*?37P+6:;5YK:]
M-&7'/>/=_@YI!G0RMY8P2ENL_!A&YP.??%"[<S;JB6BQM^/.CK0N.=7ZN+IG
ML+WV/,LYA:>BJTGSUO33> W\"$JYQ9P>I#)';_>V:+A:;__:\G6Z\"G#FF>;
M[Z2=CGG=5K$XKLY>1?!2R<'B8L=8R/D4SD$PK'?'K'YY67OQF>I)UTOO.XU:
MRK(/5M;5UVQQIHYIK8\VCTUF1JPBJ+KTF00+<VPD^]P([NQG\%NWFSA4]^CK
MSH!EZ=JFZ_>[<N61.H?.Q<C.)-GD??6X+ZP0*Y1,@46>/[SYI!OW<O!XQS1[
M <3GZSM8S1OXK#R7ZXMH]KL5O(=WUX[\:?S+3&1?*LM2A<R@Q)GD)W'LL-G3
MJ4U#R( J[#7*T>1N[[,:#F+29_)O;!XM&!@MAHF _(OJDX6V8Z?IP9T92=>N
M/&>2$P9/VTP_5'E]CVB3Q=ZG46_G?NG=]TS;*^72S7BOQZG1D1M=9&"+F SN
MXZ"GL.BC8-TT<KX\ X5]\Z&C52K&D).2.V04>#O'MK*C7>FVH.J=/)<):1WI
M[X4M<>Q,&),NF-5VKB)\')/% 7?V35YUBRJ#)GO@F*=_D.'HR7%YQ-,7<@.O
M])*<G;N*)0:5'KU#7->U#E-!@:- 9#=!I!!6Z>3D?)56X."*_85,;.N$:_S/
MSG-E'E7X0:4^*9URZ<_/UC[(C/,4 0(A,1?8S2GC%;3N<,<)@OLY(5BMTRR/
M7[3Q\,D='O9K:>^/RNE>?9*F]N**F4[/_&E>O[_ G,X_2X_K)L)NFAU.C%=@
M1)3_BEIO 3.N>A,@G^0#+*?D.ISW_1"Q=]I.H\Y/1_:AL_7DLV<G[VCLNF76
MRR;!F/-'!)N@SRXJ3G#W\4KYS6-B6,<NXQT:?8\<MS<89QZ<WJ;Q;$(C0W3'
M9S?+1\TREBBKXV=([<'I*"&R/RV!&MR#BJ9)_\3(8S$NJ:T/J[YNBCTSX1#K
M=-M$6D!W;47)A@KA+9+687N(]1GSC9?),OI^8%_QV#AW\]"H(YA;-M>G=R<]
M\?+(P)G?ESW.J.U7E7*0"M;[J!I2886K73,G.T.KP;0_=*3[19-PJF7?CF%>
M1S"5%JS/-Z3=<?*[_>*("GWSIA^D?Y?S2"H(7IP/+U?\Y7""K108Z._FGI*2
MM-9FXP41O_-F.M$B&@"B0,2_RIA-X!5 XOAAE(@A*0-5LYA1:7:<(1Y:=2BS
M:DPC17PT,U2OMMBLVUGU?,+!]SNN?/*1/"*-'R2N>\0K,$#[CN/"-H'31X'#
MV.9C ]0W(3E-NS^^+)NT"_O,>[C;\+)VVF-IR=3V*Z5>:SX.8'2P?I!8"HQ(
M%BNC1[AU'1C(9@."HTGZ!O$/:W6?-E$=0]PO]"I_VU*7"2N?B6T?;06VOB2S
MTWE/T7ZD<3'&G=X>1VH@$TJDDS9,''G66EDU=3/+[J[TLYZ6VL%GSFJ&&[JV
M;?':A%C4)BGQ,OGU JCGF 5&\9P)"58:-MC@7@%;75YY0/'':@_7! WUOJ!=
MCP>*) \T;W'6L=1:_S+KGS"A0:^*,9#8Z;A^CBQEL06;3K'IKS4W">1Y.PUI
M2;7[!4G+9[EN!LK*'F=_U4GL0*80)%K-N?K]%H9<-9:9VV@\]WBQ5:F_2:V4
M;5)DH$Y"^K%JG1>"MGN]D'6(\'"7-WAU?A4TH5T#I\G".\9XJO)>0J@),%UI
M\?F9@Q%:@;9:XK6]FG./ZE++UU8V':^-E1"_CB[%9EL.</>%,GGV+@TI]G75
M47TI[-L*69/'FNU?A-9JZQ$/(YJML5II!/I3U#.;3LQX2L<JHA[=1:2Z' 06
M.TE*KKT1#+TP3$-C=:Y+TNCENWI;DRX]UL1?+]2;L+T8M&74B:.#GT!5$Q8Z
MZ?>)-PG5P;TD)/;;X>J'7D.: \&[]6ZGBIS*EQ?;OJ%->EUR<;2&S['UB?.C
M@-])4)&N2Q.^T#0DO^2!3> <=ZV<]G5R_:PO(_1":/W+]2\(5%UV%BC/T>1J
M#5GLPP^0I7\NBH G[;,4%B/2[.Z?>[T]9;-_63)%O>;9&B<[B[OKF^% EH1R
MG/C!WN<8[VD,?B[#71\()PEQ35C7X?B;>Y;I$/GNP_Q\7> V.=T4IZS/ZO*"
MOF<5_".+6H\KWI7<1QI'0Z+-?QD]](+K'08LPO:S@JO'I$FZM7UHC0_>7C^:
M=9",MWW4:#OE<R;MG8)7HZ*ZX9J?>K(214]G5RR(%I7E&*O P$ QA["P,&U;
M1MK^\U?.MSDAI.WH:\Y@YFF<(["*JH*DQW!7>/<AM7&0U&'RL/OM)GSCV8VE
M&Q?74=8].OBTXL!KI:K0N-38_>NC3<O^$S_\P<?,D;W(>]!J@1_&"%_$BW/%
M>.6_,N+ZYS;-$X \[/U.-Y^P"PUN!IF[WOGZ&B;R1*]J^ LWGJF]D!8=%L<B
M<I7. G[MF)HB:)2,@#9K4K^J;."5&54JV4#]3;O?!U565A:FOE:__-UI__GO
M=F8NL]TX(?BVK8'$%#,]%I%-;62AXW\IFYB?9+]D*7^YI\F[?:MRLEG#]/S-
M%RH^?D(2C4+*_@)C%L+X'F+U,NRFGP)9'"_N03 Y-Y(LC7.YSEQ4P7)ZMXZC
M[#^D!C8<<8W5GU *(7WNN1S".#JOAX.-]CKQ%X,MJD ).Y_7&$X6_HA%TE%=
MZ!23DA1(SM\EY_S(WG![?X4S<\\GO,2P56;/G! (,=R:6E6T)GZ8 !RG)*PB
M&M +OYB.$H3V ZU2N'!T#:&#+/5;!0':T\D)D<MR^:9#>L410>ZNMR_^".K<
MXA]TZ%1YU<*+[/<K]]EML !GX_;Q6F!JY:GLX1%7$=Z.\00I,\UR[+>N?"70
MOG <;&B[_+5/.K !=?YVN^*K'=8EW=C3J3J"QT+$$1>A#C1P%)-( (XA0<W$
M>",:]2L8.\;U!=O1O8X*_GD.\R'=E?97"9J3:?%SKS?&!FZMYHBV6 58G @*
MISYI(;&YO&(\$AK" $ZD<7OV&9  W'<';<IQ6B"-_0NL9,ET:G76;WJ7\%!]
MOW'BSVV^B#F1:^W>QV*\SWX.FMH\O4  M=$9A N+8XGL$X!?*L$+'2LW93C8
MJO)MQ9R<9B846/PZHG02:[)NJ<I[<$#CR&3A=O?]+K\C;SU^*L3, +<E+D0!
MHY!8$O"A#?6,Q)7I8_2F<^V9Y8M);GL:F(Z;YF#OITY/I9=15_>@>*:IL?%E
M[)8&5=>B4S=:@4&=Y^>2Z2A_0OL1M!?E)DR)]'O>=(PT?CA?'2"T-^M)+V%4
MN&@@OLE]$GP3FI P-7UL%>$J>-?)-TNA=_'&#>EBI\3[L+%_1EZ*0\5@?BTP
MD3S;7R:<Q-[0U\:Q1G<+#[RE.K4Y'<^R2WJ&(+VC@1H&W0:R^"X,<#$WT6(G
MMJ%]Y4YZ(QV- #M/QAT8,AQ7;\QB&3UTMC^]0?]13,ZA>$OUS"WF$OX"0S!]
M[]\*)-;*+\AS/*&/;N+<'1^Q1<S]X%5@!?IBL$>AEK:!JJ0:BEI^E'L\CWU
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MGUI9Y&YTQ Q7101+.]+=46)@X)$1O05J;X?)]7K7540-9-FO>+K&U$\]*OI
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MR#V/6":"VD)IN),P'NMYCQG\Y5TX$9;@)#&AX'G]"/E"L$+ R=O7M3H''XY
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M&+)TX]Q>#:%V]<%H].KX_P=02P,$%     @ QX!N6O/[=6D"%@( (' 4 !4
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M2CN4?WP]7225Z4+2%$A[ 9UD_LC*J3G]\WWY_)-\IULT\H?-6CD<:99%<E*
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MB#U,8LA#ED&4<@)Q&&/(L(=%FGE9&@BCO,BS)"=VCV\Q %H.KL# 0WL4-TR
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MO]@B%5DB[>D(>DF((4(L5>&A"'H\]2A%88 P-JO.=Y[HQ*IE31>PGB#X(2_
M+[?OP)/<_6O%RH^F-?PTH-13)*X!,E,B'?5.A5QMDO':4A:@Y4%^VG/ALOZ?
MOLS.:@)JD)RY3J ^"(>U PW>M=,6?RE+]BU?+J^+@WK.PZ^^E,N<OBQXP&@4
M8E4A626'L)A#(GP"J8>#+&4ISH21RM"F/+'>&(BU=5\.RI^;*0Q]-/6TQB08
MF:F.<7BNP/![J4M:3L"O_=]W_'L#WLBE\)M#@\08$$=Z19_NK,K%&(Y]#6,^
M@)V::5OT;8H;J(*S'\KJ%K<].N2)[ NNFAOQ+J^?RAHO_U*5JZ=%)'P>>D$
MT]"C$&69@"EE"*:,<!(FPDM#(X5CP</4'KZV ^6#JKZK[OTE5</K$1M8!:6A
MEV0A]%*N]+C$EJB?/)8%&(?$SP+#:.:)@;4*=7X5:/64^L1PF:GW8^5@KMJ"
MT%#B!A577>"*XDIU2!WX BUC5P +Y5M3,7S=-=_U<EE^DT,Z*"KC #!'ZM^&
M@UDW@@L@VM\2+AG*NE/2?O6;GTO6]I+^&\_O'QK.KJ42P/=\:**H4J&'NF3J
M JM[G':.;I+0A,5JWPBPJEN92 6':0H]P9*(!"*-A%:QWVG8FWA+&3@"N&,)
MY$-S5Q4]!.2!H2\$J\[&\EQ,>=$8GHH=3Y>>TGR]27"A3P=6K\!Z?GINP;KY
M;EN(86 8J"4.MEEVVDMI BC==5=RR=S<_98F /9(!Z8IJ%CVGFV/"K?EDOU2
MR+>N[RO.UUWXGN0:>9 T/ZTSIZ5IR3S/#Z'(@E1%2#&8"5\58^=2-<<^CC$W
MZBIK1'YBU=LQ Q0W8*78 1M^NKZ8 T<6*>J6@.LIU^E@-%.>KA$T[PMJ!82K
MCI]FQ.?MY6D%S$&73KM1[%333?/ *Q795/$'7M3Y,]_T E4%;S_(<XI*3^1_
MP7FA/KQ6)YFORJU:UVO]>(>_+V(JD!#*Z1FG&40D]2'A*8<9253&/ L#2H:R
MB'?ZRLL9@UH+<K=@XIVY>ONX:1''QXM93SP=>CIM7G2MU%W+(MCA<;==<E^N
M7+':YC!+2U)QN_YM=_;>Y[D-_W2G$YT#Z4A=NN-K5DWJ',Y])>N>@&6H"ZX*
ME1@X7%AU?F1U*]!>"BP(Y2A+$P*3,(@APCR4!_8DA23SO0@1C_C<J-C8&7I3
M![;TU-N[YN&Z5;%A&+YR!C0]W><0"C.-MD9AZUYYCFLA38%=A:><H39O5(J>
MZ ?!*)JO681_J^0S%=["/N5"ZIYZ52EW\#N.FX<^YKQ32 N2)G'J^P1&8>I!
ME+( IA'VH1]Y+(W#Q"=^J!W9K4MUZB@417"=$%/VY7E+Q1A82LY /K!F$!:L
MC>BX>I@,)S,ET9:%;ED B@>P9@)TX/5L]*;0%# 9!$9/ 9==S+,CV,SBF$W%
M'PU1UAYLONAC4_EV HN-7[9*Q/VZ6G+?(Y%_7577K'R2I[</2WQOD)5[8H2)
M-:'*;%64@2(-_>VP>]!S892]>PJ'<9WG#@(S):<A/?A5L> NX?>,C+;9OZ>&
MG3,5^(QH>WG!YYZV[[YWNZHJKEQ7?<V:G86_B#T4",(HC'PO@"@)(I@%(8<X
M"GT>!A@'G!H%U9ZC./$*;IT/SVT%M5)862_ZV.D=;)PB8K:@6S#6M/O"<A*6
MW;W8;8,W+5$=]F0;IS=[&S4M\8]U/M-[T4X-]!7MOO)E:[ZI$/X^HR02+/53
M%,$P2$.($*(P92B!81)F0AUGDEBKC.I92A,O^Z%:XC9ARVR<TV#IK7<G$)BM
M<SOIC9?W6<D<+>O3=&9=SF?%W5_&YU^XL,2KZJJP+%6CA7KC7D.^'Y$H(*JY
M()-_>"G$F 8P#!'Q<>QG"!M5CQRE-O$RWJI_*K>IHR6I+*N_'H5.;T$[ \1L
M46]AL448_#J),U)+1M>E88_2>IT*L6-BGRP4._J2W5+?;K#7Y=QU!=3??^<5
MS6O.%B0+,4]]'R91(I<["4*( YQ!$LJM'*>4HD#+ :E-<>I+B)Z.6O!=1["R
M8\!LH9\'SJ.1$)Q',"41A<CW!$PC3B!%GB!90D,1$;U&@6ZANZ0KX.T68(#W
M9)TCIZ<FG7Z1S%3ENEUH&X'8)QWWS2+6Y-TI2VU)'2G,\_1F59K:XN\K3OT7
M+1-V<,'Z6GE1[$4)%R'D:2@MHR1E,)/V$0P0"WR.,6'<Z%RS&7IB=:@(&29]
M;*366ZAVLIBM2$5C@M+UAZR[2I;8##QO#L2!0 >I#8=/F+ODK[_ABMT]WBN+
MY9-FH.7)]Z;[UK3DP%W^J ZS.T;O)Y>1DV<ELW(['Q]Q-H_SJ$#;SN;Q!YUE
MPZA;^KQD7W#=O%OQZ^]YO0C#D >QU,*)GP80>=R'62@/KEX@/\8X3:AGY&O6
MHCKUB75]1NV+.G4, ,4!D"R 7Q43ABXH/3@U3Z^N03(\Q>[C<]UU-1E'Q45^
MR&DIITO[.$+SM;,Y3L.@D:0Q\K)%D,W/9=7<XWO^-USQAW)5MV6?A^K&'J<4
M1\2#OCS"0B1H"#,61C!B+"-IG/HIU@^L&:,TL4(82(-O VV#:)!1A"C&F>!1
M")F(8GF )1',L%2D@8^R) J(SUBHEP3M%".K5.<U2G]SC=*X5G0JN9DF/!09
M= G?9\UD0P0,(H5<(6$7'702D8X!1^% .C*.A@"-#C!?V(^.'#NA/EHOV'2J
MZ3)PU17E;WSY\OY9_N.M/,;G\OT/9?5+47%:WA?Y?[6=X_NHHJ_=9^U7TH\B
M$?FA@"1B*D'%CR'Q8@]F4I$A3KV Z-4)=,+-Q-O!+W)BJT8E0*@DE*>RSCNW
MU(8KD]XFER*OH1SGQ-/0R]=Q!FY4 (/B#;3,@8$[(-D#V_QMEQ0'6RS.B;A)
M\Y@9D;?L%=//0!M9T\X ;V> #C.@RI:LMF>@V:JT7VU8_;.KOC".(!MO W,I
MD1F[OCC"8[?)BZM!+VVA."3_W!2;SS[S9N$1'\6!GT'ADP"B"#.8>BR 8<:S
M-"8DD%N*7?_$$Q0GWC.Z*K]JE=VWF7-+E3FWM6.H$'VVYL>VP>(I-/7<"DXQ
M,ML'-F1V4@L5*MN_^CQ-^\0SXCKOG7B*WBLU3CPC_NFNB>=>M*SE,%1NDHKH
M;<59WB@:7%(YYLVX4W]NPC_\@$89I@QR$7A2;X04DIBGD'J<2<W!8N9K=6EP
MP<S$*N66/G"F0KNE4EFSV6[7':.@X]2PKL,EX.NIF;D@M7)J[A7,.8DK^+5E
M;)HT0A<(N2H&<0DK\Y:&< #:0:$(%V/::<%A==^(HS[<SGO;4E0W0*E4;1[$
M'D<04>I!PE *TRQ" ?9($B,C6TF?]#P7,7MK<G,-T_)@> ]C@*N>.IL&+1?*
M2QLH8P5E+K,C=61 >%;E8P[(OJJQ&,$R'+&LU GNNEG'/!X)?ARN)Q**_5@0
MZ%%Y%$.(13"-PE@%V:41$YPFJ5:[:0O:$ZN6GA. &[ 5E/LSQXH#Y44Q#+@S
M %5/K4P$E:%[[AQ*$\0#60CN*B;/@/*\T7GFD!S$Z5D,<:GAHDJVJH9&C>H/
M_++I$]SMKE[L!2E.8LAXJUN(!].8A5"%^,G_8NS1R,YJ&:4[L5YYQTFSU4>[
M+V'<E'!@YU*K91Q44Y/%&52F[IY+4;K 9-&2V;F],D[UE8P5+2A.6RIZK]NI
MD8]%5RAT*!CZL1C*B'[!+VI\Y=<,$ ^]3&"(L) ZA&52A] X@I10@3R$O9@:
MY4GI$)U8@:SK\#YU%,WTA!9J>DK"-19F&F*@#GX8Z/\(\F)3I;CGP;%+V$1F
M1QI"B^2LZL$$A'W=8/2NK6+H!NQJFO1M@M77.@K".*0B@G[L4X@(3V!&*8,H
MPW&,$M_W6+QHR@8O=97!<4)&"F!-3ON;+RELON8FM8?. J2[[B\7VW2M[T@+
M?NB)_G@%;IYXA54G3)=K?%P^9^OZ!)F9U_*XL(?K]\SSMC5+GG*Y$+[RWU=Y
MQ54?A_Z3:R8_PO3EKOR:U[^MZX:W]7D7),B$B","_8S)+3[&$<P2N;0Q3;W0
MCU 8QD8G!"LN)M[N[Y2" +3C _S0E*"2+,!OZ_8)+1-R):A F.$QW/,+GE;5
M4UDK _JKBOHP+89B,REZ2F1RJ,TTC*J0U7E'[U?+H3AMB[SB K9MZ4'/80?E
MU?J? \=7X.>\R!]7CRYKJUR DK-Z*S8\S%R#Y0*8#NNR7#*876AE7K(;H2(U
M5<GQ-R]#$*<JCHN+EP45"8NC4$"/)?(4(V(,TY2$4N/%<83C-$F04>SD.+FI
M':M=KHRTU;\]Y/0!+"4?H%:5],D+>!RB@VG'BUG4WAD8QS63>W ,7:D=+BK0
M42'2]A9X\P+6\=)O)T#$+%#1'3+6D8@*(16(./:=<1AGJ"?QN4#",Z/,&BFH
M)]%^**#F6Q;*[Y97SSGE;Q]P=<_;.*$V7/J:4A4.5R^PER;"4RU<D:].:KZ0
M/W&I"3,6<1[Y62BT<KIUB$T=CM-1![0CWP7TM0P W'-@L+C/ :>A[!S"8:;J
M!B1ZRN!&!?%U2%R[1\) R3E$Q$[%:7Q'7*DW35E'E=NY,>93;9K2["@VW7<L
MK[GXO9K_KW+02CDHNL+E^W7R*8E0S!&%?ABGTK1+,TBH1V%"!?'#*(T2LW!$
M+:J3*[I[BZI=>GAIWE^Y1L%4O[7DP9K^/,T%C*1V=7^E17/>VRL3& [NKHQ>
MMC!XOG+&']L2.#="E0 ]5OGS<]G<\J99<K;(:$"SF";2ZB&9ZBU-8)KP!+(D
M%5[@IV$F!];/_S6C;K)"K#*"-^PHJYZ.E/&] D79@+KCR\ X,(1;PVJ:#D(S
M);.+75OU]T2MWZXO\NW4V!G86=-A:&=VN<;2S!*S0V/4,#,<<CX[S4[6';/-
M<@C+8$CY/?F,'WE?#1C'$<\\%, X)0E$H: 0IRF&5& F6!9XL8^-XAUWAI_:
M\R;_!10URR+)>UCHF6+V$AJZS_2%,X\X/"J#JZ#"W<'GC1L\*MA!:.#QIRR,
MG^UT">5.ZI(EN@/8N_);\0$_YLN7#WE5-]<%^_=5D<OG<EX,#J<AS+ES22V2
M@$LC*!$0DTQYPQ-/FDF40"Q7*(G30)Z>M Y/$_ V\5+>33MJW:'+EM_><P"8
MY!B(EF4@%,] %>?[>\NU-*UXL7:;UN!)I0$PN=L]M:P;6 B.YU/#^GJ]63)3
M1YL)4O>RK4>_8[5W>@'%+.BX!2V[0/(+.H:!XGCM^:\W>1I?7GF"#$R\UYLH
M.Q-PRA7ERF4W#::CAJ1CDO,9FM-@M6.(3D3"637&]]_I<L7D1]>45BO.AMB=
MFRJ_ET\WG$E.^-T#+C[DS_P_.:[J-UQ^^_G;MBU)\R&O*5ZJSQ=QC'&(5;.@
MC% H=]<4IDFB.@;Y.,XR% ;<*,]G4FZG-J/E;)VN4_4*DZ-GB/]A(#?;2(]G
M+JXY!SWKZXC(*[#A_DKMH1PT4@"@) "M"("T,H!>"-!)T?YNTMJ4[M&>KJ:E
M0UY?NQ:F>]@U:FA.0-3BN'57X:(6O.KN[FN5C2&WJH_%L^1$64AWY?;GMU@E
M78590 C*8$1B#)$?(4CB)(4)BD24$,8I];2/5.;TIPZF[!D:8DAJ\"!IMQ9?
MON8*-.7^+VNLFV=AB[O&T6=:-,VT\AK(/ERI;A.TVK/.AB%P5^[_\G9R( V.
M*-,":G<,F018LU.&/2RC)PF+8><[+=C+O',BN& 89U:_*L(F1V ;JF^7N*Z/
ME@WH/;E!G&*:81^2-/*ETD<1Q*K).<4>1BSU:!:8=1-SP=7$6T%+?JOAV(Z!
M:>D@=S,;UN;\M!B;;1 7PNO"WK:'8SJ[VH*GU[:?[6'4L),O&-RVL"1I-GG(
MN_G)IXSV:R'_/E[I:8$S%'A^0J$79#%$+&80<\2@1X1'$R^*I [5B\^8B,/)
M8SBVS))Z*V&_M9VE)?TX).S_(%2!D'5XQ__M7T5Q?"6WGM:/*O\9Q^E5$J4_
MFM:V=#NA!"4\9GX*HR 3$$6J3K7O9Y %PB->AD)/Y5KH)XF^XG1:Y);^=7_6
MMJ>TX&U]4KSC*:==R;NE12E!UU.GMW&^XH28;:%G:V",N\&PXOET?4*795(G
M =19456WW,U<@G42: \+MDY#QFZ+_LP;%=;SI2J?<VD:O'GYI59DUYG>U[3)
MGUM.%WZ $,E8!,.8AQ %W(,I1@+Z-/0(5NT ,VJBK/5)3ZR'58Y_&P[YU+.B
M$IW*@0V UWR8:5P#:/64Z32 F>E)A54;LO=E"ZL?%",@+W[<5 @ U^=1,U9^
MY@ XTFL&A&=56>: [&LCBQ&L^E*5[*6^OO[:CME7WN.ASV.44LBR@"IK/H.I
MGT0PQCB)"(L13[4*"IRD,'58T+51/Z$C"&CXH2^5RVQUM]3^I[1^KJ]!1]&N
M=](168UZ)ETFLVVOI'W9G;5'.BW.F;9(1UZ<LQW2:;[WVB"-/#BU67)-ZJ:2
M6_0BQE$BJ/!A@FD,$<49S*(DACACB/M^Y+,H,_&KFK,PL;XQVEM=H4H]*E"@
M:EC'ZHI2]0M,$WE,#Z5ZEO8>RK)8F+E<IL75RJOR*LBZMOELT)K<]@._#FPY
M=#_;8S*[.;AFX ]J%NX#9&\>'HQT:;U:>01>/:KZ0)S=- ^\4O4/*O[ BSI_
MYEU%+'7^W6MZ$7N8(2I"&)'4AR@23'5 CF&*0H]GU$N9;UG'UHJ?B;>$[:8C
MBI^R4*G ;0N2#;>@91?L\#ONE9ID9O3TW8QXFRF_G?XN9\ =*N=U79.F[$WB
M""[G]77MN'FENKL707>Z'N]EP]K60:"KBC/E8^S/72)$<2PR#.,T#"$26%K$
ME$K;F =^R.4I.\IBLYH'>Q2F5G$=/: (FM8XV,="4P5=(J&A4MD2;H+B_2<E
M<5:/8'_\F6L/G!#OL,[ J0<M?%D?"Y97G#8?B[K!RZ5R-/1?+^2E<<RY#WF6
MIO($FG&(F4\@XEZ,$B(01EKYJN-D)EYO UV 5XUF"<LSL&AXN9P(:[;TUG)N
MT;1Q=IV6V\#CY41^.[?7&H=\0]M5"M59L4;=7Z??GL\'=E:"'4?8^:?-] VG
M;'']#5?L[O'^9]X\E&QC3FOHD9'7IW:-*ZK@+G]4WH".M-Z2&I-X7(\X$M9,
MB1R14YK[+@U]#;&.;.8UIW^^+Y]_DF_W^SAEF^U[;,Q9EI:&4,.ZTGG4LK'I
M,\Z7RO;N@X,W=_*MG=#=R,M_W<JY7?+AAOZ=-.>O5>ZI:A/\MJR;-[C.ZP7%
M84+3Q(,8\0 B+(T ' @.0^Y1[G%/$(^8W(V[9&[BV_,U04#+-A1F8-TPF6.2
M>=&S^%\+;3-E<Q"BM&8;2J2A8OP*;,*55+@(;5T4*N2O8WW]:Z"8E\^LYT[Q
M[[!EZ@2 NFJAZI*U>5NJ3@#J08O5*6B8&SUW%6ZCH*KJS8LTJKIN6IH6S[%W
M)S9W>I) TI0?MZWXY/(D+T 9A,\Y6^&EOOES5/;SML^E8IOI(@V)W34-.R>>
ME0%T=,#9K)\Q<;9-G]'G++.8ADZ#;UZV6D=^J/CO*U[0E^OO<MLDF(1)@#,8
M4,;4+0J') XE@L@C(?58&!!BE*-TGN;$2W2[2^::+OA543;-.]+ 3\_L<(R*
MV0JV L0\4TA?1%=Y0!H4Y\WRT8?@((?'X%4+3V871/R_I:Z6>WB;"I2+G+;N
MH[=EH9(1FOR9?ZE*D3==V90VH?)V]:3JM7+6IPWAY<="&J"/G9^+T"!%:9S
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MHANZ$L9:^=E3S9>>[IEW%LQ45 ?L&\T)>&,[ >8-()QAYJICQ.4,S=MBPAF
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MTG!4S(]%(__S49]]/_XT"4+M,2BE><)IDN-8A@J34%M]A3Y3XD1&J@A2R9.
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M>4L4Z=.P0'I'Y2UUU!CRL.5\!CN>Y5(D3&&:"X$)IP*S0"184!)3R>(@"<B
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M0<HB%0H>YRFUMM .QYYX21IBR% #[.W/A+>P@=Q%@JVSK33HCXZ4I5(Y)A;
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M+=FFBX!Z'D47JC#($\%P&H:F##U)<1Z)% M%"R*".+.L;^R=LXFWA ,&VH)
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MX^9WR1I-I/J;7)F"PZ:$1K@,XIR$&6=8*)5BDI-<Z[(HPP$G@D=Y4! %<M
MZ4^LP@9NNL2E'YHP+M?X8>#,E*EH/U15C4W9&Y@:@V)MI[TF1!!ZB-&ZR1SL
M6K+Z4'< YM]Z,&_VP?S; .;W,3#!BLP1$D_Z"TI]5K7E",US;>4ZC(/O8*<8
M^^A64\+47,F4PRX?1D%(M2V%:1QKG429PI1$ 9:<1K00BB=18>T0.$MN8A6T
M#5R]5FC' 1I8@!E0E@!:7-)[A06F5UX#$<#MN%=DW*Z\+T4(=JMM+?#H5?7Y
M4>:[?[:6Z.!2V?XMF-83LEQ^U*-MGFX>"SW<IU7%-DL2YX%,T@0G@@68%#3#
M+,US7,B0J80R;8 E-DKNZ.A3GPQ;>J@CB%J*=JOU.!3CZNIB 8%'-8!LUNML
M5(:1<%']7F>AZ!]VALGQT6997J."#*MI_"&W<\VSABFWU3OY#[E:]1^7_Y\4
MRS")%6.1P E/M-G B,1,Q0*'6<BC2&4T@%W+G"<Y]>G%MM66B1WX4[,V/&MX
M&QIL+1!KBT?!CC86<-N=9OR""%O*[]CZ7V;?_";O'E=]?%:'J2FJ-53,[C@Q
MI:PU@'M\+="7<EW>/][[.\?8@^'IZ&)!<-;3BCT SP\H@#?=%(PYWFRJ>[9Y
MK+7B:G/M2N- _B"+S9?N4_W;MVJU,LF.2B_G6[G^IV2U*<Y6;PP'[ZMFLRQH
M&'-.3/!ZE&$2\ @S9N*:I%9#61QS%8-J*7OB:V)5U1)&&[E&3X9TJW0ZXHAK
MZC#EXVLJ[#34*P ,4V.&$;3C:]'=LFPJW'/WU%:0[-$VK&CTV^FX6JVJ/]LH
M5;-!=$4"D:F?JU7;[M55J[?ZFB#?M8SZW#'\N2WDOT"]\/VP88!:\?WI1<]3
MX$EY^N)J5@WK&<KG:MCW\ [W1VT.Q)JM5D]7C8EHE>);FX#^16Y^5*):57=/
M?79EH'4QC66((R),X4H6F^2#%/.<"1Y(+L/$JJ<SC.S$FG;'!QX801TG:(\5
MP.6)/9X6UTJ3H 13EW8 N13RL4<*<-TT"6)NUTX7?K5@MTY@N4=OG^Q'F^\6
M"BSAP6T4_.U+ROX:J^"39K]K6]+1^+S^*9NNT/ R$F$BM6&+XR@S5_(JQ2RG
M$LM(9CS/% WMKN1!5"?6I']?B]*42"H>C?735SC\3?3E3=HV1_(7EVT?"'5!
MU4,[A#.B"A'%!M><8\*YPH7,"):LB#,94:EW,U@W$7\87])5Y,-+/-%OLNLW
MI3]Y/)B$M=ST$S$+YG8'!._?5>A^UGTQNXXDK>^U;]?5,8'VN/!=TME2:*_U
MG<_1?(5BSY8P'*_\;/NRBRM5[PB-8EQ/Y=,-:X8R@HHPF>4DQ30@%),TCW >
M1B%6<2)D++C,$FKO/SU*8VJGZ1Y19*A"G(''0;'QB5XL*M 1^EQ*%Z/TA+@0
MA^?%8CMZ.9^+[ZNG_;A XU[,XZ_.Z+H<Y?W07SG^J ]ST"22ENM';7;V==ZJ
M=?-.JJJ6VZKVLOE2KJNZ;7:WK1%GM_V&/,@3F<4XRU2&B> 4YR16.%&IXB3)
M9)BIY<9<V+L8/)/R#M)_6PF@>W['+CHT5 =[X,"P^K@S5+][,IJFG7L7T^O-
MS.C%!MQ.$K03!17==)^T[A;#W+>"+DPV C>9WOWM["#Q5$;@+/!/8DI.R_DK
M&J2S3,FX63L/"Q>7)OXDY4!Q/ZQQF>2A4CR)<1+DQETGM:T<10F6,M-;4!I(
MSD%! ^=)SG$_/!3>55(VIHFE0P=/"^QL=;A/1!SN@@<P-/5M >*6@5UP\P3%
MJ\Z+Z[_H\"F"KU5L^ P (T6&S[T)K[S8=F5NWJ^J1MY67]8/I4F\:,/ZP+V3
M+(::VMW><H!:%HSY=UMJJV!3H2]?;S[O]1S4-D++EGU!1QN4QI?]! #!UKPM
M-I,4# 9*[U0ITF;\V>I' H3=KRH)>>VRQDS-#7LRX[Y_K&O9)GD;L[G[91E&
M@HA0!#B4B<1$*8(I21B60<%RGA0DX*#"DS9$)U8-[UGS ^V<&$+R%:M---NZ
MVJ '5@JWEDVC,-H9 K[!@:F%W7&Y)^^_AY.-8)X;.HV2?)7N3C8@G&KU9/6N
MPSWY5Q.9(J_5N\>F7,NF>5X[*4[SA,=48<8#B@G1]C\3>8 3IH(LEOHO&;.^
M,#]#;.+EWU$W]T #?<!=\CF<+.[0/4H/6]^]X-<[P2^LSG4.#, -NT=0W*[:
M=]^*HF?!UUV[I6BCE^[GQICO]MU2FH-K>-MW'/36^VHM3*$+T_/YH98_],_E
MS^%@I(E]WLC[9IF)C',5<]-EDF&2R4@;,2S'81B%A$6%)&EFK;VL2$YMP@P\
MH ,FAMO//PP?J&4$LI[MP+10<=XA@BFZUT0'H/.\H^2F^7R@!=.((,%']:+=
M2/-I1Y!D!SH2]J:#INQK_ZWOODDNRY_&B&RCC[<A\)^JN@N -S?.FO#JT72(
MT.;E%>?U(UNU]TQ+$N:QXCS 2HC0M/V4F#&5X"@+LB!,4I+E5AY)CSQ-[&GL
M\J%^M[\?]@FWA;*='T28-M[RAW8,6N1?;!DU3CQ][&A9?:UI &CU^:?#3>W/
M."VPW<$O@*/;AR=2\^TO?K$YV( \#PUW/WPR5=ROFFMU4]?_K#^NQ;7Z^)^;
MIZL_:]'\M5YOQ.=U^Y?FTTK\>[-9WYDML_E0ZQ]^UN*?-:SMF1]J$YOY-W6I
MUY])#D(?C7MNVVK!G%/[((C^,O^O-5MW0=KH:OV$]M[<_& ;\^JJO>(WO1BN
M'A[T :R]VO]WV;39"T:ZLHNQ^/!8=Y_\E*:7HAG#WCOB:1+/.U#FGS_8KO=6
MILYSWSJ_L#LY=SRQ,)O_QR]D^RXBSR,[5O?N6F;OJHOO[R#]<HYED!9MAF'
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M<]L>@G.YC?Y,["V%;0.@76_'9J=PFFV)\.9:;172C:Q55=^;VX*KM=A];(H
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MN[G]5&)2JFR8113&D0A$ O- V:HQ"Z5Z12GD*<D(1@C+_QC[2@R)3NPQ4;3
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ME-8;SCZNY/["F_76%:YZ@6A'N/*#;\W"HA!YEL48BB!)($I1J"(V*4Q8P)'
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MUW&>AC2WZ@%L0'-BY=$2 HJ2WL$9?Y(?8JD_7LMJ60;XF=E0GE&Q]-ITQ*^
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M9O7F!6U':=O45+5ZT#\WI?Y6!6*89I3!@),,H@(3B'&60ASC E.!(V16==&
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MLQRGTL*0OP@3NRME9PR<[I/]H&!X>^4JF>6]U58D\).B]#.X7K>>2)W4OZ[
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M4!P#S3)0/(,MTU=@QW9?UX^?K1(\RV19^#C>=M+<7"!O-GEV?I+IH!UUHTQ
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M20I)) J8(Q&0(@L(%\S8@G#C8>+5K6F IYZUWO4YO+5M)'<6^ZPCU 96R/0
MVJF(+3^]ZW(8$*%8 N]>0%=UK>4*:+: YFMZ2"ULFNFA=3-V;L]]F.K"D+<0
M?V\A;@N(K15_OJRBR] 9-9<<AY[/CKI,]CT#Z\*A["TO%1=P3=<;+ >\Q27[
M1_.%K]OX@)WE;VB!F8PU_>W5H&QYQPM0S(#GYK^ Y*<+]C(WS8P0.F^B^0;G
M_Z/NW9H;UY%TT;^"B(DS9ZT(838OX 5[GERW[MI1JURGRMT=$^M!@:O-'EER
MDW)5>?_Z Y"41-TH  +HFH=>[;)%9.8'(9E()+ZT\\/&N)AM':WB-QO+G>(X
M(P&3Q7,VY@[C.JOG')M4]$4EM_(]J9<J@FR^B'K#K%ZQFR5_5RV>]569_4H0
MA(4H*$,P2K%N1%$22%"J_DEX60I.,IX9E9Q?J<>$)3=Z,IZ[%['^9ZM6VZZI
M5PQL%->=#;J&")8M*1RGPBRM/ ' =OYGB.TQ=+,3 (>LVKD2'E\=(ARUF+8+
MQ'50'75ZN'*XB9OSM/_YNVC62M.NKT0\SWF<(<0*2&.40I05!<2QIN5@44%%
MPK,T+ZR<H4?E GO(7AAX&N_F$GX.#+W@*R%KZ1JO[[K3_A_8S,XOTVMG!,;7
M;K)S2K7_&=UU1D#UUE9G3(:;![XC/[N#S;>DKE_DJF[%M.6"<Y'2*(V+"$9Q
MFD%$4@S+J$PA23G%&4%)%EFU5AV1%3I32'X"UAVILX%L.T<Y!I69W_,$@)T;
MT[;WY01#L3-P,UX4:NV.#*SSY%W&)$WJ+ Q,/ES[)H\X'!)L[T^K2&VO9WMS
M*[\L!+\7?)>R.MBZ2)G'@HI8MV'7+&8\@;00)2QH01+),&;":)U?JTA@)S"X
M^J]T UOE0*L=N)6@UV^0"K=(=%\S P8'"!/A:N=;7""UV4#Z1=GB3&$BM-T.
M%KQ^D>U.$SS@,GJD<,WXTYTK>$!A[W#!QWCV)PQ?U78_CF@6J\#SAJ^>U.;^
MPX+<FQXJG'D\=#F9SE5IL3#>VX?U&IB?'IRS_O*!@0?#[;SL!9O!GUJ\IS.!
M"\8Y'0.<&W.RS/\%HX;)_DL?]=0+OFM@<$TG^"GZ.I@V2;^R5[Q)-P=_.-BM
M/5,(_/5R,+/47W/X"7LVF)EVL3'\-1T:CJFG/FU9S!A"/&>1A$)D*42YV@+A
M+!&0\P(Q'C-"N%6'NA,R B_8G40O5&^?G G>G RV6YFVME[!Y'9DC7?^MD^O
MS=IV9.)YKK;CC[I>;FJ/T,E/T>AC]<]B/4^RN(P$1C#+D82HQ#$D%.>04I86
M+(DDCZTH?8]%!%Z ?:W&6DL$3TJD[<6E(TC,5MYUAMHMO-[&5EA;J3+392H^
M;R:=L\7;?:0C 1/?0CIGX/'=H[.?M ]$OY"7O^M37;FJ'W7SD5WT8NKG#4<)
M]]53PL'WMCYA(WX0@WE^#5@:ZQ20F8P_661F8>PP1+-YS+%*8)O[T/1&-\W;
MU4)3V-=D<;/>ID[F49R5&1$,"B0BS:^80H)C# LA<%X6I$#"J(6WE=30E4^[
MK&E+8$?43F2KQ@R0]8#/UO+4WPA3LY>/=Z3LG((7D.P/WVV,]G6J;B1SVN-R
M&QB.SL&M'O;6C.+S:JFI19_)8L-)WKUGYW&*4BG+&*8D41O *$+*A>0%+#,:
M<9F0(HNB*SM*G),=V)'LQ(*JE]OS)E[=_N$LFF;.(Q!&EN=8)XG*=GK,MBT8
M+E6I^VB@<,G^<%T0SDI^[58&ER QZ$=P<0B'B%J(^B_UZOGI;J6OA.B2G8?5
M0CW[=;V\>5R;YG<O#!/8-6CIH!4/6OE@H(!:#NOG>GFI5,0:&(-MAC],++<8
MU\-AM\4P,]1M>W%A[.FV%F9&[FTK#!]QN5#;':EJ*H]U\TT\D5H%'8N7K^)I
M5:^'1ZW]!S^LZ@^"Z[#DK\I?:,X?31@W"%'B>5(*3/*,PES3#J(2,4BXY# M
M:)XS&K.2&1WW!-(OM MI]=CC9%_5X,-?/[T!=%77JQ^ZGMSFSJC_"1KW.+\
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M8E43L<'#TE8)PR-12\1,(U#?.-BZQE8^&"AP<)TN!+^<G=7>@D<CH1/'B39
M'(>$5D_;%U:UG7%U3?D?@NA!+8JI3CP:>#5W/:F'=Q)ZT1<I=HSL'E_/'DRV
M6[CNUEJ518W8Y%0*=6J\R<J?1HP9ECR-?<RY^+E:BT_5=[U]6ZMIK%0 T)T8
M]R_T=L/6[^AT('FGT!5SRC%.I50O7)+IPUO,8$G3%/)$E#G/$H*1U5O748_
M"U=]00KK\F<G/,W>R1.@9+?6.X5@JQ'8J=25K<S:Y!#3VY6A=K-V/P):S;Q6
M25\#C;^*:2<MIJZ>O@:J$Y745PWGV E5W).%VI3H57VSY%V2Z5XL634,=>.4
M"\98!I% D7)35$*2"0)Y7DJ4XB+'D=4!LY'4P$[I+V+9UG=]4G'5?0NM9?=3
M(^3,'))W/.S<3RL>]/+;G,B>!H'V"%9&^^J':B1SVIZH-C <]46U>OB:3O'?
MUFJDMCJ\N7U>-\I!Z09,\X+DG*(BASPND'(/F, R+Q$L5!B3(5K(C!F=AYL(
M"^P0^D;DC98] TTK':QVXL%OU;+_]>\N'=[/(&CF(7SA8N<8>DB^=9!T@F=@
M(-IWZ_5Q [UV6#\CZA4:J8\;?;I?^H5G[%8Z%]7\75__U^CCI_III8M<^9N7
MK_I02OF3 ;MC7N2(993#7"U^?;;#(8YI!DM)!,)I5.;2*!BPDAHZ4;C1 PP5
MT:3C6U7,EKP=E.-K/QA EAG$R]AXCA"<#!_)5JCQ.K^@?MBY SLID_@%)\,W
M#L+M81<*Y-U.Y0^U,;DG]^*;J+]7[370ZOYAW<P9*4L4B13BC&,5%J08DI2E
ML(AXRJB(,$G1O&NB\&U-ZO6XIS"4:K,$#F4;KX8WXKY:ZKX=@)(%,?8+IL!A
MM;>2VKF2K%3;K;3 D!(I8*9^G69"$"'R'KCW2_Y*L&TD&X/VO@N@@B V[D,#
M8."2V@%=:F<C'6S%@TZ^7TAL^)>]0N-(L]Q!M&@A>MQ U&PAJEL]?/5I-+=X
MG$#Y\C 3\B0;V[1/AVS^F-O6\0MI-BV<65J26.0YI'&IHD8L(TAH1J!$A"2T
MC(G:*MIL%'=#!PX-M2"[[=[ :K/-G9LM=GY(R_#8EOJ\ZIXV:8.!)]V2'1MT
MN $[\0F'(.KS:JG;E]:WC#T_58)_%63Q7NWCUJ+_ZH@H5R&4VF'E<:(S*T6A
M=U@%+%B$&$.,XLRHRY:1M,!K2(G_]W\KDSC^3]UXMP:K7@U0*SV :!6Q> 5>
MQ,X@)O")B-U*5)+;%L\UV,@&6CCHI+O<&;R(AT5 X!,7MW! XW/^:^(K##"U
M<S0(N#C(="& J3U[ 8#Q0XZGXMMV"]TQEMHV["I9^K-W?KO\JBOD:A5SJ \H
MC>K-/]OJ-_U\^_VY$^QA6?WK632?MBR:>81%(D@*F1!JMQ3)#.(HBJ&(1<F5
MQV2XB*V.SP,K'-C-#G@)>F7;7, ,;!5N#W>&*L_ 5E^P4_@*4NO@<VX64OU*
M,VFY83PYB>#C\NEYW1W.N<^8?3G 1##ZJAL(K>ZT!083@7]4B3"57%<Z\XY5
M;L<X-R\3F4:82YB4%$.4\11B7%*(&!*19%F>E59E5,<B GON+>MAO95H2VA^
M!(J9H[S.5#O7MK7RZV4K'=C,SQGBC<W\2,#$;.;G##QF,S_[2<<2 -(\?%BL
M?F@>"[7"^UT%BC@OBB17T9=N6YHG:H>*)(99R621%9E(S X"1Z6$/O17,H$6
M"GJIEB?[)X$Q6WE7FVNW^(XL#9 -&C7)U^G]21G3'MN/F7ET7C_Z8=<[/72]
MNU=T>.-([^+T#:)/JZ:9QSR50B_-7)(8(LDQQ DJ(9&R2$5&(ISC^5+<ZX/"
M.YOK/:8:&'VC<?>-/M+#^-O]EUJ) @OU'],N60Y8FJUKS]"$NQ"Y405H77S>
M_;&UW]O]'V/!$]\!L@7D^!Z0]0@.*>FOHJFXVFM69/%VM6S6]3/3$7S_4BME
M6L:<(\BBJ-2YE@A2F<404XDIS6*:)$:5?I=%!7[E#V0#-A!ND7 =1\H@^^S-
M?CNW,#1]*-<EZ3R.@47&V1L6;NGF<U\'7XEF(_-&L\SC(TR78C:R9"^_;/:$
M?;'B>S7D^N6._/S8CBXKUL[YY^?VNR=)@F/.,(QCGD#$8@ZQ3&(H<\Y%DJ=9
MSK!I@>*HI,".JI/=TL/L2P>=>/.*Q'&\QOV55Q3LW)4S %:5AD;&.547CH\\
M646AD8'#*D*S!QQ[3+$'P9\7XE:^73T^+2I=$/:/:OWP5=P_+_0LO;PE3]6:
M++Z*?SU7_0G&WY9*@&;U:AM-M!_4]#<=WV,<44YRFL$B2@5$)4$01RR'F51[
M'U'BA"*K0R#O&@9V$[U4L!,[ SM=0:\L&&BKN:4VEKEQ;OJ?1;.]U:O.C9WS
M"CPM]GVT0D'GJ^>6=_VF[<\5"MZC7E[!!+DY=-U1;+UZ[-F3SK'=]$PW^MKJ
MM^KGW4.]>KY_N!/+/;J;.1(Y)@RGL,"40%0(O<=,"D@9H3DK2)8G5JT%/>H6
M^NA>\P.O5V MEBU%6#,#9(]#S,X_^YP4,\_\2E!?F1;36L/U"@ZXP?;HO=0L
M2#6;+6/8C]8O:_;7M[7@FE)GU32NM&+=L!E8=Q" .&JO\WM,PP68$$^>WJ=F
MD_KX ) >>O<0(MS\^GOU<EF]"-'>-&RKQ)J'ZNF+6D_OO]U^&? 0?=J6YA2,
M48D0T>0 ^O(*%;!$O(!9+CB)&1:XX#;NVUZ%T#OR7J'N1BS8J@2T3N WK=7O
M^^Q:GUSKJ!S@-W/484&UW. 'P=/:5;I#XLDC.B@PJ>-S!^C0OUTQTK7YAA&"
ME6X+B@BF>9HD4"::V[_($EA*_1]2EBF.<93'5J2UYJ+#5Q<=, KM$0Y=F0&X
MB*OMUMXG6G;^Z$J@KMB3F]KL?;-]4? K[:)- 3F_/38>X5K'HF.SC^WI1KO7
MWEWO+_)<9H1CF&$40Y2IC2TI8@Y3Q+ED6!*9$C>'<DYD8$>R40"L)'ACV7#2
M C=;A^$##3M',03BTVIY#^]$_0C:[>5 D=YA@"#T2>;F>_<99P6^DJ^X!,!Y
M'W'Q24??H/=M@NO1U:8()22.!90BU12/F@H!EQ(F,4E0669%DMM%%;NQ0Z_V
M3M*@M>P,R.JGOH]%UBH8K[5/7=X#/34@_8\B^W]T!@OK'V: /PO=*O,[J:O5
M<P-X^\0FV_&'0O3AW_\MSJ/_3,H92"*46CJ1 <"&WL(--DNWT".FI7A<Z<>J
M^UK2@Y&G7;O')ATMTA,?<24P6RS4UZ\FB[Y#9U^CDB91FF=9!G&6<X@P(K",
M1 ECFA0L18BKW8 ==]E).8%7Z4[JIGVM+3G9:73,EI4'F^V6V+&Y(>J8QZWR
MQD-V6LK$%&2CIAZSCXU_W)&%=$66S>>5>D7<U82+FR5O*9IW]Q<&O.>#\%HR
M)A):JO5;1-WZQ0D5D)<4Q25*\K*P.BURTB+PZFYULB0F=0+3;+D'A\C.&;3J
MS$"KT RT*K5G+QUW^D"K8?^^0&RFUR#CB]W428=IV4ZO@>F(_?2JP1PJI#\N
MOXMFK;<*']NFWG-*$2I3P6$D6*F#>P$)(Q0RF10IRU'!L%%P?W+TX%G!C3B@
MB4V?:5/Q2H7KIA<H3B,R[D>NMM,VG[<U\>.R;=IYC6D6-<W7F.A6QKP_FU3)
M]%7 ?,Z6T9KEHX>F*U,^I^]>9?+9#SEX!>V&=C[G2TN1]V%5OQ/J@7\]BR5[
MT8U*GYMY5I8DYX1!4M(4HH1P?7L"P:P0$<WC+"HH,_86IE(G"%  WPD%'46@
MQ3HSAL_ M80 Q3XD&40>H-,!*"7 0 O0J1$")0LO%0(M-^_5HK:[^]Y_B=IB
MF^%WJVG5\>78;,T?=7C&@TWG"&WMVW.0U@]??XJRZ>1^\DR ,:ZOFY6P$#F&
M*"?Z+"6G4* 4JS@+XRA*7,]2Q@1/>**R4V1XB.!^NC**I_T9BR^4W$]:3@,T
MV2F+"0 !SEI&Q;[:B8L)&&/G+D;/.[*.JB_09_(H;GY6S3PFN.1Q+B$J<J%V
M:$SMT&(N8)$1?1\LS:C=\<MP\,"^H2V"TK+ GUJ:98'&'@IFJ]W5-KL5;6R6
M/1GI"?U]T9$.AYZ6D/2$44>4I*<^X_A"UNQ_>CF^_]=SM7[1=PQ62[TZV^]1
MD9<,LRB#LD2)VL$@!M7RBF">(Y[%:1X1:D6T-"HM\/+J1(*=3*=E-HZ7X5O6
M%PIV"]$: /NWIXEAOEZ9H[*F?4^:F'WT<C1ZR&U1C_>DWOUKGL04Y2JBAESS
M.R"UV%6437(H<"YSP5*)13K_+FJZ,EWAIJ)MON9#!5P29,W@!@C9Z-=N-AMB
M2[QF#"U/RH(FE$",='$\S0M(L2BAC&E&$B&SDE@%(B& O8IS-!!N9BXT!!IV
MWM2 <L>?8[4UUY./-18[J;NU!>/0\UH_[Y CWFUX-ER:+Y]7.D5&%ETWYV_/
M])^"K>]6?Y!&+<//8JT[^=W4NLBJ?2VTE:NW4JK_SA.,$<I0"I.4Z#!,.6R:
M1@6,*,KB.,><Y$8,%_Y5"YUM%DWSOT%']D5:Y1JP:@7/P+)7NO^#16[5[^08
MI*E?#7);E[;-MVSU;$_;.YP[56>@5Q;<K4"G+NCU!0.%9UU%/>AT?K7)L<B.
MO]HDN:707V&R[-+M0? <S<G[E3A=XCX(4GO9_3 27(NE^Y9#[9 WZQW]=*O)
MG"5<IB5CD''*(,)9#FFF7G8J:$Z(+%""T]R\EYRA5)OUZMQ+KHV=OVNA,T"W
M?>56TNH,U13&A,1)%B<Q3(A0,0,G%):TD#"-(XE11+(RCTP[RP4#T;JSW!!"
ML>2AP#/,X_B#P_*09-LKK?/;9 UV^[)9[_M]%J0;V>FM2'U<VL2%ZT:F'Q>S
MFSWFV&>E6I)EV[1M>V![PUC]W%Y\:YG ;S3=Q);$0NUS.@H+S6"QS3NU-^;T
M.&3Q9=54^FWP_N=:+!M];^Y3U:SGM$ ,%9S J)0Y1&7,89E( DE,:!%CFDII
M=9]M(KU#9T V5@S*/M2:ZPP!&TL,F$2V%FDOMK4);(P"?^[, N^7*D2LVPC1
MMD'+1%\6,Y?Y"WX%[%SOKSO[]LU>IIT+7SU?)M)ZVM8OTT[%40>8B<6[LN!O
M-C'M6W5_ S-/2YZ769+#'!$,$4$"EEE,84QC+"1746]I53 T*BWP*V:PM^]Y
M"0[V];:4]V/ F3EN;W XIZ0LD7#@L3>PT!MU_9BLB=GJ#<P^)J@W>>B*R]1M
M E[7) K>9G\_+MGB63<55Z(NYBKF.$.$1'$.A7(*$*%<[7VQ^D\A42KS*.4H
M-LJ7^U,I=%GA5D&P:#6<@?LV:5YME-3I<GWIHTT&KE?@L4L&+OMD(-FIZG S
M^[K9,MUL3SD'MOOQ+?R?>OB[,XNM?MIM;7.QZ[%<K.=[Y%X0\WG]_#J%IK^U
M[@7 DY?=_8SL>(&EN7U>-VNRU/+>O'Q9U6NY6E2KMPO2='0YN]+A2%-71'D,
M8RGTI3>>08IU.8,*J:1,B4R1>2<0.]FAW>8>K8M2# PT _0%;'4#K7*6]S<L
M,#8X1 R'G)VS.P;JS1%0-C7:5V-G>0,F#(;N]V N8>GQ]HN]Z1?OP%@,.>U-
M&'M;C^[#. SAX(V_U"LF!&\^*!MT.<JM_/9 U'?FV_NO7V[45XIW(6V2QXD0
M!,:<,8B27$)*> D)D1%."DDP,[]+:"0RL._=Z-#1">E"/.V%M0:@:96Q<!AF
M$!KX6._ V+G6+29:/M *@%N%2:O"K,-FJX5W>"S<J'>8W+RG%[CLO*B5Y:/.
MTVRDZ7RFE65[KM+N2<>D@![Q#6DTU?7CDU@V[3=E$ ^_>=E]Y MY:4L6?I":
MWSZUG0\&GOSC<EU7RZ9B[8'</(TP+=34P"+6/0@R7$),<@%EE&<IY7%1\LRA
MW""4OI,4*KS9%B=0LM )WQD@]_=UVZT35!M]NG-XRW1!L'F4%!>\+*@N8%<O
M2*'^4R(D(*,,,125$4U+ZWJ'7V<6K2LEWO>;F/\Q$VB8!OH5IL0R.Z3U@:U"
M8*CT,.NC-YO#S_6:@U;U&>B5GPVW"C.P->!"0;Y]YB@TR+X22L'TG#;/%!KN
MH_13<(&./2A(K=\ZS1=1M_+?58OGM> WM%G7A.F:-A5$B;2$-$(%1!P+6*8$
MP42HKP8GB2"Q54'*!7FA3_DZ:4#T6NA*MF[O8]DZX@)J9H[5(Q9V[G$C6%.G
M=#YP!C;0_+D1[[/[@YFAOEH]7) V;5\',]./FC@8/N:0_+AYO*N?6V81W<E,
M_=RL;Y>BIR0MU*(N(J([,O ((BHH+".D?LH+DD5)EDEL1/AX45+@A7[S")0\
ML!4.6NG@H\46?A0G@\2&+^OMEO89PY5DEP[4HQA89"]\8>&6M.@Q:;:8K%M,
M5DOAB^?(Q+[1U,3H --E)$SLV$M$&#W@=)EO>"WP\/K@S9+K+E[ZJ*[KXO6W
M92W(0K?ETN51FU*H>8H9)D0WJDT*#E&4EY!P44*>TQ@3S"G),HM+?!Y4"NSV
M=D+!0A^&/_5B;3*[?J W<)"3 VKG20UN&P.E9-O@L+OKM>E2.)@%K>JVP'3R
M2;"ZBC?Q9+A>P9ML4FROWGG$[\*5.Q^2IKQJYQ&9@RMV/D?V=C%$_:1'X#LZ
MC$_;!H*QC-2&.D,P%A&"*,T(Q%&2PK+ HF0D3W-B5-CA)C[PV^=TH7Y?@O__
M/1-]!Q)\7/*J74E7=&ZT!-UL-QX.2KOW3@@4?5Q4,  CW'V#,>&O?6W  !B#
MZG^341S)^@:'A;L&MU]J\=2E&1OE*=^2Q:*YE>=Y.N8<EWF1<PZ%E!0B2E,5
M2_,,%BS",J&$IID5+YD7K28MF'C<:CD#3&O6-D)XJBLUDT]D 7:JZ[**'0/2
MU01(?B;0S M./BUVSG%_1OX8S,A Q79>6B4[2M,)68.\PN>+6-&+3M,R,OJ$
M\8C*T>O@KA>KI*C5*_V._.SZ96Y((M30G\5Z3B5'!8XR&,>HA"@N=>.=(H$9
M3G,AXQ)EG,[7JS59F'G;"_*L_.A6JO&J51( [S4 :_(3$*W#__IML6'&^-WV
M=M4X>F:NSB,FMIF%'@HEN;MCI3OL^&"!L33-V]6J<6D37ZXR,OWX>I798PZY
M3'UT6W'1$12(UKNLELWS8DV4KYEG."=12G19::96>J[VAD2R#*IXBTJ)8BFS
MV#A'.2HJ<+#4RU:!3R>\?0NSG7B+[-<X8@:I16\XV"WL#00;N6TJZFT ""P2
M>]Z@<$O87?I6^#J!,3)S-*\V/L)T^3(C2_;R8&9/V'FNIE[/_R&J^P=]ZOQ=
MU.1^>T1<)F7&BPBF-(XA8KR 6)\3RR@CK. 9D851"NNLA,!^:B,3]$+-%N5Y
M/,;=D1<K[;S0H8$>NW=>M&8LHE /#Z()]:]=)'%^W$G6W46S-LOM\@?M5IE@
M?/[^7^N7FQ\U;SXNOST_/M8M+W6S7M[1A=IUW#PMZ.*_ZOZ[9K"L+(<,78>Q
M+8']2ZV\$7BG?]P19^G]><^1WA:[]0P##?@JGE:U_@Y72Z!-(/7+?B%G>QG(
M;.G:@CR^H /B:[?,PT+KT6DX(G;"E32"_<?]ZOO_4B/VGH3QG1.QE3.):W$T
M?N-P7!]W)+%GK/V.##AI3O+/'-P&)8BGN<QS*&+)5$20<TARA&!1<HY2DF4,
M6_' N*D1V),-+RZ?Y9AJ_Z+6@>@:JPTZ:;\3:H%Q75_NT&_8<5[,TB#AT;;T
M:[T^^VQ?9Q$/V9KJ.FA\,<*[*3$M/_Q50!VQQ5\WVK5M\LXG?;<G<O,BBHL\
MQ0CB3!,TB"B#5!8<EH+@I(B9+!AUZY5G('U*3[=W5M)>&1XPK[B?X-NA;>;(
M@F%HF]V]7*(4YM#>"0#O[?1,9+]23ST+6,XWUK,9Q,T5[=T06O+WCT^+U8L0
M;\12R&JM.Y$-NDR2&&,D9 E+4J3*$]$,EBA+89RRC/$B*4K*;3R1C?# CF@C
M&_3"02O=SM%886GF9T(A9.=F]K9L.JEZ&BT5'X6(C%PP\.1IK$1/ZFA<0#GT
M,TYCN)Y!CY5/GBDISC"-2Q8QF)1"MR^+<TA84D"!>,PPPA1ES.Y@VEZ)P*?5
M=_H1(+>T][9GTPZHFCF>T%AYCW-"5EW[ ,7;^;>#"A,?BKN#='Q2?L58(9HK
M[FIXOE7+^X78U'OKA.C-XZI>:VW>KIKU&])4S=?50DFZWWQH>V4W+@D3D<Y?
M4=W*.%;>K2P$AW&29#C-RH(55@2F$^@<.G<?M&^CGUDS3'']6G,1P,_N[KGL
M,I Z*.PLVOZY/21HNY5T5@%MU@ST-NT^%N(2^(23,$DO1C\:_T)M'+U.@5T'
M2+^B'7?=I'G0_].'9BKN$VT"4HU<,;68]!]4.+[_B\$GYQG)<QZ5)2QR4:BX
M6"20Z :T6!8%9S+*28+L.:VNTLG&)3GS5FF9?;VU^F$@?0;>#/MM?7%H&77=
MC*A]2H0PRB%.4K53$3&'6)213HP4:DXR+IAU-ZZ)Y\.:@6ID-MYWK;NFGP?#
MI,I4R%IF692@V0DT=ZJ [B,:](-?#I_PF'GQ 92O5,Q5NDR;F_$!VU&RQLN@
MWBZ>OO_9LYD?=)+Y*KZO%M_5[_^A7I=B)>4<$\ES6B1JGX,(1#*CL$1Y A/*
M$$^$B-(DO?(:JK$R@7<Q6WDN!^]7@6SF^*:"SL[OG;Z$NE7L1/>MK7(SL%$O
MZ'54:Y#"74XU5^6UKZI:@V9P<=5^3.?BI%JT:?%N0]"FR&_ENZKIJ@64K_U2
MB\?J^;'9W:%586"1QGF9$"AQH5Q=0CDL"YE!5L9,A8<TH2*=+]M".L,@T$T1
MH[6*N[4Z5,=XR>I+5F2@4=NHM=>C#4_X1D&@_KB[GFI=BN0R"X9YFG#(NI8B
M=?J WX8:_=Y>*]VBJ;'=J*490K>*>2U$N@(8?X5(+DI,78AT!5 G"I&N&<W-
MS]VN'T2MCP%K\: [^7T7'Y=L]2AV#<":E@5"OK3-;O\J^'U[1>U6WI&?W?9.
M/5 +TJA'NO_?IDM1G&4<EQ@*SJ3:$RL_6$8\@YS%6--Z"F*7Y ZH:^"PL-4<
M[*D..MW!;_KDPO)&:LA),_.=O\A4V#G8B[/0[[T_+%8_0*OR#/R%5,OM7[N>
MKRH8T0U"*JDY43;U$/IR;8@\]@1 >W+8(36=U*M/ /FAZY]"Y+6%JOOT5J<*
M)U.$,&=9!I7/SR%B+(<ER3"D,B8YD:DH4.16IGI1]H1%JEH7N%[![?&5YQ+5
MRSB;N>A Z-FY7*_ 75&B:@R!]P+5RY)?J3S5&)+SQ:GF0S@0&7QX7BSZ2\8?
M".O)$?Y0K^.U^I_@;U[>D.5_ST5*\E0*"I,XQ1!%/(8E1ASF)>(<1Y029'0;
MR%QD8%>C==C<7P=RJP5XW*JA6TE0I8C%_7XS+,?]2AB$+!.%&IQ>/M@I '8:
MZ/YZ;T* 8T&"X!TD-S($\V^2+UH$*\-'Z1',1IJ.)L'*LCVZ!+LG'8.T9ZH^
M7BUU&N_-JJY7/S2;OTX<+%;-<SVXI!?31+;4+S'F B*.5'26,P&+4O"$9B)"
MPJI^WUARZ !MH(=NQ6R;:#1'T##X"H&+9>@UA&2G ]@I$:A:W]IV7S&7L=QI
M(RY;.([B+>L![&DA/BCK5LN6%O2[J%_>/8N[E9+PKW;3V><YVLUF?S6@N7E<
MF_)#N(P=.LCJ5 (;G0!_%KIK^Z%:>MNB,SL;S68]KX$Y%803L.,^9@I,+<.R
M4'!:L3Y<@XD3_8.3P,EX(*Z!8T@(<=4X#ON^KT+32RW7%5E\>Q+LKZM'%2]U
M7"EQS!@O2 0%3AA$)">0<I'!,D9IP1*6E&:%)!?D!*\1V0H&C9(,'K1HBPW+
M"$(&6S@_=MLYB*')6BAHI;KT"!JQW6*'Y@<#MVW9:2Q\;<$N6S:Z[QIY?+K-
MUF4;]G98!A]W2C_5RVJMPBM]+_)?S]63GNG^FT9SPC(L)(R2!$.D0(2$(@1E
M7A2T2%%92O->[2."@J>:>LGM"9;8R+9*G9P'R2B;Y,5TVQS2QFK-E[D5Z^*,
MQLRWRA=Y@<$U2W3R2^ O)731M@N)H///3YG^N6C%0=+G\N<G[I/>L;-]7#;K
MNOV6-.V9X]T#6?8]7_\NFK6NI^N.$P]X!UO2-WT_1E.^=>V<5;2%&$]RF&=2
M0H2C'-*,Y9 3&6<RXG%6&#5O_.4L"^QU.VW ;]42<,W850_ZPEK6@?PRD(7N
M[?V:4VR9=;N^%WC/HSBP%G25*VME[ZY3>/\]4E^CSN@9.*)B/4G5^ MT$0\U
MG:_===R[7?\SNI2'FDYO7<V#*>AXF68SSBZ'VVSK[PI6IB(M.2QI1B&2"8(D
MPP2F."V2F!>DI$9["Q-AH?<7EWV./3YF;QI?5EMN+79\N .Y0>H"30ST=0=E
M3-2T=TP,C#ZZ0V+RC-LZ/BRY^[C\8U6O[Y7+:"]_Z>J8_O[Y'*4(,YDF,$HX
M@JA($<24QY#D,F=Q2CE&TNY>B+EPH^_[-7=!6H$*N>J^/VUT8_"P@-/,"7B&
MR,DE;'0 OVVT^%V';%J!&=BH,^MJX_PW"+-'P)//L! \J0>Q!^30GSB,8.==
MN*CF?2G=R_N?[$$'-Y_)HYA34411D4:0<KWA3BB!I=YPIS***(N)0(41"^PY
M :%+-'J18",3:*%F+N(L)N..P(>EEML_.R.-%_0E2T;.+]6CW8I5/^P6ZMD!
M)UF.E\S9++J+GW/G(MSM!EJ6EV]/:C7SV^7?25VU#5+5BRR>ES'&:4DDY$RH
M8)QKNM,4YRHB3W 6298FF177O*G@P$OQ_SPO*_V*'E8(<4&52FV\JA/!:H,T
M;"KZO=<.U.K#]A2%1F";O=1#0&BWQEN*K)T*,] J 3HM]&W7C1[@ZQA83MR#
M-I9[Y!LT$CLYQZ -&*=X!:V>=TS7ZR4DN);V53RI+]2#OIIS7PO1W51.68(*
M2054;B:%B! &,8XBB#-*,TQ320IBE40?EQ?8KW1<IG1;HV:9S;Z E6&.V1\"
M#J]^Y4BU9$U0L9$-=L(]IE[-K/25$+T@;=HTI9GI1\E#P\?\7J/>$93^=;70
MM!7Z/JF^37J['+":UE6C_O1._7-YWZ4@WPBU&11WY.<<*Y]4Y%3W?I (HCB7
MD*09AX304F <,YP;-< +KFE@WS+@]KUO[^0N])W<-M6@8Y6.PDR_?6\^?'/F
MFP@WC6;.ZY>8'#NW=_OVX\RDZ_D>.W-OQ?[M:MHJ"V[X/Y\[;H/-Q>KPMZF]
MX1OX+O7U>OX2-ZF]P6UZC]J?0!_D]_O7)D]W&]*LH^H7^O1J'LDL*V+*H'H#
MQ!"56$!*X@QF(F(QBU6@2*SXTZ[2)K";/_(DA[>&1[MS:3U!KZCE!>SKILA\
M[SH)\ X;VL"87\FT[XA5$,I]6UU>D7O?$;9Q$G[70:\EH#C!!J<O):BQ^(X/
MJ5.A)<O0)_Z\:K]G;>^VN4C*LE [:Y@7N(0HDBFD*2D@SC-"8I(EF<S<^"FN
M52WT0?Q)?L5^%?<*@:U&?9-#9P*+J^?)<*/_*NA;%@3X!?X* @Q?&'GGQ[A:
ML5>BS_ %Z'EV#6\2 E4:-^?*K?JBJO<_1<VJ1C1GZJHV?_]25TS,>212E"02
MYE@[9Q8IOYP1S>:1E@2)(H_RW&LYL5?U SOPC:R)RH;]SJRA._]EY\LR#6Q0
M -Q<J #>UOAN;1HM\]U\"K2F35C?&V1*IBKB]:O\KU6I&V1BK,MQPVCA]C;[
M*NZ?%_K[_O*6/%5KLOBJKSK5G9Y_6ZJ!- ]+^[)M/ZCU&]"F% 7/LS2%28XP
M1+JQ!RDS HDN " X2E,D;%Y.5VD3^%VSTPWTRMF]7:Y#VNQE,1E^=K[_&#HP
M5 P\:\U KQH8Z!:(B<4+3)[\\76Z3.I>O<!VZ"W]#.JK4/F(/7^SP_@LUO,\
MIU)&2$(6BQPBBC)(L+[9Q](LD05/$E1>6ZP\ID#P@N6-5%!OQ5Y;JCP*J)E3
M"P"2SY+EPR8<>RD-I5#(JF43(()5+H\*?^7J91-@+E<P&XWBP*%P5S\WZYNF
M$2UY?7<4]V6UJ-C+[H4O$9%4+6<HA:YOB%*B]OT1@3G+J"PYEJ@PJF\P%1BZ
M!$IK #H5VO/K3@D+4@$3T,8=2@@H[%S('@HW6Q3 GYT&P"3:<4/&@G;!,T)N
M] L=4F3W?:E:/7S1+UC8.$K#8#+.='0,%E;MT3+8//>KT3-\7K4Y7\&'Q\Y%
ME!.$!8&(9 *B0G.O8U+"+,X(*1(DBQ3]&AP,I]0/[(I;36UK4*>=/T^IT5>;
M%?^I43_<"%N[U(_/FG5%,P]VWX=@!0NO,TN_/.7!2>5_K6QID(F9CKQ@5 OG
MA(%Z-=Z1G_K <:E9JUMMU2_>_Q2/3^ON[W.1T81G*86$$0D13['F*HB@)"B*
M6%F4-$+6B0(#P<$3!)JD5+0"P9O;3Q_[H,PZ1V""H7%NP!<N3J[[O92"K0<-
MDS1"^H(,V%=HUOZATZG_J#^25S<P_.4%3(1.G0^P .)$'L#F:<<^]\]UK9S6
M-[4MTF1HG]3D+EH)V@6*GC)VCG,I"Q6^PHCG*41E@F')B#Y?B6+"62JB/+:)
M8XVDA@X_U]97)<W ,O,8WB&P<QB]>-#*;S>VK0:]>VAU +_U6IPO7[#O5VYC
MM:^^Y$8RI^T_;@/#49]QJX<=W<+J\5$?[NIC$+)XWVA97U;U6JK=^.J;N!\0
M:194%AEF*LB(2*'VN+F &"44XA31$HD4X<RJJYBYZ. 'K6H]B,;!39B#1S#*
MRDCYU$0(%:%%<02I[LN&XSB6*&4BR_/Y=U'3U>O"-U3!#L#W80$T=+9!0+'T
MN%L=P  8L%4#]'I<)KJU][K6YOMRO>:"I_6_UH <.6'[$=P\L5IRJUJY^:]B
MH?=)O9>?%SA.2B(X%$G*(4(X@;A@'*K?TQ*K/Q9V7O>TF- A&%F0NNH9+51(
MNUB]" %HWZ? SF><P4EM@)F@F,(\$0BB5!<%Y3R"121(S-*($\GMML!7('7-
MEG<"K,Q\Z?7?%#N_V<IKK>XE;N)3?_YQW"1/OO",D$G]WKBAAS[NPJ>O[F*D
M!E0SW3<H^?CXI"G_*D:H;L(V.#)T:V-D-GA@!W?8>$=7#&_5TCGO0\6<&Q<9
M8CF^Q">!T6[U6R/HN53O:DA\="XRE/A:K8OL !GI760YT)7LOG\(HME&VYS]
MY]6RUA<H]=7R?F>!$"\SD0DHXS*&**8"TBBCD$4B5ULV)G)1.!']CLL-[9&V
M%+CM*=Q6N",#\ 4,S2** ,A8.IDSH 38BEG:ZILB^(+4UV$+-H/B+'&PX>-N
MWN(OJQ7_42T6;3W*6GUI*KH078G*CK!X2WY-9%D449S!0B8"(I)$4.T]&$2L
M1"C*<EDR;.,SK*0']AP;7?JJN8TVFRJR8=O2RWS:'K V\RW!$+3S,%[!LW8Z
M3B!X<CUVLB=U0$ZP'+HAMT$<BG5O'E?U6E/DO%TUZ^TJT&R$691*6&2%\C@B
M0K#,<PJ%4/]F>1Q3:D0Z?%Y$8+>RE0FT4&O?,0+-N(/P8["=%PAGJT59[=4V
MNQ72[MONJ7QVU);1@MG33TY7(CNJ^5Y1[/@GW8_W5LMO:[6;ZJKN/C;-L^!S
MGD8%*G$)HXCI^$7D$/.HA P7'+-(8IQ;T9V>D1/8I7120:/%SKH;^ VH6LGM
M_?SN-Y:7\L]!9A:&> #"SM7T&'SK,.ADSD GU>_!THA9'D^13DF9_,AHQ-13
MYT-C'W=<MWM7$W4C@_XW-US]BK"7.<J$S!&+(<(R@RCBN6;H*'03 DE03G@1
M6]%T7)08>"UWE,6LOZW[VWH%ZJKY;_ACP['0W<SX?=;RGFT^1GK=P--S_;1J
M]#>?6/2%-T?;</'[Q-#.#1S?99Z!#M*O&L:^UKO39K:]%+W1:P;^J);5X_.C
M1X]ABH4OWW%1WK1>Q-3\(W]B_*!]-Y/WRW6U?GFW>B35<I[SO(Q9F4!:)EQ3
M*600YPF%64YSDO)4%(E1J=_AP(']1"<*_-D),PRHCXP?7\_7F&2W;$VML>I/
M<DIUI[XD>P--UH_DE/K#/B0G_^YX1"#49\GBP_.2-]]6"S[/&"9QGL:0(;W+
M+N(,D@*KX#CC/">9/BJPNL=U*"!TTK\3!Z26!QHET#+=?XB'85[_"BLM$_B]
M@:TH\&W,0/N,_1DK?*7F#X>?-@=_QKBC9/NYSSDDLOZZJJO_NUJJT(2MZJ?^
M-=9>_;Q3F(K^Z$A@3%B6(AAQ3:J<Q BJ[6@!>9;BG%,68VR42C<7&7@1]CJ
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M*8)EDA"891E/DB3C.;-LQ.-+-8=7NIU7&29O^$!3NS>ZMYDP"P(F1=?MAN
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M&/ZKS]Z2YN'#8O5#;['%7]2>6O]2N;H]LM>.#TK%X_,LPS*+LP0BD6<0\:B
MN,A+F'&6II@1FJ+4H8K=GX9&"_'J(O=#\8#P?SYWQ;LMW7?S@SP!?6Y6]0FC
MW^Z5XLWO8$L-6BW[?;B_2C7+J=0=,Z(D32"3:0E165)(2AS!B'&1D#Q!$8K]
MU1(&F,5KR@F[X@)=PJ9UZ<O:VHK[^^5F?BZ6P0$UL;L"AE>;2+.WV>M,CMV[
MSJ#P4*L*M*Z@578VG+\9.-1YMJ%@5&I/4WWH!N4$!8B6BOTR-8AN@-J4(3I*
M<(SYM?26BZ15Z<NJ6==B7=7M_=,^S]5GO>9E5)*"( (3ID-^RA&DB)<P1@7*
MA7K=2LFL0GYSV8$C?LT-__\V0/3)U[H_^5ROVJ9'ZX>ZDFOP9-SVR 5<PSU
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M?H>_-QG]C87?%MUD]%2"ZZDGX_J#=L\ >S]=-Z?U^66X?"8\0C?1YI<Y-[>
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M.+&BAQD7%]Q1U +POF-TM94-R$ INRCR GIFL9\_3.S<PU"NSE'M)(-.M+_
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MLXWNMX9Z/&J:!&]?1U9AE9WVZ&L2X(^.T*:1:D_J=5>M%Z+C'OQ>\6>RT,6
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M2TBS5)@ ?0QI7%#(BB3/)-7J)14>13\7L&1UB"ZN"?HDEZ"2R^5,KBM;##>
MFK>F:V>J"_"WTSY#P^F7BV7HM6'WN[9"J-<5\PJ\D[S4_ES3HL88*#U^P2V;
M31]J#@.VD;H<IE"-HR[@9-Q649=#MM<<*L"2GHJ0\]73JB9YNWR4I5FZE(]Z
M];HFW,S7:%_Z2! JHD)K/!G%$#%J!JL* DE4%'&:$8:84YZ6->6!3:<>'Z!F
M!&QQTHVH^>GCHJI^=M1RUN!:ZK0A('/38->W;V_ ]7)93MFJ:2NU7&A55AI-
M%MZ<<A8XE"ZRICNNYG&%8T_/."_@F;1^4%7UWG35FY?-9]HWX;6Q(YH$^DJK
M.R6GRY7^)M[,[V0Y78CUK>17[3<^R/??9<FGE:P3-B9QA%).DP2JF'.(BGK(
M7YS (L:1Y HG..9.2>\C"S"PCFNYT1KNI^D<B,5L1LL*/&M=5YMPCFIM]-VU
MTXX_\I[YFXE]6?JV8F6F4A^T)YO;U5:F*]"3RLQ1:^0R:1YMJDTK&NAD:Y+0
M J;^O]*VA"H=&)O]<4L/7FES]DH77HL/[YG=6GDN7^[TL5U>SX490?-L6/HX
MG<N;I7RJ)A$IHCBC&521R$Q>BX2$,0GC G&2T)@0XC0I\SS)@=\A'0-7H&9A
M/1FI9@+\8=@ -1^.E]X66-KI_[ (N6GL .#X3.:VE#?<1.YS!,>>Q&T)P($)
MW+9/>AK 2VUC;W^)B62%D%$*A:0)1!EE4/\HA3PE>9:G3":Y4^_5?1(#*X U
MP0L.^P%<+(V[BZ1U-+_<!'6WB([*$LIFV2<PKE5Q5,"]]_[Q3X;+-FOS))$^
M:5&.,T@IU@=0R0SB@BN8YC%!1&5%&CO=XA\G]4H99U[9I2< LSN986!P.Z&^
M" 3)/!LDC_0$H5?//CN=/6KQA&=HNDX__[*8B;IBZOJAE(TK<+_X+)_U-^-1
M^P+=+([&Y&^_N+3(<)$Q E$=KXXIAX0G$8P2'(L\+A3.G4ZZ-R<#*X(-<;#A
MJ9U4\C2=T;*I<:6\#06L!Y<T/%:>*L-_8RS#W&/ [:9PAD?:/39^*4JA8N7>
M?(P;.[\4KKU8^L4+^JG%8X%[<S]U?,C,/?T^D5DFN="V#Z:I-H"DR"'.]'\0
M+VA&4FT%8=0E+M@I1F]>/#(6W%1C>VNWI-^!5$KRXU6T@4&.12J99 A&L>(:
MVBS3[YXL@E)#CV2*:(2P1W;(F$A[Y(:\&MQV;Y1AT?-ZH]R^O;D"5M/(?M$Z
MH[U^OFJ'C&WR!:Y,EDBXE\K%0 5ZJ?CS,>I+Y6*X=E\JER]X4:_%][2<FRQ2
M_;JJH^V;* V.<RFC&,,L9?J-D<4$TEQ16*B"8ZD*7%#IT6SQ*,&A8UF]CGD=
M#\96:V[4/ )<UD">5EA#P.,8_'HU9+R:+@9!Z,*NBPL%9(?4^D[]K\%[+9X5
MU;+9XO%U7J/;XEFICK1;//^<AR;4FO=I,3>W <N7^ZDL;^?2%,0W%Y/;U?-:
M";<_N1;Z1Y2_'.P;(;G*BS@KS(Y(;7/S!#*&."34Q/V%E)A;E;</P][ 6K;A
M%\B:8:#?5"6(NT8>36N/K@,(;9GT:NTQT-99:.I7W1 WO=[N1<,K,,P"S6W=
M!P3L] %I.3:9(^L?=DR#^T7SS"9_Q*%IW4 [Y?#F>-4=\WO/O-;.N;VG!@/V
MY%LM/-7QWH&#(;;UQAR.2N#4F4V'W5PA(2.$H<0H@RA%,60X8S!..--OS+Q(
MB%/X_CS)L;P-;2G>E?)I6LEJ.T4D4,J,:Y?BL,BXO9#.I,P,V(S87NJA$V=>
MJ>&P/0#6B3.7-A4VE?PF[G%==_.>O=S1J?A[5?<JJ\U[4P8CR\_+^>8K;MF6
MPFW5X2WB7C9ORQ4P;(&OU5_;WFP]UO0K?;DJC]=[78KA:34Q+'S.]JL/<H$'
MF/HCXM5UPY'4:%TY_"#H=^WP7,'#IS<]$&^_S:7X.%5FRNFJI%J^IB7OYB!0
M&>>%I#ED:19#%&$*2480S(A2,DJ*6$FKZC9[D@-K&L,#J)D A@NP9@/\].;V
MXXUER8<#@A;N<G!<W%3(<4A<FGS[XN/@I ;'R<_QK/%:U'C-#%[3-5[/-2NA
M0IQ.XIYT!^U6&L_%<Y)LRVUS>]+/%=L,?Z[VU&&N%9[$"G(L)42X*"#.<P1C
M[7Y%*>,X2?+)5UFRA?N,^5UB+E_D/DGK[_%0,^3W4+-SNL(@X:;Z>C3'F6QP
M7LC@\]OW"+W2=/9C A^?O7[T"<_&XW53*W-EO/ZZ;[[MN]]9)@DI!"GT22\4
M1$Q@R H:P4R*),X1+W+L5);@0GQ@$^AZ-EM\J]]7YJJA;?5E.#/CC^:;7(OZ
MU^9&O9>*48<C?I4S8>K;U]E\F]\[-AUWV1$[+3(4SHY>V0;4JX/*=5@MXP-"
MJ/;A+J3';1KN <I>JW"?-7RM$+;<K/W[G#XMRJ5I1OYN6O'%2I,S$=/5T_6\
M'E-\4U4K<Z;?+JIE]4DN)U$JF6*2PUQHW84*AB!)"(4\I;C N"!$.D6++^1G
M8)W6XP<(DSTV;>D#;AAP-64N@][6WAD-4%>CB"U[JNH*],'MF ,_M>S]7+\2
MFF<ZS&L>KX#F,J3E% 2N8.;59=R,;(,%@6[?4 NSK)M^K,KEY.UB+N2\OJFK
M'C]H:V9=+]?,J66Q8DBP5%MKINT))3'$,4ZAQ,9'(SC*N%74RH+6X('QECHP
MY(&A#WIUF"Y#?FV .ZVY L/A&NB^! EK=>,@XRE5HI?IJ1']KXT*L:$PBGIP
M$+4[^BZ/N!_K=J!.V_NK(!Q'E&&8Y%Q"I.T5:,HQH(Q2%*<X82RWZD>[M_+
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MEQ=3<P36++6_;YD"+5>#P^E<W3D@K!=5<(:%UZ<\TQ,9BQ),UY7'+K/TE/Q
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M2;7CPK7'$M=7%5G.(15%#J.(1RGAF#NVK@C(V\ V1%,9;0@#31G<?M5*@D3
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M5.0BBF."(J<7]6ER@^>X=-FDE:%^U76IHVL&_)O4G<'1[GR'0\?ME&^ ^=(
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M:#S+<B8CXL=D,!B, R6,IN9U6"Z2&SU>JZ5_NDB@565%0_SZ%[U_5.P6_2L
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M1Z%:]*E1"K !K9&/$#OB.D>AH0Z6FKQ5G\1>M SN ?UA8+>F]\3?$@8U99>
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M-<<@W,WTRE1H6AI4[D!:*QH?"'A20X-8F51)^0#M6(5Y&7-83MC6G?-IT40
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M?CNRQZ8D0\L'V*P4]B *PKAN%&%90F/X9)@=\J:%V.LY;]9"/MMA;M&GS+Z
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MB^W^6BR8F%.1)I2E#"98XB;YD)  Z3;O2"2$1Q);U:&<D/>1%6S-B,Z\6ZP
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MU?5/)LI262=\P90JTZ;_I\6#]IHD 0G"6!(8<JR[66)E+^ P@B'+PX2GRD;
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MZI_43__U+]UOU'^HVL[^ZU_^'U!+ P04    " #'@&Y:/R$?Z^Q* 0"KJ0\
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M]\-%P^G)6H(=&!]O0YZ?7<4Q_L39<ID6*QV\F;CS$:594^<S6%D<H\**IUX
M"8SDG)D*\KB\U<-K[X>.AK.7E<3:2+'^F_'TT_)B^7H^G\U?SI"(<,.-#R2:
M:"003R1R(RWX8")HEC2)G @9ZCS?>9B&_<#2<,:SLIC; LW'#OSIHHN\0I'7
MC[.IF_Q8C!<=9X$X-)88H9/N[0HUN#&X2L X<]R2J'@^[A!Z&CW[@:GAU&F/
MXF_"E?GT)4TFUP=MB(QRW A R[4PBB8B]2@I)Y.V 1F11UZMW%]S/X TGSX]
M6(Q-@.##E9^,PYO)S&%PGAS/R7.,QS D%S)ZL%9P\$YIZY K=>2[UWM+[@>!
MYG.EAPJQ"00@="]*G?HL_./3%Q3;XOW5LKQ1+U>'(TJDX))FX$PB2TXJL%IA
M?.88P;]PAO%[C6SI(S3L][:P_9QI+3$WXI0L;I\YI/CBQ\="29J&]#E]7[[
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M81^C9Z!^T3T@K9K46S!_JXS/WV87J1C[DA3LWE2,4D)"38P069(@#/?H-*<
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M\.-IBF<79>[V2*J@$M4!RF@K-)<&_?SR?DY;G9(W1*.][*&&Z.>4#6MBZGM
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MGZ+#MC@+X>KB:K)*4N5Q&"]'J&9#);'@2= @DC H("K 4I5--D;1_-B4@D.
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M5:\MUGTACI@AA%G/,.HL@P\"(6"C4Y#06W0QD^BKW^0_0$H[=V=5LTD5Y-Z
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M62\/Y4^O#V AK7(10\\NTT]D "^RA,2\ET$[H43M5H9[$S=LAK$'P]2+5AJ
MVTV4\0ZW3M?#;J1B4%YZ!3&4X8J4(B]:43 2?SU8S83O+;UU0T4C3^TKQNN'
M";@!B&S?=[Z=WL^'?9Q-)F]F\V]N'D>*&!Y+0!HXP7VFRU,T:P3D:(1ES$M1
MO1'Y$TEL)+ _$!'W.P?VIIX&T'>?F9$0WN>H,Y!(-8843I:^_12TH3HQ_'M@
MM0N 'KKP& I#O2K]G@4[2@,'8^BRJ[; W3)?UN]-.?)):<I9!).T+,42'&PD
M$CA&IYY9H@.IW<STZ<V1^FSE=C+\'"[W!LS/L34,4O+$C#'@$D-WT'@TZCPZ
M=#HSUXJ;3&EMF)VB/J6WG,(I@7E*W3;1X7*CBO_S[(%<RW4'S]359*!8.M5_
M3 L40%BN4\!_GXZ7BX\)M;$8+Z\G>JVJXSZF,#N?=I\\,HDSZP1&7,$YC(6H
M1-DP4I[64)5)\M+6O@0\,8O#YE!.N5E:QDX#YT3'VMO%XBK%S;>?_^$F5ZG[
MM_>771/YU]_3/(Q10J.8(^4V9Z B<V20.R@5HA!R%LPH;GVN?<OY9"*'3>.<
MW,GM37\- /3P_;O)_L_W;61,1AL8\&1*:;Z-X+1R0+TC(DB1B6K'YC^)M6'K
MU_\8MKX_K S]ZG9? _$?>-J5_M7.*!1ZU_.FC#-5'HPV'FBQ#M0$0M+VY?+N
M][)/6W?8P8ZGP&C?RFCGA=S&+OR8NJN'SS.,2/YSO/SR9=6 HKP'V;D-1V5T
M90C,@@X.)<N#!$.0=\M%E"FRD&/M5M='D#OX-*$A+&NO.AT>Q=T^W>L@*<+^
MF);C>9<4_S!QT\4H)X7^?S;EB3CN6$TIV!P4:)8L29(E;?9K-W H!8-/&#J-
M(3V)@H8'X[5<7XV_CF.:QL5&G5+I(C?*9<R2,@0(QQA3$!WQA-"ZM*A+5!O!
MB*K]C.PA6H8?.'0R:UA%'4V\[]UQ1V+0.!O&RZ/D&,H;95F:/0F@B2DN&?Y!
M:D]?./26ZKE>4SU%!4=>4[V>;@)IN%=>J]3T%[36P4WN\E;[R=?=I4[]_NL1
M1D_Z&(Q0K8(@$63RY1(@*C")NI*V)"03IK*LW;+\)(_!-DSRC9F^&=)4&I;@
M_A@)B7&5X 0X+Z^?K+1@<*^!42ED*9C@K/:QN0]=C=1W5,/-(U76=713+;ER
MLOE9Z]:_=2=FW7QHSS.R=A-?WVS=+'2#NN"<S0ZQAL=?!B&E0K==6 A:449\
MI)SV]BQO!ST52CK*9WZ8S\HNB"]^_!V#YK?3]<S>Z?E96.+^Z#IEW#;I\#EX
MC)T%20R$1Q?#1:O!$Z&C5NA<VMK5C4^GLAD#=AR"=E2"]*FN!FY9D+4\7G:%
M+E9K83$*!NN-0U\V!;#<E@'H3 KEG*F_U6Y7'Q9 ?>OYWO.T@X3> %SNI%_*
MS<@TC"?I3L'4Y]E312D2U\QY!UEWXSAMB7J\AZ2==2+Z2$CM\L@^^!BV0.[$
M$!X<"$-?K[T93QWR/#U'YM/X:ZFS>HDDK+;U>B;ZQ_05%W,3E,GDJN3*-Z0V
M2H%YG5P$+DH)-<L!G%0*M&=*1!HR9=OE%+LSQL=2,JSI'1Y(LZ&TVD2)W:N$
M:X=QIV_\>I+6XT?.+DHAX3]7-SDV$:MSED HX:4&UH,W/(.W1,8<#,G5"]CW
MH6M8B]L,<GM390,.QP-7B\%%IUE28*A IUY)/+I8,*!LPAWF,XNN>J[Z\)O@
MWHJ/FX-@!74U814WM\S[_!O^Y=R=K^N"RNDP/O^R7/SVZ6.9G<QH9H* -5:!
M"-F ,<2"5RD[36FDJ;KSNB]QPQ;[-@?.?I3:@)%\F)6W%Y=N/"\Z* K '?)C
MQ(/04ED+Q)8N@B1F<"X9H(9*&H2(1M9.@3^%OF$K>)O#;&^J;</,AC!?>2EW
MMN:K\2+,KDKGJ&G\,$\7XZN+Q=OIUW3M9/OL.=>!HI/M!0@I&-@<\3A!EX;Q
M++4A/302.(#282MPFP/S"=3=1''%J_7"*SE_=M_7D>.+-$UYO!QE05,F2N ^
MM;KT&=)@'7Z5J F1(%M:U ^G'B5IV#+<YH!:4X$-^ >ODE_BWEI=Z-XV8[\>
M!S=*WH><,0A$7YR L,*!UXI#R,B9HS%;6A^/CY(T;(%M@WBLI\ F+.3&),)N
M3,RUF_-N5FHUG1&&NE(^ER@:?(,QHY-: J>**!V$-]4;^3Y*T+"UM<VAL9[R
MFL BBBVD%!=E=M&*H8Z1,A9L/;]BQ&,2BM  EBFT]]EQ_$I3\$E[G9FTFM>N
MF?HY50/7W38'R\IZ;.#<OE^->F>K;7(F,_H?C@E@@6'HETJ#$ZL3(.&:<4E(
MH+6K1/:G;N"BWN:0VI->![6FW?79?<:*6#]=(2535'+WW VWY3CCORRNYFX:
MTLBF9-%-06=%H0Q%,!8,*:VDN"*)!Z.TV&XXLOL>](#%]P/F\[]!.HGRFCCL
MB^^R*()-:_=E\3YW;54^)C=YO2B%9"-5/&:A)"B?,PCJ([AL,ECI&*$R!NIK
M-SS=@ZS]L/I_SE53;4TV <_[>_!&?.O';3>R8\P&9B5%CLH=A2HG W<4,LLI
M*&("D[5?S.Y/W7Y@_3_GZJDGO3;IHY8L[U41)BZ2%LO;2AJ4_X@GZD6Y2C.E
M>Z1PTN!94:;]^<AIR#+*ZDUDGD9A:VT2Z^#DIW"LIK1&S>@U8Q_<CVNNE-79
MA&2 <]$-GDQ@RGZVQC@NA,VD^M26?>AJK<_BB0!XI(*:M(2=.W)[I*"KLER,
M,HDA>H7!7 X<?9)<VO$I#/"LIM)+@F>)[?_<WD%9:WT43P2\HY74J,6[R]>[
ML?/C2>?0C*B."IT6=%\40T?&V@3E@A529CY&1U5._>>*'B2OM0Z%@\#P4'4U
M8 ;W?X@PXAA^:5$F,M&LT<!K 2Z6!Z!&6>NHH436KN+<G[IAS>&)GW/TI+0&
MAAP_P-FJOF2W($,(EA,,[QRZNLBAPPTG(P%O9-26:WL_(]D3+!^ALI%Y$R=Z
M<5E+70W81W1PK]L7A?^Z&L_3V5<WGA2?=YWSO[W?+]?^*$WB#<UXS!!1MG46
MR!D>,U)[IVQI"2*J/\M\&HE-OMVLAICM6\8>U=>$)WG_&O4G'$KA7?)60**4
MHJ\L(SCF%!A>[J>D((K4+BA^*HU-/LWL#:%]*K % [K!WV]NN>;DPSQ=KK?F
MV32^=)/)XC'&1]FA+&GF@-ZS745XEJ(;8[CWE(H0I*^=_:E">)-NZ2F@?!I5
MMX#O[1.FU -\GJWYWRC_&WEKJ37*XV%21I-PS@"EB=X695$8C$\UX7V[!@\1
M-VP8/[134$5ES;D#/]F"#S(M?7)$!@VT;#LA<D)^K06I8I)26IY9_2G71Y,]
M[$ND=BUM%36W8&<W6+[>P'AXW%Y%O$BNM.I^E2YGB_%R\7;ZPDW_49[XZTQ#
MM!"I#B6\]>!Y*/.B<R06_Q7W>(]H?@*IPSX_&A#!?:FSB4=S]PZ;-PD5Z29_
MZRH;7,=6UVIOQ%B,/%$"BI=G*E9E\#0HX(*0R')V6=9^)[<W<<.^.!K:/ZBB
MLG;:5-\/.1]DD*@L!(^J3*$Q(+QW8#SG8+0CFIJ8::KNL^Y-W;#/C@;/$U11
M6ILVLBNLOJUJ&27#<U T0>3%ZGLFP2B%TB.)D>0B,;SZ(?X3FH9]932T13Q&
M0<,7OF\X')O;:D<[J9%(E >J"<B0+7K)*0!RHZ%,<[<I*FK\-O)VU[OOO^;
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M[31AV?87WX@)HGQ"6^V(M2BV0,!R3X!(&SS-F>98.RFX/W5MEI3VA<*>M-;
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M3[:%LOO^\2<+/8?Q[4\!T)W[R)I*J&8]#]^.+]QBO'B?MXS CVVNB#:.<T_
M^XC^9,ZEI"]I"#K$9+TW=+]<SA/VVWZ4[85%]ORPV*/^&D#E'5EN\Q(S.C<R
M4+!X]&'L)&(1EP2?,[,YZV1([4#S,7KV0B!_O@BLIJL&</?W!5KVUXOE^ )%
MM!A9+DI +M"A9B@69I%Z0C4D;C55.7F1:F=P[E*P%[;$\\76$?IH $W7+L++
MV84OO?Z*$[[:(".+PA"&TM(O$",W4\8F9*-!)BN<(08W1NW@]F%J]D*9?+XH
MJZ2G!A#WTBV^E.M>_$_I-?#535;/S%",R_DXE <4.W]BS6VD2IN@!6@I" CM
M)9CR>,(R_-**)&+UT=['4;P7<M7S1>X)]=T NF_*K7Y+KJ2[NR:<.]U=1P/+
M43B(2:.[*Z0K,O48DTF::-+956\]MS=Q>V%6/U_,]J/%!N#YFYO_(RW+L.U/
M*5S-NW+D]49S)!NB:(*LA2Q3L2/N,8Z<&,LMLR3(5/MV_V%J]@*@>;X K*2G
M!A#WMS2)GV>_E8S4>/EC@YOU^(SX_G+ES.!9D-8L9A^\=Z[4HA*4G)063 P"
M"*52"NI(4K4[GAQ YEX8M<\7HWUKM@'PKD27RES=\H0##X/T,86$+@KNS$41
MP)O9_!/Z*VOV).'.9#3_FF<+Z'T;L-EXL!'9SM1KKJN?Z4\C<;^\.'F^J.U3
MI0,BMLO[KV:%E"9NWR_3?%Q*::?G-X)\-<YY'*XF98_^-HO=U=I&'+GMV:#;
MK812'*A/'H5L%1B#CK=.3F3!E0YYOSE1-:G:#[[/]5YG,/T.#>PUCZ4#S?56
M?97PL\>S>>FX4#;SXO,<_UB1]G:ZFV61D&<M!)XYR+<@GH#5I31!$,><<<;G
M_8;-UZ%G/S _PXNAH73:@$>!@@XHOU6YP\?QXA\OD8;QLGPUHL9H1IP&SCRR
M8HT$9U&>UKJ8O,A!QAXNC1XB9S]T/N]+HRJJ:@!U&T[/XMKK6=SNNVOGG"3.
M(J7(2BGXC*4W(F&XE1CS5@@=7:[=JVTOPO9#XC.^8JJOO@8PN=6>=K6YT+'I
MJH1WVWIO%3.&2U"IU!)ZP9%7;R R*8)GG'!>^]WBTZG<#ZW/^*JJ9\4V -T5
M2^]FB\6.O@';O%EI0B;* 4D!MV6@ :S0R"J5Q"9*G#>U6S@]A;[]X/J<[Z?Z
M4F8#0/TPGV&@N/Q11LHLRZ29_[H:7^[D*Y/L:+; +:,@\ 0!8Q,&@];1B P2
M8VNWV=^7MOT ^HPOHWI1XM 1?7D9M$ O9I'BJD7. P>#T<3R2"&Y7!KD<)1@
M5!HDMP%]FQBTV7M8^1[K[8>U9WCOU)=.AH;9FQ1+]XV/*+OYUX1B7'_C;[.+
MSITNC8W?Y[?3.'93=XF,+KI9&/>2#-1$PYP#ZRFR''0 EV, ':(V7%N"4MXO
M<52%GOU@^@ROGH;2:0-'^6HNRV]I^646WTZ_IL6J1\<Z]B/)&L*]!^Y5V9.:
M(3.$(F\J!A&$0@^[\OG]*$'[E;P_XVNF>NH:VH3^-ILOS]UY^H2[;=SE:\?G
M7QXZ&XC6DCM"@!DB0&AMP3C\*AD>#8T./WL;A[L-Y5-6W0]LS_52J#?]-&#T
M_CJ;Q6_CR00E^1:E.#T?^TE:^2;7_W1=!,NE5\%:"!H]7J%2!L-B L82=T;C
M">%J&\"]B=L/G\_PGJ=?-3: S[/X%2.S\0)W7=?U_9Z/H<OU4Y)@E$.AD2S!
M12I!"L(2\2&HZM-/?D+2?EA\QK<Z-54V]-'<>;K?IKCH.)>&VE?SDG6]%Z\%
M[HT5'+A@$80HLT4S!FTDRBC1^FOMMAMM/E#(L<]R^P'L&5[6]*21H3&VHZZO
M&PET=CY/*ZE]GI50K+/NMS_\:3;9]7.7Z\_8EHCT7BLB4.#:)!2X0+MOA8-@
MO;7<RB##=B_&W1@]";G[8?P97O$TBH@&/(&;2<S;?%"FR], "<$Y!8+G,K0@
M8^1'C30A4<9\[:*.AVC9#[;/^*JGBI*&-LB?YU>+Y4U;^15+]S:/QLW# D71
M9#Q@N(W@0NB^DIP&'1+9;_#@'HOMAZIG>#_3BS8:,&7717>+SGRODPH;XEMQ
M>_-3]_[E^N&>Y(0Z+R&'XDCKB/PSE4%))3VE5E-1^Q%''<KW _0SO 0:$  -
MP/ZUFT^1S\6'-.^&M]UW2"CA3##P'.4H&,5=G(0$G_!T0$]%TUB[^.@G).T'
MU&=X#=2'RH8^UF\EF.*MF-[G\BKZS63V;?'IZO)RTGVWE/K?S')XZ%EJ3B32
M4@8M2QZ-)S "G>DR=YJY\@@K;<\ZVNT 5"5KOS8TS_!6:& --V!=2Y_I>?J2
MIHMN]MNMF[3-5Z#.B$ 5Q%*_(J)U8$@I-F!4\T@)[MG:8V'VI6T_^#[#>Z9>
ME=@ .'>/55X]7UUY]2A"9+E48%U[-X(JPEW(X(0)N/\LAHPF9?!H0"EE47A=
MV[T]@,S](/N,KY[Z5FT#Z+V=J7GO,D/*R"AG#'@@O@Q/,6 X<R 5.D2X$6D(
MU:=P/TC-?EA\QE=/E115<<["X:#[F+ZFZ55Y.CT[GXZ+W+99TDJ*U$5^+"-+
MV90&>\E!TD1KF[+-U1.?/R5J/P@^P\NI?M36@/';'C2PVQ^)FF;)90#%2B H
MA2Y#I#PHHIRBB681:X_ZVHNP_?#X#"^2^E-? YC\/7W;Z'4[GTWQRY VZO^V
M^>/9ZV!H@"1*YUN>RYY3%G+&N,X+'T6JW=/NJ33NA]1G?'?4JU*?XXB"SUU#
ME;L<]CZ@8+WHX.,)=C'?U' "&Q0AWCM0T>!6H,2 4XYCR".)(V7:5_5L=A7"
MC_87PI<4KR:E9>]6\KAT*0](RJOQY&J98J?!C9;Y3HA<VE5QZ<J3:HP.3206
MJ-%!)*ER#+6'QQ](ZG.8?/ 4=-YS*4Z@X6;M]6VYS>'F]]YGU!IT]QAIE8SC
MQE.+5\E?OY;<[$YWBS$N*9[[%'2@#C'F$EB?)"3BG8A9)!9J-T[?G[H^^GQN
MU+BBX^Q)9"6HPQA/,]Q9VBE0CH2 2D!7NW99\J,$#6NR>L+,/BT]#U-) R'.
MK<RVK*CCPB>E-/#L,@B"?]AD#/#2B)Q2[3!<ZVU7'7 0]I;Z/A&JJBBBB8QB
MD=*&<+ZZ\:1PM.[&6/J%N\GXGZ4Q6!EHM.B25S=]FK>8YTD9F7,&+WDH R5+
MTT8\U;,GF4?A?;2U+V<JDC_LM)83 7<H=3=@/.^R?K>-[JH;R?^\0N:7/\H;
MYN[#MO@E7"K+F 3!2VVTE@&,\ +WMF3:4(^RK^VZ'$OSL%-B!L%TSXIM',AG
MD\GL6WG\@COZML7.%K\J$VJU3)"5"F6,IP47LH%H)3><)4K8*8&\#\W##J)I
M ,C5%=L D&]S!A_7Q\Y?W7BZ@Z]<7@0(P8"E2$!XITMABT%?G3M#&,VD_L#?
M/6D;=L[,B8#9BZ*&+OV\<6M0:F<7Y2+LGZ5<95&* S],4CQ/<2MYLE$XH*+3
M"KV>&$JEE<(3PYD0(1M/.-7<*+K?2X\CB!AV6DS/R#NIAIK-*ZZZ,1^<4MS\
M]3K9Q <)JI1(W)@)< ,?F:.39105T8$531HP*CO0C@2GHB[M-*I7M-PCXRA3
M4\3V ?&;9Y/Q;'WY7IYYO)RXTOEK&[HTJL2S!-[=EW*"#)<GF5X:H;)'SY1M
M)W-V&Y<G+3ML-O!8Q=^Q&_V)>^@SJ]M_[Z^6BZ7#6&9Z_N+'#9\=<UNL!1]U
MU,$"LHBL!88G,;,8V"1%*).64AOW1M+^ZPZ; JP.I9X$WI0#OF,LP.)WU%<(
M\ZO57>'5/5_/*.8U(Y"YP1.68L3A9># O3:!,X,1=>TH\AAZATWOU0+ER377
M $H_N,7RU57:Q>@68\*RS-&" \DE_+!2H$09!^\9Y]IFH5EM5V%OXH9-Q=7&
M7S\Z:0!LG^>S*Z0_EJ#F8YF5>A5* F9ZOG@_W8-;'U303B9@5D<0+I5.U2:!
M5":%''DDO'9#M.,H'C:Q5AN6)]1> UC=P=%J E6*Z_VYG>AVQ$H7#!"G-0@6
M*1AJ5.G_KX6D'GW??@;E[4_CL/FTVGCL54,-('!=@KDQ%66O/'4D1O"@'$A7
MGGI1W&R&!X]>,_K'BB853.V' 8=1.FR.K38:3Z"M!C"Y8\_MO@7<YA/=7VJU
ME9 C'@&"%T_%1@\R"XSI>!!:]C.(Z>FT#CNH^016LK[&FDWRWNS!?+T'W;2;
MP_=N=I.M.BC]N]\'UTD,'\!$CRGC+!AQ)@FPGN$IZDD$GY6'J*00.:6@2>V7
M/153QC?F>J=Q3ONYLL0KKF.00(4M+:>-!R^8!:9I8,E'X:O/E3^&WO:RST_!
MT+V#]E2::^"XW<A$75_7;8TB*Z,;-VIN(^.&X)$ BC!T)Y+1X'41+-H"GUV.
MUO28-]R+QO82V,>@L5<--7NL?IBGBS'N.;<QNNGPL_213ZMS@.Y+;J53\\'I
M5K>(HSYG@FZ5^=_LO>ER6T>R+OI$&5'S\%.6K&[?D"UM27TZSB]&UB1A;PK0
M!DC9.D]_LT"0!$& 7 !J82W0[0AK("E4#E]E95;E(!7Y5E$B!.%K9H=R+ L?
MG&GM#3]+5&^#V1XDM>JD$@.C+)+U9;3EN&*0)7+E"/NN^6OS\U0->SJVQ4KG
M.6N'Z62T]J@ZPW=M'8_+Z=C\F':Y'4\2V,KTX,_E@SSY1J3[F'-:O"7,[1BH
M<H<QPV5(J2::(_.@BJ4 DP<-R)PH/K$40ONWG4,H/:[O^TV=\_OR^BM.O^3%
M;],=JSU*O/,<F4H@(Z<=6/=B".1#,OHO":&<>51;MJ.3^V$$#&RA^H?4PU[L
M)]#2: W9[>R8PVW8QB>T,5]/D=7(<CTQ4.>^<>0=NKAT7H1Z'@9/IQ9CEH['
M9"'S((*SJ13=^A)B+P*;)H],KO*[R8_\:-F-#<!+UA*U@(B^4&2!DG:<YD!;
MECE3)ZGJUK<2!Y YK#'K#V5/)I'TH,$1W4[,GF+Q[77M.++*,%[J^=>_:M/"
MS<>Y$J2UWG'(.=39E9+.B[Q,HV%!:^YL+M@3>EO0/^RMQNEA?7*=C_;(?E-'
M#$^NCGA+V/B$-D?V4V0=>60OYE<7-?=MLKB:Q/6^SN0BUFE1:S=K429IG(4D
M"&0J\5J=( 78$ /76$C#G38UK;BVH>EO]YNY,S%'MC+_]GU5L?N^/!#M6K<5
MRS"G3*&SJ),P,#"@R%V *\Y':4U1<C.(VM6@_-G%ACE%^U'\1D?QMH(>P3'Y
M>?(MKSA9%1P^KJA1W'DI+8(1-3G*Z ).:XIEM(Q)9X$)FT\6>9ZL80ZU?E'6
MEU9&>S[],IO/9W_6-+W#3ZA'G]'FC'J:M$:!94U7W.($V2QL<2R"%C&0$T2P
M<4B_D-]1HE#18?-9/MLI:1<JUL__;5H3,V]&T=V7+I-?IPUC-1/=U4+\ ,&8
M )'89@&98??]TIM'AKNH&C80;("*W1%?$T6,X.2ZY^C>1+XO[V;3+Y_S_%OE
M<C-GR!;D2G%0/M5)LSR102:KB=KFP'.TQK#>@-:-QF$#M5YAUX.21GNJW4_9
M7)N]>?#Y]L2GM3GINI+;ZLR[@UCM*O!XZ3O@L<(%,JG ,K-\7"2#5%@"'0*2
M_Q1\%JWO#+O2UK(!QN-5+G11)>F40#C.0#D5P7NKP"3-3%"<I=1GVXO'% U\
M'O:!F*=:71RIDM$:IKN!K(=;H\V/:&."GB2L6:_2U1I;SKCH5981%7"K-*@:
M4;G:$](&9:3A7#K5^H+W"7(:-ETN)<>KN^E1M-I'O%J.HYC&R>5DJ:K->_[L
MA3>A0-&AWO.S )Y%!&L5BN1EL;;U#)MCZ!VZEVD;3#W15+E?#8[*D7^S(H"8
MO!OQ^VZ"@?C<<@$B&)>\6%XS94F^T=6;-G(:$P4L)C*-R36?"'88J4-W1NT;
MH_WI;;0GZ:<K8N7K[))4M[CI?W1$ _!=G]6H$7@G4AL=LC<+W.'+8;:Y/M_%
M&#THHSP@Q8L@3 HV<X,Z;_8A.7://J2@G7%Z%>/UM^O+.DWT_=77/-\RG'%+
M"9TO2F2/#"+7M56J9(#U9B5+P;DCI[)]0<J1) ][H!Z!G]WVJ7_5C=9.;>3[
MOYK/:][:,J0A*7R;W#1RPVEZ/5L.5,G3XV;)'+5>&WO7CN5&-G%MU5<;JVXY
MDEE,EF5;VX='7@O!!02C$CESFF?CF.*I]>23O0@\>=E0K%D8"A&DL]6=Y>2C
M"./!)^&,<\7JU)\);5@VU)O-[ ]?1Q<4[:.[T=K0C_E+/3QF\Y^O\?OD"H](
M@-WU4:TN<CL0>J116R9"/%KH8Z9S>WYC9/]%G[Y\"U\6.RY_L,[RN@>@Y"DB
M#^!0!U J6L!B$8+SREGKI4K=>M,=0T4[*U:="8K#:0/\>W+U]1":UEP.JVK$
MI8 B=0DJ*0FH:RT]@9VS''S0K=NT],+(,/;PM-#<;1N'0L1H#>CVH>!'!,Q/
M?5ZCH+DSR3V\BJTO^3$OXY9E\^,E4:$2=5OW<I]ME TR3!J*T(F0:P5@*KRV
M#THRNV!=;IU%<1S%[0SP=E4M;SUNYLXO7M4+U-M[C[5Z^VQD<H5!R8$"/$;2
M"T$88,X4+ESD)+O>K.VA5(_G):YGE.ZVKR=1^*@NQO^8+9NNY[1D?0=W+LI
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M>[9I9U[B] _\=MN24SA9DB8'6BL1JC0I)I/,0 [(Z'M&:]$Z![8//H:UA$?
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MKQCZY)4NI[WDW)>#<QJ]M!?4]KH2[57O+P[UKV*\_G9]24?3\L<NN+<HG1'
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MVIZ70"[ZFX^+<"/,V?*!;W%LQYR3$MFP \]PPNVQHX]!XP5#PG[4M1,?F=W
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MWF]A13J9??AQ/ELMIO%RG09_/Z^_->%TE$WA#@2W"*I(1W>QTF#J[D?D6),
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MU4=<5'MX<5MX?,WJSW_6 DR<*),*<ATA&9VJ-5Q[J8P#ZQ1/=-R\XJV7F!U
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M/!6Z;J6!8)@$$X5/(D2F^> !R?W]@\&JY49 T>'R[V!.Q18Y;4HD1,YCB2F
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M:,E"= -.5GQ 2R<7T0EZ?A(Z1PB] _!\,QGO_UXNILL\354OOV%= 3YADJ3
M!(*1=80T1@/1< 8&8TB,[,B06C=X/T%2;U Z1N_SX930 :9((KA<3=./=7S1
MXNLU$X[728M< 3WNM<C<Z.HU*& ZZ%!\8LPUK\7>1$@G*PY:XN=T@7> FO<W
M,P_O/_+K>UJ%8(1 "[::B20:!]%S ZP4NJIS$L*TMJNW$C,N>H8TAMK(OU<@
M_1X^X?5)\R4[92P#E$F"$A@AB$3L2(-)H[$YMS:+GB!IW">MD>+W@=.16N@
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M9/]_]MYTN:WD6!=]HHRH>?BIGNR^T6[UE>3MN+\869.$;0K0 4AUZSS]S0+
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ME@3%!ZQE/@Z04[ @-3%?F MH'Y8/CP7JP\_K5_M4UHOF^_=;=J4/F93>2<.
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M&0L$9P18)Y(-Y%6),FS/15NZAN'\U3[[3:WIUP7RG3:OA#+""@LFJ$@!0XJ
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M:CT=;'\J.Y^E,P'6QU7T_E#V&RC/\\>:RNWBZ"<YESR[NE[>5<]?"&5U1,Z
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MH$%RQJU*=9[HR=/B33E\-0](9V&7XX'O-9CFCL>&9^535(C.REAW_);:3A;
M13JZK').!UM\^_D I^;QU3QHG85YC@G UV"@.UXWGI6/ST9$%15HYD@^V4IP
M*1C Y!43UAHG3IZO:<SCJWE!.PL#'1. YV"@C6)QIH)GRB?((1M0B=46#F6
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M,#@=H(.IWVQNWJ1O:I-Q7NN0,YDHF=SV).9"B"(]HZLZT\GNG**3G=%)K(1
M(W3)?-AKS8 /ZQ(OA^AU,:*0^P+-K_.O]/LJK_<Y7B_7A_>6*6U3K;:)8)PI
MH#PSX%DD0XLQN))JI/)B4?5>GSBM;W02^#02=P<WV;,/ ;_=-F&@\$Y:5Z"$
M.AB^T!GM6!W ;10SF?NH[,/-<J,^Z_VV5PO7"8;Z=_.,=YC.ND+B#2MOYW=?
M^[UN)]#%%F$4G<=1DVG%5.?843#KA:AUT='D\=H+GR"JXV>\ Y'P)-A:J*49
MSD[;%_7F\V)Y-?N_=0S<Z@KGZ<?KS]>7Z^_>S(Y=E'LO#9BJZ:?_O=[<$*O1
MFIF:4'6*#J3VXNNA;2C591.Q@ ^H"/::@^->@LO:1U=$8/$DE2ZG:1OZ8YF_
MX+=Z==TJ>#V:]D?ZF)S^(/V6Q>5L\1NNKMZ6W_!;7GZG](NH(B:M!,A05Z6F
M;$E:+D!*W#@?I9:^M;2.)+G#DWT$9#X\[D^IYPZ<CDT=\/?K/]9?N\?@W6E%
MSO\RXRK_E#?_O3!&6I-\@B"QSG<( 8*(#%SD@J3 B?_6K8/'47QV56]-0'U"
M+??KX-Q%(!@6UW>"6)2U8%9T+]^,>"8-W#4-WW[C/T@8],^WO;^[_M&['!<?
MY_4L6,SQ78V,EZ36'W U.\H)ZH/R1HY2'\R,X4S=4GB/QUOSM8E;IUE-BT@R
M7Y,8Q;N2(E\C;!!:E:);QV[/T=.LF&LC_S??R7^KH?1V?BM\^H;?%_/E=[K8
M) *$E(PA"F!I/5?"T+E2]RUKB12R)<X<MI[(VHSX:5VD9GA[LFKLI,KMP!NZ
M9?R';_=.F5^6^?]<YWG\MGZRL29K9NCV#8'7>U@:P, 0>(CD[-GL'J>3F^'U
M:;(Z0>)I ?,4;!MIKR= [F)HF](7A<L20X*DB"^5?03T,M:MNQ:9$"6ET0#Y
M-%F= +(5%)Z"6B.]= JUU:W%WG0"6B]*9ARX%1D4+Q$"Q0"0,THAC.1^O,/O
M&;HZ 5LK, P VU&:Z0EM/]SM>_K[+"^)J$_??LM?\^7:1J63)41= &T=FD A
M+GDQG+C2SJ5H4K#-QW<.HVS:/$)W]VTK'?:$S/O6]IB_&[MFF2RX,)#))%"6
MW.P@ZGNZT#(ESI7@K:O$]R*PDY.Q(4*&'(Y-U-43%G^=?[F^6JTEQK<'OL<B
MC+8:,/I4W1=R9.@6J>Z+X-X5S['UL)1GR.D$9^U!\!3<CM1(I^ 2-[WZ01$/
M.H%(V8&24D&0D4/BB;QBKS1)\ 3@$CT45$T+KD,TTBFXY$U1O<DY1%L@NBS(
MYY 20F0)K$PL"(4VI-'NS,?D3-NZ-RVX#M%(!^!Z=LZ:3;J.2W:U4Y9X\2J
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MBBXSQD!RSN@ ,0&<2 %B5(QG5O?:C+:LK-/MY_7?K[7^(<=/\QDYI]OK/X2
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MQ!-#EXH>U+1S5F6:8^AW2*WF/L+N$# W \B$(*M!!KI.(5-(?@?)1X(36J)
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M<0]G>OV)(H-\&*^[,8P+#]YV ]@[G!M%.^8)'D.<R,8N8]X8OK(WBXZ_FZO
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M#+A5?G/((Q]NU7_C-V2'X=NUWP!02P,$%     @ QX!N6OSE5FM_!P  PB8
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MMX=\X<.M^F_\ANPX?+OV7U!+ P04    " #'@&Y: UX>^I0$   '0P  '@
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M%_]>NFWW&MC6K\8\<$CA;RH/*1DSQ].=AD7N41>VD-J/6X.O[8%[[K;Z[L4
M]#Z"_L4G=W#=;W6O]^"F@D.*DPI#+A 6>>TNA8'$3O*ECH@,*)P[A$7F1T)U
M'XJQQL^0*\5]IZI]G6&AB ?I0DFD+R[^B:Q"*4:7TH8JE&A>%!>BHJ)"RV7E
M:J%:JSU:7"I83RRKG%:>)+G.6,LN5*VG&K1O8RLG!;M<W:K98C1J\<AI<,@
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M#"^]RB&16AS7+_T4@4/)Z50MBVQX^\/B?_PBBF+T HP?4$L#!!0    ( ,>
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MD,RSV+KF?,Y_6#/TLPE;8!$:MVWRE9O1ZMG>T_KA?O@74$L#!!0    ( ,>
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M,#(T,3(S,5]D968N>&UL4$L! A0#%     @ QX!N6H.2-YQ)! $ F7\! !0
M             ( !;  & &AB;F,M,C R-#$R,S%?9S$N:G!G4$L! A0#%
M  @ QX!N6O/[=6D"%@( (' 4 !4              ( !YP0' &AB;F,M,C R
M-#$R,S%?;&%B+GAM;%!+ 0(4 Q0    ( ,> ;EH_(1_K[$H! *NI#P 5
M          "  1P;"0!H8FYC+3(P,C0Q,C,Q7W!R92YX;6Q02P$"% ,4
M" #'@&Y:W019*I$'  #")@  &P              @ $[9@H :&)N8RTR,#(T
M,3(S,65X:&EB:70S,3$N:'1M4$L! A0#%     @ QX!N6OSE5FM_!P  PB8
M !L              ( !!6X* &AB;F,M,C R-#$R,S%E>&AI8FET,S$R+FAT
M;5!+ 0(4 Q0    ( ,> ;EH#7A[ZE 0   =#   >              "  ;UU
M"@!H8FYC+3(P,C0Q,C,Q>&5X>#(Q>'-U8G-I9"YH=&U02P$"% ,4    " #'
M@&Y:E (F=!4#  #Z"@  '@              @ &->@H :&)N8RTR,#(T,3(S
M,7AE>'@R,WAA=61I=&\N:'1M4$L! A0#%     @ QX!N6CY]Y)#; P  )@X
M !@              ( !WGT* &AB;F,M,C R-#$R,S%X97AX,S(Q+FAT;5!+
M 0(4 Q0    ( ,> ;EJ^%1=NW0,  ",.   8              "  >^!"@!H
M8FYC+3(P,C0Q,C,Q>&5X>#,R,BYH=&U02P4&      X #@#, P   H8*

end
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>163
<FILENAME>hbnc-20241231_htm.xml
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<XML>
<?xml version="1.0" encoding="utf-8"?>
<xbrl
  xml:lang="en-US"
  xmlns="http://www.xbrl.org/2003/instance"
  xmlns:cyd="http://xbrl.sec.gov/cyd/2024"
  xmlns:dei="http://xbrl.sec.gov/dei/2024"
  xmlns:ecd="http://xbrl.sec.gov/ecd/2024"
  xmlns:hbnc="http://accesshorizon.com/20241231"
  xmlns:iso4217="http://www.xbrl.org/2003/iso4217"
  xmlns:link="http://www.xbrl.org/2003/linkbase"
  xmlns:srt="http://fasb.org/srt/2024"
  xmlns:us-gaap="http://fasb.org/us-gaap/2024"
  xmlns:xbrldi="http://xbrl.org/2006/xbrldi"
  xmlns:xlink="http://www.w3.org/1999/xlink"
  xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance">
    <link:schemaRef xlink:href="hbnc-20241231.xsd" xlink:type="simple"/>
    <context id="c-1">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-2">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2024-06-30</instant>
        </period>
    </context>
    <context id="c-3">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2025-03-12</instant>
        </period>
    </context>
    <context id="c-4">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-5">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-6">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-7">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-8">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-9">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-10">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-11">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-12">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-13">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-14">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-15">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-16">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-17">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-18">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-19">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-20">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-21">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-22">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-23">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-24">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-25">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-26">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-27">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-28">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-29">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-30">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-31">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-32">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-33">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-34">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:PreferredStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-35">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:CommonStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-36">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AdditionalPaidInCapitalMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-37">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:RetainedEarningsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-38">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedOtherComprehensiveIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-39">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-40">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-41">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-42">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-43">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-44">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageAndMortgageWarehousingLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-45">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-46">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-47">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-48">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-49">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-50">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-51">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:RestrictedStockMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-52">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-53">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-54">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:EmployeeStockOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-55">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2019-07-16</instant>
        </period>
    </context>
    <context id="c-56">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-57">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-58">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-59">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-60">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-61">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-62">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-63">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-64">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-65">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-66">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:InternallyAssignedRatingMethodologyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-67">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:InternallyAssignedRatingMethodologyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-68">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-69">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-70">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-71">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-72">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-73">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-74">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-75">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-76">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-77">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-78">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-79">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-80">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-81">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-82">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-83">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-84">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-85">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-86">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-87">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-88">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-89">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-90">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-91">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-92">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-93">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-94">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-95">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-96">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-97">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-98">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-99">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-100">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-101">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-102">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-103">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-104">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-105">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-106">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-107">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-108">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-109">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-110">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-111">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-112">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-113">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-114">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-115">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-116">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-117">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-118">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-119">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-120">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-121">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-122">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-123">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-124">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-125">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-126">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-127">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-128">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-129">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-130">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-131">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-132">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-133">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-134">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">srt:MoodysAaaRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-135">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysAARatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-136">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysARatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-137">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBBRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-138">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysBBRatingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-139">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CreditRatingMoodysAxis">hbnc:MoodysNotRatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-140">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-141">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-142">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-143">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-144">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-145">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-146">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-147">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-148">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-149">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-150">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-151">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-152">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-153">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-154">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-155">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-156">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-157">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-158">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-159">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-160">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-161">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-162">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-163">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-164">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-165">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-166">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-167">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-168">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-169">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-170">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-171">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-172">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-173">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-174">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-175">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-176">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-177">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-178">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-179">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-180">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-181">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-182">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-183">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-184">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-185">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-186">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-187">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-188">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-189">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-190">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-191">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-192">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-193">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-194">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-195">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-196">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-197">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-198">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-199">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-200">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-201">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-202">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-203">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-204">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-205">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-206">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-207">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-208">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-209">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-210">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-211">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-212">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-213">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-214">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-215">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-216">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-217">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-218">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-219">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-220">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-221">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-222">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-223">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-224">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-225">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-226">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-227">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-228">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-229">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-230">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-231">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-232">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-233">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-234">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-235">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-236">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-237">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-238">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-239">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-240">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-241">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-242">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-243">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-244">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-245">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-246">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-247">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-248">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-249">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-250">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-251">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-252">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-253">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:InstallmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-254">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-255">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-256">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectAutoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-257">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-258">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-259">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-260">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-261">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-262">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-263">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables30To59DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-264">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivables60To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-265">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancingReceivablesEqualToGreaterThan90DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-266">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-267">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-268">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-269">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-270">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-271">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-272">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-273">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-274">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-275">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-276">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-277">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-278">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-279">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-280">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-281">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-282">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-283">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-284">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-285">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-286">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-287">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-288">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-289">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-290">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-291">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-292">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-293">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-294">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-295">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-296">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-297">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-298">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-299">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-300">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-301">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-302">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-303">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-304">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-305">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-306">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-307">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-308">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-309">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ContractualInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-310">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:PaymentDeferralMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-311">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">us-gaap:ExtendedMaturityAndInterestRateReductionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-312">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:LoanRestructuringModificationAxis">hbnc:MultipleModificationsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-313">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-314">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-315">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-316">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-317">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-318">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-319">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-320">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-321">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-322">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-323">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-324">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-325">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-326">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-327">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-328">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">us-gaap:FinancialAssetNotPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-329">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablesPeriodPastDueAxis">hbnc:FinancialAsset30To89DaysPastDueMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-330">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-331">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-332">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-333">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-334">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-335">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-336">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-337">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-338">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-339">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-340">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-341">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-342">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-343">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-344">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-345">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-346">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-347">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-348">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-349">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-350">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-351">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-352">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-353">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-354">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-355">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-356">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-357">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-358">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-359">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-360">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-361">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-362">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-363">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-364">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-365">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-366">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-367">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-368">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-369">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-370">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-371">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-372">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-373">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-374">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-375">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-376">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-377">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-378">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-379">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-380">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-381">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-382">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:RealEstateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-383">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:EquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-384">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">hbnc:OtherMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-385">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CollateralAxis">us-gaap:CollateralPledgedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-386">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-387">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-388">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:GoodPassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-389">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">hbnc:SatisfactoryPassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-390">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-391">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-392">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-393">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-394">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-395">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-396">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-397">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-398">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-399">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-400">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-401">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-402">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-403">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-404">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-405">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-406">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-407">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-408">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-409">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-410">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-411">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-412">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-413">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-414">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-415">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-416">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-417">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-418">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-419">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-420">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-421">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-422">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-423">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-424">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-425">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-426">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-427">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-428">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-429">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-430">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-431">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:OwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-432">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-433">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-434">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-435">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:NonOwnerOccupiedRealEstateMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-436">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-437">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-438">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-439">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-440">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialSpecHomesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-441">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-442">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-443">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-444">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-445">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DevelopmentAndSpecLandLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-446">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:PassMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-447">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SpecialMentionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-448">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:SubstandardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-449">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:CommercialAndIndustrialLoanMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:InternalCreditAssessmentAxis">us-gaap:DoubtfulMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-450">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-451">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-452">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialMortgageLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-453">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-454">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-455">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:ResidentialConstructionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-456">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-457">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-458">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehousingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-459">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-460">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-461">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:DirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-462">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-463">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-464">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:IndirectInstallmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-465">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:PerformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-466">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentPerformanceStatusAxis">us-gaap:NonperformingFinancingReceivableMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-467">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">us-gaap:HomeEquityLoanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-468">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-469">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-470">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-471">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-472">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-473">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-474">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-475">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-476">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-477">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:CommercialRealEstatePortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-478">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivableRecordedInvestmentByClassOfFinancingReceivableAxis">hbnc:MortgageWarehouseLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-479">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FinancingReceivablePortfolioSegmentAxis">us-gaap:ConsumerPortfolioSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-480">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-481">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:LandMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-482">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-483">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">us-gaap:BuildingAndBuildingImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-484">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-485">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PropertyPlantAndEquipmentByTypeAxis">hbnc:FurnitureAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-486">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-487">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-488">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-489">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-490">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputDiscountRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-491">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-492">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:MeasurementInputTypeAxis">us-gaap:MeasurementInputPrepaymentRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-493">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-494">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-495">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-496">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-497">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-498">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FiniteLivedIntangibleAssetsByMajorClassAxis">us-gaap:CoreDepositsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-499">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CashAndCashEquivalentsAxis">hbnc:CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-500">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:CashAndCashEquivalentsAxis">hbnc:CertificatesOfDepositTwoHundredFiftyThousandAndMoreMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-501">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">hbnc:RetailDepositMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-502">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DebtInstrumentAxis">hbnc:BrokeredDepositMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-503">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">hbnc:DirectorAndExecutiveOfficersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-504">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:TitleOfIndividualAxis">hbnc:DirectorAndExecutiveOfficersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-505">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FederalHomeLoanBankAdvancesOptionAxis">us-gaap:FederalHomeLoanBankAdvancesPutableOptionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-506">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-507">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-508">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-509">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-510">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-511">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-512">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-513">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-514">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-515">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-516">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-517">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-518">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-519">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-520">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-521">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-522">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-523">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-524">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-525">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-526">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-527">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-528">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-529">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByPrivateEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-530">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOvernightMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-531">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityUpTo30DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-532">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:Maturity30To90DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-533">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AssetsSoldUnderAgreementsToRepurchaseMaturityPeriodsAxis">us-gaap:MaturityOver90DaysMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-534">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2020-06-24</instant>
        </period>
    </context>
    <context id="c-535">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SecuredDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-12-08</startDate>
            <endDate>2023-12-08</endDate>
        </period>
    </context>
    <context id="c-536">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2023-12-08</instant>
        </period>
    </context>
    <context id="c-537">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-538">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:LongtermDebtTypeAxis">us-gaap:SubordinatedDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-539">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonStatutoryTrustTwoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2004-10-01</startDate>
            <endDate>2004-10-31</endDate>
        </period>
    </context>
    <context id="c-540">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonStatutoryTrustTwoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-541">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonBancorpCapitalTrustThreeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2006-12-01</startDate>
            <endDate>2006-12-31</endDate>
        </period>
    </context>
    <context id="c-542">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HorizonBancorpCapitalTrustThreeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-543">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AllianceFinancialStatutoryTrustOneMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2004-06-01</startDate>
            <endDate>2004-06-30</endDate>
        </period>
    </context>
    <context id="c-544">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AllianceFinancialStatutoryTrustOneMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-545">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AmTruStatutoryTrustOneMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2004-03-01</startDate>
            <endDate>2004-03-31</endDate>
        </period>
    </context>
    <context id="c-546">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:AmTruStatutoryTrustOneMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-547">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HeartlandStatutoryTrustTwoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2006-12-01</startDate>
            <endDate>2006-12-31</endDate>
        </period>
    </context>
    <context id="c-548">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:HeartlandStatutoryTrustTwoMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-549">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:CitySavingsTrustMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2003-06-01</startDate>
            <endDate>2003-06-30</endDate>
        </period>
    </context>
    <context id="c-550">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="dei:LegalEntityAxis">hbnc:CitySavingsTrustMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-551">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">us-gaap:RelatedPartyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2003-10-01</startDate>
            <endDate>2003-10-31</endDate>
        </period>
    </context>
    <context id="c-552">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:RelatedPartyTransactionsByRelatedPartyAxis">us-gaap:RelatedPartyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-553">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <instant>2024-12-03</instant>
        </period>
    </context>
    <context id="c-554">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-555">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-556">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-557">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:EmployeeStockOwnershipPlanESOPDisclosuresByPlanAxis">hbnc:EmployeeThriftPlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-558">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:StateAndLocalJurisdictionMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-559">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:IncomeTaxAuthorityAxis">us-gaap:DomesticCountryMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:TaxCreditCarryforwardAxis">us-gaap:GeneralBusinessMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-560">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-561">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedNetUnrealizedInvestmentGainLossMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-562">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">hbnc:UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-563">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">hbnc:UnamortizedUnrealizedGainsOnSecuritiesTransferredToHeldToMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-564">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-565">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:StatementEquityComponentsAxis">us-gaap:AccumulatedGainLossNetCashFlowHedgeParentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-566">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-567">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RestatementAxis">srt:ScenarioPreviouslyReportedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-568">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:SubsidiariesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-569">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2013-06-18</instant>
        </period>
    </context>
    <context id="c-570">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-571">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-572">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-573">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-574">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-575">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-576">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-577">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-01-19</instant>
        </period>
    </context>
    <context id="c-578">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2021-01-19</startDate>
            <endDate>2021-01-19</endDate>
        </period>
    </context>
    <context id="c-579">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-01-19</instant>
        </period>
    </context>
    <context id="c-580">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">us-gaap:PerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-01-19</instant>
        </period>
    </context>
    <context id="c-581">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-582">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-583">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandTwentyOneEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-584">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-585">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-586">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:AwardTypeAxis">hbnc:RestrictedStockAndPerformanceSharesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-587">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:PlanNameAxis">hbnc:TwoThousandThirteenEquityIncentivePlanMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2018-06-15</startDate>
            <endDate>2018-06-15</endDate>
        </period>
    </context>
    <context id="c-588">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-589">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-590">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-05-23</startDate>
            <endDate>2023-05-23</endDate>
        </period>
    </context>
    <context id="c-591">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-592">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-593">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-594">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-595">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-596">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-597">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-598">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-599">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-600">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-601">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-602">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-603">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-604">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-605">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-606">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-607">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-608">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:CashFlowHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-609">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-610">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-611">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-612">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-613">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-614">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeLoansReceivableMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-615">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-616">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-617">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentsGainLossByHedgingRelationshipAxis">us-gaap:FairValueHedgingMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-618">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-619">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-620">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:HedgedItemMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:IncomeStatementLocationAxis">hbnc:InterestIncomeInvestmentSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-621">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-622">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-623">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:DesignatedAsHedgingInstrumentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-624">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-625">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-626">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-627">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-628">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-629">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-630">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-631">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-632">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:HedgingDesignationAxis">us-gaap:NondesignatedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-633">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-634">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-635">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-636">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-637">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-638">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-639">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-640">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-641">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-642">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-643">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-644">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-645">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-646">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-647">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-648">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-649">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-650">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-651">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-652">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-653">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-654">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-655">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-656">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-657">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-658">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-659">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-660">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-661">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-662">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USTreasuryAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-663">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-664">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-665">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:USStatesAndPoliticalSubdivisionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-666">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-667">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-668">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:MortgageBackedSecuritiesIssuedByUSGovernmentSponsoredEnterprisesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-669">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-670">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-671">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FinancialInstrumentAxis">us-gaap:CorporateDebtSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-672">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-673">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-674">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-675">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-676">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-677">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-678">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">us-gaap:InterestRateSwapMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-679">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-680">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-681">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-682">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:CommitmentsToOriginateMortgageLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-683">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-684">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-685">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-686">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:DerivativeInstrumentRiskAxis">hbnc:MortgageLoanContractsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsRecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-687">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-688">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-689">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-690">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-691">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-692">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementFrequencyAxis">us-gaap:FairValueMeasurementsNonrecurringMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-693">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-694">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-695">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-696">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-697">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-698">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-699">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-700">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MinimumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-701">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:MaximumMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-702">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:RangeAxis">srt:WeightedAverageMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByAssetClassAxis">hbnc:CollateralDependentLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-703">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-704">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-705">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-706">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-707">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByMeasurementBasisAxis">us-gaap:CarryingReportedAmountFairValueDisclosureMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-708">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-709">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel2Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-710">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:FairValueByFairValueHierarchyLevelAxis">us-gaap:FairValueInputsLevel3Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-711">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-12-31</instant>
        </period>
    </context>
    <context id="c-712">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-12-31</instant>
        </period>
    </context>
    <context id="c-713">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-01-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <context id="c-714">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2023-01-01</startDate>
            <endDate>2023-12-31</endDate>
        </period>
    </context>
    <context id="c-715">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2022-01-01</startDate>
            <endDate>2022-12-31</endDate>
        </period>
    </context>
    <context id="c-716">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2022-12-31</instant>
        </period>
    </context>
    <context id="c-717">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:ConsolidatedEntitiesAxis">srt:ParentCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2021-12-31</instant>
        </period>
    </context>
    <context id="c-718">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
            <segment>
                <xbrldi:explicitMember dimension="us-gaap:SubsequentEventTypeAxis">us-gaap:SubsequentEventMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-01-01</startDate>
            <endDate>2025-03-31</endDate>
        </period>
    </context>
    <context id="c-719">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000706129</identifier>
        </entity>
        <period>
            <startDate>2024-10-01</startDate>
            <endDate>2024-12-31</endDate>
        </period>
    </context>
    <unit id="usd">
        <measure>iso4217:USD</measure>
    </unit>
    <unit id="shares">
        <measure>shares</measure>
    </unit>
    <unit id="usdPerShare">
        <divide>
            <unitNumerator>
                <measure>iso4217:USD</measure>
            </unitNumerator>
            <unitDenominator>
                <measure>shares</measure>
            </unitDenominator>
        </divide>
    </unit>
    <unit id="office">
        <measure>hbnc:office</measure>
    </unit>
    <unit id="number">
        <measure>pure</measure>
    </unit>
    <unit id="reporting_unit">
        <measure>hbnc:reporting_unit</measure>
    </unit>
    <unit id="segment">
        <measure>hbnc:segment</measure>
    </unit>
    <unit id="security">
        <measure>hbnc:security</measure>
    </unit>
    <unit id="reportable_segment">
        <measure>hbnc:reportable_segment</measure>
    </unit>
    <dei:AmendmentFlag contextRef="c-1" id="f-32">false</dei:AmendmentFlag>
    <dei:DocumentFiscalYearFocus contextRef="c-1" id="f-33">2024</dei:DocumentFiscalYearFocus>
    <dei:DocumentFiscalPeriodFocus contextRef="c-1" id="f-34">FY</dei:DocumentFiscalPeriodFocus>
    <dei:EntityCentralIndexKey contextRef="c-1" id="f-35">0000706129</dei:EntityCentralIndexKey>
    <dei:DocumentTransitionReport contextRef="c-1" id="f-36">false</dei:DocumentTransitionReport>
    <us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList contextRef="c-4" id="f-548">http://fasb.org/us-gaap/2024#InterestReceivable</us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList>
    <us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList contextRef="c-5" id="f-549">http://fasb.org/us-gaap/2024#InterestReceivable</us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLossStatementOfFinancialPositionExtensibleList>
    <us-gaap:ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration contextRef="c-1" id="f-580">http://accesshorizon.com/20241231#MortgageServicingIncomeLossNetOfImpairment</us-gaap:ContractuallySpecifiedServicingFeeIncomeStatementOfIncomeOrComprehensiveIncomeExtensibleEnumeration>
    <hbnc:CreditQualityClassificationPeriodSatisfactoryRepayment contextRef="c-389" id="f-1499">P2Y</hbnc:CreditQualityClassificationPeriodSatisfactoryRepayment>
    <us-gaap:StockholdersEquityNoteStockSplitConversionRatio1
      contextRef="c-587"
      decimals="INF"
      id="f-3128"
      unitRef="number">1.5</us-gaap:StockholdersEquityNoteStockSplitConversionRatio1>
    <dei:DocumentType contextRef="c-1" id="f-1">10-K</dei:DocumentType>
    <dei:DocumentAnnualReport contextRef="c-1" id="f-2">true</dei:DocumentAnnualReport>
    <dei:DocumentPeriodEndDate contextRef="c-1" id="f-3">2024-12-31</dei:DocumentPeriodEndDate>
    <dei:CurrentFiscalYearEndDate contextRef="c-1" id="f-4">--12-31</dei:CurrentFiscalYearEndDate>
    <dei:EntityFileNumber contextRef="c-1" id="f-5">000-10792</dei:EntityFileNumber>
    <dei:EntityRegistrantName contextRef="c-1" id="f-6">Horizon Bancorp, Inc.</dei:EntityRegistrantName>
    <dei:EntityIncorporationStateCountryCode contextRef="c-1" id="f-7">IN</dei:EntityIncorporationStateCountryCode>
    <dei:EntityTaxIdentificationNumber contextRef="c-1" id="f-8">35-1562417</dei:EntityTaxIdentificationNumber>
    <dei:EntityAddressAddressLine1 contextRef="c-1" id="f-9">515 Franklin Street</dei:EntityAddressAddressLine1>
    <dei:EntityAddressCityOrTown contextRef="c-1" id="f-10">Michigan City</dei:EntityAddressCityOrTown>
    <dei:EntityAddressStateOrProvince contextRef="c-1" id="f-11">IN</dei:EntityAddressStateOrProvince>
    <dei:EntityAddressPostalZipCode contextRef="c-1" id="f-12">46360</dei:EntityAddressPostalZipCode>
    <dei:CityAreaCode contextRef="c-1" id="f-13">219</dei:CityAreaCode>
    <dei:LocalPhoneNumber contextRef="c-1" id="f-14">879-0211</dei:LocalPhoneNumber>
    <dei:Security12bTitle contextRef="c-1" id="f-15">Common stock, no par value</dei:Security12bTitle>
    <dei:TradingSymbol contextRef="c-1" id="f-16">HBNC</dei:TradingSymbol>
    <dei:SecurityExchangeName contextRef="c-1" id="f-17">NASDAQ</dei:SecurityExchangeName>
    <dei:EntityWellKnownSeasonedIssuer contextRef="c-1" id="f-18">No</dei:EntityWellKnownSeasonedIssuer>
    <dei:EntityVoluntaryFilers contextRef="c-1" id="f-19">No</dei:EntityVoluntaryFilers>
    <dei:EntityCurrentReportingStatus contextRef="c-1" id="f-20">Yes</dei:EntityCurrentReportingStatus>
    <dei:EntityInteractiveDataCurrent contextRef="c-1" id="f-21">Yes</dei:EntityInteractiveDataCurrent>
    <dei:EntityFilerCategory contextRef="c-1" id="f-22">Accelerated Filer</dei:EntityFilerCategory>
    <dei:EntitySmallBusiness contextRef="c-1" id="f-23">false</dei:EntitySmallBusiness>
    <dei:EntityEmergingGrowthCompany contextRef="c-1" id="f-24">false</dei:EntityEmergingGrowthCompany>
    <dei:IcfrAuditorAttestationFlag contextRef="c-1" id="f-25">true</dei:IcfrAuditorAttestationFlag>
    <dei:DocumentFinStmtErrorCorrectionFlag contextRef="c-1" id="f-26">true</dei:DocumentFinStmtErrorCorrectionFlag>
    <dei:DocumentFinStmtRestatementRecoveryAnalysisFlag contextRef="c-1" id="f-27">true</dei:DocumentFinStmtRestatementRecoveryAnalysisFlag>
    <dei:EntityShellCompany contextRef="c-1" id="f-28">false</dei:EntityShellCompany>
    <dei:EntityPublicFloat contextRef="c-2" decimals="-5" id="f-29" unitRef="usd">441400000</dei:EntityPublicFloat>
    <dei:EntityCommonStockSharesOutstanding contextRef="c-3" decimals="INF" id="f-30" unitRef="shares">44014506</dei:EntityCommonStockSharesOutstanding>
    <dei:DocumentsIncorporatedByReferenceTextBlock contextRef="c-1" id="f-31">&lt;div style="margin-top:6pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Documents Incorporated by Reference&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.150%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:2.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.012%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Document&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Part of Form 10&#x2013;K into which portion of document is incorporated&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Portions of the Registrant&#x2019;s Proxy Statement to be filed for &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;its May&#160;2, 2025 annual meeting of shareholders&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Part III&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</dei:DocumentsIncorporatedByReferenceTextBlock>
    <cyd:CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock contextRef="c-1" id="f-37">&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Board established the Cyber Security Committee of the Board in December 2022 to augment the Board's oversight with cybersecurity focus and expertise and to complement the risk framework activities of the Enterprise Risk Management and Credit Policy Committee. The Cyber Security Committee considers risks associated with Horizon's overall cyber security and information technology programs; information technology audits; the security risk insurance that Horizon maintains for information technology, cyber security and privacy risks; Horizon's information security training programs; and compliance with all rules and regulations and risk control policies and procedures relating to information technology and cyber security.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Pursuant to the Cyber Security Committee Charter, the Cyber Security Committee is required to meet at least three times per year and report to the Board annually. The Cyber Security Committee met three times in 2024. In addition, the Cyber Security Committee Charter provides that a majority of the Cyber Security Committee's voting members &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;must qualify as independent directors under SEC rules and NASDAQ listing standards. During 2024, 3 of the Cyber Security Committee's members qualified as independent.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon's senior management briefs the Cyber Security Committee at each Cyber Security Committee meeting (see below for detailed discussion). In 2024, Horizon's information technology/cyber security program was audited by RSM and internal audit. The Cyber Security Committee Charter is posted on Horizon's website at www.horizonbank.com in the section headed &#x201c;About Us &#x2013; Investor Relations &#x2013; Corporate Information&#x201d; under the caption &#x201c;Corporate Governance.&#x201d;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Through Horizon's enterprise risk management framework and reporting functions, the Board, its Committees and Management assess and manage cybersecurity risks created by cybersecurity threats. Horizon's Vice President, Information Security and Audit Information Security officer (&#x201c;Information Security Officer&#x201d;) provides an annual Information Security Program report to the Board and as needed when cybersecurity risk is elevated. Horizon's Senior Vice President, Senior Technology Officer is a member of the Cyber Security Committee and reports on cyber security risks at each meeting a minimum of three times a year. The Senior Vice President, Senior Technology Officer reports to the Executive Vice President, Senior Operations Officer, who also is a member of the Cyber Security Committee. For independence, the Information Security Officer reports to Horizon's Senior Vice President, Senior Auditor and Compliance Officer. Horizon's risk escalation framework requires progressive escalation of cyber security risks to Management and its Committees, then to Board Committees and, ultimately, to the Board.&lt;/span&gt;&lt;/div&gt;</cyd:CybersecurityRiskManagementProcessesForAssessingIdentifyingAndManagingThreatsTextBlock>
    <cyd:CybersecurityRiskManagementProcessesIntegratedTextBlock contextRef="c-1" id="f-39">&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Board established the Cyber Security Committee of the Board in December 2022 to augment the Board's oversight with cybersecurity focus and expertise and to complement the risk framework activities of the Enterprise Risk Management and Credit Policy Committee. The Cyber Security Committee considers risks associated with Horizon's overall cyber security and information technology programs; information technology audits; the security risk insurance that Horizon maintains for information technology, cyber security and privacy risks; Horizon's information security training programs; and compliance with all rules and regulations and risk control policies and procedures relating to information technology and cyber security.&lt;/span&gt;&lt;/div&gt;</cyd:CybersecurityRiskManagementProcessesIntegratedTextBlock>
    <cyd:CybersecurityRiskManagementProcessesIntegratedFlag contextRef="c-1" id="f-38">true</cyd:CybersecurityRiskManagementProcessesIntegratedFlag>
    <cyd:CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock contextRef="c-1" id="f-40">Horizon's senior management briefs the Cyber Security Committee at each Cyber Security Committee meeting (see below for detailed discussion).</cyd:CybersecurityRiskProcessForInformingBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock>
    <cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag contextRef="c-1" id="f-41">true</cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleReportToBoardFlag>
    <cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock contextRef="c-1" id="f-42">Horizon's Senior Vice President, Senior Technology Officer is a member of the Cyber Security Committee and reports on cyber security risks at each meeting a minimum of three times a year. The Senior Vice President, Senior Technology Officer reports to the Executive Vice President, Senior Operations Officer, who also is a member of the Cyber Security Committee. For independence, the Information Security Officer reports to Horizon's Senior Vice President, Senior Auditor and Compliance Officer. Horizon's risk escalation framework requires progressive escalation of cyber security risks to Management and its Committees, then to Board Committees and, ultimately, to the Board.</cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleTextBlock>
    <cyd:CybersecurityRiskBoardOfDirectorsOversightTextBlock contextRef="c-1" id="f-44">Management's Operations Committee meets quarterly and provides oversight and governance of the technology and cyber security programs.</cyd:CybersecurityRiskBoardOfDirectorsOversightTextBlock>
    <cyd:CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock contextRef="c-1" id="f-43">Management's Operations Committee meets quarterly and provides oversight and governance of the technology and cyber security programs.</cyd:CybersecurityRiskBoardCommitteeOrSubcommitteeResponsibleForOversightTextBlock>
    <cyd:CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock contextRef="c-1" id="f-45">The Senior Vice President, Senior Technology Officer and Information Security Officer are members of this committee and report monthly on the technology and cyber security programs. The Senior Vice President, Senior Technology Officer also is a member of Management's Enterprise Risk &amp;amp; Disclosure Committee, which meets a minimum of four times a year, to report on the technology and cyber security programs.</cyd:CybersecurityRiskProcessForInformingManagementOrCommitteesResponsibleTextBlock>
    <cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag contextRef="c-1" id="f-46">true</cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag>
    <cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag contextRef="c-1" id="f-47">true</cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag>
    <cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag contextRef="c-1" id="f-48">true</cyd:CybersecurityRiskManagementPositionsOrCommitteesResponsibleFlag>
    <cyd:CybersecurityRiskManagementThirdPartyEngagedFlag contextRef="c-1" id="f-49">true</cyd:CybersecurityRiskManagementThirdPartyEngagedFlag>
    <cyd:CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag contextRef="c-1" id="f-50">true</cyd:CybersecurityRiskThirdPartyOversightAndIdentificationProcessesFlag>
    <cyd:CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock contextRef="c-1" id="f-52">&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Executive Vice President, Senior Operations Officer has 35 years of experience in operations and technology with an educational background in Business Administration. In the role of Senior Bank Operations Officer and Executive for the past 24 years, she oversees and works closely with Horizon's technology and security teams to develop and implement robust security measures to protect the Bank's systems, networks, and customer data. The Senior Bank Operations Officer stays current on the latest industry trends and emerging cyber threats through publications, webinars, seminars and banking association training around cyber security. She also collaborates with external agencies, such as law enforcement and regulatory bodies, to address cyber threats and ensure compliance with industry best practices.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Senior Vice President, Senior Technology Officer has 28 years of experience in information technology, with the last 13 as the information technology leader for the Bank. He holds a Bachelor's Degree in Computer Science. He is an active member of FS&#x2013;ISAC's Mergers an Acquisition Working Group, and a named author of their 2023 &#x201c;Cybersecurity Best Practices in Mergers, Acquisitions and Divestiture Deals&#x201d; publication. He also serves as an advisory member of the Indiana Governor's Executive Council on Cybersecurity. He attends numerous industry training sessions including those put on by the SANS Institute, PaloAlto, Cisco, Microsoft, the Cybersecurity and Infrastructure Security Agency (CISA), and FS&#x2013;ISAC.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Vice President, Information Security and Audit Information Security Officer has 28 years as an IT Professional, with the last 9 as the cybersecurity leader for Horizon Bank with an education background in Technology. He has achieved numerous certifications throughout his career including the Microsoft Certified Systems Engineer (MCSE) and Certified Novell Engineering (CNE 5/6) and has demonstrated a continued commitment to excellence and has attained certification as a Certified Information Systems Security Professional (CISSP) issued by ISC2 in 2022. Through continuous learning and professional development, the Information Security Officer has honed his expertise in cybersecurity frameworks, threat detection, incident response, and risk management. He also serves as a member of the Indiana Bankers Association (IBA) Cyber Security Committee and attends numerous industry training sessions including those put on by Microsoft, FS&#x2013;ISAC, SANS Institute.&lt;/span&gt;&lt;/div&gt;</cyd:CybersecurityRiskManagementExpertiseOfManagementResponsibleTextBlock>
    <cyd:CybersecurityRiskRoleOfManagementTextBlock contextRef="c-1" id="f-51">&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Executive Vice President, Senior Operations Officer has 35 years of experience in operations and technology with an educational background in Business Administration. In the role of Senior Bank Operations Officer and Executive for the past 24 years, she oversees and works closely with Horizon's technology and security teams to develop and implement robust security measures to protect the Bank's systems, networks, and customer data. The Senior Bank Operations Officer stays current on the latest industry trends and emerging cyber threats through publications, webinars, seminars and banking association training around cyber security. She also collaborates with external agencies, such as law enforcement and regulatory bodies, to address cyber threats and ensure compliance with industry best practices.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Senior Vice President, Senior Technology Officer has 28 years of experience in information technology, with the last 13 as the information technology leader for the Bank. He holds a Bachelor's Degree in Computer Science. He is an active member of FS&#x2013;ISAC's Mergers an Acquisition Working Group, and a named author of their 2023 &#x201c;Cybersecurity Best Practices in Mergers, Acquisitions and Divestiture Deals&#x201d; publication. He also serves as an advisory member of the Indiana Governor's Executive Council on Cybersecurity. He attends numerous industry training sessions including those put on by the SANS Institute, PaloAlto, Cisco, Microsoft, the Cybersecurity and Infrastructure Security Agency (CISA), and FS&#x2013;ISAC.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Vice President, Information Security and Audit Information Security Officer has 28 years as an IT Professional, with the last 9 as the cybersecurity leader for Horizon Bank with an education background in Technology. He has achieved numerous certifications throughout his career including the Microsoft Certified Systems Engineer (MCSE) and Certified Novell Engineering (CNE 5/6) and has demonstrated a continued commitment to excellence and has attained certification as a Certified Information Systems Security Professional (CISSP) issued by ISC2 in 2022. Through continuous learning and professional development, the Information Security Officer has honed his expertise in cybersecurity frameworks, threat detection, incident response, and risk management. He also serves as a member of the Indiana Bankers Association (IBA) Cyber Security Committee and attends numerous industry training sessions including those put on by Microsoft, FS&#x2013;ISAC, SANS Institute.&lt;/span&gt;&lt;/div&gt;</cyd:CybersecurityRiskRoleOfManagementTextBlock>
    <cyd:CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag contextRef="c-1" id="f-53">false</cyd:CybersecurityRiskMateriallyAffectedOrReasonablyLikelyToMateriallyAffectRegistrantFlag>
    <dei:AuditorFirmId contextRef="c-1" id="f-54">686</dei:AuditorFirmId>
    <us-gaap:CashAndDueFromBanks contextRef="c-4" decimals="-3" id="f-55" unitRef="usd">92300000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-5" decimals="-3" id="f-56" unitRef="usd">112772000</us-gaap:CashAndDueFromBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-4" decimals="-3" id="f-57" unitRef="usd">201131000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-5" decimals="-3" id="f-58" unitRef="usd">413528000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:FederalFundsSold contextRef="c-4" decimals="-3" id="f-59" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-5" decimals="-3" id="f-60" unitRef="usd">215000</us-gaap:FederalFundsSold>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-4" decimals="-3" id="f-61" unitRef="usd">293431000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-5" decimals="-3" id="f-62" unitRef="usd">526515000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <hbnc:InterestBearingTimeDeposits contextRef="c-4" decimals="-3" id="f-63" unitRef="usd">735000</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-5" decimals="-3" id="f-64" unitRef="usd">2205000</hbnc:InterestBearingTimeDeposits>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-4" decimals="-3" id="f-65" unitRef="usd">233677000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-5" decimals="-3" id="f-66" unitRef="usd">547251000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-4" decimals="-3" id="f-67" unitRef="usd">1566268000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-5" decimals="-3" id="f-68" unitRef="usd">1668758000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-69" unitRef="usd">1867690000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-70" unitRef="usd">1945638000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-4" decimals="-3" id="f-71" unitRef="usd">67597000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-5" decimals="-3" id="f-72" unitRef="usd">1418000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-73" unitRef="usd">51980000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-74" unitRef="usd">50029000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-75" unitRef="usd">4795060000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-76" unitRef="usd">4367601000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="c-4" decimals="-3" id="f-77" unitRef="usd">93864000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="c-5" decimals="-3" id="f-78" unitRef="usd">94583000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-4" decimals="-3" id="f-79" unitRef="usd">53826000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-5" decimals="-3" id="f-80" unitRef="usd">34509000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:Goodwill contextRef="c-4" decimals="-3" id="f-81" unitRef="usd">155211000</us-gaap:Goodwill>
    <us-gaap:Goodwill contextRef="c-5" decimals="-3" id="f-82" unitRef="usd">155211000</us-gaap:Goodwill>
    <us-gaap:OtherIntangibleAssetsNet contextRef="c-4" decimals="-3" id="f-83" unitRef="usd">10223000</us-gaap:OtherIntangibleAssetsNet>
    <us-gaap:OtherIntangibleAssetsNet contextRef="c-5" decimals="-3" id="f-84" unitRef="usd">13626000</us-gaap:OtherIntangibleAssetsNet>
    <us-gaap:InterestReceivable contextRef="c-4" decimals="-3" id="f-85" unitRef="usd">39747000</us-gaap:InterestReceivable>
    <us-gaap:InterestReceivable contextRef="c-5" decimals="-3" id="f-86" unitRef="usd">38710000</us-gaap:InterestReceivable>
    <us-gaap:CashSurrenderValueOfLifeInsurance contextRef="c-4" decimals="-3" id="f-87" unitRef="usd">37450000</us-gaap:CashSurrenderValueOfLifeInsurance>
    <us-gaap:CashSurrenderValueOfLifeInsurance contextRef="c-5" decimals="-3" id="f-88" unitRef="usd">36157000</us-gaap:CashSurrenderValueOfLifeInsurance>
    <us-gaap:OtherAssets contextRef="c-4" decimals="-3" id="f-89" unitRef="usd">152635000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets contextRef="c-5" decimals="-3" id="f-90" unitRef="usd">177061000</us-gaap:OtherAssets>
    <us-gaap:Assets contextRef="c-4" decimals="-3" id="f-91" unitRef="usd">7801146000</us-gaap:Assets>
    <us-gaap:Assets contextRef="c-5" decimals="-3" id="f-92" unitRef="usd">7940485000</us-gaap:Assets>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-4" decimals="-3" id="f-93" unitRef="usd">1064818000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-5" decimals="-3" id="f-94" unitRef="usd">1116005000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-4" decimals="-3" id="f-95" unitRef="usd">4535834000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-5" decimals="-3" id="f-96" unitRef="usd">4548888000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:Deposits contextRef="c-4" decimals="-3" id="f-97" unitRef="usd">5600652000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="c-5" decimals="-3" id="f-98" unitRef="usd">5664893000</us-gaap:Deposits>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-4" decimals="-3" id="f-99" unitRef="usd">1232252000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-5" decimals="-3" id="f-100" unitRef="usd">1353050000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <hbnc:SubordinatedDebentures contextRef="c-4" decimals="-3" id="f-101" unitRef="usd">55738000</hbnc:SubordinatedDebentures>
    <hbnc:SubordinatedDebentures contextRef="c-5" decimals="-3" id="f-102" unitRef="usd">55543000</hbnc:SubordinatedDebentures>
    <hbnc:JuniorSubordinatedDebentures contextRef="c-4" decimals="-3" id="f-103" unitRef="usd">57477000</hbnc:JuniorSubordinatedDebentures>
    <hbnc:JuniorSubordinatedDebentures contextRef="c-5" decimals="-3" id="f-104" unitRef="usd">57258000</hbnc:JuniorSubordinatedDebentures>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-4" decimals="-3" id="f-105" unitRef="usd">11137000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-5" decimals="-3" id="f-106" unitRef="usd">22249000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:OtherLiabilities contextRef="c-4" decimals="-3" id="f-107" unitRef="usd">80308000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities contextRef="c-5" decimals="-3" id="f-108" unitRef="usd">68680000</us-gaap:OtherLiabilities>
    <us-gaap:Liabilities contextRef="c-4" decimals="-3" id="f-109" unitRef="usd">7037564000</us-gaap:Liabilities>
    <us-gaap:Liabilities contextRef="c-5" decimals="-3" id="f-110" unitRef="usd">7221673000</us-gaap:Liabilities>
    <us-gaap:CommitmentsAndContingencies contextRef="c-4" id="f-111" unitRef="usd" xsi:nil="true"/>
    <us-gaap:CommitmentsAndContingencies contextRef="c-5" id="f-112" unitRef="usd" xsi:nil="true"/>
    <us-gaap:PreferredStockSharesAuthorized contextRef="c-4" decimals="INF" id="f-113" unitRef="shares">1000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesAuthorized contextRef="c-5" decimals="INF" id="f-114" unitRef="shares">1000000</us-gaap:PreferredStockSharesAuthorized>
    <us-gaap:PreferredStockSharesIssued contextRef="c-5" decimals="INF" id="f-115" unitRef="shares">0</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockSharesIssued contextRef="c-4" decimals="INF" id="f-116" unitRef="shares">0</us-gaap:PreferredStockSharesIssued>
    <us-gaap:PreferredStockValue contextRef="c-4" decimals="-3" id="f-117" unitRef="usd">0</us-gaap:PreferredStockValue>
    <us-gaap:PreferredStockValue contextRef="c-5" decimals="-3" id="f-118" unitRef="usd">0</us-gaap:PreferredStockValue>
    <us-gaap:CommonStockSharesAuthorized contextRef="c-5" decimals="INF" id="f-119" unitRef="shares">99000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesAuthorized contextRef="c-4" decimals="INF" id="f-120" unitRef="shares">99000000</us-gaap:CommonStockSharesAuthorized>
    <us-gaap:CommonStockSharesOutstanding contextRef="c-4" decimals="INF" id="f-121" unitRef="shares">44226819</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesIssued contextRef="c-4" decimals="INF" id="f-122" unitRef="shares">44226819</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockSharesOutstanding contextRef="c-5" decimals="INF" id="f-123" unitRef="shares">44106174</us-gaap:CommonStockSharesOutstanding>
    <us-gaap:CommonStockSharesIssued contextRef="c-5" decimals="INF" id="f-124" unitRef="shares">44106174</us-gaap:CommonStockSharesIssued>
    <us-gaap:CommonStockValue contextRef="c-4" decimals="-3" id="f-125" unitRef="usd">0</us-gaap:CommonStockValue>
    <us-gaap:CommonStockValue contextRef="c-5" decimals="-3" id="f-126" unitRef="usd">0</us-gaap:CommonStockValue>
    <us-gaap:AdditionalPaidInCapital contextRef="c-4" decimals="-3" id="f-127" unitRef="usd">363761000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:AdditionalPaidInCapital contextRef="c-5" decimals="-3" id="f-128" unitRef="usd">356400000</us-gaap:AdditionalPaidInCapital>
    <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="c-4" decimals="-3" id="f-129" unitRef="usd">436122000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:RetainedEarningsAccumulatedDeficit contextRef="c-5" decimals="-3" id="f-130" unitRef="usd">429021000</us-gaap:RetainedEarningsAccumulatedDeficit>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="c-4" decimals="-3" id="f-131" unitRef="usd">-36301000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax contextRef="c-5" decimals="-3" id="f-132" unitRef="usd">-66609000</us-gaap:AccumulatedOtherComprehensiveIncomeLossNetOfTax>
    <us-gaap:StockholdersEquity contextRef="c-4" decimals="-3" id="f-133" unitRef="usd">763582000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-5" decimals="-3" id="f-134" unitRef="usd">718812000</us-gaap:StockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="c-4" decimals="-3" id="f-135" unitRef="usd">7801146000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="c-5" decimals="-3" id="f-136" unitRef="usd">7940485000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="c-1" decimals="-3" id="f-137" unitRef="usd">291069000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="c-6" decimals="-3" id="f-138" unitRef="usd">244544000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestAndFeeIncomeLoansAndLeases contextRef="c-7" decimals="-3" id="f-139" unitRef="usd">173500000</us-gaap:InterestAndFeeIncomeLoansAndLeases>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="c-1" decimals="-3" id="f-140" unitRef="usd">30295000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="c-6" decimals="-3" id="f-141" unitRef="usd">34410000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxable contextRef="c-7" decimals="-3" id="f-142" unitRef="usd">33202000</us-gaap:InterestIncomeSecuritiesTaxable>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="c-1" decimals="-3" id="f-143" unitRef="usd">25439000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="c-6" decimals="-3" id="f-144" unitRef="usd">28384000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:InterestIncomeSecuritiesTaxExempt contextRef="c-7" decimals="-3" id="f-145" unitRef="usd">29025000</us-gaap:InterestIncomeSecuritiesTaxExempt>
    <us-gaap:OtherInterestAndDividendIncome contextRef="c-1" decimals="-3" id="f-146" unitRef="usd">9680000</us-gaap:OtherInterestAndDividendIncome>
    <us-gaap:OtherInterestAndDividendIncome contextRef="c-6" decimals="-3" id="f-147" unitRef="usd">4967000</us-gaap:OtherInterestAndDividendIncome>
    <us-gaap:OtherInterestAndDividendIncome contextRef="c-7" decimals="-3" id="f-148" unitRef="usd">306000</us-gaap:OtherInterestAndDividendIncome>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="c-1" decimals="-3" id="f-149" unitRef="usd">356483000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="c-6" decimals="-3" id="f-150" unitRef="usd">312305000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestAndDividendIncomeOperating contextRef="c-7" decimals="-3" id="f-151" unitRef="usd">236033000</us-gaap:InterestAndDividendIncomeOperating>
    <us-gaap:InterestExpenseDeposits contextRef="c-1" decimals="-3" id="f-152" unitRef="usd">115042000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseDeposits contextRef="c-6" decimals="-3" id="f-153" unitRef="usd">85857000</us-gaap:InterestExpenseDeposits>
    <us-gaap:InterestExpenseDeposits contextRef="c-7" decimals="-3" id="f-154" unitRef="usd">17809000</us-gaap:InterestExpenseDeposits>
    <hbnc:InterestExpenseBorrowedFunds contextRef="c-1" decimals="-3" id="f-155" unitRef="usd">44930000</hbnc:InterestExpenseBorrowedFunds>
    <hbnc:InterestExpenseBorrowedFunds contextRef="c-6" decimals="-3" id="f-156" unitRef="usd">42478000</hbnc:InterestExpenseBorrowedFunds>
    <hbnc:InterestExpenseBorrowedFunds contextRef="c-7" decimals="-3" id="f-157" unitRef="usd">12465000</hbnc:InterestExpenseBorrowedFunds>
    <us-gaap:InterestExpenseSubordinatedNotesAndDebentures contextRef="c-1" decimals="-3" id="f-158" unitRef="usd">3319000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
    <us-gaap:InterestExpenseSubordinatedNotesAndDebentures contextRef="c-6" decimals="-3" id="f-159" unitRef="usd">3511000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
    <us-gaap:InterestExpenseSubordinatedNotesAndDebentures contextRef="c-7" decimals="-3" id="f-160" unitRef="usd">3522000</us-gaap:InterestExpenseSubordinatedNotesAndDebentures>
    <us-gaap:InterestExpenseJuniorSubordinatedDebentures contextRef="c-1" decimals="-3" id="f-161" unitRef="usd">4588000</us-gaap:InterestExpenseJuniorSubordinatedDebentures>
    <us-gaap:InterestExpenseJuniorSubordinatedDebentures contextRef="c-6" decimals="-3" id="f-162" unitRef="usd">4715000</us-gaap:InterestExpenseJuniorSubordinatedDebentures>
    <us-gaap:InterestExpenseJuniorSubordinatedDebentures contextRef="c-7" decimals="-3" id="f-163" unitRef="usd">2719000</us-gaap:InterestExpenseJuniorSubordinatedDebentures>
    <us-gaap:InterestExpenseOperating contextRef="c-1" decimals="-3" id="f-164" unitRef="usd">167879000</us-gaap:InterestExpenseOperating>
    <us-gaap:InterestExpenseOperating contextRef="c-6" decimals="-3" id="f-165" unitRef="usd">136561000</us-gaap:InterestExpenseOperating>
    <us-gaap:InterestExpenseOperating contextRef="c-7" decimals="-3" id="f-166" unitRef="usd">36515000</us-gaap:InterestExpenseOperating>
    <us-gaap:InterestIncomeExpenseNet contextRef="c-1" decimals="-3" id="f-167" unitRef="usd">188604000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet contextRef="c-6" decimals="-3" id="f-168" unitRef="usd">175744000</us-gaap:InterestIncomeExpenseNet>
    <us-gaap:InterestIncomeExpenseNet contextRef="c-7" decimals="-3" id="f-169" unitRef="usd">199518000</us-gaap:InterestIncomeExpenseNet>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-1" decimals="-3" id="f-170" unitRef="usd">5389000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-6" decimals="-3" id="f-171" unitRef="usd">2459000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-7" decimals="-3" id="f-172" unitRef="usd">-1816000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="c-1" decimals="-3" id="f-173" unitRef="usd">183215000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="c-6" decimals="-3" id="f-174" unitRef="usd">173285000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss contextRef="c-7" decimals="-3" id="f-175" unitRef="usd">201334000</us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss>
    <hbnc:ServiceChargesOnDepositAccounts contextRef="c-1" decimals="-3" id="f-176" unitRef="usd">12940000</hbnc:ServiceChargesOnDepositAccounts>
    <hbnc:ServiceChargesOnDepositAccounts contextRef="c-6" decimals="-3" id="f-177" unitRef="usd">12227000</hbnc:ServiceChargesOnDepositAccounts>
    <hbnc:ServiceChargesOnDepositAccounts contextRef="c-7" decimals="-3" id="f-178" unitRef="usd">11598000</hbnc:ServiceChargesOnDepositAccounts>
    <hbnc:WireTransferFees contextRef="c-1" decimals="-3" id="f-179" unitRef="usd">461000</hbnc:WireTransferFees>
    <hbnc:WireTransferFees contextRef="c-6" decimals="-3" id="f-180" unitRef="usd">448000</hbnc:WireTransferFees>
    <hbnc:WireTransferFees contextRef="c-7" decimals="-3" id="f-181" unitRef="usd">595000</hbnc:WireTransferFees>
    <hbnc:InterchangeFees contextRef="c-1" decimals="-3" id="f-182" unitRef="usd">13799000</hbnc:InterchangeFees>
    <hbnc:InterchangeFees contextRef="c-6" decimals="-3" id="f-183" unitRef="usd">12861000</hbnc:InterchangeFees>
    <hbnc:InterchangeFees contextRef="c-7" decimals="-3" id="f-184" unitRef="usd">12402000</hbnc:InterchangeFees>
    <hbnc:FiduciaryActivities contextRef="c-1" decimals="-3" id="f-185" unitRef="usd">5394000</hbnc:FiduciaryActivities>
    <hbnc:FiduciaryActivities contextRef="c-6" decimals="-3" id="f-186" unitRef="usd">5080000</hbnc:FiduciaryActivities>
    <hbnc:FiduciaryActivities contextRef="c-7" decimals="-3" id="f-187" unitRef="usd">5381000</hbnc:FiduciaryActivities>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-1" decimals="-3" id="f-188" unitRef="usd">-39140000</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-6" decimals="-3" id="f-189" unitRef="usd">-32052000</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-7" decimals="-3" id="f-190" unitRef="usd">0</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-1" decimals="-3" id="f-191" unitRef="usd">4215000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-6" decimals="-3" id="f-192" unitRef="usd">4323000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-7" decimals="-3" id="f-193" unitRef="usd">7165000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <hbnc:MortgageServicingIncomeLossNetOfImpairment contextRef="c-1" decimals="-3" id="f-194" unitRef="usd">1677000</hbnc:MortgageServicingIncomeLossNetOfImpairment>
    <hbnc:MortgageServicingIncomeLossNetOfImpairment contextRef="c-6" decimals="-3" id="f-195" unitRef="usd">2708000</hbnc:MortgageServicingIncomeLossNetOfImpairment>
    <hbnc:MortgageServicingIncomeLossNetOfImpairment contextRef="c-7" decimals="-3" id="f-196" unitRef="usd">4800000</hbnc:MortgageServicingIncomeLossNetOfImpairment>
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="c-1" decimals="-3" id="f-197" unitRef="usd">1300000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="c-6" decimals="-3" id="f-198" unitRef="usd">3709000</us-gaap:BankOwnedLifeInsuranceIncome>
    <us-gaap:BankOwnedLifeInsuranceIncome contextRef="c-7" decimals="-3" id="f-199" unitRef="usd">2594000</us-gaap:BankOwnedLifeInsuranceIncome>
    <hbnc:BankOwnedLifeInsuranceDeathBenefitIncome contextRef="c-1" decimals="-3" id="f-200" unitRef="usd">0</hbnc:BankOwnedLifeInsuranceDeathBenefitIncome>
    <hbnc:BankOwnedLifeInsuranceDeathBenefitIncome contextRef="c-6" decimals="-3" id="f-201" unitRef="usd">0</hbnc:BankOwnedLifeInsuranceDeathBenefitIncome>
    <hbnc:BankOwnedLifeInsuranceDeathBenefitIncome contextRef="c-7" decimals="-3" id="f-202" unitRef="usd">644000</hbnc:BankOwnedLifeInsuranceDeathBenefitIncome>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-1" decimals="-3" id="f-203" unitRef="usd">2325000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-6" decimals="-3" id="f-204" unitRef="usd">2694000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-7" decimals="-3" id="f-205" unitRef="usd">2272000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <us-gaap:NoninterestIncome contextRef="c-1" decimals="-3" id="f-206" unitRef="usd">2971000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome contextRef="c-6" decimals="-3" id="f-207" unitRef="usd">11998000</us-gaap:NoninterestIncome>
    <us-gaap:NoninterestIncome contextRef="c-7" decimals="-3" id="f-208" unitRef="usd">47451000</us-gaap:NoninterestIncome>
    <us-gaap:LaborAndRelatedExpense contextRef="c-1" decimals="-3" id="f-209" unitRef="usd">88244000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="c-6" decimals="-3" id="f-210" unitRef="usd">80809000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="c-7" decimals="-3" id="f-211" unitRef="usd">80283000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:OccupancyNet contextRef="c-1" decimals="-3" id="f-212" unitRef="usd">13376000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet contextRef="c-6" decimals="-3" id="f-213" unitRef="usd">13355000</us-gaap:OccupancyNet>
    <us-gaap:OccupancyNet contextRef="c-7" decimals="-3" id="f-214" unitRef="usd">13323000</us-gaap:OccupancyNet>
    <us-gaap:InformationTechnologyAndDataProcessing contextRef="c-1" decimals="-3" id="f-215" unitRef="usd">10861000</us-gaap:InformationTechnologyAndDataProcessing>
    <us-gaap:InformationTechnologyAndDataProcessing contextRef="c-6" decimals="-3" id="f-216" unitRef="usd">11626000</us-gaap:InformationTechnologyAndDataProcessing>
    <us-gaap:InformationTechnologyAndDataProcessing contextRef="c-7" decimals="-3" id="f-217" unitRef="usd">10567000</us-gaap:InformationTechnologyAndDataProcessing>
    <us-gaap:ProfessionalFees contextRef="c-1" decimals="-3" id="f-218" unitRef="usd">2733000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees contextRef="c-6" decimals="-3" id="f-219" unitRef="usd">2645000</us-gaap:ProfessionalFees>
    <us-gaap:ProfessionalFees contextRef="c-7" decimals="-3" id="f-220" unitRef="usd">1843000</us-gaap:ProfessionalFees>
    <hbnc:OutsideServicesAndConsultants contextRef="c-1" decimals="-3" id="f-221" unitRef="usd">14564000</hbnc:OutsideServicesAndConsultants>
    <hbnc:OutsideServicesAndConsultants contextRef="c-6" decimals="-3" id="f-222" unitRef="usd">9942000</hbnc:OutsideServicesAndConsultants>
    <hbnc:OutsideServicesAndConsultants contextRef="c-7" decimals="-3" id="f-223" unitRef="usd">10850000</hbnc:OutsideServicesAndConsultants>
    <hbnc:LoanExpense contextRef="c-1" decimals="-3" id="f-224" unitRef="usd">4076000</hbnc:LoanExpense>
    <hbnc:LoanExpense contextRef="c-6" decimals="-3" id="f-225" unitRef="usd">4980000</hbnc:LoanExpense>
    <hbnc:LoanExpense contextRef="c-7" decimals="-3" id="f-226" unitRef="usd">5411000</hbnc:LoanExpense>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="c-1" decimals="-3" id="f-227" unitRef="usd">5032000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="c-6" decimals="-3" id="f-228" unitRef="usd">3880000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:FederalDepositInsuranceCorporationPremiumExpense contextRef="c-7" decimals="-3" id="f-229" unitRef="usd">2558000</us-gaap:FederalDepositInsuranceCorporationPremiumExpense>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-1" decimals="-3" id="f-230" unitRef="usd">3403000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-6" decimals="-3" id="f-231" unitRef="usd">3612000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-7" decimals="-3" id="f-232" unitRef="usd">3702000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="c-1" decimals="-3" id="f-233" unitRef="usd">-1199000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
    <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="c-6" decimals="-3" id="f-234" unitRef="usd">-1051000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
    <us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal contextRef="c-7" decimals="-3" id="f-235" unitRef="usd">-1046000</us-gaap:DisposalGroupNotDiscontinuedOperationGainLossOnDisposal>
    <us-gaap:OtherNoninterestExpense contextRef="c-1" decimals="-3" id="f-236" unitRef="usd">15348000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense contextRef="c-6" decimals="-3" id="f-237" unitRef="usd">14384000</us-gaap:OtherNoninterestExpense>
    <us-gaap:OtherNoninterestExpense contextRef="c-7" decimals="-3" id="f-238" unitRef="usd">13618000</us-gaap:OtherNoninterestExpense>
    <us-gaap:NoninterestExpense contextRef="c-1" decimals="-3" id="f-239" unitRef="usd">158836000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense contextRef="c-6" decimals="-3" id="f-240" unitRef="usd">146284000</us-gaap:NoninterestExpense>
    <us-gaap:NoninterestExpense contextRef="c-7" decimals="-3" id="f-241" unitRef="usd">143201000</us-gaap:NoninterestExpense>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-1" decimals="-3" id="f-242" unitRef="usd">27350000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-6" decimals="-3" id="f-243" unitRef="usd">38999000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-7" decimals="-3" id="f-244" unitRef="usd">105584000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-245" unitRef="usd">-8079000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-246" unitRef="usd">11018000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-247" unitRef="usd">12176000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-1" decimals="-3" id="f-248" unitRef="usd">35429000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-6" decimals="-3" id="f-249" unitRef="usd">27981000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-7" decimals="-3" id="f-250" unitRef="usd">93408000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-1"
      decimals="2"
      id="f-251"
      unitRef="usdPerShare">0.81</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-6"
      decimals="2"
      id="f-252"
      unitRef="usdPerShare">0.64</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-7"
      decimals="2"
      id="f-253"
      unitRef="usdPerShare">2.14</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-1"
      decimals="2"
      id="f-254"
      unitRef="usdPerShare">0.80</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-6"
      decimals="2"
      id="f-255"
      unitRef="usdPerShare">0.64</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-7"
      decimals="2"
      id="f-256"
      unitRef="usdPerShare">2.14</us-gaap:EarningsPerShareDiluted>
    <us-gaap:NetIncomeLoss contextRef="c-1" decimals="-3" id="f-257" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-6" decimals="-3" id="f-258" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-7" decimals="-3" id="f-259" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-1" decimals="-3" id="f-260" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-6" decimals="-3" id="f-261" unitRef="usd">-523000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-7" decimals="-3" id="f-262" unitRef="usd">5649000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-1" decimals="-3" id="f-263" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-6" decimals="-3" id="f-264" unitRef="usd">1453000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-7" decimals="-3" id="f-265" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-1" decimals="-3" id="f-266" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-6" decimals="-3" id="f-267" unitRef="usd">-415000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-7" decimals="-3" id="f-268" unitRef="usd">1186000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-1" decimals="-3" id="f-269" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-6" decimals="-3" id="f-270" unitRef="usd">-1561000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-7" decimals="-3" id="f-271" unitRef="usd">4463000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-1" decimals="-3" id="f-272" unitRef="usd">-120000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-6" decimals="-3" id="f-273" unitRef="usd">20728000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-7" decimals="-3" id="f-274" unitRef="usd">-147345000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-1" decimals="-3" id="f-275" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-6" decimals="-3" id="f-276" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-7" decimals="-3" id="f-277" unitRef="usd">-794000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-1" decimals="-3" id="f-278" unitRef="usd">-657000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-6" decimals="-3" id="f-279" unitRef="usd">-691000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-7" decimals="-3" id="f-280" unitRef="usd">-1236000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-1" decimals="-3" id="f-281" unitRef="usd">-39140000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-6" decimals="-3" id="f-282" unitRef="usd">-32052000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-7" decimals="-3" id="f-283" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-1" decimals="-3" id="f-284" unitRef="usd">8055000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-6" decimals="-3" id="f-285" unitRef="usd">10939000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-7" decimals="-3" id="f-286" unitRef="usd">-31369000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-1" decimals="-3" id="f-287" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-6" decimals="-3" id="f-288" unitRef="usd">41150000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-7" decimals="-3" id="f-289" unitRef="usd">-118006000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-1" decimals="-3" id="f-290" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-6" decimals="-3" id="f-291" unitRef="usd">39589000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-7" decimals="-3" id="f-292" unitRef="usd">-113543000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-1" decimals="-3" id="f-293" unitRef="usd">65737000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-6" decimals="-3" id="f-294" unitRef="usd">67570000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-7" decimals="-3" id="f-295" unitRef="usd">-20135000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:StockholdersEquity contextRef="c-8" decimals="-3" id="f-296" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-9" decimals="-3" id="f-297" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-10" decimals="-3" id="f-298" unitRef="usd">352122000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-11" decimals="-3" id="f-299" unitRef="usd">363742000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-12" decimals="-3" id="f-300" unitRef="usd">7345000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-13" decimals="-3" id="f-301" unitRef="usd">723209000</us-gaap:StockholdersEquity>
    <us-gaap:NetIncomeLoss contextRef="c-14" decimals="-3" id="f-302" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-7" decimals="-3" id="f-303" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-15" decimals="-3" id="f-304" unitRef="usd">-113543000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-7" decimals="-3" id="f-305" unitRef="usd">-113543000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-16" decimals="-3" id="f-306" unitRef="usd">2462000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-7" decimals="-3" id="f-307" unitRef="usd">2462000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="c-16" decimals="-3" id="f-308" unitRef="usd">145000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised contextRef="c-7" decimals="-3" id="f-309" unitRef="usd">145000</us-gaap:StockIssuedDuringPeriodValueStockOptionsExercised>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="c-16" decimals="-3" id="f-310" unitRef="usd">13000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition contextRef="c-7" decimals="-3" id="f-311" unitRef="usd">13000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationStockOptionsRequisiteServicePeriodRecognition>
    <hbnc:StockIssuedDuringPeriodValueStockOptionsVested contextRef="c-16" decimals="-3" id="f-312" unitRef="usd">1824000</hbnc:StockIssuedDuringPeriodValueStockOptionsVested>
    <hbnc:StockIssuedDuringPeriodValueStockOptionsVested contextRef="c-7" decimals="-3" id="f-313" unitRef="usd">1824000</hbnc:StockIssuedDuringPeriodValueStockOptionsVested>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-16" decimals="-3" id="f-314" unitRef="usd">-1270000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-7" decimals="-3" id="f-315" unitRef="usd">-1270000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="c-7"
      decimals="INF"
      id="f-316"
      unitRef="usdPerShare">0.63</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash contextRef="c-14" decimals="-3" id="f-317" unitRef="usd">27765000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="c-7" decimals="-3" id="f-318" unitRef="usd">27765000</us-gaap:DividendsCommonStockCash>
    <us-gaap:StockholdersEquity contextRef="c-17" decimals="-3" id="f-319" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-18" decimals="-3" id="f-320" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-19" decimals="-3" id="f-321" unitRef="usd">354188000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-20" decimals="-3" id="f-322" unitRef="usd">429385000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-21" decimals="-3" id="f-323" unitRef="usd">-106198000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-22" decimals="-3" id="f-324" unitRef="usd">677375000</us-gaap:StockholdersEquity>
    <us-gaap:NetIncomeLoss contextRef="c-23" decimals="-3" id="f-325" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-6" decimals="-3" id="f-326" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-24" decimals="-3" id="f-327" unitRef="usd">39589000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-6" decimals="-3" id="f-328" unitRef="usd">39589000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-25" decimals="-3" id="f-329" unitRef="usd">3586000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-6" decimals="-3" id="f-330" unitRef="usd">3586000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-25" decimals="-3" id="f-331" unitRef="usd">1221000</us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-6" decimals="-3" id="f-332" unitRef="usd">1221000</us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-25" decimals="-3" id="f-333" unitRef="usd">153000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-6" decimals="-3" id="f-334" unitRef="usd">153000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="c-6"
      decimals="INF"
      id="f-335"
      unitRef="usdPerShare">0.64</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash contextRef="c-23" decimals="-3" id="f-336" unitRef="usd">28345000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="c-6" decimals="-3" id="f-337" unitRef="usd">28345000</us-gaap:DividendsCommonStockCash>
    <us-gaap:StockholdersEquity contextRef="c-26" decimals="-3" id="f-338" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-27" decimals="-3" id="f-339" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-28" decimals="-3" id="f-340" unitRef="usd">356400000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-29" decimals="-3" id="f-341" unitRef="usd">429021000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-30" decimals="-3" id="f-342" unitRef="usd">-66609000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-5" decimals="-3" id="f-343" unitRef="usd">718812000</us-gaap:StockholdersEquity>
    <us-gaap:NetIncomeLoss contextRef="c-31" decimals="-3" id="f-344" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-1" decimals="-3" id="f-345" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-32" decimals="-3" id="f-346" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-1" decimals="-3" id="f-347" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-33" decimals="-3" id="f-348" unitRef="usd">4586000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition contextRef="c-1" decimals="-3" id="f-349" unitRef="usd">4586000</us-gaap:AdjustmentsToAdditionalPaidInCapitalShareBasedCompensationRestrictedStockUnitsRequisiteServicePeriodRecognition>
    <us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-33" decimals="-3" id="f-350" unitRef="usd">1371000</us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-1" decimals="-3" id="f-351" unitRef="usd">1371000</us-gaap:AdjustmentsRelatedToTaxWithholdingForShareBasedCompensation>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-33" decimals="-3" id="f-352" unitRef="usd">-4146000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans contextRef="c-1" decimals="-3" id="f-353" unitRef="usd">-4146000</hbnc:AdjustmentsToAdditionalPaidInCapitalStockRetirementPlans>
    <us-gaap:CommonStockDividendsPerShareDeclared
      contextRef="c-1"
      decimals="INF"
      id="f-354"
      unitRef="usdPerShare">0.64</us-gaap:CommonStockDividendsPerShareDeclared>
    <us-gaap:DividendsCommonStockCash contextRef="c-31" decimals="-3" id="f-355" unitRef="usd">28328000</us-gaap:DividendsCommonStockCash>
    <us-gaap:DividendsCommonStockCash contextRef="c-1" decimals="-3" id="f-356" unitRef="usd">28328000</us-gaap:DividendsCommonStockCash>
    <us-gaap:StockholdersEquity contextRef="c-34" decimals="-3" id="f-357" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-35" decimals="-3" id="f-358" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-36" decimals="-3" id="f-359" unitRef="usd">363761000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-37" decimals="-3" id="f-360" unitRef="usd">436122000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-38" decimals="-3" id="f-361" unitRef="usd">-36301000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-4" decimals="-3" id="f-362" unitRef="usd">763582000</us-gaap:StockholdersEquity>
    <us-gaap:ProfitLoss contextRef="c-1" decimals="-3" id="f-363" unitRef="usd">35429000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss contextRef="c-6" decimals="-3" id="f-364" unitRef="usd">27981000</us-gaap:ProfitLoss>
    <us-gaap:ProfitLoss contextRef="c-7" decimals="-3" id="f-365" unitRef="usd">93408000</us-gaap:ProfitLoss>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-1" decimals="-3" id="f-366" unitRef="usd">5389000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-6" decimals="-3" id="f-367" unitRef="usd">2459000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments contextRef="c-7" decimals="-3" id="f-368" unitRef="usd">-1816000</hbnc:FinancingReceivableCreditLossExpenseReversalIncludingAdjustments>
    <us-gaap:DepreciationDepletionAndAmortization contextRef="c-1" decimals="-3" id="f-369" unitRef="usd">10331000</us-gaap:DepreciationDepletionAndAmortization>
    <us-gaap:DepreciationDepletionAndAmortization contextRef="c-6" decimals="-3" id="f-370" unitRef="usd">10938000</us-gaap:DepreciationDepletionAndAmortization>
    <us-gaap:DepreciationDepletionAndAmortization contextRef="c-7" decimals="-3" id="f-371" unitRef="usd">10754000</us-gaap:DepreciationDepletionAndAmortization>
    <us-gaap:ShareBasedCompensation contextRef="c-1" decimals="-3" id="f-372" unitRef="usd">4586000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="c-6" decimals="-3" id="f-373" unitRef="usd">3586000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="c-7" decimals="-3" id="f-374" unitRef="usd">2475000</us-gaap:ShareBasedCompensation>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-1" decimals="-3" id="f-375" unitRef="usd">1971000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-6" decimals="-3" id="f-376" unitRef="usd">1032000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-7" decimals="-3" id="f-377" unitRef="usd">2345000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery contextRef="c-1" decimals="-3" id="f-378" unitRef="usd">0</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery contextRef="c-6" decimals="-3" id="f-379" unitRef="usd">0</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:MortgageServicingRightsMSRImpairmentRecovery contextRef="c-7" decimals="-3" id="f-380" unitRef="usd">-2594000</us-gaap:MortgageServicingRightsMSRImpairmentRecovery>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="c-1" decimals="-3" id="f-381" unitRef="usd">-8407000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="c-6" decimals="-3" id="f-382" unitRef="usd">-10069000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments contextRef="c-7" decimals="-3" id="f-383" unitRef="usd">-12148000</us-gaap:AccretionAmortizationOfDiscountsAndPremiumsInvestments>
    <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-384" unitRef="usd">-17000000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-385" unitRef="usd">-3322000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DeferredIncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-386" unitRef="usd">2177000</us-gaap:DeferredIncomeTaxExpenseBenefit>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-1" decimals="-3" id="f-387" unitRef="usd">-39140000</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-6" decimals="-3" id="f-388" unitRef="usd">-32052000</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:DebtAndEquitySecuritiesGainLoss contextRef="c-7" decimals="-3" id="f-389" unitRef="usd">0</us-gaap:DebtAndEquitySecuritiesGainLoss>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-1" decimals="-3" id="f-390" unitRef="usd">4215000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-6" decimals="-3" id="f-391" unitRef="usd">4323000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-7" decimals="-3" id="f-392" unitRef="usd">7165000</us-gaap:GainLossOnSaleOfMortgageLoans>
    <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="c-1" decimals="-3" id="f-393" unitRef="usd">435522000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="c-6" decimals="-3" id="f-394" unitRef="usd">145922000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
    <us-gaap:ProceedsFromSaleOfLoansHeldForSale contextRef="c-7" decimals="-3" id="f-395" unitRef="usd">225928000</us-gaap:ProceedsFromSaleOfLoansHeldForSale>
    <us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale contextRef="c-1" decimals="-3" id="f-396" unitRef="usd">499688000</us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale>
    <us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale contextRef="c-6" decimals="-3" id="f-397" unitRef="usd">138430000</us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale>
    <us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale contextRef="c-7" decimals="-3" id="f-398" unitRef="usd">215174000</us-gaap:IncreaseDecreaseInMortgageLoansHeldForSale>
    <hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance contextRef="c-1" decimals="-3" id="f-399" unitRef="usd">1300000</hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance>
    <hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance contextRef="c-6" decimals="-3" id="f-400" unitRef="usd">3709000</hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance>
    <hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance contextRef="c-7" decimals="-3" id="f-401" unitRef="usd">2594000</hbnc:IncreaseDecreaseInCashSurrenderValueOfLifeInsurance>
    <us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="c-1" decimals="-3" id="f-402" unitRef="usd">450000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
    <us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="c-6" decimals="-3" id="f-403" unitRef="usd">300000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
    <us-gaap:GainsLossesOnSalesOfOtherRealEstate contextRef="c-7" decimals="-3" id="f-404" unitRef="usd">722000</us-gaap:GainsLossesOnSalesOfOtherRealEstate>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="c-1" decimals="-3" id="f-405" unitRef="usd">1037000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="c-6" decimals="-3" id="f-406" unitRef="usd">3416000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet contextRef="c-7" decimals="-3" id="f-407" unitRef="usd">9157000</us-gaap:IncreaseDecreaseInAccruedInterestReceivableNet>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="c-1" decimals="-3" id="f-408" unitRef="usd">-11112000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="c-6" decimals="-3" id="f-409" unitRef="usd">16869000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <us-gaap:IncreaseDecreaseInInterestPayableNet contextRef="c-7" decimals="-3" id="f-410" unitRef="usd">3145000</us-gaap:IncreaseDecreaseInInterestPayableNet>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-1" decimals="-3" id="f-411" unitRef="usd">9698000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-6" decimals="-3" id="f-412" unitRef="usd">-13199000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-7" decimals="-3" id="f-413" unitRef="usd">13964000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-1" decimals="-3" id="f-414" unitRef="usd">10093000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-6" decimals="-3" id="f-415" unitRef="usd">-21671000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-7" decimals="-3" id="f-416" unitRef="usd">-4814000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-1" decimals="-3" id="f-417" unitRef="usd">6368000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-6" decimals="-3" id="f-418" unitRef="usd">88936000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-7" decimals="-3" id="f-419" unitRef="usd">94380000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt contextRef="c-1" decimals="-3" id="f-420" unitRef="usd">0</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt contextRef="c-6" decimals="-3" id="f-421" unitRef="usd">1525000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt contextRef="c-7" decimals="-3" id="f-422" unitRef="usd">180198000</us-gaap:PaymentsToAcquireAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt contextRef="c-1" decimals="-3" id="f-423" unitRef="usd">293138000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt contextRef="c-6" decimals="-3" id="f-424" unitRef="usd">439285000</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt contextRef="c-7" decimals="-3" id="f-425" unitRef="usd">0</us-gaap:ProceedsFromSaleOfAvailableForSaleSecuritiesDebt>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="c-1" decimals="-3" id="f-426" unitRef="usd">16712000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="c-6" decimals="-3" id="f-427" unitRef="usd">29408000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities contextRef="c-7" decimals="-3" id="f-428" unitRef="usd">69113000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfAvailableForSaleSecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="c-1" decimals="-3" id="f-429" unitRef="usd">312000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="c-6" decimals="-3" id="f-430" unitRef="usd">10141000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:PaymentsToAcquireHeldToMaturitySecurities contextRef="c-7" decimals="-3" id="f-431" unitRef="usd">430457000</us-gaap:PaymentsToAcquireHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="c-1" decimals="-3" id="f-432" unitRef="usd">71649000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="c-6" decimals="-3" id="f-433" unitRef="usd">80201000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities contextRef="c-7" decimals="-3" id="f-434" unitRef="usd">72968000</us-gaap:ProceedsFromMaturitiesPrepaymentsAndCallsOfHeldToMaturitySecurities>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks contextRef="c-1" decimals="-3" id="f-435" unitRef="usd">1470000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks contextRef="c-6" decimals="-3" id="f-436" unitRef="usd">607000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks contextRef="c-7" decimals="-3" id="f-437" unitRef="usd">1970000</us-gaap:ProceedsFromPaymentsForInInterestBearingDepositsInBanks>
    <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock contextRef="c-1" decimals="-3" id="f-438" unitRef="usd">19317000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
    <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock contextRef="c-6" decimals="-3" id="f-439" unitRef="usd">7832000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
    <us-gaap:PaymentsToAcquireFederalHomeLoanBankStock contextRef="c-7" decimals="-3" id="f-440" unitRef="usd">2435000</us-gaap:PaymentsToAcquireFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock contextRef="c-1" decimals="-3" id="f-441" unitRef="usd">0</us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock contextRef="c-6" decimals="-3" id="f-442" unitRef="usd">0</us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock>
    <us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock contextRef="c-7" decimals="-3" id="f-443" unitRef="usd">198000</us-gaap:ProceedsFromSaleOfFederalHomeLoanBankStock>
    <us-gaap:PaymentsToAcquireLoansReceivable contextRef="c-1" decimals="-3" id="f-444" unitRef="usd">240020000</us-gaap:PaymentsToAcquireLoansReceivable>
    <us-gaap:PaymentsToAcquireLoansReceivable contextRef="c-6" decimals="-3" id="f-445" unitRef="usd">124946000</us-gaap:PaymentsToAcquireLoansReceivable>
    <us-gaap:PaymentsToAcquireLoansReceivable contextRef="c-7" decimals="-3" id="f-446" unitRef="usd">55195000</us-gaap:PaymentsToAcquireLoansReceivable>
    <hbnc:PaymentsForProceedsFromFinancingReceivable contextRef="c-1" decimals="-3" id="f-447" unitRef="usd">217055000</hbnc:PaymentsForProceedsFromFinancingReceivable>
    <hbnc:PaymentsForProceedsFromFinancingReceivable contextRef="c-6" decimals="-3" id="f-448" unitRef="usd">140510000</hbnc:PaymentsForProceedsFromFinancingReceivable>
    <hbnc:PaymentsForProceedsFromFinancingReceivable contextRef="c-7" decimals="-3" id="f-449" unitRef="usd">448284000</hbnc:PaymentsForProceedsFromFinancingReceivable>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="c-1" decimals="-3" id="f-450" unitRef="usd">2000000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="c-6" decimals="-3" id="f-451" unitRef="usd">2981000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:ProceedsFromSaleOfOtherRealEstate contextRef="c-7" decimals="-3" id="f-452" unitRef="usd">5263000</us-gaap:ProceedsFromSaleOfOtherRealEstate>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="c-1" decimals="-3" id="f-453" unitRef="usd">5084000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="c-6" decimals="-3" id="f-454" unitRef="usd">7775000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquirePropertyPlantAndEquipment contextRef="c-7" decimals="-3" id="f-455" unitRef="usd">6429000</us-gaap:PaymentsToAcquirePropertyPlantAndEquipment>
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="c-1" decimals="-3" id="f-456" unitRef="usd">0</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="c-6" decimals="-3" id="f-457" unitRef="usd">0</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
    <us-gaap:PaymentsToAcquireLifeInsurancePolicies contextRef="c-7" decimals="-3" id="f-458" unitRef="usd">50000000</us-gaap:PaymentsToAcquireLifeInsurancePolicies>
    <us-gaap:ProceedsFromLifeInsurancePolicies contextRef="c-1" decimals="-3" id="f-459" unitRef="usd">44043000</us-gaap:ProceedsFromLifeInsurancePolicies>
    <us-gaap:ProceedsFromLifeInsurancePolicies contextRef="c-6" decimals="-3" id="f-460" unitRef="usd">69765000</us-gaap:ProceedsFromLifeInsurancePolicies>
    <us-gaap:ProceedsFromLifeInsurancePolicies contextRef="c-7" decimals="-3" id="f-461" unitRef="usd">3554000</us-gaap:ProceedsFromLifeInsurancePolicies>
    <us-gaap:CashAcquiredFromAcquisition contextRef="c-1" decimals="-3" id="f-462" unitRef="usd">0</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:CashAcquiredFromAcquisition contextRef="c-6" decimals="-3" id="f-463" unitRef="usd">0</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:CashAcquiredFromAcquisition contextRef="c-7" decimals="-3" id="f-464" unitRef="usd">0</us-gaap:CashAcquiredFromAcquisition>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-1" decimals="-3" id="f-465" unitRef="usd">-52776000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-6" decimals="-3" id="f-466" unitRef="usd">329518000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-7" decimals="-3" id="f-467" unitRef="usd">-1019932000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:IncreaseDecreaseInDeposits contextRef="c-1" decimals="-3" id="f-468" unitRef="usd">-64241000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInDeposits contextRef="c-6" decimals="-3" id="f-469" unitRef="usd">-192881000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:IncreaseDecreaseInDeposits contextRef="c-7" decimals="-3" id="f-470" unitRef="usd">54783000</us-gaap:IncreaseDecreaseInDeposits>
    <us-gaap:ProceedsFromOtherDebt contextRef="c-1" decimals="-3" id="f-471" unitRef="usd">512759000</us-gaap:ProceedsFromOtherDebt>
    <us-gaap:ProceedsFromOtherDebt contextRef="c-6" decimals="-3" id="f-472" unitRef="usd">866099000</us-gaap:ProceedsFromOtherDebt>
    <us-gaap:ProceedsFromOtherDebt contextRef="c-7" decimals="-3" id="f-473" unitRef="usd">1178746000</us-gaap:ProceedsFromOtherDebt>
    <us-gaap:RepaymentsOfOtherDebt contextRef="c-1" decimals="-3" id="f-474" unitRef="usd">563523000</us-gaap:RepaymentsOfOtherDebt>
    <us-gaap:RepaymentsOfOtherDebt contextRef="c-6" decimals="-3" id="f-475" unitRef="usd">654157000</us-gaap:RepaymentsOfOtherDebt>
    <us-gaap:RepaymentsOfOtherDebt contextRef="c-7" decimals="-3" id="f-476" unitRef="usd">755608000</us-gaap:RepaymentsOfOtherDebt>
    <us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase contextRef="c-1" decimals="-3" id="f-477" unitRef="usd">-46118000</us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase contextRef="c-6" decimals="-3" id="f-478" unitRef="usd">-1841000</us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase contextRef="c-7" decimals="-3" id="f-479" unitRef="usd">7072000</us-gaap:ProceedsFromPaymentsForInSecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-1" decimals="-3" id="f-480" unitRef="usd">1371000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-6" decimals="-3" id="f-481" unitRef="usd">1221000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-7" decimals="-3" id="f-482" unitRef="usd">1824000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <hbnc:ProceedsFromSaleOfSharesSERPAmendment contextRef="c-1" decimals="-3" id="f-483" unitRef="usd">4146000</hbnc:ProceedsFromSaleOfSharesSERPAmendment>
    <hbnc:ProceedsFromSaleOfSharesSERPAmendment contextRef="c-6" decimals="-3" id="f-484" unitRef="usd">0</hbnc:ProceedsFromSaleOfSharesSERPAmendment>
    <hbnc:ProceedsFromSaleOfSharesSERPAmendment contextRef="c-7" decimals="-3" id="f-485" unitRef="usd">0</hbnc:ProceedsFromSaleOfSharesSERPAmendment>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-1" decimals="-3" id="f-486" unitRef="usd">0</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-6" decimals="-3" id="f-487" unitRef="usd">0</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-7" decimals="-3" id="f-488" unitRef="usd">145000</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-1" decimals="-3" id="f-489" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-6" decimals="-3" id="f-490" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-7" decimals="-3" id="f-491" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-1" decimals="-3" id="f-492" unitRef="usd">0</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-6" decimals="-3" id="f-493" unitRef="usd">3132000</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-7" decimals="-3" id="f-494" unitRef="usd">0</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-1" decimals="-3" id="f-495" unitRef="usd">28328000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-6" decimals="-3" id="f-496" unitRef="usd">28311000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-7" decimals="-3" id="f-497" unitRef="usd">27765000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-1" decimals="-3" id="f-498" unitRef="usd">-186676000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-6" decimals="-3" id="f-499" unitRef="usd">-15444000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-7" decimals="-3" id="f-500" unitRef="usd">455549000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-1" decimals="-3" id="f-501" unitRef="usd">-233084000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-6" decimals="-3" id="f-502" unitRef="usd">403010000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-7" decimals="-3" id="f-503" unitRef="usd">-470003000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-5" decimals="-3" id="f-504" unitRef="usd">526515000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-22" decimals="-3" id="f-505" unitRef="usd">123505000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-13" decimals="-3" id="f-506" unitRef="usd">593508000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-4" decimals="-3" id="f-507" unitRef="usd">293431000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-5" decimals="-3" id="f-508" unitRef="usd">526515000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-22" decimals="-3" id="f-509" unitRef="usd">123505000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:InterestPaidNet contextRef="c-1" decimals="-3" id="f-510" unitRef="usd">178891000</us-gaap:InterestPaidNet>
    <us-gaap:InterestPaidNet contextRef="c-6" decimals="-3" id="f-511" unitRef="usd">119692000</us-gaap:InterestPaidNet>
    <us-gaap:InterestPaidNet contextRef="c-7" decimals="-3" id="f-512" unitRef="usd">33370000</us-gaap:InterestPaidNet>
    <us-gaap:IncomeTaxesPaidNet contextRef="c-1" decimals="-3" id="f-513" unitRef="usd">10710000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:IncomeTaxesPaidNet contextRef="c-6" decimals="-3" id="f-514" unitRef="usd">2137000</us-gaap:IncomeTaxesPaidNet>
    <us-gaap:IncomeTaxesPaidNet contextRef="c-7" decimals="-3" id="f-515" unitRef="usd">802000</us-gaap:IncomeTaxesPaidNet>
    <hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets contextRef="c-1" decimals="-3" id="f-516" unitRef="usd">2690000</hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets>
    <hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets contextRef="c-6" decimals="-3" id="f-517" unitRef="usd">3299000</hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets>
    <hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets contextRef="c-7" decimals="-3" id="f-518" unitRef="usd">2009000</hbnc:TransferOfLoansToOtherRealEstateAndRepossessedAssets>
    <hbnc:TransferOfLoansHeldForInvestmentToLoansHeldForSale contextRef="c-1" decimals="-3" id="f-519" unitRef="usd">87638000</hbnc:TransferOfLoansHeldForInvestmentToLoansHeldForSale>
    <hbnc:TransferOfLoanToFromOtherRealEstateOwned contextRef="c-1" decimals="-3" id="f-520" unitRef="usd">0</hbnc:TransferOfLoanToFromOtherRealEstateOwned>
    <hbnc:TransferOfLoanToFromOtherRealEstateOwned contextRef="c-6" decimals="-3" id="f-521" unitRef="usd">0</hbnc:TransferOfLoanToFromOtherRealEstateOwned>
    <hbnc:TransferOfLoanToFromOtherRealEstateOwned contextRef="c-7" decimals="-3" id="f-522" unitRef="usd">1479000</hbnc:TransferOfLoanToFromOtherRealEstateOwned>
    <hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities contextRef="c-1" decimals="-3" id="f-523" unitRef="usd">0</hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities>
    <hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities contextRef="c-6" decimals="-3" id="f-524" unitRef="usd">0</hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities>
    <hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities contextRef="c-7" decimals="-3" id="f-525" unitRef="usd">120881000</hbnc:TransferOfAvailableForSaleSecuritiesToHeldToMaturitySecurities>
    <hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled contextRef="c-1" decimals="-3" id="f-526" unitRef="usd">0</hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled>
    <hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled contextRef="c-6" decimals="-3" id="f-527" unitRef="usd">43962000</hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled>
    <hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled contextRef="c-7" decimals="-3" id="f-528" unitRef="usd">0</hbnc:RedemptionOfCashValueOfLifeInsuranceNotSettled>
    <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="c-4" decimals="-3" id="f-529" unitRef="usd">7081000</us-gaap:DividendsPayableCurrentAndNoncurrent>
    <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="c-5" decimals="-3" id="f-530" unitRef="usd">7156000</us-gaap:DividendsPayableCurrentAndNoncurrent>
    <us-gaap:DividendsPayableCurrentAndNoncurrent contextRef="c-22" decimals="-3" id="f-531" unitRef="usd">7122000</us-gaap:DividendsPayableCurrentAndNoncurrent>
    <us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset contextRef="c-1" decimals="-3" id="f-532" unitRef="usd">0</us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset>
    <us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset contextRef="c-6" decimals="-3" id="f-533" unitRef="usd">14491000</us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset>
    <us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset contextRef="c-7" decimals="-3" id="f-534" unitRef="usd">0</us-gaap:ConsiderationReceivedForBeneficialInterestObtainedForTransferringFinancialAsset>
    <us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock contextRef="c-1" id="f-535">Nature of Operations and Summary of Significant Accounting Policies&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Nature of Business &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The consolidated financial statements of Horizon Bancorp, Inc. (&#x201c;Horizon&#x201d;) and its wholly owned subsidiary, Horizon Bank (&#x201c;Bank&#x201d;) together referred to as &#x201c;Horizon,&#x201d; conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Bank is a full&#x2013;service commercial bank offering a broad range of commercial and retail banking and other services incident to banking along with a trust department that offers corporate and individual trust and agency services and investment management services. The Bank maintains 71 full service offices. The Bank has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#x201c;Horizon Investments&#x201d;), Horizon Properties, Inc. (&#x201c;Horizon Properties&#x201d;), Horizon Insurance Services, Inc. (&#x201c;Horizon Insurance&#x201d;) and Horizon Grantor Trust. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#x2019;s Wealth Management to sell certain insurance products. Horizon Grantor Trust holds title to certain company owned life insurance policies. Horizon conducts no business except that incident to its ownership of the subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#x201c;Trust II&#x201d;) and Horizon Bancorp Capital Trust III in 2006 (&#x201c;Trust III&#x201d;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the following acquisitions: Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#x201c;Alliance Trust&#x201d;); American Trust &amp;amp; Savings Bank in 2010, which formed Am Tru Statutory Trust I (&#x201c;Am Tru Trust&#x201d;); Heartland Bancshares, Inc. in 2013, which formed Heartland (IN) Statutory Trust II (&#x201c;Heartland Trust&#x201d;); LaPorte Bancorp, Inc. in 2016, which had acquired City Savings Statutory Trust I (&#x201c;City Savings Trust&#x201d;); and Salin Bancshares, Inc. in 2019, which formed Salin Statutory Trust I (&#x201c;Salin Trust&#x201d;). See Note 13 of the Consolidated Financial Statements for further discussion regarding these previously consolidated entities that are now reported separately. The business of Horizon is not seasonal to any material degree.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Basis of Reporting &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The consolidated financial statements include the accounts of Horizon and subsidiaries. All material inter-company accounts and transactions have been eliminated in consolidation.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Use of Estimates &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. The allowance for credit losses and the fair values of financial instruments are particularly subject to change.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Business Combinations &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Business combinations are accounted for using the acquisition method of accounting. The accounts of an acquired entity are included as of the date of acquisition, and any excess of purchase price over the fair value of the net assets acquired is capitalized as goodwill. Horizon typically issues Common Stock and/or pays cash for an acquisition, depending on the terms of the acquisition agreement. The value of Common Stock issued is determined based on the market price of the stock as of the closing of the acquisition. Acquisition costs are expensed when incurred. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Cash and Cash Equivalents &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Cash and cash equivalents includes cash, deposits with other financial institutions with original maturities under 90 days, and federal funds sold.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair Value Measurements &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Horizon uses fair value measurements to record fair value adjustments, to certain assets, and liabilities and to determine fair value disclosures. Horizon has adopted Accounting Standards Codification (ASC) 820, Fair Value Measurements and Disclosures for all applicable financial and nonfinancial assets and liabilities. This accounting guidance defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. This guidance applies only when other guidance requires or permits assets or liabilities to be measured at fair value; it does not expand the use of fair value in any new circumstances.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As defined in codification, fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants. It represents an exit price at the measurement date. Market participants are buyers and sellers, who are independent, knowledgeable, and willing and able to transact in the principal (or most advantageous) market for the asset or liability being measured. Current market conditions, including imbalances between supply and demand, are considered in determining fair value. Horizon values its assets and liabilities in the principal market where it sells the particular asset or transfers the liability with the greatest volume and level of activity. In the absence of a principal market, the valuation is based on the most advantageous market for the asset or liability (i.e., the market where the asset could be sold or the liability transferred at a price that maximizes the amount to be received for the asset or minimizes the amount to be paid to transfer the liability).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In measuring the fair value of an asset, Horizon assumes the highest and best use of the asset by a market participant to maximize the value of the asset, and does not consider the intended use of the asset.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When measuring the fair value of a liability, Horizon assumes that the nonperformance risk associated with the liability is the same before and after the transfer. Nonperformance risk is the risk that an obligation will not be satisfied and encompasses not only Horizon&#x2019;s own credit risk (i.e., the risk that Horizon will fail to meet its obligation), but also other risks such as settlement risk. Horizon considers the effect of its own credit risk on the fair value for any period in which fair value is measured.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There are three acceptable valuation techniques that can be used to measure fair value: the market approach, the income approach and the cost approach. Selection of the appropriate technique for valuing a particular asset or liability takes into consideration the exit market, the nature of the asset or liability being valued, and how a market participant would value the same asset or liability. Ultimately, determination of the appropriate valuation method requires significant judgment, and sufficient knowledge and expertise are required to apply the valuation techniques.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions which market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from a source independent of Horizon. Unobservable inputs are assumptions based on Horizon&#x2019;s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy which gives the highest ranking to quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1) and the lowest ranking to unobservable inputs (Level 3). Fair values for assets or liabilities classified as Level 2 are based on one or a combination of the following factors: (i) quoted prices for similar assets; (ii) observable inputs for the asset or liability, such as interest rates or yield curves; or (iii) inputs derived principally from or corroborated by observable market data. The level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company considers an input to be significant if it drives 10% or more of the total fair value of a particular asset or liability.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly (i.e., daily, weekly, monthly or quarterly). Recurring valuation occurs at a minimum on the measurement date. Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, nonrecurring valuation is the result of the application of other accounting pronouncements which require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The fair value of assets or liabilities transferred in or out of Level 3 is measured on the transfer date, with any additional changes in fair value subsequent to the transfer considered to be realized or unrealized gains or losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investment Securities Available for Sale &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Horizon designates a portion of its investment portfolio as available for sale based on management&#x2019;s plans to use such securities for asset and liability management, liquidity and not to hold such securities as long-term investments. Management repositions the portfolio to take advantage of future expected interest rate trends when Horizon&#x2019;s long-term profitability can be enhanced. Investment securities available for sale and marketable equity securities are carried at estimated fair value and any net unrealized gains/losses (after tax) on these securities are included in accumulated other comprehensive income. Amortization of premiums and accretion of discounts are recorded as interest income from securities. Gains/losses on the disposition of securities available for sale are recognized at the time of the transaction and are determined by the specific identification method.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investment Securities Held to Maturity &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Includes any security for which Horizon has the positive intent and ability to hold until maturity. These securities are carried at amortized cost.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. &lt;span style="-sec-ix-hidden:f-548"&gt;&lt;span style="-sec-ix-hidden:f-549"&gt;Accrued interest receivable&lt;/span&gt;&lt;/span&gt; totaling $25.6 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$23.7 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;at December&#160;31, 2024 and 2023 was excluded from the Allowance for Credit Losses (&#x201c;ACL&#x201d;) calculation and was reported in accrued interest receivable on the consolidated balance sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the effective yield method without anticipating prepayments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Interest on commercial, mortgage and installment loans is recognized over the term of the loans based on the principal amount outstanding. When principal or interest is past due 90 days or more, and the loan is not well secured or in the process of collection, or when serious doubt exists as to the collectability of a loan, the accrual of interest is discontinued. Loan origination fees, net of direct loan origination costs, are deferred and recognized over the life of the loan as a yield adjustment. Discounts and premiums on purchased loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;From time to time, the Bank obtains information that may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of this, it is management's policy to convert the loan from an &#x201c;earning asset&#x201d; to a non&#x2013;accruing loan. The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Further, it is management's policy to generally place a loan on non&#x2013;accrual status when the payment is delinquent in excess of 90 days or the loan has had the accrual of interest discontinued by management. The officer responsible for the loan and the Chief Commercial Banking and/or the Chief Operations Officer must review all loans placed on non&#x2013;accrual status. Subsequent payments on non&#x2013;accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non&#x2013;accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal in accordance with the loan terms. The Company requires a period of satisfactory performance of not less than six months before returning a non&#x2013;accrual loan to accrual status.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modified loan will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with regulatory guidance, charge&#x2013;offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company's policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For all loan portfolio segments except 1&#x2013;4 family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower's ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;charge&#x2013;off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company charges off 1&#x2013;4 family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge&#x2013;down or specific allocation of family first and junior lien mortgages to the net realizable value less costs to sell when the value is known but no later than when a loan is 180 days past due. Pursuant to such guidelines, the Company also charge off unsecured open&#x2013;end loans when the loan is contractually 90 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well&#x2013;secured and in the process of collection, such that collection in full will occur regardless of delinquency status, are not charged off. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A loan is individually evaluated when, based on current information, a creditor may be experiencing financial difficulty and repayment is substantially expected through operation or sale of collateral. For collateral&#x2013;dependent assets individually evaluated, the Company utilizes, as a practical expedient, the fair value of collateral, adjusted for estimated costs to sell, when determining the allowance for credit losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Smaller&#x2013;balance, homogeneous loans are evaluated in total. Such loans include residential first mortgage loans secured by 1&#x2013;4 family residences, residential construction loans, automobile, home equity, second mortgage loans and mortgage warehouse loans. Commercial loans and mortgage loans secured by other properties are evaluated individually. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Modifications for Borrowers Experiencing Financial Difficulty - &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company may renegotiate the terms of existing loans for a variety of reasons. When refinancing or restructuring a loan, the Company evaluates whether the borrower is experiencing financial difficulty. In making this determination, the Company considers whether the borrower is currently in default on any of its debt. In addition, the Company evaluates whether it is probable that the borrower would be in payment default on any of its debt in the foreseeable future without the modification and if the borrower (without the current modification) could obtain equivalent financing from another creditor at a market rate for similar debt. Modifications of loans to borrowers in these situations may indicate that the borrower is facing financial difficulty&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. For disclosure purposes, an other-than-insignificant payment delay represents a deferral of payments of greater than 3 months within a 12 month period.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Purchased Credit Deteriorated (&#x201c;PCD&#x201d;) Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company has purchased loans, some of which have experienced credit deterioration since origination. PCD loans are recorded at the amount paid. An ACL on loans is determined using the same methodology as other loans held for investment. The initial ACL on loans determined on a collective basis is allocated to individual loans. The sum of the loan&#x2019;s purchase price and ACL on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized or accreted into interest income over the remaining life of the loan. Subsequent changes to the ACL on loans are recorded through credit loss expense.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans Held for Sale &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Loans held for sale generally consist of mortgage loans originated and intended for sale in the secondary market and are carried at the lower of cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non&#x2013;interest income. Gains and losses on loan sales are recorded in non&#x2013;interest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in non&#x2013;interest income upon sale of the loan.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During the three months ended December 31, 2024, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. At December 31, 2024, loans held for sale consisted of mortgage loans originated for sale with a carrying value of $2.8 million and the mortgage warehouse loan portfolio with a carrying value of $64.8 million. The change in classification resulted in a reversal of $0.9 million in the allowance for credit losses for the year ended December 31, 2024. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Concentrations of Credit Risk &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Bank grants commercial, real estate, and consumer loans to customers located primarily in Indiana and Michigan. Commercial loans make up approximately 64% of the loan portfolio and are secured by both real estate and business assets. These loans are expected to be repaid from cash flows from operations of the businesses. The Bank does not have a concentration in speculative commercial real estate loans. Residential real estate loans make up approximately 17% of the loan portfolio and are secured by residential real estate. Installment loans make up approximately 20% of the loan portfolio and are primarily secured by consumer assets&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses (&#x201c;ACL&#x201d;) on Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The ACL on loans is a valuation account that is deducted from the loans&#x2019; amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the ACL when management believes the loan balance is confirmed to be no longer collectible. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Management estimates the ACL balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan&#x2013;specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, changes in economic conditions, or other relevant factors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company considers the following when estimating credit losses: 1) available information relevant to assessing the collectibility of cash flows including internal information, external information or a combination of both relating to past events, current conditions and reasonable and supportable forecasts; 2) relevant qualitative and quantitative factors relating to the environment in which the Company operates and factors specific to the borrower; 3) off&#x2013;balance sheet credit exposures; and credit support.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For periods beyond the reasonable and supportable forecast period, management applies a reversion method to estimate expected credit losses. The reversion method involves gradually reverting to historical loss experience over a specified period. Typically, the Company used a straight-line reversion method over a four-quarter period. Subsequent to the four quarter reversion period, the historical loss rate is applied to the remaining life of the loan. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ACL on loans is measured on a collective basis and reflects impairment in groups of loans aggregated on the basis of similar risk characteristics which may include any one or a combination of the following: internal credit ratings, risk ratings or classification, financial asset type, collateral type, size, industry of the borrower, historical or expected credit loss patterns, and reasonable and supportable forecast periods. The ACL for a specific portfolio segment is computed by multiplying the loss rate by the amortized cost balance of the segment with adjustments for other qualitative factors as described above. As appropriate, newer credit products or portfolios with limited historical loss may use applicable external data for determining the ACL until experience justifies that sufficient product maturity supports the estimate of expected credit losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Pursuant to ASC 326&#x2013;20&#x2013;30&#x2013;9, an entity shall not rely solely on past events to estimate expected credit losses, and should consider adjustments to historical information to reflect the extent to which management expects current conditions and forecasted conditions to differ from the periods utilized for the historical loss rate calculation. Management has incorporated an adjustment of the historical loss rate calculated within the model to reflect current and forecasted condition and has applied this adjustment on a qualitative factor basis to the aggregate pool loss rate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The qualitative adjustment is based on a combination of external econometric data and internal factors such as portfolio composition, changes in management, changes in loan policy and other factors. The economic forecast is based in part on economic indexes and quantitative matrices with a twenty&#x2013;four month forecast. The qualitative adjustment is calculated based on current and forecasted conditions and evaluated each quarter by management, and therefore is dynamic in nature. The qualitative economic adjustment is then reverted over a twelve month period to the historical base loss rate which is preserved in the calculation of &#x201c;all in&#x201d; loss rate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Specific reserves reflect collateral shortfalls on loans identified for evaluation or individually considered non&#x2013;performing, including troubled debt restructurings and receivables where the Company has determined foreclosure is probable. These loans no longer have similar risk characteristics to collectively evaluated loans due to changes in credit risk, borrower circumstances, recognition of write&#x2013;offs, or cash collections that have been fully applied to principal on the basis of non&#x2013;accrual policies. At a minimum, the population of loans subject to individual evaluation &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;include individual loans and leases where it is probable we will be unable to collect all amounts due, according to the original contractual terms. These include commercial impaired loans, jumbo residential mortgages (as defined), and jumbo home equity loans with a balance exceeding $250,000, and other loans as determined by management. ACL for residential and consumer loans are, primarily, determined by pools of similar loans and are evaluated on a quarterly basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Off&#x2013;Balance Sheet (&#x201c;OBS&#x201d;) Credit Exposures &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Available for Sale Securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security&#x2019;s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Held to Maturity Securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#x201c;NRSRO&#x201d;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Premises and Equipment &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Land is carried at cost. Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Buildings and major improvements are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 3 to 40 years. Furniture and equipment are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 2 to 20 years. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on disposition are included in current operations.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Repossessed Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;- Repossessed assets consist of property that has been repossessed and is comprised of commercial and residential real estate and other non-real estate property, including auto and recreational and marine vehicles. The assets are initially recorded at fair value less estimated selling costs, establishing a new cost basis. Initial valuation adjustments are charged to the allowance for credit losses. Fair values are estimated primarily based on appraisals, third-party price opinions, or internally developed pricing models. After initial &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;recognition, fair value estimates are updated periodically. Declines in fair value below cost are recognized through valuation allowances which may be reversed when supported by future increases in fair value. These valuation adjustments, in addition to gains and losses realized on sales and net operating expenses, are recorded in other non-interest expense. Repossessed assets are included in other assets on the consolidated balance sheet.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The stock is a required investment for institutions that are members of the Federal Reserve Bank (&#x201c;FRB&#x201d;) and Federal Home Loan Bank (&#x201c;FHLB&#x201d;) systems. The required investment in the common stock is based on a predetermined formula.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Partnership Investments &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company invests in partnerships that generate qualified affordable housing and solar tax credits. The Company has elected to account for partnership investments in qualified affordable housing using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized to income tax expense in proportion to the tax credits and other tax benefits received. This net investment performance is recognized in the income statement as a component of income tax expense. The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method. The investment in the limited partnerships totaling &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$24.9 million&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and $27.2&#160;million at December&#160;31, 2024 and 2023, respectively is included in other assets in the consolidated balance sheets. The Company investments in qualified affordable housing tax credits and had funding commitments of &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$14.9 million&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; at December&#160;31, 2024. There has not been any significant amortization or tax credits recorded related to the qualified affordable housing tax credits at December&#160;31, 2024. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Mortgage Servicing Rights &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets and included in other assets on the balance sheet. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to non&#x2013;interest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as loan term, rate type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported with mortgage servicing income net of impairment on the income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Servicing fee income, which is reported on the income statement as &lt;span style="-sec-ix-hidden:f-580"&gt;mortgage servicing income, net&lt;/span&gt;, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees t&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;otaled $1.7 million, $2.7 million and&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; $4.8 million for the years ended December&#160;31, 2024, 2023, and 2022, respectively. Late fees and ancillary fees related to loan servicing were not material. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Goodwill and Intangible Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Goodwill is tested annually for impairment or more frequently should potential triggering events be identified that may indicate potential impairment. At December&#160;31, 2024, Horizon had core deposit intangibles of $10.2 million subject to amortization and $155.2 million of goodwill, which is not subject to &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. Horizon&#x2019;s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of Horizon to provide quality, cost effective banking services in a competitive marketplace. The goodwill value is supported by revenue that is in part driven by the volume of business transacted. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. A large majority of the goodwill relates to the acquisitions of Heartland, Summit, Peoples, Kosciusko, LaPorte, Lafayette, Wolverine and Salin.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Advertising Costs &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Advertising costs are expensed as incurred and included in non-interest expenses in the Consolidated Statement of Income&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;. For the year ended December 31, 2024, 2023, and 2023, the Company incurred advertising costs of $1.2&#160;million, $1.2&#160;million, and $0.9&#160;million, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Bank Owned Life Insurance (&#x201c;BOLI&#x201d;) &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2013; BOLI has been purchased on certain employees and directors of the Company. The Company records the life insurance at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company purchases certain securities, generally U.S. government&#x2013;sponsored entity and agency securities, under agreements to resell. The amounts advanced under these agreements represent short&#x2013;term secured loans and are reflected as assets in the accompanying consolidated balance sheets. We also sell certain securities under agreements to repurchase. These agreements are treated as collateralized financing transactions. These and other secured borrowings such as loans sold not qualifying for sale accounting treatment, are reflected as liabilities in the accompanying consolidated balance sheets and are recorded at the amount of cash received in connection with the transaction. Short&#x2013;term securities sold under agreements to repurchase generally mature within one to four days from the transaction date. Securities, generally U.S. government agency securities, pledged as collateral under these financing arrangements can be re&#x2013;pledged by the secured party. Additional collateral may be required based on the fair value of the underlying securities.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Income Taxes &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;Income Taxes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management&#x2019;s judgment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company files consolidated income tax returns with its subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Trust Assets and Income &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Property, other than cash deposits, held in a fiduciary or agency capacity is not included in the consolidated balance sheets since such property is not owned by Horizon.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Transfer of Financial Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The transfer of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company and put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Earnings per Common Share &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted&#x2013;average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock. The following table shows computation of basic and diluted earnings per share.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.296%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Basic earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,702,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,630,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,568,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Basic earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2.14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Diluted earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income available to common shareholders&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,702,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,630,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,568,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Effect of dilutive securities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Restricted stock&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;359,704&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;208,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock options&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,911&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;44,064,490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,843,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,699,115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Diluted earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.80&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2.14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There were &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;85,512&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, 226,028 and 319,760 shares for the years ended December&#160;31, 2024, 2023 and 2022, respectively, which were not included in the computation of diluted earnings per share because they were non-dilutive.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On July 16, 20&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;19, the Board of Directors of the Company authorized a stock repurchase program for up to 2,250,000 shares of Horizon&#x2019;s issued and outstanding common stock, no par value. As of December&#160;31, 2024, Horizon had repurchased a total of 803,349 shares at an average price per share of $16.89. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Consolidated Statements of Cash Flows &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For purposes of reporting cash flows, cash and cash equivalents are defined to include cash and due from banks, money market investments and federal funds sold with maturities of one day or less. Horizon reports net cash flows for customer loan transactions, deposit transactions, short&#x2013;term investments and short-term borrowings.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Comprehensive Income (Loss) &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized gain (loss) on available for sale securities, unrealized and realized gains and losses in cash flow derivative financial instruments and accretion (amortization) of available for sale securities transferred to held to maturity.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Share&#x2013;Based Compensation &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; At December&#160;31, 2024, Horizon had share&#x2013;based compensation plans, which are described more fully in Note 20. All share&#x2013;based payments are to be recognized as expense, based upon their fair values, in the financial statements over the vesting period of the awards. Horizon has recorded approximately $4.6 million, $3.6 million, and $2.5 million in compensation expense relating to vesting of stock options and restricted stock awards less estimated forfeitures for the year ended December&#160;31, 2024, 2023 and 2022, respectively. The Company recognizes forfeitures as a reduction to expense only when they have occurred.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Derivative Financial Instruments &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company occasionally enters into derivative financial instruments as part of its interest rate risk management strategies. These derivative financial instruments consist primarily of interest rate swaps. All derivative instruments are recorded on the Consolidated Balance Sheets, as either an asset or liability, at their fair value. The accounting for the gain or loss resulting from the change in fair value depends on the intended use of the derivative. For a derivative used to hedge changes in fair value of a recognized asset or liability, or an unrecognized firm commitment, the gain or loss on the derivative will be recognized in earnings together with the offsetting loss or gain on the hedged item. This results in an earnings impact only to the extent that the hedge is ineffective in achieving offsetting changes in fair value. If it is determined that the derivative instrument is not highly effective as a hedge, hedge accounting is discontinued and the adjustment to fair value of the derivative instrument is recorded in earnings. For a derivative used to hedge changes in cash flows associated with forecasted transactions, the gain or loss of the effective portion of the derivative will be deferred, and reported as accumulated other comprehensive income, a component of stockholders&#x2019; equity, until such time the hedged transaction affects earnings. For derivative instruments not accounted for as hedges, changes in fair value are recognized in non&#x2013;interest income or non&#x2013;interest expense.  See Note 21 - Derivative Financial Instruments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Revenue Recognition &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Accounting Standards Codification 606, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;&#x201c;Revenue from Contracts with Customers&#x201d; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;(ASC 606) provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance enumerates five steps that entities should follow in achieving this core principle. Revenue generated from financial instruments, including loans and investment securities, are not included in the scope of ASC 606. The adoption of ASC 606 did not result in a change to the accounting of any of the Company&#x2019;s revenue streams that are within the scope of the amendments. Revenue&#x2013;gathering activities that are within the scope of ASC 606 and that are presented as non-interest income in the Company&#x2019;s consolidated statements of income include:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt"&gt;Service charges and fees on deposit accounts &#x2013; these include general service fees charged for deposit account maintenance and activity and transaction-based fees charged for certain services, such as debit card, wire transfer and overdraft activities. Revenue is recognized when the performance obligation is completed, which is generally after a transaction is completed or monthly for account maintenance services.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt"&gt;Fiduciary activities &#x2013; this includes periodic fees due from trust and wealth management customers for managing the customers&#x2019; financial assets. Fees are charged based on a standard agreement and are recognized as they are earned.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Segments &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company has identified one reporting unit and one operating segment, community banking, which encompasses commercial and consumer banking services to serve a similar base of clients utilizing company-wide offerings of similar products and services managed through similar processes and platforms offered to individuals, businesses, municipalities and other entities. See Note 26 - Segment Reporting for more details.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:12pt;font-weight:700;line-height:120%"&gt;Revision of Previously Issued Financial Statements &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;In connection with the preparation of its financial statements for the second quarter of 2024, management corrected a prior computation of the Company&#x2019;s total capital (to risk-weighted assets), Tier 1 capital (to risk-weighted assets), and Tier 1 capital (to average assets) ratios for purposes of the Company&#x2019;s consolidated financial statements for holding companies filed with the Federal Reserve (the &#x201c;Regulatory Filings&#x201d;), which involved an incorrect classification of the Company&#x2019;s subordinated notes as Tier 1 capital. This incorrect classification affected the Company's regulatory capital disclosures in certain prior period filings with the SEC, as those disclosures were sourced from the Regulatory Filings. The Company evaluated the effects of the incorrect classification to its previously filed Regulatory Filings and previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon qualitative and quantitative factors, determined the errors were not material to the previously filed Regulatory Filings or the previously issued financial statements and disclosures included in our Annual Reports on Form 10-K for the years ended December 31, 2020, 2021, 2022 and 2023, or for any of the quarterly reports included therein or through our Quarterly Report on Form 10-Q for the quarterly period ended March 31, 2024. The Company has amended its Regulatory Filings for the periods ended March 31, 2024 and December 31, 2023 to reclassify the subordinated notes balance from Tier 1 capital into Tier 2 capital. The correction of the classification had no effect on the Company&#x2019;s consolidated financial statements and related disclosures or the amounts or disclosure of the regulatory capital ratios of the Bank as included in its call reports. The Company continues to exceed regulatory proxy ratios to be considered &#x201c;well capitalized&#x201d;, plus the capital conservation buffer, at December&#160;31, 2024&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;We evaluated the aggregate effects of this error to our previously issued financial statements in accordance with SEC Staff Accounting Bulletins No. 99 and No. 108 and, based upon quantitative and qualitative factors, determined that the error was not material to the previously issued financial statements and disclosures included in our Annual Report on Form 10&#x2013;K for the year ended December 31, 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Adoption of New Accounting Standards&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2023&#x2013;02, "&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method" &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;("ASU 2023-02") allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. ASU 2023-02 was adopted as of January 1, 2024 without a material impact to the Company's financial&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:18pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2023-07, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;&#x201c;Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ("ASU 2023-07") expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment&#x2019;s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. These amendments should be applied retrospectively. ASU 2023-07 was adopted as January 1, 2024. See Note 26 - Segment Reporting for more details.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Accounting Guidance Issued But Not Yet Adopted&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU No. 2023-09 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;"Income Taxes (Topic 740): Improvements to Income Tax Disclosures"&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ("ASU 2023-09") requires additional annual disclosures including further disaggregation of information in the rate reconciliation, additional information for reconciling items meeting a quantitative threshold, further disaggregation of income taxes paid and other required disclosures. ASU 2023-09 is effective for the Company in the annual period beginning on January 1, 2025 and applied on a prospective basis with both early adoption and retrospective application permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-01&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt; &#x201c;Compensation &#x2014; Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; (&#x201c;ASU 2024-01&#x201d;) clarifies how an entity determines whether a profits interest or similar award is within the scope of Topic 718 or is not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 provides an illustrative example with multiple fact patterns and also amends certain language in the &#x201c;Scope&#x201d; and &#x201c;Scope Exceptions&#x201d; sections of Topic 718 to improve its clarity and operability without changing the guidance. Entities can apply the amendments either retrospectively to all prior periods presented in the financial statements or prospectively to profits interest and similar awards granted or modified on or after the date of adoption. If prospective application is elected, an entity must disclose the nature of and reason for the change in accounting principle. ASU 2024-01 is effective for fiscal years beginning after December 15, 2024, including interim periods, and is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-03 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;"Income Statement &#x2014; Reporting Comprehensive Income &#x2014; Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses" &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;("ASU 2024-03") requires disaggregated disclosure of income statement expenses for public business entities. ASU 2024-03 requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. Additionally, entities must disclose the total amount of selling expenses and, in annual reporting periods, an entity&#x2019;s definition of selling expenses. ASU 2024-03 is effective for the Company, on a prospective basis, for annual periods beginning in 2027, and interim periods within fiscal years beginning in 2028, though early adoption and retrospective application is permitted. ASU 2024-03 is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-04&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt; &#x201c;Debt - Debt with Conversion and Other Options (Subtopic 470-20)&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; (&#x201c;ASU 2024-04&#x201d;) clarifies wither the settlement of convertible debt, including debt containing cash conversion features at terms that are different from the terms included in the existing debt instrument, should be accounted for as an induced conversion or a debt extinguishment. ASU 2024-04 is effective for public business entities January 1, 2025 and is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;</us-gaap:OrganizationConsolidationAndPresentationOfFinancialStatementsDisclosureAndSignificantAccountingPoliciesTextBlock>
    <hbnc:NatureOfBusinessPolicyTextBlock contextRef="c-1" id="f-536">&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Nature of Business &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The consolidated financial statements of Horizon Bancorp, Inc. (&#x201c;Horizon&#x201d;) and its wholly owned subsidiary, Horizon Bank (&#x201c;Bank&#x201d;) together referred to as &#x201c;Horizon,&#x201d; conform to accounting principles generally accepted in the United States of America and reporting practices followed by the banking industry. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Bank is a full&#x2013;service commercial bank offering a broad range of commercial and retail banking and other services incident to banking along with a trust department that offers corporate and individual trust and agency services and investment management services. The Bank maintains 71 full service offices. The Bank has wholly owned direct and indirect subsidiaries: Horizon Investments, Inc. (&#x201c;Horizon Investments&#x201d;), Horizon Properties, Inc. (&#x201c;Horizon Properties&#x201d;), Horizon Insurance Services, Inc. (&#x201c;Horizon Insurance&#x201d;) and Horizon Grantor Trust. Horizon Investments manages the investment portfolio of the Bank. Horizon Properties manages the real estate investment trust. Horizon Insurance is used by the Company&#x2019;s Wealth Management to sell certain insurance products. Horizon Grantor Trust holds title to certain company owned life insurance policies. Horizon conducts no business except that incident to its ownership of the subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon formed Horizon Bancorp Capital Trust II in 2004 (&#x201c;Trust II&#x201d;) and Horizon Bancorp Capital Trust III in 2006 (&#x201c;Trust III&#x201d;) for the purpose of participating in pooled trust preferred securities offerings. The Company assumed additional debentures as the result of the following acquisitions: Alliance Financial Corporation in 2005, which formed Alliance Financial Statutory Trust I (&#x201c;Alliance Trust&#x201d;); American Trust &amp;amp; Savings Bank in 2010, which formed Am Tru Statutory Trust I (&#x201c;Am Tru Trust&#x201d;); Heartland Bancshares, Inc. in 2013, which formed Heartland (IN) Statutory Trust II (&#x201c;Heartland Trust&#x201d;); LaPorte Bancorp, Inc. in 2016, which had acquired City Savings Statutory Trust I (&#x201c;City Savings Trust&#x201d;); and Salin Bancshares, Inc. in 2019, which formed Salin Statutory Trust I (&#x201c;Salin Trust&#x201d;). See Note 13 of the Consolidated Financial Statements for further discussion regarding these previously consolidated entities that are now reported separately. The business of Horizon is not seasonal to any material degree.&lt;/span&gt;&lt;/div&gt;</hbnc:NatureOfBusinessPolicyTextBlock>
    <hbnc:FullServiceFacilitiesMaintainedByBank contextRef="c-1" decimals="INF" id="f-537" unitRef="office">71</hbnc:FullServiceFacilitiesMaintainedByBank>
    <us-gaap:BasisOfAccountingPolicyPolicyTextBlock contextRef="c-1" id="f-538">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Basis of Reporting &lt;/span&gt;&#x2014; The consolidated financial statements include the accounts of Horizon and subsidiaries.</us-gaap:BasisOfAccountingPolicyPolicyTextBlock>
    <us-gaap:ConsolidationPolicyTextBlock contextRef="c-1" id="f-539">All material inter-company accounts and transactions have been eliminated in consolidation.</us-gaap:ConsolidationPolicyTextBlock>
    <us-gaap:UseOfEstimates contextRef="c-1" id="f-540">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Use of Estimates &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The preparation of financial statements in conformity with accounting principles generally accepted in the United States of America requires management to make estimates and assumptions that affect the reported amounts of assets and liabilities and disclosure of contingent assets and liabilities at the date of the financial statements and the reported amounts of revenue and expenses during the reporting period. Actual results could differ from those estimates. The allowance for credit losses and the fair values of financial instruments are particularly subject to change.&lt;/span&gt;&lt;/div&gt;</us-gaap:UseOfEstimates>
    <us-gaap:BusinessCombinationsPolicy contextRef="c-1" id="f-541">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Business Combinations &lt;/span&gt;&#x2014; Business combinations are accounted for using the acquisition method of accounting. The accounts of an acquired entity are included as of the date of acquisition, and any excess of purchase price over the fair value of the net assets acquired is capitalized as goodwill. Horizon typically issues Common Stock and/or pays cash for an acquisition, depending on the terms of the acquisition agreement. The value of Common Stock issued is determined based on the market price of the stock as of the closing of the acquisition. Acquisition costs are expensed when incurred.</us-gaap:BusinessCombinationsPolicy>
    <us-gaap:CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy contextRef="c-1" id="f-542">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Cash and Cash Equivalents &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Cash and cash equivalents includes cash, deposits with other financial institutions with original maturities under 90 days, and federal funds sold.&lt;/span&gt;&lt;/div&gt;</us-gaap:CashAndCashEquivalentsUnrestrictedCashAndCashEquivalentsPolicy>
    <us-gaap:FairValueMeasurementPolicyPolicyTextBlock contextRef="c-1" id="f-543">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Fair Value Measurements &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Horizon uses fair value measurements to record fair value adjustments, to certain assets, and liabilities and to determine fair value disclosures. Horizon has adopted Accounting Standards Codification (ASC) 820, Fair Value Measurements and Disclosures for all applicable financial and nonfinancial assets and liabilities. This accounting guidance defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. This guidance applies only when other guidance requires or permits assets or liabilities to be measured at fair value; it does not expand the use of fair value in any new circumstances.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As defined in codification, fair value is the price to sell an asset or transfer a liability in an orderly transaction between market participants. It represents an exit price at the measurement date. Market participants are buyers and sellers, who are independent, knowledgeable, and willing and able to transact in the principal (or most advantageous) market for the asset or liability being measured. Current market conditions, including imbalances between supply and demand, are considered in determining fair value. Horizon values its assets and liabilities in the principal market where it sells the particular asset or transfers the liability with the greatest volume and level of activity. In the absence of a principal market, the valuation is based on the most advantageous market for the asset or liability (i.e., the market where the asset could be sold or the liability transferred at a price that maximizes the amount to be received for the asset or minimizes the amount to be paid to transfer the liability).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In measuring the fair value of an asset, Horizon assumes the highest and best use of the asset by a market participant to maximize the value of the asset, and does not consider the intended use of the asset.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When measuring the fair value of a liability, Horizon assumes that the nonperformance risk associated with the liability is the same before and after the transfer. Nonperformance risk is the risk that an obligation will not be satisfied and encompasses not only Horizon&#x2019;s own credit risk (i.e., the risk that Horizon will fail to meet its obligation), but also other risks such as settlement risk. Horizon considers the effect of its own credit risk on the fair value for any period in which fair value is measured.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There are three acceptable valuation techniques that can be used to measure fair value: the market approach, the income approach and the cost approach. Selection of the appropriate technique for valuing a particular asset or liability takes into consideration the exit market, the nature of the asset or liability being valued, and how a market participant would value the same asset or liability. Ultimately, determination of the appropriate valuation method requires significant judgment, and sufficient knowledge and expertise are required to apply the valuation techniques.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Valuation inputs refer to the assumptions market participants would use in pricing a given asset or liability using one of the three valuation techniques. Inputs can be observable or unobservable. Observable inputs are those assumptions which market participants would use in pricing the particular asset or liability. These inputs are based on market data and are obtained from a source independent of Horizon. Unobservable inputs are assumptions based on Horizon&#x2019;s own information or estimate of assumptions used by market participants in pricing the asset or liability. Unobservable inputs are based on the best and most current information available on the measurement date. All inputs, whether observable or unobservable, are ranked in accordance with a prescribed fair value hierarchy which gives the highest ranking to quoted prices (unadjusted) in active markets for identical assets or liabilities (Level 1) and the lowest ranking to unobservable inputs (Level 3). Fair values for assets or liabilities classified as Level 2 are based on one or a combination of the following factors: (i) quoted prices for similar assets; (ii) observable inputs for the asset or liability, such as interest rates or yield curves; or (iii) inputs derived principally from or corroborated by observable market data. The level in the fair value hierarchy within which the fair value measurement in its entirety falls is determined based on the lowest level input that is significant to the fair value measurement in its entirety. The Company considers an input to be significant if it drives 10% or more of the total fair value of a particular asset or liability.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Assets and liabilities are considered to be fair valued on a recurring basis if fair value is measured regularly (i.e., daily, weekly, monthly or quarterly). Recurring valuation occurs at a minimum on the measurement date. Assets and liabilities are considered to be fair valued on a nonrecurring basis if the fair value measurement of the instrument does not necessarily result in a change in the amount recorded on the balance sheet. Generally, nonrecurring valuation is the result of the application of other accounting pronouncements which require assets or liabilities to be assessed for impairment or recorded at the lower of cost or fair value. The fair value of assets or liabilities transferred in or out of Level 3 is measured on the transfer date, with any additional changes in fair value subsequent to the transfer considered to be realized or unrealized gains or losses.&lt;/span&gt;&lt;/div&gt;</us-gaap:FairValueMeasurementPolicyPolicyTextBlock>
    <us-gaap:AlternativeInvestmentMeasurementInput
      contextRef="c-39"
      decimals="INF"
      id="f-544"
      unitRef="number">0.10</us-gaap:AlternativeInvestmentMeasurementInput>
    <us-gaap:MarketableSecuritiesPolicy contextRef="c-1" id="f-545">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investment Securities Available for Sale &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Horizon designates a portion of its investment portfolio as available for sale based on management&#x2019;s plans to use such securities for asset and liability management, liquidity and not to hold such securities as long-term investments. Management repositions the portfolio to take advantage of future expected interest rate trends when Horizon&#x2019;s long-term profitability can be enhanced. Investment securities available for sale and marketable equity securities are carried at estimated fair value and any net unrealized gains/losses (after tax) on these securities are included in accumulated other comprehensive income. Amortization of premiums and accretion of discounts are recorded as interest income from securities. Gains/losses on the disposition of securities available for sale are recognized at the time of the transaction and are determined by the specific identification method.&lt;/span&gt;&lt;/div&gt;</us-gaap:MarketableSecuritiesPolicy>
    <us-gaap:HeldToMaturitySecuritiesPurchasedOptionsPricePolicy contextRef="c-1" id="f-546">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Investment Securities Held to Maturity &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Includes any security for which Horizon has the positive intent and ability to hold until maturity. These securities are carried at amortized cost.&lt;/span&gt;&lt;/div&gt;</us-gaap:HeldToMaturitySecuritiesPurchasedOptionsPricePolicy>
    <us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy contextRef="c-1" id="f-547">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Loans that management has the intent and ability to hold for the foreseeable future or until maturity or payoff are reported at amortized cost. Amortized cost is the principal balance outstanding, net of purchase premiums and discounts, deferred loan fees and costs. &lt;span style="-sec-ix-hidden:f-548"&gt;&lt;span style="-sec-ix-hidden:f-549"&gt;Accrued interest receivable&lt;/span&gt;&lt;/span&gt; totaling $25.6 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$23.7 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;at December&#160;31, 2024 and 2023 was excluded from the Allowance for Credit Losses (&#x201c;ACL&#x201d;) calculation and was reported in accrued interest receivable on the consolidated balance sheet. Interest income is accrued on the unpaid principal balance. Loan origination fees, net of certain direct origination costs, are deferred and recognized in interest income using the effective yield method without anticipating prepayments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Interest on commercial, mortgage and installment loans is recognized over the term of the loans based on the principal amount outstanding. When principal or interest is past due 90 days or more, and the loan is not well secured or in the process of collection, or when serious doubt exists as to the collectability of a loan, the accrual of interest is discontinued. Loan origination fees, net of direct loan origination costs, are deferred and recognized over the life of the loan as a yield adjustment. Discounts and premiums on purchased loans are amortized to income using the interest method over the remaining period to contractual maturity, adjusted for anticipated prepayments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;From time to time, the Bank obtains information that may lead management to believe that the collection of payments may be doubtful on a particular loan. In recognition of this, it is management's policy to convert the loan from an &#x201c;earning asset&#x201d; to a non&#x2013;accruing loan. The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date. Further, it is management's policy to generally place a loan on non&#x2013;accrual status when the payment is delinquent in excess of 90 days or the loan has had the accrual of interest discontinued by management. The officer responsible for the loan and the Chief Commercial Banking and/or the Chief Operations Officer must review all loans placed on non&#x2013;accrual status. Subsequent payments on non&#x2013;accrual loans are recorded as a reduction of principal, and interest income is recorded only after principal recovery is reasonably assured. Non&#x2013;accrual loans are returned to accrual status when, in the opinion of management, the financial position of the borrower indicates there is no longer any reasonable doubt as to the timely collection of interest or principal in accordance with the loan terms. The Company requires a period of satisfactory performance of not less than six months before returning a non&#x2013;accrual loan to accrual status.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Expected credit losses are estimated over the contractual term of the loans, adjusted for expected prepayments when appropriate. The contractual term excludes expected extensions, renewals and modifications unless either of the following applies: management has a reasonable expectation at the reporting date that a modified loan will be executed with an individual borrower or the extension or renewal options are included in the original or modified contract at the reporting date and are not unconditionally cancellable by the Company.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Consistent with regulatory guidance, charge&#x2013;offs on all loan segments are taken when specific loans, or portions thereof, are considered uncollectible. The Company's policy is to promptly charge these loans off in the period the uncollectible loss is reasonably determined.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For all loan portfolio segments except 1&#x2013;4 family residential properties and consumer, the Company promptly charges off loans, or portions thereof, when available information confirms that specific loans are uncollectible based on information that includes, but is not limited to, (1) the deteriorating financial condition of the borrower, (2) declining collateral values, and/or (3) legal action, including bankruptcy, that impairs the borrower's ability to adequately meet its obligations. For impaired loans that are considered to be solely collateral dependent, a partial &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;charge&#x2013;off is recorded when a loss has been confirmed by an updated appraisal or other appropriate valuation of the collateral.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company charges off 1&#x2013;4 family residential and consumer loans, or portions thereof, when the Company reasonably determines the amount of the loss. The Company adheres to timeframes established by applicable regulatory guidance which provides for the charge&#x2013;down or specific allocation of family first and junior lien mortgages to the net realizable value less costs to sell when the value is known but no later than when a loan is 180 days past due. Pursuant to such guidelines, the Company also charge off unsecured open&#x2013;end loans when the loan is contractually 90 days past due. Loans at these respective delinquency thresholds for which the Company can clearly document that the loan is both well&#x2013;secured and in the process of collection, such that collection in full will occur regardless of delinquency status, are not charged off. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A loan is individually evaluated when, based on current information, a creditor may be experiencing financial difficulty and repayment is substantially expected through operation or sale of collateral. For collateral&#x2013;dependent assets individually evaluated, the Company utilizes, as a practical expedient, the fair value of collateral, adjusted for estimated costs to sell, when determining the allowance for credit losses.&lt;/span&gt;&lt;/div&gt;Smaller&#x2013;balance, homogeneous loans are evaluated in total. Such loans include residential first mortgage loans secured by 1&#x2013;4 family residences, residential construction loans, automobile, home equity, second mortgage loans and mortgage warehouse loans. Commercial loans and mortgage loans secured by other properties are evaluated individually.&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans Held for Sale &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Loans held for sale generally consist of mortgage loans originated and intended for sale in the secondary market and are carried at the lower of cost or fair value. Net unrealized losses, if any, are recognized through a valuation allowance by charges to non&#x2013;interest income. Gains and losses on loan sales are recorded in non&#x2013;interest income, and direct loan origination costs and fees are deferred at origination of the loan and are recognized in non&#x2013;interest income upon sale of the loan.&lt;/span&gt;&lt;/div&gt;</us-gaap:FinanceLoanAndLeaseReceivablesHeldForSalePolicy>
    <us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss contextRef="c-4" decimals="-5" id="f-550" unitRef="usd">25600000</us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss contextRef="c-5" decimals="-5" id="f-551" unitRef="usd">23700000</us-gaap:FinancingReceivableAccruedInterestAfterAllowanceForCreditLoss>
    <hbnc:LoanReceivablePeriodForDelinquencyStatus contextRef="c-40" id="f-552">P90D</hbnc:LoanReceivablePeriodForDelinquencyStatus>
    <hbnc:MinimumRequirePeriodForSatisfactoryPerformance contextRef="c-1" id="f-553">P6M</hbnc:MinimumRequirePeriodForSatisfactoryPerformance>
    <hbnc:AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod contextRef="c-41" id="f-554">P180D</hbnc:AllowanceForLoanLossesChargeDownFamilyFirstAndJuniorLienMortgagesPastDuePeriod>
    <hbnc:AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod contextRef="c-41" id="f-555">P90D</hbnc:AllowanceForLoanLossesChargeDownUnsecuredOpenEndLoansPastDuePeriod>
    <hbnc:BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock contextRef="c-1" id="f-556">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Modifications for Borrowers Experiencing Financial Difficulty - &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company may renegotiate the terms of existing loans for a variety of reasons. When refinancing or restructuring a loan, the Company evaluates whether the borrower is experiencing financial difficulty. In making this determination, the Company considers whether the borrower is currently in default on any of its debt. In addition, the Company evaluates whether it is probable that the borrower would be in payment default on any of its debt in the foreseeable future without the modification and if the borrower (without the current modification) could obtain equivalent financing from another creditor at a market rate for similar debt. Modifications of loans to borrowers in these situations may indicate that the borrower is facing financial difficulty&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loan modifications to borrowers experiencing financial difficulty may be in the form of principal forgiveness, an interest rate reduction, an other-than-insignificant payment delay, or a term extension or a combination thereof, among other things. For disclosure purposes, an other-than-insignificant payment delay represents a deferral of payments of greater than 3 months within a 12 month period.&lt;/span&gt;&lt;/div&gt;</hbnc:BorrowersExperiencingFinancialDifficultiesModificationsPolicyPolicyTextBlock>
    <hbnc:FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock contextRef="c-1" id="f-557">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Purchased Credit Deteriorated (&#x201c;PCD&#x201d;) Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company has purchased loans, some of which have experienced credit deterioration since origination. PCD loans are recorded at the amount paid. An ACL on loans is determined using the same methodology as other loans held for investment. The initial ACL on loans determined on a collective basis is allocated to individual loans. The sum of the loan&#x2019;s purchase price and ACL on loans becomes its initial amortized cost basis. The difference between the initial amortized cost basis and the par value of the loan is a noncredit discount or premium, which is amortized or accreted into interest income over the remaining life of the loan. Subsequent changes to the ACL on loans are recorded through credit loss expense.&lt;/span&gt;&lt;/div&gt;</hbnc:FinancingReceivableDeterioratedLoansTransferredInPolicyPolicyTextBlock>
    <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 contextRef="c-42" decimals="-5" id="f-558" unitRef="usd">2800000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
    <us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1 contextRef="c-43" decimals="-5" id="f-559" unitRef="usd">64800000</us-gaap:TransferOfPortfolioLoansAndLeasesToHeldForSale1>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-44" decimals="-5" id="f-560" unitRef="usd">-900000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:ConcentrationRiskCreditRisk contextRef="c-1" id="f-561">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Concentrations of Credit Risk &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Bank grants commercial, real estate, and consumer loans to customers located primarily in Indiana and Michigan. Commercial loans make up approximately 64% of the loan portfolio and are secured by both real estate and business assets. These loans are expected to be repaid from cash flows from operations of the businesses. The Bank does not have a concentration in speculative commercial real estate loans. Residential real estate loans make up approximately 17% of the loan portfolio and are secured by residential real estate. Installment loans make up approximately 20% of the loan portfolio and are primarily secured by consumer assets&lt;/span&gt;.</us-gaap:ConcentrationRiskCreditRisk>
    <hbnc:PercentageOfCommercialLoan contextRef="c-1" decimals="2" id="f-562" unitRef="number">0.64</hbnc:PercentageOfCommercialLoan>
    <hbnc:PercentageOfResidentialRealEstateLoan contextRef="c-1" decimals="2" id="f-563" unitRef="number">0.17</hbnc:PercentageOfResidentialRealEstateLoan>
    <hbnc:PercentageOfInstallmentLoans contextRef="c-1" decimals="2" id="f-564" unitRef="number">0.20</hbnc:PercentageOfInstallmentLoans>
    <us-gaap:FinanceLoansAndLeasesReceivablePolicy contextRef="c-1" id="f-565">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses (&#x201c;ACL&#x201d;) on Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The ACL on loans is a valuation account that is deducted from the loans&#x2019; amortized cost basis to present the net amount expected to be collected on the loans. Loans are charged off against the ACL when management believes the loan balance is confirmed to be no longer collectible. Expected recoveries do not exceed the aggregate of amounts previously charged off and expected to be charged off.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Management estimates the ACL balance using relevant information, from internal and external sources, relating to past events, current conditions, and reasonable and supportable forecasts. Historical credit loss experience provides the basis for the estimation of expected credit losses. Adjustments to historical loss information are made for differences in current loan&#x2013;specific risk characteristics such as differences in underwriting standards, portfolio mix, delinquency level, or term as well as for changes in environmental conditions, changes in economic conditions, or other relevant factors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company considers the following when estimating credit losses: 1) available information relevant to assessing the collectibility of cash flows including internal information, external information or a combination of both relating to past events, current conditions and reasonable and supportable forecasts; 2) relevant qualitative and quantitative factors relating to the environment in which the Company operates and factors specific to the borrower; 3) off&#x2013;balance sheet credit exposures; and credit support.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For periods beyond the reasonable and supportable forecast period, management applies a reversion method to estimate expected credit losses. The reversion method involves gradually reverting to historical loss experience over a specified period. Typically, the Company used a straight-line reversion method over a four-quarter period. Subsequent to the four quarter reversion period, the historical loss rate is applied to the remaining life of the loan. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ACL on loans is measured on a collective basis and reflects impairment in groups of loans aggregated on the basis of similar risk characteristics which may include any one or a combination of the following: internal credit ratings, risk ratings or classification, financial asset type, collateral type, size, industry of the borrower, historical or expected credit loss patterns, and reasonable and supportable forecast periods. The ACL for a specific portfolio segment is computed by multiplying the loss rate by the amortized cost balance of the segment with adjustments for other qualitative factors as described above. As appropriate, newer credit products or portfolios with limited historical loss may use applicable external data for determining the ACL until experience justifies that sufficient product maturity supports the estimate of expected credit losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Pursuant to ASC 326&#x2013;20&#x2013;30&#x2013;9, an entity shall not rely solely on past events to estimate expected credit losses, and should consider adjustments to historical information to reflect the extent to which management expects current conditions and forecasted conditions to differ from the periods utilized for the historical loss rate calculation. Management has incorporated an adjustment of the historical loss rate calculated within the model to reflect current and forecasted condition and has applied this adjustment on a qualitative factor basis to the aggregate pool loss rate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The qualitative adjustment is based on a combination of external econometric data and internal factors such as portfolio composition, changes in management, changes in loan policy and other factors. The economic forecast is based in part on economic indexes and quantitative matrices with a twenty&#x2013;four month forecast. The qualitative adjustment is calculated based on current and forecasted conditions and evaluated each quarter by management, and therefore is dynamic in nature. The qualitative economic adjustment is then reverted over a twelve month period to the historical base loss rate which is preserved in the calculation of &#x201c;all in&#x201d; loss rate.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Specific reserves reflect collateral shortfalls on loans identified for evaluation or individually considered non&#x2013;performing, including troubled debt restructurings and receivables where the Company has determined foreclosure is probable. These loans no longer have similar risk characteristics to collectively evaluated loans due to changes in credit risk, borrower circumstances, recognition of write&#x2013;offs, or cash collections that have been fully applied to principal on the basis of non&#x2013;accrual policies. At a minimum, the population of loans subject to individual evaluation &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;include individual loans and leases where it is probable we will be unable to collect all amounts due, according to the original contractual terms. These include commercial impaired loans, jumbo residential mortgages (as defined), and jumbo home equity loans with a balance exceeding $250,000, and other loans as determined by management. ACL for residential and consumer loans are, primarily, determined by pools of similar loans and are evaluated on a quarterly basis.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans that do not share risk characteristics are evaluated on an individual basis. Loans evaluated individually are not also included in the collective evaluation. When management determines that foreclosure is probable, expected credit losses are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate.&lt;/span&gt;&lt;/div&gt;</us-gaap:FinanceLoansAndLeasesReceivablePolicy>
    <us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock contextRef="c-1" id="f-566">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Off&#x2013;Balance Sheet (&#x201c;OBS&#x201d;) Credit Exposures &lt;/span&gt;&#x2014; The Company estimates expected credit losses over the contractual period in which the Company is exposed to credit risk via a contractual obligation to extend credit, unless that obligation is unconditionally cancellable by the Company. The Company determines the estimated amount of expected credit extensions based on historical usage to calculate the amount of exposure for a loss estimate.</us-gaap:OffBalanceSheetCreditExposurePolicyPolicyTextBlock>
    <us-gaap:CreditLossFinancialInstrumentPolicyTextBlock contextRef="c-1" id="f-567">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Available for Sale Securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For available for sale debt securities in an unrealized loss position, the Company first assesses whether it intends to sell, or it is more likely than not that it will be required to sell, the security before recovery of its amortized cost basis. If either of the criteria regarding intent or requirement to sell is met, the security&#x2019;s amortized cost basis is written down to fair value through income. For debt securities available for sale that do not meet the aforementioned criteria, the Company evaluates whether the decline in fair value has resulted from credit losses or other factors. In making this assessment, management considers the extent to which fair value is less than amortized cost, any changes to the rating of the security by a rating agency, and adverse conditions specifically related to the security, among other factors. If this assessment indicates that a credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss, limited by the amount that the fair value is less than the amortized cost basis. Any impairment that has not been recorded through an ACL is recorded in other comprehensive income. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Changes in the ACL are recorded as provision for, or reversal of, credit loss expense. Losses are charged against the allowance when management believes the available for sale security is confirmed to be uncollectible or when either of the criteria regarding intent or requirement to sell is met.&lt;/span&gt;&lt;/div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Allowance for Credit Losses on Held to Maturity Securities &lt;/span&gt;&#x2014; For held to maturity securities, the Company conducts an assessment of its held to maturity securities at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from the Nationally Recognized Statistical Rating Organization (&#x201c;NRSRO&#x201d;) for consideration. If this assessment indicates that a material credit loss exists, the present value of cash flows expected to be collected from the security are compared to the amortized cost basis of the security. If the present value of cash flows expected to be collected is less than the amortized cost basis, a credit loss exists and an ACL is recorded for the credit loss.</us-gaap:CreditLossFinancialInstrumentPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentPolicyTextBlock contextRef="c-1" id="f-568">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Premises and Equipment &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Land is carried at cost. Premises and equipment are stated at cost, net of accumulated depreciation and amortization. Buildings and major improvements are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 3 to 40 years. Furniture and equipment are capitalized and depreciated using primarily the straight-line method with useful lives ranging from 2 to 20 years. Maintenance and repairs are expensed as incurred while major additions and improvements are capitalized. Gains and losses on disposition are included in current operations.&lt;/span&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentPolicyTextBlock>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c-45" id="f-569">P3Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c-46" id="f-570">P40Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c-47" id="f-571">P2Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <us-gaap:PropertyPlantAndEquipmentUsefulLife contextRef="c-48" id="f-572">P20Y</us-gaap:PropertyPlantAndEquipmentUsefulLife>
    <hbnc:RepossessedAssetsPolicyPolicyTextBlock contextRef="c-1" id="f-573">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Repossessed Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;- Repossessed assets consist of property that has been repossessed and is comprised of commercial and residential real estate and other non-real estate property, including auto and recreational and marine vehicles. The assets are initially recorded at fair value less estimated selling costs, establishing a new cost basis. Initial valuation adjustments are charged to the allowance for credit losses. Fair values are estimated primarily based on appraisals, third-party price opinions, or internally developed pricing models. After initial &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;recognition, fair value estimates are updated periodically. Declines in fair value below cost are recognized through valuation allowances which may be reversed when supported by future increases in fair value. These valuation adjustments, in addition to gains and losses realized on sales and net operating expenses, are recorded in other non-interest expense. Repossessed assets are included in other assets on the consolidated balance sheet.&lt;/span&gt;&lt;/div&gt;</hbnc:RepossessedAssetsPolicyPolicyTextBlock>
    <hbnc:FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock contextRef="c-1" id="f-574">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Federal Reserve and Federal Home Loan Bank of Indianapolis (FHLBI) Stock &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The stock is a required investment for institutions that are members of the Federal Reserve Bank (&#x201c;FRB&#x201d;) and Federal Home Loan Bank (&#x201c;FHLB&#x201d;) systems. The required investment in the common stock is based on a predetermined formula.&lt;/span&gt;&lt;/div&gt;</hbnc:FederalReserveAndFederalHomeLoanBankOfIndianapolisStockPolicyTextBlock>
    <us-gaap:EquityMethodInvestmentsPolicy contextRef="c-1" id="f-575">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Partnership Investments &lt;/span&gt;&#x2014; The Company invests in partnerships that generate qualified affordable housing and solar tax credits. The Company has elected to account for partnership investments in qualified affordable housing using the proportional amortization method. Under the proportional amortization method, the initial cost of the investment is amortized to income tax expense in proportion to the tax credits and other tax benefits received. This net investment performance is recognized in the income statement as a component of income tax expense. The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method.</us-gaap:EquityMethodInvestmentsPolicy>
    <hbnc:InvestmentInLimitedPartnerships contextRef="c-4" decimals="-5" id="f-576" unitRef="usd">24900000</hbnc:InvestmentInLimitedPartnerships>
    <hbnc:InvestmentInLimitedPartnerships contextRef="c-5" decimals="-5" id="f-577" unitRef="usd">27200000</hbnc:InvestmentInLimitedPartnerships>
    <us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment contextRef="c-4" decimals="-5" id="f-578" unitRef="usd">14900000</us-gaap:QualifiedAffordableHousingProjectInvestmentsCommitment>
    <hbnc:MortgageServicingRightsPolicyPolicyTextBlock contextRef="c-1" id="f-579">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Mortgage Servicing Rights &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Mortgage servicing assets are recognized separately when rights are acquired through purchase or through sale of financial assets and included in other assets on the balance sheet. Under the servicing assets and liabilities accounting guidance (ASC 860-50), servicing rights resulting from the sale or securitization of loans originated by the Company are initially measured at fair value at the date of transfer. Under the amortization method, servicing rights are amortized in proportion to and over the period of estimated net servicing income. The amortized assets are assessed for impairment or increased obligation based on fair value at each reporting date. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Fair value is based on market prices for comparable mortgage servicing contracts, when available, or alternatively, is based on a valuation model that calculates the present value of estimated future net servicing income. The valuation model incorporates assumptions that market participants would use in estimating future net servicing income, such as the cost to service, the discount rate, the custodial earnings rate, an inflation rate, ancillary income, prepayment speeds and default rates and losses. These variables change from quarter to quarter as market conditions and projected interest rates change, and may have an adverse impact on the value of the mortgage servicing right and may result in a reduction to non&#x2013;interest income.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Each class of separately recognized servicing assets subsequently measured using the amortization method are evaluated and measured for impairment. Impairment is determined by stratifying rights into tranches based on predominant characteristics, such as loan term, rate type and investor type. Impairment is recognized through a valuation allowance for an individual tranche, to the extent that fair value is less than the carrying amount of the servicing assets for that tranche. The valuation allowance is adjusted to reflect changes in the measurement of impairment after the initial measurement of impairment. Changes in valuation allowances are reported with mortgage servicing income net of impairment on the income statement. Fair value in excess of the carrying amount of servicing assets for that stratum is not recognized.&lt;/span&gt;&lt;/div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Servicing fee income, which is reported on the income statement as &lt;span style="-sec-ix-hidden:f-580"&gt;mortgage servicing income, net&lt;/span&gt;, is recorded for fees earned for servicing loans. The fees are based on a contractual percentage of the outstanding principal or a fixed amount per loan and are recorded as income when earned. The amortization of mortgage servicing rights is netted against loan servicing fee income. Servicing fees t&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;otaled $1.7 million, $2.7 million and&lt;/span&gt; $4.8 million for the years ended December&#160;31, 2024, 2023, and 2022, respectively. Late fees and ancillary fees related to loan servicing were not material.</hbnc:MortgageServicingRightsPolicyPolicyTextBlock>
    <us-gaap:ContractuallySpecifiedServicingFeesAmount contextRef="c-1" decimals="-5" id="f-581" unitRef="usd">1700000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
    <us-gaap:ContractuallySpecifiedServicingFeesAmount contextRef="c-6" decimals="-5" id="f-582" unitRef="usd">2700000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
    <us-gaap:ContractuallySpecifiedServicingFeesAmount contextRef="c-7" decimals="-5" id="f-583" unitRef="usd">4800000</us-gaap:ContractuallySpecifiedServicingFeesAmount>
    <us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy contextRef="c-1" id="f-584">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Goodwill and Intangible Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Goodwill is tested annually for impairment or more frequently should potential triggering events be identified that may indicate potential impairment. At December&#160;31, 2024, Horizon had core deposit intangibles of $10.2 million subject to amortization and $155.2 million of goodwill, which is not subject to &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;amortization. Goodwill arising from business combinations represents the value attributable to unidentifiable intangible assets in the business acquired. Horizon&#x2019;s goodwill relates to the value inherent in the banking industry and that value is dependent upon the ability of Horizon to provide quality, cost effective banking services in a competitive marketplace. The goodwill value is supported by revenue that is in part driven by the volume of business transacted. If the implied fair value of goodwill is lower than its carrying amount, goodwill impairment is indicated and goodwill is written down to its implied fair value. A large majority of the goodwill relates to the acquisitions of Heartland, Summit, Peoples, Kosciusko, LaPorte, Lafayette, Wolverine and Salin.&lt;/span&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsGoodwillPolicy>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="c-4" decimals="-5" id="f-585" unitRef="usd">10200000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:Goodwill contextRef="c-4" decimals="-5" id="f-586" unitRef="usd">155200000</us-gaap:Goodwill>
    <us-gaap:AdvertisingCostsPolicyTextBlock contextRef="c-1" id="f-587">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Advertising Costs &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Advertising costs are expensed as incurred and included in non-interest expenses in the Consolidated Statement of Income&lt;/span&gt;.</us-gaap:AdvertisingCostsPolicyTextBlock>
    <us-gaap:AdvertisingExpense contextRef="c-1" decimals="-5" id="f-588" unitRef="usd">1200000</us-gaap:AdvertisingExpense>
    <us-gaap:AdvertisingExpense contextRef="c-6" decimals="-5" id="f-589" unitRef="usd">1200000</us-gaap:AdvertisingExpense>
    <us-gaap:AdvertisingExpense contextRef="c-7" decimals="-5" id="f-590" unitRef="usd">900000</us-gaap:AdvertisingExpense>
    <hbnc:BankOwnedLifeInsurancePolicyTextBlock contextRef="c-1" id="f-591">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Bank Owned Life Insurance (&#x201c;BOLI&#x201d;) &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2013; BOLI has been purchased on certain employees and directors of the Company. The Company records the life insurance at the amount that can be realized under the insurance contract at the balance sheet date, which is the cash surrender value adjusted for other charges or amounts due that are probable at settlement.&lt;/span&gt;&lt;/div&gt;</hbnc:BankOwnedLifeInsurancePolicyTextBlock>
    <hbnc:SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock contextRef="c-1" id="f-592">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Securities Purchased Under Agreements to Resell, Securities Sold Under Agreements to Repurchase and Other Secured Borrowings &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company purchases certain securities, generally U.S. government&#x2013;sponsored entity and agency securities, under agreements to resell. The amounts advanced under these agreements represent short&#x2013;term secured loans and are reflected as assets in the accompanying consolidated balance sheets. We also sell certain securities under agreements to repurchase. These agreements are treated as collateralized financing transactions. These and other secured borrowings such as loans sold not qualifying for sale accounting treatment, are reflected as liabilities in the accompanying consolidated balance sheets and are recorded at the amount of cash received in connection with the transaction. Short&#x2013;term securities sold under agreements to repurchase generally mature within one to four days from the transaction date. Securities, generally U.S. government agency securities, pledged as collateral under these financing arrangements can be re&#x2013;pledged by the secured party. Additional collateral may be required based on the fair value of the underlying securities.&lt;/span&gt;&lt;/div&gt;</hbnc:SecuritiesPurchasedUnderAgreementsToResellAndSecuritiesSoldUnderAgreementsToRepurchasePolicyTextBlock>
    <us-gaap:IncomeTaxPolicyTextBlock contextRef="c-1" id="f-593">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Income Taxes &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company accounts for income taxes in accordance with income tax accounting guidance (ASC 740, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;Income Taxes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;). The income tax accounting guidance results in two components of income tax expense: current and deferred. Current income tax expense reflects taxes to be paid or refunded for the current period by applying the provisions of the enacted tax law to the taxable income or excess of deductions over revenues. The Company determines deferred income taxes using the liability (or balance sheet) method. Under this method, the net deferred tax asset or liability is based on the tax effects of the differences between the book and tax bases of assets and liabilities, and enacted changes in tax rates and laws are recognized in the period in which they occur. Deferred income tax expense results from changes in deferred tax assets and liabilities between periods. Deferred tax assets are reduced by a valuation allowance if, based on the weight of evidence available, it is more likely than not that some portion or all of a deferred tax asset will not be realized.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Uncertain tax positions are recognized if it is more likely than not, based on the technical merits, that the tax position will be realized or sustained upon examination. The term more likely than not means a likelihood of more than 50 percent; the terms examined and upon examination also include resolution of the related appeals or litigation processes, if any. A tax position that meets the more-likely-than-not recognition threshold is initially and subsequently measured as the largest amount of tax benefit that has a greater than 50 percent likelihood of being realized upon settlement with a taxing authority that has full knowledge of all relevant information. The determination of whether or not a tax position has met the more-likely-than-not recognition threshold considers the facts, circumstances and information available at the reporting date and is subject to management&#x2019;s judgment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company recognizes interest and penalties on income taxes as a component of income tax expense.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company files consolidated income tax returns with its subsidiaries.&lt;/span&gt;&lt;/div&gt;</us-gaap:IncomeTaxPolicyTextBlock>
    <hbnc:PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition contextRef="c-1" decimals="2" id="f-594" unitRef="number">0.50</hbnc:PercentOfLikelyEventConsiderForUnrecognizedTaxBenefitRecognition>
    <hbnc:TrustAssetsAndIncomePolicyTextBlock contextRef="c-1" id="f-595">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Trust Assets and Income &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Property, other than cash deposits, held in a fiduciary or agency capacity is not included in the consolidated balance sheets since such property is not owned by Horizon.&lt;/span&gt;&lt;/div&gt;</hbnc:TrustAssetsAndIncomePolicyTextBlock>
    <us-gaap:TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy contextRef="c-1" id="f-596">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Transfer of Financial Assets &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The transfer of financial assets are accounted for as sales, when control over the assets has been surrendered. Control over transferred assets is deemed to be surrendered when (1) the assets have been isolated from the Company and put presumptively beyond the reach of the transferor and its creditors, even in bankruptcy or other receivership, (2) the transferee obtains the right (free of conditions that constrain it from taking advantage of that right) to pledge or exchange the transferred assets and (3) the Company does not maintain effective control over the transferred assets through an agreement to repurchase them before their maturity or the ability to unilaterally cause the holder to return specific assets.&lt;/span&gt;&lt;/div&gt;</us-gaap:TransfersAndServicingOfFinancialAssetsTransfersOfFinancialAssetsPolicy>
    <us-gaap:EarningsPerSharePolicyTextBlock contextRef="c-1" id="f-597">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Earnings per Common Share &lt;/span&gt;&#x2014; Basic earnings per share is computed by dividing net income available to common shareholders (net income less dividend requirements for preferred stock and accretion of preferred stock discount) by the weighted&#x2013;average number of common shares outstanding. Diluted earnings per share reflect the potential dilution that could occur if securities or other contracts to issue common stock were exercised or converted into common stock.</us-gaap:EarningsPerSharePolicyTextBlock>
    <us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock contextRef="c-1" id="f-598">The following table shows computation of basic and diluted earnings per share.&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.296%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Basic earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,702,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,630,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,568,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Basic earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2.14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Diluted earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income available to common shareholders&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,702,314&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,630,160&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,568,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Effect of dilutive securities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Restricted stock&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;359,704&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;208,827&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,381&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock options&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,911&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average common shares outstanding&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;44,064,490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,843,880&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,699,115&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Diluted earnings per share&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.80&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2.14&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEarningsPerShareBasicAndDilutedTableTextBlock>
    <us-gaap:NetIncomeLoss contextRef="c-1" decimals="-3" id="f-599" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-6" decimals="-3" id="f-600" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-7" decimals="-3" id="f-601" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-1" decimals="0" id="f-602" unitRef="shares">43702314</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-6" decimals="0" id="f-603" unitRef="shares">43630160</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-7" decimals="0" id="f-604" unitRef="shares">43568823</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-1"
      decimals="2"
      id="f-605"
      unitRef="usdPerShare">0.81</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-6"
      decimals="2"
      id="f-606"
      unitRef="usdPerShare">0.64</us-gaap:EarningsPerShareBasic>
    <us-gaap:EarningsPerShareBasic
      contextRef="c-7"
      decimals="2"
      id="f-607"
      unitRef="usdPerShare">2.14</us-gaap:EarningsPerShareBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="c-1" decimals="-3" id="f-608" unitRef="usd">35429000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="c-6" decimals="-3" id="f-609" unitRef="usd">27981000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted contextRef="c-7" decimals="-3" id="f-610" unitRef="usd">93408000</us-gaap:NetIncomeLossAvailableToCommonStockholdersDiluted>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-1" decimals="0" id="f-611" unitRef="shares">43702314</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-6" decimals="0" id="f-612" unitRef="shares">43630160</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:WeightedAverageNumberOfSharesOutstandingBasic contextRef="c-7" decimals="0" id="f-613" unitRef="shares">43568823</us-gaap:WeightedAverageNumberOfSharesOutstandingBasic>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-49" decimals="0" id="f-614" unitRef="shares">359704</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-50" decimals="0" id="f-615" unitRef="shares">208827</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-51" decimals="0" id="f-616" unitRef="shares">92381</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-52" decimals="0" id="f-617" unitRef="shares">2472</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-53" decimals="0" id="f-618" unitRef="shares">4893</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements contextRef="c-54" decimals="0" id="f-619" unitRef="shares">37911</us-gaap:IncrementalCommonSharesAttributableToShareBasedPaymentArrangements>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="c-1" decimals="0" id="f-620" unitRef="shares">44064490</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="c-6" decimals="0" id="f-621" unitRef="shares">43843880</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding contextRef="c-7" decimals="0" id="f-622" unitRef="shares">43699115</us-gaap:WeightedAverageNumberOfDilutedSharesOutstanding>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-1"
      decimals="2"
      id="f-623"
      unitRef="usdPerShare">0.80</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-6"
      decimals="2"
      id="f-624"
      unitRef="usdPerShare">0.64</us-gaap:EarningsPerShareDiluted>
    <us-gaap:EarningsPerShareDiluted
      contextRef="c-7"
      decimals="2"
      id="f-625"
      unitRef="usdPerShare">2.14</us-gaap:EarningsPerShareDiluted>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="c-1" decimals="0" id="f-626" unitRef="shares">85512</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="c-6" decimals="0" id="f-627" unitRef="shares">226028</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount contextRef="c-7" decimals="0" id="f-628" unitRef="shares">319760</us-gaap:AntidilutiveSecuritiesExcludedFromComputationOfEarningsPerShareAmount>
    <srt:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased
      contextRef="c-55"
      decimals="INF"
      id="f-629"
      unitRef="shares">2250000</srt:StockRepurchaseProgramNumberOfSharesAuthorizedToBeRepurchased>
    <us-gaap:StockRepurchasedDuringPeriodShares contextRef="c-1" decimals="INF" id="f-630" unitRef="shares">803349</us-gaap:StockRepurchasedDuringPeriodShares>
    <us-gaap:TreasuryStockAcquiredAverageCostPerShare
      contextRef="c-1"
      decimals="2"
      id="f-631"
      unitRef="usdPerShare">16.89</us-gaap:TreasuryStockAcquiredAverageCostPerShare>
    <hbnc:ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock contextRef="c-1" id="f-632">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Consolidated Statements of Cash Flows &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For purposes of reporting cash flows, cash and cash equivalents are defined to include cash and due from banks, money market investments and federal funds sold with maturities of one day or less. Horizon reports net cash flows for customer loan transactions, deposit transactions, short&#x2013;term investments and short-term borrowings.&lt;/span&gt;&lt;/div&gt;</hbnc:ConsolidatedStatementsOfCashFlowsSupplementalDisclosuresPolicyPolicyTextBlock>
    <us-gaap:ComprehensiveIncomePolicyPolicyTextBlock contextRef="c-1" id="f-633">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Comprehensive Income (Loss) &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Comprehensive income (loss) consists of net income and other comprehensive income (loss), net of applicable income taxes. Other comprehensive income (loss) includes unrealized gain (loss) on available for sale securities, unrealized and realized gains and losses in cash flow derivative financial instruments and accretion (amortization) of available for sale securities transferred to held to maturity.&lt;/span&gt;&lt;/div&gt;</us-gaap:ComprehensiveIncomePolicyPolicyTextBlock>
    <us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy contextRef="c-1" id="f-634">&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Share&#x2013;Based Compensation &lt;/span&gt;&#x2014; At December&#160;31, 2024, Horizon had share&#x2013;based compensation plans, which are described more fully in Note 20. All share&#x2013;based payments are to be recognized as expense, based upon their fair values, in the financial statements over the vesting period of the awards.</us-gaap:ShareBasedCompensationOptionAndIncentivePlansPolicy>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-1" decimals="-5" id="f-635" unitRef="usd">4600000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-6" decimals="-5" id="f-636" unitRef="usd">3600000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-7" decimals="-5" id="f-637" unitRef="usd">2500000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:DerivativesPolicyTextBlock contextRef="c-1" id="f-638">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Derivative Financial Instruments &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company occasionally enters into derivative financial instruments as part of its interest rate risk management strategies. These derivative financial instruments consist primarily of interest rate swaps. All derivative instruments are recorded on the Consolidated Balance Sheets, as either an asset or liability, at their fair value. The accounting for the gain or loss resulting from the change in fair value depends on the intended use of the derivative. For a derivative used to hedge changes in fair value of a recognized asset or liability, or an unrecognized firm commitment, the gain or loss on the derivative will be recognized in earnings together with the offsetting loss or gain on the hedged item. This results in an earnings impact only to the extent that the hedge is ineffective in achieving offsetting changes in fair value. If it is determined that the derivative instrument is not highly effective as a hedge, hedge accounting is discontinued and the adjustment to fair value of the derivative instrument is recorded in earnings. For a derivative used to hedge changes in cash flows associated with forecasted transactions, the gain or loss of the effective portion of the derivative will be deferred, and reported as accumulated other comprehensive income, a component of stockholders&#x2019; equity, until such time the hedged transaction affects earnings. For derivative instruments not accounted for as hedges, changes in fair value are recognized in non&#x2013;interest income or non&#x2013;interest expense.  See Note 21 - Derivative Financial Instruments.&lt;/span&gt;&lt;/div&gt;</us-gaap:DerivativesPolicyTextBlock>
    <us-gaap:RevenueRecognitionPolicyTextBlock contextRef="c-1" id="f-639">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Revenue Recognition &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Accounting Standards Codification 606, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;&#x201c;Revenue from Contracts with Customers&#x201d; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;(ASC 606) provides that an entity should recognize revenue to depict the transfer of promised goods or services to customers in an amount that reflects the consideration to which the entity expects to be entitled in exchange for those goods or services. The guidance enumerates five steps that entities should follow in achieving this core principle. Revenue generated from financial instruments, including loans and investment securities, are not included in the scope of ASC 606. The adoption of ASC 606 did not result in a change to the accounting of any of the Company&#x2019;s revenue streams that are within the scope of the amendments. Revenue&#x2013;gathering activities that are within the scope of ASC 606 and that are presented as non-interest income in the Company&#x2019;s consolidated statements of income include:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt"&gt;Service charges and fees on deposit accounts &#x2013; these include general service fees charged for deposit account maintenance and activity and transaction-based fees charged for certain services, such as debit card, wire transfer and overdraft activities. Revenue is recognized when the performance obligation is completed, which is generally after a transaction is completed or monthly for account maintenance services.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:54pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%;padding-left:14.5pt"&gt;Fiduciary activities &#x2013; this includes periodic fees due from trust and wealth management customers for managing the customers&#x2019; financial assets. Fees are charged based on a standard agreement and are recognized as they are earned.&lt;/span&gt;&lt;/div&gt;</us-gaap:RevenueRecognitionPolicyTextBlock>
    <us-gaap:SegmentReportingPolicyPolicyTextBlock contextRef="c-1" id="f-640">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Segments &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The Company has identified one reporting unit and one operating segment, community banking, which encompasses commercial and consumer banking services to serve a similar base of clients utilizing company-wide offerings of similar products and services managed through similar processes and platforms offered to individuals, businesses, municipalities and other entities. See Note 26 - Segment Reporting for more details.&lt;/span&gt;&lt;/div&gt;</us-gaap:SegmentReportingPolicyPolicyTextBlock>
    <us-gaap:NumberOfReportingUnits
      contextRef="c-1"
      decimals="INF"
      id="f-641"
      unitRef="reporting_unit">1</us-gaap:NumberOfReportingUnits>
    <us-gaap:NumberOfOperatingSegments
      contextRef="c-1"
      decimals="INF"
      id="f-642"
      unitRef="segment">1</us-gaap:NumberOfOperatingSegments>
    <us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock contextRef="c-1" id="f-643">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Adoption of New Accounting Standards&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2023&#x2013;02, "&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;Investments Equity Method and Joint Ventures (Topic 323): Accounting for Investments in Tax Credit Structures Using the Proportional Amortization Method" &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;("ASU 2023-02") allows reporting entities to elect to account for qualifying tax equity investments using the proportional amortization method, regardless of the program giving rise to the related income tax credits. This guidance is effective for public business entities for fiscal years including interim periods within those fiscal years, beginning after December 15, 2023. Early adoption is permitted in any interim period. ASU 2023-02 was adopted as of January 1, 2024 without a material impact to the Company's financial&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:18pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2023-07, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;&#x201c;Segment Reporting (Topic 280): Improvements to Reportable Segment Disclosures&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ("ASU 2023-07") expands segment disclosure requirements for public entities to require disclosure of significant segment expenses and other segment items on an annual and interim basis and to provide in interim periods all disclosures about a reportable segment&#x2019;s profit or loss and assets that are currently required annually. ASU 2023-07 is effective for fiscal years beginning after December 15, 2023, and interim periods within fiscal years beginning after December 15, 2024. These amendments should be applied retrospectively. ASU 2023-07 was adopted as January 1, 2024. See Note 26 - Segment Reporting for more details.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Accounting Guidance Issued But Not Yet Adopted&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU No. 2023-09 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;"Income Taxes (Topic 740): Improvements to Income Tax Disclosures"&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; ("ASU 2023-09") requires additional annual disclosures including further disaggregation of information in the rate reconciliation, additional information for reconciling items meeting a quantitative threshold, further disaggregation of income taxes paid and other required disclosures. ASU 2023-09 is effective for the Company in the annual period beginning on January 1, 2025 and applied on a prospective basis with both early adoption and retrospective application permitted. ASU 2023-09 is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-01&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt; &#x201c;Compensation &#x2014; Stock Compensation (Topic 718): Scope Application of Profits Interest and Similar Awards&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; (&#x201c;ASU 2024-01&#x201d;) clarifies how an entity determines whether a profits interest or similar award is within the scope of Topic 718 or is not a share-based payment arrangement and therefore within the scope of other guidance. ASU 2024-01 provides an illustrative example with multiple fact patterns and also amends certain language in the &#x201c;Scope&#x201d; and &#x201c;Scope Exceptions&#x201d; sections of Topic 718 to improve its clarity and operability without changing the guidance. Entities can apply the amendments either retrospectively to all prior periods presented in the financial statements or prospectively to profits interest and similar awards granted or modified on or after the date of adoption. If prospective application is elected, an entity must disclose the nature of and reason for the change in accounting principle. ASU 2024-01 is effective for fiscal years beginning after December 15, 2024, including interim periods, and is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-03 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;"Income Statement &#x2014; Reporting Comprehensive Income &#x2014; Expense Disaggregation Disclosures (Subtopic 220-40): Disaggregation of Income Statement Expenses" &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;("ASU 2024-03") requires disaggregated disclosure of income statement expenses for public business entities. ASU 2024-03 requires new financial statement disclosures in tabular format, disaggregating information about prescribed categories underlying any relevant income statement expense caption. The prescribed categories include, among other things, employee compensation, depreciation, and intangible asset amortization. Additionally, entities must disclose the total amount of selling expenses and, in annual reporting periods, an entity&#x2019;s definition of selling expenses. ASU 2024-03 is effective for the Company, on a prospective basis, for annual periods beginning in 2027, and interim periods within fiscal years beginning in 2028, though early adoption and retrospective application is permitted. ASU 2024-03 is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify;text-indent:36pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ASU 2024-04&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt; &#x201c;Debt - Debt with Conversion and Other Options (Subtopic 470-20)&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; (&#x201c;ASU 2024-04&#x201d;) clarifies wither the settlement of convertible debt, including debt containing cash conversion features at terms that are different from the terms included in the existing debt instrument, should be accounted for as an induced conversion or a debt extinguishment. ASU 2024-04 is effective for public business entities January 1, 2025 and is not expected to have a significant impact on our financial statements.&lt;/span&gt;&lt;/div&gt;</us-gaap:NewAccountingPronouncementsPolicyPolicyTextBlock>
    <us-gaap:CashAndCashEquivalentsDisclosureTextBlock contextRef="c-1" id="f-644">Cash Equivalents&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company considers all liquid investments with original maturities of three months or less to be cash equivalents. At December&#160;31, 2024 and 2023, cash equivalents consisted primarily of money market accounts with brokers and certificates of deposit.&lt;/span&gt;&lt;/div&gt;The Federal Reserve Act requires that the banks maintain cash reserve balances with the Federal Reserve Bank based principally on the type and amount of their deposits. At its option, the Company maintains additional balances to compensate for clearing and safekeeping services. At December&#160;31, 2024, the Company&#x2019;s cash accounts exceeded federally insured limits by approximately $248.7 million. Approximately $195.5 million of this amount was held by either the Federal Reserve Bank or the Federal Home Loan Bank of Indianapolis, which is not federally insured.</us-gaap:CashAndCashEquivalentsDisclosureTextBlock>
    <hbnc:CashEquivalentMaximumMaturityPeriod contextRef="c-1" id="f-645">P3M</hbnc:CashEquivalentMaximumMaturityPeriod>
    <hbnc:CashCashEquivalentsInExcessOfFdicInsuredLimits contextRef="c-4" decimals="-5" id="f-646" unitRef="usd">248700000</hbnc:CashCashEquivalentsInExcessOfFdicInsuredLimits>
    <us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock contextRef="c-4" decimals="-5" id="f-647" unitRef="usd">195500000</us-gaap:FederalHomeLoanBankStockAndFederalReserveBankStock>
    <us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock contextRef="c-1" id="f-648">Securities&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of securities is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;243,521&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;282,022&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.022%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.391%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39,253)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;239,130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,048,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(183,114)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;866,706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(54,904)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;294,822&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,958)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;161,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(21,309)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(302,538)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Less: Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(158)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Held to maturity securities, net of allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:43.344%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.181%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;72,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;353,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,269)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;165,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;634,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,819)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.193%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,299)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;245,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,088,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(150,323)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;939,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(56,467)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;318,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,595)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;162,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(25,538)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;137,196&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(278,222)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Less: Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(157)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Held to maturity securities, net of allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The amortized cost and fair value of securities available for sale and held to maturity at December&#160;31, 2024 and December&#160;31, 2023, by contractual maturity, are shown below. Expected maturities will differ from contractual maturities because issuers may have the right to call or prepay obligations with or without call or prepayment penalties.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Within one year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;One to five years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;100,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,650&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Five to ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;173,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;141,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;167,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;141,203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;After ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;90,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;77,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;195,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;170,113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;264,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;219,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;469,554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;406,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;165,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;282,022&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;634,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Within one year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;59,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;58,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;One to five years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;298,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,007&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;225,957&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;216,354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Five to ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;366,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;312,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;350,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;After ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;764,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;597,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;928,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;768,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,488,844&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,246,126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,538,492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,322,517&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;294,822&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;318,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables show the gross unrealized losses and the fair value of the Company&#x2019;s available for sale investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.996%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Less than 12 Months&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;12 Months or More&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for Sale Investment Securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.996%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Less than 12 Months&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;12 Months or More&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for Sale Investment Securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;301,643&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,033)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,269)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;543,248&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,583)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;545,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,819)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Certain investments in debt securities are reported in the consolidated financial statements at an amount less than their historical cost. As of December&#160;31, 2024 and 2023, the Company had 2,115 and 2,290 securities, respectively, with market values below their cost basis. The total fair value of these investments at December&#160;31, 2024 and 2023 was $1.8 billion and $2.1 billion, which is approximately 86% and 85%, respectively, of the Company's available for sale and held to maturity securities portfolio. These declines resulted primarily from fluctuations in market interest rates after purchase. Management believes the declines in fair value for these securities are temporary.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;No allowance for credit losses for available for sale debt securities was needed at December&#160;31, 2024 and December&#160;31, 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The allowance for credit losses for held to maturity securities is a contra asset valuation account that is deducted from the carrying amount of held to maturity securities to present the net amount expected to be collected. Held to maturity securities are charged off against the allowance for credit loss when deemed uncollectible. Adjustments to the allowance for credit loss are reported in our Consolidated Statements of Income in credit loss expense. We measure expected credit losses on held to maturity securities on a collective basis by major security type with each type sharing similar risk characteristics, and considers historical credit loss information that is adjusted for current conditions and reasonable and supportable forecasts. With regard to U.S. Government&#x2013;sponsored treasuries, agency and mortgage&#x2013;backed securities, all these securities are issued by a U.S. government&#x2013;sponsored entity and have an implicit or explicit government guarantee; therefore, no allowance for credit losses has been recorded for these securities. With regard to obligations of states and municipal, private label mortgage&#x2013;backed and corporate note held to maturity securities, we consider (1) issuer bond ratings, (2) historical loss rates for given bond ratings, (3) the financial condition of the issuer, and (4) whether issuers continue to make timely principal and &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;interest payments under the contractual terms of the securities. Historical loss rates associated with securities having similar grades as those in our portfolio have been insignificant. As of December&#160;31, 2024, there were no past due principal and interest payments associated with these securities. An allowance for credit loss of $158 thousand and $157 thousand was recorded on these securities based on applying the long&#x2013;term historical rating agency credit loss rate for similarly rated securities at December 31, 2024 and December 31, 2023. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On a quarterly basis, the Company refreshes the credit quality indicator of each held-to-maturity security. The Company applies ratings derived from Nationally Recognized Statistical Rating Organizations ("NRSRO"), specifically Moody's and Standard &amp;amp; Poor's. For state and municipal securities where no rating is available from the NRSROs, a consistent internally-assigned rating methodology is applied. The amortized cost of these securities in the following tables subject to this methodology totaled $125.0&#160;million as of December 31, 2024, and $143.7 million as of December 31, 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table summarizes credit ratings of our held-to-maturity securities at amortized cost for the periods indicated:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.730%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AAA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BBB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Not Rated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;273,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;698,428&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;66,079&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,048,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage-backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;75,603&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;161,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;652,633&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;982,987&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;77,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AAA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BBB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Not Rated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;285,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;730,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;69,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,186&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,088,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage-backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,831&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;78,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;162,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;693,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,022,426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;81,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;80,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table details activity in the allowance for credit losses on held-to-maturity securities for the year ended December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.257%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.814%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.584%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.754%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.348%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Beginning balance&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (benefit)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(100)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Accrued interest receivable on available for sale debt securities and held to maturity securities totaled &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$12.7 million &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;and $14.7 million at December&#160;31, 2024 and December&#160;31, 2023, respectively, and is excluded from the estimate of credit losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The U.S. government sponsored entities and agencies and mortgage&#x2013;backed securities are either explicitly or implicitly guaranteed by the U.S. government, are highly rated by major credit rating agencies, and have a long history of no credit losses. Therefore, for those securities, we do not record expected credit losses.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Based on an evaluation of available evidence, management believes the unrealized losses on available for sale state and municipal securities, private labeled mortgage&#x2013;backed pools and corporate notes were due to changes in interest rates. Due to the contractual terms, the issuers of state and municipal securities are not allowed to settle for less than the amortized cost of the security. In addition, the Company does not intend to sell these securities prior to the recovery of the amortized cost, which may not occur until maturity. No allowance for credit losses was recognized for available for sale debt securities at December&#160;31, 2024 and December&#160;31, 2023.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Information regarding security proceeds, gross gains and gross losses are presented below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.296%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Sales of securities available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Proceeds&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;439,285&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Gross gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Gross losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39,145)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(32,267)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The tax benefit of the proceeds from the sale of securities available for sale was $8.2&#160;million, $6.7 million and $0 for the years ended December&#160;31, 2024, 2023 and 2022, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company pledges securities related to borrowings capacity at the Federal Reserve and Federal Home Loan Bank. The following table represents the fair value and amortized costs of these pledged securities.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:44.180%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.386%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.994%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.654%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Pledge securities for borrowing availability at the Federal Reserve&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;851,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,032,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,441,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,682,935&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Pledge securities for FHLB borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;279,136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;333,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:InvestmentsInDebtAndMarketableEquitySecuritiesAndCertainTradingAssetsDisclosureTextBlock>
    <us-gaap:MarketableSecuritiesTextBlock contextRef="c-1" id="f-649">&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of securities is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;243,521&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;282,022&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.022%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.391%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="24" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39,253)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;239,130&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,048,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(183,114)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;866,706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(54,904)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;294,822&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,958)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;161,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(21,309)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(302,538)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 30.25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Less: Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(158)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Held to maturity securities, net of allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:43.344%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.181%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;72,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;353,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,269)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;165,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;634,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;455&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,819)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.707%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.193%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.533%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.630%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross&lt;br/&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,299)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;245,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,088,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(150,323)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;939,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(56,467)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;318,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,595)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;162,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(25,538)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;137,196&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(278,222)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Less: Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(157)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Held to maturity securities, net of allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:MarketableSecuritiesTextBlock>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-56" decimals="-3" id="f-650" unitRef="usd">2258000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-56" decimals="-3" id="f-651" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-56" decimals="-3" id="f-652" unitRef="usd">457000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-56" decimals="-3" id="f-653" unitRef="usd">1801000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-57" decimals="-3" id="f-654" unitRef="usd">243521000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-57" decimals="-3" id="f-655" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-57" decimals="-3" id="f-656" unitRef="usd">41687000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-57" decimals="-3" id="f-657" unitRef="usd">201834000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-58" decimals="-3" id="f-658" unitRef="usd">17984000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-58" decimals="-3" id="f-659" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-58" decimals="-3" id="f-660" unitRef="usd">3441000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-58" decimals="-3" id="f-661" unitRef="usd">14543000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-59" decimals="-3" id="f-662" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-59" decimals="-3" id="f-663" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-59" decimals="-3" id="f-664" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-59" decimals="-3" id="f-665" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-60" decimals="-3" id="f-666" unitRef="usd">18259000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-60" decimals="-3" id="f-667" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-60" decimals="-3" id="f-668" unitRef="usd">2760000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-60" decimals="-3" id="f-669" unitRef="usd">15499000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-670" unitRef="usd">282022000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-4" decimals="-3" id="f-671" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-4" decimals="-3" id="f-672" unitRef="usd">48345000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-673" unitRef="usd">233677000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-56" decimals="-3" id="f-674" unitRef="usd">278383000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-56" decimals="-3" id="f-675" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-56" decimals="-3" id="f-676" unitRef="usd">39253000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-56" decimals="-3" id="f-677" unitRef="usd">239130000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-57" decimals="-3" id="f-678" unitRef="usd">1048862000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-57" decimals="-3" id="f-679" unitRef="usd">958000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-57" decimals="-3" id="f-680" unitRef="usd">183114000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-57" decimals="-3" id="f-681" unitRef="usd">866706000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-58" decimals="-3" id="f-682" unitRef="usd">349726000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-58" decimals="-3" id="f-683" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-58" decimals="-3" id="f-684" unitRef="usd">54904000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-58" decimals="-3" id="f-685" unitRef="usd">294822000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-59" decimals="-3" id="f-686" unitRef="usd">29278000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-59" decimals="-3" id="f-687" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-59" decimals="-3" id="f-688" unitRef="usd">3958000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-59" decimals="-3" id="f-689" unitRef="usd">25320000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-60" decimals="-3" id="f-690" unitRef="usd">161599000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-60" decimals="-3" id="f-691" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-60" decimals="-3" id="f-692" unitRef="usd">21309000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-60" decimals="-3" id="f-693" unitRef="usd">140290000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-694" unitRef="usd">1867848000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-4" decimals="-3" id="f-695" unitRef="usd">958000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-4" decimals="-3" id="f-696" unitRef="usd">302538000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-4" decimals="-3" id="f-697" unitRef="usd">1566268000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-698" unitRef="usd">158000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-699" unitRef="usd">1867690000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-61" decimals="-3" id="f-700" unitRef="usd">72938000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-61" decimals="-3" id="f-701" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-61" decimals="-3" id="f-702" unitRef="usd">8561000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-61" decimals="-3" id="f-703" unitRef="usd">64377000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-62" decimals="-3" id="f-704" unitRef="usd">353299000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-62" decimals="-3" id="f-705" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-62" decimals="-3" id="f-706" unitRef="usd">49269000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-62" decimals="-3" id="f-707" unitRef="usd">304030000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-63" decimals="-3" id="f-708" unitRef="usd">165061000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-63" decimals="-3" id="f-709" unitRef="usd">0</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-63" decimals="-3" id="f-710" unitRef="usd">24184000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-63" decimals="-3" id="f-711" unitRef="usd">140877000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-64" decimals="-3" id="f-712" unitRef="usd">43317000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-64" decimals="-3" id="f-713" unitRef="usd">455000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-64" decimals="-3" id="f-714" unitRef="usd">5805000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-64" decimals="-3" id="f-715" unitRef="usd">37967000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-716" unitRef="usd">634615000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax contextRef="c-5" decimals="-3" id="f-717" unitRef="usd">455000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedGainBeforeTax>
    <us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax contextRef="c-5" decimals="-3" id="f-718" unitRef="usd">87819000</us-gaap:AvailableForSaleDebtSecuritiesAccumulatedGrossUnrealizedLossBeforeTax>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-719" unitRef="usd">547251000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-61" decimals="-3" id="f-720" unitRef="usd">287259000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-61" decimals="-3" id="f-721" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-61" decimals="-3" id="f-722" unitRef="usd">41299000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-61" decimals="-3" id="f-723" unitRef="usd">245960000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-62" decimals="-3" id="f-724" unitRef="usd">1088499000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-62" decimals="-3" id="f-725" unitRef="usd">1185000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-62" decimals="-3" id="f-726" unitRef="usd">150323000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-62" decimals="-3" id="f-727" unitRef="usd">939361000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-63" decimals="-3" id="f-728" unitRef="usd">374974000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-63" decimals="-3" id="f-729" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-63" decimals="-3" id="f-730" unitRef="usd">56467000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-63" decimals="-3" id="f-731" unitRef="usd">318507000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-65" decimals="-3" id="f-732" unitRef="usd">32329000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-65" decimals="-3" id="f-733" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-65" decimals="-3" id="f-734" unitRef="usd">4595000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-65" decimals="-3" id="f-735" unitRef="usd">27734000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-64" decimals="-3" id="f-736" unitRef="usd">162734000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-64" decimals="-3" id="f-737" unitRef="usd">0</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-64" decimals="-3" id="f-738" unitRef="usd">25538000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-64" decimals="-3" id="f-739" unitRef="usd">137196000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-740" unitRef="usd">1945795000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain contextRef="c-5" decimals="-3" id="f-741" unitRef="usd">1185000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingGain>
    <us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss contextRef="c-5" decimals="-3" id="f-742" unitRef="usd">278222000</us-gaap:HeldToMaturitySecuritiesAccumulatedUnrecognizedHoldingLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-5" decimals="-3" id="f-743" unitRef="usd">1668758000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-744" unitRef="usd">157000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-745" unitRef="usd">1945638000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:InvestmentTableTextBlock contextRef="c-1" id="f-746">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized&lt;br/&gt;Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Within one year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;One to five years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;100,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,650&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Five to ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;173,533&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;141,915&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;167,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;141,203&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;After ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;90,505&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;77,219&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;195,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;170,113&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;264,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;219,134&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;469,554&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;406,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;165,061&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;282,022&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;634,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Within one year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;59,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;58,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;One to five years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;298,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,007&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;225,957&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;216,354&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Five to ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;366,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;312,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;350,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;After ten years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;764,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;597,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;928,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;768,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,488,844&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,246,126&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,538,492&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,322,517&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;294,822&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;318,507&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,320&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total held to maturity investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:InvestmentTableTextBlock>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-747" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue contextRef="c-4" decimals="-3" id="f-748" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-749" unitRef="usd">5505000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue contextRef="c-5" decimals="-3" id="f-750" unitRef="usd">5408000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-751" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue contextRef="c-4" decimals="-3" id="f-752" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-753" unitRef="usd">100301000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue contextRef="c-5" decimals="-3" id="f-754" unitRef="usd">89650000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-755" unitRef="usd">173533000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue contextRef="c-4" decimals="-3" id="f-756" unitRef="usd">141915000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-757" unitRef="usd">167764000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue contextRef="c-5" decimals="-3" id="f-758" unitRef="usd">141203000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-759" unitRef="usd">90505000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue contextRef="c-4" decimals="-3" id="f-760" unitRef="usd">77219000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-761" unitRef="usd">195984000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenAmortizedCostBasis>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue contextRef="c-5" decimals="-3" id="f-762" unitRef="usd">170113000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesRollingAfterYearTenFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-763" unitRef="usd">264038000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue contextRef="c-4" decimals="-3" id="f-764" unitRef="usd">219134000</hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-765" unitRef="usd">469554000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesSingleMaturityDateAmortizedCostBasis>
    <hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue contextRef="c-5" decimals="-3" id="f-766" unitRef="usd">406374000</hbnc:AvailableForSaleSecuritiesDebtMaturitiesRollingFairValue>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost contextRef="c-58" decimals="-3" id="f-767" unitRef="usd">17984000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-58" decimals="-3" id="f-768" unitRef="usd">14543000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost contextRef="c-63" decimals="-3" id="f-769" unitRef="usd">165061000</us-gaap:AvailableForSaleSecuritiesDebtMaturitiesWithoutSingleMaturityDateAmortizedCost>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-63" decimals="-3" id="f-770" unitRef="usd">140877000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-4" decimals="-3" id="f-771" unitRef="usd">282022000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-772" unitRef="usd">233677000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis contextRef="c-5" decimals="-3" id="f-773" unitRef="usd">634615000</us-gaap:AvailableForSaleDebtSecuritiesAmortizedCostBasis>
    <us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-774" unitRef="usd">547251000</us-gaap:DebtSecuritiesAvailableForSaleExcludingAccruedInterest>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost contextRef="c-4" decimals="-3" id="f-775" unitRef="usd">59129000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue contextRef="c-4" decimals="-3" id="f-776" unitRef="usd">58304000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost contextRef="c-5" decimals="-3" id="f-777" unitRef="usd">33483000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue contextRef="c-5" decimals="-3" id="f-778" unitRef="usd">33169000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesNextRollingTwelveMonthsFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost contextRef="c-4" decimals="-3" id="f-779" unitRef="usd">298362000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue contextRef="c-4" decimals="-3" id="f-780" unitRef="usd">278007000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost contextRef="c-5" decimals="-3" id="f-781" unitRef="usd">225957000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue contextRef="c-5" decimals="-3" id="f-782" unitRef="usd">216354000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearTwoThroughFiveFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost contextRef="c-4" decimals="-3" id="f-783" unitRef="usd">366493000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue contextRef="c-4" decimals="-3" id="f-784" unitRef="usd">312748000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost contextRef="c-5" decimals="-3" id="f-785" unitRef="usd">350843000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue contextRef="c-5" decimals="-3" id="f-786" unitRef="usd">304067000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingYearSixThroughTenFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost contextRef="c-4" decimals="-3" id="f-787" unitRef="usd">764860000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue contextRef="c-4" decimals="-3" id="f-788" unitRef="usd">597067000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue>
    <us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost contextRef="c-5" decimals="-3" id="f-789" unitRef="usd">928209000</us-gaap:HeldtomaturitySecuritiesDebtMaturitiesRollingAfterTenYearsAmortizedCost>
    <us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue contextRef="c-5" decimals="-3" id="f-790" unitRef="usd">768927000</us-gaap:HeldToMaturitySecuritiesDebtMaturitiesRollingAfterTenYearsFairValue>
    <hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost contextRef="c-4" decimals="-3" id="f-791" unitRef="usd">1488844000</hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost>
    <hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate contextRef="c-4" decimals="-3" id="f-792" unitRef="usd">1246126000</hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate>
    <hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost contextRef="c-5" decimals="-3" id="f-793" unitRef="usd">1538492000</hbnc:HeldToMaturitySecuritiesDebtMaturitiesAmortizedCost>
    <hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate contextRef="c-5" decimals="-3" id="f-794" unitRef="usd">1322517000</hbnc:HeldToMaturitySecuritiesDebtMaturitiesFairValueAggregate>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-58" decimals="-3" id="f-795" unitRef="usd">349726000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-58" decimals="-3" id="f-796" unitRef="usd">294822000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-63" decimals="-3" id="f-797" unitRef="usd">374974000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-63" decimals="-3" id="f-798" unitRef="usd">318507000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-59" decimals="-3" id="f-799" unitRef="usd">29278000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-59" decimals="-3" id="f-800" unitRef="usd">25320000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-65" decimals="-3" id="f-801" unitRef="usd">32329000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-65" decimals="-3" id="f-802" unitRef="usd">27734000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-803" unitRef="usd">1867848000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-4" decimals="-3" id="f-804" unitRef="usd">1566268000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-805" unitRef="usd">1945795000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:HeldToMaturitySecuritiesFairValue contextRef="c-5" decimals="-3" id="f-806" unitRef="usd">1668758000</us-gaap:HeldToMaturitySecuritiesFairValue>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock contextRef="c-1" id="f-807">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables show the gross unrealized losses and the fair value of the Company&#x2019;s available for sale investments, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.996%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Less than 12 Months&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;12 Months or More&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for Sale Investment Securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(457)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(41,687)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3,441)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,760)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:35.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.987%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.996%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="border-bottom:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Less than 12 Months&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;12 Months or More&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unrealized&lt;br/&gt;Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Available for Sale Investment Securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;301,643&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,033)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(49,269)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,869&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,184)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,805)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale investment securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,387&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;543,248&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,583)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;545,635&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(87,819)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionFairValueTableTextBlock>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-56" decimals="-3" id="f-808" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-56" decimals="-3" id="f-809" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-56" decimals="-3" id="f-810" unitRef="usd">1801000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-56" decimals="-3" id="f-811" unitRef="usd">457000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-56" decimals="-3" id="f-812" unitRef="usd">1801000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-56" decimals="-3" id="f-813" unitRef="usd">457000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-57" decimals="-3" id="f-814" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-57" decimals="-3" id="f-815" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-57" decimals="-3" id="f-816" unitRef="usd">201834000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-57" decimals="-3" id="f-817" unitRef="usd">41687000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-57" decimals="-3" id="f-818" unitRef="usd">201834000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-57" decimals="-3" id="f-819" unitRef="usd">41687000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-58" decimals="-3" id="f-820" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-58" decimals="-3" id="f-821" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-58" decimals="-3" id="f-822" unitRef="usd">14543000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-58" decimals="-3" id="f-823" unitRef="usd">3441000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-58" decimals="-3" id="f-824" unitRef="usd">14543000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-58" decimals="-3" id="f-825" unitRef="usd">3441000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-60" decimals="-3" id="f-826" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-60" decimals="-3" id="f-827" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-60" decimals="-3" id="f-828" unitRef="usd">15499000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-60" decimals="-3" id="f-829" unitRef="usd">2760000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-60" decimals="-3" id="f-830" unitRef="usd">15499000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-60" decimals="-3" id="f-831" unitRef="usd">2760000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-4" decimals="-3" id="f-832" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-4" decimals="-3" id="f-833" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-4" decimals="-3" id="f-834" unitRef="usd">233677000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-4" decimals="-3" id="f-835" unitRef="usd">48345000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-4" decimals="-3" id="f-836" unitRef="usd">233677000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-4" decimals="-3" id="f-837" unitRef="usd">48345000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-61" decimals="-3" id="f-838" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-61" decimals="-3" id="f-839" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-61" decimals="-3" id="f-840" unitRef="usd">64377000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-61" decimals="-3" id="f-841" unitRef="usd">8561000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-61" decimals="-3" id="f-842" unitRef="usd">64377000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-61" decimals="-3" id="f-843" unitRef="usd">8561000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-62" decimals="-3" id="f-844" unitRef="usd">2387000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-62" decimals="-3" id="f-845" unitRef="usd">236000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-62" decimals="-3" id="f-846" unitRef="usd">301643000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-62" decimals="-3" id="f-847" unitRef="usd">49033000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-62" decimals="-3" id="f-848" unitRef="usd">304030000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-62" decimals="-3" id="f-849" unitRef="usd">49269000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-63" decimals="-3" id="f-850" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-63" decimals="-3" id="f-851" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-63" decimals="-3" id="f-852" unitRef="usd">140869000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-63" decimals="-3" id="f-853" unitRef="usd">24184000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-63" decimals="-3" id="f-854" unitRef="usd">140869000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-63" decimals="-3" id="f-855" unitRef="usd">24184000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-64" decimals="-3" id="f-856" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-64" decimals="-3" id="f-857" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-64" decimals="-3" id="f-858" unitRef="usd">36359000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-64" decimals="-3" id="f-859" unitRef="usd">5805000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-64" decimals="-3" id="f-860" unitRef="usd">36359000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-64" decimals="-3" id="f-861" unitRef="usd">5805000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months contextRef="c-5" decimals="-3" id="f-862" unitRef="usd">2387000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12Months>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss contextRef="c-5" decimals="-3" id="f-863" unitRef="usd">236000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPositionLessThan12MonthsAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger contextRef="c-5" decimals="-3" id="f-864" unitRef="usd">543248000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLonger>
    <us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss contextRef="c-5" decimals="-3" id="f-865" unitRef="usd">87583000</us-gaap:DebtSecuritiesAvailableForSaleContinuousUnrealizedLossPosition12MonthsOrLongerAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition contextRef="c-5" decimals="-3" id="f-866" unitRef="usd">545635000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPosition>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss contextRef="c-5" decimals="-3" id="f-867" unitRef="usd">87819000</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionAccumulatedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="c-4"
      decimals="INF"
      id="f-868"
      unitRef="security">2115</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions
      contextRef="c-5"
      decimals="INF"
      id="f-869"
      unitRef="security">2290</us-gaap:DebtSecuritiesAvailableForSaleUnrealizedLossPositionNumberOfPositions>
    <hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition contextRef="c-4" decimals="-8" id="f-870" unitRef="usd">1800000000</hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition>
    <hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition contextRef="c-5" decimals="-8" id="f-871" unitRef="usd">2100000000</hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPosition>
    <hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio contextRef="c-1" decimals="2" id="f-872" unitRef="number">0.86</hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio>
    <hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio contextRef="c-6" decimals="2" id="f-873" unitRef="number">0.85</hbnc:DebtSecuritiesAvailableForSaleAndHeldToMaturityUnrealizedLossPositionPercentageOfPortfolio>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss contextRef="c-4" decimals="INF" id="f-874" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss contextRef="c-5" decimals="INF" id="f-875" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-876" unitRef="usd">158000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-877" unitRef="usd">157000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-66" decimals="-5" id="f-878" unitRef="usd">125000000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-67" decimals="-5" id="f-879" unitRef="usd">143700000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock contextRef="c-1" id="f-880">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table summarizes credit ratings of our held-to-maturity securities at amortized cost for the periods indicated:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.730%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.280%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.286%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AAA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BBB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Not Rated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;278,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;273,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;698,428&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;66,079&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,048,862&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;349,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage-backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;75,603&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;161,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;652,633&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;982,987&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;77,628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,848&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AAA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;AA&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BBB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;BB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Not Rated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;287,259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;285,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;730,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;69,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,186&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,088,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;374,974&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage-backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,831&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;78,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;162,734&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;693,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,022,426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;81,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;80,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;63,890&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,795&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DebtSecuritiesHeldToMaturityCreditQualityIndicatorTableTextBlock>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-68" decimals="-3" id="f-881" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-69" decimals="-3" id="f-882" unitRef="usd">278383000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-70" decimals="-3" id="f-883" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-71" decimals="-3" id="f-884" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-72" decimals="-3" id="f-885" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-73" decimals="-3" id="f-886" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-56" decimals="-3" id="f-887" unitRef="usd">278383000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-74" decimals="-3" id="f-888" unitRef="usd">273629000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-75" decimals="-3" id="f-889" unitRef="usd">698428000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-76" decimals="-3" id="f-890" unitRef="usd">66079000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-77" decimals="-3" id="f-891" unitRef="usd">10726000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-78" decimals="-3" id="f-892" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-79" decimals="-3" id="f-893" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-57" decimals="-3" id="f-894" unitRef="usd">1048862000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-80" decimals="-3" id="f-895" unitRef="usd">349726000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-81" decimals="-3" id="f-896" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-82" decimals="-3" id="f-897" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-83" decimals="-3" id="f-898" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-84" decimals="-3" id="f-899" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-85" decimals="-3" id="f-900" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-58" decimals="-3" id="f-901" unitRef="usd">349726000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-86" decimals="-3" id="f-902" unitRef="usd">29278000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-87" decimals="-3" id="f-903" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-88" decimals="-3" id="f-904" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-89" decimals="-3" id="f-905" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-90" decimals="-3" id="f-906" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-91" decimals="-3" id="f-907" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-59" decimals="-3" id="f-908" unitRef="usd">29278000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-92" decimals="-3" id="f-909" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-93" decimals="-3" id="f-910" unitRef="usd">6176000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-94" decimals="-3" id="f-911" unitRef="usd">11549000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-95" decimals="-3" id="f-912" unitRef="usd">75603000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-96" decimals="-3" id="f-913" unitRef="usd">4543000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-97" decimals="-3" id="f-914" unitRef="usd">63728000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-60" decimals="-3" id="f-915" unitRef="usd">161599000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-98" decimals="-3" id="f-916" unitRef="usd">652633000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-99" decimals="-3" id="f-917" unitRef="usd">982987000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-100" decimals="-3" id="f-918" unitRef="usd">77628000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-101" decimals="-3" id="f-919" unitRef="usd">86329000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-102" decimals="-3" id="f-920" unitRef="usd">4543000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-103" decimals="-3" id="f-921" unitRef="usd">63728000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-922" unitRef="usd">1867848000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-104" decimals="-3" id="f-923" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-105" decimals="-3" id="f-924" unitRef="usd">287259000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-106" decimals="-3" id="f-925" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-107" decimals="-3" id="f-926" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-108" decimals="-3" id="f-927" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-109" decimals="-3" id="f-928" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-61" decimals="-3" id="f-929" unitRef="usd">287259000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-110" decimals="-3" id="f-930" unitRef="usd">285748000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-111" decimals="-3" id="f-931" unitRef="usd">730907000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-112" decimals="-3" id="f-932" unitRef="usd">69658000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-113" decimals="-3" id="f-933" unitRef="usd">2186000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-114" decimals="-3" id="f-934" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-115" decimals="-3" id="f-935" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-62" decimals="-3" id="f-936" unitRef="usd">1088499000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-116" decimals="-3" id="f-937" unitRef="usd">374974000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-117" decimals="-3" id="f-938" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-118" decimals="-3" id="f-939" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-119" decimals="-3" id="f-940" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-120" decimals="-3" id="f-941" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-121" decimals="-3" id="f-942" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-63" decimals="-3" id="f-943" unitRef="usd">374974000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-122" decimals="-3" id="f-944" unitRef="usd">32329000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-123" decimals="-3" id="f-945" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-124" decimals="-3" id="f-946" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-125" decimals="-3" id="f-947" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-126" decimals="-3" id="f-948" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-127" decimals="-3" id="f-949" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-65" decimals="-3" id="f-950" unitRef="usd">32329000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-128" decimals="-3" id="f-951" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-129" decimals="-3" id="f-952" unitRef="usd">4260000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-130" decimals="-3" id="f-953" unitRef="usd">11831000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-131" decimals="-3" id="f-954" unitRef="usd">78197000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-132" decimals="-3" id="f-955" unitRef="usd">4556000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-133" decimals="-3" id="f-956" unitRef="usd">63890000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-64" decimals="-3" id="f-957" unitRef="usd">162734000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-134" decimals="-3" id="f-958" unitRef="usd">693051000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-135" decimals="-3" id="f-959" unitRef="usd">1022426000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-136" decimals="-3" id="f-960" unitRef="usd">81489000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-137" decimals="-3" id="f-961" unitRef="usd">80383000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-138" decimals="-3" id="f-962" unitRef="usd">4556000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-139" decimals="-3" id="f-963" unitRef="usd">63890000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-964" unitRef="usd">1945795000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock contextRef="c-1" id="f-965">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table details activity in the allowance for credit losses on held-to-maturity securities for the year ended December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:61.257%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.814%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.584%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.754%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.348%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Beginning balance&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;257&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (benefit)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(100)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;158&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;157&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossTableTextBlock>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-966" unitRef="usd">157000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-22" decimals="-3" id="f-967" unitRef="usd">257000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal contextRef="c-1" decimals="-3" id="f-968" unitRef="usd">1000</us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal>
    <us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal contextRef="c-6" decimals="-3" id="f-969" unitRef="usd">-100000</us-gaap:DebtSecuritiesHeldToMaturityCreditLossExpenseReversal>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-970" unitRef="usd">158000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-971" unitRef="usd">157000</us-gaap:DebtSecuritiesHeldToMaturityAllowanceForCreditLossExcludingAccruedInterest>
    <hbnc:DebtSecuritiesAccruedInterest contextRef="c-4" decimals="-5" id="f-972" unitRef="usd">12700000</hbnc:DebtSecuritiesAccruedInterest>
    <hbnc:DebtSecuritiesAccruedInterest contextRef="c-5" decimals="-5" id="f-973" unitRef="usd">14700000</hbnc:DebtSecuritiesAccruedInterest>
    <us-gaap:ScheduleOfRealizedGainLossTableTextBlock contextRef="c-1" id="f-974">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Information regarding security proceeds, gross gains and gross losses are presented below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.296%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Sales of securities available for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Proceeds&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,138&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;439,285&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Gross gains&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Gross losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39,145)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(32,267)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRealizedGainLossTableTextBlock>
    <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="c-1" decimals="-3" id="f-975" unitRef="usd">293138000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="c-6" decimals="-3" id="f-976" unitRef="usd">439285000</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
    <us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities contextRef="c-7" decimals="-3" id="f-977" unitRef="usd">0</us-gaap:ProceedsFromSaleAndMaturityOfAvailableForSaleSecurities>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain contextRef="c-1" decimals="-3" id="f-978" unitRef="usd">6000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain contextRef="c-6" decimals="-3" id="f-979" unitRef="usd">215000</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedGain contextRef="c-7" decimals="-3" id="f-980" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleRealizedGain>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss contextRef="c-1" decimals="-3" id="f-981" unitRef="usd">39145000</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss contextRef="c-6" decimals="-3" id="f-982" unitRef="usd">32267000</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss contextRef="c-7" decimals="-3" id="f-983" unitRef="usd">0</us-gaap:DebtSecuritiesAvailableForSaleRealizedLoss>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="c-1" decimals="-5" id="f-984" unitRef="usd">8200000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="c-6" decimals="-5" id="f-985" unitRef="usd">6700000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax contextRef="c-7" decimals="-3" id="f-986" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesTax>
    <hbnc:FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock contextRef="c-1" id="f-987">The following table represents the fair value and amortized costs of these pledged securities.&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:44.180%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.386%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.994%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.654%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Pledge securities for borrowing availability at the Federal Reserve&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;851,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,032,916&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,441,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,682,935&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Pledge securities for FHLB borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;279,136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;333,613&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:FairValueAndAmortizedCostsOfPledgedSecuritiesTableTextBlock>
    <hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue contextRef="c-4" decimals="-3" id="f-988" unitRef="usd">851384000</hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue>
    <hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve contextRef="c-4" decimals="-3" id="f-989" unitRef="usd">1032916000</hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve>
    <hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue contextRef="c-5" decimals="-3" id="f-990" unitRef="usd">1441920000</hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalReserveAtFairValue>
    <hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve contextRef="c-5" decimals="-3" id="f-991" unitRef="usd">1682935000</hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalReserve>
    <hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1 contextRef="c-4" decimals="-3" id="f-992" unitRef="usd">279136000</hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1>
    <hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1 contextRef="c-4" decimals="-3" id="f-993" unitRef="usd">333613000</hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1>
    <hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1 contextRef="c-5" decimals="-3" id="f-994" unitRef="usd">0</hbnc:PledgedAssetsSeparatelyReportedSecuritiesPledgedForFederalHomeLoanBankAtFairValue1>
    <hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1 contextRef="c-5" decimals="-3" id="f-995" unitRef="usd">0</hbnc:PledgedFinancialInstrumentsNotSeparatelyReportedSecuritiesForFederalHomeLoanBank1>
    <us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock contextRef="c-1" id="f-996">Loans&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below identifies the Company's loan portfolio segments and classes.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:47.730%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.340%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Portfolio Segment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Class of Financing Receivable&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Portfolio segment is defined as a level at which an entity develops and documents a systematic methodology to determine its allowance for credit losses. Class of financing receivable is defined as a group of financing receivables determined on the basis of both of the following, 1) risk characteristics of the financing receivable, and 2) an entity&#x2019;s method for monitoring and assessing credit risk. Generally, the Bank does not move loans from a revolving loan to a term loan other than construction loans. Construction loans are reviewed and rewritten prior to being originated as a term loan.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents total outstanding loans held of investment by portfolio class, as of December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.929%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31,&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31,&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;667,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,501,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;875,297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,078,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,674,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;654,295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total residential real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;802,909&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;726,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;97,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;303,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;399,946&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;965,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,016,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total loans held for investment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,847,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,417,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(51,980)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(50,029)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans held for investment, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,795,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,367,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Total loans include net unearned discounts and deferred loan costs of $14.9 million and $21.9 million at December&#160;31, 2024 and 2023, respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The risk characteristics of each loan portfolio segment are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Commercial&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Commercial loans are primarily based on the identified cash flows of the borrower and secondarily on the underlying collateral provided by the borrower. The cash flows of borrowers, however, may not be as expected, and the collateral securing these loans may fluctuate in value. Most commercial loans are secured by the assets being financed or other business assets such as accounts receivable or inventory and may incorporate a personal guarantee; however, some short-term loans may be made on an unsecured basis. In the case of loans secured by accounts receivable, the availability of funds for the repayment of these loans may be substantially dependent on the ability of the borrower to collect amounts due from its customers.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Commercial real estate loans are viewed primarily as cash flow loans and secondarily as loans secured by real estate. Commercial real estate lending typically involves larger loan principal amounts and the repayment of these loans is generally dependent on the successful operation of the property securing the loan or the business conducted on the property securing the loan. Commercial real estate loans may be more adversely affected by conditions in the real estate markets, the general economy or fluctuations in interest rates. The properties securing the Company&#x2019;s commercial real estate portfolio are diverse in terms of property type, and are monitored for concentrations of credit. Management monitors and evaluates commercial real estate loans based on collateral, cash flow and risk grade criteria. As a general rule, the Company avoids financing single purpose projects unless other underwriting factors are present to help mitigate risk. In addition, management tracks the level of owner occupied commercial real estate loans versus non-owner occupied loans.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Real Estate and Consumer&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;With respect to residential loans that are secured by 1-4 family residences and are generally owner occupied, the Company generally establishes a maximum loan-to-value ratio and requires private mortgage insurance if that ratio is exceeded. Home equity loans are typically secured by a subordinate interest in 1-4 family residences, and consumer loans are secured by consumer assets such as automobiles or recreational vehicles. Some consumer loans are unsecured such as small installment loans and certain lines of credit. Repayment of these loans is primarily dependent on the personal income of the borrowers, which can be impacted by economic conditions in their market areas such as unemployment levels. Repayment can also be impacted by changes in property values on residential properties. Risk is mitigated by the fact that the loans are of smaller individual amounts and spread over a large number of borrowers.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Mortgage Warehousing&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon&#x2019;s mortgage warehouse lending has specific mortgage companies as customers of Horizon Bank. Individual mortgage loans originated by these mortgage companies are funded as a secured borrowing with a pledge of collateral under Horizon&#x2019;s agreement with the mortgage company. Each mortgage loan funded by Horizon undergoes an underwriting review by Horizon to the end investor guidelines and is assigned to Horizon until the loan is sold to the secondary market by the mortgage company. In addition, Horizon takes possession of each original note and forwards such note to the end investor once the mortgage company has sold the loan. At the time a loan is transferred to the secondary market, the mortgage company reacquires the loan under its option within the agreement. Due to the reacquire feature contained in the agreement, the transaction does not qualify as a sale and therefore is accounted for as a secured borrowing with a pledge of collateral pursuant to the agreement with the mortgage company. When the individual loan is sold to the end investor by the mortgage company, the proceeds from the sale of the loan are received by Horizon and used to pay off the loan balance with Horizon along with any accrued interest and any related fees. The remaining balance from the sale is forwarded to the mortgage company. These individual loans typically are sold by the mortgage company within 30 days and are seldom held more than 90 days. Interest income is accrued during this period and collected at the time each loan is sold. Fee income for each loan sold is collected when the loan is sold, and no costs are deferred due to the term between each loan funding and related payoff, which is typically less than 30 days.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Based on the agreements with each mortgage company, at any time a mortgage company can reacquire from Horizon its outstanding loan balance on an individual mortgage and regain possession of the original note. Horizon also has the option to request that the mortgage company reacquire an individual mortgage. Should this occur, Horizon would return the original note and reassign the assignment of the mortgage to the mortgage company. Also, in the event that the end investor would not be able to honor the purchase commitment and the mortgage company would not be able to reacquire its loan on an individual mortgage, Horizon would be able to exercise its rights under the agreement.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Non&#x2013;performing Loans&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents non&#x2013;accrual loans and loans past due over 90 days still on accrual by class of loans at December&#160;31, 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total &lt;br/&gt;Non&#x2013;accrual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans Past&lt;br/&gt;Due Over 90&lt;br/&gt;Days Still&lt;br/&gt;Accruing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Non&#x2013;accruing Loans with no Allowance for Credit Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;338&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents non&#x2013;accrual loans, loans past due over 90 days still on accrual by class of loan at December&#160;31, 2023:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.753%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.081%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.032%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total &lt;br/&gt;Non&#x2013;accrual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans Past&lt;br/&gt;Due Over 90&lt;br/&gt;Days Still&lt;br/&gt;Accruing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Non&#x2013;performing Loans  with no Allowance for Credit Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;624&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;899&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There was no interest income recognized on non&#x2013;accrual loans during the years ended December&#160;31, 2024 or 2023 while the loans were in non&#x2013;accrual status. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The amount of accrued interest receivable written off by the Company by reversing interest income was not material for the year ended December&#160;31, 2024 and 2023, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the payment status by class of loan at December&#160;31, 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.606%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;59 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;60&#x2013;89 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or&lt;br/&gt;Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;665,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;667,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,500,229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,501,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;872,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;875,297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,073,235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,921&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,078,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;773,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,747&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;792,162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,747&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;802,909&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;95,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,325&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;97,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;298,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;806&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;868&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;303,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;551,483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;944,868&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,936&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;21,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;965,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,810,265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16,928&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,090&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,847,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The following table presents the payment status by class of loan at December&#160;31, 2023:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.606%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;59 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;60&#x2013;89 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or&lt;br/&gt;Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;638,389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,791&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development&#160;&amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,036&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;710,567&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,659&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,669,272&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,057&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,688&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,674,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;646,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;654,295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,903&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;726,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;393,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;399,946&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;558,062&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,082&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003,678&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,963&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,016,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,391,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,373&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,417,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The entire balance of a loan is considered delinquent if the minimum payment contractually required to be made is not received by the specified due date.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Modified Loans&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables detail the amortized cost as of &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2024&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2023&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, respectively, of loans that were modified to borrowers experiencing financial difficulty during the year ended: &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.646%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.551%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.675%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other-Than-Insignificant Payment Delay&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension and Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;% of Loans Held for Investment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:3pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;740&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,391&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,654&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.449%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.572%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.457%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other-Than-Insignificant Payment Delay&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension and Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;% of Loans Held for Investment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.37&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the financial impacts of loan modifications and payment deferrals, as applicable, during the year ended December&#160;31, 2024 and 2023, respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.204%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.958%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.974%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Term Extension (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Interest Rate Reduction (In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Payment Delay (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension (In Months) &amp;amp; Rate Reduction (In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 60 months &amp;amp; Weighted average interest rate reduction of 1.04%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 21 months &amp;amp; Weighted average interest rate reduction of 2.25%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.046%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.642%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.935%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.835%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Term Extension (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Interest Rate Reduction (Int Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Payment Delay (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension &lt;br/&gt;(In Months) &amp;amp; &lt;br/&gt;Rate Reduction &lt;br/&gt;(In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 105 months &amp;amp; &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average interest rate reduction of 1.22%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 32 months &amp;amp; Weighted average payment deferral of 4 months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="padding-left:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The financial impacts of the modifications did not significantly impact our determination of the allowance for credit losses during the periods presented above.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents the amortized cost basis at December&#160;31, 2024 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.063%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.297%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30-89 Days Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:6pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents the amortized cost basis at December&#160;31, 2023 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.521%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30-89 Days Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:6pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The Company did not have any loans to borrowers experiencing financial difficulty that had a payment default during the years ended December&#160;31, 2024 and 2023, respectively, and were modified within the twelve months prior to the payment default. For purposes of this disclosure, the Company considers &#x201c;default&#x201d; to mean 30 days or more past due of contractual interest or principal.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:107%"&gt;Collateral Dependent Financial Assets&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A collateral dependent financial loan relies solely on the operation or sale of the collateral for repayment. In evaluating the overall risk associated with the loan, the Company considers character, overall financial condition and resources, and payment record of the borrower; the prospects for support from any financially responsible guarantors; and the nature and degree of protection provided by the cash flow and value of any underlying collateral. However, as other sources of repayment become inadequate over time, the significance of the collateral's value increases and the loan may become collateral dependent.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The tables below present the amortized cost basis and allowance for credit losses (&#x201c;ACL&#x201d;) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses, at December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accounts Receivable/Equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;ACL Allocation&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,182&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;955&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,182&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;955&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Collateral dependent loans had a collateral fair value of $3.4 million at December&#160;31, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accounts Receivable/Equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;ACL Allocation&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;625&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Collateral dependent loans had a collateral fair value of $6.3 million at December&#160;31, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As of December&#160;31, 2024, the Company had a carrying value &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;of  &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$0.4 million &lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;of repossessed assets. As of December&#160;31, 2024, the Company had a recorded net investment&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; of $0.3 million o&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;f consumer mortgage loans in which foreclosure proceedings have commenced. Repossessed assets are a component of other assets within the consolidated balance sheet.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Credit Quality Indicators&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon Bank&#x2019;s processes for determining credit quality differ slightly depending on whether a new loan or a renewed loan is being underwritten, or whether an existing loan is being re&#x2013;evaluated for credit quality. The latter usually occurs upon receipt of current financial information or other pertinent data that would trigger a change in the credit quality grade.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;For new and renewed commercial loans, the Bank&#x2019;s Credit Department, which acts independently of the loan officer, assigns the credit quality grade to the loan. Loan grades for loans with an aggregate credit exposure that exceeds the authorities in the respective regions (ranging from $3,000,000 to $6,000,000) are validated by the Loan Committee, which is chaired by the Chief Commercial Banking Officer (&#x201c;CCBO&#x201d;).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Commercial loan officers are responsible for reviewing their loan portfolios and promptly assessing any adverse change in credit quality and revising the risk rating appropriately. When circumstances warrant a change in the credit quality grade, loan officers are required to notify the Credit Department of the change in the credit quality grade. Downgrades are accepted immediately, however, lenders must present their factual information to the Credit Department when recommending an upgrade. Downgrades to impaired status require the concurrence of the CCBO and the Senior Workout Loan Manager.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The CCBO, or a designee, meets periodically with loan officers to discuss the status of past due loans and classified loans. These meetings are also designed to give the loan officers an opportunity to identify an existing loan that should be downgraded to a classified grade.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:27pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Monthly, senior management meets as members of the Watch Committee, which reviews all of the past due, classified, and impaired loans and the relative trends of these assets. This committee also reviews the actions taken by management regarding foreclosure mitigation, loan extensions, loan modifications, other real estate owned and personal property repossessions. The information reviewed in this meeting acts as a precursor for developing management&#x2019;s analysis of the adequacy of the Allowance for Credit Losses on Loans and Leases.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For residential real estate and consumer loans, Horizon uses a grading system based on delinquency. Loans that are 90 days or more past due, on non&#x2013;accrual, or are classified as modified loans are graded &#x201c;Substandard.&#x201d; After being 90 to 120 days delinquent a loan is charged off unless it is well secured and in the process of collection. If the latter case exists, the loan is placed on non&#x2013;accrual. Occasionally a mortgage loan may be graded as &#x201c;Special Mention.&#x201d; When this situation arises, it is because the characteristics of the loan and the borrower fit the definition of a Risk Grade 5 described below, which is normally used for grading commercial loans. Loans not graded Substandard are considered Pass.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon Bank employs a nine&#x2013;grade rating system to determine the credit quality of commercial loans. The first five grades represent acceptable quality, and the last four grades mirror the criticized and classified grades used by the bank regulatory agencies (special mention, substandard, doubtful, and loss). The loan grade definitions are detailed below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 1: Excellent (Pass)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans secured by liquid collateral, such as certificates of deposit, reputable bank letters of credit, or other cash equivalents or loans to any publicly held company with a  current long&#x2013;term debt rating of A or better and meeting defined key financial metric ranges.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 2: Good (Pass)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans to businesses that have strong financial statements containing an unqualified opinion from a CPA firm and at least three years consecutive years of profits; loans supported by unaudited financial statements containing strong balance sheets, five years consecutive years of profits, a five year satisfactory relationship with the Bank, and key balance sheet and income statement trends that are either stable or positive; loans secured by publicly traded marketable securities with required margins where there is no impediment to liquidation; loans to individuals backed by liquid personal assets and unblemished credit histories; or loans to publicly held companies with current long&#x2013;term debt ratings of Baa or better and meeting defined key financial metric ranges.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 3: Satisfactory (Pass)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans supported by financial statements (audited or unaudited) that indicate average or slightly below average risk and having some deficiency or vulnerability to changing economic conditions; loans with some weakness but offsetting features of other support are readily available; loans that are meeting the terms of repayment, but which may be susceptible to deterioration if adverse factors are encountered and meeting defined key financial metric ranges. Loans may be graded Satisfactory when there is no recent information on which to base a current risk evaluation and the following conditions apply:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;At inception, the loan was properly underwritten, did not possess an unwarranted level of credit risk, and the loan met the above criteria for a risk grade of Excellent, Good, or Satisfactory;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;At inception, the loan was secured with collateral possessing a loan value adequate to protect the Bank from loss.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The loan has exhibited &lt;span style="-sec-ix-hidden:f-1499"&gt;two&lt;/span&gt; or more years of satisfactory repayment with a reasonable reduction of the principal balance.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;During the period that the loan has been outstanding, there has been no evidence of any credit weakness. Some examples of weakness include slow payment, lack of cooperation by the borrower, breach of loan covenants, or the borrower is in an industry known to be experiencing problems. If any of these credit weaknesses is observed, a lower risk grade may be warranted.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 4: Satisfactory/Monitored&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans in this category are considered to be of acceptable credit quality, but contain greater credit risk than Satisfactory rated loans and meet defined key financial metric ranges. Borrower displays acceptable liquidity, leverage, and earnings performance within the Bank&#x2019;s minimum underwriting guidelines. The level of risk is acceptable but conditioned on the proper level of loan officer supervision. Loans that normally fall into this grade include acquisition, construction and development loans and income producing properties that have not reached stabilization.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 4W: Management Watch&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans in this category are considered to be of acceptable quality and meet defined key financial metric ranges, but with above normal risk. Borrower displays potential indicators of weakness in the primary source of repayment resulting in a higher reliance on secondary sources of repayment. Balance sheet may exhibit weak liquidity and/or high leverage. There is inconsistent earnings performance without the ability to sustain adverse economic conditions. Borrower may be operating in a declining industry or the property type, as for a commercial real estate loan, may be high risk or in decline. These loans require an increased level of loan &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;officer supervision and monitoring to assure that any deterioration is addressed in a timely fashion. Commercial construction loans are graded as 4W Management Watch until the projects are completed and stabilized.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 5: Special Mention&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans which possess some temporary (normally less than one year) credit deficiency or potential weakness which deserves close attention. Such loans pose an unwarranted financial risk that, if not corrected, could weaken the loan by adversely impacting the future repayment ability of the borrower. The key distinctions of a Special Mention classification are that (1) it is indicative of an unwarranted level of risk and (2) weaknesses are considered &#x201c;potential,&#x201d; not &#x201c;defined,&#x201d; impairments to the primary source of repayment. These loans may be to borrowers with adverse trends in financial performance, collateral value and/or marketability, or balance sheet strength and must meet defined key financial metric ranges.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 6: Substandard&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;One or more of the following characteristics may be exhibited in loans classified Substandard:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Loans which possess a defined credit weakness. The likelihood that a loan will be paid from the primary source of repayment is uncertain. Financial deterioration is under way and very close attention is warranted to ensure that the loan is collected without loss.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Loans are inadequately protected by the current net worth and paying capacity of the obligor.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and the Bank is forced to rely on a secondary source of repayment, such as collateral liquidation or guarantees.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Loans have a distinct possibility that the Bank will sustain some loss if deficiencies are not corrected.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Unusual courses of action are needed to maintain a high probability of repayment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The borrower is not generating enough cash flow to repay loan principal; however, it continues to make interest payments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The lender is forced into a subordinated or unsecured position due to flaws in documentation.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Loans have been restructured so that payment schedules, terms, and collateral represent concessions to the borrower when compared to the normal loan terms.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The lender is seriously contemplating foreclosure or legal action due to the apparent deterioration in the loan.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;There is a significant deterioration in market conditions to which the borrower is highly vulnerable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:3pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 7: Doubtful&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;One or more of the following characteristics may be present in loans classified Doubtful:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;Loans have all of the weaknesses of those classified as Substandard. However, based on existing conditions, these weaknesses make full collection of principal highly improbable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The primary source of repayment is gone, and there is considerable doubt as to the quality of the secondary source of repayment.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The possibility of loss is high but because of certain important pending factors which may strengthen the loan, loss classification is deferred until the exact status of repayment is known.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-18pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2022;&#160;&#160;&#160;&#160;The borrower meets defined key financial metric ranges.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:9pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Risk Grade 8: Loss&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:27pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans are considered uncollectible and of such little value that continuing to carry them as assets is not feasible. Loans will be classified Loss when it is neither practical nor desirable to defer writing off or reserving all or a portion of a basically worthless asset, even though partial recovery may be possible at some time in the future.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:3pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables present loans by credit grades and origination year at December&#160;31, 2024.&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.806%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.708%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;75,649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;74,305&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;90,872&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;68,978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;36,778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;178,936&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;92,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;630,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,724&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,769&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,759&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,970&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,761&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,307&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;24,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;78,748&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;83,066&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;93,647&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;77,054&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;36,920&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,538&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;92,227&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;12,965&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;667,165&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;194,167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;115,378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;244,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;133,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;100,688&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;344,558&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;298,288&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,442,760&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,409&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31,083&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52,952&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,744&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;194,250&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;119,886&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;260,675&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;134,938&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;100,688&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;381,005&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;298,288&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;11,726&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,501,456&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;420&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;362&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;420&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;10,986&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;3,843&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;15,611&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;819&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;788&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;17,776&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;819&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,139&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;788&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,133&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;328&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,356&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;8,465&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;599&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,627&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;242,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;105,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;128,707&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;73,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;54,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;179,370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;839,555&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,245&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,519&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;23,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;244,651&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;108,800&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;130,270&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;73,253&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,221&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;59,507&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;58,835&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,760&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;875,297&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.539%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term &lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;69,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;145,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;160,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;140,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;78,563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177,902&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;772,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,092&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;69,465&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;147,546&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;162,905&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;141,782&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;79,269&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;182,994&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;783,961&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,948&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,948&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;59,850&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,398&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,679&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;96,724&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;466&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;11,307&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;60,224&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;9,556&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,417&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,679&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;6,029&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;60&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,918&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;97,190&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;70,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;130,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;49,458&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;17,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;302,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;425&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;800&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,839&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;70,568&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;131,410&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;49,762&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;17,889&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,433&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;303,901&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,345&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,769&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,552&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,902&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,657&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;470,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;557,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,465&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,719&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;13,552&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;22,266&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;16,562&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,110&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,932&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;9,506&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;25,122&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;470,834&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;564,884&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;323&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents loans by credit grades and origination year at December&#160;31, 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;66,814&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;101,620&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;73,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;44,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;41,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;173,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;602,997&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;452&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;530&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,929&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;102,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83,466&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;43,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;191,380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,962&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,678&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;116,031&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;197,702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;149,540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;104,591&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83,394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;303,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;246,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,210,896&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;36,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;56,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;117,397&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;213,837&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;150,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;105,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;84,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;346,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;246,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,852&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,852&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;390&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20,236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;390&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;22,382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;121,969&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;151,847&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,709&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;59,041&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;147,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;667,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;119&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,305&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,375&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,836&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;34,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;223&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;768&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;124,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;153,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;94,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;14,502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;62,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;168,979&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;597&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Term Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;40,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;154,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;157,480&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;85,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;30,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;646,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,591&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;41,038&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;156,394&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;158,228&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;85,418&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;31,111&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;182,106&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;654,295&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;48&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,841&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,841&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;45,078&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;45,078&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term &lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;14,835&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,447&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,859&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,074&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;14,835&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;13,491&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,869&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,246&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,476&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,081&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;6&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,362&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;52,366&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;65,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;191,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;80,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;35,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;398,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;312&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;124&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;65,309&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,295&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;81,085&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;36,224&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;16,814&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;8,219&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;399,946&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;86&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,451&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,447&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,987&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,713&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;478,673&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;560,581&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,376&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;21,591&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,121&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,501&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,062&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;10,247&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;15,573&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;478,673&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;564,144&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:LoansNotesTradeAndOtherReceivablesDisclosureTextBlock>
    <hbnc:LoanPortfolioSegmentsAndClassesTableTextBlock contextRef="c-1" id="f-997">&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The table below identifies the Company's loan portfolio segments and classes.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:47.730%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.340%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Portfolio Segment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Class of Financing Receivable&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:LoanPortfolioSegmentsAndClassesTableTextBlock>
    <hbnc:LoansOutstandingByPortfolioClassTableTextBlock contextRef="c-1" id="f-998">&lt;div style="margin-top:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents total outstanding loans held of investment by portfolio class, as of December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:62.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.929%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31,&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31,&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;667,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,501,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;875,297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,078,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,674,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;654,295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total residential real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;802,909&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;726,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;97,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;303,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;399,946&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;965,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,016,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total loans held for investment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,847,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,417,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(51,980)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(50,029)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans held for investment, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,795,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,367,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:LoansOutstandingByPortfolioClassTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-140" decimals="-3" id="f-999" unitRef="usd">667165000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-141" decimals="-3" id="f-1000" unitRef="usd">640731000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-142" decimals="-3" id="f-1001" unitRef="usd">1501456000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-143" decimals="-3" id="f-1002" unitRef="usd">1273838000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-144" decimals="-3" id="f-1003" unitRef="usd">15611000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-145" decimals="-3" id="f-1004" unitRef="usd">13489000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-146" decimals="-3" id="f-1005" unitRef="usd">18627000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-147" decimals="-3" id="f-1006" unitRef="usd">34039000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-148" decimals="-3" id="f-1007" unitRef="usd">875297000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-149" decimals="-3" id="f-1008" unitRef="usd">712863000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-150" decimals="-3" id="f-1009" unitRef="usd">3078156000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-151" decimals="-3" id="f-1010" unitRef="usd">2674960000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-152" decimals="-3" id="f-1011" unitRef="usd">783961000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-153" decimals="-3" id="f-1012" unitRef="usd">654295000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-154" decimals="-3" id="f-1013" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-155" decimals="-3" id="f-1014" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-156" decimals="-3" id="f-1015" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-157" decimals="-3" id="f-1016" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-158" decimals="-3" id="f-1017" unitRef="usd">802909000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-159" decimals="-3" id="f-1018" unitRef="usd">726214000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-160" decimals="-3" id="f-1019" unitRef="usd">97190000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-161" decimals="-3" id="f-1020" unitRef="usd">52366000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-162" decimals="-3" id="f-1021" unitRef="usd">303901000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-163" decimals="-3" id="f-1022" unitRef="usd">399946000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-164" decimals="-3" id="f-1023" unitRef="usd">564884000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-165" decimals="-3" id="f-1024" unitRef="usd">564144000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-166" decimals="-3" id="f-1025" unitRef="usd">965975000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-167" decimals="-3" id="f-1026" unitRef="usd">1016456000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-1027" unitRef="usd">4847040000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-1028" unitRef="usd">4417630000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-1029" unitRef="usd">51980000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-1030" unitRef="usd">50029000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-4" decimals="-3" id="f-1031" unitRef="usd">4795060000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-5" decimals="-3" id="f-1032" unitRef="usd">4367601000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <hbnc:DeferredFeesCostsLoansAndLeases contextRef="c-4" decimals="-5" id="f-1033" unitRef="usd">14900000</hbnc:DeferredFeesCostsLoansAndLeases>
    <hbnc:DeferredFeesCostsLoansAndLeases contextRef="c-5" decimals="-5" id="f-1034" unitRef="usd">21900000</hbnc:DeferredFeesCostsLoansAndLeases>
    <hbnc:PeriodOfLoanSoldByMortgageCompany contextRef="c-1" id="f-1035">P30D</hbnc:PeriodOfLoanSoldByMortgageCompany>
    <hbnc:MinimumPeriodSeldomHeld contextRef="c-1" id="f-1036">P90D</hbnc:MinimumPeriodSeldomHeld>
    <hbnc:MortgageWarehousingMaximumPayOffPeriod contextRef="c-1" id="f-1037">P30D</hbnc:MortgageWarehousingMaximumPayOffPeriod>
    <us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock contextRef="c-1" id="f-1038">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents non&#x2013;accrual loans and loans past due over 90 days still on accrual by class of loans at December&#160;31, 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total &lt;br/&gt;Non&#x2013;accrual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans Past&lt;br/&gt;Due Over 90&lt;br/&gt;Days Still&lt;br/&gt;Accruing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Non&#x2013;accruing Loans with no Allowance for Credit Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;338&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,542&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;358&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,919&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents non&#x2013;accrual loans, loans past due over 90 days still on accrual by class of loan at December&#160;31, 2023:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.753%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.081%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.274%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:17.032%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total &lt;br/&gt;Non&#x2013;accrual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Loans Past&lt;br/&gt;Due Over 90&lt;br/&gt;Days Still&lt;br/&gt;Accruing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Non&#x2013;performing Loans  with no Allowance for Credit Losses&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;624&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;899&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,303&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,710&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,668&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFinancingReceivablesNonAccrualStatusTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-140" decimals="-3" id="f-1039" unitRef="usd">2448000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-140" decimals="-3" id="f-1040" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-140" decimals="-3" id="f-1041" unitRef="usd">1419000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-142" decimals="-3" id="f-1042" unitRef="usd">444000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-142" decimals="-3" id="f-1043" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-142" decimals="-3" id="f-1044" unitRef="usd">444000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-144" decimals="-3" id="f-1045" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-144" decimals="-3" id="f-1046" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-144" decimals="-3" id="f-1047" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-146" decimals="-3" id="f-1048" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-146" decimals="-3" id="f-1049" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-146" decimals="-3" id="f-1050" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-148" decimals="-3" id="f-1051" unitRef="usd">2232000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-148" decimals="-3" id="f-1052" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-148" decimals="-3" id="f-1053" unitRef="usd">1239000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-150" decimals="-3" id="f-1054" unitRef="usd">5658000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-150" decimals="-3" id="f-1055" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-150" decimals="-3" id="f-1056" unitRef="usd">3636000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-152" decimals="-3" id="f-1057" unitRef="usd">11215000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-152" decimals="-3" id="f-1058" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-152" decimals="-3" id="f-1059" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-168" decimals="-3" id="f-1060" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-168" decimals="-3" id="f-1061" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-168" decimals="-3" id="f-1062" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-169" decimals="-3" id="f-1063" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-169" decimals="-3" id="f-1064" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-169" decimals="-3" id="f-1065" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-158" decimals="-3" id="f-1066" unitRef="usd">11215000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-158" decimals="-3" id="f-1067" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-158" decimals="-3" id="f-1068" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-170" decimals="-3" id="f-1069" unitRef="usd">338000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-170" decimals="-3" id="f-1070" unitRef="usd">128000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-170" decimals="-3" id="f-1071" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-171" decimals="-3" id="f-1072" unitRef="usd">1542000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-171" decimals="-3" id="f-1073" unitRef="usd">358000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-171" decimals="-3" id="f-1074" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-164" decimals="-3" id="f-1075" unitRef="usd">7039000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-164" decimals="-3" id="f-1076" unitRef="usd">680000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-164" decimals="-3" id="f-1077" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-166" decimals="-3" id="f-1078" unitRef="usd">8919000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-166" decimals="-3" id="f-1079" unitRef="usd">1166000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-166" decimals="-3" id="f-1080" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-4" decimals="-3" id="f-1081" unitRef="usd">25792000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-4" decimals="-3" id="f-1082" unitRef="usd">1166000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-4" decimals="-3" id="f-1083" unitRef="usd">3636000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-141" decimals="-3" id="f-1084" unitRef="usd">2636000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-141" decimals="-3" id="f-1085" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-141" decimals="-3" id="f-1086" unitRef="usd">1789000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-143" decimals="-3" id="f-1087" unitRef="usd">3485000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-143" decimals="-3" id="f-1088" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-143" decimals="-3" id="f-1089" unitRef="usd">1242000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-145" decimals="-3" id="f-1090" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-145" decimals="-3" id="f-1091" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-145" decimals="-3" id="f-1092" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-147" decimals="-3" id="f-1093" unitRef="usd">617000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-147" decimals="-3" id="f-1094" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-147" decimals="-3" id="f-1095" unitRef="usd">617000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-149" decimals="-3" id="f-1096" unitRef="usd">624000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-149" decimals="-3" id="f-1097" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-149" decimals="-3" id="f-1098" unitRef="usd">20000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-151" decimals="-3" id="f-1099" unitRef="usd">7362000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-151" decimals="-3" id="f-1100" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-151" decimals="-3" id="f-1101" unitRef="usd">3668000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-153" decimals="-3" id="f-1102" unitRef="usd">8058000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-153" decimals="-3" id="f-1103" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-153" decimals="-3" id="f-1104" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-172" decimals="-3" id="f-1105" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-172" decimals="-3" id="f-1106" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-172" decimals="-3" id="f-1107" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-173" decimals="-3" id="f-1108" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-173" decimals="-3" id="f-1109" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-173" decimals="-3" id="f-1110" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-159" decimals="-3" id="f-1111" unitRef="usd">8058000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-159" decimals="-3" id="f-1112" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-159" decimals="-3" id="f-1113" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-174" decimals="-3" id="f-1114" unitRef="usd">88000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-174" decimals="-3" id="f-1115" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-174" decimals="-3" id="f-1116" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-175" decimals="-3" id="f-1117" unitRef="usd">899000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-175" decimals="-3" id="f-1118" unitRef="usd">299000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-175" decimals="-3" id="f-1119" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-165" decimals="-3" id="f-1120" unitRef="usd">3303000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-165" decimals="-3" id="f-1121" unitRef="usd">260000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-165" decimals="-3" id="f-1122" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-167" decimals="-3" id="f-1123" unitRef="usd">4290000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-167" decimals="-3" id="f-1124" unitRef="usd">559000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-167" decimals="-3" id="f-1125" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual contextRef="c-5" decimals="-3" id="f-1126" unitRef="usd">19710000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrual>
    <us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing contextRef="c-5" decimals="-3" id="f-1127" unitRef="usd">559000</us-gaap:FinancingReceivableExcludingAccruedInterest90DaysOrMorePastDueStillAccruing>
    <us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance contextRef="c-5" decimals="-3" id="f-1128" unitRef="usd">3668000</us-gaap:FinancingReceivableExcludingAccruedInterestNonaccrualNoAllowance>
    <us-gaap:FinancingReceivableNonaccrualInterestIncome contextRef="c-1" decimals="INF" id="f-1129" unitRef="usd">0</us-gaap:FinancingReceivableNonaccrualInterestIncome>
    <us-gaap:FinancingReceivableNonaccrualInterestIncome contextRef="c-6" decimals="INF" id="f-1130" unitRef="usd">0</us-gaap:FinancingReceivableNonaccrualInterestIncome>
    <us-gaap:PastDueFinancingReceivablesTableTextBlock contextRef="c-1" id="f-1131">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the payment status by class of loan at December&#160;31, 2024:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.606%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;59 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;60&#x2013;89 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or&lt;br/&gt;Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Loans&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;665,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;95&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,290&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;667,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,500,229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,501,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,627&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;872,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;875,297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,073,235&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,921&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,078,156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;773,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,747&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,961&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;792,162&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,163&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,584&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,747&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;802,909&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;95,337&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,325&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;181&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;347&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;97,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;298,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,179&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;806&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;868&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;303,901&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;551,483&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,537&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,884&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;944,868&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,936&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;21,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;965,975&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,810,265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16,928&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,757&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,090&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,775&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,847,040&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The following table presents the payment status by class of loan at December&#160;31, 2023:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.606%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="33" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;59 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;60&#x2013;89 Days&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or&lt;br/&gt;Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;638,389&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,342&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,791&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;47&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development&#160;&amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,036&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;710,567&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,659&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,669,272&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,057&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,688&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,674,960&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;646,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;654,295&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,903&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,823&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,311&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;726,214&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;52,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Indirect auto&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;393,615&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,958&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,331&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;399,946&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;558,062&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,082&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;564,144&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,003,678&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,010&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,963&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,016,456&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,391,853&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,373&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,417,630&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the financial impacts of loan modifications and payment deferrals, as applicable, during the year ended December&#160;31, 2024 and 2023, respectively. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.069%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.204%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.958%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.974%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Term Extension (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Interest Rate Reduction (In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Payment Delay (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension (In Months) &amp;amp; Rate Reduction (In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 60 months &amp;amp; Weighted average interest rate reduction of 1.04%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 21 months &amp;amp; Weighted average interest rate reduction of 2.25%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:24.046%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.642%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.935%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.835%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Term Extension (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Interest Rate Reduction (Int Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted Average Payment Delay (In Months)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension &lt;br/&gt;(In Months) &amp;amp; &lt;br/&gt;Rate Reduction &lt;br/&gt;(In Percentage Terms)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 105 months &amp;amp; &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average interest rate reduction of 1.22%&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Weighted average term extension of 32 months &amp;amp; Weighted average payment deferral of 4 months&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="padding-left:6pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1 &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals.&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:PastDueFinancingReceivablesTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-140" decimals="-3" id="f-1132" unitRef="usd">665875000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-176" decimals="-3" id="f-1133" unitRef="usd">1195000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-177" decimals="-3" id="f-1134" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-178" decimals="-3" id="f-1135" unitRef="usd">95000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-140" decimals="-3" id="f-1136" unitRef="usd">1290000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-140" decimals="-3" id="f-1137" unitRef="usd">667165000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-142" decimals="-3" id="f-1138" unitRef="usd">1500229000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-179" decimals="-3" id="f-1139" unitRef="usd">931000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-180" decimals="-3" id="f-1140" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-181" decimals="-3" id="f-1141" unitRef="usd">296000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-142" decimals="-3" id="f-1142" unitRef="usd">1227000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-142" decimals="-3" id="f-1143" unitRef="usd">1501456000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-144" decimals="-3" id="f-1144" unitRef="usd">15611000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-182" decimals="-3" id="f-1145" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-183" decimals="-3" id="f-1146" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-184" decimals="-3" id="f-1147" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-144" decimals="-3" id="f-1148" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-144" decimals="-3" id="f-1149" unitRef="usd">15611000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-146" decimals="-3" id="f-1150" unitRef="usd">18627000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-185" decimals="-3" id="f-1151" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-186" decimals="-3" id="f-1152" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-187" decimals="-3" id="f-1153" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-146" decimals="-3" id="f-1154" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-146" decimals="-3" id="f-1155" unitRef="usd">18627000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-148" decimals="-3" id="f-1156" unitRef="usd">872893000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-188" decimals="-3" id="f-1157" unitRef="usd">2155000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-189" decimals="-3" id="f-1158" unitRef="usd">70000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-190" decimals="-3" id="f-1159" unitRef="usd">179000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-148" decimals="-3" id="f-1160" unitRef="usd">2404000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-148" decimals="-3" id="f-1161" unitRef="usd">875297000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-150" decimals="-3" id="f-1162" unitRef="usd">3073235000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-191" decimals="-3" id="f-1163" unitRef="usd">4281000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-192" decimals="-3" id="f-1164" unitRef="usd">70000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-193" decimals="-3" id="f-1165" unitRef="usd">570000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-150" decimals="-3" id="f-1166" unitRef="usd">4921000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-150" decimals="-3" id="f-1167" unitRef="usd">3078156000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-152" decimals="-3" id="f-1168" unitRef="usd">773214000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-194" decimals="-3" id="f-1169" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-195" decimals="-3" id="f-1170" unitRef="usd">4163000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-196" decimals="-3" id="f-1171" unitRef="usd">6584000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-152" decimals="-3" id="f-1172" unitRef="usd">10747000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-152" decimals="-3" id="f-1173" unitRef="usd">783961000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-154" decimals="-3" id="f-1174" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-197" decimals="-3" id="f-1175" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-198" decimals="-3" id="f-1176" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-199" decimals="-3" id="f-1177" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-154" decimals="-3" id="f-1178" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-154" decimals="-3" id="f-1179" unitRef="usd">18948000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-156" decimals="-3" id="f-1180" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-200" decimals="-3" id="f-1181" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-201" decimals="-3" id="f-1182" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-202" decimals="-3" id="f-1183" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-156" decimals="-3" id="f-1184" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-156" decimals="-3" id="f-1185" unitRef="usd">0</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-158" decimals="-3" id="f-1186" unitRef="usd">792162000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-203" decimals="-3" id="f-1187" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-204" decimals="-3" id="f-1188" unitRef="usd">4163000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-205" decimals="-3" id="f-1189" unitRef="usd">6584000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-158" decimals="-3" id="f-1190" unitRef="usd">10747000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-158" decimals="-3" id="f-1191" unitRef="usd">802909000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-170" decimals="-3" id="f-1192" unitRef="usd">95337000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-206" decimals="-3" id="f-1193" unitRef="usd">1325000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-207" decimals="-3" id="f-1194" unitRef="usd">181000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-208" decimals="-3" id="f-1195" unitRef="usd">347000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-170" decimals="-3" id="f-1196" unitRef="usd">1853000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-170" decimals="-3" id="f-1197" unitRef="usd">97190000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-171" decimals="-3" id="f-1198" unitRef="usd">298048000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-209" decimals="-3" id="f-1199" unitRef="usd">4179000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-210" decimals="-3" id="f-1200" unitRef="usd">806000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-211" decimals="-3" id="f-1201" unitRef="usd">868000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-171" decimals="-3" id="f-1202" unitRef="usd">5853000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-171" decimals="-3" id="f-1203" unitRef="usd">303901000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-164" decimals="-3" id="f-1204" unitRef="usd">551483000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-212" decimals="-3" id="f-1205" unitRef="usd">7143000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-213" decimals="-3" id="f-1206" unitRef="usd">1537000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-214" decimals="-3" id="f-1207" unitRef="usd">4721000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-164" decimals="-3" id="f-1208" unitRef="usd">13401000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-164" decimals="-3" id="f-1209" unitRef="usd">564884000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-166" decimals="-3" id="f-1210" unitRef="usd">944868000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-215" decimals="-3" id="f-1211" unitRef="usd">12647000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-216" decimals="-3" id="f-1212" unitRef="usd">2524000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-217" decimals="-3" id="f-1213" unitRef="usd">5936000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-166" decimals="-3" id="f-1214" unitRef="usd">21107000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-166" decimals="-3" id="f-1215" unitRef="usd">965975000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-4" decimals="-3" id="f-1216" unitRef="usd">4810265000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-218" decimals="-3" id="f-1217" unitRef="usd">16928000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-219" decimals="-3" id="f-1218" unitRef="usd">6757000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-220" decimals="-3" id="f-1219" unitRef="usd">13090000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-4" decimals="-3" id="f-1220" unitRef="usd">36775000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-4" decimals="-3" id="f-1221" unitRef="usd">4847040000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-141" decimals="-3" id="f-1222" unitRef="usd">638389000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-221" decimals="-3" id="f-1223" unitRef="usd">2342000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-222" decimals="-3" id="f-1224" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-223" decimals="-3" id="f-1225" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-141" decimals="-3" id="f-1226" unitRef="usd">2342000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-141" decimals="-3" id="f-1227" unitRef="usd">640731000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-143" decimals="-3" id="f-1228" unitRef="usd">1273791000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-224" decimals="-3" id="f-1229" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-225" decimals="-3" id="f-1230" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-226" decimals="-3" id="f-1231" unitRef="usd">47000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-143" decimals="-3" id="f-1232" unitRef="usd">47000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-143" decimals="-3" id="f-1233" unitRef="usd">1273838000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-145" decimals="-3" id="f-1234" unitRef="usd">13489000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-227" decimals="-3" id="f-1235" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-228" decimals="-3" id="f-1236" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-229" decimals="-3" id="f-1237" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-145" decimals="-3" id="f-1238" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-145" decimals="-3" id="f-1239" unitRef="usd">13489000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-147" decimals="-3" id="f-1240" unitRef="usd">33036000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-230" decimals="-3" id="f-1241" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-231" decimals="-3" id="f-1242" unitRef="usd">1003000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-232" decimals="-3" id="f-1243" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-147" decimals="-3" id="f-1244" unitRef="usd">1003000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-147" decimals="-3" id="f-1245" unitRef="usd">34039000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-149" decimals="-3" id="f-1246" unitRef="usd">710567000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-233" decimals="-3" id="f-1247" unitRef="usd">1659000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-234" decimals="-3" id="f-1248" unitRef="usd">54000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-235" decimals="-3" id="f-1249" unitRef="usd">583000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-149" decimals="-3" id="f-1250" unitRef="usd">2296000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-149" decimals="-3" id="f-1251" unitRef="usd">712863000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-151" decimals="-3" id="f-1252" unitRef="usd">2669272000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-236" decimals="-3" id="f-1253" unitRef="usd">4001000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-237" decimals="-3" id="f-1254" unitRef="usd">1057000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-238" decimals="-3" id="f-1255" unitRef="usd">630000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-151" decimals="-3" id="f-1256" unitRef="usd">5688000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-151" decimals="-3" id="f-1257" unitRef="usd">2674960000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-153" decimals="-3" id="f-1258" unitRef="usd">646984000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-239" decimals="-3" id="f-1259" unitRef="usd">2823000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-240" decimals="-3" id="f-1260" unitRef="usd">2353000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-241" decimals="-3" id="f-1261" unitRef="usd">2135000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-153" decimals="-3" id="f-1262" unitRef="usd">7311000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-153" decimals="-3" id="f-1263" unitRef="usd">654295000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-155" decimals="-3" id="f-1264" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-242" decimals="-3" id="f-1265" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-243" decimals="-3" id="f-1266" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-244" decimals="-3" id="f-1267" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-155" decimals="-3" id="f-1268" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-155" decimals="-3" id="f-1269" unitRef="usd">26841000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-157" decimals="-3" id="f-1270" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-245" decimals="-3" id="f-1271" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-246" decimals="-3" id="f-1272" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-247" decimals="-3" id="f-1273" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-157" decimals="-3" id="f-1274" unitRef="usd">0</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-157" decimals="-3" id="f-1275" unitRef="usd">45078000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-159" decimals="-3" id="f-1276" unitRef="usd">718903000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-248" decimals="-3" id="f-1277" unitRef="usd">2823000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-249" decimals="-3" id="f-1278" unitRef="usd">2353000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-250" decimals="-3" id="f-1279" unitRef="usd">2135000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-159" decimals="-3" id="f-1280" unitRef="usd">7311000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-159" decimals="-3" id="f-1281" unitRef="usd">726214000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-174" decimals="-3" id="f-1282" unitRef="usd">52001000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-251" decimals="-3" id="f-1283" unitRef="usd">304000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-252" decimals="-3" id="f-1284" unitRef="usd">10000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-253" decimals="-3" id="f-1285" unitRef="usd">51000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-174" decimals="-3" id="f-1286" unitRef="usd">365000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-174" decimals="-3" id="f-1287" unitRef="usd">52366000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-175" decimals="-3" id="f-1288" unitRef="usd">393615000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-254" decimals="-3" id="f-1289" unitRef="usd">4958000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-255" decimals="-3" id="f-1290" unitRef="usd">736000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-256" decimals="-3" id="f-1291" unitRef="usd">637000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-175" decimals="-3" id="f-1292" unitRef="usd">6331000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-175" decimals="-3" id="f-1293" unitRef="usd">399946000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-165" decimals="-3" id="f-1294" unitRef="usd">558062000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-257" decimals="-3" id="f-1295" unitRef="usd">3748000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-258" decimals="-3" id="f-1296" unitRef="usd">1217000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-259" decimals="-3" id="f-1297" unitRef="usd">1117000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-165" decimals="-3" id="f-1298" unitRef="usd">6082000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-165" decimals="-3" id="f-1299" unitRef="usd">564144000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-167" decimals="-3" id="f-1300" unitRef="usd">1003678000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-260" decimals="-3" id="f-1301" unitRef="usd">9010000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-261" decimals="-3" id="f-1302" unitRef="usd">1963000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-262" decimals="-3" id="f-1303" unitRef="usd">1805000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-167" decimals="-3" id="f-1304" unitRef="usd">12778000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-167" decimals="-3" id="f-1305" unitRef="usd">1016456000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent contextRef="c-5" decimals="-3" id="f-1306" unitRef="usd">4391853000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLossCurrent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-263" decimals="-3" id="f-1307" unitRef="usd">15834000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-264" decimals="-3" id="f-1308" unitRef="usd">5373000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-265" decimals="-3" id="f-1309" unitRef="usd">4570000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:FinancingReceivableRecordedInvestmentNotPastDue contextRef="c-5" decimals="-3" id="f-1310" unitRef="usd">25777000</hbnc:FinancingReceivableRecordedInvestmentNotPastDue>
    <hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans contextRef="c-5" decimals="-3" id="f-1311" unitRef="usd">4417630000</hbnc:FinancingReceivableAfterAllowanceForCreditLossIncludingNonAccrualLoans>
    <us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock contextRef="c-1" id="f-1312">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables detail the amortized cost as of &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2024&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2023&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, respectively, of loans that were modified to borrowers experiencing financial difficulty during the year ended: &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.122%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.646%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.551%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.782%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.389%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.675%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other-Than-Insignificant Payment Delay&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension and Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;% of Loans Held for Investment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:3pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;651&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.77&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;740&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.51&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,486&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,391&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,654&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.449%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.572%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.457%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="39" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other-Than-Insignificant Payment Delay&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Term Extension and Interest Rate Reduction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Multiple&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;% of Loans Held for Investment&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.37&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,670&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0.13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="42" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Multiple modifications represents modifications to borrowers in the form of term extensions and other-than-insignificant payment deferrals. &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:TroubledDebtRestructuringsOnFinancingReceivablesTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-266" decimals="-3" id="f-1313" unitRef="usd">2038000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-267" decimals="-3" id="f-1314" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-268" decimals="-3" id="f-1315" unitRef="usd">651000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-269" decimals="-3" id="f-1316" unitRef="usd">2418000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-270" decimals="-3" id="f-1317" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-271" decimals="-3" id="f-1318" unitRef="usd">5107000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-271"
      decimals="4"
      id="f-1319"
      unitRef="number">0.0077</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-272" decimals="-3" id="f-1320" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-273" decimals="-3" id="f-1321" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-274" decimals="-3" id="f-1322" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-275" decimals="-3" id="f-1323" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-276" decimals="-3" id="f-1324" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-277" decimals="-3" id="f-1325" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-277"
      decimals="4"
      id="f-1326"
      unitRef="number">0</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-278" decimals="-3" id="f-1327" unitRef="usd">3448000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-279" decimals="-3" id="f-1328" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-280" decimals="-3" id="f-1329" unitRef="usd">740000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-281" decimals="-3" id="f-1330" unitRef="usd">236000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-282" decimals="-3" id="f-1331" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-283" decimals="-3" id="f-1332" unitRef="usd">4424000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-283"
      decimals="4"
      id="f-1333"
      unitRef="number">0.0051</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-284" decimals="-3" id="f-1334" unitRef="usd">5486000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-285" decimals="-3" id="f-1335" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-286" decimals="-3" id="f-1336" unitRef="usd">1391000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-287" decimals="-3" id="f-1337" unitRef="usd">2654000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-288" decimals="-3" id="f-1338" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-289" decimals="-3" id="f-1339" unitRef="usd">9531000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-289"
      decimals="4"
      id="f-1340"
      unitRef="number">0.0020</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-290" decimals="-3" id="f-1341" unitRef="usd">3717000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-291" decimals="-3" id="f-1342" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-292" decimals="-3" id="f-1343" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-293" decimals="-3" id="f-1344" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-294" decimals="-3" id="f-1345" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-295" decimals="-3" id="f-1346" unitRef="usd">3717000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-295"
      decimals="4"
      id="f-1347"
      unitRef="number">0.0058</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-296" decimals="-3" id="f-1348" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-297" decimals="-3" id="f-1349" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-298" decimals="-3" id="f-1350" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-299" decimals="-3" id="f-1351" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-300" decimals="-3" id="f-1352" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-301" decimals="-3" id="f-1353" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-301"
      decimals="4"
      id="f-1354"
      unitRef="number">0</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-302" decimals="-3" id="f-1355" unitRef="usd">1953000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-303" decimals="-3" id="f-1356" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-304" decimals="-3" id="f-1357" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-305" decimals="-3" id="f-1358" unitRef="usd">562000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-306" decimals="-3" id="f-1359" unitRef="usd">131000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-307" decimals="-3" id="f-1360" unitRef="usd">2646000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-307"
      decimals="4"
      id="f-1361"
      unitRef="number">0.0037</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-308" decimals="-3" id="f-1362" unitRef="usd">5670000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-309" decimals="-3" id="f-1363" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-310" decimals="-3" id="f-1364" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-311" decimals="-3" id="f-1365" unitRef="usd">562000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-312" decimals="-3" id="f-1366" unitRef="usd">131000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod contextRef="c-313" decimals="-3" id="f-1367" unitRef="usd">6363000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPeriod>
    <us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent
      contextRef="c-313"
      decimals="4"
      id="f-1368"
      unitRef="number">0.0013</us-gaap:FinancingReceivableModificationToTotalFinancingReceivablesExcludingAccruedInterestPercent>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-266" id="f-1369">P6M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification
      contextRef="c-266"
      decimals="INF"
      id="f-1370"
      unitRef="number">0</us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification>
    <hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod contextRef="c-268" id="f-1371">P5M</hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-269" id="f-1372">P60M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification
      contextRef="c-269"
      decimals="4"
      id="f-1373"
      unitRef="number">0.0104</us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-278" id="f-1374">P29M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod contextRef="c-278" id="f-1375">P6M</hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-281" id="f-1376">P21M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification
      contextRef="c-281"
      decimals="INF"
      id="f-1377"
      unitRef="number">0.0225</us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-290" id="f-1378">P12M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-302" id="f-1379">P23M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-305" id="f-1380">P105M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification
      contextRef="c-302"
      decimals="INF"
      id="f-1381"
      unitRef="number">0.0122</us-gaap:FinancingReceivableModifiedWeightedAverageInterestRateDecreaseFromModification>
    <us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification contextRef="c-306" id="f-1382">P32M</us-gaap:FinancingReceivableModifiedWeightedAverageTermIncreaseFromModification>
    <hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod contextRef="c-306" id="f-1383">P4M</hbnc:FinancingReceivableModifiedWeightedAveragePaymentDeferralPeriod>
    <us-gaap:FinancingReceivableModifiedPastDueTableTextBlock contextRef="c-1" id="f-1384">&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents the amortized cost basis at December&#160;31, 2024 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:31.063%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.297%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.302%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30-89 Days Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:6pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,107&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;0&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,424&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents the amortized cost basis at December&#160;31, 2023 of loans to borrowers experiencing financial difficulty that had been modified within the previous 12 months:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.415%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.664%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.517%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.388%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.521%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Current&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30-89 Days Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;90 Days or Greater&lt;br/&gt;Past Due&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:6pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,646&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FinancingReceivableModifiedPastDueTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-314" decimals="-3" id="f-1385" unitRef="usd">5107000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-315" decimals="-3" id="f-1386" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-178" decimals="-3" id="f-1387" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-140" decimals="-3" id="f-1388" unitRef="usd">5107000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-316" decimals="-3" id="f-1389" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-317" decimals="-3" id="f-1390" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-181" decimals="-3" id="f-1391" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-142" decimals="-3" id="f-1392" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-318" decimals="-3" id="f-1393" unitRef="usd">4424000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-319" decimals="-3" id="f-1394" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-190" decimals="-3" id="f-1395" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-148" decimals="-3" id="f-1396" unitRef="usd">4424000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-320" decimals="-3" id="f-1397" unitRef="usd">9531000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-321" decimals="-3" id="f-1398" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-193" decimals="-3" id="f-1399" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-150" decimals="-3" id="f-1400" unitRef="usd">9531000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-322" decimals="-3" id="f-1401" unitRef="usd">2646000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-323" decimals="-3" id="f-1402" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-223" decimals="-3" id="f-1403" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-141" decimals="-3" id="f-1404" unitRef="usd">2646000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-324" decimals="-5" id="f-1405" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-325" decimals="-3" id="f-1406" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-226" decimals="-3" id="f-1407" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-143" decimals="-3" id="f-1408" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-326" decimals="-3" id="f-1409" unitRef="usd">3717000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-327" decimals="-3" id="f-1410" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-235" decimals="-3" id="f-1411" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-149" decimals="-3" id="f-1412" unitRef="usd">3717000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-328" decimals="-3" id="f-1413" unitRef="usd">6363000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-329" decimals="-3" id="f-1414" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-238" decimals="-3" id="f-1415" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months contextRef="c-151" decimals="-3" id="f-1416" unitRef="usd">6363000</us-gaap:FinancingReceivableExcludingAccruedInterestModifiedPast12Months>
    <us-gaap:AccountsReceivableAllowanceForCreditLossTableTextBlock contextRef="c-1" id="f-1417">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The tables below present the amortized cost basis and allowance for credit losses (&#x201c;ACL&#x201d;) allocated for collateral dependent loans in accordance with ASC 326, which are individually evaluated to determine expected credit losses, at December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accounts Receivable/Equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;ACL Allocation&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,448&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;224&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,232&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,182&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;955&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,182&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;476&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,658&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;955&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Collateral dependent loans had a collateral fair value of $3.4 million at December&#160;31, 2024&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accounts Receivable/Equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;ACL Allocation&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,636&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,485&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;699&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial and industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;625&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;604&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,301&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;42&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="30" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt; Collateral dependent loans had a collateral fair value of $6.3 million at December&#160;31, 2023&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:AccountsReceivableAllowanceForCreditLossTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-330" decimals="-3" id="f-1418" unitRef="usd">2448000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-331" decimals="-3" id="f-1419" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-332" decimals="-3" id="f-1420" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-333" decimals="-3" id="f-1421" unitRef="usd">2448000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-333" decimals="-3" id="f-1422" unitRef="usd">224000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-334" decimals="-3" id="f-1423" unitRef="usd">444000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-335" decimals="-3" id="f-1424" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-336" decimals="-3" id="f-1425" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-337" decimals="-3" id="f-1426" unitRef="usd">444000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-337" decimals="-3" id="f-1427" unitRef="usd">0</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-338" decimals="-3" id="f-1428" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-339" decimals="-3" id="f-1429" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-340" decimals="-3" id="f-1430" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-341" decimals="-3" id="f-1431" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-341" decimals="-3" id="f-1432" unitRef="usd">0</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-342" decimals="-3" id="f-1433" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-343" decimals="-3" id="f-1434" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-344" decimals="-3" id="f-1435" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-345" decimals="-3" id="f-1436" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-345" decimals="-3" id="f-1437" unitRef="usd">0</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-346" decimals="-3" id="f-1438" unitRef="usd">1756000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-347" decimals="-3" id="f-1439" unitRef="usd">476000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-348" decimals="-3" id="f-1440" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-349" decimals="-3" id="f-1441" unitRef="usd">2232000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-349" decimals="-3" id="f-1442" unitRef="usd">731000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-350" decimals="-3" id="f-1443" unitRef="usd">5182000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-351" decimals="-3" id="f-1444" unitRef="usd">476000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-352" decimals="-3" id="f-1445" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-353" decimals="-3" id="f-1446" unitRef="usd">5658000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-353" decimals="-3" id="f-1447" unitRef="usd">955000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-354" decimals="-3" id="f-1448" unitRef="usd">5182000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-355" decimals="-3" id="f-1449" unitRef="usd">476000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-356" decimals="-3" id="f-1450" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-357" decimals="-3" id="f-1451" unitRef="usd">5658000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-357" decimals="-3" id="f-1452" unitRef="usd">955000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:SecuritiesHeldAsCollateralAtFairValue contextRef="c-353" decimals="-5" id="f-1453" unitRef="usd">3400000</us-gaap:SecuritiesHeldAsCollateralAtFairValue>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-358" decimals="-3" id="f-1454" unitRef="usd">2636000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-359" decimals="-3" id="f-1455" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-360" decimals="-3" id="f-1456" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-361" decimals="-3" id="f-1457" unitRef="usd">2636000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-361" decimals="-3" id="f-1458" unitRef="usd">190000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-362" decimals="-3" id="f-1459" unitRef="usd">3485000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-363" decimals="-3" id="f-1460" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-364" decimals="-3" id="f-1461" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-365" decimals="-3" id="f-1462" unitRef="usd">3485000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-365" decimals="-3" id="f-1463" unitRef="usd">699000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-366" decimals="-3" id="f-1464" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-367" decimals="-3" id="f-1465" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-368" decimals="-3" id="f-1466" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-369" decimals="-3" id="f-1467" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-369" decimals="-3" id="f-1468" unitRef="usd">0</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-370" decimals="-3" id="f-1469" unitRef="usd">617000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-371" decimals="-3" id="f-1470" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-372" decimals="-3" id="f-1471" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-373" decimals="-3" id="f-1472" unitRef="usd">617000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-373" decimals="-3" id="f-1473" unitRef="usd">0</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-374" decimals="-3" id="f-1474" unitRef="usd">563000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-375" decimals="-3" id="f-1475" unitRef="usd">42000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-376" decimals="-3" id="f-1476" unitRef="usd">20000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-377" decimals="-3" id="f-1477" unitRef="usd">625000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-377" decimals="-3" id="f-1478" unitRef="usd">604000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-378" decimals="-3" id="f-1479" unitRef="usd">7301000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-379" decimals="-3" id="f-1480" unitRef="usd">42000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-380" decimals="-3" id="f-1481" unitRef="usd">20000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-381" decimals="-3" id="f-1482" unitRef="usd">7363000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-381" decimals="-3" id="f-1483" unitRef="usd">1493000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-382" decimals="-3" id="f-1484" unitRef="usd">7301000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-383" decimals="-3" id="f-1485" unitRef="usd">42000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-384" decimals="-3" id="f-1486" unitRef="usd">20000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-385" decimals="-3" id="f-1487" unitRef="usd">7363000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <hbnc:AllowanceForCreditLossesAllocation contextRef="c-385" decimals="-3" id="f-1488" unitRef="usd">1493000</hbnc:AllowanceForCreditLossesAllocation>
    <us-gaap:SecuritiesHeldAsCollateralAtFairValue contextRef="c-381" decimals="-5" id="f-1489" unitRef="usd">6300000</us-gaap:SecuritiesHeldAsCollateralAtFairValue>
    <us-gaap:ForeclosedAssets contextRef="c-4" decimals="-5" id="f-1490" unitRef="usd">400000</us-gaap:ForeclosedAssets>
    <us-gaap:MortgageLoansInProcessOfForeclosureAmount contextRef="c-166" decimals="-5" id="f-1491" unitRef="usd">300000</us-gaap:MortgageLoansInProcessOfForeclosureAmount>
    <hbnc:LoansWithAggregateCreditExposure contextRef="c-386" decimals="-3" id="f-1492" unitRef="usd">3000000</hbnc:LoansWithAggregateCreditExposure>
    <hbnc:LoansWithAggregateCreditExposure contextRef="c-387" decimals="-3" id="f-1493" unitRef="usd">6000000</hbnc:LoansWithAggregateCreditExposure>
    <hbnc:PeriodForLoansMovedToNonAccrualStatus contextRef="c-40" id="f-1494">P90D</hbnc:PeriodForLoansMovedToNonAccrualStatus>
    <hbnc:PeriodForLoansMovedToNonAccrualStatus contextRef="c-41" id="f-1495">P120D</hbnc:PeriodForLoansMovedToNonAccrualStatus>
    <hbnc:CreditQualityClassificationConsecutiveProfitPeriodRequired contextRef="c-388" id="f-1496">P3Y</hbnc:CreditQualityClassificationConsecutiveProfitPeriodRequired>
    <hbnc:CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation contextRef="c-388" id="f-1497">P5Y</hbnc:CreditQualityClassificationConsecutiveProfitPeriodLoansSupportedFinancialInformation>
    <hbnc:CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank contextRef="c-388" id="f-1498">P5Y</hbnc:CreditQualityClassificationPeriodSatisfactoryRelationshipWithBank>
    <us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock contextRef="c-1" id="f-1500">&lt;div style="margin-bottom:3pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables present loans by credit grades and origination year at December&#160;31, 2024.&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.806%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:6.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.708%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;75,649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;74,305&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;90,872&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;68,978&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;36,778&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;178,936&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;92,227&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,365&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;630,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,724&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,769&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,759&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;100&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,623&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,970&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,761&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,051&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,307&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;24,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;78,748&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;83,066&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;93,647&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;77,054&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;36,920&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,538&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;92,227&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;12,965&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;667,165&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;194,167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;115,378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;244,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;133,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;100,688&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;344,558&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;298,288&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,442,760&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,409&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31,083&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52,952&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;297&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,364&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,744&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;194,250&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;119,886&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;260,675&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;134,938&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;100,688&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;381,005&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;298,288&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;11,726&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,501,456&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;420&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;15,611&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;362&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;420&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;10,986&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;3,843&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;15,611&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;819&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;788&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;328&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,931&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;17,776&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;317&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;534&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;819&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,139&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;788&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,133&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;328&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,356&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;8,465&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;599&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,627&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;242,562&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;105,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;128,707&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;73,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,954&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;54,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;48,313&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;179,370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;839,555&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;324&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,245&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,573&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,519&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,281&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;23,217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;843&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,599&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;318&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,109&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,525&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;244,651&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;108,800&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;130,270&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;73,253&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,221&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;59,507&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;58,835&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,760&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;875,297&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;108&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.005%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.539%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term &lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;69,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;145,927&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;160,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;140,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;78,563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177,902&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;772,746&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,472&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,092&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;69,465&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;147,546&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;162,905&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;141,782&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;79,269&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;182,994&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;783,961&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,948&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,948&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;18,948&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:1pt solid #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;59,850&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,510&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,398&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,679&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,003&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;96,724&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;466&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;11,307&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;60,224&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;9,556&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,417&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,679&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;6,029&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;60&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,918&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;97,190&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;35&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;78&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,839&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;70,143&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;130,610&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;49,458&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;17,647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;302,001&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;425&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;800&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;304&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,839&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;70,568&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;131,410&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;49,762&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;17,889&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,433&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;303,901&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,345&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;527&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,769&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,552&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,136&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,902&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,210&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,657&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;470,753&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;557,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;421&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;30&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;296&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,465&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,719&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;13,552&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;22,266&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;16,562&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,110&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;1,932&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;9,506&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;25,122&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;470,834&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;564,884&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;23&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;323&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents loans by credit grades and origination year at December&#160;31, 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;66,814&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;101,620&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;73,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;44,067&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;41,726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;173,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,432&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,226&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;602,997&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,128&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;452&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,490&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;966&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,339&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;530&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,929&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;102,110&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83,466&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;43,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;191,380&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,962&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,678&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;640,731&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;401&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;116,031&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;197,702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;149,540&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;104,591&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;83,394&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;303,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;246,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,210,896&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,366&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,135&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;254&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;36,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;56,524&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;185&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,233&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total non&#x2013;owner occupied real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;117,397&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;213,837&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;150,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;105,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;84,239&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;346,014&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;246,569&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,878&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,273,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,852&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential spec homes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;498&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,852&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,139&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;29&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;390&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20,236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31,789&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;104&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;617&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total development &amp;amp; spec land&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;990&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;390&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;247&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;22,382&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;170&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;34,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Pass&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;121,969&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;151,847&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;93,709&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,154&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20,497&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;59,041&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;147,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;667,529&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Special Mention&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,434&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;726&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;265&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;119&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,305&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,375&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;18,836&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;34,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Substandard&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;223&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;211&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;768&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,370&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.126%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.538%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.385%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:9.011%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Doubtful&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total commercial &amp;amp; industrial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;124,998&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;153,276&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;94,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;14,502&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,384&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;62,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72,777&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;168,979&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;712,863&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;123&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;25&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;72&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;344&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;597&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Term Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Real estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;40,920&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;154,803&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;157,480&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;85,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;30,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;646,237&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;118&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,591&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;259&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;647&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,695&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential mortgage&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;41,038&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;156,394&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;158,228&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;85,418&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;31,111&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;182,106&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;654,295&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;48&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,841&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total residential construction&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,841&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,841&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="15" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;45,078&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total mortgage warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;45,078&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;45,078&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.540%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2021&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2020&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2019&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Prior&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving Term &lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Revolving&lt;br/&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;14,835&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13,447&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7,859&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;4,449&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,074&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,362&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;52,278&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;44&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;7&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total direct installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;14,835&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;13,491&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;7,869&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,246&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,476&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,081&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;6&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,362&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;52,366&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;28&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;31&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;32&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;6&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;167&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;65,260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;191,871&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;80,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;35,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;16,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;8,159&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;398,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;49&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;424&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;312&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;229&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;124&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;60&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total indirect installment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;65,309&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;192,295&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;81,085&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;36,224&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;16,814&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;8,219&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;&#x2014;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;399,946&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;86&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;1,388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;708&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;58&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;74&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,451&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;26,376&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;21,379&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;5,121&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,447&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,885&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;9,987&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;12,713&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;478,673&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;560,581&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Non&#x2013;performing&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;212&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;54&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;177&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;260&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;2,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;3,563&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Total home equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;26,376&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;21,591&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;5,121&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2,501&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;4,062&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;10,247&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;15,573&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;478,673&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;564,144&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Gross charge&#x2013;offs for the year ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;103&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;217&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FinancingReceivableCreditQualityIndicatorsTableTextBlock>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1501" unitRef="usd">75649000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1502" unitRef="usd">74305000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1503" unitRef="usd">90872000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1504" unitRef="usd">68978000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1505" unitRef="usd">36778000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-390" decimals="-3" id="f-1506" unitRef="usd">178936000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-390" decimals="-3" id="f-1507" unitRef="usd">92227000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-390" decimals="-3" id="f-1508" unitRef="usd">12365000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-390" decimals="-3" id="f-1509" unitRef="usd">630110000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1510" unitRef="usd">129000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1511" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1512" unitRef="usd">1724000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1513" unitRef="usd">1769000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1514" unitRef="usd">142000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-391" decimals="-3" id="f-1515" unitRef="usd">8759000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-391" decimals="-3" id="f-1516" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-391" decimals="-3" id="f-1517" unitRef="usd">100000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-391" decimals="-3" id="f-1518" unitRef="usd">12623000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1519" unitRef="usd">2970000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1520" unitRef="usd">8761000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1521" unitRef="usd">1051000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1522" unitRef="usd">6307000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1523" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-392" decimals="-3" id="f-1524" unitRef="usd">4843000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-392" decimals="-3" id="f-1525" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-392" decimals="-3" id="f-1526" unitRef="usd">500000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-392" decimals="-3" id="f-1527" unitRef="usd">24432000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1528" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1529" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1530" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1531" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1532" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-393" decimals="-3" id="f-1533" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-393" decimals="-3" id="f-1534" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-393" decimals="-3" id="f-1535" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-393" decimals="-3" id="f-1536" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1537" unitRef="usd">78748000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1538" unitRef="usd">83066000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1539" unitRef="usd">93647000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1540" unitRef="usd">77054000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1541" unitRef="usd">36920000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-140" decimals="-3" id="f-1542" unitRef="usd">192538000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-140" decimals="-3" id="f-1543" unitRef="usd">92227000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-140" decimals="-3" id="f-1544" unitRef="usd">12965000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-140" decimals="-3" id="f-1545" unitRef="usd">667165000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1546" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1547" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1548" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1549" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1550" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-271" decimals="-3" id="f-1551" unitRef="usd">1000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-271" decimals="-3" id="f-1552" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-271" decimals="-3" id="f-1553" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-271" decimals="-3" id="f-1554" unitRef="usd">1000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1555" unitRef="usd">194167000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1556" unitRef="usd">115378000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1557" unitRef="usd">244266000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1558" unitRef="usd">133689000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1559" unitRef="usd">100688000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-394" decimals="-3" id="f-1560" unitRef="usd">344558000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-394" decimals="-3" id="f-1561" unitRef="usd">298288000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-394" decimals="-3" id="f-1562" unitRef="usd">11726000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-394" decimals="-3" id="f-1563" unitRef="usd">1442760000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1564" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1565" unitRef="usd">4211000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1566" unitRef="usd">16409000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1567" unitRef="usd">1249000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1568" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-395" decimals="-3" id="f-1569" unitRef="usd">31083000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-395" decimals="-3" id="f-1570" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-395" decimals="-3" id="f-1571" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-395" decimals="-3" id="f-1572" unitRef="usd">52952000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1573" unitRef="usd">83000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1574" unitRef="usd">297000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1575" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1576" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1577" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-396" decimals="-3" id="f-1578" unitRef="usd">5364000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-396" decimals="-3" id="f-1579" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-396" decimals="-3" id="f-1580" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-396" decimals="-3" id="f-1581" unitRef="usd">5744000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1582" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1583" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1584" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1585" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1586" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-397" decimals="-3" id="f-1587" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-397" decimals="-3" id="f-1588" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-397" decimals="-3" id="f-1589" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-397" decimals="-3" id="f-1590" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1591" unitRef="usd">194250000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1592" unitRef="usd">119886000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1593" unitRef="usd">260675000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1594" unitRef="usd">134938000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1595" unitRef="usd">100688000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-142" decimals="-3" id="f-1596" unitRef="usd">381005000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-142" decimals="-3" id="f-1597" unitRef="usd">298288000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-142" decimals="-3" id="f-1598" unitRef="usd">11726000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-142" decimals="-3" id="f-1599" unitRef="usd">1501456000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1600" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1601" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1602" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1603" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1604" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-277" decimals="-3" id="f-1605" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-277" decimals="-3" id="f-1606" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-277" decimals="-3" id="f-1607" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-277" decimals="-3" id="f-1608" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1609" unitRef="usd">362000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1610" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1611" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1612" unitRef="usd">420000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1613" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-398" decimals="-3" id="f-1614" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-398" decimals="-3" id="f-1615" unitRef="usd">10986000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-398" decimals="-3" id="f-1616" unitRef="usd">3843000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-398" decimals="-3" id="f-1617" unitRef="usd">15611000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1618" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1619" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1620" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1621" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1622" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-399" decimals="-3" id="f-1623" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-399" decimals="-3" id="f-1624" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-399" decimals="-3" id="f-1625" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-399" decimals="-3" id="f-1626" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1627" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1628" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1629" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1630" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1631" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-400" decimals="-3" id="f-1632" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-400" decimals="-3" id="f-1633" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-400" decimals="-3" id="f-1634" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-400" decimals="-3" id="f-1635" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1636" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1637" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1638" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1639" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1640" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-401" decimals="-3" id="f-1641" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-401" decimals="-3" id="f-1642" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-401" decimals="-3" id="f-1643" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-401" decimals="-3" id="f-1644" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1645" unitRef="usd">362000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1646" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1647" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1648" unitRef="usd">420000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1649" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-144" decimals="-3" id="f-1650" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-144" decimals="-3" id="f-1651" unitRef="usd">10986000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-144" decimals="-3" id="f-1652" unitRef="usd">3843000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-144" decimals="-3" id="f-1653" unitRef="usd">15611000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1654" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1655" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1656" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1657" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1658" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-402" decimals="-3" id="f-1659" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-402" decimals="-3" id="f-1660" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-402" decimals="-3" id="f-1661" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-402" decimals="-3" id="f-1662" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1663" unitRef="usd">819000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1664" unitRef="usd">4139000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1665" unitRef="usd">788000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1666" unitRef="usd">1133000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1667" unitRef="usd">328000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-403" decimals="-3" id="f-1668" unitRef="usd">2039000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-403" decimals="-3" id="f-1669" unitRef="usd">7931000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-403" decimals="-3" id="f-1670" unitRef="usd">599000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-403" decimals="-3" id="f-1671" unitRef="usd">17776000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1672" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1673" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1674" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1675" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1676" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-404" decimals="-3" id="f-1677" unitRef="usd">317000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-404" decimals="-3" id="f-1678" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-404" decimals="-3" id="f-1679" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-404" decimals="-3" id="f-1680" unitRef="usd">317000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1681" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1682" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1683" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1684" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1685" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-405" decimals="-3" id="f-1686" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-405" decimals="-3" id="f-1687" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-405" decimals="-3" id="f-1688" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-405" decimals="-3" id="f-1689" unitRef="usd">534000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1690" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1691" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1692" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1693" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1694" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-406" decimals="-3" id="f-1695" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-406" decimals="-3" id="f-1696" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-406" decimals="-3" id="f-1697" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-406" decimals="-3" id="f-1698" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1699" unitRef="usd">819000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1700" unitRef="usd">4139000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1701" unitRef="usd">788000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1702" unitRef="usd">1133000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1703" unitRef="usd">328000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-146" decimals="-3" id="f-1704" unitRef="usd">2356000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-146" decimals="-3" id="f-1705" unitRef="usd">8465000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-146" decimals="-3" id="f-1706" unitRef="usd">599000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-146" decimals="-3" id="f-1707" unitRef="usd">18627000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1708" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1709" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1710" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1711" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1712" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-407" decimals="-3" id="f-1713" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-407" decimals="-3" id="f-1714" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-407" decimals="-3" id="f-1715" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-407" decimals="-3" id="f-1716" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1717" unitRef="usd">242562000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1718" unitRef="usd">105877000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1719" unitRef="usd">128707000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1720" unitRef="usd">73008000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1721" unitRef="usd">6954000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-408" decimals="-3" id="f-1722" unitRef="usd">54764000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-408" decimals="-3" id="f-1723" unitRef="usd">48313000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-408" decimals="-3" id="f-1724" unitRef="usd">179370000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-408" decimals="-3" id="f-1725" unitRef="usd">839555000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1726" unitRef="usd">1246000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1727" unitRef="usd">324000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1728" unitRef="usd">1245000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1729" unitRef="usd">28000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1730" unitRef="usd">1000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-409" decimals="-3" id="f-1731" unitRef="usd">1573000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-409" decimals="-3" id="f-1732" unitRef="usd">9519000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-409" decimals="-3" id="f-1733" unitRef="usd">9281000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-409" decimals="-3" id="f-1734" unitRef="usd">23217000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1735" unitRef="usd">843000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1736" unitRef="usd">2599000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1737" unitRef="usd">318000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1738" unitRef="usd">217000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1739" unitRef="usd">266000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-410" decimals="-3" id="f-1740" unitRef="usd">3170000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-410" decimals="-3" id="f-1741" unitRef="usd">1003000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-410" decimals="-3" id="f-1742" unitRef="usd">4109000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-410" decimals="-3" id="f-1743" unitRef="usd">12525000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1744" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1745" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1746" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1747" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1748" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-411" decimals="-3" id="f-1749" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-411" decimals="-3" id="f-1750" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-411" decimals="-3" id="f-1751" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-411" decimals="-3" id="f-1752" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1753" unitRef="usd">244651000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1754" unitRef="usd">108800000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1755" unitRef="usd">130270000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1756" unitRef="usd">73253000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1757" unitRef="usd">7221000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-148" decimals="-3" id="f-1758" unitRef="usd">59507000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-148" decimals="-3" id="f-1759" unitRef="usd">58835000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-148" decimals="-3" id="f-1760" unitRef="usd">192760000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-148" decimals="-3" id="f-1761" unitRef="usd">875297000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1762" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1763" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1764" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1765" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1766" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-283" decimals="-3" id="f-1767" unitRef="usd">45000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-283" decimals="-3" id="f-1768" unitRef="usd">108000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-283" decimals="-3" id="f-1769" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-283" decimals="-3" id="f-1770" unitRef="usd">153000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1771" unitRef="usd">69264000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1772" unitRef="usd">145927000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1773" unitRef="usd">160780000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1774" unitRef="usd">140310000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1775" unitRef="usd">78563000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-412" decimals="-3" id="f-1776" unitRef="usd">177902000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-412" decimals="-3" id="f-1777" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-412" decimals="-3" id="f-1778" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-412" decimals="-3" id="f-1779" unitRef="usd">772746000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1780" unitRef="usd">201000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1781" unitRef="usd">1619000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1782" unitRef="usd">2125000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1783" unitRef="usd">1472000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1784" unitRef="usd">706000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-413" decimals="-3" id="f-1785" unitRef="usd">5092000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-413" decimals="-3" id="f-1786" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-413" decimals="-3" id="f-1787" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-413" decimals="-3" id="f-1788" unitRef="usd">11215000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1789" unitRef="usd">69465000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1790" unitRef="usd">147546000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1791" unitRef="usd">162905000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1792" unitRef="usd">141782000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1793" unitRef="usd">79269000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-152" decimals="-3" id="f-1794" unitRef="usd">182994000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-152" decimals="-3" id="f-1795" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-152" decimals="-3" id="f-1796" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-152" decimals="-3" id="f-1797" unitRef="usd">783961000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1798" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1799" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1800" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1801" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1802" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-42" decimals="-3" id="f-1803" unitRef="usd">5000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-42" decimals="-3" id="f-1804" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-42" decimals="-3" id="f-1805" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-42" decimals="-3" id="f-1806" unitRef="usd">5000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1807" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1808" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1809" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1810" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1811" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-414" decimals="-3" id="f-1812" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-414" decimals="-3" id="f-1813" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-414" decimals="-3" id="f-1814" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-414" decimals="-3" id="f-1815" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1816" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1817" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1818" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1819" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1820" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-415" decimals="-3" id="f-1821" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-415" decimals="-3" id="f-1822" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-415" decimals="-3" id="f-1823" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-415" decimals="-3" id="f-1824" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1825" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1826" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1827" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1828" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1829" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-154" decimals="-3" id="f-1830" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-154" decimals="-3" id="f-1831" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-154" decimals="-3" id="f-1832" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-154" decimals="-3" id="f-1833" unitRef="usd">18948000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1834" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1835" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1836" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1837" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1838" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-416" decimals="-3" id="f-1839" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-416" decimals="-3" id="f-1840" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-416" decimals="-3" id="f-1841" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-416" decimals="-3" id="f-1842" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1843" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1844" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1845" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1846" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1847" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-417" decimals="-3" id="f-1848" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-417" decimals="-3" id="f-1849" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-417" decimals="-3" id="f-1850" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-417" decimals="-3" id="f-1851" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1852" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1853" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1854" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1855" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1856" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-418" decimals="-3" id="f-1857" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-418" decimals="-3" id="f-1858" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-418" decimals="-3" id="f-1859" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-418" decimals="-3" id="f-1860" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1861" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1862" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1863" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1864" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1865" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-156" decimals="-3" id="f-1866" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-156" decimals="-3" id="f-1867" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-156" decimals="-3" id="f-1868" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-156" decimals="-3" id="f-1869" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1870" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1871" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1872" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1873" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1874" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-43" decimals="-3" id="f-1875" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-43" decimals="-3" id="f-1876" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-43" decimals="-3" id="f-1877" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-43" decimals="-3" id="f-1878" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1879" unitRef="usd">11306000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1880" unitRef="usd">59850000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1881" unitRef="usd">9510000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1882" unitRef="usd">5398000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1883" unitRef="usd">2679000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-419" decimals="-3" id="f-1884" unitRef="usd">6003000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-419" decimals="-3" id="f-1885" unitRef="usd">60000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-419" decimals="-3" id="f-1886" unitRef="usd">1918000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-419" decimals="-3" id="f-1887" unitRef="usd">96724000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1888" unitRef="usd">1000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1889" unitRef="usd">374000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1890" unitRef="usd">46000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1891" unitRef="usd">19000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1892" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-420" decimals="-3" id="f-1893" unitRef="usd">26000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-420" decimals="-3" id="f-1894" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-420" decimals="-3" id="f-1895" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-420" decimals="-3" id="f-1896" unitRef="usd">466000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1897" unitRef="usd">11307000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1898" unitRef="usd">60224000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1899" unitRef="usd">9556000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1900" unitRef="usd">5417000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1901" unitRef="usd">2679000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-160" decimals="-3" id="f-1902" unitRef="usd">6029000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-160" decimals="-3" id="f-1903" unitRef="usd">60000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-160" decimals="-3" id="f-1904" unitRef="usd">1918000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-160" decimals="-3" id="f-1905" unitRef="usd">97190000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1906" unitRef="usd">72000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1907" unitRef="usd">93000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1908" unitRef="usd">169000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1909" unitRef="usd">1000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1910" unitRef="usd">35000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-421" decimals="-3" id="f-1911" unitRef="usd">78000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-421" decimals="-3" id="f-1912" unitRef="usd">9000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-421" decimals="-3" id="f-1913" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-421" decimals="-3" id="f-1914" unitRef="usd">457000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1915" unitRef="usd">26839000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1916" unitRef="usd">70143000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1917" unitRef="usd">130610000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1918" unitRef="usd">49458000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1919" unitRef="usd">17647000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-422" decimals="-3" id="f-1920" unitRef="usd">7304000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-422" decimals="-3" id="f-1921" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-422" decimals="-3" id="f-1922" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-422" decimals="-3" id="f-1923" unitRef="usd">302001000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1924" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1925" unitRef="usd">425000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1926" unitRef="usd">800000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1927" unitRef="usd">304000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1928" unitRef="usd">242000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-423" decimals="-3" id="f-1929" unitRef="usd">129000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-423" decimals="-3" id="f-1930" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-423" decimals="-3" id="f-1931" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-423" decimals="-3" id="f-1932" unitRef="usd">1900000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1933" unitRef="usd">26839000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1934" unitRef="usd">70568000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1935" unitRef="usd">131410000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1936" unitRef="usd">49762000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1937" unitRef="usd">17889000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-162" decimals="-3" id="f-1938" unitRef="usd">7433000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-162" decimals="-3" id="f-1939" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-162" decimals="-3" id="f-1940" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-162" decimals="-3" id="f-1941" unitRef="usd">303901000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1942" unitRef="usd">161000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1943" unitRef="usd">449000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1944" unitRef="usd">1345000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1945" unitRef="usd">527000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1946" unitRef="usd">188000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-424" decimals="-3" id="f-1947" unitRef="usd">99000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-424" decimals="-3" id="f-1948" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-424" decimals="-3" id="f-1949" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-424" decimals="-3" id="f-1950" unitRef="usd">2769000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1951" unitRef="usd">13552000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1952" unitRef="usd">21845000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1953" unitRef="usd">16136000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1954" unitRef="usd">5110000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1955" unitRef="usd">1902000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-425" decimals="-3" id="f-1956" unitRef="usd">9210000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-425" decimals="-3" id="f-1957" unitRef="usd">18657000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-425" decimals="-3" id="f-1958" unitRef="usd">470753000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-425" decimals="-3" id="f-1959" unitRef="usd">557165000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1960" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1961" unitRef="usd">421000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1962" unitRef="usd">426000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1963" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1964" unitRef="usd">30000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-426" decimals="-3" id="f-1965" unitRef="usd">296000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-426" decimals="-3" id="f-1966" unitRef="usd">6465000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-426" decimals="-3" id="f-1967" unitRef="usd">81000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-426" decimals="-3" id="f-1968" unitRef="usd">7719000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1969" unitRef="usd">13552000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1970" unitRef="usd">22266000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1971" unitRef="usd">16562000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1972" unitRef="usd">5110000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1973" unitRef="usd">1932000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-164" decimals="-3" id="f-1974" unitRef="usd">9506000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-164" decimals="-3" id="f-1975" unitRef="usd">25122000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-164" decimals="-3" id="f-1976" unitRef="usd">470834000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-164" decimals="-3" id="f-1977" unitRef="usd">564884000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1978" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1979" unitRef="usd">23000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1980" unitRef="usd">52000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1981" unitRef="usd">88000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1982" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-427" decimals="-3" id="f-1983" unitRef="usd">39000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-427" decimals="-3" id="f-1984" unitRef="usd">110000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-427" decimals="-3" id="f-1985" unitRef="usd">11000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-427" decimals="-3" id="f-1986" unitRef="usd">323000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1987" unitRef="usd">66814000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1988" unitRef="usd">101620000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1989" unitRef="usd">73199000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1990" unitRef="usd">44067000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1991" unitRef="usd">41726000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-428" decimals="-3" id="f-1992" unitRef="usd">173913000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-428" decimals="-3" id="f-1993" unitRef="usd">93432000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-428" decimals="-3" id="f-1994" unitRef="usd">8226000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-428" decimals="-3" id="f-1995" unitRef="usd">602997000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-1996" unitRef="usd">3920000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-1997" unitRef="usd">490000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-1998" unitRef="usd">3777000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-1999" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-2000" unitRef="usd">2038000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-429" decimals="-3" id="f-2001" unitRef="usd">8128000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-429" decimals="-3" id="f-2002" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-429" decimals="-3" id="f-2003" unitRef="usd">452000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-429" decimals="-3" id="f-2004" unitRef="usd">18805000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2005" unitRef="usd">1376000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2006" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2007" unitRef="usd">6490000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2008" unitRef="usd">966000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2009" unitRef="usd">228000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-430" decimals="-3" id="f-2010" unitRef="usd">9339000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-430" decimals="-3" id="f-2011" unitRef="usd">530000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-430" decimals="-3" id="f-2012" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-430" decimals="-3" id="f-2013" unitRef="usd">18929000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2014" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2015" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2016" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2017" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2018" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-431" decimals="-3" id="f-2019" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-431" decimals="-3" id="f-2020" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-431" decimals="-3" id="f-2021" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-431" decimals="-3" id="f-2022" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2023" unitRef="usd">72110000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2024" unitRef="usd">102110000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2025" unitRef="usd">83466000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2026" unitRef="usd">45033000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2027" unitRef="usd">43992000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-141" decimals="-3" id="f-2028" unitRef="usd">191380000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-141" decimals="-3" id="f-2029" unitRef="usd">93962000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-141" decimals="-3" id="f-2030" unitRef="usd">8678000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-141" decimals="-3" id="f-2031" unitRef="usd">640731000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2032" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2033" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2034" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2035" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2036" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-295" decimals="-3" id="f-2037" unitRef="usd">3000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-295" decimals="-3" id="f-2038" unitRef="usd">401000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-295" decimals="-3" id="f-2039" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-295" decimals="-3" id="f-2040" unitRef="usd">404000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2041" unitRef="usd">116031000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2042" unitRef="usd">197702000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2043" unitRef="usd">149540000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2044" unitRef="usd">104591000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2045" unitRef="usd">83394000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-432" decimals="-3" id="f-2046" unitRef="usd">303191000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-432" decimals="-3" id="f-2047" unitRef="usd">246569000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-432" decimals="-3" id="f-2048" unitRef="usd">9878000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-432" decimals="-3" id="f-2049" unitRef="usd">1210896000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2050" unitRef="usd">1366000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2051" unitRef="usd">16135000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2052" unitRef="usd">1334000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2053" unitRef="usd">254000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2054" unitRef="usd">845000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-433" decimals="-3" id="f-2055" unitRef="usd">36590000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-433" decimals="-3" id="f-2056" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-433" decimals="-3" id="f-2057" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-433" decimals="-3" id="f-2058" unitRef="usd">56524000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2059" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2060" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2061" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2062" unitRef="usd">185000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2063" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-434" decimals="-3" id="f-2064" unitRef="usd">6233000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-434" decimals="-3" id="f-2065" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-434" decimals="-3" id="f-2066" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-434" decimals="-3" id="f-2067" unitRef="usd">6418000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2068" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2069" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2070" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2071" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2072" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-435" decimals="-3" id="f-2073" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-435" decimals="-3" id="f-2074" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-435" decimals="-3" id="f-2075" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-435" decimals="-3" id="f-2076" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2077" unitRef="usd">117397000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2078" unitRef="usd">213837000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2079" unitRef="usd">150874000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2080" unitRef="usd">105030000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2081" unitRef="usd">84239000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-143" decimals="-3" id="f-2082" unitRef="usd">346014000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-143" decimals="-3" id="f-2083" unitRef="usd">246569000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-143" decimals="-3" id="f-2084" unitRef="usd">9878000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-143" decimals="-3" id="f-2085" unitRef="usd">1273838000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2086" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2087" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2088" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2089" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2090" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-301" decimals="-3" id="f-2091" unitRef="usd">9000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-301" decimals="-3" id="f-2092" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-301" decimals="-3" id="f-2093" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-301" decimals="-3" id="f-2094" unitRef="usd">9000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2095" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2096" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2097" unitRef="usd">498000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2098" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2099" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-436" decimals="-3" id="f-2100" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-436" decimals="-3" id="f-2101" unitRef="usd">5852000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-436" decimals="-3" id="f-2102" unitRef="usd">7139000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-436" decimals="-3" id="f-2103" unitRef="usd">13489000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2104" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2105" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2106" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2107" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2108" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-437" decimals="-3" id="f-2109" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-437" decimals="-3" id="f-2110" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-437" decimals="-3" id="f-2111" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-437" decimals="-3" id="f-2112" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2113" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2114" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2115" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2116" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2117" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-438" decimals="-3" id="f-2118" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-438" decimals="-3" id="f-2119" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-438" decimals="-3" id="f-2120" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-438" decimals="-3" id="f-2121" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2122" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2123" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2124" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2125" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2126" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-439" decimals="-3" id="f-2127" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-439" decimals="-3" id="f-2128" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-439" decimals="-3" id="f-2129" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-439" decimals="-3" id="f-2130" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2131" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2132" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2133" unitRef="usd">498000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2134" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2135" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-145" decimals="-3" id="f-2136" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-145" decimals="-3" id="f-2137" unitRef="usd">5852000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-145" decimals="-3" id="f-2138" unitRef="usd">7139000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-145" decimals="-3" id="f-2139" unitRef="usd">13489000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2140" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2141" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2142" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2143" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2144" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-440" decimals="-3" id="f-2145" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-440" decimals="-3" id="f-2146" unitRef="usd">29000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-440" decimals="-3" id="f-2147" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-440" decimals="-3" id="f-2148" unitRef="usd">29000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2149" unitRef="usd">5133000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2150" unitRef="usd">1477000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2151" unitRef="usd">990000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2152" unitRef="usd">390000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2153" unitRef="usd">247000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-441" decimals="-3" id="f-2154" unitRef="usd">3146000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-441" decimals="-3" id="f-2155" unitRef="usd">20236000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-441" decimals="-3" id="f-2156" unitRef="usd">170000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-441" decimals="-3" id="f-2157" unitRef="usd">31789000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2158" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2159" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2160" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2161" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2162" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-442" decimals="-3" id="f-2163" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-442" decimals="-3" id="f-2164" unitRef="usd">1529000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-442" decimals="-3" id="f-2165" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-442" decimals="-3" id="f-2166" unitRef="usd">1529000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2167" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2168" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2169" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2170" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2171" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-443" decimals="-3" id="f-2172" unitRef="usd">104000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-443" decimals="-3" id="f-2173" unitRef="usd">617000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-443" decimals="-3" id="f-2174" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-443" decimals="-3" id="f-2175" unitRef="usd">721000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2176" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2177" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2178" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2179" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2180" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-444" decimals="-3" id="f-2181" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-444" decimals="-3" id="f-2182" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-444" decimals="-3" id="f-2183" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-444" decimals="-3" id="f-2184" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2185" unitRef="usd">5133000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2186" unitRef="usd">1477000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2187" unitRef="usd">990000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2188" unitRef="usd">390000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2189" unitRef="usd">247000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-147" decimals="-3" id="f-2190" unitRef="usd">3250000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-147" decimals="-3" id="f-2191" unitRef="usd">22382000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-147" decimals="-3" id="f-2192" unitRef="usd">170000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-147" decimals="-3" id="f-2193" unitRef="usd">34039000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2194" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2195" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2196" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2197" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2198" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-445" decimals="-3" id="f-2199" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-445" decimals="-3" id="f-2200" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-445" decimals="-3" id="f-2201" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-445" decimals="-3" id="f-2202" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2203" unitRef="usd">121969000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2204" unitRef="usd">151847000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2205" unitRef="usd">93709000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2206" unitRef="usd">12154000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2207" unitRef="usd">20497000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-446" decimals="-3" id="f-2208" unitRef="usd">59041000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-446" decimals="-3" id="f-2209" unitRef="usd">60539000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-446" decimals="-3" id="f-2210" unitRef="usd">147773000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-446" decimals="-3" id="f-2211" unitRef="usd">667529000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2212" unitRef="usd">1434000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2213" unitRef="usd">726000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2214" unitRef="usd">265000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2215" unitRef="usd">2137000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2216" unitRef="usd">119000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-447" decimals="-3" id="f-2217" unitRef="usd">1305000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-447" decimals="-3" id="f-2218" unitRef="usd">9375000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-447" decimals="-3" id="f-2219" unitRef="usd">18836000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-447" decimals="-3" id="f-2220" unitRef="usd">34197000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2221" unitRef="usd">1595000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2222" unitRef="usd">703000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2223" unitRef="usd">223000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2224" unitRef="usd">211000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2225" unitRef="usd">768000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-448" decimals="-3" id="f-2226" unitRef="usd">2404000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-448" decimals="-3" id="f-2227" unitRef="usd">2863000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-448" decimals="-3" id="f-2228" unitRef="usd">2370000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-448" decimals="-3" id="f-2229" unitRef="usd">11137000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2230" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2231" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2232" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2233" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2234" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-449" decimals="-3" id="f-2235" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-449" decimals="-3" id="f-2236" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-449" decimals="-3" id="f-2237" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-449" decimals="-3" id="f-2238" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2239" unitRef="usd">124998000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2240" unitRef="usd">153276000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2241" unitRef="usd">94197000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2242" unitRef="usd">14502000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2243" unitRef="usd">21384000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-149" decimals="-3" id="f-2244" unitRef="usd">62750000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-149" decimals="-3" id="f-2245" unitRef="usd">72777000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-149" decimals="-3" id="f-2246" unitRef="usd">168979000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-149" decimals="-3" id="f-2247" unitRef="usd">712863000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2248" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2249" unitRef="usd">33000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2250" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2251" unitRef="usd">123000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2252" unitRef="usd">25000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-307" decimals="-3" id="f-2253" unitRef="usd">72000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-307" decimals="-3" id="f-2254" unitRef="usd">344000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-307" decimals="-3" id="f-2255" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-307" decimals="-3" id="f-2256" unitRef="usd">597000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2257" unitRef="usd">40920000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2258" unitRef="usd">154803000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2259" unitRef="usd">157480000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2260" unitRef="usd">85159000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2261" unitRef="usd">30464000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-450" decimals="-3" id="f-2262" unitRef="usd">177411000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-450" decimals="-3" id="f-2263" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-450" decimals="-3" id="f-2264" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-450" decimals="-3" id="f-2265" unitRef="usd">646237000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2266" unitRef="usd">118000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2267" unitRef="usd">1591000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2268" unitRef="usd">748000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2269" unitRef="usd">259000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2270" unitRef="usd">647000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-451" decimals="-3" id="f-2271" unitRef="usd">4695000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-451" decimals="-3" id="f-2272" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-451" decimals="-3" id="f-2273" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-451" decimals="-3" id="f-2274" unitRef="usd">8058000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2275" unitRef="usd">41038000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2276" unitRef="usd">156394000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2277" unitRef="usd">158228000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2278" unitRef="usd">85418000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2279" unitRef="usd">31111000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-153" decimals="-3" id="f-2280" unitRef="usd">182106000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-153" decimals="-3" id="f-2281" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-153" decimals="-3" id="f-2282" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-153" decimals="-3" id="f-2283" unitRef="usd">654295000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2284" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2285" unitRef="usd">28000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2286" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2287" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2288" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-452" decimals="-3" id="f-2289" unitRef="usd">20000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-452" decimals="-3" id="f-2290" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-452" decimals="-3" id="f-2291" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-452" decimals="-3" id="f-2292" unitRef="usd">48000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2293" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2294" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2295" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2296" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2297" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-453" decimals="-3" id="f-2298" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-453" decimals="-3" id="f-2299" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-453" decimals="-3" id="f-2300" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-453" decimals="-3" id="f-2301" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2302" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2303" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2304" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2305" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2306" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-454" decimals="-3" id="f-2307" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-454" decimals="-3" id="f-2308" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-454" decimals="-3" id="f-2309" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-454" decimals="-3" id="f-2310" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2311" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2312" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2313" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2314" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2315" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-155" decimals="-3" id="f-2316" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-155" decimals="-3" id="f-2317" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-155" decimals="-3" id="f-2318" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-155" decimals="-3" id="f-2319" unitRef="usd">26841000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2320" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2321" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2322" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2323" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2324" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-455" decimals="-3" id="f-2325" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-455" decimals="-3" id="f-2326" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-455" decimals="-3" id="f-2327" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-455" decimals="-3" id="f-2328" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2329" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2330" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2331" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2332" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2333" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-456" decimals="-3" id="f-2334" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-456" decimals="-3" id="f-2335" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-456" decimals="-3" id="f-2336" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-456" decimals="-3" id="f-2337" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2338" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2339" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2340" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2341" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2342" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-457" decimals="-3" id="f-2343" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-457" decimals="-3" id="f-2344" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-457" decimals="-3" id="f-2345" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-457" decimals="-3" id="f-2346" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2347" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2348" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2349" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2350" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2351" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-157" decimals="-3" id="f-2352" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-157" decimals="-3" id="f-2353" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-157" decimals="-3" id="f-2354" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-157" decimals="-3" id="f-2355" unitRef="usd">45078000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2356" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2357" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2358" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2359" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2360" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-458" decimals="-3" id="f-2361" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-458" decimals="-3" id="f-2362" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-458" decimals="-3" id="f-2363" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-458" decimals="-3" id="f-2364" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2365" unitRef="usd">14835000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2366" unitRef="usd">13447000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2367" unitRef="usd">7859000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2368" unitRef="usd">4246000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2369" unitRef="usd">4449000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-459" decimals="-3" id="f-2370" unitRef="usd">5074000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-459" decimals="-3" id="f-2371" unitRef="usd">6000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-459" decimals="-3" id="f-2372" unitRef="usd">2362000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-459" decimals="-3" id="f-2373" unitRef="usd">52278000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2374" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2375" unitRef="usd">44000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2376" unitRef="usd">10000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2377" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2378" unitRef="usd">27000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-460" decimals="-3" id="f-2379" unitRef="usd">7000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-460" decimals="-3" id="f-2380" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-460" decimals="-3" id="f-2381" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-460" decimals="-3" id="f-2382" unitRef="usd">88000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2383" unitRef="usd">14835000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2384" unitRef="usd">13491000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2385" unitRef="usd">7869000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2386" unitRef="usd">4246000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2387" unitRef="usd">4476000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-161" decimals="-3" id="f-2388" unitRef="usd">5081000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-161" decimals="-3" id="f-2389" unitRef="usd">6000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-161" decimals="-3" id="f-2390" unitRef="usd">2362000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-161" decimals="-3" id="f-2391" unitRef="usd">52366000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2392" unitRef="usd">33000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2393" unitRef="usd">28000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2394" unitRef="usd">31000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2395" unitRef="usd">10000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2396" unitRef="usd">32000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-461" decimals="-3" id="f-2397" unitRef="usd">27000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-461" decimals="-3" id="f-2398" unitRef="usd">6000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-461" decimals="-3" id="f-2399" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-461" decimals="-3" id="f-2400" unitRef="usd">167000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2401" unitRef="usd">65260000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2402" unitRef="usd">191871000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2403" unitRef="usd">80773000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2404" unitRef="usd">35995000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2405" unitRef="usd">16690000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-462" decimals="-3" id="f-2406" unitRef="usd">8159000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-462" decimals="-3" id="f-2407" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-462" decimals="-3" id="f-2408" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-462" decimals="-3" id="f-2409" unitRef="usd">398748000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2410" unitRef="usd">49000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2411" unitRef="usd">424000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2412" unitRef="usd">312000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2413" unitRef="usd">229000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2414" unitRef="usd">124000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-463" decimals="-3" id="f-2415" unitRef="usd">60000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-463" decimals="-3" id="f-2416" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-463" decimals="-3" id="f-2417" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-463" decimals="-3" id="f-2418" unitRef="usd">1198000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2419" unitRef="usd">65309000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2420" unitRef="usd">192295000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2421" unitRef="usd">81085000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2422" unitRef="usd">36224000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2423" unitRef="usd">16814000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-163" decimals="-3" id="f-2424" unitRef="usd">8219000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-163" decimals="-3" id="f-2425" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-163" decimals="-3" id="f-2426" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-163" decimals="-3" id="f-2427" unitRef="usd">399946000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2428" unitRef="usd">86000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2429" unitRef="usd">1388000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2430" unitRef="usd">708000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2431" unitRef="usd">137000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2432" unitRef="usd">58000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-464" decimals="-3" id="f-2433" unitRef="usd">74000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-464" decimals="-3" id="f-2434" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-464" decimals="-3" id="f-2435" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-464" decimals="-3" id="f-2436" unitRef="usd">2451000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2437" unitRef="usd">26376000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2438" unitRef="usd">21379000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2439" unitRef="usd">5121000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2440" unitRef="usd">2447000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2441" unitRef="usd">3885000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-465" decimals="-3" id="f-2442" unitRef="usd">9987000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-465" decimals="-3" id="f-2443" unitRef="usd">12713000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-465" decimals="-3" id="f-2444" unitRef="usd">478673000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-465" decimals="-3" id="f-2445" unitRef="usd">560581000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2446" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2447" unitRef="usd">212000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2448" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2449" unitRef="usd">54000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2450" unitRef="usd">177000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-466" decimals="-3" id="f-2451" unitRef="usd">260000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-466" decimals="-3" id="f-2452" unitRef="usd">2860000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-466" decimals="-3" id="f-2453" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-466" decimals="-3" id="f-2454" unitRef="usd">3563000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2455" unitRef="usd">26376000</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2456" unitRef="usd">21591000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2457" unitRef="usd">5121000</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2458" unitRef="usd">2501000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2459" unitRef="usd">4062000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear contextRef="c-165" decimals="-3" id="f-2460" unitRef="usd">10247000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYear>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan contextRef="c-165" decimals="-3" id="f-2461" unitRef="usd">15573000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoan>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolving contextRef="c-165" decimals="-3" id="f-2462" unitRef="usd">478673000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolving>
    <us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-165" decimals="-3" id="f-2463" unitRef="usd">564144000</us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2464" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearOneOriginatedCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2465" unitRef="usd">10000</us-gaap:FinancingReceivableExcludingAccruedInterestYearTwoOriginatedFiscalYearBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2466" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearThreeOriginatedTwoYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2467" unitRef="usd">103000</us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2468" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestYearFiveOriginatedFourYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff contextRef="c-467" decimals="-3" id="f-2469" unitRef="usd">91000</us-gaap:FinancingReceivableExcludingAccruedInterestOriginatedMoreThanFiveYearsBeforeCurrentFiscalYearWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff contextRef="c-467" decimals="-3" id="f-2470" unitRef="usd">13000</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingConvertedToTermLoanWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff contextRef="c-467" decimals="-3" id="f-2471" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestRevolvingWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-467" decimals="-3" id="f-2472" unitRef="usd">217000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:AllowanceForCreditLossesTextBlock contextRef="c-1" id="f-2473">Allowance for Credit and Loan Losses&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.555%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.951%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,503&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(481)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,854&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Charge&#x2013;offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(154)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,549)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,708)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Recoveries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,715&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,312&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51,980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.432%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.502%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,020&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,422&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,765)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,107)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(539)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,501&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,090&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Charge&#x2013;offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,403)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,835)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,286)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Recoveries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,761&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,503&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The accrued interest receivable on our loan receivables is excluded from the allowance for credit loss estimate and is included in interest receivable on our consolidated balance sheets. As of December&#160;31, 2024 and December&#160;31, 2023, the accrued interest on our loan portfolio was $25.6 million and $23.7&#160;million, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company utilized the Cumulative Loss Rate method in determining expected future credit losses. The loss rate method measures the amount of loan charge&#x2013;offs, net of recoveries, (&#x201c;loan losses&#x201d;) recognized over the life of a closed pool and compares those loan losses to the outstanding loan balance of that pool as of a specific point in time (&#x201c;pool date&#x201d;).&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;To estimate a CECL loss rate for the pool, management first identifies the loan losses recognized between the pool date and the reporting date for the pool and determines which loan losses were related to loans outstanding at the pool date. The loss rate method then divides the loan losses recognized on loans outstanding as of the pool date by the outstanding loan balance as of the pool date.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company&#x2019;s expected loss estimate is anchored in historical credit loss experience, with an emphasis on all available portfolio data. The Company&#x2019;s historical look&#x2013;back period includes January 2009 through the current period, on a monthly basis. When historical credit loss experience is not sufficient for a specific portfolio, the Company may supplement its own portfolio data with external models or data. The Company supplemented data for 2009 and 2010 with the use of adjusted Uniform Bank Performance Report peer group data.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Qualitative reserves reflect management&#x2019;s overall estimate of the extent to which current expected credit losses on collectively evaluated loans will differ from historical loss experience. The analysis takes into consideration other analytics performed within the organization, such as enterprise and concentration management, along with other credit&#x2013;related analytics as deemed appropriate. Management attempts to quantify qualitative reserves whenever possible.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company&#x2019;s CECL estimate applies to a forecast that incorporates macroeconomic trends and other environmental factors. Management utilized Moody's economic forecast scenarios including both National and Regional econometrics, as well as management judgment, as the basis for the forecast period. The historical loss rate was utilized as the base rate, and qualitative adjustments were utilized to reflect the forecast and other relevant factors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company segments the loan portfolio into pools based on the following risk characteristics: financial asset type, loan purpose, collateral type, loan characteristics, credit characteristics, outstanding loan balances, contractual terms and prepayment assumptions, industry of the borrower and concentrations, and historical or expected credit loss patterns.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Liability for Commitments to Extend Credit and Standby Letters of Credit&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables represent, by loan portfolio segment, a summary of changes in the&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.122%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.204%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.081%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.742%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.602%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(97)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;551&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;551&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;615&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;1,534&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;2,149&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;403&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;212&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;615&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesTextBlock>
    <us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock contextRef="c-1" id="f-2474">&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table represents, by loan portfolio segment, a summary of changes in the ACL on loans for the twelve months ended December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.783%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:26.090%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.555%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.948%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.404%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.951%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,503&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(481)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,133&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,854&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Charge&#x2013;offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(154)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,549)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,708)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Recoveries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;353&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,419&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,953&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,715&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,312&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51,980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:28.432%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.502%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year Ended December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,445&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,577&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,020&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,422&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,464&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,765)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,107)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(539)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,501&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,090&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Charge&#x2013;offs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,403)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(48)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,835)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,286)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Recoveries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;81&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,221&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,761&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balance, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,736&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,503&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;481&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,029&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:AllowanceForCreditLossesOnFinancingReceivablesTableTextBlock>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-151" decimals="-3" id="f-2475" unitRef="usd">29736000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-159" decimals="-3" id="f-2476" unitRef="usd">2503000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-468" decimals="-3" id="f-2477" unitRef="usd">481000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-167" decimals="-3" id="f-2478" unitRef="usd">17309000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-2479" unitRef="usd">50029000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-289" decimals="-3" id="f-2480" unitRef="usd">1018000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-469" decimals="-3" id="f-2481" unitRef="usd">184000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-470" decimals="-3" id="f-2482" unitRef="usd">-481000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-471" decimals="-3" id="f-2483" unitRef="usd">3133000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-1" decimals="-3" id="f-2484" unitRef="usd">3854000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-289" decimals="-3" id="f-2485" unitRef="usd">154000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-469" decimals="-3" id="f-2486" unitRef="usd">5000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-470" decimals="-3" id="f-2487" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-471" decimals="-3" id="f-2488" unitRef="usd">3549000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-1" decimals="-3" id="f-2489" unitRef="usd">3708000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-289" decimals="-3" id="f-2490" unitRef="usd">353000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-469" decimals="-3" id="f-2491" unitRef="usd">33000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-470" decimals="-3" id="f-2492" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-471" decimals="-3" id="f-2493" unitRef="usd">1419000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-1" decimals="-3" id="f-2494" unitRef="usd">1805000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-150" decimals="-3" id="f-2495" unitRef="usd">30953000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-158" decimals="-3" id="f-2496" unitRef="usd">2715000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-472" decimals="-3" id="f-2497" unitRef="usd">0</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-166" decimals="-3" id="f-2498" unitRef="usd">18312000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-4" decimals="-3" id="f-2499" unitRef="usd">51980000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-473" decimals="-3" id="f-2500" unitRef="usd">32445000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-474" decimals="-3" id="f-2501" unitRef="usd">5577000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-475" decimals="-3" id="f-2502" unitRef="usd">1020000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-476" decimals="-3" id="f-2503" unitRef="usd">11422000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-22" decimals="-3" id="f-2504" unitRef="usd">50464000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-313" decimals="-3" id="f-2505" unitRef="usd">-1765000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-477" decimals="-3" id="f-2506" unitRef="usd">-3107000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-478" decimals="-3" id="f-2507" unitRef="usd">-539000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-479" decimals="-3" id="f-2508" unitRef="usd">7501000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal contextRef="c-6" decimals="-3" id="f-2509" unitRef="usd">2090000</us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-313" decimals="-3" id="f-2510" unitRef="usd">1403000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-477" decimals="-3" id="f-2511" unitRef="usd">48000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-478" decimals="-3" id="f-2512" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-479" decimals="-3" id="f-2513" unitRef="usd">2835000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff contextRef="c-6" decimals="-3" id="f-2514" unitRef="usd">4286000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoff>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-313" decimals="-3" id="f-2515" unitRef="usd">459000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-477" decimals="-3" id="f-2516" unitRef="usd">81000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-478" decimals="-3" id="f-2517" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-479" decimals="-3" id="f-2518" unitRef="usd">1221000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery contextRef="c-6" decimals="-3" id="f-2519" unitRef="usd">1761000</us-gaap:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossRecovery>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-151" decimals="-3" id="f-2520" unitRef="usd">29736000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-159" decimals="-3" id="f-2521" unitRef="usd">2503000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-468" decimals="-3" id="f-2522" unitRef="usd">481000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-167" decimals="-3" id="f-2523" unitRef="usd">17309000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest contextRef="c-5" decimals="-3" id="f-2524" unitRef="usd">50029000</us-gaap:FinancingReceivableAllowanceForCreditLossExcludingAccruedInterest>
    <us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-4" decimals="-5" id="f-2525" unitRef="usd">25600000</us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-5" decimals="-5" id="f-2526" unitRef="usd">23700000</us-gaap:FinancingReceivableAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock contextRef="c-1" id="f-2527">&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables represent, by loan portfolio segment, a summary of changes in the&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; activity in the liability for commitments to extend credit and standby letters of credit (See Note 18):&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:21.122%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.204%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.081%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.742%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.602%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Balance, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Credit loss expense (reversal)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ending balance&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commercial&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,385&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Real Estate&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(3)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;161&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(97)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage Warehouse&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consumer&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;551&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;152&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;703&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;242&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;309&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;551&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;615&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;1,534&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;2,149&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;403&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;212&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:100%"&gt;615&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table represents the&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:34.813%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.660%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.082%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.660%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.085%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to extend credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,018,302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,118,417&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Standby letters of credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;23,457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,041,759&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,134,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFairValueOffBalanceSheetRisksTextBlock>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-151" decimals="-3" id="f-2528" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-289" decimals="-3" id="f-2529" unitRef="usd">1385000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-150" decimals="-3" id="f-2530" unitRef="usd">1385000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-473" decimals="-3" id="f-2531" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-313" decimals="-3" id="f-2532" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-151" decimals="-3" id="f-2533" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-159" decimals="-3" id="f-2534" unitRef="usd">64000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-469" decimals="-3" id="f-2535" unitRef="usd">-3000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-158" decimals="-3" id="f-2536" unitRef="usd">61000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-474" decimals="-3" id="f-2537" unitRef="usd">161000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-477" decimals="-3" id="f-2538" unitRef="usd">-97000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-159" decimals="-3" id="f-2539" unitRef="usd">64000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-468" decimals="-3" id="f-2540" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-470" decimals="-3" id="f-2541" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-472" decimals="-3" id="f-2542" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-475" decimals="-3" id="f-2543" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-478" decimals="-3" id="f-2544" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-468" decimals="-3" id="f-2545" unitRef="usd">0</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-167" decimals="-3" id="f-2546" unitRef="usd">551000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-471" decimals="-3" id="f-2547" unitRef="usd">152000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-166" decimals="-3" id="f-2548" unitRef="usd">703000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-476" decimals="-3" id="f-2549" unitRef="usd">242000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-479" decimals="-3" id="f-2550" unitRef="usd">309000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-167" decimals="-3" id="f-2551" unitRef="usd">551000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-5" decimals="-3" id="f-2552" unitRef="usd">615000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-1" decimals="-3" id="f-2553" unitRef="usd">1534000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-4" decimals="-3" id="f-2554" unitRef="usd">2149000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-22" decimals="-3" id="f-2555" unitRef="usd">403000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal contextRef="c-6" decimals="-3" id="f-2556" unitRef="usd">212000</us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal>
    <us-gaap:OffBalanceSheetCreditLossLiability contextRef="c-5" decimals="-3" id="f-2557" unitRef="usd">615000</us-gaap:OffBalanceSheetCreditLossLiability>
    <us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock contextRef="c-1" id="f-2558">Premises and Equipment&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Land&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Buildings and improvements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;91,911&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Furniture and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;40,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,879&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;163,876&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;158,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Accumulated depreciation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(70,012)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(64,243)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net premises and equipment&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,864&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;94,583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Depreciation of premises and equipment included in net occupancy expense for the years ended December&#160;31, 2024, 2023 and &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2022&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; was approximat&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;ely $5.8 million, $5.9 million, and $5.7 million, r&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;espectively.&lt;/span&gt;&lt;/div&gt;</us-gaap:PropertyPlantAndEquipmentDisclosureTextBlock>
    <us-gaap:PropertyPlantAndEquipmentTextBlock contextRef="c-1" id="f-2559">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Land&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,310&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Buildings and improvements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;91,911&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,637&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Furniture and equipment&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;40,655&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,879&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total cost&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;163,876&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;158,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Accumulated depreciation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(70,012)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(64,243)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net premises and equipment&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,864&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;94,583&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</us-gaap:PropertyPlantAndEquipmentTextBlock>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-480" decimals="-3" id="f-2560" unitRef="usd">31310000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-481" decimals="-3" id="f-2561" unitRef="usd">31310000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-482" decimals="-3" id="f-2562" unitRef="usd">91911000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-483" decimals="-3" id="f-2563" unitRef="usd">89637000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-484" decimals="-3" id="f-2564" unitRef="usd">40655000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-485" decimals="-3" id="f-2565" unitRef="usd">37879000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-4" decimals="-3" id="f-2566" unitRef="usd">163876000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:PropertyPlantAndEquipmentGross contextRef="c-5" decimals="-3" id="f-2567" unitRef="usd">158826000</us-gaap:PropertyPlantAndEquipmentGross>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="c-4" decimals="-3" id="f-2568" unitRef="usd">70012000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment contextRef="c-5" decimals="-3" id="f-2569" unitRef="usd">64243000</us-gaap:AccumulatedDepreciationDepletionAndAmortizationPropertyPlantAndEquipment>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="c-4" decimals="-3" id="f-2570" unitRef="usd">93864000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:PropertyPlantAndEquipmentNet contextRef="c-5" decimals="-3" id="f-2571" unitRef="usd">94583000</us-gaap:PropertyPlantAndEquipmentNet>
    <us-gaap:Depreciation contextRef="c-1" decimals="-5" id="f-2572" unitRef="usd">5800000</us-gaap:Depreciation>
    <us-gaap:Depreciation contextRef="c-6" decimals="-5" id="f-2573" unitRef="usd">5900000</us-gaap:Depreciation>
    <us-gaap:Depreciation contextRef="c-7" decimals="-5" id="f-2574" unitRef="usd">5700000</us-gaap:Depreciation>
    <hbnc:LoanServicingTextBlock contextRef="c-1" id="f-2575">Loan Servicing&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Loans serviced for others are not included in the accompanying consolidated balance sheets. The unpaid principal balances of loans serviced for others totaled approximately &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$1.438 billion&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and $1.479 billion at December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Activity for mortgage servicing rights and the related impairment allowance were as follows: &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Servicing rights capitalized&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortization of servicing rights&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,971)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,032)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, December 31&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Impairment allowance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,594)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reductions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, December 31&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage servicing rights, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair value, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair value, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:LoanServicingTextBlock>
    <hbnc:PrincipalAmountOfServiceLoanOutstanding contextRef="c-4" decimals="-6" id="f-2576" unitRef="usd">1438000000</hbnc:PrincipalAmountOfServiceLoanOutstanding>
    <hbnc:PrincipalAmountOfServiceLoanOutstanding contextRef="c-5" decimals="-6" id="f-2577" unitRef="usd">1479000000</hbnc:PrincipalAmountOfServiceLoanOutstanding>
    <hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock contextRef="c-1" id="f-2578">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Activity for mortgage servicing rights and the related impairment allowance were as follows: &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage servicing rights&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,780&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Servicing rights capitalized&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortization of servicing rights&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,971)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,032)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, December 31&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Impairment allowance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,594)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Additions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reductions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Balances, December 31&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Mortgage servicing rights, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,195&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,807&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;18,619&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:8pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair value, beginning of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,236&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Fair value, end of period&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,766&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19,992&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:SummaryOfChangesInMortgageServicingRightsTableTextBlock>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-5" decimals="-3" id="f-2579" unitRef="usd">18807000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-22" decimals="-3" id="f-2580" unitRef="usd">18619000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-13" decimals="-3" id="f-2581" unitRef="usd">17780000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:CapitalizedMortgageServicingRights contextRef="c-4" decimals="-3" id="f-2582" unitRef="usd">1359000</hbnc:CapitalizedMortgageServicingRights>
    <hbnc:CapitalizedMortgageServicingRights contextRef="c-5" decimals="-3" id="f-2583" unitRef="usd">1220000</hbnc:CapitalizedMortgageServicingRights>
    <hbnc:CapitalizedMortgageServicingRights contextRef="c-22" decimals="-3" id="f-2584" unitRef="usd">3184000</hbnc:CapitalizedMortgageServicingRights>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-1" decimals="-3" id="f-2585" unitRef="usd">1971000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-6" decimals="-3" id="f-2586" unitRef="usd">1032000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <us-gaap:AmortizationOfMortgageServicingRightsMSRs contextRef="c-7" decimals="-3" id="f-2587" unitRef="usd">2345000</us-gaap:AmortizationOfMortgageServicingRightsMSRs>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-4" decimals="-3" id="f-2588" unitRef="usd">18195000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-5" decimals="-3" id="f-2589" unitRef="usd">18807000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:FiniteLivedMortgageServicingRights contextRef="c-22" decimals="-3" id="f-2590" unitRef="usd">18619000</hbnc:FiniteLivedMortgageServicingRights>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-5" decimals="-3" id="f-2591" unitRef="usd">0</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-22" decimals="-3" id="f-2592" unitRef="usd">0</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-13" decimals="-3" id="f-2593" unitRef="usd">2594000</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:MortgageServicingRightsAdditions contextRef="c-1" decimals="-3" id="f-2594" unitRef="usd">0</hbnc:MortgageServicingRightsAdditions>
    <hbnc:MortgageServicingRightsAdditions contextRef="c-6" decimals="-3" id="f-2595" unitRef="usd">0</hbnc:MortgageServicingRightsAdditions>
    <hbnc:MortgageServicingRightsAdditions contextRef="c-7" decimals="-3" id="f-2596" unitRef="usd">0</hbnc:MortgageServicingRightsAdditions>
    <hbnc:MortgageServicingRightsReductions contextRef="c-1" decimals="-3" id="f-2597" unitRef="usd">0</hbnc:MortgageServicingRightsReductions>
    <hbnc:MortgageServicingRightsReductions contextRef="c-6" decimals="-3" id="f-2598" unitRef="usd">0</hbnc:MortgageServicingRightsReductions>
    <hbnc:MortgageServicingRightsReductions contextRef="c-7" decimals="-3" id="f-2599" unitRef="usd">2594000</hbnc:MortgageServicingRightsReductions>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-4" decimals="-3" id="f-2600" unitRef="usd">0</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-5" decimals="-3" id="f-2601" unitRef="usd">0</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:MortgageServicingRightsImpairmentAllowance contextRef="c-22" decimals="-3" id="f-2602" unitRef="usd">0</hbnc:MortgageServicingRightsImpairmentAllowance>
    <hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment contextRef="c-4" decimals="-3" id="f-2603" unitRef="usd">18195000</hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment>
    <hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment contextRef="c-5" decimals="-3" id="f-2604" unitRef="usd">18807000</hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment>
    <hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment contextRef="c-22" decimals="-3" id="f-2605" unitRef="usd">18619000</hbnc:FiniteLivedMortgageServicingRightsNetOfImpairment>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-5" decimals="-3" id="f-2606" unitRef="usd">19891000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-22" decimals="-3" id="f-2607" unitRef="usd">19992000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-13" decimals="-3" id="f-2608" unitRef="usd">15236000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-4" decimals="-3" id="f-2609" unitRef="usd">19766000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-5" decimals="-3" id="f-2610" unitRef="usd">19891000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetAtFairValueAmount contextRef="c-22" decimals="-3" id="f-2611" unitRef="usd">19992000</us-gaap:ServicingAssetAtFairValueAmount>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-486"
      decimals="3"
      id="f-2612"
      unitRef="number">0.090</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-487"
      decimals="3"
      id="f-2613"
      unitRef="number">0.115</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-488"
      decimals="3"
      id="f-2614"
      unitRef="number">0.056</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-489"
      decimals="3"
      id="f-2615"
      unitRef="number">0.133</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-490"
      decimals="3"
      id="f-2616"
      unitRef="number">0.110</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-491"
      decimals="3"
      id="f-2617"
      unitRef="number">0.064</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:ServicingAssetMeasurementInput
      contextRef="c-492"
      decimals="3"
      id="f-2618"
      unitRef="number">0.095</us-gaap:ServicingAssetMeasurementInput>
    <us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock contextRef="c-1" id="f-2619">Goodwill&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The carrying amount of goodwill was $155.2&#160;million as of  December&#160;31, 2024 and December&#160;31, 2023, respectively.  There were no changes in the carrying amount of goodwill for the year ended  December&#160;31, 2024 and 2023. Goodwill is assessed for impairment annually, or more frequently if events occur or circumstances change that indicate an impairment may exist. When assessing goodwill for impairment, first, a qualitative assessment can be made to determine whether it is more likely than not that the estimated fair value of a reporting unit is less than its estimated carrying value. If the results of the qualitative assessment are not conclusive, a quantitative goodwill test is performed. Alternatively, a quantitative goodwill test can be performed without performing a qualitative assessment. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;No goodwill impairment charges were recorded for the year ended December&#160;31, 2024 and 2023. As of December&#160;31, 2024, Horizon elected to perform a qualitative assessment to determine if it was more likely than not that the fair value exceeded its carrying value. The qualitative assessment indicated that it was more likely than not that the fair value exceeded its carrying value, resulting in no impairment. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As a result of acquisitions, the Company has recorded certain amortizable intangible assets related to core deposit intangibles. These core deposit intangibles are being amortized over 7 years to 10 years using an accelerated method and had a weighted average remaining life of 4.14 years and 4.96 years as of December&#160;31, 2024 and December&#160;31, 2023. Amortizable intangible assets are summarized as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.455%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.537%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.537%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.074%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.079%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accumulated&lt;br/&gt;Amortization&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accumulated&lt;br/&gt;Amortization&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortizable intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Core deposit intangible&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,633&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(23,410)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(21,564)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Amortization expense for intangible assets totaled $3.4 million, $3.6 million and $3.7 million for the years ended December&#160;31, 2024, 2023 and &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2022&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;. Estimated amortization for the years ending December 31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.766%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,119&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,754&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2029&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,223&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:GoodwillAndIntangibleAssetsDisclosureTextBlock>
    <us-gaap:Goodwill contextRef="c-5" decimals="-5" id="f-2620" unitRef="usd">155200000</us-gaap:Goodwill>
    <us-gaap:Goodwill contextRef="c-4" decimals="-5" id="f-2621" unitRef="usd">155200000</us-gaap:Goodwill>
    <us-gaap:GoodwillImpairmentLoss contextRef="c-6" decimals="INF" id="f-2622" unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:GoodwillImpairmentLoss contextRef="c-1" decimals="INF" id="f-2623" unitRef="usd">0</us-gaap:GoodwillImpairmentLoss>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="c-493" id="f-2624">P7Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="c-494" id="f-2625">P10Y</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="c-495" id="f-2626">P4Y1M20D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:FiniteLivedIntangibleAssetUsefulLife contextRef="c-496" id="f-2627">P4Y11M15D</us-gaap:FiniteLivedIntangibleAssetUsefulLife>
    <us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock contextRef="c-1" id="f-2628">Amortizable intangible assets are summarized as follows:&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:96.345%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.455%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.537%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:19.537%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.074%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.406%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.079%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accumulated&lt;br/&gt;Amortization&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Gross Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Accumulated&lt;br/&gt;Amortization&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortizable intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Core deposit intangible&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,633&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(23,410)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(21,564)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfFiniteLivedIntangibleAssetsTableTextBlock>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="c-497" decimals="-3" id="f-2629" unitRef="usd">33633000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="c-497" decimals="-3" id="f-2630" unitRef="usd">23410000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:FiniteLivedCoreDepositsGross contextRef="c-498" decimals="-3" id="f-2631" unitRef="usd">35190000</us-gaap:FiniteLivedCoreDepositsGross>
    <us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization contextRef="c-498" decimals="-3" id="f-2632" unitRef="usd">21564000</us-gaap:FiniteLivedIntangibleAssetsAccumulatedAmortization>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-1" decimals="-5" id="f-2633" unitRef="usd">3400000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-6" decimals="-5" id="f-2634" unitRef="usd">3600000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:AmortizationOfIntangibleAssets contextRef="c-7" decimals="-5" id="f-2635" unitRef="usd">3700000</us-gaap:AmortizationOfIntangibleAssets>
    <us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock contextRef="c-1" id="f-2636">Estimated amortization for the years ending December 31 is as follows:&lt;div style="text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:39.766%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:48.900%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,044&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,566&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,119&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,754&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2029&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;512&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;228&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,223&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleofFiniteLivedIntangibleAssetsFutureAmortizationExpenseTableTextBlock>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths contextRef="c-4" decimals="-3" id="f-2637" unitRef="usd">3044000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseNextTwelveMonths>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo contextRef="c-4" decimals="-3" id="f-2638" unitRef="usd">2566000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearTwo>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree contextRef="c-4" decimals="-3" id="f-2639" unitRef="usd">2119000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearThree>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour contextRef="c-4" decimals="-3" id="f-2640" unitRef="usd">1754000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFour>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive contextRef="c-4" decimals="-3" id="f-2641" unitRef="usd">512000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseYearFive>
    <us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive contextRef="c-4" decimals="-3" id="f-2642" unitRef="usd">228000</us-gaap:FiniteLivedIntangibleAssetsAmortizationExpenseAfterYearFive>
    <us-gaap:FiniteLivedIntangibleAssetsNet contextRef="c-4" decimals="-3" id="f-2643" unitRef="usd">10223000</us-gaap:FiniteLivedIntangibleAssetsNet>
    <us-gaap:DepositLiabilitiesDisclosuresTextBlock contextRef="c-1" id="f-2644">Deposits&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing demand deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits: &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing demand deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,767,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,688,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Money market&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;960,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;897,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Savings deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Certificates of deposit of $250,000 or more&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;549,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;632,846&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Certificates of deposit of less than $250,000&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;539,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;546,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total interest-bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,535,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,548,888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,600,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,664,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There were no overdraft customer transaction deposits reclassified as loan balances at &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2024&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2023&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The aggregate amount of certificate of deposits (CD) and other time deposits (TD) in denominations of $100,000 or more at December&#160;31, 2024 and 2023 were $775.7 million and $863.5 million, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Certificates and other time deposits for both retail and brokered maturing in years ending December&#160;31 are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Retail&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Brokered&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;924,549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;99,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,024,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;48,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2029&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;974,621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;114,532&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,089,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Deposits received in the ordinary course of business from the directors and officers of the Company and their related interests amounted to $1.3 million and $0.7 million for the years ended December&#160;31, 2024 and 2023, respectively.&lt;/span&gt;&lt;/div&gt;</us-gaap:DepositLiabilitiesDisclosuresTextBlock>
    <hbnc:CompositionOfDepositsTableTextBlock contextRef="c-1" id="f-2645">&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing demand deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits: &lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing demand deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,767,984&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,688,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Money market&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;960,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;897,125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Savings deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,689&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;783,038&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Certificates of deposit of $250,000 or more&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;549,361&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;632,846&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Certificates of deposit of less than $250,000&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;539,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;546,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total interest-bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,535,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,548,888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,600,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,664,893&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</hbnc:CompositionOfDepositsTableTextBlock>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-4" decimals="-3" id="f-2646" unitRef="usd">1064818000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-5" decimals="-3" id="f-2647" unitRef="usd">1116005000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDomesticDepositDemand contextRef="c-4" decimals="-3" id="f-2648" unitRef="usd">1767984000</us-gaap:InterestBearingDomesticDepositDemand>
    <us-gaap:InterestBearingDomesticDepositDemand contextRef="c-5" decimals="-3" id="f-2649" unitRef="usd">1688986000</us-gaap:InterestBearingDomesticDepositDemand>
    <us-gaap:DepositsMoneyMarketDeposits contextRef="c-4" decimals="-3" id="f-2650" unitRef="usd">960008000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsMoneyMarketDeposits contextRef="c-5" decimals="-3" id="f-2651" unitRef="usd">897125000</us-gaap:DepositsMoneyMarketDeposits>
    <us-gaap:DepositsSavingsDeposits contextRef="c-4" decimals="-3" id="f-2652" unitRef="usd">718689000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:DepositsSavingsDeposits contextRef="c-5" decimals="-3" id="f-2653" unitRef="usd">783038000</us-gaap:DepositsSavingsDeposits>
    <us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits contextRef="c-499" decimals="-3" id="f-2654" unitRef="usd">549361000</us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits>
    <us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits contextRef="c-500" decimals="-3" id="f-2655" unitRef="usd">632846000</us-gaap:InterestBearingDomesticDepositCertificatesOfDeposits>
    <hbnc:OtherCertificateAndTimeDeposit contextRef="c-4" decimals="-3" id="f-2656" unitRef="usd">539792000</hbnc:OtherCertificateAndTimeDeposit>
    <hbnc:OtherCertificateAndTimeDeposit contextRef="c-5" decimals="-3" id="f-2657" unitRef="usd">546893000</hbnc:OtherCertificateAndTimeDeposit>
    <us-gaap:InterestBearingDepositLiabilitiesDomestic contextRef="c-4" decimals="-3" id="f-2658" unitRef="usd">4535834000</us-gaap:InterestBearingDepositLiabilitiesDomestic>
    <us-gaap:InterestBearingDepositLiabilitiesDomestic contextRef="c-5" decimals="-3" id="f-2659" unitRef="usd">4548888000</us-gaap:InterestBearingDepositLiabilitiesDomestic>
    <us-gaap:Deposits contextRef="c-4" decimals="-3" id="f-2660" unitRef="usd">5600652000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="c-5" decimals="-3" id="f-2661" unitRef="usd">5664893000</us-gaap:Deposits>
    <us-gaap:TimeDeposits100000OrMore contextRef="c-4" decimals="-5" id="f-2662" unitRef="usd">775700000</us-gaap:TimeDeposits100000OrMore>
    <us-gaap:TimeDeposits100000OrMore contextRef="c-5" decimals="-5" id="f-2663" unitRef="usd">863500000</us-gaap:TimeDeposits100000OrMore>
    <us-gaap:TimeDepositMaturitiesTableTextBlock contextRef="c-1" id="f-2664">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Certificates and other time deposits for both retail and brokered maturing in years ending December&#160;31 are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.508%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Retail&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Brokered&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;924,549&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;99,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,024,058&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,023&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;48,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,165&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2029&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,329&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;19&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;974,621&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;114,532&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,089,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:TimeDepositMaturitiesTableTextBlock>
    <us-gaap:TimeDepositMaturitiesYearOne contextRef="c-501" decimals="-3" id="f-2665" unitRef="usd">924549000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearOne contextRef="c-502" decimals="-3" id="f-2666" unitRef="usd">99509000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearOne contextRef="c-4" decimals="-3" id="f-2667" unitRef="usd">1024058000</us-gaap:TimeDepositMaturitiesYearOne>
    <us-gaap:TimeDepositMaturitiesYearTwo contextRef="c-501" decimals="-3" id="f-2668" unitRef="usd">33733000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearTwo contextRef="c-502" decimals="-3" id="f-2669" unitRef="usd">15023000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearTwo contextRef="c-4" decimals="-3" id="f-2670" unitRef="usd">48756000</us-gaap:TimeDepositMaturitiesYearTwo>
    <us-gaap:TimeDepositMaturitiesYearThree contextRef="c-501" decimals="-3" id="f-2671" unitRef="usd">9165000</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearThree contextRef="c-502" decimals="-3" id="f-2672" unitRef="usd">0</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearThree contextRef="c-4" decimals="-3" id="f-2673" unitRef="usd">9165000</us-gaap:TimeDepositMaturitiesYearThree>
    <us-gaap:TimeDepositMaturitiesYearFour contextRef="c-501" decimals="-3" id="f-2674" unitRef="usd">2826000</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFour contextRef="c-502" decimals="-3" id="f-2675" unitRef="usd">0</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFour contextRef="c-4" decimals="-3" id="f-2676" unitRef="usd">2826000</us-gaap:TimeDepositMaturitiesYearFour>
    <us-gaap:TimeDepositMaturitiesYearFive contextRef="c-501" decimals="-3" id="f-2677" unitRef="usd">4329000</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesYearFive contextRef="c-502" decimals="-3" id="f-2678" unitRef="usd">0</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesYearFive contextRef="c-4" decimals="-3" id="f-2679" unitRef="usd">4329000</us-gaap:TimeDepositMaturitiesYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive contextRef="c-501" decimals="-3" id="f-2680" unitRef="usd">19000</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive contextRef="c-502" decimals="-3" id="f-2681" unitRef="usd">0</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDepositMaturitiesAfterYearFive contextRef="c-4" decimals="-3" id="f-2682" unitRef="usd">19000</us-gaap:TimeDepositMaturitiesAfterYearFive>
    <us-gaap:TimeDeposits contextRef="c-501" decimals="-3" id="f-2683" unitRef="usd">974621000</us-gaap:TimeDeposits>
    <us-gaap:TimeDeposits contextRef="c-502" decimals="-3" id="f-2684" unitRef="usd">114532000</us-gaap:TimeDeposits>
    <us-gaap:TimeDeposits contextRef="c-4" decimals="-3" id="f-2685" unitRef="usd">1089153000</us-gaap:TimeDeposits>
    <us-gaap:Deposits contextRef="c-503" decimals="-5" id="f-2686" unitRef="usd">1300000</us-gaap:Deposits>
    <us-gaap:Deposits contextRef="c-504" decimals="-5" id="f-2687" unitRef="usd">700000</us-gaap:Deposits>
    <us-gaap:DebtDisclosureTextBlock contextRef="c-1" id="f-2688">Borrowings&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,130,148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;750,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Reserve Bank - Bank Term Funding Program&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;430,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,192&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,353,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The weighted average interest rate for FHLB advances was 3.51% at December 31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Federal Home Loan Bank advances are secured by first and second mortgage loans, commercial real estate loans and mortgage warehouse loans totaling approximately $2.3 billion. Advances are subject to restrictions or penalties in the event of prepayment. At December&#160;31, 2024, the Bank had a tota&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;l of $930 million&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; in putable advances. The initial call dates for these advances range from January 31, 2025 to March 19, 2025 even though maturity dates extend beyond those dates. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;At December&#160;31, 2024, the Bank had available approximately&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; $1.5 billion in &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;credit lines with various money center banks, including the FHLB. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Contractual maturities in years ending December&#160;31 are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:71.783%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.089%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.693%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;294,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;937,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DebtDisclosureTextBlock>
    <us-gaap:ScheduleOfDebtInstrumentsTextBlock contextRef="c-1" id="f-2689">&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Home Loan Bank advances, variable and fixed rates ranging from 2.63% to 4.07%, due at various dates through May&#160;22, 2034&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,130,148&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;750,264&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Securities sold under agreements to repurchase, fixed rates ranging from 0.01% to 4.43%, due overnight and continuous&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds purchased&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Reserve Bank - Bank Term Funding Program&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;430,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Secured borrowings, fixed rates ranging from 3.75% to 9.75%, due at various dates through March&#160;28, 2043 &lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,192&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;36,756&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,353,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDebtInstrumentsTextBlock>
    <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd
      contextRef="c-386"
      decimals="INF"
      id="f-2690"
      unitRef="number">0.0263</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
    <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd
      contextRef="c-387"
      decimals="INF"
      id="f-2691"
      unitRef="number">0.0407</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresInterestRateAtPeriodEnd>
    <us-gaap:AdvancesFromFederalHomeLoanBanks contextRef="c-4" decimals="-3" id="f-2692" unitRef="usd">1130148000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:AdvancesFromFederalHomeLoanBanks contextRef="c-5" decimals="-3" id="f-2693" unitRef="usd">750264000</us-gaap:AdvancesFromFederalHomeLoanBanks>
    <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate
      contextRef="c-386"
      decimals="INF"
      id="f-2694"
      unitRef="number">0.0001</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
    <us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate
      contextRef="c-387"
      decimals="INF"
      id="f-2695"
      unitRef="number">0.0443</us-gaap:AssetsSoldUnderAgreementsToRepurchaseInterestRate>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase contextRef="c-4" decimals="-3" id="f-2696" unitRef="usd">89912000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:SecuritiesSoldUnderAgreementsToRepurchase contextRef="c-5" decimals="-3" id="f-2697" unitRef="usd">136030000</us-gaap:SecuritiesSoldUnderAgreementsToRepurchase>
    <us-gaap:FederalFundsPurchased contextRef="c-4" decimals="-3" id="f-2698" unitRef="usd">0</us-gaap:FederalFundsPurchased>
    <us-gaap:FederalFundsPurchased contextRef="c-5" decimals="-3" id="f-2699" unitRef="usd">0</us-gaap:FederalFundsPurchased>
    <hbnc:FederalReserveBankFunding contextRef="c-4" decimals="-3" id="f-2700" unitRef="usd">0</hbnc:FederalReserveBankFunding>
    <hbnc:FederalReserveBankFunding contextRef="c-5" decimals="-3" id="f-2701" unitRef="usd">430000000</hbnc:FederalReserveBankFunding>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-386"
      decimals="INF"
      id="f-2702"
      unitRef="number">0.0375</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-387"
      decimals="INF"
      id="f-2703"
      unitRef="number">0.0975</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:SecuredDebt contextRef="c-4" decimals="-3" id="f-2704" unitRef="usd">12192000</us-gaap:SecuredDebt>
    <us-gaap:SecuredDebt contextRef="c-5" decimals="-3" id="f-2705" unitRef="usd">36756000</us-gaap:SecuredDebt>
    <us-gaap:LongTermDebt contextRef="c-4" decimals="-3" id="f-2706" unitRef="usd">1232252000</us-gaap:LongTermDebt>
    <us-gaap:LongTermDebt contextRef="c-5" decimals="-3" id="f-2707" unitRef="usd">1353050000</us-gaap:LongTermDebt>
    <us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate contextRef="c-4" decimals="4" id="f-2708" unitRef="number">0.0351</us-gaap:FederalHomeLoanBankAdvancesWeightedAverageInterestRate>
    <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1 contextRef="c-4" decimals="-8" id="f-2709" unitRef="usd">2300000000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresCollateralPledged1>
    <us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure contextRef="c-505" decimals="-6" id="f-2710" unitRef="usd">930000000</us-gaap:FederalHomeLoanBankBorrowingsFairValueDisclosure>
    <us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable contextRef="c-4" decimals="-8" id="f-2711" unitRef="usd">1500000000</us-gaap:FederalHomeLoanBankAdvancesGeneralDebtObligationsDisclosuresMaximumAmountAvailable>
    <us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock contextRef="c-1" id="f-2712">&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Contractual maturities in years ending December&#160;31 are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:71.783%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:76.089%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:20.693%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2025&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;294,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2026&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;75&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2027&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2028&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Thereafter&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;937,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfMaturitiesOfLongTermDebtTableTextBlock>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths contextRef="c-4" decimals="-3" id="f-2713" unitRef="usd">294638000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInNextTwelveMonths>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo contextRef="c-4" decimals="-3" id="f-2714" unitRef="usd">75000</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearTwo>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree contextRef="c-4" decimals="-3" id="f-2715" unitRef="usd">0</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearThree>
    <us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour contextRef="c-4" decimals="-3" id="f-2716" unitRef="usd">0</us-gaap:LongTermDebtMaturitiesRepaymentsOfPrincipalInYearFour>
    <hbnc:LongTermDebtMaturityAfterYearFour contextRef="c-4" decimals="-3" id="f-2717" unitRef="usd">937539000</hbnc:LongTermDebtMaturityAfterYearFour>
    <us-gaap:LongTermDebt contextRef="c-4" decimals="-3" id="f-2718" unitRef="usd">1232252000</us-gaap:LongTermDebt>
    <hbnc:RepurchaseAgreementsTextBlock contextRef="c-1" id="f-2719">Repurchase Agreements&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company transfers various securities to customers in exchange for cash at the end of each business day and agrees to acquire the securities at the end of the next business day for the cash exchanged plus interest. The process is repeated at the end of each business day until the agreement is terminated. The securities underlying the agreement remained under the Company&#x2019;s control.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Remaining Contractual Maturity of the Agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Overnight&lt;br/&gt;and&lt;br/&gt;Continuous&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Up to 30 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Greater Than 90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Repurchase Agreements and repurchase&#x2013;to&#x2013;maturity transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;34,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;34,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;US government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;55,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;55,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase Agreements subject to offsetting arrangements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Remaining Contractual Maturity of the Agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Overnight&lt;br/&gt;and&lt;br/&gt;Continuous&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Up to 30 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Greater Than 90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Repurchase Agreements and repurchase&#x2013;to&#x2013;maturity transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;US government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;128,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;128,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;7,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;7,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase Agreements subject to offsetting arrangements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Securities sold under agreements to repurchase are secured by securities with a carrying amount of &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$96.8 million&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and $145.2 million at December&#160;31, 2024 and December&#160;31, 2023, respectively.&lt;/span&gt;&lt;/div&gt;</hbnc:RepurchaseAgreementsTextBlock>
    <us-gaap:ScheduleOfRepurchaseAgreements contextRef="c-1" id="f-2720">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables show repurchase agreements accounted for as secured borrowings and the related securities, at fair value, pledged for repurchase agreements:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Remaining Contractual Maturity of the Agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Overnight&lt;br/&gt;and&lt;br/&gt;Continuous&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Up to 30 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Greater Than 90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Repurchase Agreements and repurchase&#x2013;to&#x2013;maturity transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;34,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;34,191&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;US government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;55,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;55,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;89,912&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase Agreements subject to offsetting arrangements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:37.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.595%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.604%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-bottom:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="27" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Remaining Contractual Maturity of the Agreements&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Overnight&lt;br/&gt;and&lt;br/&gt;Continuous&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Up to 30 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;30&#x2013;90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Greater Than 90 Days&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Repurchase Agreements and repurchase&#x2013;to&#x2013;maturity transactions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;US government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;128,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;128,594&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Private labeled mortgage&#x2013;backed pools&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;7,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;7,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total borrowings&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase Agreements subject to offsetting arrangements&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:1pt solid #000;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-506" decimals="-3" id="f-2721" unitRef="usd">34191000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-507" id="f-2722" unitRef="usd" xsi:nil="true"/>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-508" id="f-2723" unitRef="usd" xsi:nil="true"/>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-509" id="f-2724" unitRef="usd" xsi:nil="true"/>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-56" decimals="-3" id="f-2725" unitRef="usd">34191000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-510" decimals="-3" id="f-2726" unitRef="usd">55721000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-511" decimals="-3" id="f-2727" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-512" decimals="-3" id="f-2728" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-513" decimals="-3" id="f-2729" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-58" decimals="-3" id="f-2730" unitRef="usd">55721000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-514" decimals="-3" id="f-2731" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-515" decimals="-3" id="f-2732" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-516" decimals="-3" id="f-2733" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-517" decimals="-3" id="f-2734" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-59" decimals="-3" id="f-2735" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-518" decimals="-3" id="f-2736" unitRef="usd">89912000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-519" decimals="-3" id="f-2737" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-520" decimals="-3" id="f-2738" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-521" decimals="-3" id="f-2739" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-4" decimals="-3" id="f-2740" unitRef="usd">89912000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement contextRef="c-4" decimals="-3" id="f-2741" unitRef="usd">0</us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-522" decimals="-3" id="f-2742" unitRef="usd">128594000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-523" decimals="-3" id="f-2743" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-524" decimals="-3" id="f-2744" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-525" decimals="-3" id="f-2745" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-63" decimals="-3" id="f-2746" unitRef="usd">128594000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-526" decimals="-3" id="f-2747" unitRef="usd">7436000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-527" decimals="-3" id="f-2748" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-528" decimals="-3" id="f-2749" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-529" decimals="-3" id="f-2750" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-65" decimals="-3" id="f-2751" unitRef="usd">7436000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-530" decimals="-3" id="f-2752" unitRef="usd">136030000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-531" decimals="-3" id="f-2753" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-532" decimals="-3" id="f-2754" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-533" decimals="-3" id="f-2755" unitRef="usd">0</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuredDebtRepurchaseAgreements contextRef="c-5" decimals="-3" id="f-2756" unitRef="usd">136030000</us-gaap:SecuredDebtRepurchaseAgreements>
    <us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement contextRef="c-5" decimals="-3" id="f-2757" unitRef="usd">0</us-gaap:SecuritySoldUnderAgreementToRepurchaseAfterOffsetAndDeductionSubjectToMasterNettingArrangement>
    <us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement contextRef="c-4" decimals="-5" id="f-2758" unitRef="usd">96800000</us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement>
    <us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement contextRef="c-5" decimals="-5" id="f-2759" unitRef="usd">145200000</us-gaap:SecuritiesLoanedGrossIncludingNotSubjectToMasterNettingArrangement>
    <us-gaap:SubordinatedBorrowingsDisclosureTextBlock contextRef="c-1" id="f-2760">Subordinated Notes&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On June 24, 2020, Horizon issued $60.0&#160;million in aggregate principal amount of 5.625% fixed&#x2013;to&#x2013;floating rate subordinated notes (the &#x201c;Notes&#x201d;). The Notes were offered in denominations of $1,000 and integral multiples of $1,000 in excess thereof. The Notes mature on July 1, 2030 (the &#x201c;Maturity Date&#x201d;). From and including the date of original issuance to, but excluding, July 1, 2025 or the date of earlier redemption (the &#x201c;fixed rate period&#x201d;), the Notes bear interest at an initial rate of 5.625% per annum, payable semi&#x2013;annually in arrears on January 1 and July 1 of each year, commencing on January 1, 2021. The last interest payment date for the fixed rate period will be July 1, 2025. From and including July 1, 2025 to, but excluding, the Maturity Date or the date of earlier redemption (the &#x201c;floating rate period&#x201d;), the Notes bear interest at a floating rate per annum equal to the benchmark rate, which is expected to be Three&#x2013;Month Term SOFR (the &#x201c;Benchmark Rate&#x201d;), plus 549 basis points, payable quarterly in arrears on January 1, April 1, July 1, and October 1 of each year, commencing on October 1, 2025. Notwithstanding the foregoing, in the event that the Benchmark Rate is less than zero, the Benchmark Rate shall be deemed to be zero.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon may, at its option, beginning with the interest payment date of July 1, 2025 and on any interest payment date thereafter, redeem the Notes, in whole or in part. The Notes will not otherwise be redeemable by Horizon prior to maturity, unless certain events occur. The redemption price for any redemption is 100% of the principal amount of the Notes, plus accrued and unpaid interest thereon to, but excluding, the date of redemption. Any early redemption of the Notes will be subject to the receipt of the approval of the Board of Governors of the Federal Reserve System to the extent then required under applicable laws or regulations, including capital regulations.     &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Notes are unsecured subordinated obligations, and rank pari passu, or equally, with all of Horizon's future unsecured subordinated debt and are junior to all existing and future senior debt. The Notes are structurally &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;subordinated to all existing and future liabilities of Horizon's subsidiaries, including the deposit liabilities and claims of other creditors of Horizon Bank, and are effectively subordinated to Horizon&#x2019;s existing and future secured indebtedness. There is no sinking fund for the Notes. The Notes are obligations of Horizon only and are not obligations of, and are not guaranteed by, any of Horizon&#x2019;s subsidiaries.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:112%"&gt;On December 8, 2023, Horizon cancelled $3.5 million of the $60.0 million in Notes at a price of 89.5 recording a gain of $368 thousand. The balance net of unamortized issuance costs of the Notes was $55.7 million and $55.5 million at December&#160;31, 2024 and December&#160;31, 2023, respectively. Unamortized debt issuance costs were $0.8 million and $1.0 million at December&#160;31, 2024 and December&#160;31, 2023, respectively.&lt;/span&gt;&lt;/div&gt;</us-gaap:SubordinatedBorrowingsDisclosureTextBlock>
    <us-gaap:DebtInstrumentFaceAmount contextRef="c-534" decimals="INF" id="f-2761" unitRef="usd">60000000</us-gaap:DebtInstrumentFaceAmount>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-534"
      decimals="INF"
      id="f-2762"
      unitRef="number">0.05625</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-534"
      decimals="INF"
      id="f-2763"
      unitRef="number">0.05625</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-1"
      decimals="INF"
      id="f-2764"
      unitRef="number">0.0549</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentRedemptionPricePercentage contextRef="c-1" decimals="2" id="f-2765" unitRef="number">1</us-gaap:DebtInstrumentRedemptionPricePercentage>
    <us-gaap:ExtinguishmentOfDebtAmount contextRef="c-535" decimals="-5" id="f-2766" unitRef="usd">3500000</us-gaap:ExtinguishmentOfDebtAmount>
    <us-gaap:DebtInstrumentFaceAmount contextRef="c-536" decimals="INF" id="f-2767" unitRef="usd">60000000.0</us-gaap:DebtInstrumentFaceAmount>
    <hbnc:ExtinguishmentOfDebtPriceToPar
      contextRef="c-536"
      decimals="INF"
      id="f-2768"
      unitRef="number">89.5</hbnc:ExtinguishmentOfDebtPriceToPar>
    <us-gaap:GainsLossesOnExtinguishmentOfDebt contextRef="c-535" decimals="-3" id="f-2769" unitRef="usd">368000</us-gaap:GainsLossesOnExtinguishmentOfDebt>
    <us-gaap:DeferredFinanceCostsNet contextRef="c-537" decimals="-5" id="f-2770" unitRef="usd">55700000</us-gaap:DeferredFinanceCostsNet>
    <us-gaap:DeferredFinanceCostsNet contextRef="c-538" decimals="-5" id="f-2771" unitRef="usd">55500000</us-gaap:DeferredFinanceCostsNet>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet contextRef="c-4" decimals="-5" id="f-2772" unitRef="usd">800000</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet contextRef="c-5" decimals="-5" id="f-2773" unitRef="usd">1000000.0</us-gaap:DebtInstrumentUnamortizedDiscountPremiumAndDebtIssuanceCostsNet>
    <hbnc:SubordinatedDebenturesTextBlock contextRef="c-1" id="f-2774">Junior Subordinated Debentures Issued to Capital Trusts&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In October of 2004, Horizon formed Horizon Statutory Trust II (&#x201c;Trust II&#x201d;), a wholly owned statutory business trust. Trust II sold&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; $10.0&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust II and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.21% (6.73% at December&#160;31, 2024) and mature on November 23, 2034, and securities may be called at any quarterly interest payment date at par. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In December of 2006, Horizon formed Horizon Bancorp Capital Trust III (&#x201c;Trust III&#x201d;), a wholly owned statutory business trust. Trust III sold $12.0&#160;million of Trust Preferred Capital Securities as a participant in a pooled trust preferred securities offering. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Horizon. The junior subordinated debentures are the sole assets of Trust III and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 1.91% (6.50% at December&#160;31, 2024) and mature on January 30, 2037, and securities may be called at any quarterly interest payment date at par. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company assumed additional debentures as the result of the acquisition of Alliance Bank Corporation in 2005. In June 2004, Alliance formed Alliance Financial Statutory Trust I a wholly owned business trust (&#x201c;Alliance Trust&#x201d;), to sell $5.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Alliance. The junior subordinated debentures are the sole assets of Alliance Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.91% (7.26% at December&#160;31, 2024) and mature in June 2034, and securities may be called at any quarterly interest payment date at par.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company assumed additional debentures as the result of the American Trust &amp;amp; Savings Bank purchase and assumption in 2010. In March 2004, Am Tru Inc., the holding company for American Trust &amp;amp; Savings Bank, formed Am Tru Statutory Trust I a wholly owned business trust (&#x201c;Am Tru Trust&#x201d;), to sell $3.5&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Am Tru Inc. The junior subordinated debentures are the sole assets of Am Tru Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.85% (8.05% at December&#160;31, 2024) and mature in December 2033, and securities may be called at any quarterly interest payment date at par. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company assumed additional debentures as the result of the Heartland merger in July 2012. In December 2006, Heartland formed Heartland (IN) Statutory Trust II a wholly owned business trust (&#x201c;Heartland Trust&#x201d;), to sell $3.0&#160;million &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Heartland. The junior subordinated &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;debentures are the sole assets of Heartland Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 1.93% (6.29% at December&#160;31, 2024) and mature in December 2036, and securities may be called at any quarterly interest payment date at par. The carrying value was $2.2&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company assumed additional debentures as the result of the LaPorte merger in July 2016. In October 2007, LaPorte as&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;sumed debentures as the result of its acquisition of City Savings Financial Corporation (&#x201c;City Savings&#x201d;). In June 2003, City Savings formed City Savings Statutory Trust I a wholly owned business trust (&#x201c;City Savings Trust&#x201d;), to sell $5.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equiv&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;alent amount of subordinated debentures from City Savings. The junior subordinated debentures are the sole assets of City Savings Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the trust preferred securities pay interest and dividends on a quarterly basis. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 3.10% (8.02% at December&#160;31, 2024) and mature in June 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $4.6&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company assumed additional debentures as the result of the Salin merger &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;in March 2019. In October 2003, Salin Bancshares, Inc. (&#x201c;Salin&#x201d;) formed Salin Statutory Trust I (&#x201c;Salin Trust&#x201d;), to sell $19.0&#160;million in trust preferred securities. The proceeds from the sale of the trust preferred securities were used by the trust to purchase an equivalent amount of subordinated debentures from Salin. The junior subordinated debentures are the so&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;le assets of Salin Trust and are fully and unconditionally guaranteed by Horizon. The junior subordinated debentures and the securities bear interest at a rate of 3 Month CME Term SOFR plus 2.95% (3.21% at December&#160;31, 2024) and mature in October 2033, and securities may be called at any quarterly interest payment date at par. The carrying value was $18.4&#160;million, net of the remaining purchase discount, at December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Trust Preferred Capital Securities, subject to certain limitations, are included in Tier 1 Capital for regulatory purposes. Dividends on the Trust Preferred Capital Securities are recorded as interest expense.&lt;/span&gt;&lt;/div&gt;</hbnc:SubordinatedDebenturesTextBlock>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-539" decimals="-5" id="f-2775" unitRef="usd">10000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-539"
      decimals="INF"
      id="f-2776"
      unitRef="number">0.0221</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-540"
      decimals="4"
      id="f-2777"
      unitRef="number">0.0673</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-541" decimals="-5" id="f-2778" unitRef="usd">12000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-541"
      decimals="INF"
      id="f-2779"
      unitRef="number">0.0191</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-542"
      decimals="4"
      id="f-2780"
      unitRef="number">0.0650</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-543" decimals="-5" id="f-2781" unitRef="usd">5000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-543"
      decimals="INF"
      id="f-2782"
      unitRef="number">0.0291</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-544"
      decimals="4"
      id="f-2783"
      unitRef="number">0.0726</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-545" decimals="-5" id="f-2784" unitRef="usd">3500000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-545"
      decimals="INF"
      id="f-2785"
      unitRef="number">0.0285</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-546"
      decimals="4"
      id="f-2786"
      unitRef="number">0.0805</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-547" decimals="-5" id="f-2787" unitRef="usd">3000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-547"
      decimals="INF"
      id="f-2788"
      unitRef="number">0.0193</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-548"
      decimals="4"
      id="f-2789"
      unitRef="number">0.0629</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:SubordinatedDebt contextRef="c-548" decimals="-5" id="f-2790" unitRef="usd">2200000</us-gaap:SubordinatedDebt>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-549" decimals="-5" id="f-2791" unitRef="usd">5000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-549"
      decimals="INF"
      id="f-2792"
      unitRef="number">0.0310</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-550"
      decimals="4"
      id="f-2793"
      unitRef="number">0.0802</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:SubordinatedDebt contextRef="c-550" decimals="-5" id="f-2794" unitRef="usd">4600000</us-gaap:SubordinatedDebt>
    <hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust contextRef="c-551" decimals="-5" id="f-2795" unitRef="usd">19000000</hbnc:PreferredCapitalSecuritiesSoldByEntityWhollyOwnedTrust>
    <us-gaap:DebtInstrumentBasisSpreadOnVariableRate1
      contextRef="c-551"
      decimals="INF"
      id="f-2796"
      unitRef="number">0.0295</us-gaap:DebtInstrumentBasisSpreadOnVariableRate1>
    <us-gaap:DebtInstrumentInterestRateStatedPercentage
      contextRef="c-552"
      decimals="4"
      id="f-2797"
      unitRef="number">0.0321</us-gaap:DebtInstrumentInterestRateStatedPercentage>
    <us-gaap:SubordinatedDebt contextRef="c-552" decimals="-5" id="f-2798" unitRef="usd">18400000</us-gaap:SubordinatedDebt>
    <hbnc:EmployeeStockOwnershipPlanTextBlock contextRef="c-1" id="f-2799">Supplemental Executive Retirement Plan&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company sponsors a supplemental retirement plan for a select group of management or highly compensated employees of the Company under the 2005 Supplemental Executive Retirement Plan (the &#x201c;SERP&#x201d;). This plan was effective January 1, 2005, to replace the SERP originally effective January 1, 1993, which has been frozen. The SERP provides participating officers with the ability to defer income in addition to the benefits provided under the Company's Employee Thrift Plan.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The SERP is a deferred compensation plan under which benefits are derived based on a notional account balance to be funded by the Company for each participating officer. The account balance was credited each year with a Company matching contribution of $20,000 or $35,000 based on the officer's plan. Plan participants could select from two investment options which included cash or stock units of the Company's stock. Assets of the SERP (i.e. the participants' account balances) were not physically invested in the investments selected by the participants; rather, they are utilized for the purpose of debiting or crediting additional amounts to each participants' account. The Company informally funded its obligation to plan participants in a rabbi trust, which is consolidated by the Company, and is comprised of a money market fund and Company stock reported at fair value based on quoted market prices. The assets held in the rabbi trust were reported at their estimated fair value of $10.7 million at December&#160;31, 2024 and were included in cash and other assets in the Company's consolidated balance sheets. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Effective December 3, 2024, the Company eliminated its common stock as an investment alternative available under Horizon&#x2019;s 2005 Supplemental Executive Retirement Plan, as amended (the &#x201c;Amended SERP&#x201d;).  As a result, the 203,440 shares of Horizon common stock beneficially owned under the SERP were liquidated. The amounts held in the rabbi trust were reported at their estimated fair value of $10.6 million at December&#160;31, 2023 and were included in cash a&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;nd stockholders' equity in&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; the Company's consolidated balance sheets. The related accrued benefit cost (representing the Company's benefit obligation to participants) of $10.7 million and $10.6 million at &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2024 and December&#160;31, 2023, respectively, was recorded in other liabilities in the Company's consolidated balance sheets.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The SERP is accounted for pursuant to FASB ASC section 710-10, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;&#x201c;Compensation - Overall&#x201d;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; (&#x201c;ASC 710-10&#x201d;). SERP participants are credited with a contribution to an account and will receive, upon separation, a benefit based upon the vested amount accrued in their account, which includes both the officer's and Company's contributions plus or minus the increase or decrease in the fair market value of the SERP assets selected by the participant. ASC 710-10 requires the Company to record a liability and related compensation expense during the service period. The Company is accruing the expense under the assumption that all participants in the SERP will achieve full vesting (five years of service). Following the vesting period, the liability continues to be remeasured each reporting period until extinguishment of the liability, with offsetting adjustments to compensation costs. The Company matching contribution and related expense was $433 thousand, $344 thousand&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$404 thousand for the years ended December&#160;31, 2024, December&#160;31, 2023 and December&#160;31, 2022, respectively.&lt;/span&gt;&lt;/div&gt;</hbnc:EmployeeStockOwnershipPlanTextBlock>
    <hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP contextRef="c-40" decimals="-3" id="f-2800" unitRef="usd">20000</hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP>
    <hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP contextRef="c-41" decimals="-3" id="f-2801" unitRef="usd">35000</hbnc:EmployeeStockOwnershipPlanESOPMatchingContributionsToESOP>
    <us-gaap:CommonStockSharesHeldInEmployeeTrust contextRef="c-4" decimals="-5" id="f-2802" unitRef="usd">10700000</us-gaap:CommonStockSharesHeldInEmployeeTrust>
    <hbnc:CommonStockBeneficiallyOwnedLiquidatedAmount
      contextRef="c-553"
      decimals="INF"
      id="f-2803"
      unitRef="shares">203440</hbnc:CommonStockBeneficiallyOwnedLiquidatedAmount>
    <us-gaap:CommonStockSharesHeldInEmployeeTrust contextRef="c-5" decimals="-5" id="f-2804" unitRef="usd">10600000</us-gaap:CommonStockSharesHeldInEmployeeTrust>
    <hbnc:EmployeeStockOwnershipPlanESOPLiability contextRef="c-4" decimals="-5" id="f-2805" unitRef="usd">10700000</hbnc:EmployeeStockOwnershipPlanESOPLiability>
    <hbnc:EmployeeStockOwnershipPlanESOPLiability contextRef="c-5" decimals="-5" id="f-2806" unitRef="usd">10600000</hbnc:EmployeeStockOwnershipPlanESOPLiability>
    <hbnc:EmployeeStockOwnershipPlanESOPAwardServicePeriod contextRef="c-1" id="f-2807">P5Y</hbnc:EmployeeStockOwnershipPlanESOPAwardServicePeriod>
    <us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP contextRef="c-1" decimals="-3" id="f-2808" unitRef="usd">433000</us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP contextRef="c-6" decimals="-3" id="f-2809" unitRef="usd">344000</us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP>
    <us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP contextRef="c-7" decimals="-3" id="f-2810" unitRef="usd">404000</us-gaap:EmployeeStockOwnershipPlanESOPCashContributionsToESOP>
    <us-gaap:CompensationAndEmployeeBenefitPlansTextBlock contextRef="c-1" id="f-2811">Employee Benefit Plans&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Employee Thrift Plan (&#x201c;Plan&#x201d;) provides that all employees of Horizon with the requisite hours of service are eligible for the Plan. The Plan permits voluntary employee contributions and Horizon may make discretionary matching and profit sharing contributions. Each eligible employee is vested according to a schedule based upon years of service. Employee voluntary contributions are vested at all times. The Bank&#x2019;s expense related to the Plan totaled approximately &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$1.7 million in 2024, $1.9 million in 2023 and $1.9 million in 2022&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Plan owned a total of 680,785 shares of Horizon&#x2019;s stock or 1.5% of the outstanding shares as of December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;</us-gaap:CompensationAndEmployeeBenefitPlansTextBlock>
    <us-gaap:PensionAndOtherPostretirementBenefitExpense contextRef="c-554" decimals="-5" id="f-2812" unitRef="usd">1700000</us-gaap:PensionAndOtherPostretirementBenefitExpense>
    <us-gaap:PensionAndOtherPostretirementBenefitExpense contextRef="c-555" decimals="-5" id="f-2813" unitRef="usd">1900000</us-gaap:PensionAndOtherPostretirementBenefitExpense>
    <us-gaap:PensionAndOtherPostretirementBenefitExpense contextRef="c-556" decimals="-5" id="f-2814" unitRef="usd">1900000</us-gaap:PensionAndOtherPostretirementBenefitExpense>
    <us-gaap:DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets
      contextRef="c-557"
      decimals="INF"
      id="f-2815"
      unitRef="shares">680785</us-gaap:DefinedBenefitPlanNumberOfSharesOfEquitySecuritiesIssuedByEmployerAndRelatedPartiesIncludedInPlanAssets>
    <hbnc:PercentageOfCompanySharesOwnedByPlan
      contextRef="c-554"
      decimals="3"
      id="f-2816"
      unitRef="number">0.015</hbnc:PercentageOfCompanySharesOwnedByPlan>
    <us-gaap:IncomeTaxDisclosureTextBlock contextRef="c-1" id="f-2817">Income Tax&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:56.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.500%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income tax expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Currently payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,558&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(640)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Deferred&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(15,528)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,393)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,472)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(31)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total income tax expense&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,079)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Reconciliation of federal statutory to actual tax expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal statutory income tax at 21% &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax exempt interest&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,427)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,777)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,623)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax exempt BOLI income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(273)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(779)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(746)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock compensation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(88)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(232)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Revaluation of deferred tax assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,201)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other tax exempt income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(371)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(454)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State tax, net of federal tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,185)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax credit investments, net of amortization&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,290)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,976)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,774)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;BOLI redemption ordinary income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;BOLI redemption excise&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,532&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Nondeductible and other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Actual tax expense&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,079)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,546&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net operating loss and tax credits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,592&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Director and employee benefits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized loss on securities and cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,355&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Basis difference in partnership equity investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,940&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Capital loss carryover&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Fair value adjustment on acquisitions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;883&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,856&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;61,845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51,694&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Depreciation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,061)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,512)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(253)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Home Loan Bank stock dividends&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(353)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(365)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Difference in basis of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,553)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,545)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Fair value adjustment on acquisitions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,142)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,003)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,131)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(11,970)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(12,948)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Valuation allowance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,201)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net deferred tax asset/(liability)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;49,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,545&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;During &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2024&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, the Company generated a state net operating loss of $15.1 million that may be carried forward for 15 years. The Company has federal general business tax credits of $10.2 million that can be carried forward twenty years and expire beginning in 2044.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company accounts for qualifying investment tax credits using the proportional amortization method and all others under the deferral method. Investment tax credits totaled $7.5 million and $19.7 million for &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2024&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; and &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;2023&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company recorded no&lt;/span&gt;&lt;span style="color:#000000;font-family:'Times New Roman',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;valuation allowance as of December&#160;31, 2024 and a valuation allowance of $5.2 million for December&#160;31, 2023. The Company believes all of its deferred tax assets as of December&#160;31, 2024 will be realized. &lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Retained earnings of the Bank include approximately $12.8 million for which no deferred income tax liability has been recognized. This amount represents an allocation of previously acquired institutions income to bad debt deductions as of December 31, 1987 for tax purposes only. Reductions of amounts so allocated for purposes other than tax bad debt losses including redemption of bank stock or excess dividends, or loss of &#x201c;bank&#x201d; status would create income for tax purposes only, which would be subject to the then-current corporate income tax rate. The unrecorded deferred income tax liability on the above amount for the Company was approximately $2.7 million at December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company files income tax returns in U.S. federal, state and local jurisdictions. With a few exceptions, the Company is no longer subject to U.S. federal, state and local or non-U.S. income tax examinations by tax authorities for years before 2019.&lt;/span&gt;&lt;/div&gt;</us-gaap:IncomeTaxDisclosureTextBlock>
    <us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock contextRef="c-1" id="f-2818">&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:56.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.500%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income tax expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Currently payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,558&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,980&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;363&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(640)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Deferred&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(15,528)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,393)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,208&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,472)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;71&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(31)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total income tax expense&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,079)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Reconciliation of federal statutory to actual tax expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal statutory income tax at 21% &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,743&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,173&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax exempt interest&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,427)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,777)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,623)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax exempt BOLI income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(273)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(779)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(746)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock compensation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(88)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(232)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Revaluation of deferred tax assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,201)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other tax exempt income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(371)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(454)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State tax, net of federal tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,185)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;142&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Tax credit investments, net of amortization&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,290)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,976)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,774)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;BOLI redemption ordinary income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,316&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;BOLI redemption excise&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,532&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Nondeductible and other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;404&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;156&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Actual tax expense&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,079)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,018&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfEffectiveIncomeTaxRateReconciliationTableTextBlock>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2819" unitRef="usd">8558000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2820" unitRef="usd">14980000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentFederalTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2821" unitRef="usd">9111000</us-gaap:CurrentFederalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2822" unitRef="usd">363000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2823" unitRef="usd">-640000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:CurrentStateAndLocalTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2824" unitRef="usd">888000</us-gaap:CurrentStateAndLocalTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2825" unitRef="usd">-15528000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2826" unitRef="usd">-3393000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredFederalIncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2827" unitRef="usd">2208000</us-gaap:DeferredFederalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2828" unitRef="usd">-1472000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2829" unitRef="usd">71000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2830" unitRef="usd">-31000</us-gaap:DeferredStateAndLocalIncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2831" unitRef="usd">-8079000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2832" unitRef="usd">11018000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2833" unitRef="usd">12176000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="c-1" decimals="-3" id="f-2834" unitRef="usd">5743000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="c-6" decimals="-3" id="f-2835" unitRef="usd">8190000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate contextRef="c-7" decimals="-3" id="f-2836" unitRef="usd">22173000</us-gaap:IncomeTaxReconciliationIncomeTaxExpenseBenefitAtFederalStatutoryIncomeTaxRate>
    <hbnc:IncomeTaxReconciliationTaxExemptInterestIncome contextRef="c-1" decimals="-3" id="f-2837" unitRef="usd">6427000</hbnc:IncomeTaxReconciliationTaxExemptInterestIncome>
    <hbnc:IncomeTaxReconciliationTaxExemptInterestIncome contextRef="c-6" decimals="-3" id="f-2838" unitRef="usd">6777000</hbnc:IncomeTaxReconciliationTaxExemptInterestIncome>
    <hbnc:IncomeTaxReconciliationTaxExemptInterestIncome contextRef="c-7" decimals="-3" id="f-2839" unitRef="usd">6623000</hbnc:IncomeTaxReconciliationTaxExemptInterestIncome>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="c-1" decimals="-3" id="f-2840" unitRef="usd">273000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="c-6" decimals="-3" id="f-2841" unitRef="usd">779000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <us-gaap:IncomeTaxReconciliationTaxExemptIncome contextRef="c-7" decimals="-3" id="f-2842" unitRef="usd">746000</us-gaap:IncomeTaxReconciliationTaxExemptIncome>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost contextRef="c-1" decimals="-3" id="f-2843" unitRef="usd">150000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost contextRef="c-6" decimals="-3" id="f-2844" unitRef="usd">-88000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost contextRef="c-7" decimals="-3" id="f-2845" unitRef="usd">-232000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitShareBasedCompensationCost>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="c-1" decimals="-3" id="f-2846" unitRef="usd">-5201000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="c-6" decimals="-3" id="f-2847" unitRef="usd">5201000</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance contextRef="c-7" decimals="-3" id="f-2848" unitRef="usd">0</us-gaap:IncomeTaxReconciliationChangeInDeferredTaxAssetsValuationAllowance>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="c-1" decimals="-3" id="f-2849" unitRef="usd">0</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="c-6" decimals="-3" id="f-2850" unitRef="usd">-371000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationOtherAdjustments contextRef="c-7" decimals="-3" id="f-2851" unitRef="usd">-454000</us-gaap:IncomeTaxReconciliationOtherAdjustments>
    <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes contextRef="c-1" decimals="-3" id="f-2852" unitRef="usd">-1185000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
    <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes contextRef="c-6" decimals="-3" id="f-2853" unitRef="usd">142000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
    <us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes contextRef="c-7" decimals="-3" id="f-2854" unitRef="usd">676000</us-gaap:IncomeTaxReconciliationStateAndLocalIncomeTaxes>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="c-1" decimals="-3" id="f-2855" unitRef="usd">1290000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="c-6" decimals="-3" id="f-2856" unitRef="usd">2976000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <us-gaap:IncomeTaxReconciliationTaxCreditsInvestment contextRef="c-7" decimals="-3" id="f-2857" unitRef="usd">2774000</us-gaap:IncomeTaxReconciliationTaxCreditsInvestment>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount contextRef="c-1" decimals="-3" id="f-2858" unitRef="usd">0</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount contextRef="c-6" decimals="-3" id="f-2859" unitRef="usd">5316000</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount contextRef="c-7" decimals="-3" id="f-2860" unitRef="usd">0</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionOrdinaryIncomeAmount>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount contextRef="c-1" decimals="-3" id="f-2861" unitRef="usd">0</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount contextRef="c-6" decimals="-3" id="f-2862" unitRef="usd">2532000</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount>
    <hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount contextRef="c-7" decimals="-3" id="f-2863" unitRef="usd">0</hbnc:EffectiveIncomeTaxRateReconciliationBankOwnedLifeInsuranceRedemptionExerciseAmount>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther contextRef="c-1" decimals="-3" id="f-2864" unitRef="usd">404000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther contextRef="c-6" decimals="-3" id="f-2865" unitRef="usd">628000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther>
    <hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther contextRef="c-7" decimals="-3" id="f-2866" unitRef="usd">156000</hbnc:IncomeTaxReconciliationNondeductibleExpenseBenefitAndOther>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-1" decimals="-3" id="f-2867" unitRef="usd">-8079000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-6" decimals="-3" id="f-2868" unitRef="usd">11018000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-7" decimals="-3" id="f-2869" unitRef="usd">12176000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock contextRef="c-1" id="f-2870">&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Allowance for credit losses&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,590&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12,546&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net operating loss and tax credits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,592&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Director and employee benefits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,334&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,471&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized loss on securities and cash flow hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,355&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,706&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Basis difference in partnership equity investments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,940&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,322&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Capital loss carryover&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,201&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Fair value adjustment on acquisitions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;883&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,856&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;61,845&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;51,694&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Depreciation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,061)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,512)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(253)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal Home Loan Bank stock dividends&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(353)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(365)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Difference in basis of intangible assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,553)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,545)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Fair value adjustment on acquisitions&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,142)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,003)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,131)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(11,970)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(12,948)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Valuation allowance&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,201)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net deferred tax asset/(liability)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;49,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33,545&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDeferredTaxAssetsAndLiabilitiesTableTextBlock>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="c-4" decimals="-3" id="f-2871" unitRef="usd">12590000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses contextRef="c-5" decimals="-3" id="f-2872" unitRef="usd">12546000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseReservesAndAccrualsProvisionForLoanLosses>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards contextRef="c-4" decimals="-3" id="f-2873" unitRef="usd">10805000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
    <us-gaap:DeferredTaxAssetsOperatingLossCarryforwards contextRef="c-5" decimals="-3" id="f-2874" unitRef="usd">9592000</us-gaap:DeferredTaxAssetsOperatingLossCarryforwards>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits contextRef="c-4" decimals="-3" id="f-2875" unitRef="usd">3334000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits>
    <us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits contextRef="c-5" decimals="-3" id="f-2876" unitRef="usd">2471000</us-gaap:DeferredTaxAssetsTaxDeferredExpenseCompensationAndBenefitsEmployeeBenefits>
    <us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross contextRef="c-4" decimals="-3" id="f-2877" unitRef="usd">29355000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
    <us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross contextRef="c-5" decimals="-3" id="f-2878" unitRef="usd">17706000</us-gaap:DeferredTaxAssetsUnrealizedLossesOnAvailableforSaleSecuritiesGross>
    <us-gaap:DeferredTaxAssetsEquityMethodInvestments contextRef="c-4" decimals="-3" id="f-2879" unitRef="usd">1940000</us-gaap:DeferredTaxAssetsEquityMethodInvestments>
    <us-gaap:DeferredTaxAssetsEquityMethodInvestments contextRef="c-5" decimals="-3" id="f-2880" unitRef="usd">1322000</us-gaap:DeferredTaxAssetsEquityMethodInvestments>
    <us-gaap:DeferredTaxAssetsCapitalLossCarryforwards contextRef="c-4" decimals="-3" id="f-2881" unitRef="usd">0</us-gaap:DeferredTaxAssetsCapitalLossCarryforwards>
    <us-gaap:DeferredTaxAssetsCapitalLossCarryforwards contextRef="c-5" decimals="-3" id="f-2882" unitRef="usd">5201000</us-gaap:DeferredTaxAssetsCapitalLossCarryforwards>
    <hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions contextRef="c-4" decimals="-3" id="f-2883" unitRef="usd">883000</hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions>
    <hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions contextRef="c-5" decimals="-3" id="f-2884" unitRef="usd">0</hbnc:DeferredTaxAssetsFairValueAdjustmentsOnAcquisitions>
    <us-gaap:DeferredTaxAssetsOther contextRef="c-4" decimals="-3" id="f-2885" unitRef="usd">2938000</us-gaap:DeferredTaxAssetsOther>
    <us-gaap:DeferredTaxAssetsOther contextRef="c-5" decimals="-3" id="f-2886" unitRef="usd">2856000</us-gaap:DeferredTaxAssetsOther>
    <us-gaap:DeferredTaxAssetsGross contextRef="c-4" decimals="-3" id="f-2887" unitRef="usd">61845000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxAssetsGross contextRef="c-5" decimals="-3" id="f-2888" unitRef="usd">51694000</us-gaap:DeferredTaxAssetsGross>
    <us-gaap:DeferredTaxLiabilitiesDeferredExpense contextRef="c-4" decimals="-3" id="f-2889" unitRef="usd">4061000</us-gaap:DeferredTaxLiabilitiesDeferredExpense>
    <us-gaap:DeferredTaxLiabilitiesDeferredExpense contextRef="c-5" decimals="-3" id="f-2890" unitRef="usd">4512000</us-gaap:DeferredTaxLiabilitiesDeferredExpense>
    <hbnc:DeferredTaxLiabilitiesStateTax contextRef="c-4" decimals="-3" id="f-2891" unitRef="usd">0</hbnc:DeferredTaxLiabilitiesStateTax>
    <hbnc:DeferredTaxLiabilitiesStateTax contextRef="c-5" decimals="-3" id="f-2892" unitRef="usd">253000</hbnc:DeferredTaxLiabilitiesStateTax>
    <hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends contextRef="c-4" decimals="-3" id="f-2893" unitRef="usd">353000</hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends>
    <hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends contextRef="c-5" decimals="-3" id="f-2894" unitRef="usd">365000</hbnc:DeferredTaxLiabilitiesFederalHomeLoanBankStockDividends>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets contextRef="c-4" decimals="-3" id="f-2895" unitRef="usd">6553000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets contextRef="c-5" decimals="-3" id="f-2896" unitRef="usd">4545000</us-gaap:DeferredTaxLiabilitiesGoodwillAndIntangibleAssetsIntangibleAssets>
    <hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions contextRef="c-4" decimals="-3" id="f-2897" unitRef="usd">0</hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions>
    <hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions contextRef="c-5" decimals="-3" id="f-2898" unitRef="usd">2142000</hbnc:DeferredTaxLiabilitiesFairValueAdjustmentsOnAcquisitions>
    <us-gaap:DeferredTaxLiabilitiesOther contextRef="c-4" decimals="-3" id="f-2899" unitRef="usd">1003000</us-gaap:DeferredTaxLiabilitiesOther>
    <us-gaap:DeferredTaxLiabilitiesOther contextRef="c-5" decimals="-3" id="f-2900" unitRef="usd">1131000</us-gaap:DeferredTaxLiabilitiesOther>
    <us-gaap:DeferredIncomeTaxLiabilities contextRef="c-4" decimals="-3" id="f-2901" unitRef="usd">11970000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredIncomeTaxLiabilities contextRef="c-5" decimals="-3" id="f-2902" unitRef="usd">12948000</us-gaap:DeferredIncomeTaxLiabilities>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="c-4" decimals="-3" id="f-2903" unitRef="usd">0</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="c-5" decimals="-3" id="f-2904" unitRef="usd">5201000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="c-4" decimals="-3" id="f-2905" unitRef="usd">49875000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:DeferredTaxAssetsLiabilitiesNet contextRef="c-5" decimals="-3" id="f-2906" unitRef="usd">33545000</us-gaap:DeferredTaxAssetsLiabilitiesNet>
    <us-gaap:OperatingLossCarryforwards contextRef="c-558" decimals="-5" id="f-2907" unitRef="usd">15100000</us-gaap:OperatingLossCarryforwards>
    <us-gaap:TaxCreditCarryforwardAmount contextRef="c-559" decimals="-5" id="f-2908" unitRef="usd">10200000</us-gaap:TaxCreditCarryforwardAmount>
    <us-gaap:InvestmentTaxCredit contextRef="c-1" decimals="-5" id="f-2909" unitRef="usd">7500000</us-gaap:InvestmentTaxCredit>
    <us-gaap:InvestmentTaxCredit contextRef="c-6" decimals="-5" id="f-2910" unitRef="usd">19700000</us-gaap:InvestmentTaxCredit>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="c-4" decimals="-3" id="f-2911" unitRef="usd">0</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:DeferredTaxAssetsValuationAllowance contextRef="c-5" decimals="-5" id="f-2912" unitRef="usd">5200000</us-gaap:DeferredTaxAssetsValuationAllowance>
    <us-gaap:BadDebtReserveForTaxPurposesOfQualifiedLender contextRef="c-4" decimals="-5" id="f-2913" unitRef="usd">12800000</us-gaap:BadDebtReserveForTaxPurposesOfQualifiedLender>
    <us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender contextRef="c-4" decimals="-5" id="f-2914" unitRef="usd">2700000</us-gaap:DeferredTaxLiabilityNotRecognizedAmountOfUnrecognizedDeferredTaxLiabilityBadDebtReserveForTaxPurposesOfQualifiedLender>
    <us-gaap:StockholdersEquityNoteDisclosureTextBlock contextRef="c-1" id="f-2915">Stockholders' Equity&lt;div style="margin-bottom:6pt;margin-top:18pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Accumulated Other Comprehensive Income (Loss)&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The components of accumulated other comprehensive loss, net of tax included in capital are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain (loss) on securities available for sale, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(38,193)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(69,018)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,892&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2,409&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain on derivative instruments, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total accumulated other comprehensive income (loss)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(36,301)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(66,609)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:StockholdersEquityNoteDisclosureTextBlock>
    <us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="c-1" id="f-2916">&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The components of accumulated other comprehensive loss, net of tax included in capital are as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain (loss) on securities available for sale, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(38,193)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(69,018)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unamortized gain on securities held to maturity, previously transferred from AFS, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,892&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2,409&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain on derivative instruments, net of tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total accumulated other comprehensive income (loss)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(36,301)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(66,609)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:StockholdersEquity contextRef="c-560" decimals="-3" id="f-2917" unitRef="usd">-38193000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-561" decimals="-3" id="f-2918" unitRef="usd">-69018000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-562" decimals="-3" id="f-2919" unitRef="usd">1892000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-563" decimals="-3" id="f-2920" unitRef="usd">2409000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-564" decimals="-3" id="f-2921" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-565" decimals="-3" id="f-2922" unitRef="usd">0</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-38" decimals="-3" id="f-2923" unitRef="usd">-36301000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-30" decimals="-3" id="f-2924" unitRef="usd">-66609000</us-gaap:StockholdersEquity>
    <us-gaap:CommitmentsAndContingenciesDisclosureTextBlock contextRef="c-1" id="f-2925">Off-Balance Sheet Arrangements, Commitments, and Contingencies&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In the normal course of business, the Company is a party to financial instruments with off-balance sheet risk to meet the financing needs of its clients. These financial instruments include commitments to extend credit and standby letters of credit. These instruments involve, to varying degrees, elements of credit and interest rate risk in excess of amounts recorded in the consolidated balance sheets. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Commitments to extend credit are legally binding agreements to lend to a client, so long as there is no violation of any condition established in the commitment contract. Since many of the commitments are expected to expire without being drawn upon, the total commitment amounts do not necessarily represent future cash requirements. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Standby letters of credit are conditional commitments issued by the Company to guarantee the performance of a client to a third party. The credit risk involved in issuing letters of credit is essentially the same as the credit risk involved in extending loan facilities to clients. The Company&#x2019;s policy for obtaining collateral, and determining the nature of such collateral, is essentially the same as in the Company&#x2019;s policies for making commitments to extend credit. The methodology for estimating the liability for unfunded loan commitments is consistent with the allowance for credit losses on loans.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table represents the&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; commitments to extend credit and standby letters of credit as of December 31, 2024 and December 31, 2023, respectively:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:67.982%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:34.813%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.660%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.082%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.660%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:30.085%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to extend credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,018,302&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,118,417&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Standby letters of credit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;23,457&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16,493&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,041,759&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;1,134,910&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:3pt double #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CommitmentsAndContingenciesDisclosureTextBlock>
    <hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit contextRef="c-4" decimals="-3" id="f-2926" unitRef="usd">1018302000</hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit>
    <hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit contextRef="c-5" decimals="-3" id="f-2927" unitRef="usd">1118417000</hbnc:FairValueDisclosureOffBalanceSheetRisksAmountUnusedCommitmentsToExtendCredit>
    <hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit contextRef="c-4" decimals="-3" id="f-2928" unitRef="usd">23457000</hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit>
    <hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit contextRef="c-5" decimals="-3" id="f-2929" unitRef="usd">16493000</hbnc:FairValueDisclosureOffBalanceSheetRisksAmountStandbyLettersOfCredit>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="c-4" decimals="-3" id="f-2930" unitRef="usd">1041759000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability contextRef="c-5" decimals="-3" id="f-2931" unitRef="usd">1134910000</us-gaap:FairValueDisclosureOffbalanceSheetRisksAmountLiability>
    <us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="c-1" id="f-2932">Regulatory Capital&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon and the Bank are subject to various regulatory capital requirements administered by the federal banking agencies. These capital requirements implement changes arising from the Dodd&#x2013;Frank Wall Street Reform and Consumer Protection Act and the U.S. Basel Committee on Banking Supervision&#x2019;s capital framework (known as &#x201c;Basel III&#x201d;). Failure to meet the minimum regulatory capital requirements can initiate certain mandatory and possible additional discretionary actions by regulators, which if undertaken, could have a direct material effect on the Company&#x2019;s financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective actions, the Company and Bank must meet specific capital guidelines involving quantitative measures of the Bank&#x2019;s assets, liabilities, and certain off&#x2013;balance&#x2013;sheet items as calculated under regulatory accounting &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;practices. The Company&#x2019;s and Bank&#x2019;s capital amounts and classification are also subject to qualitative judgments by the regulators about components, risk weightings and other factors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company and Bank are subject to minimum regulatory capital requirements as defined and calculated in accordance with the Basel III&#x2013;based regulations. As allowed under Basel III rules, the Company made the decision to opt&#x2013;out of including accumulated other comprehensive income in regulatory capital. The minimum regulatory capital requirements are set forth in the table below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition, to be categorized as well capitalized, the Company and Bank must maintain Total risk&#x2013;based, Tier I risk&#x2013;based, common equity Tier I risk&#x2013;based and Tier I leverage ratios as set forth in the table below. As of December&#160;31, 2024 and December&#160;31, 2023, the Company and Bank met all capital adequacy requirements to be considered well capitalized. There have been no conditions or events since the end of the year 2024 that management believes have changed the Bank&#x2019;s classification as well capitalized. There is no threshold for well capitalized status for bank holding companies.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents Horizon and the Bank&#x2019;s actual and required capital ratios as of December&#160;31, 2024 and December&#160;31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Actual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Required for Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adequacy Purposes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Required For Capital Adequacy Purposes&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;with Capital Buffer&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Well Capitalized Under&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Prompt Corrective Action&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;800,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;460,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;604,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;725,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;602,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;573,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;690,183&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;345,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;489,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;344,279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;487,729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Common equity tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;632,760&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;258,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;402,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;258,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;401,659&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;372,969&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to average assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;690,183&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388,174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Actual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Required&#160;for&#160;Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Adequacy Purposes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Required&#160;For&#160;Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Adequacy Purposes&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;with Capital Buffer&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Well&#160;Capitalized&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Under&#160;Prompt&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Corrective Action&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Provisions&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;782,598&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.04&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;446,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;585,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;786,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;446,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;585,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;714,402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;582,943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;555,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;334,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;473,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;334,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;473,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;333,111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;471,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Common equity tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;619,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;250,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;390,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;249,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;360,870&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to average assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9.36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;315,550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;315,550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;394,438&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;As defined by regulatory agencies&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;*Prior periods have been revised (see  FN 1 disclosures for the Revision of Previously Issued Financial Statements)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:RegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
    <us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock contextRef="c-1" id="f-2933">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents Horizon and the Bank&#x2019;s actual and required capital ratios as of December&#160;31, 2024 and December&#160;31, 2023, as well as the revisions to Horizon's regulatory capital ratios to reflect the correction of the capital computations for the foregoing periods:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Actual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Required for Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Adequacy Purposes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Required For Capital Adequacy Purposes&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;with Capital Buffer&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Well Capitalized Under&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Prompt Corrective Action&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:120%"&gt;Provisions&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:700;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;800,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.91&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;460,266&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;604,099&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;725,383&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;602,489&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;573,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;690,183&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;345,199&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;489,033&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;344,279&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;487,729&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;459,039&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Common equity tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;632,760&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;258,900&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;402,733&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.70&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;258,209&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;401,659&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;372,969&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to average assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;690,183&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.88&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,825&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;671,095&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;310,539&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388,174&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Actual&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Required&#160;for&#160;Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Adequacy Purposes&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Required&#160;For&#160;Capital&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Adequacy Purposes&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;with Capital Buffer&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Well&#160;Capitalized&#160;&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Under&#160;Prompt&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Corrective Action&lt;/span&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Provisions&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.2pt;font-weight:700;line-height:100%;position:relative;top:-2.8pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Ratio&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%;text-decoration:underline"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Total capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;782,598&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.04&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;446,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;585,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;786,436&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;446,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;585,374&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;714,402&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;582,943&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;555,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;10.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:22.438%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:7.826%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;12.13&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;334,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;473,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.20&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;334,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;473,874&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;333,111&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;471,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;444,147&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Common equity tier 1 capital (to risk&#x2013;weighted assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;619,153&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.11&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;250,875&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;390,250&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;249,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388,629&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;360,870&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6.50&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;Tier 1 capital (to average assets)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:120%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Revised)*&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;676,411&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.61&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Consolidated (As Reported)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735,792&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9.36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;314,306&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;N/A&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Bank&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;663,758&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8.41&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;315,550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;315,550&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;394,438&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5.00&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;%&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;As defined by regulatory agencies&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="48" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;*Prior periods have been revised (see  FN 1 disclosures for the Revision of Previously Issued Financial Statements)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfComplianceWithRegulatoryCapitalRequirementsUnderBankingRegulationsTextBlock>
    <us-gaap:Capital contextRef="c-4" decimals="-3" id="f-2934" unitRef="usd">800209000</us-gaap:Capital>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2935" unitRef="number">0.1391</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="c-4" decimals="-3" id="f-2936" unitRef="usd">460266000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2937" unitRef="number">0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-4" decimals="-3" id="f-2938" unitRef="usd">604099000</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2939" unitRef="number">0.1050</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:Capital contextRef="c-566" decimals="-3" id="f-2940" unitRef="usd">725383000</us-gaap:Capital>
    <us-gaap:CapitalToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2941"
      unitRef="number">0.1264</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="c-566" decimals="-3" id="f-2942" unitRef="usd">459039000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2943"
      unitRef="number">0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-566" decimals="-3" id="f-2944" unitRef="usd">602489000</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2945"
      unitRef="number">0.1050</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="c-566" decimals="-3" id="f-2946" unitRef="usd">573799000</us-gaap:CapitalRequiredToBeWellCapitalized>
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2947"
      unitRef="number">0.1000</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapital contextRef="c-4" decimals="-3" id="f-2948" unitRef="usd">690183000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2949" unitRef="number">0.1200</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="c-4" decimals="-3" id="f-2950" unitRef="usd">345199000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2951" unitRef="number">0.0600</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-4" decimals="-3" id="f-2952" unitRef="usd">489033000</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2953" unitRef="number">0.0850</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapital contextRef="c-566" decimals="-3" id="f-2954" unitRef="usd">671095000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2955"
      unitRef="number">0.1170</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="c-566" decimals="-3" id="f-2956" unitRef="usd">344279000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2957"
      unitRef="number">0.0600</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-566" decimals="-3" id="f-2958" unitRef="usd">487729000</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2959"
      unitRef="number">0.0850</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="c-566" decimals="-3" id="f-2960" unitRef="usd">459039000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2961"
      unitRef="number">0.0800</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapital contextRef="c-4" decimals="-3" id="f-2962" unitRef="usd">632760000</us-gaap:CommonEquityTierOneCapital>
    <us-gaap:CommonEquityTierOneCapitalRatio contextRef="c-4" decimals="4" id="f-2963" unitRef="number">0.1100</us-gaap:CommonEquityTierOneCapitalRatio>
    <us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy contextRef="c-4" decimals="-3" id="f-2964" unitRef="usd">258900000</us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2965" unitRef="number">0.0450</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-4" decimals="-3" id="f-2966" unitRef="usd">402733000</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-4" decimals="4" id="f-2967" unitRef="number">0.0700</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapital contextRef="c-566" decimals="-3" id="f-2968" unitRef="usd">671095000</us-gaap:CommonEquityTierOneCapital>
    <us-gaap:CommonEquityTierOneCapitalRatio
      contextRef="c-566"
      decimals="4"
      id="f-2969"
      unitRef="number">0.1170</us-gaap:CommonEquityTierOneCapitalRatio>
    <us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy contextRef="c-566" decimals="-3" id="f-2970" unitRef="usd">258209000</us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2971"
      unitRef="number">0.0450</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-566" decimals="-3" id="f-2972" unitRef="usd">401659000</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2973"
      unitRef="number">0.0700</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized contextRef="c-566" decimals="-3" id="f-2974" unitRef="usd">372969000</us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-566"
      decimals="4"
      id="f-2975"
      unitRef="number">0.0650</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneLeverageCapital contextRef="c-4" decimals="-3" id="f-2976" unitRef="usd">690183000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="c-4" decimals="4" id="f-2977" unitRef="number">0.0888</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="c-4" decimals="-3" id="f-2978" unitRef="usd">310825000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="c-4" decimals="4" id="f-2979" unitRef="number">0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-4" decimals="-3" id="f-2980" unitRef="usd">310825000</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets contextRef="c-4" decimals="4" id="f-2981" unitRef="number">0.0400</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets>
    <us-gaap:TierOneLeverageCapital contextRef="c-566" decimals="-3" id="f-2982" unitRef="usd">671095000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapitalToAverageAssets
      contextRef="c-566"
      decimals="4"
      id="f-2983"
      unitRef="number">0.0864</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="c-566" decimals="-3" id="f-2984" unitRef="usd">310539000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
      contextRef="c-566"
      decimals="4"
      id="f-2985"
      unitRef="number">0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-566" decimals="-3" id="f-2986" unitRef="usd">310539000</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets
      contextRef="c-566"
      decimals="4"
      id="f-2987"
      unitRef="number">0.0400</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="c-566" decimals="-3" id="f-2988" unitRef="usd">388174000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
      contextRef="c-566"
      decimals="4"
      id="f-2989"
      unitRef="number">0.0500</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
    <us-gaap:Capital contextRef="c-5" decimals="-3" id="f-2990" unitRef="usd">782598000</us-gaap:Capital>
    <us-gaap:CapitalToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-2991" unitRef="number">0.1404</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="c-5" decimals="-3" id="f-2992" unitRef="usd">446000000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-2993" unitRef="number">0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-5" decimals="-3" id="f-2994" unitRef="usd">585374000</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-2995" unitRef="number">0.1050</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:Capital contextRef="c-567" decimals="-3" id="f-2996" unitRef="usd">786436000</us-gaap:Capital>
    <us-gaap:CapitalToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-2997"
      unitRef="number">0.1411</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="c-567" decimals="-3" id="f-2998" unitRef="usd">446000000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-2999"
      unitRef="number">0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-567" decimals="-3" id="f-3000" unitRef="usd">585374000</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-3001"
      unitRef="number">0.1050</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:Capital contextRef="c-568" decimals="-3" id="f-3002" unitRef="usd">714402000</us-gaap:Capital>
    <us-gaap:CapitalToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3003"
      unitRef="number">0.1287</us-gaap:CapitalToRiskWeightedAssets>
    <us-gaap:CapitalRequiredForCapitalAdequacy contextRef="c-568" decimals="-3" id="f-3004" unitRef="usd">444147000</us-gaap:CapitalRequiredForCapitalAdequacy>
    <us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3005"
      unitRef="number">0.0800</us-gaap:CapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-568" decimals="-3" id="f-3006" unitRef="usd">582943000</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3007"
      unitRef="number">0.1050</hbnc:CapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CapitalRequiredToBeWellCapitalized contextRef="c-568" decimals="-3" id="f-3008" unitRef="usd">555184000</us-gaap:CapitalRequiredToBeWellCapitalized>
    <us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3009"
      unitRef="number">0.1000</us-gaap:CapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapital contextRef="c-5" decimals="-3" id="f-3010" unitRef="usd">676411000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-3011" unitRef="number">0.1213</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="c-5" decimals="-3" id="f-3012" unitRef="usd">334500000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-3013" unitRef="number">0.0600</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-5" decimals="-3" id="f-3014" unitRef="usd">473874000</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-3015" unitRef="number">0.0850</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapital contextRef="c-567" decimals="-3" id="f-3016" unitRef="usd">735792000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-3017"
      unitRef="number">0.1320</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="c-567" decimals="-3" id="f-3018" unitRef="usd">334500000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-3019"
      unitRef="number">0.0600</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-567" decimals="-3" id="f-3020" unitRef="usd">473874000</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-567"
      decimals="4"
      id="f-3021"
      unitRef="number">0.0850</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapital contextRef="c-568" decimals="-3" id="f-3022" unitRef="usd">663758000</us-gaap:TierOneRiskBasedCapital>
    <us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3023"
      unitRef="number">0.1196</us-gaap:TierOneRiskBasedCapitalToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy contextRef="c-568" decimals="-3" id="f-3024" unitRef="usd">333111000</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3025"
      unitRef="number">0.0600</us-gaap:TierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-568" decimals="-3" id="f-3026" unitRef="usd">471907000</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3027"
      unitRef="number">0.0850</hbnc:TierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized contextRef="c-568" decimals="-3" id="f-3028" unitRef="usd">444147000</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3029"
      unitRef="number">0.0800</us-gaap:TierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapital contextRef="c-5" decimals="-3" id="f-3030" unitRef="usd">619153000</us-gaap:CommonEquityTierOneCapital>
    <us-gaap:CommonEquityTierOneCapitalRatio contextRef="c-5" decimals="4" id="f-3031" unitRef="number">0.1111</us-gaap:CommonEquityTierOneCapitalRatio>
    <us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy contextRef="c-5" decimals="-3" id="f-3032" unitRef="usd">250875000</us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-3033" unitRef="number">0.0450</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-5" decimals="-3" id="f-3034" unitRef="usd">390250000</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets contextRef="c-5" decimals="4" id="f-3035" unitRef="number">0.0700</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapital contextRef="c-568" decimals="-3" id="f-3036" unitRef="usd">663758000</us-gaap:CommonEquityTierOneCapital>
    <us-gaap:CommonEquityTierOneCapitalRatio
      contextRef="c-568"
      decimals="4"
      id="f-3037"
      unitRef="number">0.1196</us-gaap:CommonEquityTierOneCapitalRatio>
    <us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy contextRef="c-568" decimals="-3" id="f-3038" unitRef="usd">249833000</us-gaap:CommonEquityTierOneCapitalRequiredForCapitalAdequacy>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3039"
      unitRef="number">0.0450</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyToRiskWeightedAssets>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-568" decimals="-3" id="f-3040" unitRef="usd">388629000</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3041"
      unitRef="number">0.0700</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredForCapitalAdequacyWithCapitalBufferToRiskWeightedAssets>
    <us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized contextRef="c-568" decimals="-3" id="f-3042" unitRef="usd">360870000</us-gaap:CommonEquityTierOneCapitalRequiredToBeWellCapitalized>
    <hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets
      contextRef="c-568"
      decimals="4"
      id="f-3043"
      unitRef="number">0.0650</hbnc:CommonEquityTierOneRiskBasedCapitalRequiredToBeWellCapitalizedToRiskWeightedAssets>
    <us-gaap:TierOneLeverageCapital contextRef="c-5" decimals="-3" id="f-3044" unitRef="usd">676411000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapitalToAverageAssets contextRef="c-5" decimals="4" id="f-3045" unitRef="number">0.0861</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="c-5" decimals="-3" id="f-3046" unitRef="usd">314306000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets contextRef="c-5" decimals="4" id="f-3047" unitRef="number">0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-5" decimals="-3" id="f-3048" unitRef="usd">314306000</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets contextRef="c-5" decimals="4" id="f-3049" unitRef="number">0.0400</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets>
    <us-gaap:TierOneLeverageCapital contextRef="c-567" decimals="-3" id="f-3050" unitRef="usd">735792000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapitalToAverageAssets
      contextRef="c-567"
      decimals="4"
      id="f-3051"
      unitRef="number">0.0936</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="c-567" decimals="-3" id="f-3052" unitRef="usd">314306000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
      contextRef="c-567"
      decimals="4"
      id="f-3053"
      unitRef="number">0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-567" decimals="-3" id="f-3054" unitRef="usd">314306000</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets
      contextRef="c-567"
      decimals="4"
      id="f-3055"
      unitRef="number">0.0400</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets>
    <us-gaap:TierOneLeverageCapital contextRef="c-568" decimals="-3" id="f-3056" unitRef="usd">663758000</us-gaap:TierOneLeverageCapital>
    <us-gaap:TierOneLeverageCapitalToAverageAssets
      contextRef="c-568"
      decimals="4"
      id="f-3057"
      unitRef="number">0.0841</us-gaap:TierOneLeverageCapitalToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy contextRef="c-568" decimals="-3" id="f-3058" unitRef="usd">315550000</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacy>
    <us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets
      contextRef="c-568"
      decimals="4"
      id="f-3059"
      unitRef="number">0.0400</us-gaap:TierOneLeverageCapitalRequiredForCapitalAdequacyToAverageAssets>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer contextRef="c-568" decimals="-3" id="f-3060" unitRef="usd">315550000</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBuffer>
    <hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets
      contextRef="c-568"
      decimals="4"
      id="f-3061"
      unitRef="number">0.0400</hbnc:TierOneLeverageCapitalRequiredForCapitalAdequacyWithCapitalBufferToAverageAssets>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized contextRef="c-568" decimals="-3" id="f-3062" unitRef="usd">394438000</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalized>
    <us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets
      contextRef="c-568"
      decimals="4"
      id="f-3063"
      unitRef="number">0.0500</us-gaap:TierOneLeverageCapitalRequiredToBeWellCapitalizedToAverageAssets>
    <us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock contextRef="c-1" id="f-3064">Share&#x2013;Based Compensation&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On June 18, 2013, the Board of Directors adopted the Horizon Bancorp 2013 Omnibus Equity Incentive Plan (&#x201c;2013 Plan&#x201d;), which was approved by the Company&#x2019;s shareholders on May 8, 2014. Under the 2013 Plan, Horizon may issue up to 1,556,325 common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2013 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The 2013 Plan limits the number of shares available to 225,000 for incentive stock options and to 900,000 for the grant of non&#x2013;option awards. The shares available for issuance under the 2013 Plan may be divided among the various types of awards and among the participants as the Committee determines. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2013 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. The 2013 Plan was amended on May 3, 2018, upon shareholder approval, primarily to allow grants of other types of stock&#x2013;based awards, such as awards valued in whole or in part by reference to the value of shares of Horizon common stock. All share data has been adjusted for the 3:2 stock split on June 15, 2018 and November 14, 2016.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2013 Plan generally cliff vest at the end of three years of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of s&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;tockholders&#x2019; equity. The cost of these shares is being amortized against earnings using the straight&#x2013;line method over the vesting period. There were no unvested restricted shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#x2019;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $1 billion and $5 billion on the SNL Bank Index. Holders of performance share awards receive&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; pass&#x2013;through dividends but do not have any voting rights before the performance shares are earned and vested. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There were no unvested performance shares outstanding in the 2013 Plan as of December 31, 2023 and December 31, 2024.  &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The options shares granted under the 2013 Plan vest at a rate designated per the individual agreements.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of options granted is estimated on the date of the grant using an option&#x2013;pricing model. There have been no options granted since 2019.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A summary of option activity under the 2013 Plan as of December&#160;31, 2024, and changes during the year then ended, is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&#x2013;&lt;br/&gt;Average&lt;br/&gt;Exercise Price&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&#x2013;&lt;br/&gt;Average&lt;br/&gt;Remaining&lt;br/&gt;Contractual&lt;br/&gt;Term&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Aggregate&lt;br/&gt;Intrinsic&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Outstanding, beginning of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;120,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,560&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Granted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Exercised/Converted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(25,882)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;10.69&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Forfeited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Expired&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Outstanding, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;94,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2.84 years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;56,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Exercisable, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;94,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2.84 years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;56,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There have been no options gr&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;anted under the 2013 Plan during the years 2024, 2023 and 2022.  The total intrinsic value of stock options exercised was approximately &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$418 thousand&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$355 thousand&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, and &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$726 thousand&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; for the years ended December 31, 2024, 2023, and 2022. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;On January 19, 2021, the Board of Directors adopted the Horizon Bancorp 2021 Omnibus Equity Incentive Plan (&#x201c;2021 Plan&#x201d;), which was approved by the Company&#x2019;s shareholders on May 6, 2021. Under the 2021 Plan, Horizon may issue up to 1,787,548 common shares, plus the number of shares that are tendered to or withheld by Horizon in connection with the exercise of options under the 2021 Plan plus that number of shares that are purchased by Horizon with the cash proceeds received upon option exercises. The Committee is authorized to grant any type of award to a participant that is consistent with the provisions of the 2021 Plan. Awards may consist of incentive stock options, nonqualified stock options, stock appreciation rights, restricted stock, performance units, performance shares or any combination of these awards. The Committee determines the provisions, terms and conditions of each award. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The restricted shares can vest over a period of time established by the Committee at the time of each grant, but the restricted shares already granted under the 2021 Plan generally cliff vest at the end of three years of continuous employment. Holders of restricted shares have the same dividend and voting rights as unrestricted shares. The restricted shares are recorded at fair market value (on the date granted) as a separate component of stockholders&#x2019; equity. The cost of these shares is being amortized against earnings using the straight&#x2013;line method over the vesting period.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The performance shares that are awarded become earned and vested based on the achievement of certain performance goals during a performance period as established by the Committee at the time of each grant. The performance goals under the outstanding grant agreements are based on a comparison of the Company&#x2019;s average performance over the performance period for the return on common equity, compounded annual growth rate of total assets, and return on average assets, all as relative to the average performance for publicly traded banks with total assets between $5 billion and $10 billion on the SNL Bank Index. Holders of performance awards receive pass&#x2013;through dividends but do not have any voting rights before the performance shares are earned and vested.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The option shares granted under the 2021 Plan vest at a rate designated per the individual agreements. As of December 31, 2024, there have been no stock options granted under the 2021 Plan.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A summary of the status of Horizon&#x2019;s non&#x2013;vested restricted and performance shares under the 2021 Plan as of December&#160;31, 2024 are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.023%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.400%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.571%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&lt;br/&gt;Average&lt;br/&gt;Grant Date&lt;br/&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;vested, beginning of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;630,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15.36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Vested&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(159,006)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17.10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Granted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;270,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Forfeited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(23,861)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;vested, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The total fair value of shares vested during 2024, 2023 and 2022 were $2.0 million, $1.8 million, and $1.9 million, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company did not have option-based compensation expense applicable to the Company&#x2019;s share-based compensation plans for the year ended December&#160;31, 2024 or 2023.  Compensation expense recognized in the income statement for option&#x2013;based payment arrangements during the year ended December&#160;31, 2022 was&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; $13 thousand and the recognized tax benefit related thereto was approximately $3 thousand. &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company does not have any unrecognized option-based compensation expense related to unvested options as of December&#160;31, 2024.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Compensation expense recognized in the income statement for restricted share and performance share based payment arrangements during 2024, 2023 and 2022 was $4.6 million, $3.6 million, and $2.5 million. The recognized tax benefit related thereto was approximately $963 thousand, $753 thousand, and $517 thousand for the years ended December&#160;31, 2024, 2023 and 2022.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;There was no cash received from option exercise under all share&#x2013;based payment arrangements for the years ended December&#160;31, 2024 and 2023. For the year ended December&#160;31, 2022, cash received from option exercise under all share&#x2013;based payment arrangements &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$145 thousand. The actual tax benefit realized for the tax deductions from option exercise of the share&#x2013;based payment arrangements totaled $72 thousand, &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$58 thousand, and $126 thousand, for the years ended December&#160;31, 2024, 2023 and 2022.&lt;/span&gt;&lt;/div&gt;As of December&#160;31, 2024, there was $2.0 million of total unrecognized compensation cost related to all non&#x2013;vested share&#x2013;based compensation arrangements granted under all of the plans. That cost is expected to be recognized over a weighted&#x2013;average period of 11 months.</us-gaap:DisclosureOfCompensationRelatedCostsShareBasedPaymentsTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
      contextRef="c-569"
      decimals="INF"
      id="f-3065"
      unitRef="shares">1556325</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
    <hbnc:CommonStockAvailableUnderIncentiveStockOptionsMaximum
      contextRef="c-569"
      decimals="INF"
      id="f-3066"
      unitRef="shares">225000</hbnc:CommonStockAvailableUnderIncentiveStockOptionsMaximum>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber
      contextRef="c-569"
      decimals="INF"
      id="f-3067"
      unitRef="shares">900000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNonOptionEquityInstrumentsOutstandingNumber>
    <us-gaap:Assets contextRef="c-570" decimals="-9" id="f-3068" unitRef="usd">1000000000</us-gaap:Assets>
    <us-gaap:Assets contextRef="c-571" decimals="-9" id="f-3069" unitRef="usd">5000000000</us-gaap:Assets>
    <us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock contextRef="c-1" id="f-3070">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A summary of option activity under the 2013 Plan as of December&#160;31, 2024, and changes during the year then ended, is presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:99.853%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:49.851%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.613%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.532%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.614%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&#x2013;&lt;br/&gt;Average&lt;br/&gt;Exercise Price&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&#x2013;&lt;br/&gt;Average&lt;br/&gt;Remaining&lt;br/&gt;Contractual&lt;br/&gt;Term&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Aggregate&lt;br/&gt;Intrinsic&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Outstanding, beginning of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;120,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;14.64&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;136,560&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Granted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Exercised/Converted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;(25,882)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;10.69&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Forfeited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Expired&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Outstanding, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;94,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2.84 years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;56,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Exercisable, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:3pt double #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;94,798&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:3pt double #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;16.87&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;2.84 years&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;56,985&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfShareBasedCompensationStockOptionsActivityTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
      contextRef="c-572"
      decimals="INF"
      id="f-3071"
      unitRef="shares">120680</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
      contextRef="c-572"
      decimals="2"
      id="f-3072"
      unitRef="usdPerShare">14.64</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="c-572" decimals="-3" id="f-3073" unitRef="usd">136560000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c-573"
      decimals="INF"
      id="f-3074"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice
      contextRef="c-573"
      decimals="2"
      id="f-3075"
      unitRef="usdPerShare">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsGrantsInPeriodWeightedAverageExercisePrice>
    <us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised
      contextRef="c-573"
      decimals="INF"
      id="f-3076"
      unitRef="shares">25882</us-gaap:StockIssuedDuringPeriodSharesStockOptionsExercised>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice
      contextRef="c-573"
      decimals="2"
      id="f-3077"
      unitRef="usdPerShare">10.69</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExercisesInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod
      contextRef="c-573"
      decimals="INF"
      id="f-3078"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsForfeituresInPeriod>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice
      contextRef="c-573"
      decimals="2"
      id="f-3079"
      unitRef="usdPerShare">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsForfeituresInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod
      contextRef="c-573"
      decimals="INF"
      id="f-3080"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExpirationsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice
      contextRef="c-573"
      decimals="2"
      id="f-3081"
      unitRef="usdPerShare">0</us-gaap:ShareBasedCompensationArrangementsByShareBasedPaymentAwardOptionsExpirationsInPeriodWeightedAverageExercisePrice>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber
      contextRef="c-574"
      decimals="INF"
      id="f-3082"
      unitRef="shares">94798</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice
      contextRef="c-574"
      decimals="2"
      id="f-3083"
      unitRef="usdPerShare">16.87</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingWeightedAverageExercisePrice>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2 contextRef="c-573" id="f-3084">P2Y10M2D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsOutstandingWeightedAverageRemainingContractualTerm2>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue contextRef="c-574" decimals="-3" id="f-3085" unitRef="usd">56985000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsOutstandingIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber
      contextRef="c-574"
      decimals="INF"
      id="f-3086"
      unitRef="shares">94798</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice
      contextRef="c-574"
      decimals="2"
      id="f-3087"
      unitRef="usdPerShare">16.87</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisableWeightedAverageExercisePrice>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1 contextRef="c-573" id="f-3088">P2Y10M2D</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableWeightedAverageRemainingContractualTerm1>
    <us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1 contextRef="c-574" decimals="-3" id="f-3089" unitRef="usd">56985000</us-gaap:SharebasedCompensationArrangementBySharebasedPaymentAwardOptionsExercisableIntrinsicValue1>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c-573"
      decimals="INF"
      id="f-3090"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c-575"
      decimals="INF"
      id="f-3091"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross
      contextRef="c-576"
      decimals="INF"
      id="f-3092"
      unitRef="shares">0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsGrantsInPeriodGross>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="c-1" decimals="-3" id="f-3093" unitRef="usd">418000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="c-6" decimals="-3" id="f-3094" unitRef="usd">355000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue contextRef="c-7" decimals="-3" id="f-3095" unitRef="usd">726000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardOptionsExercisesInPeriodTotalIntrinsicValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized
      contextRef="c-577"
      decimals="INF"
      id="f-3096"
      unitRef="shares">1787548</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardNumberOfSharesAuthorized>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1 contextRef="c-578" id="f-3097">P3Y</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardAwardVestingPeriod1>
    <us-gaap:Assets contextRef="c-579" decimals="-9" id="f-3098" unitRef="usd">5000000000</us-gaap:Assets>
    <us-gaap:Assets contextRef="c-580" decimals="-9" id="f-3099" unitRef="usd">10000000000</us-gaap:Assets>
    <us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock contextRef="c-1" id="f-3100">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;A summary of the status of Horizon&#x2019;s non&#x2013;vested restricted and performance shares under the 2021 Plan as of December&#160;31, 2024 are presented below:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:76.023%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.400%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.761%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.284%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.571%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Weighted&lt;br/&gt;Average&lt;br/&gt;Grant Date&lt;br/&gt;Fair Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;vested, beginning of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;630,721&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15.36&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Vested&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(159,006)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17.10&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Granted&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;270,343&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11.96&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Forfeited&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(23,861)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14.46&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;vested, end of year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,197&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;13.73&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfNonvestedShareActivityTableTextBlock>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="c-581"
      decimals="INF"
      id="f-3101"
      unitRef="shares">630721</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="c-581"
      decimals="2"
      id="f-3102"
      unitRef="usdPerShare">15.36</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod
      contextRef="c-582"
      decimals="INF"
      id="f-3103"
      unitRef="shares">159006</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue
      contextRef="c-582"
      decimals="2"
      id="f-3104"
      unitRef="usdPerShare">17.10</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod
      contextRef="c-582"
      decimals="INF"
      id="f-3105"
      unitRef="shares">270343</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue
      contextRef="c-582"
      decimals="2"
      id="f-3106"
      unitRef="usdPerShare">11.96</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsGrantsInPeriodWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod
      contextRef="c-582"
      decimals="INF"
      id="f-3107"
      unitRef="shares">23861</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeitedInPeriod>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue
      contextRef="c-582"
      decimals="2"
      id="f-3108"
      unitRef="usdPerShare">14.46</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsForfeituresWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber
      contextRef="c-583"
      decimals="INF"
      id="f-3109"
      unitRef="shares">718197</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedNumber>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue
      contextRef="c-583"
      decimals="2"
      id="f-3110"
      unitRef="usdPerShare">13.73</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsNonvestedWeightedAverageGrantDateFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue contextRef="c-1" decimals="-5" id="f-3111" unitRef="usd">2000000.0</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue contextRef="c-6" decimals="-5" id="f-3112" unitRef="usd">1800000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
    <us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue contextRef="c-7" decimals="-5" id="f-3113" unitRef="usd">1900000</us-gaap:ShareBasedCompensationArrangementByShareBasedPaymentAwardEquityInstrumentsOtherThanOptionsVestedInPeriodTotalFairValue>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-54" decimals="-3" id="f-3114" unitRef="usd">13000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="c-54" decimals="-3" id="f-3115" unitRef="usd">3000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-1" decimals="-5" id="f-3116" unitRef="usd">4600000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-6" decimals="-5" id="f-3117" unitRef="usd">3600000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:AllocatedShareBasedCompensationExpense contextRef="c-7" decimals="-5" id="f-3118" unitRef="usd">2500000</us-gaap:AllocatedShareBasedCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="c-584" decimals="-3" id="f-3119" unitRef="usd">963000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="c-585" decimals="-3" id="f-3120" unitRef="usd">753000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense contextRef="c-586" decimals="-3" id="f-3121" unitRef="usd">517000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromCompensationExpense>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-586" decimals="-3" id="f-3122" unitRef="usd">145000</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions contextRef="c-584" decimals="-3" id="f-3123" unitRef="usd">72000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions contextRef="c-585" decimals="-3" id="f-3124" unitRef="usd">58000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions contextRef="c-586" decimals="-3" id="f-3125" unitRef="usd">126000</us-gaap:EmployeeServiceShareBasedCompensationTaxBenefitFromExerciseOfStockOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions contextRef="c-4" decimals="-5" id="f-3126" unitRef="usd">2000000.0</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedShareBasedAwardsOtherThanOptions>
    <us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1 contextRef="c-1" id="f-3127">P11M</us-gaap:EmployeeServiceShareBasedCompensationNonvestedAwardsTotalCompensationCostNotYetRecognizedPeriodForRecognition1>
    <us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock contextRef="c-1" id="f-3129">Derivative Financial Instruments&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Our hedging policy allows the use of interest rate derivative instruments to manage our exposure to interest rate risk or hedge specified assets and liabilities. All derivative instruments are carried on the balance sheet at their estimated fair value and are recorded in other assets or other liabilities, as appropriate, and in the net change in each of these financial statement line items in the accompanying consolidated statement of cash flows. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Cash Flow Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As a strategy to maintain acceptable levels of exposure to the risk of changes in future cash flow due to interest rate fluctuations, the Company entered into an interest rate swap agreement for a portion of its floating rate debt on July 20, 2018. The agreement provides for the Company to receive interest from the counterparty at one month LIBOR and to pay interest to the counterparty at a fixed rate of 2.81% on a notional amount of $50.0 million. Under the agreement, the Company paid or received the net interest amount monthly, with the monthly settlements in interest expense. The Company terminated this interest rate swap agreement on May 23, 2023 and recorded a related gain of $1.5 million as a reduction of interest expense.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For derivative instruments that are designated and qualify as a cash flow hedge, the effective portion of the gain or loss on the derivative is reported as a component of other comprehensive income and reclassified into earnings in &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;the same period or periods during which the hedged transaction affects earnings. Gains and losses on the derivative representing either hedge ineffectiveness or hedge components excluded from the assessment of effectiveness are recognized in current earnings.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Fair Value Hedges&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Fair value hedges are intended to reduce the interest rate risk associated with the underlying hedged item. The Company enters into fixed rate loan agreements as part of its lending policy. To mitigate the risk of changes in fair value based on fluctuations in interest rates, the Company previously entered into interest rate swap agreements on individual loans, converting the fixed rate loans to a variable rate. The Company also previously entered into interest rate swap agreements on individual investment securities, converting the fixed rate security to a variable rate. During the year ended December 31, 2024, the Company terminated the fair value hedges on loans and securities, recording a deferred gain of $2.3 million on the loan termination that will be accreted into interest income over the remaining life of the underlying loans, and a mark-to-market adjustment of $0.3 million that was recorded in non-interest income on the termination of the fair value hedges against investment securities. &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The change in fair value of both the hedge instruments and the underlying loan and security agreements are recorded as gains or losses in non&#x2013;interest income. The fair value hedges are considered to be highly effective.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Other Derivative Instruments&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;From time to time, we may enter into certain interest rate swaps that are not designated as hedging instruments. These interest rate derivative contracts relate to transactions in which we enter into an interest rate swap with a customer while concurrently entering into an offsetting interest rate swap with a third-party financial institution. We agree to pay interest to the customer on a notional amount at a variable rate and receive interest from the customer on a similar notional amount at a fixed interest rate. At the same time, we agree to pay a third-party financial institution the same fixed interest rate on the same notional amount and receive the same variable interest rate on the same notional amount. These interest rate derivative contracts allow our customers to effectively convert a variable rate loan to a fixed rate loan.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company enters into non&#x2013;hedging derivatives in the form of mortgage loan forward sale commitments with investors and commitments to originate mortgage loans as part of its mortgage banking business. At December 31, 2024, the Company&#x2019;s fair value of these derivatives were recorded and over the next 12 months are not expected to have a significant impact on the Company&#x2019;s net income.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The change in fair value of both the forward sale commitments and commitments to originate mortgage loans were recorded and the net gains or losses included in the Company&#x2019;s gain on sale of loans.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the fair value of our derivative financial instruments utilized by Horizon on a gross basis for the periods indicated. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.321%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Asset Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Liability Derivatives&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; customer accommodation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,856&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, gross &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Less: Gross amounts offset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.321%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Asset Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Liability Derivatives&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,468&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,468&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; customer accommodation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;504,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,606&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,844&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 20.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;513,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, gross &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Less: Gross amounts offset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;While the Company is party to master netting arrangements with most of its swap derivative counterparties, the Company has elected to not offset derivative assets and liabilities under these agreements on its consolidated balance sheets. Collateral exchanged between the Company and dealer bank counterparties is generally subject to thresholds and transfer minimums, and usually consists of marketable securities. At December&#160;31, 2024, the Company pledged marketable securities as collateral with a carrying value of&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$6.0 million&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;.&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivative instruments on the consolidated statements of comprehensive income (loss) for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.654%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives in cash flow hedging relationship&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivatives in cash flow hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.379%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.443%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" rowspan="2" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain&lt;br/&gt;(loss)&lt;br/&gt;recognized&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives in cash flow hedging relationship&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; cash flow hedges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest expense &#x2013; Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(628)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivative and the hedged item in fair value hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.373%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:26pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain (loss)&lt;br/&gt;recognized on derivative and hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative and Hedged Item Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:26pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts - fair value hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest income - loans receivable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,166)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,169)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts - fair value hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest income - investment securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(220)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;240&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(99)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(240)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of derivatives not designated as hedging instruments on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.742%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.916%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:21pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain&lt;br/&gt;(loss)&lt;br/&gt;recognized on derivative&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative Years Ended December 31 &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-interest income - Gain on sale of loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-interest income - Gain on sale of loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(67)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(159)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(753)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(76)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(565)&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost of Hedged Items&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;40,788&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,532)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:DerivativeInstrumentsAndHedgingActivitiesDisclosureTextBlock>
    <us-gaap:DerivativeAverageFixedInterestRate
      contextRef="c-588"
      decimals="4"
      id="f-3130"
      unitRef="number">0.0281</us-gaap:DerivativeAverageFixedInterestRate>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-589" decimals="-5" id="f-3131" unitRef="usd">50000000.0</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-589" decimals="-5" id="f-3132" unitRef="usd">50000000.0</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-590" decimals="-5" id="f-3133" unitRef="usd">1500000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DeferredGainLossOnDiscontinuationOfFairValueHedge contextRef="c-4" decimals="-5" id="f-3134" unitRef="usd">2300000</us-gaap:DeferredGainLossOnDiscontinuationOfFairValueHedge>
    <hbnc:DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment contextRef="c-1" decimals="-5" id="f-3135" unitRef="usd">300000</hbnc:DerivativeInstrumentFairValueHedgeMarkToMarketAdjustment>
    <us-gaap:ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock contextRef="c-1" id="f-3136">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the fair value of our derivative financial instruments utilized by Horizon on a gross basis for the periods indicated. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.321%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Asset Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Liability Derivatives&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; customer accommodation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,155&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;6,856&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, gross &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Less: Gross amounts offset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 26.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;534,531&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,046&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;521,520&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:42.321%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.501%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Asset Derivatives&lt;/span&gt;&lt;/td&gt;&lt;td colspan="9" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Liability Derivatives&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Notional&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Fair&lt;br/&gt;Value&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; fair value hedges&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,468&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,468&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,950&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; customer accommodation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;504,696&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,606&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,844&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 14.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,351&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 20.5pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;513,891&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,764&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, gross &lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:3pt double #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Less: Gross amounts offset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:400;line-height:100%"&gt;Total derivatives subject to enforceable master netting arrangements, net&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;567,359&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,714&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;514,881&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,024&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativesInstrumentsStatementsOfFinancialPerformanceAndFinancialPositionLocationTableTextBlock>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-591" decimals="-3" id="f-3137" unitRef="usd">0</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-591" decimals="-3" id="f-3138" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-591" decimals="-3" id="f-3139" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-591" decimals="-3" id="f-3140" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-592" decimals="-3" id="f-3141" unitRef="usd">0</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-592" decimals="-3" id="f-3142" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-592" decimals="-3" id="f-3143" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-592" decimals="-3" id="f-3144" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-593" decimals="-3" id="f-3145" unitRef="usd">521520000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-593" decimals="-3" id="f-3146" unitRef="usd">28817000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-593" decimals="-3" id="f-3147" unitRef="usd">521520000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-593" decimals="-3" id="f-3148" unitRef="usd">28817000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-594" decimals="-3" id="f-3149" unitRef="usd">6155000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-594" decimals="-3" id="f-3150" unitRef="usd">27000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-594" decimals="-3" id="f-3151" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-594" decimals="-3" id="f-3152" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-595" decimals="-3" id="f-3153" unitRef="usd">6856000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-595" decimals="-3" id="f-3154" unitRef="usd">202000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-595" decimals="-3" id="f-3155" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-595" decimals="-3" id="f-3156" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-596" decimals="-3" id="f-3157" unitRef="usd">534531000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-596" decimals="-3" id="f-3158" unitRef="usd">29046000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-596" decimals="-3" id="f-3159" unitRef="usd">521520000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-596" decimals="-3" id="f-3160" unitRef="usd">28817000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-4" decimals="-3" id="f-3161" unitRef="usd">534531000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-4" decimals="-3" id="f-3162" unitRef="usd">29046000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-4" decimals="-3" id="f-3163" unitRef="usd">521520000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-4" decimals="-3" id="f-3164" unitRef="usd">28817000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-4" decimals="-3" id="f-3165" unitRef="usd">534531000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-4" decimals="-3" id="f-3166" unitRef="usd">29046000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-4" decimals="-3" id="f-3167" unitRef="usd">521520000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-4" decimals="-3" id="f-3168" unitRef="usd">28817000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset contextRef="c-4" decimals="-3" id="f-3169" unitRef="usd">0</hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset>
    <us-gaap:DerivativeAssetFairValueGrossLiability contextRef="c-4" decimals="-3" id="f-3170" unitRef="usd">0</us-gaap:DerivativeAssetFairValueGrossLiability>
    <hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset contextRef="c-4" decimals="-3" id="f-3171" unitRef="usd">0</hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset>
    <us-gaap:DerivativeLiabilityFairValueGrossAsset contextRef="c-4" decimals="-3" id="f-3172" unitRef="usd">0</us-gaap:DerivativeLiabilityFairValueGrossAsset>
    <hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset contextRef="c-4" decimals="-3" id="f-3173" unitRef="usd">534531000</hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset>
    <us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement contextRef="c-4" decimals="-3" id="f-3174" unitRef="usd">29046000</us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement>
    <hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset contextRef="c-4" decimals="-3" id="f-3175" unitRef="usd">521520000</hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset>
    <us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement contextRef="c-4" decimals="-3" id="f-3176" unitRef="usd">28817000</us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-597" decimals="-3" id="f-3177" unitRef="usd">53468000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-597" decimals="-3" id="f-3178" unitRef="usd">2950000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-597" decimals="-3" id="f-3179" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-597" decimals="-3" id="f-3180" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-598" decimals="-3" id="f-3181" unitRef="usd">53468000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-598" decimals="-3" id="f-3182" unitRef="usd">2950000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-598" decimals="-3" id="f-3183" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-598" decimals="-3" id="f-3184" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-599" decimals="-3" id="f-3185" unitRef="usd">504696000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-599" decimals="-3" id="f-3186" unitRef="usd">23606000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-599" decimals="-3" id="f-3187" unitRef="usd">514881000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-599" decimals="-3" id="f-3188" unitRef="usd">24024000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-600" decimals="-3" id="f-3189" unitRef="usd">4844000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-600" decimals="-3" id="f-3190" unitRef="usd">33000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-600" decimals="-3" id="f-3191" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-600" decimals="-3" id="f-3192" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-601" decimals="-3" id="f-3193" unitRef="usd">4351000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-601" decimals="-3" id="f-3194" unitRef="usd">125000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-601" decimals="-3" id="f-3195" unitRef="usd">0</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-601" decimals="-3" id="f-3196" unitRef="usd">0</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-602" decimals="-3" id="f-3197" unitRef="usd">513891000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-602" decimals="-3" id="f-3198" unitRef="usd">23764000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-602" decimals="-3" id="f-3199" unitRef="usd">514881000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-602" decimals="-3" id="f-3200" unitRef="usd">24024000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-5" decimals="-3" id="f-3201" unitRef="usd">567359000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-5" decimals="-3" id="f-3202" unitRef="usd">26714000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-5" decimals="-3" id="f-3203" unitRef="usd">514881000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-5" decimals="-3" id="f-3204" unitRef="usd">24024000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <us-gaap:DerivativeAssetNotionalAmount contextRef="c-5" decimals="-3" id="f-3205" unitRef="usd">567359000</us-gaap:DerivativeAssetNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeAsset contextRef="c-5" decimals="-3" id="f-3206" unitRef="usd">26714000</us-gaap:DerivativeFairValueOfDerivativeAsset>
    <us-gaap:DerivativeLiabilityNotionalAmount contextRef="c-5" decimals="-3" id="f-3207" unitRef="usd">514881000</us-gaap:DerivativeLiabilityNotionalAmount>
    <us-gaap:DerivativeFairValueOfDerivativeLiability contextRef="c-5" decimals="-3" id="f-3208" unitRef="usd">24024000</us-gaap:DerivativeFairValueOfDerivativeLiability>
    <hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset contextRef="c-5" decimals="-3" id="f-3209" unitRef="usd">0</hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementLiabilityOffset>
    <us-gaap:DerivativeAssetFairValueGrossLiability contextRef="c-5" decimals="-3" id="f-3210" unitRef="usd">0</us-gaap:DerivativeAssetFairValueGrossLiability>
    <hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset contextRef="c-5" decimals="-3" id="f-3211" unitRef="usd">0</hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAssetOffset>
    <us-gaap:DerivativeLiabilityFairValueGrossAsset contextRef="c-5" decimals="-3" id="f-3212" unitRef="usd">0</us-gaap:DerivativeLiabilityFairValueGrossAsset>
    <hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset contextRef="c-5" decimals="-3" id="f-3213" unitRef="usd">567359000</hbnc:DerivativeAssetNotionalAmountSubjectToMasterNettingArrangementAfterOffset>
    <us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement contextRef="c-5" decimals="-3" id="f-3214" unitRef="usd">26714000</us-gaap:DerivativeAssetAfterOffsetSubjectToMasterNettingArrangement>
    <hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset contextRef="c-5" decimals="-3" id="f-3215" unitRef="usd">514881000</hbnc:DerivativeLiabilityNotionalAmountSubjectToMasterNettingArrangementAfterOffset>
    <us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement contextRef="c-5" decimals="-3" id="f-3216" unitRef="usd">24024000</us-gaap:DerivativeLiabilityAfterOffsetSubjectToMasterNettingArrangement>
    <us-gaap:MarketableSecurities contextRef="c-357" decimals="-5" id="f-3217" unitRef="usd">6000000.0</us-gaap:MarketableSecurities>
    <us-gaap:ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock contextRef="c-1" id="f-3218">&lt;div style="margin-bottom:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivative instruments on the consolidated statements of comprehensive income (loss) for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:50.654%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.546%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized in Other Comprehensive Income (Loss) on Derivative Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives in cash flow hedging relationship&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfCashFlowHedgesIncludedInAccumulatedOtherComprehensiveIncomeLossTableTextBlock>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-603" decimals="-3" id="f-3219" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-604" decimals="-3" id="f-3220" unitRef="usd">-1561000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-605" decimals="-3" id="f-3221" unitRef="usd">4463000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock contextRef="c-1" id="f-3222">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivatives in cash flow hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.379%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:16.443%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.548%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" rowspan="2" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain&lt;br/&gt;(loss)&lt;br/&gt;recognized&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:14pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives in cash flow hedging relationship&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt 2px 7pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts &#x2013; cash flow hedges&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest expense &#x2013; Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,832&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(628)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of the derivative and the hedged item in fair value hedging relationships on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:15.712%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.373%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.496%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:12.648%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:26pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain (loss)&lt;br/&gt;recognized on derivative and hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="18" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative and Hedged Item Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:26pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts - fair value hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest income - loans receivable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,166&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,169&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(39)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,166)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,169)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate contracts - fair value hedge&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest income - investment securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(220)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;240&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(99)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Hedged item&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;220&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(240)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;99&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The effect of derivatives not designated as hedging instruments on the consolidated statements of income for the twelve months ended December&#160;31 is as follows:&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:32.818%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.911%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.742%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.916%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:21pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" rowspan="2" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Location of gain&lt;br/&gt;(loss)&lt;br/&gt;recognized on derivative&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amount of Gain (Loss) Recognized on Derivative Years Ended December 31 &lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:23pt"&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:8pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Derivatives not designated as hedging instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-interest income - Gain on sale of loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;68&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;83&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;188&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non-interest income - Gain on sale of loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(67)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(159)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(753)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Total&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(76)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(565)&lt;/span&gt;&lt;/td&gt;&lt;td style="border-bottom:3pt double #000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsGainLossInStatementOfFinancialPerformanceTextBlock>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-606" decimals="-3" id="f-3223" unitRef="usd">0</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-607" decimals="-3" id="f-3224" unitRef="usd">1832000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-608" decimals="-3" id="f-3225" unitRef="usd">-628000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-609" decimals="-3" id="f-3226" unitRef="usd">1166000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-610" decimals="-3" id="f-3227" unitRef="usd">1169000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-611" decimals="-3" id="f-3228" unitRef="usd">-39000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-612" decimals="-3" id="f-3229" unitRef="usd">-1166000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-613" decimals="-3" id="f-3230" unitRef="usd">-1169000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-614" decimals="-3" id="f-3231" unitRef="usd">39000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-615" decimals="-3" id="f-3232" unitRef="usd">-220000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-616" decimals="-3" id="f-3233" unitRef="usd">240000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-617" decimals="-3" id="f-3234" unitRef="usd">-99000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-618" decimals="-3" id="f-3235" unitRef="usd">220000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-619" decimals="-3" id="f-3236" unitRef="usd">-240000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-620" decimals="-3" id="f-3237" unitRef="usd">99000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-621" decimals="-3" id="f-3238" unitRef="usd">0</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-622" decimals="-3" id="f-3239" unitRef="usd">0</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-623" decimals="-3" id="f-3240" unitRef="usd">0</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-624" decimals="-3" id="f-3241" unitRef="usd">68000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-625" decimals="-3" id="f-3242" unitRef="usd">83000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-626" decimals="-3" id="f-3243" unitRef="usd">188000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-627" decimals="-3" id="f-3244" unitRef="usd">-67000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-628" decimals="-3" id="f-3245" unitRef="usd">-159000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-629" decimals="-3" id="f-3246" unitRef="usd">-753000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-630" decimals="-3" id="f-3247" unitRef="usd">1000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-631" decimals="-3" id="f-3248" unitRef="usd">-76000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:DerivativeGainLossOnDerivativeNet contextRef="c-632" decimals="-3" id="f-3249" unitRef="usd">-565000</us-gaap:DerivativeGainLossOnDerivativeNet>
    <us-gaap:ScheduleOfDerivativeInstrumentsTextBlock contextRef="c-1" id="f-3250">&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables summarize the carrying amount and associated cumulative basis adjustment related to the application of hedge accounting that is included in the carrying amount of hedged assets and liabilities in fair value hedging relationships.&lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:38.666%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.519%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.384%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:13.525%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Amortized Cost of Hedged Items&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="9" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cumulative Amount of Fair Value Hedging Adjustments Included in the Carrying Amount of the Hedged Items&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;40,788&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,532)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:ScheduleOfDerivativeInstrumentsTextBlock>
    <us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost contextRef="c-4" decimals="-3" id="f-3251" unitRef="usd">0</us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost>
    <us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost contextRef="c-5" decimals="-3" id="f-3252" unitRef="usd">40788000</us-gaap:PrepayableFinancialAssetClosedPortfolioLastOfLayerAmortizedCost>
    <us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease contextRef="c-4" decimals="-3" id="f-3253" unitRef="usd">0</us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease>
    <us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease contextRef="c-5" decimals="-3" id="f-3254" unitRef="usd">-2532000</us-gaap:HedgedAssetFairValueHedgeLastOfLayerCumulativeIncreaseDecrease>
    <hbnc:DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock contextRef="c-1" id="f-3255">Disclosures about Fair Value of Assets and Liabilities&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Fair Value Measurements topic of the FASB ASC defines fair value, establishes a framework for measuring fair value and expands disclosures about fair value measurements. There are three levels of inputs that may be used to measure fair value:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Level&#160;1 &#x2013;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Quoted prices in active markets for identical assets or liabilities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Level&#160;2 &#x2013;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Observable inputs other than Level&#160;1 prices, such as quoted prices for similar assets or liabilities; quoted prices in markets that are not active; or other inputs that are observable or can be corroborated by observable market data for substantially the full term of the assets or liabilities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;padding-left:45pt;text-align:justify;text-indent:-45pt"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Level&#160;3 &#x2013;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Unobservable inputs that are supported by little or no market activity and that are significant to the fair value of the assets or liabilities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Following is a description of the valuation methodologies used for instruments measured at fair value on a recurring basis and recognized in the accompanying consolidated financial statements, as well as the general classification of such instruments pursuant to the valuation hierarchy. There have been no significant changes in the valuation techniques during the period ended December&#160;31, 2024. For assets classified within Level 3 of the fair value hierarchy, the process used to develop the reported fair value is described below.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Available for sale securities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;When quoted market prices are available in an active market, securities are classified within Level 1 of the valuation hierarchy. If quoted market prices are not available, then fair values are estimated by using pricing models, quoted prices of securities with similar characteristics or discounted cash flows. Level 2 securities include U.S. Treasury and federal agency securities, state and municipal securities, US. government agency mortgage-backed securities, and mortgage&#x2013;backed pools and corporate notes. Level 2 securities are valued by a third party pricing service commonly used in the banking industry utilizing observable inputs. Observable inputs include dealer quotes, market spreads, cash flow analysis, the U.S. Treasury yield curve, trade execution data, market consensus prepayment spreads and available credit information and the bond&#x2019;s terms and conditions. The pricing provider utilizes evaluated pricing models that vary based on asset class. These models incorporate available market information including quoted prices of securities with similar characteristics and, because many fixed&#x2013;income securities do not trade on a daily basis, apply available information through processes such as benchmark curves, benchmarking of like securities, sector grouping, and matrix pricing. In addition, model processes, such as an option adjusted spread model, is used to develop prepayment and interest rate scenarios for securities with prepayment features.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Equity securities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of the Company's equity investments is estimated by a third party utilizing readily determinable fair values quoted on an active market. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Interest rate swap agreements&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The fair value of the Company&#x2019;s interest rate swap agreements is estimated by a third party using inputs that are primarily unobservable including a yield curve, adjusted for liquidity and credit risk, contracted terms and discounted cash flow analysis, and therefore, are classified within Level 2 of the valuation hierarchy.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:700;line-height:120%"&gt;Commitments to originate mortgage loans and mortgage loan contract assets/liabilities&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The Company&#x2019;s forward commitments are valued based on quoted prices for similar assets in an active market with &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;inputs that are observable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the fair value measurements of assets and liabilities recognized in the accompanying financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:47.291%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.449%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.040%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&#160;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements asset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,817)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,817)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&#160;&#160;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Equity securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements asset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,024)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,024)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(1) Prior period equity securities were included in available-for-sale. Updated to align with comparable period.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment):&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Collateral Dependent Loans: &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For loans identified as collateral dependent, then the fair value method of measuring the amount of impairment is utilized. This method requires obtaining a current independent appraisal of the collateral and applying a discount factor to the value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans Transferred to Held for Sale: &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Once a decision has been made to sell loans not previously classified as held for sale, these loans are transferred into the held for sale category and carried at the lower of cost or fair value, less estimated costs to sell. At the time of transfer into held for sale classification, any amount by which cost exceeds fair value is accounted for as a valuation allowance. This activity generally pertains to loans with observable inputs, and &lt;/span&gt;&lt;/div&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;therefore, are classified within Level 2 of the fair value hierarchy. However, should these loans include adjustments for changes in loan characteristics based on unobservable inputs, the loans would then be classified within Level 3 of the fair value hierarchy. As of December&#160;31, 2024 and 2023, there were $64.8 million and $0 loans transferred to held for sale on the accompanying Consolidated Balance Sheets, respectively.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents qualitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements, other than goodwill, at December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Valuation&lt;br/&gt;Technique&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unobservable&lt;br/&gt;Inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Range&lt;br/&gt;(Weighted&#160;Average)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral based measurement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Discount to reflect current market conditions and ultimate collectability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16.1%&#x2013;40.1% (36.6%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Valuation&lt;br/&gt;Technique&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unobservable&lt;br/&gt;Inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Range&lt;br/&gt;(Weighted&#160;Average)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral based measurement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Discount to reflect current market conditions and ultimate collectability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16.9%&#x2013;34.2% (21.5%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</hbnc:DisclosuresAboutFairValueOfAssetsAndLiabilitiesTextBlock>
    <us-gaap:FairValueByBalanceSheetGroupingTextBlock contextRef="c-1" id="f-3256">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table presents the fair value measurements of assets and liabilities recognized in the accompanying financial statements measured at fair value on a recurring basis and the level within the FASB ASC fair value hierarchy in which the fair value measurements fall at the following:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:47.291%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:10.449%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.040%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,801&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&#160;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;14,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;15,499&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;233,677&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Equity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;595&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements asset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;28,817&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;202&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,817)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,817)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;U.S. Treasury and federal agencies&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,377&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;State and municipal&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;304,030&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#160;&#160;&#160;U.S. government agency mortgage-backed securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;140,877&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Corporate notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;37,967&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;547,251&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Equity securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:5.85pt;font-weight:400;line-height:100%;position:relative;top:-3.15pt;vertical-align:baseline"&gt;(1)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;628&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements asset&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;26,556&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Commitments to originate mortgage loans&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;125&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Mortgage loan contracts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;33&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest rate swap agreements liability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,024)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(24,024)&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="24" style="padding:2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:120%"&gt;(1) Prior period equity securities were included in available-for-sale. Updated to align with comparable period.&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueByBalanceSheetGroupingTextBlock>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-56" decimals="-3" id="f-3257" unitRef="usd">1801000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-633" decimals="-3" id="f-3258" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-634" decimals="-3" id="f-3259" unitRef="usd">1801000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-635" decimals="-3" id="f-3260" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-57" decimals="-3" id="f-3261" unitRef="usd">201834000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-636" decimals="-3" id="f-3262" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-637" decimals="-3" id="f-3263" unitRef="usd">201834000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-638" decimals="-3" id="f-3264" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-58" decimals="-3" id="f-3265" unitRef="usd">14543000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-639" decimals="-3" id="f-3266" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-640" decimals="-3" id="f-3267" unitRef="usd">14543000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-641" decimals="-3" id="f-3268" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-60" decimals="-3" id="f-3269" unitRef="usd">15499000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-642" decimals="-3" id="f-3270" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-643" decimals="-3" id="f-3271" unitRef="usd">15499000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-644" decimals="-3" id="f-3272" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-4" decimals="-3" id="f-3273" unitRef="usd">233677000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-645" decimals="-3" id="f-3274" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-646" decimals="-3" id="f-3275" unitRef="usd">233677000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-647" decimals="-3" id="f-3276" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-4" decimals="-3" id="f-3277" unitRef="usd">595000</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-645" decimals="-3" id="f-3278" unitRef="usd">595000</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-646" decimals="-3" id="f-3279" unitRef="usd">0</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-647" decimals="-3" id="f-3280" unitRef="usd">0</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:DerivativeAssets contextRef="c-648" decimals="-3" id="f-3281" unitRef="usd">28817000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-649" decimals="-3" id="f-3282" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-650" decimals="-3" id="f-3283" unitRef="usd">28817000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-651" decimals="-3" id="f-3284" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-652" decimals="-3" id="f-3285" unitRef="usd">202000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-653" decimals="-3" id="f-3286" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-654" decimals="-3" id="f-3287" unitRef="usd">202000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-655" decimals="-3" id="f-3288" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-656" decimals="-3" id="f-3289" unitRef="usd">27000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-657" decimals="-3" id="f-3290" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-658" decimals="-3" id="f-3291" unitRef="usd">27000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-659" decimals="-3" id="f-3292" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeLiabilities contextRef="c-648" decimals="-3" id="f-3293" unitRef="usd">28817000</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-649" decimals="-3" id="f-3294" unitRef="usd">0</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-650" decimals="-3" id="f-3295" unitRef="usd">28817000</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-651" decimals="-3" id="f-3296" unitRef="usd">0</us-gaap:DerivativeLiabilities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-61" decimals="-3" id="f-3297" unitRef="usd">64377000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-660" decimals="-3" id="f-3298" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-661" decimals="-3" id="f-3299" unitRef="usd">64377000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-662" decimals="-3" id="f-3300" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-62" decimals="-3" id="f-3301" unitRef="usd">304030000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-663" decimals="-3" id="f-3302" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-664" decimals="-3" id="f-3303" unitRef="usd">304030000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-665" decimals="-3" id="f-3304" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-63" decimals="-3" id="f-3305" unitRef="usd">140877000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-666" decimals="-3" id="f-3306" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-667" decimals="-3" id="f-3307" unitRef="usd">140877000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-668" decimals="-3" id="f-3308" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-64" decimals="-3" id="f-3309" unitRef="usd">37967000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-669" decimals="-3" id="f-3310" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-670" decimals="-3" id="f-3311" unitRef="usd">37967000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-671" decimals="-3" id="f-3312" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-5" decimals="-3" id="f-3313" unitRef="usd">547251000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-672" decimals="-3" id="f-3314" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-673" decimals="-3" id="f-3315" unitRef="usd">547251000</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:AvailableForSaleSecuritiesDebtSecurities contextRef="c-674" decimals="-3" id="f-3316" unitRef="usd">0</us-gaap:AvailableForSaleSecuritiesDebtSecurities>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-5" decimals="-3" id="f-3317" unitRef="usd">628000</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-672" decimals="-3" id="f-3318" unitRef="usd">628000</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-673" decimals="-3" id="f-3319" unitRef="usd">0</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent contextRef="c-674" decimals="-3" id="f-3320" unitRef="usd">0</us-gaap:EquitySecuritiesFvNiCurrentAndNoncurrent>
    <us-gaap:DerivativeAssets contextRef="c-675" decimals="-3" id="f-3321" unitRef="usd">26556000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-676" decimals="-3" id="f-3322" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-677" decimals="-3" id="f-3323" unitRef="usd">26556000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-678" decimals="-3" id="f-3324" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-679" decimals="-3" id="f-3325" unitRef="usd">125000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-680" decimals="-3" id="f-3326" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-681" decimals="-3" id="f-3327" unitRef="usd">125000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-682" decimals="-3" id="f-3328" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-683" decimals="-3" id="f-3329" unitRef="usd">33000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-684" decimals="-3" id="f-3330" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-685" decimals="-3" id="f-3331" unitRef="usd">33000</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeAssets contextRef="c-686" decimals="-3" id="f-3332" unitRef="usd">0</us-gaap:DerivativeAssets>
    <us-gaap:DerivativeLiabilities contextRef="c-675" decimals="-3" id="f-3333" unitRef="usd">24024000</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-676" decimals="-3" id="f-3334" unitRef="usd">0</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-677" decimals="-3" id="f-3335" unitRef="usd">24024000</us-gaap:DerivativeLiabilities>
    <us-gaap:DerivativeLiabilities contextRef="c-678" decimals="-3" id="f-3336" unitRef="usd">0</us-gaap:DerivativeLiabilities>
    <us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock contextRef="c-1" id="f-3337">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Certain other assets are measured at fair value on a non-recurring basis in the ordinary course of business and are subject to fair value adjustments in certain circumstances (for example, when there is evidence of impairment):&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsMeasuredOnNonrecurringBasisTextBlock>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-4" decimals="-3" id="f-3338" unitRef="usd">3797000</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-687" decimals="-3" id="f-3339" unitRef="usd">0</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-688" decimals="-3" id="f-3340" unitRef="usd">0</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-689" decimals="-3" id="f-3341" unitRef="usd">3797000</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-5" decimals="-3" id="f-3342" unitRef="usd">2918000</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-690" decimals="-3" id="f-3343" unitRef="usd">0</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-691" decimals="-3" id="f-3344" unitRef="usd">0</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:CollateralDependentLoansFairValueDisclosure contextRef="c-692" decimals="-3" id="f-3345" unitRef="usd">2918000</hbnc:CollateralDependentLoansFairValueDisclosure>
    <hbnc:LoansTransferredToHeldForSaleFairValueDisclosure contextRef="c-688" decimals="-5" id="f-3346" unitRef="usd">64800000</hbnc:LoansTransferredToHeldForSaleFairValueDisclosure>
    <hbnc:LoansTransferredToHeldForSaleFairValueDisclosure contextRef="c-692" decimals="-3" id="f-3347" unitRef="usd">0</hbnc:LoansTransferredToHeldForSaleFairValueDisclosure>
    <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock contextRef="c-1" id="f-3348">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:107%"&gt;The following table presents qualitative information about unobservable inputs used in recurring and nonrecurring Level 3 fair value measurements, other than goodwill, at December&#160;31, 2024 and 2023.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Valuation&lt;br/&gt;Technique&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unobservable&lt;br/&gt;Inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Range&lt;br/&gt;(Weighted&#160;Average)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,797&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral based measurement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Discount to reflect current market conditions and ultimate collectability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16.1%&#x2013;40.1% (36.6%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.361%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:8.695%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.104%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:25.800%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:18.350%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Valuation&lt;br/&gt;Technique&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Unobservable&lt;br/&gt;Inputs&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Range&lt;br/&gt;(Weighted&#160;Average)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral dependent loans&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,918&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:middle"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Collateral based measurement&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:middle"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Discount to reflect current market conditions and ultimate collectability&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:left;vertical-align:middle"&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;16.9%&#x2013;34.2% (21.5%)&lt;/span&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisValuationTechniquesTableTextBlock>
    <us-gaap:AssetsFairValueDisclosure contextRef="c-693" decimals="-3" id="f-3349" unitRef="usd">3797000</us-gaap:AssetsFairValueDisclosure>
    <hbnc:FairValueMeasurementsValuationTechnique contextRef="c-694" id="f-3350">Collateral based measurement</hbnc:FairValueMeasurementsValuationTechnique>
    <hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill contextRef="c-694" id="f-3351">Discount to reflect current market conditions and ultimate collectability</hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-695"
      decimals="INF"
      id="f-3352"
      unitRef="number">0.161</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-696"
      decimals="INF"
      id="f-3353"
      unitRef="number">0.401</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-697"
      decimals="INF"
      id="f-3354"
      unitRef="number">0.366</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <us-gaap:AssetsFairValueDisclosure contextRef="c-698" decimals="-3" id="f-3355" unitRef="usd">2918000</us-gaap:AssetsFairValueDisclosure>
    <hbnc:FairValueMeasurementsValuationTechnique contextRef="c-699" id="f-3356">Collateral based measurement</hbnc:FairValueMeasurementsValuationTechnique>
    <hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill contextRef="c-699" id="f-3357">Discount to reflect current market conditions and ultimate collectability</hbnc:FairValueMeasurementWithUnobservableInputsRecurringAndNonrecurringBasisExcludingGoodwill>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-700"
      decimals="INF"
      id="f-3358"
      unitRef="number">0.169</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-701"
      decimals="INF"
      id="f-3359"
      unitRef="number">0.342</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability
      contextRef="c-702"
      decimals="INF"
      id="f-3360"
      unitRef="number">0.215</hbnc:DiscountToReflectCurrentMarketConditionsAndUltimateCollectability>
    <us-gaap:FairValueDisclosuresTextBlock contextRef="c-1" id="f-3361">Fair Value of Financial Instruments&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The estimated fair value amounts of the Company&#x2019;s financial instruments were determined using available market information, current pricing information applicable to Horizon and various valuation methodologies. Where market quotations were not available, considerable management judgment was involved in the determination of estimated fair values. Therefore, the estimated fair value of financial instruments shown below may not be representative of the amounts at which they could be exchanged in a current or future transaction. Due to the inherent uncertainties of expected cash flows of financial instruments, the use of alternate valuation assumptions and methods could have a significant effect on the estimated fair value amounts.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following table does not include certain financial instruments that are recorded at fair value on a recurring basis, including some non-recurring financial instruments. See Note 22 for more details.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The estimated fair values of financial instruments, as shown below, are not intended to reflect the estimated liquidation or market value of Horizon taken as a whole. The disclosed fair value estimates are limited to Horizon&#x2019;s significant financial instruments at December&#160;31, 2024 and December&#160;31, 2023. These include financial instruments recognized as assets and liabilities on the consolidated balance sheet as well as certain off&#x2013;balance sheet financial instruments. The estimated fair values shown below do not include any valuation of assets and liabilities which are not financial instruments as defined by the FASB ASC fair value hierarchy.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following methods and assumptions were used to estimate the fair value of each class of financial instrument:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Cash and Cash Equivalents &#x2013;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; Cash and cash equivalents are composed of: cash and due from banks, interest-bearing deposits in banks, and federal funds sold. The carrying amounts approximate fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Interest-Earning Time Deposits &#x2013;&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt; The carrying amounts approximate fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Held-to-Maturity Securities &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; For debt securities held to maturity, fair values are based on quoted market prices or dealer quotes. For those securities where a quoted market price is not available, carrying amount is a reasonable estimate of fair value based upon comparison with similar securities.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Loans Held for Sale &#x2014; &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;For mortgage loans, the fair value is derived from third party pricing models, based on active quotes. For non-mortgage loans, the assets are carried at the lower of cost or fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Net Loans &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The fair value of net loans are estimated on an exit price basis incorporating discounts for credit, liquidity and marketability factors.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;FHLB Stock &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Fair value of FHLB stock is based on the price at which it may be resold to the FHLB&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Interest Payable &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The carrying amounts approximate fair value.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Deposits &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The fair value of demand deposits, savings accounts, interest bearing checking accounts and money market deposits is the amount payable on demand at the reporting date and are classified within Level 1. The fair value of fixed maturity certificates of deposit is estimated by discounting the future cash flows using rates currently offered for deposits of similar remaining maturity and are classified within Level 2.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Borrowings &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Rates currently available to Horizon for debt with similar terms and remaining maturities are used to estimate fair values of existing borrowings.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Subordinated Notes &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; The fair value of subordinated notes is based on discounted cash flows based on current borrowing rates for similar types of instruments.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Junior Subordinated Debentures to Capital Trusts &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;&#x2014; Rates currently available for debentures with similar terms and remaining maturities are used to estimate fair values of existing debentures.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span&gt;&lt;br/&gt;&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables present estimated fair values of the Company&#x2019;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and due from banks&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits in banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds sold&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest earning time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment securities, held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans held for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;67,597&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans, net&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,795,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,611,702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock in FHLB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,535,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,446,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,084,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,230,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,738&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,284&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;48,559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and due from banks&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;112,772&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;112,772&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits in banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;413,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;413,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds sold&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;526,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;526,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest earning time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment securities, held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans held for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans, net&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,367,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,072,568&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock in FHLB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,548,888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,369,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,171,452&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,353,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,347,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueDisclosuresTextBlock>
    <us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock contextRef="c-1" id="f-3362">&lt;div style="margin-top:12pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The following tables present estimated fair values of the Company&#x2019;s financial instruments and the level within the fair value hierarchy in which the fair value measurements fall.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:justify"&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2024&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and due from banks&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,300&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits in banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;201,131&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds sold&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;293,431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest earning time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;735&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment securities, held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,867,690&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,566,268&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans held for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;67,597&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;64,824&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,773&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans, net&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,795,060&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,611,702&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock in FHLB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,826&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,064,818&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,535,834&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,446,680&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,084,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,232,252&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,230,860&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,738&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,284&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;48,559&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;11,137&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:45.245%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.765%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.770%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="21" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31, 2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Carrying&lt;br/&gt;Amount&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Quoted Prices in&lt;br/&gt;Active Markets&lt;br/&gt;for Identical&lt;br/&gt;Assets&lt;br/&gt;(Level 1)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Other&lt;br/&gt;Observable&lt;br/&gt;Inputs&lt;br/&gt;(Level 2)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Significant&lt;br/&gt;Unobservable&lt;br/&gt;Inputs&lt;br/&gt;(Level 3)&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and due from banks&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;112,772&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;112,772&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest-bearing deposits in banks&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;413,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;413,528&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Federal funds sold&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;215&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;526,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;526,515&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest earning time deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,205&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment securities, held to maturity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,945,638&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,668,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans held for sale&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,418&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Loans, net&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,367,601&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,072,568&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock in FHLB&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,509&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Non&#x2013;interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,116,005&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest bearing deposits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,548,888&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,369,149&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,171,452&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,353,050&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,347,129&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,283&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;50,063&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest payable&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;22,249&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:FairValueAssetsAndLiabilitiesMeasuredOnRecurringAndNonrecurringBasisTableTextBlock>
    <us-gaap:CashAndDueFromBanks contextRef="c-703" decimals="-3" id="f-3363" unitRef="usd">92300000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-704" decimals="-3" id="f-3364" unitRef="usd">92300000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-705" decimals="-3" id="f-3365" unitRef="usd">0</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-706" decimals="-3" id="f-3366" unitRef="usd">0</us-gaap:CashAndDueFromBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-703" decimals="-3" id="f-3367" unitRef="usd">201131000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-704" decimals="-3" id="f-3368" unitRef="usd">201131000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-705" decimals="-3" id="f-3369" unitRef="usd">0</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-706" decimals="-3" id="f-3370" unitRef="usd">0</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:FederalFundsSold contextRef="c-703" decimals="-3" id="f-3371" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-704" decimals="-3" id="f-3372" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-705" decimals="-3" id="f-3373" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-706" decimals="-3" id="f-3374" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-703" decimals="-3" id="f-3375" unitRef="usd">293431000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-704" decimals="-3" id="f-3376" unitRef="usd">293431000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-705" decimals="-3" id="f-3377" unitRef="usd">0</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-706" decimals="-3" id="f-3378" unitRef="usd">0</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <hbnc:InterestBearingTimeDeposits contextRef="c-703" decimals="-3" id="f-3379" unitRef="usd">735000</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-704" decimals="-3" id="f-3380" unitRef="usd">0</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-705" decimals="-3" id="f-3381" unitRef="usd">735000</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-706" decimals="-3" id="f-3382" unitRef="usd">0</hbnc:InterestBearingTimeDeposits>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-703" decimals="-3" id="f-3383" unitRef="usd">1867690000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-704" decimals="-3" id="f-3384" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-705" decimals="-3" id="f-3385" unitRef="usd">1566268000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-706" decimals="-3" id="f-3386" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-703" decimals="-3" id="f-3387" unitRef="usd">67597000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-705" decimals="-3" id="f-3388" unitRef="usd">64824000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-706" decimals="-3" id="f-3389" unitRef="usd">2773000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-703" decimals="-3" id="f-3390" unitRef="usd">4795060000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-704" decimals="-3" id="f-3391" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-705" decimals="-3" id="f-3392" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-706" decimals="-3" id="f-3393" unitRef="usd">4611702000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-703" decimals="-3" id="f-3394" unitRef="usd">53826000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-704" decimals="-3" id="f-3395" unitRef="usd">0</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-705" decimals="-3" id="f-3396" unitRef="usd">53826000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-706" decimals="-3" id="f-3397" unitRef="usd">0</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-703" decimals="-3" id="f-3398" unitRef="usd">1064818000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-704" decimals="-3" id="f-3399" unitRef="usd">1064818000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-705" decimals="-3" id="f-3400" unitRef="usd">0</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-706" decimals="-3" id="f-3401" unitRef="usd">0</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-703" decimals="-3" id="f-3402" unitRef="usd">4535834000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-704" decimals="-3" id="f-3403" unitRef="usd">3446680000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-705" decimals="-3" id="f-3404" unitRef="usd">1084986000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-706" decimals="-3" id="f-3405" unitRef="usd">0</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-703" decimals="-3" id="f-3406" unitRef="usd">1232252000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-704" decimals="-3" id="f-3407" unitRef="usd">0</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-705" decimals="-3" id="f-3408" unitRef="usd">1230860000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-706" decimals="-3" id="f-3409" unitRef="usd">0</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:SubordinatedDebt contextRef="c-703" decimals="-3" id="f-3410" unitRef="usd">55738000</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-704" decimals="-3" id="f-3411" unitRef="usd">0</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-705" decimals="-3" id="f-3412" unitRef="usd">55284000</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-706" decimals="-3" id="f-3413" unitRef="usd">0</us-gaap:SubordinatedDebt>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-703" decimals="-3" id="f-3414" unitRef="usd">57477000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-704" decimals="-3" id="f-3415" unitRef="usd">0</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-705" decimals="-3" id="f-3416" unitRef="usd">48559000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-706" decimals="-3" id="f-3417" unitRef="usd">0</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-703" decimals="-3" id="f-3418" unitRef="usd">11137000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-704" decimals="-3" id="f-3419" unitRef="usd">0</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-705" decimals="-3" id="f-3420" unitRef="usd">11137000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-706" decimals="-3" id="f-3421" unitRef="usd">0</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:CashAndDueFromBanks contextRef="c-707" decimals="-3" id="f-3422" unitRef="usd">112772000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-708" decimals="-3" id="f-3423" unitRef="usd">112772000</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-709" decimals="-3" id="f-3424" unitRef="usd">0</us-gaap:CashAndDueFromBanks>
    <us-gaap:CashAndDueFromBanks contextRef="c-710" decimals="-3" id="f-3425" unitRef="usd">0</us-gaap:CashAndDueFromBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-707" decimals="-3" id="f-3426" unitRef="usd">413528000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-708" decimals="-3" id="f-3427" unitRef="usd">413528000</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-709" decimals="-3" id="f-3428" unitRef="usd">0</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:InterestBearingDepositsInBanks contextRef="c-710" decimals="-3" id="f-3429" unitRef="usd">0</us-gaap:InterestBearingDepositsInBanks>
    <us-gaap:FederalFundsSold contextRef="c-707" decimals="-3" id="f-3430" unitRef="usd">215000</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-708" decimals="-3" id="f-3431" unitRef="usd">215000</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-709" decimals="-3" id="f-3432" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:FederalFundsSold contextRef="c-710" decimals="-3" id="f-3433" unitRef="usd">0</us-gaap:FederalFundsSold>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-707" decimals="-3" id="f-3434" unitRef="usd">526515000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-708" decimals="-3" id="f-3435" unitRef="usd">526515000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-709" decimals="-3" id="f-3436" unitRef="usd">0</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-710" decimals="-3" id="f-3437" unitRef="usd">0</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <hbnc:InterestBearingTimeDeposits contextRef="c-707" decimals="-3" id="f-3438" unitRef="usd">2205000</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-708" decimals="-3" id="f-3439" unitRef="usd">0</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-709" decimals="-3" id="f-3440" unitRef="usd">2190000</hbnc:InterestBearingTimeDeposits>
    <hbnc:InterestBearingTimeDeposits contextRef="c-710" decimals="-3" id="f-3441" unitRef="usd">0</hbnc:InterestBearingTimeDeposits>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-707" decimals="-3" id="f-3442" unitRef="usd">1945638000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-708" decimals="-3" id="f-3443" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-709" decimals="-3" id="f-3444" unitRef="usd">1668601000</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss contextRef="c-710" decimals="-3" id="f-3445" unitRef="usd">0</us-gaap:DebtSecuritiesHeldToMaturityExcludingAccruedInterestBeforeAllowanceForCreditLoss>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-707" decimals="-3" id="f-3446" unitRef="usd">1418000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-708" decimals="-3" id="f-3447" unitRef="usd">0</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-709" decimals="-3" id="f-3448" unitRef="usd">0</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup contextRef="c-710" decimals="-3" id="f-3449" unitRef="usd">1418000</us-gaap:LoansReceivableHeldForSaleNetNotPartOfDisposalGroup>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-707" decimals="-3" id="f-3450" unitRef="usd">4367601000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-708" decimals="-3" id="f-3451" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-709" decimals="-3" id="f-3452" unitRef="usd">0</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss contextRef="c-710" decimals="-3" id="f-3453" unitRef="usd">4072568000</us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-707" decimals="-3" id="f-3454" unitRef="usd">34509000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-708" decimals="-3" id="f-3455" unitRef="usd">0</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-709" decimals="-3" id="f-3456" unitRef="usd">34509000</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:FederalHomeLoanBankStock contextRef="c-710" decimals="-3" id="f-3457" unitRef="usd">0</us-gaap:FederalHomeLoanBankStock>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-707" decimals="-3" id="f-3458" unitRef="usd">1116005000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-708" decimals="-3" id="f-3459" unitRef="usd">1116005000</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-709" decimals="-3" id="f-3460" unitRef="usd">0</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:NoninterestBearingDepositLiabilities contextRef="c-710" decimals="-3" id="f-3461" unitRef="usd">0</us-gaap:NoninterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-707" decimals="-3" id="f-3462" unitRef="usd">4548888000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-708" decimals="-3" id="f-3463" unitRef="usd">3369149000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-709" decimals="-3" id="f-3464" unitRef="usd">1171452000</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:InterestBearingDepositLiabilities contextRef="c-710" decimals="-3" id="f-3465" unitRef="usd">0</us-gaap:InterestBearingDepositLiabilities>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-707" decimals="-3" id="f-3466" unitRef="usd">1353050000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-708" decimals="-3" id="f-3467" unitRef="usd">0</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-709" decimals="-3" id="f-3468" unitRef="usd">1347129000</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:DebtLongtermAndShorttermCombinedAmount contextRef="c-710" decimals="-3" id="f-3469" unitRef="usd">0</us-gaap:DebtLongtermAndShorttermCombinedAmount>
    <us-gaap:SubordinatedDebt contextRef="c-707" decimals="-3" id="f-3470" unitRef="usd">55543000</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-708" decimals="-3" id="f-3471" unitRef="usd">0</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-709" decimals="-3" id="f-3472" unitRef="usd">53283000</us-gaap:SubordinatedDebt>
    <us-gaap:SubordinatedDebt contextRef="c-710" decimals="-3" id="f-3473" unitRef="usd">0</us-gaap:SubordinatedDebt>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-707" decimals="-3" id="f-3474" unitRef="usd">57258000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-708" decimals="-3" id="f-3475" unitRef="usd">0</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-709" decimals="-3" id="f-3476" unitRef="usd">50063000</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust contextRef="c-710" decimals="-3" id="f-3477" unitRef="usd">0</us-gaap:JuniorSubordinatedDebentureOwedToUnconsolidatedSubsidiaryTrust>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-707" decimals="-3" id="f-3478" unitRef="usd">22249000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-708" decimals="-3" id="f-3479" unitRef="usd">0</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-709" decimals="-3" id="f-3480" unitRef="usd">22249000</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:InterestPayableCurrentAndNoncurrent contextRef="c-710" decimals="-3" id="f-3481" unitRef="usd">0</us-gaap:InterestPayableCurrentAndNoncurrent>
    <us-gaap:LegalMattersAndContingenciesTextBlock contextRef="c-1" id="f-3482">General Litigation&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As of April 20, 2023, a putative class action lawsuit entitled Chad Key, et al. v. Horizon Bancorp, Inc., et al., Case No. 1:23-cv-02961 (&#x201c;Securities Action&#x201d;) was filed against the Company and two of its officers in the U.S. District Court for the Eastern District of New York. The Securities Action asserts claims under &#xa7;&#xa7; 10(b) and 20(a) of the Securities Exchange Act of 1934 alleging, among other things, the Company made materially false and misleading statements and failed to disclose material adverse facts which allegedly resulted in harm to a putative class of purchasers of our securities from March 9, 2022 and March 10, 2023. &lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As of (1) August 28, 2023, a lawsuit related to the Securities Action was filed by Sally Hundley, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors and (2) August 31, 2023, a lawsuit also related to the Securities Action was filed by Aziz Chowdhury, derivatively on behalf of the Company, against the Company, as nominal defendant, and 2 of the Company's officers and 10 of its directors (the &#x201c;Derivatives Actions&#x201d;) in the U.S. District Court for the Eastern District of New York. The Derivative Actions allege, among other things, breach of the officers and directors' fiduciary duties. The Derivative Actions have been consolidated and stayed pending resolution of any motion to dismiss in the Securities Action.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Based on our initial review of these actions, management believes that the Company has strong defenses to the claims and intends to vigorously defend against them. As of December 31, 2024, no liabilities related to the above matters were recorded because we have concluded such liabilities are not probable and the amounts of such liabilities are not reasonably estimable.&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;In addition to the matters described above, from time to time, Horizon and its subsidiaries are involved in various legal proceedings incidental to the conduct of their business. Management does not expect that the outcome of any such proceedings will have a material adverse effect on our consolidated financial position or results of operations.&lt;/span&gt;&lt;/div&gt;</us-gaap:LegalMattersAndContingenciesTextBlock>
    <us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock contextRef="c-1" id="f-3483">Condensed Financial Information (Parent Company Only)&lt;div style="margin-top:6pt;text-align:justify"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Presented below is condensed financial information as to financial position, results of operations and cash flows of Horizon Bancorp, Inc.:&lt;/span&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Balance Sheets&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment in subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;803,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;765,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,806&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total assets&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;900,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;852,056&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,738&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Stockholders&#x2019; Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;763,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,812&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total liabilities and stockholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;900,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;852,056&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:0 1pt 0 13pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Operating Income (Expense)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividend income from subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;38,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(7,906)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,226)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,258)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Salaries and employee benefits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,351)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,502)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,551)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(434)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(370)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(411)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income Before Undistributed Income (Dividends in Excess) of Subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,575&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Undistributed income (dividends in excess) of subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(17,838)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;66,473&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income Before Tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,624&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax benefit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Income Available to Common Shareholders&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Comprehensive Income (Loss)&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other Comprehensive Income (Loss)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in fair value of derivative instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in fair value of derivative instruments for the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(523)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification adjustment for swap termination gain realized in income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,453)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;415&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,186)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Changes from derivative instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in securities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain (loss) for the period on available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(120)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(147,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification of gain (loss) from available for sale securities to held to maturity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(794)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortization (accretion) from transfer of securities from available for sale to held to maturity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(657)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(691)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification adjustment for securities (gains) losses realized in income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39,140&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,055)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(10,939)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,369&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gains (losses) on securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;41,150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(118,006)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other Comprehensive Income (Loss), Net of Tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39,589&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(113,543)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Comprehensive Income (Loss)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;65,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;67,570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(20,135)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Cash Flows&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Operating Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Items not requiring (providing) cash&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividends in excess (equity in undistributed net income) of subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,198)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(66,473)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Share based compensation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,621)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(284)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(413)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash provided by operating activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;56,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Investing Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Capital contribution to subsidiary&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other investing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,829&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,762&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash provided by investing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,829&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,762&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Financing Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other change in borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase of outstanding stock&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividends paid on common shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,328)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,311)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(27,765)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net settlement of share awards&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,371)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,221)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,824)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock option exercises&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repayment of subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,132)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash used in financing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(25,553)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(32,286)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(29,056)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Change in Cash and Cash Equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cash and Cash Equivalents at Beginning of Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54,097&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cash and Cash Equivalents at End of Year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54,097&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</us-gaap:CondensedFinancialInformationOfParentCompanyOnlyDisclosureTextBlock>
    <srt:ScheduleOfCondensedBalanceSheetTableTextBlock contextRef="c-1" id="f-3484">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Balance Sheets&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:66.882%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.543%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:14.545%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;December 31&lt;br/&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total cash and cash equivalents&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Investment in subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;803,799&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;765,299&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;9,806&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,008&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total assets&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;900,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;852,056&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:3pt double #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,738&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Junior subordinated debentures issued to capital trusts&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,477&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;57,258&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;23,748&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20,443&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Stockholders&#x2019; Equity&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;763,580&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;718,812&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Total liabilities and stockholders&#x2019; equity&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;900,543&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;852,056&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr style="height:15pt"&gt;&lt;td colspan="12" style="background-color:#ffffff;padding:0 1pt 0 13pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</srt:ScheduleOfCondensedBalanceSheetTableTextBlock>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-711" decimals="-3" id="f-3485" unitRef="usd">86938000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <us-gaap:CashAndCashEquivalentsAtCarryingValue contextRef="c-712" decimals="-3" id="f-3486" unitRef="usd">79749000</us-gaap:CashAndCashEquivalentsAtCarryingValue>
    <hbnc:InvestmentInBank contextRef="c-711" decimals="-3" id="f-3487" unitRef="usd">803799000</hbnc:InvestmentInBank>
    <hbnc:InvestmentInBank contextRef="c-712" decimals="-3" id="f-3488" unitRef="usd">765299000</hbnc:InvestmentInBank>
    <us-gaap:OtherAssets contextRef="c-711" decimals="-3" id="f-3489" unitRef="usd">9806000</us-gaap:OtherAssets>
    <us-gaap:OtherAssets contextRef="c-712" decimals="-3" id="f-3490" unitRef="usd">7008000</us-gaap:OtherAssets>
    <us-gaap:Assets contextRef="c-711" decimals="-3" id="f-3491" unitRef="usd">900543000</us-gaap:Assets>
    <us-gaap:Assets contextRef="c-712" decimals="-3" id="f-3492" unitRef="usd">852056000</us-gaap:Assets>
    <hbnc:SubordinatedDebentures contextRef="c-711" decimals="-3" id="f-3493" unitRef="usd">55738000</hbnc:SubordinatedDebentures>
    <hbnc:SubordinatedDebentures contextRef="c-712" decimals="-3" id="f-3494" unitRef="usd">55543000</hbnc:SubordinatedDebentures>
    <hbnc:JuniorSubordinatedDebentures contextRef="c-711" decimals="-3" id="f-3495" unitRef="usd">57477000</hbnc:JuniorSubordinatedDebentures>
    <hbnc:JuniorSubordinatedDebentures contextRef="c-712" decimals="-3" id="f-3496" unitRef="usd">57258000</hbnc:JuniorSubordinatedDebentures>
    <us-gaap:OtherLiabilities contextRef="c-711" decimals="-3" id="f-3497" unitRef="usd">23748000</us-gaap:OtherLiabilities>
    <us-gaap:OtherLiabilities contextRef="c-712" decimals="-3" id="f-3498" unitRef="usd">20443000</us-gaap:OtherLiabilities>
    <us-gaap:StockholdersEquity contextRef="c-711" decimals="-3" id="f-3499" unitRef="usd">763580000</us-gaap:StockholdersEquity>
    <us-gaap:StockholdersEquity contextRef="c-712" decimals="-3" id="f-3500" unitRef="usd">718812000</us-gaap:StockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="c-711" decimals="-3" id="f-3501" unitRef="usd">900543000</us-gaap:LiabilitiesAndStockholdersEquity>
    <us-gaap:LiabilitiesAndStockholdersEquity contextRef="c-712" decimals="-3" id="f-3502" unitRef="usd">852056000</us-gaap:LiabilitiesAndStockholdersEquity>
    <srt:ScheduleOfCondensedIncomeStatementTableTextBlock contextRef="c-1" id="f-3503">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Income&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Operating Income (Expense)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividend income from subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;38,000&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;55,500&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;34,750&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Interest expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(7,906)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,226)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(6,258)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;117&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;431&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;45&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Salaries and employee benefits&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(5,351)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,502)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(2,551)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other expense&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(434)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(370)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(411)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income Before Undistributed Income (Dividends in Excess) of Subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;24,426&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;43,833&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,575&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Undistributed income (dividends in excess) of subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;8,198&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(17,838)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;66,473&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Income Before Tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,624&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,995&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;92,048&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax benefit&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,805&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,986&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,360&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Income Available to Common Shareholders&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</srt:ScheduleOfCondensedIncomeStatementTableTextBlock>
    <us-gaap:DividendIncomeOperating contextRef="c-713" decimals="-3" id="f-3504" unitRef="usd">38000000</us-gaap:DividendIncomeOperating>
    <us-gaap:DividendIncomeOperating contextRef="c-714" decimals="-3" id="f-3505" unitRef="usd">55500000</us-gaap:DividendIncomeOperating>
    <us-gaap:DividendIncomeOperating contextRef="c-715" decimals="-3" id="f-3506" unitRef="usd">34750000</us-gaap:DividendIncomeOperating>
    <us-gaap:InterestExpense contextRef="c-713" decimals="-3" id="f-3507" unitRef="usd">7906000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="c-714" decimals="-3" id="f-3508" unitRef="usd">8226000</us-gaap:InterestExpense>
    <us-gaap:InterestExpense contextRef="c-715" decimals="-3" id="f-3509" unitRef="usd">6258000</us-gaap:InterestExpense>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-713" decimals="-3" id="f-3510" unitRef="usd">117000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-714" decimals="-3" id="f-3511" unitRef="usd">431000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <hbnc:NoninterestIncomeOtherOperatingIncomeExpense contextRef="c-715" decimals="-3" id="f-3512" unitRef="usd">45000</hbnc:NoninterestIncomeOtherOperatingIncomeExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="c-713" decimals="-3" id="f-3513" unitRef="usd">5351000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="c-714" decimals="-3" id="f-3514" unitRef="usd">3502000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:LaborAndRelatedExpense contextRef="c-715" decimals="-3" id="f-3515" unitRef="usd">2551000</us-gaap:LaborAndRelatedExpense>
    <us-gaap:OtherOperatingIncomeExpenseNet contextRef="c-713" decimals="-3" id="f-3516" unitRef="usd">-434000</us-gaap:OtherOperatingIncomeExpenseNet>
    <us-gaap:OtherOperatingIncomeExpenseNet contextRef="c-714" decimals="-3" id="f-3517" unitRef="usd">-370000</us-gaap:OtherOperatingIncomeExpenseNet>
    <us-gaap:OtherOperatingIncomeExpenseNet contextRef="c-715" decimals="-3" id="f-3518" unitRef="usd">-411000</us-gaap:OtherOperatingIncomeExpenseNet>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="c-713" decimals="-3" id="f-3519" unitRef="usd">24426000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="c-714" decimals="-3" id="f-3520" unitRef="usd">43833000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments contextRef="c-715" decimals="-3" id="f-3521" unitRef="usd">25575000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesMinorityInterestAndIncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-713" decimals="-3" id="f-3522" unitRef="usd">8198000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-714" decimals="-3" id="f-3523" unitRef="usd">-17838000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-715" decimals="-3" id="f-3524" unitRef="usd">66473000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-713" decimals="-3" id="f-3525" unitRef="usd">32624000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-714" decimals="-3" id="f-3526" unitRef="usd">25995000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest contextRef="c-715" decimals="-3" id="f-3527" unitRef="usd">92048000</us-gaap:IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-713" decimals="-3" id="f-3528" unitRef="usd">-2805000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-714" decimals="-3" id="f-3529" unitRef="usd">-1986000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:IncomeTaxExpenseBenefit contextRef="c-715" decimals="-3" id="f-3530" unitRef="usd">-1360000</us-gaap:IncomeTaxExpenseBenefit>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-713" decimals="-3" id="f-3531" unitRef="usd">35429000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-714" decimals="-3" id="f-3532" unitRef="usd">27981000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic contextRef="c-715" decimals="-3" id="f-3533" unitRef="usd">93408000</us-gaap:NetIncomeLossAvailableToCommonStockholdersBasic>
    <srt:CondensedStatementOfComprehensiveIncomeTableTextBlock contextRef="c-1" id="f-3534">&lt;div style="text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Comprehensive Income (Loss)&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1.5pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other Comprehensive Income (Loss)&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in fair value of derivative instruments:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in fair value of derivative instruments for the period&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(523)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;5,649&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification adjustment for swap termination gain realized in income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,453)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;415&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,186)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Changes from derivative instruments&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,561)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,463&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in securities:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gain (loss) for the period on available for sale securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(120)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;20,728&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(147,345)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification of gain (loss) from available for sale securities to held to maturity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(794)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Amortization (accretion) from transfer of securities from available for sale to held to maturity securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(657)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(691)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,236)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Reclassification adjustment for securities (gains) losses realized in income&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39,140&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;32,052&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Income tax effect&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,055)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(10,939)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;31,369&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Unrealized gains (losses) on securities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;41,150&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(118,006)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Other Comprehensive Income (Loss), Net of Tax&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,308&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;39,589&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(113,543)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Comprehensive Income (Loss)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;65,737&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;67,570&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(20,135)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-bottom:3pt double #000000;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</srt:CondensedStatementOfComprehensiveIncomeTableTextBlock>
    <us-gaap:NetIncomeLoss contextRef="c-713" decimals="-3" id="f-3535" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-714" decimals="-3" id="f-3536" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-715" decimals="-3" id="f-3537" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-713" decimals="-3" id="f-3538" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-714" decimals="-3" id="f-3539" unitRef="usd">-523000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax contextRef="c-715" decimals="-3" id="f-3540" unitRef="usd">5649000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossBeforeReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-713" decimals="-3" id="f-3541" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-714" decimals="-3" id="f-3542" unitRef="usd">1453000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax contextRef="c-715" decimals="-3" id="f-3543" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossReclassificationBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-713" decimals="-3" id="f-3544" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-714" decimals="-3" id="f-3545" unitRef="usd">-415000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax contextRef="c-715" decimals="-3" id="f-3546" unitRef="usd">1186000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-713" decimals="-3" id="f-3547" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-714" decimals="-3" id="f-3548" unitRef="usd">-1561000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax contextRef="c-715" decimals="-3" id="f-3549" unitRef="usd">4463000</us-gaap:OtherComprehensiveIncomeLossCashFlowHedgeGainLossAfterReclassificationAndTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-713" decimals="-3" id="f-3550" unitRef="usd">-120000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-714" decimals="-3" id="f-3551" unitRef="usd">20728000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax contextRef="c-715" decimals="-3" id="f-3552" unitRef="usd">-147345000</us-gaap:OtherComprehensiveIncomeUnrealizedHoldingGainLossOnSecuritiesArisingDuringPeriodBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-713" decimals="-3" id="f-3553" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-714" decimals="-3" id="f-3554" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax contextRef="c-715" decimals="-3" id="f-3555" unitRef="usd">-794000</us-gaap:OtherComprehensiveIncomeReclassificationAdjustmentForHeldToMaturityTransferredToAvailableForSaleSecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-713" decimals="-3" id="f-3556" unitRef="usd">-657000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-714" decimals="-3" id="f-3557" unitRef="usd">-691000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax contextRef="c-715" decimals="-3" id="f-3558" unitRef="usd">-1236000</hbnc:OtherComprehensiveIncomeReclassificationAdjustmentsForAvailableForSaleTransferredToHeldToMaturitySecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-713" decimals="-3" id="f-3559" unitRef="usd">-39140000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-714" decimals="-3" id="f-3560" unitRef="usd">-32052000</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax contextRef="c-715" decimals="-3" id="f-3561" unitRef="usd">0</us-gaap:OtherComprehensiveIncomeLossReclassificationAdjustmentFromAOCIForSaleOfSecuritiesBeforeTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-713" decimals="-3" id="f-3562" unitRef="usd">8055000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-714" decimals="-3" id="f-3563" unitRef="usd">10939000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax contextRef="c-715" decimals="-3" id="f-3564" unitRef="usd">-31369000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-713" decimals="-3" id="f-3565" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-714" decimals="-3" id="f-3566" unitRef="usd">41150000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax contextRef="c-715" decimals="-3" id="f-3567" unitRef="usd">-118006000</us-gaap:OtherComprehensiveIncomeLossAvailableForSaleSecuritiesAdjustmentNetOfTax>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-713" decimals="-3" id="f-3568" unitRef="usd">30308000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-714" decimals="-3" id="f-3569" unitRef="usd">39589000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent contextRef="c-715" decimals="-3" id="f-3570" unitRef="usd">-113543000</us-gaap:OtherComprehensiveIncomeLossNetOfTaxPortionAttributableToParent>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-713" decimals="-3" id="f-3571" unitRef="usd">65737000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-714" decimals="-3" id="f-3572" unitRef="usd">67570000</us-gaap:ComprehensiveIncomeNetOfTax>
    <us-gaap:ComprehensiveIncomeNetOfTax contextRef="c-715" decimals="-3" id="f-3573" unitRef="usd">-20135000</us-gaap:ComprehensiveIncomeNetOfTax>
    <srt:ScheduleOfCondensedCashFlowStatementTableTextBlock contextRef="c-1" id="f-3574">&lt;div style="margin-bottom:6pt;margin-top:12pt;text-align:center"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:700;line-height:120%"&gt;Condensed Statements of Cash Flows&lt;/span&gt;&lt;table style="border-collapse:collapse;display:inline-table;margin-bottom:5pt;vertical-align:text-bottom;width:100.000%"&gt;&lt;tr&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:60.157%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.326%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:0.530%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;td style="width:1.0%"&gt;&lt;/td&gt;&lt;td style="width:11.331%"&gt;&lt;/td&gt;&lt;td style="width:0.1%"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="15" style="padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Years Ended December 31&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2024&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2023&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="border-top:1.5pt solid #000;padding:2px 1pt;text-align:center;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;2022&lt;/span&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Operating Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;border-top:1.5pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net income&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;35,429&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;27,981&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;93,408&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 13pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Items not requiring (providing) cash&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividends in excess (equity in undistributed net income) of subsidiaries&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(8,198)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;17,838&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(66,473)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 19pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Change in:&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Share based compensation&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,586&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;2,475&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other assets&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(4,621)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,184&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(284)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 25pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other liabilities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;3,717&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(413)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;120&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash provided by operating activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;30,913&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;56,176&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;29,246&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Investing Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Capital contribution to subsidiary&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other investing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,829&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,762&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 31pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash provided by investing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,829&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;1,762&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Financing Activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;border-top:1pt solid #000;padding:0 1pt"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other change in borrowings&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;378&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;388&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repurchase of outstanding stock&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Dividends paid on common shares&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,328)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(28,311)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(27,765)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net settlement of share awards&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,371)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,221)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(1,824)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Other&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;4,146&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Stock option exercises&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;145&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;td colspan="3" style="display:none"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt 2px 7.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Repayment of subordinated notes&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(3,132)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;&#x2014;&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt 2px 31.75pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;Net cash used in financing activities&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(25,553)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(32,286)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;(29,056)&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Net Change in Cash and Cash Equivalents&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;7,189&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;25,652&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;190&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-top:1pt solid #000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cash and Cash Equivalents at Beginning of Year&lt;/span&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54,097&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#ffffff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td colspan="2" style="background-color:#ffffff;padding:2px 0 2px 1pt;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;53,907&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#ffffff;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;tr&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:2px 1pt;text-align:left;vertical-align:top"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:700;line-height:100%"&gt;Cash and Cash Equivalents at End of Year&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;86,938&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;79,749&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;td colspan="3" style="background-color:#cceeff;padding:0 1pt"&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0 2px 1pt;text-align:left;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;$&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 0;text-align:right;vertical-align:bottom"&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:9pt;font-weight:400;line-height:100%"&gt;54,097&#160;&lt;/span&gt;&lt;/td&gt;&lt;td style="background-color:#cceeff;border-bottom:3pt double #000000;border-top:1pt solid #000000;padding:2px 1pt 2px 0;text-align:right;vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;/div&gt;</srt:ScheduleOfCondensedCashFlowStatementTableTextBlock>
    <us-gaap:NetIncomeLoss contextRef="c-713" decimals="-3" id="f-3575" unitRef="usd">35429000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-714" decimals="-3" id="f-3576" unitRef="usd">27981000</us-gaap:NetIncomeLoss>
    <us-gaap:NetIncomeLoss contextRef="c-715" decimals="-3" id="f-3577" unitRef="usd">93408000</us-gaap:NetIncomeLoss>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-713" decimals="-3" id="f-3578" unitRef="usd">8198000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-714" decimals="-3" id="f-3579" unitRef="usd">-17838000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:IncomeLossFromEquityMethodInvestments contextRef="c-715" decimals="-3" id="f-3580" unitRef="usd">66473000</us-gaap:IncomeLossFromEquityMethodInvestments>
    <us-gaap:ShareBasedCompensation contextRef="c-713" decimals="-3" id="f-3581" unitRef="usd">4586000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="c-714" decimals="-3" id="f-3582" unitRef="usd">3586000</us-gaap:ShareBasedCompensation>
    <us-gaap:ShareBasedCompensation contextRef="c-715" decimals="-3" id="f-3583" unitRef="usd">2475000</us-gaap:ShareBasedCompensation>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-713" decimals="-3" id="f-3584" unitRef="usd">4621000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-714" decimals="-3" id="f-3585" unitRef="usd">-7184000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingAssets contextRef="c-715" decimals="-3" id="f-3586" unitRef="usd">284000</us-gaap:IncreaseDecreaseInOtherOperatingAssets>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-713" decimals="-3" id="f-3587" unitRef="usd">3717000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-714" decimals="-3" id="f-3588" unitRef="usd">-413000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:IncreaseDecreaseInOtherOperatingLiabilities contextRef="c-715" decimals="-3" id="f-3589" unitRef="usd">120000</us-gaap:IncreaseDecreaseInOtherOperatingLiabilities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-713" decimals="-3" id="f-3590" unitRef="usd">30913000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-714" decimals="-3" id="f-3591" unitRef="usd">56176000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <us-gaap:NetCashProvidedByUsedInOperatingActivities contextRef="c-715" decimals="-3" id="f-3592" unitRef="usd">29246000</us-gaap:NetCashProvidedByUsedInOperatingActivities>
    <hbnc:PaymentsForContributedCapital contextRef="c-713" decimals="-3" id="f-3593" unitRef="usd">0</hbnc:PaymentsForContributedCapital>
    <hbnc:PaymentsForContributedCapital contextRef="c-714" decimals="-3" id="f-3594" unitRef="usd">0</hbnc:PaymentsForContributedCapital>
    <hbnc:PaymentsForContributedCapital contextRef="c-715" decimals="-3" id="f-3595" unitRef="usd">0</hbnc:PaymentsForContributedCapital>
    <us-gaap:PaymentsForProceedsFromOtherInvestingActivities contextRef="c-713" decimals="-3" id="f-3596" unitRef="usd">-1829000</us-gaap:PaymentsForProceedsFromOtherInvestingActivities>
    <us-gaap:PaymentsForProceedsFromOtherInvestingActivities contextRef="c-714" decimals="-3" id="f-3597" unitRef="usd">-1762000</us-gaap:PaymentsForProceedsFromOtherInvestingActivities>
    <us-gaap:PaymentsForProceedsFromOtherInvestingActivities contextRef="c-715" decimals="-3" id="f-3598" unitRef="usd">0</us-gaap:PaymentsForProceedsFromOtherInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-713" decimals="-3" id="f-3599" unitRef="usd">1829000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-714" decimals="-3" id="f-3600" unitRef="usd">1762000</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <us-gaap:NetCashProvidedByUsedInInvestingActivities contextRef="c-715" decimals="-3" id="f-3601" unitRef="usd">0</us-gaap:NetCashProvidedByUsedInInvestingActivities>
    <hbnc:IncreaseDecreaseInBorrowings contextRef="c-713" decimals="-3" id="f-3602" unitRef="usd">0</hbnc:IncreaseDecreaseInBorrowings>
    <hbnc:IncreaseDecreaseInBorrowings contextRef="c-714" decimals="-3" id="f-3603" unitRef="usd">-378000</hbnc:IncreaseDecreaseInBorrowings>
    <hbnc:IncreaseDecreaseInBorrowings contextRef="c-715" decimals="-3" id="f-3604" unitRef="usd">-388000</hbnc:IncreaseDecreaseInBorrowings>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-713" decimals="-3" id="f-3605" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-714" decimals="-3" id="f-3606" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsForRepurchaseOfCommonStock contextRef="c-715" decimals="-3" id="f-3607" unitRef="usd">0</us-gaap:PaymentsForRepurchaseOfCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-713" decimals="-3" id="f-3608" unitRef="usd">28328000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-714" decimals="-3" id="f-3609" unitRef="usd">28311000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsOfDividendsCommonStock contextRef="c-715" decimals="-3" id="f-3610" unitRef="usd">27765000</us-gaap:PaymentsOfDividendsCommonStock>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-713" decimals="-3" id="f-3611" unitRef="usd">1371000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-714" decimals="-3" id="f-3612" unitRef="usd">1221000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation contextRef="c-715" decimals="-3" id="f-3613" unitRef="usd">1824000</us-gaap:PaymentsRelatedToTaxWithholdingForShareBasedCompensation>
    <us-gaap:ProceedsFromPaymentsForOtherFinancingActivities contextRef="c-713" decimals="-3" id="f-3614" unitRef="usd">4146000</us-gaap:ProceedsFromPaymentsForOtherFinancingActivities>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-713" decimals="-3" id="f-3615" unitRef="usd">0</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-714" decimals="-3" id="f-3616" unitRef="usd">0</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:ProceedsFromStockOptionsExercised contextRef="c-715" decimals="-3" id="f-3617" unitRef="usd">145000</us-gaap:ProceedsFromStockOptionsExercised>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-713" decimals="-3" id="f-3618" unitRef="usd">0</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-714" decimals="-3" id="f-3619" unitRef="usd">3132000</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:RepaymentsOfSubordinatedDebt contextRef="c-715" decimals="-3" id="f-3620" unitRef="usd">0</us-gaap:RepaymentsOfSubordinatedDebt>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-713" decimals="-3" id="f-3621" unitRef="usd">-25553000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-714" decimals="-3" id="f-3622" unitRef="usd">-32286000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:NetCashProvidedByUsedInFinancingActivities contextRef="c-715" decimals="-3" id="f-3623" unitRef="usd">-29056000</us-gaap:NetCashProvidedByUsedInFinancingActivities>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-713" decimals="-3" id="f-3624" unitRef="usd">7189000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-714" decimals="-3" id="f-3625" unitRef="usd">25652000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect contextRef="c-715" decimals="-3" id="f-3626" unitRef="usd">190000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalentsPeriodIncreaseDecreaseIncludingExchangeRateEffect>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-712" decimals="-3" id="f-3627" unitRef="usd">79749000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-716" decimals="-3" id="f-3628" unitRef="usd">54097000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-717" decimals="-3" id="f-3629" unitRef="usd">53907000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-711" decimals="-3" id="f-3630" unitRef="usd">86938000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-712" decimals="-3" id="f-3631" unitRef="usd">79749000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents contextRef="c-716" decimals="-3" id="f-3632" unitRef="usd">54097000</us-gaap:CashCashEquivalentsRestrictedCashAndRestrictedCashEquivalents>
    <us-gaap:SegmentReportingDisclosureTextBlock contextRef="c-1" id="f-3633">Segment Reporting&lt;div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;Horizon Bancorp has one reportable segment. Business activities are managed on a consolidated basis and revenues are derived primarily through commercial banking, offering retail banking and private wealth management from North America. Horizon Bancorp&#x2019;s chief operating decision maker (&#x201c;CODM&#x201d;) is the Chief Executive Officer. The CODM  assesses performance and allocates resources based on consolidated net income, as reported on the &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;Consolidated Statement of Income&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, and the same accounting policies are applied as described in the Note 1 - Nature of Operations and Su&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-style:italic;font-weight:400;line-height:120%"&gt;mmary of Significant Accounting Policies&lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;. &lt;/span&gt;&lt;/div&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;The CODM uses net income to evaluate income generated from segment assets in deciding whether to reinvest &lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;profits into the business or distribute dividends to shareholders.&lt;/span&gt; The CODM also uses net income in competitive analysis by benchmarking against Horizon Bancorp&#x2019;s competitors. The competitive analysis, along with the monitoring of budgeted versus actual results, is used in assessing performance of the segment and in establishing management&#x2019;s compensation.</us-gaap:SegmentReportingDisclosureTextBlock>
    <us-gaap:NumberOfReportableSegments
      contextRef="c-1"
      decimals="INF"
      id="f-3634"
      unitRef="reportable_segment">1</us-gaap:NumberOfReportableSegments>
    <us-gaap:SubsequentEventsTextBlock contextRef="c-1" id="f-3635">Subsequent Events&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;As previously disclosed, during the three months ended &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;December&#160;31, 2024&lt;/span&gt;&lt;span style="background-color:#ffffff;color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;, the Company elected to transfer its mortgage warehouse loan portfolio at the lower of unamortized cost or fair market value to loans held for sale from the held for investment loan portfolio. On January 17, 2025, the Company completed the sale of its mortgage warehouse loan portfolio to an unrelated third party, resulting in a pre-tax gain of &lt;/span&gt;&lt;span style="color:#000000;font-family:'Arial',sans-serif;font-size:10pt;font-weight:400;line-height:120%"&gt;$7.0 million&lt;/span&gt; to be recognized during the three months ended March 31, 2025.</us-gaap:SubsequentEventsTextBlock>
    <us-gaap:GainLossOnSaleOfMortgageLoans contextRef="c-718" decimals="-5" id="f-3636" unitRef="usd">7000000.0</us-gaap:GainLossOnSaleOfMortgageLoans>
    <dei:AuditorName contextRef="c-1" id="f-3637">Forvis Mazars, LLP</dei:AuditorName>
    <dei:AuditorLocation contextRef="c-1" id="f-3638">Indianapolis, Indiana</dei:AuditorLocation>
    <ecd:NonRule10b51ArrAdoptedFlag contextRef="c-719" id="f-3639">false</ecd:NonRule10b51ArrAdoptedFlag>
    <ecd:Rule10b51ArrAdoptedFlag contextRef="c-719" id="f-3640">false</ecd:Rule10b51ArrAdoptedFlag>
    <ecd:NonRule10b51ArrTrmntdFlag contextRef="c-719" id="f-3641">false</ecd:NonRule10b51ArrTrmntdFlag>
    <ecd:Rule10b51ArrTrmntdFlag contextRef="c-719" id="f-3642">false</ecd:Rule10b51ArrTrmntdFlag>
    <ecd:InsiderTrdPoliciesProcAdoptedFlag contextRef="c-1" id="f-3643">true</ecd:InsiderTrdPoliciesProcAdoptedFlag>
</xbrl>
</XML>
</TEXT>
</DOCUMENT>
</SEC-DOCUMENT>
